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> Exchanges
> Deutsche Bank Reports Q2 Metrics, FX Business & Litigation Fees in Focus
Siege FX Plans NetBook Launch in 2023, Appoints Head of Distribution
Deutsche Bank Reports Q2 Metrics, FX Business & Litigation Fees in Focus
Friday, 31/07/2015 | 09:28 GMT by Jeff Patterson
Deutsche Bank's Q2 financial earnings were highlighted by weighty litigation costs, helped in part by standout FX performance.
deutsche bank // ToDo refactor when changes on back-end are ready
(Photo: Bloomberg)
Deutsche Bank (NYSE:DB) has reported its financial metrics for Q2 2015, which were underpinned by mounting litigation costs. Additionally, the metrics were partly pared by surging Volatility Volatility In finance, volatility refers to the amount of change in the rate of a financial instrument, such as commodities, currencies, stocks, over a given time period. Essentially, volatility describes the nature of an instrument's fluctuation; a highly volatile security equates to large fluctuations in price, and a low volatile security equates to timid fluctuations in price. Volatility is an important statistical indicator used by financial traders to assist them in developing trading systems. Traders In finance, volatility refers to the amount of change in the rate of a financial instrument, such as commodities, currencies, stocks, over a given time period. Essentially, volatility describes the nature of an instrument's fluctuation; a highly volatile security equates to large fluctuations in price, and a low volatile security equates to timid fluctuations in price. Volatility is an important statistical indicator used by financial traders to assist them in developing trading systems. Traders Read this Term in foreign Exchange Exchange An exchange is known as a marketplace that supports the trading of derivatives, commodities, securities, and other financial instruments.Generally, an exchange is accessible through a digital platform or sometimes at a tangible address where investors organize to perform trading. Among the chief responsibilities of an exchange would be to uphold honest and fair-trading practices. These are instrumental in making sure that the distribution of supported security rates on that exchange are effectiv An exchange is known as a marketplace that supports the trading of derivatives, commodities, securities, and other financial instruments.Generally, an exchange is accessible through a digital platform or sometimes at a tangible address where investors organize to perform trading. Among the chief responsibilities of an exchange would be to uphold honest and fair-trading practices. These are instrumental in making sure that the distribution of supported security rates on that exchange are effectiv Read this Term (FX) markets that yielded a positive impact on revenues, according to a Deutsche Bank statement.
In particular, net income during Q2 2015 came in at $894.6 million (€818), which represents a jump of 244.6% YoY from just $260.3 million (€238) in Q2 2014. Moreover, the annualized post-tax return on average tangible shareholders' equity saw a figure of 5.7% in Q2 2015, compared with 2.1% in Q2 2014.
Deutsche Bank's income before income taxes (IBIT) was reported at $1.31 billion (€1.2 billion) in Q2 2015, up a staunch 34% YoY from Q2 2014. Finally, net revenues came in at $10.1 billion (€9.2 billion) in Q2 2015, up 17% YoY from Q2 2014, which was reflective in growth across all businesses and favorable foreign exchange (FX) movements.
FX Legal Woes
FX Futures and Options Volume on CME Peaks with 3 Million Contracts
One of the biggest challenges facing Deutsche Bank in Q2 2015 was its laundry list of legal fees and litigation costs. Despite settling on a number of major cases earlier this year, a number of probes and cases still remain open, including three class action lawsuits in the US on FX matters.
According to Marcus Schenck, Chief Financial Officer (CFO) of Deutsche Bank, in a recent statement on the ongoing FX lawsuits, "We are fully cooperating with certain regulatory authorities investigating the FX trading markets, but we were not named in the two major industry enforcement actions take to date. On LIBOR there are certain civil actions pending, as well as investigations by Swiss authorities. The Bank is furthermore investigating suspicious trades in Russia and in the U.K., which were partially cleared in U.S. dollar. We have self-reported those trades and we've taken disciplinary measures and are fully cooperating with regulators."
Indeed, Deutsche Bank's litigation charges climbed to $1.31 billion in Q2 2015 from just $514 million in Q2 2014, constituting a surge of 155% YoY.
FX revenues themselves were markedly higher during Q2 2015, helped by external market conditions across currency markets. According to Mr. Schenck, "Our FX and rates businesses benefited from increasing volatility in a constructive trading environment."
Investors reacted positively to the earnings release however, as shares of Deutsche Bank (NYSE:DB) edged higher yesterday towards the $35 handle. During pre-market trading Friday, shares settled at $34.77, nearly -4.2% off a 52-week high of $36.29 marked earlier this year.


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Q: .NET FormsAuthentication issue with load balanced servers running IIS 7 and using cookies I have a pair of load balanced web servers running a .NET 3.5 / MVC 2 application.  We are using Forms Authentication with cookies.
When a user is kicked off to the second server,  HttpContext.Current.User.Identity.IsAuthenticated always comes back as false, and so the user is signed out.
The other interesting tidbit is that the .ASPXAUTH cookie is still being passed from the browser, can still be seen in the request headers, but no longer exists in HttpContext.Current.Request.Cookies.  I've set the auth cookie HttpOnly and Secure to true.
I've checked that both web servers are using the same exact machine keys as set in their web.config files.

redpajama_set_name: RedPajamaStackExchange


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Keep in mind that being set back does not harm you in any way; It simply means that they are postponing their decision. I`ve heard that applying an early decision can actually help your chances of being a young bit (even if you`re sidelined), because colleges tend to make offers instead for those who think they`re accepting them. If you live in the vicinity of Blacksburg, they come one day to your HS and talk to you a few months before the early decision and let you know if you… IIRC. The benefits of being a townie. I doubt very much that the 90% of the deferred statistics are established. My sister and I made an early decision (in-state), and none of us were valédictorians or anything. Doesn`t it just mean that they made you people`s regular decision in? Why does it matter? I looked privately at university because I`m applying early for VT and I`m freaking out. I came across this information that came from a user who said their uncle was in the admissions department (which is quite skeptical) I applied (in-state) early decision in 2012 from high school to higher school of science. I had a 4.2 gpa in high school, a 27 on ACT and I wrote all the personal statements and sent rec letters. I was accepted an early decision, I learned in mid-December. The Early Decision is recommended for first graduates with a strong academic qualification, who selects Virginia Tech as the first school of choice and intends to register when admission is offered to them. Students who are interested in the early decision plan must choose this option on the application and apply on or before November 1.
All supporting scientific information may be submitted after November 1, but should be available by mid-November. Applicants who have made an advance decision are informed of their authorization decision by mid-December and a down payment must be made by January 15. Applicants may be deferred and considered impartially in the early action review process. However, in some cases, a student may be denied admission and is not considered with the pools of applicants with a premature or regular decision. Students who have been denied admission during the early decision process should not reapply for an early or regular decision authorization, but may be considered for admission after at least 12 points after a bachelor`s degree at another accredited university or university. Sounds good? At first I thought that yours in the state candidates were not postponed. But if so, I`m in trouble for an early decision from NOVA, which applies for Pamplin (3.77 WGPA 3.55 UWGPA 29 ACT).
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Lexy Felt, a current 11th grader at Brewster Academy has been named as a 2013 Brine National High School All-American and has been selected to represent New England at the 2013 Brine National Lacrosse Classic to be held in Boyds, Maryland June 30-July 3, 2013. Felt attended Memorial High in Manchester before transferring to Brewster.
The Brine National Lacrosse Classic brings the top high school lacrosse players in the country to one venue, where regional teams will compete to become the 2013 National Champion.


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Oxera
New kid (needed) on the block? Vertical Block Exemption Regulation in the digital age
Dr Avantika Chowdhury
AgendaAgenda in focusAntitrustCompetition EconomicsCompetition Law
The recent rise of ecommerce has triggered debate around vertical agreements between suppliers and distributors/retailers. Against this backdrop, is the European Commission's current Vertical Block Exemption Regulation (VBER) still fit for purpose, or should it be revised? Do its Guidelines on Vertical Restraints (VGL) also need to change? Drawing on Oxera's response to the Commission's 2019 consultation, we discuss a few areas where revision and further guidance might be welcome
This article is based on Oxera's response to European Commission (2019), 'EU competition rules on vertical agreements – evaluation', public consultation, 4 February–28 May.
In the EU, the legal framework governing vertical agreements between businesses at different levels of the value chain (for example, a manufacturer and retailer of the same product) includes Article 101 of the Treaty on the Functioning of the European Union (TFEU) and the European Commission's VBER.1 The accompanying VGL2 provides crucial guidance on the application of these legal frameworks in a variety of settings (see the box below).
The current VBER and VGL do take some account of the economics literature on the potential anti- and procompetitive effects of different vertical restraints. For example, it is recognised that selective distribution systems, whereby the number of retailers of a product is limited by the manufacturer, may not infringe Article 101 due to having potential efficiency benefits. However, this is not always the case. For example, the fixing of retail prices by a manufacturer—known as resale price maintenance (RPM)—is considered a 'hardcore' infringement of Article 101, despite the existence of economics literature on the potential benefits of this.3
In addition to long-standing debates such as this, the growth of ecommerce and online platforms in the last decade has raised new issues relating to vertical agreements. In particular, online platforms have emerged as a critical player in ecommerce, performing roles ranging from information provision and retail sales to operating marketplaces that facilitate transactions among third-party buyers and sellers. Airbnb, Amazon, Expedia, Idealo, TaskRabbit, VBO, Volagratis, and USwitch are all examples of this.
Few would disagree that these developments have had a strong positive impact on market functioning, innovation and consumer welfare. At the same time, however, there has been an increase in the use of contractual restrictions between suppliers and retailers to increase control over product distribution. This has included pricing restrictions, bans on sales through online platforms, restrictions on the use of price comparison tools, and the exclusion of online marketplaces from distribution networks.4
Many of these aspects are not explicitly covered in the current VBER or VGL. More generally, the rise of novel issues has spurred a debate among practitioners on the relevance and future of VBER in an age of ecommerce. The Commission's recent consultation on the evaluation of the VBER and VGL, ahead of their expiry in 2022, was therefore timely and very welcome.5
Legal framework governing vertical agreements in the EU
To sell their products or services, manufacturers/suppliers often contract with retailers or distributors that may have broader reach than that of the manufacturer/supplier. For example, a manufacturer of high-end bicycles may have supply agreements with large sports retailers that have stores across the country. Such supply agreements can include restrictions for either party. For example, the manufacturer of bikes may limit the overall number of sports retailers that are allowed to sell its products.
These agreements are governed by Article 101(1) TFEU, which prohibits agreements that prevent, restrict or distort competition. Specific agreements might be exempt if it can be shown that they satisfy Article 101(3). To be exempt, they have to contribute to improving the production or distribution of goods or to promoting technical or economic progress, while allowing consumers a fair share of the resulting benefits.
An example of a vertical agreement that would be scrutinised under Article 101(1) is selective distribution systems, where the number of distributors/retailers through which a particular product is sold is restricted by the supplier, and which therefore necessarily limits the extent of intra-brand competition to some extent. However, because there can be efficiency benefits from such restrictions, selective distribution systems are not illegal per se. Rather, they need to assessed on a case-by-case basis.
The Commission Regulation No 330/2010, or VBER (Articles 2 and 3), provides conditions for exemption from Article 101 where there is sufficient certainty that the agreements satisfy the conditions of Article 101(3). The VBER also lists vertical agreements that are considered 'hardcore' infringements and thereby do not benefit from the VBER.
The VGL provides guidance on the interpretation of the VBER and the application of Article 101 more generally. The VGL discusses a wide range of vertical agreements and sets out scenarios to illustrate when an agreement might be anticompetitive.
What did the consultation focus on?
The Commission's consultation took place earlier this year and received 164 responses (including a response from Oxera).6 The outcome was published by the Commission in July 2019.7
The aim of the consultation was to collect views about the functioning of the VBER and VGL. The focus was on five evaluation criteria: effectiveness, efficiency, relevance, coherence, and EU added value. These criteria were aimed at better understanding the impact that the VBER and VGL have had on businesses, and the potential effects of letting the guidelines lapse.
Of the 164 responses, the majority were positive about the impact of, and need for, the framework. For example, most respondents noted that the VBER and VGL add value in the assessment of vertical agreements and contribute to legal certainty in many areas. Many also highlighted that although the current system is costly for their business, self-assessing compliance with Article 101(1) in the absence of the VBER and the VGL would be even more costly, which would potentially deter businesses from developing new business models. At the same time, many respondents supported an update to the regulations in order to respond to the new trends in the online world.
In which areas are revisions, or at least further guidance, necessary? We discuss this below from an economics perspective.
The growth of ecommerce and online platforms has fundamentally changed the traditional competitive dynamics among manufacturers, retailers and distributors. As discussed in the Commission's ecommerce inquiry report,8 and a qualitative survey-based study commissioned by the UK Competition and Markets Authority (CMA),9 the rise of ecommerce and online platforms has reduced search costs for consumers, increased transparency, and made monitoring of rivals' prices easier for suppliers. This has both intensified competition and led to a 'market expansion effect' by allowing businesses to reach a wider set of customers (often through online platform intermediaries).
While these developments have increased opportunities for all businesses, there have also been new challenges. In particular, faced with a loss of control in product distribution, there has been increased use of certain business practices such as online platform bans or most-favoured-nation (MFN) clauses.10
Many of these practices are not discussed in the VBER, and experts agree that there is a clear need to update it to explicitly consider these agreements. In addition, there is a need to revise the existing guidance in order to provide more legal certainty in light of the above developments.
Agency agreements can be exempt from Article 101(1) under the current VBER. These are agreements between two parties, one of which (the agent) incurs no risks and has no influence on the final price paid by consumers.
More clarity on the assessment of agency agreements would be a key area for any revision of the VBER and VGL. For example, this would be important for intermediary platforms such as comparison websites and meta-sites. These sites primarily aim to increase transparency for consumers and decrease search costs, and do not necessarily engage in re-selling the product/service in question. While they invest in their brand and potentially ancillary services, and may also be 're-selling' in a technical sense, the level and/or type of risk borne by these online platforms is very different from that of traditional 'bricks and mortar' distributors. As such, more clarity would be needed on when an intermediary online platform might qualify as an 'agent'.
This is important from a market efficiency perspective given that, in order to have more control, many manufacturers are changing their distribution strategy away from agency arrangements and towards direct distribution to consumers. This is supported by the ecommerce sector inquiry and the CMA study (where respondents noted that the development is due to scrutiny around agency agreements and the legal uncertainty). However, from an economics perspective, a move to such a business model does not exploit the economies of scale and density that large online retailers and platforms may have, and could therefore be inefficient. More clarity around agency arrangements was also requested by other respondents as a key aspect of new regulations.
Resale price maintenance
Currently, RPM is considered a hardcore infringement that does not benefit from the VBER (Article 4).
However, as is well established in the economics literature, RPM can be beneficial to efficiency and market functioning (for example, in helping to prevent free-riding and encouraging sales efforts by retailers, or signalling the quality of a good), particularly if there is sufficient 'inter-brand' competition.11 Similar benefits can arise from recommended retail prices (RRP), as acknowledged in the VGL—and in fact, RRPs benefit from the VBER given their potential benefits. An economic approach would therefore be to assess RPM and RRP cases similarly based on their effects—in terms of both the degree of harm to competition and the potential efficiencies.
While historically there might have been policy reasons for treating RPM in this way, it is important to consider whether a more lenient approach to RPM is warranted in the digital era, in order to reduce the risk of over-intervention in cases where such practices have limited negative effects and/or are beneficial to consumers. For example, the low search costs and high transparency of online prices across different brands are likely to have increased inter-brand competition in many markets. In this context, the reduction in intra-brand competition due to RPM may not have negative effects. The online purchasing environment may also support the use of RPM for certain products due to potential uncertainties around the quality of the product, where the price may act as a quality signal.
Overall, this area would benefit from further consideration, including further guidance on when an RRP and RPM can be exempt due to efficiencies.
Online sales restrictions and selective distribution
Another key area where revision of the framework would be necessary is with regard to online sales restrictions. The current guidance on this is driven largely by the importance of online sales as a key route to market and the potential effect on consumers of a restriction of passive sales. While this was an important policy concern a decade ago, the enormous growth of ecommerce now raises concerns about its detrimental impact on bricks and mortar stores and on consumers. Various reports highlight the potential value of preserving physical stores, and hence potential justifications for online sales restrictions (such as ensuring quality of service and safety of consumers, preventing free-riding, managing stock, and ensuring access).12
In accepting the potential justifications for a ban on authorised retailers re-selling through an online marketplace, the Court of Justice of the European Union (CJEU) provides some guidance on this practice in Coty, at least for luxury products.13 However, Coty leaves many questions unanswered. For example, are similar justifications for other types of product likely to be accepted? What is the threshold of the technical characteristics or brand image of a product below which such bans will not be justifiable? Other questions, such as those around the competitive impact of the qualitative criteria in a selective distribution system, also warrant further guidance. For example, is there a need to assess the (qualitative) selection criteria on a case-by-case basis as well as with reference to consumer behaviour in the specific market?
Most-favoured-nation clauses
MFN agreements between intermediary platforms and suppliers have become commonplace in the last decade. However, this area is not covered by the current framework.
The importance of detailed guidance on MFN clauses is demonstrated by the significant differences in the decisions adopted by various national competition authorities (NCAs) over the last five years. For example, in the online hotel booking sector, while some NCAs have found narrow MFNs (those that limit price reductions only by the supplier and not at other retailers/platforms) to be anticompetitive, others have allowed these. In addition, ex post assessments carried out by the Commission and a number of NCAs after the online hotel booking cases were heard revealed little evidence that commission rates actually changed after the removal of wide MFN clauses across Europe.14 This calls into question the numerous interventions or, at the very least, the lack of a harmonised approach in this area.
Following this case, some policymakers have suggested that wide MFNs (those that apply across a number of channels) should be considered 'by object' restrictions. It is important that the revisions of the VBER and VGL provide clarity on this point as, from an economics perspective, this approach would increases the risks of over-intervention. As shown in the economics literature, MFN clauses can bring a number of benefits to consumers, much like many other vertical agreements can do (an important one is reducing free-riding and incentivising investment by platforms; another is incentivising consumer engagement and switching). While wide MFNs could ultimately be found to be anticompetitive in some markets, relying on a comprehensive analysis of the effects on the market to arrive at this conclusion is likely to ensure a more harmonised approach across cases and jurisdictions.
The need for balance
Notwithstanding the above gaps, the existing VBER and VGL have added considerable value to market functioning in the EU for nearly a decade, as is evident from the responses to the Commission's consultation. A revised framework that provides more clarity and is well adapted to the age of ecommerce would ensure that it continues to do so in the near future.
An overarching aspect that the revised framework would need to tackle through its guidance on specific practices is ensuring a balance between the bargaining powers of the manufacturer, the retailer and any intermediary platform, and not distorting the dynamism of online markets with their continually changing business models and strategies. For example, while it is important to ensure that inter-brand competition is sufficient and consumer access is not limited, excessive constraints on the manufacturer's strategies and the strong bargaining power of platforms (or vice versa) could in the longer run distort inter-brand competition in some markets. A key part of this balance is therefore determining what weights to attach to the short-term effects of vertical restraints (for example, on price and quality of service) and their long-term effects (such as new business models, better products or service, and a wide range of access through various online and offline distribution channels). This is critical for ensuring that all aspects of consumer welfare are taken into account.
Spyros Droukopoulos
1 European Commission (2010), 'Regulation (EU) No 330/2010 of 20 April 2010 on the application of Article 101(3) of the Treaty on the Functioning of the European Union to categories of vertical agreements and concerted practices'.
2 European Commission (2010), 'Commission notice: Guidelines on Vertical Restraints', SEC(2010) 411.
3 For example, see Winter, R. (1993), 'Vertical control and price versus non-price competition', Quarterly Journal of Economics, 108:1, pp. 61–76; and Marvel, H. and McCafferty, S. (1985), 'The welfare effects of resale price maintenance', Journal of Law and Economics, 28, pp. 363–379. For a fuller discussion, see Oxera (2016), 'Vertical restraints: new evidence from a business survey', prepared for the Competition and Markets Authority by Oxera Consulting LLP and Accent, March, section 4.
4 European Commission (2017), 'Antitrust Sector inquiry into e-commerce'.
5 European Commission (2019), 'EU competition rules on vertical agreements – evaluation', public consultation, 4 February–28 May.
7 European Commission (2019), 'Factual summary of the contributions received in the context of the open public consultation on the evaluation of the Vertical Block Exemption Regulation (EU) No 330/2010', 30 July.
8 European Commission (2017), 'Report from the Commission to the Council and the European Parliament: final report on the E-commerce Sector Inquiry', COM(2017) 229 final, 10 May.
9 Oxera (2016), 'Vertical restraints: new evidence from a business survey', prepared for the Competition and Markets Authority by Oxera Consulting LLP and Accent, March.
10 For example, see Oxera (2017), 'Parity agreements and theories of harm in the hotel booking sector: a "no-show"?', Agenda, June.
11 Inter-brand competition refers to the competition between different brands or manufacturers of products. This is different from intra-brand competition, which refers to the competition between different retailers of the same product/brand.
12 See Oxera (2016), 'Vertical restraints: new evidence from a business survey', prepared for the Competition and Markets Authority by Oxera Consulting LLP and Accent, March, section 5. Also see the Commission's ecommerce inquiry report: European Commission (2017), 'Report from the Commission to the Council and the European Parliament: final report on the E-commerce Sector Inquiry', COM(2017) 229 final, 10 May.
13 Judgment of the Court (First Chamber) (2017), Case C230-16, Coty Germany GmbH v Parfümerie Akzente GmbH, December.
14 See European Commission (2016), 'Report on the monitoring exercise carried out in the online hotel booking sector by EU competition authorities in 2016'.
The benefits of sharing, or sharing the benefits? Cartels and efficiencies in Hong Kong
Is a market-sharing agreement always an infringement of competition law, or could it be justified on the basis that it generates efficiencies? What analysis and evidence is required to answer this question? These were the questions facing the Hong Kong Competition Tribunal in only the second enforcement action brought before it. We look at the economic analysis that was instrumental in helping the Tribunal to decide the case
Fairness and competition in online markets: friends or foes?
Fairness is emerging as an increasingly important policy goal across sectors. We set out a framework for assessing fairness concerns, and examine the relationship between the aims of competition policy and fairness in current debates. Do the European Commission's platform-to-business initiative and reputation systems for sharing platforms lead to fairer processes? And do online price differentiation and negotiations between platforms and content creators lead to fair outcomes? What is the role of competition in all of this?
Dealing with digital dominance: insights from Germany
The German government is looking at how competition law can better address abuse of dominance in digital markets. As part of this, an academic study has recommended giving authorities powers to intervene earlier and in additional settings where large platforms or valuable datasets are involved. How can these proposed reforms improve market outcomes while limiting the scope for unintended consequences?
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What do you think of the Charizard plushes? Will you pick it up the game for these plushes? Leave a comment below.


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2.1 How to Install Gears TV & SRU – On Android TV (Mi Box* Nvidia Shield) Etc.
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Landscape with a Hunting Party
Giovanni Battista Viola
This painting is typical of Giovanni Battista Viola, who specialised in landscapes with hunting and fishing scenes. Here, in a woodland clearing, a hunter dressed in yellow lets his dogs drink from a stream, while another sounds a horn to gather the hunting party. Smartly dressed figures on horseback ride toward him.
Although the figures and action are concentrated in the foreground, subtle areas of light and shadow, along with details like the herds of animals and the building with a smoking chimney, guide our eye towards the distant mountains.
With its companion piece, Landscape with a River and Boats, the painting entered the National Gallery's collection as by Annibale Carracci, whose studio Viola may have joined in Rome during the early 1600s. Viola is known to have worked with Domenichino and Francesco Albani on the decorative paintings in the Palazzo Giustiniani during this period, and these pictures perhaps hung above the doors in one of its rooms.
This painting is typical of Giovanni Battista Viola who specialised in landscapes with hunting and fishing scenes. In a woodland clearing, a hunter dressed in yellow lets his dogs drink from a stream, while another sounds a horn to gather the hunting party. Smartly dressed figures on horseback ride toward him.
With its companion piece, Landscape with a River and Boats, the painting entered the National Gallery's collection as by Annibale Carracci, whose studio Viola may have joined in Rome in the early 1600s. Viola is known to have worked with Domenichino and Francesco Albani on the decorative paintings in the Palazzo Giustiniani during this period, and these pictures perhaps hung above the doors in one of its rooms.
Holwell Carr Bequest, 1831
More paintings by Giovanni Battista Viola
Landscape with a River and Boats


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Does this sound familiar?
You're feeling overwhelmed trying to launch your SaaS business. You know what a successful outcome looks like, but you don't have a clear path for getting there.
Or you've already launched your SaaS product but are struggling to get customers fast enough. You know your product will help customers, but you can't figure how to find more of them and convert them into paying customers.
You have no shortage of information and advice on what you should do, but you don't have a way to filter it all down into an actionable plan that's right for you.
You're worried that you're going to waste more time and money. You're worried about making 'rookie' mistakes. Or you're just feeling 'stuck'.
You're not alone. Most founders go through similar changes when starting out.
And many of them were able to overcome those challenges.
If they could do it, then you can do it too.
You might just need a little help to get there.
A vision for your SaaS company
Just image if this time next year, you've not only launched your SaaS business, but you're also generating monthly recurring revenue.
Imagine if you've gone from being overwhelmed and second guessing your every move, to have a great growth plan in place that you're executing with confidence.
What would that mean for your business?
What would that mean for you personally?
Introducing SaaS Club Launch
SaaS Club Launch is a 12-week group coaching program for new and early stage SaaS founders. The goal of the program is to help you launch the right product for the right market and get to your first $10K in revenue as quickly as possible.
Online Training + Group Coaching = SaaS Club Launch
Kim Lozano
"SaaS Club Launch has given us an in-depth education and strong foundation for our company. Omer has shared practical advice on many issues, from big-picture concerns like how to position our product in relation to competitors, to line edit tweaks in sales emails. As a small bootstrapping team, it's easy for our time to get diluted by all of the possible business tasks we could be working on. Omer has also helped us figure out what we should *not* be doing at this early stage, and has given us a concrete plan to pursue."
Here's what we'll cover
1. Build a Foundation
We'll start by forming a problem hypothesis which defines both the problem and solution you're proposing. We'll uncover and identify all assumptions that you're currently making. And we'll create your target customers' profile to help you get focused.
2. Find Your Customers
Next we'll look at how to find your target customers. Once you're clear about your target customer, it's much easier to find them. We will explore different ways to find those customers. And then we'll work on an outreach plan to get those customers to talk to you.
3. Talk to Customers
A critical step is to interview your prospective customers. This will help you to validate your hypothesis, better understand their needs and figure out if they will buy your product. You'll learn how to run these interviews, ask good questions and know when people aren't telling you the truth.
4. Build Your MVP
One of the mistakes that new founders make is spending too much building their minimum viable product. We'll walk through how to design, develop and ship an MVP fast! And we'll look at different ways you can build your MVP and how to find the right resources.
5. Create a Value Proposition
When you don't have a strong value proposition, prospects ignore you. We'll work on creating a strong value prop that maps directly to your prospect's needs and pains. We'll identify ways you can differentiate your product. And we'll develop your messaging so you can present a compelling story that attracts customers.
6. Set Your Pricing
Setting the pricing for your SaaS product can be challenging. We'll focus on developing a value-based pricing strategy that builds on the value proposition work. We'll select the right pricing model for your SaaS product and formulate pricing that's easy to understand and maps directly to the value your product delivers.
7. Build Your Product
Turning your MVP into a 'real' product is challenging for many new and early stage founders (both technical & non-technical ones). In this lesson you'll learn some key frameworks, principles and best practices to design your product, prioritize features, hire a great developer and build the right product on time and budget.
8. First (or Next) 10 Customers
In this lesson we look at the fastest way to get your first (or next) 10 customers. This is where all the work you've done so far comes together to enable you to close initial sales and start generating some recurring revenue. You'll finally go from an idea to a 'real' business with paying customers.
9. Setup Your Funnel
Then we'll develop your sales funnel. We'll look at the each stage of the buyer's journey and how to map that to a sales funnel that works for your business. Whether you're selling on your website or doing outbound sales, you'll build a sales funnel that's right for your business.
10. Fill Your Funnel
With your marketing & sales funnel in place, you're ready to start scaling your growth marketing efforts. You'll identify the best traction channels and strategies to attract and acquire leads. And you'll learn to test and optimize your best traction channels to get a steady flow of traffic, leads and sales through your sales funnel.
Kenton Baker
"I've made more progress in the last two months than I ever did in the last two years. Each lesson has provided clear, actionable steps to help me develop an MVP, land a committed client, and the confidence to keep moving forward toward $10k MRR. And the group coaching calls are helpful to get personalized & tailored advice from Omer."
Here's how it will work...
Over the 12-week program:
You should complete a 30 - 45 minute video lesson with an implementation plan & worksheets.
Every 2 weeks you can join a live group coaching call to get answers to your questions, brainstorm, problem solve etc.
If you can't attend a live group coaching session, you can send in questions in advance and watch the recording later.
You'll get access to a discussion channel where you can ask questions 24/7 or chat with other Launch members.
The goal of SaaS Club Launch is to give you everything you need to take action and get faster results with your SaaS business.
Here's what you will get...
Here's what you'll get during the 12-week program:
A 12-week group coaching program designed to help you get your first $10K in revenue as quickly as possible.
10 implementation lessons delivered by video every week giving you over 5 hours video training content.
Over 30 worksheets and checklists to help you easily turn what you learn into a step by step action plan.
Access to live video group coaching with Omer every 2 weeks so you can get help, ask questions, solve problems etc.
Full access to all recordings of the online group coaching sessions which you can replay whenever you want.
Access to an online discussion channel so you can get the help you need in between the group coaching calls every 2 weeks.
Lifetime access to the training material (videos, lesson plans, and worksheets) so you can review whenever you need to.
Bonus Offers (Limited Time Only)
BONUS #1: During the 12-weeks you'll have access to private 1:1 messaging with Omer to ask questions and get help as needed.
BONUS #2: You'll get access to live group coaching calls every 2 weeks for an additional 9 months (total of 12 months)
BONUS #3: You'll have full access to all group coaching session recordings for an additional 9 months (total of 12 months access)
BONUS #4: Access to the online discussion channel to get help and ask questions for an additional 9 months (total of 12 months)
BONUS #5: You'll get lifetime access to training updates (videos, lesson plans, and worksheets) at no additional cost
Richard Lozano
"Omer's involvement with our company has been a step beyond what I'd expect from a business coach. It's a rare opportunity for an early SaaS business to get to bring someone like Omer onto their team for 12 weeks, and I really feel like he has been part of our team. He puts a tremendous amount of time into each company he's working with and his help is thorough and substantive. If you're an early SaaS founder who's been fortunate enough to find out about Omer's Launch program, I'd highly encourage you to seize the opportunity."
Kickoff Strategy Session with Omer
Full Training Course (10 Modules)
Live Group Coaching Calls (6 Sessions)
Recordings of Group Coaching Calls
Access to Online Discussion Channel
Limited Time 5 Bonus Offers
Kickoff Strategy Session with Omer *
* The "Premium" version includes a 1-on-1 Kickoff Strategy Session with Omer where we schedule a Zoom call to map out your 90-day roadmap (issues, goals, key activities etc.)
Here's my guarantee...
I want to make this a complete no-brainer for you with zero risk.
So here's my guarantee...
Do the program, implement it and if you don't love it, let me know at the end of the 90 days and I'll give you a 100% refund.
That's right -- this isn't one of those '30-day guarantees' where you get part of the program. I'll give you access to everything for the full 90 days and will commit 100% to helping you succeed.
Important: how fast you get to your first $10K revenue might take you 90 days or it might take you a year. It all depends on where you are right now and how much work you put it to implement what you learn. There's no rush. Getting to your first $10K is not the endgame, it's a milestone to a much bigger goal.
This program will give you everything you need to succeed.
Adam Miller
"Omer has helped us to focus on things that needed doing, instead of just doing the things we enjoy. We learned how to identify and speak to our best potential customers and now understand more about the value of our product and how to move it forward. If you lack direction, or need guidance, then join SaaS Club Launch."
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El arte de la fuga, BWV 1080 (en alemán: Die Kunst der Fuge) es una obra musical compuesta por Johann Sebastian Bach, probablemente entre 1738 y 1742.

Historia
Esta pieza fue publicada, inconclusa, en 1751 tras la muerte de su autor. Compuesta con la idea de que fuese un conjunto de ejemplos de las técnicas del contrapunto.

Estructura
Está formada por 14 fugas (la última fuga quedó incompleta) y cuatro cánones, todos sustentados en el mismo tema (o sujeto) en Re menor, aparentemente simple. Fue publicada sin indicación alguna de instrumentación ni su orden, lo que ha dado lugar a numerosas versiones.

Fugas
 4 fugas simples (Contrapunctus I - IV)
 3 fugas con respuestas invertidas (Contrapunctus V - VII)
 4 fugas dobles / triples (Contrapunctus VIII - XI)
 2 fugas espejo (Contrapunctus XII - XIII)
 fuga cuádruple inconclusa (Contrapunctus XIV)

Cánones
 Canon per Augmentationem in contrario motu
 Canon alla Ottava
 Canon alla Duodécima in contrapunto alla Quinta
 Canon alla Decima in contrapunto alla Terza Contrapunctus XIV (fuga a 3 temas, el tercero de los *cuales está basado en el considerado motivo o tema BACH (las notas B-A-C-H están escritas en notación alemana, donde B es Sib, A es La, C es Do y H es Si)

El arte de la fuga es considerada una de las obras maestras de la historia de la música, la composición más teórica de Bach y una compleja y magnífica demostración de su conocimiento contrapuntístico.

Véase también
Anexo:Composiciones de Johann Sebastian Bach
Anexo:Cantatas de Johann Sebastian Bach
Pasiones (Bach)
El clave bien temperado
Conciertos de Brandeburgo
Conciertos para clavecín (Bach)

Referencias

Bibliografía
Boyd, Malcolm. Bach. Oxford University Press, 2006.
Demeyere, Ewald. Johann Sebastian Bach's Art of Fugue: Performance Practice Based on German Eighteenth-Century Theory. Leuven University Press, 2013.
Kerman, Joseph. The Art of Fugue: Bach Fugues for Keyboard, 1715-1750. University of California Press, 2008.
Wolff, Christoph. Johann Sebastian Bach: El Músico Sabio. Robinbook, 2008.

Enlaces externos

«El arte de la fuga» en Kunstderfuge.com (MIDI)
«El arte de la fuga» en Teoria.com, por José Rodríguez Alvira.
«The Art of Fugue» en Goldberg Early Music Magazine, por Uri Golomb
«Introduction to the Art of Fugue» en Nau.edu, por Timothy A. Smith
«The Art of Fugue» en Pipedreams
«Bibliografía» en Stabikat.de
«Bibliografía» en Personal.umich.edu
«Contrapunctus XIV (reconstrucción): 1ª parte» y «2ª parte» en YouTube

Fugas de Johann Sebastian Bach
Música en los años 1730
Música en los años 1740
Composiciones de música clásica publicadas póstumamente
Composiciones musicales inacabadas
Composiciones en re menor

redpajama_set_name: RedPajamaWikipedia


text:
Lungomare + Bison Brewing food and beer pairing
Last night was a special dinner at Lungomare. Chef Craig Difonzo prepared special dishes to pair with four different Bison Brewing beers. I love Bison's beers, and K and I have eaten at Lungomare before, but this was an amazing combo. And with a fun, interesting bunch of people, it made for a great evening.
Labels: beer, food, Jack London Square
Location: Produce and Waterfront, Oakland, CA, USA
photo of the week: Kaiser Convention Center artwork
The Henry J. Kaiser Convention Center has been an Oakland landmark since it was built in 1914. It served as a makeshift hospital during the 1918 flu pandemic. It's been used for concerts (from Elvis to the Grateful Dead), science fiction conventions, roller derby tournaments, symphony performances and public speaking events (from Bill Clinton to the Dalai Lama). But it's been closed since 2006, so more recent Oakland residents may not know it well. Hopefully it will be put back into use sometime soon. In the meantime, go look at it, and check out the seven remarkable bas relief sculptures above each of the doorways on the north side. Featured here is one titled "Wealth of the Sea", featuring Poseidon, a walrus, horsefish, a seal, flying fish, and who knows what else. Turns out these curved surfaces make great sound reflectors and focusers, too.
Labels: Civic Center, East Lake, Lake Merritt, potw
Location: Merritt, Oakland, CA, USA
East Lake Music Festival
Saturday was the East Lake Music Festival, with a stage in the new Lake Merritt amphitheater, and food trucks, beer, and vendors in front of the Henry J. Kaiser Convention Center. In the evening there were various music venues around East Lake, including Portal, the Parkway Lounge, La Estrellita, and Rooz Cafe.
The stage overlooking Lake Merritt makes for an awesome venue, and the weather was just about perfect. I only heard parts of a couple acts, but I did discover when I was over having a beer in the shade of the convention center that the rounded archways make great sound reflectors and focusers, so you can hear what's going on over the amphitheater pretty clearly despite the distance.
I had a great time hanging out, checking out the vendors, and running into various #Oakland folks I know as well as making some new acquaintances. I very much hope they keep doing this festival!
Lots more pictures from the festival:
Labels: East Lake, Lake Merritt, music
signs: China Lake Express / Lakeshore Fountain Restaurant
Signs come and go, often to the detriment of cool old signs. But sometimes they get re-used. What's now Chipolte on Lakeshore has had at least two previous lives, c.2009 as China Lake Express, and further back, it was Lakeshore Fountain Restaurant.
Friend and fellow photographer Paula Wirth let me know one day in April, 2012 that they were stripping the China Lake Express sign and the older Lakeshore Fountain Restaurant sign was visible. I couldn't get down there before they'd already started priming the sign for its newest incarnation, but I got a few shots showing the old signage and borrowed one—thanks, Paula!
Anybody out there remember it as Lakeshore Fountain Restaurant?
Labels: Lakeshore, signs
Location: 3271 Lakeshore Avenue, Oakland, CA 94610, USA
SessionFest 2014
Saturday was the 2nd annual SessionFest, with dozens of breweries providing lower-alcohol beers to local beer fans, all to benefit Bike East Bay. "Session" beers are ones that are lower in alcohol, so you can drink more of them in one session without getting totally drunk. There's no strict definition, but it generally means less than 4.5% ABV (Alcohol By Volume).
I started the day volunteering at the free valet bike-parking station. We filled up pretty quickly with about 150 bikes, and could have used even more space. Great to see so many people riding and walking to the event. Then it was time to wander, sample lots of different beers, and dog- and people-watch. It was perfect weather; the morning fog burned off, but kept it from getting too warm. A hella fun event, and if you like beer, hella recommended.
Lots more pictures from SessionFest:
Labels: beer, biking, Jack London Square
Location: Jack London Square, Oakland, CA 94607, USA
food+drink: Lost+Found
Ifinally got a chance to make a second, longer visit to Lost+Found, the new beer garden on Telegraph. On my first visit, I barely had time for a beer. This time I got to hang out with my friend Mike for a while, have a couple beers, and sample the food.
The food menu is fairly simple, but includes some vegi and vegan options so I was happy. The vegan sloppy joe was quite good, as was the definitely-not-vegan grilled cheese sandwich. Lost+Found has a great beer selection, with about 20 local and not so local beers on tap. While the beer garden is built on an old parking lot, it feels like a garden with lots of plants around the seating, plus a ping pong table and other amusements. Even though yesterday was still pretty warm (though not nearly so hot as Wednesday), the space was cool and inviting, with a nice cross-breeze.
One wall of the garden space is home to a Ernest Doty mural, though fairly tame compared with many of his works. While there's definitely a hipsterish vibe (like many new places in Uptown), it still all adds up to a lovely spot to hang out, have a beer, and a bit of food. To me the only thing missing is the presence of dogs. Someone tried to bring one in while we were there, and while I couldn't hear what was exchanged, the upshot was that the dog and its person left.
Labels: beer, drink, food, Uptown
Location: 2040 Telegraph Avenue, Oakland, CA 94612, USA
Oakland Urban Paths: Rockridge and Hills History
Special thanks to Neal Parish for not only leading Saturday's walk but doing this write up about it afterwards.
This past Saturday, about 70 people and 4 dogs joined Oakland Urban Paths for a fairly strenuous walk through Upper Rockridge. The walk was led by Neal Parish, a local attorney, former chair of Oakland's Landmarks Preservation Advisory Board, and frequent contributor to Oakland Wiki. This was the first time Neal has led an OUP walk, although he and his wife and son have participated in a number of OUP walks in the past few years. On Saturday's walk, Neal's son Ross helped ensure that everybody had a map of the route.
Along the walk, participants went on eleven separate paths and stairs — including two unpaved but city-owned pathways. According to the RunKeeper app on Neal's phone, the group climbed a total of approximately 800 feet during the walk — living up to the warning on the route map that participants should "come ready for an active walk." The good news is that the air was amazingly clear and the weather temperate, so the views were both outstanding and well worth the effort.
The group met in front of Chabot Elementary School. Before actually starting on the walk, Neal, who noted that he has a fascination with railroads, roads and buildings that no longer exist, showed off some of his favorite print resources for historical research, including Key System Streetcars by Vernon J. Sappers, and Sacramento Northern by Harre Demoro. Neal then shared some maps, pictures and other materials with the group, showing how the neighborhood near the school had changed between 1873 and 1945. The school itself was built in 1927, and was initially known as the Claremont Annex School. Neal noted that the road adjoining Chabot School had been variously known as First Avenue, 59th Street, Vernon Street and Pryal's Lane, before finally named Chabot Road.
Neal also shared other pictures and maps at later locations during the walk. Many of the pictures were taken from one of Neal's favorite websites, the East Bay Hills Project, which contains hundreds of historical pictures and allows visitors to take a "photographic journey following the right-of-way of the Sacramento Northern Railroad" from Rockridge to Walnut Creek. The OA&E / Sacramento Northern first began service through Oakland in 1913, and the last freight train ran on February 28, 1957. As participants of prior OUP walks through Shepherd Canyon and the Montclair Stairs had already learned, the tracks for the Sacramento Northern (originally the Oakland, Antioch & Eastern) used to go all the way from San Francisco to Chico, passing through Rockridge, Lake Temescal, Montclair and Shepherd Canyon along the way. Other sources of the information shared along the walk included the historic newspapers available through the California Digital Newspaper Collection (for free!) and NewspaperArchive.com (for a fee).
The first part of the walk was definitely the least attractive section, since the group first had to walk on Patton Street underneath the 24 freeway and the BART tracks, and then took a fairly unattractive (but useful!) pedestrian overpass that rises up to the level of the adjacent freeway and allows pedestrians to safely cross Broadway. Once the group finally took the stairway from Broadway up to Margarido Drive, the environment for the walk became much more attractive. At this point, Neal shared a pair of maps from the East Bay Hills Project, showing how this segment of Margarido become a dead end due to the construction of upper Broadway between Patton Street and the Caldecott Tunnel in 1935 and 1936.
The group then walked along Margarido Drive, Ocean View Drive, and down an unnamed set of stairs and N. Rockridge Blvd. to Rockridge Park. While at the park, Neal shared a 1909 ad for the Rockridge Park section of Rockridge, and a 1912 ad for Rockridge Terrace, and the group briefly discussed the impacts of the 1991 Oakland Hills Fire. The group then turned east on Rockridge Blvd. and made the long climb up Prospect Steps and West Lane back up to Ocean View Drive. After a short rest break, the group walked up Alpine Terrace — pausing to enjoy the view of the Bay over two lots that were still vacant due to the fire — down Locarno Path to Cross Road, and then up to the large intersection of Cross Road, Acacia Avenue, and Golden Gate Avenue, where a OFD ladder truck was parked in the intersection with its lights flashing. Apparently a contractor had struck a gas line during construction, and the firemen where there to make sure the situation was safely resolved. Neal told the group that he had seen one old newspaper article mentioning that the intersection used to feature a large cluster of trees in the center, although most had since been removed.
The group then walked along Golden Gate Avenue to the intersection with Romany Road. At this intersection, the group sidewalk stamps indicating this was known as the intersection of Hays and McAdam when the sidewalk was constructed in 1913 — as previously discussed on Gene's Our Oakland blog. Neal then shared an Assessor's maps and a series of pictures from the Key System book mentioned above, showing that the wide concrete section of Broadway Terrace from Clarewood Drive to Hermosa Avenue was originally the right-of-way for the Key System's Rockridge Line — although the line only operated from 1907 to 1928.
After continuing down Golden Gate Avenue and crossing Broadway Terrace, the group headed up Rotondo Path — which despite being nothing but dirt, grass and encroaching vegetation, is an official Oakland path (although the street sign visible in Google Maps was missing from the pole). The group then walked along Florence Avenue and Morpeth Street before climbing Morpeth Path — which is one of Neal's favorite little paths in Rockridge, because of the very interesting landscaping and art in the yard of the house at the northwest corner where Morpeth Street becomes Morpeth Path. Many of the group members chatted with the homeowners, who were working in the backyard.
Where Morpeth Path met Proctor Avenue, the group again enjoyed the view over a lot that has been vacant since the 1991 fire, and Neal mentioned that Proctor Avenue is a prime example of a Rockridge street that includes an interesting mix of pre- and post-fire architecture. The group then walked down Proctor to Florence Avenue (again), then walked on a short section of Cochrane Avenue before turning on Sheridan Road. Here, Neal mentioned that older maps of the area show Sheridan as being a through road all the way to Broadway Terrace — although a 250 foot section of the road is missing — but a nearby property owner recently discovered that city records show that the road was never built. The group also learned about a project currently underway behind some of the houses on Sheridan near Broadway Terrace, where Caltrans was spending approximately $7 million to repair damage caused by a recent landslide and prevent further slides.
The group then walked down and up the first paved section of Sheridan, continuing past/next to the "No Trespassing" along a pathway within city-owned right-of-way, and up a set of stairs that were apparently built by the homeowners on the other end of the pathway to reach the other paved section of Sheridan. We then walked down to Broadway Terrace, where we carefully crossed the road at a crosswalk with limited sight distances, before walking down Broadway Terrace to Erba Path — where the group did the final climb of the day up to Contra Costa Road.
The group then walked along Contra Costa Road and Buena Vista Avenue along the top of the ridge, passing a lot where Temescal Regional Recreation Area adjoins Contra Costa Road, before going down an unnamed path back to Golden Gate Avenue, which we took down to Chabot Road. Along the way, the group stopped to enjoy an interesting view of the 24 freeway where Broadway passes over Golden Gate Avenue, and looked at a barely visible bridge where Golden Gate Avenue crosses Temescal Creek — a bridge that was described as a "rustic bridge" connecting Rockridge and Claremont in a 1913 pictorial. Finally, the group walked down Chabot Road back to the starting point. At Reata Place, Neal mentioned that the street was built on the former SN right-of-way, and a trestle used to carry the tracks across Chabot Road at this location.
Another great walk! The walk took a bit longer than anticipated — both due to the distance (4.4 miles) and the amount of information Neal wanted to share, but it was worth the effort. Many thanks to Neal for leading the walk and writing it up, and thanks to everyone who came out and those who donated after the walk. The donations will help OUP with our mission of spreading awareness of Oakland's urban pathways and history (and maybe get that sound system fixed). We hope to see you on future OUP walks!
Here's a map of our route.
Lots more pictures from Saturday's walk:
Labels: history tour, Upper Rockridge, urban paths, walking
Bike to Work / Bike to School Day
Yesterday was Bike to Work Day and Bike to School Day. Nearly 20,000 people around Alameda and Contra Costa counties took advantage of 126 energizer stations and organized "pedal pools" to bike to work or school. Many of those people regularly bike to work or school, but the event aims to get more people to try it and consider biking as an alternative to driving.
In past years, I've volunteered at various energizer stations around Oakland, handing out goody bags, serving refreshments, counting bikes, and telling people about Walk Oakland Bike Oakland and Bike East Bay. This year I led a pedal pool from Fruitvale BART to Frank Ogawa Plaza. Other pedal pools started earlier in districts 6 and 7, and met up with us by the bike station at Fruitvale BART in district 5 for the ride downtown. The bike station provides free bike parking and is fairly busy most commute mornings, but with an energizer station set up, and people gathering for the pedal pool, it was hopping. (Special shoutout to the teachers who stopped, who were both biking to work and biking to school.)
At Frank Ogawa Plaza, various groups had tables set up with information about biking. The Oakland Public Library even brought their book bicycle trailer to help publicize biking events the library has coming up as part of Bike. The After brief speeches from mayor Jean Quan and some of the city council members who had ridden to work, it was time for pancakes!
Read more about Bike to Work Day at Bike East Bay.
More pictures from Bike to Work Day:
Working mostly from home means it was "bike away from work" day for me, at least to start. After fun in Frank Ogawa Plaza, it was then time to actually ride to work, i.e., a brief IT call in Laurel, then home to my home office.
Other coverage:
This Week: Biking to Work, Swag, Pez, and Bittermilk #BTWD2014
photo of the week: Oakland Marriott
The Oakland Marriott is an oddly-shaped building, and viewing it from Broadway just south of 10th Street accentuates that. Add in the perspective from a low angle with a non-tilt and shift camera, and it starts looking like a knife blade.
Labels: architecture, Downtown, potw
Location: Broadway and 10th Street, Oakland, CA 94607, USA
signs: China Lake Express / Lakeshore Fountain Res...


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Santos Manuel Student Union North awarded LEED Gold certification in energy efficiency
Joe Gutierrez | Office of Strategic Communication | (909) 537-3007 | joeg@csusb.edu
To receive the LEED Gold certification, project considerations were made to the site that included the building orientation, natural daylighting, energy efficiency, water efficiency, building materials and the building systems.
Cal State San Bernardino's Santos Manuel Student Union North was awarded the green rating Leadership in Energy and Environmental Design (LEED) Gold certification for its energy efficiency design.
Cal State San Bernardino's Santos Manuel Student Union North was awarded the green rating Leadership in Energy and Environmental Design (LEED) Gold certification for its energy efficiency design and consideration of the university's natural resources.
"The certification is recognition that we are being good stewards of our campus resources and of our natural resources," said Jennifer Sorenson, the university's senior associate vice president for Facilities Planning and Management. "This is a point of pride for our design and construction team as well as for our campus."
Sam Sudhakar, vice president for Information Technology Service and chief administrator for the Division of Administration and Finance, said "The LEED certification is indicative of our commitment to energy efficiency, the preservation of our campus resources and the limited resources of our environment, and helps to ensure that we manage our resources well during construction and throughout the life of the building."
To accomplish the LEED Gold certification for the Santos Manuel Student Union North, project considerations were made to the site, the building orientation, natural daylighting, energy efficiency, water efficiency, building materials, and the building systems, said Sorenson, who added that the use of high-performance insulated glass and efficient mechanical systems were incorporated to reduce energy use along with climate appropriate landscape and water efficient irrigation systems utilized to reduce the use of site-related water, in addition to measures to minimize storm water runoff and allow storm water to percolate into the natural soil.
"The Student Union North getting gold is a big accomplishment because of some of the functions that are in the building. In general, dining facilities like The Habit and the Pub typically use a lot of energy for food service but also for creating space for customers. Conference centers with large volume rooms are also challenging from an energy perspective," said Sorenson. "Our teams were able to create a beautiful building that meets the needs of our campus community using a fraction of the energy required for more traditional student unions."
The SMSU North becomes the fifth LEED certified building on the CSUSB campus. The LEED rating system expresses how efficiently a building is designed and operated. In order to rate and rank a project, each structure is given a certain number of points based on its environmental impact.
Sorenson said the building received points specific to waste management planning through construction and demolition, in addition for providing product disclosures and optimization of raw materials used. The building is equipped with equipment (compactors) to manage recyclable materials and food waste in addition to landfill waste. The building is also equipped for the addition of a solar array and oriented for optimal day lighting.
"I don't believe there is one specific thing but rather a design that considered our natural resources at every opportunity," Sorenson said.
She added that energy savings is only one component of LEED certification, but she had seen estimates that "LEED buildings use 18-39% less energy per floor area than conventional buildings. Time will tell, part of certification is that we continue to monitor energy use over the life of the building."
The Santos Manuel Student Union North is a three-story, 120,000 square-foot, $90 million building consisting of a multi-purpose ballroom, an eight-lane bowling alley and game room, a pub, food service and retail space, collaborative spaces for student organizations and support centers, and the Coyote Bookstore. The SMSU North is an expansion of the three-building Santos Manuel Student Union, which is one of the largest building complexes in the 23-campus California State University system named for an indigenous leader, Santos Manuel (Paakuma' Tawinat), Kiika' of the Serrano Indians.
Santos Manuel Student Union North
Gold Certification
green rating
November 16, 2022 White House Initiative Latino Economic Summit to be held at CSUSB on Nov. 17
April 8, 2022 Faculty in the News, April 8
March 18, 2022 CSUSB formally opens Santos Manuel Student Union North


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Review for the book Bully
Bully is a fast paced legal thriller where "The L Word" meets "Kramer vs Kramer." Bully begins in the 1980s when courts routinely stripped LGBT parents of their parental rights solely because they were gay. Bully then shifts to the 2000s to explore a typical lesbian relationship wherein Lisa meets Windy and they quickly fall for each other, despite Lisa's plans for a baby. Although Lisa and Windy never marry, when Lisa breaks it off because Windy reveals herself to be a deadbeat, Windy files for custody of Lisa's daughter to fatal effect… Bully explores the legal and emotional issues faced by single parents in the LGBT community and leaves readers asking the question: what rights do parents really have? It has been said, "In a world without law, you have chaos, oppression and tyranny and everyone doing what is right in their own eyes." Bully is that story.
I loved this book. For me it really hit home. My mom is a lesbian and was in a relationship with a woman who was lazy and when they split she tried to get custody of us. Even though she had no blood or legal relationship to us we still had to go to court.
You spend a lot of time wondering as a parent are we going to lose our kids to someone who has no right to them. Especially when you have had similar things happen. As I read this I felt like I knew what they were feeling. You connected to the characters and felt for Lisa and her daughter having to go through this.
I haven't read any books that talked about legal issues with lesbian before and I loved it. Definitely be recommending this to others.
Buy on Amazon or read for free with Kindle Unlimited
Emme Dun has been a lawyer for 23 years working in both the private and public sectors including clerking for a trial court judge. While in law school, Emme served as the president of the LGBT student group and had her student note published in the law journal. Bully is her first novel.
Follow the Book Tour
Review of God's Silver Soldiers
Book Genre: Christian/Superhero/Graphic Comics
Publisher: Nordskog Publishing, Inc.
Release Date: Nov. 2016 (First edition/Collectors item)
Buy Link(s): Amazon.com https://www.amazon.com/Gods-Silver-Soldiers-Origin-Issue/dp/1888092300/ref=sr_1_1?s=books&ie=UTF8&qid=1482938375&sr=1-1&keywords=God+Silver+Soldiers
Publisher: http://nordskogpublishing.com/product/gods-silver-soldiers-origin-issue-1/
Truthmonger Comics, is a creative entity whose mission is to bring the much-needed messages of morality and spirituality to today's youth through the medium of comic books. Joining creator/editor/writer Art Greenhaw for this new line of Truthmonger Comics and its flagship title, God's Silver Soldiers, are superstar comic book artist Ben Dunn, writer Rebecca Dunn, and graphic designer Josh Knight. Truthmonger Comics is additionally inspired by Art's friend of many years and biggest literary influence, Stan Lee.Creator/editor/co-writer Art Greenhaw s comic book roots run deep, Art having enjoyed a 20 -year friendship with Stan Lee and a lifetime apprenticeship.
I think this is the first time I have seen a comic book of this like. It as very interesting to imagine superheros getting their powers from God. I liked how they gave each character a one page backstory. It was enough that you knew a little about them but were not bored by it. The art work looked amazing. I loved how everything was drawn it was just so great.
The story line touched on each of the characters past pain and struggles. It told a great story and managed to convey great lessons. This is somethings that parents will be hapy with their children reading!Revie
Author Bio: Creator/editor/co-writer Art Greenhaw's comicbook roots run deep, Art having enjoyed a 20-year friendship with Stan Lee and a lifetime apprenticeship studying the works of his biggest comicbook influences including Stan, Jack Kirby, Steve Ditko, Al Hartley, and Ben Dunn. Art was a National Council of Teachers of English literary competition award winner and was the Optimist Club's oratory contest winner. He has studied art at the Dallas Museum of Art and co-created and co-wrote stories and songs with pop culture icon Ed "Big Daddy" Roth, who proclaimed Art "The Voice of Rat Fink". Art is a Grammy Award-Winning artist, producer, arranger, and mixing engineer and holds a Grammy record for most Grammy Nominations (eight) by a group in his particular category of Gospel-Christian music. Among the legendary artists who have recorded the songs and stories of Art include Ann-Margret, Engelbert Humperdinck, Trini Lopez, The Jordanaires, James Blackwood, The Light Crust Doughboys, The Ventures, the Southern Methodist University Mustang Band, and many more. It is Art's lifetime mission to bring much-needed messages of morality and spirituality to today's youth through his favorite literary medium: comicbooks. Art owns and manages the iconic #1 Texas legacy country band, The Light Crust Doughboys.
Website: www.GodsSilverSoldiers.com
www.artgreenhaw.com
Facebook: God's Silver Soldiers; https://www.facebook.com/search/top/?q=god's%20silver%20soldiers
Facebook Discussion Group: Truthmonger Publishing; https://www.facebook.com/search/top/?q=Truthmonger%20publishing


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Brochures & Articals
CCTV -Close Circuit TV
Alarm system Wire Vs. Wireless
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DMI LOCKSMITH INC.
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ACCESS CONTROL Solutions
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CCTV Closed Circuit Television
It is a video cameras that transmit a video signal to a specific place, on a limited set of monitors
This term is mostly applied to those used for surveillance in areas that may need monitoring such as Institute, casinos, airports, military installations, and stores.
CCTV, utilizing digital video recorders, (DVRs), with a variety of quality and performance options and extra features (such as motion detection and email alerts).
More recently, decentralized IP cameras, some equipped with megapixel sensors, support recording directly to network-attached storage devices, or internal flash for completely stand-alone operation.
Internet Protocole Camera (IP cameras).
IP cameras use the Internet Protocol (IP) used by most Local Area Networks (LANs) to transmit video across data networks in digital form.
IP can optionally be transmitted across the public internet, allowing users to view their cameras through any internet connection available through a computer or a phone, this is considered remote access.
IP video is restricted to within a private network or VPN or can be recorded onto a remote server.
IP cameras Advantage
Remote accessibility which allows live video from selected cameras to be viewed from any computer, mobile smartphones and other devices (with sufficient access privileges).
Two-way audio via a single network cable allows users to listen to and speak to the subject of the video (e.g. gas station clerk assisting a customer on how to use the pay pumps)
The use of a Wi-Fi or wireless network.
Distributed intelligence such as video analytics can be placed in the camera itself allowing the camera to analyze images.
Transmission of commands for PTZ (pan, tilt, zoom) cameras via a single network.
Secure data transmission through encryption and authentication methods such as WPA, WPA2, TKIP, AES.
PoE Power over Ethernet to supply power through the ethernet cable and operate without a dedicated power supply.
FRS -Facial recognition system is a computer application for automatically identifying or verifying a person from a digital image or a video frame from a video source. One of the ways to do this is by comparing selected facial features from the image and a facial database.
The combination of CCTV and facial recognition has been tried as a form of mass surveillance, but has been ineffective because of the low discriminating power of facial recognition technology and the very high number of false positives generated.
This type of system has been proposed to compare faces at airports and seaports with those of suspected terrorists or other undesirable entrants.
Computerized monitoring of CCTV images is under development, so that a human CCTV operator does not have to endlessly look at all the screens, allowing an operator to observe many more CCTV cameras.
VCA - Video Content Analysis is the capability of automatically analyzing video to detect and determine temporal events not based on a single image. As such, it can be seen as the automated equivalent of the biological visual cortex.
A system using VCA can recognize changes in the environment and even identify and compare objects in the database using size, speed, and sometimes color. The camera's actions can be programmed based on what it is "seeing". For example; an alarm can be issued if an object has moved in a certain area, or if a painting is missing from a wall, or if a smoke or fire is detected, or if running people are detected, or if fallen people are detected and if someone has spray painted the lens, as well as video loss, lens cover, defocus and other so called camera tampering events.
VCA analytics can also be used to detect unusual patterns in an environment. The system can be set to detect anomalies in a crowd, for instance a person moving in the opposite direction in airports where passengers are only supposed to walk in one direction out of a plane or in a subway where people are not supposed to exit through the entrances.
VCA can track people on a map by calculating their position from the images. It is then possible to link many cameras and track a person through an entire building or area. This can allow a person to be followed without having to analyze many hours of film. Currently the cameras have difficulty identifying individuals from video alone, but if connected to a key-card system, identities can be established and displayed as a tag over their heads on the video.
A Network Video Recorder (NVR) is a software that records video data on the hard disk. Like a DVR, it usually record digitally so the user can instantly search by time, data and camera. It collect video from IP camera, network video server or DVR over the network. It collect no analog data input.
All the decisions that need to be made regarding DVRs apply to an NVR.
NVR can be securely positioned anywhere on the network,whereas DRS and VCRs reside where the camera coax terminates.
Video Surveillance artificial intelligent
Using computer software programs that analyze the images from video surveillance cameras in order to recognize humans, vehicles or objects.
Security contractors program the software to define restricted areas within the camera's view (such as a fenced off area, a parking lot but not the sidewalk or public street outside the lot) and program for times of day (such as after the close of business) for the property being protected by the camera surveillance. The artificial intelligence ("A.I.") sends an alert if it detects a trespasser breaking the "rule" set that no person is allowed in that area during that time of day.
The A.I. program functions by using machine vision. Machine vision is a series of algorithms, or mathematical procedures, which work like a flow chart or series of questions to compare the object seen with hundreds of thousands of stored reference images of humans in different postures, angles, positions and movements.
The A.I. asks itself if the observed object moves like the reference images, whether it is approximately the same size height relative to width, if it has the characteristic two arms and two legs, if it moves with similar speed, and if it is vertical instead of horizontal.
Many other questions are possible, such as the degree to which the object is reflective, the degree to which it is steady or vibrating, and the smoothness with which it moves.
Combining all of the values from the various questions, an overall ranking is derived which gives the A.I. the probability that the object is or is not a human. If the value exceeds a limit that is set, then the alert is sent. It is characteristic of such programs that they are self-learning to a degree, learning, for example that humans or vehicles appear bigger in certain portions of the monitored image – those areas near the camera – than in other portions, those being the areas farthest from the camera.
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mark wahlberg Archives
Uncharted Trailer Is Here, Holland/Wahlberg Adaptation Out In February
Starring Tom Holland, Mark Wahlberg, Tati Gabrielle, Sophia Ali, and Antonio Banderas, the film is directed by Venom director Ruben Fleischer from a script by Art Marcum and Matt Holloway Set up as a prequel to the game series, you can see the first trailer for Uncharted down below. https://www.youtube.com/watch?v=eHp3MbsCbMgVideo can't be loaded because JavaScript is disabled: UNCHARTED[...]
New Trailer For Mark Wahlberg Thriller Infinite Debuts, Out June 10
New reincarnation thriller Infinite starring Mark Wahlberg and Chiwetel Ejiofor debuted a new trailer today Based on the book The Reincarnationist Papers by D Eric Maikranz, the film is directed by Antoine Fuqua from a screen story by Todd Stein and a screenplay by Ian Shorr Up until last week, I had no clue that this[...]
Zoinks! Scoob! Is Coming To HBO Max On June 26th
The film features the voice talents of Will Forte, Mark Wahlberg, Jason Issacs, Gina Rodriguez, Zac Efron, Amanda Seyfried, Kiersey Clemons, Ken Jeong, Tracy Morgan, Simon Cowell, and Frank Welker. While maybe not launching a whole Hanna-Barbera film universe like WB was hoping, the film is solid and for sure deserves a sequel of some sort, movie, or[...]
Scoob Hits 4k Blu-ray On July 21st With Bloopers & Deleted Scenes
The film features the voice talents of Will Forte, Mark Wahlberg, Jason Issacs, Gina Rodriguez, Zac Efron, Amanda Seyfried, Kiersey Clemons, Ken Jeong, Tracy Morgan, Simon Cowell, and Frank Welker. While maybe not launching a whole Hanna-Barbera film universe like WB was hoping, the film is solid and for sure deserves a sequel of some sort, movie,[...]
Scoob! Will Skip Theaters, Debuts On Digital On May 15th
is hoping to strike while the iron is hot and have similar success with Scoob!. Scoob! will debut on streaming services on May 15th. Scoob!, featuring the voice talents of Will Forte, Mark Wahlberg, Jason Issacs, Gina Rodriguez, Zac Efron, Amanda Seyfried, Kiersey Clemons, Ken Jeong, Tracy Morgan, Simon Cowell, and Frank Welker hits digital streaming services on May[...]
'Scoob!': Another International Poster Adds Captain Caveman
As they race to stop this global "dogpocalypse," the gang discovers that Scooby has a secret legacy and an epic destiny greater than anyone imagined. https://www.youtube.com/watch?v=GzlEnS7MmUo&t=2sVideo can't be loaded because JavaScript is disabled: SCOOB! Final Trailer (https://www.youtube.com/watch?v=GzlEnS7MmUo&t=2s) Scoob!, featuring the voice talents of Will Forte, Mark Wahlberg, Jason Issacs, Gina Rodriguez, Zac Efron, Amanda Seyfried, Kiersey Clemons, Ken[...]
'Scoob!': New International Poster For Scooby-Doo Film
'Scoob': Watch the…Interesting Final Trailer for the Reboot Now
As they race to stop this global "dogpocalypse," the gang discovers that Scooby has a secret legacy and an epic destiny greater than anyone imagined. Scoob, featuring the voice talents of Will Forte, Mark Wahlberg, Jason Issacs, Gina Rodriguez, Zac Efron, Amanda Seyfried, Kiersey Clemons, Ken Jeong, Tracy Morgan, Simon Cowell, and Frank Welker opens on[...]
"Uncharted": Antonio Banderas Joins Adventure Film for Sony
Based on the videogame franchise of the same name, Banderas joins stars Tom Holland and Mark Wahlberg for the adaptation, according to Variety Joining the three are Sophia Ali and Tati Gabrielle (Chilling Adventures of Sabrina). Editorial credit: lev radin / Shutterstock.com Ruben Fleischer (Zombieland: Double Tap, Venom) will direct the film with Art Marcum and Matt[...]
'Spenser Confidential': Watch the Trailer for Mark Wahlberg's Thriller
Spenser Confidential, the new film starring Mark Wahlberg, debuted its trailer on Ellen this afternoon Based on the novel Wonderland, Wahlberg stars as an ex-cop Spenser, who gets out of prison after being framed for murder When two of his former colleagues are murdered, he and his new boxing student (Winston Duke) and ex-girlfriend (Iliza[...]
'Uncharted': 'Venom' Director Ruben Fleischer May Now Direct
The film will star Tom Holland and Mark Wahlberg Fleischer has also directed Zombieland, 30 Minutes or Less and Gangster Squad His most recent film was Zombieland: Double Tap. Uncharted is one of the most popular and highly rated video game series ever It follows Nathan Drake, an explorer who travels the world looking for artifacts[...]
Mark Wahlberg in Final Talks to Star in "Uncharted" Movie
Variety reports that Mark Wahlberg is close to returning to the long-gestating Uncharted nearly a decade after he confirmed, live on MTV, that he'd be joining the film as Nathan Drake At the time in late 2010, with the Uncharted video game series only three years old, David O Russell was confirmed as director and was[...]
Mark Wahlberg, Jason Isaacs Join Warner Bros. Pictures 'Scoob'
Mark Wahlberg and Jason Isaacs will lend their voices in the upcoming Warner Bros Pictures animated film Scoob as two iconic Hanna-Barbara characters. Actor Mark WahlbergPhoto by Jaguar PS / Shutterstock.com According to Deadline, two-time Oscar and Golden Globe nominee Wahlberg will play Blue Falcon- a Hanna-Barbera version of Batman with gadgets, sleek vehicle and a faithful[...]
Netflix Makes Deal for Robert B. Parker's Spenser with Mark Wahlberg
Parker wrote 40 novels starring the Boston-based, poetry-loving, wisecracking sleuth that were then adapted in the 1980s into a television series with Robert Urich and Avery Brooks. Interestingly, the film would adapt the novel Wonderland, one of eight Spenser novels written by Ace Atkins, who took over the series when Parker died in 2010. The film is[...]
The Walking Dead's Lauren Cohan Returning for 6 of Season 9's First 8 Episodes
To update the matter, AMC has confirmed that Cohan will be returning to the Hilltop for six of the show's eight fall half-season episodes. It was Cohan herself who originally revealed the news of her return when speaking to Entertainment Weekly at CinemaCon in Las Vegas last month, where she was promoting her upcoming movie Mile[...]


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Electric Light Orchestra - Out of the Blue 2LP (180g)
ELO's seventh and most popular album. Incidentally. also one of the first pop albums to use a vocoder.
"Turn to Stone" 3:47
"It's Over" 4:08
"Sweet Talkin' Woman" 3:47
"Across the Border" 3:52
"Night in the City" 4:02
"Starlight" 4:30
"Jungle" 3:51
"Believe Me Now" (instrumental) 1:21
"Steppin' Out" 4:38
Side three (Concerto for a Rainy Day)
"Standin' in the Rain" 4:20
"Big Wheels" 5:10
"Summer and Lightning" 4:13
"Mr. Blue Sky" 5:05
Side four
"Sweet Is the Night" 3:26
"The Whale" (instrumental) 5:05
"Birmingham Blues" 4:21
"Wild West Hero" 4:40
Fleetwood Mac - Rumours LP
A Classic - Rumours by Fleetwood Mac, released in 1977, is a staple for every album collection. Wicked popular even before Tik Tok!
Fleetwood Mac - Greatest Hits LP (import)
Music On Vinyl are proud to re-release the famous 'red sleeve' Fleetwood Mac Greatest Hits album. This record was a stalwart of every decent album collection in the early 1970s as it represented the first greatest hits package from Fleetwood Mac, covering
Tom Petty - Wildflowers & All the Rest 3xLP (140g)
The 3 LP 140 gram edition contains the original 1994 Wildflowers album (remastered) with 15 tracks on two LPs.
Petty, Tom - Finding Wildflowers (Alternate Versions) 2LP (gold vinyl)
Finding Wildflowers (Alternate Versions) features 16 studio recordings of alternate takes, long cuts and jam versions of Wildflowers songs as Tom, band members and co-producer Rick Rubin worked to finalize the album in 1994. The release offers fans furthe


Still clearing out excess gear. I have a 511 lbe vest and a tactical tailor chest rig with H harness. $60 each, but as always, open to offers. Both are immaculate condition. Cannot get pics sorted, but i do have pics on CL.