Discovery should be pretty interesting.
Since the 1980s, United Guaranty has used a delegated model for underwriting. Underwriting is the process whereby an insurer determines the risk associated with a loan and decides whether to offer insurance. Under the delegated model, United Guaranty does not underwrite each loan itself. Instead, it relies on the lender to accurately represent information on the loans to be insured. For example, the lender may represent that the loans satisfy certain underwriting guidelines such as minimum credit scores or maximum loan-to-value ratios. Based on the lender's representations, United Guaranty then decides whether to offer insurance. This model is efficient, cost-effective, and preferred by many lenders.
Hindsight, of course, is 20/20 vision, but this might explain a lot — or maybe it's that investigative reporters are predisposed to think that trust is not a good business plan.


If someone had not read anything by Mary Robinette Kowal were would be the best place to find some of her work?
As it happens, MRK has a page up that will point you to some of her fiction online. Here's the link.
Find out why she's this year's Cambell winner, and enjoy!
If any of you happen to have pictures of Yanni Kuznia, my Hugo awards date, on the night of the Hugos, would you forward them on to me? My camera died so I don't have any, and both she and I would love to see some. If you wonder who she was, she was the attractive blonde in the unstoppable satiny brown dress, and was often somewhere in my vicinity. Here's a reference picture of Yanni herself in case that's too vague. Just e-mail them or send me a link to your Flickr/Photobucket/whatever url. I thank you in advance.
Also, entirely unrelated: This is the 1,000th post on Whatever since I started using WordPress. Go me.
It sits on the top part of my desk now, pointing toward my Campbell, and also the stars (well, the ceiling. But, you know). Between them, pictures of my family. To the left, the original artwork for the OMW hardcover. To the right, impressionistic art from Athena. In case of fire, I will save the artwork on the right first.
Because her partisans will demand it: Ghlaghghee meets the Hugo.
Meanwhile, Athena is far more interested in what the Hugo was packed in. Fear her bubblewrapped fist!
… an effortless and entertaining tale. Scalzi's knack for genuine characters, stress-induced situations, straightforward prose, and terrific storytelling skills are on great display here. Zoe's Tale is another winner from John Scalzi, whether you've been following the Old Man's War Universe, are being introduced to them for the first time here, and regardless of your age.
The review notes that readers here on the Whatever might note similarities to my own family, i.e., that the Boutin-Perry family unit holds Mary Sue-ish qualities for the folks used to me talking about my own little clan. I suppose it's true, although I don't know how far it should be taken. I'm not a 90-year old space veteran, my wife's not Ex-Special Forces, and my daughter's not a sarcastic teen (yet). But I suppose that to the extent that I base characters on those around me, I wouldn't be the first: just check out Haldeman or Heinlein for that.
Just in case you missed it over there in the Whateverettes, Steve Bainbridge has a nice ZT review as well. Bainbridge along with Glenn Reynolds and Eugene Volokh was one of the first promoters of my fiction, so I'm always pleased when/if the latest book passes his sniff test.


text:
The left and right agree: Fox News destroyed EPA chief Scott Pruitt over climate change
By Amy B Wang
Amy B Wang
National politics reporter covering 2020 presidential campaigns
Any expectation that Scott Pruitt, the new head of the Environmental Protection Agency, would be able to cruise through an appearance on "Fox News Sunday" over the weekend was dashed within about 10 seconds of the interview.
"Good morning, Chris, how are you?" Pruitt asked host Chris Wallace.
That would be the softest question raised in the entire segment.
"Good," Wallace replied quickly. And then, in the same breath, Wallace began grilling Pruitt about an executive order President Trump signed last week to dismantle President Barack Obama's Clean Power Plan, which had required states to cut down on overall emissions and sought to limit carbon emissions from power plants.
Wallace noted that the EPA, under Obama's administration, had set a number of health milestones attainable by 2030 — if the Clean Power Plan were implemented. Those included 90,000 fewer asthma attacks, 300,000 fewer missed work and school days, and 3,600 fewer premature deaths per year.
"Without the Clear Power Plan, how are you going to prevent those terrible things?" Wallace asked Pruitt.
Pruitt argued that Trump was "keeping a promise to the American people to roll back regulatory overreach." He also noted that the Clean Power Plan was subject to a stay by the Supreme Court; he did not mention that he, as former Oklahoma attorney general, was one of several Republicans who had originally filed the lawsuit against Obama's regulations.
"The president's keeping his promise to deal with that overreach, Chris," Pruitt said. "It doesn't mean that clean air and clear water is not going to be the focus in the future. We're just going to do it right within the consistency of the framework that Congress has passed."
Wallace was not having it.
"But sir, you're giving me a regulatory answer, a political answer," Wallace said. "You're not giving a health answer."
[Scott Pruitt, longtime adversary of EPA, confirmed to lead the agency]
The "Fox News Sunday" host repeated the statistics he had cited earlier, adding that half of all Americans live in counties with unhealthy air, according to the American Lung Association.
"You're talking about regulatory overreach," Wallace pressed. "But the question is, there are 166 million people living in unclean air, and you're going to remove some of the pollution restrictions, which would make the air even worse."
Pruitt did not address that question directly, instead asserting that the country's air quality was not as bad as it had been in the past, and that the United States was now "actually pre-1994 levels with respect to our CO2 footprint."
The back and forth continued. Pruitt's performance on the Sunday show earned the rare distinction of being panned by both climate change advocates and skeptics alike.
"New EPA Administrator Scott Pruitt embarrassed himself repeatedly on Fox News Sunday with Chris Wallace, who kept Pruitt on the hot seat for 14 minutes as he pressed to get past Pruitt's paper-thin talking points," Jeremy Symons of the nonprofit Environmental Defense Fund wrote for the Huffington Post.
Symons went on to fact-check Pruitt's statistics, noting that while the CO2 reductions he cited were accurate, they mostly occurred during the Obama administration as a result of the former president's clean-energy plans.
"It's one thing to dodge the question, but it's especially weak to hide behind the success of Obama's initiative to justify erasing it all," Symons wrote. "Pruitt's attempting a complicated trick here — not only trying to sell a bottle of snake oil, but breaking the bottle during the pitch."
Pruitt received an equally dismal review on Breitbart, which called Trump's new EPA chief out for having "sweated, stuttered, and floundered" through what ultimately was "an entirely needless concession to the enemy."
"I just watched Scott Pruitt, head of the Environmental Protection Agency, get eaten alive by Fox News Sunday anchor Chris Wallace," columnist James Delingpole penned on the right-wing site. "Not only was it an ugly and painful sight but it was also a very dispiriting one."
Delingpole's argument, however, was that Pruitt did a disservice by not being more assured in defending climate-change skeptics.
"Not only should he have known the most effective answers to give; but he should have been so confident in the rightness and truth of his cause that he should have been able to seize the moment and make the points that really need to be made about President Trump's environmental policy," Delingpole wrote. He added that the policy "is being enacted for the good of science, for the good of the economy and the core mission of Making America Great Again."
[EPA chief's climate change denial is easily refuted by the EPA's website]
At one point, Wallace replayed a March 9 clip of an interview Pruitt gave on CNBC, in which Pruitt denied carbon dioxide was a primary contributor to global warming.
Wallace then pulled up on the Fox News screen a number of reports that contradicted Pruitt, including one from the United Nations panel on climate change that said it is 95 percent likely that more than half the temperature increase since the mid-20th century is due to human activities. Another from the National Oceanic and Atmospheric Administration said there is more carbon dioxide now than in the last 400,000 years, and that 2015 and 2016 are the two hottest years in record.
"Mr. Pruitt, are we supposed to believe that that's all a coincidence?" Wallace asked.
Pruitt acknowledged that "there's a warming trend, that climate is changing and human activity contributes to that change in some measure," before pivoting to another regulatory response.
"But sir, you're kind of sugarcoating what you said," Wallace said. "The question I have is: What if you're wrong? What if in fact the earth is warming? Simple question. What if you're wrong?"
Pruitt has been a controversial choice to head the EPA since he was nominated by Trump last December. The two share a view that Obama's restrictions on the fossil-fuel industry were an unnecessary burden on business growth.
Hundreds of former and current EPA employees protested Pruitt's nomination, urging the Senate to reject his confirmation in February.
"Our perspective is not partisan," the group wrote in a letter signed by 447 people. "However, every EPA administrator has a fundamental obligation to act in the public's interest based on current law and the best available science. Mr. Pruitt's record raises serious questions about whose interests he has served to date and whether he agrees with the long-standing tenets of U.S. environmental law."
A political organization that doubts climate science is sending this book to 200,000 teachers
Trump's climate change shift is really about killing the international order
Fox News anchor Chris Wallace warns viewers: Trump crossed the line in latest attack on media
'This … follows from the basic laws of physics': Scientists rebuke Scott Pruitt on climate change

redpajama_set_name: RedPajamaCommonCrawl


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PARENT: Do Not Lose Your Family To Your Carrier.
Home Family fatherhood Motherhood Parenting and childhood PARENT: Do Not Lose Your Family To Your Carrier.
My name is Mercy (Not Real name though) I am a Christian. I got married at 25, finished my PhD at 27 and became a Professor at 40. So fast you see! Yes, everything around me worked fast. It is now that I realise that it was a misplaced priority.
My ambition blindfolded me and I got it all wrong, that is why I am sharing my experience through this medium to warn and encourage our young mothers not to be careless as I was back then. I worked very hard as a lecturer and as an administrator, always busy that it became my language to my children...."I'm busy" My mum was around to nurse the children for me for sometime, the moment they clocked ten, I send them to boarding schools, though my husband was not in support of this, I always found my way. I have no good warm relationship with my children, 2 boys and a girl.
I never knew it was a bad idea not to have time with my husband, children and the household, until 5 years ago, when guilt, loneliness and restlessness filled my heart. I sent for my children to rejoice with me at my 60th birthday. The two boys, staying in Canada said they are "busy" and that their sister will come down from South Africa. Two days to my birthday, my daughter sent this message to me, "Mum, I am very sorry not to be around over there, there is no time to squeeze out, my husband needs my attention at his newly established clinic and presently, I'm pregnant. "I'm very very busy" I'm also lonely in a strange land" Please pray for us mum. Happy birthday".
I could not get out of the meaning I get from the message. "First-things-First". When they needed me for warmth and discussion, I was not available, now I need them for warmth and discussion I could not get them, rather they returned my slogan back to me "I'm busy" To worsen the matter, my dear husband died in his sleep a month after ...only one of the children came without his family to the burial ceremony, I was dumbfounded!!!
Considered Opinion: it is good to work and be a hard working fellow. But hear this important and salient truth, Parenting is a sacrificial work, give it all it takes, any work that will take away your attention too much from your home - Avoid it and be careful!
SOLIDIFY YOUR HOME FIRST, CREATE TIME FOR YOUR SPOUSE AND CHILDREN. ESTABLISH THE FEAR OF GOD IN THEIR HEARTS THROUGH YOUR ATTITUDE AND BEHAVIOUR. THOUGH, IT IS COSTLY NOW, BUT THE FUTURE REWARD IS WORTH IT IN FUTURE. THIS IS AN EYE OPENER FOR BOTH MEN & WOMEN. LET'S BE SELFLESSLY AVAILABLE WHEN OUR CHILDREN NEED US.


text:
The Stunning Early Infographics and Maps of the 1800s
by G. Salim Mohammed
Objects from the David Rumsey Map Collection are featured in Atlas Obscura's Map Monday for January 30, 2017, features maps from John Emslie and James Reynolds.From Atlas Obscura's feature: "Have you ever wondered what the tallest active volcano is? Or wanted to compare the height of mountain peaks and the lengths of rivers around the world?
Stanford Libraries introduces new features in SearchWorks to support enhanced access to image collections
The Stanford University Libraries (SUL) has introduced new features in its online catalog, SearchWorks, and the Stanford Digital Repository to make it easier for users worldwide to get access to a treasure trove of high resolution digital images. The basis of these new features is the International Image Interoperability Framework, a global initiative co-founded by SUL to support the creation of a global network of broadly accessible images curated and produced by libraries, museums, archives and galleries to support research, teaching and broad public use.
Stanford Library Staff participate in Spotlight event at Yale
by Tom Cramer
On August 9-10, the Yale University Libraries and Yale Center for British Art hosted an event to showcase the open source software platform called Spotlight (http://spotlight.projectblacklight.org).
Hacking the David Rumsey Center (Part 2)
by Mr. Stace D Maples
About this series
Over the next few weeks I will post a series of brief step-by-step "how-to" tutorials on making use of digital resources from the David Rumsey Map Center and Collection, that I presented in my "Hacking Rumsey" talk, presented at the opening events for The David Rumsey Map Center, at Stanford University Library.
We're starting small, with the easiest tools (like the David Rumsey Map Collection MapTab Chrome Browser Plug-in, which I covered in a previous post) that appeal to the most people, first. Eventually we will work our way up through more complex use of the collections and tools available from The Stanford University Library.
Reflections on the 2016 IIPC General Assembly and Web Archiving Conference
In keeping with shallow tradition, it's taken me a few weeks to collect my thoughts on the recently-concluded IIPC General Assembly and Web Archiving Conference, hosted this year by the National and University Library of Iceland. In the wake of last year's meeting, I speculated on what developments in web archiving we might together effect in the year ahead (now behind). Nearly a year later, that conceit provides a convenient jumping-off point for reflecting on how it all went, where we might go from here, and the tremendous amount of work to do in our one remaining collective month before the anniversary of that post. :)
Upcoming seminar by digital humanities and internet studies scholar
Dovetailing our recent announcement of documentation of resources for research using web archives, we will be visited next month by an individual who has done much to advance web archives as materials of scholarly interest and exploration.
Resources for research using web archives
Since our collaboration with political science researchers using web archives to understand the 2014 U.S. congressional elections, we've seen (and, hopefully, helped foster) growing interest in web archives as primary source material. This trend parallels a similar refocusing by other web archiving programs toward enhancing access services and facilitating research use. The maturity and the variety of these efforts, as well as the accumulating body of resulting research, provide an expanding list of references with which to orient and entice prospective researchers to the potential of working with web archives.
Questions of ethics at Web Archives 2015
A welcome complement to the lately growing number of web archiving-specific events, the inaugural Web Archives: Capture, Curate, Analyze conference (tweet stream) brought together an eclectic crowd of researchers, instructors, students, archivists, librarians, developers, and others interested in web archiving. A novel mixture of institutions was also represented - some active principally through IIPC, many more associated with the SAA Web Archiving Roundtable and/or Archive-It Partner communities, and still others who I'd not yet encountered in these more established, practitioner-centric fora.
Echoing the sentiments of other participants, I was impressed and inspired both by the diversity of perspectives and the excitement for moving web archiving forward. As befitting such a group, the schedule and hallway conversations crossed a wide array of topics. Running through it all, though, questions of ethics seemed to be a persistent subject. I'll highlight three areas of ethical concern that stood out for me.


Location Can be bought from the builders' store in Mort'ton for 21gp after doing at least a part of the Shades of Mort'ton quest. Can also be purchased (higher price) from the Stonemason located in Keldagrim. Player made by using limestone with a chisel.
Uses Material used to repair or construct the temple in Mort'ton. Also used for House Construction.


The Staff Selection Commission (SSC) has announced the final results of Junior Engineer exam 2015 on the official website, i.e ssc.nic.in. The Junior Engineer exam 2015 was conducted to fill 1,616 vacancies of Junior Engineer (Civil, Mechanical, Electrical, Quantity Surveying and Contract) by the Staff Selection Commission.
# Download the same and take a printout of it for future use.


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Our practice of 200 square meters offers whirlpool, gym, garden and sauna, -everything you desire!
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Our 'Thermo-Spa' gives you an idea of bland weightlessness. Divided from the warm water by a foil, you get to enjoy a massage by water nozzles. Afterwards the treatment will be a whole new experience!


text:
August 4, 2018 10:24AM PT
Antoine Fuqua on Clearing Paths for Black Filmmakers, Taking Denzel International
The 'Equalizer 2' director also broke down his upcoming slate of projects
By John Hopewell and Jamie Lang
CREDIT: Samuel Golay
LOCARNO, Switzerland — Originally announced as a movie re-teaming, post "Southpaw," Antoine Fuqua and Jake Gyllenhaal's "The Man Who Made It Snow" is now set up at Epix as a limited TV series, Fuqua said Saturday at Locarno Festival, where he will present Denzel Washington-starrer "The Equalizer 2" at the 8,000 seat Piazza Grande, one of the biggest open-air cinemas in Europe.
Inspired by the true story of Max Mermelstein, a Jewish hotel engineer who becomes embroiled unwittingly and then unwillingly in the building billion-dollar U.S. drug trade of Pablo Escobar's Medellin Cartel, "The Man Who Made It Snow" was originally written by Michael Kingston and Brett Tabor. A new screenwriter is now being brought in to transform the movie into a drama series. Gyllenhaal may or may not be involved, according to his schedule, said Fuqua.
"What I love about it is that Max was a nerd, an engineer. He fell in love with a Colombian girl. He didn't realize some of her family members were part of the Escobar cartel," said Fuqua. He added: "When she was lonely, she wanted him to bring over her family, so he started helping smuggle them in and instead of two people showing up it would be 12 people, then 15 people. And the people were all part of the cartel. He was part of the reason Pablo was worth almost $7 billion dollars."
Fuqua will produce "The Man" and maybe direct the first and last episode. The now-series forms part of a building slate of film and TV work which makes him not only one of the most prominent, but also busiest black film and TV directors in Hollywood.
Two trends run through the projects. One is a growing interest in international. Fuqua is on board to direct "The Street," from a screenplay by "Goodfellas" scribe Nicholas Pileggi, for Tooley Entertainment, eOne and Pressman Films. Pic is a thriller set against the backdrops of New York and Shanghai.
"We are just now getting the script going and I'm excited about that movie," Fuqua said. He added: "I think it can be a good version of where we are in the financial market and how that world works. 'Wall Street' was one thing but now we are in a whole different world that is much more international. Obviously China plays a big part of that, so the film would touch on a modern American 'Wall Street.'"
Fuqua and "Sully" writer Todd Komarnicki are developing a movie about the 2003 terrorist attack at Mike's Place, a beachside blues bar in Israel, Komarnicki to direct.
Fuqua would also love to make "The Equalizer 3," with Washington's character, outlier Robert McCall who serves unflinching justice for the exploited and oppressed, traveling to Europe.
Reasons for this cut several ways. There are few more reliable stars in Hollywood than Denzel Washington whose 10 movies, this decade, all made for studios but midrange in budget, have, save for "Roman J. Israel Esq.," all punched solid domestic figures in the $57 million ("Fences") to $126 million ("Safe House") range. Only one, however, Tony Scott's "Unstoppable," has made more money in international than domestic.
Traditional Hollywood lore is that back stars don't sell so well in international. At Locarno's StepIn think tank discussions on Thursday, "Black List" creator Franklin Leonard questioned whether that had ever been true. Fuqua at least thinks that there is more audience potential for Washington outside the U.S.
"I think Denzel is international. He's a movie star. I don't see any reason he should be based in only one place. It's like James Bond. Those films move all around, it's fantastic," he said in Locarno.
CREDIT: Glen Wilson Columbia/Sony/Kobal/Shutterstock
"I think Denzel is a guy that can translate anywhere. It would be fun to see him in a different environment, to see him overseas in a European setting and speaking other languages. I don't see any reason why that shouldn't happen. I would be more [than] interested," he argued.
But such reasoning is part of a larger Fuqua interest: the empowerment of black America. He is currently concluding a four-part series for HBO on Mohammed Ali. And, while "The Equalizer 2" has been slammed by many critics for the sadism of its violence, or middle-age male wish fulfillment, a lot of Fuqua's films talk in many ways about violence. So is it the violence Fuqua is interested in, or is it the means to the end of entertainment?
"Both," according to Fuqua, but insists Ali is different.
"In Ali's case, and in Sugar Ray Robinson's case, they didn't love boxing, but they were great at it. Boxing lead to them being able to help other people."
Does Fuqua feel then that his films, which are beginning to near around about $200 million in worldwide grosses, can equally help the black creative community?
"I do. I think it helps," Fuqua recognises. "My feeling with color is you can only win with success. So if people look upon my color, and in Hollywood they look at my color and they look at the numbers, then maybe the guy behind me can do the same thing as long as the numbers make sense."
He adds: "That's the only way I think you can get past the color barrier is success. You have to be successful."
A surprise U.S. No. 1, outperforming expectations and fellow rookie "Mama Mia" by $1.06 million, "The Equalizer 2" punched $36.0 million over its opening July 20-22 weekend, was tracking at $71.1 million after two weeks, and looks likely to end up slightly below the original's $101.5 million domestic box office earnings.
The jury's still out on international where many major territories have still to open: Germany (Aug. 16,), U.K. (Aug.17), France (Aug. 19). Fuqua's presence at Locarno is part of a larger cause.


text:
Речанское се́льское поселе́ние — муниципальное образование в составе Торопецкого района Тверской области.

Центр поселения — деревня Речане.

Образовано в 2005 году, включило в себя территории Речанского и Грядецкого сельских округов.

Географические данные
 Нахождение: юго-восточная часть Торопецкого района
 Граничит:
 на северо-западе — с Подгородненским СП и территорией городского поселения город Торопец
 на севере — с Понизовским СП
 на юго-востоке — с Западнодвинским районом, Западнодвинское СП
 на юге — с Западнодвинским районом, Староторопское СП
 на западе — со Скворцовским СП

Основные реки — Западная Двина (по восточной границе), Торопа, Окча, Морожа, Песка. Много озёр, крупнейшие — Заликовское, Грядецкое, Сельское, Большое Мошно.

Через поселение проходит автодорога от автомагистрали «Балтия» на Торопец и далее на Плоскошь и Холм.

Экономика
Крупнейшее хозяйство — СПК «Бридино».

Население

Населенные пункты
На территории поселения находятся 28 населенных пунктов:

Бывшие населенные пункты
В 2001 году исключена из учетных данных деревня Голаново, в 1998 году — деревня Чисти.Ранее исчезли деревни: Борисово, Горбы, Журавлево, Инькино, Козлово, Короли, Палкино, Полуяново, Сидорово, Синичино, Тибаево и другие.Деревня Лосочи присоединена к деревне Речане.

История

В XIX — начале XX века территория поселения относилась к Торопецкому уезду Псковской губернии. После ликвидации губернии в 1927 году территория поселения вошла в состав Ленинградской области в образованный Торопецкий район. В 1929—1935 гг. входила в Западную область, с 1935 года — в Калининскую область. В 1944—1957 гг. относилась к Великолукской области, с 1957 опять к Калининской области. С 1990 года входит в Тверскую область.

Достопримечательности

На территории Речанского сельского поселения находятся несколько памятников общероссийского культурного наследия. В селе Михайловское расположена усадьба Михайловское, конец XVIII -XIX в., на погосте Псовец (Гольяново) расположена Богоявленская церковь (1779 г).

Известные люди

Ссылки
 Электронный энциклопедический справочник «Тверская область»

Примечания

Муниципальные образования Торопецкого района
Сельские поселения Тверской области

redpajama_set_name: RedPajamaWikipedia


text:
Blog > Contact Center Compliance Lessons from 2018 PACE Washington Summit
Contact Center Compliance Lessons from 2018 PACE Washington Summit
Posted on October 16, 2018 April 27, 2020 by Megan Wells
Staying up-to-date with compliance standards for contact centers is a priority for us here at DailyPay. After all, there are nearly 20 contact center organizations across the United States that now offer their employees DailyPay.
As such, it's imperative we have insight—and foresight—into compliance and regulations so we can ensure our technology enhances the lives of our partners and their employees.
[Read More: Which Contact Centers offer their employees DailyPay?]
To stay current, we recently sent some of our team to the 2018 PACE Washington Summit. While we had a number of insightful conversations and attended a lot of thought-provoking sessions, one presentation by Ronnie Mize, Chief Security Officer at ETech Global Services, really stuck with us.
After the conference, we caught up with Ronnie to further pick his brain on contact center compliance.
Q: Why is contact center compliance becoming more critical — or more a part of the conversation — at this moment?
A: Data security and privacy are critical for a contact center to provide exceptional customer service. Customers want to know that you, as a business, are protecting their data. By knowing they are secure from the growing number of breaches taking place, your users have increased confidence in your brand.
Data security also protects your bottom line. Breaches can become costly for businesses. For example, in one of the more high-profile breaches, Facebook is looking at fines of up to $8,000 per user for their latest breach.
Additionally, the newest legislation in consumer privacy and compliance—first in Europe with GDPR and now in states like California with the California Consumer Privacy Act (A.B. 375)—is tightening control over consumer data quite a bit. Contact centers are now responsible for taking action to follow these guidelines.
A tweet from Harvey Livingston, Regional Vice President at AT&T during the PACE conference:
Q: Does data notification compliance go hand-in-hand with CAN-SPAM compliance?
A: The point most often underscored by new legislation is that an owner of data (the individual) should have the most control of that data. Not the company.
That means if you as the individual are allowing a company to access your address or social security number — or whatever else — you should be able to tell them exactly how and when they can use that information. Individuals also have the "right to be forgotten," which means businesses may have permission to capture data at one point, but the data can and should be expunged the moment an individual asks.
So, if I'm holding your data, and I'm a responsible organization, I'm going to allow you to tell me what happens to your data and when I'm allowed to access it.
Q: What compliance questions should businesses be asking of third-party vendors?
A: A few questions come to mind:
Is the software certified compliant?
Is the software provider Payment Card Industry Data Security Standard (PCI DSS) compliant?
Is the software PEN TESTED?
Has the software been audited by a third-party?
What type of security controls does the company have?
Do they have the proper firewalls/antivirus?
What happens to that data that I'm keying in? Is it redacted/masked/pseudonymization or encrypted?
Q: If we take a holistic look at the industry, how are contact centers doing in general?
A: In short, contact centers are in a much better place this year than last. That is, in part, because we better understand what we must do. We have finally started to realize that data breaches are not a matter of 'if' they're a matter of 'when.' And in turn, the focus has shifted to what we can do to ensure that when a bad actor gets in, they can't find anything valuable.
If we don't take appropriate measures, in today's world, a single breach can shut a contact center down. And, while we're moving in the right direction, we still have a long way to go as an industry.
Many contact centers operate with legacy technology and to adapt to new compliance regulations, that means fundamental changes, and those aren't cheap or quick moving.
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This wasn't a question we asked of Ronnie, but this article does beg the question: is DailyPay compliant?
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For those of you who haven't, it's like if a delicious cinnamon donut and a delicious buttery cookie fell in love and had a biscuit child, the Snickerdoodle would be it.
Starting with a soft, buttery beginning this dough was then expertly mixed by Bruce (my trusty assistant/KitchenAid) until it was light, fluffy and deliciously fragrant – not to mention very tasty (I tested this dough for quality control purposes….and also because I find it nigh on impossible to resist a taste of uncooked cookie dough).
After rolling out tablespoon-sized balls of these buttery beauties, these endearingly light bikkies then take a quick dip in a scrumptious cinnamon/sugar mix before being baked, making all my biscuit-y, donut-y dreams come true.
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Though the batch makes about 30-odd, be sure to set some aside for yourself if sharing with others because they will be gone in a flash!!


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text:
Building Multicultural Curiosity
By Monica P. Hawkins
More people are willing to work abroad, and global leaders should embrace the multiple identities of their employees, colleagues, clients and international stakeholders.
Monica P. Hawkins
The likelihood of millennials limiting their job search to their hometown or even their country is diminishing. According to the Boston Consulting Group, 59 percent of American millennials are open to working abroad. With this increased willingness to be employed in different countries, there comes a higher responsibility of ensuring that next generation workers are prepared to be multiculturally sensitive global leaders. Furthermore, globalization and the diversification of corporations should prompt all companies to encourage employees, managers and CEOs to become multiculturally sensitive.
Kofi Annan, the former secretary general of the United Nations said, "Tolerance, inter-cultural dialogue and respect for diversity are more essential than ever in a world where peoples are becoming more and more closely interconnected." There is certainly a need for multicultural curiosity and sensitivity. Before we can delve into practical steps to becoming a multiculturally sensitive global leader, it is necessary that we first explore what is meant by the word "culture."
Oftentimes when people hear "culture," they think about national origin or race. However, culture is much broader than that. It includes one's ethnicity, religion, ability status, age, gender, socioeconomic status, family traditions, sexual orientation and more. A global leader should embrace these multiple identities of their employees, colleagues, clients and international stakeholders. Let's examine five steps to becoming a multiculturally curious global leader.
A global leader should be aware of his or her own cultural values and biases.
Pause for a moment right now and think about everything that makes you who you are. You may have reflected on your values, experiences, family traditions, social roles, race, faith and a plethora of other essential parts of your culture that shape you. Perhaps this question was difficult for you to answer. To be an effective global leader, one must be aware of his or her own cultural values. How can you expect to embrace and understand another person's culture if you do not take the time to reflect on your own? This introspection lays the foundation for the global leader to learn about their cultural biases or blind spots. We all have things about our values or culture that we view as being "right" or maybe even superior to that of others. These blind spots can make us unintentionally hurtful to others in professional (and personal) relationships. A global leader should be mindful of his or her own culture to circumvent ruptures to business relationships.
Learn about other cultures.
There are many ways that global leaders — or potential global leaders — can learn about cultures, such as taking a course, having casual conversations, learning another language, immersing themselves in a cultural or religious event that they are not accustomed to, reading books, researching articles or watching documentaries. Suppression of curiosity should not be applied to culture. Global leaders should be curious about cultural backgrounds that are different from their own. We learn by asking questions. Of course, these questions should be asked in a respectful manner and without any intentions of demeaning the other individual. People are often afraid to ask questions to someone from a different cultural background because they are concerned about appearing disrespectful. One of the easiest ways to be multiculturally insensitive is to NOT ask questions and instead make assumptions that are often laced with false preconceived notions or stereotypes. There needs to be a sense of humility for the global leader to show this cultural inquisitively.
Global leaders should have an eager mind that is ready to learn. In some western cultures, direct eye contact is valued and viewed positively. However, in some eastern cultures, direct eye contact is viewed as a sign of disrespect. Without this awareness, a global leader from a western perspective might incorrectly believe that an employee from an eastern culture is disinterested or disrespectful. Knowledge is power!
Recognize that learning never ends.
A global leader should never stop wanting to learn about various cultures. Multicultural sensitivity is a fluid process. It does not end after you have taken a course on diversity or had a conversation with a business colleague with a different cultural background. As Bill George notes
To adapt to local cultures and market needs, companies must shift to decentralized, collaborative decision-making. That requires developing many leaders capable of working anywhere.
To address these needs, new approaches for developing global leaders are required:
The diversity of top leadership should reflect the diversity of the firm's customers.
Global leaders must be effective in aligning employees around the company's mission and values, empowering people to lead and collaborating horizontally rather than managing vertically.
Rather than concentrating on the on the top 50 leaders, global companies need to develop hundreds, even thousands, of leaders comfortable operating in a variety of cultures.
Developing global leaders with cultural sensitivities and collaborative skills requires greater focus on emotional intelligence, self-awareness and empowerment than on traditional management skills.
Create a safe work environment in which everyone's culture is valued and included.
Recent focus on the lack of diverse talent/leadership in the tech industry is a fine example to point out. No doubt, given the aforementioned trends, a global leader aims to have everyone feel included and equally important, and that there is effective business management across the globe and across cultures. Just as geopolitics and human rights requires key focus in ensuring productivity, organizations may need to engage strategists who specialize in global talent — global leadership development to align the talent strategy with business operations. In response to the tech need, TAPO Institute published this very timely and significant resource guide for the global recruitment.
Be patient.
A global leader should be aware that change takes time. Patience is necessary to decrease the frustration from others not being as multiculturally sensitive or curious as you think they should be — patience with yourself, patience with others and patience with the organization. Everyone is on a journey, and some are further along than others. The global leader should continue to set a good example, even if it seems like a long time has lapsed before others follow.
Global leaders with strong multicultural curiosity and sensitivity are needed in this present global world of work. What steps is your company taking to develop them? How aware are you of your own culture? What have you learned about another culture within the last month? I'm curious … about your multicultural curiosity!
Monica P. Hawkins is CEO of PPDG and is an adviser to Fortune 1000 C-suite executives across the globe, focusing on alignment of business objectives with talent management systems and learning agendas. She can be reached at editor@CLOmedia.com.
Monica Poulard Hawkins
Founder & CEO I Truth Teller l Thought Leadership l Creator
Monica Poulard Hawkins is Founder, CEO and Connector of Professional Pipeline Development Group (PPDG), a boutique management consulting firm that houses world-class thought leaders, strategists, and business executives in serving its client base of Fortune & Global 1000 Corporations, Heads of State, and Non-Profits. We work to help them reimagine their organizations for the future ad build capacity for impact in new ways.
admin@ppdgllc.com


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Walking Dead Characters, Protagonist, Alive,
Future Articles
Grimes Family
Film Series Characters
Rick Grimes (Film Series)
This article is about Movie Series character. You may be looking for the article about his appearance in the TV Series or Dead Reckoning, his Comic Series, Assault, Social Game, Road to Survival, No Man's Land, The Escapists, or Our World counterparts, or the actor.
Dark Brown (Graying)
Mid to Late 40s
King County Sheriff's Deputy (Pre-Apocalypse)
Former Leader of the Atlanta Camp (Post-Apocalypse)
Former Constable for the Alexandria Safe-Zone (Post-Apocalypse)
Former Leader of the Alexandria Safe-Zone (Post-Apocalypse)
Former Co-Leader of the Militia (Post-Apocalypse)
(Unnamed) - Father (Deceased)
Lori Grimes - Former Wife (Deceased)
Carl Grimes - Son (Deceased)
Judith Grimes - Adopted Daughter[1]
R.J. Grimes - Son
Michonne - Former Girlfriend
Sheila - Ex-Girlfriend
Evie - Sister or Sister-In-Law
(Unnamed) - Male Cousin
(Unnamed) - Grandfather (Deceased)
(Unnamed) - Mother-In-Law (Deceased)
Caucasian-American
Andrew Lincoln Gallery
Rick Grimes is the protagonist and a survivor of the outbreak in AMC's upcoming film series. He is a former sheriff's deputy who was shot in the line of duty and fell into a coma, only to awaken and find himself in the midst of the apocalypse. After blowing up a bridge in order to protect his loved ones and allies, Rick is presumed dead by his beloved comrades. However, he is secretly rescued by Anne and is taken away on a helicopter to an unknown location to begin a new journey.
Main Article: Rick Grimes (TV Series)
King County, Georgia
This list shows the victims Rick has killed:
Numerous counts of zombies and people
It has been confirmed that Rick will appear in all three planned movies.
Scott Gimple also confirmed that Rick would survive the events of all three movies.
Rick is the only character that appears in all continuities of the TV Verse.
Rick is also the only character that has been the protagonist in more than one story.
↑ http://comicbook.com/thewalkingdead/2018/02/07/the-walking-dead-811-synopsis-spoilers-daryl-gabriel-/
Alexandria Safe-Zone Rick • Anne
CRM TBA
Texas Abraham • Daniel
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Joe T. Robinson Middle School is one of 36 schools found in the Pulaski Co. Spec. School Dist. district of Arkansas.
A relatively average sized school, it has an enrolment of 436 students from 6th Grade to 8th Grade and is classified as a regular school.
At Joe T. Robinson Middle School, the average teaching salary of $48,952 is higher than the Arkansas state average of $47,768.
create Do you know Joe T. Robinson Middle School? Be the first to share your experiences!


Important Safety Tips: Store your essential oils in dark glass bottles, away from heat and light to maintain purity and potency. Consult a qualified aromatherapist if you have any questions or concerns regarding use of essential oils. Anyone with epilepsy or high blood pressure should avoid sage, rosemary, thyme, and fennel. Avoid use of basil, cedarwood, thyme, marjoram if you are pregnant or lactating. If you have a serious medical condition, consult your physician before using essential oils.
Always dilute pure essential oils with a carrier oil or lotion when using on the skin. The exceptions are Lavender and Tea Tree oils. Patch test on the skin and wait 24 hours for results. If the skin is irritated do not use. Dilute all recipes by half when using on children.
Calia Buzz Off Essential Oil Blend is 100% natural insect repellent containing Tea Tree, Cedarwood Atlas, and Citronella in a base of Sweet Almond Oil. This mixture can be used in a burner or topically to ward off unwanted bugs.