text:
i want what SHE has
Female State of Mind
#143 Beth Bengston is Working for Women
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Beth Bengtson believes that real change happens when business talent supports non-profit missions, when women achieve economic independence, and personal passion meets organizational focus! She started WorkingForWomen (W4W) to provide a new operating structure that taps into all these pillars.
She learned the power of purpose-driven business practices through years of education and professional experience. She has an MBA from Schiller International University in Paris, France, and a BS in management from Penn State University; and is certified in empowerment design and facilitation through the Empowerment Institute. She has spent 20 years in leadership roles on the agency side and in-house at organizations large and small, facilitating change through communications internally and externally. Her focus is on helping organizations evolve and be purpose-driven.
Her work is strengthened by an energetic family – two adolescent boys, two dogs, and her husband – biking, hiking, skiing, and kayaking. Any remaining free time is spent with friends or alone in nature.
Beth says the key to success is taking baby steps toward your goals each day.
Today we talk about how she's fared personally during the pandemic, the state of women's issues/work and funding, what she's up to at W4W and taking care of our shared outdoor spaces. You can learn more about and make a donation to the Wallkill Valley Land Trust here.
Here's the info for Raising Hope's Fundraiser, Thursday, October 29th, 7-8pm.
Here's the info for Seasoned Gives Domestic Violence Awareness Yoga with Tara Sanders, Saturday, October 31st, 12-1pm.
And here's a link to my Full Moon Manifestation Zoom class on Friday, October 30th, 10am.
Want to explore Samhain, here's a place to start!
Several other articles that were mentioned can be found here:
The Pandemic's Devastating Toll on Women
Female Doctors Spend More Time and Earn Less
Today's show was engineered by Nick Panken of Freedom Highway on Radio Kingston.
Our show music is from Shana Falana !!!
Feel free to email me, say hello: she@iwantwhatshehas.org
Leave me a voicemail with your thoughts or a few words about who inspires you! (845) 481-3429
** Please: SUBSCRIBE to the pod and leave a REVIEW wherever you are listening, it helps other users FIND IT
http://iwantwhatshehas.org/podcast
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#132 Talking Socially Distanced Yoga with Juliana Machado, Jacquelyn Nash and Carisa Borrello
Joining me on the show today are the following passionate and generous teachers…
Juliana Machado (E-RYT 500) is a native of Brazil, who moved to New York in 2000 where she was introduced to yoga. She has taken 4 yoga teacher trainings since then: Ashtanga Primary Series a 200 Hour TT (2001), Forrest Yoga a 200 Hour TT (2006), and "Life of a Yogi" 500 Hour TT with Sri Dharma Mittra (2012), and the 800 Hour "Life of a Yogi" with Sri Dharma Mittra (2013). Juliana considers herself to be a lifelong student who is lucky enough to share and teach her lessons learned on this sacred science with all those who wish to receive it. She has taught in New York, Florida, California and in South America for the past 18. Juliana believes yoga is the "house of no judgement" where one of the best things a student can do is to practice as often as possible and never give up. Her teaching style comes from a belief in empowerment of the higher self and observance of the yoga ethical rules on and off the mat. She tailors her classes to fit needs of the ones in the room, so everyone in her class receives the maximum benefit from their time spent on the mat. With a background in contemporary dance and awareness through the movement, Juliana blends her artistic experience with her love of yoga, creating a unique space for self-exploration and discovery through the practice and power of yoga. Juliana believes that the highest we go, the easier it gets as we walk the path of yoga. After offering her classes widely across the globe, Juliana put roots down and opened Yoga Path for Healing in Catskill in 2017.
Jacquelyn Nash is a yoga teacher and co-owner of The Yoga House. With her roots and practice firmly grounded in the Ashtanga lineage, Jacquelyn's classes draw from the foundational principles of that practice but also incorporate the softer and therapeutic applications of yoga that she has absorbed through various trainings. Jacquelyn teaches with the intention to make yoga accessible to all people and to demystify the "secret language" of yoga. Inspired by the light-heartedness but also sincerity of many of her teachers, Jacquelyn's approach to sharing yoga is nurturing, compassionate, and seasoned with a touch of humor. Jacquelyn also owns and manages Hudson Valley Wedding Yoga, which organizes yoga classes for weddings, bachelorette parties, and special events.
Carisa Borrello is the director and owner of The Living Seed, which opened its doors to the Hudson Valley Community in the summer of 2000. Carisa is certified in Sivananda Yoga, Somatic Yoga, Yoga Tune Up, completed the Forrest Yoga foundation course and two Advanced Teacher Training Courses with Ana Forrest, Gil Headly's 6 Day Human Dissection Workshop and is initiated into the path of Andean Mysticism with Elizabeth Jenkins and Don Juan Nunez Del Prado. She is a certified Hanna Somatic Educator (CHSE) from The Novato Institute for Somatic Research and Training, and a level 6 Student and level 1 Instructor of I Liq Chuan, the Martial Art of Awareness, a family style Kung Fu based on principles of Tai Chi and Zen philosophy. Carisa is eternally grateful for the devotion, wisdom and insight that all of her teachers and ancestors have shared with her. Their passion for their arts, for healing the human spirit and mending the hoop of the people are a daily inspiration. She is honored to practice and share the art of Hanna Somatics, Yoga and the Internal Arts- they are gifts – bringing us back to ourselves so we can heal, love and grow to express our highest potential. Carisa creates a sanctuary, a sacred place for people to deepen their relationship to their spirits through movement, mindfulness, meditation and creative expression.
Today these ladies share how and why they got into yoga, how they became yoga teachers and then eventually yoga studio owners. We checked in on how they are doing business now with COVID forcing the closing of their physical spaces. They are all offering classes virtually and in person outdoors with some on demand options at the Living Seed and The Yoga House. They of course also offer private sessions and if you were inspired by Carisa's sharing of Hanna Somatics, she is also doing private sessions outdoors at her home and her studio which for pain management and other needs. They happily share how yoga has changed their lives for the better and offer ways to stay connected to the present moment versus in fear or anxiety during these uncertain times we are all navigating.
Because we broadcast out of Kingston, NY, I wanted to also recognize the other Kingston based studios, The Hot Spot offering outdoor and online classes, and Yoga Lab offering online classes.
Today's show was engineered Nick Panken host of Freedom Highway from radiokingston.org
Leave me a voicemail with your thoughts or a few words about who has what you want and why! (845) 481-3429
#131 Maggie Noe and Marine Nimblette from "Businesses United in Diversity"
Today I get to chat with Maggie Noe and Marine Nimblette who earlier this summer began collaborating on Businesses United in Diversity and will be having their first event this Saturday in Uptown Kingston at the DMV lot.
Maggie Noe, an undergrad double-majoring in International Area Studies and Business at Washington University in St. Louis, Missouri. An alumna of Kingston High School and resident of Woodstock, NY, Maggie has been connected to the community for her whole life, and is now finding a way to give back by hosting a COVID-19 relief event that recognizes the disproportionate negative impact COVID has had on minority businesses.
She was inspired by the Black Lives Matter protests in Kingston, seeing young leaders take charge got her thinking: "How, in my own way, can I give back to my community?" After rolling through ideas like running for mayor, she came about the idea of a food truck festival where all proceeds would be donated to Black Lives Matter charities. She called Marine with this idea, and thank goodness she did. Together, they made an undeveloped idea for a food truck festival into an diversity-centered business event to stimulate economic growth in the community.
Marine Nimblette is an undergraduate student at Northeastern University in Boston, MA. She is a Cell and Molecular Biology major planning on applying to medical school. She has a passion for helping people and wants to have a positive effect on this world. As an alumna of Kingston High School and a child of immigrant parents, she has always felt that the Hudson Valley has a strong sense of community. She believes that during this time it is more important than ever to unify and strengthen our community's resources by uplifting the members who have been neglected: minority groups. As a minority, she has experienced the hurdles that come with trying to be successful in a majority-white community and hopes to help alleviate this struggle for others by giving minority businesses an opportunity to showcase themselves.
Businesses United in Diversity's Mission: It is a known reality that minority businesses are subject to a lack of managerial and industrial resources, discriminatory lending practices, and an absence of community support. COVID-19 made this reality even more consequential: black-owned and minority-owned businesses have been disproportionately affected by COVID-19. COVID-19 has impacted businesses of all types significantly over the past few months by limiting foot traffic to a near-complete halt, restricting household incomes, and creating a fear of being surrounded by others that will last for years to come.
For these combined reasons, our mission is to help counteract the systemic hurdles and effects of COVID-19 that minority business owners (with an emphasis on black owners given the societal circumstances) have faced in the Hudson Valley. We want to host an event that will allow businesses to showcase their services and be exposed to a higher volume of consumers while practicing social distancing. Given that the removal of systemic hurdles minority owners face is encompassed in the mission of black lives matter, to represent the united support of the BLM movement by Ulster County we will be donating proceeds to local BLM charities.
Today we chat about how and why they put together this event, plus get into the personal and discuss college, COVID and self care.
We also heard music from Shana Falana ("Go Higher" plus all show music) and Nubya Garcia ("Fly Free")
#125 Anrika Colbourne of "One N Only Cakes"
Anrika Colbourne got her start at Ulster County Boces simply by being in the Culinary program, which opened a door to a whole new world! She later graduated from Johnson & Wales University where she was able to experience a myriad of new elements of the pastry world. She later studied in Peru and Canada, while she working in resorts, restaurants, and as a pastry instructor. From interning at Bobby Flay's restaurant, to working at small bakeries (sometimes 2-3 at a time), to the transition into the corporate world as an industrial pastry chef, her love always lied with cakes. She started One N Only Cakes as a home-based establishment created in Kingston, New York in 2013.Being a first-generation American to Caribbean parents, Anrika is a vibrant, passionate, innovative pastry chef with a strong Caribbean background, which is a big influence in her baking. Her love of flavor reflects in her baking with a somewhat modern style. She prides herself on her quality, original flavors and thinking of something new and creative with every request. After years of traveling up and down the east coast of South America, central Canada, and the east coast of America, Anrika is finally back home where it all started. One N Only Cakes offers a wide array of tiered and sculpted cakes for weddings, baby showers, birthdays and so much more!
We talk about how she got into and through culinary school, her various jobs and travels, landing back in Kingston to start One N Only Cakes, COVID quarantine, losing her grandfather, Love Slices, self care and overcoming self doubt!
Today's show was engineered by Nick Panken of Radio Kingston, www.radiokingston.org.
We heard music from Jill Scott, Nao, Jorja Smith, St. Beauty and Shana Falana.
#121 JoAnn Stevelos "Public Health Advisor, Researcher and Speaker"
Today I am honored to welcome JoAnn Stevelos to the show. A public health advisor, researcher and speaker, she started out working in a virology lab and has since worked for startups and nonprofits to prevent cancer, type 2 diabetes and other chronic illnesses, and is now presently the Executive Director for the Coalition for Supportive Care of Kidney Patients at the School of Nursing at George Washington University. She is a musician, playwright and writer who has used both her professional and creative skills in her work to prevent child violation, trauma, and sex trafficking, as well as to help political activists who have survived prison and torture receive the psycho-social services needed to help them reintegrate into society. She is published widely including a book about her own story as a victim, survivor, and advocate of child sexual abuse by clergy titled, Howard Be Thy Name.
Today we talk about some difficult yet important conversations like child sexual abuse, grooming of communities by abusers, childhood obesity, young male sexuality, pornography, and early childhood intervention to prevent abuse. JoAnn shares about her creative endeavors which have helped her do some pretty difficult work over the years, how her work with the Coalition has been affected by COVID-19, public health in light of what we're experiencing with COVID including an article she wrote about Helping Child Abuse Victims During COVID-19, and one of her favorite subjects, HOPE! She's truly a well of profound wisdom and a force of positivity whose story I am so happy to be able to share.
Thanks JoAnn, can't wait to follow along in all your creative endeavors!
Today's show was engineered by Manuel Blas of Radio Kingston, www.radiokingston.org.
We heard music from our fave, Shana Falana, http://www.shanafalana.com/
Leave me a voicemail with your thoughts or a few words about who has what you want and why! (845)481-3429
** Please: SUBSCRIBE to the pod and leave a REVIEW wherever you are listening, it helps other users FIND IT 🙂
#120 MK Burnell "More Music Podcast: Quarantine Beat"
Still in quarantine, still making it happen!
Today's guest is MK Burnell, host of the brand new podcast More Music Please: Quarantine Beat, where she chats with music industry professionals about life during COVID… and whatever else comes up. Until the pandemic shook things up, she was a radio host and music director with a particular passion for supporting local and emerging artists. She lives outside of Kingston with her partner and dogs. When not in lockdown, she performs with bands Locofreeq, Uncledad and Cold Flavor Repair.
We check in about how she's doing during the pandemic, how she got through being let go from her radio host gig mid quarantine, starting a podcast, some of her favorite musicians like Lana Del Rey and Taylor Swift, making music with her bands, mindfulness and hiking. So good.
We listened to a favorite song of MK's, "13 Beaches" by Lana Del Rey.
Tune into her podcast, new episodes released every Monday!
#119 Shannon Donnell "NYC Nurse on the Frontline"
The one and only, Shannon Donnell is my very special guest today. Shannon is a nurse on the front lines in NYC right now, but she had three days off last week and graciously gave me some of that time for an interview to hear how things are going for her out there. You may know Shannon from her years of running the clinic for the O+ Festival She's a multitalented musician, vocalist and big-hearted, brave nurse making a huge difference in people's lives!
Shannon walks us through becoming a nurse, the various iterations of roles she's taken on as a hospice nurse and travel nurse up to her current role on the front lines during this pandemic. She indulges my curiosity around lung health and explains the term of the day, pulmonary toileting. Yep! And Shannon agrees, "our lungs are amazing!" She gives us a little tutorial on breathing for good lung health and shares her recommendations for reopening, hint…think like a nurse and wash your hands. Of course we get a little philosophical, talk about self care, the state of the healthcare system, a new economy, and gush over our mutual adoration for Jim James of My Morning Jacket.
Thank you Shannon! We're thinking of YOU!!!
Here's O+'s Facebook Page where you can find more information about the Loving Kindness Meditations which will likely be happening on Fridays going forward. I'm subbing this Friday! 2pm Eastern. Here's the Zoom link to join. The Mental Health Hotline can be found on their website here.
Here's my article of the oft referenced, "Epic Elimination Diet"
To all the podcast listeners who want to cry with the songs, here you go!
"Look at You" by My Morning Jacket
In the infinitely wise words of Jim James from "Wonderful (The Way I Feel)":
"I'm going where there ain't no fear
I'm going where the spirit is near
I'm going where the living is easy
And the people are kind
A new state of mind
I'm going where the ain't no police
I'm going there ain't no disease
I'm going where there ain't no need
To escape from what is
Only spirits at ease"
#117 "Surviving COVID with Girlfriends" with Jen Donovan, Ilissa Viviani, Michelle Renar, Kristen Uhl and Nellie Hill
Today I catch up with 5 women whose work and lives have been affected by the global pause. They share where they are at both personally and professionally, what's been a challenge, what's changed for the better or the worse, how they envision going back to work, what they're grateful for, what they miss, and how they've leaned on each other to get through it all. Thanks for joining ladies! I hope y'all get to hug each other soon too!
Jennifer Donovan is back for a COVID catch up. Founder of Le Shag a full service hair and beauty salon based out of Kingston, NY. Jen has continuously evolved and innovated her business model to expand into Glo Spa, the Le Shag Capsule soon to be opening into Stone Ridge, Le Shag Weddings, Le Shag Academy and the Hudson Valley Beauty Collective. Today, she's gathered some of her gal pals to talk with me about life during quarantine and after juggling the business pivots, childcare and loan paperwork, Jen is looking forward to a real vacation once this is over.
Ilissa Viviani, Le Shag Salon Coordinator, is currently working from home and fielding the numerous calls by clients eagerly awaiting their hair appointments. Le Shag has been offering color kits and Zoom consults in order to temporarily support their clients patiently awaiting their re-opening. She is also excitingly going to be partnering on the new Le Shag Capsule in Stone Ridge. Seven months pregnant, Ilissa has enjoyed the slowing down and connecting with local Kelder Farms for her fresh local veggies each week.
Michelle Renar, Owner of Hudson Valley Body Works, opened her small private practice in the historic stockade district of uptown Kingston in 2004. Prior to that Michelle interned at the Caprini Pain Treatment Center and the Ronald McDonald House in Manhattan and helped facilitate the first massage therapy program for the Kingston Hospital, working for 4 years in the hospital setting providing massage therapy for OB patients. She is certified in cancer and terminal illness massage, she is also a Certified Educator of Infant Massage and a Registered Diagnostic Ultrasonographer. Michelle has been connecting with others in the massage community to build best practices and share thoughts and plans for moving forward once things re-open, but is also hoping to maintain the balance that she's achieved with this forced slow down of her life.
Nellie Hill, is the Owner of Nellie Hill Events, a boutique wedding design and production company for creative couples planning a destination wedding in the Hudson Valley, Catskills and beyond. Nellie has been producing and designing events for the past 10 years in the Hudson Valley. She has had a passion for parties and events from the time she could walk and talk. Nellie graduated from Marist College with a bachelor's degree in Communications and has a background in the service industry. Nellie just had her second child during COVID and shares how she's most looking forward to celebrating her new baby and connecting with family when we're out of quarantine.
Kristen Uhl, is the Director of the Very Little Red Schoolhouse, a NY licensed day care center that is located in Hurley, NY. They are an infant and toddler program that offers care for children six weeks to three years of age who strives to provide a fun and safe learning environment for the children to grow every single day. Kristen struggled with whether to stay opened or closed and eventually made the difficult decision to protect herself and her staff and close for the remainder of the NY PAUSE. Kristen is grateful to her girlfriends for their support during the challenges of the past few months, and looks forward to the return of big, messy family dinners with her many siblings.
Thank YOU Ladies!
#115 "Thriving and Surviving During a Quarantine" with Ana Gioia, Romany Rose Pope, Andréa Staskowska, Jennifer Dignon and Yukari Ogawa
Heya friends! Today I am joined by ALL of the ladies I co-create with over at Anahata. Allow me to introduce:
Ana Gioia, has been a practicing yogini since 2005. She studied traditional Hatha Yoga for 7 years before encountering and eventually training in Kundalini. Some of her specialties include Children's Yoga, Pre & Post-Natal Yoga and Mommy & Me. Ana feels very drawn to serving Women, Families and Children as she feels there is so much healing to be done among these groups and the way society views family roles. She is the mother of two children and enjoys writing, philosophy, design and connecting with the Earth. Ana has a B.A. in Philosophy from Boston College and an M.A. in Eastern Classics from St. John's College (Santa Fe). She teaches Saturdays at 10am Eastern with Anahata via IG Live. You can connect with her on Instagram @anagioiayoga
Romany Rose Pope, an ocean-born Aussie, is a kundalini yoga and meditation teacher, herbalist, reiki practitioner and cacao ceremonialist. She creates the most delicious @medicinaldesserts and is also one half of the loving duo @couplescacao serving up Cacao to couples and others as a way of connecting more intimately with their heart space. She teaches on Tuesdays at [6:30] Eastern with Anahata via Zoom. Connect with her on Instagram @romanyrose where she shares her adventures with plant alchemy, food medicine and the daily practice of love!
Andréa Staskowska, is a former professor of communication and cultural studies turned yoga, meditation teacher, energy worker and astrologer who's been offering uplifting and prosperity initiating yogic and meditative practices with Anahata daily at 8:00am Eastern on Facebook Live and also at 7am on Thursdays.
Jennifer Dignon, has dedicated her life's work to the children of this planet, and to the adults that are blessed to serve them. She is the founder of Heart Child Yoga and Conscious Support Therapy (CST). As a Yoga for the Special Child Practitioner and Radiant Child trained professional, Jennifer has studied with children's yoga Gurus Sonia Sumnar (Integral Yoga) and Shakta Kaur Kalsa (Kundalini Yoga). She's also a sound healer working with both singing bowls and tuning forks and has been offering her gifts via Facebook Live with Anahata on Wednesdays at 5:30pm Eastern and also at varying other times via her personal page. Jennifer was a guest on the show in early 2019 for Episode #51.
Yukari Ogawa, a vet tech who traveled to the US despite only speaking enough English to introduce herself in order to attend a school that would allow her to pursue her passion, working with animals. After observing how her colleagues suffered from compassion fatigue and how the industry overall didn't take care of the people working in it, she began a business to help those in her industry. She found "The Work" of Byron Katie to be a profound tool in helping her with her own stressful thoughts that she's now begun facilitating the Katie Worksheets for others. Yukari is leading online classes with Anahata on Monday's at 10am eastern via Zoom. You can also request to join her Facebook Group to discuss "The Work." Yukari was on the show last summer, Episode #73 if you want to have a listen!
They share about how quarantine has impacted their lives, appreciating the disruption to routines that weren't supporting their needs, what they are learning about themselves during this experience, learning to settle into the art of not "producing," eating well to support health, honoring the sacred, the divine feminine and masculine, what they miss most (hint, HUGS), how they take care of themselves and what they are envisioning for the future.
All of their offerings are online and by donation, so please if you want to connect, do so! Or if you want to do nothing, we fully support that too 🙂
Finally here's the information for the Ulster Immigrant Defense Network and the COVID-19 Volunteer Response Team Interest.
Today's show was engineered by Ida Hakkila of Radio Kingston, www.radiokingston.org.
#155 Tracy Givens Hunter "Undoing Racism, Ending the New Jim Crow"
#154 Astrology 2021 with Cory Nakasue
#153 Deep Thoughts for the New Year with Theresa
#152 Belinda Farrell "Find Your Friggin' Joy"
#151 Rachel Bernstein LMFT "IndoctriNation Podcast"
Fertile conversation!
by Helen Zuman from United States
Loved the episode with Julia Indichova of Fertile Heart! I especially appreciated Theresa's ability to elicit nourishing insights from Julia, while sharing her own story.
Learning & Living
by MercedesSamu from United States
I had an amazing time sharing my story in the show. I was asked questions that really had me think outside the box. I loved talking with fellow artists learning something new about myself. These women are hardworking all while taking the pleasure to promote other incredible artists.
I want what she has!!!
by Danerdy from United States
Shana and Theresa are great and this is a lovely podcast supporting women and their accomplishments. I had the pleasure of being on the show and sharing my story and was met with compassion and inquiry. It was lovely and scary sharing my story on live radio but they held beautiful safe space for me. Thank you for hosting a great podcast!
by sprinkleofstars from United States
Dazzling complexity!
I want to hang out with these women!
by LaureeO from United States
Every time I listen, I wonder where the hosts found these inspiring women. I'm blown away by their stories, their authenticity, and their ability to make waves and make a difference. And the next thought in my head always is, how can I hang out with them?!
Moolah Doula on #104 Joanne Leffeld, the Moolah Doula on "Healing Our Relationship with Money"
Amy Lewis on #80 Lila Lolling – Yoga Philosophy Teacher, Author + Environmentalist
Norma on #73 Lisa Glick "Bipolar and Thriving" + Yukari Ogawa "Is it True?"
iwantwhatshehaspodcast
Get it girl 🙌🏾 #vicepresident #kamalaharris
Beyond excited to share my conversation with this
Show no. 154 is up! Here's Cory in her Zen place
Who else knew that Uranus was going to be the star
Cory Nakasue @bodyintel is an Astrologer, Writer,
Yesterday's show is up! At first I was laughing
Just me today and my deep thoughts 😂😂😂 It
Show is UP! I recorded yesterday's interview wit
Belinda Farrell is a Certified Master Hypnotherapi
Who's read this book? Thoughts? #womenandpower
Show No. 151 is up! Link in bio ☝🏽 IndoctriNa
I AM SOOOO EXCITED! Tomorrow's guest is host of on
Show no. 150 is up! Here's a younger Susan Slotn
Susan Slotnick is a Visual Artist, Choreographer,
@aoc breaking it down, while cooking. #badass #iwa
Show no. 149 is up! Links in bio ☝🏽Erin Barth
Shauna Keating @shkeatin has a pretty awesome care
Erin Barth-Dwyer @eebeedee handles Marketing and B
What's on your to do list today? 🍒#bloodybudd
Thank you Kelly Lyndgaard, pictures on the far rig


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Vipshop Acquires Controlling Interest in Lefeng
GUANGZHOU, China, Feb. 14, 2014 /PRNewswire/ -- Vipshop Holdings Limited (NYSE: VIPS) ("Vipshop" or the "Company"), China's leading online discount retailer for brands, announced today that it has acquired a 75% equity interest in Lefeng.com Limited ("Lefeng") from Ovation Entertainment Limited ("Ovation"). Lefeng owns and operates the online retail business conducted through lefeng.com, an online retail website specialized in selling cosmetics and fashion products in China. Immediately after the acquisition, the Company and Ovation hold 75% and 25%, respectively, of Lefeng. The total consideration payable by the Company for the acquisition is approximately US$132,500,000, including cash payment and financing in connection with assumed liabilities.
In connection with the acquisition, Vipshop entered into a framework supply agreement with the PRC affiliates of Lefeng and Ovation. Pursuant to the agreement, Ovation will supply cosmetics, apparel and other consumer products developed under Ovation's proprietary brands to Vipshop for retail through vip.com and lefeng.com while Vipshop undertakes to achieve at least RMB900 million of sales of Ovation products in 2014 and has a right to receive progressive commissions based on the sales volume.
"The acquisition of Lefeng supports our goals of diversifying our product offerings, expanding our customer reach and further enhancing our customers' experience," said Mr. Eric Shen, chairman and chief executive officer of Vipshop. "With this addition to the Vipshop platform, we will be able to immediately augment our cosmetics offering, further expanding upon our leadership in China's discount retail market. We're very excited to work with Jing Li and the Lefeng team and look forward to our strong future together."
Ms. Jing Li, chairwoman and founder of Ovation, commented, "We're very pleased to join the Vipshop platform, which offers us immediate access to a very large and loyal customer base. In this acquisition, both parties stand to benefit substantially from the economies of scale inherent in combining our cosmetic product lines and customer service expertise with Vipshop's customer reach and strong operational capabilities. We are confident in our ability to address the growing and diversified user demands for quality branded fashion products and believe this relationship will allow us to leverage each other's core strengths."
Vipshop Holdings Limited ("Vipshop" or the "Company") is China's leading online discount retailer for brands. Vipshop offers high quality and popular branded products to consumers throughout China at a significant discount to retail prices. Since it was founded in August 2008, the Company has rapidly built a sizeable and growing base of customers and brand partners. For more information, please visit ir.vip.com.
Millicent Tu, Vipshop Holdings Limited, +86 (20) 2233-0732, IR@Vipshop.com; or Jeremy Peruski, ICR, Inc., +1 646-405-4866, IR@Vipshop.com

redpajama_set_name: RedPajamaCommonCrawl


Well kept retreat with rustic wood exterior, kitchen with serving bar and tile floors, large great room, oversized screen porch, wrap around deck, detached garage, two driveways, stick built storage building and a gentle slope to the dock in place on deep water cove. Electricity and water service run to the shoreline. Nice views of Hartwell from the home and close to I-85 exit one. The perfect summer getaway!


Are you or do you know Marjorie R. Hancock?
Marjorie R. Hancock is a published author. Published credits of Marjorie R. Hancock include A Celebration of Literature and Response: Children, Books, and Teachers in K-8 Classrooms (3rd Edition), Language Arts: Extending the Possibilities & Teacher Prep A/C Pkg..
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home : insight & opinion : editorials
Daily News Editorial
Primary system is broken
So you wanted to help decide who the Democratic nominee for president would be?
Sorry � you live in Illinois.
With Super Tuesday come and gone and John Kerry crowned as the nominee-in-waiting, voters here have every right to ask themselves, �What�s the point?�
Crawford County�s primary election two weeks from now was in danger of a pathetic turnout, anyway, with no contested local races. About all the local vote will indicate is the relative strength of candidates as they head into the November election ��where, at this point, most of them still face no opposition.
And with the results of Tuesday�s primaries in the record books, there�s essentially no reason for Crawford County voters to cast a vote for president March 16.
More and more observers are saying the primary system is broken, but there are few ideas on how to fix it.
Few would want to go back to the days when the national convention and its �smoke-filled rooms� determined who we would vote for. The primary system grew as voters demanded more of a say in the process in the 1960s and 1970s; in 1996, when Bill Clinton ran for re-election, all but 10 states conducted primaries.
But now, with candidates pumping millions of dollars into the sparsely populated states that find themselves at the front end of the process, other states are seriously looking at what it costs to put on a largely meaningless primary. The state of Washington was the latest state to decide not to have a 2004 primary.
What�s the solution? Some officials are backing a regional primary system in which groups of states would rotate the privilege of having the first primaries. Others want a single national primary, or a shorter period in which primaries can be conducted. And some even long for the days of smoke-filled rooms; at least a convention-floor battle has the potential to be less cut-and dried than what we have now.
Go to the polls March 16 � at least to try out the new electronic voting system. But after you vote, let your legislators know you feel shut out of the democratic (and Democratic) process.


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Question: What Was A Typical Breakfast In 1800?
What did people eat during the Great Depression?
What was a typical meal in the 1800's?
What was lunch called in the 1800s?
What can happen to the body if breakfast is not eaten?
How did they keep meat before refrigeration?
What did they eat in the Old West?
What did Victorians eat for breakfast?
What did the British eat in the 1800s?
How did they preserve meat in the 1800's?
Why are we told to eat 3 meals a day?
What did they eat for breakfast in medieval times?
Did Spartans eat one meal a day?
How did they keep food cold in the 1700s?
How did they keep meat fresh in the Old West?
When did humans start eating 3 meals a day?
What did they drink in the Middle Ages?
What was the toilet in a poor house in the Middle Ages?
What did Europe eat before potatoes?
Chili, macaroni and cheese, soups, and creamed chicken on biscuits were popular meals.
In the 70 or more years since the Great Depression, a lot has changed on the farms of rural America..
Corn and beans were common, along with pork. In the north, cows provided milk, butter, and beef, while in the south, where cattle were less common, venison and other game provided meat. Preserving food in 1815, before the era of refrigeration, required smoking, drying, or salting meat.
The main meal in the 1800s, however, was not the large evening meal that is familiar to us today. Rather, it was a meal called dinner, enjoyed in the early afternoon. Supper was a smaller meal eaten in the evening.
Skipping the morning meal can throw off your body's rhythm of fasting and eating. When you wake up, the blood sugar your body needs to make your muscles and brain work their best is usually low. Breakfast helps replenish it.
For centuries, people preserved and stored their food — especially milk and butter — in cellars, outdoor window boxes or even underwater in nearby lakes, streams or wells. … Before 1830, food preservation used time-tested methods: salting, spicing, smoking, pickling and drying.
The staples. Along the trail, the staples of a cowboy diet consisted of beans, hard biscuits, dried meat, dried fruit, and coffee. Occasionally, a type of bread known as pan de campo (or "camp bread"), which was cooked on a skillet was also available.
The modern breakfast In the early years of the Victorian era breakfast would have consisted, if you could afford it, of cold meats, cheese and beer. In time this was replaced by porridge, fish, eggs and bacon – the "full English".
Some common foods eaten were eggs, bacon and bread, mutton, pork, potatoes, and rice. They drank milk and ate sugar and jam. This is when the English tradition of afternoon tea started. At the beginning of the Victorian period, people ate what was available locally or pickled and preserved.
Salting was the most common way to preserve virtually any type of meat or fish, as it drew out the moisture and killed the bacteria. Vegetables might be preserved with dry salt, as well, though pickling was more common. Salt was also used in conjunction with other methods of preservation, such as drying and smoking.
As it turns out, eating three meals a day stemmed from European settlers, with whom it grew into the normal routine, eventually becoming the eating pattern of the New World. … Breakfast, for example, is paraded around as the key to weight loss, but in truth, meal times were based on convenience and ritual.
Middle Ages food for poor people revolved around barley Barley bread, porridge, gruel and pasta, for breakfast, lunch and dinner. Grain provided 65-70% of calories in the early 14th century.
Ori Hofmekler in The Warrior Diet, claims that Spartans and Romans ate in a brief period each day, about a four hour window — because of the practice of having a communal meal once a day. This basically meant fasting for lengthy periods, although today it is often described as time-restricted eating.
People did preserve their foods via pickling or salting, yet the most practical (if it could be afforded) was the ice box in areas that could sustain it. … Before that was available, people had cool cellars and some had ice houses where ice could be stored (under sawdust, often) and kept cool for much of the year.
Preserving Meat: Salting As soon as the animal was killed, the preparation for preserving the meat had to be made. Any meat not eaten immediately would go off quickly, especially in the summer months. The main method of preservation in the early day of the Wild West was to salt the meat.
18th CenturyBy the late 18th Century most people were eating three meals a day in towns and cities, says Day. By the early 19th Century dinner for most people had been pushed into the evenings, after work when they returned home for a full meal. Many people, however, retained the traditional "dinner hour" on a Sunday.
Wine was the drink of choice for the upper classes and anyone who could afford it. It was produced all over medieval Europe and, due to the Medieval Warm Period that prevailed over western Europe until the 14th century, the climate meant it could be produced as far north as northern England.
The medieval toilet or latrine, then called a privy or garderobe, was a primitive affair, but in a castle, one might find a little more comfort and certainly a great deal more design effort than had been invested elsewhere.
Grains, either as bread or porridge, were the other mainstay of the pre-potato Irish diet, and the most common was the humble oat, usually made into oatcakes and griddled (ovens hadn't really taken off yet).
Question: What Should I Have In My Art Portfolio?
What is a good art portfolio? They want to see that
Quick Answer: What Is Complex Sentences And Examples?
What are 5 examples of complex sentences?
Question: What Should You Not Put In The Dryer?
What clothes should not be put in the dryer?
What Is Quality Methodology?
How do you check quality? The following steps are common
Question: Is 3 Days A Week Enough To Build Muscle?
How do you know if you are overtraining? Signs and


When it comes to taking blog photos I really cannot praise natural lighting enough. Trust me when I say it's the only thing you need when it comes to taking your blog photos. If you have a camera fine but if you don't, you can use what you already have. Blogging shouldn't have to cost you anything.
When you take a photo with artificial lighting eg. your bedroom light it creates a very orange glow to the photo and it's really hard to get rid of it when it comes to editing it. I'd also recommend having no flash on, a flash tends to drown out the products colours I find. So definitely try taking your photos near a window with your phone/camera with your flash off!
A tripod is actually a really handy thing to have, whether you're using your camera or your phone. You can get one for both and it just makes it that little bit easier to take photos as the device is kept steady and in the one place. Its especially perfect if you're not great at keeping the device steady by yourself, some angles I find are harder to stay steady for than others. I have only actually discovered that I own a tripod for my Canon camera and it's actually been pretty helpful!
I have ordered a tripod for my iPhone from eBay and cannot wait to get it. I had one before but it broke but it just made taking my Instagram photos that more easy. You can get tripods for your phone for a couple of euro and I'm pretty sure I've paid €3 with free p&p for my one currently in the post.
Flatlays are not my strongest point but it's fun to play around with them, so have fun while doing so! Take any little nicknacks that may be around your house and use them as props! The list is endless really. Take multiple photos of the same thing and play around with different angles until you find the perfect one.
Editing photos is such a fun thing to do in my opinion as you can really change how a picture looks. You can brighten, add some more contrast, add some warmth, the list in endless. Again just like how you don't need a fancy camera to take photos you also don't need a fancy editing programme as there are many accessible ones on the internet.
If you have photoshop that's great! For the first year of blogging I used Macromedia Fireworks to edit my photos as I had been using it for years and so knew all the functions of the programme. However going into my second year I have been loving Picmonkey! It's such an easy site to use and does everything I need it too. You could also try out Pixlr, Fotr, the list is endless!
When using your phone you don't even need to upload it to your computer without having it edited because there's even so many great apps out these days! Apps such as Afterlight and VSCO Cam can bring your photo to life in just a few simple steps!
So in my opinion I don't think it matters what you take your blog photos on at all, once you're using natural lighting and thinking smartly about how you place things in your photos you're good to go. Remember editing can also make a big difference to your photos too and can really make them pop. I'm not going to tell you how to edit them because everyone has different tastes, but if you're happy and proud of your photos that is all that matters!
I have included photos in this post, with each photo featuring one taken by my camera and the other taken by my phone. When editing the photos of course the camera photos are a lot more crisp as the quality of the canon camera are better than the iPhone 6 plus camera. However because I'm not used to editing iPhone photos I think people could do a much better job than I did and really make them look fab. Reason I know this is because I follow people who take their blog photos on their phone and they look better than the photos I even take on my camera!
I would love to know your opinion on this subject!
I have always used my phone since I started blogging and its still going strong! No need for any fancy camera.
Great post - I definitely need a proper tripod. I have a gorillapod but sometimes just doesn't give the height you need. I love Lightroom for editing raw images, it's really user friendly.
Really great post and comparison pics!
I find photos on my blog are the hardest thing to organise. I run a theatre blog and find the photos are often repetative (e.g. just a photo of the cover of the programme and nothing else really) but I still really enjoy the editing process. Great post, I loved seeing the photos before and after editing!
This was a really interesting read and I'm 100% with you on the power of natural lighting. A phone photo with natural lighting will always look better than a DSLR one with that horrible artificial glow!
This was so interesting! Absolutely loved the comparison shots - you couldn't really tell which one was taken with the camera and the phone unless you look closely! Totally agree with you about natural lighting - it makes the biggest difference doesn't it!
I always use my camera for blogging, when it comes to instagram I can totally get away with the camera phone, but I personally feel Dslr is so much worth it when it comes to blogging, specially when you want to take it to the next level.
And I'm 100% with you on the naturally lighting, its the key when it comes to taking well lit, beautiful pictures.


Banks fulfil a special role in our society. They are the powerful pivot of worldwide investments. On this rests a major responsibility when it comes to making choices about where they make those investments. Globalisation and financialisation have given banks' investment policies increasing influence over production chains, workers' rights and the environment, anywhere in the world. At the same time that process has increasingly obscured our view of just where our money is going.
In response to the credit crisis, a series of changes were put into play. Here, the focus lay on making the financial system more stable. All possible attention had to be paid to saving the banks, establishing rules and guidelines to limit risks, reorganizing supervision, and so on. This focus meant that reflecting on "sustainable banking" remained in the background.
Sustainable banking is still too often seen as something that can only be left to niche-players in the Dutch banking landscape, such as Triodos and ASN. In recent decades the Dutch banking sector has grown precipitously. A few extremely big players have survived. These players in particular could make a huge difference if they decided to make sustainable banking an integral part of their investment policy.
Sustainability is still far from being fully integrated into banks' core business. In addition, banks' sustainability policies vary hugely. In the Netherlands, only the niche players have opted on a structural basis for sustainable investments. Yet an understanding is growing that more than this is needed if we are to get a sustainable financial sector. Sustainability is a topic which concerns all banks.
Workers' rights This concerns the fundamental rights which apply to all employees. There are three leading criteria for these: good working conditions, good conditions of employment, and a guarantee of workers' rights.
Human rights Human rights are rights which everyone can claim. In broad terms this concerns rights and freedoms, amongst which can be counted civil rights, political rights (such as freedom of expression and equality before the law) and economic, social and cultural rights, which include the rights to food, work and education.
Animal Welfare Sectors and organisations which deal with animals, such as fisheries, stock breeding, the pharmaceutical industry and the entertainment industry should treat animals with respect and give them the best possible living conditions.
Arms The arms trade is very far from being transparent. Certainly when what is at issue are controversial weapons, it should be all hands to the pump to achieve a ban. The Netherlands took a step in the right direction when in 2013 it banned by law direct investment in the production and sale of cluster weapons. In addition to the production of controversial weapons, the trade in conventional arms with regimes which fail to respect human rights is problematic.
Climate and Environment In a world in which natural resources are running out, CO2 emissions carry serious consequences for our climate, and nature is coming under increasing pressure, we must consider the impact which any investments may have. What effects do investments have on the climate and how can we guarantee a clean and safe environment for the future? How should we finance the transition to sustainable energy sources? What meaningful role are banks to play in the energy agreement? How can we prevent the loss of biodiversity in, for example, woods, wetlands and oceans?
Tax avoidance A recent study showed that it's banks that make tax avoidance possible. Nine Dutch banks have a total of 314 subsidiaries, joint ventures and branches in countries known to be tax havens. In many cases they were unable to explain why they were there.
What agreements exist which relate to sustainable banking?
A parliamentary commission recently called on the financial sector to develop a perspective on the future - including 'social responsibility' - and to embody this in a Banking Code of Conduct. The commission further recommended that financial institutions should be obliged to develop a plan for fulfilling their social responsibilities, including an explanation as to how they intend to express their concern for sustainable development in the social, ethical and environmental aspects of their operational management.
The UN Global Compact is an initiative for firms which have committed themselves to complying with certain principles relating to human rights, labour, the environment and the fight against corruption. These are complemented by the UN Guiding Principles, which are directed specifically at the first of these. Agreements under the Global Compact and the Guiding Principles have, however, no binding character.
The OECD guidelines for multinational enterprises are recommendations designed to give a stimulus to socially responsible undertakings. Forty-four countries have committed themselves to the task of encouraging their corporations to keep to these guidelines. With regard to financial institutions, the guidelines state that they have a responsibility to help prevent or reduce human rights violations. Banks are expected to call a corporation to account whenever it commits such a violation. Given that signing up to the guidelines is voluntary and that there are no monitoring mechanisms, it isn't clear to what extent banks actually follow them.
The GRI reporting framework provides guidelines for reporting on an organisation's economic, environmental and social performance. The framework embraces both a general and a sector-specific section (including one relating to the financial sector) and consists of principles for determining the content and quality of the information dealt with in a report. The guidelines cover principles of reporting, instructions regarding reporting, and standard components of information provision, including performance indicators. No authority oversees the application of these standards.
The Equator Principles represent a standard for sustainability criteria used by banks in the distribution of project finance. Because this concerns only project finance, it affects no more than a small share of what banks do.
The PRI is an international network of 1,260 investors which is backed by the UN. Adhering to these Principles, however, is voluntary, and there is no institution which monitors their application.
In addition to all of these there are social organisations – NGOs – which look into the sustainability of banks and compare one to another on the basis of various criteria. In the Netherlands, there is the Eerlijke Bankwijzer (Fair Bank Guide), an initiative of a number of NGOs and the main trade union federation, the FNV. The Eerlijke Bankwijzer compares various aspects of sustainable or socially responsible banking. This initiative will shortly be broadened to include other countries.
A year ago the Dutch Financial Stability Committee, on which the financial authorities DNB, AFM and the Ministry of Finance are represented, called for more transparency regarding risks. This was more than five years after the start of the credit crisis, a crisis partly caused by the lack of transparency. Moreover, this lack affects not only risks, but also the products and services offered, the valuation of assets, the ratings, benchmarks, taxes, price formation on the market, lobbying activities and, importantly, supervision itself.
A deposit holder who puts his or her money into the bank has no way of knowing where this money will be invested. Firms who treat their workers decently and respect human rights? The production of controversial weapons or the use of environmentally damaging production methods? Banks are less than forthcoming when it comes to the social effects of their activities.
This lack of transparency was confirmed by the Fair Bank Guide in 2013, which examined a number of banks and found that eleven of them did not offer sufficient openness. A study of tax avoidance, conducted by the same group a year later, also concluded that there was a lack of transparency.
Asked by the parliamentary enquiry into the financial crisis to come up with ideas for improving accountability in relation to policies on sustainability, and in response to popular demands for banks to give more information regarding their investments, the Netherlands Union of Banks (NVB) suggested a package of measures including a new Banking Code of Conduct and a social statute. The role of banks in relation to a sustainable economy is recognised, but the text in the social statute is so formulated as to allow them to retain maximum freedom. Instead of firm agreements on a proactive role for banks, 'anticipating developments' is discussed, in which banks might be able to play a role, but largely without obligations.
This brief account cannot go into every individual initiative coming from the banks. In the context of "best practices", it is worth mentioning the recommendation of the Ministry of Finance that new initiatives be mapped out and the lessons which the sector as a whole might draw from these examined.
The cooperative Rabobank, in a strategy note entitled Samen Duurzaam Sterker ("Together Sustainably Stronger"), proposes that banks should enter into dialogue with their business clients to advise them about the sustainability of their firms' practices and how these might be improved. A report would be published on the results of each of these consultations.
A number of banks have also subjected their own management practises to close scrutiny. The establishment of climate-neutral offices is an example of what this achieves, but it's important that things don't stop there. What is of real importance is that the core business of the banks themselves becomes sustainable.
In its latest annual report DNB for the first time referred to 'sustainability' as part of its policies on supervision, and in particular to the further integration of sustainability into its core tasks. The national bank states its intention to look into whether 'ESG risks' (Environmental, Social and Governance risks) could be added to the risks which it already assesses.
Since the credit crisis the fact that banks' policies have a major impact on society is clear. Over the years this influence has grown, giving the banks ever greater responsibility. A great deal is said about their involvement in financial stability and the extension of credit, but other social consequences of their policies remain underexposed in the social debate. It turns out that sustainable banks don't underperform when compared to other banks, while the advantages for society of banks adopting sustainable policies are clear. Sustainability is therefore a theme which should concern all bankers.
Below are eleven proposals aimed at accelerating the process of moving banks in the direction of sustainability.
Openness about investments Banks should be more open about the corporations and governments to which they make loans and with which they are involved. That openness about investments is possible is demonstrated by banks such as ASN and Triodos but also in other sectors, by, for instance, certain pension funds and insurers.
Elaborating sustainable banking policy on a bank-by-bank basis. Banks should translate their sustainability policies into key performance indicators applying to the various areas on which they are reporting and for which they are accountable.
Publishing a blacklist Banks should publish a blacklist of clients to whom they will no longer extend credit as a result of the latter's involvement in human rights abuses or environmentally damaging activities. This is already the case amongst pension funds and insurance companies. Some banks – in the Netherlands, ABN-Amro and Rabobank - have already signalled their willingness to comply with this.
Show results of dialogues on sustainability Banks should make public the results of dialogues conducted with firms in which they are investing. In how many cases have they done so with success? What was the result? Good examples can be found in this case too in the insurance and pensions sector.
Agreements in the Global Reporting Initiative regarding active ownership could serve here as a point of departure. In these banks are asked to state the number of firms with which they have spoken. In itself, however, this is insufficient; it's also important to know what subjects were discussed, what guarantees have been put in place and what results the dialogues have delivered.
If, within the industry, standards of socially responsible entrepreneurship already exist, then banks can ask clients whether they recognise and maintain these.
Information rights for deposit holders Deposit holders should have the right to information. The government should, in cooperation with the banks, establish a protocol confirming just what rights deposit holders have when it comes to being told about the way in which their savings are invested. As things stand this is a black box. Deposit holders don't know, for example, how much of their money is invested in coal-fired power stations or the production of nuclear weapons, nor do they have any idea of the extent to which the firms in which their money is being loaned respect human rights or how they are dealing with the climate problematic.
For a well-functioning market, in which the deposit holder can make a considered choice of bank, complete provision of information is necessary, including effects on third parties. It isn't a matter of making a choice between transparency and lack of transparency, but of transparency for the entire market as a basic precondition of the ability of consumers to make sound choices.
Ensuring human rights Banks should have a responsibility in law to look into and form a judgement of how the firms in which they invest handle human rights.
The OECD guidelines for multinational corporations, in which it is stated that a bank must call a firm to account should it commit breaches of human rights, can serve as a point of departure in this matter. Signing up to these guidelines, however, is at the present times done on a voluntary basis. A legally-enforceable standard would put an end to this and make it possible to monitor compliance.
Tackling tax avoidance Banks could make an important contribution to the prevention of tax avoidance. They could do this in the first place by setting a good example themselves and being completely open about their own tax payments per country. Above all, however, they should do their best to ensure that their clients do not ignore their social responsibilities in relation to fiscal obligations. Banks should refuse to provide finance, asset management or other bank services which may be used to conceal constructions whose purpose is simply to avoid taxes.
Sector-wide dialogue on transition to sustainable energy sources As financiers, banks could play a crucial role in the transition to an economy based on sustainable energy. A coordinated approach is needed, under which the possible contribution of the state in supporting this process would be examined.
Fiscal support for initiatives in the area of sustainability In the framework of the renewal of the system of taxation, how sustainability initiatives from within the sector can be encouraged by means of fiscal reform. Limiting tax relief on 'green' investments, as has been done in the Netherlands, has done the opposite, with the level of such investments falling from €7.4 billion in 2010 to €4.6 billion in 2013. What needs to be looked into is how new life could be given to this form of regulation and whether other social sustainability goals could be included.
Role of supervisory agencies with regard to sustainable banking Now that the Dutch National Bank has included sustainability in its supervisory policy, the logical step would be for them to work out how this will be put into practice. The Bank has said that it intends to do this for each of the various aspects of the matter: "environmental, social and governance risks." This should include a step-by-step plan, a timeline and quantifiable goals. Part of this should be the building up of expertise on the part of the supervisory agency in relation to sustainability.
The government itself should set a good example The government could set a good example by itself putting demands on banks with which it does business. A motion has been passed in the Dutch Parliament requesting the government to work with a sustainable bank, while in June 2014 Parliament took the decision to look for the same, with which to conduct its own financial affairs. The government could also encourage this in its own agencies and in local and regional administrations.
Finally, as a shareholder in state holdings, the government has the opportunity to set sustainability criteria. The government is as things stand somewhat passive when compared to institutional investors. A more proactive role might be expected from a major shareholder, while this would also be in keeping with its policy of deploying its state holdings along market lines.
Arnold Merkies is a Member of Parliament for the SP and the party's parliamentary spokesman on financial affairs. This article is translated and adapted from an 'initiative note' recently presented to Parliament.


What Are Self Employed Mortgages?
Are you an entrepreneur, contractor or an artist who is living their dream? When you're self employed, it can be difficult to attain home financing because, although you have an income, you may not have traditional documentation to prove the full amount. Examples of documentation include tax returns, W-2s, and paycheck stubs. Home loans for self employed individuals might also be referred to as "bank statement loans" or "Non-Qualified Mortgage (Non-QM) loans". These customizable loan programs allow for non-traditional means of income verification, including one-year tax return, six to 12 months of bank statements, asset depletion income, and Profit and Loss statements.
New American Funding offers Non-QM loans, which may be ideal for self employed borrowers.
This type of loan allows people who might be able to afford to purchase or refinance a home when they don't have traditional, full-time employment or income-verification documentation. This loan might be right for you if you're an independent business owner, tipped employee, seasonal worker, artist, athlete, musician, or freelancer of any type. If you have other means of verifying your income, such as your bank statements for the last six or 12 months, you may be able to qualify for a mortgage for self employed borrowers.
Give us a call to learn more about how New American Funding's Non-QM loan may be the solution to attaining home financing for your individual financial situation.
Demographic Profile: Who Is the First Time Home Buyer?


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Bryan Yurcan
Big Banks Upgrade Basel III Projections
Several large U.S. banks have upgraded the estimates of their capital positions in accordance with the new Basel III guidelines, according to research from Charlottesville, Va.-based SNL Financial.
Several big banks have upgraded the estimates of their capital positions for the second quarter in excess of the minimum passing grade of 7 percent under the new Basel III guidelines, according to a new report from SNL Financial.
The Basel III guidelines were developed by the Basel Committee on Banking Supervision as an international regulatory standard to test bank capital adequacy and liquidity risk. The guidelines began to go into effect in 2011 and will continue to phase in through 2019.
According to SNL research, many banks projected an increase in Tier 1 common ratios. Bank of America previously expected a Tier 1 common ratio of 7.5 percent by the end of the 2012, but the company exceeded those expectations and reported second-quarter Tier 1 common ratio value of 8.1 percent under the new guidelines, reported SNL. Meanwhile, JPMorgan Chase, the largest U.S. bank by assets, reported an estimated Tier 1 common ratio value of 7.9 percent, 30 basis points lower than its estimate at the end of the first quarter.
Citigroup's estimated Tier 1 common ratio under Basel III also rose to 7.9 percent, while Wells Fargo & Co.'s estimated Tier 1 common ratio remained unchanged from the prior quarter, at 7.8 percent. Though Citigroup estimated a greater Tier 1 common ratio quarter-over-quarter, its estimate is 4.8 percentage points lower than its Tier 1 common ratio under the current guidelines, said SNL.
[See Also: Basel III: What Will It Mean and By When?]
Bryan Yurcan is associate editor for Bank Systems and Technology. He has worked in various editorial capacities for newspapers and magazines for the past 8 years. After beginning his career as a municipal and courts reporter for daily newspapers in upstate New York, Bryan has ... View Full Bio
Why Hackers Attack: Understanding Threats & Motivations for Online Intrusion
2017 State of IT Report


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Pasadena was once a resort town, a wintertime watering hole for rich sunseekers from the East Coast and beyond. Though it's now a bustling satellite of Los Angeles proper—and still considered a little sister of the City of Angels—escapism is still possible if you know where to look. Our Pasadena cafe can be found in its namesake's charming downtown district, an area known for its distinguished Art Deco facades and Victorian architecture. Built by our friends at wrk-shp, it's just off a main street, yet conveniently close to parking. Whether you choose to stay inside in the air conditioning, find a seat on its shady patio, or take your single origin, blend, or espresso coffee out to stroll the sunny streets, we've found that just a few minutes' reprieve in a cafe like this one can feel like a tiny vacation.


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Episode 74 Gabriela Gutierrez Part Two "Changing the world from within"
This is part two of a two part episode with Gabriela.
Gabriela is an activist, a shamanic healer and a multi-disciplinary artist. She has spent most of her life being a nomad, preferring to support projects and communities in greater need while undergoing rigorous spiritual trainings around the world and translating her experiences into music, writing and dance. She is an initiate in an ancient women's tradition which is based on womb wisdom and holds the honey bee and the serpent as its central symbols. Her work fuses alchemical techniques from this lineage with her love affair with the natural world. Through this work, she seeks to bridge the gap between Body, Spirit and Earth, and to awaken women to unveil their most authentic, fully-expressed and embodied selves.
In this episode Gabriela shares the story of her own healing and what inspired her to take a pledge. She tells how she was raised in movement from 13 due to her parents and family life. Gabriela experienced many different cultures and landscapes from such an early age and this shaped shifted her to see and experience what most children never do! Gabriela takes us on a journey from London to the Jungle of Bolivia where she felt the oneness of all that is - where separation dissolved.Gabriela talks about Shamanism and her healing work today and take us through a 3 step process of how we can all feel this Oneness in our daily lives.
Visit Gabriela's website here https://www.gabrielagutierrez.net
Visit the awakened woman self care website here https://awakenedwomanselfcare.com
Christine and Emma would be grateful if you listen to this podcast and gain something from it - to offer a donation this will allow the podcast to continued to be shared https://awakenedwomanselfcare.com/podcasts/donate-to-the-podcast/


MSH works on crosscutting issues that are essential to saving lives and improving health. These issues are at the core of MSH's health systems and health area work and take us closer to our vision of working toward a world where everyone has the opportunity for a healthy life. They also get at our core belief that health is a human right, realized progressively through equitable access to health care for all.
Universal health coverage and gender are at the center of post-2015 frameworks for sustainable health development goals.


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Amazon Bans Use of Its Facial Recognition Technology by Police for One Year
By Rick Moran 11:46 AM on June 11, 2020
(AP Photo/Mark Schiefelbein)
Amazon is banning the police use of Rekognition, its image analysis software, for a period of one year. The move is seen as a response to the George Floyd and police brutality protests.
Rekognition was introduced in 2016 and described as a "service that makes it easy to add image analysis to your applications" and to "detect objects, scenes, and faces in images." It's far more than a tool for facial recognition and can be used by ad agencies and marketing companies for a variety of applications.
The controversy over its use has to do with its suspected bias in being unable to identify some black suspects correctly.
CNBC:
Rekognition has been a controversial topic for Amazon even before the latest spate of nationwide protests against police violence. The technology has been used by law enforcement agencies and was reportedly pitched to Immigration and Customs Enforcement in the U.S. Amazon Web Services has said in the past that the technology is used by organizations that work with law enforcement to advocate for victims of crime.
The Washington County Sheriff Office in Oregon is the only police department that AWS names on its website as a Rekognition customer. Amazon declined to comment on the total number of police departments that use Rekognition.
There are some studies, one by MIT in particular, that appear to show racial and gender bias in the design of the technology. It can misidentify very dark-skinned subjects, generating false positives and false negatives at a significant rate.
Research has indicated that facial recognition software may hold racial and gender bias. Last year Joy Buolamwini, founder of Algorithmic Justice League, testified about research into the subject for Massachusetts Institute of Technology. Her findings helped provide the basis of a shareholder vote that Amazon held last year, with 2.4% of shareholders voting in favor of banning the sale of the technology to government agencies.
That problem may be a matter of tweaking the software. But there are other troubling aspects to the technology that privacy advocates are concerned with.
"People should be free to walk down the street without being watched by the government," the ACLU said in 2016 when the product hit the market. "By automating mass surveillance, facial recognition systems like Rekognition threaten this freedom, posing a particular threat to communities already unjustly targeted in the current political climate."
The reason Amazon developed the technology is because of its value to many types of businesses.
In the private sector, the service has been perhaps most enthusiastically adopted by companies in the marketing and advertising space, particularly those that have huge catalogs of photos and videos that they want to categorize and tag for easy searching.
According to case studies provided by Amazon, social media companies use the program to weed out "fake followers" and find "micro-influencers" who have strong followings on social networks and could be used to promote brands. The White House has used Rekognition in an application that lets users take a photo and find which first lady they most closely resemble.
Clearly there is the great value associated with this software, so Amazon is not going to stop selling it entirely. And the ban on its use for one year only extends to law enforcement. Congress has been holding hearings on all kinds of facial recognition software, hoping to establish some guidelines for its ethical use and the protests should make passage of a bill addressing facial recognition easier.
Rick Moran has been writing for PJ Media for 13 years. His work has appeared in dozens of media outlets including the Washington Times and ABC News. He was an editor at American Thinker for 14 years. His own blog is Right Wing Nut House. For media inquiries, please contact [email protected].
Read more by Rick Moran
Martha Stewart Stars in Ultra-Cringe Pfizer Vaccine Ad


It's hard to place what year this TV show is from. Anyone out there know?
Another MUST SEE clip of Kenton Dampchuk describing what he believes to be the dangers of T.A.B.!
Jessica and Cindy were just out for a walk in the park when suddenly they spotted Wascana Lake's Toxic Algae Blob!
MUST SEE Kenton Dampchuck interview. His description of the creature from the lake, commonly referred to as T.A.B., will blow your mind!


The beginning of the Opening Cermonies of Round 1.
Video just can't capture the excitement of being there. Video Rating: / 5 NFR 2014 was a fantastic time at the Golden Nugget highlighted by fantastic entertainment, great food and all the excitement of NFR.


Business name: Elisa Strauss, creator of Confetti Cakes, Ltd.
Cake philosophy: "Measure the width of the door before you bake the cake."
After graduating from Vassar College, (and a semester away in Chicago at The School of the Art Institute), I worked in textile and fashion design at both Ralph Lauren and Frederic Fekkai. It was while working at Ralph Lauren that I was making cakes on the side, as a hobby out of my apartment, that I made my first sculpted cakes: a car, bath tub, handbag and stiletto shoe cakes (ahem, 20 years ago!) I realized I should go to Pastry school to fine tune my love of baking and the rest is history.
I feel like my friendship with Satin Ice began as soon as I discovered rolled fondant and gum paste. I like to tell my younger students that, "when I was a young designer we had to mix our own colors the old-fashioned way with our hands!" Now we are so lucky Satin Ice has so many pre-dyed colors in BOTH Fondant and Gum Paste!
Is there one project that stands out as significant or that you are particularly proud of?
I would have to choose two different ones. I have always LOVED the rolled Chocolate fondant…for its taste, color and consistency. I also LOVE Satin Ice's gum paste (both the original white and the new pre-dyed colors) Often people choose to make gum paste from scratch or a mix and I find it never comes out correctly- it either dries too fast, too slow or it cracks, or it just doesn't have the smoothness I'm used to with Satin Ice's gum paste. I find the drying time, the smell and the consistency perfect for all my modeling needs from sugar flowers, sculpting figures to lettering and tiny details.
I think I've become known for my realism- getting every detail on a handbag, sugar shoe or the shine on a "piece of sushi" (made out of sugar of course) just right. But I equally love to paint textile designs or create a beautiful and elegant tiered wedding cake.
This is like choosing your favorite child! So many cakes provide challenges as an artist, business owner and employer to a staff that you must delegate to. But if I HAVE to choose I will pick one of my most recent cakes that I made for my son's first birthday - not that he is my favorite child, just one of my favorite three! It is my favorite - not for the design - but for the challenge it posed. I can't recall sculpting a person in 3-D. I am convinced that given more time, (and more babysitting help), or if I do it again, I will be able to get the likeness even closer to my subject.
I have many of these too….it would either be the 6-foot tall sock monkey that I needed to make in Denver, Colorado in 8 hours OR the Victorian Cake we made for a couples wedding in the middle of a very humid and hot August where we needed to call in my friend who is an architect to help me figure out the angles of the roof (we didn't have any aerial photos just front, side and back).
Even when using all of the fabulous pre-dyed colors, try to mix two of them together to make your own hue- it will make your cakes look more original.
I believe strongly in making a plan... a timeline for the project, a list of all the things I need to accomplish from the prep, baking, sugar decorations, to packaging. Then I almost always make a sketch/template so I can see exactly what size I need to make the cake and sugar decorations and base.
Either a textile designer or a painter.
Impossible to say: Some days I am baking, decorating, cleaning…and other days I am accounting, responding to emails, cleaning…always cleaning!
Probably thinking about all the possibilities of what I want to make then sketching it out.
A lot of artists - I am loving the abstract of a painter named: Claire Des Jardins and I am also enjoying a lot of graph artists too! Another one of my favorites is Souther Salazar.
I have SO much to learn…Karen Portaleo, Mike McCarey, Ron Ben-Israel and his entire staff (we love comparing notes on projects) just to name a few….
If you look at my wardrobe you will notice that despite the fact that I worked in fashion; I am not too much of a trend focused girl. Although, I think I do gravitate toward color trends… right now I am feeling lots of Fuchsia, hot pink and lime green!
To make a cake and be able to explain to my students and friends how I made it…not just wing-it. I'd like to "grow-up" one day and feel more confident in my abilities as a cake designer.
My dad, he always LOVED the taste of my cakes (and cookies) and has been my biggest supporter- either delivering cakes for me, looking for dry-ice for a competition or flying to a cake competition with me. I don't know what the cake would look like but it would be awesome.
What is the next "big thing" for you?
I am just waiting for someone to call and ask me to do something. . .
Be sure to check out Elisa's profile page to see more of her creative and fashionable creations!


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Author: Feng Lida//Zhao Xiuzhen
Affiliation: ina Immunology Research Center, Beijing, China [1]
Conference/Journal: 1st World Conf Acad Exch Med Qigong
Other: Pages: 6 , Word Count: 550
With the rapid development of modern science and technology and the enhancement of people's living standard, the constitutive proportion of diseases has changed and most infectious and parasitic diseases have been brought under control or eliminated, whereas tumors are becoming a common problem and are endangering man's life and health. In our country the number of patients suffering from tumor diseases is over 1,000,000 a year, and the number of patients who died from tumors have exceeded 800,000. Therefore, it is important for us to explore a new route to cure tumors.
Leukemia is a malignant tumor, which has a high incidence and is difficult to cure. As there are some similarities between leukemia in mice and human leukemia, we chose DBA mice as a research model to study the effect of the emitted qi on the L1210 cells of leukemia in mice. The experiment chose DBA mice with a weight of 20±2g, and both male or female mice were used. In the experiment we killed the mice, which had been injected with the L121O cells 7-9 days before we collected the celiec liquid and adjusted the concentration of cells to 4.70-31.00 million/ml (average concentration was 1.20 million/ml). 0.2 ml L1210 cells was injected i. p. into the abdominal cavity of mice, and after 1 day we randomly divided the mice into groups. Among these groups, the mice of the experimental group received the emitted qi once a day, 10-4 0 min. a time for 10 days, while in the control group no treatment was given. After 10 days, the mice were killed and the number of the L1210 cells were counted with a light microscope. The average value in the control group was 200.435xO.5 million/mouse, while in the experimental group 66.458xO.5 million/mouse, and there was a statistical meaning between the two groups (P<O.01). At the same time, we used the qigong information instrument to stimulated the mice injected with the L1210 cells once a day, 2 hrs. a time for 10 days, after which the number of L1210 cells was observed. The number in the control group was 160.826 X 0.5 million/mouse, while in the experimental group 70.870XO.5 million/mouse, and there was a statistical meaning between the two groups (P<O.01). The results showed that the number of L1210 cells which were injected into mice could be remarkably reduced after the mice received the emitted qi, and the fact suggested that the emitted qi could kill or inhibit the L1210 cells in mice.
Qigong is a part of traditional Chinese medicine, which is a therapy with Chinese characteristics. In recent years, qigong has been used to cure a lot of diseases, especially difficult diseases and tumor diseases. It is an important issue whether qigong can kill or inhibit malignant tumor cells or not. The result of this experiment showed that the emitted qi could kill or inhibit the L1210 cells of mice leukemia. After a body received it many times, the emitted qi could significantly reduce the number of L1210 cells in mice. The experimental study laid a theoretical basis for the treatment of tumors with qigong. Qigong therapy will be a new way to cure carcinoma. However, the mechanism and way that the emitted qi kills or inhibits L1210 cells of malignant tumors in mice needs to be further investigated.


Before you judge me, consider this. The first Counting Crows album, August and Everything After, came out in 1993, and when "Mr. Jones" got heavy rotation on MTV (back when they played videos), it catapulted them into instant stardom. The album became the fastest selling album since Nirvana's Nevermind. The band has since sold over 20 million albums, which is no small feat.
Now, that doesn't make them Beethoven or The Beatles, but it don't make them Justin Beiber, either. The music is tightly crafted and honed by a focus on live performance rather than studio trickery. Take a listen to rhythmic structure of "Anna Begins," the interplay of instrumentation in "Perfect Blue Buildings," or the crisp build of "Round Here," which never feels forced or muddy.
And let's look at the lyrics. Sharp and insightful, they have so much more to say than, "Oh baby, I want to be with you." They do say that, on occasion, but usually with the weight that comes from knowing, "Yes, I want to be with you, but we're both broken, and will we fix each other or just be two broken people limping through the world?" I paraphrase, of course. But consider "Round Here," one of my favorites on their first album.
For a lot of writers I know, they find inspiration in the writing of others. I had a conversation with a friend last week who is reading Robert E. Howard's Conan books for the first time, and I could hear the inspiration in his voice. I can hardly wait to see what that spurs him to write. It's no different with me, but I find myself being sparked by song lyrics as much as anything else. I recently had a story picked up for the Rock is Dead anthology that illustrates that truth quite well.
There is also a line from the Counting Crows song "Mr. Jones" buried in Cobalt City Blues, and I'll buy a coffee for anyone who finds it.
Good writing is good writing is good writing. It doesn't matter to me where it comes from. And if you keep your ears open, you'll find gems where you least expect them.


Unless otherwise noted, all of the following e-texts are in Middle English.
The Canterbury Tales I, II, III (video)--An Emmy Award-winning adaptation of Geoffrey Chaucer's classic literary work that incorporates model animation. Part of the multi-volume World Literary Classics Series. (N.B. Word has it that this version from Libraryvideo.com is in modern English.


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We are the South Bronx, NOT 'SoBro'!
History, News
by Ed García Conde
Updated for 2019 as a lot has changed since this was originally written in 2011. For starters, we had folks trying to rebrand Port Morris and Mott Haven as the "Piano District" so we've included that too.
About 3 years 6 years ago 7 years ago 8 years ago I posted a rant on Welcome2Melrose on the use of the name SoBro by realtors in their never-ending re-branding quest of "forgotten" neighborhoods.
It was written as a response to a New York Times piece on Congressman Hakeem Jeffries'— then a state assemblyman —wish to pass a bill that would have required approval by community boards, City Council, and the mayor before new neighborhood names could be used.
Street fair in the South Bronx
Now as more and more eyes are falling upon the South Bronx as one of the last frontiers, I think it's appropriate to reprint the following just as a reminder of who we are and will continue to be.
So without further ado, here goes:
Realtors (and developers too)…we love and hate you in New York City oh so much however, nothing pisses me off more than your inane, fabricated names for our neighborhoods.
Boogie on The Boulevard
We have beautiful, historic names such as Port Morris, Melrose, and Mott Haven. Why would you want to erase these names and lump us under the SoBro moniker?
It was cute for SoHo and TriBeCa in Manhattan but not so much for our neighborhoods in the Bronx. Hunts Point, Longwood and Morrisania —all names which were once attached to the old towns, villages and hamlets that made up the Bronx —that's where we're from.
Even affluent Riverdale, who never suffered a negative image problem, was the victim of this foolish attempt at name changing when Sotheby's Realty began a campaign to call it NoMa. You guessed it; North of Manhattan.
You can change our names but you will never change the past. Where were the realtors when the Bronx "was burning"? Oh yeah… along with the rest of the government officials, business owners and landlords who chickened out and gave up on us.
Do us a favor and stop with your stupid acronyms, as they are an affront to we the people who stayed here when we were abandoned, and do your JOB. Research the rich history and tapestry that is the cultural fabric of each neighborhood, good and bad. Tell the story of the neighborhoods coming out of the ashes and how resilient we are but don't sell us out by changing our names.
Tell the stories of those who rebuilt these neighborhoods: The very people who never left but were left behind.
Collectively, our neighborhoods are called the South Bronx and anyone who lives here will proudly exclaim it as the South BRONX but SoBro? That vile name will never roll off the tongues of any self-respecting native.
Stop trying to make SoBro happen…it's never gonna happen. We are the South BRONX! Say our names filled with rich histories not the white washed gentrified vision you want.
That being said, go back to the drawing board, erase SoBro from your mind and come back to us with the RESPECT we have EARNED. That baloney may work in Manhattan but I'll be damned if it will stick in our borough. Tell your clients, our prospective neighbors, that they will be living in the SOUTH BRONX. The changing of the name does not change the past or present.
BREAKING NEWS: 16 Year Old Karol Sanchez Has Been Found
OMNY Has Officially Arrived in The Bronx
Ed García Conde December 18, 2019


Thank you so much Lynn M. Clarke, Recreation Supervisor at the River Park Aquatic Facility from the City of Naples, Florida for helping us to explain #SWIMCentral.
Please remember the online auction is open now through January 31st, Bid High, Bid Often! .. Remember it is all for the children!


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