text:
HitMetrix
The "Funnels" report helps track the effectiveness of the route that users take on the website.
Please note that the page stats are based on the recorded sessions only.
To view the report, go to the Analytics > Funnels section.
The "Funnels" list contains the following information:
Name: The name of the funnel.
Created At: The date of creation.
Pages: The website pages that were added to the funnel.
Visits: The number of visits that start from the first page added to the funnel.
Conversions: The percentage of users who made it from the first to the last page of the funnel on the specified pages.
Date: Select the date.
Website: Select the website.
Device: Select the device (Desktop, Phone, Tablet).
Os: Select the Os (Android, Chrome OS, Firefox OS, IOS, Linux, Mac, Other Mobile, Windows).
Browser: Select the browser (Android Browser, Chrome, Firefox, Internet Explorer, Opera, Safari).
Country: Select the country.
Referrer Type: Select the referrer type (Direct Traffic, Search, Social, Website).
To add a new funnel click the "+Add Funnel" button.
Fill in the following fields in the pop-up window:
Name: Enter the name of the funnel.
Page: Enter the url of the page.
Page Name: Enter the name of the page.
To view the funnel, click the "View" button in the "Actions" column.
To edit the funnel, click the "Edit" button in the "Actions" column.
To delete the funnel, click the "Delete" button in the "Actions" column.


text:
package com.mesosphere.sdk.state;

import com.mesosphere.sdk.offer.CommonIdUtils;
import com.mesosphere.sdk.offer.LoggingUtils;
import com.mesosphere.sdk.offer.TaskException;
import com.mesosphere.sdk.offer.TaskUtils;
import com.mesosphere.sdk.specification.PodInstance;
import com.mesosphere.sdk.storage.StorageError.Reason;

import com.google.common.annotations.VisibleForTesting;
import org.apache.mesos.Protos;
import org.slf4j.Logger;

import java.io.IOException;
import java.nio.charset.StandardCharsets;
import java.util.ArrayList;
import java.util.Arrays;
import java.util.Collection;
import java.util.HashMap;
import java.util.List;
import java.util.Map;
import java.util.Optional;
import java.util.stream.Collectors;

/**
 * Utilities for implementations and users of {@link StateStore}.
 */
@SuppressWarnings({
    "checkstyle:InnerTypeLast",
    "checkstyle:IllegalCatch",
    "checkstyle:AtclauseOrder",
    "checkstyle:SingleSpaceSeparator",
})
public final class StateStoreUtils {

  private static final Logger LOGGER = LoggingUtils.getLogger(StateStoreUtils.class);

  private static final String UNINSTALLING_PROPERTY_KEY = "uninstalling";

  private static final String LAST_COMPLETED_UPDATE_TYPE_KEY = "last-completed-update-type";

  private static final String PROPERTY_TASK_INFO_SUFFIX = ":task-status";

  private static final byte[] DEPLOYMENT_TYPE = "DEPLOY".getBytes(StandardCharsets.UTF_8);

  private StateStoreUtils() {
    // do not instantiate
  }

  /**
   * Returns the requested property, or an empty array if the property is not present.
   */
  public static byte[] fetchPropertyOrEmptyArray(StateStore stateStore, String key) {
    if (stateStore.fetchPropertyKeys().contains(key)) {
      return stateStore.fetchProperty(key);
    } else {
      return new byte[0];
    }
  }

  /**
   * Returns all {@link Protos.TaskInfo}s associated with the provided {@link PodInstance},
   * or an empty list if none were found.
   *
   * @throws StateStoreException in the event of an IO error other than missing tasks
   */
  public static Collection<Protos.TaskInfo> fetchPodTasks(StateStore stateStore,
                                                          PodInstance podInstance)
      throws StateStoreException
  {
    Collection<String> taskInfoNames = podInstance.getPod().getTasks().stream()
        .map(taskSpec -> CommonIdUtils.getTaskInstanceName(podInstance, taskSpec))
        .collect(Collectors.toList());

    return taskInfoNames.stream()
        .map(name -> stateStore.fetchTask(name))
        .filter(taskInfo -> taskInfo.isPresent())
        .map(taskInfo -> taskInfo.get())
        .collect(Collectors.toList());
  }

  /**
   * Returns the {@link Protos.TaskInfo} corresponding to the provided {@link Protos.TaskStatus}.
   *
   * @return the {@link Protos.TaskInfo} if it is present
   * @throws StateStoreException if no matching {@link Protos.TaskInfo} was found
   */
  public static Protos.TaskInfo fetchTaskInfo(StateStore stateStore, Protos.TaskStatus taskStatus)
      throws StateStoreException
  {
    final String taskName;
    try {
      taskName = CommonIdUtils.toTaskName(taskStatus.getTaskId());
    } catch (TaskException e) {
      throw new StateStoreException(Reason.SERIALIZATION_ERROR, e);
    }

    Optional<Protos.TaskInfo> taskInfoOptional = stateStore.fetchTask(taskName);
    if (!taskInfoOptional.isPresent()) {
      throw new StateStoreException(Reason.NOT_FOUND, String.format(
          "Failed to find a task with TaskID: %s", taskStatus));
    }
    return taskInfoOptional.get();
  }

  /**
   * TaskInfo and TaskStatus objects referring to the same Task name are not written atomically.
   * It is therefore possible for the states across these elements to become out of sync.
   * While the scheduler process is up they remain in sync.
   * This method produces an initial synchronized state.
   *

   * For example:
   *

   *
TaskInfo(name=foo, id=1) is written

   *
TaskStatus(name=foo, id=1, status=RUNNING) is written

   *
Task foo is reconfigured/relaunched

   *
TaskInfo(name=foo, id=2) is written

   *
Scheduler is restarted before new TaskStatus is written

   *
Scheduler comes back and sees TaskInfo(name=foo, id=2)
   * and TaskStatus(name=foo, id=1, status=RUNNING)

   *

   */
  static void repairTaskIDs(StateStore stateStore) {
    Map<String, Protos.TaskStatus> repairedStatuses = new HashMap<>();
    List<Protos.TaskInfo> repairedTasks = new ArrayList<>();

    for (Protos.TaskInfo task : stateStore.fetchTasks()) {
      Optional<Protos.TaskStatus> statusOptional = stateStore.fetchStatus(task.getName());
      if (statusOptional.isPresent()) {
        Protos.TaskStatus status = statusOptional.get();
        if (task.getTaskId().getValue().isEmpty() && TaskUtils.isTerminal(status)) {
          LOGGER.warn(
              "Found empty StateStore taskInfo task {}: task.taskId={}, " +
                  "taskStatus.taskId={} reconciling from taskStatus", task.getName(),
              task.getTaskId(), status.getTaskId());
          repairedStatuses.put(
              task.getName(), status.toBuilder().setState(status.getState()).build());
        }  else if (!status.getTaskId().equals(task.getTaskId())) {
          LOGGER.warn(
              "Found StateStore status inconsistency for task {}: task.taskId={}, " +
                  "taskStatus.taskId={}",
              task.getName(), task.getTaskId(), status.getTaskId());
          repairedTasks.add(task.toBuilder().setTaskId(status.getTaskId()).build());
          repairedStatuses.put(
              task.getName(), status.toBuilder().setState(Protos.TaskState.TASK_FAILED).build());
        }
      } else {
        LOGGER.warn(
            "Found StateStore status inconsistency for task {}: task.taskId={}, no status",
            task.getName(), task.getTaskId());
        Protos.TaskStatus status = Protos.TaskStatus.newBuilder()
            .setTaskId(task.getTaskId())
            .setState(Protos.TaskState.TASK_FAILED)
            .setMessage("Assuming failure for inconsistent TaskIDs")
            .build();
        repairedStatuses.put(task.getName(), status);
      }
    }

    stateStore.storeTasks(repairedTasks);
    repairedStatuses.entrySet().stream()
        .filter(statusEntry -> !statusEntry.getValue().getTaskId().getValue().equals(""))
        .forEach(statusEntry -> stateStore.storeStatus(
            statusEntry.getKey(), statusEntry.getValue()));
  }

  /**
   * Returns the current value of the 'uninstall' property in the provided {@link StateStore}.
   * If the {@link StateStore} was created against a namespaced service,
   * then this returns whether that service is uninstalling.
   */
  public static boolean isUninstalling(StateStore stateStore) throws StateStoreException {
    return fetchBooleanProperty(stateStore, UNINSTALLING_PROPERTY_KEY);
  }

  /**
   * Sets an 'uninstall' property in the provided {@link StateStore} to {@code true}.
   * If the {@link StateStore} was created against a namespaced service,
   * then this flags that service as uninstalling. This value may be checked
   * using {@link #isUninstalling(StateStore)}.
   */
  public static void setUninstalling(StateStore stateStore) {
    setBooleanProperty(stateStore, UNINSTALLING_PROPERTY_KEY, true);
  }

  @VisibleForTesting
  protected static boolean fetchBooleanProperty(StateStore stateStore, String propertyName) {
    byte[] bytes = fetchPropertyOrEmptyArray(stateStore, propertyName);
    if (bytes.length == 0) {
      return false;
    } else {
      try {
        return new JsonSerializer().deserialize(bytes, Boolean.class);
      } catch (IOException e) {
        LOGGER.error(String.format("Error converting property '%s' to boolean.", propertyName), e);
        throw new StateStoreException(Reason.SERIALIZATION_ERROR, e);
      }
    }
  }

  private static void setBooleanProperty(StateStore stateStore,
                                         String propertyName,
                                         boolean value)
  {
    stateStore.storeProperty(propertyName, new JsonSerializer().serialize(value));
  }

  /**
   * Stores a TaskStatus as a Property in the provided state store.
   */
  public static void storeTaskStatusAsProperty(StateStore stateStore, String taskName,
                                               Protos.TaskStatus taskStatus)
      throws StateStoreException
  {
    stateStore.storeProperty(taskName + PROPERTY_TASK_INFO_SUFFIX, taskStatus.toByteArray());
  }

  /**
   * Returns an Optional<TaskStatus> from the properties in the provided state store for the
   * specified task name.
   */
  public static Optional<Protos.TaskStatus> getTaskStatusFromProperty(StateStore stateStore,
                                                                      String taskName)
  {
    try {
      return Optional.of(Protos.TaskStatus.parseFrom(
          stateStore.fetchProperty(taskName + PROPERTY_TASK_INFO_SUFFIX)));
    } catch (Exception e) {
      // Broadly catch exceptions to handle:
      // Invalid TaskStatuses
      // StateStoreExceptions
      LOGGER.error("Unable to decode TaskStatus for taskName=" + taskName, e);
      return Optional.empty();
    }
  }

  /**
   * Sets whether the service has previously completed deployment.
   */
  public static void setDeploymentWasCompleted(StateStore stateStore) {
    // Optimization: Avoid writing through to curator if possible. We cache reads but not writes.
    if (!getDeploymentWasCompleted(stateStore)) {
      stateStore.storeProperty(LAST_COMPLETED_UPDATE_TYPE_KEY, DEPLOYMENT_TYPE);
    }
  }

  /**
   * Gets whether the service has previously completed deployment. If this is {@code true},
   * then any configuration
   * changes should be treated as an update rather than a new deployment.
   */
  public static boolean getDeploymentWasCompleted(StateStore stateStore) {
    return Arrays.equals(fetchPropertyOrEmptyArray(stateStore, LAST_COMPLETED_UPDATE_TYPE_KEY),
        DEPLOYMENT_TYPE);
  }
}

redpajama_set_name: RedPajamaGithub


There are many reasons why a cat eats fast and finishes a meal in a matter of seconds. When a feline gobbles its food like it's the last one in its life this is a situation that is not healthy for your pet. A consequence of this eating disorder is regurgitation of the food right after being eaten.
It's important to note if a cat vomits its food all the time even if you got your kitty to slow down when eating you should take it to the vet to discard other health issues.
Why Does a cat eat too fast?
There are various reasons why a cat could be eating too fast and vomiting the food. No matter why your feline inhales its food, you must stop this behavior before more health issues appear. The first step in order to help your kitty is knowing the cause of this bad eating behavior.
Some cats just love eating, they are food lovers and as soon as they see food on their plate they inhale it with no control. When a cat is food-obsessed a main concern is obesity and diabetes. An obese and diabetic cat urges eating all the time and in large amounts. If your cat is chubby and gobbles its food all the time, it's time to put your cat on a diet and re-educate its eating behavior.
Food competition creates anxiety in cats and it happens when two or more felines have to share the food at home. A single cat doesn't urge in finishing its meal fast because there isn't any threat that could steal its resources in its territorial dominance.
In multi-cat households conflict between cats can occur where the dominant cat steals the other cat's food. Cats are not meant to share territory and food and when you put down a bowl with food the fast-eater needs to finish its meal as soon as possible to start eating the food from the other bowl. This eating behavior is unhealthy not only for the fast-eater but also for the slow-eater, especially if a kitten doesn't get to eat.
A rescued cat that suffered malnutrition during its first years of age will develop anxiety regarding food. Cats adapt to their environment through behaviors and the lack of food in the first years of a cat creates the "eat the food fast before it's gone" mindset. In other words, cats that have suffered hunger in its early years will develop an adaptive behavior of eating fast.
Cats prefer eating several times throughout the day, especially kittens. Feeding a cat only once a day or even twice will create excess of hunger by the time the cat has the food available. This will cause a cat to develop the eating disorder of eating too fast. Just imagine yourself not eating at all during the day and having only one meal at dinner time. Choose several frequent small meals for your cat.
The cat digestive system is not designed to eat fast, the cat's esophagus is horizontal rather than vertical. When a cat gobbles its meal the food bounces against the lower esophageal sphincter rather than slowly passing along. This causes the regurgitation of undigested food right after being eaten or even minutes after. The cat's digestive system is designed to receive the food slowly.
Eating too fast also creates stomach pain and discomfort in the cat due to excess gas. When a cat inhales the food it also eats too much air.
There are many ways to help your kitty to slow down when eating its meal. The effectiveness of each solution will depend on your type of cat or if you have a multi-cat household.
If you have two or more cats and one of your felines eats fast and then regurgitates the food, options are you have a kitty that has anxiety due to food competition. What you can do is separate the cats when time to eat, feeding them in separate rooms or creating cat feeding stations (in my article how to stop a cat from eating the other cat's food I talk about creating feeding stations to separate cats). This will allow your other cats to enjoy a stress-free meal and the chubby cat to eat its meal only. This action alone will help to keep your cat at a healthy weight.
Additionally, you must slow down your fast-eater with toy feeders or with an automatic feeder that will split the daily food intake in several smaller portions.
If you have a multi-cat household or a single cat it doesn't matter. It's crucial to slow down your fast eater to avoid further health issues with your pet. Fortunately, there are good options to accomplish this.
Slow feeding bowls and interactive toy feeders are designed to make cats work for their food. They feature prongs such as the Northmate Interactive Slow Pet Feeder, tunnels like the Trixie Tunnel, tubes like the Stimulo Cat feeding toy, or a mix of all, like the Trixie 5-in-1 cat activity board.
The puzzles, prongs, tunnels or tubes act as a challenge that the cat will need to solve in order to eat the food. This type of feeding bowls and toys not only slow down a cat when eating but it also stimulates your cat mentally. Slow feeding bowls and toys force the cat to eat kibble by kibble at a time.
Digital automatic feeders can be programmed to split the total daily food intake in several small portions consisting of a few kibble.
Feeding a cat regular meals doesn't help in stopping the behavior of eating too fast and then vomit. If you provide your cat very small portions, let's say 10 kibble at a time, your feline won't be able to inhale the food and then vomit. Very small portions can be programmed to be dispensed every 10 or 15 minutes until completing a full meal. And you can program 2, 3, 4 or more meals per day.
It's important to mention that not all automatic feeders can do this, only devices like the PortionPRO RX or the Pet Feedster CAT have the ability to dispense very small portions of food at a time.
Help a cat who eats too fast and then vomits may not seem that easy, but it's not difficult with love and patience. Your cat will be happier and healthier and you will save money and trips to the Vet.


text:
http://dapmalaysia.org
Samy Vellu given 72 hours to provide satisfactory explanation for the two contradictory figures of two Cabinet Ministers, i.e. RM60 million and RM85 million, for Parliament renovation failing which ACA report would be lodged asking for investigation into the missing RM25 million
(Ipoh, Thursday): I am giving the Works Minister Datuk Seri S. Samy Vellu 72 hours to provide satisfactory explanation for the two contradictory figures of two Cabinet Ministers, i.e. RM60 million and RM85 million, for Parliament renovation, failing which an Anti-Corruption Agency (ACA) report would be lodged asking for investigation into the missing RM25 million from the renovation.
Samy Vellu visited Parliament on Tuesday on his return from his visit to India and Pakistan and after a short and cursory inspection, announced that the Parliament House "leak" last Thursday drenching the chamber of the Dewan Rakyat, disrupting power supply for the whole Parliament House and bringing parliamentary proceedings to an abrupt and disgraceful halt was "a small problem", that repairs were completed by the contractor within 24 hours of the incident and that there were no more leaks in Parliament House.
He also said that the Parliament renovation cost RM60 million which contradicts the statement by the Minister in the Prime Minister's Department, Datuk Seri Nazri Aziz in Parliament a year ago that the total cost of Parliament renovation was RM85 million and that RM57 million had been spent by May last year.
Who are the MPs and the 26 million Malaysians to believe – Samy Vellu and RM60 million or Nazri and RM85 million for Parliament renovation?
Unless satisfactory explanation is given by Samy Vellu in the next 72 hours for the shocking RM25 million difference in the cost of Parliament renovation by two Cabinet Ministers, I would lodge a report with the Anti-Corruption Agency on Monday for investigation into the missing RM25 million from Parliament renovation as well as full investigation into every item of expenditure to ensure that there is no corruption or any form of abuse of power in the Parliament renovation.
It is clear that Parliament and the Malaysian taxpayers are not getting the full worth of every ringgit spent for the Parliament renovation or there would not be so many mishaps even before the full completion of the renovation project, including:
Dewan Rakyat chamber ceiling leak;
Two Dewan Negara chairs breaking in the morning session of the first sitting after renovation on Tuesday, with both victims UMNO Senators;
Ceiling leak in the Parliament media centre;
Frequent power breakdown, both in the chamber and the 18-storey tower block;
Sub-standard workmanship, supervision and materials used.
It is a shame that MPs, who should be managing their own domestic affairs concerning the parliamentary building, are completely in the dark about the costs and details of the RM60 million or RM85 million Parliament renovation – another proof of Parliament being just a rubber stamp with a status even lower than a government department.
* Lim Kit Siang, Parliamentary Opposition Leader, MP for Ipoh Timur & DAP Central Policy and Strategic Planning Commission Chairman

redpajama_set_name: RedPajamaCommonCrawl


Self-Starter, Interior designer & artist who conceives and designs ultra luxury interiors. I see ever project as a chance to apply my knowledge and skills for continuous improvement and prove my self in the field. I usually had direct contact with clients. I am well aware of the conceptual design approach, Project development all the way to detailed design features. I also have a general understanding of Leed Standards along with FF&A objectives. I master 3D visualizing and I use it not only as a presentation tool but also as a design tool which really improves design insights.


Deep neural networks are more and more pervading many computer vision applications and in particular image classification. Notwithstanding that, recent works have demonstrated that it is quite easy to create adversarial examples, i.e., images malevolently modified to cause deep neural networks to fail. Such images contain changes unnoticeable to the human eye but sufficient to mislead the network. This represents a serious threat for machine learning methods. In this paper, we investigate the robustness of the representations learned by the fooled neural network, analyzing the activations of its hidden layers. Specifically, we tested scoring approaches used for kNN classification, in order to distinguish between correctly classified authentic images and adversarial examples. These scores are obtained searching only between the very same images used for training the network. The results show that hidden layers activations can be used to reveal incorrect classifications caused by adversarial attacks.
This work was partially supported by Smart News, Social sensing for breaking news, co-founded by the Tuscany region under the FAR-FAS 2014 program, CUP CIPE D58C15000270008, and the project ESPRESS (Smartphone identification based on on-board sensors for security applications) co-funded by Fondazione Cassa di Risparmio di Firenze (Italy) within the Scientific Research and Technological Innovation framework. We gratefully acknowledge the support of NVIDIA Corporation with the donation of the Tesla K40 GPU used for this research.


text:
La Symphonie  en ré majeur, , par Wolfgang Amadeus Mozart a été composée à Londres au cours de la Tournée européenne de la famille Mozart de l'Europe en 1765, alors que le compositeur avait .

Genèse
Même si l'original du manuscrit de Mozart n'a pas survécu, l'ensemble des pièces écrites de la main de son père, Leopold Mozart, est conservé dans le Bayerische Staatsbibliothek à Munich. On sait aujourd'hui que les premières symphonies du jeune Mozart étaient jouées lors des concerts publics dans le  à Londres. Il est donc possible que ces pièces aient été écrites pour l'une de ces représentations publiques, bien que Zaslaw suggère que l'œuvre ait été constitué ou tout au moins complété à La Haye .

Instrumentation
L'œuvre est écrite pour deux hautbois (tacet dans l'Andante), deux cors en ré et cordes.

Structure
La symphonie comprend trois mouvements. C'est donc une symphonie de pure forme classique (rapide-lent-rapide) :

 Allegro, à , en ré majeur,  - partition
 Andante, à , en sol majeur, , 2 sections répétées deux fois (1 à 19 et 20 à 45) - partition
 Presto, à , en ré majeur, , 2 sections répétées deux fois (1 à 42 et 43 à 106) - partition

Durée : environ

Introduction de l'Allegro :

Introduction de l'Andante :

Introduction du Presto :

Références

Bibliographie

Liens externes
  Partition, discographie et 2 enregistrements et appareil critique dans la Neue Mozart-Ausgabe.

Symphonie de Wolfgang Amadeus Mozart
Mozart 4

redpajama_set_name: RedPajamaWikipedia


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When we are going out side of the home, you will be affected by glare, ultra violet radiation which is released by sun and dust by pollution.
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Color information hex 251b2a: RGB percentage, decimal and hexa, CMYK, HSL proportion, color gradient, tints, shades, tons, palettes color and other inspirations!
The color hexa 251b2a is equivalent in RGB decimal 37, 27, 42 is 37 of red, 27 of green and 42 of blue. It can also be represented by the HSL (hue, saturation and lightness) parameters, which are 0.778 of hue (77), 0.217 of saturation (21) and 0.135 of lightness (13).


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St. Mary's River Yacht Club
About SMRYC
2020 Pointless Race
Pagan Point Race, 2017
Downwind leg. Photo taken from Talisman, Hardtack with spinnaker flying, Horizons on right.
The St. Mary's River Yacht Club was founded in 1947 to promote sailing and camaraderie on our beautiful river. Learn more about our Club.
The club has a robust social schedule with after racing events called a rendezvous. The rendezvous is an opportunity for racers and club members to meet and reflect on the racing and share in fellowship. Spring and Fall meetings are scheduled for business and socializing. Find out how to join in the fun!
The common love of all SMRYC members are the waters of Chesapeake Bay. It is while we are sailing, motoring, rendezvousing, racing and cruising that we have the most fun. We make significant efforts to assist others who do not have access to enjoy our waters, and we take strides to preserve and improve our waters. Click here to get more details of our water activities.
Contact SMRYC
We are located in Southern Maryland, where the Potomac River enters the Chesapeake Bay. If you are interested in joining us for a day on the water or as a member, please contact us.
Cruise with us for a special event or become a member of the St. Mary's River Yacht Club.
Stay up to date with the latest club information and events.
© 2018 by St. Mary's River Yacht Club
PO Box 6, St. Mary's City, MD 20686
SMRYClub@gmail.com


The best place to park is the Village Hall car park opposite the clinic. We rent parking spaces there so you can ignore the sign that says 'Car park for Village Hall and Barn Club only'. There is no need to park in a specific bay or display a permit in your car window.
The first appointment lasts about 1 hour. We start with a conversation during which I take details such as address and date of birth, and then we move on to discuss your symptoms including when they started, what makes them worse etc. You do not need to prepare for this. I also take your basic medical history such as medication used and previous surgery. This is followed by an examination which usually starts with you standing and performing a few simple movements if possible. You will then be asked to lie on the treatment table for any further examination and, with your consent, treatment can begin. Treatment includes a combination of deep tissue massage techniques and stretching, moving and manipulating the muscles and joints. Whilst I am working you are free to ask questions. At the end of the session I summarize my observations, discuss the cause of your symptoms and explain what I have done to help. You will normally be set some 'homework' such as stretches and following some postural advice. If I recommend a follow up appointment I will let you know and we can book it in the diary, as well as taking payment (£50 cash or cheque please).
Do I need to bring or wear anything special for my appointment? Will I need to undress?
You do not need to prepare for the appointment. Most patients are treated in their underwear but if you prefer to wear a vest or a pair of shorts, for example, that is fine. If treatment is for your neck you may not need to remove clothing from the waist down, and if we are looking at your knee you may not need to remove your top half.
On the whole treatment is very pleasant – so much so that occasionally people fall asleep! When I work on particularly problematic 'knots' of muscle there may be some discomfort, but a lot of people like the sensation because it reassures them that we have found the problem and the manipulation feels really effective. We can make the treatment gentler if necessary.
Are you going to click my back/neck?
Osteopaths sometimes perform manipulations of joints that make them click. If done on the correct joints in the correct way this can bring instant relief and make joints move more freely. I use these manipulations selectively and I am happy to avoid them all together if you prefer.
At the end of an appointment most people feel an instant benefit from the treatment they have just received. Occasionally there is some soreness in the muscles and joints that have been manipulated but this can be a normal part of the healing process and rarely lasts more than 24 hours.
I am taking painkillers - should I avoid taking them before my appointment?
There is no need to stop taking painkillers prior to treatment as I will be able to judge what is required even if your pain has been modified by analgesics. Having said that, sometimes patients prefer their pain to be in its 'natural state' so that they feel able to provide accurate information on their symptoms and are also able to notice a tangible benefit during the treatment. The choice is yours.
Will I be given advice and stretches?
Yes you will be given homework. Normally this will be a combination of advice (such as appropriate posture at work or pillow height), stretches and strengthening exercises. I am an ex-teacher so I can always tell whether you have done your homework or not!
I am feeling much better – should I still come for a maintenance or 'check up' appointment?
We all go to the dentist for a check up and take our car for its annual MOT – the benefit of doing this is obvious. The same applies for your muscles and joints. It is always better to keep on top of problems instead of waiting for a crisis to arise.


Ephrem Boudreau wrote Riviere Bourgeois from which this history is taken and translated.
The priests of River Bourgeois.
Michael MacKenzie (1846-?) served from August 25,1888 to November 14, 1891. Fr. MacKenzie was born at Red Islands (today Johnstown) some 20 miles east of River Bourgeois on the Bras d'Or Lake. He was ordained at Quebec on May 28, 1876. Before his arrival at River Bourgeois, he was the priest, for 12 years, at Christmas Island (Cape Breton) from 1876 to 1888. Assigned to River Bourgeois in 1888, he was there for three years until November 1891.
This priest must not be confused with another who bore the same name, Donald Cameron, born at South River near Antigonish and the nephew of the third Bishop of Arichat, Monsignor John Cameron.
Fr. Hugh B. MacPherson (1867-1948) was born in 1867 and ordained in 1892. He was named vicar at L'Ardoise, a position which he occupied until May 1893. During this time, he occasionally ministered to River Bourgeois. He became rector of St. Francis Xavier University. When Bishop Cameron died in 1910, Fr. MacPherson acted as administrator for the diocese for two-and-one-half years until a new bishop, Monsignor Morrison, was appointed on May 25, 1912. On three occasions, Fr. MacPherson was named to Royal Commissions by the government of Nova Scotia. He died on December 27,1949.
Amable-Évariste Mombourquette (1863-1949) was in River Bourgeois from May 1893 until November 2, 1895. Fr. Mombourquette spent only a couple of years as curate in River Bourgeois. It was as a priest in Arichat that he left his mark, spending 39 years there.
Born in L'Ardoise on October 18, 1863, son of Georges Mombourquette and Angèle Samson, he did his studies at St. Joseph College, Memramcook, and advanced studies in philosophy and theology in Montreal schools. He was ordained in Antigonish by Bishop Cameron on October 20, 1889. He was the eighth Acadian priest from the diocese to be ordained. First, he was priest at West Arichat in 1889 and then at Port Felix from 1890 to 1893. He was named curate at River Bourgeois in May 1893 where he remained until November 1895.
Fr. Mombourquette was a great patriot. An affable man, profoundly religious, he worked all his life to better the material and spiritual lives of his people. He was one of those, along with Dr. Edmond Aucoin of Cheticamp, and Fr. Pierre Robitaille of River Bourgeois, who worked to place young Acadians from Cape Breton in the colleges of Quebec, even the poorest whose parents had no means to pay for their studies at college. For many years, he organized, each summer, a pilgrimage to Sainte-Anne-de-Beaupré. A special train would depart from Sydney to transport the pilgrims to this reputed holy place near Quebec City.
After his placement at River Bourgeois, he spent some time at Margaree East before settling permanently at Arichat in 1907. He was in charge of this parish for nearly 39 years. During his retirement, he lived in the parish presbytery until his death which occurred on July 22, 1949.


The European Union headquarters in Brussels (2015).
Europe's incomplete integration—with its confusing mix of powers delegated to Brussels and powers retained by national governments—is often seen as a design flaw. But to Slobodian's globalists, partial integration is precisely the goal—it means that neither the national nor the international body have the legitimacy and capacity to direct the economy. With no international entanglements, a government is sovereign; with complete integration, sovereignty moves to the higher level. What is wanted is a situation in which some powers but not others are delegated, leaving neither national nor super-national governments able to act outside of circumscribed role.
The argument here parallels that of left critics of Europe such as Wolfgang Streeck, who similarly describes Europe as the fullest realization of Hayek's "catallaxy"—a state without a sovereign that exists only to enforce property rights. But Slobodian offers a richer picture of the links between neoliberal thinkers such as Hayek and the founders of the European Union.
It is the neoliberal paradox: state power is needed to enforce market relations and property rights, but when it rests on democratic politics, it can easily turn into a vehicle for broader economic planning.
How is it that the era of neoliberalism coincides almost perfectly with the triumphant rise of a discourse of human rights?
It's the 200th anniversary of Frederick Douglass's birth, and some on the right have been crashing the party.


So, I was working on the Texture Tutorial in Second Life, as I've been doing for the last few weeks. I was finishing up the Shininess (specular) station. As part of it, I was explaining a whole lot of stuff that hadn't gotten into the Shininess course I taught for a while at Builder's Brewery (and hopefully will teach again) because I hadn't known about it at the time.
In fact, it was CubeRepublic who asked me why I had left out the stuff, and so alerted me to the fact that there was a whole 'nother channel that the Lindens had apparently added when I wasn't looking.
It seems that you can now have different glossiness levels, on a per-pixel basis, by using the alpha channel of the Normal Map. Which… we won't talk about how I feel about the Lindens putting it there. But there it is, so I need to let people know.
As part of that, I had to make some example objects, and so for no particular reason, I made a crystal ball, using the specular levels from the Normal Map.
I liked it so much that I decided to script it and sell it. Since it's going to be Halloween soon, this seemed like the perfect time.
You can find it, along with all its ad copy and so on, in the SL Marketplace.
Besides that, I've been doing a lot of work on the Texture Tutorial, and some on the other things I do for a living. The fever that's been plaguing me for the last month seems to be abating (finally) and I've been thinking a whole lot about non-work stuff that I want to put in this blog!
Maybe someday, I'll have time to write some of it up. Lots of stuff about accepting people for who they are, believing what they tell you when they talk about their experiences, and honoring them even if you don't understand or agree with them. Lots about speaking up for people, but not speaking for them.
And now.. back to work!
It's October! (I'm sure you would never have guessed that if I hadn't told you) and that means that Halloween is coming up.
I've been looking at Halloween quilts, trying to decide what to make, and came across one with a candy corn border designed by Elizabeth Cecchettini for Babylock several years ago. As soon as I saw it, I knew that was the one I wanted to do. And I knew I wanted to put my Halloween Jack Cat in the center panel. I whipped it up in Electric Quilt, and decided it was too pretty not to bring into Second Life®.
So that's what I did. I put it on two things: the Rail Quilt, and the Draped Bench.
The draped bench required a couple of pillows, so I designed them, too. The one on the left is original, the one on the right is one of the block designs that comes with Electric Quilt.
The bench has all kinds of poses, including one that lets you pretend you are drawing. In the original bench, that one had a drawing I made of a lily. But that didn't seem right for Halloween. (Even though I had a friend point out that lilies are often found on graves. But yeah… no.) So I reinterpreted an old image I'd done on the computer years ago, Boo!, so it looks like you're drawing that, with colored pencils.
I was quite pleased with the way they came out.
Halloween Jack Cat quilt on the porch rail.
If you are a resident of SL, and you're interested in the particulars for either of these, you can find both the Draped Bench and the Rail Quilt on the SL Marketplace.
Other than that, I'm still working on the Texture Tutorials, and doing other fall type things.
I've decided, in my old age, that I'm tired of working every waking moment. So now I'm stopping after dinner, and playing around with other things, sewing, taking tutorials, and other fun stuff. Time off. What a concept!


text:
By Chase Hill / December 14, 2018
A Secret Military Mission Led To Titanic Discovery
"They didn't want the world to know."
An underwater shot of the Titanic's hull (NOAA/Institute for Exploration/University of Rhode Island/Rex Features via AP Images)
When the Titanic was discovered in 1985, engulfed in darkness more than 12,000 feet below the surface, a media frenzy ensued. The truth behind the discovery was kept under wraps, until now.
Robert Ballard, a US Navy commander and scientist with the Woods Hole Oceanographic Institute, was tasked by the US government to recover two sunken nuclear subs — the USS Thresher and the USS Scorpion, two American submarines that sank in the 1960s.
"We knew where the subs were," Ballard told CNN. "What they wanted me to do was go back and not have the Russians follow me, because we were interested in the nuclear weapons that were on the Scorpion and also what the nuclear reactors (were) doing to the environment."
Ballard's team had less than two weeks left to hunt for the Titanic after they wrapped up work on the submarines. When the discovery was made, the team was ecstatic. "When we found the Titanic, we naturally were very excited, because it was a tough job. We got it, scoring the winning goal at the buzzer," Ballard gushed.
When the Titanic's discovery announcement was made, it was the perfect cover for what true mission really going on more than 10,000 feet below the ocean's surface. At the time, Captain Brent Baker, a Navy spokesman, said the project was a simple test of oceanographic equipment.
"There was nothing classified," Dr. Robert Spindel, the head of the Woods Hole Ocean Engineering Department, said in a statement to the Times.
Now, over 30 years later, Ballard says that's not the case: "They did not want the world to know that, so I had to have a cover story."
Read the full story at CNN


Dallas ACAP was established in June 2001. Since inception, over 800 students have graduated from the program as of June 2018.
Dallas ACAP Week 2019 is June 9 - 14, 2019. The application period is January 1 - March 31, 2019. The 2019 Application is now live. Click here.
Dallas ACAP (Accounting Career Awareness Program) is a one-week residency program for high school students (all grade levels) interested in a career in accounting and other business-related fields. Held at Southern Methodist University (SMU) in Dallas, TX, the program introduces students to accounting, finance, economics, and management through a focused, undergraduate-level program taught by college faculty and guest lecturers in business and government. During the week, students have the opportunity to attend classes on careers in accounting and business, personal development and college preparation and tour college campuses, local companies, and CPA firms. The program concludes with the students inviting their parent(s) or guardian(s) to a luncheon or banquet in commemoration of their completion of the program at the end of the week. Dallas ACAP began in June 2001.
Dallas ACAP 2019 will be held on the campus of Southern Methodist University June 9 - 14, 2019. Our goal is 60 students.
On the national level, ACAP began in 1980 when NABA (the National Association of Black Accountants, Inc.) recognized the need for a program that would direct African-Americans and other minorities towards the accounting and finance professions. Recognizing that preparation for a professional career begins in junior and senior high school, NABA designed a pilot program that would be informative, yet go beyond words. The result was the development of an on-site, interactive enrichment program.
NABA's National Office is in Greenbelt, MD. Dallas ACAP is one of over 20 ACAP chapters operating in various U.S. cities. See the list of other ACAP chapters at http://www.nabainc.org/acap.
The primary objective of ACAP is to increase the understanding of accounting and business career opportunities among high school students from underrepresented ethnic groups.
Click on the following link for more information on a career in accounting.
Approximately 80% of Dallas ACAP students go on to college and major in accounting or other business-related disciplines. The other 20% are undecided or major in other disciplines. Click here for the student demographics over the years. See the Alumni page for other success stories.
Dallas ACAP is free to the students; however, we estimate the cost to approximate $1,200 per student. If you wish to financially support future Dallas ACAP programs, please see the 2019 Dallas ACAP Corporate Prospectus. Click here.
--Click here for Dallas ACAP Flyer.
--Click here for an ACAP Presentation.
Nora O'Garro serves as the Director of Dallas ACAP; Odell L. Brown, CIA, CPA, PHR serves as Executive Director of Dallas ACAP. Nora and Odell have been involved in Dallas ACAP's existence since its inception in June 2001.


Who benefits from in-home pet care?
Everyone! The pets get to stay in their own homes where they are safe and happy. Travelers do not have to worry about their pets or homes when they leave. Those of us who love animals can earn an income caring for them!
Why is there such a demand for pet sitting?
Because we do not live near our families, we do not know our neighbors, and we want only the best care for our babies when we have to leave them.
Why is pet sitting one of the fastest-growing businesses today?
Because there is a need. People are out of work, dissatisfied with careers, companies are downsizing, people need to supplement the family income. Pet sitting appeals to a wide range of people who all love animals.
Is there a large investment to get started in professional pet sitting?
No. There is no expensive inventory. You do need a good, reliable car, a business license, liability insurance, printing costs and office supplies.
Three things: (1) You must love animals! (2) You must treat this as a business. (3) You must practice discipline to avoid making mistakes.
Who would be interested in this business?
Anyone who loves animals. Do you think you cannot tolerate your job any longer? Can you afford to retire early? Has your spouse been laid off and cannot find another job? Are you afraid that inflation will dilute your retirement benefits?
How will your book help me get started?
THE PROFESSIONAL PET SITTER walks you through the initial organization (getting started), marketing decisions, the day-to-day organization (running the business), and how to provide service. We have an 18-point service routine.
Is it permissible to use the business forms in your book?
Absolutely! When you purchase the book, you have the right to use the forms. We'll also send a sample flyer.
Why must a pet sitter have a signed Service Agreement with each client?
A Service Agreement gives the pet sitter the authority to be in the home. It also specifies all details of service, emergency contact, pet identification peculiarities, special needs and expectations of both parties.
Back in 1988, we were looking for a fun, home-based business to supplement our income. We realized that to be successful, we must do what we love. Animals are our passion, so caring for them was a natural. We carefully studied how to structure and operate a small business. After only a few months, our service was so successful that we could not serve all the demand.
Why do you love pet sitting?
Pet sitting is a wonderful career. I have the satisfaction of running my own successful business where I control quality. My clients are very dependent on me, and I have never had a single complaint! It's nice to be so appreciated.


There's still work to do but it is certainly a good start! As an issue of fact, you may use the kitchen shelves to be able to store a great deal more kitchen supplies. Buying foldable kitchen supplies is a terrific notion to save a great deal of space.


A simple oral dose of an active form of vitamin B3 may be the secret to stopping people with significant sun damage from developing some forms of skin cancer.
Scientists and dermatologists have long suspected that it plays a significant role in helping prevent some types of skin cancer.
The study, funded by the National Health and Medical Research Council of Australia, has gone a long way towards proving that.
Dr Andrew Martin and a team of researchers enlisted a group of more than 380 volunteers who had all had two or more non-melanoma skin cancers over the past five years.
Half were given a high oral dose of nicotinamide, while the other half were fed a placebo.
"They remained on treatment for 12 months and had regular dermatological checks over that time period, and at the end we found that people that had been allocated to nicotinamide had about a quarter fewer skin cancers than those that had be allocated placebo," said Dr Martin.
Dermatologist Dr Michael Freeman from the Gold Coast University Hospital is one of many medical professionals who have been using nicotinamide with their patients for years.
"(Since) the first trials came out showing us that the nicotinamide prevented the immunosuppression caused by the sun, I've been giving all of my patients who are sun damaged nicotinamide," he said.
"And provided that they are not allergic to it, they've found in general a good 30 per cent improvement in their skin damage, so that they have to have 30 per cent less treatments given to them over time."
He described the study as definitive proof that nicotinamide can help with skin cancer.
"It is extraordinary that something simple that has been out there for, well 30 years dermatologists have been using it for various skin conditions, but this is the first time that we've actually understood how well it works for sun damage.
"I should add that nicotinamide, although it is a B3 vitamin, is the active form of B3, so taking the inactive form of the B3 will not give you the same effect, in fact it will give you terrible side effects of flushing usually."
Dr Martin was also keen to stress that simply taking high doses of vitamin B would be ineffective or even dangerous.
"There are different types of vitamin B.
"Nicotinamide is the amide form of the vitamin and that's an important point to make, there are other forms, like niacin or nicotinic acid that have actually got known side effects associated with them.
"So our study specifically tested nicotinamide and in doses that far exceed what would be normally be taken in as part of a standard diet.
Both doctors say that by far the best way to prevent skin cancer is to protect skin from sun damage in the first place.
The study has been published today in the New England Journal of Medicine.


Back by popular demand is The Ancient One, an original design by Tony that is only offered as a class project.
If you've had this on your bucket list, call The Needle Bug and sign up for this class.
The Ancient One is a spectacular study of stitches, layers of stitches and the use of threads to truly paint a picture.
You will begin your work prior to the first day of class with pre-work, which must be complete before class. The pace of each day is measured by Tony so you can experience each section. Tony moves the group along and then does a recap at the end.
As a note - this design is worked on 24-count Congress Cloth.


Add 1 federal mandate for health insurance ("everybody in, nobody out" policy).
Mix with health-insurance monopolies, oligopolies, monopsonies, and Blue-opolies.
Fold in a federal prohibition on private payment for services covered by health insurance and government health programs.
Combine with federal health board that "coordinates" health care and has final say over what services will be covered.
Serves all Americans tyrannical policies that limit their health-care choices.
Add 1 universal health-insurance tax deduction for every American (a refundable tax credit for those who have no tax liability; the deduction/credit would go directly to individuals, not insurers).
Mix with health-insurance competition (permit individuals to buy insurance products across state lines); provider competition (repeal monopolistic licensing laws); and tax deductions for providers and institutions that offer free care.
Fold in right to choose health insurance (forgo government programs such as Medicare if one so chooses) and right to pay privately for all health services, including those covered by insurance and government programs.
Combine with free-market concierge services and other "consumer advocate" services that encourage high-quality care.
Serves all Americans policies that will increase competition, lower costs, and improve freedom of choice in health care.
IHF encourages readers to cite the above health-reform recipes and/or write their own, and communicate them to policymakers.
Note: Economic terms cited above (monopoly, oligopoly, and monopsony) are defined online at (www.economist.com/research/economics/).
One of the most important issues policymakers will need to address when they debate health-care reform is patient freedom of choice, especially for America's oldest citizens.
Many people do not realize it, but government regulations severely penalize seniors who wish to keep their private health insurance, rather than enrolling in Medicare Part A, the government hospital insurance program, upon turning age 65. Little-known administrative policies adopted by the government in 1993 and strengthened in 2002 say that seniors can't refuse Part A coverage unless they give up their Social Security benefits. Adding insult to injury, once enrolled in the program, the only way seniors can withdraw from it is to repay all Social Security benefits they received, as well as any hospitalization benefits Medicare paid on their behalf.
To some, the controversy might appear to be much ado about little. After all, how many seniors want to pay for health coverage when Medicare is willing to pick up the tab?
In fact, a growing number of seniors want to continue their private health coverage instead of Medicare, and they should not be penalized for doing so because federal bureaucrats have decided they shouldn't.
Just as many parents choose to send children to private schools, though they pay taxes to support the "free" public education system, seniors should have the right to opt out of Medicare and pay privately for their healthcare.
There are many reasons to bypass Medicare beyond the simple fact that individuals simply should have this right.
For example, Medicare limits what services are available to seniors and denies payment for many claims. The Office of Medicare Hearings and Appeals, for instance, reports that 10 percent of the approximately 1 billion Medicare claims that government contractors process annually are denied.
Also, some seniors are serious about maintaining a confidential doctor-patient relationship, something more than the Health Insurance Portability and Accountability Act of 1996 provides. Yet Medicare claims routinely are reviewed by numerous sets of eyes, including outside contractors that help process the claims—hardly conducive to privacy.
Medicare was not intended to be forced upon seniors. When Medicare was created in 1965, Congress promised that the program would not interfere with seniors' freedom to purchase and use private health insurance. That law, which remains unchanged, clearly says that "nothing contained in this title shall be construed to preclude ... any individual from purchasing or otherwise securing, protection against the cost of any health services." Yet over the years the program has been regulated into becoming more of a trap than a safety net.
Government officials have no authority to strip seniors of the retirement benefits to which they are legally entitled simply because those seniors want the freedom to manage their own healthcare.
Hopefully the courts will end this abuse. Former federal employee Brian Hall and four other plaintiffs in Hall v. Leavitt, a lawsuit filed this past October, have asked the courts to strike down the government's arbitrary and improper policies. The plaintiffs aren't asking the government to refund the taxes they paid during their working years to finance Medicare. They simply want the right to say no to an entitlement "benefit" they don't want; they want the right to make their own healthcare choices and pay for what they want; and they want their Social Security benefits without being forced into Medicare.
The court should easily recognize that the law is on the plaintiffs' side.
With Medicare Trustees reporting $34 trillion in unfunded liabilities over the next 75 years and possible bankruptcy by 2019, allowing those seniors who can and want to provide for their own health care to opt out of the program would save the system money, making additional resources available for those who actually need the benefits Medicare provides.
Let's hope seniors' health choices are upheld in Hall v. Leavitt so the great gift of freedom remains available for future generations.
Sue Blevins is president of the Institute for Health Freedom and author of Medicare's Midlife Crisis. This op-ed was originally distributed by McClatchy-Tribune Information Services and published by Detroit Free Press, Miami Herald (online version), and several other newspapers.
In reality a health-insurance mandate involves government, and government means politics.
Similarly with a Health Insurance Exchange. The Heritage Foundation has long supported the idea of modeling the health insurance market after the federal FEHBP program. I have always disagreed with them that FEHBP is a particularly attractive model. It uses strict community rating, so doesn't even adjust premiums for geographical cost differences. It adds another layer of regulation on top of the existing regulatory regimes of the states. It applies subsidies that advantage more expensive plans and disadvantage less expensive ones. And it is free to add expensive new mandatory coverages at the whim of bureaucrats without even legislative oversight….
But more important than all that, is that the idea concedes a fundamental principle and injects politics where there shouldn't be any. Once you have accepted the idea that a federal bureaucracy should be responsible for structuring the entire market for health insurance, all bets are off. You have given the politicians a new toy to play with. Like kids in the sandbox, they will move the pieces around to suit their mood at the moment.
The rest of the Blog is Heritage's response, which amounts to whining about the Feds tilting regulations in favor of its own plan. Well, duh!
But by supporting an FEHBP model, Heritage has already lost the argument. It has given the Feds the power to tilt in favor of whatever it prefers at the moment—maybe HMOs this year, PPOs the next, and CD [consumer directed] Health the third, all dependent on who is in the White House and who is appointed to run OPM [Office of Personnel Management].
Greg Scandlen (greg@chcchoices.org) is a senior fellow of The Heartland Institute and founder and director of Consumers for Health Care Choices, a non-partisan, non-profit membership organization aimed at empowering consumers in the health care system: (www.heartland.org/CHCC/index.html).
Source: "Who Didn't See This Coming?" Consumer Power Report, CPR #171, Consumers for Health Care Choices at the Heartland Institute, March 27, 2009 (reprinted with permission): (http://www.heartland.org/publications/consumer%20power/).


It is our mission to support, comfort and help families as they change the lives of children and youth in foster and adoptive care.
Noble Children's Services serves foster and adoptive children and youth who have been removed from their home due to abuse, neglect or abandonment. Our agency trains and supports special families who make the choice to help heal and nurture children through their journey towards a reunification with the biological family, a permanent placement, independent living or adoption. Our agency serves not only children and youth with basic care needs, but those with autism, developmental/intellectual disorders, emotional disorders and primary medical needs.
11613 Hwy 64 West 1306 Louisiana St.
Many of our foster parents have special skills and numerous years of experience, offering a strong network and support system for new foster and adoptive parents.


With some of the worst statistics for poorly insulated housing in New Zealand, Wellington is struggling to meet the demand to fit out homes with proper heating. COLIN ENGELBRECHT looks at the statistics, and talks to an organisation which is part of the solution.
Newtown gardeners hope to establish a community garden in a local park space.
NIWA is predicting a hot, dry summer for Wellington but there is a downside.
Urban food hui gets more people involved in community gardening.


Our mission is to be your value-added partner by reducing risk, avoiding problems before they occur, and optimizing your bottom line in the selection of the most cost-effective risk management and insurance programs.
This method is the most cost-effective and efficient form of risk management. American Risk Management acts as the outsourced risk management department for a variety of businesses and associations. Our portfolio consists of full time clients who employ American Risk Management in the same fashion as their CPA or Law firm.
These services will be custom designed to your unique needs and we welcome the opportunity to discuss your needs and how we can help.
Comparing two different insurance proposals can be a very difficult task. Insurance Policy forms, deductibles, values and endorsements can be dramatically different.
What coverages do you need? What endorsements need to be deleted? What limits do you need?
In order to receive "apples to apples" bids, the proposing brokers/companies need a comprehensive guide for requested coverages, endorsements, deductibles and insured values.
Our methods consist of controlled access to insurance markets. Paramount to this process is the use of comprehensive bid specifications.
Usually there are only a handful of insurance companies that provide a particular type of insurance for a specific industry. American Risk Management identifies the potential markets and assigns the markets to ensure the best possible quotations.
We will assess and evaluate the advantages and disadvantages of each option as a key step in our process to develop the best possible risk management program for your company.
American Risk Management has extensive experience and knowledge of the tax, regulatory and legal implications associated with each option.
Please contact Kevin Hurstak to discuss training options for your company. 800-245-0001.
We offer professional opinions to determine your options and expert testimony at trial.
Please contact us for a review of your case. 1-800-245-0001.
Get updates from American Risk Services!


Platform helping lenders to find businesses that need financing. Permit (license) issue time – 1 month. Equity capital – from EUR 40 000.
Crowdfunding is booming in Europe. Banks and other traditional lenders are not able to finance all the businesses because of the risk and other regulations. Crowdfunding platforms provide a marketplace for other lenders to fill the gaps and finance existing and new businesses. Interest rate paid by the crowdfunding platforms to the lenders is usually higher than paid by traditional finance institutions.
Crowdfunding is ideal financing tool to finance start-ups, letting lenders to get the share in start-ups and expect high return. Lithuanian Crowdfunding Law makes Lithuania one of the few jurisdictions in European Union having modern, clear and transparent crowdfunding regulation. Securities issued by licensed crowdfunding platforms are allowed for distribution in all European Economic Area allowing to attract capital for crowdfunding needs from all around European Union.
The Bank of Lithuania (regulator) makes the decision regarding inclusion in the list (licensing) within 30 business days.
The capital requirement for the operator amounts to EUR 40,000.
Licensed crowdfunding platform operators are permitted to raise capital of their client companies through crowdfunding platforms using different instruments: (i) simple loan agreement; (ii) issue of debt securities (i.e. bonds); (iii) issue of equity securities (i.e. shares); (iv) assignment of claim rights deriving from existing credit agreements. Modern instruments like Initial Coin Offering ICO, Security Token Offering STO and other kinds of utility Token offerings can be used in order to raise the capital of investment project owners through licensed crowdfunding platforms. This opens completely new opportunities distribute investment instruments all over European Union.
Lithuanian Crowdfunding license considered as Lithuanian national license. In case the local regulations of other EU/EEA member states does not require domestic Crowdfunding licensing, national Lithuanian license frequently used rising the funds from the investors in other European jurisdictions without any restrictions coming from other regulators. Moreover, full passportization of Lithuanian Crowdfunding license within the EU/EEA area can be achieved combining Crowdfunding license with investment advisory or securities brokerage license issued under MIFID directive or other passportable license. Both licenses can be issued for one company.
Simplified project owner information disclosure requirements are applicable for the crowdfunding transactions amounting less than EUR 100 000 in 12 months.
The crowdfunding project owner willing to enter into financing transactions for the total amount ranging from EUR 100,000 up to EUR 5 million in 12 months must draft a memorandum disclosing the basic information about the project owner and crowdfunding project.
The project owner willing to enter into financing transactions for the total amount of EUR 5 million or more in 12 months can carry out the project only by issuing and registering securities and preparing securities issue prospectus.
Licensed crowdfunding platform operators are considered as licensed financial advisory firms and do not require additional licensing. Crowdfunding Platform Operators may provide following investment advisory services for investors (i) reception and transmission of orders and (ii) investment recommendations.


text:
1930s Korea, in the period of Japanese occupation, a young woman is hired as a handmaiden to a Japanese heiress who lives a secluded life on a large countryside estate with her domineering uncle. But, the maid has a secret: she is a pickpocket recruited by a swindler posing as a Japanese count to help him seduce the heiress to elope with him, rob her of her fortune, and lock her up in a madhouse. The plan seems to proceed according to plan until the women discover some unexpected emotions.
Director: Chan-wook Park
Actors: Cho Jin-woong, Ha Jung-woo, Kim Hae-sook, Kim Min-hee, Kim Tae-ri, Lee Yong-nyeo, Moon So-ri
Falling for Vermont
Bestselling author Angela Young needs to get away from the media circus surrounding her book, but her boyfriend/manager Brad is too busy making deals to listen. Determined to take a…
Sunlight Jr.
Quickie-mart employee Melissa and paraplegic Richie are very much in love. Supported only by Melissa's small hourly wage, they are nevertheless thrilled to learn that Melissa is pregnant. Then their…
Furthest Witness
Kyle Braddock has spent the last decade moving witnesses over the border to Mexico and has always avoided confrontation or suspicion until now. Not only has he been framed for…
Things couldn't be better for Derek Charles. He's just received a big promotion at work, and has a wonderful marriage with his beautiful wife, Sharon. However, into this idyllic world…
Pokémon the Movie: I Choose You!
This is the story of how Ash and Pikachu first met. At first, Pikachu was disobedient towards Ash, but Ash only wanted to be friends with Pikachu. On the day…
Genre: Adventure, Animation, Comedy, Drama, Family, Fantasy
Suite Française
France, 1940. In the first days of occupation, beautiful Lucile Angellier is trapped in a stifled existence with her controlling mother-in-law as they both await news of her husband: a…
Country: Belgium, Canada, France, UK, USA
Genre: Drama, Romance, War
Pushing Tin
Two air traffic controllers who thrive on living dangerously compete to outdo each other on several levels.
Dr. Steven Murphy is a renowned cardiovascular surgeon who presides over a spotless household with his wife and two children. Lurking at the margins of his idyllic suburban existence is…
The Killing was Stanley Kubrick's first film with a professional cast and the first time he achieved public recognition as the unconventional director he's now known for. The story is…
Two sisters find their already strained relationship challenged as a mysterious new planet threatens to collide with Earth.
Country: Denmark, France, Germany, Sweden
Hobson's Choice
Henry Hobson owns and tyrannically runs a successful Victorian boot maker's shop in Salford, England. A stingy widower with a weakness for overindulging in the local Moonraker Public House, he…
Trailer: The Handmaiden


27% cr high chrome High Precision Chrome Carbon /gazing large Stainless Steel Ball Ball mill High chrome grinding media steel ball wear resistance high chrome casting steel grinding balls used to mining and milling other materials.
Amazon: Stainless Steel Ball. Top Chi® 1 lb. 1.5" Solid Stainless Steel Baoding Balls with Carry Pouch. Non-Chiming Chinese Health Balls for Hand Therapy, Exercise, and Stress Relief. by Top Chi. 4.5 out of 5 stars 47. 100 1/8" Inch Stainless Steel Nail Polish Mixing Agitator Balls.
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New Anti-Spam Legislation in Force July 1, 2014
Peter Johnson, Marie Watmough
Posted on June 23, 2014 Categories Legal Updates
Key provisions of the government of Canada's new legislation: An Act to promote the efficiency and adaptability of the Canadian economy by regulating certain activities that discourage reliance on electronic means of carrying out commercial activities, and to amend the Canadian Radio-television and Telecommunications Commission Act, the Competition Act, the Personal Information Protection and Electronic Documents Act and the Telecommunications Act, otherwise known as "Canada's Anti-Spam Legislation", or "CASL", will come into force on July 1, 2014. While CASL will have a much larger impact on the private business sector, it will impact local governments who send electronic messages that contain any form of commercial content.
Among its key provisions, CASL governs the sending of "commercial electronic messages" ("CEM's"). A CEM is defined under CASL as:
"an electronic message that, having regard to the content of the message, the hyperlinks in the message to content on a website or other database, or the contact information contained in the message, it would be reasonable to conclude has as its purpose, or one of its purposes, to encourage participation in a commercial activity, including an electronic message that
(a) offers to purchase, sell, barter or lease a product, goods, a service, land or an interest or right in land;
(b) offers to provide a business, investment or gaming opportunity;
(c) advertises or promotes anything referred to in paragraph (a) or (b); or
(d) promotes a person, including the public image of a person, as being a person who does anything referred to in any of paragraphs (a) to (c), or who intends to do so."
A "commercial activity" is defined as:
"any particular transaction, act or conduct or any regular course of conduct that is of a commercial character, whether or not the person who carries it out does so in the expectation of profit, other than any transaction, act or conduct that is carried out for the purposes of law enforcement, public safety, the protection of Canada, the conduct of international affairs or the defence of Canada."
Under CASL, the sending of CEM's to an electronic address (which includes email, instant messaging, telephone and similar accounts) is prohibited unless the following requirements are met:
The receiver must have consented to receipt of the CEM. Consent can be either express, or can be implied if the limited circumstances described in CASL apply. As a matter of prudence, express consent should be obtained. CASL and its Regulations set out specific requirements for obtaining express consent. The CRTC has also released Compliance and Enforcement Information Bulletin CRTC 2010-548 which offers some additional guidance about the requirements for obtaining consent.CASL also includes transitional provisions under which consent may be implied for a period of up to three years beginning July 1, 2014, where there is an existing business or non-business relationship that includes the sending and receiving of CEMs.
The onus is on the sender of a CEM to prove that they have obtained consent. Once consent has been given, the sender of the CEM should obviously keep a record of the consent.
The CEM must identify the person who is sending the message and, if applicable, the person on whose behalf it is being sent. The message must also include the contact information for those persons. This contact information must be valid for a minimum of 60 days after the message is sent.
When a CEM is sent, it must include an unsubscribe mechanism. This provision is very important, as are the following prescribed elements:
(a) The recipient of the message must be able to unsubscribe at no cost using the same method as the message, or an alternate electronic method;
(b) There must be a web or electronic address to which cancellation requests can be sent. These addresses must be valid for a minimum of 60 days after any CEM is sent; and
(c) Once the unsubscribe request is received, the party who sent the CEM has no more than ten business days to complete the request.
Not all commercial electronic messages are affected by CASL. The following are examples or messages that are excepted from the application of CASL: responses to a request for a quote; ongoing commercial transactions; warranty information; factual informationabout a subscription, membership or account; messages sent to a person with whom the sender has a personal or family relationship; and interactive two-way messages between individuals.
The penalties for violating CASL can be significant, and after three years there will be a private right of action for individuals who receive CEM's without consent.
Local governments will need to carefully consider the content of electronic messages that are sent on their behalf as of July 1, 2014. Electronic messages that encourage participation in a "commercial activity", whether or not that is the primary purpose of the message, will need to comply with CASL, and the recipient's consent will be required. For example, emails and other electronic messages that advertise recreational, cultural and similar programs and events, especially where admission fees are to be charged, may well be caught by CASL.