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Stornaway Terms of Use
Click below to see the following terms:
• Website Terms of Use and Acceptable Use Policy
• Stornaway Subscription Terms
• Links to YouTube Terms and Google Privacy Policy (for YouTube Publishing)
NB – FAQ around project, video and materials ownership:
As per point 4.2 in our Subscription terms, you retain the copyright to all of your projects and videos.
The Customer shall own all right, title and interest in and to all of the Customer Materials and shall have sole responsibility for the legality, reliability, integrity, accuracy and quality of the Customer Materials.
WEBSITE TERMS OF USE AND ACCEPTABLE USE POLICY
1 About our Terms
1.1 These Terms explain how you may access and use stornaway.io (the Site).
1.2 You should read these Terms carefully before using the Site.
1.3 By accessing or using the Site or otherwise indicating your consent, you agree to be bound by these Terms and the documents referred to in them.
1.4 If you do not agree with or accept any of these Terms, you should stop using the Site immediately.
1.5 If you have any questions about the Site, you can contact us via email at legal@stornaway.io
Content means any text, images, video, audio or other multimedia content, software or other information or material submitted to or on the Site;
Submission means any text, images, video, audio or other multimedia content, software or other information or material submitted by you or other users to the Site;
Terms means these terms and conditions of use as updated from time to time under clause 12;
Unwanted Submission has the meaning given to it in clause 6.1;
We, us or our means Stornaway Productions Ltd, company registration number 11780589, whose registered office is at 37 Bellevue Crescent, Bristol, United Kingdom, BS8 4TF; and
You or your means the person accessing or using the Site or its Content.
1.7 These Terms apply to all users of the Site. In addition to these Terms, our subscription terms will apply to creators with a paid subscription. If there is any conflict between the two, the subscription terms will take precedence.
2 Using the Site
2.1 The Site is for your personal and non-commercial use only.
2.2 You agree that you are solely responsible for:
2.2.1 all costs and expenses you may incur in relation to your use of the Site; and
2.2.2 keeping your password and other account details (if applicable) confidential.
2.3 You must be at least 13 years of age to access and use the Site or, if under 13,
you must have the permission of a legal parent or guardian and the legal parent or guardian will be responsible for compliance with these Terms. Some Content and Submissions may have a higher age advisory, in which case you must only access and view such Content and Submissions if you meet the minimum age required.
2.4 It is your responsibility to ensure that you are legally able to access and use this Site in your location.
2.5 We may prevent or suspend your access to the Site if you do not comply with any part of these Terms, any terms or policies to which they refer or any applicable law.
3 Restrictions on use
3.1 As a condition of your use of the Site, you agree:
3.1.1 not to use the Site for any purpose that is unlawful under any applicable law or prohibited by these terms and conditions of use;
3.1.2 not to use the Site to commit any act of fraud;
3.1.3 not to use the Site to distribute viruses or malware or other similar harmful software code;
3.1.4 not to use the Site for purposes of promoting unsolicited advertising or sending spam;
3.1.5 not to use the Site to simulate communications from us or another service or entity in order to collect identity information, authentication credentials, or other information ('phishing');
3.1.6 not to use the Site in any manner that disrupts the operation of our Site or business or the website or business of any other entity;
3.1.7 not to use the Site in any manner that harms minors;
3.1.8 not to promote any unlawful activity;
3.1.9 not to represent or suggest that we endorse any other business, product or service unless we have separately agreed to do so in writing;
3.1.10 not to use the Site to gain unauthorised access to or use of computers, data, systems, accounts or networks;
3.1.11 not to attempt to circumvent password or user authentication methods; and
3.1.12 to comply with the provisions relating to our intellectual property rights and software contained in these terms and conditions of use.
3.2 Submissions are the responsibility of the person making the Submission and we do not accept any liability for your access and use of any Submission, the content of the Submission, or any consequences arising therefrom.
3.3 We are not obliged to monitor or moderate Submissions to our interactive services. Nevertheless, we may remove or edit any Submissions to any of our interactive services whether they are moderated or not.
3.4 Submissions are to be accessed via the Site only. You agree not to attempt to copy, export, extract, reverse-engineer or otherwise distribute or exploit any Submission or otherwise use a Submission for any commercial purposes (unless you have the appropriate consent from the Submission owner to do so).
3.5 If you know or suspect that any Submission to our Site infringes copyright of a third party, please contact us, providing sufficient detail of the potential infringement.
4 Submission standards
4.1 Any Submission or communication to users of our Site must conform to standards of accuracy, decency and lawfulness, which shall be applied in our discretion, acting reasonably. In particular, you warrant that any Submission or communication is:
4.1.1 your own original work and lawfully submitted;
4.1.2 factually accurate or your own genuinely held belief;
4.1.3 provided with the necessary consent of any third party;
4.1.4 not defamatory or likely to give rise to an allegation of defamation;
4.1.5 not offensive, obscene, sexually explicit, discriminatory or deceptive; and
4.1.6 unlikely to cause offence, embarrassment or annoyance to others.
5 Your privacy and personal information
5.1 Your privacy and personal information are important to us. Any personal information that you provide to us will be dealt with in line with our privacy policy, which explains what personal information we collect from you, how and why we collect, store, use and share such information, your rights in relation to your personal information and how to contact us and supervisory authorities in the event you have a query or complaint about the use of your personal information.
5.2 Our privacy policy is available at watchandreplay.wpengine.com.
6 Ownership, use and intellectual property rights
6.1 This Site and all intellectual property rights in it including but not limited to any Content and Submissions are owned by us, our licensors or both (as applicable). Intellectual property rights means rights such as: copyright, trade marks, domain names, design rights, database rights, patents and all other intellectual property rights of any kind whether or not they are registered or unregistered (anywhere in the world). We and our licensors reserve all of our rights in any intellectual property in connection with these Terms. This means, for example, that we and they remain owners of them and free to use them as we and they see fit.
6.2 Nothing in these Terms grants you any legal rights in the Site other than as necessary to enable you to access the Site. You agree not to adjust to try to circumvent or delete any notices contained on the Site (including any intellectual property notices) and in particular in any digital rights or other security technology embedded or contained within the Site.
6.3 Trade marks and trade names may be used on this Site. Your use of any trade marks on the Site is strictly prohibited unless you have our prior written permission.
7.1 Software may be made available for you to download in order to help the Site work better. You may only use such software if you agree to be bound by the terms and conditions that apply to such software (this is sometimes known as an 'end user licence agreement' or 'EULA'). You will be made aware of any terms and conditions that apply to the software when you try to download it. If you do not accept such terms and conditions, you will not be allowed to download the software. You should read any terms and conditions carefully to protect your own interests (they may contain provisions that set out what your legal rights are under, eg, the Consumer Rights Act 2015, what your legal responsibilities are when using software, what the software provider's legal responsibilities are, and provisions that limit a software provider's legal responsibilities to you).
7.2 Using the software in an unlawful way (such as reproducing or redistributing it in a way that breaches these Terms and any others that apply to it) is expressly prohibited and may result in civil and criminal penalties.
8 Submitting information to the Site
8.1 While we try to make sure that the Site is secure, we cannot guarantee the security of any information that you supply to us and therefore we cannot guarantee that it will be kept confidential. For that reason, you should not let us have any patentable ideas or patent applications, advertising or marketing suggestions, prototypes, or any other information that you regard as confidential, commercially sensitive or valuable (Unwanted Submissions). While we value your feedback, you agree not to submit any Unwanted Submissions.
8.2 We may use any Unwanted Submissions as we see reasonably fit on a free-of-charge basis (bear in mind that we have no way of knowing whether such information is confidential, commercially sensitive or valuable because we do not monitor the Site to check for these matters). Therefore, we will not be legally responsible for keeping any Unwanted Submissions confidential nor will we be legally responsible to you or anybody else for any use of such Unwanted Submissions.
9 Accuracy of information and availability of the Site
9.1 While we try to make sure that the Site is accurate, up-to-date and free from bugs, we cannot promise that it will be. Furthermore, we cannot promise that the Site will be fit or suitable for any purpose. Any reliance that you may place on the information on this Site is at your own risk.
9.2 We may suspend or terminate operation of the Site (or any part of it) at any time as we see fit.
9.3 Content is provided for your general information and use only. It does not constitute technical, financial or legal advice or any other type of advice and should not be relied on for any purposes.
9.4 While we try to make sure that the Site is available for your use, we do not promise that the Site is available at all times nor do we promise the uninterrupted use by you of the Site.
10 Hyperlinks and third party sites
10.1 The Site may contain hyperlinks or references to third party websites other than the Site. Any such hyperlinks or references are provided for your convenience only. We have no control over third party websites and accept no legal responsibility for any content, material or information contained in them. The display of any hyperlink and reference to any third party website does not mean that we endorse that third party's website, products or services. Your use of a third party site may be governed by the terms and conditions of that third party site.
10.2 You may create a link to our Site from another website without our prior written consent provided no such link:
10.2.1 creates a frame or any other browser or border environment around the content of our Site;
10.2.2 implies that we endorse your products or services or any of the products or services of, or available through, the website on which you place a link to our Site;
10.2.3 displays any of the trade marks or logos used on our Site without our permission or that of the owner of such trade marks or logos; or
10.2.4 is placed on a website that itself does not meet the acceptable use requirements of these terms and conditions of use.
10.3 We reserve the right to require you to immediately remove any link to the Site at any time, and you shall immediately comply with any request by us to remove any such link.
11 Limitation on our liability
(a) were not foreseeable to you and us when these Terms were formed; or
(b) that were not caused by any breach on our part
11.1.2 business losses.
12 Events beyond our control
We shall have no liability to you for any breach of these Terms caused by any event or circumstance beyond our reasonable control including, but not limited to, strikes, lock-outs or other industrial disputes; breakdown of systems or network access; or flood, fire, explosion or accident.
13 Rights of third parties
No one other than a party to these Terms has any right to enforce any of these Terms.
14 Variation
We reserve the right to vary these Terms from time to time. Our updated terms will be displayed on the Site and by continuing to use and access the Site following such changes, you agree to be bound by any variation made by us. It is your responsibility to check these Terms from time to time to verify such variations.
15 Disputes
15.1 We shall apply these terms and conditions of use in our absolute discretion. In the event of your breach of these terms we may terminate or suspend your use of the Site, remove or edit Submissions, disclose Submissions to law enforcement authorities or take any action we consider necessary to remedy the breach.
15.2 We will try to resolve any disputes with you quickly and efficiently. If you are unhappy with us please contact us as soon as possible.
15.3 If either party wants to take court proceedings, the courts of England and Wales will have exclusive jurisdiction in relation to these Terms, save where relevant United Kingdom law permits or requires court proceedings to be issued in another part of the United Kingdom.
15.4 English law will apply to these Terms.
STORNAWAY SUBSCRIPTION TERMS
1.1 The definitions and rules of interpretation in this clause apply in this Agreement.
Agreement: the agreement between the parties relating to the provision and use of the Services, incorporating these terms, the Order, and any further documents expressly incorporated by reference.
Business Day: a day other than a Saturday, Sunday or public holiday in England when banks in London are open for business.
Confidential Information: information that is proprietary or confidential and is either clearly labelled as such or would be regarded by a reasonable business person as being confidential, as well as information identified as Confidential Information in clause 10.4.
Customer: the legal person purchasing access to the Services by submitting an Order.
Customer Materials: the data and materials inputted by or on behalf of the Customer for the purpose of using the Services, including Customer media and content uploaded, edited and/or published via the Services.
Data Protection Legislation: all applicable laws and regulations from time to time in force relating to the protection of personal information, including the Data Protection Act 2018, the Privacy and Electronic Communications (EC Directive) Regulations 2003, the GDPR and any laws substituting, re-enacting or replacing any of the forgoing, as amended or updated from time to time.
Effective Date: the date for commencement of the Services, as set out in the Order (or otherwise being the date on which the Order is signed by or on behalf of both parties).
Excess Usage Fees: the fees payable to the Supplier by the Customer where the Customer uses the Services in excess of the Usage Limits, which shall be based on the Supplier's rate card from time to time.
GDPR: The General Data Protection Regulation (Regulation EU 2016/679).
Normal Business Hours: 9.00 am to 5.30 pm local UK time, each Business Day.
Order: the order form completed and submitted by the Customer via the Website, or otherwise prepared by the Supplier for the Customer, in each case setting out the Services, number of User Accounts (where applicable), Subscription Fees and any other relevant terms applicable to the performance of this Agreement.
Services: the subscription services provided by the Supplier to the Customer under this Agreement, as more particularly described in the Order.
Software: the online software application provided and made accessible by the Supplier via the Website for the performance and use of the Services.
Subscription Fees: the fees payable by the Customer to the Supplier for the provision of the Services, as set out in the Order.
Supplier: Stornaway Productions Limited, incorporated and registered in England and Wales with company number 11780589, whose registered office is at 37 Bellevue Crescent, Bristol, United Kingdom, BS8 4TF.
Supplier Content: any and all data and content accessible or made available via the Services, including but not limited to the Software and any documents, images, videos, downloadable files and other media.
Third Party Services Overview: means the non-exhaustive description of third party services used in the provision of the Services and related data storage practices, as updated from time to time and available from the Supplier on request.
Usage Limits: the usage limits applicable to the use of the Services, as shown at watchandreplay.wpengine.com from time to time.
User Account(s): the user account(s) purchased by the Customer pursuant to this Agreement (and as detailed in the Order).
Virus: any thing or device (including any software, code, file or programme) which may: prevent, impair or otherwise adversely affect the operation of any computer software, hardware or network, any telecommunications service, equipment or network or any other service or device; prevent, impair or otherwise adversely affect access to or the operation of any programme or data, including the reliability of any programme or data (whether by re-arranging, altering or erasing the programme or data in whole or part or otherwise); or adversely affect the user experience, including worms, trojan horses, viruses and other similar things or devices.
Website: the Supplier's website via which the Services are provided, currently accessible at stornaway.io.
1.2 Any clause, schedule or other headings in this Agreement are included for convenience only and shall have no effect on the interpretation of this Agreement.
1.3 A reference to a 'party' includes that party's personal representatives, successors and permitted assigns.
1.4 A reference to a 'person' includes a natural person, corporate or unincorporated body (in each case whether or not having separate legal personality) and that person's personal representatives, successors and permitted assigns.
1.5 A reference to a 'company' includes any company, corporation or other body corporate, wherever and however incorporated or established.
1.6 Words in the singular include the plural and vice versa.
1.7 Any words that follow 'include', 'includes', 'including', 'in particular' or any similar words and expressions shall be construed as illustrative only and shall not limit the sense of any word, phrase, term, definition or description preceding those words.
1.8 A reference to 'writing' or 'written' includes any method of reproducing words in a legible and non-transitory form.
1.9 A reference to any law or legislation is a reference to that law or legislation as amended, recast, replaced, extended, re-enacted or consolidated from time to time and includes all subordinate legislation made from time to time under that legislation.
2. Licence
2.1 Subject to the restrictions set out in this clause 2 and the other terms and conditions of this Agreement, the Supplier hereby grants to the Customer a non-exclusive, non-transferable right to access and use the Services during the Subscription Term.
2.2 The Customer undertakes and warrants that:
(a) each User Account shall be accessed and used by one designated individual only; and
(b) it will keep the details of a User Account confidential and shall not allow or suffer any User Account to be used by any third party.
2.3 The Customer shall not access, store, distribute or transmit any Viruses, or any material during the course of its use of the Services that:
(a) is not owned or lawfully licensed by the Customer;
(b) infringes any third party rights (including intellectual property rights);
(c) is unlawful, harmful, threatening, defamatory, obscene, harassing or racially or ethnically offensive;
(d) facilitates illegal activity;
(e) depicts sexually explicit images;
(f) promotes unlawful violence;
(g) is discriminatory based on race, gender, colour, religious belief, sexual orientation, disability; or
(h) in a manner that is otherwise illegal or causes damage or injury to any person or property,
and the Supplier reserves the right, without liability or prejudice to its other rights, to disable the Customer's access and, where applicable, permanently delete and/or remove all public access to any material that breaches the provisions of this clause. The Customer shall defend, indemnify and keep the Supplier indemnified against any losses, damages, liabilities, costs (including reasonable legal and professional fees) and expenses suffered or incurred by the Supplier, including as a result of any third party action, to the extent arising from a breach by the Customer of this clause 2.3.
2.4 The Customer shall not:
(a) except as may be allowed by any applicable law which is incapable of exclusion by agreement between the parties:
(i) and except to the extent expressly permitted under this Agreement, attempt to copy, modify, duplicate, create derivative works from, frame, mirror, republish, download, display, transmit, or distribute all or any portion of the Software in any form or media or by any means; or
(ii) attempt to reverse compile, disassemble, reverse engineer or otherwise reduce to human-perceivable form all or any part of the Software; or
(b) access all or any part of the Services in order to build a product or service which competes with the Services; or
(c) license, sell, rent, lease, transfer, assign, distribute, display, disclose, or otherwise commercially exploit, or otherwise make the Services, or any Supplier Content, available to any third party; or
(d) attempt to obtain, or assist third parties in obtaining, access to the Services, other than as provided under this clause 2.
2.5 The Customer shall use all reasonable endeavours to prevent any unauthorised access to, or use of, the Services. In the event of any such unauthorised access or use, the Customer shall promptly notify the Supplier.
3.1 The Supplier shall, during the Subscription Term, provide the Services to the Customer on and subject to the terms of this Agreement and in accordance with good industry practice.
3.2 The Supplier shall use commercially reasonable endeavours to make the Services available 24 hours a day, seven days a week, except for:
(a) planned maintenance, which the Supplier shall perform outside Normal Business Hours and in respect of which the Supplier shall give the Customer at least 2 Business Days' notice in advance; and
(b) unscheduled maintenance, which may be performed at any time as required to maintain the Services, provided that the Supplier shall use reasonable endeavours to conduct such maintenance outside of Normal Business Hours and give the Customer at least 3 Normal Business Hours' notice in advance.
3.3 The Supplier will, as part of the Services, provide the Customer with the Supplier's standard customer support services during Normal Business Hours in accordance with the Supplier's support policies and procedures from time to time.
3.4 The Customer acknowledges and agrees that the use of the Services is subject to the Usage Limits. In the event of any usage in excess of the Usage Limits, the following provisions shall apply:
a) Excess Usage Fees shall apply for all usage in excess of the Usage Limits. Any Excess Usage Fees payable in a month may be charged by the Supplier in the next monthly payment, or may be invoiced separately, in which case they shall be payable by the Customer within 14 days of the date of the invoice; and
b) if, in the Supplier's reasonable opinion, the excess usage is or is likely to become significant (thereby incurring significant Excess Usage Fees) or otherwise pose a risk to the availability, stability and/or quality of the Services, the Supplier may remove or suspend accessibility to any relevant Customer Materials and the parties shall attempt to agree a mutually acceptable resolution.
3.5 The Customer acknowledges and agrees that the third party suppliers are used in connection with the hosting and provision of the Services, as more particularly described in the Third Party Services Overview.
4. Customer Materials
4.1 The Services may enable the Customer to upload, access, edit, publish and export Customer Materials. The Customer hereby grants the Supplier a non-exclusive, limited licence to access and use such Customer Materials to the extent necessary for the performance of the Services and the Supplier's obligations under this Agreement (including publication via the Website where applicable).
4.2 The Customer shall own all right, title and interest in and to all of the Customer Materials and shall have sole responsibility for the legality, reliability, integrity, accuracy and quality of the Customer Materials.
4.3 Due to the operation of the Software, the Supplier does not maintain or back-up any copies of the Customer Materials. Accordingly, the Customer is solely responsible for keeping and maintaining full copies (including back-ups) of the Customer Materials and the Supplier shall not be responsible for any loss, destruction, alteration, corruption or unavailability of Customer Materials.
4.4 The Services permit the Customer to publish Customer Materials for public access. The Customer acknowledges and agrees that it does so at its own risk and the Supplier accepts no liability for the access and use of the Customer Materials published via the Services. Published Customer Materials shall be accessible and used via the Website, subject to the Supplier's terms of use from time to time.
4.5 The Supplier may receive removal requests or demands relating to the Customer Materials from time to time. The Supplier shall (acting reasonably) assess such requests or demands and may, in its sole discretion, temporarily suspend access to any such Customer Materials or permanently remove such Customer Materials from the Services, and the Supplier shall not have any liability to the Customer for doing so.
4.6 The Customer acknowledges and agrees that on any suspension or termination of all User Account(s) pursuant to this Agreement, the Supplier may suspend the publication of Customer Materials and delete all copies of such Customer Materials from the Software. In the case of termination of one User Account, the Supplier may, on the Customer's request, agree to transfer relevant Customer Materials to another valid User Account.
5.1 For the purposes of this clause, the following defined terms shall apply – "Controller", "Processor", "Data Subject", "Personal Data" and "Processing/process" each have the meaning given in the Data Protection Legislation.
5.2 The parties acknowledge that for the purposes of the Data Protection Legislation, the Customer is the Data Controller and the Supplier is the Data Processor of any Personal Data comprised in the Customer Materials ("Customer Personal Data").
5.3 Instructions. The Supplier shall process Customer Personal Data only to the extent, and in such a manner, as is necessary for the purposes of the Services and in accordance with the Customer's written instructions from time to time and shall not process the Customer Personal Data for any other purpose. If the Supplier believes that any instruction received by it from the Customer is likely to infringe the Data Protection Legislation it shall promptly inform the Customer and be entitled to cease to provide the relevant Services until the parties have agreed appropriate amended instructions which are not infringing.
5.4 Security. Taking into account the state of technical development and the nature of processing, the Supplier shall ensure that it has in place appropriate technical and organisational measures to protect the Customer Personal Data against accidental, unauthorised or unlawful destruction, loss, alteration, disclosure, access or processing to ensure a level of security appropriate to the risk and harm that might result from such accidental, unauthorised or unlawful destruction, loss, alteration, disclosure, access or processing of the Customer Personal Data.
5.5 Sub-processing. The Supplier shall:
(a) have the right to appoint sub-processors for the Processing of the Customer Personal Data, provided that any sub-processor appointed pursuant to this clause shall be subject to a written contract containing materially the same obligations as under this clause 5;
(b) notify the Customer of any changes made to the appointment of sub-processors; and
(c) remain fully liable to the Customer for all the acts and omissions of each sub-processor as if they were its own.
5.6 Personnel. The Supplier shall ensure that all employees, workers and agents who have access to and/or process Customer Personal Data:
(a) are informed of the confidential nature of the Customer Personal Data and are subject to a binding written contractual obligation to keep the Customer Personal Data confidential;
(b) have undertaken training relating to handling Personal Data;
(c) are aware of the Supplier's duties as well as their personal duties and obligations under the Data Protection Legislation; and
(d) shall only have access to such part or parts of the Customer Personal Data as is strictly necessary for performance of that person's duties.
5.7 International transfers. The Supplier shall not transfer the Customer Personal Data outside of the UK or the European Economic Area without the prior written consent of the Customer.
5.8 Breach. The Supplier shall promptly inform the Customer if any Customer Personal Data is lost or destroyed or becomes damaged, corrupted, or unusable.
5.9 Records. The Supplier shall, in accordance with the Data Protection Legislation, make available to the Customer such information that is in its possession or control as is necessary to demonstrate the Supplier's compliance with the obligations placed on it under this clause 5 and to demonstrate compliance with the Data Protection Legislation.
5.10 Assistance. The Supplier shall:
(a) provide such information and assistance (including by taking all appropriate technical and organisational measures) as the Customer may require in relation to the fulfilment of the Customer's obligations to respond to requests for exercising the Data Subjects' rights under Chapter III of the GDPR (and any similar obligations under applicable Data Protection Legislation); and
(b) provide such information, co-operation and other assistance to the Customer as the Customer reasonably requires (taking into account the nature of processing and the information available to the Supplier) to ensure compliance with the Customer's obligations under Data Protection Legislation.
5.11 Deletion/return. At the end of the provision of the Services relating to the processing of Customer Personal Data, at the Customer's cost and the Customer's option, or securely dispose of the Customer Personal Data (and thereafter promptly delete all existing copies of it) except to the extent that any applicable law requires the Supplier to retain such Customer Personal Data.
5.12 Each party warrants and undertakes that it shall comply with the Data Protection Legislation in the performance of this Agreement.
5.13 The Customer warrants to the Supplier that it has all licences, consents and permissions necessary for the Supplier to process the Customer Personal Data in accordance with the Data Protection Legislation and as required to deliver the Services and the Customer agrees to indemnify and keep indemnified and defend at its own expense the Supplier against all costs, claims, damages or expenses incurred by the Supplier as a result of a breach of this warranty.
6. Supplier warranties
6.1 The Supplier warrants and undertakes that the Services will be performed substantially in accordance with the description for the Services set out in the Order and any specification provided to the Customer and using reasonable skill and care.
6.2 The Supplier shall not be deemed to be in breach of the warranty and undertaking at clause 6.1 to the extent of any non-conformance which is caused by use of the Services contrary to the Supplier's instructions, or modification or alteration of the Services by any party other than the Supplier or the Supplier's duly authorised contractors or agents. Subject to the foregoing, if the Services do not conform with clause 6.1, the Supplier will, at its expense, use reasonable commercial endeavours to correct any such non-conformance promptly, or provide the Customer with an alternative means of accomplishing the desired performance. Such correction or substitution constitutes the Customer's sole and exclusive remedy for any breach of the undertaking set out in clause 6.1.
6.3 The Supplier:
(a) does not warrant that the Customer's use of the Services will be uninterrupted or error-free, or that the Services and/or the information obtained by the Customer through the Services will be accurate and up to date, and/or meet the Customer's requirements; and
(b) is not responsible for any delays, delivery failures, or any other loss or damage resulting from the transfer of data over communications networks and facilities, including the internet, and the Customer acknowledges that the Services may be subject to limitations, delays and other problems inherent in the use of such communications facilities.
6.4 The Supplier warrants that it has and will maintain all necessary licences, consents, and permissions necessary for the performance of its obligations under this Agreement.
7. Customer's obligations
The Customer shall:
(a) provide the Supplier with:
(i) all necessary co-operation in relation to this Agreement; and
(ii) all necessary access to such information as may be required by the Supplier,
in order to provide the Services, including but not limited to all relevant Customer Materials;
(b) comply with all applicable laws and regulations with respect to its activities under this Agreement;
(c) carry out all other Customer responsibilities set out in this Agreement in a timely and efficient manner. In the event of any delays in the Customer's provision of such assistance as agreed by the parties, the Supplier shall not be liable for any consequent delay or non-performance of the Services and may adjust any agreed timetable or delivery schedule as reasonably necessary;
(d) be fully responsible and liable for the use of User Account(s) and the acts and omissions of those who access such User Account(s);
(e) where applicable, obtain and maintain all necessary licences, consents, and permissions for the Customer's access and use of the Services in accordance with this Agreement; and
(f) be solely responsible for procuring and maintaining its network connections and telecommunications links from its systems to the Supplier's data centres, and all problems, conditions, delays, delivery failures and all other loss or damage arising from or relating to the Customer's network connections or telecommunications links or caused by the internet.
8. Charges and payment
8.1 The Customer shall pay the Subscription Fees to the Supplier in accordance with this clause 8 and the Order.
8.2 Unless otherwise stated in the Order or agreed by the parties in writing, the Subscription Fees shall be payable monthly in advance and shall be paid via credit or debit card. Payments are processed by the Supplier's designated third party payment processor.
8.3 The Customer is responsible for ensuring that the payment information provided remains valid and up-to-date. In the event of a payment default, the Supplier may, without prejudice to any other rights and remedies of the Supplier:
(a) without liability to the Customer, disable the Customer's passwords, accounts and access to all or part of the Services and the Supplier shall be under no obligation to provide any or all of the Services unless and until the Customer pays all overdue amounts (together with any applicable interest); and
(b) interest shall accrue on a daily basis on such due amounts at an annual rate equal to 4% over the then current base lending rate of the Supplier's bankers in the UK from time to time, commencing on the due date and continuing until fully paid, whether before or after judgment.
8.4 All amounts and fees stated or referred to in this Agreement:
(a) shall be payable in US dollars ($USD) unless otherwise indicated in the Order;
(b) are non-cancellable and non-refundable; and
(c) are exclusive of value added tax (or any analogous sales taxes), which (if applicable) shall be added to the Supplier's invoice(s) at the appropriate rate and payable by the Customer.
9.1 The Customer acknowledges and agrees that the Supplier and/or its licensors own all intellectual property rights in the Services and Supplier Content. Except as expressly stated herein, this Agreement does not grant the Customer any rights to, or in, patents, copyright, database right, trade secrets, trade names, trade marks (whether registered or unregistered), or any other rights or licences in respect of the Services.
9.2 The Supplier warrants that it has all the rights in relation to the Services that are necessary to grant all the rights it purports to grant under, and in accordance with, the terms of this Agreement.
10.1 Each party may be given access to Confidential Information from the other party in order to perform its obligations under this Agreement. A party's Confidential Information shall not be deemed to include information that:
(a) is or becomes publicly known other than through any act or omission of the receiving party;
(b) was in the other party's lawful possession before the disclosure;
(c) is lawfully disclosed to the receiving party by a third party without restriction on disclosure;
(d) is independently developed by the receiving party, which independent development can be shown by written evidence; or
(e) is required to be disclosed by law, by any court of competent jurisdiction or by any regulatory or administrative body (for the purposes of that disclosure only).
10.2 Each party shall hold the other's Confidential Information in confidence and shall not use the other's Confidential Information, or make it available to any third party, except to the extent necessary for the performance and implementation of this Agreement.
10.3 Each party shall take all reasonable steps to ensure that the other's Confidential Information to which it has access is not disclosed or distributed by its employees, agents or contractors in violation of the terms of this Agreement and shall be responsible for all acts and omissions of any such employees, agents or contractors.
10.4 The Customer acknowledges that details of the Services, and the results of any performance tests of the Services, constitute the Supplier's Confidential Information.
10.5 This clause 10 shall survive termination of this Agreement, however arising.
11. IPR Indemnity
11.1 The Supplier shall defend the Customer, its officers, directors and employees against any claim that the Software infringes any United Kingdom patent effective as of the Effective Date, copyright, trade mark, database right or right of confidentiality, and shall indemnify the Customer for any amounts awarded against the Customer in judgment or settlement of such claims, provided that:
(a) the Supplier is given prompt notice of any such claim;
(b) the Customer provides reasonable co-operation to the Supplier in the defence and settlement of such claim, at the Supplier's expense; and
(c) the Supplier is given sole authority to defend or settle the claim.
11.2 In the defence or settlement of any claim, the Supplier may procure the right for the Customer to continue using the Services, replace or modify the Services so that they become non-infringing or, if such remedies are not reasonably available, terminate this Agreement on 5 Business Days' notice to the Customer.
11.3 In no event shall the Supplier, its employees, agents and sub-contractors be liable to the Customer under clause 11.1 if and to the extent that the alleged infringement is based on:
(a) a modification of the Services by anyone other than the Supplier; or
(b) the Customer's use of the Services in a manner contrary to this Agreement or the instructions given to the Customer by the Supplier; or
(c) the Customer's use of the Services after notice of the alleged or actual infringement from the Supplier or any appropriate authority.
11.4 The foregoing provisions of this clause 11 and clause 12.4(b) states the Customer's sole and exclusive rights and remedies, and the Supplier's (including the Supplier's employees', agents' and sub-contractors') entire obligations and liability, for infringement of any third party patent, copyright, trade mark, database right or right of confidentiality.
12.1 This clause 12 sets out the entire financial liability of the Supplier (including any liability for the acts or omissions of its employees, agents and sub-contractors) to the Customer:
(a) arising under or in connection with this Agreement;
(b) in respect of any use made by the Customer of the Services or any part of them; and
(c) in respect of any representation, statement or tortious act or omission (including negligence) arising under or in connection with this Agreement.
12.2 Except as expressly and specifically provided in this Agreement:
(a) the Customer assumes sole responsibility for results obtained from the use of the Services by the Customer, and for conclusions drawn from such use. The Supplier shall have no liability for any damage caused by errors or omissions in the Customer Materials or any information, instructions or scripts provided to the Supplier by the Customer in connection with the Services, or any actions taken by the Supplier at the Customer's direction; and
(b) all warranties, representations, conditions and all other terms of any kind whatsoever implied by statute or common law are, to the fullest extent permitted by applicable law, excluded from this Agreement.
12.3 Nothing in this Agreement excludes the liability of the Supplier:
(a) for death or personal injury caused by the Supplier's negligence; or
(b) for fraud or fraudulent misrepresentation; or
(c) any other liability that cannot lawfully be excluded or limited.
12.4 Subject to clause 12.2 and clause 12.3:
(a) the Supplier shall not be liable whether in tort (including for negligence or breach of statutory duty), contract, misrepresentation, restitution or otherwise for any loss of profits, loss of business, depletion of goodwill and/or similar losses or loss or corruption of data or information, or pure economic loss, or for any special, indirect or consequential loss, costs, damages, charges or expenses however arising under this Agreement; and
(b) the Supplier's total aggregate liability in contract (including any indemnity), tort (including negligence or breach of statutory duty), misrepresentation, restitution or otherwise, arising in connection with the performance or contemplated performance of this Agreement shall be limited to the total Subscription Fees paid or payable during the 12 months immediately preceding the date on which the claim arose.
13.1 This Agreement shall commence on the Effective Date and, unless otherwise terminated in accordance with these Conditions, shall continue for one month (Initial Subscription Term) and thereafter automatically renew for successive one month periods (each a Renewal Period). The Customer may terminate the provision of the Services at any point, provided that such termination shall only take effect at the end of the then current Initial Subscription Term or Renewal Period. In the event of such termination, no refund of any Subscription Fees shall be due.
13.2 Without affecting any other right or remedy available to it, either party may terminate this Agreement with immediate effect by giving written notice to the other party if:
(a) the other party fails to pay any amount due under this Agreement on the due date for payment and remains in default not less than 30 days after being notified in writing to make such payment;
(b) the other party commits a material breach of any other term of this Agreement which breach is irremediable or (if such breach is remediable) fails to remedy that breach within a period of 30 days after being notified in writing to do so;
(c) the other party suspends, or threatens to suspend, payment of its debts or is unable to pay its debts as they fall due or admits inability to pay its debts or is deemed unable to pay its debts within the meaning of section 123 of the Insolvency Act 1986;
(d) the other party makes any voluntary arrangement with its creditors or becomes subject to an administration order or serves notice of administration, or has a receiver, manager or administrative receiver appointed over its assets or (being an individual) shall become bankrupt or (being a company) shall have a winding-up order made against it or shall go into liquidation (except for the purposes of a solvent amalgamation or reconstruction and in such manner that the resulting company effectively agrees to be bound by or assume the obligations imposed on the predecessor company under this Agreement);
(e) the other party commences negotiations with all or any class of its creditors with a view to rescheduling any of its debts, or makes a proposal for or enters into any compromise or arrangement with its creditors other than for the sole purpose of a scheme for a solvent amalgamation of that other party with one or more other companies or the solvent reconstruction of that other party;
(f) any event occurs, or proceeding is taken, with respect to the other party in any jurisdiction to which it is subject that has an effect equivalent or similar to any of the events mentioned in clause 13.2(c) to clause 13.2(e) (inclusive); or
(g) the other party suspends or ceases, or threatens to suspend or cease, carrying on all or a substantial part of its business.
13.3 On termination of this Agreement for any reason:
(a) all licences granted under this Agreement shall immediately and automatically terminate, and the Customer shall no longer access or use the Services;
(b) publication of Customer Materials via the Website (where applicable) shall cease and the Customer shall no longer have access to such Customer Materials via the Services;
(c) each party shall return and make no further use of any Confidential Information and other equipment, property and items (and all copies of them) belonging to the other party;
(d) the Supplier may destroy or otherwise dispose of any of the Customer Materials in its possession or control; and
(e) any rights, remedies, obligations or liabilities of the parties that have accrued up to the date of termination, including the right to claim damages in respect of any breach of the Agreement which existed at or before the date of termination shall not be affected or prejudiced.
The Supplier shall have no liability to the Customer under this Agreement if it is prevented from or delayed in performing its obligations under this Agreement, or from carrying on its business, by any acts, events, omissions or accidents beyond its reasonable control, including, without limitation, strikes, lock-outs or other industrial disputes (whether involving the workforce of the Supplier or any other party), failure of a utility service or transport or telecommunications network, act of God, war, riot, civil commotion, malicious damage, compliance with any law or governmental order, rule, regulation or direction, accident, breakdown of plant or machinery, fire, flood, storm, epidemic or pandemic (including the Covid-19 outbreak) or default of any suppliers or sub-contractors, provided that the Customer is notified of such an event and its expected duration.
No variation of this Agreement shall be effective unless it is in writing and signed by the parties (or their authorised representatives).
No failure or delay by a party to exercise any right or remedy provided under this Agreement or by law shall constitute a waiver of that or any other right or remedy, nor shall it prevent or restrict the further exercise of that or any other right or remedy. No single or partial exercise of such right or remedy shall prevent or restrict the further exercise of that or any other right or remedy.
17. Rights and remedies
Except as expressly provided in this Agreement, the rights and remedies provided under this Agreement are in addition to, and not exclusive of, any rights or remedies provided by law.
18.1 If any provision (or part of a provision) of this Agreement is found by any court or administrative body of competent jurisdiction to be invalid, unenforceable or illegal, the other provisions shall remain in force.
18.2 If any invalid, unenforceable or illegal provision would be valid, enforceable or legal if some part of it were deleted, the provision shall apply with whatever modification is necessary to give effect to the commercial intention of the parties.
19.1 This Agreement constitutes the whole agreement between the parties and supersedes any previous arrangement, understanding or agreement between them relating to the subject matter it covers.
19.2 Each of the parties acknowledges and agrees that in entering into this Agreement it does not rely on any undertaking, promise, assurance, statement, representation, warranty or understanding (whether in writing or not) of any person (whether party to this Agreement or not) relating to the subject matter of this Agreement, other than as expressly set out in this Agreement.
20. No assignment
The Customer shall not, without the prior written consent of the Supplier, assign, transfer, charge, sub-contract or deal in any other manner with all or any of its rights or obligations under this Agreement.
21. No partnership or agency
Nothing in this Agreement is intended to or shall operate to create a partnership between the parties, or authorise either party to act as agent for the other, and neither party shall have the authority to act in the name or on behalf of or otherwise to bind the other in any way (including, but not limited to, the making of any representation or warranty, the assumption of any obligation or liability and the exercise of any right or power).
This Agreement does not confer any rights on any person or party (other than the parties to this Agreement and, where applicable, their successors and permitted assigns) pursuant to the Contracts (Rights of Third Parties) Act 1999.
23.1 Any notice required to be given under this Agreement shall be in writing and shall be delivered by hand, sent by pre-paid first-class post or recorded delivery post to the other party at its address set out in this Agreement, or such other address or email addresses as may have been notified by that party for such purposes.
23.2 A notice delivered by hand shall be deemed to have been received when delivered (or if delivery is not in business hours, at 9 am on the first business day following delivery). A correctly addressed notice sent by pre-paid first-class post or recorded delivery post shall be deemed to have been received at the time at which it would have been delivered in the normal course of post. A notice sent by email shall be deemed to have been received 1 Business Day after the day it was sent.
This Agreement and any dispute or claim arising out of or in connection with it or its subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the law of England and Wales.
Each party irrevocably agrees that the courts of England and Wales shall have exclusive jurisdiction to settle any dispute or claim arising out of or in connection with this Agreement or its subject matter or formation (including non-contractual disputes or claims).
Google Privacy Policy and YouTube API
Our YouTube publishing tool integrates with the YouTube API, and uses YouTube API Services.
When you use our YouTube tool and therefore connect to your YouTube account to publish to YouTube, Stornaway collects and uses data about your YouTube channel as permitted by YouTube's Terms of Service for use by our tools. Upon clicking the "Link YouTube Channel" button in your Account page and then signing in to your Google account, you will be prompted to allow Stornaway to manage your YouTube videos and View your YouTube account.
By using this, you are agreeing to be bound by the YouTube Terms of Service. You can review YouTube's Terms of Service here YouTube's Terms of Service. We are therefore also required to provide you with a link to the Google Privacy Policy, which applies to use of Stornaway's YouTube publishing tool.
You can revoke the API Client's access to your data via the Google security settings page at
https://security.google.com/settings/security/permissions
Please contact us if you have any questions, by sending an email to support@stornaway.io
© Stornaway Productions
Studio 3B, 36 King Street, Bristol BS1 4DZ
hello@stornaway.io
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Sir Bobby Robson: Living the Game
Book Condition Near fine
Jacket Condition Very good
Edition N/A
Near fine / Very good / N/A
Near fine/VGC.This edition published by Rigel Publications exclusively for Marks and Spencer,2003.Large format pictorial hardback(scratch on the edge of the back cover) in near fine condition,with Dj(tear on the edge of the back Dj cover,two small nicks and creases on the edges of the Dj cover)in VGC.Illustrated with many colour,b/w photos.Nice and clean pages as new with some creases and small nicks on the edges of the pages,light shelf wear on the Dj cover.Foreword by Gary Lineker(includes his printed signature).223pp including Career record,index.Heavy book. This is another paragraph Product Description: The first illustrated celebration of the life and times of Sir Bobby Robson, one of the most successful managers ever. For over fifty years he has been involved in soccer at the highest level, as a player, coach, and international coach. He was sacked from his first management position at Fulham, he was hounded by the press while England's coach, and has twice recovered from cancer. Bob Harris, a close acquaintance of Sir Bobby's, tells the football manager's own story, which is interlaced with stories and anecdotes from many of the most famous names in football.
I am an independent on-line bookseller, based near Southampton, Hampshire in the South of England, with approximately 8,000 books - new, secondhand, scarce, hard to find and out-of-print books – and have been in business for more than 15 years.
© 2021, Alpha 2 Omega Books

redpajama_set_name: RedPajamaCommonCrawl


I'm not sure if it's because of this depressingly-rainy/cloudy weather we've been having (since, well...forever) but I found some really good deals on pens lately and couldn't resist scooping them up. As for the chocolate bars from Britain---I'd never sampled any of them before and had a hankering to try them (and I suspect that hankering was weather-related, too ;) Oh, and the 24-count Crayola box was a recent purchase in honour of National Crayon Day (March 31); I wanted to get one with the recently-discontinued "Dandelion" colour in it.
My new white Nemosine 'Singularity' fountain pen, purchased from fellow Pentrace member Marie.
This is a Taiwanese-made fountain pen whose nibs are made in Germany. Mine came with a great 0.6mm italic (calligraphy) steel nib that writes very well.
A wonderful Sheaffer 'Balance II' rollerball in the Amber pattern, bought from Jim Mamoulides at PenHero.com . These writing instruments came out in the late 1990s (1997-1999) and were a tribute to Sheaffer's original 'Balance' pen from the 1930s, which was (I believe) the first streamlined fountain pen ever made.
The Balance II writing instruments are prone to cap cracks so I have to be careful with mine, but it's such a gorgeous pen that I can't imagine not using it. There's some good information on the 'Balance II' line here on Penhero.com and and on this page .
Next up: photos from our March meeting....and April meeting info!


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8 Years Ago Faith Hill Was #1 with "A Baby Changes Everything"
By Timothy Yap Dec 12, 2016 03:13 AM EST
8 years ago, country music veteran Faith Hill was #1 on Billboard's Adult Contemporary Chart with the Christmas-themed "A Baby Changes Everything." The song spent 3 weeks on the pole position. It was the first single released from her album Joy to the World.
The song is the tale of a pregnant teenage girl faced with the uncertainty of her future and coming to terms with the fact that her life is about to change. In the bridge of the song, it is revealed that the teenaged girl and baby in question are in fact the virgin Mary and Jesus Christ.
"A Baby Changes Everything" debuted at No. 24 on the Billboard Hot Adult Contemporary Tracks for the week of November 29, 2008. After spending only four weeks on the chart, the song became her fourth number-one single on that chart. The song then debuted at No. 57 on the Billboard Hot Country Songs chart for the week of December 13, 2008. After five weeks on the country chart, the song peaked at No. 36, giving Hill her thirty-fifth Top 40 single on the country chart.
Tags : Faith Hill faith hill news faith hill a baby changes everything faith hill christmas
Previous Dolly Parton Joining Pentatonix for NBC Holiday Special
Tim McGraw Interview About His Slapping the Woman at July 2014 Tour Concert, See Here (VIDEO)
Luke Bryan & Miranda Lambert Lead 2014 CMA Awards Nominations, See Complete List Here
A. J. Masters, Songwriter for Faith Hill, Oak Ridge Boys & Randy Travis, Has Died
Faith Hill Covers "Come to Jesus" for Her New Record "Deep Tracks"
Tim McGraw Will Star and Sing in the New Faith-Based Movie "The Shack"


small and Medium Enterprise From Italy Manufacturing crushers. small and medium enterprise from italy manufacturing crushers. SME statisticsWorld Bank . small and medium enterprise from italy manufacturing crushers SME statistics European Union: Micro, small and mediumsized enterprises.
medium to small crushers. Crusher - Wikipedia, the free encyclopedia. A crusher is a machine designed to reduce large rocks into smaller rocks, gravel, or rock dust.
Roller crusher for brick production. Titan Machinery Limited. Sep 24, 2015 Roller mills are used for small and medium crushing of coal, ore, limestone and other materials.


Hard to find end/corner unit with lots of natural light. Spacious living room with fireplace and 28 foot ceilings. Master bedroom with master bath and private patio. The second bedroom/loft has a spacious closet . Unit has a second upper balcony to enjoy the ocean breeze. Rare side by side two car garage space with storage. Very low HOA fees include water, hot water and gas. One block from the beach and just minutes to finest dining and shopping and close to LAX airport.


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Wellesley Roche Bros. to add self-checkout lanes
June 21, 2019 by Deborah Brown 1 Comment
Some shoppers love self-checkout machines in the grocery store. Count Mr. Swellesley as one of them. He likes to zip the bar code over the scanner, then in one fluid motion drop his item into the waiting bag and carry his score to the car himself. When allowed to process these small daily transactions independently, a happier shopper you'll never know. This is because Mr. Swellesley is uneasy as the object of service. When given the choice, he'll always pump the gas, mow the lawn, iron the shirts, and wash the car on his own. His latest: trying to figure out if he can maybe cut his own hair. He hasn't yet dared, but has spent much time interviewing the fearless men who do.
Wellesley Roche Bros. is in the middle of adding four self-checkout lanes to the area nearest the main entrance/exit doors.
Other shoppers hate self-checkout machines. For them, it's a matter of principle, a simple cause-and-effect equation. When the check-out part of shopping is outsourced to the customer, then jobs are taken away away from cashiers, they reason.
Roche Bros. in Wellesley has found itself on the defensive as the business, in town since 1981, moves toward installing four self-checkout machines in Wellesley. Construction has begun, and the new system is expected to roll out later in June.
Roche Bros. says the change will give shoppers choice as the store faces a tight labor market that has made hiring increasingly difficult. Even though the store currently has six cashier positions open, they say they've struggled to fill them. As Roche Bros. sees it, technology is the solution to this tight labor market problem.
Maribeth Grant, Manager, Customer Service for Roche Bros. says, "We have a diverse customer base, with different preferences on how they like to shop. For example, most of our Wellesley customers shop in-store, but we also have hundreds who prefer to shop online with Roche Bros. and have their groceries delivered. Similarly, adding Fast Lane registers will appeal to a subset of customers who prefer to check themselves out, while we are happy to continue to offer multiple cashier-attended checkout lanes for customers who prefer a face-to-face interaction."
Still, the decision has sent Roche Bros. Director of Marketing Media & Public Relations Dena Kowaloff into customer reassurance mode. She has lately spent a lot of time dispelling customer fears that self -checkout lanes will lead to job losses for cashiers and baggers. She's even been granted access to a popular closed Facebook page on which members have been voicing their concerns that baggers and cashiers will be let go as a result of the new lanes.
"We will not be laying off or eliminating any positions as a result of the new Fast Lane registers," Kowaloff says. "Our Wellesley store will continue to offer cashier-staffed traditional and express checkout lanes, bagging services, and grocery carry-out to your car as we have been. We will continue to offer express lanes and regular lanes staffed by our fantastic cashiers. The new Fast Lane registers will simply be another option customers can choose if they wish."
Some customers take a big-picture view and suggest it's inevitable that a combination of new technologies and worker shortages in areas such as Wellesley will result in big changes. Wellesley resident Julia Hicks de Peyster says, "As someone who has focused on workforce development and employee benefits for much of my career I can say that huge changes are afoot. We will likely see wave upon wave of firings, robots, redeployment of human capital – this will cause great sadness and stress to workers and managers alike. As customers of businesses, I think we are going to need to develop a new thinking that we are partners in this intertwined economy so we get through this with the most human decency possible."
Roche Bros.' Wellesley location currently has openings for six cashiers. Interested candidates can apply online at www.rochebros.com/careers. Full-time employees (associates who work 40 hours per week or more) are eligible for benefits that include medical, dental, paid time off, 401k, and more. More on that here.
Filed Under: Business, Careers/jobs, Food, Shopping, Technology
Dennis McCormick says
Mr Swellesley and I share those same habits, and I did cut my own hair for decades. But I love the car wash.


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Pakistan: Central bank-led committee calls for 'ban' on cryptos and sanctions
Cryptocurrencies' growing popularity and dominance threatens financial stability, according to different regulatory watchdogs across the globe. In fact, quite a few countries have banned the use of digital assets outright with heavy penalties in place for anyone making crypto-transactions. These are the countries that have a particularly fraught relationship with cryptos.
Well, there may soon be another contender to follow this long list…
No 'PAKing' here
BREAKING:The State Bank of Pakistan and the federal government have decided to ban all cryptocurrencies.The SBP has submitted a report to the Sindh High Court, which hears a case about digital currencies.— Samaa English (@SamaaEnglish) January 12, 2022
The State Bank of Pakistan and the federal government have decided to ban the use of all cryptocurrencies, according to a report submitted to the Sindh High Court (SHC).
This update comes follows a long period of uncertainty concerning crypto-regulations over the years. In Pakistan, there are no laws and rules to regulate the use of these digital currencies for trade. At least, that has been the case until now.
The central bank has now taken a clear position, however, although a disappointing one for some, on the use of digital assets. Furthermore, it also urged the SHC to not only ban cryptocurrencies but also impose penalties against crypto-exchanges.
The aforementioned report was submitted by a committee constituted by the Sindh High Court (SHC). It was presented before a two-judge bench headed by Justice Mohammad Karim Khan Agha.
Here, it's worth pointing out that a final verdict is yet to come. The SHC has ordered the committee to send its report to the ministries of finance and law to consider it at a joint meeting. A final decision on the legal status of the cryptocurrencies might be arrived at then.
According to a statement made by State Bank of Pakistan's Deputy Governor Sima Kamil,
"The only use of cryptocurrency in Pakistan seems to be speculative in nature where people are being enticed to invest in such coin for the purpose of short-term capital gains. This may result in the flight of precious foreign exchange as well as the transfer of illicit funds from the country. In view of this, the committee would like to make the above recommendation to the secretary ministry of finance."
In addition to this, the report highlighted a few other insights as well. It urged the court to ban the "unauthorized operations" of cryptocurrency exchanges, while also imposing penalties against them "as some other countries have done."
(For context: Turkey has banned cryptocurrency payments, Japan, Australia, New Zealand and several other countries treat it as assets or legal property, whereas Russia and Dubai considered it taxable property and have introduced a regulatory framework to use it as investment tokens.)
The SHC committee also recommended that cryptocurrency exchanges like Binance, OctaFX, etc., should be banned for their unauthorized operations in the country.
The authorities have, in fact, launched an investigation into Binance. The Federal Investigation Agency (FIA) issued a notice to crypto-exchange Binance while investigating a scam. The timing of the same is interesting, especially since it came on the back of growing crypto-traction in the country.
India's top bank calls for complete crypto ban
Russia's Central Bank Wants to Ban Cryptocurrency Investments (Report)
Fed Chair Defends Blocking Wyoming Crypto Banks, Including Kraken


Mai, recieved from Giorgio Rodari : "I leave in the north of Italy, near the Lago Maggiore and I purchased a Delph 28 hull last winter, with the idea to restore it and sail the Lago Maggiore. I don't have other information about the boat, unfortunately. I have only the hull, the sail drive Volvo engine, no mast and sails or boat number so I'll be glad to find other information to build the history of my boat. The boat was completely dismantled (also the interior) by the previous owner who started a refurbrishing repainting the hull. So the only thing I got from him is the hull + the engine and a box containing part of the deck equipments. The sails were not original but adapted and coming from an Alpa 8.25 as well as the (short) mast. Now, I found another 11 mt. mast, more similar the original one with new sails. In the coming weeks I'll start to clean an repaint the interior and build totally new electric and hydraulic systems....a big work." with all pictures.
Octobre, from Giorgio: "Some pictures...restoration is going on."


Like humans, our feline friends can have (or later develop) allergies to certain things; cat litter is one of these things, unfortunately.
However, don't despair with thoughts of having to take your indoor-only cat outside ten times-a-day to do her business - not to mention the training involved in all that - when we've combed through the net and consulted with the experts to find how to solve this "itchy" situation.
How Do I Know If My Cat is Allergic to the Cat Litter?
Felines can be allergic to a number of things which may involve different factors. Food allergies can be to a specific ingredient like a meat-source or a grain additive, while other allergies can be caused by mold, certain fragrances, cigarette smoke, and more.
Allergies occur when the body is overly sensitive to something that has been ingested or inhaled. It then begins to perceive that matter as a threat and works hard to rid itself of the "invader."
Additionally, when a cat is reacting to the litter she may experience more coughing and sneezing when near or after using the box, facial swelling and acne. Some cats may even avoid using the litter box altogether.
The common compounds found in cat litter that may be causing your kitty problems are the bentonite, silica dust, or clay, plus the chemicals and fragrances used to make it more pleasant to us humans.
To tell if your cat is allergic to the litter you can try using a different brand to see if the symptoms clear up or have your veterinarian test for specific allergies.
What Are the Cat Litters That Are Lower in Allergens?
If you and/or your veterinarian have identified your feline's allergies to those specific ingredients found in traditional litters, there are other alternatives that use all-natural plant-based materials.
Check out our top 5 picks!
This natural pellet-form cat litter is made from Hinoki wood (type of Japanese cypress tree) and green tea.
It has very little dust and can be used in both traditional and sifting litter pans. The only fragrance it emits is from the natural green tea and it contains no additives like corn, soy, wheat or clay.
The sWheat brand clumping cat litter is made from 100% biodegradable and renewable wheat.
The natural enzymes found in this grain gives this litter the ability to clump the moisture and neutralize the odors on contact. It is veterinarian recommended and comes in a number of "sWheat" varieties.
Made from USA grown and ground walnut shells, the Blue Buffalo cat litter is a healthy alternative to traditional litters.
It offers virtually dust-free and low-tracking qualities, with a long-lasting absorbency that will clump the moisture and trap the odors. It doesn't use any harmful chemicals, dyes or perfumes and is 100% biodegradable. Plus, it comes in a number of different varieties to suit every household.
Made from recycled paper, Yesterday's News is 99.7% dust-free and comes in a soft pellet-form for sensitive paws.
It is three times more absorbent than clay (by volume) and provides an effective odor control for all those nasty kitty smells. This litter is great for those that don't care for the clumping varieties and is even USA veterinarian recommended.
This clumping cat litter tops our list for its innovative and effective all natural formula. It is made from 100% USA grown grasses that has a creamy sand-like texture after being processed. It is biodegradable, scent-free and uses no chemicals or clay.
If you or your cat is allergic to traditional clumping and clay litters, Smart Cat All Natural may be the right brand for you.
Yes! Cats Can Be Allergic to Cat Litter!
Now that we know cats can indeed be allergic to the kitty litter, you are on your way to helping your furry pal get back-on-track. Don't let your feline friend suffer a moment longer. Check out these all natural alternatives and say goodbye to those sniffly sneezes and watery eyes for both you and your fur baby.


AS the stage has been set for sophisticated cyber-attacks due to continuing misuse of the internet, the need for advanced cyber security and investigation training is a mandate in the present day. If a corporation or an organization requires the knowledge or technique to recognize, track, and punish the cybercriminals, then this course will pave a way for all the cyber related officials entrusted with law enforcement. This course helps students and professionals to excel in digital evidence acquisition, handling and analysis in a forensically sound manner. Skills developed after learning this course will lead to successful prosecutions in varieties of security incidents such as data breaches, corporate espionage, insider threats and other cases involving computer and network systems.
The CHFI or the Computer Hacking Forensic Investigators offers official recognition for people who have passed a rigorous training program learning to trace minute clues left in information systems after hacking infiltration.
Compilation of legal evidence of cybercrimes, and trace of the source of viruses or spam mails used for degrading a personality's public image.
It teaches the participant the methods to use the mistakes committed by the cybercriminal and to exploit it to the best in interest of the case.
It imparts the necessary skills for steganalysis.
Most importantly it ensures forensic investigation to be well taught.
Digital evidence and password cracking concepts.
If a candidate has attended an official instructor-led training (ILT), computer-based training (CBT), online live training, or any other academic learning related to the field of security, candidate is eligible to attempt the relevant EC-Council exam.
He should have at least two years of information security related experience.
Submit a completed Exam Eligibility Application Form.
It is strongly recommended to take a CEH course before pursuing the CHFI course.
CHFI is a certification that gives a complete overview of the process that a forensic investigator generally follows when investigating a cybercrime. It includes not only the right treatment of the digital evidence in order to be accepted in the Courts but also useful tools and techniques that can be applied to investigate an incident occurred related to cyber world. Following are mentioned some of the points which tell why certification is necessary for and what are its use.
A person after getting the certification from EC-Council can undergo the process of investigating cyber-crime, laws involved, and the details in obtaining a search warrant. He also gets trained as well as authorised in the following different types of digital evidence, rules of evidence, digital evidence examination process, and electronic crime and digital evidence consideration.
1. CHFI, what does it stands for?
2. Is it necessary to undertake any course before taking up with CHFI?
Yes, it is recommended to take CEH course before undergoing this course.
3. What is the duration of the programme?
It lasts for 5 days with 8 working hours each day.
4. What training do we get from this course?
You get to investigate cybercriminals with forensic capabilities in order to catch hold of these criminals.
5. Can we attempt this exam by self-study method?
Yes anyone having an experience in network related work or a CEH certification can take the self-study course.
6. How is it different from other cyber courses?
It gives a person edge over others because after taking the evidence and solid proof against a person, a cybercriminal can be charged under the IT law before the judge in front of a court of law.
7. Who certifies the CHFI programme?
Just as CEH is certified by the EC-Council similarly the CHFI programme is certified by the council.
8. What nature of job does a CHFI get into after he completes the certification?
After the completing the certification a person may get the job of a cybercrime forensic investigator or something related to forensic.
9. Is it a job with good salary and benefits?
Yes, CHFI certified people have been paid handsomely and their perks are also not limited to a season, rather they go on as per the success of the case.
10. How a CHFI does differ from a CEH?
A CEH is ethical hacker whose main job is to pinpoint the vulnerabilities of the system while a CHFI investigates the crime conducted by a cybercriminal and collects all sorts of evidence against a person so as to present him in a court of law.
11. What are the minimum marks required for passing the exam?
A minimum of 70 per cent is required to get passed in the exam.
12. Can a person re-appear for the exam?
If the participants' exam centre is well-connected then he may do so as many times without any gap between the exams.
13. What is the syllabus?
The syllabus contains 21 modules which have to be studied in detail.
14. What other courses can be done after it gets completed? ECSA/LPT and CISS are the courses which may be pursued after completing the CHFI course.
15. What roles do these investigators play in crime control?
A lot of serious crimes are being carried out on the internet which results in loss of millions and even lives. An investigator is responsible for controlling such acts by acting swiftly and getting the criminals maximum penalty or sentence.
The classroom training deals with twenty one modules. These modules have been designed in order to be well understandable. The topics are taught by specially trained professionals who have plenty of experience working as an investigator. These teachers get accreditation from the EC-council and only after that they are allowed to teach the students.
Acquiring internet traffic using DNS.
EC-Council accredited experts are involved with the job of imparting virtual training to those students are based in different parts of the world and have chosen self-study as their medium. The main advantage of this course is that anyone can undertake this course while they are engrossed with their daily jobs in other fields of interest.
CHFIv8 DVD contains a huge cache of evidence files for analysis including RAW, video and audio files, MS Office files, systems files etc.
Understanding Hard Disks and the concept of file in the system.
Roles of first responder, first responder toolkit, securing and evaluating electronic crime scene, conducting preliminary interviews, documenting electronic crime scene, collecting and preserving electronic evidence in the best possible manner.
Mobile forensics and mobile forensics software and hardware tools which are up to date.
How to write investigative reports and their proper representation.


Half Trackers Please stick to the left of the cones.
Your coaches for the 2018 Season are Jared Ennis and Erin Kinnie. Special Guest Coaches will also appear during the season.
Cost is $5 per session or $80 for the season with a Pre-Paid Coaching Card.
All attendees must be members of Cycling BC to ensure they have the correct Liability insurance.
Please arrive 15 minutes early to ensure you are registered, dressed, warmed-up, and ready to learn for your coaching session.
Try to be on-time so as not to distract the other riders and from the session.
If you are alte, ensure you sign in prior to heading out to the track. Once there, let the coach acknowledge you.
We encourage you to have a water bottle ready to go, and leave it beside the track during the session.
Track is CLOSED to all riders not attending the coached session. During this time, please use the pump track, or perform warm-ups outside the track riding surface.


Rent a Dumpster in 10149 Now!
Simply give us a call and we will answer any questions you may have about the 10149 dumpster rental procedure, allowed materials, size you may need, etc.
Our roll off containers can usually be delivered in 10149 the day after you place your order. Make sure to call us early to ensure timely delivery.
Choosing the top dumpster for your job is an important aspect of dumpster rental in 10149. Should you pick a dumpster that is too little, you won't have enough room for your debris and waste, which means you will have to schedule extra excursions. In the event you choose one that is too big, you will save time, but you will squander money.
Should you call a dumpster rental business in 10149 and describe the job for which you desire a dumpster, they can urge the finest size. Their years of experience mean they generally get it just about right. A 10-yard dumpster typically works well for medium-sized cleaning projects and modest remodeling jobs. A 20-yard dumpster is the best option for big residence cleaning projects and medium-sized renovation projects, while a 30-yard dumpster has higher walls that are perfect for a house cleanout or remodeling jobs on a sizable house. 40-yard dumpsters are massively big and are used just on the biggest projects including new construction.
Most dumpster rental businesses in 10149 have straightforward policies that will help you realize just how much it costs to rent equipment. Following this advice will help you stay away from hidden fees when renting a dumpster in 10149.
A lot of businesses will charge you extra for keeping the dumpster longer than concurred. Make sure you plan ahead so you can keep the dumpster for a suitable period of time. You should also ask about additional fees so you will learn how much extra days cost.
Does the business charge additional for dropping off or picking up the dumpster? Request to ensure you have a precise quote.
Don't throw prohibited things into the dumpster. In case you do, you can face additional fees or fines.
Most businesses ensure it is easy for you to book your dumpster appointment. Before you contact rental businesses to schedule a drop off or pick up, though, you can take some measures which make the process even easier.
1. Find a time when it is suitable for you to get the dumpster. Most businesses will require you to sign a contract, which means you will need to be on place when the dumpster arrives.
2. Give you and the rental business a lot of time. It is better to phone ahead at least a week or two before you need the dumpster. If you try to schedule an appointment earlier than that, you may have a restricted variety.
3. Keep in touch with the rental business. If anything changes in your schedule, contact the business when possible to permit them to know. That way, you can adjust the appointment as needed without restricting your options.
Dumpster rental businesses generally have set costs, but the fine art of negotiation is always in play. Should you would like to dicker on the cost, call around to other businesses first so you understand what the going rental rate is. When you are talking to the business you want to utilize, just mention other costs which are better than theirs. Some businesses WOn't just fit that lower cost, they are going to really surpass it to satisfy their customers.
You can even ask about discounts when you are renting a dumpster in 10149. Some businesses will provide special discounts to active members of the military, veterans, seniors, members of the local Chamber of Commerce and more. It really never hurts to ask; you can occasionally save up to 10 percent or more with this method.
You may also save on the cost by asking about the easiest way to prevent extra expenses (like tipping fees or overage charges) and making sure you order the right size container; you do not want to pay for more container than you really need.
Most individuals don't want to rent dumpsters unless they absolutely have to. Sometimes, though, it becomes clear that you simply need to rent a dumpster in 10149 for commercial and residential jobs.
Most cities don't haul away building debris for you. It's your responsibility to make sure you have a suitable container to collect lost stuff from remodeling jobs. Even though you just have a tiny job, municipal waste management is unlikely to haul the debris away.
A major clean out can gather more garbage than a normal receptacle can carry. Renting a tiny dumpster is a more suitable choice that will prevent making multiple trips to the neighborhood dump.
In case you have one of these jobs in your mind, then you understand it's time to look for a dependable dumpster rental service in 10149.
You are going to normally schedule the total amount of time you want to keep the dumpster when you first telephone to set up your dumpster service. This usually contains the drop off and pick up dates. Most companies do ask that you be present when the dumpster is delivered. This is required to make sure the dumpster is put in the best location for your job. You really do not have to be present when the dumpster is picked up to haul it away.
In case you get into your job and recognize you want pick up sooner or later than you originally requested, that's no problem. Simply telephone the organization 's office and describe exactly what you need, and they will do everything they can to accommodate your request. There might be times they cannot meet your adjusted program precisely because of previous obligations, but they will do the best they are able to in order to pick your dumpster upward at the right time.
Whether or not you require a long-term or roll off dumpster depends on the type of job and service you need. Long-Term dumpster service is for ongoing demands that continue more than just a few days. This includes matters like day-to-day waste and recycling needs. Temporary service is just what the name suggests; a one time need for project-special waste removal.
Temporary roll off dumpsters are delivered on a truck and are rolled off where they'll be properly used. All these are generally bigger containers that could handle all the waste which is included with that specific job. Long-Term dumpsters are usually smaller containers since they're emptied on a regular basis and so don't need to hold as much at one time.
Should you request a long-term dumpster, some companies require at least a one-year service agreement for this dumpster. Roll off dumpsters just need a rental fee for the time that you just keep the dumpster on the job.
Most affordable Dumpster Rental in 10149 - Is It Worth It?
Obviously you need to spend as little money as possible when renting a dumpster in 10149. Sometimes, however, the most inexpensive dumpster rental in 10149 option is not worth it. Actually, it could end up costing you more in the long run.
Choosing the cheapest alternative could mean that you simply get a dumpster that's too small for your project. After you fill up the dumpster, you should need to pay for another to complete your job. It's generally cheaper to get a bigger size and prevent the hassle.
The most economical dumpster rental companies in 10149 might not include matters like drop off and pick up fees. Ensure that your quotes include all extra fees. This way you can compare costs precisely to get the best deal. Customer support another major concern. More than a few companies keep costs low by cutting corners on service. The last thing that you desire is to waste time awaiting a truck to arrive by means of your dumpster.
The lowest size roll off dumpster usually accessible is 10 yards. This container will carry about 10 cubic yards of waste and debris, which is roughly equal to 3 to 5 pickup truck loads of waste. This dumpster is a good choice for small jobs, including little house cleanouts.
Other examples of jobs that a 10 yard container would work nicely for include: A garage, shed or loft cleanout A 250 square foot deck removal 2,000 to 2,500 square feet of single layer roofing shingles A little kitchen or bathroom remodeling project Concrete or dirt removal Getting rid of junk Bear in mind that weight restrictions for the containers are enforced, thus exceeding the weight limit will incur additional costs. The standard weight limit for a 10 yard bin is 1 to 3 tons (2,000 to 6,000 pounds).
A 10 yard bin can help you take good care of small jobs round the house. When you have a bigger project coming up, have a look at some bigger containers too.
Nearly all roll of dumpsters have the same width (typically eight feet). That makes it feasible for firms to use the same trucks to transport a wide selection of dumpsters. When you see a dumpster's measurements, therefore, you can assume they refer to depth and span. You may also see dumpster sizes listed by yards. This actually refers to square yards that measure the dumpster's volume.
If you're coordinating a large commercial project, then you will probably need a 40-yard dumpster or bigger. Substantial house renovations may require a 30-yard dumpster, but most smaller house repairs only need 20-yard or even 10-yard dumpsters. Speak to an expert if you need more guidance on selecting a dumpster size that fits your job.
Most residential areas allow rolloff dumpsters. For those who own a driveway, then you can certainly usually park the dumpster there so you really do not annoy your neighbors or cause traffic issues by placing it on the street.
Some projects, however, will require placing the dumpster on the road. If it applies to you, then you need to speak to your city to discover whether you must get any licenses before renting the dumpster. Typically, cities will let you keep a dumpster on a residential street for a short quantity of time. In case you believe you will need to be sure that it stays on the street for a number of weeks or months, however, you will need to get a license.
Contacting your local licenses and licensing office is generally a good idea. Even supposing it's an unnecessary precaution, at least you will know that you're following the law.
Garbage removal vs dumpster rental in 10149 - Which is good for you?
For those who have a project you're going to undertake at home, you might be wondering if it is better to hire someone to come haul off all your trash and crap for you, or if you should only rent a dumpster in 10149 and load it yourself.
Renting a container is a better alternative if you prefer the flexibility to load it on your own time and you also don't mind doing it yourself to save on labour. Dumpsters also function nicely in the event that you've at least seven cubic yards or more of debris. Rolloffs normally begin at 10 cubic yards, so if you only have 3-4 yards of waste, you're paying for much more dumpster than you desire.
Garbage or junk removal makes more sense in case you prefer somebody else to load your old stuff. In addition, it functions nicely if you prefer it to be taken away fast so it is out of your own hair or in the event that you only have a few large things; this is probably cheaper than renting an entire dumpster.


You guys, if you haven't gone to SEA LIFE Aquarium in Grapevine, then you are missing out! The Ultimate Octonauts Experience opened on Earth Day (April 22) and will be open until the end of 2017 for guests to enjoy.
Take part in underwater missions to save the world's oceans, while getting up-close with new and exciting sea creatures that include lionfish, hawkfish, angelfish and more.
Visitors will explore a mysterious cave with Captain Barnacles and sound the Octo-Alert to light up amazing creatures living inside. Join Kwazii on a thrilling chase to reclaim his long-lost treasure and rescue a runaway crab. Help Peso cleanup the coral reef and protect its creatures, then step on-board the Gup-E for an unforgettable photo opportunity.
Included in the price of admission, the Octonauts exhibit will be on display through the end of the year.
Thanks to the lovely folks at SEA LIFE, my family will be checking it out for ourselves this week. In the past, we've really liked the Octonauts themed activities and were always bummed that it was more of a limited time kind of thing. We're thrilled to see that this will be around for a while to check out.
Have you ever been to SEA LIFE? My kids like looking at all of the exhibits, and especially like the part at the end where you can touch little creatures like starfish. They also like the playground, so we always make sure to bring some socks so they can climb around in there.
They love, but still get a bit freaked out by, the tunnel that you can walk through and be completely surrounded by ocean creatures. It's a really neat experience, because sometimes some of the animals come up really close for a unique photo opp!
Admission is $20 for adults, $16 for children ages 3 to 12. For more information visit www.visitsealife.com/grapevine. You can usually find specials on the website, or coupons in local mailers, too, for even greater savings. If you are a pass holder at LEGOLAND just across the way at the same mall, look for your special offer for SEA LIFE as well.
SEA LIFE Grapevine Aquarium is located at 3000 Grapevine Mills Parkway, Grapevine, TX 76051.
Their phone number is 817-819-7677. Follow SEA LIFE on Facebook: @sealifegrapevine Twitter: @sealifegrpevine and Instagram: @sealifegrpevine.


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This article was last modified on August 9, 2009.
On the Ethics of Product Endorsements
In the world of advertising, it is not unusual to have products endorsed by actors or other celebrities, with the intention of giving more authority to the product. But what is the reality behind the product-spokesman connection? Does the company have an ethical obligation to present their product fairly, and does the spokesperson have an ethical obligation to present themselves accurately?
I recently fired off an e-mail to a local radio DJ, who is a celebrity on a smaller scale:
"Out of curiosity, when you endorse products on the air (Festival, Sleep Number bed, AT&T etc.) are these products you personally like or are you speaking on behalf of the sponsor regardless of your personal feelings?"
His response was:
"As I answer your question, I am moving my feet and feeling my Goodfeet Arch Supports, I just got off my AT&T phone with my wife who instructed me to pick up a few things from Festival on my way home. I will eat lunch and then lay down in comfort on my Sleep Number Bed. I hope this answers your question. Thank you for listening."
How true any of this response is, I cannot say for sure. But it puts the spokesperson (in this case, the DJ) in an unusual predicament. If he were an unidentified actor, he could say what he wanted and the message could be a "dramatization" or simply a script, and we would think nothing of it. But when the DJ appears as himself, and he says he "loves" a product, this is a statement made in his own voice: it is a claim that must be either true or false. Does the DJ have an obligation to be truthful?
I believe he does. The DJ has an obligation to the listeners who place their trust in him to get an accurate view of his endorsements. To publicly present himself as someone who thinks the AT&T family plan is "perfect" and then turn around and use Verizon for his phone service is dishonest and immoral. Furthermore, it erodes the integrity of the DJ's personality, as he has consciously decided to blur the lines between honest praise and corporate shilling.
On a more national level, the issue is similar. We have sports figures and pop stars who endorse products. I suspect that the star does not approach the company to talk on their behalf, but instead the company asks the star, regardless of the star's personal preferences. A man who drinks Coke may be asked to endorse Pepsi, for example. If he agrees, this may be dishonest and immoral, depending on the presentation. Simply appearing in an advertisement does not make one dishonest, even if they do not support the product, but a vocal endorsement would be unethical.
Coke and Pepsi are relatively harmless in their advertising. But other ads can be downright deceptive to the point of bold-faced lies. A recent television ad for Freescore.com is a case in point. It features Ben Stein, who is identified as an "economist and financial writer" sitting on a park bench discussing the importance of knowing your credit score. At one point he says "I went to Freescore.com and found out my score for free" because "you can't fix errors on your credit report if you haven't seen it". While it is probably true you can't fix errors you don't know about, the rest is dubious.
When Stein appears in eye drop commercials, he does not personally endorse the product, he simply appears in them. But with Free Score, he adds his weight as an economist, and claims (1) that he personally uses Free Score and that (2) the service is free. He is here likely being dishonest and immoral, and tarnishing his reputation as a respected economist. I do not think it is true that Stein has ever used Free Score, and the service is only "free" for a seven day trial.
We believe that truth in advertising is important; we don't want companies to claim their products do things they clearly do not do. But I think there is something to be said about the truth in presentation beyond mere product claims. Celebrities should be ethically obligated to endorse only products they truly use and believe in, or else make themselves dishonest and their endorsement meaningless. Companies, likewise, should not attach names and faces to products that cannot present an accurate view.
If celebrities and corporations think that being on television or the radio suddenly makes anything said flexible in the truth department, they are dead wrong.
Also try another article under Philosophical


Live in West London? Like music? Like food? If you've answered yes to all of these questions (and even if you haven't!), then the West Ealing SoundBites festival is for you!
It takes place in West Ealing on Saturday, 21 September, and the organisers have asked us at Books for London to run a cookbook swap alongside demonstrations of how to cook on a budget. It'll be a great opportunity to see the cooks in action, and exchange a cookbook you might not want for a new one. We'll be running the cookbook swap from around 10am to 3pm at St John's Church, Mattock Lane, West Ealing.
SoundBites promises to be a fantastic day out for all the family, with a range of hot and cold food, community stalls and live music from the Bollywood Brass Band and Tankus the Henge. You can keep up to date with activities and events being planned for SoundBite on their Facebook page. See you there!