I found their website particularly useful in helping me to identify the type of survey I required, a rough guide to the cost, the benefits of having a survey done and amongst other good information, an example of a surveyor's report: http://www.1stassociated.co.uk/default.asp.
My initial contact with the company found the service to be efficient and friendly. On the day of the survey, about an hour before the surveyor was due to arrive, he called to say he was running a little late. I actually appreciated being kept informed because in the past I have had to contact organisations to try and find out why people haven't turned up! For me, going through this process was quite scary... it's the fear of the outcome! By nature, I'm quite proactive and would rather anticipate problems and minimise the risks of problems occurring in the future, but this survey thing took some guts!!!
Anyway, on a previous post titled; Hmmm... will the house fall down?, I have provided a brief overview of the surveyor's visit. Now I am just going to comment on the report (I received an electronic copy this morning and a hard copy along with a disc of photos, is in the post).
I did mention to the surveyor that I found it a little confusing when doing some initial online research on the company that 2 names were involved (Gem Associates and 1st Associated). Anyway, there appeared to be a logical reason for this (1stAssociated.co.uk are the marketig company and Gem Associates are the actual surveying company).
Back to the report... if it hadn't been about my house, I would have enjoyed reading it! Seeing the problems recorded in black and white is far more daunting than discussing them face to face with the surveyor on the day! The report included a sort of idiots' guide to the technical terms used, which was really appreciated. In fact, the entire report was pitched at the right level (I hate it when professionals attempt to blind Joe Bloggs with terminology... I think it demonstrates the poor communication skills of the professional).
Whilst it isn't great to get a list advising of the maintenance / repair jobs needing to be done, the whole point of the survey was to obtain this constructive advice! I liked the way that each 'job' was titled and supported by a photo of the problem area. This was followed by an explanation of the specific action required and estimated cost... both will be invaluable when getting quotes. For example, there is a part of my roof which needs some attention next summer... the area is approximately 3' square. Without the report, a roofer may have been able to persuade me that a much larger repair job is required. Then of course I have to consider what future problems may have occurred had the surveyor not brought the matter to my attention. This is an example of where I feel the survey provides excellent value for money.
During the surveyor's visit he gave me a checklist to complete. In fact, when you have someone like myself, who has quite a poor knowledge and understanding of most things pertinent to the survey, it probably would have been advantageous to have been issued with a checklist prior to the visit, steering me from room to room.
There was something additional that I would have liked to have discussed with him, but had completely forgotten about it on the day... this is where an earlier receipt of a checklist might have helped. Saying this, you get a great sense of the 'after care' available from the company. For example, the email received from them today invited me to contact them if I need any clarification or assistance to understand any part of the report. They also provide support, if requested, when dealing with the actions required (but I don't know the additional costs). Most importantly, I don't feel as though I have been left high and dry!
It was very fortunate for me that the surveyor has a specialised knowledge and interest in period properties. To be honest, he helped me to be less fearful of my house and by the time he left, I actually liked my home again (I think I was unnecessarily stressed by fear of the unknown). He was also able to recommend organisations / websites which could provide useful information regarding older properties / listed buildings.
The report wasn't just about matters that required attention, it also provided information about the general structure of the property. The surveyor hadincluded diagrams to aid my understanding... so this whole event has been quite an education! Just a handful of positive comments had been recorded (probably to prevent me from packing my bags and selling up),along with some snippets of what was going on in England at the time the property was built. I had a full building survey done when I first purchased this property 8 years ago. The detail provided in that survey report was full of jargon and contained only about 20% of what I received this time round.
So... I would say that my experience of this company was a positive one!
Our client had analysed the market in the area with regard to prices in some detail and was particularly interested in the square metre rate. This is something that we rarely come across in the residential market unless it is a chartered surveyor buying the property and yes we do carry out surveys for surveyors. However with floor plans being very commonly included as part of the house property details in some areas of the country it has become easier and easier to analyse a property on a square metre rate.
We would recommend that you work out the square metre rate of your existing property and in each of the rooms; it doesn't take five minutes to measure them. To make it easier there are even various laser measuring devices such as Leica Distos, Makita, Bosch and Stabila and all other good makes.
Once you understand the dimensions of your own property you can then decide whether a bedroom or a lounge is small in comparison with your own property or in comparison with your views on what is large or small with regards to lounges and bedrooms and kitchens and bathrooms, etc. It was also interesting with this particular client that they were well aware that this square metre size building should have a utility room and en-suites which is why they were looking to add these additional rooms.
For many years it has been normal practice within surveying to use square foot and/or square metre prices in relation to commercial valuations therefore we are very familiar with the use of square foot and square metre rates when comparing commercial properties which is a good system where there are few comparables.
As a basic way of looking at different properties a square metre rate can work very well but the danger of analysing house prices by square metre rate alone is that it does not allow for other factors which in this case was major maintenance costs on the property at high level which would mean that scaffolding was required which in itself can be very expensive.
There are also other important factors such as kerb appeal which is the look of a building. This can add considerably to the value of it and of course the internal fixtures and fittings.
We recently dealt with one property where the purchaser was really buying it on the internal fixtures and fittings and when we went through the property report which highlighted problems with the property they decided not to buy it.
Of course the location of a property can be key to its value in particular its proximity to good schools, shops, good view, etc. Even streets can have a good end and a not so good end which affects the value.
Why doesn't square foot or square metres work in houses and homes every time?
It is not strictly true that it doesn't work every time but it needs to be used with an understanding of other factors, a few of which we have mentioned above, and not looking purely at square footage or square metre rates.
We would always recommend if you have the time and can get to the property whilst the survey is being carried out that you meet your independent surveyor who will be more than happy to talk to you about any concerns and possible problems that you think the property may have. We will, of course, be happy to speak to you about the survey report once it has been completed.
Always have an independent building survey as this will highlight any property problems. Caveat emptor means buyer beware and is why you need to have a building survey to find out if there are any problems within the property; the estate agent certainly will not advise you of any. We would reiterate that we highly recommend you always make sure when you have a survey if at all possible you should meet your Surveyor at the property.
Please feel free to have a look at our website 1stAssociated.co.uk to see for yourself the quality of our website, articles and Building Survey reports. We pride ourselves on our professional standard and easy to read reports written in plain English which we have been carrying out for many years on every era, type and style of property across the UK.
Review from a client who bought a boat and it sank and who wasn't going to buy a house and have the same thing happen!
Why should you have a Building Survey carried out?
The client that we recently carried out a survey for was looking to buy a period property and interestingly they advised us that they would always have a building survey carried out because of a past bad experience.
They had previously purchased a boat of which they thought they had a lot of knowledge of but the worst happened and the boat sank. The client advised that because of this they would certainly not risk buying a property without having an Independent Building Survey carried out.
Estate Agents can be very persuasive!
Another interesting comment that the client made was that the Estate agent tried to persuade them to use one of their own Surveyors, why would anyone want to do that?
We always enjoy meeting our clients at the survey whenever possible as we are able to talk about any plans they may have to alter and amend the property and also to advise on how to solve any problems that we come across.
In this case we were really pleased that we did get to personally meet the client at the property especially as we knew they had to travel quite a distance as the property was in a completely different county to where they were currently living.
The property was an older cottage style located in the middle of nowhere and it had been lived in for many years without much maintenance being carried out. Interestingly modern additions had been added such as a conservatory style extension or a garden room as they are often known and also a relatively new kitchen. The roof had also had a lot of insulation added (probably too much).
We noted during the course of the survey that the house still had some of its beautiful old features such as a flint wall. Sadly some of these features had been repaired quite badly using modern methods by tradesmen that were not experienced with dealing with older style properties and who did not understand how to repair them, for example, the flint wall had been re-pointed in cement mortar instead of lime.
Most of the property had been rendered in a cement render rather than a lime based render. The cement render is simply too hard for an older structure such as this and has resulted in cracks to the render. We advised our client that ideally it should be re-rendered in a lime mortar.
The property appeared to have a lot of potential and this was of most interest to the client. However when the house had been surveyed several problems were discovered such as dampness, we believe, from being situated on a sloping site and a high ground level. We noted that the electrics were also dated and that heating was via old electric heaters.
The client thought that the property would be a good refurbishment project to undertake but was concerned about the roof. He informed us that he had already obtained quotes from builders from a nearby property that was being refurbished.
However after we had inspected the roof we could only see minor problems with it and it certainly did not need to be re-roofed in a modern roofing material when the existing slates could be reused. This information saved our client a lot of money. We would always recommend re-using these older slates over modern, cheaper roof slates that we do not have much experience with in this country.
During the survey we also identified that there was a lack of available parking to the property. All the parking space available belonged to neighbouring properties that seemed to be quite territorial about it. We informed the client that this possible dispute between neighbours and the lack of parking could seriously affect the value of the property when it came to selling it and it would also limit the potential buying market.
We would have preferred to see a fall of twelve to fifteen degrees to the flat roof over the conservatory as the condition of the felt indicated that water was sitting on the roof, this is known as ponding. We discussed design alterations with the client that would improve the property including adding a pitched roof to the conservatory.
Caveat emptor means buyer beware and is why you need to have a building survey to find out if there are any problems within the property; the estate agent certainly will not advise you of any problems. The Estate Agent has been commissioned to sell the house, nothing more and nothing less.
We always include many photos within our reports. Sometimes where there is a problem in the property that we wish to emphasize or highlight we will use circles or ovals to identify this, please see the photo and sketch below If the report, along with our photos, does not explain the problem or characteristics of a property enough then we also have a vast range of sketches that we have had commissioned exclusively for us that we can use in our reports.
We are experienced independent building Surveyors who are knowledgeable in carrying out structural surveys on all types, styles and eras of buildings. If you are looking to buy a property it makes sense to have a structural survey carried out by an Independent Surveyor. Phone us for a friendly chat on 0800 298 5424.


It's aimed at people using CQL in Golang apps who are looking to reduce boilerplate code. [...] I think it reinforces the pragmatism of the underlying concept behind JOOQ.
So if you're a Go developer using Cassandra, do have a look at CQLC!


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» Editorial Article »
ISP AB Internet Warns Against UK Wireless Tax and a Pure Fibre Optic Focus
Monday, October 7th, 2013 (6:40 am) - Score 3,244
AB Internet has told ISPreview.co.uk, as part of our exclusive interview, that the Valuation Office Agency's review of how its business rates can be applied to fixed wireless networks could result in a "whole segment of society" being "digitally marooned". The ISP also warned against an "all roads must lead to fibre" approach to broadband.
The ISP, which describes itself as a next-generation fixed wireless provider that can offer speeds from 2Mbps to 1Gbps, currently serves 10,000+ users across various parts of the United Kingdom (i.e. Wales, Lincolnshire and parts of Scotland) and usually focuses on the more challenging locations (e.g. rural areas).
Most recently AB Internet has also been in the news after it won a major new £300,000 project to deploy a 50Mbps capable wireless broadband network on the rural East Coast of Lincolnshire (England), which has already connected its first customers (here).
On top of that they've now announced plans to expand by offering a new range of fixed line fibre optic and copper based business connectivity services via over 3,500 exchanges across the country. As a result ISPreview.co.uk was keen to learn more about AB Internet's experience and their perspective on broadband provision in the UK as a smaller wireless ISP. Thankfully AB's Sales & Marketing Director, Neil Tucker, was happy to help out.
Q1. Earlier this year AB Internet won a competitive tender process, run by Lincolnshire County Council and funded by £300k from the ERDF (Europe), to help it roll-out a 50Mbps capable superfast broadband service into two rural areas and several villages on the east coast of Lincolnshire in England. Since then the first customers have now gone live. Can you tell us a little more about this project and why it's needed?
Lincolnshire County Council was a real trailblazer here. Long before other UK councils, they understood that if they were to help successfully deliver superfast services to the most challenging parts of the county (the second largest in the UK) they would need to champion a creative solution. Subsequently LCC published a tender in the Spring of 2012, for the creation of a Superfast Pilot Project. Bidders were asked to offer Superfast Network proposals for any one of three 'intervention areas' that were already known to have significant connectivity problems.
AB Internet proposed an extension of its existing national Fixed Wireless Access network, to include not just one, but two of the areas of special interest. These are the areas that surround Ingoldmells and Boston in Eastern Lincolnshire and will have ubiquitous coverage of our Essential Broadband Service, from 2MB to 50MB
Of the 10 or so proposed sites, we have currently rolled out 3. One of these is possibly the most unusual location we have ever used for a Point of Presence, it's on top of a roller coaster! Not only does this ride at Fantasy Island give a commanding view of the surrounding area, but in the attraction, we have a very supportive local customer and business partner, who until this point only had 0.5MB, so for them, a 50MB service is transforming their business.
The feedback from our new customers is simply awesome and it's really fantastic for us to be part of something that literally changes lives. Overnight, people have gone from
Tags: Building Digital UK , Politics , Wireless Internet
« Berkshire UK Signs GBP8m BDUK Superfast Broadband Rollout with BT
Mobile Operators Seek Slice of Superfast Broadband Delivery UK Fund »
In the privatised world, it makes good commercial sense for a big Company such as BT to equate themselves with "fibre" pioneer as it does for AB to equate themselves with "fixed wireless altnet" pioneer. But that isn't the whole story in either case. There are others, too. I know I'm just too cynical but to me this does read like an AB press release as much as an editorial article! For instance isn't it as though Kent CC's work with V-Fast (and other cases involving local authority support in North Yorks, and smaller schemes in East Anglia for instance) never happened?
"…For instance isn't it as though Kent CC's work with V-Fast…"
KCC did not help V-Fast. KCC's budget they had available went to BT. V-Fast did bid but did not win.
Thanks for the interview. I got a new router yesterday so it is intereting to read all of your articles about how these things work.

redpajama_set_name: RedPajamaCommonCrawl


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Questlove's "Symphonic Celebration of Prince" is coming to Riverside Theater (without Questlove)
| Thursday, May 17, 2018
Reserved seating tickets are $40, $50, $60, and $75, and go on sale Friday, May 18, at 10 a.m. Tickets can be purchased here. It was announced by Live Nation Urban and TCG Entertainment in partnership with The Prince Estate. The Richmond show is part of an extensive 2018 tour with shows in both the United States and Europe. Prince may no longer be with us, but he lives on through... [Full Article...]
Royal Wedding: Meghan to stay at 'debaucherous' birthplace of the Profumo affair
Royal bride-to-be Meghan Markle will spend the night before her wedding at a luxury country house in Taplow, it has been revealed. Harry will spend the night of May 18 at the Coworth Park Hotel with his brother, Prince William. Markle and her mother, who will both travel by vehicle to St George's Chapel on Saturday, will have a choice of luxury rooms, one being the aptly-named Prince of Wales ... [Full Article...]
Neymar reveals why he is scared about 2018 World Cup
It would be a major blow to Barcelona if Neymar moved from Paris Saint-Germain to Real Madrid , former club mate Lionel Messi said on Tuesday. Neymar's former teammate Messi, in an interview with Argentine TV channel TyC Sports , said, "It would be bad, because of everything he means to Barcelona". [Full Article...]
Taylor Swift Granted TRO Against Allegedly Obsessed Fan
It was the second time within a month that Swift's security detail summoned police. Just recently, a man who was arrested in 2017 for loitering near Swift's apartment building in New York City was sentenced to six months in jail for harassing the artist. [Full Article...]
Netherlands' Biggest Crypto Exchange Removes Bitcoin Cash Before Hard Fork
In the case of last summer's hard fork, not only was a new blockchain created, but also a new coin was introduced to the market to represent value exchanged on this new transaction ledger. Higher the mempool size i.e. the number of transactions queued up to be processed in the blockchain, higher the competition on which transactions should be processed first. [Full Article...]
What are you hearing: Yanny or Laurel?
But I must know, what do you hear? It's all due to Yanny-vs-Laurel Mania. It all started with a relatively innocuous tweet from Cloe Feldman . But he said it was also more hard to determine the word in this particular recording because it is "not real speech". [Full Article...]
HBO To Release Documentary On Serial Podcast's Adnan Syed
Amy Berg , whose documentary " Deliver Us From Evil ", in 2006, investigated sexual abuse in the Catholic Church, will direct. The four-hour series, directed by Oscar-nominated documentarian Amy Berg, is titled " The Case Against Adnan Syed ". [Full Article...]
'Arrested Development' Is Only Releasing Half of Season 5 on May 29
Kimmy is back and ready to adult in the trailer for the fourth and final season of Netflix's popular comedy. Meanwhile, Titus (Tituss Burgess) is back to his journey through the NY entertainment world, this time with the once-again-single Jacqueline ( Jane Krakowski ) as his agency representation. [Full Article...]


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redpajama_set_name: RedPajamaGithub


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IoT Agenda
Industry and Verticals
IoT Network
IoT industry and vertical markets
Evaluate Weigh the pros and cons of technologies, products and projects you are considering.
How industrial IoT can strengthen the U.S. manufacturing industry
David Gustovich
It is the Internet of Things, but with an enterprise angle. Take that to mean industry vertical applications, development ecosystems, product design, hardware, deployment and more.
Protecting your IoT devices protects your business
Open source IoT tools to choose in 2021
How IoT technology enhances smart water quality management solutions
Using digital twin technology to simulate IoT – IoT Agenda
Tech features high on McKinsey's disruption list – ComputerWeekly.com
Digital twin technology on turbulent climb to ... – ERP
Driving IT Success From Edge to Cloud to the Bottom Line –HPE
Delivering Innovation With IoT and Edge Computing Texmark: Where Digital ... –HPE
Manufacturing Learnings Taken from Formula One's Industrial Optimization Model –TIBCO
How Digital Twins and Model Ops Operationalize Data Science for Manufacturing –TIBCO
The far-reaching effects of globalization on the manufacturing industry in the United States — and those who work in it — are impossible to downplay. While certain sectors like pharmaceuticals, aerospace and electronics have surged, others have been slowly losing ground. By some estimates, the erosion of manufacturing in the U.S. has contributed two-thirds of the fall in labor's share of U.S. gross domestic product, according to a recent report from the McKinsey Global Institute — with much of that hitting small and midsize manufacturers the hardest.
Even amidst that scene, the U.S. still accounts for 20% of the world's manufacturing activity, McKinsey pointed out. Far from signaling a sort of slow demise of manufacturing in the U.S., a host of factors are coming together that can incite a U.S.-based manufacturing resurgence. In fact, the McKinsey report finds that the U.S. could boost annual manufacturing value added by up to $530 billion (20%) over current trends by 2025, and create more than 2 million jobs.
How can the U.S. achieve these targets? With Industry 4.0 technologies (IoT and related technologies) that will enable U.S.-based manufacturers to hone greater efficiencies in production, streamline labor costs and even lay the foundation for developing service-driven business models.
In many ways, manufacturers have been the earliest adopters of base IoT technologies — as operational technologies have for decades used sensors and RFID technology to automate supply chain management and ensure equipment health and safety. With the advent of new IoT technologies, the data from those machines and processes can be used in new ways to drive further efficiencies in asset management and the supply chain.
Taking a closer look, here are some ways industrial IoT technologies can help manufacturers:
Boost efficiencies by reducing downtime. Predictive maintenance is the single biggest driver for industrial IoT implementations. Enabling a piece of crucial equipment to "tell" a plant manager when it deviates from standard temperature or vibration parameters means the team can plan service before the equipment breaks down, potentially avoiding delays in production and all the ripple effects of associated costs. In more advanced scenarios, action can be automated all the way through ordering the parts and scheduling the work order to fix the issue long before it becomes a problem.
Enable remote monitoring and equipment maintenance. Gartner recently reported that nearly half of the 200 companies it surveyed either had digital twins — which use IoT technology to create a digital mirror of a physical asset — in use or were planning to implement them within the next year. The number of participating organizations launching digital twins will double in 2018, and by 2022, that number will triple. Digital twins enable manufacturers to accomplish two very important goals. They reduce the complexity inherent in industrial IoT development, which can require embedded programming skills not often in rich supply with traditional IT developers. And subsequently, digital twins can bridge the IT and OT worlds by building a digital thread, of sorts, which connects disparate systems to enable visibility and traceability.
Reduce energy consumption. U.S. manufacturing energy consumption increased between 2010 and 2014 for the first time in nearly a decade, according to data from the U.S Energy Information Administration. Equipping factories with smart thermostats and smart lights can enable cost savings, and further integrating unstructured data sources can bring even greater reductions in overhead costs. In a use case detailed by Cognizant, IoT-enabled HVAC systems also offer integrated weather data and prediction analysis to help manufacturers understand expenses and plan energy usage.
Training the next generation. With impending retirements of the most experienced workers, U.S.-based manufacturers will face the difficult challenge over the next decade of properly training the next generation for these crucial roles. Companies like Honeywell are working to marry IoT technologies with augmented reality to meet this need. In one technology solution, workers donning wearable sensors will collect data on their job as they move through it in real time, which will then be used to create immersive training and competency development.
By using IoT technologies, U.S.-based manufacturers can lead a data-driven manufacturing resurgence — gaining efficiencies in the way processes are currently managed and uncovering ideas on how to evolve those processes to meet the more service-driven business models the industry is moving toward. IoT enables better visibility into every aspect of the business — something that is crucial for seizing opportunities to digitally transform business models.
All IoT Agenda network contributors are responsible for the content and accuracy of their posts. Opinions are of the writers and do not necessarily convey the thoughts of IoT Agenda.
Risk & Repeat: The FBI's Hive ransomware takedown
This podcast episode discusses the law enforcement operation that led to the infiltration and takedown of the Hive network and ...
What cybersecurity consolidation means for enterprises
Experts predict cybersecurity consolidation will increase in the months and years ahead. Security leaders should consider what ...
Horizon3.ai releases POC exploit for VMware vulnerabilities
Penetration testing vendor Horizon3.ai published technical details and exploit code for three new CVEs in VMware vRealize Log ...
ESG predicts 2023 shifts for DataOps, data management
Organizations are using cloud technologies and DataOps to access real-time data insights and decision-making in 2023, according ...
Data lake vs. data warehouse: Key differences explained
Data lakes and data warehouses are both commonly used in enterprises. Here are the main differences between them to help you ...
Data management trends: Convergence and more money
The past year focused heavily on data intelligence, lakehouse development and observability as vendors innovated to help ...


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The Postmodern CFO: Building Resilience To Economic Volatility
The Postmodern Office of the CFO
Technology Informs the Story
Resilience Helps You Adapt as the Story Changes
Constellation Research hosts its annual Connected Enterprise innovation summit each fall. Planful CEO Grant Halloran was a guest speaker during one of the event's Brain Trust sessions, digging into the topic of "The Digital Back Office Meets the Postmodern Office of the CFO." During the session, Grant explained how today's CFOs face new challenges from modernizing legacy ERP to navigating new planning systems. But, those who take a data-to-decisions mindset and push to create an autonomous enterprise are quickly transitioning from transactional to strategic.
Here's a recap of what Grant had to say about the future direction of CFOs and how they have become digital leaders in their own right. Or, watch the replay of Grant's session.
Connected Enterprise is a three-day event featuring visionary speakers, showcases disruptive technologies, and attracts executives from across the globe. Constellation Research, the event host, is an award winning, Silicon Valley-based technology research and business advisory firm. This year's Connected Enterprise featured leaders from diverse organizations like Barclays, Centurion Health, Epic Games, Equifax, Estee Lauder, General Electric, H+M, Honeywell, JP Morgan Chase, Mastercard, Walgreen's Boots Alliance, and many, many more. The goal of the summit is to help leaders learn and share how to instill a culture of innovation and transformation in their organizations.
Grant's session was hosted by R "Ray" Wang, the founder, chairman, and principal analyst of Constellation Research. Ray wrote about the postmodern CFO back in 2018, explaining how the CFO role was evolving from that of a traditional finance and accounting executive to a broadly strategic function that worked to shift business models and overcome non-traditional challengers.
"Go back 20 years and the role of CFO was all about compliance and audits and accounting, and that's all still super important, but it's really evolved in the past decade," explained Grant. "CFOs started coming with an investment banking approach in how to use capital and debt, becoming more globalized with mergers and acquisitions, and more. That shift in the CFO's approach made them more of a business partner to the CEO and the board. The CFO became seen as the number-two position in a company."
Today, Grant continued, these postmodern CFOs need to be both technologists and storytellers. Businesses have grown in complexity, so it's imperative that executives can understand what's going on across the business but also clearly articulate it to the various stakeholders such as the board of directors and other investors. But, it also has to be a good story, says Grant.
"Your story has to animate support for your business," added Grant. "That's the job of the CFO today, more than ever."
As businesses become more complex, people are having a more difficult time capturing and decoding the firehose of information being generated. Grant referenced a McKinsey study from 2021 which found that about one-third of CFOs are responsible for digital transformation at their organizations. That was up from just one-fifth in 2018 and less than one-tenth in 2016. One driving factor is that digital transformation has become a c-suite conversation, as boards of directors see the fundamental connection between digital transformation and business success. It's all due to the need for speed.
"The reason CFOs need to modernize is because companies are so dynamic," Grant said. "We're in an economic fog right now and that makes the CFO's job extremely difficult. They're wondering where they're going. So, the reason companies are investing in technology is to create resiliency. Business used to be about reporting. But increasingly there's a realization that the business is driven by different metrics. So CFOs need to know the drivers of the business, model it, and look at it very quickly."
Grant mentioned some Planful customers who are pushing those views from what used to be quarterly insights to weekly or even daily. Some customers are even using Planful to make daily decisions on how many workers to schedule for tomorrow, and it's being driven by the Office of the CFO. Decisions across supply chain, inventory, and even marketing spend, all based on operational models but viewed with a financial lens.
Resilience, for the CFO, is being able to navigate with more speed and more efficiency through the current economic "fog" every company is experiencing. That fog is the combination of uncertainty, which is always present, added to today's volatility that makes it more difficult to act. CFOs are then charged with telling the story of a highly complex business while navigating uncertainty, volatility, and change.
"CFOs need models that help them understand the drivers of the business and how that connects to financial performance, and then they need to constantly feed those models with new data," Grant said. "When things change, you need to be able to answer questions within minutes. Automation eliminates a lot of that friction."
Organizations are overwhelmed with data, and automation helps, but the data must still be analyzed. That's where artificial intelligence and machine learning (AI/ML) are helping postmodern CFOs, but it has to be AI/Ml that's tuned specifically for financial data. When it is, it can parse through millions of data points in an instant to highlight anomalies, something humans just can do. Even more, purpose-built AI/ML can enhance how the Office of the CFO delivers faster, better financial outputs.
"High-cognition tasks like financial projections are very complex and AI/ML is starting to get more involved," Grant added. "But, you still want the human to make the call and tell the story behind it."
To learn more about how postmodern CFOs are using AI, read "CFOs and AI: It's Not Too Late to Get In the Game".
Interviews, tips, guides, industry best practices, and news.


Undoubtedly, one of the best things that happened to me was becoming a mom to my two amazing kids. They are my world and my everything. As you may know, life changes quite a bit after having kids and I wouldn't want it any other way. The one thing that caught me off guard was that suddenly I had very little time for myself.
In my early 20s – and before kids – fitness was a big part of my life. Or so I thought. My membership tag was consistently scanned at 24 Hour Fitness. I would go to group classes twice a week. TurboKick was my jam at that time, although treadmill and occasional weights were also in the picture. I loved the power of a good sweat after a stressful day at work. Oh, the freedom of packing your gym bag in the morning and going straight to your class after work… I'm pretty sure I took it for granted in the pre-kids era haha!
Nutrition was not something of a huge concern to me back then. Fast metabolism of early 20s took care of overindulgence in sweets, my little weakness. Other than that I did ok with food. Luckily, I was never a big fan of fast food, and I would rather eat a home cooked meal. In-n-Out was the only exception, and it still has a soft spot in my heart :).
Fast-forward 10 years and 2 kids later... I had to deal with losing a significant amount of weight after each pregnancy. Then came the surprising realization that I now had to watch more closely what I ate. It was a sobering reminder that my metabolism rate had started to slow down. Coupled with non existent free time (it was pretty much a diapers-feedings-dishes-laundry routine for a while) I found myself in a pickle. Gaining weight was easier than losing it and I had no time to go to the gym.
All this time the gym membership was on hold and waiting to be re-activated… And yes I did eventually go. Just the thought of an ordeal it would take to find the right time between the baby's naps and feedings, pack all her necessities then get myself ready and drive to the gym – all while trying not to lose the motivation to workout – yes that thought was exhausting. But I did give it an honest shot. When my second baby turned 2 months, she seemed ready. So I packed the diaper bag and enthusiastically delivered her to the gym daycare. It was a success… until the next day she went down with fever. Two weeks later I re-attempted the experiment, and it ended with same results.
Any mom knows that there's nothing worse than a sick baby. Fever, cough and runny nose made her miserable. I finally decided it wasn't worth it going to the gym until she got older. In the meanwhile, I went on daily stroller walks and followed a postpartum program I ordered from Amazon. I also did YouTube workout videos every once in a while but the motivation to do it consistently wasn't there. More time was browsing through the channels and looking for quality workouts than actually doing them 🙂 I didn't have a plan and that was the problem.
It was a lucky coincidence that in January 2016 I came across a friend who was a Beachbody Coach. We chatted and I liked the idea of doing workouts at home and having a program with a schedule to follow. The online support group was just the icing on the cake!! Perfect, I thought to myself, this is totally doable. Since then, I've completed several rounds of 21 Day Fix, 21 Day Fix Extreme, T25 Focus, Core de Force and Insanity Max30. I really couldn't be happier that I found something that fit so well into my schedule.
A year later and many pounds lighter, I have arrived at a fitness routine that works for me AND my family. My workouts are 30 minutes long. This is usually all I can allot a day anyway and still have the energy and time to take care of the kids. Short workouts and no time wasted on getting ready for and driving to the gym allow me to to do it consistently 5-6 times a week. There is no way this busy mamma could go to the gym that often! I follow professionally designed programs that are built to target different muscle groups every day so that you never work the same muscles two days in a row. The flexibility of home programs is incredibly useful too. I like it that I can sweat my little heart out on my own schedule, when it's convenient to me and not on the gym's schedule.
My little one loves to watch mommy jump around the living room. I dare to say she is mildly entertained 🙂 There are days when she needs more attention than usual, so I scoop her up for a quick hug in between the reps. Sometimes she hugs me when I squat. It's all a fair game.
Funny thing is back in my 20s I used to think that it was a waist of time unless you spend at least an hour at the gym. Now I am a believer in shorter sessions. A recent study confirms that 30 minute workouts can be just as effective than a full hour of exercise. The key lies in finding effective training, such as a combination of cardio and weights, or HIIT. Quality over quantity, my friends.
Surprisingly now – two kids and 10 years later I feel like right I am in the best shape of my life! I feel more confident in my own body and have more energy. It's really all about finding what works for you, my friends, and what fits in your schedule!
While I still love the variety and effectiveness of Beachbody programs, it's always fun to try new things and set new goals. On To Do list are Orange Theory classes and Barre3 studio. All the newly gained strength gave me the confidence to get into running. Currently I alternate run days with 21 Day Fix workouts. My goal is to run a 5K in May for Mother's Day. Wish me luck!
OK it's your turn dear moms: what challenges do you face when it comes to staying in shape? What workouts have you tried and liked the most?
You definitely get a lot more used to someone climbing you like a tree while doing yoga, that's for sure… 😀 My main challenge is being able to find the energy to workout, but I'm getting much better as my son has gotten a little older.
Haha YES! 🙂 Finding energy is a struggle, but it sure gets easier as they grow older and more independent. Glad you're doing better now.


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{name} is for adults and children who are at least 3 months old and weigh at least 8 pounds. This medicine is not a cure for HIV or AIDS.
Take this drug by mouth, generally once daily as directed. Take on an empty stomach with a glass of water. Taking Sustiva with food, especially a high-fat meal can lead to increased blood levels of the drug and increase your risk of having side effects. Best taken at bedtime during the first month of use. Using this drug regularly at bedtime may decrease certain side effects. Use this medication regularly in order to get the most benefit from it. To help you remember, use it at the same time each day. Do not take more or less of this drug than prescribed, or stop taking it unless directed to do so by your doctor. Read the patient information leaflet provided by your pharmacist. If you want to achieve most effective results do not stop taking Sustiva suddenly.
If you overdose Sustiva and you don't feel good you should visit your doctor or health care provider immediately.
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You should not use Sustiva if you are allergic to efavirenz, or if you also take elbasvir and grazoprevir (Zepatier) to treat hepatitis C.
Do not take with Atripla (combination efavirenz, emtricitabine, and tenofovir), unless your doctor tells you to.
liver disease (including hepatitis B or C); long QT syndrome; a seizure; mental illness or psychosis; heart disease; or if you drink large amounts of alcohol or have a history of injection drug use.
Do not use Sustiva if you are pregnant. It could harm the unborn baby or cause birth defects. Use 2 forms of birth control, including a barrier form (condom, diaphragm, cervical cap, or contraceptive sponge) to prevent pregnancy while you are using this medicine and for at least 12 weeks after your last dose. Tell your doctor if you become pregnant during treatment.
Hormonal contraception (birth control pills, injections, implants, skin patches, and vaginal rings) may not be effective enough to prevent pregnancy while you are taking Sustiva.
HIV can be passed to your baby if the virus is not controlled during pregnancy. Your name may be listed on a registry to track any effects of antiviral medicine on the baby.
Women with HIV or AIDS should not breast-feed a baby. Even if your baby is born without HIV, the virus may be passed to the baby in your breast milk.
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The primary generation of osteoarthritic and normal condylar chondrocytes cultured in the monolayer condition was treated with 20 micrograms.L-1 recombined human interleukin-1 beta (rhIL-1 beta), and then collected to be detected with RT-PCR method for the cellular metabolism including mRNA expression of type II collagen, aggrecan, collagenase, insulin-like growth factor 1 (IGF-1), and transforming growth factor beta 1 (TGF beta 1). For this purpose 136 rats were divided into experimental groups: 34 controls, 34 splenectomy, 34 partial splenectomy, and 34 splenic autotransplantation animals. These findings are limited by the small number of ECs tested and the conditions of testing. Pimozide, a chemically novel, highly potent and orally long-acting neuroleptic drug. In the vaccination group, TNF-alpha and IL-6 tended to be increased at PIDs 22 and 40, whereas no increase could be seen in IFN-gamma. The isolation bay of a 24-bed surgical intensive care unit in a 900-bed university tertiary care facility. Cardiac beta-adrenergic receptor: evaluation of FM 24 as a new and very slowly dissociable blocker.
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Overall haemodynamic controllability was better when using desflurane. A systematic mixed-methods review of interventions, outcomes and experiences for midwives and student midwives in work-related psychological distress. We aimed to describe treatment strategies for lower urinary tract symptoms suggestive of benign prostatic hyperplasia (LUTS/BPH), adherence to and persistence with pharmacological treatment and the association between the type of LUTS/BPH complaints and early treatment discontinuation. This automatic method for co-registration prilosec drug interactions of fDOT with PET and other modalities is efficient, simple and rapid, opening up multiplexing capacities for experimental in vivo molecular imaging. The target antigens of the CTL generated were present on both lipopolysaccharide- and concanavalin-induced blast lymphocytes, but were barely detectable on phytohemagglutinin-induced blast cells. These data provide the first evidence for a specific role for CCT, and thus for phosphatidylcholine, in patterning during development. Direct target point determination for stereotactic brain operations from CT data and the calculation of setting parameters for polar-coordinate stereotactic devices.
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Substance use and high-risk sex among people with HIV: a comparison across exposure groups. In conclusion, these enzymes may be useful in the prevention or improvement of liver injury produced by agents known to be metabolized by CYP2E1 to reactive intermediates and to cause oxidative stress. opioid withdrawal syndrome. Clinical and laboratory diagnosis in the preclinical stage of liver cirrhosis of the horse. Microgravity, as occurs during space missions, induces morphological and functional changes within the thyroid gland. The nearest-eigenphase-spacing statistics have an intermediate behavior between the Poisson and the Wigner-Dyson distributions. It is evident, for example, that patients with hypertension have an exaggerated vulnerability to the consequences of lipid abnormalities. We investigated whether maximal speed walking might positively impact inter-segmental coordination in hemiparetic subjects. Here, we report the first observations of Leucophora andicola (Bigot) and Leucophora peullae (Malloch) visiting the nests of ground-nesting sweat bees Corynura (Hymenoptera: Halictidae) in Chilean Patagonia. The atom types are defined on the basis of atomic number, hybridization state and bonded environment levaquin dosing emedicine .
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text:
def print_owing
  outstanding = 0.0

  puts "*************************"
  puts "***** Customer Owes *****"
  puts "*************************"

  @orders.each do |order|
    outstanding += order.amount
  end

  puts "name: #{@name}"
  puts "amount: #{outstanding}"
end


text:
Syria refugee fight emerges as government shutdown threat
By Peter Schroeder and Tim Devaney - 11/23/15 06:00 AM EST
The fight over blocking refugees from Syria and Iraq has emerged as one of the biggest hurdles to Congress completing work on a year-long spending bill and preventing a government shutdown.
Lawmakers will return from their Thanksgiving break with just two weeks to reach a deal before a Dec. 11 deadline.
Conservatives see the government-funding bill as their best vehicle for forcing the White House to bend on the refugee issue.
They've been emboldened by their big victory last week, when 47 Democrats defied a White House veto threat and backed a GOP bill boosting screening requirements for Syrian refugees.
The large number of Democrats breaking with the administration shows they are on the winning side, conservatives say.
The fight over adding language restricting Syrian refugees from the United States is one of a number of policy fights that threatens to prevent a deal on funding the government.
The budget accord struck as the final act of former Speaker John Boehner (R-Ohio) set overall spending levels for the next two years, but Congress must still dole out those funds and decide what, if any, policy changes to push as part of that omnibus legislation.
Speaker Paul Ryan Paul Davis RyanOn The Trail: Retirements offer window into House Democratic mood Stopping the next insurrection Former Sen. Bob Dole dies at 98 MORE (R-Wis.) has not been specific but said he expects the funding bill to include some changes to existing policy.
That's led Minority Leader Nancy Pelosi Nancy PelosiPelosi suggests filibuster supporters 'dishonor' MLK's legacy on voting rights The Hill's Morning Report - Presented by Facebook - Democrats see victory in a voting rights defeat GOP senator knocks Biden for 'spreading things that are untrue' in voting rights speech MORE (D-Calif.) to sound the alarm.
She also declined to offer specifics, but she said Thursday that there were potentially "several hundred poison pill riders" that could sink a funding package if Republicans pushed them — and cause a government shutdown.
Here are some of the most likely flashpoints.
SYRIA REFUGEES
The GOP has clear momentum on this issue, leading some conservatives to call for steps that go further than the House-approved bill.
They want language in the omnibus that blocks any funds from being used to relocate refugees from the region, at least until stricter screening conditions are met.
Rep. Brian Babin (R-Texas) has 57 signatures on a letter urging Ryan and House Appropriations Committee Chairman Hal Rogers (R-Ky.) to bar funds for Syrian refugee relocation, calling it a "Trojan Horse threat to American national security."
Yet there are risks for Republicans if the White House and Democrats can use the issue to accuse the GOP of forcing a shutdown.
Ryan sought to steer the issue away from the spending bill by moving a stand-alone bill last week. It's a sign the new Speaker sees a potential political threat to his own party.
At the same time, the number of Democrats who backed the House bill illustrates the pressure on both parties to take action in response to the terrorist attacks in Paris.
Democrats were annoyed with arguments from administration officials last week who believed their party should back Obama on the issue. Some said a closed-door briefing with Democrats actually cost Obama votes.
As a result, there's no guarantee House Democrats wouldn't support tough measures on Syrian refugees in a spending bill.
Rolling back rules aimed at Wall Street nearly upended a government-funding package at the end of 2014. With another massive funding bill on the horizon, big bank critics are on high alert for a similar push this time around.
Sen. Elizabeth Warren (D-Mass.), Congress's most prominent bank critic, led the charge against the 2014 bill and is getting a jump on matters again. She took to the Senate floor earlier this month to speak out against similar efforts this time around, and Wall Street reform groups are also pushing back against rider efforts.
Efforts are underway to push tweaks to financial rules through the funding package.
Senate Banking Committee Chairman Richard Shelby (R-Ala.), who is also a senior member of the Appropriations Committee, successfully pushed his broad regulatory relief bill into an appropriations bill earlier this year and would like to see it find a home in the omnibus.
There are some sectors where moderate Democrats could align with Republicans on financial rules, particularly when it comes to easing regulations on smaller and mid-size institutions.
One area to watch would be whether there is agreement to boost the current $50 billion threshold at which banks meet heightened regulatory scrutiny under the Dodd-Frank financial reform law.
Beyond Dodd-Frank, the financial industry is pushing hard to see the omnibus do something to delay efforts by the Labor Department to write new rules governing how retirement advisers dole out advice. President Obama Barack Hussein ObamaBarack Obama wishes a happy 58th birthday to 'best friend' Michelle Voting rights is a constitutional right: Failure is not an option Florida looms large in Republican 2024 primary MORE has thrown his weight behind the "fiduciary duty" rules, requiring investment advisers to act solely in the benefit of their clients.
But the industry is fighting the rule every step of the way, arguing it would prove onerous and end up limiting advice available to consumers. Republicans have tried in both the House and Senate to push riders to delay or defund the Labor Department's efforts.
The AFL-CIO is concerned about a number of labor riders that would kill "virtually every pro-worker regulation or initiative the Obama administration has undertaken," according to Peg Seminario, director of safety and health at the largest labor federation in America.
The Labor Department and the National Labor Relations Board (NLRB) could both be caught in the crossfire over the government funding bill, Seminario warned. She added that the AFL-CIO and International Brotherhood of Teamsters are fighting tooth-and-nail to keep many of these controversial labor riders out.
One of the most bitter fights could play out over the NLRB's new union election rule. Republicans refer to it as the "ambush election" rule, because it speeds up the process for organizing a union.
President Obama vetoed a GOP attempt to overturn the rule earlier this year, but Republicans aren't giving up. Now, they're looking to block funding for the bill through a rider in the omnibus.
The NLRB is also facing GOP blowback over policies that hold companies responsible for labor violations committed by their business partners and allow employees to form multiple "micro-unions" within a single company.
The Labor Department's overtime protections and minimum wage hikes for federal contractors could be targeted as well.
Climate activists, meanwhile, have their hands full batting down what they see as more than 100 anti-environment policy riders from Republicans.
"Clearly, Republicans are trying to do everything they can ahead of the Paris climate talks to show there is opposition to President Obama's climate plan," said Sara Chieffo, vice president of government affairs at the League of Conservation Voters.
The most controversial riders would roll back rules limiting air and water pollution. Another would block funding for climate change research.
The Environmental Protection Agency's new ozone standard and carbon emissions rules for power plants are both on the chopping block. So is the "waters of the U.S." rule, which expands the agency's regulatory authority to smaller lakes and streams.
Climate activists, however, say they will not focus all their attention on efforts to protect these major rules, lest a smaller rule slip past their purview.
"What I'm personally most worried about is that some of the riders that are flying under the radar end up getting included in the budget deal," Chieffo said.
Civil rights activists are concerned about policy riders that would wipe out rules they say hold colleges accountable for the quality of education they provide students and prevent housing segregation in American neighborhoods.
The Department of Housing and Urban Development's new rules to prevent housing segregation in American neighborhoods — as well as the Education Department's gainful employment rule that penalizes for-profit colleges whose graduates were not adequately prepared to finds jobs — are both potential targets.
"These riders strike at the very heart of civil and human rights," said Nancy Zirkin, executive vice president of the Leadership Conference on Civil and Human Rights.
"We are very concerned they will impact our communities — our Hispanic communities, our African-American communities, women, low-income individuals, people with disabilities," she added.
Tags Syria Paul Ryan Nancy Pelosi Barack Obama Wall Street ISIS Paris attacks


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Established in 2004, Henan Chaowei Power Group is a high-tech enterprise specializing in R&D and manufacturing of power batteries and energy storage batteries. The company has cooperated with famous universities such as Harbin Institute of Technology, Fuzhou University and Xiamen University for a long time. With strong technical force, it has successfully applied for more than 300 patents since its establishment, of which 200 patents have been authorized, including 29 invention patents. The products are sold to 31 provinces, municipalities and autonomous regions nationwide, and exported to Vietnam, India, Egypt, the United States, Canada and other countries. The purchase of steam boilers is a subsidiary of Henan Chaowei Power Co., Ltd.
In August and September 2016, Chaowei Power purchased the 10 ton and 4 ton condensed fuel gas steam boilers from our company for the company's battery processing and production. From the analysis of the requirements to the boiler factory, our company is fully responsible for it. Chaowei Power fully demonstrates the trust of our company and the cooperation between the two parties goes smoothly.
The boiler is a typical energy-saving and environment-friendly boiler. The flue gas cascade waste heat recovery fully absorbs the residual heat in the flue gas, and the boiler efficiency is maximized. The self-developed and designed PLC automatic intelligent control system makes the boiler intelligent, the operation is more convenient, and the operation coefficient is more clear.
At the time of installation, the technical team of Fangkuai Boiler arranged the chimneys, pipes, auxiliary machines and other equipment reasonably according to the specific needs of our factory environment, so that we can bring a lot of convenience in the later use process. We are also deeply impressed by the attitude of responsible and responsible, and sent a professional technical team to install, debug and train us, so that we can rest assured, peace of mind and peace of mind.


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Category: Anime
Gintama the Movie The Final Chapter Be Forever Yorozuya (2013) 720p BluRay x264 AC3-WiKi
Action • Adventure • Animation • Anime • Comedy • Eastern • Fantasy • Movie
Gintama the Movie: The Final Chapter – Be Forever Yorozuya / Gintama Movie 2 / Gekijouban Gintama Kanketsu-hen: Yorozuya yo Eien Nare (2013)
Action | Adventure | Animation | Anime | Comedy | Fantasy
What would have happened if the Shiroyasha never existed? Edo is thrown to chaos by a mysterious cause. Sakata Gintoki, now lives in a world where the future has changed, without him. What has happened to the Yorozuya? Gintoki, who is now a ghost of the past, must once again carry the burden in order to save his friends. He must finish the biggest job ever, which may be the final job of Yorozuya.
Starring: Tomokazu Sugita, Rie Kugimiya, Daisuke Sakaguchi, Susumu Chiba, Kazuya Nakai, Kenichi Suzumura, Akira Ishida
Director: Yoichi Fujita
Tags: Akira Ishida, Daisuke Sakaguchi, Kazuya Nakai, Kenichi Suzumura, Rie Kugimiya, Susumu Chiba, Tomokazu Sugita, Yoichi Fujita
Nozoki Ana (2013) 720p BluRay FLAC x264-TayTO
Adult • Animation • Anime • Eastern • Movie
Nozoki Ana / A Peep Hole (2013)
Adult | Animation | Anime
Nozoki Ana (ノ・ゾ・キ・ア・ナ, lit: A Peep Hole) is a Japanese manga written and illustrated by Honna Wakou about two college students, Tatsuhiko Kido and Ikuno Emiru, who are neighbors in the same apartment complex and are connected together by a small "peephole" between their rooms. Nozoki Ana was serialized in Shogakukan's Moba Man mobile phone manga magazine/website and released in thirteen volume compilations between October 2009 and February 2013.
Starring: Daisuke Hirakawa, Yuka Hirata
Director: Katsuhiko Nishijima
Tags: Daisuke Hirakawa, Katsuhiko Nishijima, Yuka Hirata
The Qwaser of Stigmata Portrait of the Empress (2010) 720p BluRay x264-WiKi
Action • Animation • Anime • Drama • Eastern • Movie • Sci-Fi
The Qwaser of Stigmata : Portrait of the Empress / Seikon no Kueisā: Joō no Enpuresu (2010)
Action | Animation | Anime | Drama | Sci-Fi
This OVA is a parallel story that happened between the episodes 10 and 11 of the anime series "Seikon no Qwaser", that's why it's also considered as the episode 10.5. The story focuses on Ekaterina Kurae.
Director: Hiraku Kaneko
Tags: Hiraku Kaneko
Soul Eater S01 720p BluRay x264 AC3 Dual Audio-HDChina
Posted on July 14, 2012 | No comments
Action • Adventure • Animation • Anime • Comedy • Eastern • Horror • TV Show
Soul Eater / Sôru îtâ (TV Series 2008)
Action | Adventure | Animation | Anime | Comedy | Horror
At the Shinigami Weaponry Vocational School, humans known as Meisters study. Each Meister have their own partner, which is a weapon capable of taking on a human form. The story follows three of these Meisters and their Weapon. They are Maka Alban and her weapon Soul Eater, Black Star and his weapon Tsubaki, and Death the Kid and his weapons Patricia and Elizabeth Thompson. They attend school, do homework, fight evil souls, and most important, they try to help their weapons reach Death Scythe status, in which they are eligible for use by the leader of all the Meisters and Weapons, the shinigami (Death God) himself.
Starring: Laura Bailey, Chiaki Omigawa, Micah Solusod, Brittney Karbowski, Koki Uchiyama, Koki Uchiyama, Yumiko Kobayashi
Creator: Atsushi Ohkubo, Akatsuki Yamatoya
TVDB Info
Tags: Akatsuki Yamatoya, Atsushi Ohkubo, Brittney Karbowski, Chiaki Omigawa, Koki Uchiyama, Laura Bailey, Micah Solusod, Yumiko Kobayashi
Final Fantasy The Spirits Within (2001) PROPER 720p BluRay DTS x264-ESiR
Action • Adventure • Animation • Anime • Fantasy • Movie • Sci-Fi • Western
Final Fantasy: The Spirits Within / Fainaru fantaji (2001)
Action | Adventure | Animation | Anime | Fantasy | Sci-Fi
The year is 2065 AD. The Earth is infested with alien spirits, and mankind faces total extinction. Led by a strange dream and guided by her mentor, Dr. Sid, scientist Aki Ross struggles to collect eight spirits in the hope of creating a force powerful enough to destroy the alien presence and pure enough to protect the planet. With the aid of the Deep Eyes Squadron, Aki must save the Earth from its darkest hate and unleash the final spirit. Final Fantasy is the groundbreaking new CGI film from the creators of the Final Fantasy Video Game Franchise.
Starring: Ming-Na Wen, Alec Baldwin, Ving Rhames, Steve Buscemi, Peri Gilpin
Director: Hironobu Sakaguchi, Motonori Sakakibara
Tags: Alec Baldwin, Hironobu Sakaguchi, Ming-Na Wen, Motonori Sakakibara, Peri Gilpin, Steve Buscemi, Ving Rhames
Final Fantasy VII Advent Children Complete (2009) 720p BluRay DTS x264-EbP
Action • Animation • Anime • Eastern • Fantasy • Movie • Sci-Fi • Thriller
Final Fantasy VII: Advent Children / Fainaru fantajî VII: Adobento chirudoren (2005)
Action | Animation | Anime | Fantasy | Sci-Fi | Thriller
This computer animated film picks up where the Playstation Final Fantasy VII video game left off. Cloud, the hero of the game, has retired into seclusion, but when a mysterious and lethal disease known as Geostigma begins to spread across the planet, and three powerful, villainous children appear, he reluctantly emerges to face the new and mysterious threats. Featuring some of the most spectacularly lavish computer graphics ever created, 'Advent Children' continues the complex and compelling tradition that has made the Final Fantasy series one of the most popular games of all time.
Starring: Takahiro Sakurai, Ayumi Ito, Shotaro Morikubo, Maaya Sakamoto, Keiji Fujiwara, Taiten Kusunoki, Yûji Kishi, Kenji Nomura
Director: Tetsuya Nomura, Takeshi Nozue
Tags: Ayumi Ito, Keiji Fujiwara, Kenji Nomura, Maaya Sakamoto, Shotaro Morikubo, Taiten Kusunoki, Takahiro Sakurai, Takeshi Nozue, Tetsuya Nomura, Yûji Kishi
Origin Spirits of the Past (2006) BluRay 720p x264 AC3-MySiLU
Posted on December 28, 2011 | No comments
Animation • Anime • Drama • Eastern • Movie • Romance
Origin: Spirits of the Past / Gin-iro no kami no Agito (2006)
Animation | Anime | Drama | Romance
It is 300 years into the future. Earth's environment had been devastated by mankind's own foolish plans and humankind is beleaguered by the sentient forests which they have awoken. The world balance is tipped when a young boy named Agito stumbles across a machine that glowed in a strange blue hue inside a forbidden sanctuary. The machine, which has preserved a beautiful girl named Tula from the past, is activated. Tula has a "mission" that had been entrusted to her by the past…
Starring: Ryo Katsuji, Aoi Miyazaki, Yûko Kotegawa, Masaru Hamaguchi, Toshikazu Fukawa
Director: Keiichi Sugiyama
Tags: Aoi Miyazaki, Keiichi Sugiyama, Masaru Hamaguchi, Ryo Katsuji, Toshikazu Fukawa, Yûko Kotegawa
Tales from Earthsea (2006) BluRay 720p x264 3Audio-HDChina
Posted on November 21, 2011 | No comments
Adventure • Animation • Anime • Eastern • Fantasy • Movie
Tales from Earthsea (2006)
Adventure | Animation | Anime | Fantasy
A prince sets out on a magical journey and discovers wizards, witches, dragons and self-knowledge.
Starring: Junichi Okada, Aoi Teshima, Bunta Sugawara, Yûko Tanaka, Teruyuki Kagawa, Jun Fubuki, Timothy Dalton, Willem Dafoe, Mariska Hargitay
Director: Goro Miyazaki
Tags: Aoi Teshima, Bunta Sugawara, Goro Miyazaki, Jun Fubuki, Junichi Okada, Mariska Hargitay, Teruyuki Kagawa, Timothy Dalton, Willem Dafoe, Yûko Tanaka
The Sky Crawlers (2008) BluRay 720p x264 DTS-WiKi
Posted on November 6, 2011 | No comments
Adventure • Animation • Anime • Drama • Eastern • Movie
The Sky Crawlers / Sukai kurora (2008)
Adventure | Animation | Anime | Drama
Set in an alternate future, focuses on boy and girl teenaged pilots called Kildren who are destined to live eternally in their adolescence. Raised to engage in aerial battles over Europe for the entertainment of adults, the Kildren are conscious that every day could be their last because they fight a war organized and operated by adults. But as they embrace the reality they are faced with, they live their day-to-day lives to the fullest.
Starring: Rinko Kikuchi, Ryo Kase, Chiaki Kuriyama, Shôsuke Tanihara, Megumi Yamaguchi, Yukari Nishio
Director: Mamoru Oshii
Tags: Chiaki Kuriyama, Mamoru Oshii, Megumi Yamaguchi, Rinko Kikuchi, Ryo Kase, Shôsuke Tanihara, Yukari Nishio
Astro Boy (2009) RERiP 720p BluRay x264 DTS-WiKi
Action • Animation • Anime • Family • Movie • Sci-Fi • Western
Astro Boy (2009)
Action | Animation | Anime | Family | Sci-Fi
Set in futuristic Metro City, Astro Boy is a young robot with incredible powers created by a brilliant scientist named Dr. Tenma. Powered by positive "blue" energy, Astro Boy is endowed with super strength, x-ray vision, unbelievable speed and the ability to fly. Embarking on a journey in search of acceptance, Astro Boy encounters many other colorful characters along the way. Through his adventures, he learns the joys and emotions of being human, and gains the strength to embrace his destiny. Ultimately learning his friends and family are in danger, Astro Boy marshals his awesome super powers and returns to Metro City in a valiant effort to save everything he cares about and to understand what it means to be a hero.
Starring: Nicolas Cage, Kristen Bell, Freddie Highmore, Charlize Theron, Samuel L. Jackson
Director: David Bowers
Tags: Charlize Theron, David Bowers, Freddie Highmore, Kristen Bell, Nicolas Cage, Samuel L. Jackson
Legend Of The Millennium Dragon (2011) BluRay 720p DTS 2Audio x264-CHD
Posted on September 16, 2011 | One comment
Legend of the Millennium Dragon (2011)
A 15-year-old boy goes 1200 years back in time to find his unlikely destiny as the savior to end the war between humans and demons.
Starring: Ryuji Aigase, Satomi Ishihara, Kentarô Itô, Yasuyuki Kase, Sôsuke Komori, Takashi Kondô, Shotaro Morikubo
Director: Hirotsugu Kawasaki
Tags: Hirotsugu Kawasaki, Kentarô Itô, Ryuji Aigase, Satomi Ishihara, Shotaro Morikubo, Sôsuke Komori, Takashi Kondô, Yasuyuki Kase
Whisper of the Heart (1995) 720p BluRay x264 DTS-WiKi
Anime • Drama • Eastern • Family • Movie • Music • Romance
Whisper of the Heart (1995)
Anime | Romance | Family | Drama | Music
A young girl finds that all the books she chooses in the library have been previously checked out by the same boy. Later she meets a very infuriating fellow… could it be her "friend" from the library? The boy's grandfather has a violin sales and service shop. The boy wants to be a violin maker like his grandfather.
Starring: Youko Honna, Kazuo Takahashi, Takashi Tachibana
Director: Yoshifumi Kondô
Tags: Kazuo Takahashi, Takashi Tachibana, Yoshifumi Kondô, Youko Honna
The Intruder (2019) 720p WEB-DL DD5.1 H.264-CMRG


For those of us that strive to control our finances and get ahead in life, being able predict what a potential portfolio will be worth in the future is absolutely essential. If I save $100/month for the next 10 years, what will the value of my portfolio be? More importantly, what will my purchasing power be? What if I increase that $100 per month by 10% per year? What if I only make quarterly deposits to my account? These are all questions that effect real people every day.
The problem is that projecting an investment portfolio into the future requires many assumptions. The most important of which is the rate of return you expect to earn on your investments. The second most important is what the inflation rate will be during that same time frame. While most people track stock market returns like a hawk, they don't look at the other side of the coin. If the stock market returned 10% in one year, that's great right? But what if inflation was 12%? Congratulations, your purchasing power decreased by 2%. Dammit!!!
In searching for high quality investment calculators online, I found that the majority are just too simple. They either don't allow you to input a recurring payment (such as monthly or quarterly), or they don't take into account inflation, or they don't allow you to differentiate what your returns would be between stocks and bonds, etc. Most of these online calculators just don't have enough customization options to truly get a picture of what an individual's future portfolio could look like. Therefore… they're useless! Plain and simple! These calculators are about as good as a large pile of mierda.
So I wrote my own portfolio and retirement spreadsheet, and I made it customizable. Take a look at the input screen below. You'll notice that it allows you to specify a payment frequency, as well as a growth rate. It will take into account your allocation between stocks and bonds, and the corresponding returns. It allows you to input an inflation rate. And best of all, it allows you to build up a projected portfolio value, and then analyze it using three different retirement approaches.


Download Lagu Kanal Maraş mp3 di Lagu Gratis website. Lihat video Kanal Maraş Terbaru. Single yang bertajuk "Kanal Maraş" ini hanya untuk review, dapatkan CD Original dengan kualitas terbaik di situs Itunes.
Note: Before downloading Kanal Maraş, you can preview any Video by mouse over the PLAY VIDEO button and click Play or Click DOWNLOAD button to download hd quality mp4 or Mp3 files. Search results from YouTube will be first converted, afterwards the file can be downloaded but search results from other sources can be downloaded right away as an MP4 file without any conversion or forwarding.


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New York Mets trade for Rich Hill
It's a three-player trade, and the next move in a hotly contested NL East pennant race.
By Heath Capps@HeathCapps Jul 23, 2021, 8:18pm EDT
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Photo by Edward M. Pio Roda/Getty Images
The New York Mets have entered the MLB Trade Deadline fray:
We've acquired left-handed pitcher Rich Hill from Tampa Bay in exchange for right-handed pitcher Tommy Hunter and minor league catcher Matt Dyer. https://t.co/P24Fo2HoYd
— New York Mets (@Mets) July 23, 2021
Hill slots into a Mets rotation that isn't currently getting contributions from the likes of Jacob deGrom, Carlos Carrasco, Noah Syndergaard, David Peterson, Joey Lucchesi, and Jordan Yamamoto. In short, the rotation and the depth behind said rotation is in shambles.
The 41-year-old Hill should bring stability. Innings are always a concern, but the skills are still pretty solid, as Hill has pitched to a 6-4 record and 3.87 ERA this year. He slots into a rotation that still includes Marcus Stroman, Taijuan Walker, and the upstart Tylor Megill. For what it's worth, the Rays (474 runs, 7th) are a top 10 offense in runs scored, while the Mets (367 runs, 29th) are nearly dead last. Only the Pirates (350) are worse.
The Mets should improve with Brandon Nimmo and Michael Conforto returning to health, but star shortstop Francisco Lindor's IL stay isn't encouraging. Overall it's probably a lateral move for Hill.
Tommy Hunter looks to have been taken on to even out some of the money...he's an unspectacular relief pitcher who has been injured most of the year. 23-year-old Double-A catcher Matt Dyer is reportedly strong defensively but hasn't done much with the stick...that sounds pretty familiar for that organization!
In all, the Mets giving up an unspectacular prospect and an ordinary reliever for a stud-when-healthy Rich Hill seems like a massive win for their 2021 outlook. What say you, fantasy baseball degenerates?


Comments: Sunroof, Heated Seats, NAV, Satellite Radio, iPod/MP3 Input, Back-Up Camera, M SPORT PACKAGE, HEAD-UP DISPLAY. FUEL EFFICIENT 33 MPG Hwy/23 MPG City! Alpine White exterior and Coral Red Dakota Leather interior, 430i xDrive trim CLICK ME!
Navigation, Sunroof, All Wheel Drive, Rear Air, Back-Up Camera, Turbocharged, Satellite Radio, iPod/MP3 Input, Onboard Communications System, Chrome Wheels, Keyless Start, Dual Zone A/C. MP3 Player, Keyless Entry, Steering Wheel Controls, Heated Mirrors, Electronic Stability Control.
M SPORT PACKAGE Heated Front Seats, Alum Hexagon Trim w/Estoril Blue Matte Highlight, Standard Suspension, Shadowline Exterior Trim, Aerodynamic Kit, Active Blind Spot Detection, M Steering Wheel, M Sport Package (337), Wheels: 18" x 8" Star-Spoke (Style 400M), Tires: 225/45R18 All Season, Lumbar Support, HEAD-UP DISPLAY, ADAPTIVE M SUSPENSION. BMW 430i xDrive with Alpine White exterior and Coral Red Dakota Leather interior features a 4 Cylinder Engine with 248 HP at 5200 RPM*.


Offers support for developing Premiere Pro plug-ins.
Adobe Premiere Pro SDK contains headers defining the Premiere Pro APIs, sample projects demonstrating integration features, and the SDK Guide documentation.Some of the plug-in types described in this SDK can not only run in Premiere Pro, but also After Effects, Encore, Soundbooth, Media Encoder, and Premiere Elements.Keep in mind though that the After Effects SDK is the recommended SDK for developing effect plug-ins for Premiere Elements and Premiere Pro.
Adobe Premiere Pro SDK CS5 Release is a completely free software. You can free download and use it as long as you like.
Bryce Personal Learning Edition is a 3D landscaping and animation tool. With Bryce 7 you can add unbelievable realism with Image Based Lighting, true instancing, improved skies and clouds, and even particle emitters.
Bryce is an award winning, fun, feature-packed 3D modeling and animation package designed to allow new users to quickly create and render stunning 3D environments.
Test Gear 2.5 provides motion graphics artists and video editors with a variety of test instruments to make objective measurements of their visual and audio work, all from within Adobe After Effects CS3, CS4, or CS5.
BroadcastLink between your favorite DAW and Spectral Layers. Quickly identify and correct difficult frequencies with zero loss of quality (32bit float engine). Easily compare and adjust ranges and layers with visual levels.
Introducing Beauty Box, the next generation in skin retouching plugins for After Effects, Final Cut Pro, and Premiere.
Adobe CS4 applications can be modified to display custom metadata UI. The Custom File Info SDK provides documentation and samples on how to create a custom Flex based metadata UI.


The eastern quoll (Dasyurus viverrinus) went extinct in Australia, but survives in Tasmania, and now researchers are trying to reintroduce it to parts of its former range.
Once Extinct, Tiny Marsupial Returns to Australia For the first time in five decades, the eastern quoll has been introduced back into the wild. These small, furry marsupials were moved from Tasmania to Booderee National Park. Scientists attribute disease, predators, and habitat loss for their disappearance more than 50 years.
Northern quolls are also endangered, having fallen prey to their prey. Quoll populations fell by 95 percent after 1935 when toxic cane toads were introduced to Australia. Some quolls, however, are averse to munching on the toads, and a recent study has found this is likely a heritable trait. Quolls with two parents showing "toad-smart" behavior were far less likely to try a non-lethal toad leg than other quolls were. Even hybrids, with just one toad-savvy parent, showed the same behavior.
Quolls were driven extinct in Australia by a mixture of disease and predation by foxes and feral cats.
Three of the 20 quolls introduced to Australia have already given birth, a sign of hope for the species.


With more than 2,5 million people impacted in only a decade, The Trust is committed to continue changing the lives of millions more in the years to come. Our vision of a peaceful and just region is built by the communities we reach and whose members are thriving thanks to the skills developed in the programs we develop.
Innovation goes beyond creating technology it is how technology can improve or solve some of the urban challenges that youth and vulnerable communities face in Kingston Jamaica. Here you will meet 3 innovations created at the DIA Urban Lab for Youth Innovation located in Kingston. DIA is a regional network of Innovation Labs that focuses on solving the needs of at risk communities in Latina America and the Caribbean.
Currently the DIA Lab network has presence in: Mexico, Jamaica and Colombia.
Renata Mendez, 17, attends the POETA Center in Brasilia. Thanks to the courses, she secured an internship at the IT Department at the State Highways Secretariat.