text:
Jersey City, NJ Community Forums
Jersey City, NJ Community Forums »
Jersey City »
Government & Politics »
DON'T FORGET TO VOTE: Election Day Thread
Author Topic: DON'T FORGET TO VOTE: Election Day Thread (Read 52521 times)
TheFang
Re: DON'T FORGET TO VOTE: Election Day Thread
« Reply #97 on: 06-06-2017, 10:37am »
"I can't help it, I'm a greedy slob. It's my hobby." -- D.D.
« Reply #96 on: 11-08-2016, 07:05pm »
i love that baby stoat.
MÇA
Waited exactly one hour to be voter number 217 at McNair HS (ward E District 10). I've never seen lines this long.
Voter 217 at noon at PS9
District E-10, voter 54 at 8:45am
I voted this morning, always a good feeling. Here's to keeping NJ blue...
Vote-by-mail is gearing up
By MELISSA HAYES
JOURNAL STAFF WRITER
The Hudson County Clerk's Office has been busy processing applications for vote-by-mail ballots, with the election still over a week away.
For the first time, state residents have been given the chance to vote by mail, under a new state law. Unlike absentee ballots, voters don't need a reason to take a pass on heading to the polls Nov. 3.
"You can vote from the privacy of your home," said Hudson County Clerk Barbara Netchert.
There are 309,082 registered voters in Hudson County.
As of yesterday afternoon, Netchert's office had processed 7,800 vote-by-mail applications and was likely to break the 8,000 mark by the end of the day.
Voters who wish to cast votes by mail must have their applications postmarked by Oct. 27. Ballots must be returned by Nov. 2.
Applications are available on the county clerk's Web site, http://www.hudsoncountyclerk.org.
Voters can request an application in person until 3 p.m. on Nov. 2. The ballot would be handed to the applicant, who could fill it out and walk down the hall to deliver it to the county Board of Elections, Netchert said.
Applications must be mailed or submitted in person. Faxes and e-mails are not being accepted.
The Clerk's Office is located on the fourth floor of Hudson County Plaza, at 257 Cornelison Ave.
Polls will be open Nov. 3 from 6 a.m. to 8 p.m. Additional information is available at http://www.NJElections.org or by calling 877-NJVOTER.
Primary elections TODAY
Don't forget to vote today for your Democratic gubernatorial candidates Gov. Jon Corzine of Hoboken, Guttenberg's Jeff Boss, former Glen Ridge mayor Carl Bergmanson or Philipsburg businessman Roger Bacon.
If you're a registered Republican, your gubernatorial candidates are former U.S. Attorney Chris Christie, Steve Lonegan, Bogota's former mayor, and Assemblyman Rick Merkt of Mendham.
There are also primaries for State Assembly, State Committee and County Committee.
Polls are open today from 6 am to 8 pm.
Quote from: CeeDub on 05-12-2009, 07:52am
Got my 5 votes in. The incumbent stopped by as I was leaving. Minutes before, a municipal employee known to live outside of Jersey City was recognized and challenged, thus preventing him from voting using another person's address in town.
Maybe it was yours?
Rights (like muscles and brain cells) not exercised may soon be lost.
Wow! I never really thought this kind of stuff happened, at least not anymore. That individual should be arrested and prosecuted to the full extent of the law. They should also be fired but given who they were probably voting for I know that's not going to happen.
All the more reason they should require some form of identification before letting people vote.
« Last Edit: 05-12-2009, 01:16pm by Woodsy »
CeeDub
[Wed 12:33] <missa> thats it! CW IS BANNED
DON'T FORGET TO VOTE: Mayor & City Council Elections
JJ:
Polls open until 8 p.m. in Jersey City, Hoboken
Jersey City and Hoboken are holding municipal elections today. Polls are open 6 a.m. to 8 p.m.
In Jersey City, voters are electing a mayor and City Council members, while in Hoboken, voters are electing a mayor and at-large City Council members.
Voters who have problems with voting records at their polling site can call the Hudson County superintendent of elections at the following phone numbers: (201) 795-6552, (201) 795-6554, (201) 795-6278, (201) 795-6279 or (201) 795-6275.
Voters who experience problems with voting machines at their polling sites can call: (201) 795-6156, (201) 795-6987 or (201) 795-6999.
For additional information, voters can also contact the Jersey City City Clerk's Office at (201) 574-5150 and the Hoboken City Clerk's Office at (201) 420-2073.
And today's editorial:
You're needed to help guide ship
Today, Hoboken and Jersey City voters are casting their ballots for those they want to run their respective cities. The worst thing that could happen to the future of these municipalities would be for many citizens to believe their vote will not change anything and stay away from the polls.
Every vote does count.
There is some concern among some candidates' camps that the record votes cast in the election of President Barack Obama took all the air out of the electorate's enthusiasm for local races. While those who voted in November wanted to have an impact on this nation, they should want to do the same where they live.
This is not about extolling the virtues of democracy but rather this newspaper is reminding voters that their lives and those of their loved ones are being greatly affected by those who say they are, or want to be, public servants. This is the time when you grade their performance. Voters will either return them to office for more of the same government or vote to make a change.
Is Hoboken a hometown or is it more of a "bedroom" community? Some Mile Square City cynics say that if you ask morning rush-hour commuters whether they will vote today, many will answer with a question: Is there an election?
Today will determine whether this is true or not.
In Jersey City, the incumbent mayor is also chairman of the Hudson County Democratic Organization. In keeping or rejecting him, city voters will have a big impact on the broader political landscape when they make their choice.
How will your vote count?
Both cities have a runoff provision. To win outright, a candidate must have 50 percent of the votes cast for their post, plus one vote. For at-large council candidates, a 50-plus-one winner will drag along the next two highest vote-getters.
Even if you are unhappy with the available candidates and write in "none of the above" in a race your vote counts toward the total on which the percentage is based, and makes it harder to get that 50-plus-one. The choice may be easier once the field of candidates is cut down to two.
Polls open at 6 a.m. and close at 8 p.m. This is plenty of time to exercise a right won with American blood.
« Last Edit: 05-12-2009, 05:29am by MCA »
JimRockford
Saint Francis building this afternoon, no lines. GO OBAMA!
"When I die I want to be buried in Jersey City so I can remain active in Hudson County politics". Brendan Byrne
jennymayla
I would like to take a moment to be thankful for working for a place that let me do what I needed to do today, with no pressure about getting into the office. Regardless of level, everyone was allowed to do what they had to in order to vote, which is awesome.
Apparently folks at Ogilvy have to record time off for voting as Personal Day: http://gawker.com/5076150/ad-agency-graciously-allows-staff-to-use-a-vacation-day-to-vote
I heard that BBDO, another big agency, was actually closed today so people could vote. Pretty cool.
What's even more random is that i fell into a little group of people on line today and they were all in advertising too. Strange small world.
bdlaw
Re: 2008 Presidential Election
Interesting, thanks.
Is there a map somewhere? I like voting there (my post earlier was snark about the church / state thing, I'm allowed to enjoy irony too you know) but there has to be somewhere closer. Just curious.
Bobblehead: Wow, BMWs, cameras, and anal probes. Are we in Berlin?
[10:33 AM] del ban Woodsy: You do that and I will wash your mouth out with summer's eve after I kick your ass jehu.
Darna: it's because my people spend much of their lives barefoot, so when they discover shoes, it's a party!
RB: i rubbed mine last night to be ready for tonight
Burroughs: Thank you for a country in which no one is free to mind his own business
Quote from: TheFang on 11-04-2008, 05:49pm
Quote from: alb on 11-04-2008, 05:05pm
Does anyone here know where District 15/Ward E is?
It seems as if the lines for that district (at Van Vorst church) are very long.
Are the lines long because that's the warehouse area and a lot of new voters have moved in there, or is it in an area where there are a lot of voters who are psyched about the campaign?
Maybe things like Grove Pointe and 50 Columbus are now part of that district, and they have alot of people in them.
As a coworker of a 50 Columbus resident, I can confirm that this is true.
I am resident of whatever cockamamie and most likely unfair districting this is and yes, I live in the PAD.
Hope the line is not too bad, I haven't gotten there yet.
DarkMoment
I voted at Grace Church, Ward E, District 14 and had one person in front of me,out within 5 minutes. District 13 line on other side of gym had over 100+ in line opposite me at about 11:30AM.
I hope all saw and voted on the three questions at bottom of ballot. I asked one of my neighbors if he saw them and he said no and in our voting booth it was dark and with questions at bottom of ballot many may have overlooked them. Suggest they put questions at top of ballot and candidates underneath as all will look for where candidates are and not necessarily the questions.
elgoodo
fuck a goddamn canadian rig count.
Voted at McNair about 2:30. Walked out with a big smile on my face. No problems. No chaos.
[06:11 PM] fasteddie: jesus, this SB is deader than JC Vibe
beachmaster
wow! what a day. It is truly emotional and exciting.
Hopefully today will mark a huge shift in the way our country is viewed across the world and the beginning of a more cooperative system based on diplomacy, compassion and respect through which all is possible and through which our greatest vision of this country can be realized.
Quote from: super_furry on 11-04-2008, 01:09pm
I voted two weeks ago by absentee ballot.
Just voted at PS 3, no line and out in 5 minutes. Though I must admit I being the dork I am spent some time behind that curtain just letting it all sink in. I get such a high off of voting. Total wonk.
Whoooo! Democracy!!!
super_furry
« Last Edit: 11-04-2008, 01:12pm by super_furry »
I believe in kama
Voter number 517 in Paulus Hook (don't ask). Waited three hours for the privilege. TOTALLY WORTH IT!
Oh, and one of the workers yelled at us for being grumpy about the wait. "YOU PEOPLE only come out once every four years!"
Curve Minimal, by Akyhne


text:
Building on teamwork
In a year, a Gateshead company has expanded its team from two to 20 and is soon to add three more.
Not only that but the progressive estate agent is possibly the only agency that has dedicated roles not usually found in such an environment.
Sarah Mains Residential in Gateshead has proved so popular that the 20 strong team now form the region's only super branch.
Sarah Mains, managing director, said: "The business has gone from strength to strength and a lot of success is due to our different approach to combining modern sales techniques with traditional quality service. The sales team offers collectively 160 years' experience of selling houses in the borough of Gateshead."
"We really take the time to look after vendors and purchasers and with this in mind have dedicated roles such as receptionists. I don't know of any other agent in the region to have a dedicated reception."

redpajama_set_name: RedPajamaCommonCrawl


The last six months have seen a clutch of beers and ciders taken off shelves across Australia for quality-related issues. In November last year, Newstead's Johnno Apple Cider was recalled due to concerns that secondary fermentation might cause cans to burst, a process Moon Dog then went through in January when the same issue affected bottles of Son of a Plum.
While an exploding can or bottle comes with obvious safety risks, brewers might also pull a beer from sale because it's not up to scratch. Last month, cans of the latest batch of Rocky Ridge's hugely popular Rock Juice were withdrawn from sale because the beer was under-carbonated and not up to the standard the brewery's owner, Hamish Coates, had set for the hazy IPA. In many cases where the issue is substandard rather than potentially dangerous products, the producer may not even go public with their decision to withdraw a product.
Yet, as the local beer industry grows and more beers featuring new ingredients and ever-evolving techniques are released, there's a good chance product withdrawals will become more regular. So is it something the craft beer community should worry about? And how does a business best deal with such unwanted complications?
"We are all part of the one ecosystem," says Diarmaid O'Mordha, quality and sustainability manager at Endeavour Drinks Group (EDG), which owns Dan Murphy's and BWS and sells more craft beer than anyone else in Australia.
Withdrawing stock was a situation faced by KAIJU!'s Callum Reeves last month after a can of Golden Axe cider burst in the hands of a Melbourne bar manager. It led them to issue a late night post across KAIJU! and Golden Axe social media channels telling customers to return any cider from that batch of cans – best before date 03/12/20 – and start a hunt for any that might remain in the wild.
Believing the liquid in the can had refermented led Callum and brother and business partner Nat to move quickly to ensure no more stock was being sold.
KAIJU! brothers Nat and Callum Reeve.
"It's not a situation I want to be in again," Callum says.
Though both terms might be used interchangeably, withdrawals and recalls have specific meanings in production and retail. Withdrawals can occur for any number of reasons, from a product not tasting how it should – for example, an under-carbonated beer – or a fault in packaging. Recalls deal directly with health and safety matters and must be reported to the Australian Competition and Consumer Commission (ACCC).
Both the ACCC and Food Standards Australia and New Zealand (FSANZ) outline the process for recalling products. They can be found here and here and are something brewery owners should be aware of due to the potential consequences. After all, recalls don't just have the potential to damage a brewery's reputation; injuries caused by faulty products and not following an effective recall procedure can potentially land breweries in court.
Another recent product withdrawal came from West Australia's Beerfarm. The Margaret River region brewery regularly releases seasonals and one-offs containing fruit as they look to celebrate their surrounds, often partnering with other local producers. Last month, the brewery announced they would be withdrawing Pineapple, a Berliner Weisse featuring fresh pineapple juice – a decision head brewer Josh Thomas says was made quickly.
Inside Beerfarm's WA brewery where they've introduced new procedures since the recent Pineapple withdrawal.
Though he says withdrawing a beer from sale is the hardest decision for a brewer to make – particularly as the cans they withdrew were still tasting great, according to the brewer – it's an essential one if you find a fault. In the case of Beerfarm, it's also led Josh to introduce new quality procedures in the brewery to mitigate any future risks.
"We've added in a force ferment after we've added fruit to ensure it's attenuated all the way," Josh says. "We're also doing forced ageing on packaging products; putting cans in a warm water bath and leaving it in for two or three days and that gives you a representation of what six months of ageing is like, and it's generally a good way to pick up any micro issues early on.
"Then, of course, there's monitoring yeast health: once we do add the fruit to make sure the yeast is healthy enough to ferment through the fruit.
Secondary fermentation can occur in cider and beers loaded with fruit as both can contain residual sugars that can activate yeast or certain microbes. It's an issue that's been noted in other craft beer markets, where the growth of experimentation and a lack of pasteurisation has seen secondary fermentation occur on a number occasions.
Indeed, conversations around beer stability often lead into debates about the pros and cons of pasteurisation. It's something to which Diarmaid has paid close attention. He says Australia's beer industry went decades without any instances of secondary fermentation because pasteurisation was a process the largest brewers follow.
"I've got to be clear: I'm not an advocate for pasteurisation," says Diarmaid, whose former career as a brewer with a background in microbiology gives him a comprehensive knowledge of brewing science.
Endeavour Drinks Group's quality and sustainability manager Diarmaid O'Mordha (left) with Fons Marten of Belgium's Martens brewery.
Louis Pasteur first started heating up booze to kill off bacteria more than a century ago. And, while Diarmaid says pasteurisation isn't essential for brewers, if you plan to release unpasteurised beer or cider, there's a need to understand what can happen once it's out in the world.
"You've got to go off and learn about microbiology," he says. "You've got to understand all your ingredients and you've got to understand all the things throughout history that have botched up brewing.
It's not a path they want to travel at KAIJU!, preferring to rely on other methods and technology, including the installation of a Velcorin system for Golden Axe cider that acts as a cold sterilisation method to break down residual yeast, bacteria and mould that can cause grief post-fermentation. Although ordered prior to the recent withdrawal, it wasn't in operation for the batch in question.
Josh, meanwhile, says there's a long list of processes brewers can enact as preventative measures and suggests breweries need to look at how they can improve their brewing.
Such intentions will likely be well received by Diarmaid, who is concerned by the level of knowledge he's found in some brewers. He says he's reported cases of diastaticus – a variant of brewer's yeast that can cause beer to referment – to brewers who didn't even know what the microbe was, let alone how to look for it.
"If the product's not 100 percent safe we'll never put that out in the market. Breweries need to have that same mindset," Diarmaid says, adding that the legal consequences from mishandling a recall can be severe, particularly for small business owners who might have put their house on the line to follow their dream.
What's more, he questions why Dan Murphy's would want to work with any brewer that doesn't have quality at the forefront of their operation.
"If somebody demonstrates they don't give a damn about the customer then we don't want to work with them," he says.
"We'll be taking steps ourselves in how we work with suppliers and we have to because our responsibility is to our customers. We have partnerships with the people we work with but the people we work with have to be responsible.
What's more, Diarmaid believes having the ACCC or media focusing on product recalls is far from the sort of attention the craft beer industry either wants or needs.
"If I heard that I could pick up a can of craft beer and it could explode and there's reports of injuries and it's in the newspaper, there's that likelihood that I'm going to go, 'It's not worth the risk.'," he says.
As for solutions, Diarmaid says one answer is making sure the industry shares information and focuses on better educating itself. He points to the growing number of courses available as an encouraging sign and believes, as the industry body, the Independent Brewers Association should be focusing on helping brewers learn more about beer faults.
It's a view reflected by Callum, who says better communication between breweries and stronger education practices can help the industry meet challenges.
What's more, if handled well, such issues can present the businesses in question – and, by association, the wider industry – in a positive light. In the case of recent withdrawals and recalls, breweries' communications have received praise from fans online.
"You should go into politics, they need this honesty – as refreshing as the cider" was the response from one commenter on social media when Johnno was recalled by Newstead.
For other articles in our Big Issue series, head here.


Brian Taylor examines symbolism in Toren's mechanics, design, genre, characters, and imagery.
I'm fairly certain I'll never become an antiquarian bookseller in real life, so I'll settle for playing one on the Internet.
Nathan Drake talks too much. John Wayne talked too little.
Unwinnable's Pulp Book Club returns with Stu Horvath and Brian Taylor picking the bones of Roger Zelazny's A Night in the Lonesome October. Read the book? Join the discussion!
Every week, Brian Taylor digs through the Unwinnable archives to bring old gems to your attention. This week's theme, appropriately, is Beginnings.
Cara Ellison leads gumshoe Brian Taylor and flatfoot Stu Horvath in a discussion of Dashiell Hammett's hardboiled classic, Red Harvest. Got something to say about it? Join in the fray!
Brian Taylor travels to Myrtle Beach to find new sandals.
Brian Taylor monologues on E3 and the culture of videogame violence.
Brian Taylor channels his inner assassin as he swoons for Klei's upcoming side-scrolling stealth game, Mark of the Ninja.
Brian Taylor goes a little mad sometimes.
Brian Taylor writes a love letter to his hometown, Pittsburgh.
Unhappy Mass Effect 3 fans have started a petition to have the ending of the game changed. Brian Taylor wonders why.
Brian Taylor reviews Alan Wake's American Nightmare from Remedy Entertainment.
On the eve of his 30th birthday, Brian Taylor muses on adolescence, consequence and childishness in videogames.
Brian Taylor debuts his column, Paratext, with a musing on our need for lists and what they mean.
Brian Taylor dons the purple robes of the Third Street Saints and comes away a dirtier, happier man.
Brian Taylor plays X-Men Destiny twice, hoping the second time around he can choose to like it.
Brian Taylor reviews the new brawler, Warhammer 40K: Space Marine.
Brian Taylor journeys to Cleveland, Ohio, for the Classic Console and Arcade Gaming Show. Look no further for photos of vintage videogame cartridges!


text:
Proximo Weekly: Rethinking the partnership in PPP
Sean Keating
Post-Covid infrastructure stimulus plans are stacked high on civil service desks around the globe. But do both public and private sector need to change the way they look at and structure the partnership part of PPPs if passive private sector infrastructure investment is to be part of the programme?
In the very early 1990s, before my waist size started trying to catch up with my age, a banker imparted to me what I then deemed a truism – no project financing is ever exactly the same. But as my trouser cut went from slim to comfort, it became clear it was no truism because some of the implications were far from self-evident: for example, debt pricing a project credit if there are no obvious comparables, or massaging a unique project risk/reward equation into a generic set of regulations.
Trial by market is the usual resolution to the comparables issue. For example, in the recent £750 million NATS refinancing – a debut corporate senior unsecured bond by the 49% state-owned UK air traffic controller – direct pricing comparables were hard to find. The deal was both in the hard hit airport related sector for a niche business, and a move into unsecured borrowing, a departure from NATS' usual whole business securitisation structure (NATS is also establishing a £400 million revolving credit and a £450 million bridge loan alongside the bond issue).
The deal found its own balance. Active bookrunners BNP Paribas, NatWest Markets, Barclays, Commerzbank, HSBC and RBC were able to place the £450 million amortising 10-year tranche with a weighted average life of 7.5 years at a spread of 85bp over the January 2028 Gilt, and the £300 million 12.5-year bullet at 85bp over the June 2032 Gilt.
Lack of comparables was never going to be a deal-breaker for NATS – the credit has a monopoly and is backed by the UKATS Traffic Risk Sharing Mechanism Agreement, which guarantees that any cash shortfall caused by unexpected drops in air traffic volumes can be recovered at a later date. But the very fact that bankers tried to measure NATS against a range of vaguely comparable utility and transport credits (Deutsche Bahn for example) illustrates the difficulty of risk assessment for certain infrastructure assets – often the best that can be achieved is putting a square credit into a hexagonal hole. It will fit, but never very satisfactorily in terms of risk analysis.
More difficult, and very pertinent to the post-pandemic infrastructure stimulus plans that politicians around the world are so fond of at the moment, is finding an equitable balance between risk and reward for all parties if there is to be a meaningful private sector role in those plans.
In the US, would-be infrastructure investors appear unlikely to have their expectations of a PPP boom met under President Biden's AJP infrastructure plan – and arguably rightly so for certain asset sectors. If a social infrastructure or transport project can be comfortably funded at government level, given no-one can borrow or, via affordable tax increases, raise money cheaper than the government, why add the cost of private investor dividends to the equation? Arguments about the NPV benefits of PPPs only apply if the asset could not and would not be built without private participation. As for the longstanding claim that the private sector is always better placed to manage risk and cost via efficiency – Abengoa, Carillion.
But co-extensive with the arguable drawbacks of PPP are the pluses. The NPV benefit argument, although extremely difficult to quantify and often underestimated, is a strong one if the asset would not otherwise get built. And despite the $2 trillion earmarked for US infrastructure under Biden's plan, according to figures provided by the American Society of Civil Engineers (ASCE) it is clearly not enough to meet the full investment requirement.
In its 2021 report card ASCE gave US infrastructure an overall score of C- (on an A to F scale) and lower for key sectors including aviation (D+), dams (D), hazardous waste (D+), inland waterways (D+), levees (D), public parks (D+), roads (D), schools (D+), storm water (D), transit (D-) and wastewater (D+). US politicians are still arguing over what does and does not constitute infrastructure in the AJP plan. But the semantics don't matter – the figures do, and those are around $650 billion for social infrastructure including water, affordable housing, high speed broadband, schools and electrical grids; $621 billion for transport infrastructure; $580 billion for economic development, including research and development, workforce development and manufacturing; and $400 billion for care work through expanding access to Medicaid services and raising wages for care workers. Consequently, around $1.7 trillion will be spent over the next eight years on what can be considered traditional PPP sectors.
Given the ASCE estimates that over the next 20 years US water infrastructure alone is facing a $2.2 trillion cumulative capital investment gap, the notion that potential infrastructure investors won't find opportunities in the US market seems misplaced – the AJP is effectively a stimulus plan, not a full fix. However, what they are unlikely to find are a swathe of PPP opportunities that come with implicit or direct government guarantees, or other forms of government support that fully or largely mitigate the private sector risk.
Other than specialised infrastructure investment firms – which are heavily staffed by ex-project finance bankers – the traditional institutional investor (II), real asset specialist or not, does not like greenfield project risk. They tend to buy existing assets with established incomes streams and bundle them into portfolios, generating higher returns through economies of scale or expansion. It is part of a healthy funding recycling stream for project developers and even project banks post-construction. But transpose that strategy onto the PPP market and you have to question what non-specialised II's bring to the table, particularly if a government can afford to build, finance, operate and maintain an asset and benefit in full from the future income stream (if it has one).
Very few governments have the economic clout to finance even a scaled down infrastructure plan as ambitious as the AJP, and although Covid-19 has changed views on accepted levels of government debt, bringing the private sector into planned infrastructure stimulus packages will be a must for most. The issue is how to make the risk/reward equation in PPPs more equitable long term for all parties – in some instances, going back to what I thought was a truism, fitting what in many instances are a unique set of project fundamentals into a generic set of regulations. Investors in PPPs and old PFI schemes have benefitted from the certainty of income streams from what are essential social infrastructure assets during Covid-19 – a selling point that governments have probably under-priced in the past. Conversely, the private sector has also taken historic hits from PPP and PFI deals by getting the maths wrong in highly competitive tenders. The partnership part of PPP needs rethinking to ensure transparent and greater long-term equality of risk and equality of return – and equality of graft in getting greenfield projects off the drawing board. Traditional II's may have a role in debt and equity recycling, but that is not much use for stimulus packages that lean heavily towards greenfield development. If passive investors want a piece of PPP they need to be in it for the very long term, to radically tone down their short term ROI expectations and start taking a degree of greenfield risk – many of these schemes, are, after all, social infrastructure, so call it an ESG-linked impact investment.
DIF and PERENfra plan $1.5bn US water platform
DIF Capital Partners and PERENfra have signed a partnership agreement to develop and acquire North American water infrastructure opportunities for municipal and industrial uses.
Tullow drops reserves based borrowing
Tullow Oil has launched a $1.8 billion offering of senior secured notes due 2026 and has received $600 million of commitments for a $500 million revolver and $100 million L/C maturing in December 2024.
Mainstream signs MoU with Vietnam for offshore wind capacity building event
Mainstream Renewable Power and Vietnam's Department of Foreign Affairs for Provinces (DFAP) have signed a memorandum of understanding (MoU) to collaborate on a capacity building event for Vietnamese offshore wind.
Pricing revealed on Kom Ombo solar deal
More details have emerged on the $114 million DFI-backed financing for ACWA Power's 200MW Kom Ombo solar PV in Egypt.
CMI Energia refinances $1 billion of project debt
Latin renewables developer CMI Energia has refinanced around $1 billion in existing project finance debt owed by its subsidiaries in Guatemala, Honduras, Nicaragua, Costa Rica, El Salvador and the Dominican Republic.
Join a brand new community of project finance professionals getting unrivalled access to unique analysis, market data and a global portfolio of expert industry events in the energy and infrastructure space. Click here to find out more


Abstract: This paper studies the risk-pricing implications of introducing habit formation in consumption in a model that encompasses growth with nonrenewable resources and capital markets. It is shown that the expected return on nonrenewable resource stocks incorporates both short-run and long-run risk factors. The short-run risk factor is associated with shocks to current surplus consumption growth. The long-run risk factor reflects the investor's desire to hedge against long-run shocks to future surplus consumption prospects (long-run habit risk premium). The model is tested using energy commodities index and US aggregate real per capita consumption data, and the results confirm that habit enters significantly in the pricing equation by entertaining a long-run time-varying risk coefficient. Compared to results obtained with a no-habit formation model (time-separable preferences), we found that long-run future prospects of surplus consumption constitute a forward-looking risk factor to be taken into account in explaining the dynamics of energy prices under uncertainty.


text:
Sadovyi will sue TV channel ZIK for releasing film criticizing him
The mayor of Lviv Andriy Sadovyi plans to sue the local TV channel ZIK, which in the evening of October 14 aired an almost 80-minute-long film with sharp criticism of the mayor's work, ZAXID.net informs. The film also accused Sadovyi of corruption, cooperation with Russian special services, and other offences. At that, the film's anonymous authors failed to give any documentary proof of the accusations.
According to Sadovyi, the film is just black PR before the elections, and the TV channel ZIK's owner Petro Dyminskyi has some beef against the mayor as the mayor denied him ownership of 17 hectares of a park zone near the stadium "Ukraina". The mayor added that he plans to sue the channel after the elections.


Photo by Eric McCandless - © 2018 American Broadcasting Companies, Inc.
The cast of "The Conners."
Cast members of the "Roseanne" revival are looking forward to their spinoff "The Conners."
Sara Gilbert, John Goodman and Laurie Metcalf discuss Roseanne Barr's racist tweet in a story that will appear in the Oct. 15 edition of People magazine.
The three are grateful to Barr for agreeing to have no ties to the new show, which Goodman says was a "big deal" to "give us a chance."
Goodman says he had hopes of resurrecting "Roseanne" after ABC fired Barr for posting the tweet, which she apologized for but has said was misinterpreted.
Metcalf says there was "a lot of risk involved" in the spinoff, but they decided to take the chance.


We all want to protect ourselves, our income and our families. To ask someone if these are important is silly. The two most important questions surrounding financial products must be WHAT and WHEN.
I would like to give you my guide on what products to obtained and when you should obtain them. There is absolutely no need to buy all the products at one time. Take things in easy stages.
A Will: The first thing to do is write a Will. To do this you need to be over the age of 18 and you don't need a solicitor. So this is the first thing you must do. Write a Will today and have two people witness that Will. You may not have a lot to put in the Will but you do have a body and probably a preference for burial or cremation. You may even have strong feelings about organ donation. Everyone should have a Will if they are over the age of 18.
A Trust: Put a Trust in the Will you have just written. You can start a pilot Trust with just 5. Everything you own can go in that trust and having one is a wonderful foundation for protecting your future wealth for your future family. This can be the start of your Inheritance Tax Planning.
Income protection: If you are working you should protect your income in case you become long term ill or are have an injury. That should go without saying. Many employers provide this free, in the form of six months full pay and six months half pay. If income protection is not part of your employment package then you need to address this shortfall quickly.
Critical Illness Cover: Once you have protected your income the next logical step is to protect your health. If you are unfortunate enough to be diagnosed with a critical illness then this type of policy would provide you with either a lump sum or an income. Most people start with a policy which lasts until State Retirement Age. These policies have no surrender value and should be viewed as a life policy which pays out while you are still alive. You don't need any life cover at this stage unless you have financial dependents such as elderly parents or relatives who are ill.
A Pension: It is a good idea to start funding for retirement as young as you can. Many employers will provide you with a pension paid for from deductions from your pay. If you want a bigger income in retirement than the one provided by your pension then a discussion with a financial adviser would be beneficial. Not funding for retirement is a folly. Sometimes, as with many public sector schemes, there is Death in Service benefits built into the pension. If this is the case it is a good idea to ask that the payout is made into the Trust within your Will. Remember the pilot trust above. This will reduce tax liability and speed up the payout. Instantly you should now see the benefit of writing the Will and starting the Trust.
Marriage and a Family: At this stage many people are thinking about getting married and starting a family. As far as protection is concerned the foundations have been laid and the first priority is a home. Protection is now for the family and not just for yourself.
Mortgages: If you are buying a home you will probably need a mortgage. There are only two types of mortgage, Repayment and Interest Only. Seek professional advice from an independent mortgage broker before choosing a mortgage. It may be difficult to explain why many first time buyers opt for repayment mortgages but many do. I would suggest that you opt for a mortgage which lasts until State Retirement Age and possibly discuss never completing your mortgage. It is always wise to seek advice.
Life Cover: You don't need life cover for a mortgage. Many lenders force borrowers to have life cover to protect the loan, but it is not necessary. Life cover is there to protect a family and not a lender. As a rule of thumb the level of life cover should be about ten times your income. Don't worry, it is cheap. Please try to avoid any form of joint policy and ensure that the policies are written in trust. Once again you would be wise to seek advice.
Investments: Once again, seek advice. Remember that your investments should match your attitude to risk. Try not to put all your eggs into one basket because spreading your investments over several investment options is lie spreading the risk. There is so much to choose from. Examples include bank accounts, buildings society accounts, bonds, ISA's, Unit Trusts not yo forget pensions and property.
Please Remember: I would suggest that you should start you financial portfolio as soon as you leave school and begin with the writing of a Will which includes a pilot Trust. From there, protect yourself and your income. Take advice when choosing a mortgage and never buy a joint life policy. Make sure when investing that the products your choose match your attitude to risk. Always try to seek professional advice. It is usually free.
These are the personal preferences of the author and in no way represent the strategy of any particular financial institution. They are my personal preferences and should not be regarded as global recommendations. Each person's financial requirements are specific and thus require a fact find to be carried out by a qualified and authorised adviser before any recommendations can be given.
Financial advisers, also called financial consultants, financial planners, retirement planners or wealth advisers, occupy a strange position amongst the ranks of those who would sell to us. With most other sellers, whether they are pushing cars, clothes, condos or condoms, we understand that they're just doing a job and we accept that the more they sell to us, the more they should earn. But the proposition that financial advisers come with is unique. They claim, or at least intimate, that they can make our money grow by more than if we just shoved it into a long-term, high-interest bank account. If they couldn't suggest they could find higher returns than a bank account, then there would be no point in us using them. Yet, if they really possessed the mysterious alchemy of getting money to grow, why would they tell us? Why wouldn't they just keep their secrets to themselves in order to make themselves rich?
The answer, of course, is that most financial advisers are not expert horticulturalists able to grow money nor are they alchemists who can transform our savings into gold. The only way they can earn a crust is by taking a bit of everything we, their clients, save. Sadly for us, most financial advisers are just salespeople whose standard of living depends on how much of our money they can encourage us to put through their not always caring hands. And whatever portion of our money they take for themselves to pay for things like their mortgages, pensions, cars, holidays, golf club fees, restaurant meals and children's education must inevitably make us poorer.
To make a reasonable living, a financial adviser will probably have costs of about £100,000 to £200,000 ($150,000 to $300,000) a year in salary, office expenses, secretarial support, travel costs, marketing, communications and other bits and pieces. So a financial adviser has to take in between £2,000 ($3,000) and £4,000 ($6,000) a week in fees and commissions, either as an employee or running their own business. I'm guessing that on average financial advisers will have between fifty and eighty clients. Of course, some successful ones will have many more and those who are struggling will have fewer. This means that each client will be losing somewhere between £1,250 ($2,000) and £4,000 ($6,000) a year from their investments and retirement savings either directly in upfront fees or else indirectly in commissions paid to the adviser by financial products suppliers. Advisers would probably claim that their specialist knowledge more than compensates for the amounts they squirrel away for themselves in commissions and fees. But numerous studies around the world, decades of financial products mis-selling scandals and the disappointing returns on many of our investments and pensions savings should serve as an almost deafening warning to any of us tempted to entrust our own and our family's financial futures to someone trying to make a living by offering us financial advice.
Who gets rich – clients or advisers?
1. Pay-Per Trade – The adviser takes a flat fee or a percentage fee every time the client buys, sells or invests. Most stockbrokers use this approach.
2. Fee only – There are a very small number of financial advisers (it varies from around five to ten percent in different countries) who charge an hourly fee for all the time they use advising us and helping to manage our money.
3. Commission-based – The large majority of advisers get paid mainly from commissions by the companies whose products they sell to us.
4. Fee-based – Over the years there has been quite a lot of concern about commission-based advisers pushing clients' money into savings schemes which pay the biggest commissions and so are wonderful for advisers but may not give the best returns for savers. To overcome clients' possible mistrust of their motives in making investment recommendations, many advisers now claim to be 'fee-based'. However, some critics have called this a 'finessing' of the reality that they still make most of their money from commissions even if they do charge an often reduced hourly fee for their services.
5. Free! – If your bank finds out that you have money to invest, they will quickly usher you into the office of their in-house financial adviser. Here you will apparently get expert advice about where to put your money completely free of charge. But usually the bank is only offering a limited range of products from just a few financial services companies and the bank's adviser is a commission-based salesperson. With both the bank and the adviser taking a cut for every product sold to you, that inevitably reduces your savings.
6. Performance-related – There are a few advisers who will accept to work for somewhere between ten and twenty per cent of the annual profits made on their clients' investments. This is usually only available to wealthier clients with investment portfolios of over a million pounds.
1. With pay-per-trade we know exactly how much we will pay and we can decide how many or few trades we wish to do. The problem is, of course, that it is in the adviser's interest that we make as many trades as possible and there may be an almost irresistible temptation for pay-per-trade advisers to encourage us to churn our investments – constantly buying and selling – so they can make money, rather than advising us to leave our money for several years in particular shares, unit trusts or other financial products.
2. Fee-only advisers usually charge about the same as a lawyer or surveyor – in the range of £100 ($150) to £200 ($300)) an hour, though many will have a minimum fee of about £3,000 ($4,500) a year. As with pay-per-trade, the investor should know exactly how much they will be paying. But anyone who has ever dealt with fee-based businesses – lawyers, accountants, surveyors, architects, management consultants, computer repair technicians and even car mechanics – will know that the amount of work supposedly done (and thus the size of the fee) will often inexplicably expand to what the fee-earner thinks can be reasonably extracted from the client almost regardless of the amount of real work actually needed or done.
3. The commission paid to commission-based advisers is generally split into two parts. The 'upfront commission' is paid by the financial product manufacturers to the advisers as soon as we invest, then every year after that the adviser will get a 'trailing commission'. Upfront commissions on stock-market funds can range from three to four per cent, with trailing commissions of up to one per cent. On pension funds, the adviser could get anywhere from twenty to seventy five per cent of our first year's or two years' payments in upfront commission. Over the longer term, the trailing commission will fall to about a half a per cent. There are some pension plans which pay less in upfront commission. But for reasons which should need no explanation, these tend to be less popular with too many financial advisers. With commission-based advisers there are several risks for investors. The first is what's called 'commission bias' – that advisers will extol the massive potential returns for us on those products which earn them the most money. So they will tend to encourage us to put our money into things like unit trusts, funds of funds, investment bonds and offshore tax-reduction wrappers – all products which pay generous commissions. They are less likely to mention things like index-tracker unit trusts and exchange traded funds as these pay little or no commissions but may be much better for our financial health. Moreover, by setting different commission levels on different products, it's effectively the manufacturers who decide which products financial advisers energetically push and which they hold back on. Secondly, the huge difference between upfront and trailing commissions means that it's massively in the advisers' interest to keep our money moving into new investments. One very popular trick at the moment is for advisers to contact people who have been saving for many years into a pension fund and suggest we move our money. Pension fund management fees have dropped over the last ten to twenty years, so it's easy for the adviser to sit a client down, show us the figures and convince us to transfer our pension savings to one of the newer, lower-cost pension products. When doing this, advisers can immediately pocket anywhere from three to over seven per cent of our total pension savings, yet most of us could complete the necessary paperwork ourselves in less than twenty minutes.
4. As many fee-based advisers actually earn most of their money from commissions, like commission-based advisers they can easily fall victim to commission bias when trying to decide which investments to propose to us.
5. Most of us will meet a bank's apparently 'free' in-house adviser if we have a reasonable amount of money in our current account or if we ask about depositing our savings in a longer-term, higher interest account. Typically we'll be encouraged by the front-desk staff to take a no-cost meeting with a supposed 'finance and investment specialist'. Their job will be to first point out the excellent and competitively high interest rates offered by the bank, which are in fact rarely either high or competitive. But then they will tell us that we're likely to get even better returns if we put our money into one of the investment products that they recommend. We will be given a choice of investment options and risk profiles. However, the bank will earn much more from us from the manufacturer's commission selling us a product which is not guaranteed to return all our capital, than it would if we just chose to put our money in a virtually risk-free deposit account. A £50,000 ($75,000) investment, for example, could give the bank an immediate £1,500 ($2,250) to £2,000 ($3,000) in upfront commission plus at least 1% of your money each year in trailing commission – easy money for little effort.
6. Should you have over one million pounds, euros or dollars to invest, you might find an adviser willing to be paid according to the performance of your investments. One problem is that the adviser will be happy to share the pleasure of your profits in good years, but they'll be reluctant to join you in the pain of your losses when times are tough. So, most will offer to take a hefty fee when the value of your investments rises and a reduced fee if you lose money. Yet they will generally not ever take a hit however much your investments go down in value. The benefit with performance pay for advisers is that they will be motivated to maximise your returns in order to maximise their earnings. The worry might be that they could take excessive risks, comfortable in the knowledge that even if you make a loss they'll still get a basic fee.
Am I qualified? I've written a book!
One worrying feature with financial advisers is that it doesn't seem to be terribly difficult to set yourself up as one. Of about 250,000 registered financial advisers in the USA, only about 56,500 have the most commonly-recognised qualification. Some of the others have other diplomas and awards, but the large majority don't. One source suggested that there may be as many as 165,000 people in Britain calling themselves financial advisers. Of these about 28,000 are registered with the Financial Services Authority as independent financial advisers and will have some qualifications, often a diploma. But only 1,500 are fully qualified to give financial advice. The in-house financial advisers in banks will usually just have been through a few one-day or half-day internal training courses in how to sell the particular products that the bank wants to sell. So they will know a bit about the products recommended by that bank and the main arguments to convince us that putting our money into them is much more sensible than sticking it in a high-interest account. But they will probably not know much about anything else. Or, even if they are knowledgeable, they won't give us any objective advice as they'll have strict sales targets to meet to get their bonuses and promotion.
However in the world of financial advisers, not having any real qualifications is not the same as not having any real qualifications. There are quite a few training firms springing up which offer financial advisers two- to three-day training courses which will give attendees an impressive-looking diploma. Or if they can't be bothered doing the course, advisers can just buy bogus financial-adviser qualifications on the Internet. A few of these on an office wall can do much to reassure a nervous investor that their money will be in safe and experienced hands. Moreover, financial advisers can also pay specialist marketing support companies to provide them with printed versions of learned articles about investing with the financial adviser's name and photo on them as ostensibly being the author. A further scam, seen in the USA but probably not yet spread to other countries, is for a financial adviser to pay to have themselves featured as the supposed author of a book about investing, which can be given out to potential clients to demonstrate the adviser's credentials. If we're impressed by a few certificates on a wall, then we're likely to be doubly so by apparently published articles and books. In one investigation, journalists found copies of the same book about safe investing for senior citizens ostensibly written by four quite different and unrelated advisers, each of whom would have paid several thousand dollars for the privilege of getting copies of the book they had not written with themselves featured as the author.
Of course, only a very small number of financial advisers would resort to tricks like fake qualifications, false articles and bogus books. But the main point here is that far too many of them may know a lot about a few specific products which they are highly incentivised to sell, but may be insufficiently qualified to offer us genuine financial advice suited to our particular circumstances.


text:
July Date set for new Ramin Karimloo recording The Road To Find Out - South
West End and Broadway star Ramin Karimloo has confirmed the release date of 11h July 2016 for his new EP The Road To Find Out - South "The Brooklyn Sessions" with Big Hand Recordings.
The EP will be released ahead of his show at the London Palladium on 16th July. Tracks on the EP include 'Wings', 'Traveler's Eyes', 'Edelweiss', 'Letting The Last One Go' and 'Old Man River'.
After understudying Joe Gillis in the 2002 UK tour of Sunset Boulevard, Ramin made his West End debut the same year understudying Marius and Enjolras in Les Miserables at the Palace Theatre. He then starred as Raoul in The Phantom of the Opera at Her Majesty's before returning to Les Miserables as Enjolras.
Karimloo played Chris in the 2005 UK tour of Miss Saigon, returning to the West End in 2007, playing the title role in The Phantom of the Opera. He later originated the role of The Phantom in Andrew Lloyd Webber's new musical Love Never Dies at the Adelphi and starred in the 25th Anniversary concerts for Les Miserables (O2 Arena) and The Phantom of the Opera (Royal Albert Hall), playing Enjolras and The Phantom respectively.
Karimloo first played Jean Valjean -in the West End production of Les Miserables and went on to reprise his performance in Toronto and then on Broadway where he received a Tony nomination for Best Leading Actor in a Musical.
Karimloo recently starred in Prince Of Broadway directed by Harold Prince in Japan before playing Archibald Craven in The Secret Garden (Lincoln Centre) and Che in Evita (Vancouver Opera). He will return to the West End later this year in the UK premiere of Murder Ballad with Normn Bowman Victoria Hamilton Barritt and Kerry Ellis at the Arts Theatre.
Labels: ramin karimloo


text:
Denton joins Berkshire Hathaway HomeServices
Daily staff report
newsroom@vaildaily.com
VAIL — Longtime local real estate broker Craig Denton has joined Berkshire Hathaway HomeServices in Vail. For more than 35 years, Denton has owned and managed some of the top brokerage firms in the area and now has joined the valley's newest brand.
The announcement was made earlier this month by Michael Slevin, president of Berkshire Hathaway HomeServices Colorado Properties (formerly Prudential Colorado Properties). A longtime resident of the Vail Valley, Denton specializes in luxury properties and new projects.
"To represent the world's most respected brand in the world's top resort destination is a great foundation to continue serving my clients," Denton said. "The tools and resources for me and my clients are unsurpassed in the industry. Couple that with the company's core values and focus on luxury and international markets and you have all the ingredients for the top real estate company in the Vail Valley."
"The addition of Craig to our team elevates our standing in the Vail market. He has focused his business in the resort and luxury markets and will serve them well under the Berkshire Hathaway HomeServices brand," Slevin said. "Given the breadth of his real estate background and knowledge, Craig will also serve as our director of business development, helping the company uncover opportunities for growth and advancement."
Focusing on clients
"Berkshire Hathaway HomeServices focuses on its brokers and their clients. Their goal is to lead with integrity and professionalism, and that's what makes affiliating with them the best choice possible," Denton said.
For more information, call Denton at 970-376-0087 or email denton@vail.net. Berkshire Hathaway HomeServices Colorado Properties, which is independently owned and operated, became a member of the Berkshire Hathaway HomeServices brokerage network, operated by HSF Affiliates LLC, in 2013.
Berkshire Hathaway HomeServices Colorado Properties was founded in 1971 and has six Vail Valley office location, 85 brokers and a property management and vacation rental office.
Seasonal Positions at Peak 1 Express in VAIL
PEAK 1 EXPRESS PERKS! SIGNING BONUS HEALTH INSURANCE SKI PASS REC CENTER PASS COMPETITIVE PAY FREE AIRPORT SHUTTLES NOW HIRING…
Vail Summit Orthopaedics and Neurosurgery
Patient Representative, Front Desk at Vail Summit Orthopaedics and Neurosurgery in VAIL
Patient Representative, Front Desk Vail Summit Orthopaedics is looking for a detailed, service oriented team member to join our clinics…
Roundup River Ranch
Camp Office Supervisor at Roundup River Ranch in GYPSUM
Roundup River Ranch offers free camp experiences for kids with serious illnesses. Camp Office Supervisor Responsible for coordinating all administrative…
Betteridge Jewelers
Logistics Specialist at Betteridge Jewelers in VAIL
Logistics Specialist - Betteridge Jewelers Founded in the New York City in the early twentieth century, Betteridge Jewelers has made…


text:
Sunshine and clouds mixed. A stray shower or thunderstorm is possible. High 93F. Winds SW at 5 to 10 mph..
Some clouds this evening will give way to mainly clear skies overnight. Warm and humid. Low 76F. Winds light and variable.
Troy police respond to fatal stabbing
Updated 32 min ago
A man was found fatally stabbed in apartments at the 600 block of Trojan Drive in the evening on July 16.
Lincoln County Fair Parade 2019
Retiring teachers
Football returned this past weekend as the Clopton-Elsberry IndianHawks made their annual trek to Hermann to participate in a Jamboree.
There was one difference however, a new coach. Well sort of a new coach, Butch Wolanski.
Wolanski has been around the IndianHawks program for many years coaching and lending his expertise. This year, the buck stops with him and hopefully the opponents running game.
Putting up points last year wasn't an issue on offense, it was the defense. Primarily the run defense and this season Wolanski is hoping for a big change as they transition from a 3-4 to a 4-3 defense.
"The loss of 200 tackles with three seniors graduating isn't something easy to overcome," said Wolanski. "Our depth on the defensive line will be better this season. We have some good linebackers coming up but they are still young."
While keeping the run game in check is a must, the number one goal for the IndianHawks this season is simple...have fun.
"We want to remind the kids why they started playing this game in the first place, to have fun," said Wolanski. "If we start having fun they buy in a whole lot more, which means less mistakes."
Simplifying the game and getting back to the fundamentals of football is a high priority.
"Tackling, route running and simply throwing and catching a football," said Wolanski. "It seems simple but a lot of times you get caught up in the X's and O's and forget the basics."
As for the Jamboree, Friday to Saturday was like night and day as far as being on the same page.
"Getting on the same page with a new coach can be hard. Things such as the flow of the game, calling plays, lining up in the right position, we didn't do that well on Friday," said Wolanski. "However on Saturday we started to really get into a groove. By the time August hits we will have it down."
One thing new for this years team is a three day retreat at Redemption Ranch in Winfield during early July.
The team will be working on team building exercises and getting to know each other.
"It's hard to go to battle on a football field with someone you really don't know," said Wolanski.
Following the retreat will be a two week summer camp in July and then practicing begin mid-August.
Wolanski
Peggy Jean Wheadon
Judymae Anna Griffaw
Heat indexes to exceed 105 degrees Wednesday


The first President was Coach Dwayne Maley from San Diego High School. He formed a committee to begin the program. One of the original members, as the Player Agent was Bill Whittaker. Also on the committee were Chester Denzin, Mary Nettles, Garnet Ramsey and Joe Schloss.
We started using Coach Mike Morrow's field at Morley. He was then a coach at USD. At one time we were called "Balboa Park Little League" then we merged with the Mike Morrow Little League. Eventually we returned to the name North Park Little League and that is how it has remained.
A few of the players who became Major League players are: John D'Acquisto, Jerry DaVanon, Gregg Nettles, Jim Nettles, and Bob Cluck.
We have had many outstanding Presidents who have directed the League. A couple of highlights of our league were two teams, one in 1994, and one in 1995 who went to the Divisional Playoffs. This was a highlight for District 33 and a record that North Park still holds.
Let me say that I continue to manage a little league team after 54 years because it has been a terrific experience, shared by me and all the other coaches and players and Board Members and the parents who support us. I applaud you for what you have brought and continue to bring to North Park Little League.
Our five fields have been recognized and named after Ted Williams, Danny Milsap, Joe Schloss, Bill Whittaker, and John Perretta.


text:
First Berwick Gala Days queen thinks back to early days of the festival
'A memory that I'll have forever'
Chris Saulnier · Freelance | Posted: Aug. 18, 2018, 9:49 a.m. | Updated: Aug. 18, 2018, 9:49 a.m. | 4 Min Read
Diane Clarke, the first ever Gala Days Queen, sees the annual celebration as an important time of year in Berwick and the surrounding areas. - Chris Saulnier
BERWICK – As another annual Gala Days celebration approaches, Diane Clarke recalls her experience as the first Gala Days Queen.
"I think it's important, it's important to the community, it's a time when so many people from the surrounding area come together and we all have fun and enjoy each other," said Clarke.
"And looking back at my time as queen, it was special to me. It was a memory that I'll have forever and can share with my grandchildren."
The first Gala Days Princess Pageant took place in 1964, 19 years after Gala Days first began in Berwick.
Clarke, a Berwick resident, grew up just 12 kilometers east of Berwick in the small community of Woodville, and was 18 years old at the time she became the first Gala Days Queen.
Clarke felt that being chosen as the Gala Days Queen was a way for her to represent, and show her pride for, her small community.
"I was very proud to represent my community," said Clarke. "Because it was a small community but with wonderful people, and I think I was very prideful."
Winning the pageant had a long-lasting positive impact on her life in terms of building her confidence.
"I think it's like anything you are successful at, it gives you confidence, and I think that was the case and I met new people, and new experiences always help you," said Clarke.
Over the years, through volunteer work, Clarke has continued her involvement with Gala Days and the princess pageant, and has also been involved with the annual Apple Blossom Princess Pageant several times as a co-chair of the committee.
Through this continued involvement, Clarke says she has seen these pageants have the same positive impacts on those who take part now as the first Gala Days Princess Pageant had on her,which is why she has enjoyed staying involved.
"I think it gives the girls, or the community, a chance to explore new things, and I always felt that it helped me, so I thought it was a great idea to contribute in any way that I could," said Clarke.
"I think pageants are character building. When you do these things, either Gala Days or Apple Blossom, you gain confidence that allows you to perhaps try new challenges that you might not have thought you could do before."
While currently in its 54th year running, little has changed about the Gala Days Princess Pageant. Contestants are still evaluated on their skills and abilities associated with public speaking, interviewing, deportment, interaction with the public, and more.
As for what Gala Days itself means to Clarke, she says that while her experience with the celebration has changed over the years as she's aged, the main idea of community celebration and togetherness has remained a constant.
"You go at a young age and see the parade and think that's wonderful, but as you grow older other things interest you. I know that I enjoyed the flower show as I was a young mom, and so it's an added dimension really as you grow older because there are more things that you like to see," said Clarke. "But, for me at least, the overall feeling of togetherness and community celebration has remained the same."
Comparing the events of Gala Days now to when she was queen, Clarke says that while there are things that come and go, there isn't much that she misses as, on top of the core attractions that have stayed throughout the years, the celebration has grown and added much more for people to do.
"There are few things that you miss, because it's enlarged and there is more now to do," said Clarke. "And I still always go to the main events, the tea on Saturday afternoon, and fireworks Sunday night, and the parade on Monday."
This year is the 73rd annual Berwick Gala Days and the celebrations will take place from Aug. 29 to Sept. 3 in Rainforth Park, as well as other locations throughout the Town of Berwick.
The crowning of the 2018 Gala Days Queen will occur during the Gala Days Princess Tea Sept. 1 at 2 p.m. at the St Anthony of Padua's Catholic Parish Church, 122 Mill St, Berwick.
The pageant is open to those ages 15 to 19, living in a community between Auburn and Cambridge.
Anyone interested in learning more about the Gala Days Princess Pageant can contact Donna Conrad at 902-680-5062, or [email protected].


text:
Home » Project Loon
Loon Balloons Provided Connectivity in Peru Area
May 30,2019 0	ant
Alphabet's Loon has responded to the magnitude 8.0 earthquake that struck the Peru region on Sunday morning by re-directing a group of balloons to the...
SoftBank Unit Invests $125 Million in Google's Loon Balloons
Apr 25,2019 0	ant
An affiliate of SoftBank Corp. is investing $125 million in Loon, a subsidiary of Google parent Alphabet Inc.
The SoftBank unit and Loon will share...
How Software Orchestrates Loon's Balloon-powered Internet
Jan 31,2019 0	ant
Google has provided some information on how the Loon's ballons network is working in order to provide uninterrupted internet connectivity.
Taking the internet from where...
Google Introduces the Loon Advisory Board
As Google's Loon transitions to a commercial business and looks to partner with Mobile network operators (MNOs) worldwide, Google is adding some expertise to the...
Alphabet to Deploy Balloon Internet in Kenya
Jul 19,2018 0
Alphabet's Loon said on Thursday it would deploy its system of balloons to beam high-speed Internet access with Telkom Kenya from next year to cover...
Project Loon and Wing Become Alphabet's Newest Bets
Alphabet is releasing two experimental projects from its X lab, adding new independent businesses to its roster of non-advertising entities.
Wing, which is developing a...
Alphabet Advances Its 'Loon' Baloon Internet Plan
Feb 17,2017 0
Alphabet said Thursday it was closer to deployment of Project Loon's internet balloons to serve remote regions of the world, although the company will...
Google To Bring Internet To 100 million Indonesians
Oct 29,2015 0
Starting next year, the top three mobile network operators in Indonesia will begin testing Alphabet's (Google) Project Loon balloon-powered Internet. Over the next few years,...
Google Is Getting Serious With Project Loon
Apr 18,2015 0
Google's Project Loon ambitious project that is expected to provide internet access to remote areas around the world is scalling up, as the company plans...
Google To Offer Balloon-powered Internet Access
Jun 15,2013 0
Google is experimenting with balloons that beam the Internet from the sky. As part of the 'Project Loon,' the search giant is releaseing helium-filled balloons...


El Paso DWI Attorneys Dunham & Jones handles DWI, DUI, BWI cases in El Paso County and throughout all of Texas. Their #1 Goal is a DISMISSAL or REDUCTION. Call Dunham & Jones today and speak with one of the El Paso DWI lawyers to find out how they can help you with your DWI/DUI/BWI. Dunham & Jones was Voted Best DWI Lawyers.
You only have 15 days from the date of your arrest for DWI in El Paso County, Texas to request an administrative hearing about your driver's license. If you do not, your driver's license will be automatically suspended. For immediate help, contact the El Paso DWI Attorneys at Dunham & Jones at 915-315-2323.
For an immediate FREE consultation on your DWI arrest in El Paso, Texas call 915-315-2323 or simply fill out the form on this page. Dunham & Jones has been fighting DWI arrests in Texas since 1989 and has over 200 years combined legal experience. Many of the criminal defense attorneys are former Assistant District Attorneys with many years of trial experience. Hurry, you have only 15 days from the date of your DWI arrest in El Paso County, Texas to request a hearing on your Texas Driver's License.
Dunham & Jones handles Texas DWI (Driving While Intoxicated) and BWI (Boating While Intoxicated) cases in and around El Paso County. Having Texas Board Certified Criminal Law Specialists* and former prosecutors handling your DWI in El Paso can make the difference between winning, going to jail or doing DWI probation. You will find our law firm to be very knowledgeable about Texas DWI Laws and drunk driving penalties and information.
When selecting legal representation, realize that the experience of your El Paso DWI Lawyer in Texas is very important. The way your DWI defense case is handled will have an influence on the outcome and thus, your future. Having Texas Board Certified Criminal Law Specialists* on your side can mean the difference between obtaining a good result and a bad result. At Dunham & Jones, many of our criminal defense attorneys have previously been Assistant District Attorneys, spending years perfecting their courtroom skills. We know the procedures of the criminal court system and can make that system work for you.
Dunham & Jones has accumulated a highly successful record of acquittals, dismissals and reductions in DWI charges. Each DWI in El Paso County is different, but note that the criminal defense attorneys at Dunham & Jones always start with the goal of getting your charge of driving while intoxicated in El Paso dismissed or reduced to a traffic ticket.
Our legal fees are fair and competitive, especially for Texas Board Certified Criminal Law Specialist. In most DWI cases, we charge a low, flat rate and often do not require any money down. The initial consultation is free. When you factor in our legal experience and proven case results, Dunham & Jones is a good choice for those who want the highest quality of legal representation at a fair and reasonable cost.
You have only fifteen (15) days from the date of your DWI charge in El Paso County to request a hearing on your Texas Driver's License. According to the DWI laws in Texas, if you fail to request a hearing, your Texas Driver's License may be suspended and you face the probability of paying huge fines for several years. It is important that you hire quality legal representation for this hearing to challenge the license suspension. Having legal representation for this license hearing provides an opportunity for your criminal defense attorney to question the arresting police officer. Putting the police officer on the stand helps to establish his or her position, which can be very beneficial to your DWI defense case.
For immediate help with your DWI in El Paso County, contact El Paso DWI attorneys Dunham & Jones by calling 915-315-2323 today or fill out the form to request a free consultation to discuss your DWI. The initial consultation is always free and there is no obligation, so call now.
Dunham & Jones has convenient law offices throughout Texas and prides themselves on being available for their clients. The firm has law offices in El Paso, Midland, San Antonio, Austin, Corpus Christ, Brownsville, Fort Worth, Dallas, Plano, Harker Heights, Waco and the Bryan/College Station area. Call 915-315-2323 to schedule your FREE consultation to discuss your DWI charge in El Paso area.
Read more about Texas DWI Penalties and the Texas Surcharge Program.
Map to Dunham & Jones Attorneys at Law, P.C.
Dunham & Jones Attorneys at Law, P.C.


One of the greatest mysteries of this Universe is how on Earth does the Congress of the United States prioritize its agenda.
Here is an example. Most of the Americans think that the country is heading in the wrong direction: our road to prosperity has been littered with financial IEDs, we have the most severe housing slump since the Great Depression, the credit crisis rocks the banking boat, Nature makes it painfully clear that global warming is more than a figment of Al Gore's imagination and our infrastructure is in need of a major overhaul - at least here in DC, where every little summer storm wreaks unimaginable havoc to our power grid. Yet with all these issues looming over them, our congressfolks think that spending taxpayers' money on probing the world of sports is pretty cool.
Senate wasted endless hours investigating the baseball steroid scandal and grilled Roger Clemens for hours to see what kind of stuff he injected into his body. The House didn't lag behind for too long and launched its own hearings into alleged signal spying of New England Patriots. Sure, it had be lots of fun to talk personally to Bill Belichick about his reconnaissance style, but is this issue really the hottest potato on the constituent's plate?
Last week the price of crude oil reached $135. The election day being less than half a year off, I thought: "Hey, what an opportunity for our elected representatives to stop dilly-dallying and get down to some real business". And there was no dearth of possibilities for a decisive course of action.
They could end subsidizing compulsive speculators on the Wall Street, whose well heeded calls for bail outs are greatly contributing to the sliding dollar. Paying other nations for an increasingly scarce commodity by a currency which is being constantly diluted is just forcing them to ask for more and more of the progressively worthless money. But if the Fed could find the balls to prop up the ailing dollar, the energy gamblers would soon learn that their crude casino is not as generous as they are becoming accustomed to.
They could stop the war in Iraq and significantly reduce our military presence overseas. The day I learned that Abrams Tank slurps about 4 gallons per mile was the day I understood why the US military is the largest oil consumer in the whole world. And then there is the secondary effect of our military maneuvers in the oil rich Middle East. If someone thinks that waging wars among oil derricks is going to bring the price down, they should think again.
They could also support manufacturers willing to produce more energy efficient cars, or even dust off the plans for the electric car, which disappeared under rather unexplained circumstances years ago. They could make a realistic analysis of the world's energy supplies and stop hiding behind ethanol fantasies, whose only real impact so far had been a side bubble in food commodities. They could focus on developing and supporting alternative energy sources and help to alleviate our suicidal dependence on foreign oil. Anything to take some burden off of fossil fuels would help.
Full of hopes I sank my eyes in Yahoo!News to see what line of attack would our legislative quarterbacks choose. And here it is straight from the horse's mouth: "The House of Representatives overwhelmingly approved legislation on Tuesday allowing the Justice Department to sue OPEC members for limiting oil supplies and working together to set crude prices, but the White House threatened to veto the measure."
Bravo! Way to go, boys and girls. Let's sue independent countries for not wanting to sell us THEIR oil for the price WE want. Is it no longer the case that every nation can use their finite natural resources as they see fit? And if all the OPEC countries want to extract exactly 1 barrel of oil per day and then sell it on eBay for exactly 1 million bucks, isn't it their right?
On the other hand, I have to commend the Congress for utilizing America's #1 natural resource: the endless legions of legal warriors. You may not find this in the UN Geological Survey Almanac, but the US has the world's largest proven reserves of lawyers. With their ranks fully mobilized, the future undoubtedly will be interesting. And so will the oil futures.
One thing that intrigues me about baseball is how the dimensions of its ballparks are optimized for suspense. Not only is the depth of an outfield just enough for a homer to arch over, but the separation of bases has been carefully chosen so as to make the hitter a fair game should the ball be stopped by the first line of defense. And the same goes for stealing. The catcher's ball and the speeding stealer usually arrive at the same time - just as it happened this Friday during the Card's game against the Pirates when the St Louis jack-of-all-trades Rick Ankiel dashed across the empty interbase space like a wild meteor and his looming contour so confused the Pirates' baseman that he didn't quite emotionally connect with the incoming ball and allowed Ankiel to continue to third and gain much more from this adventure than he had originally hoped for. If the Pirates ever move to retail, their enterprise should start off with the slogan: "steal one, get one free".
Almost all the plays in baseball are exercises in kinetics. But the players hardly ever turn to the high school physics. They use their experience instead. In the 7th inning, the 3rd baseman Troy Glaus caught a low-flying line drive and because of a runner already at first, he had to quickly solve the following problem: the hitter H1 moves from the plate to the first with the velocity v1. Simultaneously the previous hitter H2 moves from the first to the second with velocity v2. Do you shoot for the elusive double play or do you go for the bird in hand arriving shortly at the terminal 1? Well, Glaus chose wisely the latter and the Pirates, despite the ruckus in the 9th, went home empty handed.
Watching batters on the field betting on the outcomes of exercises from elementary physics textbooks is what makes baseball so attractive for the science crowd. Now if only we could agree on whether the players are burning calories or kilojoules while at it.
In my little book of great outdoors, a very special place is reserved for waterfalls. But not the kind that stampede off the cliff into hundred meter abysses so that the sheer volume of their acoustic output makes you stand in a respectful distance, far from the several metric tons of mist that they churn into existence every second. Their photo may look great on a travel agent's coffee table, but you probably wouldn't want to take them to your Mom. I like the small community waterfalls that you can find in nearly every location if you just research the creeks of your local hills. The personable waterworks that usually spring from stumbling streams, the kind that you can wade into, jump over or sit right next to.
This Memorial Monday, we took a trip to Cunningham Falls in Catoctin Mountains, just north of Frederick, and about an hour drive from DC. We overpaid for parking near Hunting Creek Lake and took a short trail studded with stones, crooked roots and rookie chipmunks. After about 15 minutes we came to the foot of the waterfall and made it our base camp for the five mile hike to Hog Rock.
Cascading waterfalls are my favorite. Hopping barefoot from one boulder to another is a very invigorating experience and it always makes me feel as if I am being plugged into some secret underground source of life. I could sit for hours by the streaming waters and marvel at the never ending and almost frivolous display of motion. Day and night, rain or shine, it never turns off. Where does this Energizer Bunny hide its recharger?
And as I watched the endless packets of water rush effortlessly by I thought it was pretty silly that so many politicians down in DC still believed that burning some oily gunk that dinosaurs threw up eons ago was the coolest way to make energy.
I haven't been on a dance floor for about 20 years. I think me and a dance have a long standing relationship of mutual mistrust. There is a species of sloth with statistically high incidence of paralysis that dances even worse than I do, but other than that my dancing torpor has no match among contemporary mammals. So I should have foreseen that I am stepping into a hornets nest when a friend of mine told me that a little Cinco de Mayo party we were heading for this Friday took place at a private dance studio. The kind with the floor ominously surrounded by mirrors.
As I half suspected all along, the party turned into one big festive dancing lesson. For a while, I was trying to look inconspicuous and non-committal, but after about 15 minutes I was temporarily abandoned by my friend and thus left exposed to various hopping elements, such as a dancing instructor named Katey, who found me hiding unsuccessfully behind a burrito platter. While she dragged me victoriously onto the parquet, I was informed that we are going to engage in Foxtrot, which immediately prompted a frenzied search in my memory whether Foxtrot is something I should have been inoculated against as a kid. As I was mentally paging through my medical history, Katey ostentatiously repositioned my hand roughly 10 vertebrae higher to the general area of her shoulder blade. I took a deep breath and briefly pondered whether I could act out an Acute Gastric Dilatation And Abdominal Compartment Syndrome and take an honorable exit via Ambulance Van. Realizing that my histrionic skills peaked several decades ago, I quickly rejected this possibility and hurled myself into the speeding vortex of rhythm. The state of my mind morphed seamlessly from a "deer caught in headlights" to a "kamikaze pilot".
After this episode ended, and I was pleasantly surprised that it did, I thought that the worst was over. But I wasn't even close. At the peak of the party, the host turned all the lights on, herded us on the floor and announced that in order to celebrate Cinco de Mayo properly, we will all learn the traditional Mexican Hat Dance.
As it transpired during the introductory lecture, in Mexico, males demonstrate their masculinity by throwing their head cover down into the dust and trampling it to death. The vigorous stomping of the initial phase is accompanied by clapping and by some other hand motions which I didn't quite understand, but I hazily recollect that they involved alternately clutching one's own elbows and bobbing one's head more or less correspondingly. How was that supposed to impress a young Mexican lady was left unexplained. That is until the music started playing and I realized that what seemed like a piece of cake at the leisurely pace of the slow instruction phase was a twisted exercise in hand to hand coordination at twice the speed. As I hit a processing bottleneck in my brain, my motions became increasingly uncoordinated, and I would have become very confused had I not been rescued by a "spin phase" whose true purpose must have been to test the tequila intake. During this segment, you lock your arm with your partner's and start swirling around at an increasingly unreasonable tempo. No wonder when the stomping part returned I took my frustration out on the imaginary Sombrero lying on the ground, which prompted some praising remarks from the Dance Master. At least I think they were praising.
I am not sure through what sort of black magic I survived that evening without any visible harm. I just hope the same can be said about all the big toes of the ladies that I danced with. Or should I say "danced against"?


a bigger auto repair task. Oftentimes, car enthusiasts decide to go on a DIY strategy to car repair not simply as being a hobby, but as a means to save cash. When your car keeps deteriorating and you will barely afford the parts to solve it, there's no way you can pay money for professional labor. Before you tackle a large repair job, have a look at a few of the expert consultancy below! Research First You can't take apart your car and wish to use it back together again should you don't know each of the parts. Unless you have a very rare vehicle, you can actually get ahold of the aftermarket manual to your make and model. These manuals can be really helpful in identifying the various components of the car and how they may be come up with. Along with, there are super easy to follow diagrams that can simplify the process. In addition to a physical manual, turn to Internet forums for help. Odds are, somewhere worldwide, someone has asked the identical questions as you may. If you feel stuck or you have a specific problem you can't wrap your mind around, post on the forums and ask! Clear Workspace Area Taking care of a vehicle takes much more space than some individuals would estimate. You might think your garage has ample room, but you could be set for a rude surprise when you start on the repair. It's advisable to clear lots of space and set up a workspace without additional clutter to make your career easier. Repair Needs Time To Work It's vital that you understand that auto repair takes a lot of time as well as perseverance. When the vehicle you intend to repair is your only ride to be effective, setup a carpool with a friend or find alternative transportation before you take your car from commission. Be prepared to make a lot of trips into a hardware store and await your automobile parts to come in, that may all take some time. Keep Organized It's an easy task to take something apart, nevertheless it can become a nightmare to set it back together again. In case you have a large number of nuts, bolts, and washers you're removing out of your car, it might feel like an impossible task to remember the way it all goes together. Before you take your car or truck apart, require a photograph of how the various components look when properly installed. Once you've done that, label everything by using a white pen while keeping them properly sorted in either plastic baggies or old egg cartons. You might have lots of enthusiasm for auto repair, but be sure you do your homework first, clear enough workspace, and keep everything properly labeled. Many novice mechanics have also discovered that finding the time to produce a checklist will also help make a field of difference! Should you stay organized and go comprehensive, it will be possible to correctly repair the initial car.
86 Bronco Ii Coolant Coming Out Exhaust?
Dor A First Time Driver What Is The Best And Nicest Cheap Car I Should Get Best Ten Radiator Repair in Bullhead Directory?
Used or new? What size are you? Good somewhat cheap cars would be the Nissan sentra, Nissan versa, Toyota camry, Honda civic, ford focus (these are cheap and reliable but have to be meticulously maintained and driven lightly, head gaskets are a common issue with these), if you want a good used car go for an older pontiac grand am (I have always had good luck with these cars with little to no issues), Chevy cavalier, toyota corolla or Camry, Nissan maxima, Acura integra, vigor, or tl, Honda civic or accord. Your best bet is to go foreign for your first car. They usually don't require as much maintenance as domestic brands. Stay away from Isuzu, Mazda, and Hyundai/Kia (these brands will cost you tons of time and money....some of them are good cars but why take the chance on getting a clunker). 10 Best Radiator Repair in Bullhead Directory If you're buying used make sure you get a carfax report to make sure the car has never been in an accident or had any major repairs and try to find a car with less than 100k miles on it. Up to 120k is ok on a newer toyota, nissan, or Honda brand.
Why Is My 99 Nissan Sentra Gxe Losing Coolant?
My Car Is Losing Alot Of Coolant. I Have Had It Pressure Tested 4 Times. Twice While The Engine Was Hot And Twice While It Was Cold. Nissan Did The First 2. It Didn'T Show In Any Of Them. Nissan Told Me I Needed A New Head Gasket. I Took It To The Place I Got My Car From And They Tested It Over Night And Said It Didn'T Lose Pressure The Whole Night. It'S Not Leaking Into The &Quot;Heater Core&Quot; Either. It'S Using About A Gallon Of Coolant A Month. I Dont Know What Else To Do But I Dont Want It To Get Worse. Top Ten Radiator Repair in Bullhead Directory I Had Them Flush The Coolant And Replace All The Hoses. They Also Put Head Gasket Stop Leak To See What Happens But I Only Drove About 30 Miles And Checked It And It Still Seems That It Used More Than It Should...Where Could It Be Going?
Are 1995 Toyota 4Runners Just A Head Gasket Waiting To Blow?
1995 4Runner Blew A Head Gasket At 75,000 Miles And 75,000 Miles Later It Has Blown Another Head Gaskets.Toyota Has Been A Very Good Auto,1991 Camry Had 175,000 Miles On It And No Head Gasket Problems.Is Anybody Else Having Head Gasket Problems On Their 1995 4Runner Top Ten Radiator Repair in Bullhead Directory ?
White Smoke Coming Out Of Muffler??Head Or Valve Gasket Blown??
What Does It Mean When White Smoke Comes Out Of Your Exhaust Pipe?? Is It A Blown Head Or Head Gasket Blown Or Could It Be A Valve Gasket Blown?? Its For A Ford Contour 1996 Most Popular Radiator Repair in Bullhead Directory??
Want To Know What The Setup Is, The Pay Practices Of Certified Mechanics Doing Car Repairs At New Car Dealerships. Do They Just Earn An Hourly Wage, A Set Wage? Or Do They Get Incentive Pay, Like A Bonus For Selling More Parts And Services? I'Ve Heard Some Small Car Repair Shops Do Something Called ' Tab '. Most Popular Radiator Repair in Bullhead Directory They Try To Find Other Things Wrong With Your Car When You Bring It To Them For A Repair And They Pad The Bill - Therefore The Mechanic Makes A Bonus.
I Have A 1993 Toyota 4Runner And The Hoeses On The Radiator Build Pressure?
Head Gasket is probabley the most probabe cause.
I have seen them go before and they pump Exhaust into the coolent causing alot of PSI blowing hoses and cracking radiators.
Insurance Regulations - Auto Collision Repair?
I Am Trying To Have Some Front End Damage Repaired On My 03 Corolla. I Have A $500 Dollar Deductible And The Estimate Is For A Little Over $900. I Have A Friend Who Has The Knowledge And Ability To Repair The Auto (12 Years In The Industry) And He Is Willing To Do The Repairs Without Me Paying The Deductible. What Can I Expect From The Insurance Company. Will They Allow Him To Do It? Will They Accept Aftermarket Parts? What Type Of Final Inspection Will They Require? Will I Be Able To Accomplish This Utililzing My Friend. I Have No Doubt He Can Do A Satisfactory Job But Will The Insurance Company Work With Me. I Know The Rules Probably Vary From Company To Company But Any General Advice On How To Approach Them Or What To Expect Will Be Appreciated.
If the estimate is for 900$ and you have a 500$ deductible, the insurance check is only going to be around 400$. For that kind of money, the insurance company isn't going to care if you get the car repaired or not. They are only to pay for the loss. If your friend can do it for 400$ let him. And if the car is paid for, the insurance company will make the check out directly to you. They CANNOT tell you where to take the car to have the repairs done or what parts to use. This is called steering work and it is illegal. If they tell you they won't guarantee the parts or labor, tell them to shove it because it's not their place to do that.
Why Is My Car Still Overheating?!?
It sounds like a fuel delivery problem.
The jerking while accelerating and high temp might be caused by a clogged fuel filter. This will cause a lean condition, and running lean is a dangerous condition for your engine. This will cause high NOx gases to form due to high combustion temp.
Have your fuel pressure tested at the fuel rail, and on the intake side if a new fuel filter doesn't work. You might need a new fuel pump as well.
How Much Would This Car Repair Cost?
Recently Got Into An Accident And My Insurance Company Says That It Is Probably A Total Loss Based On The Photos I Sent Them. Ill Find Out In A Few Days Once It'S Looked At But I'M Just Wondering People'S Opinions/Experiences On How Much It Would Cost If They Say Its Not Totaled. My Drivers Side Headlight Is Smashed In And All Around It As Well. The Drivers Side On The Right In Front Of The Door (Fender? Idk Stuff About Cars Lol) Is Dented As Well, Making It So That I Can Only Open The Door Part Way. It'S Not Pretty. Still Drivable And Works. Thanks For Any Advice!
It really doesn't take much to total a Neon! A car is determined to be totaled when the cost to repair exceeds (usually) 80% of it's value. With the high cost of body work now, a small fender bender can do that!
I bought my daughter a salvage (totaled) 2000 Neon in 2003 for $600. I repaired it and painted it as well for another $600. There wasn't enough damage for the state to "brand" the title as salvaged by the inspector, so it carries a clean title.
In 2011, she was rear ended by a Lexus, and once again the insurance wanted to total the car. I helped her fight that, got around a $1600 settlement, and I put a new bumper re bar and a used bumper cover on it, and also had to pull the trunk panel about an inch or two, and once again she is still riding! Only paint work was the bumper cover. Total repair cost was less than $100!
If YOU caused the accident, it will be more difficult to negotiate with your own insurance company, but it can be done. Get some quotes from some independent shops if you want to fight with them.
If you show you can have the repairs done at less than 80% to 90% of the book value, you may get to keep it.
White Smoke Coming From Tail Pipe.?
Ok White Smoke Coming From My Car. There Is No Over Heating And All Of The Fluid Levels Look To Be Good. I Checked The Oil And It Looks Very Much Normal, No Chocolate Milky Look Like I Have Been Told To Look For In Case It May Be A Head Gasket. There Is A Possibility That I Put Some Bad Gas In It (Water Logged Or Stihl) From My Gas Tank That I Have Outside But The Car Has Been Doing This For 5 Days Now And Have Put 20 Dollars Of Gas In It In Which I Think It Would Have Already Filtered Out By Now. There Is One Possible Other Explanation And That Is I Haven'T Changed My Oil In A Pretty Good While And It May Be That Smoking But It Doesn'T Look Bluish Color Like Oil Should Look When It Burns. The Smoking Mostly Occurs During Initial Start Up And Lasts 30 Seconds At Most. It Is Alot Of Smoke At First But Dies Down Completely After 30 Or So Seconds. Periodically Through Out The Day There Is Absolutely No Smoke, Sometimes Alot, And Sometimes In Between. There Is Absolutely No Performance Problems, Every Once In A While There Is A Little Slow Start Up But Its A 1996 Toyota Camry. Was Wondering If You Guys Know What May Be Going On. Any Help Would Be Great.
Can A 1963 Impala Coupe With A Base Crate 350 And A 350 Transmission Beat 0-60 In 8 Seconds?
If So Whats A Rough Estimate Of Its 0-60 Times? Would It Be Tough Competition For Rice Rocket 4 Cylinder Cars With Fwd?
10067353 195 HP $1500 goodwrench that use to be sold as a "260" HP engine, which it will make 260 HP with a alum high raise dual plane intake, 600-670 cfm 4bbl, headers, etc.
Just to give you some info on other cars times..
Set of used vortec heads, fel pro 1094 head gaskets, performer or performer rpm intake, 214/226@.050" or so cam, long tube headers, dual 2.25" pipes, good flowing mufflers, 600 cfm carb, summit $90 HEI dizzy, and your at 375 HP or so.
375 HP with traction in your 3875 lbs total weight impala would put you in the 13.30's @ 101 mph 1/4 mile times.