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Giving Structured Credit Its Due
Author: The editor's desk
AGF Management Limited and the SAF Group recently extended their partnership to create a direct lending private credit strategy for institutional and high-net-worth investors. Following the announcement, Ryan Dunfield, SAF Group's Managing Principal and CEO, sat down with AGF Perspectives to discuss SAF's unique investing approach and why alternative lenders are expected to become more prevalent.
The relationship between AGF and the SAF Group goes back a few years now. When did you first come together?
It was shortly after we first came up with the idea to finance midstream infrastructure assets. That was in the fall of 2013. I was working at a hedge fund at the time but spent most evenings in my basement working out the structure of a deal that was eventually firmed up in November of that year. Then, I started soliciting interest from a few institutions about investing, not only as a one-off, but also as part of a sub-strategy because we knew there were more of these types of structured deals to be made. That's when I initially met AGF. I walked them through a single transaction, and we discussed the idea of rolling it into a bigger fund. From there, we entered into a partnership agreement and started fundraising in June of 2014 to bring in other investors. The hope was to raise $150 million – the capital requirement for the original deal was $45 million – but we ended up north of $200 million in a little over two months and had to increase the cap. The fund eventually closed in August of 2014 and the rest, as they say, is history. SAF currently employs 25 people in Vancouver and Calgary and has committed in excess of $2 billion in transactions investing in more than 25 companies to date.
In addition to AGF, you've also worked closely with The Blackstone Group Inc., the largest alternative investment firm in the world. How did that relationship form?
Blackstone invested in our second fund through its Tactical Opportunities platform. The fund closed with approximately $565 million in capital commitments, which we deployed from 2016 to 2019. Through this initial relationship, we closed several other transactions outside of the fund's mandate in the mining and logistics sectors. Of course, that's a huge endorsement of SAF and what we do, but the relationship has also been a valuable learning experience, especially when it comes to adjudicating risk. Blackstone has really informed our approach on that front.
Was running a private credit firm always your plan?
Not exactly, but my career before SAF gave me a solid foundation for what I do now. I finished going to school right before the Great Financial Crisis and started working at a bank in its leveraged finance group, mostly providing support to private equity firms. Shortly after that, I joined a firm in Vancouver called Second City Capital Partners, a private equity firm focused on distressed assets that was run by Sam Belzberg, who had a storied career as one of Canada's foremost activist investors in the 1980s and 1990s. I stayed there about three years – which, by the way, makes me one of Sam's longer tenured employees (and that's a positive) – before leaving to take on a dual role working for [former Suncor Inc. CEO] Rick George's family office in Calgary and a hedge fund that his son Zach George had set up based in Greenwich, Connecticut. This is where the ideas that would lead to SAF first started to take hold.
To your credit – pardon the pun – the timing was impeccable. The appetite for private credit has arguably never been stronger. What's the driving force?
The largest tailwind up until now has been the combination of very low interest rates and regulatory changes that have come into play since the Great Financial Crisis. Banks can no longer originate loans and securitize them like before and they're required to hold more capital for each loan, so they're making less money, which is a problem that only gets compounded in a low-interest rate environment. In other words, many of the large traditional banks in Canada, which are few, have been disincentivized and that's opened the door wide to more non-bank lending. In the U.S., this movement has been led by firms like Apollo Global Management and GSO Capital Partners, but here in Canada, the market for non-bank lending is still nascent and loaded with opportunity for expansion.
What is SAF's unique approach to private credit?
Obviously, we are not buying common shares or a bond and hoping the price will go up. We generally have a contracted return in place and, at our best, we exploit poor lending practices of other financial institutions to create bespoke capital solutions for businesses. This is not about us giving a company a loan, but working with them to find new credit opportunities that won't undermine their existing capital structure. Figuring out how to structure these more nuanced credit inefficiencies is what we pride ourselves on.
A larger part of private credit's allure is the potential for above-average returns, particularly in today's environment on near-zero interest rates. What risk is involved in these types of structured financing deals?
It would be disingenuous to say what we do is fool proof, but because interest rates are so low there isn't much duration risk. Generally, our deals to date are structured on a fixed – not floating – basis, which minimizes the risk even if interest rates were to rise dramatically. There is also a potential for default, but we're primarily focused on lending money to big, high-quality companies and have confidence in our ability to adjudicate risk so that our collateral holds up under duress and potential losses can be minimized. If anything, then, the biggest risk may be the lack of liquidity that is generally associated with private credit. But that's the trade-off that investors seeking higher potential returns should expect. For instance, as SAF and AGF move forward with plans to introduce new strategies for high-net-worth clients, one of the goals is to create more liquidity than our previous funds have allowed, without sacrificing too much in performance. It's a delicate balance that we're committed in striking.
Ryan Dunfield, Founder and CEO SAF Group. AGF and SAF Group have entered into an extended partnership that will focus on new private credit opportunities.
The commentaries contained herein are provided as a general source of information based on information available as of November 23, 2020 and should not be considered as investment advice or an offer or solicitations to buy and/or sell securities. Speculation or stated beliefs about future events, such as market or economic conditions, company or security performance, or other projections represent the opinions of the author and do not necessarily represent the view of AGF, its subsidiaries or any of its affiliated companies, funds or investment strategies. Every effort has been made to ensure accuracy in these commentaries at the time of publication, however, accuracy cannot be guaranteed. Market conditions may change and AGF accepts no responsibility for individual investment decisions arising from the use of or reliance on the information contained herein. The forward-looking statements and opinions may be affected by changing economic circumstances and are subject to a number of uncertainties that may cause actual results to differ materially from those contemplated in the forward-looking statements. Investors are expected to obtain professional investment advice.
More from The editor's desk
The Big Picture: A Brief History of the U.S. Debt Ceiling
The Big Picture: Canadian Elections and the Equity Market


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Ultrasonography, the official English-language journal of the Korean Society of Ultrasound in Medicine (KSUM), is an international peer-reviewed academic journal dedicated to practice, research, technology, and education dealing with medical ultrasound. It is renamed from the Journal of Korean Society of Ultrasound in Medicine in January 2014, and published four times per year: January 1, April 1, July 1, and October 1. Original articles, technical notes, topical reviews, perspectives, pictorial essays, and timely editorial materials are published in Ultrasonography covering state-of-the-art content.
Ultrasonography aims to provide updated information on new diagnostic concepts and technical developments, including experimental animal studies using new equipment in addition to well-designed reviews of contemporary issues in patient care. Along with running KSUM Open, the annual international congress of KSUM, Ultrasonography also serves as a medium for cooperation among physicians and specialists from around the world who are focusing on various ultrasound technology and disease problems and relevant basic science.
Ultrasonography is indexed/tracked/covered by Web of Science, Emerging Sources Citation Index (ESCI), Scopus, Embase, PubMed, PubMed Central, ScienceCentral, KoreaMed, Directory of Open Access Journals, DOI/Crossref, GO RAD, and Google Scholar.
Comparison of outcomes of free-hand 2-dimensional ultrasound-guided versus navigated 3-dimensional ultrasound-guided biopsy for supratentorial tumours: a single-institution experience with 125 cases. Ultrasonography. 2019;38:255-263
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redpajama_set_name: RedPajamaCommonCrawl


The objective is to rapidly and efficiently provide custom ISR interior modifications using "blocks" of pre-engineered and fabricated design. The modules shown below fit together to provide a custom solution with minimal schedule and cost. They can also be reconfigured as the mission evolves.
All modules are forward/backward compatible and can ship in off-the-shelf environmentally-hardened cases. This can facilitate fully-integrated spares, roll-on/roll-off capability, short-term flight test, and phased system expansion.
All modules are designed and substantiated to meet 14 CFR Regulations. Each customer's custom configuration can be shown to comply with applicable Part 23, 25, 27, or 29 regulations.
A quick-detach, dedicated console module is a more ergonomic and productive installation for more demanding ASO duties and permanent installations.
For light-duty or temporary applications, many commercially available pullout keyboard/monitor combinations work well.
Ships fully-populated in an off-the-shelf Pelican Case.


This guided tour of Milton Park will explore its history, architecture, citizen campaigns, ecology, and vibrant community life. The neighbourhood's heritage-protected late 19th century houses, built with greystone quarried from the island of Montreal, have been the homes for numerous important artists, scientists, and politicians. The 1970s housing rights struggle to defend the neighbourhood from the LaCité mega project would form the biggest non-profit housing co-operative project and community land trust in Canada (the Milton Parc Community). Subsequent community control and ecology movements include traffic calming initiatives, the founding of the Montreal Urban Ecology Centre, the removal of the Pine-Parc highway interchange, the saving of the Strathearn Centre for culture, the protection of green spaces (like the Notman Gardens), and the campaign for the future of the enormous Hôtel-Dieu Hospital. There are also ongoing collaborations with McGill University and the borough on issues of studentification, noise reduction, and waste management. This tour is organised as part of the 50th anniversary of the Milton Parc Citizens' Committee and the 30th anniversary of the Communauté Milton Parc. We will depart from Milton Gates of McGill University, at the corner of University St and Milton St.


Grilled lamb chops infused with rosemary garlic flavours! The marinade is made with red wine vinegar which pairs well with lamb because it cuts through the richness of the strong lamb flavour, and it tenderises economical cuts of lamb. Make this with any quick-cook cut of lamb, chops or steaks.
I love marinating lamb chops and this herby one is a favourite alongside Greek Marinated Lamb Chops. Fire up the BBQ or cook this on your stove!
Lamb is unofficially and affectionately the national protein of Australia.
And while there is absolutely nothing wrong with simply seasoning the lamb with salt and pepper, isn't it nice to make a little extra effort sometimes and do something different? Especially if you're using a better value cut of lamb like Lamb Loin Chops. As opposed to Lamb Cutlets (I think they are called Lamb Rib Chops in the States) which are a prized cut that us Aussie pay top dollar for.
So when I make grilled lamb chops, I like to marinade them to tenderise and infuse with flavour!
When using a good value cut of lamb chops/steak, marinating is extra fantastic because it tenderises the meat, infuses with flavour and the red wine vinegar I use in my marinade really compliments that rich lamb-y flavour as well as cutting through fat (good value lamb chops here in Australia tend to come with a decent amount of fat around the edges).
Lamb and rosemary go together like tomato and basil. It just works. And of course, garlic goes with everything. So the flavour combination going on in this is very classic.
You can see how juicy the lamb is in the photo above. I didn't even make a jus with the remaining marinade, it is just how the lamb comes out. The marinade makes the lamb chops extra juicy, some of which seeps while the lamb is resting.
So for me, when I slept over at friends' houses and was served up chops, mash and peas for dinner, it was an eye opener, a treat.
PS Though no peas. What food blogger doesn't have peas in the freezer at all times?
And for something different, try a starter of Gozleme Turkish Stuffed Flatbreads – brilliant on the BBQ!
PPS This marinade works equally well with larger cuts of quick-cooking lamb, like butterflied leg or shoulder. I haven't tried it myself for long slow roasts because I don't think slow roasted lamb needs to be marinated, they get the benefit of the long cook time.
A tasty way to prepare economical cuts of lamb chops and steaks! Tenderise and infuse them with flavour with a delicious marinade then grill to perfection on the BBQ (or stove). Marinade for at least 2 hours, preferably overnight (no longer than 24 hours). Update: This is (was!) a tart marinade and following feedback from some readers by email and from a friend, I have tweaked the recipe slightly to take the edge off the vinegar. 🙂 Resounding feedback all round!
Mix Marinade ingredients in a bowl until salt dissolves. Add lamb, mix to coat, then marinate at least 2 hours, preferably overnight, up to 24 hours.
Brush BBQ bars with oil if required (Note 1) and heat to medium high (or heat 1/2 tbsp oil in skillet on stove on medium high).
Cook lamb to your taste. I had 4 x 150g/5oz lamb loin chops about 2cm/3/4" thick and 3 minutes on each side = medium. I also cooked smashed garlic cloves and rosemary sprigs for garnish.
Transfer lamb to plate, cover loosely with foil and rest for 5 minutes.
Serve with sides of choice!
1. The marinade has oil in it and the lamb loin chops I used have a decent amount of fat on them, so I didn't need to oil my BBQ, and it had enough oil on it already from previous cooks.
2. To freeze, as soon as the lamb is placed in the marinade, seal ziplock bags and place in the freezer. Then defrost overnight in the fridge. The lamb will marinate while it is defrosting.
3. Nutrition per serving, assuming 150g/5oz lamb chops. This conservatively takes into account that half the oil and salt in the marinade is discarded.
Dolphin spotting!! (His big head is in the way so you can't see them).
Really good – I'm not fond of herbs so left the thyme out. I use chump chops by choice and we thoroughly enjoyed the meal.


Unconfirmed email source, couldn't get confirmation on the MarcFaber website since the content is no longer public. No offense intended but still read at your own risk.
gasoline it goes to the Arabs. If we buy a computer it will go to India.


French economist and Associate Chair at the Paris School of Economics, Thomas Piketty recently published a book called "Capital in the Twenty-First Century" that has generated quite a buzz among fellow economists and political leaders. Piketty's central thesis is that inequality is not an accident, but one of the consequences of the excess of capitalism. Piketty also opines that inequality could threaten the democratic process as recently seen in Greece. Critics of his thesis on inequality also abound.


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The Importance of a Character's Origin
Where a character comes from may determine their values.
It is not always necessary to explain where a character comes from. Knowing their origin may not help the audience to understand a character.
But for some stories, origins can be vital.
As an example, take a contrast story like In The Heat Of The Night. Police Chief Bill Gillespie lives in the USA's deep south and is a racist bigot. Such are his values, and for the purpose of this story also his internal problem. That he is a racist does not surprise the audience at all. It is completely credible given his origins. He comes from an area where, at the time at least, such bigotry was rife, and when the African American detective Virgil Tibbs turns up, their conflict is utterly plausible.
What we're getting at here is that the values of a character have to be made plausible to the audience, which may be achieved by making the origins of that character explicit. In many stories, where a character comes from has to be fitting to what that character is like. Their origin produces the character's values.
Setting, Origin, and Story World
Are we talking about setting? Well, only to an extent. (more…)
Bringing Them Home: The Inner Journey of Your Protagonist
Author and creative writing teacher Jesse Falzoi was born in Hamburg and raised in Lübeck, Germany. Back in the nineties, after stays in the USA and France, she moved to Berlin, where she still lives with her three children.
She has translated Donald Barthelme stories into German. Her own stories have appeared in American, Russian, Indian, German, Swiss, Irish, British and Canadian magazines and anthologies. She holds an MFA in Creative Writing from Sierra Nevada College.
Her new book on Creative Writing is released end of May 2017.
At the age of twenty-one I quit university and bought a one-way ticket to San Francisco, USA. I wanted to get far away from my first attempts to grow up. I wanted to get away from a frustrating relationship and boring courses and everything that was pushing me to take life more seriously. I didn't have any plans what I would be doing in San Francisco but I had the address of an acquaintance I had made a year before. I went on a journey that was physical in the beginning and became more and more spiritual during the process. I bought a return ticket in the end and went back to my hometown just to pack my suitcases for good; I'd be staying in Germany, but I wouldn't be staying home.
The Character Action that Pivots the Plot
Action is character.
So the old storytelling adage. What does that mean, exactly?
In this post, we'll consider:
The central or pivotal action – the midpoint
Actions – what the character does
Character and Archetype
More or less explicitly, the main character of a story is likely to have some sort of task to complete. The task is generally the verb to the noun of the goal – rescue the princess, steal the diamond. The character thinks that by achieving the goal, he or she will get what they want, which is typically a state free of a problem the character is posed at the beginning of the story.
The action is what, specifically, the character does in order to achieve the goal (rescue the princess, steal the diamond). In many cases, this action takes place in a central scene. Central not only in importance, but central in the sense of being in the middle.
Let's look at some examples. (more…)
In most stories, the protagonist has something to do.
The task is the more or less explicitly defined mission a character sets out on in order to reach the goal and thereby solve the external problem.
Many of the major characters in a story will have something to do, which may result in them getting in each other's way.
Task as Function
In a story, more or less everyone has a task. What characters do in a story defines them and determines their roles and narrative functions in the story. In this sense, it is an antagonist's task to get in the way of the protagonist; an ally's task is to help the protagonist; a mentor's task is to advise the protagonist and set them on their way.
But while all that is true, it isn't really what we mean by task.
Task as Action
The characters' actions make them who they are. To define a character's task is to state clearly what that character has to achieve in the story. It is the action that leads to(more…)
Real Need
In most stories, what a character really needs is growth.
Characters display flaws or shortcomings near the beginning of the story as well as wants. What they really need to do in order to achieve what they want is likely to be something they need to become aware of first.
The real need relates to the internal problem in the same way the perceived need relates to the external problem. The character has some sort of dysfunction that really needs to be repaired.
That means the audience or reader may become aware of a character's real need long before the character does. Most stories are about learning, and learning entails the uncovering of something previously unknown. So the real need of a character is to uncover the internal problem, to become aware of their flaw.
To recap: The usual mode in storytelling has a character consciously responding to an external problem with a want, a goal, and a number of perceived needs. Unconsciously, that character may well have a character trait that amounts to an internal problem, out of which arises that character's real need – i.e. to solve the internal problem.
So if a character is selfish, the real need is to learn selflessness. If the character is overly proud, then he or she needs to gain some humility. In the movie Chef, the father neglects his son emotionally – his real need is to learn to involve the child in his own life. The audience sees this way before the Chef does.
Even stories in which the external problem provides the entertainment – and with that the raison d'être of the story – may profit from(more…)
A Character's Plan or Perceived Needs
A character with a goal needs to do something in order to reach it.
The outward needs of a character – things she needs to acquire or achieve in order to reach the goal – divide the story journey into stages.
In storytelling, characters usually know they have a problem and there is usually something they want. They tend to set themselves a goal which they believe will solve their problem and get them what they want.
In order to get to the goal, the character will need something. Some examples: If the goal is a place, a means of transportation is necessary to get there. If we can't rob the bank alone, we'll have to persuade some allies to join our heist. If the goal is defeating a dragon, then some weapons would be helpful. If magic is needed, we'll have to visit the magician to pick some up.
While the perceived need might be an object or a person, it usually requires an action. We'll need a car, so do we buy one or steal one? We'll need a sword, so do we pull one out of a stone or go to the blacksmith? If we need help, who do we ask and how do we talk them into joining us? We'll need magic, but how do we find a magician? Ask an elf or go to the oracle for advice?
So, once the goal is set, a vision of the way to reach it opens up to the protagonist – and with that to the audience/reader. At the very least, the first step of the way presents itself. All this is what the character is conscious of.
In other words, the character forms a plan.
The plan is communicated more or less explicitly to the audience. The anticipation of how things will not go quite according to plan is part of the pleasure. There must always be surprises in store for the characters as well as for the audience.
Stages and Obstacles
The perceived needs are (more…)
Story & Structure
Composing Plot
Developing Characters
On Beemgee
Us about Beemgee
Others about Beemgee
Storytelling on the web
How to Beemgee
Beemgee in action
Features and Functions
Relationships Between Characters, Part 1: Allies
Why It's Important to Understand Cause and Effect When Plotting Your Story
How to brainstorm story ideas
THIS WEEK ONLY: WE'RE IN THE WRITER'S CRAFT SUPERSTACK!
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Officially, there are more than 166,000 young carers in England - in reality however, this number is much bigger as so many young carers remain hidden from view. We desperately want to do more so that every young carer is identified and supported at school.
We also know that there are hundreds of thousands of young people who try to cope with a parent or family member's alcohol or drug problem and many are left to cope alone.
A young carer is someone under 18 who helps look after someone - either a family member or friend - who is ill, disabled or misuses drugs or alcohol.
We know that being a young carer can affect a young person's health, social life, and their experience of education. Identifying and supporting young carers is vital to ensuring this vulnerable pupil group, specifically mentioned by Ofsted, are able to attend, achieve and enjoy school in the same way as their peers.
If you think that a young person in your school might be a carer, please take time to speak with them and stop and listen. If necessary, you can refer the family to your local authority for a young carers assessment. There may also be specific young carers services locally you can make a referral to.
1. Apply for the Young Carers in Schools Award: Through our Young Carers in Schools Award, in partnership with Carers Trust, we support primary and secondary schools to put policies in place to identify and provide appropriate support for pupils who are carers.
Find out more about our young carers in schools award.
2. Visit our young carers site: This has links to a range of toolkits, resources, research and information to support you in identifying and supporting young carers in your school, as well as data on the scale of young caring across the country.
4. Access our substance misuse site: Our substance misuse website provides huge amounts of information, research and support for young people affected by substance misuse – either personally or through a family member.
This site has a specific school resources section, with a range of tools and activities to help you talk to your students about this.
The animation below gives voice to a young person in one of our services and allows them to talk about their experiences of substance misuse.


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Marvel Wins Right To Retain Copyrights Of Comic Characters
August 12, 2011 in Copyright, IP, Jurisdiction, Literary Works, Movies, Ownership, US0by Editor
Taylor Vanderhelm is a JD candidate at the University of Alberta.
Marvel Worldwide Inc. won its case to retain the copyrights to comic characters against the estate of legendary comic creator Jack Kirby. The suit was in response to Kirby's heirs filing of 45 notices of copyright termination in order to reassert their claim to the creations.
Kirby's estate filed the notices with Marvel and its licensees shortly after Marvel was acquired by Walt Disney Co. for 4 billion dollars in 2009. The 45 characters in question had been created between 1958 and 1963 and included many valuable entities such as Spider-Man, Fantastic Four, X-Men, and the Incredible Hulk. Marvel countered with a lawsuit claiming that Kirby's creations should be considered "works for hire" and thus free from the termination claim.
US District Judge Colleen McMahon sided with Marvel citing the lack of evidence presented by the Kirby Estate in rebutting the strong "work for hire" presumption under the 1909 Copyright Act. McMahon referenced evidence that the work was created at the expense and instance of Marvel as well as a written agreement signed by Kirby in 1972 stating he was not entitled to retain any ownership he may have of the creations. McMahon also stated:
This case is not about whether Jack Kirby or Stan Lee is the real 'creator' of Marvel characters, or whether Kirby (and other freelance artists created culturally iconic comic book characters for Marvel and other publishers) were treated 'fairly' by companies that grew rich off their labor, it is about whether Kirby's work qualifies as work for hire under the Copyright Act of 1909.
Marc Toberoff, lawyer for the Kirby estate and no stranger to copyright disputes with movie studios, acknowledged that while it was a difficult case given "the various arcane and contradictory 'work for hire' decisions under the 1909 Copyright Act[,]" the case was not finished and that the estate planned to appeal the decision.
The New York federal court's decision to side with Marvel undoubtedly came as a relief to many Hollywood studios and entertainment enterprises given the widespread nature of Marvel's business. Although an appeal is likely, its success appears questionable given McMahon's strong statements, even with an experienced copyright wrangler in Marc Toberoff.
Jack Kirby Marvel Taylor Vanderhelm (IPilogue Editor)
Spider-Man: Where is Home?
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Over the past 6-8 weeks, I had the opportunity to work with some amazing people. These "coworkers" as some would call, are my family. They may not be immediate, but after countless efforts at providing perfect service to the city we are a unit. As these last days approach us, I would like to personally thank everyone that works with us. All the staff in the office, the interns, Bruce, Patty, fellow LHE's and SHE's, etc. This summer has been a great success, we achieved success over certain parts of struggle, and as a unit we prospered.
This Sunday, I depart to school, to continue my personal journey with the intentions of success for the future. Many of the people I work, have offered their insight on life and college, and I have learned a lot. I worked alongside a fellow classmate, the VP of my grade at Stonehill, Maxwell Kennedy-Reid. We are tackling this obstacle, as friends, but brothers after this summer. It was an honor getting to work with him.
I spent countless honors on the beach with the kids, playing double bounce on the Provincetown II, and offering great service to over 5000+ children of Boston and surrounding cities. This summer has drew me closer to the harbor, everyday I enjoyed work more and more. Bruce always told us at meetings how he enjoyed this summer a lot, and I believed him as it was active, but as the summer has now ended, I could not agree in any other matter. To everyone apart of our team, I wish you the until next time. This summer was good, and next year I have the intentions to return and make it GREAT (Tony the tiger voice) !


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Entertaining>New Year
January - Hautes Pyrénées - Garbure
In Hautes Pyrénées, The Haricot Tarbais (french dry bean) is a marvel, with a pearly dress, tender skin, low starch content, and incomparable succulence once cooked. Try it in this "garbure" soup recipe.
New year's traditions around the world
In Czech Republic
For the new year, restaurants feature legumes, said to promise abundance for the coming months, or piglet for luck. However, don't look for rabbit, chicken or fish on the menu: they may signify your luck fleeing, flying or swimming away in the new year!
In Basler, Switzerland
Basler Läckerli were created during the Council of Basel (1431-1449) for the church representatives. The name, from the German lecker (delicious), came about in 1720, to refer to these little square cookies that are a cousin to gingerbread. In fact, they can be spice-based, containing cinnamon, nutmeg and cloves, or made from honey, almonds and dried fruits. Usually served to celebrate the new year, they have become iconic in Basel. Aficiondados have a special technique for eating them: they break them into little pieces and let them dissolve on the tongue.
> Click here to view the recipe.
The New Year's meal is always served in the home of the head of the family. Each food is specially chosen because it is a symbol of happiness. The most important food is certainly mochi, sticky rice that is boiled and ground to make the traditional cakes that mark the new year.
> Click here to read more about Japanese new year traditions.
In England
In Britain, the ceremony of First Footing is traditionally observed in the early hours of New Year's Day. A piece of bread is left outside a door, with a piece of coal and a silver coin, and is supposed to bring you food, warmth and riches in the year ahead.
Godcakes were handed out at the beginning of the year by godparents to godchildren. Historically, those fluffy treats ranged in size and price, depending on the pocket and / or generosity of the godparent.
> Click here for the recipe.
In Greece
Who will see the new year under the auspices of gold and silver?
The St. Basil cake is traditionally placed in the centre of the table and always contains a piece of gold. The honour of cutting the cake falls to the father of the family at the stroke of midnight.
You will find also pile of kourabiedes, thick cookies generously dusted with powdered sugar.
The Oliebollen are small ball-shaped doughnuts stuffed with raisins and currants, sprinkled generously with icing sugar, as if they were snow-capped. It is traditional to serve oliebollen to celebrate the arrival of the new year with a glass of champagne. ...
> Click here for the recipe
Saurkraut with smoked sausages
In Croatia
One of the most popular winter dishes in Croatia is the tasty stuffed rolled cabbage leaves known as Sarma. It is a winter staple traditionally served on New Year's Eve, generously stuffed with meat, rice and seasoned with paprika.
In Haiti
In Haiti, New Year's has particular significance. It is also Haitian Independence Day. Since 1804, as the new year begins, Haitians celebrate by sharing their famous "joumou" soup, made from giraumon (a kind of Caribbean pumpkin), beef, vegetables, spices and pasta, a symbol of freedom and victory.
Click here to view the tradition and recipe.
In Puerto Rico
It is a fun and unusual tradition in Puerto Rico to eat 12 grapes at Midnight! The clock chimes 4 times to warn you to get your grapes ready and then at midnight there are 12 chimes – one for every grape – Each grape representing the 12 months of the year. If you manage to eat all 12 grapes it is supposed to bring you luck and prosperity for the coming year. People also throw sugar around the house for the same reasons, and throw buckets of water through the windows to dispel the negative thoughts accumulated during the year.
You will find also the grape tradition in Spain.
In Denmark
The sweet finale comes in the form of a Kransekage, a towering cake made from layer-upon-layer of marzipan rings. The cake's turret-like shape is reminiscent of a cornucopia, the horn of plenty, which promises happiness and wealth for the coming year. Godt Nytår (Happy New Year).
> Click here to view the tradition and recipe.
To learn more...
New Year's Toasts around the world
New Year's Traditions in Japan


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The Mad Mountain Quail Lady
BRENDA "HAIR" STINEBAUGH - THE MAD MOUNTAIN QUAIL LADY
I've been back and forth whether to write a story about this bitch and just decided what the hell,I'll go for it. She's a quail breeder,more like a "quail keeper" from WallaWalla,Washington. She used to be a friend of mine but she was always kind of a moody,uptight person and has a little problem with the truth sometimes. That kind of bothered me and was always in the back of my head. A for instance would be when she met new people in the hobby or business one of the first things she told them was that she had Ocellated Quail. No one has those in this country and I don't think anyone ever has or will. What a way to make a first impression huh ? She got to be known as a shit stirrer after a while by some folks.
I got to know her maybe four years ago. I think she called or messaged me about Mountain Quail. We got to shooting the shit and our one common bond was our mutual hatred of The Three Golden Boys at the time,now four adding Matt Pitchford to the pack last year. She had a huge flock of Mountain Quail and a lot of questions about everything. Some she listened to my answers to, and some she didn't. I really shared a lot of knowledge with her over those years on everything from egg to chick,to adult. I gave every tip that I could on brooding,brooders,pen building,you name it... . She always seemed appreciative but didn't always follow instructions and failed quite often. A friend of mine who's a well known good old time breeder of around fifty years or so,sold her birds a bunch of times. It seemed nearly everything that he sold her died. This is a guy who sends perfect birds. I've traded back and forth with him for years and never had any problems. He sent her replacement birds a few times. She kept losing Mearns and Bensons,and what she didn't kill seemed to stay sick forever. Light in weight,humped up,ruffled feathers,lethargic... . I've sent her birds and they either died or didn't act right after she got them.
I've tried to spoon feed her,helping her build things like brooders and nest boxes and they never really came out too good. She spends big bucks on materials and has carpenters build her Mountain Quail enclosed buildings and also spends a lot of money on veterinarians for treating sick birds and doing necropsies each time one dies. She's a full time nurse with a good salary and the rest of her free time goes into her maybe hundred bird flock of Mountains. She claims to have never made a profit at this and I can see why. She sells eggs on ebay but her expenses far outweigh her income. She doesn't raise a whole lot so she doesn't send out a whole lot of birds.
We used to talk about the assholes in the business and their gyp prices. Not long before I had enough of her I saw her prices. As high as theirs !! Hypocrite. She seemed to change around a year ago when she talked to a woman also in Washington by the name of Brit Lund. Lund told her that I'm a mean guy with anger issues and was afraid of me. She told Brenda not to have anything to do with me because it makes her look bad where I'm known as the guy to stay away from. She was never the same since. She was friends with a guy that I hate with a passion,that Dan Turpin motherfucker from Indiana. He's got that page on Facebook called something like Critters Crossing 219.
One day I got into it on Facebook with the prick, It went on for a while and the halfwit was really getting wise,making things up,telling lies,calling names.... . She was right there watching the whole thing and never stood up for me once ! I noticed her all over his posts like she used to be on mine until that Lund bitch scared her off. One time she put a post on her page and this one must be way over my head and below my feet because I still don't know what in the hell they were talking about. It was when the mass hysteria of this coronavirus started in and people all over were hoarding toilet paper. Her post was about wiping her ass on $300 rabbits ! Like I said,I don't get it but the others sure loved it. Turpin and a few other assholes chimed right in with their suggestions of how to do it. Turpin said he could wipe his ass on the rabbit's back,then underneath on its belly. They were all loving that one and I guess he won the award of being the most efficient at it. I was disgusted. I commented to him,"Hey asshole !" She deleted it. I had it with her and washed my hands of her for good. I unfriended her on Facebook and she blocked me.
So now I'm hearing and seeing things about her from other people. She's got many personalities. She can be really charming,then be a snotty wiseass bitch. You never know what you're going to get with her. These screenshots show what I mean. Look at her attitude with a friend of mine (who blocked her ID because she knew I'd probably write a post😂). Kinda snotty and prickish don't you think ? She's the one with the picture of the pair of Mearns Quail. My friend is the one with the questions and comments in the blue boxes.
Another thing that makes me wonder is that she said there that her original Mearns stock came from Portland,Oregon,and Mesa,Arizona. Hmmm.... Could be but I don't know of any breeders from there and I know mostly everyone who has them. The last I knew she had one remaining surviving pair from me,and another bird in a separate pen and all they did was pace back and forth all day long. Says her fertility is excellent !😂 How come she doesn't hatch them and sell the adults for huge Ohio Joe prices then ? ! It's hard to believe anything that someone says when they're a fibber. Hard to know whether she's telling the truth or not. I think she's an Ohio Joe wannabe. Anyway,another prick added to my growing shit list ! She oughta just hang this shit up and get a new hobby.


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Browse: Home / Happy Birthday, Myrtle!
February 22, 2022 · by Francisco Bosch-Puche · in Myrtle Broome
Author: Susan Biddle.
Myrtle's birthdays were celebrated with birthday cake, presents and cards from family and friends in England and Egypt, as well as special meals. Some years there was entertainment from strolling Egyptian musicians, and in 1936 Amice and Myrtle spent the day crossing the Eastern Desert to the Red Sea.
From England, Myrtle received cards and small presents which could be enclosed with letters. In 1931 she had asked for two pink or yellow plain "Lady Jayne" sleeping caps which costed 1/ or 1/6 at the Watford hairdresser. Three duly arrived (though it seems her mother found it difficult to get the right colour), including a fancy one which Myrtle kept for "swell" occasions. Hair nets were multi-purpose items at the camp. The pink one matched her nightdress, but Myrtle also planned to wear the caps in the temple to keep her hair tidy on windy days. Back in the first season, Nannie had asked Myrtle's mother to get her six hair nets to wear when doing housework. Myrtle's caps were clearly more luxurious, as Nannie's hairnets were two for just 3d at Woolworths.
Woolworths, at 118-128 High Street, Watford, in the 1930s
https://wooliesbuildings.wordpress.com/2018/06/07/watford-store-68/
Presents came also from the other European members of the team, friends in Egypt, and sometimes also from some of the Egyptian servants. Sometimes these were home-made – in 1931 Amice gave Myrtle a donkey egg cosy made out of kid glove, with long ears made from the fingers, and dress snaps for eyes. The following year Amice gave her a wreath of flowers from the garden and The Fortress, the recently-published third volume of Hugh Walpole's Herries Chronicles; Dr Gardiner had given Myrtle the second volume, Judith Paris, the previous year. In 1932 Myrtle also received a figure cut out of limestone by one of the village craftsman, the gift of Charles Little (nicknamed "Little Un"), a third artist who worked with Amice and Myrtle from 1930 until 1934. Two years later Amice gave her a silk scarf and "Little Un" presented her with a snake skin and notebook. But the best present seems to have been "an amazing bird made out of pith and feathers" from "Young Ahmed", one of the servants.
Nellie Maouchy ("Nannie"), the Syrian camp housekeeper, made Myrtle a birthday cake each year, and all the Egyptian servants and temple guards had a slice – at breakfast time! – when they came to wish her a "happy feast day". By 1935 the three Sudanese soldiers who guarded the camp had heard it was Myrtle's birthday and they too came to pay their respects – and hopefully also got their share of the cake. In 1931 Nannie made a special chicken pie for lunch, and in 1933 they had Christmas pudding for lunch "& all stuffed ourselves". But these meals pale into insignificance in comparison with 1937, when Amice and Myrtle visited their friends Monsieur and Madame Roche in Nag Hammadi on 23 February.
Myrtle with M. and Mme Roche in their garden at Nag Hammadi, on an earlier visit
(Griffith Institute, University of Oxford)
On hearing Myrtle had just celebrated her birthday, M. Roche sent for champagne to go with their magnificent (and highly alcoholic) lunch – spinach and ham starter with white wine, turkey with red wine, omelette set alight with a bottle of rum, and finally liqueurs with their coffee (never mind the port on arrival!). M. Roche was head of the sugar refinery at Nag Hammadi. Myrtle and Amice first met him in 1933 when he wrote to thank them for looking after the Crown Prince of Italy and his retinue during their tour of the Temple of Seti I and brief trip into the desert. To the embarrassment of racing driver Marquis Brivio Sforza, his car had stuck in the sand and had to be rescued by Amice's Jowett … but that's a story for another post.
Myrtle's 48th birthday in 1936 was rather different – it was the second day of Amice and Myrtle's holiday trek to the Red Sea. She awoke in their desert camp (sleeping under a blanket in a hollow scratched in the sand) for a breakfast of hardboiled eggs (taken with them in bulk), bread without butter, and hot tea brewed by Sardic, the team's major-domo, guard, adviser and head servant. As they drove east across the desert, they stopped to explore a Roman well, where they descended the circular staircase around the well-shaft to the water level and were rather out of breath by the time they emerged. Their next stop was at a Bedouin camp to deliver letters they had been given by the Egyptian frontier police when approving their equipment for crossing the desert. Later in the day they were thrilled when two gazelles sprang up in front of them and leapt over the rocks at a phenomenal pace. After a picnic lunch – of more hard boiled eggs, bread, oranges and dates – they continued through the desert mountains, which Myrtle describes with the eye of an artist: "the colours seen close are, the red of jasper, pink of granite[,] yellow and orange of sandstone … and in the distance paling to mauves and blues".
The Eastern Desert, by Myrtle Broome
(Bushey Museum and Art Gallery: https://artuk.org/discover/artworks/eastern-desert-egypt-15951/search/actor:broome-myrtle-florence-18881978/page/1/view_as/grid)
They reached the coast at 4.30 pm and, five minutes later, were in the sea. After collecting shells, corals and shark teeth (Myrtle reassures her parents that they had not ventured more than 3 feet deep), they camped in the sand dunes for the night. The full story of this trip will be the subject of a future post.
A special treat for Myrtle's 1933 and 1935 birthdays was a visit by the strolling Egyptian musicians who usually spent a night at Arabah entertaining the team once during each season. They played the songs of Abu Zaid, an old Arabian hero, on fiddles and a drum. These, and other musicians like the zumara players, were a recurrent delight to Amice and Myrtle – and to me – and they too will have their own posts in due course.
Sources: letters 48, 57, 117, 204, 218, 227, 271, 324, 371, 398.
the Egypt Exploration Society
the Bushey Museum and Art Gallery
Tags: Abydos, Animals, Birthday, Books, Broome, clothes, Correspondence, Drink, Food, Letter, Music, Royal Visits, Treks, Visiting
← The Broome Letters – Introduction
The voyage to Port Said – London to Marseille →


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NAMED: Man who died in fall from 15th floor of Dundee multi
by Lindsey Hamilton
January 29, 2019, 2:33 pm Updated: January 30, 2019, 11:05 am
Yvonne and Mark Thomson
A man who died falling from the 15th floor of a Dundee multi has been named.
EXCLUSIVE: Devastated wife Yvonne 'looking for answers' over Mark's fatal fall at Dundee multi
Charleston man Mark Thomson, 41, was found injured outside Adamson Court in Lochee on Monday afternoon and pronounced dead at the scene.
His wife Yvonne has told the Tele she is "devastated" by her husband's death, which police are treating as unexplained.
The full interview is in today's Tele Late Extra.
Police are maintaining a heavy presence outside the tower block as the investigation into Mr Thomson's death continues.
Police at Dundee's Adamson Court
The force also dismissed earlier reports that Mr Thomson had been involved in a police pursuit shortly before falling from the multi.
A police spokesman said in a statement: "Shortly after 4.30pm, we were notified of an injured man having been found on the ground in the immediate vicinity of Adamson Court in Lochee.
"This was the first awareness by Police Scotland of the incident.
"Despite medical interventions, the man succumbed to his injuries.
"Officers are continuing to investigate the circumstances of the death which is being treated at this time as unexplained."
Superintendent Graeme Murdoch of Tayside Division said: "I can categorically confirm at this stage that officers of Police Scotland had no involvement whatsoever in the circumstances leading up to this tragic incident.
"We were neither seeking the man concerned in relation to other inquiries, nor was there any kind of pursuit or contact by officers prior to the incident.
"While it is important that communities in Dundee have confidence that officers did not in any way contribute to the circumstances, it is even more important that the man's family know what happened and that is our priority today.
"Our thoughts are with his family and friends as they try to deal with this tragic incident."
Get today's Tele Late Extra for an exclusive interview with Yvonne Thomson
Adamson Court
Lochee
Mark Thomson
More than 3,400 patients go missing from mental health hospitals in 12 months


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Caulophacus instabilis är en svampdjursart som beskrevs av Topsent 1910. Caulophacus instabilis ingår i släktet Caulophacus och familjen Rossellidae. Inga underarter finns listade i Catalogue of Life.

Källor

Glassvampar
instabilis

redpajama_set_name: RedPajamaWikipedia


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What You Need to Know About Kentucky School (and Church) Bus Laws
Dave Spencer Published: August 10, 2021
Meritt Thomas/Unsplash
It's "Back to School Week" throughout Kentucky and it's time to refresh our memories (and it's not hard) about what is expected of us drivers.
Every time I'm on this topic and can't help but remember my bus driver from when I was in fourth grade. Her name was Pat and she was the absolute coolest. And I saw a lot of Pat because our bus stop was one of her FIRST stops but then she would have to go way out to Millers Mill Road where Macedonia Baptist Church is and pick up kids who she'd take to Owensboro Catholic High School. I went to Masonville Elementary School and lived next to Lincoln Mall (now Owensboro Christian Church).
It was a haul, and I was on her bus a very long time each day. But again, Pat was awesome, so it wasn't a problem.
When Pat WASN'T awesome, it was when someone would be stupid enough to drive right on through the school bus stop sign. That drove her CRAZY and it happened more often than you might think.
One day--I'll never forget this--she'd had enough.
A car did not stop while kids were getting off the bus (nobody got hurt) and she exited the bus and started CHASING THE CAR DOWN. It really wasn't going very fast; we were on Parkway Drive. But, obviously, she did not catch it. But I wouldn't be a bit surprised if, by way of that motorist's rearview mirror, she made quite an impression. I can see where that would be enough to forge a reminder.
Loved Pat.
Bottom line...DO NOT RUN THOSE SCHOOL BUS STOP SIGNS. They are legitimate stop signs and it is against the law. I also learned it is illegal to pass a stopped CHURCH bus. Now you're gonna have to help here...I can't remember if church buses have those stop signs or not. Regardless, you can't and SHOULDN'T pass them while they're stopped.
Now there is an exception and it's kind of obvious. If the bus is stopped on a four-lane stretch of highway, oncoming traffic does not have to stop. I mean they're way over there and it doesn't present a hazard. And I don't imagine a bus driver would let a child off the bus on a certain side of a four-lane road if that child lived on the other side of it.
The law also states that it is a "rebuttable presumption that the person in whose name the vehicle is registered or leased was the operator of the vehicle at the time of the alleged violation and is subject to penalties."
It is, it has always been, and I'm assuming it shall forever be illegal to pass a stopped school or church bus.
READ ON: Dumb Kentucky Laws That Are Still on the Books
Old Daviess County and Owensboro Schools and What They're Up To Now
Filed Under: kentucky, SCHOOL, School Buses
Categories: Schools, What's New


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Will the Presidential Election Affect Atlanta Medical Malpractice Claims?
This November, in a surprise upset, Donald J. Trump won the presidency of the United States. This means President Elect Trump and those who he appoints to manage federal agencies will be shaping policies for at least the next four years. One of the announcements that Trump made following his election was the appointment of Tom Price to serve as the head of Health and Human Services. This appointment could mean that there are changes coming on the federal level which could affect the ability of injured patients and their families to make medical malpractice claims.
It is very important for victims of medical negligence to be able to recover full and fair compensation for damages. Unfortunately, tort reform efforts nationwide have already made malpractice cases harder across the country. If federal law changes, victims could face new challenges on recovering the compensation they need following injury due to medical negligence.
An Atlanta medical malpractice lawyer can provide assistance to victims in responding to legal changes that affect their rights. An attorney can also provide help working within the legal framework to make the strongest possible case so victims can get the compensation that they deserve.
Tom Price has a long history as a federal representative, and he has developed a plan to replace the Patient Protection and Affordable Care Act (PPACA). As the head of HHS, he will be in a position to shape healthcare policy and his plan may end up coming to fruition if PPACA is repealed and the republican congress must put forth legislation to replace it.
Price's plan is detailed on his website and it includes a section on Lawsuit Abuse Reforms. The section of his plan details how the burden of proof would be changed in malpractice claims based on a caregiver's compliance with clinical guidelines.
Under Price's plan, the Secretary of Health and Human Services would contract with a physician's organization to develop clinical guidelines for evaluating and treating conditions. Evidence based clinical performance guidelines would be created, reviewed, and approved. The guidelines would be made publicly available, and regularly updated no less than once every two years.
If a doctor or care provider could prove that he had adhered to the appropriate clinical guidelines, the defendant would not be held liable for medical negligence unless clear and convincing evidence establishes liability. A doctor could use adherence to the guidelines as an affirmative defense, and showing that the doctor followed the guidelines would create a "safe harborin any action in federal court, or all state court actions in which the claimant received a federal tax benefit or in which payment was made under Medicaid, Medicare, or SCHIP.
If this standard of proof changes, there could be circumstances where it is more difficult for victims of medical malpractice to obtain compensation. Working with an attorney to prove malpractice will be more important than ever.


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Mastin Kipp: Master Your Purpose 0
Are you ready to claim your power?
Mastin Kipp is going to help you get there!
Mastin Kipp is a number one best-selling author, speaker and life interventionist for people who are seeking rapid transformation in their lives. He has been featured on the Emmy Award show, Super Soul Sunday, and recognized as a "thought leader for the next generation" by Oprah Winfrey. Mastin has built a highly successful international personal development company that helps people create rapid change, connect to who they really are and how to live their lives with passion and purpose.
Through his writing, online courses, in-person seminars and international retreats, Mastin has worked with over two million people in over 100 countries around the world.
To get Mastin's new book visit: http://claimyourpowerbook.com
How to identify the behaviors & emotions holding you back
Why letting go of coping mechanisms creates change
The missing link to achieving your goals with purpose
How to claim your vision and define your purpose
Join us as we dig into your purpose!
Jennifer Howd: How I Survived A Silent Meditation Retreat 0
What is it like to sit, walk, and not talk for 9 days in complete silence?
Jennifer Howd is a writer, editor, and mindfulness facilitator and a 10+ year veteran of the entertainment industry.
As a writer, Jennifer's experimental short film, An Ounce of Mother, was an official selection in the 13th annual Boston Underground Film Festival and won "Best Film Shot on a Mobile Device" in the world's first iPhone app film festival.
She is the co-author of The Gay & Lesbian Guide to College Life (published by Random House), and her debut memoir, Sit, Walk, Don't Talk: How I Survived a Silent Meditation Retreat, is published by Zen Master Thich Nhat Hanh's publishing company, Parallax Press.
Jennifer has been included in GO! Magazine's 2008 & 2014 "100 Women We Love" lists.
Tune in to her about Jennifer's experience sitting through (and surviving!) a 9-day silent meditation retreat.
Jennifer's first hand experience meditating for 9 days straight.
Learning to trust that everything will be okay when we are present.
How to practice Loving Kindness Meditation.
The surprising birthplace of suffering.
Grab your copy of Sit, Walk, Don't Talk: How I Survived a Silent Meditation Retreat.
Insight Timer: Meditation Game Changer 0
Are you ready to meditate with over 2.3 million meditators?
Then you'll love this interview with Christopher Plowman, the CEO of Insight Timer.
Insight Timer is the biggest meditation app you've never heard of! More time is spent meditating on Insight Timer than on any other app - twice as many hours per day than Headspace!
They believe everyone should have access to a meaningful daily meditation practice. Most apps charge you after a few days or after you've accessed a small amount of their content.
Their app contains 6,000 guided meditations from more than 1,300 teachers – With over 2.3 million meditators. Growing around 40,000 users every single week, this is the largest guided meditation library on the planet - and it's all FREE!
Download Insight Timer here: http://bit.ly/timermeditation
Why meditation can change life
How you can develop a community of like-minded meditators now
The reason why Insight Timer is the biggest meditation app on the planet
What you can do to start a solid meditation practice.
Join us as we chat with Christopher Plowman, the CEO of Insight Timer, so you can develop your meditation practice with a community.
To start meditating now with Insight Timer visit: http://bit.ly/timermeditation
Unpacking White Supremacy For Soul Warriors (with Michelle Johnson and Kerri Kelly) 0
Why do we need to be talking about White Supremacy even though we really don't want to?
Michelle Johnson is a yoga teacher, social justice activist, licensed clinical social worker and Dismantling Racism trainer. With a deep understanding of trauma and the impact that it has on the mind, body, spirit and heart, her work focuses on helping people better understand how power and privilege operate in their lives. She explores how privilege, power and oppression affects the physical, emotional, mental, spiritual and energy body.
As a clinical social worker in North Carolina beginning in 2001, Michelle specialized in trauma, eating disorders and racial identity work. In 2008, she completed her yoga teacher training with the goal of infusing different treatment modalities into my practice to better help clients align their minds and bodies. Through her specialty teacher training Skill in Action, Michelle teaches the intersection of yoga and social justice and inspires people to consider how they can radicalize their yoga practice to create a just world.
Kerri Kelly is the founder of CTZNWELL, an emerging movement to mobilize people into a powerful force for wellbeing for all. She spent seven years as Executive Director of the non-profit Off the Mat, Into the World and is currently board chair. She is relentless in her commitment to elevating leaders, groups and projects to next-level social change makers through her work with The Catalyst Collective, an innovative consultancy designed for mission-based individuals, groups, and organizations that want to be successful and make a difference in the world.
Kerri is recognized across communities for her inspired work to bridge transformational practice with social change and politics. She's been instrumental in translating the tools of wellbeing into practical application and social action in the public sector, working in collaboration with community organizers, spiritual leaders and policy makers. She is a commitment to personal transformation that leads to powerful social change.
The surprising definition of White Supremacy.
Why we need to do more than meditate if we want to end racism.
How to be skillful and mindful as we address the systemic oppression of people of color.
Practical tools to engage in the healing of our communities.
Listen with an open heart and mind (discomfort may arise) as we take a clear look at how our system of white patriarchal supremacy is designed to keep us disengaged and fighting -- it's time to radically love one another and come together for the healing and wellbeing of ALL.


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Church in Australia deeply saddened by Sri Lankan attacks
Sri Lanka attacks, Getty images.
Australian Catholic Bishops Conference president Archbishop Mark Coleridge has expressed shock at the attacks in Sri Lanka that have left many dead, including Catholics attending Easter celebrations.
"Attacks such as this are always atrocious," he said, "but especially when worshippers are the target and it's the Resurrection they're celebrating.
"We don't know who planned the attack or what their motive may have been. But we do know that whoever's responsible, this attack has something demonic about its planning and execution. We also know that violence like this won't have the last word. That's what Easter is about."
Archbishop Coleridge said he will contact Church leaders in Sri Lanka as soon as possible and extend the sympathies and prayers of the Catholic Church in Australia.
He also expressed solidarity with the more than 22,000 Sri Lankan Catholics who now call Australia home, saying that the Catholic community in this country will rally around them in every way possible.
Source: Australian Catholic Bishops Conference
Message from Archbishop Christopher Prowse
The Catholic community of the Archdiocese of Canberra and Goulburn send prayers and deepest condolences to the entire Sri Lankan community in these days of the terrible bombings in COLUMBO and beyond.
We pray for the many who have died. We pray for the hundreds injured and their dear families and friends. We condemn outright such acts of atrocity, especially during this holy season of Easter.
We pray for peace and comfort to all Sri Lankans, especially those who live in Australia.
Archbishop Christopher Prowse
Sri Lanka Easter attacks draw condemnation, prayer for victims
Plotters in church-bombing scheme sentenced in Egypt
Catholic Voice- 4 April 2019
CAIRO, EGYPT: A court in Cairo sentenced Saturday 30 men to between 10 years and life imprisonment for planning to bomb a church in Alexandria, ... Read More


text:
package com.github.mozvip.theaudiodb.model;

import com.fasterxml.jackson.annotation.JsonIgnoreProperties;
import com.fasterxml.jackson.annotation.JsonInclude;
import com.fasterxml.jackson.annotation.JsonInclude.Include;

@JsonInclude(Include.NON_NULL)
@JsonIgnoreProperties(ignoreUnknown=true)
public class AudioDbAlbum {

	private Long idAlbum;
	private Long idArtist;
	private Long idLabel;
	private Integer intLoved;
	private Integer intSales;
	private Float intScore;
	private Integer intScoreVotes;
	private Integer intYearReleased;
	private String strAlbum;
	private String strAlbumCDart;
	private String strAlbumSpine;
	private String strAlbumStripped;
	private String strAlbumThumb;
	private String strAlbumThumbBack;
	private String strAlbumThumbHQ;
    private String strAllMusicID;
	private String strAmazonID;
	private String strArtist;
	private String strArtistStripped;

	private String strDescription;
	private String strDescriptionCN;
	private String strDescriptionDE;
	private String strDescriptionEN;
	private String strDescriptionES;
	private String strDescriptionFR;
	private String strDescriptionHU;
	private String strDescriptionIL;
	private String strDescriptionIT;
	private String strDescriptionJP;
	private String strDescriptionNL;
	private String strDescriptionNO;
	private String strDescriptionPL;
	private String strDescriptionPT;
	private String strDescriptionRU;
	private String strDescriptionSE;

	private String strGenre;
	private String strItunesID;
	private String strLabel;
	private String strLocation;
	private String strLocked;
	private String strMood;
	private String strMusicBrainzArtistID;
	private String strMusicBrainzID;
	private String strReleaseFormat;
	private String strReview;
	private String strSpeed;
	private String strStyle;
	private String strTheme;

	public Long getIdAlbum() {
		return idAlbum;
	}

	public void setIdAlbum(Long idAlbum) {
		this.idAlbum = idAlbum;
	}

	public Long getIdArtist() {
		return idArtist;
	}

	public void setIdArtist(Long idArtist) {
		this.idArtist = idArtist;
	}

	public Long getIdLabel() {
		return idLabel;
	}

	public void setIdLabel(Long idLabel) {
		this.idLabel = idLabel;
	}

	public Integer getIntLoved() {
		return intLoved;
	}

	public void setIntLoved(Integer intLoved) {
		this.intLoved = intLoved;
	}

	public Integer getIntSales() {
		return intSales;
	}

	public void setIntSales(Integer intSales) {
		this.intSales = intSales;
	}

	public Float getIntScore() {
		return intScore;
	}

	public void setIntScore(Float intScore) {
		this.intScore = intScore;
	}

	public Integer getIntScoreVotes() {
		return intScoreVotes;
	}

	public void setIntScoreVotes(Integer intScoreVotes) {
		this.intScoreVotes = intScoreVotes;
	}

	public Integer getIntYearReleased() {
		return intYearReleased;
	}

	public void setIntYearReleased(Integer intYearReleased) {
		this.intYearReleased = intYearReleased;
	}

	public String getStrAlbum() {
		return strAlbum;
	}

	public void setStrAlbum(String strAlbum) {
		this.strAlbum = strAlbum;
	}

	public String getStrAlbumCDart() {
		return strAlbumCDart;
	}

	public void setStrAlbumCDart(String strAlbumCDart) {
		this.strAlbumCDart = strAlbumCDart;
	}

	public String getStrAlbumSpine() {
		return strAlbumSpine;
	}

	public void setStrAlbumSpine(String strAlbumSpine) {
		this.strAlbumSpine = strAlbumSpine;
	}

	public String getStrAlbumStripped() {
		return strAlbumStripped;
	}

	public void setStrAlbumStripped(String strAlbumStripped) {
		this.strAlbumStripped = strAlbumStripped;
	}

	public String getStrAlbumThumb() {
		return strAlbumThumb;
	}

	public void setStrAlbumThumb(String strAlbumThumb) {
		this.strAlbumThumb = strAlbumThumb;
	}

	public String getStrAlbumThumbBack() {
		return strAlbumThumbBack;
	}

	public void setStrAlbumThumbBack(String strAlbumThumbBack) {
		this.strAlbumThumbBack = strAlbumThumbBack;
	}

	public String getStrAmazonID() {
		return strAmazonID;
	}

	public void setStrAmazonID(String strAmazonID) {
		this.strAmazonID = strAmazonID;
	}

	public String getStrArtist() {
		return strArtist;
	}

	public void setStrArtist(String strArtist) {
		this.strArtist = strArtist;
	}

	public String getStrArtistStripped() {
		return strArtistStripped;
	}

	public void setStrArtistStripped(String strArtistStripped) {
		this.strArtistStripped = strArtistStripped;
	}

	public String getStrDescription() {
		return strDescription;
	}

	public void setStrDescription(String strDescription) {
		this.strDescription = strDescription;
	}

	public String getStrDescriptionCN() {
		return strDescriptionCN;
	}

	public void setStrDescriptionCN(String strDescriptionCN) {
		this.strDescriptionCN = strDescriptionCN;
	}

	public String getStrDescriptionDE() {
		return strDescriptionDE;
	}

	public void setStrDescriptionDE(String strDescriptionDE) {
		this.strDescriptionDE = strDescriptionDE;
	}

	public String getStrDescriptionEN() {
		return strDescriptionEN;
	}

	public void setStrDescriptionEN(String strDescriptionEN) {
		this.strDescriptionEN = strDescriptionEN;
	}

	public String getStrDescriptionES() {
		return strDescriptionES;
	}

	public void setStrDescriptionES(String strDescriptionES) {
		this.strDescriptionES = strDescriptionES;
	}

	public String getStrDescriptionFR() {
		return strDescriptionFR;
	}

	public void setStrDescriptionFR(String strDescriptionFR) {
		this.strDescriptionFR = strDescriptionFR;
	}

	public String getStrDescriptionHU() {
		return strDescriptionHU;
	}

	public void setStrDescriptionHU(String strDescriptionHU) {
		this.strDescriptionHU = strDescriptionHU;
	}

	public String getStrDescriptionIL() {
		return strDescriptionIL;
	}

	public void setStrDescriptionIL(String strDescriptionIL) {
		this.strDescriptionIL = strDescriptionIL;
	}

	public String getStrDescriptionIT() {
		return strDescriptionIT;
	}

	public void setStrDescriptionIT(String strDescriptionIT) {
		this.strDescriptionIT = strDescriptionIT;
	}

	public String getStrDescriptionJP() {
		return strDescriptionJP;
	}

	public void setStrDescriptionJP(String strDescriptionJP) {
		this.strDescriptionJP = strDescriptionJP;
	}

	public String getStrDescriptionNL() {
		return strDescriptionNL;
	}

	public void setStrDescriptionNL(String strDescriptionNL) {
		this.strDescriptionNL = strDescriptionNL;
	}

	public String getStrDescriptionNO() {
		return strDescriptionNO;
	}

	public void setStrDescriptionNO(String strDescriptionNO) {
		this.strDescriptionNO = strDescriptionNO;
	}

	public String getStrDescriptionPL() {
		return strDescriptionPL;
	}

	public void setStrDescriptionPL(String strDescriptionPL) {
		this.strDescriptionPL = strDescriptionPL;
	}

	public String getStrDescriptionPT() {
		return strDescriptionPT;
	}

	public void setStrDescriptionPT(String strDescriptionPT) {
		this.strDescriptionPT = strDescriptionPT;
	}

	public String getStrDescriptionRU() {
		return strDescriptionRU;
	}

	public void setStrDescriptionRU(String strDescriptionRU) {
		this.strDescriptionRU = strDescriptionRU;
	}

	public String getStrDescriptionSE() {
		return strDescriptionSE;
	}

	public void setStrDescriptionSE(String strDescriptionSE) {
		this.strDescriptionSE = strDescriptionSE;
	}

	public String getStrGenre() {
		return strGenre;
	}

	public void setStrGenre(String strGenre) {
		this.strGenre = strGenre;
	}

	public String getStrItunesID() {
		return strItunesID;
	}

	public void setStrItunesID(String strItunesID) {
		this.strItunesID = strItunesID;
	}

	public String getStrLabel() {
		return strLabel;
	}

	public void setStrLabel(String strLabel) {
		this.strLabel = strLabel;
	}

	public String getStrLocation() {
		return strLocation;
	}

	public void setStrLocation(String strLocation) {
		this.strLocation = strLocation;
	}

	public String getStrLocked() {
		return strLocked;
	}

	public void setStrLocked(String strLocked) {
		this.strLocked = strLocked;
	}

	public String getStrMood() {
		return strMood;
	}

	public void setStrMood(String strMood) {
		this.strMood = strMood;
	}

	public String getStrMusicBrainzArtistID() {
		return strMusicBrainzArtistID;
	}

	public void setStrMusicBrainzArtistID(String strMusicBrainzArtistID) {
		this.strMusicBrainzArtistID = strMusicBrainzArtistID;
	}

	public String getStrMusicBrainzID() {
		return strMusicBrainzID;
	}

	public void setStrMusicBrainzID(String strMusicBrainzID) {
		this.strMusicBrainzID = strMusicBrainzID;
	}

	public String getStrReleaseFormat() {
		return strReleaseFormat;
	}

	public void setStrReleaseFormat(String strReleaseFormat) {
		this.strReleaseFormat = strReleaseFormat;
	}

	public String getStrReview() {
		return strReview;
	}

	public void setStrReview(String strReview) {
		this.strReview = strReview;
	}

	public String getStrSpeed() {
		return strSpeed;
	}

	public void setStrSpeed(String strSpeed) {
		this.strSpeed = strSpeed;
	}

	public String getStrStyle() {
		return strStyle;
	}

	public void setStrStyle(String strStyle) {
		this.strStyle = strStyle;
	}

	public String getStrTheme() {
		return strTheme;
	}

	public void setStrTheme(String strTheme) {
		this.strTheme = strTheme;
	}

	public String getStrAlbumThumbHQ() {
		return strAlbumThumbHQ;
	}

	public void setStrAlbumThumbHQ(String strAlbumThumbHQ) {
		this.strAlbumThumbHQ = strAlbumThumbHQ;
	}

    public String getStrAllMusicID() {
        return strAllMusicID;
    }

    public void setStrAllMusicID(String strAllMusicID) {
        this.strAllMusicID = strAllMusicID;
    }
}

redpajama_set_name: RedPajamaGithub


Quiring, Courtney, et al. "Advil Allergy Sinus." Davis's Drug Guide, 16th ed., F.A. Davis Company, 2019. Medicine Central, im.unboundmedicine.com/medicine/view/Davis-Drug-Guide/109798/all/Advil_Allergy_Sinus.
Quiring C, Sanoski CA, Vallerand AH. Advil Allergy Sinus. Davis's Drug Guide. 16th ed. F.A. Davis Company; 2019. https://im.unboundmedicine.com/medicine/view/Davis-Drug-Guide/109798/all/Advil_Allergy_Sinus. Accessed April 21, 2019.
Quiring C, Sanoski CA, Vallerand AH. Advil Allergy Sinus [Internet]. In: Davis's Drug Guide. F.A. Davis Company; 2019. [cited 2019 April 21]. Available from: https://im.unboundmedicine.com/medicine/view/Davis-Drug-Guide/109798/all/Advil_Allergy_Sinus.


Showing Articles Posted In: "New York"
Toyota Land Cruiser for sale, interesting used FJ60 coming with original condition that was looking for a new home in New York. As shown here is rust-free west coast car, 1983 Toyota Land Cruiser FJ60 being offered for sale in Brooklyn. For 33 year old car, that's terrific condition with few sign of aged. It reflects how she was cared all this time, if seriously want to own one classic Land Cruiser, this could be perfect candidate to buy. Come to see directly is a good for you and your money certainly.
Toyota Land Cruiser for sale, found this one rare variant of the diesel Land Cruiser's looking for a new owner, as shown here is 1980 Toyota Land Cruiser BJ44 is a real JDM car has been driven about 114,996 miles and still in good shape overall. Fairly cool red hardtop body with a slightly longer chassis than the FJ40 more shorter than FJ45. It unmolested example of the very unique Land Cruiser variants, could be fun to bring it on the Land Cruiser enthusiasm next meeting.


text:
The socially optimal firm size is the size for a company in a given industry at a given time which results in the lowest production costs per unit of output.

Discussion

If only diseconomies of scale existed, then the long-run average cost-minimizing firm size would be one worker, producing the minimal possible level of output.  However, economies of scale also apply, which state that large firms can have lower per-unit costs due to buying at bulk discounts (components, insurance, real estate, advertising, etc.) and can also limit competition by buying out competitors, setting proprietary industry standards (like Microsoft Windows), etc.  If only these "economies of scale" applied, then the ideal firm size would be infinitely large.  However, since both apply, the firm must not be too small or too large, to minimize unit costs.

Variation in optimal firm size by industry

The "diseconomies of scale" do not tend to vary widely by industry, but "economies of scale" do.  An auto maker has very high fixed costs, which are lower per unit of output the more output is produced. On the other hand, a florist has very low fixed costs and hence very limited sources of economies of scale. Thus there are disparate degrees of economies of scales for different types of organizations.

Effects of agricultural, industrial, and service-based economies on optimal firm size

An industrial society will tend to have large firms, as industry has substantial economies of scale.  A service-based economy will favor smaller firms, as services have limited economies of scale.  There will, of course, be exceptions, such as Microsoft, which is a huge services company.

Effect of free entry on firm size

If the market for a product exhibits free entry, meaning that firms can enter (and exit) the market at will with no logistical, legal, or other inhibiting factors, and if firms have U-shaped long-run average cost curves as in the graphs at the right, then in the long run all firms will end up producing at their point of minimum average cost. For suppose a particular firm with the illustrated long-run average cost curve is faced with the market price P indicated in the upper graph. The firm produces at the quantity of output where marginal cost equals marginal revenue (labeled Q in the upper graph), and its per-unit economic profit is the difference between average revenue AR and average total cost ATC at that point, the difference being P minus C in the graph's notation. With firms making economic profit and with free entry,  other firms will enter the market for this product, and their additional supply will bring down the market price of the product; this process will continue until there is no longer any economic profit to entice further entrants. The long-run outcome is shown in the second graph, with production by each firm occurring at the newly labelled Q, with marginal cost equalling price at the minimum of the long-run average cost curve, and with the gap between average revenue (the height of the average revenue curve at this Q) and average cost (the height of the average cost curve at this Q) being zero.

Thus with firms possessing U-shaped long-run average cost curves, perfect competition, with (1) firms small enough relative to the overall market that they cannot individually influence the product's market price, and with (2) free entry, leads in the long run to a situation in which no firm is making economic profit, and in which firms are of their socially optimal size (producing at the minimum of their long-run average cost curve).

See also
Diseconomies of scale
Economies of scale
Minimum efficient scale

References
 Bureaucratic limits of firm size: Empirical analysis using transaction cost economics

Market structure
Production economics


Like Mike, if could be like Mike. Weird dream huh?
With the Concord XI coming out (again) I figured I might as well dust off my 2001 retros. They question is if you want to ball in $220 sneakers.
16.5 ounces which is half an ounce more than the X which I wrote about last week. I can almost guarantee people will say it doesn't feel heavy while they say the X does. Numbers don't lie, people do.
I've always found this traction to be good on clean floors, ok to awful on dusty floors depending on age of the shoe. Over time the rubber forms a shell and gets ultra slippery. You can remedy this by using sandpaper or wearing them outdoors to take off the old layer.
Most of the traction in the important areas is herringbone so it works but the little flat spots can pick up dust (dirt plus oxidation =yellowing) which can cause some slipping. However the herringbone is there to slow down the slide so it's a bit of a mixed bag.
Overall, great when clean, ok on dusty floors, but can get worse with age.
Cushioning feels good enough but it's really the action on the foam you feel with a thin layer of air you feel. I actually like how the X feels a little better but that's just preference.
I decided to combine these two for the Air Jordan 12 because the patent leather affects the fit.
Half a size down is the way to go for everyone except maybe the widest footers. Even today it's hard to get a good fit with patent leather due to the nature of patent leather.
PL is NOT soft and flexible and is stiff in design. JB added the Pl for looks and strength around the shoe.
The rest of the shoe ballistic mesh similar to what you find on the LBJ II and would be considered premium nowadays. It's flexible yet strong and not paper thin like a lot of mesh materials we see today.
Overall the fit is good with no heel slip and some a little space in the toe box (double sock to fill that space). That's why I go down half a size.
Some might say the nylon webbing straps are predecessors to Flywire. I guess it kind of is but the straps cover more surface area to give a little more coverage (newer isn't better). They also really help give the XI a sock like feel as it hugs the foot and ankle.
Overall, materials are nice although JB has skimped in the past but usually not too badly on the XI. Fit is also very good heel to toe although there can be some space in the toe box depending on your foot shape and preference.
Support is extremely minimal on the AJ XI and is really one of the first shoes I remember being a sock with a sole. It's no wonder we see so many low top iterations now since this upper adds nothing support wise.
The CF does make the shoe stiffer than today's modern shoes but once you're playing you don't notice it at all. And if you do, go work out.
Stability is fine with a kinda sorta outrigger and wide outsole.
Overall not issues as the shoe plays safely and naturally.
Very good no issues here . My foot actually sits below the raised midsole a few millimeters from heel to toe. Plus the patent leather doesn't stretch (think of it is the antithesis of mesh). Aside from setting a new trend, patent actually had a job to do.
Twenty three years later and a pretty much the GOAT shoe of all time, the AJ XI prints money for Jordan Brand whenever they release classic colors and even some not so classic colors. (RETRO PLUS colors for old timer collectors that remember that term ).
I choose to believe all three. What if Zoom or Boost were put into the XI? Would it make it any better ? It might feel a little better and more fun but you would't see any improved performance. Those who think that newer and improved cushioning adds any serious "performance" benefit might want to check their jumper in the mirror. Just getting the basics of a sneaker down is good enough on any court for any skill level.
Pic taken sometime in the early 2000's with a Canon Elf then uploaded to Photobucket.
I've always loved looking at the XI especially the concords and my closet has been filled with probably twenty plus at one point in my life. But it isn't a shoe I absolutely love playing with on court but it's more than serviceable after two decades and can hold more than its own against any modern shoe. Is it the shoes ? Nope but it feels good to look good so why the hell not. I can give you 220 reasons why not but rational thinking isn't any sneaker head's forte.
Buy it if you love them, rock it if you want to, your skills are your skills, just know you can't buy them off a shelf.
Overall, I love how these look and they perform well on the court even against modern shoes with the latest and greatest but they've never been in my rotation due to some traction issues and some slight space in the forefoot. So ironically these get a second team rating. But don't worry I'm still going to try to cop this weekend.


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With our experience and local reputation in Ballinalee where we are able to deliver spectacular flowers right across town and to surround areas either sent from our expert local florists for same day flower delivery or with the assistance of our overnight flower courier for next day flower delivery. We've been sending flowers for more than 65 years, we know all about sending arrangements to Ballinalee - put your faith in our expert local florists for same day flower delivery six days a week For any occasion, rain or shine.


text:
Trump to renew challenges to Manhattan prosecutor's subpoena for financial records
Stock MarketsJul 15, 2020 01:20PM ET
© Reuters. U.S. President Donald Trump attends a news conference in the Rose Garden at the White House in Washington
By Jonathan Stempel
NEW YORK (Reuters) - U.S. President Donald Trump plans further challenges to a Manhattan prosecutor's efforts to seek his financial records, despite a U.S. Supreme Court decision allowing the pursuit.
According to a joint filing by lawyers for Trump and Manhattan District Attorney Cyrus Vance, the president plans by July 27 to file a complaint raising arguments against Vance's grand jury subpoena, which Trump said the nation's highest court allowed him to make.
Vance countered that most of these arguments have already been rejected in the litigation, and Trump deserves no special treatment because he is president. The district attorney agreed not to enforce the subpoena through July 27.
U.S. District Judge Victor Marrero in Manhattan has scheduled a Thursday hearing on the matter.
The case concerns a subpoena last August to Trump's accounting firm Mazars USA for eight years of personal and corporate tax returns, related to Vance's criminal probe into Trump and his Trump Organization.
That probe was spurred by news about hush money paid before the 2016 election, including to buy the silence of adult film actress Stormy Daniels and former Playboy model Karen McDougal about their claimed relationships with Trump, which he denies.
Vance had prevailed on July 9 at the Supreme Court, which rejected Trump's claim he was immune from criminal probes while in the White House and could block the release of his records.
"No citizen, not even the President, is categorically above the common duty to produce evidence when called upon in a criminal proceeding," Chief Justice John Roberts wrote.
The court separately rejected the Democratic-led House of Representatives' effort to see many of the records Vance sought.
Its decisions likely mean the records will not become public until at least after the Nov. 3 election.
In Wednesday's filing, Trump's lawyers said the Republican president may argue that Vance's subpoena was too broad, or that enforcement might "impede his constitutional duties."
They may also argue that Vance, a Democrat, pursued the subpoena to harass Trump, or retaliate against his policies.
Vance has denied acting in bad faith, and said the motives for a subpoena are not something courts should normally examine.
The case is Trump v Vance et al, U.S. District Court, Southern District of New York, No. 19-08694.
Chris Sundo Jul 15, 2020 1:13PM ET
What is it that Americans can't see about a potus attempting to hide (at great cost) his trail of financial doings? -- If it talks like a con, walks like a con, acts like a con THEN IT IS A CON. __ How can a con m.a.g.a? .. There's plenty of evidence how the economies of con prez's of other countries have fared, take Philipenes as an example or Brazil, or Argentine. And it's clear that potus has been busy tearing down existing arrangements without competency of replacing them with better systems. America is a sinking ship. The mice are leaving. Americans are shunned in Europe. Countries close their borders to Americans
david rosenblum Jul 15, 2020 1:13PM ET
hows the weather in moscow, comrade?
Ultra Vires Jul 15, 2020 12:00PM ET
lock him up!
david rosenblum Jul 15, 2020 12:00PM ET
he is locked up...in his basement. tell china joe's handlers to let him out. i want to see him shuffle more than 20 feet.
mille stelle Jul 15, 2020 11:59AM ET
why is he hiding his financial record. sounds strange
Holly Sorensen Jul 15, 2020 11:57AM ET
get the traitor and crook out of this white house
david rosenblum Jul 15, 2020 11:57AM ET
bidens not in the white house. nor is the traitorous obama who sold us out to china and iran, and tried to overthrow a duly-elected president.
Jeff Chevalier Jul 15, 2020 11:57AM ET
I can only assume that you believe in aliens and big foot as well.
Jeff Chevalier : i believe in illegal aliens.