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Cross-Border Trucking Program Moving Forward Texas Tribune ...After two decades of political posturing, a cross-border trucking program will soon be ready to roll, opening up an avenue to expand trade between Texas and Mexico....
Teamsters Approve New Contracts at MillerCoors Breweries In N.C. And Texas teamster.org …Teamsters at MillerCoors breweries in Eden, N.C., and Fort Worth, Texas, have ratified new, three-year contracts. The agreements cover more than 900 employees at the two breweries and provide lifetime retiree health care benefits. Members of Local 391 and 997 at each location voted Saturday to ratify the contracts by 88 percent...
Teamster Unity Versus Heidelberg Family Feud teamster.org ... In a dramatic show of unity in the face of unreasonable demands on Heidelberg Distributing's unionized workforce, Teamsters who represent approximately 500 workers at six of Heidelberg's family-owned distributorships of beer, wine and spirits in Ohio declared their solidarity by marching together into negotiations with Teamsters Local 284 in Columbus for contract talks yesterday. Employees there voted to join the Teamsters two years ago, but are still without a contract...
Clark County School District Employees Win New Teamster Election teamster.org ...Today, in a major victory for workers, the Employee-Management Relations Board (EMRB) acknowledged that the supermajority election rule for Clark County School District (CCSD) support staff was not in the best interest of the employees and has ordered a new election take place requiring simple majority...
Hoffa To President Obama: Sign The Keystone Pipeline Act teamster.org ...With the passage of the Keystone Pipeline Act by the House of Representatives today, Teamsters General President Jim Hoffa is urging President Obama to sign the legislation when it reaches his desk...
GW Professor Becomes Inaugural James R. Hoffa Teamsters Professor In Modern American Labor History Newswise ...Eric Arnesen, a specialist in the history of race, labor, politics and civil rights was officially installed yesterday as the George Washington University's James R. Hoffa Teamsters Professor in Modern American Labor History...
York County Prison Counselors Get New Contract York Dispatch ...The county and Teamsters Local 776, which represents the workers, couldn't reach a deal and were slated to go to arbitration, when the two sides revisited the contract and were able to reach an agreement...
Sysco Meets With FTC Commissioners In Effort To Allay Antitrust Concerns Wall Street Journal ...Sysco Corp. met with the five commissioners of the Federal Trade Commission in a last-ditch attempt to avert a possible antitrust lawsuit to block the food distributor's planned $3.5 billion purchase of rival US Foods Inc...
Council Member Helen Rosenthal calls for NYC to be a "TPP-Free Zone" Helen Rosenthal ...On Thursday Council Member Helen Rosenthal introduced a new resolution that opposes the President's "fast-track" authority over the Trans-Pacific Partnership (TPP) and declares New York City a "TPP-Free Zone."...
Liberal Democrats align with Tea Party against Obama's trade agenda Daily Times ...A coalition of liberal Democrats and Tea Party Republicans is fighting against US President Barack Obama's
ambitious trade agenda that he hopes to secure before he leaves office...
The 'Movement of Movements' against Fast Tracking the TPP has the power to win Daily Kos …Since the President's State of the Union message where he announced his plan to push corporate trade agreements and seek Fast Track trade promotion authority, the movement against Fast Track, the Trans-Pacific Partnership (TPP) and globalized trade has grown. Instead of the bump in support that Obama expected after the State of the Union, opposition has increased inside Congress and in the grass roots...
Leaked : TTIP negotiations to constrain regulations that protect public interest unbalanced evolution …According to the proposal, as soon as a new regulation is in the pipeline, businesses should be informed through an annual report, and be involved. This is now called 'early information on planned acts', until recently called 'early warning'….This means businesses, for instance, at an early stage, can try to block rules intended to prevent the food industry from marketing foodstuffs with toxic substances, laws trying to keep energy companies from destroying the climate, or regulations to combat pollution and protect consumers."...
A corporate coup d'etat Illinois Times ...You haven't heard of the TPP? Dubbed "a corporate coup d'etat" by Public Citizen's Global Trade Watch, it's a grandiose grab for power masked as a trade deal allowing an unprecedented level of global corporate rule over Americans. One reason we commoners don't know about it is that the corporate and governmental elites of the 12 nations that have been negotiating this momentous deal in strict secrecy not only are keeping us in the dark, but also Congress. Another reason, however, is that the mass media has been shockingly silent, apparently even incurious, about what clearly is a huge story with historic consequences...
State Battles
Missouri House Approves Right-To-Work Bill, But Margin Not Veto-Proof St. Louis Public Radio ...For the first time ever, the Missouri House has approved a right-to-work bill that curbs union rights. But the House's 92-66 vote Wednesday afternoon was far short of the number – 109 -- needed to withstand a likely veto by Gov. Jay Nixon, a Democrat with close union ties...
'Paycheck Protection' Bill Aims At Unions Lee's Summit Journal ...A [Missouri] House committee on Monday signed off on legislation supporters have christened "paycheck protection" — and detractors call "paycheck deception" — that would require public employees to give permission before union dues are taken from their paychecks...
Beer Battle Brewing In Frankfort Spills Into Commercials WHAS ...A-B InBev has stressed that House Bill 168 is backed by rival distributorships that want to take over businesses it would be forced to sell. The Belgium-based company has the backing of the Teamsters Union. About 200 Teamsters work at the Louisville facility...
House panel shoots down two Senate bills opposed by Kentucky unions Herald-Leader ... Union workers flooded the state Capitol on Thursday to express their disdain for bills that would allow people to work for unionized employers without joining the union and repeal the prevailing-wage requirement for school construction projects. They liked what they heard in the House Labor and Industry Committee. The panel overwhelmingly voted down Senate Bill 1, the so-called right-to-work bill sponsored by Senate President Robert Stivers, R-Manchester, and SB 9, the prevailing-wage measure sponsored by Sen. Wil Schroder, R-Campbell County...
More Kentucky Counties Getting Behind the Right-to-Work Movement WKU ...Butler County is joining the growing list of Kentucky counties passing or considering right-to-work laws. ..
Right-Wing Media Discover A Lawless Executive Order They Support -- It's Anti-Union, Of Course Media Matters for America ...Right-wing media are celebrating Gov. Bruce Rauner's (R-IL) executive order blocking public-sector unions from collecting "fair share" fees from the state employees they represent, even though there is no precedent for such a move...
Education Is Newest Target Of Kansas Budget Cuts New York Times ...The cuts come amid a larger budget picture in which the governor has been forced to fill a $344 million budget gap for the fiscal year ending in June; a shortfall of nearly $600 million has been forecast for the fiscal year starting July 1....
States Dangle Water To Tempt California Dairy Farmers NBC News ...Mark Watte, a diversified row crop and dairy farmer in Tulare, said he's considered moving his 1,000-cow operation out of California due to water shortages and burdensome regulations, but his family obligations keep him here...
War on Workers
Are You Being Served - By A Drone Bloomberg News ...Timbre introduced tablets at its restaurants more than three years ago to enable customers to place orders faster; it resulted in a 25 percent increase in productivity, Chia said. It now plans to equip its five venues with eight drones each, four at the bar and four for the kitchen. After diners place their orders on the tablets, the drones will pick up the food and drinks from the kitchen or bar and deliver them to a service area, from where the staff will take them to the tables, he said. They will also be loaded with empties to take back to the kitchen...
OUTRAGE! Indiana Wants Workers To Repay Unemployment Cash Received Because State Messed Up! Praise Indy ...During the summer months school bus drivers, Head Start workers and others who work most of the year, but have a hiatus during the summer, used to be able to file for unemployment benefits. But the Legislature changed the law prohibiting it. But it seems none told employees at state unemployment offices who approved the benefits when workers applied. Now, after catching their mistake, the state wants the workers to payback the cash, even though it was the state that screwed up...
Oil Workers Are Striking Because They're Underpaid and Overworked—and It's Killing Them New Republic ...The union accuses oil companies like Shell and BP of keeping operations too lean while oil prices are low, hiring inexperienced non-union operators, and overworking staff. "We're concerned about the excessive overtime," said Lynne Hancock, a spokesperson for United Steelworkers. "In a lot of locations the workers have mandatory overtime. And when people are working non-stop, they get tired and fatigued. And when you are fatigued, you have a tendency to make some mistakes...
Study says 401(k)-style public pensions cost more than traditional plans Reuters ...Public worker unions and others who back traditional pensions over 401(k)-style plans got ammunition on Tuesday from a new study that shows U.S. state governments that made the switch did not achieve the predicted savings but rather lost money...
South Texas oil worker dies, fell from rig Associated Press …An oil field worker in South Texas has died after falling while near the top of a 50-foot rig...
Goldman: Here's Why Oil Crashed—and Why Lower Prices Are Here to Stay Bloomberg News ...The big take-away: "[T]he decline in oil has been driven by an oversupplied global oil market," wrote Goldman economist Sven Jari Stehn. As a result, "the new equilibrium price of oil will likely be much lower than over the past decade."...
Keystone XL Pipeline
dairy workers
MO paycheck deception
james r. hoffa
Mexican trucks


Located nearby the city center, this family house has been completely transformed by lowering down the existing ground floor level to garden level in addition to a generous steel framed glass wall, warm oak wood interior details and a clean white plastered renovated back façade.
By critically re-thinking the floor plan together with our client, we gave a second life to this former labor house. The narrow living room and the dark corridor are demolished and replaced with a open steel structure. At the back of the house, by adding a large glass and steel wall is the interior merging into the garden making the whole ground floor becoming spacious and filled with natural light.
This renovation includes a living room, a dinning area and a kitchen. Enclosed spaces are storage, WC and hall. The living room and the dinning room are linked together by a sculptural stair made of massive oak wood. A good climate in the house is made possible with a dry floor heating system. Furniture such as bench/storage/closet are designed with the client and integrates perfectly the housing concept.


2016-08-26T23:57:54-04:00https://images.c-span.org/Files/69d/20160826182451001_hd.jpgPanelists talked about the impact of climate change on buildings and landscapes and actions that could be taken to help communities to adapt to environmental changes. Slides were shown.
Panelists talked about the impact of climate change on buildings and landscapes and actions that could be taken to help communities to adapt to environmental changes. Slides were shown.


8.16 | LE SENTIER | This is a beautiful 3-star campsite located 150 metres from the wonderful lake in Vallée de Joux, which is perfect for swimming and windsurfing. There are numerous options available for hiking and cycle excursions. There is also a large sports centre 2.5 km away, with swimming pool and an ice rink in the summer. A superb area which is worth going out of your way for. All year round a Valpass card offers numerous discounts throughout the whole Vallée de Joux area. In winter, there are several options to choose from: downhill skiing, cross-country skiing, snowshoeing and skating on a frozen lake.


1999x I was being patient and nice but its been almost a week since we made the transaction and i havent heard anything from her after i gave her the money. Wont reply to my messages. Never received anything. I wouldnt recommend buying off from this seller. So disappointing!
@danii_rawiri is on Carousell - Follow to stay updated!


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Q: What is the difference between Win 2k3 Server user CALs and Win 2k3 Terminal Server user CALs? Here are 5 Server 2003 User CALs
Here are 5 Terminal Server 2003 User CALs
apart from the price disparity, what is the difference?

A: Server CALs allow users to connect to services (ex File Shares, Printers, IIS Sites).
TS CALs allow users to RDP into TS Sessions on the server.

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World Trade Center: Ground Zero on September 11, 2001
By Nola Taylor Redd 11 September 2017
The World Trade Center dominated the New York City skyline from 1973 to 2001.
(Image: © Northfoto / Shutterstock.com )
Large enough to require its own ZIP code, the iconic World Trade Center contained the world's tallest buildings when it was dedicated in 1973. More than 50,000 people worked in the buildings, with another 200,000 visiting each day before its destruction in a terrorist attack in 2001.
Originally proposed at the close of World War II as a means to encourage trade in New York City, construction on a "world trade center" began at the 1960s, after the demolition of 164 buildings to make room for the new landmark. Dirt excavated from the site was used to create over 23 acres (9 hectares) of land along the Hudson River, part of Battery Park City in lower Manhattan.
With 110 floors in each tower, the two buildings were higher than the world-record holder at the time, the Empire State Building. The north tower reached 1,368 feet (417 meters) and the south tower was just shy of 1,362 feet (415 m). But their record was only held briefly; the Sears Tower in Chicago, completed a month after the dedication of the World Trade Center, stretched almost a hundred feet higher. When the twin towers collapsed in 2001, the towers held the record as fifth and sixth tallest buildings in the world.
A prominent piece of the New York City skyline, the twin towers were the first high-rises to utilize a vertical framed-tube structural system to compensate for the outside pressures from the wind. The architects designed the building with sky lobbies for express elevators to travel to, an innovative method to minimize the space they occupied. Overall, the building included 97 passenger and six freight elevators.
The north column opened to residents in December 1970, though the top floors had yet to be completed. Tenants began moving into the south tower just over a year later, in January 1972. The two were officially completed and dedicated in April 1973.
Landmarks and daredevils
The south tower boasted an observation deck on the top floor. The north tower hosted Windows on the World, the world's highest restaurant, on its 106th and 107th floors. Both attracted tourists who wanted to view the city from above.
Like Niagara Falls, their landmark status made them a target for daredevils. On Aug. 7, 1974, Philippe Petit crossed back and forth on a high wire stretching between the two towers eight times in half an hour. Three years later, George Willig, dubbed "The Human Fly" by the press, scaled the side of the north tower.
A prominent target: the 1993 bombing and 9/11
On Feb. 26, 1993, terrorists exploded a van in an underground parking garage beneath the north tower of the World Trade Center. The blast killed six people and injured over a thousand, but the towers stood strong. Six Muslim fundamentalists were ultimately convicted of the crime.
Terrorists struck the twin towers on Sept. 11, 2001. (Image credit: Ken Tannenbaum / Shutterstock.com)
More than eight years later, on Sept. 11, 2001, terrorists struck again, this time with more chilling results. American Airlines Flight 11, traveling from Boston to Los Angeles, crashed into the north tower of the World Trade Center, smashing through multiple floors. Less than twenty minutes later, United Airlines Flight 175, also flying from Boston to L.A., hit the south tower. Part of a coordinated attack that included an assault on the Pentagon and a failed attempt on what was most likely the Capitol in Washington, D.C., a group of 19 terrorists took control of four airplanes. Three hit their targets; passengers on board the fourth, United Airlines Flight 93, rebelled against the hijackers, and the plane crashed in a field near Shanksville, Pa., killing everyone on board.
The impact into the twin towers initially sparked fire damage, leading to rescue crews rushing into the building. But the destruction was far from over. The south tower collapsed in less than an hour after impact; the north tower in just under two, killing more than 2,700 people within the two towers. Almost 3,000 people were killed in the four plane crashes, including the 19 terrorists involved. [Remembering the Fallen: Memorials Gallery]
The National September 11 Memorial was constructed at Ground Zero, in the footprint of the Twin Towers. Built to remember all of the victims of 9/11, as well as the six victims of the 1993 World Trade Center bombing, the memorial hosts two reflecting pools nearly an acre in size and features the largest manmade waterfalls in the world. Bronze panels containing the names of those who died in the 1993 and 2001 attacks surround the pools.
Political aftermath
By the afternoon of Sept. 11, U.S. officials had named Osama bin Laden, leader of the Muslim terrorist group al-Qaeda, as the primary suspect in the attacks. Within a week, the Senate adopted a resolution authorizing the use of the American military against those responsible for the attacks, and President George W. Bush announced that bin Laden was wanted "dead or alive."
The Bush administration went on to declare a War on Terror, seeking to bring bin Laden and al-Qaeda to justice. As such, the United States led the overthrow of the Taliban regime in Afghanistan in 2002 and used the alleged involvement of Saddam Hussein to invade Iraq in 2003.
Within the United States, Congress passed the Homeland Security Act and the Patriot Act. The Patriot Act especially drew criticism because it permitted law enforcement agencies to invade the privacy of private citizens without judicial oversight.
In 2004, Osama bin Laden claimed responsibility for the attacks on 9/11 in a message aired on an Arabic TV station. In 2011, President Barack Obama announced that bin Laden was killed in a firefight in Pakistan, almost a decade after the horrifying attacks.
Conspiracy theories abound
Despite bin Laden's claims, there are many who believe that the U.S. government maintained some level of involvement with the attacks. Theories abound on whether some U.S. officials helped to plan the attack, or simply knew about it and let it occur. Some suggest that controlled demolitions brought down the north and south towers; others believe the Pentagon was hit by a government-launched missile. [Is This Article Part of a Conspiracy?]
A 2007 poll indicated that almost a quarter of Americans believe that elements in the U.S. government knew of an impending attack and intentionally let them proceed. Similarly, in May 2015, a 60 Minutes/Vanity Fair poll found that 24 percent of Americans believe there is another explanation for the 9/11 attacks Such paranoia may have been fed not only by dissatisfaction with the resulting policies but also with the fact that the War on Terror led to what many felt was an unprovoked attack on Iraq.


A maritime expert and also Chief Executive Officer, Safewater Energy and Environmental Restoration Limited, SWEERGLOBAL, Dr Thaddaeus Thompson, has tasked the Federal Government on dredging and ports' rehabilitation across the country in order to explore its maritime economy for massive flow of foreign direct investments.
Thaddaeus stated this in an interview, while baring his mind on the neglect of some major seaports in the country that would have long time open the economy for aggressive investment, competition and job creation for millions of Nigerians.
According to him dredging will increase access for heavier sized vessels to enter and leave the seaports daily, as well as increase the number of available sailing days per year, therefore Nigeria should capitalize on its available resources to achieve this in reviving this key and critical economic assets of the nation.
He said: "The need for Nigeria to significantly improve shipping access to accommodate larger and more vessels cannot be overemphasized. At the core of the country's strategic planning to support major projects and diverse port users, must be plans for fully loaded LNG tankers, dry bulk carriers and new cruise liners.
"The economic downturn in Warri, Focados, Burutu and Port Harcourt, just to mention a few could be attributed to the federal government's failure to capitulate the importance of keeping the seaports dredged and functional.
"How come all the seaports in the eastern part of Nigeria were allowed to dissipate? With the oil industry nearby, the region could easily have become an economic leverage that investors will find hard to ignore.
He further pointed out that, "With an investment of $3.8 million a dredging project can kick off to remove approximately 105,000 m³ of sand and sediments from a 450 meter wide and approximately two kilometers long section of a channel.
"According to a SWEERGLOBAL research report at Middle Pass, adjacent to Charles Point Patches, dredge spoils could have a negative impact on the environment; hence, there must be a depository somewhere afar off and at least 200 meters away from the port area to minimize environmental impact.
On funding ports' rehabilitation and infrastructure he said, "The government must move quickly on the project by contracting existing dredging companies and foreign companies who already work within the harbour or have experience in the field to create the access channels for the new Marine Supply Base, MSB, extending the stay of dredging boats should be part of the strategic partnership.
"To create significant efficiencies and save time, local dredging companies must be part of the deployment team. The project for dredging a seaport the size of Warri can be completed within 6 months. An additional one year or less can be estimated for the remaining infrastructure to commence full operation.
"Within the same time frame, community consultations, including engagement with the Environment Center and the local fishermen, followed by environmental approvals prior to dredging work and final surveys must be completed. At least a target of 14 m must be achieved to enable larger vessels to the ports", he added.


A protest against the murder of a young man in Moscow's Biryulyovo district turned violent Sunday night with crowds overturning cars and looting a shopping center.
Moscow riot police faced off against an angry crowd in the Biryulyovo district of southern Moscow on Sunday night. The rioting began when protesters participating in an unauthorized rally headed towards an apartment building where Yegor Shcherbakov, a young man killed a few days ago, had lived.
A second group of protesters moved to the local vegetable warehouse, chanting nationalistic slogans, saying they wanted to force Shcherbakov's murderer out of the vegetable warehouse where he was said to be hiding.
The first group of protestors proceeded to erect barricades outside a local shopping center. The protestors overturned at least one car and threw a flare into the shopping center, causing the first floor to fill with smoke.
Riot police closed the roads leading to the area and formed a human chain around the vegetable market to deflect people from entering the area. Initial estimates show that around 3,000 people were involved in the conflict.
Shcherbakov was killed on Oct. 9 while trying to defend his girlfriend from an assailant who approached them with a knife. The Russian Investigative Committee reported on Sunday that Shcherbakov's murder had been referred to the Investigative Committee's Department for Investigating Grave Crimes.
"Eyewitnesses have been questioned. Police are searching for the assailant. The search is continuing," the Investigative Committee said.
The entire police force of the city of Moscow has been put on high alert and Manezh Square outside the Kremlin has been closed. The square has traditionally been a popular place for protestors.
ITAR-TASS has reported that Russian Interior Minister Vladimir Kolokoltsevis holding an emergency meeting in connection the incident. Yelena Kokotova, the acting spokeswoman for the Moscow Police, said that in addition to Kolokoltsev, Interior Minister Vladimir Kolokoltsev and Moscow police chief, Anatoly Yakunin are taking part in the meeting. Kokotova also said that some riot policemen had sought medical assistance.
Fights have also broken out between protestors and migrant workers due to rumors that Shcherbakov's murderer was a migrant. Lyudmila Alexeyeva, head of the Moscow Helsinki Group, issued a statement reacting to the assaults on migrants.
"People must be calmed down, an operation to find the killer must be conducted and street violence must be prevented," she told Interfax on Sunday.
"What alarmed me is that people see non-Russians as the root of all troubles. Moscow is the capital city of a multiethnic state. It must be a multi-ethnic city by definition.
The Russian Migrants Federation has urged representatives of ethnic communities to remain on alert in the wake of disturbances in southern Moscow.
He said the Moscow police are taking effective measures to bring the situation back to normal.
So far 200 people have been detained in the Biryulyovo area and 60 in northeastern Moscow.
This story is based on reporting from Interfax, ITAR-TASS and Business New Europe.


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PARA TRAP
Vision Impaired
ATHLETE REPRESENTATIVES
CLASSIFIED ATHLETES
With podiums come pressure for Vasyl Kovalchuk
Paralympic champion knows consistent medal finishes mean high expectations 09 Apr 2018
Double Paralympic champion Vasyl Kovalchuk has had a successful start to 2018
ⒸGetty Images
By Lena Smirnova | For the IPC
"To maintain top results in the future, you need to go hand in hand with time, train constantly, acquire new weapons and equipment. I will get help in this regard, and I hope that I will be able to represent my country just as well in future competitions, including the Paralympic Games in Tokyo 2020."
Double Paralympic champion Vasyl Kovalchuk has been in shooting Para sport for a decade and shows no signs of slowing down.
The Ukrainian's next aim is the Szczecin 2018 World Shooting Para Sport Grand Prix, which begins on Wednesday (11 April) in Poland. The competition will be the last chance for athletes to earn MQS (minimum qualification score) ahead of the 2018 World Shooting Para Sport Championships, which will be held in Cheongju, South Korea, from 4-11 May.
"This ongoing season I really want to perform well because after the victories at London 2012 and Rio 2016 people expect to see top results from me," Kovalchuk said.
This kind of pressure has followed Kovalchuk since his meteoric rise in the sport.
He lost his right arm in a bear attack at a zoo when he was 11 years old, but adapted quickly. He tried multiple sports before settling on shooting in 2008. Within four years Kovalchuk won Paralympic gold in the 10m air rifle prone SH2 at London 2012. He repeated this success in 2016, taking back-to-back golds in the event in Rio de Janeiro.
Kovalchuk's most recent triumph came in late March at the World Cup in Al Ain, United Arab Emirates, where he won the R9 (mixed 50m rifle prone SH2). He also took silver in R5 (mixed 10m air rifle prone SH2) and bronze in R4 (mixed 10m air rifle standing SH2). Kovalchuk noted that his victories have not been as easy as they appear on paper.
"All competitions are a challenging test for each athlete and the World Cup stage in Al Ain is not an exception," he said. "I am very grateful to the coaching staff for the help they offered me during my performances and to all who supported me."
Another challenge in addition to the pressure to maintain top results is the equipment, which is always changing and advancing in shooting Para sport.
"At Rio 2016 I competed with a new pneumatic rifle, which I had dreamed so much of buying after the competitions in London 2012. But time doesn't stand still and equipment is always getting more advanced," Kovalchuk said.
"To maintain top results in the future, you need to go hand in hand with time, train constantly, acquire new weapons and equipment," he added. "I will get help in this regard, and I hope that I will be able to represent my country just as well in future competitions, including the Paralympic Games in Tokyo 2020."
The Szczecin 2018 World Shooting Para Sport Grand Prix will run until 14 April. Live results will be available online.
Record-breaking day to open Al Ain 2018
More records tumble at Al Ain 2018
China and Italy put on show in Al Ain
Italy and Great Britain shine in Al Ain
More gold for Radoslav Malenovsky in Al Ain
Home favourite Alaryani golden in Al Ain
Para sport review: March 2018
Para sport preview: April 2018
Cheongju 2018: Matured McKenna Dahl ready for Worlds
World Shooting Para Sport partner
Official Website of World Shooting Para Sport
info@worldshootingparasport.org


A prolific writer, teacher, song writer and fashion designer.
She is a graduate of the prestigious Obafemi Awolowo University where she bagged a first class degree in microbiology (Masters in Applied Microbiology currently in view).
Having been a lover of music and the music ministry, she is married to a music minister Oche Jonkings with whom she is fulfilling purpose.
It's a danceable piece which will get you dancing and praising. I am sure this song will bless you.


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Transgender Man Sues in San Francisco Federal Court for Failing to Cover Sex Change Surgery
June 28, 2016 By Micha Liberty
A transgender man who is trying to obtain sex reassignment surgery is suing his employer, Dignity Health, for failing to provide insurance coverage for the surgery. The man alleges that Dignity Health discriminated against him for being transgender, as well as violated the Affordable Care Act, when it deprived him of medical care.
Dignity Health, which is based in San Francisco, is the U.S.'s fifth largest health system and refuses to cover sex reassignment surgeries, according to the complaint. The ACLU filed a complaint on behalf of the transgender man in federal court in San Francisco.
The plaintiff, who is a nurse at a Dignity hospital in Arizona, was born female but identifies as male. He alleges in his complaint that Dignity Health singles out transgender employees for unequal treatment by refusing to deprive them of all medical care for gender dysphoria, a serious medical condition. Gender dysphoria is a condition where a person experiences distress because there's a mismatch between their biological sex and their gender identity.
According to the plaintiff, his health care coverage provided by his employer includes treatment of gender dysphoria, but his employer excluded the treatment from its employee health care coverage plan, meaning the plaintiff had to pay thousands of dollars for his treatment. In 2015, he paid over $7,000 for a double mastectomy that was excluded from his insurance plan. The plaintiff has also had to forego some medically necessary care. He next wishes to have a phalloplasty, plastic surgery performed to construct a penis, but cannot afford to pay for the procedure out of pocket.
The man's fiancé, who also works for Dignity, emailed the CEO asking for the exclusion to be removed from the health care plan. The CEO responded that they found no evidence of any discrimination in the company's insurance plan.
This is not the first time the ACLU has filed a complaint against Dignity Health. The ACLU also filed a complaint against the organization in December 2015, claiming that it denies patients basic reproductive care, by refusing to provide coverage for abortions.
Under federal law, employers cannot discriminate against employees on the basis of gender. The Equal Employment Opportunity Commission interprets this law as forbidding any employment discrimination based on gender identity. Therefore, under federal law, employers cannot refuse to hire a job applicant because he or she is transgender. Employees cannot be fired because they have made or are planning to make a gender transition. Employers also cannot discriminate in terms, conditions, or privileges of employment, such as health insurance, because of gender identity. In addition, California law specifically provides that employers cannot discriminate on the basis of gender identity.
If you believe you have been the victim of illegal discrimination in the workplace because you are transgender, you should consult with an attorney. You have legal rights under both federal and state law, and it's important you have an advocate on your side who can protect those legal rights. At Liberty Law, Micha Star Liberty and Seth I. Rosenberg believe that no employee should be discriminated against on the basis of gender identity.
Call the San Francisco employment discrimination attorneys at Liberty Law at 510-645-1000 or 415-896-1000 to learn more about your legal rights. We can help. You may be entitled to compensation for your lost wages, unpaid benefits, emotional damages and more. We work with clients throughout the Oakland-San Francisco area, including Hayward, Fairfield, Tracy, San Jose, Sacramento, Berkeley, and the surrounding areas. Call us today to learn more or to schedule a free consultation on your case. If we choose to accept your case, you pay us nothing in legal fees until we obtain compensation for you.


Epicor Software Corporation, a global provider of industry-specific enterprise software to promote business growth, announced today it's bringing its award-winning technology solutions for manufacturers to Fabtech.
As the shop floor becomes increasingly more digitized, several new connections and data streams are being created. As a result, organizations must turn the explosion of data they have into intelligence and insights to support real-time decision making, at every level and across every function in the organization, and the extended supply chain. But over time, the enterprise resource planning (ERP) system—originally intended to automate and integrate business activities for improved productivity—starts becoming a real drag, literally, dragging down operational performance.
Guided by the needs of today's users, Epicor ERP is a global business software solution that delivers the choice, flexibility and agility to drive growth and opportunity throughout your business without the complexity of legacy platforms. A single, end-to-end software solution for business, Epicor ERP is available in the cloud or on-premises. It offers a modular approach with robust capabilities focused on reducing costs, streamlining processes, and improving customer responsiveness across the enterprise—all top priorities toward achieving continued growth and profitability.
To provide even further capabilities to today's manufacturers, Epicor also offers a manufacturing execution system, Mattec MES. Mattec MES collects data directly from equipment and operators on the shop floor in real-time, minimizing inaccurate and time-consuming manual data collection. With information in your hands "right now" you can become proactive, and anticipate and solve production problems before they happen. Real-time insights help you pinpoint critical issues, reduce waste, and improve quality and customer service.
"Our industry has changed considerably since we started, notably ever-shrinking product life cycles," explained Ken Kane, executive vice president, Lighting Services, Inc. "This means we have to move product development at a much quicker pace than ever before, including the ability to make on-the-fly changes to production, and Epicor ERP makes it much easier for us to do this by embracing our needs to enable connectivity throughout our factory floor."
To learn more about Epicor ERP solutions for manufacturers, please stop by the Epicor booth C40905 at Fabtech 2017 in Chicago from November 6-9.


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< Back to all issues
Volume 11 - Issue 3 - July 2012
Page/Article number: low to high Page/Article number: high to low Title Type Online publication date
A Nudge in the Right Direction? Towards a Sociological Engagement with Libertarian Paternalism
Patrick Brown
Published online by Cambridge University Press: 04 April 2012, pp. 305-317
Interventions framed through a behavioural lens, particularly 'Nudge', are gaining credence in US and UK policy circles, not least around healthcare. Key tenets of this 'libertarian paternalist' approach are discussed and related to sociological theory. The influential position of nudge begs sociological engagement, indeed its recognition of 'choice architecture' is partially congruent with sociological conceptions of structure-embedded agency. Though recognising the significance of norms, the analysis of nudge fails to appreciate their depth in terms of time, materiality and the socio-cultural. The potency and variable consequences of these social factors are emphasised through Bourdieu's concepts of habitus and field. This framework alongside various sociological approaches to risk and uncertainty are proposed as potentially fruitful paths of critical engagement.
The Obama Presidency and Health Insurance Reform: Assessing Continuity and Change
Daniel Béland, Alex Waddan
Published online by Cambridge University Press: 06 March 2012, pp. 319-330
During the 2008 federal campaign, Democratic presidential candidate Barack Obama placed comprehensive health care reform at the centre of his platform. In the light of the growing problems facing the US health care system, the time seemed ripe for another attempt to control health costs while expanding insurance coverage. Elected in the context of the deepest recession since World War II, President Obama nonetheless decided to reform the US health care system at the beginning of his presidency. Drawing on the historical institutionalist perspective, which stresses the effects of existing institutions and policy legacies on social policy development, this article analyzes health politics during the first fifteen months of the Obama administration before assessing the impact of the legislation enacted in March 2010. Although it does not radically break from the past, this legislation should bring about crucial changes to the US health care system.
The Politics of Entitlement and Personalisation: Perspectives on a Proposed National Disability Long-term Care and Support Scheme in Australia
Michele Foster, Paul Henman, Jennifer Fleming, Cheryl Tilse, Rosamund Harrington
Internationally, over the past two decades the theme of personalisation has driven significant reforms within health and social care services. In the Australian context, the principles of 'entitlement based on need' and 'personalisation' frame the proposed National Disability Long-Term Care and Support Scheme (LTCSS). In this article, we critically examine the interpretations and ambiguities of need and personalisation. We consider the administrative complexities of applying these principles in practice and the uncertainties about the roles of state and the market, and use individual case examples to illustrate areas of potential tension. Whether principles translate to deliver personalised services and avoid harmful trade-offs between access, equity and choice is the true test of social policy.
Conceptualising the Contexts, Mechanisms and Outcomes of Intensive Family Intervention Projects
Elaine Batty, John Flint
Intensive family intervention projects have become an increasingly prominent mechanism within anti-social behaviour and social policy programmes in the UK and are supported, in principle, by the new coalition government. They have also been the subject of considerable academic controversy within the evaluative and critical literature. This article attempts to inform continuing debates about the purpose and effects of these projects by conceptualising the contexts within which interactions between projects and families occur; classifying the component aspects of roles and support provided; and presenting a three-part typology of potential outcomes from project interventions.
Fair Conditions and Fair Consequences? Exploring New Labour, Welfare Contractualism and Social Attitudes
Daniel Sage
Published online by Cambridge University Press: 29 February 2012, pp. 359-373
This article explores the intention and effects of New Labour's 'conditional' welfare-to-work strategy. Conditionality has been the subject of substantive debate, with New Labour distinguishing its own contractualist welfare reforms from alternative strategies, often associated with 'punitive' US workfare. This article assesses whether New Labour's attempt to fashion what is described as 'reciprocal responsibility' in welfare arrangements avoided the commonly cited by-products of workfare. To achieve this, evidence is presented from the British Social Attitudes series, which shows a profound hardening of attitudes towards the unemployed. In light of these findings, the evidence supports arguments about the adverse effects that welfare contractualism can have for wider social relations.
Themed Section on Waiting for a Better World: Critical and Interdisciplinary Perspectives on Intercountry Adoption
Introduction: Waiting for a Better World: Critical and Interdisciplinary Perspectives on Intercountry Adoption
Denise Cuthbert
Published online by Cambridge University Press: 23 May 2012, pp. 375-380
Consider a social phenomenon which for over sixty years has seen the increasingly systematic and organised (but involuntary) expatriation, migration and resettlement of around one million children around the globe (Selman, 2012). In most cases, this expatriation entails the complete severance of ties with home countries, communities and families of origin; the provision of new families and citizenship; a legal change of identity that may include the issuing of new birth certificates; and, for many, a life among people from whom they remain visibly different just as they remain culturally and linguistically different from the communities in which they were born but from whom they are removed at an early age.
The Global Decline of Intercountry Adoption: What Lies Ahead?
Peter Selman
This article examines the latest trends in intercountry adoption worldwide, based on data from twenty-three receiving countries. Trends in the number of children sent by states of origin are based on their returns to the Hague Special Commission or on estimates derived from country data provided by the receiving states. The analysis concentrates on the period from 2004 to 2010 when estimated annual global numbers declined from 45,000 to 29,000, fewer than those recorded in 1998. The article will also look at changes in the age – and other characteristics – of children sent. Discussion centres on changes in sending countries, exploring the declines in China, Russia and Guatemala, the rise in adoptions from Haiti after the earthquake of 2010 and the emergence of Africa – and in particular Ethiopia – as a significant source of children for adoption. The article concludes with a consideration of the implications of a continuing high demand from childless couples in developed countries on the intercountry adoption 'market'; and the prediction of David Smolin that, unless truly reformed, intercountry adoption will eventually be abolished and labeled as a 'neo-colonial mistake'.
Market Forces: Defining the Adoptable Child, 1860–1940
Shurlee Swain
Discomfort about the notion of adoption as facilitating a market in children has been one of the major motivations for regulation and control, not only for intercountry adoption but throughout the history of in country adoption as well. This paper explores the nature of the market in Australia, beginning in the decades before legalisation but looking also for continuities in the ways in which in country and later intercountry adoptions have been debated. Drawing on an analysis of advertisements from major metropolitan and regional newspapers it argues that benevolence always exists in an uneasy alliance with assumptions about the right to a child, creating a 'shopping list' of desired characteristics which the market has rarely been able to satisfy.
'[W]e Find Families for Children, Not Children for Families': An Incident in the Long and Unhappy History of Relations between Social Workers and Adoptive Parents
Marian Quartly
Relatively little work on adoption focuses on the role of social workers. This article gives an account of the conflict between social workers and prospective adoptive parents which developed in Australia in the 1970s, taking as a case study the conflicting roles of adoptive parent advocates and professional social workers within the Standing Committee on Adoption in the Australian state of Victoria. Its overarching concern lies with the historical attitudes of the social work profession towards adoption, both domestic and intercountry, as these have changed from an embrace of both adoption and adoptive parents to mutual alienation. It concludes that the inclusive practice of radical social work could only briefly contain contesting client groups.
History Repeating . . . Disaster-Related Intercountry Adoption and the Psychosocial Care of Children
Patricia Fronek, Denise Cuthbert
Disasters are prevalent with devastating effects on vulnerable populations that include the elderly, disabled, women and children. Historical responses to vulnerable children and families post-disaster raise questions concerning further harms to children rescued by adoption in the aftermath of devastation. This article offers critical and historical perspectives on child removal for adoption in the context of disaster and the psychosocial care of children affected by disaster. It brings into question whether removal, especially permanent removal for adoption, is in their interests. This article concludes that efforts are needed by the international community to ensure that past abuses do not recur.
Supporting the Interests of Intercountry Adoptees beyond Childhood: Access to Adoption Information and Identity
Jessica Walton
Drawing on select examples of adoption policy, this article considers key assumptions in discourse about 'the best interests of the child'. The central argument is that the life-long impact of adoption needs to be recognised so that the long-term interests of adoptees are met, and not only when they are children. Based on doctoral research into the experiences of adult Korean adoptees in the United States and Australia, this article argues that currently post-adoption services are geared to adoptive parents and the adoptee-as-child and do not adequately address the needs of adoptees beyond childhood. Accurate and accessible information is important for adoptees as they try to understand their past and make sense of their identities.
Intercountry Adoption and the Inappropriate/d Other: Refusing the Disappearance of Birth Families
Damien W. Riggs
Dominant social norms relating to families shape the lives of all people. This can have negative effects upon non-traditional families. This is especially the case in terms of adoption, where a focus solely on the adoptive family can often result in the 'disappearance' of the birth family. This paper explores the location of birth families in relation to adoptive families by examining a sample of children's storybooks aimed at adoptive children living with lesbian or gay parents as but one example of how policy makers may come to identify dominant cultural norms that circulate about birth families in the context of intercountry adoption. A number of key tropes are identified across these books, namely the ghostly presence of birth families, and the representation of birth parents as deviant (thus warranting the removal of their children).
Review of Sociological Literature on Intercountry Adoption
Indigo Willing, Patricia Fronek, Denise Cuthbert
This review surveys sociological literature on intercountry adoption from 1997 to 2010. The analysis finds a preponderance of literature from the United States, reflecting its place as a major receiving country, and a focus on adoption experience organised by reference to the adoption triad: adoptive parents, adoptees, birth families. Reflecting the power imbalances in intercountry adoption, the voices and views of adoptive parents dominate the literature. There is an emerging literature generated by researchers who are intercountry adoptees, while birth families remain almost invisible in this literature. A further gap identified by this review is work which examines intercountry adoption as a global social practice and work which critically examines policy.
Some Useful Sources
In addition to the literature surveyed in the review article and the references provided by each of the authors, further sources are provided here. This selection might appear idiosyncratic for international readers given its Australian focus but it has been made because the sources (not likely to be widely known outside Australia) provide current, rich and unique ethnographic data on the complex politics of intercountry adoption in a receiving country and of past practices in domestic adoption, both of which have implications for current policy and practice.
Front Cover (OFC, IFC) and matter
SPS volume 11 issue 3 Cover and Front matter
Published online by Cambridge University Press: 23 May 2012, pp. f1-f2
Back Cover (IBC, OBC) and matter
SPS volume 11 issue 3 Cover and Back matter
Published online by Cambridge University Press: 23 May 2012, pp. b1-b8


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Wilton receives $93K school technology grant from the state
News // Regional
March 12, 2016 Updated: June 13, 2019 2:39 p.m.
In January, Connecticut Department of Education Commissioner Dianna R. Wentzell announced the State Bond Commission's approval of $10,935,598 in technology grants to help put more computers in classrooms and increase Internet bandwidth in schools across Connecticut.
The investment is part of the state's broad efforts to strengthen computer and technology resources as schools continue to implement Connecticut Core Standards and administer computer-adaptive tests aligned to these standards.
The grants will go to 171 school districts across the state, including Wilton, which will receive $93,170.
"If we want our students to thrive in school and have the skills and knowledge to succeed in the high-tech world they will enter after high school and college, we have to teach them technology skills," said Wentzell.
"This investment will put more computers in the classroom and empower more students to have the skills they need to be successful global citizens."


The Refuge is the penultimate building in the Mer de Glace complex. The Refuge has 3 apartments and 1 duplex each occupying it's own separate floorplate.
Links below to the price lists, availability and project plans in pdf format.


Amoxil online, cheap price, read more.
Click her to discover some of the interesting and fun things to do in Madrid and Spain. We will even help you organise them if you need help.
We are located in the heart of Madrid surrounded by the coolest shops, bars & restaurants and easily accessible by public transport.
This is the ideal method to strengthen and improve your knowledge of Spanish from your own computer since the lessons are individual and made-to-measure.


Vladimir Ashkenazy returns with an unexpected album of compositions by his long-standing friend Howard Blake, best known for the Christmas favourite 'Walking in the Air'. 'Walking in the Air', which Ashkenazy has chosen as the title track of the disc is arranged here for solo piano. The song was composed by Blake as the centrepiece of his score for the children's classic animated film 'The Snowman', and exemplifies the composer's warmly accessible style. Ashkenazy performs nine world premiere recordings from Blake's repertoire and the album features music from Blake's other film scores, including Ridley Scott's 'The Duellists' and horror classic 'The Changeling' and the Prelude for Vova Op.640, written after Ashkenazy asked Blake to "make a piece out of my initials A S H - like Liszt did with B A C H". Howard Blake's illustrious career has spanned over 50 years in which he has composed more than 650 works, both classical and popular. He has written scores for numerous films, beginning in the 1970s, but it was in 1982, with his orchestral score for 'The Snowman' that Blake achieved widespread acclaim. While he is best known for the Christmas classic, he has written a wide range of music, including a piano concerto for the 30th birthday of Princess Diana. "His piano music is extremely well written and pianistic, due, of course, to the fact that he is a very good pianist himself," explains Ashkenazy, "and so it is truly a joy to play."


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64% of Americans Aren't Prepared For Retirement — and 48% Don't Care
Are younger generations setting themselves up to fail?
By Sean Dennison Sep 23, 2019 Plan Your Retirement
Retirement prospects seem grim for over half of America, according to the latest results of a GOBankingRates survey. The 2019 retirement survey revealed that even more people will retire broke than initially projected.
GOBankingRanks asked over 2,000 respondents about their savings. Sixty-four percent of Americans are now expected to retire with less than $10,000 in their retirement savings accounts, versus the 42% reported back in January. Yet, the people at risk of a stormy retirement don't seem to see it that way — nearly half of all survey respondents were not concerned about the size of their retirement savings accounts. Find out why many Americans are delaying saving for retirement.
64% of Americans Will Retire Broke
When asked to estimate how much money they had in retirement savings, close to half of all respondents — 46% — claimed they had no money put aside for retirement, while 19% said they'll retire with less than $10,000 to their name. If these trends hold, that means 64% of all Americans will essentially retire broke. Twenty percent will retire with anywhere from $10,000 to $100,000. As for the remainder, well, let's just say they have more wiggle room with their retirement savings.
Zero dollars was the most popular answer choice among respondents of all ages, though that percentage fell as age increased. Unsurprisingly, older respondents have more money saved since they had more time and potentially more avenues to do so. Men and women tied at 46% when it came to having $0 in retirement savings. However, men have more money than women in nearly all savings brackets. This could be due to men generally earning more than women, as well as the result of an investment gap.
Retirement Savings by Age and Gender
$0 Less Than $10,000 $10,000-$49,999 $50,000 or More
Men 45.5% 18.6% 10.1% 25.8%
Women 45.5% 19% 14.4% 21.1%
Ages 18-24 63% 24.2% 6.1% 6.6%
Ages 25-34 53.6% 16.1% 16.7% 13.5%
Ages 45-54 45.2% 16.2% 12.6% 26%
Ages 65 and older 33.3% 20.5% 13.1% 33.1%
The survey also asked people why they thought they didn't have enough retirement savings, with the top three responses being:
"I don't make enough money to save."
"Struggling to pay bills (rent, mortgage, car payments)."
"I'm prioritizing paying down debt."
What About Americans With $0 Saved for Retirement?
People with $0 in their savings account have a good explanation for why nothing's there: They don't make enough money to save. Of those who fell in the $0 bracket, 45% said they couldn't save for that reason. Bills are another big obstacle for 24% of respondents with no savings.
Interestingly, 9% of respondents with $0 in their retirement accounts said that they won't need savings in their golden years, which may imply that they plan to continue working past retirement age.
Read More: 50 Best (and Worst) Places To Retire If You Have No Savings
Many Americans Don't Care About Saving For Retirement
Nearly half of all respondents — 48% — were not bothered by how much they had saved up. What's even more alarming is that over half of the respondents who claimed they had $0 in retirement savings expressed no concern over it.
According to GOBankingRates' survey, the younger you are, the less you care about having no savings. However, those who did care were more likely to respond with "I'm not able to save more" versus the alternative response, "I'm going to make changes to save more." Forty-four percent of those ages 55-64 were concerned about having nothing saved but specified they were unable to save more.
Americans' Concern Over Their Retirement Savings
Not Concerned Concerned And Planning to Save More Concerned But Not Able to Save More
Men 52.2% 21.1% 26.7%
Women 44.6% 18.5% 36.9%
Ages 18-24 54.5% 31.1% 14.5%
Ages 25-34 52.6% 23% 24.5%
Ages 35-44 44% 21.7% 34.2%
Ages 65 and older 49.9% 14.1% 36%
Overall (All Americans) 48.3% 19.8% 32%
Most People Use Savings Accounts for Retirement
When it comes to the best way to save for retirement, 46% of people chose a savings account as their primary method, with the next most popular response being 401(k) accounts at nearly 30%. Only 14% of respondents chose individual retirement accounts or Roth IRAs.
It's disheartening that savings accounts are the most popular option because their growth rate is paltry. The current national return rate for savings accounts is 0.09%, according to the Federal Deposit Insurance Corp. Here's how that rate stacks up against other retirement vehicles:
Account Type Return Rate
Savings account 0.09%
Money market account 0.19%
Certificates of deposit (CD) 0.12%-1.09%*
401(k) account 5%-8%
IRA and Roth IRA 6%-8%
*Return rate depends on the term length and deposit size.
It's harder to gauge the return rate for instruments like 401(k) accounts and IRAs because it depends on what assets you invest in through those accounts, how long you invest for and how much money you put into them. Furthermore, you should factor in whether inflation will affect your returns. Luckily, there are plenty of free online calculators to help you figure out what your return will be.
Where Americans Are Storing Their Retirement Savings
Savings Accounts High-Yield Savings or Money Market Accounts 401(k)s IRA or Roth IRAs Rental Property (or Passive Income Stream)
Men 43.1% 4.3% 29.6% 15.9% 7.1%
Women 48.8% 4.1% 29.5% 12.1% 5.5%
Ages 18-24 59.6% 2.4% 24.5% 8.3% 5.3%
Ages 25-34 48.1% 4.3% 27.8% 13% 6.8%
Ages 35-44 40.4% 4.1% 33.6% 16.4% 5.5%
Ages 45-54 36% 2.1% 43.4% 13.6% 4.9%
Ages 65 and older 45.4% 7.3% 19.5% 19.2% 8.5%
Overall (All Americans) 45.9% 4.2% 29.5% 14% 6.3%
How Will Millennials and Generation Z Fare?
Generation Z and millennial respondents are the most vulnerable to retiring broke. More than half in both age brackets said they had $0 in retirement savings, with 63% of Gen Zers and 54% of millennials ages 25-34 giving that response. Furthermore, those generations were the most likely to use savings accounts as a means for retirement, and the least likely to choose more efficient investing tools like 401(k) accounts and IRAs. Neither group is making enough money to save, with 47% of Gen Zers and 37% of millennials agreeing with that statement.
Baby boomers are generally better equipped to handle retirement than their younger counterparts. Only 33% of respondents ages 65 and older claimed to not have anything saved, and 6% said they had $500,000 to $1 million in their retirement nest egg. However, older respondents were also more likely to rely on a spouse for their retirement plans.
Related: These Are the 50 Best Cities for Gen Z To Live Well On a Budget
Men and Women Don't Make Enough Money To Save
So, what's the biggest problem getting in the way of retirement savings for both men and women? It's a lack of money to save with, according to 32% of men and 33% of women. However, since men earn higher wages than women, on average, that may explain why over half of all male respondents are not concerned about retirement, versus 45% of women. Men were also more likely to say that they'll make changes to save more. However, 37% of women said they cannot save more, versus only 27% of men.
The survey revealed that more women than men rely on a spouse as part of their retirement savings plan. Adults ages 45-64 are also more likely to rely on a spouse or partner.
Americans Who Are Relying on Their Spouse or Partner for Retirement Savings
Men 12.4%
Women 22.5%
Ages 18-24 10.3%
Ages 35-44 19%
Ages 65 and older 18%
Overall (All Americans) 17.6%
This is similar to the findings of a 2018 study conducted by UBS Wealth Management:
Over half of women — 56% — leave key financial planning decisions to their husbands.
Similarly, 56% of widows and divorcees find at least one financial "surprise" (e.g., high debt, hidden accounts).
Nearly 60% of women expressed regret over not taking a more active role in key financial decisions while they were married.
These trends don't decrease with age. The same report from UBS found that 61% of millennial women are more likely to leave financial planning up to men, versus 54% of women from older generations.
The Future of Retirement
While younger generations still have time to build their savings, there is growing evidence that suggests retirement may no longer be a feasible option for many Americans. Northwestern Mutual's Planning and Progress 2019 study found that 46% of working adults plan to work past the traditional retirement age of 65 due to financial concerns. According to a separate poll conducted by the Associated Press-NORC Center for Public Affairs Research, a quarter of Americans don't expect to retire at all.
Planning for the future is crucial. The amount of money needed to retire depends on several variables — some not entirely under your control — but most financial advisors will agree that $0 is definitely not enough. It's important to put away some amount of money — preferably in a retirement savings vehicle offering a high interest rate, such as a 401(k) or an IRA — regardless of whether you plan to retire. While there is unfortunately little that can be done for those who want to save but cannot find the extra money, the results of GOBankingRates' survey may indicate a change in attitudes toward retirement.
Best Robo-Advisors of 2019
How Does 401k Vesting Work?
Best 401(k) Companies of 2019-2020
Best Huntington Bank Promotions and Offers
Methodology: GOBankingRates conducted an online poll using Survata and surveyed 2,003 Americans from across the country using the following questions: (1) By your best estimate, how much money do you have saved for retirement? (2) What is the primary method you're using to save for retirement? (3) Are you concerned about how much you have saved? (4) Which of the following is the main reason you do not have any retirement savings? and (5) Are you relying on a spouse or partner for your retirement? The survey ran from Aug. 27, 2019, to Sept. 3, 2019.
Sean Dennison
Sean joined the GOBankingRates team in 2018, bringing with him several years of experience with both military and collegiate writing and editing experience. Sean's first foray into writing happened when he enlisted in the Marines, with the occupational specialty of combat correspondent. He covered military affairs both in garrison and internationally when he deployed to Afghanistan. After finishing his enlistment, he completed his BA in English at UC Berkeley, eventually moving to Southern California.
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Push for gay marriage in New Jersey gains traction
On behalf of Newsome O'Donnell, LLC posted in Unmarried Couples on Wednesday, September 25, 2013.
Some people believe that New Jersey laws regarding civil unions and domestic partnerships provide the same protections to separating couples as laws regarding marriage, but that simply isn't the case. People who want to end a domestic partnership or civil union in New Jersey are likely to need an attorney who understands how state and federal laws differ.
Advocates for same-sex marriage are hopeful these complicated legal issues will one day be a thing of the past. After the Supreme Court's ruling on the Defense of Marriage Act, lawmakers on both sides of the aisle are finally coming around to the idea of giving gay and lesbian couples the right to marry in New Jersey.
A number of legislators, including some Republicans who either didn't vote last time or opposed the legalization of same-sex marriage, have expressed their willingness to override Gov. Chris Christie's veto of legislation that would give marriage and divorce protections to same-sex couples.
The legislative session ends in January, and 12 more Assembly members are needed to support an override, while the Senate needs three more votes.
Polls show that a majority of New Jersey residents support gay marriage, and the DOMA decision does not offer equal marriage protections to gay and lesbian couples in civil unions. In other words, the push for marriage equality is still a driving force that, if successful, could bring same-sex marriage to New Jersey before the New Year.
Unmarried couples who want to learn more about dissolving a domestic partnership or civil union might find our page for domestic relationships helpful.
Source: nj.com, "N.J. legislators inching toward override of Christie's gay marriage veto," Ryan Hutchins, Sept. 23, 2013
Tags: civil union, domestic partnership, same-sex couples
Related Posts: Custody and visitation in non-divorce settings, Eligibility for a New Jersey domestic partnership, Benefits of no-nups in New Jersey, Child custody and visitation when divorce is not an issue
College Contributions (1)
Equitable Distribution (2)
Unmarried Couples (14)
Why it's wise to have your own attorney in a mediated divorce
How is divorce different when you have an adopted child?
Why consider mediation for your divorce?
Why alternating weeks of custody can be harmful for some kids
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