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Eugowra - 2806
Losing his wheelchair-accessible van in floodwaters left Trent isolated. Then a group of strangers decided to help
ABC Central West
/ By Lauren Bohane
When this man's wheelchair-accessible vehicle was swept away in floods, he lost his only safe mode of transport. A generous donation means he's now back on the road.
Updated Mon 26 Dec 2022 at 7:37pm 26 December 2022 Mon 26 Dec 2022 at 7:37pm
'Flood of love' helps devastated town keep Christmas spirit alive after disaster
/ By Brigitte Murphy
A catastrophic flood wiped out most of the Eugowra township in early November, but the community is determined Christmas celebrations will still go ahead.
Fri 23 Dec 2022 at 9:40pm 23 December 2022 Fri 23 Dec 2022 at 9:40pm
More funding announced for people left homeless after NSW floods
The federal government commits an extra $182.2 million to help people in New South Wales who have become displaced or homeless because of the recent floods.
Updated Fri 23 Dec 2022 at 1:56am 23 December 2022 Fri 23 Dec 2022 at 1:56am
Grants help flooded communities return to their homes
Xanthe Gregory
State and Federal governments have joined forces to help flood-ravaged communities in the NSW Central West, with 'back home' grants unlocked for a number of towns. Xanthe Gregory reports.
Thu 22 Dec 2022 at 10:01pm 22 December 2022 Thu 22 Dec 2022 at 10:01pm
Duration: 1 minute 49 seconds 1m 49s
Support package boost for worst-hit flood victims but too little, too late for some
/ By Xanthe Gregory and Hamish Cole
Flood-ravaged parts of NSW are to receive an early Christmas present with $182 million worth of funding unlocked to get them back into their damaged homes more than a month after the disaster.
Postcode pricing for home insurance a 'rude shock' for customers outside flood zones
ABC Riverina
/ By Penny Burfitt
Home owners across the country say hefty increases on their home insurance premiums are "inequitable" because they don't live on flood-prone properties.
Thu 15 Dec 2022 at 8:06pm 15 December 2022 Thu 15 Dec 2022 at 8:06pm
Lisa took out flood insurance for a home she bought in 2020. Her insurer then changed its mind
/ By Adam Harvey
As extreme weather increases the threat to homes, insurance companies are hiking premiums to unaffordable levels or simply refusing to provide cover at all.
Thu 15 Dec 2022 at 5:42am 15 December 2022 Thu 15 Dec 2022 at 5:42am
Bills of more than $1,000 sent to flood victims for airlift rescues
/ By Joanna Woodburn and Xanthe Gregory
Several victims of the Eugowra flood, including a child and an 87-year-old man, were billed more than $1,000 by NSW Ambulance after they were winched to safety during the sudden devastation in November.
Wed 14 Dec 2022 at 5:56am 14 December 2022 Wed 14 Dec 2022 at 5:56am
How a one-in-5,000-year flood wiped out a town in minutes
By Xanthe Gregory and Jessica Clifford
When the people of Eugowra woke on November 14 they had no understanding of the "waves of water" that were hurtling towards them. Before long they were running for their lives, rescuing each other and clambering onto rooftops.
Updated Mon 5 Dec 2022 at 11:30pm 5 December 2022 Mon 5 Dec 2022 at 11:30pm
Eugowra flood victim given puppy after losing almost all of her belongings
86-year-old Jeanette Norris's world was turned upside down when floodwaters inundated the community of Eugowra, but a well-wisher has given her a precious gift to aid her recovery.
Updated Wed 30 Nov 2022 at 4:21am 30 November 2022 Wed 30 Nov 2022 at 4:21am
NSW town to be urgently evacuated by air ahead of worst flood on record
By Holly Tregenza, Ainslie Drewitt-Smith, and Keely Johnson
The State Emergency Service is directing people in Euabalong in the state's Central West to evacuate now, as the Lachlan River rises toward a major flood peak.
PM and Premier visit flood devastated town of Eugowra
The insurance industry says the NSW flood crisis is Australia's costliest natural disaster with $5.5bn of claims lodged, as confusion grows over who's eligible for coverage. Xanthe Gregory reports.
Tue 22 Nov 2022 at 9:15am 22 November 2022 Tue 22 Nov 2022 at 9:15am
Why worst flooding in a generation will be felt across Australia
/ By Mollie Gorman and Xanthe Gregory
Farmers are going to great lengths to save livestock from drowning in flooded paddocks and to protect their own livelihoods.
Updated Tue 22 Nov 2022 at 1:20am 22 November 2022 Tue 22 Nov 2022 at 1:20am
Prime minister in Eugowra
Prime Minister Anthony Albanese in Eugowra.
Mon 21 Nov 2022 at 11:24pm 21 November 2022 Mon 21 Nov 2022 at 11:24pm
Duration: 3 minutes 5 seconds 3m 5s
NSW flood crisis most expensive natural disaster on record, Insurance Council declares
By Melinda Hayter, Holly Tregenza, and Indiana Hansen
About $5.5 billion in insurance claims have been lodged across NSW since the flood crisis began in February.
Update on NSW flood emergency
NSW Emergency Services Minister Steph Cooke provides an update on the state's flood emergency.
Mon 21 Nov 2022 at 1:31am 21 November 2022 Mon 21 Nov 2022 at 1:31am
Plans underway to evacuate NSW community from 'dynamic and dangerous situation'
By Lani Oataway and Madeleine Cross
Towns in the state's Central West and Riverina are monitoring hastily-built defences against major flooding while strong winds cause damage across the state.
Updated Mon 21 Nov 2022 at 7:01am 21 November 2022 Mon 21 Nov 2022 at 7:01am
Some thought Eugowra couldn't rebuild. Now, days after a deadly flash flood, the community is determined
/ By Xanthe Gregory and Lauren Pezet
Something has shifted in the Central West NSW town of Eugowra, with locals now hopeful they can rebuild after most of the town was damaged or destroyed in a deadly flash flood.
Updated Sat 19 Nov 2022 at 7:43am 19 November 2022 Sat 19 Nov 2022 at 7:43am
Anger over flood response in Eugowra directed at NSW Premier
The NSW Premier Dominic Perrottet has promised to rebuild the flood-ravaged town of Eugowra, where anger surfaced over the initial emergency response to flooding four days ago. Xanthe Gregory reports.
Fri 18 Nov 2022 at 11:25pm 18 November 2022 Fri 18 Nov 2022 at 11:25pm
Body found near Eugowra in search for man missing after flash flood
/ By Lauren Pezet
Police believe a body found near Eugowra on Saturday is that of 85-year-old Ljubisa 'Les' Vugec. It is the second person to have died after a flash flood devastated the town on Monday.
Updated Sat 19 Nov 2022 at 1:06pm 19 November 2022 Sat 19 Nov 2022 at 1:06pm
Clean-up underway in Eugowra after severe flooding
80 per cent of Eugowra's home and businesses were damaged in the disaster, with a mammoth recovery effort facing much of the state's Central West.
Updated Fri 18 Nov 2022 at 10:21pm 18 November 2022 Fri 18 Nov 2022 at 10:21pm
Duration: 2 minutes 31 seconds 2m 31s
Residents reveal harrowing details of floodwater escape
Hamish Cole
In the town of Eugowra, 80 per cent of homes and businesses have been damaged by fast-moving floodwaters, and concern is growing for a third missing person. Hamish Cole reports.
Updated Fri 18 Nov 2022 at 12:27am 18 November 2022 Fri 18 Nov 2022 at 12:27am
NSW floods from above: Aerial images show the sheer force of the floodwaters
Fast, deep and devastating — these aerial photographs show how communities across NSW have been swept away as floods pummelled towns across the state this week.
Updated Thu 17 Nov 2022 at 10:36pm 17 November 2022 Thu 17 Nov 2022 at 10:36pm
Hours before Diane Smith went missing in Eugowra's floods, Pat Welsh saved her from her inundated home
A body believed to be that of Diane Smith was found in Eugowra on Wednesday. It's believed she drowned while trying to reach higher ground after earlier being rescued from her home.
Thu 17 Nov 2022 at 7:31am 17 November 2022 Thu 17 Nov 2022 at 7:31am
In pictures: The largest flood emergency response in NSW history
Communities across NSW are enduring more severe flooding as the state deals with the largest flood-related emergency response in its history — this is what it looks like.
Wed 16 Nov 2022 at 7:03pm 16 November 2022 Wed 16 Nov 2022 at 7:03pm
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Travel to North Korea kicks in, travelers say their farewells
Seth Walton
BEIJING (Reuters) – American visitor Nicholas Burkhead stated he'd be happy to return to his modern-day holiday destination, with its stunning scenery, first-rate meals, and friendly human beings.
The trouble is, the destination became North Korea and a U.S. State Department ban on the journey to the remote u. S . A . Takes effect on Friday.
Burkhead, a 35-year-vintage resident of Virginia, become many of the last American vacationers to leave North Korea, landing on Thursday in Beijing.
"I become surprised at how pleasant all and sundry changed into," Burkhead stated after stepping off the remaining scheduled flight to Beijing from the North Korean capital, Pyongyang, before the U.S. Tour ban kicks in.
"It turned into very enjoyable – beautiful surroundings and they fed us very well inside the restaurants there, but the exchange charge wasn't too true for the neighborhood won," he told a waiting scrum of newshounds.
Burkhead arrived in Beijing on North Korea's kingdom-owned Air Koryo after traveling Pyongyang as well as the town of Kaesong close to the heavily armed border with South Korea. His five-day tour cost 1,850 euros ($2,two hundred).
Other Americans at the flight covered resource workers as well as Jamie Banfill, 32, who had led tours to North Korea but became touring this time as a traveler.
Banfill, who had made the experience to mention goodbyes after regularly touring to the North for a decade, said the journey ban brief-sighted.
"It's a very complicated state of affairs on the Korean peninsula and that they oversimplified it," he said.
The United States closing month announced a ban on U.S. Passport holders from traveling to North Korea, effective Sept. 1. Journalists and humanitarian workers are allowed to use for exemptions under the ban, that's similar to previous U.S. Restrictions on travel to Iraq and Libya.
Heidi Linton, director of Christian Friends of Korea, who has been working in North Korea for greater than two decades, told reporters she concerned about the people her useful resource organization helped, if her exemption was not granted quickly.
"We started out a hepatitis B software and we've 705 sufferers which have been commenced on life-saving remedy, that if they burst off that remedy then their lives are in danger," she said.
It become not immediately clean what number of Americans had sought, or been granted, exemptions or how many were nonetheless in North Korea. An official on the country branch said it changed into not able to provide an estimate at the quantity of U.S. Residents there.
PRESSURE GROWS
North Korea is below developing worldwide stress over its nuclear tests and repeated ballistic missile launches, consisting of one this week that flew over northern Japan.
The U.S. Ban on travel to North Korea observed the death of U.S. College pupil Otto Warmbier, who changed into jailed at some stage in a excursion final yr.
Warmbier, who was sentenced to 15 years difficult labor for seeking to thieve a propaganda sign, turned into again to the USA in a coma in June and died six days later. The occasions surrounding his loss of life are not clean, such as why he fell into a coma.
Warmbier had been detained leaving the airport in Pyongyang.
"I become waiting for a strict safety test on exit however there has been not anything like that," Burkhead stated.
The State Department declared U.S. Passports invalid for travel to, in or thru North Korea. The restrict applies for three hundred and sixty five days except extended or revoked by the secretary of nation.
North Korean country media has described the ban as a "sordid" attempt to limit human exchanges.
North Korea is presently retaining two Korean-American academics and a missionary, in addition to 3 South Korean nationals who have been doing missionary work.
This month, North Korea released a Canadian pastor who have been imprisoned there for more than two years.
Hundreds of Americans are a number of the four,000 to 5,000 Western tourists who go to North Korea annually, in keeping with U.S. Lawmaker Joe Wilson.
Jeongdongjin is one of the most fascinating seaside communities in South Korea due to its almost abnormal aggregate of landmarks and attractions.
Just a couple of minutes teach trip from the city of Gangneung, Jeongdongjin has the distinction of getting the nearest train station to a sea in the international! The view of the ocean and the shore is in itself worth finding out that teach trip. But this coastal village will now not stop to wonder you. Here, you'll discover two vintage and historically important nautical vessels. The first one is an American warship that served throughout the Korean War, at the same time as the second one on is a actual North Korean submarine.
Jeongdongjin Beach won't be given a whole lot attention via the journey manual blogs' however as you method this 250-meter sandy stretch, you will soon recognise that it's miles a topnotch destination. It has a supple powdery white sand seaside and borders very obvious water. The teach tune is just separated from the seashore sand through a quick stretch simply footsteps away. There are three primary swimming spots here – at the Moraeshigae (Hourglass) Park, on the Jeongdongjin Seawall and in the front of the Jeongdongjin Railway Station.
Jeongdongjin seashore is even more marvelous for the duration of sunrise, with the early morning sun dramatically casting its first mild to the horizon, spreading out over the sea and sooner or later to the educate station and surrounding pine timber. It really is a romantic and delightful sight. So make the effort to awaken early and head right down to the beach to enjoy one in every of nature's grandest display.
If you spot more than usual range of Korean couples preserving hands doing the equal thing, do not be amazed. Jeongdongjin was the chosen putting for the extremely-romantic Korean cleaning soap opera entitled Moraeshigae because of this "Sandglass". And ever for the reason, that seashore has ended up popular with couples, soap opera lovers, and hopeless romantics.
The seashore inside the village is included in a place frequently referred to as Jeongdongjin Sunrise Park. During the New Year, the park will become the venue for the Sunrise Festival. Aside from looking live shows and fireworks, masses acquire for the duration of the pageant to look the 'turning of the New Millennium Hourglass' ceremony that indicates the beginning of a new year. This hourglass needs a whole 12 months for all of the sand to run to the bottom.
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Buying & Leasing a Car
Getting a Used Car Deal in a Tight Market
Cars are scarce and prices have gone up. Use these strategies to find the best values.
by: Mark Solheim
Illustration by Adam Allsuch Boardman
Car shopping has always seemed a bit like gambling in Vegas: At the end of the day, the dealer comes out ahead. Over the past decade, the internet has helped change the rules to give consumers a bit more of an edge, adding transparency and the ability to comparison shop among thousands of vehicles—across the entire U.S., if you wish. But until recently, unless you were buying from a private party, you'd eventually find yourself in the dealer's showroom—and the financing and insurance office—when it was time to pull the trigger.
That's changing. Now it's possible to buy a vehicle entirely online, and the pandemic has accelerated the digital car-buying trend. If you're shopping for a car or truck, it's easier to find a dealer or service that will let you complete your trade-in, financing and paperwork online and top it off by delivering your new ride to your driveway. The person who delivers your vehicle may even drive away your old one. All-digital used-car sites, such as Carvana, Shift and Vroom, tout their vehicle inspections (they go over up to 150 separate items) and a seven-day return period—and claim to offer lower prices because they don't have dealer showrooms.
How to Save on a Used Car
The buy-from-home experience is still a small segment of the market, especially for used vehicles. Most buyers are more comfortable test-driving a vehicle and giving it a thorough inspection (or having a mechanic inspect it). But even if you ultimately end up at the dealer, you have the opportunity to do research, comparison shop and get prequalified for financing online, all of which gives you the information to strengthen your negotiating position with the dealer.
We'll run down five popular sites for used-car shoppers and what to expect. But wherever you shop, use these strategies to get the best deal.
Find the sweet spots
When manufacturing plants shut down in March 2020, the supply of new cars decreased and prices increased. But demand stayed strong, despite the sharp economic downturn. City dwellers who had relied on ride-hailing apps and public transit wanted their own wheels, and private cars became the transportation of choice. Plus, many households had more money to spend: Stimulus checks provided cash, while lower expenditures on travel and restaurants helped boost savings to record highs.
With fewer new cars, there were fewer new-car buyers and fewer trade-ins, and some would-be new-car buyers turned to the used market. As of March 2021, with added stress from supply-chain disruptions, new-vehicle inventory at dealerships nationwide was down by more than one-third, reports Edmunds, an automotive website. That's pushing up prices even more for both new and used vehicles. The average transaction price of a new vehicle recently topped $40,000; the average used-vehicle asking price, based on listings on TrueCar.com, rose from a pre-pandemic $22,100 in March 2020 to about $25,670 in April 2021—about a 16% pop. Pickup truck and SUV prices are particularly high. According to Edmunds, the average transaction price for used full-size trucks is expected to climb to $34,445 this year, compared with $28,156 a year ago, and the average transaction price for used large SUVs is expected to climb to $35,035, compared with $31,232 a year ago. Prices are likely to rise even more as buyers flush with tax refunds and American Rescue Plan checks go shopping.
COVID-19 Super Savers Need to Carefully Navigate in a Post-Pandemic World
You can find better deals on smaller cars, which typically have higher fuel economy—good city vehicles that are easy to park. Nick Woolard, an analyst with TrueCar, also suggests used electric vehicles, such as the Chevrolet Bolt and Volt and Nissan Leaf (see Save Money With an Electric Car). Matt DeLorenzo, senior managing editor of automotive website Kelley Blue Book (KBB.com), adds sedans that carmakers are discontinuing—such as the Ford Fusion and Chevrolet Impala—to the list of potential bargains.
If you're not in a hurry to buy a used car, consider waiting until late summer or fall. As new-car inventory ramps up—and especially as the 2022 models hit dealer lots—the number of used vehicles will also increase, and prices are projected to fall. Plus, more vehicles come off lease later in the year, increasing the inventory of certified preowned (CPO) vehicles.
Comparison shop
The pandemic accelerated another shift in the auto industry, says DeLorenzo: As carmakers were forced to cut the supply of vehicles for sale last year, they discovered they could clear a fair profit by focusing on margins instead of volume. That means, at least for the near term, lower production is here to stay. "On average, cars will cost more, and it will be more difficult for buyers to find what they want," says DeLorenzo. "You will have to cast a wider net."
A million or more used vehicles are listed at sites such as KBB and Autotrader (both owned by Cox Automotive), Cars.com, CarGurus.com, and TrueCar. Dealers provide most listings, with some private-party offerings mixed in (except at TrueCar). Start your research at one of these large marketplaces, but also check out the other venues listed on the next page.
Most sites allow you to see listings nationwide. If you find a vehicle that's hundreds or thousands of miles away that will save you more than the cost of a plane ticket to go pick it up or the cost of shipping, go for it. Cross-country transport runs $1,000 or more.
To round out your shopping, consider rental car fleets. Rent2Buy at Hertz and the Ultimate Test Drive at Avis let you browse the fleet online, pick the model that you want, and take it for an extended test-drive (up to three days) from many of their rental locations. Enterprise Car Sales does not offer a several-day test-drive, but it will buy the car back within seven days if you don't like it. However, the rental fleets have reduced their inventory during the pandemic and are running their cars longer. That means you'll likely find less selection, and the vehicles may have more mileage and greater wear and tear.
As you decide on which vehicles to shop, check their reliability and repair records at Consumer Reports and Nadaguides.com. KBB and Autotrader have top-10 lists of used cars and SUVs, updated monthly.
Focusing on a CPO vehicle is one way to get peace of mind. You'll pay a premium—typically $1,500 to $2,500—for the CPO assurance, but only late-model vehicles (usually less than five years old) with low mileage (less than 60,000 miles) qualify for CPO programs. They're put through rigorous inspections and come with an extension of the vehicle's new-car warranty. You may also get perks such as low financing rates and roadside assistance. Carmakers often tap off-lease vehicles for their CPO fleets. Because new-car sales (including leases) were strong two, three and four years ago, the selection of CPO vehicles is still fairly good.
Get a Good Deal on Car Rentals
If you're not buying a CPO vehicle, dig a little deeper in your research. As you identify vehicles you may want to buy, check the vehicle's CarFax or AutoCheck report; some dealers offer one or the other free, and TrueCar summarizes the crucial points of the AutoCheck report for each listing. You can get a free vehicle report at National Insurance Crime Bureau (NICB.org), VehicleHistory.com or iSeeCars.com. Ideally, the vehicle will have relatively low mileage, one owner, no accidents and a history of regular maintenance. But as you stray from those guardrails, the price will usually decrease.
Negotiate a fair price
Figuring out a fair price for a used car is even harder than with a new car, because no two cars have identical histories, and mileage and condition will vary. A variety of websites offer used-car prices and break them down by transaction type—dealer, private party, CPO and trade-in. For any car you're interested in buying, look up pricing at Edmunds.com, KBB.com and NadaGuides.com and come up with an average as your target. CarGurus.com rates each vehicle it lists from "Great Deal" to "Overpriced." TrueCar also labels prices from "Great Price" to "High Price" based on its own algorithm.
You may prefer the no-haggle route—from, say, CarMax or Carvana. Without negotiating, you may end up paying a slightly higher price. But remember, it's not all about the price you pay on the vehicle. For most buyers, the entire transaction consists of a trade-in as well as the cost of financing. You'll probably come out ahead if you negotiate the price of the new vehicle and the trade-in separately.
Get top dollar for your trade-in
The flip side of higher used car prices is that it's a good time to trade in your vehicle. The sites we list below let you sell your used vehicle. Go through the motions and get a formal offer to see what you can fetch for your trade-in. "It sets the floor for the minimum you'll accept from the dealer," says DeLorenzo. Note, however, that it may be worthwhile to forgo a separate sale and make the trade-in part of the car-buying transaction. Most states charge sales tax only on the difference between the price of your trade-in and the vehicle you're buying, not the full price of the next car.
Get the best rate on your loan
The sellers below let you estimate your monthly car payment so you can shop for vehicles with a bottom-line price in mind. Some sites work with partners who set terms that dealers will honor. Others, such as CarMax and Carvana, have their own financing arms.
Going through the prequalification process is a good way to get a general idea of rates available. If you end up at the dealer, ask if you can get a better deal on financing. Also, check bank and credit union rates. Recently, 60-month used-car loans averaged about 4.2%, according to Bankrate.com.
Five ways to buy
AUTOTRADER.COM/KBB.COM
Autotrader and Kelley Blue Book are both part of Cox Automotive, and there's little distinction between the websites. With well over a million listings from dealers and private parties, either site is a good place to start your research.
Used-vehicle listings: 1.4 million
Buy from home/delivery: With participating dealers.
Test-drive: Most listings are posted by dealers that require you to visit them; some will come to you, if you are within a certain distance.
Financing: You can get prequalified through Capital One, and participating dealers will honor the terms (for 30 days) and extend the loan.
Sell/trade-in: Negotiate with the dealer as part of the purchase transaction. Another option is the Kelley Blue Book Instant Cash Offer: Dealers make an offer, good for seven days, to buy your vehicle or for credit toward a trade-in. You choose a participating dealer and drive there.
Returns/warranty: Depends on dealer and state.
TrueCar's claim to fame is its Price Reports—a guaranteed price with a breakdown of charges from its network of 16,500 dealers. When it comes to used cars, there's no TrueCar guaranteed price. But prices are labeled "excellent," "good" and so on. The site has a pleasing, clean interface (with no ads), but research information and tools are less robust than at KBB or Autotrader.
Used-vehicle listings: 790,000
Buy from home/delivery: With participating dealers.
Financing: Through the dealer.
Sell/trade-in: Negotiate with the dealer, or tap the True Cash Offer: Dealers make an offer, good for three days, to buy or for credit toward a trade-in. You choose a participating dealer and drive there.
CarMax is the largest U.S. used-car retailer (224 locations) and has offered its no-haggle, low-pressure used-car buying experience since its 1993 debut. Customer satisfaction is generally high, and the company has landed on best-places-to-work lists for years. The cars it sells must pass a 125-plus point inspection and undergo a detailed reconditioning. Prices are Kelley Blue Book suggested retail, which tend to be higher than competitors' prices.
Used-vehicle listings: 50,000
Buy from home/delivery: Within 60 miles of some stores. Choose a car online and request delivery. A CarMax team member will call to walk you through the steps for buying online and help you complete the documentation.
Test-drive: At CarMax locations, or take the car home for 24 hours (subject to a 150-mile limit).
Financing: Get preapproved online.
Sell/trade-in: Some locations feature an online offer to buy your vehicle, but you may have to go to a CarMax store to get an appraisal.
Returns/warranty: Returns up to 30 days (and 1,500 miles). Warranty is 90 days or 4,000 miles for "major" systems.
CARGURUS.COM
CarGurus has listings from about 40,000 dealers. Search is powered by algorithms that analyze data on millions of car listings, accounting for factors including price, mileage, trim and options, accident history, location and dealer reputation. CarGurus gives each car an overall deal rating, from "great" to "overpriced." Dealers can't pay for their cars to get a higher position in search results. Each listing has a dealer star rating, estimated monthly payment, how long the vehicle has been on the lot and price history of the vehicle. Bonus: You can filter vehicles by NHTSA safety rating.
Used-vehicle listings: Not available
Buy from home/delivery: Depends on dealer; typically within 25-mile radius.
Test-drive: Some dealers, typically within 25-mile radius, will bring vehicle to you.
Financing: Get prequalified with one of three lenders, with terms honored for 30 days. When you visit a participating dealer, you fill out a credit application for a loan from the dealer.
Sell/trade-in: At dealers. Or, with CarGurus Pay ($4.95), vetted buyers can find you and set up a test-drive. The tool walks you through the transaction, and funds are direct-deposited into your account.
CARVANA.COM
Carvana offers no-haggle prices that the company claims are lower because it cuts out the middleman (the dealers) and the costs of a physical location. Vehicles pass a 150-point inspection and have no reported accidents. Vehicles marked "great deal" are priced $1,500 or more below the Kelley Blue Book suggested retail value. All transactions happen online, with delivery to your home. Or you can pick up your car at one of its 24 massive vending machines located mainly in the Midwest and the Southeast.
Used-vehicle listings: 20,000-plus
Buy from home: You buy, they deliver. Or select the pickup option and identify the vehicle vending machine closest to you.
Test-drive: Nope.
Financing: Through Carvana Financing. Get prequalified on the website; terms are honored for 45 days.
Sell/trade-in: Carvana buys late-model vehicles with low mileage. It will send someone to your home to inspect your car and, if it passes, cut a check on the spot.
Returns/warranty: Returns up to seven days (refunds exclude any shipping/delivery charge). Limited warranty covering basic and powertrain components for 100 days or 4,189 miles.
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Jon Rahm is back at No. 1 in Golfweek/Sagarin rankings after Jordan Spieth's tough week in the Bahamas
In: Feature, Golf
It was a struggle for Jordan Spieth down in Albany, the Bahamas, this past weekend at the Hero World Challenge. He came in dead last, didn't have a round in the 60s at a course that gave up an 18 under winning score, and for the cherry on top, teed off from the wrong box at one point.
Spieth was playing with Henrik Stenson when the pair mistakenly hit from the wrong tee box on the ninth hole. They were assessed a two-shot penalty and had to go back and start the hole from the correct hitting area.
Spieth made a triple-bogey eight, while Stenson made double.
Sometimes all you can do is laugh. pic.twitter.com/YKHt2S5mGr
— PGA TOUR (@PGATOUR) December 6, 2021
Due to Spieth's 6-over performance, he has fallen to No. 4 in the Golfweek/Sagarin rankings. Taking his place as top dog is World No. 1 Jon Rahm, who hasn't played since the Andalucia Masters in October where he missed the cut after rounds of 78, 74.
Rahm missed the cut at the Fortinet Championship in his only PGA Tour start this season.
How the Sagarin rankings are determined
Jeff Sagarin's rating system is based on a mathematical formula that uses a player's won-lost-tied record against other players when they play on the same course on the same day, and the stroke differential between those players, then links all players to one another based on common opponents.
The following list is an explanation of each category Sagarin uses to formulate his rankings.
Power rating: This is NOT a stroke average. The rating is calculated using a player's record, stroke differential, and connection to all the other players in the database. The difference between two ratings predicts the difference between two players in a typical round.
Schedule strength: The average strength of each event in which the player has played, calculated using the power ratings of every player in every field.
Schedule rank: The player's schedule is ranked by difficulty among the entire database.
Records: A player's won-lost-tied record, based on head-to-head competition, in each category. The winner in a 156-player field has a record of 155-0-0, the runner-up is 154-1-0, and so on.
First thing we have to realize and know is that this is a head-to-head ranking. This is calculated on who a player beats and who a player loses to. There is no weight or extra credit given for winning or better finishes. And unlike the OWGR, as a result of head-to-head wins and losses, a missed cut or a finish near the bottom of a field will hurt a lot more in GW/Sags than in OWGR.
The Golfweek/Sagarin rankings use a one-year window as opposed to two and consistency is paramount.
Current Sagarin top 5
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I have listened. I have sat in horror. I have cried. I have l felt hopeless. I have felt fearful. I have listened. This world doesnÕt scare me. This world is my home and the home of those I love. This world confuses me.
Destruction now seems to be the way to bring people together. Last night I met neighbors for the first time in three years. Why? Are we really that different? What are our differences? Our physical structure? No. Our mental structure? Possibly. I believe itÕs called socialization. Or would that be philosophy? That is definitely different. But is it really so very different?
I have listened. The many sound-bytes of the media invoke ÒGodÓ over and over. I hear our leaders making assumptions about the peopleÕs philosophy. I have come to understand that itÕs not because they are arrogant or insensitive. Maybe itÕs simply that theyÕve never been asked to be inclusive in a manner that goes beyond laws and rulebooks, beyond standard operating procedures for dealing with the masses.
I have listened. To a young woman as she asked, ÒWhere is the Goddess in all of this?Ó I had no answer for her. I was still listening.
I have bled. For 18 days now I have bled. Bleeding is something the female does as an affirmation of life. When the male bleeds, it is an affirmation of illness and death. When creatures bleed in a group, it is destruction. It is power and control, it is retribution for the differences Ð supposed or real, though as the science of genetics has shown us we are much more alike than different. It is a way to keep or put the masses in line. It is terrorism. The response is a reaction, by many who know no better, to seek out the different as they conceive it: To isolate the different and take action to change it or to eradicate it.
This is what the Tuesday attacks of terrorism attempted. This is what our government attempts to do when training a group of persons in acts of destruction, regardless of whether toward the enemy of the time, or in aid of people. The physiology of laughing and crying are the same. What makes the difference is the emotional filter present. Laughing and crying will not harm another creature or this planet. Terrorism, war, whatever itÕs name, destroys lives as well as the planet.
And it harm none, do what you will.
Everything you send out returns threefold.
These phrases come from two differing philosophies. They arenÕt that different if you just read the phrases. But the roots, the wings, thatÕs different.
One invokes a ÒGodÓ who many follow blindly and with great faith knowing a great place awaits them beyond this life. He is often referred to as ÒFatherÓ and is seen as the ultimate power and the One invoked to make others see the error of their ways. You must repent your ÒsinsÓ and be counted among the ÒfaithfulÓ in order to considered for His wonders. He is the ÒYahwehÓ of the Old Testament. He is the same ÒGodÓ for those of the faiths known as Judiasm, Christianity, and Muslim. He is the ÒOne GodÓ of monotheism.
One invokes a ÒGoddessÓ who is revered as present in all things in the world, who is immediate and encourages the continuation of life and family and harmony amongst all things sharing this organism called Earth. She is often referred to as Mother Earth, though She has many names and many faces. She has as many ways of being, from loving to chaos. She is self-perpetuating and death is as much a part of Her as life. She is shared by all. Belief is not a prerequisite for Her to be there. Like your mother, SheÕs there whether you like Her or not, whether youÕve seen Her or not. SheÕs seen you. She knows your scent and your sound. SheÕs carried you in her belly and brought you forth into this world but She wonÕt carry you across the sand. She is the sand. She is you. She is also the one you call your enemy. She is the place to which your physical body will return at the end of this life. She is the beginning of the cycle and the end of the cycle. And the cycle continues even as the wheel turns. She is the pantheism of gods and goddesses throughout all time. Hers is not an organized way of religion but rather a way of living a life in harmony with many. She doesnÕt claim to be superior or inferior. She just is. The same as women throughout the world who just are. Who take care of so much without bringing it to your notice.
ThatÕs become my job, bringing it to your notice.
The world needs all things. The male and female, the God and Goddess, the Muslim, the Jewish, the Christian, the Pagan, the Witch, the Shaman, the Buddhist, The Taoist, the Sikh, the Shinto, and others. All things life affirming shall be recognized and respected. All beings and creatures who bring life out of chaos shall be invoked and revered. Our language, our national language, should reflect this. All philosophies look to a God/dess as the embodiment of their belief.
Meanwhile the Father speaks of wrath and retribution in an effort to protect those he loves. He speaks of differences and everywhere there is chaos and confusion. Our only way out of it is to walk through it together. Hand in hand and heart to heart. We shall reap what we sow, and so shall those who have done their sowing.
Where does it all end. If everything sent out returns threefold, we would send out how many missiles in return for the planes that were the carriers of such death and destruction in TuesdayÕs attack. And then how many more tools of retribution will be volleyed back and forth. I donÕt want a volley of weapons. I want a world of colors and freedom for my daughters and their children and grandchildren and all those who come after I am long returned to dust. When a woman fights, itÕs to keep her children safe. ItÕs not nice, itÕs not pretty, itÕs lethal, for nothing is as sacred as her child.
Mothers Ð light a candle and see your childÕs face in the flame. Watch as something comes hurtling out of the sky and extinguishes that face. What are you going to do?
Now you see my confusion. Now you hear my cry. Mothers grant life. We donÕt take it away. But this is a matter of our children. We cannot stand by and let those we have bled for give their blood in vain. We should not stand by and let those we have bled for take the lives of others whose mothers have gone through such peril to bring them out of the dark. What do we do?
And I challenge women everywhere to stand up and speak out and be heard. Is this how you taught your children to behave? Is this how you want your children treated. Your children are spread throughout the world, for it is a finite world and there is no escape for your children, or your grandchildren. How shall we leave our world, women. In the hands of men who only understand the destructive forces of blood? Or shall we endeavor to teach them the affirmation of lifeÕs blood?
No, I donÕt offer a solution, just a step along the way. I suggest we all work together each doing what we do best, each with respect for the lives of our fellow travelers, each without fear of being singled out because of our differences. Yes, IÕm a witch, a priestess of the Goddess, and I will endeavor to work in harmony with all. I have my part as you have yours. WeÕre in this together. I look forward to hearing from you soon.
The events of Tuesday are real, they belong in a movie. Those were my thoughts as I watched the t.v. My second thought was what would have happeded if they did this a year ago, when I was on plane coming to live with my Dad in MN. I felt a part of me die as I watched the people jump out of the twin towers. To have lost all hope, is the worst feeling in the world. I firmly believe that we should stop this kind of madness. As a Pagan, I had hoped the Burning Times and Salem Witch Trails would be the only and the last times religious fanatics would hurt and kill people, but they aren't, and it is our duty to stop them now and with any means nessaray. As I grow up, I will feel safer knowing that I live in a country that is willing to come to our defence. If this means war, so be it. In the words Ozzy Ozborne.'Thank God for the bomb.' I know that some people won't agree with me but I believe that the punishment should fit the crime!
And as for the extream pasifisim that seems to be the view of some Americans I say WAKE UP, pasifism is not the answer, it gets people killed. When we sit here and do nothing we are inviting others to come and do what they will with us. We must take the offence so we can be assured of our freedom and get back to our cushy little lives.
This ritual has been written so it may be performed by a multitude of faiths whose sole purpose is to send healing to the Earth and to bid loved ones a safe passage. This is done without any preference to race or religious belief and should be performed in an open circle.
The ceremony should also be performed in the early evening, preferably outdoors if possible although this can be conducted inside. If outside you need a central fire, if inside a central candle.
Placed around the fire (or candle) in a circle are night-lights (or small candles) which remain there until the close.
Once everyone has arrived, you can begin. If anyone wishes to join in while the ceremony/ritual is in progress they can quietly find a place to stand inside the circle. Once inside the circle it is better if people stay until the end, unless they really feel the need to exit.
1 First person enters the circle from the west, they then walk a full circle and settle in the North.
2 Once the first person is in place the second person enters the circle and again walks a full circle before standing in the South.
4 Once the third person is in place the fourth enters and walks a full circle and settles in the West.
The person in the West, then takes three casual steps towards the South. Once everyone has entered the circle they return to their place in the West.
"We are gathered here this eve, to join united in faith, in love and in light. We offer healing prayers to our brothers and sisters and to the Earth, in the spirit of harmony and without the boundaries set by man.
Now you know of our intent, we invite you to join in our prayers within this circle, without fear, without judgement and of your own free will. Should you choose to do so. we ask that you do so now."
The people then walk into the circle (one at a time) and are guided to walk once around before taking up their positions. First person stands on the left of the north and the next, next to them. People should be spread evenly around the circle.
"We have gathered here today to offer healing to the Earth and to our brothers and sisters for the loss and pain they have suffered. I ask that the South step forth and light the flame so we may begin."
At this point the person in the South steps forward and lights the fire or central candle, then returns to their place in the South. The fire should be prepared before hand using kindling and papers, if required use fire-lighters to get the fire going.
"Now the sacred fire burns let it lift our prayers of light and healing skyward so they may travel across the world to be shared by all.
"All faiths and races are welcome here today. I ask that we offer a moment of silence so those amongst us may offer a prayer to their own deities in the knowledge that they are safe to do so."
The circle then falls quiet for a moment and waits until everyone is ready to proceed.
The people standing in the quarters each in turn; turn to face the outside of the circle and say the following. Once finished they then turn to face inside the circle again.
"We ask those in the North to step forth and hear our prayers of Love, Peace and Unity. In this may you grant us strength and wisdom that we may share with those near us and with those from afar."
"We ask those in the South to step forth and hear our prayers of Love, Peace and Unity. In this may you grant us protection and cleansing that we may share with those near us and with those from afar."
"We ask those in the East to step forth and hear our prayers of Love, Peace and Unity. In this may you grant us awareness and intelligence that we may share with those near us and with those from afar."
"We ask those in the West to step forth and hear our prayers of Love, Peace and Unity. In this may you grant us healing and wisdom that we may share with those near us and with those from afar."
"Together we stand in Peace and Love, our prayers we offer to those above. As above we look below, harmony and healing are seeds we sow."
"We welcome you this eve to stand united as one, one spirit, one earth, one circle begun. These words we offer from our hearts and souls, from this day forth let the healing unfold. Join us now should you so feel right, and repeat these words unto the night"
"For those who have loved and now have lost" (Wait for others) "Our prayers now travel, the barriers crossed" (Wait for others) "Now let justice reign over vengeance's might" (Wait for others) "So innocents are spared from a similar plight" (Wait for others) "Let tears now shed, now be gently caught" (Wait for others) "Love's hearts shared will not come to naught" (Wait for others) "As flames now flicker with this healing light" (Wait for others) "Let it lighten hearts with Love, this night" (Wait for others) "Now in this circle, these words have been told" (Wait for others) "Carry them forth so that the world may hold" (Wait for others) "Our Loves, our faiths, and our common beliefs" (Wait for others) "Respected in truth, they now grant us relief"
"Now for this moment the circle has told, of our loves held dear so our wishes unfold. Accept this candle to burn in your home, for the Earth, the sick and those alone. Burn it as you would will, for true faith would never cause you ill. For those who have lost and those in fear, know now your deities hold you close and dear."
The West then walks to the centre and collects a number of night-lights. These are then passed to the people to the left of the West up to the North. The North then collects some candles and hands them to people until they reach the East. The East does the same and stops in the South. Then the South hands out candles to the people in the final quarter.
"We thank those in the North for joining us in this circle and for hearing our prayers. May you go with peace and love in your hearts, for all to share."
"We thank those in the South for joining us in this circle and for hearing our prayers. May you go with peace and love in your hearts, for all to share."
"We thank those in the East for joining us in this circle and for hearing our prayers. May you go with peace and love in your hearts, for all to share."
"We thank those in the West for joining us in this circle and for hearing our prayers. May you go with peace and love in your hearts, for all to share."
The North then turns to the person on their right and asked them to quietly leave the circle walking anti-clockwise. They walk once round the circle and exit once they reach the west, having past it once.
Then the West asks the person nearest them to walk anti-clockwise around the circle and they exit once they reach the West again.The South asks the person next to them to do the same and the East does the same.
Once those in the circle have left, it is then time for those who have held the quarters to unwind the circle.
The person who is in the North walks once around the circle before exiting in the West, the person in the South follows next, then the person in the East. Finally the person in the West walks once around the circle before exiting from the West.
Each person who has held a quarter salutes the circle and offers a quiet but sincere thank you to the circle once they have exited.
Afterwards it would be a good idea to offer drinks and some food to all who have attended.
This ritual may be reproduced at will, printed and/or posted on other websites. I don't mind if people retain the copyright or not as this ceremony was written to be shared. It is my hope that it helps in some small way whatever your belief, race or culture... Blessed Be!
Merry Meet (Although I wonder if that is appropriate at this time.) It is sad, so very very sad that it took an incident such as the attacks on the World Trade Center and the Pentagon for us in this country to wake up to the realization that unless we change our perspective on life and living, we will eventually lose our soul as a people. I was deeply touched by the pulling together America has shown since the attacks, from the unprecidented acts of volunteerism to the donations of blood to aid the victims. Gone is the "MEism" so prevalent in today's society, at least for now, and it is really like a breath of fresh air seeing people actually being polite to each other once again. Our driving has become less agressive, we don't seem in such of a hurry and it seems like we are caring a little more about our fellow man. Was this a wake-up call for America? I think so, because this is not the end of terrorism in the United States. It will happen again, and unless we pull together as a people in this country and STAY together, we can expect only a world of chaos for our children. Our nation is a blessed nation, financially, materially and in it's diversity. We have the highest standard of living in the world. But with blessing comes responsibility. We have also become a nation of narcissistic self-worshippers, who glorify violence and guns with phallic reverence, measure a person's worth not by humanitarian efforts, but by money and materialistic gain. We fight with those of different faiths and even amongst ourselves (witch wars)in the misguided belief that we alone have the right answers. I am Pagan because I believe in this planet. I am Pagan because I cannot relate to a religion that carries a violent image as it's symbol and harrasses people who don't believe as they do. I am Pagan because I deplore violence and hateful acts as we have witnessed this past Tuesday. Although I believe those responsible should be brought to justice, why is it nessesary to harm the innocent? To seek revenge, the most worthless of causes, puts us no higher on the scale of humanity than the perpetrators of these evil acts. I had a dream the night before the terrorist attacks of a plane crashing and burning into a city. I awoke sweating and shaken. That day the dream manifested itself into reality. Psychic vision? Perhaps. But more of a message that I should change my perspecive on a lot of things in my life and love those close to me just a little more and care more about my country and my fellow man. This is a call for us all to unite, for divided we will indeed fall. Blessed be.
I just wanted to let some of you know that even though I am a Salitare I belong to no one coven but am a part of many groups, in fact I am the only Witch in my little town and everyone know's. So it was a surprise to have many of them come to me after this tragic act and ask what the Wiccan people are doing and how do we pray. On September 14th 2001 at 7pm many of them showed up at the town park and braught there candles as I sugested and I showed them. It was wounderfull!!
Does anyone know of a spell, charm or ritual to protect a soldier going into battle? My boyfriend is a Marine, and I'm afraid he is going to be "activated". I'm sure everyone here with loved ones in the military would be interested in any type of help. Thanks.
This incident hits very close to home for many of us Pagans (as well as the world). It is again a religion trying to stamp out the infidels. Now I know that not all Muslims agree with what the fundalmentalist Muslims are doing, but then again the oridnary Christians did not agree with what the "Church" did during the burning times, but thousands still died reguardless. I am feeling this event on many different levels. First of all my home (America) has been violated and second, my love for my fellow human is being put to the test. As apart of my religious training I have been taught to accept all religions as valad for those who believe in them and to let them be as long as they are happy. The problem here is that their happiness is now being shown in the greeving faces of thousands of Americans. As a nation we MUST put aside our petty differance and come together to put a stop to this unholy selfishness. As for me, I am prepared for war, I hope sincerly that our County reaches out and slaps down their arrogance. And as far as the Rede goes "An it harm none do what ye will" I do believe that this is truly an act of self-defence. If we do not stop them, even if we have to kill many, they WILL do it again and again. They hit at the heart of our great nation and now we must protect ourselves by making sure that they can never do it again.
Thank you for my rant, Goddess preserve us all. With love and light, Blessed Be.
Thank you, Fritz & Wren for providing this space for us to share our feelings and thoughts. In reading through the posts, I feel proud to live in a country where all may share their diverse opinions.
I am a Unitarian Universalist. Sunday, our church was to have celebrated the Autmn Equinox under my guidance. I have scrapped this event and created a Memorial service in it's place. Speakers from the Christian, Humanist and Buddhist perspective will share their reflections along with mine. I am so blessed to have a church to go to where all can freely practice their individual faith, and respect the faith of others.
I wanted to share the reflections I will be presenting there, as they were written after reading all of your reflections on this list, and many of your posts helped me put the words to how I am feeling.
To give a definitive statement of the Pagan point of view is impossible. We are as diverse in our reaction to this holocaust as any other religious organization. I have heard Christians who plead that we pray for peace and forgiveness in the name of Jesus, others have taken up the chant "Praise the Lord & pass the ammunition". So it is as well with Pagans and Wiccans. Many of us, myself included, are torn between both emotions, As practicing Witches, we have learned to work with the powers of the universe, and have the ability to affect the outcome of this situation, as do all of us, of all religions, with our prayers to any of our Dieties. Therefore we must search our hearts before taking any action through spellwork and prayer. When we ask our Gods & Goddesses for assistance, They will do exactly what we ask. "Be careful what you ask for".
A condensed version of the Wiccan Rede is "Bide the Wiccan laws we must, in Perfect Love, and Perfectt Trust. Mind the threefold law you should, three times bad and three times good. An ye harm none, do as ye will'".
How to follow this law in light of this malevolent attack on the American people becomes is a matter for extensive soul searching. To send out energies of retribution from a heart filled with hate would be be to invite chaos. These energies would return threefold, raining more death and destruction on our world. Sending out energies of Peace & Love should be the priority of all who pray. But is it enough? Are there enough beleivers in the power of the collective conciousness to effect a peaceful outcome to this grevious situation? I think that, unfortunately, there are not. The world would already be at peace if there were. But I also beleive that the spells and prayers for peace that are given now will make a dIference in the severity of the outcome.
As Wiccans, we believe in reincarnation, that death is a symbol of rebirth and new life. Some, as I do, also adhere to the beleif that the path of your life on earth was chosen by you before you came here, including the time and method of your death.
To those that those who have passed through the veil to the Summerlands, I send prayers of gratitude for the time they shared with us here on earth, and know that their purpose here has been fulfilled.
To those who have lost family & freinds, I send energies of comfort for their loss, may they find joy in the rememberance of the time they shared with their loved ones.
To all of us, who are struggling to deal with the reality of the events that have come to pass, I send energies of Peace and Hope, May we overcome the fear and greif this tradgedy has brought us. May we maintain our acceptance of the rights of all humanity to live and worship as they wish, and not succumb to directing our anger towards the innocent.
To those who are involved in the rescue effort, and those who will undertake the sad duty of cleaning up the rubble, I send energes of strength, May they know our love and gratitude is with them.
To our American President, his advisors, and to all World Leaders, I send energies of wisdom and clarity. May their decisions be just, and may they weigh the consequences of their actions very heavily before proceeding.
To those who serving in the armed forces that will be involved in carrying out the decisions of The President and the World Leaders, I send energies of courage, and heartfelt gratitude for their willingness to lay down their lives in defense of not only our American freedom, but the freedom of the world.
In Perfect Love and Perfect Trust, I will leave it to the God & Goddess to see that the threefold law comes to pass on those involved in this horrifying attack.
So many posts to read, and it took me so long to think to come and look for a forum here, dispite my love of this site - I'm sorry I won't have the time to read them all. Several here have commented that they feel excluded from community expressions of grief and worship. It's true that our mode of worship is pretty much non-existent in these events. But then, what is one to do with a large diverse public group? I feel strongly that we must, as pagans, both practice our own faith and respect the rights of others to practice theirs. Knowing that stress brings out the need for religious expression in folks and that most of the folks around us are Christian, it seems to me that my faith calls me to share in the experiences of grief and prayer with those in my community even though those expressions will be wrapped in concepts of worship different from my own. It's particularly important to practice tolerance and acceptance right now, I think. As a pagan, that's what I feel the Goddess is calling me to do.
I also feel that She is calling me to speak up in protest to expressions of exclusion and intolerance from those around me, in order to promote peace. I teach psychology in a mid-western university. And, of course, Tuesday has been a topic of conversation in my classes. As expected, someone expressed the viewpoint that all of this has to do with the "disintegration" of Christianity in the U.S. and that she so much appreciates our President's call to (Christian) prayer. It was a prefect opportunity to point out that, yes, approximately 82% of the country is Christian, but that 18% is of many other faiths and that all faiths are shaken and reaching for understanding right now. The right to worship (or not) as we each see fit is a precious freedom. Our ability to come together in the midst of both diversity tragedy and to pray together or offer our positive thoughts while respecting the fact that we have different views of faith is one of the things that makes this country strong. Our leaders are calling us to prayer as a diverse nation united in grief that surmounts our differences. The nods of agreement and mumurs of support during my little soap box speech were ever so heartening! I'm grateful to the Goddess for giving me the opportunity to appeal for peace, to point out that the need for peace extends beyond Christian, and for giving so many of my Christian students the opportunity to express support for those same opinions.
Out of adversity may we, as a nation, find strength and tolerance.
both our faith and our secular communities.
I humbley ask that the White/Green witchs and magicians that can, please go to the building that houses the Black Cult of Skull and Bones and perform the banishing rituals. Cleanse the human bones there of the shadow power that the individuals in power of this country have used to further their power lust. Take Geronimos skull to his people so that his medicene men can perform their banishing rites. Here in the US we can do something about the dark shadow forces that are in power. Our Magic can affect other areas in the world, but we need to really cleanse here at home.
May the Gods and Goddesses protect us.


Justine is my favourite YouTube girl to watch in French. She has a gorgeous accent, makes adorable porcelain items (shop here) and is so naturally beautiful. I absolutely love her sense of style, whether it's makeup, skincare, home decor or fashion.
GetTheGloss.com is a fantastic online magazine, with expert tips and realistic articles. The UK-based editors are professionals, and I love watching all their helpful videos on the channel.
Ruth has been one of my go-to girls for years. She's a stunning model, who gives lovely makeup and skincare tips. I can't get enough of her smart, funny and overall positive attitude. Ruth also lives in the UK.
Estée is so cool, and always fun to watch. She's originally from Ontario and now lives in London, England with her boyfriend Aslan and their (ah-dorable) dog Reggie. Her style is perfectly minimalistic, natural and super chic.
Fleur makes some of the only vlogs that I truly enjoy watching. She also just wrote a book which covers similar topics to her fun, practical beauty and style videos. Fleur has three dogs, two cats, and a very dapper husband named Mike who often makes cameo appearances in her videos.
Emily is one of the most reliable YouTube personalities of them all. She reviews nearly every makeup product that I might be interested in, and I can always count on her for fun, informative reviews. She also has an "express" channel with tons of shorter reviews, linked here.
Marnie has kids and a busy life outside of her channel, and I really look up to her since she is so confident in her style and relationships. She films great vlogs and it's so fun to see what daily life is like in San Antonio.
Michele is such a classic YouTube beauty girl who I've been watching for ages. Her videos are always consistent and it has been so nice to see her channel evolve. She does great reviews, tutorials, and style videos.
I only started watching Kristina's videos recently, but I am now obsessed! I seriously admire her tenacity, life-juggling abilities, (full-time physician in Anesthesiology and regular blogger and YouTube-er) and her ability to remain positive and relatable in her content.
Lisa is super cool, and I always enjoy seeing snippets from her family life though weekly vlogs. She mainly reviews makeup, but I absolutely love getting her opinion on practically every skincare product and treatment out there.


text:
Comparison of Bcl-2 to a Bcl-2 deletion mutant for mammalian cells exposed to culture insults
Bruno Figueroa, Tina M. Sauerwald, Alison J. Mastrangelo, J Marie Hardwick, Michael J. Betenbaugh
Apoptosis has been found to occur in bioreactors as a result of environmental stresses. The overexpression of bcl-2 is a widely used strategy to limit the induction of apoptosis in mammalian cell cultures. In this study, the effectiveness of wild-type Bcl-2 was compared to a Bcl-2 mutant lacking the nonstructured loop domain in two commercially prominent cell lines, Chinese hamster ovary (CHO) and baby hamster kidney (BHK) cells. The generation of a DNA "ladder" and condensation of chromatin indicated that apoptosis occurred in these cell lines following Sindbis virus infection and serum deprivation. When cells were engineered to overexpress the bcl-2 mutant, cell death due to Sindbis virus was x depriited in a concentration-dependent manner. Furthermore, the Bcl-2 mutant provided increased protection as compared to wild-type Bcl-2 following two model insults, Sindbis virus infection and serum deprivation. Total production for a heterologous protein encoded on the Sindbis virus was increased in cell lines expressing the Bcl-2 variants compared to the parental cell line. In order to understand the reasons for the improved anti-apoptosis properties of the mutant, wild-type Bcl-2 and mutant Bcl-2 were examined by Western blot following each model insult. Wild-type Bcl-2 was observed to degrade into a 23 kDa fragment following both Sindbis virus infection and serum withdrawal in both cell lines, while the mutant Bcl-2 protein was not degraded during the same period. The processing of Bcl-2 was found to correlate with reduced cell viabilities following the two external insults to suggest that Bcl-2 degradation may limit its ability to inhibit apoptosis. These studies indicate that the cells regulate anti-apoptosis protein levels and these processing events can limit the effectiveness of cell death inhibition strategies in mammalian cell culture sysrems.
Biotechnology and Bioengineering
https://doi.org/10.1002/bit.1053
Virus Diseases
Cricetulus
Cricetinae
Baby hamster kidney cells
Chinese hamster ovary cells
Chloramphenicol acetyltransferase
Serum deprivation
Figueroa, B., Sauerwald, T. M., Mastrangelo, A. J., Hardwick, J. M., & Betenbaugh, M. J. (2001). Comparison of Bcl-2 to a Bcl-2 deletion mutant for mammalian cells exposed to culture insults. Biotechnology and Bioengineering, 73(3), 211-222. https://doi.org/10.1002/bit.1053
Comparison of Bcl-2 to a Bcl-2 deletion mutant for mammalian cells exposed to culture insults. / Figueroa, Bruno; Sauerwald, Tina M.; Mastrangelo, Alison J.; Hardwick, J Marie; Betenbaugh, Michael J.
In: Biotechnology and Bioengineering, Vol. 73, No. 3, 05.05.2001, p. 211-222.
Figueroa, B, Sauerwald, TM, Mastrangelo, AJ, Hardwick, JM & Betenbaugh, MJ 2001, 'Comparison of Bcl-2 to a Bcl-2 deletion mutant for mammalian cells exposed to culture insults', Biotechnology and Bioengineering, vol. 73, no. 3, pp. 211-222. https://doi.org/10.1002/bit.1053
Figueroa B, Sauerwald TM, Mastrangelo AJ, Hardwick JM, Betenbaugh MJ. Comparison of Bcl-2 to a Bcl-2 deletion mutant for mammalian cells exposed to culture insults. Biotechnology and Bioengineering. 2001 May 5;73(3):211-222. https://doi.org/10.1002/bit.1053
Figueroa, Bruno ; Sauerwald, Tina M. ; Mastrangelo, Alison J. ; Hardwick, J Marie ; Betenbaugh, Michael J. / Comparison of Bcl-2 to a Bcl-2 deletion mutant for mammalian cells exposed to culture insults. In: Biotechnology and Bioengineering. 2001 ; Vol. 73, No. 3. pp. 211-222.
@article{e16255e27d9c40cfba374e35dcccccc8,
title = "Comparison of Bcl-2 to a Bcl-2 deletion mutant for mammalian cells exposed to culture insults",
abstract = "Apoptosis has been found to occur in bioreactors as a result of environmental stresses. The overexpression of bcl-2 is a widely used strategy to limit the induction of apoptosis in mammalian cell cultures. In this study, the effectiveness of wild-type Bcl-2 was compared to a Bcl-2 mutant lacking the nonstructured loop domain in two commercially prominent cell lines, Chinese hamster ovary (CHO) and baby hamster kidney (BHK) cells. The generation of a DNA {"}ladder{"} and condensation of chromatin indicated that apoptosis occurred in these cell lines following Sindbis virus infection and serum deprivation. When cells were engineered to overexpress the bcl-2 mutant, cell death due to Sindbis virus was x depriited in a concentration-dependent manner. Furthermore, the Bcl-2 mutant provided increased protection as compared to wild-type Bcl-2 following two model insults, Sindbis virus infection and serum deprivation. Total production for a heterologous protein encoded on the Sindbis virus was increased in cell lines expressing the Bcl-2 variants compared to the parental cell line. In order to understand the reasons for the improved anti-apoptosis properties of the mutant, wild-type Bcl-2 and mutant Bcl-2 were examined by Western blot following each model insult. Wild-type Bcl-2 was observed to degrade into a 23 kDa fragment following both Sindbis virus infection and serum withdrawal in both cell lines, while the mutant Bcl-2 protein was not degraded during the same period. The processing of Bcl-2 was found to correlate with reduced cell viabilities following the two external insults to suggest that Bcl-2 degradation may limit its ability to inhibit apoptosis. These studies indicate that the cells regulate anti-apoptosis protein levels and these processing events can limit the effectiveness of cell death inhibition strategies in mammalian cell culture sysrems.",
keywords = "Apoptosis, Baby hamster kidney cells, Chinese hamster ovary cells, Chloramphenicol acetyltransferase, Mammalian cell culture, Serum deprivation, Sindbis virus",
author = "Bruno Figueroa and Sauerwald, {Tina M.} and Mastrangelo, {Alison J.} and Hardwick, {J Marie} and Betenbaugh, {Michael J.}",
doi = "10.1002/bit.1053",
journal = "Biotechnology and Bioengineering",
T1 - Comparison of Bcl-2 to a Bcl-2 deletion mutant for mammalian cells exposed to culture insults
AU - Figueroa, Bruno
AU - Sauerwald, Tina M.
AU - Mastrangelo, Alison J.
AU - Hardwick, J Marie
AU - Betenbaugh, Michael J.
N2 - Apoptosis has been found to occur in bioreactors as a result of environmental stresses. The overexpression of bcl-2 is a widely used strategy to limit the induction of apoptosis in mammalian cell cultures. In this study, the effectiveness of wild-type Bcl-2 was compared to a Bcl-2 mutant lacking the nonstructured loop domain in two commercially prominent cell lines, Chinese hamster ovary (CHO) and baby hamster kidney (BHK) cells. The generation of a DNA "ladder" and condensation of chromatin indicated that apoptosis occurred in these cell lines following Sindbis virus infection and serum deprivation. When cells were engineered to overexpress the bcl-2 mutant, cell death due to Sindbis virus was x depriited in a concentration-dependent manner. Furthermore, the Bcl-2 mutant provided increased protection as compared to wild-type Bcl-2 following two model insults, Sindbis virus infection and serum deprivation. Total production for a heterologous protein encoded on the Sindbis virus was increased in cell lines expressing the Bcl-2 variants compared to the parental cell line. In order to understand the reasons for the improved anti-apoptosis properties of the mutant, wild-type Bcl-2 and mutant Bcl-2 were examined by Western blot following each model insult. Wild-type Bcl-2 was observed to degrade into a 23 kDa fragment following both Sindbis virus infection and serum withdrawal in both cell lines, while the mutant Bcl-2 protein was not degraded during the same period. The processing of Bcl-2 was found to correlate with reduced cell viabilities following the two external insults to suggest that Bcl-2 degradation may limit its ability to inhibit apoptosis. These studies indicate that the cells regulate anti-apoptosis protein levels and these processing events can limit the effectiveness of cell death inhibition strategies in mammalian cell culture sysrems.
AB - Apoptosis has been found to occur in bioreactors as a result of environmental stresses. The overexpression of bcl-2 is a widely used strategy to limit the induction of apoptosis in mammalian cell cultures. In this study, the effectiveness of wild-type Bcl-2 was compared to a Bcl-2 mutant lacking the nonstructured loop domain in two commercially prominent cell lines, Chinese hamster ovary (CHO) and baby hamster kidney (BHK) cells. The generation of a DNA "ladder" and condensation of chromatin indicated that apoptosis occurred in these cell lines following Sindbis virus infection and serum deprivation. When cells were engineered to overexpress the bcl-2 mutant, cell death due to Sindbis virus was x depriited in a concentration-dependent manner. Furthermore, the Bcl-2 mutant provided increased protection as compared to wild-type Bcl-2 following two model insults, Sindbis virus infection and serum deprivation. Total production for a heterologous protein encoded on the Sindbis virus was increased in cell lines expressing the Bcl-2 variants compared to the parental cell line. In order to understand the reasons for the improved anti-apoptosis properties of the mutant, wild-type Bcl-2 and mutant Bcl-2 were examined by Western blot following each model insult. Wild-type Bcl-2 was observed to degrade into a 23 kDa fragment following both Sindbis virus infection and serum withdrawal in both cell lines, while the mutant Bcl-2 protein was not degraded during the same period. The processing of Bcl-2 was found to correlate with reduced cell viabilities following the two external insults to suggest that Bcl-2 degradation may limit its ability to inhibit apoptosis. These studies indicate that the cells regulate anti-apoptosis protein levels and these processing events can limit the effectiveness of cell death inhibition strategies in mammalian cell culture sysrems.
KW - Apoptosis
KW - Baby hamster kidney cells
KW - Chinese hamster ovary cells
KW - Chloramphenicol acetyltransferase
KW - Mammalian cell culture
KW - Serum deprivation
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U2 - 10.1002/bit.1053
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JO - Biotechnology and Bioengineering
JF - Biotechnology and Bioengineering
10.1002/bit.1053


text:
Q: What is the code behind linking two components visually? I am writing a custom set of controls for file management consisting of (so far) a TreeView and a ListView component.
What I would like to do, is when I drop the custom TreeView on the form which has a custom ListView, for them to be able to see each other automatically, and provide a dropdown list in the properties window the same way that you would select an ImageList object for the LargeImageList property (as depicted below).

What is the code I would need in my custom control to have a property that functions the same way, but instead of ImageList, the custom TreeView would show a list of my custom ListView's that are on the form (they may be in containers like the splitter control as well if that makes a difference in the resulting code to solve this), and vice versa.

redpajama_set_name: RedPajamaStackExchange


Some sobering data points for the Droid army and a reminder that the Android onslaught is still largely a domestic phenomenon (for Koreans). Mobile Web usage statistics for the month of October compiled by StatCounter and Royal Pingdom reveal Apple's iOS and Nokia's Symbian as the dominant platforms, with Android besting them in a single country.
Unsurprisingly, Symbian is the leading mobile OS worldwide. It's dominant in some 100 countries and accounts for more that half of all mobile Web usage in 75 of them. It essentially owns the Mideast and most of the developing world, thanks to those regions' affinity for Nokia's cheap mobile phones.
Apple's iOS is the second most used mobile OS worldwide, with its iPhone and iPod touch claiming the most mobile Web traffic in 30 countries. In 21 of them, those devices accounted for more than half of all mobile Web traffic. IOS appears most popular in Canada, Cuba (!), Switzerland and Australia, where it claims over 70 percent of all mobile Web traffic. Interestingly, it's quite a bit less popular in the United States, where it garnered a little over 35 percent.
Research in Motion's BlackBerry OS leads four countries, with one–the Dominican Republic–where OS usage is over 50 percent. Shockingly, in its home country of Canada, it accounts for a paltry 3.6 percent of mobile Web traffic.
It leads just one country, South Korea, with a 78.3 percent share of all mobile Web traffic. Presumably, that's thanks to Samsung, which is based in the country and sells a number of Android phones. So while Android is surging ahead, thanks to Google's strategy of flooding the market with multiple handsets on multiple carriers at a wide range of price points, there's still a hell of a lot of market share that it hasn't even come close to touching.


This week everyone was focussed on DJI's new announcement, expected to be the Phantom 3, but this evening 3D Robotics stole some of the thunder of publicity with a teaser trailer of their new quadcopter, which they didn't name. However, in a cheeky marketing move they had the name of drone appear for a single frame in the video, it was spotted surprisingly quickly and posted on Facebook. The Twitter account @DIYDroneSafety noted the SOLO trademark had been registered for a while so the name could have also been guessed that way too.
For a "teaser" the trailer shows a fair bit of the copter, which you can view above..
So far, via the IRIS Facebook page (and possibly elsewhere) a few tiny bits of information have been released, first off the flight controller is the Pixhawk (albeit the expectation is an evolved version from that in the IRIS) along with some new sensors, no hints on what those sensors are but you'd imagine optical flow or some basic sense and avoid.
There's been mixed reaction to what appear to be proprietary smart batteries, whilst DJI also has these, they're not popular amongst many multicopter users, mainly due to their cost.
Some DJI fanboys have scoffed in the past at 3DR as making DIY looking products, the SOLO certainly addresses that criticism head on and suggests 3DR haven't been resting on their laurels and could well have the capability to take on DJI. 3DR look to be narrowing the gap not only in aesthetics but connectivity too with the Open Source CAN bus called UAVCAN being developed suggesting peripheral integration will become easier over time.
If you want to know more, there's no need to go ape as a full announcement is due on Monday.


text:
Partners Innovation Fund Grows to $100 Million
January 12, 2016 | Venture: Driving Growth
Nine years ago, a grand Partners HealthCare experiment was launched. Not on a laboratory bench or in an exam room but on an organization-wide scale.
With $35 million at stake, the concept was to run a venture model from within Partners with ready capital and experienced internal venture investors who could steward the creation of early-stage discoveries by Partners' researchers into new companies built around the innovation. This in house approach was designed to speed and increase commercialization by establishing a direct path from laboratories in the hospitals to the entrepreneurial world. Its strategic objectives were to enhance patient care and achieve a financial return.
"Fast forward to today and I think the experiment has been a success," says Roger Kitterman, managing partner of the Partners Innovation Fund, who has been with the Fund since its establishment and led it since 2011.
The initial $35 million investment from the Brigham and Women's Hospital and the Massachusetts General Hospital has been used to purchase a stake in 25 companies based on technology from Partners' hospitals. Kitterman and three partners combine decades of venture experience and a deep knowledge of the expanse of the Partners research and clinical enterprise.
The experiment has yielded three portfolio company monetizations – Adheron, Annovation and CoStim– with others pending. The total enterprise value of the three companies at the time of acquisition exceeded a billion dollars producing a Fund internal rate of return exceeding 30%.
On the heels of that extraordinary success, Brigham and Women's Hospital and Massachusetts General Hospital have committed to Partners Innovation Fund II which will increase the total assets under management to $100 million and significantly expand the ability to bring the game changing breakthroughs of Partners faculty to patients.
The additional capital will allow the Fund to accelerate the earliest Partners technologies, provide a magnet to more rapidly draw in other investors and enable a greater level of ownership throughout every stage of the company's growth. The new capital is especially timely given substantial market opportunities.
"The therapeutics market is particularly strong right now," Kitterman notes. Thanks to early-stage investments by the Fund, multiple new innovators from the MGH and BWH are poised to enter this market with a splash. "We're seeing a lot of interesting technologies emerge in important disease areas, and we're in a position to help these technologies take off by providing early seed investments," Kitterman says.
The returns of the Fund put it in the highest strata of the corporate venture community. "The success of the Partners Innovation Fund is a tribute to the exceptional investigators at BWH and MGH, the outstanding management of the Innovation Fund team and the long standing assistance of top venture advisors. Its strategic and financial outcomes are singular in the academic community," said Chris Coburn, Vice President, Innovation.
New Policies, New Models, New Capital
The creation of PIF II coincides with other new capital focused initiatives supporting the commercialization of Partners discoveries and also an important shift in the Harvard conflict of interest policies. The capital initiatives in part reflect a new trend of organized international capital supporting the commercialization of the discoveries of Partners faculty.
As an early example, a new Partners spinoff was created to extend the clinical impact of technology discovered by legendary MGH researcher Mehmet Toner, PhD, and colleagues. Toner devised a system for cell separation that was swiftly picked up by commercial partners focused on cancer therapies and is advancing rapidly to the market.
But the potential applications of the Toner system extend far beyond cancer. Those non-cancer applications are the basis of a new company, Boston Nano, that will itself gestate additional companies. The first of these spinoffs, MicroMedicine, will pursue the system's use in leukocyte-based therapies. MicroMedicine just closed an initial $35 million financing with all the capital coming from central Europe.
Following the trend of international support, a new fund principally targeting innovations developed by the world renowned MGH Wellman Center for Photomedicine. The Fund has attracted strong interest from OUS investors and is expected to soon announce a first close.
Closer to home, the Partners Impact Investing Fund (PIIF) will allow individual investors to directly participate in all Partners Innovation Fund investments. Once fundraising is completed, the PIIF will match all individual Innovation Fund investments by formula. PIIF investors are expected to be Boston based individuals and institutions.
In parallel to the new financing strategies are refinements in the Harvard Medical School conflict of interest policies. Faculty at the Partners hospitals are appointed at Harvard Medical School and subject to the Harvard conflict of interest policies. Under the updated COI policy, Harvard faculty who hold equity in privately held or publicly traded businesses may face fewer restrictions.
Specific changes include:
Faculty members who hold equity in a privately held business can now request a standard exception that will allow them to receive sponsored research support from that business assuming an appropriate conflict management plan can be put in place.
A faculty member who holds no more than 1% of the equity in a publicly traded business can receive sponsored research support from that business. If the faculty member owns more than 1% of the total equity of the business they can request an exception to allow the support.


Fair only to the happiness of the mind thinking of running around after the happiness. Comfortable is the only understanding of miserable, happiness is in the mind.
Happiness it all starts where happiness begins, it's in the mind.
To have ANYTHING it must start in the MIND..
The mind of happiness, only one way to run around, its happy, remind happiness to run around, it's the only way to think in the mind…. Comfortable running around happy, it's the only one way, of happiness, to run around funny, happiness its always been in the mind..
Comfortably happy mind is the only way comfortably happy thinking, happiness the mind..WOW that's happiness, comfortably, thinking one way happiness is in the mind..


Chrysler has released the details for the Chrysler 200 sedan 2014, a true mid-size sedan which delivers exceptional value without compromise.
The 2014 Chrysler 200 Convertible delivers a design with purpose and attainable luxury with the signature Chrysler grille and winged badge, LED light pipe accents in the front projector headlamps, LED tail lamps.
It gets a well-crafted interior including "soft-touch" armrests and one-piece instrument panel and premium touch points throughout the vehicle.
The 2014 Chrysler 200 LX model is powered by the 2.4-liter I-4 engine mated to a four-speed automatic transmission. The Touring model is powered by the 2.4-liter I-4 engine producing173 horsepower (128kW), 166 lb.-ft. (225 Nm) of torque and the Limited model is powered by the award-winning 3.6-liter Pentastar V-6 engine producing 283 horsepower (211 kW) and 260 lb.-ft. (353 Nm) of torque, both mated to the 62TE six-speed automatic transmission.


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