The game won't be long remembered, but there were a number of instructive (and fun) clips to look at from West Virginia's 38-22 win over Kansas. Hints for the future, a new twist on the option, and the best sack dance in WVU history are just some of the items on tap.
From the first play of the game, the West Virginia offense showed the communication errors that plagued it all day. Here, the Kansas right defensive end, who was lined up in a three-point stance on the line of scrimmage, and in a 3-man front no less, is left unaccounted for as he rushes the pocket. Will Grier gets the pass away for a completion, but is blasted for his efforts.
These are the kinds of mistakes that lead to losses. Opponents are going to make plays on their own, but gaffes such as this one will put marks in the loss column.
Kansas goes for it on fourth and one on its first possession, and West Virginia responds with — the stand-up defense?
Yep, all 11 defenders appear to be in pass defense mode, but it turns out to be a run blitz. All three linebackers, plus spur Dravon Askew-Henry, are in full-out rush mode. Even if the Kansas handoff hadn't been botched, WVU had this play dead to rights, as it had two defenders in the hole where the back was aimed, and blitzers running free toward the quarterback.
If you were in the film room last week (and if you weren't, that'll be 50 push-ups), this play should look familiar. West Virginia pulls both its backside guard and tackle to lead LEddie Brown to the point of attack, and they clear a crease for a 40-yard run. Texas Tech was able to slow this play by crashing the backside edge defender, who got into the backfield on a couple of occasions to spoil it before it got started. This week, the Jayhawk end was just a half-step too slow, making the difference between an explosive play and a negative one.
That's something that should remembered – the difference between success and failure at this level of football is often measured in one step or one extra bit of effort.
West Virginia lined up in a four-down lineman front on the first play of the game, giving hope to all of those fans who believe the three-man front is the root of all Mountaineer defensive failure. Alas for hat group, that was the only snap of the game to feature four big guys. The lucky participants were Jabil Robinson, Kenny Bigelow, Reese Donahue and Ezekiel Rose.
Was this just a deke to hide the fact that Toyous Avery was out, and to give the Jayhawks something to think about the rest of the afternoon? Perhaps so, and kudos to Tony Gibson if it was.
OK, it's a WVU touchdown, but that's not the reason for the review. The key to this play is Trevon Wesco, who didn't catch the ball. Watch him from his left wingback position as he ties up the Kansas rusher, allowing Jovani Haskins time to run all the way across the formation from his opposite wingback spot and catch the ball in the open flat. It definitely helped that the Kansas linebacker on the play side decided to rush a rolling Will Grier late rather than chasing Haskins, but had he done so Grier would have had a running lane.
The snapper clearly lifts the ball and throws it in two separate motions. While we have no problems with trick plays here in the film room (other than announcers who continue to use the term "trickeration"), this one was illegal. It was all part of a terrible day on the field for the Big 12 crew.
We can't get inside Will Grier's head here, but our thinking is that he was frustrated with WVU's inability to run the ball in the red zone. Did that lead to a couple of the forced passes that were picked off in the end zone? This pick was preceded by a loss of yardage on an inside run, and it wasn't the first time on the day that happened.
Whatever the impetus, Kansas was also helped by the lack of a run fake, which allowed its linebackers to drop into the underneath passing zones a beat more quickly. There was no place for either Gary Jennings or David Sills to operate on their slants, and nowhere to throw that pass where either could have caught it.
Speaking of that red zone rushing attack: WVU had 11 rushing plays in the red zone against the Jayhawks. Overall the results might seem ok, as the Mountaineers totaled 30 yards on those carries. However, the devil, or in this case the bad news, is in the details.
On three of those carries, West Virginia had gains of 18, 10 and 9 yards. That's great. But there was also a loss of four yards and three losses of three yards each, and all of those consisted of a barely-contested Kansas defender blowing up a play before it even got started. A no-gain and positives of two and three yards were countered by Leddie Brown's massive second-effort for a one-yard TD, but there's no sugar-coating this one no matter what the stats say. WVU continues to have problems getting a push in short-yardage situations. Is the solution to put that on the shelf and keep throwing it?
This is the best illustration ever of ESPN talking heads interrupting game action. That's not the focus here, but this is emblematic of the terrible ways in which it intrudes on the game. But we digress.
What we're looking at here is a a new school triple option, built off a Will Grier keeper on a previous possession. Grier has the handoff and keeper choices, but he also has David Sills out wide, who has a nice path after Grier draws the defense with his initial steps downfield. The great thing is that Grier can pitch the ball no matter how far he advances.
WVU ran a similar look earlier in the game, with the only difference being that Grier came in motion from the backside and got past Grier before the option action commenced. On that play, no one took Grier, so he dashed upfield for a substantial gain.
WVU will have to watch other teams using this play — Oklahoma ran it successfully against Texas last Saturday, and you can bet any team which has a QB that can run will be stealing implementing it.
Kickoff return chances have become more rare this year with the new touchback rules, and a continuing influx of kickers capable of booting the ball into the end zone. Marcus Simms got a chance on this one, though, and was just one tackler (the kicker) away from breaking it. WVU gets several good blocks at the point of the intended crease, and just needed to shade the kicker in one direction or the other to get the first kickoff return for a score in the Big 12 this season.
One other takeaway: WVU should be aggressive in allowing Simms to run back kickoffs, no matter where he catches them. The key is for him to not catch the ball while backing up or leaning backward. If he can catch it while stationary, or on a measured forward pace, taking the shot at a return is worth it.
It's a mundane third and one. But who's that at fullback? Logan Thimons? Trevon Wesco? Nope, it's Leddie Brown — and in the I-formation no less. This isn't a signal that Brown is changing positions, but it is something to watch for in the future. Either Brown or Martell Pettaway is a good choice for the upback spot in this situation, and they could also be lead blockers if WVU chooses to had the ball to the trailing back.
West Virginia dropped back to pass roughly 46 times against Kansas. We say "approximately" because there's always room for debate as to whether or not a play or two was actually a designed run, but for our purposes the 46 is pretty solid. Of those, only 24 saw the combination of a good snap, good pass protection and an accurate throw. That WVU still managed to gain 332 yards through the air speaks to just how good the Mountaineers can be, but there were a ton of opportunities for yardage left on the field. Mistakes are going to happen, but a total of 22 breakdowns isn't close to the efficiency WVU will need to win in the second half of the season.
There is simply no way on earth this call should have been missed. Sometimes, an official is blocked out and can't see the play. Many other times, there's only one official to make the call, because it happens in an area that only he or she is responsible for. But this one? The head linesman, the line judge, the back judge, the side judge and the field judge should all be looking at this area. Will Grier's helmet was blasted from his head, and he was hit well after his slide, leaving two different penalty options to be considered — or apparently not.
Now Grier knows how Clint Trickett felt.
Derrek Pitts has done an excellent job, and put the team first, by moving uncomplainingly from bandit to cornerback and now back to bandit. He had a very good game filling in for Toyous Avery against Kansas, and his aggressiveness shines on this play.
Blitzing from a deep half, Pitts doesn't give his intention away too early, but times his move well and hits top speed before any Jayhawk can react. Look at a diagram in Tony Gibson's defensive playbook, and this is what you'll see.
Plus, his sack dance is epic.
Somehow we managed to leave a clip of this out of our review, but WVU has changed its punt protection scheme. The Mountaineers are now using just a two-man shield, rather the the trio of protectors it formerly employed, in front of punter Billy Kinney. This shold help in getting an extra player down in coverage more quickly.


text:
Q: MemSQL load data infile does not support hexadecimal delimiter From this, MySQL load data infile command works well with hexadecimal delimiter like X'01' or X'1e' in my case. But the same command can't be run with same command load data infile on MemSQL.
I tried specifying various forms of of the same delimiter \x1e like:

*

*'0x1e' or 0x1e

*X'1e'

*'\x1e' or 'x1e'
All the above don't work and throw either syntax error or other error like this:
This is like the delimiter can't be resolved correctly:
mysql> load data local infile '/container/data/sf10/region.tbl.hex' into table REGION CHARACTER SET utf8 fields terminated by '\x1e' lines terminated by '\n';
ERROR 1261 (01000): Row 1 doesn't contain data for all columns

This is syntax error:
mysql> load data local infile '/container/data/sf10/region.tbl.hex' into table REGION CHARACTER SET utf8 fields terminated by 0x1e lines terminated by '\n';
ERROR 1064 (42000): You have an error in your SQL syntax; check the manual that corresponds to your MySQL server version for the right syntax to use near '0x1e lines terminated by '\n'' at line 1
mysql>

The data is actually delimited by non-printable hexadecimal character of \x1e and line terminated by regular \n. Use cat -A can see the delimited characters as ^^. So the delimiter should be correct.
$  cat -A region.tbl.hex
0^^AFRICA^^lar deposits. blithely final packages cajole. regular waters are final requests. regular accounts are according to $
1^^AMERICA^^hs use ironic, even requests. s$

Are there a correct way to use hex values as delimiter? I can't find such information in documentation.
For the purpose of comparison, hex delimiter (0x1e) can work well on MySQL:
mysql> load data local infile '/tmp/region.tbl.hex' into table region CHARACTER SET utf8 fields terminated by 0x1e lines terminated by '\n';
Query OK, 5 rows affected (0.01 sec)
Records: 5  Deleted: 0  Skipped: 0  Warnings: 0

A: MemSQL supported hex delimiters as of 6.7, of the form in the last code block in your question.  Prior to that, you would need the literal quoted 0x1e character in your sql string, which is annoying to do from a CLI.  If youre on an older version you may need to upgrade.

redpajama_set_name: RedPajamaStackExchange


Paul Lauterbur, along with Peter Mansfield of England, is credited with the development of one of the most important diagnostic tool in the history of medicine-the magnetic resonance imaging machine, the MRI.
The MRI provides the results of the examination by way of an image that may be immediately reviewed by a physician. The MRI is used to provide images of all internal human organs in a highly precise and non-invasive fashion. MRI examinations present no known side effects to the subject.
Magnetic resonance (MR) technologies relied on advances in physics during the 1950s. First used in clinical trials in 1980, by the mid-1980s MR imaging was an accepted and widely used diagnostic technique. MRI scanners rely on the principles of atomic nuclear-spin resonance. Using strong magnetic fields and radio waves, MRI collect and correlate deflections caused by atoms into images of amazing detail. The resolution of MRI scanner is so high that they can be used to observe the individual plaques in multiple sclerosis.
The human body has a water content that constitutes approximately 66% of the body's total weight. Hydrogen atoms are therefore plentiful within the body due to their presence in water molecules. Lauterbur determined that the manner in which hydrogen atom nuclei oscillated (moved between two different points) in the presence of a strong magnetic field could be measured in a fashion that the resulting data could be reproduced as an image. The image depicts the differences in both water content in the region of the body being examined, as well as the movement in the water molecules.
The water movement as reflected in the image generated by an MRI scan assists physicians in detecting pathological changes (structural or functional changes due to illness or injury) in the structure of the body.
MRI technology has proven to be of particular benefit in the analysis of many forms of cancer and brain and spinal cord injury.
The MRI has also proven to be of particular benefit to injured athletes. MRI examinations are often the preferred diagnostic tool in the assessment of overuse and repetitive strain injuries, such as stress fractures frequently sustained in the lower legs of runners. Many professional sports teams and university sport programs either have their own MRI technology or the programs have immediate access to MRI testing. Injuries to joints such as the knee had previously required various forms of exploratory surgery to assess the extent of damage caused to the athlete. The MRI provides team personnel with a relatively definitive answer in a short period time regarding the nature and the extent of an injury. Teams can now make appropriate personnel decisions, such as promoting a player to take the injured player's place on the roster with much greater speed and certainty.
SEE ALSO Musculoskeletal injuries; Sports Injuries; Sports Medical Conditions.


The certificate is designed to educate professionals in contemporary mental health practices that focus on mental health recovery and trauma-informed care in schools, social agencies, and community.
The certificate draws upon integrated recovery and strength-based approaches and emphasizes the role of trauma-informed treatment models in understanding the causes of mental ill-health and practices to address human suffering caused by familial and environmental trauma. Students will learn about the latest knowledge and practices used to work with people experiencing severe mental illness. The certificate explores applications of trauma-informed care in education, and community settings.
The certificate is offered in an online format to cater to healthcare professionals and counselors residing in locations all over the world.
While courses are situated within the traditional SDSU semester structure, assignments and lectures are designed to be accessible at your convenience, and completed at a pace that fits your lifestyle.
The certificate program starts late August and can be completed by February (6 months).
30 students admitted into the program.
All 12 units of the certificate courses transfer to the Master of Arts Education (Counseling) Degree.
Certificate in Mental Health Recovery & Trauma-informed Care costs approximately $6,000.
Each course is offered over a four-week period with a one-week break in between.
*U.S. Department of Education (2010). Evaluation of Evidence-Based Practices in Online Learning: A Meta-Analysis and Review of Online Learning Studies. Office of Planning, Evaluation, and Policy Development Policy and Program Studies Service (September).
Graduate students may be eligible for Federal Financial Aid. To apply for financial aid visit the FAFSA Website.
Students may also apply for scholarships offered through San Diego State University and private organizations. Information about Financial Aid at SDSU can be found at the SDSU Office of Financial Aid and Scholarships.
[+] When does the certificate begin and how is the program structured?
The program begins in August and ends in December (5 months). Courses are held within the traditional semester system at SDSU, but are structured so that you are able to focus on one class at a time for the majority of the semester. Each course is approximately 60- 80 hours of commitment per month. The courses consist of viewing online lectures, participating in discussion groups, reading texts and articles and completing journals, writing reflection papers, and completing quizzes.
[+] Is there anytime where we will be required to attend face-to-face classes or have time on the SDSU campus?
No, there is not a face-to-face component for the Certificate program.
[+] Can I attend the program and work?
The online certificate is suitable for people who are working full-time while completing the qualification.
[+] What jobs will I get after completing the 12-unit certificate?
The certificate is a great asset in preparing to serve communities suffering from severe mental illness and trauma through trauma-informed care and restorative practices. It is designed to fit the contemporary and future directions of the current mental health landscape. The certificate will have value alongside the professional identity and experience of the person completing the qualification. The certificate alone does not guarantee specific access to an occupation. Knowledge, skills and experiences in working in schools and the community with a background in mental health recovery, restorative practices, and trauma-informed care is a great advantage.
[+] How do I increase my chances of being accepted into the certificate program?
We are interested in bolstering students' competencies and conceptual frameworks around mental health recovery and trauma-informed care, and knowing more about how this fits into your goals, aspirations, and dreams is very helpful for us. Otherwise, complete your application, and demonstrate the capacity for academic rigor and relational skills while conveying your numerous identities through an application.
[+] What test scores is required for application to the program?
No GRE is required to apply to this certificate program. TOEFL scores may be required if applicable. See "How to Apply" for more details.
[+] How do I transfer into the Master of Arts program?
The classes for the certificate can all be transfered to the Master of Arts program, and you could easily continue on to acquire the Master's degree. You will be required to submit paperwork notifying your intent to continue on to the Master's degree, and submit GRE scores to transfer.


The Booking login page analysis has found it safe to use. Hotel savings in 80000 destinations worldwide with reviews and reserve a guaranteed price for a budget.
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Global Warming – A Colossal Hoax
FROT January 25, 2016
Global Warming – A Colossal Hoax Designed to Further Enrich NWO Globalists
(Back in 2007 it was obvious that "global warming" was a con job. These days its been renamed "climate change" but its still total bollocks)
"The IPCC review process is totally flawed. … The scientific basis for the Kyoto Protocol is grossly inadequate."
Dr. Hendrik Tennekes, director emeritus of the Royal Meteorological Institute of the Netherlands in 2005
"The Fourth Report of the IPCC [Intergovernmental Panel on Climate Change] might just as well decree the suppression of all climatology textbooks, and replace them in our schools with press communiqués. … Day after day, the same mantra – that 'the Earth is warming up' – is churned out in all its forms. As 'the ice melts' and 'sea level rises' the Apocalypse looms ever nearer! Without realizing it, or perhaps without wishing to, the average citizen in bamboozled, lobotomized, and lulled into mindless acceptance. … Non-believers in the greenhouse scenario are in the position of those long ago who doubted the existence of God ..".
– Marcel Leroux (from What is Wrong with the IPCC? by Hans Labohm)
"It is a blatant lie put forth in the media that makes it seem there is only a fringe of scientists who don't buy into anthropogenic global warming."Said U.S. Government atmospheric scientist Stanley B, Goldenberg,
In the past year, more than 650 scientists from around the world have expressed their doubts. That's 12 times the number of UN IPCC global warming alarmists. America and the World's 'death knell' – The Green Campaign (June 6, 2009)
[Editor's Note:Feb. 3, 2007. Currently, we are being bombarded with a torrent of propaganda titled "Global Warming" Every TV and radio news broadcast, every TV talk show that touches on politics, every radio talk show, every major news stand magazine and newspaper are singing in almost perfect unison: "The Sky is Falling Unless We Do Something Soon about Global Warming"!
I just spoke on the phone yesterday with Dr. John Coleman (not the weather channel John Coleman seen in the video below), author of The Tavistock Institute of Human Relations: Shaping the Moral, Cultural, Political, and Economic Decline of the United States of America. He vigorously concurred that the 'Global Warming' blitz is a classic Tavistock propaganda campaign of the highest priority. Apparently, no effort or amount of money or 'expert scientific opinion' is being spared to bring us this 'inconvenient truth' so that we might all become convinced that the story line laid out by the propagandists is true, and therefore we must acquiesce to the new "regulations" or laws that will be set in place to "prevent the catastrophes that will surely ensue if we don't curb Global Warming"'. I've been hearing some of the most absurd and ludicrous statements over the radio from Global Warming 'experts' concerning the dire "consequences" that will follow within 50-100 years if we don't follow their recommendations to 'put the brakes on Global Warming'. It's an insult to the intelligence of every human being on this planet to accept this unbridled hokum from those who posture themselves as 'leading academic scientists' and authorities on this subject (read Rockefeller/Rothchild-purchased and bribed ' talking heads').
I'll be posting articles here which will dissect and expose the misdirection, deceit, and false conclusions being promoted by Global Warming promoters. If you find articles, blogs, or forums which address the Global Warming deception, please forward them to me for possible inclusion here.
Update, March 1, 2007 I'm being sent many excellent articles debunking the Global Warming myth, but two scholarly masterpieces written by Christopher Monckton (3rd Viscount, Monckton of Brenchley) and published on November 5 and November 12, 2006 in The Sunday Telegraph (London) laid bare Al Gore's truth twisting and deceptive claims with devastating effect. Gore was sufficiently stung that he felt compelled to reply to the Monckton charges in the November 19 edition of the newspaper (see below).
The November 5 Sunday Telegraph article by Monckton was titled Climate Chaos? Don't Believe it. Within the article, there is a link to a scholarly (and well documented) 40 page summary aptly titled Apocalypse Cancelled that eviscerates the entire Global Warming hoax using the very thing that Gore claims underpins the Global Warming thesis-scientific data. (http://www.telegraph.co.uk/news/graphics/2006/11/05/warm-refs.pdf)
Gore responded to Monckton's articles with a rebuttal published in The Sunday Telegraph on November 19, 2006. Christopher Monckton in turn responded to every word of Gore's rebuttal-statement by statement- with yet another stinging refutation of Gore's pathetic calumny and indifference to the truth with Gore Gored (http://ff.org/centers/csspp/pdf/20061121_gore.pdf) published on November 21, 2006. . .Ken Adachi].
30,000 Scientists Worldwide Challenge Al Gore's Global Warming Fraud, but Can't Be Heard or Seen Anywhere on Controlled Mainstream Media
Originally broadcasted March 8, 2007 on British Channel 4
https://www.youtube.com/watch?v=D-m09lKtYT4
By Ken Adachi
http://educate-yourself.org/lte/globalwarming13sep06.shtml#top
Global Warming: A Colossal Hoax Designed to Further Enrich NWO Globalists – September 13, 2006
"Global Warming" is a psychological operation, a "Psy-ops", to condition the public to believe that we are going to be in a lot of trouble in the near future if we don't take steps "X,Y, & Z", and do it quickly. Those "steps" are what the Illuminati want us to follow so they can further consolidate their control over our lives-and still make a ton of money in the process.
And from the Nobel Prize for B.S., we have his bloviousness:
Who can have doubt, when this guy says it's so?
Currently, former vice president Al Gore is one of the leading baton twirlers in this parade, but you have a small army of propaganda peddlers out there who are working day and night to "sell" this 'Inconvenient Truth'.
The "Global Warming" promotion campaign is very much in the same propaganda vein as the 'peak oil' campaign, formerly headed up by CIA family alumni Michael Ruppert (who has now fled the country apparently), and discussed at length on our 'Peak Oil' index page.
They keep on pounding at these propaganda themes in order to get you to SUBCONSCIOUSLY accept them as true. That's why these lying jackals continuously employ words like "truth", "true", "honest", "sincere", etc., while they are lying through their teeth. Bush, Rice, Rumsfeld, Cheney, Gore, Clinton, etc., do it ALL the time; pathological liars, one and all of course, but Tavistock-trained pathological liars.
They use television 'documentary' production companies like WGBH in Boston (Nova) or Frontline to manufacture these 'truths'. Their productions are very well done and to the unknowledgeable and naive, they appear VERY convincing and persuasive, but if you had the advantage of a good education and have learned to think on your own, you can discern the carefully crafted distortions and fabrications that they weave into these propaganda productions. Recently, I saw a program on public TV called "Building on Ground Zero". It's the second so-called 'documentary' that I've seen on TV that pretends to explain how the World Trade Center towers collapsed. The program made a mockery of physics and real-world science, all the while using "experts" who claim to speak for science! It was a continuous lie from beginning to end. It included wonderful computer graphics and simulations, of course, but it was a fanciful load of horse manure all the same.
Somewhere between the mid 70's and mid 80's, they were continuously hammering away at a similar propaganda theme which claimed that chlorinated hydrocarbons (CFC, chlorinated fluoro-carbons), such as freon, were responsible for creating huge "holes" in the ozone layer. We heard this from 'documentary' productions companies and politicians alike for at least ten years.
The story was utterly untrue and was in fact concocted by Tavistock. Big Illuminati chemical companies like Dupont (one of the top 13 Illuminati families) made an awful lot of money selling the expensive substitute chemical which was used to replace the far less costly freon refrigerant. Of course, you had to replace the freon in every sort of refrigeration and air conditioning system in existence because it was mandated by law. These laws were passed because, after ten years of propaganda hammering, everyone simply KNEW that CFCs caused the hole in the ozone layer!
I recognize that there is physical evidence of the warming of the polar regions, Alaska, etc. Some people will argue that it's a normal fluctuation cycle that the earth has gove through many times before. My own suspicion is that they are using secret technology to create the atmospheric warming over polar regions. HAARP is an obvious one, but I'm sure there are other secret systems that we know nothing about.
If there is coastal flooding in coming years due to melting ice caps, it won't happen suddenly and give you a tidal wave effect. It will be very gradual and you'll have plenty of time to relocate to higher ground. I wouldn't worry so much. It's mostly hype.
http://educate-yourself.org/lte/globalwarming13sep06.shtml
Global Warming Doomsday Called Off Part 1 of 5
http://www.youtube.com/watch?v=fr5O1HsTVgA (9mins, 47 secs)
http://www.youtube.com/watch?v=fD6VBLlWmCI
http://www.youtube.com/watch?v=gZS2eIRkcR0
http://www.youtube.com/watch?v=dIbTJ6mhCqk
http://www.youtube.com/watch?v=v2XALmrq3ro
Overweight, Naive, Brainwashed Young Woman "Debates" Pat Buchannan on Global Warming (Nov. 5, 2007)
http://www.youtube.com/watch?v=z14hR6q3FDY (6 mins, 37 secs)
Dr. Arthur Robinson on the Myth of Global Warming (Nov. 2, 2007)
http://educate-yourself.org/glw/drArthurRobinson02nov07.shtml
The Great Global Warming Swindle (British documentary)
http://educate-yourself.org/cn/globalwarmingswindledocumentary18sep07.shtml
John Stossel Deflates the Gore/IPCC Global Warming 'Consensus'
http://www.youtube.com/watch?v=_FI0U5JOtoo (7 minutes)
Senator James Inhofe debunks the science in Al Gore's movie
http://www.youtube.com/watch?v=0VgdYJWdhRw (4 mins, 41 secs)
Senator James Inhofe on the Global Warming Scam
http://www.youtube.com/watch?v=GFjMeFaBS7w (8 mins, 58 secs)
Alex Jones – The Global Warming Scam
http://www.youtube.com/watch?v=kb9aA8JL0VI
The Global Warming Hoax
http://www.youtube.com/watch?v=Io-Tb7vTamY
Global Warming, An Unsettled Science
http://www.youtube.com/watch?v=PMQH5aa5Q0s
Global WArming Opportunities
http://www.youtube.com/watch?v=BURDqZVdKAc
Global Warming and Climate Change, Where do you stand? (courtesy of Andy)
www.discussglobalwarming.com
Web Sites Devoted to Debunking the Global Warming Hoax
International Climate and Environmental Change Assessment Project (ICECAP) Nov. 11, 2007
http://www.icecap.us/
Per Strandberg in Norway Compares Greenhouse Global Warming Theory Against Real Science (Nov. 3, 2007)
http://www.global-warming-and-the-climate.com/
293 Articles Debunking the Global Warming Hoax from the World Natural Health Organization (Nov. 12, 2007)
http://educate-yourself.org/glw/GWdebunkingarticlesatWNHO12nov07.shtml
The Great Wall of China & The Politics of 'Climate Change' by ZS Livingstone (Dec. 11, 2011)
http://educate-yourself.org/zsl/greatwallchina11dec11.shtml
Amy Goodman & Global Warming Promotion (Dec. 8, 2011)
http://educate-yourself.org/cn/amygoodmanglobalwarming08dec11.shtml
America and the World's 'death knell' – The Green Campaign (June 6, 2009)
http://educate-yourself.org/cn/greendeception22apr09.shtml
A Cornucopia of up-to-date linked articles exposing the entire Global Warming con
The Global Warming Hoax from the World Natural Health Organization (Feb. 9, 2009)
http://educate-yourself.org/cn/wnhoglobalwarminghoaxpage09feb09.shtml
'Global Warming' Greenhouse Theory Disproved 100 Years Ago (Feb. 7, 2009)
http://educate-yourself.org/cn/greenhouseeffectdisproved03feb09.shtml
"Rooster Nest" Strikes back re: "Join me in solving the climate crisis" from Oct. 18 (Dec. 7, 2008)
http://educate-yourself.org/lte/roosternestandglowbalwarming18oct08.shtml
"Join me in solving the climate crisis" (Oct. 18, 2008)
Ice Caps Melting? (or More Pumped Hysteria from the Global-Warming Cons?) July 5, 2008
http://educate-yourself.org/glw/meltingicecaps03jul08.shtml
Relax, the Planet is Fine by Linda Frum (Exposing the Global Warming Hoax) April 1, 2008
http://educate-yourself.org/glw/frumrelax21apr07.shtml
The Inconvenient Truth:The Sun Varies in Intensity by ZS Livingstone (Jan. 20, 2008)
http://educate-yourself.org/zsl/inconvenienttruth20jan08.shtml
Who Are The Biggest Nurturers Of The Global Warming Scam? Bar Attorneys (Dec. 7, 2007)
http://educate-yourself.org/cn/biggestnurturerslawyers07dec07.shtml
Chemtrails & Global Warming (Dec.2, 2007)
http://educate-yourself.org/cn/chemtrailsandglobalwarming02dec07.shtml
What is Wrong with the IPCC? by Hans Labohm (Nov. 11, 2007)
http://scienceandpublicpolicy.org/images/stories/papers/other/Labohm-What_is_wrong_with_the_IPCC.pdf
Weather Channel Founder: Global Warming 'Greatest Scam in History' (Nov. 10, 2007)
http://educate-yourself.org/glw/greatestcamever10nov07.shtml
Harvard Paper Calls Al Gore a Hypocrite
http://newsbusters.org/blogs/noel-sheppard/2007/11/06/harvard-paper-calls-al-gore-hypocrite
Diagnosing Al Gore: Truth in the Balance (Nov. 2, 2007)
http://educate-yourself.org/glw/gilderdiagnosingAlGore02nov07.shtml
Global Warming ~ A Hidden Cause? by Carol Webb (Nov. 1, 2007)
http://educate-yourself.org/glw/carolwebbGWhiddencause01nov07.shtml
Global Warming: Man-Made or Natural? by Dr. S. Fred Singer (Nov. 1, 2007)
http://educate-yourself.org/glw/singerGWmanmadeornatural30jun2007.shtml
Global Warming, Increasing Solar Output, and the Sagittarius Dwarf Galaxy (Sep. 21, 2007)
http://educate-yourself.org/lte/sunglobalwarmingandsagitarius21sep07.shtml
The Global Warming Diversion (May 15, 2007)
http://educate-yourself.org/cn/bahrglobalwarmingdiversion15may07.shtml
Green Lies and Amazing Truths (April 20, 2007)
http://www.cuttingedge.org/articles/db089.htm
Al Gore's Global Warming Propaganda film Opposed by UK Parents in New Forest (April 19, 2007)
http://educate-yourself.org/cn/gorefilmfindsoppositionfromUKparents19apr07.shtml
Eric Hufschmid's Expose of Al Gore and his Global Warming Dog & Pony Show (March 18, 2007)
http://www.erichufschmid.net/Global-warming/Global-warming.html
Global Warming Replaces 9/11 As Justification To Do Anything (Mar. 13, 2007)
http://www.prisonplanet.com/articles/march2007/130307doanything.htm
Global Warming 'Consensus' Is Unanimous: Gore Tells Lies (Mar. 13, 2007)
http://educate-yourself.org/glw/globalwarmingconcensus13mar07.shtml
Gore and The Great Luddite Hoax of 2007 By Lyndon H. LaRouche, Jr.(Mar. 9, 2007)
http://www.larouchepub.com/eiw/public/2007/2007_10-19/2007-10/pdf/04_710_feat.pdf
Al Gore's 'Scientific' Media Study Isn't Scientific (Mar. 2, 2007)
http://educate-yourself.org/glw/goremediastudynotscientific02mar07.shtml
Mars Melt Hints at Solar, Not Human, Cause for Warming, Scientist Says (Feb. 28, 2007)
http://news.nationalgeographic.com/news/2007/02/070228-mars-warming.html
Al Gore's An Inconvenient Truth One-sided, Misleading, Exaggerated, Speculative, Wrong (Feb. 28, 2007)
http://educate-yourself.org/cn/algoreInconvenientTruthreviewed28sep06.shtml
Global Warmers Getting Desperate By E. Ralph Hostetter (Feb. 26, 2007)
http://educate-yourself.org/glw/globalwarmersgettingdesperate22feb07.shtml
Who's Lying? A Simple Tale Of Unbiased Global Warming Facts (Feb. 24, 2007)
http://educate-yourself.org/glw/whoslying24feb07.shtml
The Fraud of Global Warming: True CO2 Record Buried Under Gore (Feb. 24, 2007)
http://educate-yourself.org/glw/0223_inconvenient_gore.pdf
Global Warming In A Climate Of Ignorance (Feb. 21, 2007)
http://educate-yourself.org/glw/climateofignorance221feb07.shtml
Climatology Ph.D Says Global Warming "Doesn't Exist" (Feb. 16, 2007)
http://educate-yourself.org/cn/globalwarmingdeception05feb07.shtml
The Creeping Fascism of Global Warming Hysteria by Paul J. Watson (Feb 16, 2007)
http://educate-yourself.org/cn/watsonglobalwarmingfascismhysteria15feb07.shtml
Global Warming Propagandists Targeting Skeptics & Dissenters (Feb. 13, 2007)
http://educate-yourself.org/cn/globalwarmingskepticstargeted23jan07.shtml
Global Warming Refuted ( Feb. 13, 2007)
http://www.wcflunatall.com/globalwarminglie.htm
Independent Summary Shows New UN Climate Change Report Refutes Alarmism; Reveals Major Uncertainties of the Science (Feb. 5, 2007)
http://www.fraserinstitute.ca/shared/readmore.asp?sNav=nr&id=783
Global Warming: A Paper Tiger by Vlado Bevc (Jan. 27, 2007)
http://educate-yourself.org/cn/globawarmingpapertiger27jan07.shtml
An Inconvenient Truth? Al Gore Can't Give Junk Science Away (Nov. 26, 2006)
http://educate-yourself.org/glw/gorecantgiveawayjunkscienceDVDs26nov06.shtml
Climate Chaos? Don't Believe it! (U.K. Sunday Telegraph Nov. 5, 2006)
http://www.telegraph.co.uk/news/main.jhtml?xml=/news/2006/11/05/nosplit/nwarm05.xml
Global Warming and Hurricanes: Still No Connection (Sep. 16, 2005) http://www.friendsofscience.org/documents/global%20warming%20and%20hurricanes.pdf
Storm frenzy is not an anomaly, but a phase (Sep. 13, 2005)
http://www.sptimes.com/2005/09/13/Weather/Storm_frenzy_is_not_a.shtml
Hurricane Activity Varies All the Time (June 8, 2005)
http://www.caymannetnews.com/2005/06/853/letter2.shtml
Meteorologist Likens Fear of Global Warming to 'Religious Belief' (Dec. 2, 2004)
http://www.cnsnews.com/Culture/archive/200412/CUL20041202a.html
John McCain's 'Global Warming' Hearings Blasted by Climatologist (Nov. 19, 2004) http://www.cnsnews.com/Nation/Archive/200411/NAT20041119a.html
Environmentalists Blame East Coast Hurricane on 'Global Warming' (Sept. 18, 2003)
http://www.cnsnews.com/Nation/Archive/200309/NAT20030918e.html
'Bring It on,' Climatologist Says of Global Warming Litigation (July 21, 2003)
http://www.cnsnews.com/Nation/Archive/200307/NAT20030721a.html
'Alarmist' Global Warming Claims Unfounded Says Climatologist (July 14, 2003)
http://www.cnsnews.com/Culture/Archive/200307/CUL20030714c.html
Global warming: Lies, lies, damnable lies! (Mar. 19, 2001)
http://www.enterstageright.com/archive/articles/0301globalwarming.htm
Debunking Global Warming Propaganda, Steven Milloy, Publiisher
http://www.junkscience.com/
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The answers below might help.
ABLE United is the state of Florida's ABLE Program and is administered by Florida ABLE, Inc., a direct-support organization of the Florida Prepaid College Board. ABLE United offers a unique program designed to help Floridians with eligible disabilities save for qualified expenses and invest for the future in a tax-advantaged account ‒ without losing federal or state benefits (like SSI, SSDI, Medicaid, SNAP, TANF, HUD Assistance, Section 8, etc.).
Sumday is the plan manager for ABLE United and provides the online platform for the ABLE United Account. Sumday is owned by BNY Mellon, one of the world's largest financial institutions, and its core mission is to improve lives through investing. For more information, check out the Program Description & Participation Agreement.
The Stephen Beck, Jr., Achieving a Better Life Experience (ABLE) Act, a federal law enacted in December 2014, authorizes each state to establish a program that offers tax-free savings and investment options to encourage individuals with a disability and their families to save private funds to support health, independence, and quality of life. In July 2015, the state of Florida created Florida ABLE, Inc, to administer Florida's ABLE Program, ABLE United.
Money contributed to an ABLE Account is generally disregarded when determining eligibility for federal benefit programs, such as Supplemental Security Income (SSI) and Medicaid.
Who can open an ABLE United Account?
The individual with a disability ("Beneficiary") must be a Florida resident at the time of application and have a qualifying disability with onset prior to age 26. If the Beneficiary is able and chooses to exercise signature authority over the Account, they are also the Administrator.
If the Beneficiary is under 18 or is unable, or chooses not, to exercise signature authority over the Account, then "Administrator" refers to an Authorized Legal Representative ("ALR").
An ALR is a Custodian for the Beneficiary, such as a Parent, legal guardian or a person authorized under a power of attorney. The ALR may neither have, nor acquire, any beneficial interest in the ABLE Account during the Beneficiary's lifetime and must administer the ABLE United Account for the benefit of the Beneficiary. Learn more about the ALR role.
A social security representative payee who has power of attorney can qualify as an ALR and can open an ABLE United Account for an eligible Beneficiary. Please note, a Beneficiary can only have one ABLE Account at a time.
How is an ABLE Account different than a Third-Party Special Needs Trust?
Generally, an ABLE Account does not replace a Third-Party Special Needs Trust (SNT), but rather works in conjunction with an SNT. An SNT can be used to fund an ABLE account, can encompass non-cash assets, requires an attorney to set up, and can be costly. ABLE Accounts are flexible, grow tax-free, and are low-cost to maintain.
For more information, visit our ABLE accounts and SNT's webinar.
Please consult a lawyer if you have additional questions.
Can money in an ABLE United Account be recovered in a bankruptcy?
No. ABLE United Accounts are protected from bankruptcy.
Can I make direct deposits into an ABLE United Account?
Yes, monthly transfers are a great way to help an ABLE United Account grow and reach your yearly goal. Direct deposits, also known as monthly transfers, are automatic contributions that you can set up in just a few steps directly from your Account. Look for the "Transfers" button once you're signed in and follow the instructions.
Can I enroll and manage an ABLE United Account with a paper form?
Yes, however the easiest and fastest way to enroll and manage an ABLE United Account is online. If you want to use paper forms for enrollment or managing your Account, you can find them on the Forms & Publications page.
Can I connect more than one bank account to an ABLE United Account?
Yes, we've made it easy by allowing you to securely log in and connect multiple bank accounts. This makes it simpler to manage and grow your ABLE United Account, and have more control over how you contribute or withdraw funds from your ABLE United Account. See how to add multiple bank accounts.
Once you're logged into your ABLE United Account, go to the "Settings" tab and find the "Add a new bank" button. Follow the steps to connect a new bank account associated with either the Beneficiary of the ABLE United Account or the Authorized Legal Representative. Keep in mind that you won't be able to withdraw money from an ABLE United Account to a newly added bank account for 30 days, so that we can verify the information you gave us.
You can connect a checking or savings account to your ABLE United Account. These types of accounts use Automated Clearing House (ACH) payments, which are a fast and efficient way to make electronic payments.
Can I open and/or manage more than one ABLE United Account?
Each Beneficiary can only have one ABLE Account open at a time. However, if you are an Authorized Legal Representative of one or multiple Beneficiaries, you can manage multiple Accounts. See how to open additional ABLE United Accounts.
How do I add another ABLE United Account?
If you're an Authorized Legal Representative of more than one Beneficiary, you can open an Account for a new Beneficiary from the Account you currently administer in a few steps. Once you're signed into the ABLE United Account, look for the "Add an Account" link in the upper right corner of the screen, or in the navigation on your mobile device. Click it and follow the steps to create a new ABLE United Account for a new Beneficiary.
Please note, a Beneficiary can only have one ABLE Account openat a time.
Can I use the same login information if I have multiple ABLE United Accounts?
Yes. If you're an Authorized Legal Representative of more than one Beneficiary (or yourself and a Beneficiary), you will have one username (email) and password to log in to all of the ABLE United Accounts you manage.
If I manage multiple ABLE United Accounts, can I transfer funds from one Account to another?
No. You can't transfer funds from one ABLE United Account to another ABLE United Account. You can roll over funds in an ABLE Account to a member of the family.
Do I have to file taxes on an ABLE United Account?
Each ABLE United Account is treated separately, and each will receive separate tax documents. Please consult your tax adviser for information about whether you need to file taxes for an ABLE United Account. At the end of each year, you will receive a 5498-QA showing contributions and the establishment of an ABLE Account. If a withdrawal was made from the ABLE United Account, you will receive a 1099-QA showing the earnings and basis of the distributions.
It depends — if you're an eligible Beneficiary with a Representative Payee, you can open an Account for yourself. To have a Representative Payee open an Account for you, they must meet the requirements of an Authorized Legal Representative (such as a Parent, legal guardian, or power of attorney). Because the role of Representative Payee is specific and unique to Social Security benefits, it doesn't apply to ABLE Accounts. Find out more about who can open an Account.
What happens after the death of a Beneficiary?
In the event of the death of a Beneficiary, the funds from their ABLE United Account can be used by his or her estate to repay any outstanding Qualified Disability Expenses, including funeral and burial costs. If a Beneficiary has passed away and the executor of his or her estate is not the Authorized Legal Representative, the executor may submit a death certificate and a Certification that they are the executor and responsible for the proper disposition for the Account balance. The executor may complete a Death of Beneficiary Form in order to have the remaining balance sent to the Beneficiary's estate.
Is there a Medicaid payback after a Beneficiary's death?
Federal law requires that each state recover Medicaid expenditures from a Medicaid recipient's estate. Federal law also allows for a state to recover Medicaid expenditures from an ABLE United Account.
Effective July 1, 2018, through June 30, 2019, except as required by federal law, the Florida Medicaid program may not file a claim for Medicaid recovery of funds in an ABLE Account. Upon the death of a designated Beneficiary, funds in the ABLE Account must first be distributed for Qualified Disability Expenses, then transferred to the estate of the designated Beneficiary.
For more information on Medicaid estate recovery, visit Florida's Medicaid Estate Recovery Program here. If a Beneficiary has passed away, the executor of his or her estate should complete a Death of Beneficiary Form.
Generally, money in an ABLE Account is not considered an asset for state and federal benefits purposes. However, Beneficiaries receiving Supplemental Security Income (SSI), can only have up to $100,000 in the ABLE Account before the funds start to count against the $2,000 asset limit.
To keep the Account safe, don't share your password or let someone else have access to your Account.
If you want to add, change or remove the Authorized Legal Representative for the Account, contact customer service Monday – Friday, from 9am – 6pm ET, at 1-888-524-2253, or 9am – 8pm ET at 1-844-888-2253 (TTY) for assistance.
Simply give us a call and we'll help you out. Reach us Monday – Friday, 9am – 6pm ET, at 1-888-524-2253, or 9am – 8pm ET at 1-844-888-2253 (TTY). We'll be sad to see you go.
Once an Account is closed, a new Account can be created by completing registration again. To reopen an old Account, please call customer service.
You can make withdrawals of at least $5 from your Account online at any time. The money will be transferred to your bank account* or loaded to your ABLE United prepaid card in 2-7 business days, depending on how the money is allocated.
If you want to withdraw more than $15,000 or you don't have an online Account, you can request a Withdrawal Form by contacting customer service.
A check request can be made by using the Withdrawal Form. If your request is received in good order, the check should arrive by mail within 5-7 business days.
If you request a full withdrawal, your balance will be $0, and the Account will remain open until the end of the calendar year. After that, an Account with no balance may be closed by calling customer service.
Please note that contributions made by the Authorized Legal Representative or Beneficiary within the past 10 business days or gift contributions received within the past 20 business days will not be available for withdrawal.
* Bank accounts that have been connected to an ABLE United Account within the past 30 calendar days cannot be used for withdrawals.
How do I contribute or add money to my ABLE United Account?
Once your bank is connected, you can make contributions of at least $5 directly into your ABLE United Account at any time online. It's easy and secure. You can also set up recurring monthly contributions of $5 or more.
Checks are also welcome if accompanied by a Contribution Form.
Keep in mind that there is a 5-business-day hold period on the amount of check contributions before those funds can be withdrawn.
Yes. For new contributions, you may select which Investment Options to contribute to.
For money that is already in an ABLE United Account, the allocation of the Account balance may be modified up to two times per calendar year.
What's the difference between the Investment Options and FDIC Savings Option?
Money saved in the FDIC Savings Option is insured for amounts up to $250,000 by the Federal Deposit Insurance Corporation (FDIC) and could earn minimal interest. The interest will fluctuate slightly based on the interest rate of the U.S. capital markets.
ABLE United offers seven professionally managed investment options designed to meet the needs of most investors. These include predesigned portfolios and individual funds from which a custom portfolio may be built by allocating funds to one or more options.
The performance of your investment will vary from day to day based on the performance of the underlying stock, bond and money market securities. The investment when withdrawn may be worth more or less than contributions.
Also, withdrawals can take 2-7 business days to complete depending on how the money is allocated. Learn more about the Investment Options or visit Investment Performance for more information on past performance.
What is the FDIC Savings Option?
The FDIC Savings Option is an alternative to investing. Assets up to $250,000 are protected and insured by the Federal Deposit Insurance Corporation (FDIC). Keep in mind that with a low level of risk, there's also a lower level of returns. For more information on the savings and investment options, visit Investment Options.
Yes, but under IRS requirements, you are only allowed to change your invested funds allocation two times each year. You can change how new contributions are allocated at any time.
Any changes to invested funds will be applied to prior contributions and earnings. If you do make a change to your investment option, we'll sell your units in the original option and use the proceeds to buy units in the new one. You can make a change online from your Account or contact customer service for an Investment Option or Allocation Change Form.
What investment options can I choose from?
You can decide to invest your money in a pre-designed portfolio (Conservative, Moderate, or Growth) or you can build your own with any combination of predesigned portfolios, a money market fund, U.S. or international stock funds, U.S. bond fund, or the FDIC savings fund.
How you decide to invest your money is up to you, but you should consider your risk tolerance and savings goal.
To learn more about each portfolio, visit Investment Options or talk to your financial adviser.
Is there a minimum to open an ABLE United Account?
Your initial contribution must be at least $25. After that, you can add as little as $5 at any time.
Who can contribute to my ABLE United Account?
Friends, family, and organizations can make contributions to your Account to help you reach your savings goals. You can create and share a link to your Gifting Page or download the Gift Form to allow people to contribute directly to your ABLE United Account.
There's a $15,000 yearly limit for standard contributions — this includes any gift contributions made to your ABLE United Account. Remember, there is a $5 contribution minimum.
With ABLE to Work, if a Beneficiary is earning wages from employment, they can contribute an amount equal to the Beneficiary's current year gross income up to $12,140 (as of 2019) each year, in addition to the yearly contribution limit of $15,000.
If the Beneficiary or their employer is contributing to a defined contribution plan (i.e, 401(k)), annuity plan (403(b)), or deferred compensation plan (457(b)) this calendar year, the Beneficiary is not eligible to make ABLE to Work contributions.
There is a maximum balance of $418,000 for each ABLE United Account. Once your Account reaches this limit, your Account may continue to earn money, but you will not be able to make any additional contributions until your balance dips below this limit.
Will having an ABLE United Account make me ineligible for Medicaid?
No. Having an ABLE United Account doesn't count towards your eligibility for Medicaid, regardless of the amount saved in the Account.
If withdrawals from the ABLE Account for the calendar year exceed the Qualified Disability Expenses, the individual may be subject to income tax, plus an additional 10% penalty. Consult a tax professional for additional guidance.
A withdrawal used for a non-eligible expense could affect your eligibility for SSI benefits, Medicaid or other means-tested benefits under federal or state programs. A withdrawal that is applied to a housing expense in any month after the month of the withdrawal could impact SSI benefits.
Keep your receipts and documentation for all eligible expenses in case the IRS wants to see them or, if receiving SSI, the Social Security Administration. We don't need proof of your expenses, but you should have it for your records.
If you sign up for an ABLE United Prepaid Card, you can review and manage your card activity from your online account. This will help keep track of your purchases, but you should still save your receipts.
Can I use funds in my ABLE United Account to pay for housing or rent?
Yes, you can use money from an ABLE United Account for housing expenses. If you're receiving SSI, the money must be used within the month it was withdrawn so it does not affect your SSI eligibility.
What is a Qualified Disability Expense?
If the money in an ABLE United Account is spent on one of the following Qualified Disability Expenses, as defined by federal law, the earnings on the money withdrawn are tax-free. Some of these expenses include: health, education, housing, transportation, legal fees, financial management, employment training and support, assistive technology and personal support services, oversight and monitoring, funeral and burial, and other expenses approved by Treasury regulations.
Qualified Disability Expenses include basic living expenses and are not limited to items for which there is a medical necessity or which solely benefit the Beneficiary.
As long as the expense relates to the Beneficiary and helps maintain or improve their health, independence, or quality of life, it can be considered a Qualified Disability Expense. Please read the Program Description & Participation Agreement for more information on Qualified Disability Expenses.
If asked by the IRS or Social Security Administration, for those receiving SSI, the Beneficiary or Authorized Legal Representative is responsible for providing receipts for Qualified Disability Expenses.
How can I use the money in my ABLE United Account?
You can withdraw money from the ABLE United Account for any reason. If it's used for Qualified Disability Expenses, there is no tax on the earnings portion of the withdrawal. See the list of approved categories of Qualified Disability Expenses for more details.
You can also sign up for an ABLE United Prepaid Card, load money from an ABLE United Account and use it online or in stores all over the U.S.
Does having an ABLE United Account affect my other benefits?
No. You can keep your federal and state benefits (SSI, SSDI, Medicaid, SNAP, TANF, HUD Assistance, Section 8, etc.) with an ABLE United Account. If you receive SSI, there is a $100,000 limit before funds start counting against your $2,000 asset limit. As long as the money withdrawn is used for eligible expenses, it won't count towards the limit.
Housing expenses are not a countable resource for SSI if they are paid directly from the ABLE United Account to a third party or withdrawn and paid in the same month. Withdrawals retained for Qualified Disability Expenses, other than housing, are not a countable resource for SSI. These funds must remain unspent and identifiable and are excluded in the months leading up to the actual expenditure.
What kind of benefits do I get by opening an ABLE United Account?
One of the main benefits of having an ABLE United Account is being able to save for Qualified Disability Expenses and invest for the future in a tax-advantaged Account. Earnings on the Account grow tax free as long as the funds are used for Qualified Disability Expenses.
Generally, funds in (or withdrawn from) an ABLE United Account are disregarded when determining Supplemental Security Income (SSI), Medicaid eligibility and other resource means-tested government benefit programs (SNAP, TANF, HUD Assistance, Section 8, etc.). For more information on having an ABLE United Account and government benefits, click here.
Other benefits include the option to have a prepaid card to use for qualified expenses, and the ability to have family and friends contribute to your account.
There is no account maintenance fee. It is free to request a withdrawal via ACH or a check. If you choose to opt out of electronic statements, there is a $10 per year fee for paper statements.
There is a small investment fee that ranges between 0 and 29 bps (from $0 to $2.90 per year per $1,000 in the Account). Additional fees may be assessed based on how you use the Account.
If you choose to sign up for a prepaid card when it becomes available, there will be a $1.25 per month fee. Additional prepaid card fees may be assessed based on how you use your prepaid card.
Please see the Program Description & Participation Agreement for more information about fees.
Are there age restrictions to open an ABLE United Account?
As long as the disability or blindness developed before the age of 26, there are no age restrictions.
If a Beneficiary is under the age of 18, they must have an Authorized Legal Representative ("ALR") do it for them. An ALR is a Custodian for the Beneficiary, such as a Parent, legal guardian or a person authorized under a power of attorney. Learn more about the role of an ALR.
In order to establish your investment and/or saving option(s), your first contribution must be at least $25. After that, you can add as little as $5 at any time.
Don't forget: You'll need bank login information, or account and routing numbers to set up your online ABLE United Account.
To open an Account with a paper check, please use a paper Enrollment Form.
If you're an Authorized Legal Representative, you'll need your information (email, date of birth, Social Security Number or Tax Identification Number, contact details and work status). You'll also need to know the Beneficiary's eligibility info and provide documentation that shows your authority to act on behalf of the Beneficiary, such as power of attorney or legal guardianship, unless you're the Parent of a Beneficiary under the age of 18.
If the Beneficiary is not eligible for SSI or SSDI benefits, they need a signed Diagnosis Form from a licensed physician. You won't need to provide it for registration, but the IRS or the Program may ask for it at any time.
An Authorized Legal Representative ("ALR") is someone who is legally authorized under state and federal law to make decisions for the Beneficiary. An ALR is a Custodian for the Beneficiary, such as a Parent, legal guardian or a person authorized under a power of attorney. The ALR may neither have, nor acquire, any beneficial interest in the ABLE United Account during the Beneficiary's lifetime and must administer the ABLE United Account for the benefit of the Beneficiary.
If you don't currently have power of attorney for a Beneficiary, you can find more information here.
Can I still work and have an ABLE United Account?
Yes. Contributions into an ABLE United Account from wages still count as earned income, but do not count as an asset for federally means-tested programs such as Medicaid. For SSI, the first $100,000 does not count as an asset.
Beneficiaries who work can contribute more than $15,000 per year. To learn more visit ABLE to Work.
There can only be one ALR per Account, but you may change an ALR by submitting a request. You may request a Change of Authorized Legal Representative Form by contacting customer service Monday – Friday, 9am – 5pm ET, at 1-888-524-2253, or 9am – 8pm ET at 1-844-888-2253 (TTY).
Who owns the ABLE United Account?
The Account and the funds in it are owned by the Beneficiary, regardless of whether they opened the Account or if it is managed by an Authorized Legal Representative.
Can I close and transfer my ABLE United Account to a different ABLE Account?
Yes, but you can only make one rollover every 12 months. You should use the other ABLE plan's rollover form to start the process.
Can I transfer an existing ABLE Account into my ABLE United Account?
Yes, but you can only make one rollover every 12 months. Use the ABLE to ABLE Rollover Form to get started. There are also rollover options for eligible family members if the rollover happens before the death of the original Beneficiary who opened the Account.
Do I have to live in Florida?
The Beneficiary has to be a Florida resident at the time of application to be eligible for an ABLE United Account. If the Beneficiary moves out of the state, they can take it with them!
We encourage those who move out of state to learn more about that state's ABLE plan, as there might be state-specific benefits. To learn more about other ABLE programs, visit the ABLE National Resource Center.
Does my disability meet the eligibility requirements for an ABLE United Account?
The individual is entitled to Supplemental Security Income (SSI) or Social Security Disability Insurance (SSDI).
The individual has a condition on the List of Compassionate Allowances Conditions maintained by the Social Security Administration.
The individual has a diagnosis from a physician showing that they have a medically determinable physical or mental impairment that results in marked and severe functional limitation(s), and which can be expected to result in death, or has lasted or can be expected to last for a continuous period of at least 12 months.
Those who don't receive Social Security benefits are still eligible if they can get a signed Diagnosis Form from a licensed physician.
What type of disabilities qualify for an ABLE Account?
Any disability that qualifies for SSI or SSDI or blindness that developed before the age of 26 is eligible for an ABLE Account.
Am I eligible for an ABLE United Account?
You can check eligibility by using our simple Eligibility Wizard.
The ABLE to Work Act allows Beneficiaries who are employed to contribute an amount equal to their current year gross income up to $12,140 each year to their ABLE Account in addition to the annual standard contribution limit.
Keep in mind that, if the Beneficiary or their employer is contributing to a defined contribution plan (such as a 401(k)), annuity plan (403(b)), or deferred compensation plan (457(b)) this calendar year, the Beneficiary is not eligible to make ABLE to Work contributions.
Here is a link to the rules and guidelines you should know about.
Can I roll over a 529 College Savings Plan into my ABLE United Account?
Yes, you can roll over money from a 529 College Savings Account into a Beneficiary's (or family member's*) ABLE United Account without being penalized.
These types of rollovers count toward the $15,000 maximum annual contribution limit.
You can use a 529 College Savings to ABLE United Direct Rollover Form if the movement of funds is coordinated by the 529 College Savings Plan Manager and ABLE United.
You can use a 529 College Savings to ABLE United Indirect Rollover Form if the funds have been withdrawn from the 529 College Savings Plan.
*The family member must be considered a qualified "Member of the Family" as defined by the 529 College Savings Plan, which includes: biological and step-parents, aunts, uncles, siblings, children, first cousins, nieces and nephews; parents, siblings, children, nieces and nephews by marriage; legally adopted children; and half-brothers or half-sisters) of the 529 College Savings Account Beneficiary.
Customize your page: Select whether or not you want to share the progress you've made toward your goal.
Once you've set up your gifting page, anyone who has a link to it can contribute towards your goal. You can also give friends and family a Gift Form if they'd like to mail a check contribution.
Keep in mind that gift contributions count toward your annual contribution limit. So, if you've already reached it, your page will remain public, but no one can contribute again until next year.
What is the gifting limit?
If you decide to show your gifting limit, your gifting page will display the percentage of your goal that you've reached so far, so people who visit your page can see your progress.
Don't worry, they can't see the actual dollar amount you've collected or how much you want to save.
No problem. You can delete the gifting page anytime you want, and the contributions that have previously been gifted (including pending contributions) will stay in your Account.
Just sign into your Account, go to your "Account overview" and click on the gifting module. Select "Edit this page" and then click "Delete this page." Once you've deleted your gifting page you'll be able to set up a gifting page again in the future if you want.
Once your gifting page, has been deleted, you'll still be able to receive gift contributions by check, as long as you have not reached your annual contribution limit.
Making an online ACH (bank) contribution is free, as is mailing in the Gift Form and paper check.
If a gift giver contributes online by debit card, there is a convenience fee of 2.9% of the contribution amount, plus an additional $0.30 taken from the gift contribution.
To contribute online, first make sure the recipient has set up their gifting page. Then, use their gifting page link to fill out the form fields as directed — like your name, address, the amount you want to contribute, whether you want to pay by debit card or with a bank account, and the occasion for your generosity.


Cute and sleek boho-inspired top! A true crochet top garnished with ruffle bell sleeves. An oversized fit silhouette and round neckline. Works nicely with your favorite jeans or shorts.
Small (2-6): Bust 48" / Length Front 22" Back 25" / Arm circumference 18"
Medium (8-10): Bust 50" / Length Front 23" Back 26" / Arm circumference 18.5"
Large (12-14): Bust 52" / Length Front 24" Back 27" / Arm circumference 19"


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Compositional Practice and Technique
Conducting Methods and Techniques
Ecocriticism and Ecomusicology
Music Business, Institutions and Organizations
Music Criticism and Journalism
Music Education and Pedagogy
Music Theory and Analysis
Music and Law
Music and Medicine
Musical Concepts, Genres, and Terms
Musical Sources and Bibliographies
Musical Works
Peoples and Music Cultures
Aerophones (Blown Instruments)
Chordophones (Stringed Instruments)
Corporeal Techniques (Body Sounds)
Idiophones (Instrument Body Percussion)
Membranophones (Stretched Membrane Percussion)
Pre- and Early Medieval (before 800)
15th c./Early Renaissance (1400-1500)
16th c./High Renaissance (1500-1600)
17th c./Early to mid-Baroque (1600-1700)
Early 18th c./Late Baroque (1700-1750)
Late 18th c./Classical (1750-1800)
19th c. /Romantic (1800-1900)
20th c. (1900-2000)
21st c. (2000-present)
Antarctic region
Collector or Curator
Composer or Arranger
Critic or Journalist
Donor or Patron
Instrument Maker
Librarian or Archivist
Librettist or Lyricist
Music Manager or Administrator
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Scribe or Copyist
Stage Director
Printed from Grove Music Online. Grove is a registered trademark. Under the terms of the licence agreement, an individual user may print out a single article for personal use (for details see Privacy Policy).
Abbott, George
Sylvia Stoner-Hawkins
https://doi.org/10.1093/gmo/9781561592630.article.A2226770
(b Forestville, NY, Jan 25, 1887; d Miami Beach, FL, Jan 31, 1995). American stage director, producer, playwright, and actor. During a 92-year career in the theater Abbott influenced the development of musical comedy and helped launch many important careers. He made his Broadway acting debut in 1913 and continued to act during the 1920s. He also began working as both a playwright and director. After his first hit, The Fall Guy, Abbott began to write and stage fast-paced melodramas. In 1932 he co-produced a farce called 20th Century; it was in this genre that he defined a fast-paced theatrical style that became known as the Abbott Touch. He was the leading director of musical comedies. Abbott also wrote the books for On your Toes (1936), The Boys from Syracuse (1938), and Pal Joey (1940), the scores of which were composed by Richard Rodgers and Lorenz Hart. In ...
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text:
Q: How to select min value from orders? I would like to ask how can I select min value and join two tables.
I have tables orders and goods. I would like to select goods.id and goods.name where value of the order is the lowest.
I've written smth like this
 SELECT MIN(orders.value),
        goods.id,
        goods.name
   FROM goods inner join
        orders ON goods.id = orders.good_id

I get values but they are not correct, have no idea whats wrong.

A: If this "select goods.id and goods.name where value of the order is the lowest" is indeed what you want...
Try this:
 SELECT g.id
      , g.name
      , o.value
   FROM goods g
   JOIN orders o on o.good_id = g.id
  WHERE o.value = (SELECT MIN(value)
                     FROM orders)


In many ways, responsive Web design (RWD) deserves a big share of the honor for making the Web more usable on non-desktop devices. This trend of letting the browser determine more about how a Web page should be displayed makes sense, especially now that mobile browsers are slightly more trustworthy than in the old days of mobile.
However, a responsive website is not automatically a mobile-friendly website. Amid the buzz of trendy Web development techniques, the good ol' Web server doesn't get the spotlight it deserves. Modern Web development should be about finding the right balance between server-side and client-side implementation.
Find the right mix of client-side and server-side logic for adaptive Web design.
There is no one right answer to what should be done on the server and what should be done on the client side. That depends on the website in question. It is clear, however, that an either/or approach would fail to meet expectations. I will use a real-life project that my company is working on, with real requirements and pain points, as a reference. We are taking a pragmatic approach to the Web, starting with a blank sheet of paper to find the best solutions for both the technical and business requirements.
Our client in this project is a large global news provider. Mobile is obviously crucial to it, because a large proportion of its audience doesn't have access to a desktop device. Nevertheless, desktop access is just as important, and the solution needs to account for both.
Like many "forward-leaning" Web projects today, a general requirement was to consider mobile first, from both a technical and business perspective. That means HTML5 and RWD (in its broadest sense), for starters. At the same time, because the client was a global content distributor, having tools that could handle less-capable browsers and devices (ones that don't support the principles of RWD and HTML5) well was essential.
The real challenge in this project was to make the most of RWD techniques, but also to address some of the challenges of RWD from a mobile perspective. This is where the server-side part comes into the picture. Doing as much optimization on the server side as possible makes sense, to relieve the client of data transferring and the execution of logic in the browser.
The main reason for doing this is performance. Most of the time taken by a page to load is caused by the browser trying to make sense of the data being received. Being slow has a cost, and every millisecond counts, regardless of the business model. Especially for big websites like our client's, the cost of poor performance adds up to significant numbers. Even if you have many great polyfills that provide shims, with fallbacks for missing functionality in browsers, favoring speed, performance and maintainability over polyfills makes sense.
Another point in favor of server-side device detection is its support of different business models and other business requirements. Advertising and other third-party content is one example that is much discussed, but other requirements need to be met, such as customized experiences for specific devices, like the iPad.
No black box magic. The client needed to be able to control the full value chain.
Effortlessly integrated into the editorial process and CMS. Mobile had to be a part of the daily routine.
Fast page loading, to minimize data transfer and rendering time.
Easy for Web developers to use, regardless of the technology, to enable innovation and free thinking.
Support of business requirements, such as targeted business models and advertising and customized experiences for specific devices.
The logical way to approach this is to find a way to combine the best of RWD and client-side techniques with server-side functionality based on device detection. This is sometimes called RESS (responsive Web design with server-side components). The purpose of RESS is to do the heavy lifting on the server, making work easier for the browser, but also providing enough flexibility to meet any business requirements as described above. However, both RWD and RESS are parts of a bigger picture, sometimes referred to as adaptive design.
Making the design adaptive, throughout the value chain, is our goal. Presenting content in a browser is only a part of the story. A lot of stuff happens to the content before it reaches the browser.
From a developer's perspective, there are no real best practices or dedicated tools for these kinds of requirements. The wheel has to be invented — or at least developers have to be helped to decide which wheel to use when, and how to mount it to different vehicles.
We decided to address the lack of tools. Even if there are some emerging best practices for RWD and good ol' device-detection software, there are no good tools for combining the two to address the current needs when developing for the ubiquitous Web.
During our project, we identified five areas where the server's side could be put to work to enhance client-side techniques.
But first, the obvious. The most important server-side component is the content management system (CMS).
If you look back a couple of years, mobile Web development was done by mobile specialists who performed their magic. This is not the case anymore. Web design and development is now driven by Web developers, usually working within, or at least connected to, the client's organization. This is important to note, because this rules out the traditional approach to mobile Web design, whereby a magic mobile-platform proxy black box produces the mobile website. These platforms are usually based on some sort of proprietary XML format, screen scraping or other custom stuff that has to be learned.
We're going mobile, but we are not replacing our CMS.
Another reason why a mobile publishing platform is not an option is that it would interfere with the editorial process. Being in control of the content and its behavior is important. So, the CMS is key. Managing all online entities, mobile, desktop, TV and so on from the current CMS makes sense, but going mobile must not require the content owner to change their CMS.
A side effect of making mobile an integral part of content publishing, which was important for this project, is that the Web developers, those working with the presentation of content, are able to effortlessly account for mobile. Mobile becomes a natural part of their work.
The best way to utilize the presentation layer in the CMS and to power-charge it is to tackle a range of devices, operating systems, browsers and interaction models. This is what's so great about RWD. You can apply the technique on top of any CMS. RWD should be the default baseline of all Web projects. RWD restores fluidity to the Web. For websites that display mostly text and little fancy stuff, it might even be enough to serve the purpose alone.
Because the CMS might be just as important as the browser in creating an adaptive website, the server-side components must also be capable of enhancing the CMS. This happens to be true of the next four server-side techniques we'll look at.
In my own experience, avoiding the need for some sort of server-side device detection has proven difficult. A few tools are available for device detection. The WURFL-powered device-detection repository (DDR) provided by ScientiaMobile has been around the longest and is the basis for much of the server-side optimization in our project. However, even though ScientiaMobile provides an API to the WURFL database, we needed more flexibility and, so, built a RESTful API on top of it.
With this simple API, device detection can easily be used directly from the browser, using AJAX, or from the server-side programming language. Moreover, it can easily be used with popular feature-detection frameworks such as Modernizr.
Media queries in CSS are one of the key parts of RWD. They are also one of the page resources with the most overhead when it comes to excess data downloaded. A mobile phone will download and process styles meant for desktop devices, which can have a detrimental impact on speed and user experience. Of course, well-designed CSS will minimize the issue, but more can be done to reduce CSS overhead.
Execute media queries server side, based on what we know about the client, using the DDR.
Take it a step further by turning the device's capabilities into media features.
To illustrate the first point, styles in the following media query would not be served to an iPhone because the viewport would never be as wide as 1200 pixels.
This requires a slightly different way of thinking and must, of course, be used with caution because breakpoints might never reach the client. Hence, CSS architecture is important.
Thus, all capabilities defined in WURFL are available for querying. Custom capabilities can also be added to the system to be made available as media features, too. Again, it's a different way of thinking about styling. But it's very powerful, especially for handling browser bugs, "undetectables" and "false positives" from feature detection (which are pretty annoying when they happen), and third-party content. Tests we performed indicated that up to two thirds of the data could be saved using this technique.
In this snippet, the service executing the media queries lives at http://example1.com/css/, and proxies the CSS located at http://example2.com/path/style.css, and then executes, caches and returns the CSS needed by the client.
Image optimization has been a hot potato lately. Until standards and support are established, and given that polyfills are not an option, the best way to optimize images is still to resize and prepare them server side.
In this example, the service will download and resize the image according to the screen size of the requesting device, and then cache and serve it to the client.
But this is not very responsive. This is one of those times when we need to combine client-side feature detection with server-side logic.
Then, we instruct the resizing service to behave differently according to the current breakpoint. In the image URL in our markup, we state that for breakpoint w, we want an image scaled to 80% of the viewport's width. For breakpoints m and n, the values are 60 and 40%, respectively.
As noted by Daan Jobsis, a high-resolution image does not necessarily entail a ton of data, because the image could be compressed much more than a low-resolution image without a visible loss in quality.
This approach might seem to be a trivial detail at first, but if you think of it like a CDN or a cache for static content, it becomes very powerful. Suddenly, the cache becomes intelligent. You can perform tasks when pushing to the cache (compile time) and also do runtime optimization for the device or browser.
To illustrate the findings, I have made a demo based on one of the examples that comes with Twitter Bootstrap and that puts the server-side components to work. The demo is very simple, and much more adaption of Bootstrap should be done, but it illustrates the findings well.
The diagram below shows the distribution of different content types tested in a desktop browser and on an iPhone with Safari. The most obvious difference is the savings we get when optimizing images.
The page for an iPhone is only 37% of the total page weight of a desktop client. The page also loads faster on the iPhone. It is not the fastest page to begin with, but a 30% increase in speed is a good start.
Yes, many factors come into play that can influence the tests' results, but the tests prove that knowing who you are talking to at the other end pays off.
With this approach, we think we have been successful in designing a system that solves the current issues involved in getting the Web to work on different devices as well as in providing Web developers with useful tools to support their goals. The server can definitely improve the performance of RWD and other client-side techniques on mobile devices!
As standards emerge and as devices and networks improve, some issues will disappear, but new ones will pop up as the Web becomes more diverse. Handling diversity is a question not so much of whether to do things server side or client side, but of how to make the whole value chain as intelligent and adaptable as possible to prepare for the unknown — all the way from creating the content to caching to rendering in the browser.


text:
Oilers Face #22 Warriors in Final Game
The University of Findlay football team (5-5, 5-4) will be conclude their season on Saturday, November 12 against #22 Wayne State University (8-2, 7-2). The Great Lakes Intercollegiate Athletic Conference (GLIAC) contest is scheduled to begin at 12 pm in Detroit, Michigan.
All Oilers football games can be heard on 88.3 FM "WLFC" or on the internet via their web site.
You can listen to the broadcast by clicking on the following link:
WLFC
The University of Findlay will also broadcast all of their home football games on America One. The games can be viewed on your computer for a small fee by visiting America One website at the following address:
America One
UF athletics will also offer live stats for all home games. A link to this process can be retrieved by clicking on the live stats window located on the left side of the Oilers athletic website.
The Oilers currently lead the Warriors 11-8 in the all-time series dating back to the 1923 campaign when then Detroit City defeated Findlay 28-0.
The Oilers have lost three straight to the Warriors including a 44-27 setback last year.
Dustin Zielaskiewicz was the star on offense for the Oilers as he caught eight passes for 101 yards and a score. He also completed one pass for 29 yards and a touchdown and rushed four times for 43 yards.
John Soli completed 17-of-27 passes for 150 yards and a score while Monterae Williams rushed 21 times for 73 yards.
Defensively, Kenny Klatt registered 12 tackles while Bryon Rizzi and Brandon Butler had nine stops each.
Head Coach Rob Keys
Rob Keys is currently in his first year as the head coach of the Oilers football team and has his squad off to a 5-5 start with a 5-4 record in the GLIAC in 2011.
Keys was previously the co-defensive coordinator and special teams coordinator for the Oilers from 2000-04.
In 2010, Keys served as the defensive backs coach at the University of New Hampshire. He helped coach the team to an 8-5 record in 2010 and a spot in the NCAA Division I Football Championship Playoffs. The Wildcats, who were ranked #10 in the nation, were then upended by the #5 University of Delaware Blue Hens 16-3 in the quarterfinals of the tournament.
Before his time with the Wildcats, Keys spent four years as the special teams coordinator, recruiting coordinator and defensive backs coach at Slippery Rock University (2006-10).
Prior to his work at Slippery Rock, Keys served one season as the safeties coach and special teams coordinator at Indiana State University (2005) after his five-year run at Findlay.
Keys also spent three seasons coaching at his alma mater, West Virginia University, coaching running backs, special teams, tight ends, tackles, quarterbacks and wide receivers.
As a player at West Virginia, Keys was a two-year letter winner and a 1995 team co-captain. He won the Mountaineer Club Award twice (1994-95), the highest honor a West Virginia player can receive. He was also given the Scott Shirley Award for the special teams MVP in 1995 and participated in the USF&G Sugar Bowl and Carquest Bowl during his tenure as a player.
Keys graduated from West Virginia in 1996 with a bachelor's degree in physical education and then later earned his master's degree in the same field in 1998 from WVU as well.
He also obtained a post-graduate degree from the Marine Military Academy (Harlingen, Texas).
Coach Keys and his wife, Jenifer, are the parents of three daughters, Katie, Casey and Kaylee.
For Findlay's 2011 coaching staff, please click on the following link:
2011 Coaching Staff
The Oilers
The Oilers fell 49-19 at home to Hillsdale last Saturday.
The Chargers racked up 587 yards of total offense and averaged 7.4 yards per play during the win.
Hillsdale's Joe Glendening recorded 241 yards rushing and four touchdowns while Anthony Mifsud completed 24-of-30 passing attempts for 249 yards and three scores.
Clay Belton completed 23-of-38 passes for 242 yards and two touchdowns.
Seth White caught seven passes for 50 yards, Jaryd Brown made six receptions for 60 yards and a score while Nathan Morris had three catches for 75 yards and a score.
Defensively, Isaiah Ballard led the team with 12 tackles and also registered 132 kickoff return yards.
For Findlay's 2011 season statistics, please click on the following link:
2011 Season Statistics
For Findlay's 2011 roster, please click on the following link:
Wayne State Head Coach
Head coach Paul Winters is in his eighth season with the Warriors and has them ranked 22nd in the nation with an 8-2 record.
Last season, Winters was named the AFCA Division II Regional Coach of the Year after leading the Warriors to a national ranking of 12th with a 9-2 record.
Winters has been named the GLIAC Coach of the Year twice during his tenure (2006, 2008) and came to Wayne State after serving as an assistant coach at the University of Akron.
The Warriors are coming off of a 28-19 win at the University of Indianapolis last week in Indianapolis, Indiana.
Toney Davis rushed for a game-high 120 yards, while Josh Renel added 114 yards on the ground.
Indianapolis was limited to 60 rushing yards in 22 attempts.
Mickey Mohner completed 11-of-17 passes for 143 yards.
Troy Burrell led WSU with seven catches for 120 yards.
Jeremy Jones also recorded his 14th career interception to aid the Warrior defense.
For Wayne State's 2011 season statistics, please click on the following link
For Wayne State's 2011 roster, please click on the following link:
Forcing Turnovers
The Oilers are currently fourth in the GLIAC with a +6 advantage in the turnover column. The total is also the 30th best mark in the nation.
Churning Out Rushing Yards
The Oilers are ranked fifth in the GLIAC and are 31st in the nation in rushing yards per game at 195.1.
Individually, junior running back Monterae Williams ranks second in the GLIAC in rushing yards per game at 117.2 per contest, which is also the 14th best mark nationally.
Getting In the End Zone
Junior running back Monterae Williams has scored 17 touchdowns this season, the second best total in the GLIAC.
Wiliams has found the end zone 16 times on the ground and one other time through the air. His touchdown total is the eighth best in the nation.
Making Stops
Junior linebacker Brandon Butler and senior defensive back Isaiah Ballard are currently tied for fourth in the GLIAC in tackles per game at 9.2 per contest.
Senior defensive back Donte Johnson is 21st at 7.3 stops per contest.
Knocking the Ball Loose
Senior defensive back Isaiah Ballard currently leads the GLIAC and all of NCAA Division II football in forced fumbles with six on the season.
Ballard has also recovered four fumbles, which is also the best mark in the GLIAC as well as the sixth best total in the nation.
Junior linebacker Brandon Butler has also benefited from Ballard and ranks seventh in the GLIAC with two fumble recoveries on the year.
Making Plays in the Return Game
The Oilers currently rank second in the GLIAC in punt return average at 11.7. They also rank first in the league and 19th nationally in kick return average, gaining 23.5 yards per attempt.
Individually, junior Demetrius Trapps ranks second in the GLIAC and 25th in the nation in punt return average at 12.2 while senior Isaiah Ballard is second in the GLIAC in kick return average at 28.5, the tenth best mark in the nation.
The Oilers are averaging 21.4 first downs per game, the fifth best total in the GLIAC.
Freshman kicker Zack Housholder is currently tenth in the GLIAC with six field goals.
Defending the Pass
The Oilers have picked off 11 passes on the year, the fifth best mark in the GLIAC.
GLIAC Special Teams Player of the Week
Senior defensive back Isaiah Ballard was tabbed the GLIAC Special Teams Player of the Week for his performance in the Oilers 35-31 win at Lake Erie College on October 22.
Ballard earned the honor by returning four kicks for 152 yards. Ballard averaged 38.0 yards per return and had a season-high 53-yard gain on a return in the second quarter.
GLIAC & National Defensive Player of the Week
Senior defensive back Isaiah Ballard was tabbed the Great Lakes Intercollegiate Athletic Conference (GLIAC) and NCAA Division II Defensive Player of the Week for his performance in the Oilers 26-20 win at Grand Valley State University on September 24.
Ballard had a big hand in the Oilers forcing six turnovers as he caused three fumbles and returned one 39-yards for a score.
The Toledo, Ohio native also notched a season-high ten tackles and made one stop behind the line of scrimmage in the victory.
Piling Up Yards
Junior running back Monterae Williams is the Oilers most decorated player. In 2009, Williams was tabbed the Great Lakes Intercollegiate Athletic Conference (GLIAC) Freshman of the Year and also earned second team all-league honors. Last year, Williams was named honorable mention all-conference and is looking to add to his accolades this season.
During his freshman year, Williams rushed for 937 yards and six touchdowns and followed with 1,107 yards and four scores during his sophomore campaign.
Williams has rushed for 1,172 yards in nine games this season and trails Nelson Boldon, who rushed for 1,351 yards in 1979, for the fifth highest single season total in school history.
For his career, Williams has rushed for 3,216 yards, which is the fifth best mark in school history.
He is chasing Robert Campbell (2000-03), who rushed for 3,262 yards, for fourth place all-time.
Nelson Boldon (1977-80) is the all-time leader in rushing yards at UF. He accumulated 4,009 yards during his tenure with the Oilers.
Preseason GLIAC Coaches Poll
The Oilers were selected to finish fifth in the Great Lakes Intercollegiate Athletic Conference (GLIAC) South Division during the 2011 season as the league office unveiled their annual preseason coaches poll on August 18.
The Oilers received 36 votes, to tie Lake Erie College.
The Oilers finished last season with a 1-10 record, which included a 1-9 mark in the GLIAC.
For complete NCAA Division II football statistics, please click on the following link:
D II Stats
For information about the American Football Coaches Association, please click on the following link:
For more information about NCAA Division II football, please click on the following link:
D2 Football
For more information on the GLIAC, please click on the following link:


These are my babies. Beat up, worn down, and ready to go on home to glory. Listen, I have thrown away so many tweezers and nippers, it's shameful.
 CLEAN YOUR IMPLEMENTS. Tweezerman will not accept your tools if they are dirty. So get some alcohol, and clean all of that lash glue residue and dead skin off of your items.


Since 2009 SSI Community Services has been developing a food program, formerly "Peoples' Roots", called HARVEST, with vegetable and fruit gardens at numerous program sites, including an acre of farmland in the Fulford Valley.
The gardens are therapeutic environments for SSI Community Services programs, provide introductory gardening and work experience, and contribute fresh organic produce to the Food Bank and other food programs for vulnerable people.
The Harvest Program contribute to a growing movement towards community food security and increasing local production. SSI Community Services works closely with groups such as the SSI Agricultural Alliance and the SSI Farmland Trust to plan for the future.
To get involved contact the Food Security Coordinator at 250-537-9971. Donations of time, garden supplies ranging from veggie starts to hand tools, or cash is always welcome.
SSI Community Services Community Gardens have developed as a result of the generosity of the Philip and Muriel Berman Foundation as well as many other local donors and volunteers.