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Retail is one of the most important pillars of UAE's economic diversification. UAE stands tall as one of the leading retail centres in the gulf. Growing on an average of 5 percent every year, the retail market plays a significant role in UAE's economy. It accounts for more than 11 percent of UAE's Gross Domestic Product (GDP) and 30 percent of Dubai's GDP. In order to encourage sustained economic growth, the government is looking forward to perform a robust management of retail trade. Dubai is the retail hub of the region because of its retail space. The exponential growth of Dubai's retail market has attracted global industries to retail in Dubai and around UAE as well. Nowadays, the tech-savvy consumers of UAE have influenced the rise of e-commerce. Advanced technology and higher standard of living are those factors that has boosted online purchases in UAE. The country has welcomed digitalisation in every industrial sector and the retail sector is expecting large amount of online transactions in the future. As far as customer engagement is concerned, there's a need of adaptability and flexibility to grow e-commerce in UAE. Higher use of smartphones and tablets along with the increase in the use of credit and debit cards, online retail have laid its foundation and it's growing rapidly. UAE's retail sector cannot afford to ignore e-commerce as it's the root of further development of the upcoming economic phase. Increasing public and private sector consumption along with other industrial sectors' contribution, the overall retail sector of UAE is expecting exponential growth in the future. Being the retail hub in the region, Dubai is working to safeguard its economic sustainability to secure future benefits in the retail sector. The government is focusing on the new vistas in the retail market emphasising direct sales, safety and security, advertising, etc.


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text:
Freedom book
Wholy Blog
The Origins of Language
by Wholyland | Jun 9, 2021 | Freedom, Wholyland, Word | 0 comments
Babylonian Language Confusion Part 3
For centuries, theories addressing the origin of man and the origin of languages have been closely linked. In the 20th century the old interest in the origin of language and the identity of mankind was rekindled and became a dominant subject of discussion.
The number of languages worldwide is estimated at 5000-7000. However, half of the world's population speaks one of the 23 most widely spoken languages. Whilst a third of the world's languages are threatened with extinction and have only a few thousand speakers left. It depends on how you discern what is a language and what is a dialect. For example: If two languages have 70 per cent or more of their words in common, then they are just seen as dialects.
It is not known, how language came into being and how the great variety developed.
In the orthodox view, the Bible was still the main source of information about the earliest history of the earth and of mankind. As described in parts 1 and 2 of these blogs, the Bible pointed to the possibility of one primary or root-language. We read there, that the language of the people in Babylon was deliberately confused in order to make it more difficult for them to communicate with others. It is difficult to understand whether this distortion of language was a meaningful or even a necessary action. But it is of interest to pursue the question of the existence of a primordial language, the one mother language of all.
In fact, many scientists have already dealt with this in a controversial way.
The Monogenesis of Language
There is a speculative concept of a language, sometimes called Proto-Human. This hypothesis presupposes a monogenetic origin of language. It claims that all natural languages come from a single origin.
The first serious scientific attempt to establish the reality of monogenesis was that of Alfredo Trombetti, in his book L'unità d'origine del linguaggio, published in 1905. Trombetti estimated that the common ancestor of existing languages had been spoken between 100,000 and 200,000 years ago.
Monogenesis was dismissed by many linguists in the late 19th and early 20th centuries, when the doctrine of the polygenesis of the human races and their languages was widely popular.
The best-known supporter of monogenesis in America in the mid-20th century was Morris Swadesh. He pioneered two important methods for investigating deep relationships between languages, lexicostatistics and glottochronology.
In the second half of the 20th century, Joseph Greenberg produced a series of large-scale classifications of the world's languages. These were and are controversial but widely discussed. Although Greenberg did not produce an explicit argument for monogenesis, all of his classification work was geared toward this end. As he stated: "The ultimate goal is a comprehensive classification of what is very likely a single language family." Wikipedia
These were and are controversial but widely discussed. A notable American advocate of linguistic monogenesis is Merritt Ruhlen, (May 10, 1944 – January 29, 2021).
The Origin of Language: Tracing the Evolution of the Mother Tongue.
Ruhlen published The Origin of Language in 1994 which used a new scientific approach of collaboration. He came from a new perspective that challenged the old paradign of language development and creation as being random.
He coordinated the results of historical linguistics, genetics and archaeology in order to find the root of modern languages.
Ruhlen compared selected elements of the morphology and basic vocabulary of the languages and examined them for similarities in sound and meaning. His hypothesis of classification was based on these.
He maintains that such classification is the first step in the comparative method of languages. For this purpose he had worked extensively with the geneticist Luigi Luca Cavalli-Sforza for three decades and with the archaeologist Colin Renfrew for two decades.
"Requiring no prior familiarity with linguistics, The Origin of Language is the first book to explain, in laymen's terms, the controversial process by which linguists are tracing the development of the vast range of human speech, sweeping aside many traditional assumptions about the spread of language and the roots of the human family. In addition to acquainting you with the manner in which such diverse languages as English and Chinese can be compared, Dr. Ruhlen introduces you to the brilliant mavericks whose linguistic theories are at last gaining worldwide acceptance. He also discusses the exciting new work being done in genetics and archaeology that corroborates much of the controversial linguistic evidence." The Origin of Language
Scientific New Horizons
Numerous criticisms are leveled against the methodologies adopted by Cavalli-Sforza, Renfrew and Ruhlen. There is still a wide discussion about the origin of language, there is no definite conclusion on this topic.
Will there ever be?
Different methods are discussed, statistical procedures are established, computer models are used. Multifactorial analyses are carried out and so on. Scientific procedure at its best.
But nowhere the question is discussed, on how the evolution of language could have been shaped or changed through direct intervention and with the intention to confuse. The origin of man and the origin of language have been so closely linked in our minds and the mind of scientists, that the description in the book genesis of the Bible is seen as a mythical tale with no real relation to the factual history of mankind. So no scientist has investigated the variety of language under the perspective of an intentional created confusion.
This leaves us again with more questions than answers, but curious enough to investigate deeper.
So come and join us in these quests in Wholyland.
Beate on behalf of the Wholyland Council
Weekly update 11 July 2021
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Michelle Reinhardt on Energy Update for the March/April Moon Cycle
Ana Arias on The Coherence of Sound
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redpajama_set_name: RedPajamaCommonCrawl


What precisely is CPU Share? How are CPU shares distinct from standard CPUs? Where can you see CPU shares?
All arithmetical and logical operations inside a computer/server configuration are tackled by its Central Processing Unit, or CPU. This hardware component is typically called the "brains" of the personal computer also. The pace at which the CPU completes system instructions is commonly referred to as its speed and it's measured in Hertz. The quicker the processing unit is, the speedier scripts and web applications shall be executed, although the overall performance of the latter depends on other things too - the read/write speed of the hard drive, the amount of physical memory, the network connection, and so forth. All current CPUs have a number of cores, which work together. For that reason, the functionality and the workload a CPU can handle increase, since each core can process various tasks individually and several cores can handle a single task which can't be processed by one core.
The dedicated server packages we offer you come with a number of hardware configurations, so you can select the most suitable one for your websites or apps. The processor for every single package deal is different too - the most powerful package comes with a 12-core processor that'll offer excellent script execution rates, even if your scripts are quite heavy and lots of people access and use them at the same time. The CPU is extensively tested as well as the rest of the parts which we use to construct each and every new dedicated server, so as to make certain that the server will work perfectly at all times. We'll do this before we give you access to it, as we shall never make a compromise with the quality of any of the hardware components that we use. The speeds which you see on our Internet site are guaranteed for every single one of the packages.


text:
UK manufacturing leads the way in first round of 2014-15 European Business Awards
Sep 24, 2014 Exhibitions and Events, Process Ed Holden Comments (0)
RSM International, the global audit, tax and advisory network and sponsor of The European Business Awards, has announced that the manufacturing sector has excelled with eight companies being named 'National Champions' in the first stage of the 2014-15 Europe-wide programme, out of 65 in the UK selected.
A panel of independent judges, including business leaders and senior academics, selected the National Champions after the European Business Awards engaged with over 24,000 companies this year, a 40% increase from last year and a record-breaking number for the competition, now in its eighth year.
Many of the categories saw a rise of new entrants, with key increases in the Business of the Year Award category in the turnover brackets of €0-25m and €150m or higher, and the RSM Entrepreneur of the Year Award. Manufacturing was the highest represented sector this year with over 28 companies entering.
Of the eight manufacturing companies going through as national champions in the UK, four are competing for the UKTI Award for Innovation, including Sprue Aegis, the UK designer, and marketer of smoke and carbon monoxide detectors. Also competing in the Import/Export Award category are Douglas Gill International, the makers of sailing equipment and clothing, and Igloo Books, the fastest growing online publisher in the world today.
Jean Stephens, CEO of RSM International, said: "The UK manufacturing sector has seen steady recovery from the downturn and as the 11th largest manufacturing nation in the world, it is no surprise that it has produced so many National Champions. All these companies have shown commercial excellence and we wish them all the best in the next round of the competition."
A list of the National Champions can be found at: http://www.businessawardseurope.com/
The next round requires the National Champions to make a presentation video, telling their unique story and explaining their business success. The judges will view all of the National Champions' videos, and award the best of this group the coveted 'Ruban d'Honneur' status. Ruban d'Honneur recipients will then go on to be part of the grand final in 2015.
Separately, the National Champion videos will be made public on the European Business Awards website www.businessawardseurope.com as part of a two stage public vote, which will decide the 'National Public Champions' for each country. Last year over 93,000 votes were cast as companies from across Europe were publicly supported by their clients, staff and peers, as well as the general public.
Set up to recognise and reward excellence, best practice and innovation in companies of all sizes and sectors across the European business community, The European Business Awards is an independent awards programme supported by key influencers including EU Trade Commissioner, Karel De Gucht.
Related Exhibitions and Events Articles
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text:
Q: php split number and plus them With PHP I need to add all the digits in a number.
Example : if I have 142 it will be 1+4+2 = 7
its should be 1 to 9 if not its should plus again 11 will be 1+1 = 2

A: Here is a function, based on Dave Chen's answer :
function sumDigits($input) {
    $sum = array_sum(str_split($input));
    if($sum > 9) {
        $sum = sumDigits($sum);
    }

    return $sum;
}

This code :
echo sumDigits("1239");

Outputs: 6
1 + 2 + 3 + 9 = 15 = 1 + 5 = 6

redpajama_set_name: RedPajamaStackExchange


text:
Professor Louie & The Crowmatix - Hol...
Professor Louie & The Crowmatix - Holiday Time
Twelve fantastic tracks of brand new original songs, holiday favorites and spirituals.
Over the past few holiday seasons, Professor "Louie" & The Crowmatix recorded one holiday song and sent it as a musical holiday CD card to fans and friends. The response inspired them to write & record new original songs, favorite standards and spirituals... Add these 12 songs together and here is the CD! "Holiday Time" also features the song MELODY OF PEACE was which was performed by Professor Louie & The Crowmatix on a CBS special that helped raise $5,000,000 for the Albany, NY Medical Center's Child Cancer Program. This international award winning song has been recorded by symphonies around the world and in the USA. The Crowmatix are: Prof. "Louie" (vocals/keyboards/accordion), Miss Marie (vocals/percussion/keyboards), Gary Burke (drums), Frank Campbell (bass, vocals), and Josh Colow (guitar).
Label: WOODSTOCK
Genre: Holiday


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Sometimes Doonesbury gets eerily close to my life… | Roxanne O'Connell, Ph.D.
No one turns the table quite as astutely! How does he do it?
This is the part of the semester where the rubber really meets the road. This past week, I reminded students that we only had three weeks left to the semester and many of them were running out of time to get things they've been putting off done.
Some might think lowering expectations is in order — on my part. But I'm firmly of the opinion that if even one student is able to keep up the pace and do well without a significant diminishment in their overall quality of life, the rest had the same opportunity.
We all make decisions along the way that gets us to where we are now. Lowering the bar at this juncture only reinforces the notion that "If I procrastinate long enough, those that expect something of me will lower their expectations and I won't have to do the work." And what message does this send to those that applied themselves all along?
What kind of workmate do I want? What kind of workmate do YOU want? That's the kind of student you want to be.
Posted on Sunday, November 22nd, 2015 at 10:45 am in Teaching | RSS feed Comments and pings are currently closed.


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According to Thomas Weber, director of surgical oncology at New York's Northwell Health, obesity may be the cause of 20-to-30 year olds becoming sick with colorectal cancer.
With the increase in chronic diseases and the decrease in infectious diseases, particularly in developing countries, obesity is of major concern. In fact, more than two-thirds of adults are considered either overweight or obese, while more than one-third is considered obese. Even more so, about six percent of the adult population suffer from extreme obesity. This obesity pandemic leads to severe health problems. Not only does obesity increase a person's chances of sleep apnea, stroke, and heart attack, it also is a risk factor for colorectal cancer (Fryar and Ogden). Researchers have established a link between obesity, insulin resistance, and colorectal cancer (Frezza).
In particular, type II diabetes plays a major role in the pathway between obesity and colorectal cancer. In type II diabetes, there is an excess of insulin due to the increased blood sugar levels. To clarify, insulin is a hormone released by the pancreas that lowers blood sugar levels. This excess of insulin causes insulin resistance, in which cells cannot respond to insulin, and thus, lower the blood sugar levels. Specifically, insulin resistance encourages an increase in free IGF-1 factors (insulin-like growth factor 1), which can result in excessive cell development and decreased cell death. Both of these results are hallmarks of cancer. Furthermore, people with type II diabetes and obesity have increased serum leptin levels, which may increase the chances of getting colorectal cancer. There is currently unclear evidence regarding whether an increased level of serum leptin actually promotes growth of cancer cells, but some research indicates that serum leptin levels influence the development of epithelial intestinal cells (cells on the surface of the small or large intestine) (Frezza).
There are several ways to measure the risk for colon cancer. Interestingly, byproducts of type II diabetes can indicate a risk of developing colorectal cancer. For example, type II diabetes results in an increase in C peptide levels in the bloodstream. C peptides are byproducts of insulin production, just as how heat is a byproduct of burning wood. According to some researchers, those with high levels of C peptides in their bloodstreams are three times more likely to develop colorectal cancer than those without (Frezza). In addition, visceral abdominal tissue (tissue that stores fat) is related to insulin resistance and potential onset of colorectal cancer. Visceral abdominal tissue is associated with waist circumference. Thus, some doctors recommend measuring waist circumference in order to assess the risk for colorectal cancer and potentially also using BMI (body mass index), although waist circumference may be a more accurate value (Frezza).
An interesting investigation surrounding obesity and its links to colon cancer is surrounding the role of guanylyl cyclase in tumor development. Guanylyl cyclase is a receptor protein that, when activated, allows for intestinal epithelial cells to be active and regenerated. With obesity, the hormone, guanylin, may be missing so that it cannot activate guanylyl cyclase. Since guanylin is essential to ensuring that intestinal epithelial cells are doing their job, intestinal epithelial cells without guanylyl cyclase activation may be more susceptible to becoming cancer cells. In fact, about 80% of patients with severe obesity have inactivated guanylyl cyclase (Blomain, et.al). One treatment that could potentially ensure that guanylyl cyclase is activated is the use of Linaclotide, which is normally used for constipation relief.
Because obesity is a factor in the development of colorectal cancer, it is important to pursue an active role in taking care of yourself. It is extremely important to be proactive. I would recommend you, if you are at risk for colorectal cancer due to obesity, to ask your doctor about any novel treatments (such as Linaclotide) that could play a role in preventing colorectal cancer, either directly or indirectly.
Rock, Amanda Sue Aing, Adam Eugene Snook, and Scott Arthur Waldman. "Translating Colorectal Cancer Prevention through the Guanylyl Cyclase C Signaling Axis." NCBI. U.S. National Library of Medicine, Sept. 2013. Web. 21 July 2017.
Developing Colon Cancer." NCBI. US National Library of Medicine, Feb. 2006. Web. 21 July 2017.
Diabetes and Digestive and Kidney Diseases. U.S. Department of Health and Human Services, 01 Oct. 2012. Web. 21 July 2017.
revealed." ScienceDaily. ScienceDaily, 15 January 2016. Web. 21 July 2017.


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text:
Q: Knex postgres connection working even with wrong password I'm pretty new to working with knex/postgres, I'm setting up a basic JWT auth server and everything seems to work perfectly...Even when I enter the wrong password for my postgres user. I've setup a postgres server with a new database and user for managing operations. This user has a set password (confirmed on pg_shadow), however, in my knex connection settings if I set the wrong password for the user all queries go through without issue. Setting the wrong user raises an not-found-user exception and setting neither user nor password works fine too (though in this case I'm assuming knex is using my system default user?)
Any help or information is much appreciated as I'm still learning how Knex works properly.
Thanks everyone
Config:
    client: "pg",
    connection: {
      database: "database_name",
      user: "right_user",
      password: "wrong_password",
      filename: "./db/connection.ts",
    },
    migrations: {
      directory: "./db/migrations",
    },
    seeds: {
      directory: "./db/seeds",
    }


Listening to the first reading we from the Book of Wisdom we were given an insight into the situation of the Jews who found themselves living outside the Holy Land. They were in the same country like their ancestors at the time of Moses. They lived in Alexandria, an important and wealthy Egyptian port city. It was the time close to the coming of Jesus Christ. However it was also a situation which was presenting challenges to remaining faithful to God, as those who wanted to be faithful were under pressure to give up their beliefs. In fact, as today's First Reading tells us that some Jews drifted away from living their faith and with their pagan collaborators were mobbing those who chose to love God and to live according to God's Word. 'Let us lie in wait for the virtuous man… Let us test him with cruelty and with torture… Let us condemn him to a shameful death.' Despite being targets of mobbing the believers didn't only recorded the difficulties they faced to remain God's followers but they voiced a prophesy about the virtuous man, which brought them close to the New Testament not only chronologically but theologically as well. When St Paul and St John were searching for expressions to present the profoundness of Jesus Christ they turned to the Book of Wisdom.
My Dear Sisters and Brothers! The sufferings of the virtuous man, as described by the author of the Book of Wisdom, this Sunday are paralleled by Jesus' own prediction of his suffering and death. It is the second time he talked about the approaching time of betrayal, torture, death and his resurrection. Jesus' words on his approaching suffering and death must have been striking as his disciples overlooked his words on resurrection. When we listen to Mark's account we get a sense that the disciples still hoped they belonged to a new powerful party following Jesus. It was so strong in them that after some time of silence following Jesus' announcement of his approaching death they argued about their own significance in the group gathered around Jesus.
If the Book of Wisdom was in close proximity to the New Testament the events in today's Gospel were the final moments before the Holy Week.
The disciples misunderstood the power of Jesus' death and because of that they overlooked that Jesus' death was to pave the way for his resurrection. The misunderstanding of the Lord's death is our problem too, though it is from a different perspective. We know that we cannot change the past in which Jesus' was captured, thrown into dungeon, scourged, crowned with thorns, burdened with the cross and nailed to it. However we need to ask ourselves: Do I think and talk about our Lord's death on the cross always in connection to his resurrection? The whole spectrum of very physical suffering cannot be separated from the glory of his resurrection. At the same time the glory of his resurrection will never fully shine without the darkness of Good Friday. The value of the both events is God's love for us.
My Dear fellow believers. The disciples in the Gospel wanted to be important among others. Jesus however gave a different spin to their appreciation of being important. It is the importance of a child in the sight of its mother and father. It is the importance which is not earned but established by the parent's love for their child.
This is our importance, this is our value.
You shall not have strange gods before me.
You shall not covet your neighbour's goods.
Isn't a beautiful prayer? I would highly recommend making it your daily prayer. Why do I recommend it?
Firstly it teaches us that praying isn't about us talking all the time. Whose words were we saying as we prayed the Ten Commandments? They were God's words, weren't they? We allowed God to speak to us, maybe for the first time in a long time. By saying them we listened to God. How often we want God to listen to us. How rarely we want to listen to what God speaks to us. When Moses, in our First Reading from the Book of Deuteronomy, was speaking to the People of God at the end of their forty-year-wandering through the desert, just before they were to enter the Promised Land, he said to them: 'Now, Israel, take notice of the laws and customs that I teach you.' Why was he demanding their attention? Because God gave him a message of eternal life. The people of Israel were to be a listening people. Like Our Blessed Mother who was 'treasuring all these things in her heart.' When St Jerome translated the Bible for the first time into Latin he put it in this way: 'she was having a conference in her heart.' Mary was confronting her thinking with the words of God. What a life-giving conference.
It is the second reason I recommend praying the Ten Commandments daily. Because when we listen to God with an open heart, believing that his 'words are spirit and life,' we receive the best gift from God: our life is changed, our life is transformed. In the Gospel Our Blessed Lord said: 'Listen to me, all of you, and understand' and thus he invited his listeners to become his disciples, his followers. Jesus' disciple is the one who listens to the Word of God and welcomes it like fertile soil. You may remember the parable about the sower and the different kinds of soil. To understand is to welcome the Word of God like the fertile soil. Then the Word, like seed, starts growing in us. Does it make us immune to sin? It doesn't. But it protects us from becoming a hypocrite, someone who instead of admitting his or her sin believes that it is OK.
My Dear Sisters and Brothers! Someone said that the Catholic Church has got the strictest moral commandments and the most lenient penitential system. Why do we treasure those strict commandments? Because they come from God, they are not just strict but good commandments. They are good for us. When we fail them it is not God's fault but ours. It means that we have little faith, little courage, and little perseverance. But even when we fail the good commandants we believe that it is worth picking ourselves up from the misery of sin and to approach Jesus in his Sacrament of Reconciliation. By doing this we also send an important and life changing message to other people who at some stage of their life may be confronted by their own sin and weakness. We don't want them to end up like Judas in despair. We want them to be like Simon Peter who realised how low he fell, when he denied his Lord and Master. Peter cried bitterly over his sins but Peter also turned to his Lord and Master for forgiveness and new life.
I pray so that the Ten Commandments, the Good Commandments, can become you favourite and daily prayer. Pray them in such a way that your praying is listening to what you say. There is spirit and life in it.


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Coming from the West, take I 95 across the George Washington Bridge. Take exit 4A for Sheridan Expressway/Interstate 895 S toward Robert F. Kennedy Bridge then continue onto I-895. Take the exit toward Westchester Avenue/Hunts Point Market and continue onto Whitlock Ave. Turn right onto Westchester Ave, then turn left onto Southern, and we are located on the right, before 163rd street.
Coming from the North, take I 95, follow signs for Triboro Bridge/Geo Washington Bridge. Keep left at the fork to continue on I-278 W, follow signs for Robert F. Kennedy Bridge/Manhattan. Take exit 50 toward Hunts Point Ave/ Hunts Point Market. Merge onto Bruckner Blvd, and slight right to stay on Bruckner Blvd. Turn right onto Faile St then turn left onto Westchester Ave. Turn left onto Southern, and we are located on the right, before 163rd street.
Coming From the East, take I-295 N, following signs for Interstate 295 N/Interstate 95 S/Cross Bronx Expwy/Geo Washington Br. Take exit 12 for Interstate 278 W/Bruckner Expwy toward Manhattan. Merge onto I-278 W Take exit 50 toward Hunts Point Ave/ Hunts Point Market. and continue onto Whitlock Ave. Turn right onto Westchester Ave, then turn left onto Southern, and we are located on the right, before 163rd street.
Coming From the South, Take the Interstate 678- N, following signs for Whitestone Bridge/BronxPartial toll road. Take exit 19N for I-95 N toward New Haven Connecticut. Keep left at the fork to continue on Exit 19S-W, follow signs for Interstate 278 W/Manhattan and merge onto I-278 W. Take exit 50 toward Hunts Point Ave/Hunts Point Market. Merge onto Bruckner Blvd. Slight right to stay on Bruckner Blvd. Turn right onto Faile St then turn left onto Westchester Ave. Turn left onto Southern, and we are located on the right, before 163rd street.


Destin is a beautiful city. There are small and big hotels. There are many restaurants. There is a beautiful beach. There are nice parks and trees. Many tourists visit Destin. It is a big city. There are tall buildings. There is nice weather.
My favorite city is Antigua Guatemala. It is a small city, but it is a very beautiful and interesting place. Around that city, there are mountains and several Volcanoes. In Antigua Guatemala, there are many old Colonial buildings. There are churches and cathedrals. There are beautiful houses with great gardens. There are hotels and restaurants.


text:
Denise Côté
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Globalization and Inflation: The Role of China
Staff Working Paper 2008-35 Denise Côté, Carlos De Resende
In this paper, we develop a theoretical model which identifies four channels–import prices, competition with domestic suppliers and workers, and commodity prices–through which price- and wage-setting conditions in country j may affect inflation in country i.
Content Type(s): Staff research, Staff working papers Topic(s): International topics JEL Code(s): E, E2, E22, E3, E32, E4, E44
Corporate Balance Sheets in Developed Economies: Implications for Investment
Staff Working Paper 2007-24 Denise Côté, Christopher Graham
In this paper, the authors examine the aggregate national balance-sheets of non-financial corporations in Australia and the G7 countries with a view to assessing both their financial structure and their financial position. More importantly, the authors investigate whether the financial position of non-financial corporations (i.e., debt-to-equity ratio) is material to the economy's investment prospects and whether the importance of this channel differs depending on the structure of corporate financing i.e., bank-based or market-oriented financing structures.
Content Type(s): Staff research, Staff working papers Topic(s): Business fluctuations and cycles, International topics JEL Code(s): E, E2, E22, E3, E32, E4, E44
Convergence of Government Bond Yields in the Euro Zone: The Role of Policy Harmonization
Since the early 1980s, long-term government bond yields in the euro zone have declined, in line with those in other industrialized countries.
Content Type(s): Staff research, Staff working papers Topic(s): Interest rates, International topics JEL Code(s): C, C2, C23, E, E4, E43, E44, F, F3, F36
A Comparison of Twelve Macroeconomic Models of the Canadian Economy
Technical Report No. 94 Denise Côté, John Kuszczak, Jean-Paul Lam, Ying Liu, Pierre St-Amant
In this report, the authors examine and compare twelve private and public sector models of the Canadian economy with respect to their paradigm, structure, and dynamic properties. These open-economy models can be grouped into two economic paradigms.
Content Type(s): Staff research, Technical reports Topic(s): Economic models, Monetary policy and uncertainty JEL Code(s): C, C5, E, E5, E52, E58
The Performance and Robustness of Simple Monetary Policy Rules in Models of the Canadian Economy
In this report, we evaluate several simple monetary policy rules in twelve private and public sector models of the Canadian economy. Our results indicate that none of the simple policy rules we examined is robust to model uncertainty, in that no single rule performs well in all models.
Content Type(s): Staff research, Technical reports Topic(s): Monetary policy and uncertainty JEL Code(s): E, E5, E52, E58
The Role of Simple Rules in the Conduct of Canadian Monetary Policy
Bank of Canada Review - Summer 2002 Denise Côté, Jean-Paul Lam, Ying Liu, Pierre St-Amant
The third strategy employed by the Bank when dealing with uncertainty is the consideration of appropriate simple reaction functions or "rules" for the setting of the policy interest rate. Since John Taylor's presentation of his much-discussed rule, research on simple policy rules has exploded. Simple rules have several advantages. In particular, they are easy to construct and communicate and are believed by some to be robust, in the sense of generating good results in a variety of economic models. This article provides an overview of the recent research regarding the usefulness and robustness of simple monetary policy rules, particularly in models of the Canadian economy. It also describes and explains the role of simple rules in the conduct of monetary policy in Canada.
Content Type(s): Publications, Bank of Canada Review articles Topic(s): Monetary policy and uncertainty
Long-Term Determinants of the Personal Savings Rate: Literature Review and Some Empirical Results for Canada
Staff Working Paper 2000-3 Gilles Bérubé, Denise Côté
This paper examines the structural determinants of the personal savings rate in Canada over the last 30 years, using cointegration techniques. The main finding is that the real interest rate, expected inflation, the ratio of the all-government fiscal balances to nominal GDP, and the ratio of household net worth to personal disposable income are the most […]
Content Type(s): Staff research, Staff working papers Topic(s): Domestic demand and components JEL Code(s): C, C2, C22, E, E2, E21
Consumer Attitudes, Uncertainty, and Consumer Spending
Staff Working Paper 1998-16 Denise Côté, Marianne Johnson
This study examines the link between consumer expenditures and the Conference Board's Index of Consumer Attitudes, an index highly regarded for some time as a useful leading indicator of consumer expenditures. However, the theory that identifies why it may be useful in an analysis of consumption is less well established. To explore this question, we […]
Content Type(s): Staff research, Staff working papers Topic(s): Domestic demand and components, Economic models JEL Code(s): D, D1, D12, E, E2
An Econometric Examination of the Trend Unemployment Rate in Canada
Staff Working Paper 1996-7 Denise Côté, Doug Hostland
This paper attempts to identify the trend unemployment rate, an empirical concept, using cointegration theory. The authors examine whether there is a cointegrating relationship between the observed unemployment rate and various structural factors, focussing neither on the non-accelerating-inflation rate of unemployment (NAIRU) nor on the natural rate of unemployment, but rather on the trend unemployment rate, which they define in terms of cointegration.
Content Type(s): Staff research, Staff working papers Topic(s): Labour markets JEL Code(s): E, E2, E24


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that comes to mind? Got it?
untarnished place. Isolated, vast; alive, ever-changing. Challenging?
Sure, it's nature. It's real life. No people, no strip malls, no conveniences.
challenging, even foreign. And that's really strange, because in truth, it's home.
truly beautiful, natural, un-touched places left on our planet.
my favorite things is how the air smells. If I could bottle it, I'd be rich.
Wait… I AM rich, just being here.
its remoteness, strength and peace, you lose the need for anything else.
for at that moment I felt even safer.
to be, it is a dream, a hope. It is you and me, in the deepest parts of ourselves.
life on each from time to time.
So glad you are living the good life. The simple life. Here's to MANY more years.


Dev Starts to investigate about the payal case and court case… He asks his friends for help. .
Elsewhere akaash disguises himself and puts a cctv camera in ganguly house… He gets worried when shourya enters and tells he has seen him before. .
Precap: Shaurya comes to Durga's house. Durga's dad says he will call her, but Shaurya says she must be busy or must be resting. After he leaves, Durga tells her dad something is going on in Shaurya's mind.
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text:
Approval of Aberdeen's offshore wind farm one step closer
The consortium behind the plan to build the 11 wind turbines have announced a series of working agreements with turbine manufacturers and adjustments to the project, further cementing its commitment to see construction through.
As well as proposing to build 11m bigger turbine blades, the consortium, which includes Vattenfall, Technip, and the Aberdeen Renewable Energy Group (AREG), want to increase the height of the units by 3.5m. It has signed Memorandas of Understanding with six turbine manufacturers.
Iain Todd, spokesman for the project said that placing the smaller wind turbines closest to shore and the larger ones further out to sea would minimise the visual impact of the wind farm, and expressed his hope that this would boost the chances of approval by politicians at Holyrood.
"[The project] would help to attract a new wave of inward investment in plant and facilities and capture the major jobs creation that will come with this," said Mr Todd.
He added: "Cities like Bremerhaven in Germany and Esbjerg in Denmark are already taking advantage and prospering from the growth in this expanding industry. So should Aberdeen."
The most prominent critic of the proposed £230m wind farm is Donald Trump, the American millionaire who built a golf course with sea views out onto the site where the 11 turbines would be built.
Mr Trump opened his golf course just over a month ago, and has put plans for the construction of hotels on the site on hold until a final decision is made by the Scottish Government.


I am 67 years old and I never received my new Medicare card. My sister, who is 71, says she received her card months ago. I am very concerned. My old Medicare card has my Social Security number. Medicare redesigned the cards to have random letters/numbers to protect seniors from identity theft. What do I need to do to get my new Medicare card?


Mr. T.D. Butler donated some insects from around Cape Town and Caledon to the South African Museum in 1893, followed by more insects from Caledon the next year. He is again mentioned in the museum's Annual Report in 1905, having donated various insects from Johannesburg. In 1908 he donated ants from Kimberley, and some arachnids. During that same year he also presented to the museum a collection of 71 birds, representing 37 species, from the Modder River, a nest of the white-browed sparrow-weaver Plocepasser mahali, and some hares and steenboks.
Cape of Good Hope. Report of the Trustees of the South African Museum, 1893, 1905, 1908.
Robertson, H. Biodiversity explorers. http://www.biodiversityexplorer.org/people Retrieved on 2016-1-26.


(Yicai Global) Oct. 13 -- Three e-commerce apps backed by Chinese e-commerce giants Alibaba Group Holding Ltd. [NYSE:BABA] and JD.com Inc. [NASDAQ:JD] topped a ranking of e-commerce mobile applications in China by active user numbers in August, according to a report released yesterday by Analysys China.
Taobao, JD.com and Tmall took the top three spots in the list. Tmall is a premium version of Taobao, which implements stricter requirements for sellers.
Taobao remains the most popular e-commerce application in the country despite the number of active users falling to 390 million. The number of JD.com's app users continued to grow and exceeded 150 million, while Tmall recorded a modest increase in the number of monthly active users, reaching close to 50 million.


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For many people, particularly the elderly, it makes sense to consider what may happen to a beloved pet in the event of their death. Although owners cannot leave their estate to their pets in a will, owners can use provisions in their will to ensure their pets are cared for. Owners need to take several factors into consideration when planning on including a pet in their will.
One way to ensure a pet is cared for after your death is to include a provision in your will bequeathing the pet to a friend or family member. The person who will receive the pet should be aware of your intentions in advance and agree to look after the animal. If no one available to care for your pet, you can find a shelter or other charity that agrees to care for your pet. In your will, you can bequeath your pet to this shelter, along with a cash amount to cover expenses.
Owners can bequeath money to the designated caretaker to pay for the care of the pet, but the caretaker will be under no legal obligation to use the money to care for the pet. In some states, however, pet owners can make a conditional bequest, in which the caretaker is required to spend the money on the pet. In this situation, it will be the executor's responsibility to ensure the pet is being looked after. The New York Bar Association suggests that leaving a very large sum for pet care may lead to a challenge to the will, with the court invalidating the bequest. To prevent this occurrence, the Bar Association suggests including a clause in your will in which anyone who unsuccessfully challenges your will is disinherited.
Although animals cannot inherit directly, in most states they can be beneficiaries of a trust created to care for the animal. Two types of trusts can be used: a testamentary trust, which is created in a will and takes effect on the death of the owner, and an inter vivos trust, which takes effect while the owner is still alive. The trust names a trustee to manage the trust and ensure the animal is cared for. In most states, the trust lasts for the lifetime of the animal. In some states, pet trusts exist under a time limit; for example, in New York the limit is 21 years. If your pet has a long life span, you can name an animal sanctuary to act as remainderman for the trust. The remainderman takes the animal and any remaining funds when the trust expires.
In many cases, a time lag will exist between your death and the execution of your will. If your estate is large or complicated, probate can take many months or even years. You can include a provision in your will that allows the executor to use funds from your estate to care for your pet while your will is in probate. Your will should specify that any money used for care of your pet should be paid from the estate as an estate administration charge. To spend this money, your executor will need a court to issue letters of administration. As these can take some time to obtain, you should also arrange for someone to look after your pet in the period between your death and the executor being issued the letters of administration.
Many people choose not to write their wills until they are well into adulthood. Seniors who are writing a will often have different concerns than they had as young adults. When planning your will as a senior, it's a good idea to keep certain points in mind to ensure that all your bases are covered. Consulting an attorney who practices estate law in your state can also help you ensure your will is valid and does what you want it to do.
Without an estate plan or will, your state's laws determine how your assets will be distributed upon your death, typically giving your property to close relatives. However, with the right planning, you can donate your entire estate to charity using tools like a will or trust. A will gives gifts outright, and trusts manage your assets while giving periodic payments to the charities of your choice.
Can Pets Inherit in Wills?
The love you feel for your cherished dog or cat may be just as strong as the love you feel for another human being. The need to make sure that your furry family member is provided for should you die is born out of this tight human-pet bond. However, while you view your pet as a furry person, the law sees him as a piece of personal property. Hence, this is the reason why pets cannot inherit in wills.
What Age Do You Need to Be to Inherit a Trust From a Will?


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Rina Sawayama enlists Bree Runway for remix
"XS" by Rina Sawayama featuring Bree Runway
Rina Sawayama has released a new remix for "XS,"featuring Bree Runway, from her debut album, SAWAYAMA, now out via Dirty Hit Records. The original song was written by Rina alongside Kyle Shearer, Nate Company and Chris Lyons with production by Shearer, Rina, and Rina's good friend and producer Clarence Clarity.
Rina Sawayama on "XS:"
"XS is a song that mocks capitalism in a sinking world. Given that we all know global climate change is accelerating and human extinction is a very real possibility within our lifetime it seemed hilarious to me that brands were still coming out with new makeup palettes every month and public figures were doing a gigantic house tour of their gated property in Calabasas in the same week as doing a 'sad about Australian wild fires' Instagram post. I mean I'm guilty of turning a blind eye too, because otherwise it makes me depressed. We're all hypocrites because we are all capitalists, and it's a trap that I don't see us getting out of. I wanted to reflect the chaos of this post-truth climate change denying world in the metal guitar stabs that flare up like an underlying zit between the 2000s R&B beat that reminds you of a time when everything was alright."
SAWAYAMA includes a diverse range of tracks, from the nu metal "STFU!," to the club track "Comme Des Garçons" and "Chosen Family," her ode to the LGBTQ+ community. SAWAYAMA is an album that encompasses who Rina is. She explains: "The album ultimately is about family and identity. It's about understanding yourself in the context of two opposing cultures (for me British and Japanese), what 'belonging' means when home is an evolving concept, figuring out where you sit comfortably within and awkwardly outside of stereotypes, and ultimately trying to be ok with just being you, warts and all."
Born in Japan, Rina and her family emigrated to the UK when she was five years old. During her teenage years she discovered her love of music and academics, the latter leading to a place at Cambridge University where she also began to notice the cultural differences and ostracization amongst different races. These experiences allowed Rina to carve out her own identity, entwining her culture with her western life, evolving into an artist who defines her own unique style of pop.
SAWAYAMA
Dirty Hit
1. Dynasty
2. XS
3. STFU!
4. Comme des Garçons (Like The Boys)
5. Akasaka Sad
6. Paradisin'
7. Love Me 4 Me
8. Bad Friend
9. Fuck This World (Interlude)
10. Who's Gonna Save U Now?
11. Tokyo Love Hotel
12. Chosen Family
13. Snakeskin
Pale Waves Debut Video For "Easy"
Pale Waves Debut Video For "She's My Religion"
Northern Transmissions Best Albums of 2020
Pale Waves Share "She's My Religion"


text:
Q: Python loops too slow for numpy ndarray I have an image as a matrix (ndarray) of shape (720, 1280, 3) with RGB pixels (variable: original) and another ndarray of shape (720, 1280) which is made of booleans (variable: im).
for every True value in im I want original's corresponding pixel to be of color [0, 0, 255].
I tried (with both arrays flattened)
for i in range(im.size):
  if(im[i] == True):
    original[i] = [0, 0, 255]

but its too slow to have it as a video output.
Any ideas how I can speed this up?

A: This is the same as doing (without flattening your arrays):
original[im == True] = [0, 0, 255]

That is the vectorized representation of your for loop.


: Welcome back to the outcomes rocket podcast for we chat with today's most successful and inspiring healthcare leaders. Today I have a special treat for you today. His name is Mike Boblitz. He's a vice president of planning and business development at Gwinnett health system. He's experienced in strategy marketing and business development. He's got a demonstrated expertise in the healthcare and hospital system industry with a strong foundation leveraging strategy and market analytics to enable strategic growth and competitive environments. He's done a lot for the health care system where he currently works as well as previous healthcare systems that he's contributed to. He's a unique leader with a diverse experience in leading academic as well as community health systems. And he spans many different types of markets health care management. He's done includes real estate construction services and facilities and he's also served as an adjunct professor at James Madison University for nine years. Such a pleasure to have you on the podcast Mike. And if you have any any details that maybe I left out would love to have the listeners have welcome.
: Thank you saw. No I think that was a great introduction as you can tell I just just enjoy planning and strategy so much. I remember going way back to my first planning job planning analyst position at a place called Martha Jefferson Hospital in Charlottesville Virginia. Probably the second week on the job I was sitting around the table. Exactly. Even the CEO was talking about how that hospital had become landmarked. It was a 100 year old hospital and they continue to be declined by local zoning to expand in the city. And the time has come to really build a business case to build a new hospital to relocate and not something about that. I was hooked. Way back as a young recent college grad I said planning is what I'm about. I'm all I just want to have my career devoted to planning and strategy.
: That's awesome. What a great story. Sounds like they threw you right into it from the beginning.
: Did it. I was fortunate. Know that it had working at smaller it was a smaller 176 bed hospital that very well-managed. I've found that we work in smaller smaller organizations. You get to get broader exposure and for someone right out of college that was just what I needed to get started.
: That's amazing. So you could have done a lot of different things Mike but you decided to get into health care. Why did you decide that?
: That's a great question. So my middle name is Crile C R I L E and my office was got a picture of what I'm told is the last remaining picture of a gentleman named Dr. George Washington Crile who is the founder of the Cleveland Clinic.
: That's right. You didn't leave. We've had a long. Obviously most of my family have worked in health. My dad actually still working as the chief administrative officer for orthopedics and sports medicine University of Virginia. My mom is the head nurse for the cancer center at UVA so we just always had a family focused around healthcare and I'm just fortunate to also be able to work in this space.
: What a cool story. Mike so it's in it's in your roots. It's a tradition that you've honored and you've just continued with.
: Correct. And you know I thought about going into sports medicine outer space as the young kid. A lot of people are heroes and people they look up to. And for me it wasn't necessarily athletes or entertainers. There is a Dr. Frank McHugh and Doc McHugh was the founder really the grandfather of a sportsman's medicine and he really wrote the book and before of managers it was dark. So growing up I had a chance to follow him around in the football field and eventually start working in the training room in high school and taping vehicles of athletes enjoying physical therapy treatments on athletes and kind of started thinking about going into a medical career and I'll never forget it it was probably my first year of college where your doctor said you know if you're going to make it and you really think about sports medicine and want to think about being a doctor you're going to be to start watching me in surgery and I'll never forget I went and watched him doing an ACL repair and all I can remember is just all of a sudden it getting very fuzzy and that's you know down the hallway and a nurse or something or you know quickly that the medical provider saw I really wasn't for me but I still loved it and my dad made a great career being an administrator. So I switched that James Madison University from kind of a medical path to a health care administrator path and just haven't looked back since. It's been a great experience for me.
: Wow. Wow. So you had that episode but you found a way to stay with it. And Michael you had such an amazing career. There's a lot of health care leaders out there that are really just working to find the best way. There's a lot of change in health care right now and so in your thoughts what's a hot topic that needs to be on their mind and how are you guys addressing it there over at Gwinnett?
: You know I think the hot topic right now is really changing your focus from historically healthcare has been really delivered from a provider's lens. And you know and you read it all the time it's all over the news that it really has become a consumer game and health care at least back when I was in grad school was what they call price and elastic. You can raise prices and demand is still there and now consumers and there's a lot of data out. A recent study said that as many as 40 percent of probably mature consumers are under high deductible plans. So it's become this retail medicine agenda really fast. So I've really worked hard at my organization and actually prior organizations to change that mindset from a provider lens to a consumer lens and really understanding the types of consumer segments that are in your market and changing up the delivery the way that they want it and try to build loyalty that way. And I think that's really something that is extremely important for healthcare systems around the country to really embrace and pay attention to.
: Yeah Mike that's such a great call. You know and there definitely is that big shift you alluded to the rising costs of of those deductible plans that is forcing health consumers to really be more mindful about the dollars that they spend. Can you walk us through some examples of what you all are doing at Gwinnett to help address this market and not from a provider lens but from a consumer lens?
: Yeah. Happy to give you some examples. So when I first got down to Gwinnett about four years ago one of my first orders of business was to develop a new strategic plan to carry the organization into the future and so I started saying step back literally understand not just the population but the consumers in this market. There's a lot of data out there Experian for example Truven has different segments in the top segment and our market is a group that I found called kids in quarter sacks and they have two really interesting characteristics that popped out right away. They really if you'll come this reach on medicine thinking that we've been embracing here and that the first is there are about 52 times more likely than an average U.S. household to want to have urgent care. The second there are about 50 times more likely than an average U.S. household one to have access to providers or mines more mine etc. So I formed a urgent care company outside the hospital because hospital pricing has been the barrier as you think about retail medicine. And we formed a joint venture called Choice One urgent care at the national partner and that just exploded right out the gate. So that when we first try to understand how consumers wanted health care in this case the top consumer wanted urgent care and by default, it's done very well. And then this past year we rolled out an online scheduling and same things just exploded. We're getting a lot of results out of that including in our market there have been a lot of population that just don't have primary care doctors and our markets growing two and a half times us average people are coming in trying to use iPad and iPhone to figure out where can I find a doctor. And we're standing out in that game because it's easy to help your dividers. Nationwide there are challenges they don't answer the phone well and consumers just want direct access. So those are some examples where we're really embracing this whole consumer mindset and finding some success.
: Those are some wonderful examples Mike and one of the things that I feel like really differentiates you as a leader in this space is the ability to not only think about the ideas but execute them. You know execution is such a talent in our space it's hard to make it happen. What would you say is one of the contributing factors that has helped you and your team be able to execute on these ideas?
: Oh yeah I've learned to live in fortunate to have worked with some really good organizations in the healthcare space. And so the key to me is really before you even get started about what should we do urgent care you know should we build expand product lines et cetera take a step back as I did when I got here and really engage your management team on a very thoughtful strategy and strategic plan and really get a senses to what that looks like in this case including urgent care and really get that bind up front. So then the execution becomes very easy.
: So you get strategic alignment and then from there the execution just follows.
: Correct. And you know the key is with any strategy this first step is really having a very thorough in what I call environmental scan and that's where the kids and Colla sites came up and really educate the management team as to what these fund is are and bring forward ideas that should be considered as far as strategy and get support for that and that to me has been my success and when others think of do it different ways. But to me that's that's the right path.
: I think you just do such a great job of this Mike and listeners do as Mike is suggesting here. You know do a thorough environmental scan, understand what you're getting yourself into and align your leadership team to your vision and then execution just becomes secondary. So Mike there's no doubt you've had a lot of success. You guys have implemented some really great programs. Give us an example of the other side of the coin maybe maybe a program that didn't work and a setback. What did you learn from that and take us to that story?
: Sure. I'm trying to think of a good example of a program I would say so related to the retail medicine agenda. My take is and I'm really working hard to leverage our success and urgent care where you know healthcare a lot of these outpatient services are now commodities right who are shopping, urgent care is a great example but also not forget about imaging and you've seen in the news nationwide payers are starting to really steer their beneficiaries away from hospital pricing to do commodity pricing right, and freestanding services. And what are those. I tried to push actually right after urgent care and the trend just wasn't right because the challenges on the financial front was forming a similar company around medical imaging and we just have not yet been able to launch that because of the challenge of transitioning from hospital pricing today to commodity pricing tomorrow and you know how do you make up enough volume on the demand side to last that price differential. Right. And so I'm still working on that agenda. I think that that hopefully we've got to get there because you're seeing all the news that I'm seeing that payers are over that. And if you don't start to integrate that it'd be that outside the hospital over time is just you know I don't see how hospitals can stay in that game. That's one example Takamine I can think of. I wouldn't say it's Baille just the time wasn't quite right but after my effort there since we're seeing now all these payers coming out and aggressively trying to re-steer patients away from hospitals maybe hopefully this next year we'll get another chance to reintroduce that idea.
: Yeah that's fascinating. Thanks for sharing that. And you know I mean for example here in Chicago, Mike, I'm seeing these these MRI places pop up like and they're literally right next to the subway like the subway sandwich place or like next to the Red Robin and Mawle strips. So I don't know. I think your timing may be maybe on-point right now.
: Absolutely. I think you know consumers want you know since they were seeing healthcare the way that the retail and how they shop right and you know our urgent care centers as an example we located in strip centers, we relocate and retail malls where you might have other services to shop in. And I think that's what consumers want. I think imaging is not on the equation as well as other commodities like physical therapy and web services.
: Yeah it's funny that you mentioned physical therapy because just a couple of days ago I had a group of PT folks that are putting together think of Uber meets physical therapy. They're pairing physical therapists with patients through a mobile app. Wow. Yeah and they seem to be having some pretty good traction. So yeah I mean you're definitely your mind is in the right place here. And I think we are seeing this shift. I think it's so key that we get focused hyper focused on this folks. Take a note from Mike here. They're definitely skating to where the puck is going over there at Gwinnett. Now Mike tell us the other side. Give us an example of how I mean so the retail side of medicine has worked for you guys with the urgent care is there any other success story that maybe you want to share with us?
: Yeah I'd say there's many memories back going back to Martha Jefferson Hospital way back when I had the chance to build a case to expand our network in my first primary care practice and got to take it from idea to execution and that was a lot of fun and then going forward. When I worked in a system that Mamun called up or just be help. I then kind of got a chance to build my first 40,000 square foot outpatient care center. And that's Mayor Simar more bigger projects and so every organization I've had proud movement I would say really at a high level what I really enjoyed the most current organization included is coming in and really trying to develop this culture of planning, really bringing your management team together so I have a team called Planning Council where I've got HR, I,T finance, marketing, operations, everybody together and leadership roles in those areas and I really take time to engage them about, hey forget about all the fires and all the challenges we're dealing with today and operations it's really dedicate time each month to focus on strategy and really how we need to think about the future. And then that really it's going back to what I mentioned earlier about the execution side get that by and it didn't have all the stakeholders with you so to have strength in numbers when it comes to how to implement and grow your organization.
: That's pretty awesome that your approach is so thoughtful and with change in health care it's happening. There's no doubt that it is it's a wave and you're riding that wave MIke, like a lot of people are getting crushed by it but you're riding it.
: Absolutely. So tell us about an exciting project or focus that you're working on today?
: You know I think right now our current strategic plan that I had was my first order of business when I moved to Georgia expires June 30th. And so for the past six months I've been working on what I call Vision 2025 that really sets a new course and helps us continue to take advantage of some of the things we've been already working on as well as focus on what's next. And that's been a lot of fun. We spent a lot of time with physician leadership meetings a lot of time with our board, a lot of time with our management team and you know that will start to take effect officially July 1 which is our fiscal year. So I think that I've enjoyed that. And in that it talks about about continue to fuel this retail medicine agenda as well as you know there's in our market still traditional organic growth and opportunities where focusing hard on how we you know continue to grow our service lines and we have three areas of focus and Vision 2025 one is developing and evolving this consumer-oriented network with ambulatory services front and center but also one one area of focus is expanding our product lines across the full continuum and they are trying to focus on now is how do we change our mindset from historically and acute encounter based delivery model to one that really focuses just as much on prevention and like for example we have historically seen as many as 70 patients in our beds at a given time with either acute or chronic heart failure. It's time to think about how do we start to better manage those patients outpatient and focus on cardiovascular disease centers of care and so these are some of the fun things that we're starting to kind of work on next that I think are the right models for delivery system in the future. As for us your better full. And so how do we better manage patients that could be prevented from an inpatient admission and how we'd better manage them without patient resources and really preserve our precious capacity for the most sick and complex patients.
: I think that's really great that health and wellness approach and folks if you're listening to this and if you're in Georgia you probably already like all about. I got to get over to to Gwinnett if I need any services. They're definitely skating to where the puck is going and obviously Mike here is a testament to that. And so Mike for your efforts and everything that you've done there I mean it's definitely gone a long way for the system and the communities that you serve. Let's pretend you and I are building a medical leadership course on what it takes to be successful in health care strategy today the 101 of Mike BioBlitz. And so we got a syllabus here we're going to do it lightning round style. We've got four questions and then maybe you could share with us a favorite book or resource. You ready?
: So I think there's really two components to this. One is and I mentioned this a minute ago is how do we reengineer our product lines and our services from this acute episodic model to one that really focuses on prevention. Right. And what I didn't mention earlier is another example where we've been successful is we really study neuroscience in back pain and found that we have a large number of back pain conditions hitting our emergency department heading our inpatient facilities. And we study the marketplace and found that there's there's tons of spine surgeons on every corner and they're all really set up to really focus on surgery. At the same time let's face it you and I included surgeries the last thing that we want. Right. And so we focused on how do we differentiate in a super crowded market. We created this concept called The Back Pain Center and basically the Bactrian center basically set up to do everything we can and make surgery last on the agenda. And that's been extremely successful and we also realize nurse in our research that consumers need prompt access right. And that's why they're hitting emergency departments around the country and so we created a 24/7 call center that offers prompt appointments and we also created an online scheduling which as far as I can tell were the only neurosurgery program in the state of Georgia that offers that type of solution where basically we'll see now. And if you need to connect with an appointment in the morning through our call center or if you want to get the advice and just pick your appointment we'll be ready to see. And we set up basically a model where it's met by mid level providers who have very rigid protocols as an extension of the neurosurgeon to receive you, really give you that care plan and figure out a let's try physical therapy maybe you need pain management and then occasionally you might need surgery and that we're going to do all we can to avoid that. So that's kind of one example of when I talk about reengineering product lines that to me that that's the value proposition and are back in center that we launched this past year. Is that an example. You know what we need to do more of.
: Now that's fascinating. So as you do these things what would you say the biggest mistake or pitfall to avoid is?
: The biggest mistakes or pitfalls. I would say is really just not embracing a culture of teamwork and creativity. You know early in my career I found I saw a lot of organizations where they paid so much fear and failure to me Oh I've always said I'd gladly trade you know one failure for five successful projects that you know an improvement to our organization as well as the community we serve. And so I think that's the biggest mistake that some places can make as you've got to really focused hard and create this culture of teamwork in creativity.
: For sure. I think that's so valuable. And how do you stay relevant as an organization. Despite all the change I think this is so key for you guys I mean you guys did such a great job but what would you how would you sum it up. How do you stay relevant despite all the change?
: You know the key is wrapping this up right now but just having a very disciplined planning process that routinely steps back. Forget about all the stuff happening in the four walls of our institution and monitors how is the marketplace changing around us and really conducting a thorough internal assessment to understand how we are situated in that changing marketplace and what gaps exist that we really need to address in order to stay relevant in order to stay successful and we do that once a year through our planning process and I think that really helps us think about those key changes that are required in order for us to continue to move forward in New York in this very crowded market in a rapidly changing marketplace of healthcare.
: Mike what would you say one area of focus that should drive everything in a health organization is?
: Similar to our talk entirely today as you know having that culture of planning that includes all stakeholders. You know from operations, finance, marketing, human resources I.T. and bring all those folks together to really to embrace you know how this organization to evolve and grow and including all of those folks in that mindset in those parts and I think that's really something that you know we've done well and allowed us to have really a team approach to strategy and evolution. And I think others really need to focus you know in that regard to make sure that you have that buy-in then you know early on in my career I sometimes have learned the hard way and there's there's one overexertion that I found early in my career that really was siloed and really didn't bring in all the stakeholders and they're not surprised. The plan was not very robust at that particular organization and that's a major challenge. And so again as I mentioned earlier you know I've been very fortunate to work at great systems and really learn what works and what doesn't work and I think that you know this culture of planning is so important for us and for others.
: I think that's great. Mike what favorite book or resource would you recommend to the listeners?
: Or you know is not really your favorite book or resource other than I just think it's just so wonderful the amount of information now that it's available both digital as well as through books about you know strategy and this changing health care market and so on constantly as a sponge trying to embrace all that information that leaders around the country are sharing and really helping me think OK what are we doing wrong or what are we missing and incorporating that great information as part of our strategy for the future.
: Love it Mike. This has been a ton of fun. We've we've covered a lot of things and we've gotten here to the end the time always flies when we have fun. But before we conclude I love if you could just share a closing thought with the listeners and the best place where they could collaborate with you if they wanted to.
: The best place to collaborate or connect obviously you know length then we can connect that way and for anyone in Georgia obviously looked me up and let's get together. You know I think a closing thought just to really embrace the changing environment. I think you know a lot of folks who are somewhat uneasy about how fast healthcare is changing and you know how hospital services are moving away into these these retail models. So quick and do get excited about that to really embrace the changing environment and really think outside the box to help your organization, stay competitive and relevant in changing times that we're in, I think this is so important.
: Outstanding Mike there's no doubt you guys are skating to where the puck is going. You guys are a forward thinking organization and you are an outstanding leader. My friend. I appreciate you spending time with us today and looking forward to staying in touch with you.
: That's all, I appreciate it. You're doing great things. Keep up the great work that you're doing and bringing all these great leaders together to share best practices and ideas and continue to be a great listener to all you're doing and never hesitate to call on I come here to help you guys.
: Highly appreciated my friend.


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text:
Women entrepreneurs face 'persistent barriers' including sexual workplace politics, council says
By Paige Ellis
President Donald Trump and Canadian Prime Minister Justin Trudeau host a meeting with women business leaders in the Cabinet Room of the White House in Washington, Monday, Feb. 13, 2017. , AP Photo/Evan Vucci
Paige Ellis
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Female entrepreneurs are hampered by "persistent barriers" such as sexual workplace politics and inadequate access to scale-up capital, according to the first report released by a cross-border council dedicated to improving women's economic participation.
The paper, written by the Canada-United States Council for Advancement of Women Entrepreneurs and Business Leaders, was released nearly a year after the group launched with much fanfare a month after U.S. President Donald Trump's inauguration on Jan. 20, 2017.
Wonderful meeting with Canadian PM @JustinTrudeau and a group of leading CEO's & business women from Canada🇨🇦and the United States🇺🇸 pic.twitter.com/Rxr31QpxMK
— Donald J. Trump (@realDonaldTrump) February 13, 2017
The debut report titled, Supporting and Growing Women-Owned Businesses, argues both Canada and the U.S. are "selling themselves short" by failing to properly support female leaders.
"There is huge economic benefit to be realized by increasing the number of women business owners," the council states, citing a Royal Bank of Canada study suggesting a 10 per cent increase in women-owned firms would add nearly $200 billion to Canada's economy.
BNN Graphics
The first of four barriers identified in the report is a lack of "growth capital" for women looking to expand their businesses.
The 10-member council, which includes Linamar CEO Linda Hasenfratz and General Motors CEO Mary Barra, describes the problem as "complex".
"On one hand, women are less likely to seek funding and tend to rely on personal savings," the report states. "On the other, research finds that women are less likely to receive funding when they do seek it."
The issue is exacerbated by a well-documented reluctance by men and women to spend time alone together either professionally or socially.
"A recent survey found that half of junior women and two-thirds of senior men shied away from one-on-one sponsorships out of fear that others would perceive a sexual relationship where there was none," the council writes.
The report notes that working relationships are under greater scrutiny in the wake of high-profile sexual harassment and assault scandals, which have even ensnared President Trump.
While the allegations against President Trump have not been proven in court and the report does not address them, the council says it is "critical" that women are supported and encouraged as they come forward.
"A big takeaway is the need to challenge harmful social attitudes and biases, but also to be mindful of overcompensating behaviours that can further isolate women in business," the report says.
Among the council's four recommendations to Canada and the U.S. is to expand the use of so-called supplier diversity programs in the public and private sectors.
According to the report, the Canadian government lags the United States when it comes to sourcing from diverse companies.
"Canada has no formal 'set-aside' program for women-owned businesses, and the proportion of public procurement dollars going to women-owned businesses is not formally tracked," the council writes.
The paper also calls on both countries to lower the cost of child care, but falls short of criticizing the U.S. for being the only OECD country to offer no paid family leave on a national basis.
"We recognize that Canada and the United States have taken different approaches to family policy… and do not suggest there is a 'one-size-fits-all' solution'," the council notes in the report.
The Council for the Advancement of Women says four more reports are forthcoming, including a paper on boosting women's ranks in science, technology, engineering and math.
The council is among the few remaining advisory committees to the U.S. president. Last summer, at least three committees disbanded in the wake of Trump's comments that "many sides" were responsible for violence at a white nationalist rally in Charlottesville, Va.
Citigroup to raise pay for women in U.S., U.K. and Germany
BBC's China editor resigns over pay gap dispute
Revised suit alleging gender pay gap faults Google for asking hires about prior pay


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text:
LBSU 65
Long Beach State Overall (2-6)
- Pac-12 Network
USC 75
USC Overall (5-2)
Total: 161½
781 Long Beach State 49ers +1200 Under -110 (+16.5) -110 Cover: 6.5
782 USC Trojans -2400 Over -110 (-16.5) -110 UNDER: 140
781 LBSU +1200 Under: -110 (+16.5) -110 Cover: 6.5
782 USC -2400 Over: -110 (-16.5) -110 UNDER: 140
LBSU
USC(-16.5)
USC(-17)
161½
LOS ANGELES (AP) — Junior Nick Rakocevic scored 19 points and had 12 rebounds to lead a balanced USC Trojans squad to a 75-65 victory over the Long Beach State 49ers Wednesday night.
All five starters for USC (5-2) scored in double figures. Bennie Boatwright and Derryck Thornton each added 13 points, Johan Matthews had 11 and Shaqquan Aaron had 10.
Bryan Alberts and Jordan Roberts led the 49ers (2-6) with 13 points.
The Trojans looked like they might run away the game early in the second half, building a 14-point lead at 47-33.
But the 49ers got back in the game by scoring the next 10 consecutive points. They pulled within two three different times but could never catch the Trojans.
Rakocevic scored 13 of his points in the game's final nine minutes.
Both team struggled from the field in the first half.
USC led 36-28 at the break despite shooting just 40.6 percent, building the bulk of its lead on a pair of late 3-pointers. Long Beach shot only 31.4 percent in the first half.
The 49ers played without leading scorer Deishuan Booker (16.0 per game). A Long Beach team spokesman said he was suspended one game for a violation of team rules.
Long Beach State: Wednesday was the 49ers' fourth game against a Pac-12 team in their first eight games. They still have Stanford scheduled (Dec. 29) before starting conference play.
USC: Rakocevic's output on the boards was hardly a one-time thing. He entered the game averaging 11.7 rebounds per game, sixth nationally and tops in the Pac-12.
Long Beach State: Will play its seventh game away from home in its first nine games when the 49ers travel to the University of San Diego on Saturday.
USC: The Trojans face their first ranked team of the season when they play host to No.5 Nevada on Saturday.
More AP college basketball: http://collegebasketball.ap.org and http://www.twitter.com/AP_Top25
49ers Overall
49ers Away
10:00 PM at USC L 75-65 W (16.5) U (161.5)
4:00 PM Oregon State L 75-72 W (7.5) O (144)
4:00 PM Utah Valley L 87-72 L (2.5) O (149.5)
4:00 PM at Iona W 86-85 L (-5) O (160)
8:00 PM at Mississippi State L 79-51 L (20.5) U (151.5)
8:00 PM at Arizona State L 90-58 L (15) U (161)
6:00 PM Menlo W 78-57
10:00 PM at UCLA L 91-80 W (15.5) O (157)
Trojans Overall
Trojans Home
10:00 PM Long Beach State W 75-65 L (-16.5) U (161.5)
6:00 PM at Missouri State W 99-80 W (7) O (147)
8:30 PM at Texas Tech L 78-63 L (6) U (142.5)
9:00 PM Stetson W 95-59
8:00 PM Vanderbilt L 82-78 L (-1.5) O (150)
10:00 PM Robert Morris W 83-62
Long Beach State
Bryan Alberts (G) 35:00 5-13 38.5% 3-9 33.3% 0-0 0% 0 2 3 0 0 0 1 0 13
Jordan Roberts (G) 28:00 6-9 66.7% 0-0 0% 1-4 25% 4 7 2 0 0 3 1 0 13
Ron Freeman (G) 24:00 5-11 45.5% 1-3 33.3% 1-1 100% 1 8 1 0 0 0 5 0 12
Temidayo Yussuf (F) 17:00 4-11 36.4% 0-0 0% 1-2 50% 3 6 1 0 1 3 4 0 9
Mason Riggins (F) 24:00 2-4 50% 0-0 0% 1-3 33.3% 2 6 0 0 0 1 2 0 5
KJ Byers (G) 16:00 0-5 0% 0-2 0% 4-4 100% 1 2 0 1 1 0 2 0 4
Drew Cobb (G) 19:00 1-4 25% 0-1 0% 1-2 50% 0 4 2 0 0 0 1 0 3
Jordan Griffin (G) 4:00 1-5 20% 1-4 25% 0-0 0% 0 1 0 0 0 1 0 0 3
Edon Maxhuni (G) 20:00 1-6 16.7% 0-2 0% 0-0 0% 1 3 2 1 0 2 1 0 2
Demetrius Mims (G-F) 8:00 0-1 0% 0-1 0% 1-2 50% 1 1 2 0 0 0 4 0 1
Breamon Richard (G) 3:00 0-0 0% 0-0 0% 0-0 0% 0 0 0 1 0 0 0 0 0
Breyon Jackson (F) 2:00 0-1 0% 0-0 0% 0-0 0% 0 0 0 0 0 1 0 0 0
Milos Apic (F) 00:00 0-0 0% 0-0 0% 0-0 0% 0 0 0 0 0 0 0 0 0
Deishuan Booker (G) 00:00 0-0 0% 0-0 0% 0-0 0% 0 0 0 0 0 0 0 0 0
Colin Slater (G) 00:00 0-0 0% 0-0 0% 0-0 0% 0 0 0 0 0 0 0 0 0
Nick Rakocevic (F) 32:00 7-17 41.2% 0-0 0% 5-6 83.3% 2 12 2 1 2 2 3 0 19
Bennie Boatwright (F) 31:00 4-11 36.4% 1-5 20% 4-6 66.7% 2 7 2 0 1 1 3 0 13
Derryck Thornton (G) 31:00 5-10 50% 1-1 100% 2-2 100% 0 3 6 3 0 2 0 0 13
Jonah Mathews (G) 36:00 5-12 41.7% 1-3 33.3% 0-0 0% 2 4 1 0 0 0 1 0 11
Shaqquan Aaron (G) 27:00 3-7 42.9% 1-2 50% 3-5 60% 3 6 3 1 0 2 4 0 10
Elijah Weaver (G) 17:00 2-3 66.7% 2-2 100% 0-0 0% 1 2 3 1 0 3 3 0 6
Jordan Usher (G-F) 19:00 1-4 25% 1-1 100% 0-0 0% 0 2 2 0 1 1 2 0 3
Victor Uyaelunmo (F) 7:00 0-0 0% 0-0 0% 0-2 0% 0 1 0 0 0 0 0 0 0
McKay Anderson (G) 00:00 0-0 0% 0-0 0% 0-0 0% 0 0 0 0 0 0 0 0 0
J'Raan Brooks (F) 00:00 0-0 0% 0-0 0% 0-0 0% 0 0 0 0 0 0 0 0 0
Devin Fleming (G) 00:00 0-0 0% 0-0 0% 0-0 0% 0 0 0 0 0 0 0 0 0
Charles O'Bannon Jr. (G) 00:00 0-0 0% 0-0 0% 0-0 0% 0 0 0 0 0 0 0 0 0
Kevin Porter Jr. (G) 00:00 0-0 0% 0-0 0% 0-0 0% 0 0 0 0 0 0 0 0 0
USC(-9)
USC(-7.5)


Directions: This cemetery is located on State Highway 113, approximately 10 miles South of the city of Cartersville, Georgia. Raccoon Creek Church is on the right side of the road if you are heading south down State Highway 113 from Cartersville.
Grant, Radford Jr. "Raddie" 1871 1934 Grave was marked with brick with only initials on it. Thanks to Ramona Phillips for this unmarked grave and info.
Grant, Virginia Hovis "Jenny" 1870 abt. 1934 Tombstone sank into grave many years ago. Thanks to Ramona Phillips for this unmarked grave and info.
Hammond, Clyde W. Jun 20, 1894 aged 3 M. 18 D.
Hammond, Frank one date May 21, 1893 aged 2 yrs 4 mos.
Hovies, W. G. No dates [Located in Woodall Lot]. Per Ramona Phillips this is William George Hovis, brother of Virginia Hovis Grant.
Proctor, Mary May 6, 1926 Age 86 yrs.


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