The service of thanksgiving for the life of David Vaughan CBE QC will be held at the Temple Church, London EC4Y 7BB on Monday 30th April 2018 at 5.30pm.
Please arrive in good time as there will be no reserved seats.
Further information about David Vaughan's career can be found here.


RoyalCert provides auditing service to hotels, restaurants and spas according to requirements of international standards. Hotel Audit project is designed hotel audit programs for every operation of hotel management.
All hotel audits will involve discussions with the client to agree the detail before any actual audit visit. Each hotel audit will be conducted on site. The work will consist of discussions with management, together with detailed testing of a sample of processes and transactions. Hotel audits offer both risk and compliance checks. A report will be issued at the end of the hotel audit and will detail any findings together with recommended actions.
Standards and Facility Review etc.


Gov.-elect John Bel Edwards tapped an ex-congressman and a former state representative among several appointments to his cabinet and personal staff announced Wednesday afternoon (Dec. 16).
Edwards also announced he will keep the current heads of the State Police and the National Guard.
Former U.S. Rep. Charlie Melancon will serve as secretary of the Department of Wildlife and Fisheries.
Col. Mike Edmonson will keep his job as Louisiana State Police superintendent.
Maj. Gen. Glenn Curtis will stay the head of the Louisiana National Guard.
Retiring state Rep. Karen St. Germain, a Democrat who headed the House transportation committee, will serve as commissioner of the Office of Motor Vehicles.
Shawn Wilson will serve as secretary of the Department of Transportation and Development. Wilson previously served as chief of staff for the agency.
Don Pierson will serve as secretary of Louisiana Economic Development. Pierson previously worked for Govs. Kathleen Blanco and Bobby Jindal in economic development.
Joey Strickland will serve as secretary of the Department of Veterans Affairs. Strickland previously served as the director of Louisiana's Department of Indian Affairs from 1996 to 2004. He was also deputy secretary and executive director of the Louisiana Department of Veterans Affairs previously.
Juana Marine-Lombard will serve as commissioner for the Office of Alcohol and Tobacco Control. Marine-Lombard is a New Orleans area attorney who ran for judge in 2007.
Matthew Block will serve as Edwards' executive counsel. He has had a private practice in Thibodaux for 17 years.
Erin Monroe Wesley will serve as special counsel in the Edwards administration. She previously worked as general counsel for Mitch Landrieu, when he was lieutenant governor.
Julie Baxter Payer will serve as a deputy chief of staff for Edwards over communications, legal affairs and special projects. Payer worked as a broadcast journalist covering the Capitol for 14 years and served more recently as a communications and legal adviser to the Legislative Auditor.
Johnny G. Anderson will serve as deputy chief of staff for Edwards over programming and planning. Anderson was an assistant chief of staff to Blanco as well as a member of the Southern University Board of Supervisors.
Toye Taylor will serve as deputy chief of staff for intergovernmental affairs. He is the former mayor of Bogalusa and Washington Parish president. Edwards chief of staff, Ben Nevers, is the outgoing state senator from Bogalusa.


The State Department of Health encourages healthy and safe swimming behaviors to prevent recreational water illnesses and injuries.
• Avoid swimming when you have diarrhea.
• Avoid swallowing pool or lake water.
• Shower before swimming and wash your hands after using the toilet or changing diapers. Take children on bathroom breaks or change diapers often. Change diapers in a bathroom and not at poolside.
• Swimming in a well-maintained swimming pool will reduce your likelihood of developing an RWI as many of the germs are killed by chlorine.
• Avoid swimming in a pool that has cloudy or off-colored water or if you can't see the main bottom drain.
• Lakes aren't chlorinated and can pose a risk for an RWI including primary amebic meningoencephalitis. PAM is a very rare, usually fatal disease caused by an ameba that grows in very warm surface waters such as lakes, ponds and rivers. Warm water temperatures allow the ameba to multiply. PAM may be prevented by not diving or dunking your head in warm, shallow bodies of fresh water. Hold the nose shut or use nose clips to keep water from entering the nose.
• Blue-green algae can produce toxins that result in illness. Contact with water that has a blue-green algae bloom can result in a skin rash; eye, ear and throat irritation; asthma-like symptoms; and diarrhea, vomiting, or abdominal cramps. Avoid recreational water activities where mats of algae appear on the water.
• Everyone knows how to swim and adults and older children know CPR.
• Children only swim in designated and well-supervised swimming areas, and wear a properly-fitted life jacket or personal flotation device. Products such as swimming noodles and water wings are not safety devices and should never be used in the place of life jackets or personal flotation devices.
• All individuals use a properly fitting, U.S. Coast Guard-approved life jacket while boating or participating in boating activities, such as water-skiing, regardless of swimming ability or experience, size of boat, or distance to be traveled.
Swimming pools pose their own set of risks.
• Install four-sided fencing around residential pools that separates the house and play area from the pool. Use self-closing and self-latching gates that open outward and are out of reach from children.
• Clear the pool and surrounding area of toys that may entice children to enter the pool area unsupervised and fall in.
• Use locks or alarms for doors and windows in the home that open into a pool area.
• If a child is missing, check the pool first.
• Never leave children unsupervised for even a minute. People under the influence of alcohol and drugs should not be supervising children.
For more information regarding water-related injuries and prevention, please visit www.ok.gov/health  for more information.


How do I setup Sutori in Haiku (PowerSchool) as a Teacher?
Sutori is integrated into your Haiku environment by your administrator.
Follow the steps below to add Sutori to your course and have your students be able to create accounts directly within Haiku.
If you're an Admin wanting to set up Sutori within Haiku, please follow this link.


So I started with 40 Carats, which is a 1960s style farce about a woman who travels to Greece and meets a younger man, and has a one night stand.
Then she goes back to the US and of course he turns up unexpectedly and all sorts of trouble ensues.
Starring Liv Ullman, Edward Albert, and with an aging Gene Kelly.
Sarah, LOVE this resource since I am always on the look-out for films set in Greece. Now to actually FIND some of these titles!
(Sorry I put an h at the end of your name!) I just now found Shirley Valentine online and watched it. You had suggested it awhile back on a facebook conversation when I asked for ideas on Greek movies. I LOVED it. Thanks for the recommendation!
You can pay a small fee to unlock it and watch it, for the next 48 hours, I think.
Sounds like a Lifetime movie! Still fun to veg out to on a restful weekend!


The CIPR's benevolent fund iprovision is looking for 4 new trustees to support efforts to help PR professionals and their families who hit hard times due to illness, disability, unemployment or bereavement.
iprovision trustees are responsible for overseeing the running of iprovision, a registered charitable incorporated organisation. They confidentially consider all iprovision applications from CIPR members for help and are responsible awarding grants. Additionally, trustees have responsibilities for fundraising, and managing the funds entrusted to iprovision.
Trustees – who will normally serve four years – are expected to attend quarterly meetings in London; dates are usually fixed a year in advance. There are various activities between meetings including participation in sub committees either face to face or by conference call. Trustees are not remunerated but expenses are paid.
iprovision is keen to hear from individuals who have experience of supporting people in difficult circumstances, perhaps through work with a charity or an employer. Experience in any of the following areas would be useful: digital communications, investments, social welfare and the benefits system, and charity governance.
If you are interested in being an iprovision Trustee, please email iprovision chair Pat Gaudin with a statement outlining your interest and attaching your CV.
About the Chartered Institute of Public Relations (CIPR)Founded in 1948, the Chartered Institute of Public Relations (CIPR) is the Royal Chartered professional body for public relations practitioners in the UK and overseas. The CIPR is the largest membership organisation for PR practitioners outside of North America. By size of turnover and number of individually registered members, we are the leading representative body for the PR profession and industry in Europe.
The CIPR advances professionalism in public relations by making its members accountable to their employers and the public through a code of conduct and searchable public register, setting standards through training, qualifications, awards and the production of best practice and skills guidance, facilitating Continuing Professional Development (CPD), and awarding Chartered Public Relations Practitioner status (Chart.PR).


text:
Babel Impuzzlement | XI |
The root passage in Genesis 11 has not yet been discussed.
Testing LJ cut:
1And the whole earth was of one language, and of one speech.
2And it came to pass, as they journeyed from the east, that they found a plain in the land of Shinar; and they dwelt there.
3And they said one to another, Go to, let us make brick, and burn them thoroughly. And they had brick for stone, and slime had they for morter.
4And they said, Go to, let us build us a city and a tower, whose top may reach unto heaven; and let us make us a name, lest we be scattered abroad upon the face of the whole earth.
5And the LORD came down to see the city and the tower, which the children of men builded.
6And the LORD said, Behold, the people is one, and they have all one language; and this they begin to do: and now nothing will be restrained from them, which they have imagined to do.
7Go to, let us go down, and there confound their language, that they may not understand one another's speech.
8So the LORD scattered them abroad from thence upon the face of all the earth: and they left off to build the city.
9Therefore is the name of it called Babel; because the LORD did there confound the language of all the earth: and from thence did the LORD scatter them abroad upon the face of all the earth.
Seems to be working! A new toy discovered thanks to the pithy digressions of joculum. Ah, so much to learn about online formatting, so little time.
There must have been many novels written specifically about the Babel Tower. Byatt's novel is about the sixties, not about biblical times. I just note here that the nine verses are nearly chapter headings for a novel, although I would likely take a chapter total to 12 or 13 chapters, or do 30 mini-chapters covering the same ground.
Taken literally the bible passage has the same opportunities for humor that other passages in Genesis afford. A lot of the story is glossed by quickly in the phrase: "thence did the LORD scatter them abroad upon the face of all the earth." There is a physical suggestion to that-- picked up perhaps by various whirlwinds and removed? Or, the confounding of the language being miracle enough, a more pragmatic approach would be the use of signs. "If you can read this sign, follow the red arrows to Asia."
For the rational student of myths, it seems obvious that the writers of the bible needed an explanation for why there are so many different languages in the world, if the bible story of creation is the true story. In true KISS fashion, the explanation comes in 9 verses.
However, there is no mention of how many different languages resulted, or a specific number of relocations. Right after the Tower episode a serious amount of "begatting" goes on, but the topic of the language of those "begat" remains a mystery. Perhaps there was a general period of confusion during which languages slowly re-evolved? Perhaps "begat" was the only word still in universal use for the next thousand years or so?
I find it hard to see the confusion of language as a blessing, and even harder to imagine how the building of a city and tower with the vision of a unified world could be so sinful as to deserve such a curse. When one thinks of the suffering and bloodshed that has resulted through cultural and religious wars... Perhaps it all goes back to some rule that we will never be allowed to regain Eden? Any promising attempt toward a perfect world must be divinely pre-empted.
But I wonder then why the Chinese did not start off worshiping the Lord of the Old Testament? Was it so, but just too far back to be recorded? The languages may have been confounded, but how did the religion become lost too? Many questions un-answered, as always in any text.
A final remark as a distantly linked Native American: The European conquest of America brought with it an
attempted "reversal" of the Tower of Babel story, but hopefully, the various languages will survive it.
After a little looking about, refreshing my memory as a not-regular-bible-reader, I find that much of the issues concerning the Tower come in Chapter 10.
Further, it seems a consensus that the tower builders were in direct conflict with God's admonition "Be fruitful and multiply, and fill the earth" as set forth in Chapter 9.
Also found some clarifying points on http://www.crystalinks.com
I am quoting from her blog having been able to find no guideline as to whether or not this is permitted by her.
"Despite the bleak future of Babel, God had promised Himself never to destroy the Earth with a flood again due to the disobedience of mankind (Gen. 8:20-22). God also made a covenant with Noah, his descendants and "every living creature," that He would never again destroy the Earth with a flood. Genesis 9:8-17 affirms that the rainbow serves as a personal reminder to God of His covenant.
"Accordingly, God separated the people to different lands and languages to frustrate their self-destructive plans. Determined to stay faithful to His covenant, this was God's only merciful alternative in response to the tower. If the people were punished, it was a light affliction administered. The reproof was quite mild compared to the prior worldwide flood (Gen. 7:21-23). Similarly, the rebuke of God at Babel hardly parallels the subsequent fiery obliteration of Sodom and Gomorrah (Gen. 19:24-30).
"Although at a casual glance this rebellion appears benign, it has been demonstrated that this autonomous or self-governing spirit would likely prove to be self-destructive. Willmington points out that the first person plural pronouns "us" and "we" occur no less than 5 times in this King James Version rendering of one sentence:
"And they said, Go to, let us build us a city, and a tower, whose top may reach unto heaven; and let us make us a name, lest we be scattered abroad upon the face of the whole earth (Gen. 11:4) (50).
"Nowhere in the entire passage referring to the Tower of Babel is there found the slightest indication that the builders considered God's will in their plans. The Bible goes to great lengths to confirm God's disdain for society's self-ruling ecumenical pursuits. The Psalmist writes of God's intervention into the affairs of humanity:
"The LORD nullifies the counsel of the nations; He frustrates the plans of the peoples (Psalm 33:10 NAS)."

redpajama_set_name: RedPajamaCommonCrawl


With DISH Movie Pack, get access to 15 channels including Sony Movie channel, FXM, EPIX, and many more. Plus, get access to thousands of movies streamed to your TV, computer or compatible mobile device. Watch On Demand or on DISH Anywhere.
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How many channels are in the DISH Movie Pack?
This movie package has 15 channels—and you can watch them anywhere, any time with DISH On Demand and DISH Anywhere. You'll find classic movies on MGM HD, blockbuster movies on FXM, heart-warmers and intrigue on Hallmark Movies & Mysteries and something for the whole family on EPIX. This is one packed entertainment package.
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Requires online DISH account, broadband Internet to stream content, HD DVR to stream to TV. Streaming to TV and some channels not available with select packages.
EPIX© is a registered trademark of Studio 3 Partners LLC. All Rights Reserved.
James Bond Films © 1962-2019 Danjaq, LLC and Metro-Goldwyn-Mayer Studios Inc. 007 Gun Logo and Related James Bond Trademarks © 1962-2019 Danjaq, LLC and United Artists Corporation. 007 Gun Logo and Related James Bond Trademarks are Trademarks of Danjaq, LLC. © 2019 Danjaq, LLC and Metro-Goldwyn-Mayer Studios Inc. All Rights Reserved.
Transformers: The Last Knight © 2019 Paramount Pictures. All Rights Reserved. Hasbro, Transformers and All Related Characters are Trademarks of Hasbro. © 2019 Hasbro. All Rights Reserved.


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text:
Funded by NFR TOPPFORSK
wiselogo Created with Sketch.
Practical Applications
Joining WISENET
Prof. Baltasar Beferull Lozano
Professor, Director of WISENET Center
Department of Engineering Sciences
Faculty of Engineering and Science
University of Agder
Jon Lilletunsvei 3, Grimstad, 4879 (How to get here)
Office: C225 (FoU Building)
baltasar.beferull@uia.no
Post address
Jon Lilletunsvei 3, Grimstad, 4879
Julia Cervera-Vallés
julia.cervera@uia.no
Prof. Beferull is leading the Center Intelligent Signal Processing and Wireless Networks (WISENET) at University of Agder (UiA).
Baltasar Beferull-Lozano received his MSc in Physics from University of Valencia, Spain, in 1995 (First in Class Honors) and the MSc and PhD degrees in Electrical Engineering from University of Southern California (USC), Los Angeles, in 1999 and 2002, respectively. At USC, he received several awards including the Best PhD Thesis paper Award in 2002 and the Outstanding Academic Achievement Award in 1999.
Prof. Beferull brings extensive research and technology transfer experience from both the US., having worked at USC and AT&T Shannon Labs, (formerly AT&T Bell Labs) and also Europe, having worked at EPFL as Research Associate and at University of Valencia, Spain, as Professor. Since 2015, he is a Professor at University of Agder, leading the WISENET Center.
He has coordinated or participated as Principal Investigator in more than 20 international Projects in the areas of Wireless Sensor and Actuator Networks, Signal Processing, Data analytics, Machine Learning and last-generation Wireless Networks, including 10 EU Projects (FP6, FP7,H2020), among others, HYDROBIONETS, SENDORA, WISERNETS, CRUISE, as well as a CONSOLIDER (Center of Excellence in Spain, excellence research Program in Spain) Center and similar ones in Switzerland and the US. Currently, he is coordinator or IP in four large Research Projects funded by the Research Council of Norway, including a FRIPRO TOPPFORSK project (most competitive Program for fundamental research). He has co-authored over 100 technical peer-reviewed international journal and conference papers (including two Best paper Awards) with a high-rate of citations, generated three U.S. patents, supervised more than 10 PhD Theses and imparted seminars and postgraduate courses at more than 80 different international institutions. Prof. Beferull has also collaborated intensively with several companies in the field, such as Telenor, ACCIONA, Thales Communications, Telefónica, Deutsche Telekom, Lundin Norway and MHWirth. Prof. Beferull is a Senior Member of the IEEE.
He is also an official Evaluator and Expert for European Commission (since 2006), Qatar National Research Fund Program, Qatar Foundation (since 2008) and the US. NSF (since 2008), for both Research Proposals and on-going projects on Information and Communication Technologies. He has served as member of the Technical Program Committees for several top ACM \& IEEE International Conferences. Prof. Beferull is also a Senior Area Editor for IEEE Transactions on Signal Processing.
He carries out fundamental and applied research on these topics: a) data science and machine learning, b) in-network signal processing and collective intelligence, c) artificial intelligence for next generation wireless networks. His work is highly interdisciplinary, covering Theory, Algorithms and Testbed implementation for different application scenarios, such as condition-based monitoring of industrial plants and natural resources, ambient intelligence, environmental monitoring, smart energy grids, smart water networks and 5G wireless networks, among others.
He received the Best Paper Award at the IEEE International Conference on Distributed Computing in Sensor Systems (DCOSS) 2012. He ranked 1st in the Ramón y Cajal Spanish Program 2005, a highly competitive program for promoting outstanding young investigators. He has also received the TOPPFORSK Grant Award from the Research Council of Norway, 2015 (only recipient in the combined areas of signal processing, machine learning and smart networks), top cross-disciplinary excellence research program for fundamental research in Norway. Several of Prof. Beferull's published papers have been used as part of the selected mandatory reading list for graduate courses in several US. Universities, such as: Univ. of Michigan, Ann Arbor, USC, Univ. of California, Santa Cruz and Univ. of Massachussets, Amherst.
Current courses at University of Agder:
Wireless Embedded Systems and Sensor Networks, Master in Information and Communication Technologies, 2015 – Present
Optimization, PhD in Information and Communication Technologies, 2015 – Present
Advanced Optimization, PhD in Information and Communication Technologies, 2016 – Present
Deep Learning, PhD in Information and Communication Technologies, 2019 – Present
Master Thesis projects and Specialized projects for various courses of the PhD in Information and Communication Technologies, 2015 – Present. Please, contact me if you are interested in a project.
In addition, Prof. Beferull has taught courses and given invited seminars in different areas (Wireless Sensor Networks, Advanced Signal Processing, Information Theory, Machine Learning, Wireless Communications), at several other Institutions world-wide, such as: UCLA, AT&T Shannon Labs, Univ. of British Columbia, Deutsche Telekom, California Institute of Technology, Univ. of California San Diego, Jet Propulsion Laboratory (NASA), NTNU, KTH, University of Valencia, University Pompeu Fabra, Polytechnic University of Catalonia, Polytechnic University of Madrid, University of Crete, University of Navarra, University of Vigo, University of Coruña.
Prof. Daniel Romero
Assoc. Professor
Prof. Linga Reddy Cenkeramaddi
Prof. Jing Zhou
Prof. Torleiv Maseng
Professor, UiO
Leila Ben Saad
Luis Miguel López Ramos
Siddharth Deshmukh
Bakht Zaman
Yves Teganya
Mohamed Elnourani
Henning Idsøe
Siavash Mollaebrahim
Madeleine Rønning
Ravi Sharan
Emilio Ruiz
Jyotirmoy Bhardwaj
Rolf Arne Kjellby
Jan Roar Tangvall Mydland
Master Student
Hari Bhusal
Anders Frøytlog
Adrian Langemyr
Øyvind Mydland
Industrial Liaison
Julia Cervera Valles
Advancing Research in Intelligent Signal Processing & AI-enabled Wireless Networks
Subscribe to our newsletters to receive news & updates
Copyright © 2018 The University of Agder, WISENET Lab
Webdesign by Netlab
Director of WISENET Center
Address: Jon Lilletuns vei 3, 4879 Grimstad (How to get here)


Whether you have just turned 17 and want to start playing rugby or looking to return to the sport after a layoff, Calne Rugby offers playing opportunities for everyone, regardless of age and ability. Please take a moment to have a good look around our new website and join a club that is focused on playing competitive rugby for enjoyment and each other.
Calne's 2nd team is our social/development/veterans team. There is much less pressure and arguably a lot more fun for those who cannot commit to 1st XV rugby. We are in the process of relaunching our 2XV which is focused on the social side of rugby. For more information, please get in touch.
Our experienced coaching team run a well structured skills & drills session every Thursday's at 7.00pm for anyone over 17 years of age. Calne RFC also offers fitness sessions every Tuesday from 7pm, and everyone is welcome, players, partners, etc. For more information please contact us today.
Thanks to the dedicated efforts of our dedicated Junior Section volunteers we are able to offer a non-contact Tag-Rugby section, a Midi section (12-a-side contact game played on a reduced size pitch) and a Youth section (15-a-side contact game played on a full size pitch).
Through sponsorship and the hard work of our volunteers, Calne Rugby's juniors is completely free, yes that's right completely FREE.
With no fees for matches and training being completely free, all you will need is boots and a gum shield to train and play for Calne.
All sections (Tag, Midi and Youths) train on a Sunday morning between 10am and 11.30am at Calne Recreation club on Anchor road in Calne.
With refreshments available for the parents, Calne Rugby is a fun and friendly place to be on a Sunday for all the family.
On most Sundays our juniors play a large number of games against local teams both at the Recreation club and away at the other team's grounds. They also attend a number of festivals throughout the year. Unlike some clubs in the area, Calne Rugby promises that all players will get to take part in a game.
We are very lucky to benefit from one of the best clubhouses in the county. We have the obligatory Pool table, some classy surroundings, a cheap bar, a small function room and a very family/partner friendly atmosphere. Did I mention cheap bar? If I didn't the prices at our bar will be cheaper than your local pub and there'll be plenty of Cider for all!!
The furthest league fixture, last season, was Westbury, so you can still get home in time for the Bill or Corrie! Or better still stay at the clubhouse for a bit of a social. So no more time consuming trips to the south coast.
The post match activities speak for themselves! But have you ever thought of bringing the Mrs? Many players do and sure enough, they talk about shopping, make new friends and go off and do their own thing.
At Calne RFC we believe that training regularly will yield the best results on the pitch. Our Head Coach, Richard Kearney, is an ex-player who is greatly respected by the players and other local teams, mainly thanks to his outstanding ability and his non-compromising style of play.
Dorset & Wilts 1 North is currently an ideal level for the club. There is a nice balance of testing fixtures and others ideally suited for blooding new/younger players. And when we have attracted enough new players onwards and upwards!
Got a dog? Like to Cycle? Play a bit of Golf? In to your camping? The club acts as the base for various non-rugby related activities. A number of player/members regularly get together to swing the irons about on a Sunday morning or fire up the BBQ camping somewhere on the coast and some can be seen wandering all over the county with their mutts in tow.


Re: The Captain's Cabin-Getting on with it !
Nice fix, man!! It's like it was meant to be; like loading a BB gun.
Sympathize on them left over parts. I do that, too. Makes for some strange methods of integrating them into the stuff that's more down the road to completion.
For sure on both points ! Loading somat made for a gun, into a gun !
Just make sure none goes in the beer can by accident !
Cobras are apparently tail heavy. Good ol' lead shot to the rescue ! The wee gun turret was the perfect hiding spot for that as well.
Yep! so are Hueys (so I'm finding out). On my 'Whiskey Cobra' I used just under a 1/4oz block of lead which I slid under the front cockpit floor and as close to the turret as I could get it. There wasn't any room in the turret though.
Made some good progress on the Cobras last night. One for the Royal Canadian Marines ? And two for the CDN Army. I also spent some time compiling old magazines to recycle, and getting the shelf sorted with things I'm done with and things I want to finish.
I posted this pic last year I think, but after digging through the 18 ( yes, that's correct, 18 Rubbermaid totes ) stored at the father-in-laws, I think I finally remembered where the Jag is !
This old Lindberg T-55 was half built when gifted to me in the early part of the century. I figure I'd give it a wee modernization just to get it finished and 'off the books' as they say.
BOOOOOOO!!!!! I suspect you'll find some way to stay entertained . . . ..
I can tell you what happens if you like.
lol and I have never watched the film either !


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Home » Practice Areas » Products Liability
We consume or use products constantly: foods, drugs, cosmetics, chemicals, machinery, and tools that enhance every facet of our lives and our businesses. Most of the time, we are grateful to have access to so many products. We trust the manufacturer's claims that its product will work and will beneficial or satisfying as expected. However, when a product falls short of the manufacturer's claims, or worse, causes physical or psychological injury or damage, the results can be catastrophic or even fatal.
When a product falls short of the manufacturer's claims, causing physical or psychological injury, the results can be catastrophic or even fatal.
Types of Failures that are Grounds for Claims
What sorts of failures could be the grounds for claims in a legal case? Our legal system generally looks to what caused the injuries: was it a defect in the product's design; a defect in the actual manufacture of a product; omissions or false claims regarding the marketing of that product; failures to warn the public about the potential for hazards; or a breach of an implied or express warranty? In many cases, a product's failure will affect not only one person but also the entire group of people who were at risk from the consumption or use of a product.
Consider, for example, a poorly designed child's highchair that collapsed, a defect in a SUV that caused it to roll over, or tires of compromised quality that blow out. The injuries can be horrendous. Likewise, consider some of the most well-known alleged offenders in the medical arena who produced drugs like Vioxx, Zoloft, and Fen-phen, where public health and safety came into play? In matters such as those, considering the lack of adequate regulatory oversight, individual lawsuits are often the only way to draw attention to a product's failings and put pressure on manufacturers to produce a safe and reliable product.
Given the enormous number of products used daily by both the general public and highly specialized groups of workers and/or consumers, the legal aspects of products liability is vast and complex. Consequently, finding a firm that focuses on this area of the law is essential.
Notable Claims have been made in a wide range of product areas:
Household and family products
Home equipment malfunctions
Packaged or prepared food products
Vehicle failures (rollover, airbag, explosion accidents)
Boating and recreational equipment
Industrial equipment and plant failures
Even failed safety equipmen
Experts in such cases are crucial. Successful settlements, both in and out of court, require specialized technical knowledge of everything from accident scene investigation to engineering to the analysis of chemical components of materials. Consequently, these types of cases require a highly experienced legal team versed in and firmly committed to the prosecution of this complex area of law. Attorneys at Jehl Law Group know how to devise strategies for navigating a labyrinth of requirements in both State and Federal Courts. Our experienced team knows how to build an effective approach to prosecute and recover the maximum benefits for those seriously injured as a result of product defects. Injured parties owe it to themselves to obtain advice from attorneys with extensive courtroom experience and the coordinated support of a highly skilled staff – all of whom are committed to obtaining justice for their clients.


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Pascal Coin (PASC) is a cryptocurrency. Users are able to generate PASC through the process of mining. Pascal Coin has a current supply of 25,950,300 PASC. The last known price of Pascal Coin is 0.265210 USD and is down 7.51% over the last 24 hours. It is currently trading on 4 active market(s) with 58,477 USD traded over the last 24 hours. More information can be found at http://www.pascalcoin.org/.


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Q: Ideas for how to properly bring only new CSS styles to new branch So my dilema is a bit strange, basically I'm in the middle of joining two different web branches and I need a more effective way to combine the CSS without overwriting anything.  Basically I have CSS files named the same way on both branches, but the CSS files are different and I just want to bring in all the elements from the old style that isn't already defined in the new CSS file.
Any ideas whatsoever will be greatly appreciated.  Right now what I have resorted to is painfully slow and unproductive.  I have to go one line at a time and find what css styles were applied to the element in the old version, and bring that over to the new version if it isn't already defined in a new way.
Thank you so much for any thoughts!

A: Width:200 !important;

The important feature is used a lot by web developers, though i prefer to specify every element exactly the way as being used that way i don't have to worry about importance.
Using important is considered bad practice and should only be used in testing.

redpajama_set_name: RedPajamaStackExchange


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Entertainmentwise
Films online
Five Best Lesbian Movies on Netflix
LGBT is fast-becoming a popular theme on television and movies. Producers are boldly challenging convention that once marginalized this group as these shows and films reflect their potential to be empowered. Here are five of the best lesbian films on Netflix.
This film is based on the 1952 novel The Price of Salt by Patricia Highsmith but has been republished as Carol in 1990. The film stars Cate Blanchett, Rooney Mara, Sarah Paulson, Jake Lacy, and Kyle Chandler. Set in New York City during the early 50s, the story is about a forbidden affair between an aspiring female photographer and an older woman going through a difficult divorce. This film has garnered many honors such as nominations for the Golden Globes, Academy Awards and BAFTA Awards. Rooney won the Best Actress Award in the 2015 Cannes Film Festival. These accolades underscore the quality of the film.
This is a French romance film co-written, co-produced, and directed by Abdellatif Kechiche. The film stars Bond Girl Léa Seydoux and Adèle Exarchopoulos. The story is about Adèle (Exarchopoulos), a French teenager who discovers desire and freedom when she meets an aspiring painter (Seydoux). The film follows their relationship from Adele's high school years to her early adult life and career as a school teacher. It won the Palme D'Or at the 2013 Cannes Film Festival and the FIPRESCI Prize. It has received nominations in the Golden Globes and BAFTA for Best Foreign Film.
This is an American art drama film written and directed by Dee Rees. The film is about Alike (Adepero Oduye), a 17-year-old African American coming to terms with her identity as a lesbian though her mother is against it, hence the title. Seeing she is not getting anywhere at home, she has decided to relocate and start college early, saying, "I'm not running, I'm choosing." It premiered at the 2011 Sundance Film Festival and was awarded the Excellence in Cinematography Award.
This is a 2006 American romantic drama film directed by Katherine Brooks. This is about a young girl named Annabelle Tillman (played by Erin Kelly) who arrives at a Catholic boarding school after being expelled from her two previous schools. While here, she falls in love with her poetry teacher Simone Bradley (played by Diane Gaidry) who also manages the dormitory where she stays. Their relationship would lead to an unhappy ending. The film released a DVD version with an alternate ending regarding the fate of Simone that differs from the film (a somewhat happy ending).
This is a 2017 romantic-comedy film that stars Constance Wu from the Crazy Rich Asians fame and Angela Trimbur. It tells about a lesbian couple Andi and Lu (played by Wu and Trimbur respectively) have decided to hold a joint bachelorette party over the weekend. Things start to get awkward when one of them admits not having an orgasm yet and with the help of their friends, try to find a way to address this problem.
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Emory Magazine congratulates the inaugural class
Profiles compiled by EM staff
Cover design by Alex Bundrick
They're healers and thinkers, builders and shapers, game changers and champions. They crunch numbers for lunch and hatch new ideas over dinner. They solve problems, improve lives, inspire hope, create beauty, and boost bottom lines. They're go-to leaders in virtually every industry and field.
And they're all here. We're delighted to introduce the Emory Alumni Association's first-ever class of 40 Under Forty, a selected group of outstanding young alumni with impressive track records and sparkling futures.
"On behalf of the Emory Alumni Association, I am incredibly proud of the number of alumni doing great things early in their careers and in their lives."
—Sarah Cook 95C, senior associate vice president for alumni affairs
After meeting this group, you'll see why.
Find the complete issue at emory.edu/magazine.
1. Who: LCDR Candis Hunter 09MPH 18PhD
Official Title: Environmental Health Scientist, Centers for Disease Control and Prevention; Emory PhD candidate in environmental health sciences
Better Known As: An advocate for environmental justice, community-engaged research, and mentorship
Candis Hunter/Photo by Kay Hinton
As an environmental health scientist for the Centers for Disease Control and Prevention (CDC), Candis Hunter works on a range of projects that tap into her core skills and interests—including emergency response preparedness, epidemiological research, and health education and training on adverse environmental exposures in tribal and underserved communities. Also an environmental health officer in the USPHS Commissioned Corps, Hunter has responded to public health emergencies including the 2011 earthquake in Japan, the 2015 Ebola virus disease outbreak, and the 2016 Flint, Michigan, water crisis. From 2009 to 2016, Hunter provided epidemiological support and project management for an important research study on the Navajo Nation, examining the relationship between uranium exposures and birth outcomes and early developmental delays. "One of the most meaningful aspects was working directly with our staff and other tribal partners," Hunter says."They are on the front lines of study participant engagement, outreach, and sample collection and processing. I'm deeply humbled to have had the opportunity to learn from and work with them."
Zach Suchin
2. Zachary Suchin 06C is a founding partner and CEO of Brand Knew, a successful creative agency in Los Angeles. High-profile clients include E! Entertainment, President Barack Obama, Nike, AVP, Stand Up 2 Cancer, Tribune, the United Nations, and FOX. The year after Suchin graduated from Emory and founded his first media company, he was the youngest CEO of a publicly traded company in the US.
Kevin Gooch
3. Kevin Gooch 99Ox 01C is an Atlanta-based partner in the finance group of the global law firm DLA Piper, with expertise in assisting financial institutions, corporations, and private equity funds. During his career, Gooch has worked on more than $20 billion in financing and restructuring transactions. He's also the youngest ever chair-elect of 100 Black Men of Atlanta and an adjunct professor at Emory Law.
Purvi Parikh
4. Purvi Parikh 04C is an allergist and immunologist with Allergy and Asthma Associates of Murray Hill in New York. A spokesperson for shot@life, the vaccine initiative for the UN Foundation, she founded the Share and Care Foundation's Young Professional Committee, which raises money for women and children in India. Parikh also is a faculty member at the New York University School of Medicine and a medical news correspondent on behalf of the allergy and asthma network who has been featured on CBS, NBC, Fox, and CNN.
Eden Chen
5. Eden Chen 09B is a founding partner of Fishermen Labs, a Los Angeles-based studio that designs, develops, and markets websites and apps for major brands and startups. Their visionary digital products include virtual reality and augmented reality platforms; the client list includes Sony, HTC, Walmart, the United Nations, IAC, NBC, Fox, Qualcomm, and Lenovo.
6. Who: Qaadirah Abdur-Rahim 11MBA
Official Title: CEO of the Future Foundation, Atlanta
Better Known As: An organization builder
Qaadirah Abdur-Rahim
A first-generation college graduate and former US Air Force Reservist, Qaadirah Abdur-Rahim now leads the Future Foundation, a nonprofit working to help at-risk youth in Atlanta. She expanded the after-school program serving a dozen kids to an organization reaching more than four thousand, and grew its revenue from $230,000 to $2 million annually. But its success is not measured in dollars—100 percent of participants graduate from high school, compared to an average 70 percent for the schools where the foundation works. Abdur-Rahim holds a master's degree from the University of California San Francisco, is one of the youngest women in the YWCA Academy of Women Achievers, was named one of the 100 Most Influential Muslims in Georgia in 2014, and has received an Air Force Meritorious Service Award. "I have always imagined myself using my career to help people," she says. "I am happy about where I am professionally and completely excited about the position I am in to do more."
Fatima Cody Stanford
7. Fatima Cody Stanford 00C 01MPH is an obesity medicine physician at the Massachusetts General Hospital Weight Center and an instructor in medicine and pediatrics at Harvard Medical School. She received the Massachusetts Medical Society's 2017 Women's Health Award for her "immense expertise on the medical and social aspects of obesity." Other honors include the Gold Congressional Award and the Harvard Medical School Diversity Award.
Sarah Serene Arison
8. Sarah Serene Arison 07B is president of the Arison Arts Foundation, a private grant-making organization that provides support for emerging artists and the institutions that foster them. She produced her first feature film, Desert Dancer, with Relativity Media in 2015. Her second film, The First Monday in May, opened the Tribeca Film Festival in 2016.
Nate Gross/Photo by Bryan Meltz
9. Nate Gross 12M is the cofounder of Doximity, the online network used by over 70 percent of US physicians. He is also the cofounder of the venture capital fund Rock Health. In addition to his MD, Gross earned an MBA from Harvard Business School. He serves as affiliated faculty for the Clinical Informatics Fellowship at Stanford and on the advisory boards for SXSW and the Institute for Pediatric Surgical Innovation at Children's National Medical Center.
Andrew Cooper
10. Andrew Cooper 12L is an Atlanta intellectual property litigator focusing on complex commercial disputes, patent litigation, IP portfolio management, and counseling business units. As corporate counsel for UPS, he works with senior leaders regarding commercial transactions and regulatory issues.
11. Who: William Evans 05C
Official Title: Executive Director and Founder, Deep Vellum Publishing; Cofounder, Cinestate
Better Known As: A literary visionary
Will Evans
Will Evans has been turning the Dallas, Texas, creative scene on its ear since he founded Deep Vellum Publishing in 2013—a literary arts nonprofit created to introduce foreign literature and authors to audiences hungry for original, diverse voices. "My passion for connecting the world through literature was sparked by a life-changing class I took my first semester at Emory—19th-century Russian literature in translation," he says. "Dr. Elena Glazov-Corrigan taught all of her students that the written word has the power to bring people together and to change the world." Evans did a stint in the music business before pursuing a master's degree in Russian culture from Duke. Last year, he was handpicked to help cofound Cinestate, a cross-media entertainment company merging film production, book publishing, and audio experience under one roof. Evans has been named DMagazine's Best Publisher in Dallas, one of Modern Luxury's top eight Dallas entrepreneurs under forty, and one of the Dallas Observer's 100 Dallas Creatives.
Munir Meghjani
12. Munir Meghjani 08Ox 10C is a commercial and investment real estate broker with Sands Investment Group in Atlanta and cofounder of Knock on Wood Creations, which makes handcrafted wood accessories. Meghjani cofounded and is executive director of the nonprofit HOPE, which connects young adults with nonprofits, and is chair of the Rialto Center for the Arts.
Melinda Maris
13. Melinda Maris 06PhD is dean of teaching and learning, director of the Center for Teaching and Learning, and associate professor of biology at Southern Vermont College in Bennington, Vermont. Previously she served in similar roles at Vesalius College in Belgium. Maris was a postdoctoral fellow in genetics and molecular biology at Johns Hopkins University, where she continues to teach.
Yoran Grant-Greene
14. Yoran Grant-Greene 00Ox 02C 06MPH is the associate director for West Africa in the CDC's Division of Global HIV and Tuberculosis. As a leader in the agency's PEPFAR program, her efforts contribute to improved access to lifesaving antiretroviral treatment for people living with HIV around the world.
Adrian Tonge
15. Adrian Tonge 02C 07MBA is vice president and head of enterprise data and strategic analytics at Mylan, his most recent role after heading new business evaluations in the company's Chief Strategy Office. Prior to Mylan, he was associate partner and North America business strategy leader in IBM's Strategy and Transformation Pharmaceuticals and Healthcare practice.
Evan Mah/Photo by Kay Hinton
16. Evan Mah 13C is the managing editor at JamesSuckling.com, the website for leading wine critic James Suckling. Mah, who was editor-in-chief of the Emory Wheel, previously served for three years as the youngest-ever food editor for Atlanta Magazine. He's also a three-time national chess champion and one-time world chess champion.
17. Michael Dubin 01C is CEO and founder of Dollar Shave Club, the second-largest men's razor seller in the US and pioneer of the online shaving market, distributing more than 70 million razor blades each year through monthly subscriptions. The company revolutionized the industry and was acquired by Unilever in July 2016 for $1 billion.
Anjli Hinman/Photo by Kay Hinton
18. Anjli Hinman 06N 08N is a cofounder of Atlanta Birth Center, a holistic health center providing comprehensive midwifery and integrative care. "I am so grateful to the School of Nursing for allowing me the support and space to grow as a clinician—and also as a leader who experienced there the power of working as an interdisciplinary team to make positive change," she says.
19. Who: Meg Aronowitz 97Ox 99C
Official Title: ESPN Coordinating Producer
Better Known As: A champion for women's sports
Meg Aronowitz/Photo by Kay Hinton
As a coordinating producer for ESPN and the SEC Network, Meg Aronowitz has played a key role in expanding access to female role models through increased broadcast coverage of NCAA women's sports. Aronowitz played third base for the Emory Eagles women's softball team—a program she helped to start in 1999. After graduating with a degree in history, she worked at the news desk at CNN in Atlanta before joining ESPN in 2001 as an assignment editor for Major League Baseball. In 2002, Baseball Tonight won the Emmy Award for best studio show. Sixteen years and several promotions later, Aronowitz now oversees a wide range of college sports and NCAA coverage on ESPN, and helped launch the SEC Network. A career highlight has been the increased exposure of college softball and the Women's College World Series. "It has been an absolute privilege to help grow the game from a time when the championship was tape-delayed two weeks to producing 714 regular season games and every pitch of the postseason," she says. "I put the same passion I had playing for the Eagles into our coverage of college softball on ESPN Networks."
Chris Arrendale
20. Chris Arrendale 99Ox 01C is CEO and principal deliverability strategist for InboxPros, an email consulting firm that works with clients to solve deliverability and compliance challenges. A highly sought speaker at industry events, he's recognized as a leader in best practices with expertise in technology, email marketing, deliverability, anti-spam, and marketing success.
21. Samuel Jackson 98Ox 00C is founder of the Economic Empowerment Initiative (EEI), a nonprofit dedicated to helping students and families better manage their financial resources. He also launched EEI Fund to provide affordable financing and franchise development in underserved communities. He is currently an owner with GRUB Burger Bar.
Amanda Edwards
22. Amanda Edwards 04C is a Houston native and a member-at-large of the Houston City Council, where she strives to "be part of long-term solutions that will move all of Houston forward." She practices law as a municipal finance attorney, solving issues related to tax-exempt bond financings, public-private partnerships, community development, and nonprofit organizations.
Hilal Koc
23. Hilal Koc 03C is product marketing manager for emerging markets at Facebook and a thought leader in the tech sector who strives to empower women to seek leadership positions across the industry. Koc has advised more than fifteen startup companies globally and has invested in two as an angel investor. Now based in London, UK, she has hosted Emory alumni events across the globe to help facilitate alumni connections and networking. A frequent speaker at industry events, Koc was recently included among the LINKEDIN UK's Top Ten Power Profiles and is an instructor for Code First Girls and Women In Tech.
Dion Benetatos
24. Dion Benetatos 06C currently works at the World Bank, where he is a contracted communications consultant with the International Finance Corporation. Previously, he served under the Obama Administration as a senior communications specialist at the US embassy in South Africa. He also worked as a director at PR agency Weber Shandwick and managed communications for Nobel Prize–winner Desmond Tutu's foundation.
25. Who: Kwadwo Sarpong 15C
Official Title: CEO of African Research Academies
Better Known As: A researcher and humanitarian
Kwadwo Sarpong
Kwadwo Sarpong is the cofounder and CEO of African Research Academies for Women, a nonprofit organization that seeks to create a research-intensive pipeline program for young African women interested in pursuing STEM careers. Sarpong also is a current student at Georgetown University School of Medicine and a former PREP Scholar at Icahn School of Medicine at Mount Sinai. After battling a severe form of typhoid fever as a child and being affected by his brother's paralytic polio condition, Sarpong hopes to become a physician-scientist specializing in neurodevelopmental diseases. His research focuses on evaluating the role of somatic mutations in children with autism and epilepsy. Sarpong was invited by the White House to participate in the 2014 US-Africa Leaders' Summit, and also to the 2016 United State of Women Summit, to discuss women's education in Africa.
26. Who: Nicholas Pyenson 00Ox 02C
Official Title: Curator of Fossil Marine Mammals, Smithsonian Institution
Better Known As: A groundbreaking paleontologist
Nicholas Pyenson
A Smithsonian curator since age twenty-nine, Nicholas Pyenson is a vertebrate paleontologist whose research on major land-to-sea ecological transitions in the past 245 million years has led to the discovery of new fossil species and a new sensory organ in rorqual whales. At the Smithsonian, he tends to the world's largest collection of fossil marine mammals and contributes to it with field programs around the world. "Every day is different," Pyenson says. "My job involves doing basic science, taking care of the nation's fossil collections, and communicating our discoveries to broad audiences. Natural history museums are dynamic places, and they give you the opportunity to participate in an institution that plays the long game. If I do my job right, the results of my work will hopefully outlive me." Pyenson was honored with the Presidential Early Career Award for Scientists and Engineers by the Obama White House.
Rebecca Vallas
27. Rebecca Vallas 06C is managing director of the Poverty to Prosperity Program at the Center for American Progress in Washington, D.C. A leader in the fight against poverty and a champion for workers with disabilities, Vallas broke the record for public service with more than 1,500 hours of pro bono work while at University of Virginia School of Law. She was named one of Forbes's Thirty Under Thirty for Law and Policy in 2011 and 2014, and also in 2014 was the inaugural recipient of the National Legal Aid and Defender Association's New Leaders in Advocacy Award. Vallas is the host of Off-Kilter, the only nationally distributed radio show and podcast devoted to covering poverty and inequality.
Gerald Griggs
28. Gerald Griggs 98Ox 00C, owner of Gerald A. Griggs law firm in Atlanta, represented eleven-year-old victim Jaheem Herrera in a 2009 case that helped launch a national anti-bullying movement and changed the law in Georgia. He has traveled the country to speak out on the issue and was featured at the second-annual National Federal Partners in Bullying Summit.
Reed Baker
29. Reed Baker 02C is the founder and CEO of Sophist, which created the Text-to-Pledge platform for nonprofits that facilitates giving to charity via SMS. The company has helped nonprofits raise more than $100 million. Baker is a fundraising strategist with an acute understanding of how organizations can employ technology to impact the bottom line.
Cassidy Logan Rist
30. Cassidy Logan Rist 14MPH, an assistant professor in the Department of Population Health Sciences at Virginia-Maryland College of Veterinary Medicine, developed an infectious disease prioritization tool used globally by the CDC. She also served as interim emergency coordinator for Maryland and Delaware with the US Department of Agriculture as part of the national response to the avian flu outbreak.
Jeania Ree Moore
31. Jeania Ree Moore 15T is the director of civil and human rights at the General Board of Church and Society of the United Methodist Church. She uses her passion and skills to lead in advocacy and organizational efforts on issues including immigration, gun violence prevention, abolishing the death penalty, criminal justice reform, voting rights, and religious freedom.
32. Who: Zwade Marshall 05C 11MBA 11M 12MR
Official Title: Director of Medical Outcomes, Alliance Spine and Pain
Better Known As: A pioneer in pain treatment
Zwade Marshall/Photo by Kay Hinton
Zwade Marshall is a recognized leader in achieving functional outcomes for patients experiencing chronic pain. A graduate of Emory College and both the medical and business schools, Marshall says, "I entered Emory as a college freshman and immigrant from Guyana with goals but no clear direction on how to achieve them. I left Emory as a twenty-eight-year-old hyper-specialized professional with a distinct career path and a plan for execution." Already at the forefront of an emerging specialty, Marshall joined Alliance Spine and Pain in 2016 as an interventional pain specialist, and now studies clinical metrics to improve results for all patients. At Emory, Marshall received the Humanitarian of the Year Award for cofounding the Pipeline Program to mentor inner-city high school students. Professional honors include the American Medical Association Foundation's Excellence in Leadership Award and Goizueta Business School's John E. Robson Outstanding Achievement Award.
Carlyn Burton
33. Carlyn Burton 02C 02G is a partner with the Osha Liang law firm in Houston, Texas. A graduate of the University of Houston Law Center, Burton is a US patent attorney who focuses her practice on intellectual property law. She has drafted and prosecuted hundreds of patent applications in various chemical, materials, and mechanical fields.
Perry Rahbar
34. Perry Rahbar 04C is founder and CEO of dv01, a reporting and analytics platform created to bring transparency to lending markets, making them safer and more efficient for investors. The company has been spotlighted in Forbes, the New York Times, and the Wall Street Journal.
J. B. Tarter
35. J. B. Tarter 06C 06G is assistant general counsel for operations for the National Defense Intelligence Agency. A Harvard Law graduate, he second-chaired a winning US Supreme Court case as a junior associate at age twenty-five, and was featured in Forbes's 2012 list of Thirty Under Thirty people shaping public policy and law.
36. Who: Christen Lee 00C
Official Title: Member and Co-Head Real Estate Credit at KKR, New York City
Better Known As: A driven professional and alumni advocate for Emory College
Chris Lee/Photo by Vincent Tullo
After earning degrees at Emory and Harvard Business School, Chris Lee held positions at Goldman Sachs and Apollo Management before joining KKR in 2012. "I love working with a team of smart and creative people from different backgrounds," he says. "Finding innovative ways to create value in a competitive market is exhilarating." On May 5, Lee rang the opening bell at the New York Stock Exchange in celebration of the IPO of KKR Real Estate Finance Trust (NYSE: KREF), where he also serves as co-CEO. "My liberal arts education provided me with an excellent foundation to enter the business world," he says. "The Emory Career Center was where I was introduced to my first internship opportunity through Sponsors for Educational Opportunity, an organization that helps talented young people and where I serve on the board today."
Dion Short Metzger
37. Dion Short Metzger 02C 10MR is a nationally recognized board-certified psychiatrist, author, and health media expert. She has been featured on The Doctors, NBC News, CNN's HLN network, and in the New York Times, offering her expertise on relationships, marriage, work-life balance, parenting, and other wellness topics. Metzger helps underserved individuals with mental illness in two Atlanta counties and teaches at three Georgia medical schools.
David Hwang
38. David Hwang 01C is an assistant professor of neurology at the Yale School of Medicine in New Haven, Connecticut, and a staff neurointensivist at Yale–New Haven Hospital. He is a faculty member for the Society for Critical Care Medicine's Patient-Centered Outcomes Research Institute–ICU Collaborative promoting family-centered care in ICUs across the US.
Maria Town
39. Maria Town 10C directs the Houston Mayor's Office for People with Disabilities. Town served as senior associate director and disability community liaison in the Obama White House Office of Public Engagement where she led efforts to advance policies related to people with disabilities and seniors and organized the twenty-fifth anniversary of the Americans with Disabilities Act, among other notable events.
Cassandra Quave/Photo by Ann Borden
40. Cassandra Quave 00C is an Emory assistant professor of dermatology and human health and curator of the Emory Herbarium. A medical ethnobotanist, her research on documentation and biochemical analysis of botanical remedies used in traditional treatment of infectious disease has been profiled in the New York Times Magazine, National Geographic, and on NPR.
To learn more about the EAA 40 Under Forty program and to nominate for next year's class, visit alumni.emory.edu/40UnderForty.


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One in nine adults struggled with mental health during pandemic, find researchers
International NewsUniversity News
By India Education Diary Bureau Admin On May 7, 2021
One in nine adults consistently had very poor or deteriorating mental health during the first six months of the Covid-19 pandemic according to new research.
Those living in the most deprived neighbourhoods along with ethnic minority groups were the most affected say the team based at The University of Manchester, King's College London, Cambridge, Swansea and City University.
However, two thirds of adults were in groups whose mental health was largely unaffected by the pandemic finds the study published in The Lancet Psychiatry.
The team analysed monthly surveys between April and October 2020 on 19,763 adults to identify typical patterns of change in mental health, revealing five distinct groups.
The unaffected groups were more likely to be older, white, and from the least deprived areas, with men being especially likely to have consistently very good mental health. According to the research:
12% of the sample were in a group that experienced initial declines in their mental health at the beginning of the pandemic then recovered over the summer. Women and parents of school-aged children were particularly likely to be in this group, experiencing significant improvements in mental health around the time schools' reopened.
7% of the sample experienced a sustained decline in their mental health.
4% of the sample had mental health that was consistently very poor throughout.
The groups experiencing a sustained decline or consistently very poor mental health were more likely to have had pre-existing mental or physical conditions. They were also more likely to be Asian, Black or mixed ethnicities, and live in the most deprived areas.
The researchers also found that infection with COVID-19, local lockdown, and financial difficulties all predicted a subsequent deterioration in mental health.
The research team analysed the UK Household Longitudinal Study from the University of Essex and the Economic and Social Research Council.
Dr Matthias Pierce, is lead author and research fellow from the Centre for Women's Mental Health at The University of Manchester.
He said: "It's clear from this study that in terms of mental health, the pandemic has had a disproportionate impact on minority ethnic groups, those living in deprived areas, others experiencing financial difficulties and those who already had poorer mental health.
"But also we find a large proportion of the population has remained resilient to the effects of the pandemic."
He added: "The data we used are superior to other surveys because the UK Household Longitudinal Study uses a high quality representative random sample and includes groups such as the digitally excluded who might not otherwise participate.
"Other surveys, especially those which use social media, are often unrepresentative and can lead to unreliable results."
Senior author, Professor Kathryn Abel from The University of Manchester said: "We are increasingly aware that social and economic advantages have an important influence on how well people are able to cope with challenges that appear to have affected everyone equally.
"The health and social inequalities we already know about for women and for people in poverty relate to different burdens of stressful life events and different resources to deal with them.
"These remain relevant and are important reasons for the differences we are seeing in the mental health trajectories across the pandemic.
Sher added: "For people in ethnic minorities, their experience of the pandemic has meant dealing with both existing discrimination and inequalities alongside higher risks of severe illness, disability and, of course, death.
"This represents a devastating landscape for their mental health borne out in our findings.
"We must respond by making sure services are aware of these disparities and that their offerings are culturally sensitive and appropriate for the complexity of unmet need."
Oxford University and Prenetics announce landmark collaboration to scale rapid testing tech globally
The Royal Society announces election of new Fellows 2021
Martyr's day observed at AMU


President Trump will nominate Army Chief of Staff Gen. Mark Milley to become the next chairman of the Joint Chiefs of Staff, the president tweeted on Saturday.
President Trump will announce on Saturday that he will nominate Army Chief of Staff Gen. Mark Milley to serve as the next chairman of the Joint Chiefs of Staff, according to media reports.
Photo illustration by Brad Howard.
President Trump wants a new branch of the military to seek out new and new civilizations and boldly kill what no U.S. troops have killed before.


The London Design Festival is an annual ritual for Plug Media's Chief Creative Director Ebun Feludu. Plug Media is a boutique content and media agency that is home to creatives like graphic designers, writers, illustrators and film makers who together produce engaging content for online and offline use.
The London Design Festival was established in 2003 and it has become a mecca for the world's finest designers. 13 years since its inauguration, TheLondon Design Festival has earned a reputation as one of the largest and most innovative design events in the world. From typography to graphics, architecture to sculptures, no design medium is left out at the festival.
This year the festival holds from September 17th-25th 2016 with 400 events and installations across London.
For updates from Plug Media on The London Design Festival visit www.plugmedia.com.ng. The Guardian, TW Magazine and RedTV are strategic media partners for the project. For interviews and highlights from the festival log on to Plug Media Design Trek Blog, The Guardian, TW Magazine and RedTV.
Design Trek is a Plug Media Initiative in collaboration with Interswitch- Our Official Sponsors.


One of my jobs at work is to help maintain our monitoring infrastructure. When I started, it was based purely on OpenNMS; we've found that it did not support what we needed for problem acknowledgement, outage scheduling, and various other routine tasks. I've supplemented Nagios, which I used extensively at a previous employer, and it's working out well – it's just quite a bit of work to maintain the config files, and there is a bit of a learning curve for people who haven't used it before to learn how to configure it. However, I'm always interested in looking at new solutions, and the opportunity to demo a few recently came my way. One of my coworkers recently attended LinuxWorld, and saw that there were quite a few monitoring companies. He passed a couple of them my name, and asked them to contact me so we could take a look at their products. My employer is perfectly willing to pay hard cash for monitoring tools, if they have enough of an advantage over the open source products. Two of the companies have contacted me so far – IT Groundwork and Heroix. Both products are rather interesting. IT Groundwork is selling a suite of products based on open source solutions, backed by commercial support. Heroix is pushing their new "agentless" monitoring solution, which is called Longitude. I've gone through an online demonstration of each product, accompanied by my manager and one of my fellow systems administrators. Let me detail what I thought of each solution.
First, I'll discuss my impressions of IT Groundwork's product suite. They are using Nagios on the backend (which I like!), but have done a lot of work with it. They've added a database layer in the middle, where configuration and statistics information is stored (this is based on MySQL.) They have also implemented a totally new GUI for Nagios, with a more streamlined status viewer (you can see screenshots here), a web-based configuration tool with lots of support for profiles and such, and various other nifty tools. They have also open sourced the viewer and config tool, which is very nice! With their product, it looks like you can fairly easily set up syslog-ng (and various other tools) to submit passive checks, which will let you do all of your notifications through one interface. List price for the solution is $16,000 for a single monitoring server, plus $5000 per remote server to pass checks back, or for another server for a HA configuration. The price is an annual fee, and includes unlimited support and upgrades. However, if you do decide to cancel your subscription, you can keep the software.
After reviewing IT Groundwork's solution, we talked to Heroix about their Longitude platform. The thing that intrigued me the most about their product is the fact that it is "agentless" – it monitors your boxes with standard programs you've likely got installed already. For example, Windows is monitored with WMI calls, and UNIX boxes are monitored via SSH. The platform looked trivial to set up, and the reporting options appeared to be very nice (although the people running the demo did have a couple issues with it.. I asked them how to create a simple SLA report showing the responsiveness of a web server over the last 10 days, and they weren't able to figure out how to do that on the demo server they had set up. Of course, the people doing the demonstration were not the people that would assist on an actual install, so I don't know how fair of a question it was.. I do think that I saw what was required to set up the report properly, however – it just gives you plenty of power to shoot yourself in the foot.) The biggest question I have with it is how hard it is to do custom checks. I asked many questions about this, and apparently, the only current way to do a custom check is to do some custom hacking on their Java code. They will do it for you (or a charge), or they can train you how to do it (also for a charge). This kind of frightens me — I really do prefer to be able to tweak my own monitoring system however I want, without having to be a Java programmer. I guess I'm spoiled with Nagios, and the ability to write custom checks in the language of your choice, and just tell Nagios what the results of the check were via a return code. In any case, Heroix is also rather expensive (list price, at least) – the base price is $299 per monitored server to just monitor the host itself, and do things like basic HTTP GET's; if you want to monitor an application with one of their special Application Monitors on that host (such as Apache, Oracle, Exchange, etc), then it's $599 for that license. For our situation (clusters of servers serving up identical content behind a load balancer – so *lots* of servers, plus a nearly identical setup at a disaster recovery site that needs to be monitored also), that just really isn't reasonable at all – the cost would shoot into the tens of thousands of dollars in no time. The sales rep we talked to wants to get an idea of our network layout, however, and he'll see what he can do – it sounds like they do have the ability to tailor pricing for your situation. Unlike the IT Groundwork solution, this is not an annual fee – if you want support (including upgrades), you just pay an extra 18% a year maintenance fee. The people we talked to are also going to ask around about some of my other questions (like the possibility of a Perl API to write custom checks), and should be getting back to me on that next week.
So, what monitoring system will we choose? I have a gut feeling that the answer will probably be the status quo of Nagios and OpenNMS, as the other solutions most likely aren't going to offer any huge benefits for the price differences (especially when IT Groundwork is giving away the configuration and status viewer components for free!) Only time will tell, however!


forgive me for this one… | JenneLALA.
Rachel Uchitel (one of the first hoes that Tiger Woods drove his club through) is saying stuff about David Boreanaz, because David Boreanaz cheated on his wife.
This b*tch'll be opening her trap everytime some random celeb is caught cheating. She's like the Yoda of whores.
"David Boreanaz is not part of my life, nor will he be. I am not in communication with him and do not wish to be.
"I have made no claims against him and do not plan to assert any. Any statements to the contrary are false and I hope that this statement will finally end any speculation about this issue.
My nips hard money makes. Hmmmmmm.
« picture of the day.


Three Bangladeshi golfers started the BTI Open within the top ten positions after the opening day at the Kurmitola Golf Club yesterday, but the highlight of the round was a blistering 10-under-par (62) from Japan's Kazuki Higa.
The Okinawa native, who celebrated his 23rd birthday on Monday, shot 10 birdies to take a commanding five-shot lead over Argentina's Miguel Carballo and Sweden's Malcolm Kokocinski at the 60,000-dollar event, jointly sanctioned by the ADT, PGTI and BPGA.
Bangladesh's Shakhawat Hossain Sohel and Jamal Hossain Mollah shared the fourth position with M Dharma of India, Mithun Perera of Sri Lanka and Andrew Park of USA with matching 68s.
Dulal Hossain was the third Bangladeshi player in the top-10, in ninth position with 69, while two-time Asian Tour winner Siddikur Rahman was tied for 15th with a score of two-under-par (70).
Higa is playing in only his second tournament since turning professional in November last year but he showed no signs of nerves after dropping a 25-foot birdie putt on the second hole.
The 23-year-old went six-under through 13 holes and ended the day on a high note by sinking four straight birdies from the 14th hole.
"I wasn't feeling too well yesterday but I rested and I felt great this morning. When I played a practise round, I saw that the course was very narrow so my plan was to find fairways and try to make birdies which I did very well today," Higa told Asiantour.com.
Former PGA Tour player Carballo was delighted with his opening round 67 in what is also his first visit to Bangladesh.
"I felt comfortable on the course and every time you play good, you feel more relaxed. The course is very good. It is short but narrow so if you hit it straight, you will have more birdie chances," said the 39-year-old Carballo.
ADT regular Kokocinski, who is ranked second on the Order of Merit, continued his fine form as he searches for a first ADT victory.


The moon phase is an indicator that keeps track of the phases of the moon. A regular rotation of the moon is once around the earth every 29 days, 12 hours, 44 minutes and 2.9 seconds. Once set, the moon phase indicator accurately displays the phase of the moon. Most moon phase indications are precise set to a rotation of 29.5 days, while some are more precise.


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Travel XL News
Rewards Network Inc. and EGI Affiliate Sign Definitive Merger Agreement
Airlines / By editor
SOURCE: Rewards Network
EGI Affiliate Will Offer to Acquire Shares of Rewards Network for $13.75 per Share in Cash; Offer at 39% Premium to Company's Closing Price on Day Prior to EGI's Initial Offer
CHICAGO, IL–(Marketwire – October 28, 2010) – Rewards Network Inc. ("Rewards Network") (NASDAQ: DINE) announced today that Rewards Network and EGI Acquisition, L.L.C. ("EGI Acquisition"), an affiliate of Equity Group Investments, L.L.C. ("EGI"), a private investment firm, have entered into a definitive merger agreement under which EGI Acquisition will offer to acquire all of the shares of Rewards Network common stock not owned by EGI Acquisition for $13.75 per share in cash. EGI Acquisition currently owns approximately 14.2% of the outstanding shares of Rewards Network common stock. Certain other affiliates of EGI collectively own approximately 12.1% of the outstanding shares of Rewards Network common stock and have agreed to tender such shares in the offer. The transaction values Rewards Network on a fully diluted share basis at approximately $126 million.
The $13.75 per share consideration represents an approximately 39% premium over the closing price of Rewards Network's common stock on June 8, 2010, the day before Rewards Network issued a press release noting that it had received indications of interest in pursuing a strategic transaction. The offer also represents a 14% dividend adjusted premium to the average closing price of Rewards Network's common stock during the twelve months ended June 8, 2010.
As noted in the Rewards Network press release issued on June 9, 2010, the Board of Directors constituted a Strategic Coordination Committee (the "Special Committee") consisting of disinterested members of the Board of Directors, and the Special Committee undertook a process to explore strategic alternatives for Rewards Network. The Special Committee unanimously recommended that Rewards Network's Board of Directors approve the EGI merger agreement. Subsequently, the Board of Directors approved the merger agreement and resolved to recommend that Rewards Network stockholders tender their shares in the EGI Acquisition offer.
Pursuant to the definitive merger agreement, EGI Acquisition will offer to acquire all shares of Rewards Network common stock not owned by EGI Acquisition through a cash tender offer for $13.75 per share. EGI Acquisition intends to commence the tender offer within seven business days. The tender offer will expire 20 business days after the date it commences unless it is extended. Following the expiration of the tender offer, if EGI Acquisition owns at least 90% of the outstanding shares of Rewards Network common stock, EGI Acquisition intends to complete the acquisition of Rewards Network through the short-form procedure under Delaware law, which does not require a vote or meeting of the stockholders of Rewards Network. In the merger, each outstanding share of Rewards Network common stock not tendered and purchased in the tender offer will be converted into the right to receive the same consideration provided in the tender offer.
EGI Acquisition has delivered to Rewards Network copies of letters for committed financing through J.P. Morgan Securities LLC, who is acting as lead agent, and The PrivateBank and Trust Company, who is acting as co-lead. JPMorgan Chase Bank, N.A. is serving as the administrative agent for the facilities. Skadden, Arps, Slate, Meagher & Flom LLP is legal counsel to EGI.
Harris Williams & Co. is acting as financial advisor and Jones Day is legal counsel to the Special Committee.
This press release is for informational purposes only and does not constitute an offer to purchase or a solicitation of an offer to sell Rewards Network Inc. common stock. In connection with the tender offer and merger, EGI Acquisition will file with the Securities and Exchange Commission (the "SEC") a combined Tender Offer Statement and Rule 13E-3 Transaction Statement under cover of Schedule TO, along with an Offer to Purchase, and Rewards Network will file with the SEC a Solicitation/ Recommendation Statement on Schedule 14D-9 and other documents relating to the tender offer. Stockholders of Rewards Network are urged to read these materials carefully when they become available because they contain important information about Rewards Network and the tender offer and merger. Anyone may obtain copies of these documents, when available, for free at the SEC's website at www.sec.gov.
About Rewards Network
Rewards Network (NASDAQ: DINE), headquartered in Chicago, IL, operates the leading dining rewards programs in North America by marketing participating restaurants to members of these programs and by providing incentives to members to dine at these restaurants. In addition to operating the dining rewards program of leading airline frequent flyer programs, hotel frequent-stay programs, retailer shopping programs, college savings programs, and other affinity organizations, the Company offers its own dining rewards program, iDine® at www.idine.com. Thousands of restaurants and other clients benefit from the company's restaurant marketing efforts, which include millions of email impressions, mobile access to restaurants via iPhone®, BlackBerry® and Android® smartphones and dining Web sites. Rewards Network also provides restaurant ratings and other restaurant business intelligence, as well as the purchase of dining credits from restaurants in the program. In conjunction with major airline frequent flyer programs and other affinity organizations, Rewards Network provides more than three million members with incentives to dine at participating restaurants. These incentives include airline miles, college savings rewards, reward program points and cash back benefits.
Christopher Locke
Rewards Network Inc.
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Whether the appellants who reached with agreements/ Memorandum of Understandings with respondent for the purchase of three units being a residential flat, shop and office space in the projects developed, promoted and marketed by the respondent come within the meaning of 'Financial Creditor' as defined under the provisions of sub-section (5) of Section 7 of the I & B Code?
– If Developer has shown the amount taken from home buyer under borrowing head and charged the interest thereon under Finance Cost in his Financial statements then that amount is constituted as debt under IBC.
They (home buyers) have been classified as 'financial creditors' due to the assured return scheme in the contract, in which there was an arrangement wherein it was agreed that the seller of the apartments would pay 'assured returns' to the home buyers till possession of property was given. It was held that such a transaction was in the nature of a loan and constituted a 'financial debt' within the Code.
This appeal has been preferred by appellants against order dated 23rd January 2017 passed by 'Adjudicating Authority (National Company Law Tribunal), Principal bench, New Delhi whereby and whereunder the 'Adjudicating Authority' held that appellants are not 'Financial Creditor' as defined under section 5(7) of the Insolvency & Bankruptcy Code, 2016 (hereinafter referred to as 'I & B Code). The adjudicatory authority further held that as many winding up petitions are pending before the Hon'ble Delhi High Court against the 'Corporate Debtor' and Financial Liquidator has been appointed, the application preferred by appellants for triggering insolvency process by invoking Section 7 of the 'I & B Code read with Rule-4 and Rule-9(1) of the Insolvency and Bankruptcy (Application to Adjudicating Authority), Rules 2016 (hereinafter referred to as 'Adjudicating Authority' Rules 2016) is not maintainable.
The appellants reached different agreements/Memorandum of Understanding with respondent M/ s AMR Infrastructures Limited (hereinafter referred to as 'Corporate Debtor) for purchase of three units being a residential flat, shop and office space in the projects, Kessel-I Valley, I Mall and I Home which were being developed by and promoted by 'Corporate Debtor'.
The one of the unit was purchased by the Appellant(s) under the 'Committed Return Plan' as per which if the Appellant(s) were to pay a substantial portion of the total sale consideration upfront at the time of Execution of the MOU, and the Respondent undertook to pay a particular amount to the buyer/purchaser (The appellant(s) in this case) each month, as Committed Returns/Assured Returns from the date of execution of the MOU till the time the actual physical possession of the unit is handed over to the buyer/ purchaser. In the said projects the appellants also had an option to choose the construction/ time linked payment plan as per which they were required to pay a certain percentage of the sale consideration amount at various stages of construction of the project.
The Respondent started paying the committed returns to the Appellant(s) as per the MOU, but stopped paying the committed returns to the Appellant(s)from April, 2014, for the unit of the Appellants No.3 and 4, and from January, 2014, for the units of the remaining Appellants, unilaterally and without assigning any reason. The Appellants contacted the Respondent on various occasions demanding the release/ payment for their monthly committed returns but to no avail.
Having no other option, the Appellants had jointly filed an Application U/s 7 of the Insolvency and Bankruptcy Code, 2016, before the Adjudicating Authority on 16.01.2017 which was dismissed vide order dated 23.01.2017, which is why the present Appeal has been filed.
ii) Whether an application for triggering insolvency process under Section 7 of 'I &B code' is maintainable where winding up petitions have been initiated and pending before Hon'ble High Court against the 'Corporate Debtor'.
To determine the first question it is desirable to notice and refer provisions of Section 5(7) and 5(8) and Section 7 of the 'I & B code. From a bare perusal of Section 7, it is patent that the insolvency process can be triggered by a 'Financial Creditor' or jointly against the 'Corporate Debtor' when default or debt has occurred.
"12. A perusal of definition of expression 'Financial Creditor' would show that it refers to a person to whom a Financial debt is owed and includes even a person to whom such debt has been legally assigned or transferred to. In order to understand the expression 'Financial Creditor' the requirements of expression financial debt' have to be satisfied which is defined in Section 5(8) of the IBC The opening words of the definition clause would indicate that a financial debt is a debt along with interest which is disbursed against the consideration for the time value of money and it may include any of the events enumerated in sub-clauses (a) to (i). Therefore the first essential requirement of financial debt has to be met viz, that the debt is disbursed against the consideration for the time value of money and which may include the events enumerated in various sub-clauses. A Financial Creditor is a person who has right to a financial debt. The key feature of financial transaction as postulated by section 5(8) is its consideration for time value of money. In other words, the legislature has included such financial transactions in the definition of 'Financial debt' which are usually for a sum of money received today to be paid for over a period of time in a single or series of payments in future. It may also be a sum of money invested today to be repaid over a period of time in a single or series of installments to be paid in future. In Black's Law- Dictionary (9th edition) the expression 'Time Value' has been defined to mean "the price associated with the length of time that an investor must wait until an investment matures or the related income is earned". In both the cases, the inflows and outflows are distanced by time and there is a compensation for time value of money. It is significant to notice that in order to satisfy the requirement of this provision, the financial transaction should be in the nature of debt and no equity has been implied by the opening words of Section 5(8) of the IBC. It is true that there are complex financial instruments which may not provide a happy situation to decipher the true nature and meaning of a transaction. It is pertinent to point out that the concept 'Financial Debt' as envisaged under Section 5(8) of the IBC is distinctly different than the one prevalent in England as provided in its Insolvency Act, 1986 and the 'Rules' framed thereunder. It appears that in England there is no exclusive element of disbursement of debt laced with the consideration for the time value of money. However, forward sale or purchase agreement as contemplated by Section-5 (8)(f) may or may not be regarded as a financial transaction. A forward contract to sell product at the end of a specified period is not a financial contract. It is essentially a contract for sale of specified goods. It is true that some time financial transactions seemingly restructured as sale and repurchase. Any repurchase and reverse repo transaction are sometimes used as devices for raising money. In a transaction of this nature an entity may require liquidity against an asset and the financier in return sell it back by way of a forward contract. The difference between the two prices would imply the rate of return- to the financier.
(ii) The debt along with interest, if any, is disbursed against the consideration for time value of money and include any one or more mode of disbursed as mentioned in clause (a) to (i) of sub-section (8) of Section 5.
AND WHEREAS the Investor is interested in booking of Shop No. E-47 measuring 1453.432 sq. ft. For a total consideration amount of Rs. 46,67,402/- (rupees Forty Six Lacs Sixty Seven Thousand four Hundred Two Only). The Investor acknowledge that the Developer has readily provided all information & clarifications as required by them but that they has not unduly relied upon and is not influenced by any architect's plans, advertisements representations, warranties, statements or estimates of any nature whatsoever whether written or oral made by the Developer.
"Cheque of Rs.2 7,00,000/-payable on Punjab National Bank vide Cheque No. 462365 dated 19.03.2008. Cheque of Rs. 9,00,000/-payable Punjab National Bank vide Cheque No.462350 dated 19.03.2008.
From the aforesaid agreement/ Memorandum of Understanding it is clear that appellants are "investors" and has chosen "committed return plan". The respondent in their turn agreed upon to pay monthly committed return to investors. Thus, the amount due to the appellants come within the meaning of 'debt' as defined in Section 3(11) of the I & B Code.
From the 'Annual Return' of the Respondent and Form-16A, we find that the 'Corporate Debtor' treated the appellants as 'investors' and borrowed the amount pursuant to sale purchase agreement for their commercial purpose treating at par with 'loan' in their return. Thereby, the amount invested by appellants come within the meaning of 'Financial Debt', as defined in Section 5(8)(f) of I & B Code, 2016 subject to satisfaction as to whether such disbursement against the consideration is for time value of money, as discussed in the subsequent paragraphs.
Learned Adjudicating Authority has rightly highlighted the opening word of the definition clause which indicate that a 'financial debt' is a debt along with interest which is disbursed against the consideration for the time value of money and may include any of the events enumerated in sub-clause (a) to (i). Therefore, it is to be seen whether the amount paid by the appellants to the Corporate Debtor, fulfil the other condition of "disbursement against consideration of time value and money", to come within the definition of "Financial Creditor" having satisfied that the Corporate Debtor raised the amount through a transaction of sale and purchase of agreement having commercial effect of a borrowing (Section 5(8) (f)).
The agreement shows that the respondent agreed to complete the construction of shopping mall on or before December 2009, in all respects. and was required to complete and handover the shop in the shopping mall before the said date. It is not the case of the respondent that the construction was stopped or delayed on account of factors beyond the control of the respondent, as stipulated in the later part of the Memorandum of Understanding. It was agreed upon by the respondent that since the appellants have paid most of the amount the respondent was ready to pay "monthly committed returns" to the appellants. However, as the appellants were not required the monthly return till December 2008 i.e. for 9 months so the Respondent-Corporate Debtor undertook to make a consolidated payment of Rs. 99,600/- less TDS. For every calendar month the Corporate Debtor was liable to pay committee return w.e.f. January 2009 till the date of handing over of the possession to the appellants. Therefore, it is clear that the amount disbursed by the appellants was "against the consideration of the time value of the money" and "the Respondent-Corporate Debtor raised the amount by way of sale – purchase agreement, having a commercial effect of borrowing." This is also clear from annual returns filed by Respondent and not disputed by the Respondent-Corporate Debtor in their annual returns, wherein the amount so raised/borrowed has been shown as 'commitment charges' under the head "Financial cost". The financial cost includes "Interest of loans" and other charges. Therefore, the 'commitment charge', which include interest on loan, shown against the head "Financial cost" having accepted by the Corporate Debtor in their annual return, we hold that the appellants have successfully proved that they are 'financial Creditor' within the meaning of Section 5(7) of the 'I & B Code'.
Learned Adjudicating Authority while rightly interpreted the provisions of law to understand the meaning of expression 'financa1 creditor' at paragraph 12 of the impugned judgement as quoted above, but failed to appreciate the nature of transactions in the present case and wrongly came to a conclusion "that it is a pure and simple agreement of sale and purchase of a piece of property and has not acquired the status of a financial debt as the transaction does not have consideration for the time value of money".
For the reasons aforesaid, we set aside the impugned judgement dated 23rd January 2017 passed by the learned Adjudicating Authority in C.P.No. (ISB)- 03(PB)/2017 and remit the matter to Adjudicating Authority to admit the application preferred by appellants and pass appropriate order, if the application under Section 7 of the 'I & B Code' is otherwise complete. In case it is found to be not complete, the appellants should be given seven days' time to complete the application as per proviso to Section 7 of the 'I & B Code'.
The appeal is allowed with aforesaid observations and directions. However, in the facts and circumstances, there shall be no order as to cost.
Case Reference: NCLAT, New Delhi in case of Nikhil Mehta and Sons(HUF) & Ors. Vs. AMR Infrastructure Ltd., Company Appellate Jurisdiction, Company Appeal (AT) (Insolvency) No. 07 of 2017, Date of Order: 21.07.2017. (Amended order dated 09.08.2017).