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Consultation India - Pune, Mumbai Real Estate/ Properties Investment, Property Management Services
"Indian Economy Boom in recent years has brought massive tranformation in Real Estate industry and opened a path to provide professional services in this sector" (this blog is penned by Mr. Deepak Sundrani, An Estate Consultant Based in PUNE, Maharashtra, India.) We work in Pune, Mumbai & Goa's premium high ticket price properties, You can contact directly #+91-7498829332, 91-9822052388, Email: deepaksundrani@thegururealty.com
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Welcome to know & Share information about Real Estate Market & Opportunity to invest.
This blog is an effort to bring more comprehensive, precise information about the current happening of Global & specially India's Real estate market and can have also professional advise and assistance to invest in "PUNE" city which is a India's Premiere IT Hub, Education Hub added with fantastic weather all the year & Surrounded with scenic beauty of hills. "Navi Mumbai" is also known emerging investment destination.
There will be frash review and open discussion about the specific topic which may interest to you.
EXPERT/PROFESSIONAL ADVISE TO NRI's (NON RESIDENT INDIANS) TO INVEST IN REAL ESTATE/ PROPERTIES IN PUNE, MAHARASHTRA, INDIA
*we are Real Estate Consulting / Brokering & property management company, based in pune and we work in PUNE, MUMBAI & GOA's premium high ticket price properties and also assist buyers to book or buy/purchase suitable property as per their requirements and budget and can also offer any underconstruction propery from all recognized developers in pune. It\'s like saving time and getting our expertise & knowledge to search property for interested buyer\'s.
Resale/leasing, property management will involve service / brokering Fees. (We Believe in Quality)
RERA REGISTRATION NO. A52100002438
(reach directly on my cell No. 91-7498829332, +91-9822052388, Email: deepaksundrani@thegururealty.com
PLEASE ALSO VISIT OUR NEW WEBSITE ON SPECIFICALLY DEDICATED FOR PROPERTY MANAGEMENT SERVICES website http://punepropertymanagementservices.com/
It's always good time to invest in properties in rapidly developing INDIA
Dear freinds, it has quite sometime that i am again writing as has been very busy in my core business of consulting property buyers to purchase properties in Pune, India. here, just thought to write topic of right or good time for investing properties in India as from last few years or months, lot of ups & downs are happening in the world economy and indian economy so many people are asking this question continuously.. first i strongly believe that investing in Indian real estate will reap great appreciation for next 10 years, if investors can hold their investment till this period or till right time.
Now, here are reasons to back or support my point that indian real estate has great potential to give handsome returns are
1) One Of the fastest Developing Country
2) Real Demand
3) Inflation
4) Income Growth
1) India is one of the fastest growing country in world currently which makes it more attractive as when country is developing, it will never get fall in longer run as everything will be required ie. infrastructure, industries, residences, education etc. it's country of 1.30 billion + population in which 400 millions strong middle class having equivalent to entire europe makes it's one of the largest consumer market in the world. it will attract every corporate company established & emerging to come india and expand their businesses for such vast and great consumer market.
2) Real Demand refers to huge requirement of Residential and commercial spaces in millions required in india's cities as already it's predicted that millions of units will be required for endusing in urban areas which gives great optimism that india's real estate market is based upon real demand and as we can now check and know with our past experiences of international market of dubai, europe and USA that if there is no real enduser demand then real estate growth will not sustain in long term so we can surely say that india with huge population and demand can surely will give great appreciation.
3) Inflation is one of the most talked phrase in india currently as it's affecting every aspect of life in india. i wish to highlight impact of inflation upon real estate investment because if even we say that there is no appreciation for next 3-5 years, still inflation will make it impossible for developers to offer any real estate property on same price what one can purchase it today..It is very valid point as whatever you can buy now for Rs. 1 will get you half in next 3-5 years so forget about appreciation, still whatever purchased today will get double in next few years due to inflation...another example is that money value is getting devalue everyday so keeping money in bank will not be good idea in current scenario.
4) Recently thanks to IT and corporate world where salaries are increased handsomely given lot of ready cash to young working professionals who are highly educated and understand very well that investing in properties will give them maximum returns in future and great financial support in future.
All above points and many more positive aspect of India and indian economy indicates one thing that it's time to invest in indian properties to get great appreciation in coming years..
However it's very important to understand that nowadays, real estate market is not such that buy any property anywhere and expect good returns for it and may end up no return dead investment therefore it requires proper research and after surveying on the ground, one should decide for it as an opportunities always change with the time. for that, an expert needs to be consulted & hired which will not only benefit in finding right opportunity for buying property but also to manage it professionally at the later stage as it will involve many aspect of managing, leasing / renting and selling the property at the later stage to make earning & profit out of it.
About Pune City, Maharashtra State, India.
Pune hardly a distance from mumbai commercial hub of india, also known as the Oxford of east has shown impressive economic growth in the past few decades. Pune boasts of some excellent educational institutes along with key defence institutions. In the last decade a large number of companies have also made their presence felt in the city and several manufacturing and software companies have set up their development centres in this city. The rapid real estate growth in the city is reflected through the several residential as well as commercial properties that are mushrooming within the city. Along with excellent employment and educational opportunities, good weather and cosmopolitan population are some of the factors that have cause this phenomenal growth in the real estate sector. Industry experts indicate that residential space of around 1.76 million square feet is needed with the real estate sector recording compound annual growth of 51 percent. Residential spaces in prime areas like Camp, Koregaon Park, Aundh and Baner continue to be in demand. However lack of space in these areas has prompted many property developers to shift their focus to the fringe areas of the city which include Mundhwa, wagholi, Wanowrie, Nagar Road and Hinjewadi areas. The Maharashtra government has granted approval to private property developers to establish townships in Pune as a part of the Public Private Participation model and this has resulted in development of several integrated townships. The Pune real estate market encompasses low cost properties comprising of one or two bedroom dwellings as well as sophisticated opulent villas and duplex apartments. The properties are designed to reflect the contemporary lifestyles of people with many of them having excellent modern amenities like club house, swimming pool, gym and gardens. There are a large number of projects underway in upcoming areas like Wakad, Balewadi, Hinjewadi, Pimple Nilakh etc. The residential spaces in these projects are also quite affordable. The eastern belt of Pune has developed at a very fast pace and is much in demand because of its close proximity to the airport as well as IT parks. With the development of infrastructure particularly roads, areas like Magarpatta, Kalyani nagar, Viman nagar, Kharadi & wagholi have been well connected with the city and this has resulted in a great deal of demand for properties in these areas. one more location in South pune named NIBM is also a very good investment destination as having best schools name in this area. With the rapid infrastructural development and economic growth buying a property in Pune has become an excellent investment option. The real estate prices in Pune have consistently recorded an appreciation of around 25 to 30 percent each year. There is a greater demand for intelligent living spaces that provide upscale amenities. Over the past two years high rise towers have been permitted to be developed in some areas in Pune and many real estate developers have capitalised on this thereby transforming the Pune skyline. Investing in residential property in Pune can be fruitful. However some of the variables or factors that should be taken before buying the property include the location or area, the facilities offered in the project, infrastructural development in the location and quality of construction among others.
Pune: Hub of commercial properties for Lease & Rent and Sale Preleased on ROI basis.
Greetings, Pune is rightnow one of the best city of INDIA to attract commercial real estate investment and best suitable to start the business because of presence of many national & international companies having their setup's already.
we are currently having properties, offices for corporates, co-working offices, shops, showrooms, shopping mall spaces, schools, Restaurant, hotels & hospitals for sale and lease/rent in entire pune city starting sale price range of 2 Crores to 200 Crores and preleased properties giving rental returns of more between 5-10% annually.
we are also having office spaces for lease rent near and inside all IT parks of pune full floors, entire building to be offered to reputed brands for long leasing.
for more detail, please contact Deepak Sundrani #9822052388, deepaksundrani@thegururealty.com
Property / Real Estate Investment Opportunity for NRI's (Non Resident Indians)
Pune: from last few months, NRI community will have great chance and more opportunities to invest in india because of sudden appreciation of Dollar against Indian Rupee which is almost 15% therefore if any NRI or PIO from countries of US or any other middle eastern country, have pegged currency with US dollar then they can avail straight 15% discount indirectly because of exchange rate in investing properties in India which is no doubt will give really handsome retruns or profit in near future........Ideal situation NRI's those have spare money to avail this benefit.......another suggestion that NRI's can look for investment in PUNE, Maharashtra in India as it's very fast growing city and having immense potential to give maximum profit/returns in coming years.
Appreciation received from renowned builders.
I am delighted to share our achievements in REAL ESTATE INDUSTRY appreciated by renowned Builders. thanks for all great support, will always keep learning and will put more efforts to improve and provide better services.
Posted by Deepak Sundrani at Wednesday, December 25, 2019 No comments:
52 startups in India are potential unicorns
India is home to the world's third largest startup ecosystem, having added over 1,300 tech startups in 2019
Number of Indian unicorns could increase to 95-105 by 2025, says Nasscom president Debjani Ghosh
Bengaluru: The first eight months of the year saw the birth of seven unicorns in India's startup ecosystem, software industry body Nasscom said in a report, even as 52 others which have received over $50 million investments wait to join the list.
The number of India's potential unicorns—a term to describe startups valued at $1 billion—more than tripled from 15 last year to 52 in 2019, becoming the world's largest pipeline of unicorns in the making, Nasscom said in its report 'Indian Tech Start-up Ecosystem – Leading Tech in the 20s'.
India's newest unicorns include Delhivery, a logistics startup; Icertis, which provides cloud-based enterprise contract management; Dream11, a gaming startup; Druva, which provides cloud data protection and management; Ola Electric, the electric vehicle arm of cab hailing firm Ola; and Rivigo, a logistics firm.
With the latest additions, India now hosts 24 unicorns, the third-highest number of unicorns in a single country in the world.
Around 71% of 2019's unicorns are business-to-business (B2B) focused, while 57% are from emerging and nascent sectors such as gaming, automotive and supply chain/logistics, according to the report.
Software and robotics platform GreyOrange, card processing company Pine Labs, online car marketplace CarDekho, online grocer Grofers, fintech start-up LendingKart, online truck aggregator Blackbuck are some of the potential unicorns at present.
"...Financially and strategically speaking, what's been more important for us is to grow fast, but at a profitable scale. If growth comes at the cost of profitability, that is not something we support, and hence, we have been cautious about (rapid) growth. You can't compromise on margins for growth, because that's not sustainable," said Hari Menon, chief executive of Bigbasket, which became a unicorn in 2019.
Menon added that grocery is a complex business due to large stock keeping unit (SKU) count, and, on a single average high-value order, Bigbasket may end up delivering anywhere between 20-25 SKUs.
(Graphic: Sarvesh Kumar Sharma/Mint)
"But with more players coming into the segment with large varieties of SKUs, it will only increase customer trust in online grocery delivery since it will house all the SKUs in a single place. And as these companies grow to bigger valuations, it is only going to give more validation to the segment," Menon said over the phone.
Atit Danak, manager and head of CoNXT, consulting firm Zinnov's startup collaboration practice, said these unicorns and potential unicorns are present across 13 sectors, in both domestic and global markets. The Nasscom report was commissioned along with Zinnov.
"It is a very good composition in terms of the number of sectors these startups are coming from and the kind of markets they are going after. There are also companies like Khatabook (a mobile app that enables small and medium enterprises track business transactions) that is going after a very India-specific problem. It is a healthy mix of startups," Danak said.
Nasscom president Debjani Ghosh expects two or three more unicorns to be added to the list by the end of the year.
According to her, the number of Indian unicorns could increase to 95-105 by 2025.
Meanwhile, India continues to be home to the third largest startup ecosystem in the world, having added more than 1,300 tech startups in 2019.
Between January and September, there were 8,900-9,300 tech startups, compared with 7,700-8,200 in the year-ago period, according to the Nasscom report.
The volume of investments in startups also grew, touching $4.4 billion for January-September across 450 startups up 5% from the year-ago period. Early-stage funding too saw a 45% spike, with $1.6 billion being recorded in 2019.
Startups created 60,000 direct jobs in 2019 alone, compared with 40,000 jobs in 2018.
"The next wave of growth will be at the junction of convergence of technologies, where different sectors will embrace digital to re-define their operations," said Nasscom's Ghosh.
Source: online live mint.
Posted by Deepak Sundrani at Tuesday, November 19, 2019 1 comment:
Co-living' – changing the face of rented accommodation in India
Millennials are putting an end to housing woes by opting for co-living spaces, which offer the ease of living and a vibrant community with like-minded people.
Millennials are known for moving around. They job-hop for better opportunities, which is partly due to economic realities outside their control. Most millennials are known to switch jobs once in one to three years, which sometimes require switching cities, leading to changing homes. It is rare to find millennials who have not spent hours looking for that perfect house to live in, at the right price, location, and with the right people. The truth is there are hardly any ideal options in the traditional rental housing system, which is why this new trend of co-living is gaining traction.
Most people initially are hesitant about taking new accommodation on their own, given their unfamiliarity with the new place and city. The most convenient option at the time is moving in with relatives. However, that's an option that most people only avail for a short time. Post the initial settling in, most people eventually contemplate moving out and living on their own. However, their inhibitions of whether they will be able to live on their own in a new city play heavy on their mind. Beyond safety, the sheer management of a new house and the added responsibilities of running a household independently bog them down. This is where co-living places come to the rescue, taking care of basics and helping residents feel secure and looked after.
Today, millennials are no longer sold on the idea of owning a property. Instead, they prefer investing in experiences and things that gratify them. Finding like-minded people and building a tribe is one of the critical factors that dominate most of their decisions, from their workplace to who they live with. This is where co-living as a concept fits in well and matches their priorities. Co-living is best experienced in the mega-communities that combine state-of-the-art, super aggregated, tech-enabled shared spaces for young working professionals and students.
Enabling 'ease of living'
The concept of co-living offers residential accommodation that combines fully-furnished and managed living spaces with shared facilities. While the concept of shared living is not new, what excites the newer generation is the 'ease of living' provided by co-living spaces through its varied range of amenities and unparalleled facilities. Youngsters are no longer willing to deal with interfering property owners, and factors like high-deposit and rigid lock-in period are resulting in the rise of this concept.
In co-living, one can find state-of-the-art, super aggregated, tech-enabled shared spaces for young working professionals and students. Unlike other shared living arrangements, co-living encourages social contact and community building. Curated events such as open mics, cookout sessions, karaoke nights, and flea market for residents encourages social interactions and cultivates a sense of belonging in people opting for co-living places.
These spaces are designed to simplify the resident's life with amenities and quality of life it offers. The residents living in co-living spaces like the feeling of coming back home after a long day at work, without having to take care of plumbing, electricity, or house help issues. It is relieving for them to know that no matter how stressful their day has been, their home will always be a welcoming place.
I believe co-living is a trend that is catching up fast. In a short span of time, it has found a place in an unorganised and cluttered rented housing industry.
Why co-living appeals to millennials?
Millennials are on the move and frequently travel for work and pleasure in search of newer authentic experiences. They are more invested in meeting newer people, building social connections, and creating memories. Additionally, the rise of alternative career options and purchasing power has led to an insurgence of options, resulting in millennials moving away from conventional ways of living life.
These factors have led to millennials being skewed towards brands that speak to them in their language and sell the lifestyle they best resonate with. This is where co-living spaces come at play – as housing options that have evolved to become extremely swanky apartments, designed to suit the tastes of the millennials. They boast of modern designs, consisting of simple-yet-clean colours and textures and industrial elements. The smart use of space has made co-living a perfect combination of socialisation and privacy. While designing a co-living apartment, architects are mindful of constructing the house in a manner, which best uses space, is not inconvenient and ensures privacy when required. Colours and designs play a major role in shaping up the place that a collective group of people can call their home.
The best use of technology and affordability
With our mobile phones becoming indispensable, co-living brands lay a big emphasis on the smart use of mobile apps to make the lives of the residents easier. This ensures seamless communication between the tenant and the operator whenever required to provide instant assistance. These factors contribute to making co-living spaces the preferred choice for millennials. Security and safety are of top priority to co-living property owners, which is ensured by installing facilities such as biometric and facial recognition in addition to setting up a 24x7 concierge and hiring guards and wardens.
Contrary to popular belief of co-living spaces being a costly proposition, they now come at extremely lucrative price points. On an average, co-living property rent varies between Rs 20,000 to Rs 30,000 for non-sharing studio, and Rs 10,000 to Rs 15,000 for twin-sharing studios. When compared to a per-square-foot basis, co-living may seem expensive, however, the rent includes cost for facilities such as maintenance, housekeeping, laundry, gaming room, Wi-Fi, furnishing, TV, security, CCTV surveillance, and everything you need, making it a cost-effective option. Moreover, most co-living spaces are located near major workspaces, which help bring down the commute time and give millennials more time to themselves.
Witnessing an upswing in freelancers, entrepreneurs, and remote workers and millennials thriving on networking are all the reasons, which will make co-living an indispensable concept soon. From fostering a sense of community to offering excellent amenities, co-living spaces are set to grow manifolds.
Source: online
Posted by Deepak Sundrani at Tuesday, November 05, 2019 6 comments:
phonepe: $30 billion of proof that India's tech scene is back
Walmart is mulling to demerge PhonePe —the payment system and digital wallet company of Flipkart - so that its ownership will be vested directly with the US retail behemoth, offering some hope for the country's long-awaited tech renaissance.
Source: Bloomberg
By Tim Culpan
India's largest startup is ready to birth its own unicorn. That'd be unusual anywhere, but that it's happening in India offers some hope for the country's long-awaited tech renaissance. This is also great news for Walmart Inc. The U.S. retail behemoth paid $16 billion for 77% of India e-commerce company Flipkart Group in May last year. That deal included payments unit PhonePe — an early pioneer in the digital-wallet business — which Flipkart had acquired two years earlier.
Now Walmart is engineering a spinoff as part of a $1 billion funding round that could value payment unit at up to $10 billion and give the retailer an 82% stake in PhonePe and Flipkart, India's Economic Times reported. From one $20.8 billion company 18 months ago, India will get two unicorns at a combined value of up to $30 billion.
There are already indications that PhonePe has shed its Flipkart training wheels. From 50% of its transactions three years ago, Flipkart now accounts for just 0.5%, Indian media outlet The Ken reported, citing PhonePe's head of strategy and planning. During Flipkart's annual Big Billion Days sale last month, PhonePe's logo no longer had top billing on the e-commerce website, according to The Ken. Instead it was listed as just one of the many payment options available to online shoppers.
That PhonePe is preparing to fly solo is also a sign of India's maturing digital sector. Not only is the company willing to directly tackle rivals such as Alphabet Inc.'s Google Pay and Facebook Inc.'s forthcoming WhatsApp payments, but it's also managing to survive in the scary wilderness beyond the gates of Flipkart. (Survive, of course, is a relative term. It's likely still burning cash and posting losses, thoug
h at least it can keep up with well-funded adversaries, a key measure of success at this point in the game.)
More broadly, the PhonePe spinoff would strengthen the case that a homegrown hero can hold its own when foreign rivals enter. Paytm, another Indian startup, is on the verge of landing a $2 billion round of funding from investors including Ant Financial, SoftBank Group Corp. and Discovery Capital Management which could give it a $16 billion valuation, Bloomberg News reported this week.
Hopefully the momentum at both PhonePe and Paytm will spur more Indian entrepreneurship, feeding a rebirth in India's tech sector not seen since the IT-outsourcing boom two decades ago. While that gave us Tata Consultancy Services Ltd., Infosys Ltd., Wipro Ltd. and dozens more, most of those businesses focused on serving foreign needs.
Now, a crop of stars is emerging to meet the needs of India's 1.3 billion people. It's not a big step from this spinoff to an actual IPO, a development that will put India back on the global technology map.
Posted by Deepak Sundrani at Wednesday, October 16, 2019 8 comments:
Current slowdown in India is a remarkable investment opportunity, says Blackstone CEO
Stephen Schwarzman, chairman, CEO and co-founder, Blackstone.
India is currently experiencing a slowdown but still remains a great long-term play and the current decline in the Indian economy is a remarkable opportunity to invest more capital in the country, says Stephen Schwarzman, chairman, chief executive officer and co-founder of Blackstone. Edited excerpts from an interview given on CNBC TV18.
What are your views about global slowdown?
It is pretty clear that globally the economy is slowing down at different rates in different parts of the world.
Just starting with US, which is the biggest economy as a country, we are slowing in manufacturing but we still have a full employment economy, we still have high levels of consumer confidence and consumers create 70% or maybe even a little more of the economy in the US.
So if manufacturing, which is roughly 11%, is a little slower, in fact, going down then we can still keep growing for quite some time unless there is something that shakes confidence, which is really a geopolitical type of event that you cannot predict.
Europe is very slow, around 1% growth and they are having enormous troubles trying to get above that. They have interest rates that are below zero and don't even know how to cope with that. So if they slip into the recession, they will have a lot of the trouble getting out and that is possible.
In Asia, China, which is the biggest economy by far, is slowing. What they report is sort of difficult to know if it is connected with exactly what is going on. They have a lot of policy things they can do to keep their economy going but the bias will be lower rather than higher and because China is going down, that affects emerging markets (EMs) because EMs are the big suppliers to China. Trade is shrinking around the world. That is not helpful in itself and it also scares people around the world and stops other kind of investments that perhaps they would be making. So it will be very useful to find some accommodation between the US and China. So this slowing world won't create recessions.
Though in India itself is experiencing a slowdown, what feels like a slowdown in India isn't a recession. It is just lower levels of growth. It may feel like a recession but it is not.
Blackstone has been fairly bullish on the prospects in India specially in sectors like real estate, given the size of the Indian economy and the opportunity that you see, what kind of appetite do you have for India from hereon?
We think India is a great longterm play. It is an increasingly educated population.
Gross domestic product (GDP) per capita goes up, it is a huge population country, which probably within 10-20 years will be the largest population in the world. It shares western values in terms of legal systems and ability to do business.
We have a long-term positive view on India and when things go slower for us in a way that is even a better opportunity because people need to sell assets because of the credit issues in India, for us we can be long-term investors.
As long as we can improve any asset that we buy then we are very happy to do that because we think India will be one of the fastest growing countries in the world over a long-term basis.
So it is a remarkable opportunity for us and we think over time we are going to be putting a lot more capital into India.
You clearly like the real estate sector in India and Blackstone has backed the first real estate investment trust (REIT) in India and you talked about how you have emerged as the largest sort of with $250 billion in real estate for Blackstone. Does the slowdown in India not concern you and do you believe that this is an opportunity to look at more?
I think it is an opportunity. We also own 22 companies in our private equity area, which has also been interestingly our highest return private equity business in the world. So the reason we are positive on India is that it has been terrific for us.
'Though India is experiencing a slowdown, it isn't a recession.
It is just lower levels of growth. It may feel like a recession but it is not.'
Source: CNBC TV18
Posted by Deepak Sundrani at Thursday, September 19, 2019 14 comments:
It's always right or good time to invest in properties in rapidly developing INDIA
Dear Friends, it has quite sometime that i am again writing as has been very busy in my core business of consulting property buyers to purchase properties in Pune, India. here, just thought to write topic of right or good time for investing properties in India as from last few years or months, lot of ups & downs are happening in the world economy and Indian economy so many people are asking this question continuously.. first i strongly believe that investing in Indian real estate will reap great appreciation for next 10 years, if investors can hold their investment till this period or till right time.
Posted by Deepak Sundrani at Saturday, September 07, 2019 8 comments:
Microsoft employees will now be able to work from a tree house
Working for some of the world's largest tech firms means long hours and high pressure, but there are some perks. Googlers get to use the company's slides, games, beanbags, and other cool stuff when they're taking a break, while Amazon staff will soon be able to enjoy the three giant biodomes at its company HQ. Not wanting to be left out, Microsoft is building tree houses for its employees.
At the Windows maker's Redmond, Washington campus, Microsoft has built three wooden tree houses in the branches of Pacific Northwest Douglas firs. Builder Pete Nelson, from the TV show "Treehouse Masters," created the "branch-based meeting spaces," which the company says are "more Hobbit than HQ, with cinnamon-colored shingles and a gingerbread-house feel."
Two of the tree houses are now open to all employees, with the third one set to open later this year. They're more advanced than your usual backyard versions, featuring weatherproof benches containing power supplies for plugging in devices. They're also covered by a large outdoor Wi-Fi network, naturally. But Microsoft notes that it decided not to include certain tech, such as AV systems and climate control.
Microsoft said its workers would benefit from these workspaces, thanks to the "powerful impact of nature on creativity, focus, and happiness." An outdoor working environment is also said to help relieve stress.
A plan was put in motion to create the structures following an internal company survey that asked what employees cared about most. "People said, given the opportunity, they would work more outside," said Bret Boulter, who works in Real Estate & Facilities on Microsoft's Redmond campus and who headed up the project.
Boulter said the buildings are designed to flex and expand as the trees grow, giving them a lifespan of at least 20 years. Check out the video below for a closer look.
Posted by Deepak Sundrani at Sunday, August 25, 2019 8 comments:
Xander acquires 1.1-million-sq-ft Pune office park $130 million
MUMBAI: Xander Investment Management, the private equity real estate arm of global investment firm The Xander Group has acquired 100% interest in Weikfield IT Citi Info Park in Pune's Viman Nagar for $130 million or Rs 900 crore.
The 1.1 million-sq-ft commercial office park is leased to diversified tenants like Maersk, WNS, Whirlpool, PTC, Nihilent, Tavisca amongst others, Xander said in a release.
"Through this acquisition we add a quality Pune asset with substantial growth potential, to our ongoing India office value-add strategy," said Arpit Singh, Principal at XIM, Singapore.
According to him, Xander Investment Management continues to expand its office footprint, through operating asset acquisitions and new development projects, leveraging its extensive on-ground operating expertise, tenant relationships and scale.
The asset complements Xander's existing, 100% owned and operated portfolio across key Indian cities, and enables it to offer a strategic Pune location to tenants, the release said.
Weikfield is close to the Pune International airport, and has connectivity to prime residential, commercial and retail catchments of Pune. The office park has two five-star hotels adjacent to it.
The Singapore-headquartered Xander Investment Management firm has been actively investing in India for over fourteen years, and has acquired and developed over 83 million sq ft across all real estate asset classes, including office, retail, industrial, budget and luxury hotels, warehousing, and residential condominiums and townships.
The Xander Group Inc. has committed over $3 billion to the Indian market across private, public, credit and venture investments since 2005.
Posted by Deepak Sundrani at Thursday, August 01, 2019 14 comments:
SoftBank plans to invest $2-4 billion in India over the next two years
SoftBank, which plans to invest $2-4 billion in India over the next two years, has been in talks with the Piramal group to back its financial services arm.
Source: ET TIMES
SoftBank Vision Fund (SVF) is expanding its India team, as the Japanese heavyweight investor looks to add a dozen executives in the next few months, primarily for its new operating team.
SoftBank, which opened an outpost in Mumbai recently, will hire at least six operating partners who will not only spot opportunities for prospective investments, but also help portfolio companies scale up globally and leverage from the group's overall ecosystem. "We want to make the ecosystem connections through this team. Young entrepreneurs could benefit from added management bandwidth in order to scale faster, tap international markets, and roll out adjacent products," Munish Varma, managing partner, SoftBank Investment Advisers, told ET.
Last year, SoftBank roped in Sumer Juneja from Norwest Venture Partners to head SVF India. Juneja has since strengthened the local team by bringing on board half a dozen new hires. Varma is based in London and sits on the boards of Indian companies such as digital payments major Paytm, hospitality chain Oyo, and logistics firm Delhivery, while Juneja takes care of the Mumbai office for the $100 billion fund.
"While the operating team will focus on helping our portfolio companies grow globally, they will also be actively investing. The investing and operating teams will work very closely," Varma said.
An operating team allows late-stage investors like Soft-Bank to track its portfolio's progress more closely. SoftBank has already deployed $10 billion across Indian startups, of which $8 billion has come from the Vision Fund. Thegroup has also been assisting a number of these firms tap international markets. Among its India portfolio companies, Oyo has expanded to China, Europe and the United States; Paytm has entered Japan and Canada; FirstCry, the baby products etailer, has launched in the UAE, and Ola has made inroads into the UK and Australia.
SVF is beefing up its investment team globally to manage its ever-increasing portfolio. Last month, Son said at the company's annual general meeting that SVF would more than double its team size globally to 1,000 members along with its portfolio, taking it up to 150 companies over the next two years.
On the financial services theme that the fund is tracking, Juneja said, "Financial services is a very big opportunity, highly under penetrated and it's not a winner take-all market unlike a lot of other sectors. ICICI, HDFC, Kotak are all large businesses happily coexisting and growing. No one company can satisfy the loan demand of an economy; there will be multiple large outcomes in this space." So far, Paytm has been the only bet for SoftBank in India in the financial services industry.
Posted by Deepak Sundrani at Wednesday, July 24, 2019 8 comments:
The World's 50 Most Innovative Companies of 2019 | Fast Company
Our 2019 ranking of the businesses making the most profound impact on both industry and culture showcases a variety of ways to thrive in today's volatile world. Read on to learn how these 50 companies are creating the future today, plus see our top-10 lists of the Most Innovative Companies by sector, from advertising to wellness. We hope you're as inspired learning from these businesses as we were in selecting them.
FOR PIONEERING TRANSACTIONAL SUPER APPS
In the first half of 2018, Meituan Dianping—a Chinese tech platform that expedites the booking and delivery of services such as food, hotel stays, and movie tickets—facilitated $33.8 billion worth of transactions for more than 350 million people in 2,800 cities. In food delivery alone, it handled 2.77 billion transactions: That's 178 Meituan-enabled services every second of every day. The average customer used Meituan 38% more often than the prior year.
FOR LEVERAGING TRANSPORTATION AS THE PLATFORM TO CREATE A SUPER APP FOR SOUTHEAST ASIA
In Southeast Asia, Grab, the Singapore-based ride-hailing company, forced Uber out of the region in 2018 and acquired its local operations. A few months later, it expanded its app to offer its 130 million users not only food delivery and travel booking, but also financial and other services. These efforts helped Grab hit $1 billion in revenue in 2018 and attract more than $3 billion in fresh funding to expand. Later this year, it'll add healthcare services from Ping An, the Chinese digital health giant.
FOR GIVING EVERY FAN A COURTSIDE SEAT
In an age of distraction, the NBA holds people's attention. Last year, the league broke attendance records for the fourth straight season; its streaming service grew subscribers by 63%; and total revenue increased 25%. One reason: the year-old NBA 2K League, the first extension of pro sports into esports, which has 21 teams and games that stream on Twitch. "It democratizes our sport," says NBA commissioner Adam Silver.
FOR DIVING INTO THE STREAM
Plenty of venerable media empires aspire to be players in the streaming wars. None is better positioned than Disney, which retooled its organization to deliver its own video services rather than license content to Netflix. "We'll do a better job than others," says direct-to-consumer chief Kevin Mayer. "We know [our] brands viscerally."
FOR FIXING RETAIL ONE DATA POINT AT A TIME
While working on a PhD in astrophysics, Chris Moody used supercomputers to simulate how galaxies crash into each other. For his first nonacademic job, he joined Square as a data scientist in 2013. About a year later, he started talking with some data-scientist friends who were employed at a startup called Stitch Fix, an upstart e-commerce service that delivered boxes of women's fashion, known as "Fixes," using a mix of algorithmic and human curation.Moody was mystified. "What on earth are you guys doing at a clothing company?" he recalls asking, admitting that his sartorial taste at the time hewed to "what costs less than ramen?" Their response, though, sent his brain firing. How do you mail customers clothes they'll love, and that fit them perfectly, without the client ever getting measured or viewing the inventory? Soon he was pushing for a job. "When I was interviewing, I was like, Ooh, this is a place where I'm going to be continuously thinking about this stuff in the shower, going to bed, waking up in the morning."
FOR FLAUNTING ITS ROOTS
With 91 restaurants in eight states and a network of 150 farmers across the country, Sweetgreen has created a fast-casual, farm-to-table empire that's poised to expand by (at least) another 15 outposts this year. Here's how the company has embraced innovation to extend its ethos.
FOR KEEPING IT FRESH
It's edible, tasteless, and can double (or triple) the shelf life of fruits and vegetables. Following six years of R&D, last May, Apeel Sciences debuted its plant-based coating on avocados at more than 250 grocery chains, including Kroger and Costco. The technology, which slows water loss and oxidation, has already led to savings: Midwest grocer Harps reduced its avocado waste by 60%.
FOR PROVIDING A MORE ELEGANT WAY TO PAY
Nine years after launching its credit-card-reading dongle for smartphones, Square continues to find ways to make payments less painful. In October, the company introduced Square Terminal: a single-screen card-reading device (picture a smartphone resting on an angled white base) that offers wireless connectivity, a touch screen, and receipt-printing capability. Just as important, the chic device does not resemble "a 1985 calculator, like most other terminals," says Jesse Dorogusker, Square's hardware lead.
FOR RISING TO THE TOP
One of the buzziest food products of 2018? A milk alternative made of pulverized oats. Founded in 1994, Swedish company Oatly was the first manufacturer to commercialize oat milk, but it was only after launching in the U.S. in 2016 that the product became a sensation, at one point last year selling for $200 per case online.
FOR LIVE-STREAMING THE REVOLUTION
"Where gamers go, everyone else follows," says Sara Clemens, COO of Twitch, the video service owned by Amazon. Once the domain of video-game aficionados, Twitch is now pulling in mainstream viewers with its vision for the future of live TV. Last fall, it reworked its IRL channel to promote subcategories for cooking, fitness, and talk shows.
FOR INCUBATING CULT BRANDS IN-HOUSE
One room is full of sequins and kids' clothes. Another has lamps and tables, and yet another houses beakers of various dishwashing detergents. This is Target's Minneapolis-based design lab, where Julie Guggemos, the company's senior VP of product design, leads the creation of hundreds of thousands of items for the company's in-house brands.
FOR SELLING OUT
What do Kith, Ford, and NFL running back Marshawn Lynch's Beast Mode boutique have in common? They're among the more than 600,000 merchants that rely on Shopify's e-commerce tools to sell products. In 2018, Shopify introduced one-click ordering—using any payment method—as well as chat-based commerce and AR tools to showcase large items like furniture.
AnchorFree
FOR FENDING OFF MALWARE AND ONLINE SURVEILLANCE
AnchorFree's Hotspot Shield VPN, software that encrypts users' online activity, was downloaded 100 million times in 2018 (up from 70 million in 2017). "Amid every global security or censorship event, we have massive spikes in usage," says cofounder and CEO David Gorodyansky.
FOR SHAPING FITNESS CLASSES INTO MUST-SEE TV
Seven years after launching as a stationary bike company that allowed subscribers to live-stream digital cycling classes, Peloton has morphed into a $700-million-a-year-in-revenue fitness powerhouse that produces hundreds of hours of videos for a community that includes runners, yogis, and more. "We are a content creation shop at this point," says cofounder and CEO John Foley.
FOR BRINGING AI TO MARKET
Chinese commerce giant Alibaba's Hema Xiansheng stores are the showpiece of what it calls "New Retail," the seamless blending of the digital and physical experience. "Consumers don't think about the world online versus offline," says Alibaba Group president Michael Evans. "Neither should brands and retailers."
Truepic
FOR HELPING US BELIEVE OUR EYES
Early one morning in April 2017, a series of horrific photos and videos began hitting Facebook and YouTube showing civilians in a rebel-held area of northern Syria writhing on the ground and gasping for oxygen as deadly sarin-based gas—which witnesses said was dropped from the sky by the Syrian government—filled their lungs. It was one of the worst chemical attacks in the country's nearly decade-long conflict, yet the United Nations Security Council failed to adopt a resolution to intervene. They were stymied by Russia and its allies, who dismissed the visual evidence as staged.
FOR PUSHING ITS PROCESSORS
Apple's most impressive new product of 2018 wasn't a phone or a tablet, but a chip: the A12 Bionic. Debuting in last fall's iPhones, it's the industry's first processor based on a seven-nanometer manufacturing process. The A12's 6.9 billion transistors deliver dramatically faster performance, lower power consumption, and more raw muscle for intensive applications.
FOR LETTING BUSINESSES BUILD LIKE GAMERS
Video-game development company Unity Technologies is known for software that lets developers build 3D animations, in real time, at a fraction of traditional costs. (Users pay Unity a flat subscription fee rather than a percentage of game revenues.) In 2018, the company expanded its 3D developer tool kit to a number of new industries, including architecture, film, and automotive.
FOR PICKING UP THE PACE
Last year, Domino's tallied more than 60% of its U.S. sales via digital orders, achieved its 30th straight quarter of same-store sales growth, and saw its stock rise 22% in a tumultuous market. These milestones were driven by the company's efforts to get its pies into people's hands as quickly as possible, including geofencing public parks to enable outdoor delivery and challenging cities to improve their roads in a cheeky, faux-PSA campaign.
FOR EMPOWERING FINANCIAL APPS
Mobile apps now allow consumers to trade stocks and crypto (Robinhood), save money (Acorns and Qapital), and make payments (Venmo)—and most have one thing in common: Plaid. Its technology, a suite of banking APIs, enables developers to connect new digital tools to legacy financial systems.
FOR FINDING HARMONY AMID DISRUPTION
There's a good chance that your favorite bop from 2018 came from a Universal Music Group artist: Drake's Scorpion was the top album of the year on Apple Music, Ariana Grande was Spotify's most-streamed female artist, and Taylor Swift's Reputation ranked No. 1 on Billboard's year-end album chart. Amid the music industry's digital transformation, Universal is redefining what a modern label should look like. Its recent landmark deal with Taylor Swift promises profits to artists should Universal sell its reported 4% stake in Spotify.
FOR ENCOURAGING ADMINS TO THINK LIKE DEVELOPERS
Airtable is a cloud-based workflow system that lets anyone—from intern to CEO—analyze data in a non-scary way. The six-year-old startup's cult status and $1.1 billion valuation stem from how easily Airtable users can work with data to unlock insights, foster collaboration, and generate reports.
Lineage Logistics
FOR KNOWING HOW TO CHILL
You've probably eaten something today that was shipped by Lineage Logistics. About 90% of the food Americans consume requires refrigeration at some point during transport, and Lineage provides that service for some 3,000 customers, including food giants Walmart, Tyson, and McDonald's.
FOR CODING MAGIC
As CEO of Kano, which makes kits that let anyone code and build their own computerized toys, Alex Klein is on a mission to "give [people] an understanding of—and influence over—the tech in their lives." In October, Klein launched the Harry Potter Kano Coding Kit, a $99 wand-building set that teaches users how to program accelerometers, magnetometers, and gestural controls.
Winc
FOR MAKING MILLENNIALS OENOPHILES
Subscription wine club Winc became one of the top-50 wineries in the U.S. last year by flipping the typical business model on its head. While traditional vintners make a wine and then market it, Winc creates bottles based on more than 5 million customer ratings from its 75% millennial subscriber base. "Our winemaking team has done an incredible job of taking those signals and sourcing the grapes," says cofounder Brian Smith.
FOR PROPOSING A BETTER WAY TO DO E-COMMERCE
Shan-Lyn Ma and Nobu Nakaguchi, both Gilt Groupe alumni, had seen firsthand the things that can derail an e-commerce company, such as excessive inventory and a cumbersome returns process. "We kept those in mind when we started Zola," says Ma. More than 500,000 couples have since used the five-year-old service to create wedding websites, guest lists, and registries of products from more than 600 brands.
LanzaTech
FOR TURNING CARBON EMISSIONS INTO POWER
Last spring, a steel mill in a city east of Beijing began transforming carbon emissions into fuel, thanks to a first-of-its-kind bioreactor filled with microbes that eat waste gases and produce ethanol—as many as 16 million gallons a year at the mill. The six-year-old Chicago-area biotech company LanzaTech designed the system, which can be used at a variety of industrial sites, in an effort "to show the world that carbon reuse is feasible, possible, and can make economic sense," says CEO Jennifer Holmgren.
FOR DANCING TO INDIA'S RHYTHM
Apple Music is gaining a foothold in India, and Spotify plans to enter the market in 2019, but "to achieve scale in India you need local advantage," says JioSaavn CEO Rishi Malhotra. The music-streaming company, which was formed in October 2018 when streaming startup Saavn merged with telco giant Reliance's JioMusic service, offers more than 40 million tracks in 15 regional languages for 38 million monthly active users.
FOR SECURING YOUR ONLINE IDENTITY
Jumio is the service that allows you to upload a photo ID and snap a selfie to verify your identity for a bank, WeWork, or Airbnb account instantly. In 2018, the company launched a new AI lab, where researchers train algorithms to identify the fraud risk of an ID and automatically direct those that warrant further scrutiny to human reviewers.
FOR MATCHING CANCER PATIENTS TO BREAKTHROUGH TREATMENTS
The promise of precision medicine is becoming a reality in cancer treatment, where patients now routinely have tumors genomically tested before deciding on how to respond. Just over a year ago, Foundation Medicine received FDA approval for FoundationOne CDx, a test that analyzes tissue samples for alterations across 324 genes known to drive cancer, helping oncologists steer patients to immunotherapies, clinical trials, or genetically matched drugs made by partners.
Arterys
FOR SCANNING SMARTLY
Early detection through a CT scan can be the difference between life and death for lung cancer patients, improving the five-year survival rate from 16% to 56%. Radiology specialists, however, are in short supply and often overworked, leading to waiting lists and errors.
Alnylam Pharmaceuticals
FOR FIGHTING DISEASE AT THE SOURCE
Last August, Cambridge, Massachusetts–based Alnylam Pharmaceuticals became the first company to bring an RNA interference (RNAi) treatment to market, winning FDA approval for its drug Onpattro. The drug treats peripheral nerve damage and other symptoms in people with the rare and previously untreatable condition of hereditary amyloidosis.
FOR MOBILIZING AGAINST TOXINS
Direct-to-consumer skincare and cosmetic brand Beautycounter refuses to use more than 1,500 legal but questionable chemicals in its products, but for founder and CEO Gregg Renfrew, there's another number that's even more important: 40,000. That's how many remote salespeople help promote the company's expanding line of clean-beauty products, such as its new biodegradable makeup-remover wipes.
FOR CREATING A HOTEL CHAIN THAT OPERATES LIKE AIRBNB
"Early on, we thought: How do we deconstruct the services and operations of a hotel, and [rebuild] them in the age of mobile phones?" says Francis Davidson, founder and CEO of the short-term apartment-rental company Sonder. Combining Airbnb-like rooms with the consistency of a stylish boutique-hotel chain, Sonder has knit together a network of more than 2,000 rentals in 18 cities across North America and Europe over the past seven years.
Indigo Ag
FOR CULTIVATING RESILIENT PLANTS
Indigo Ag develops crops capable of surviving climate change. The company finds plants thriving where they shouldn't, then tests them for unique microbes that the company can use in natural seed coatings to cultivate additional hardy specimens. In 2018, Indigo's resilient corn provided over 10% more yield per acre than traditional seed.
FOR DIRECT-DEPOSITING TRUST
Brazilians have traditionally been able to bank only with a handful of large institutions that charge some of the highest lending rates globally. Four-year-old Nubank, now the largest digital bank outside of Asia, with 5 million users, offers a compelling alternative with its low-fee credit cards and payment accounts.
FOR FEEDING THE HYPEBEASTS
For his first game as an L.A. Laker last October, Kyle Kuzma entered the Staples Center in a pair of vintage 2003 Nike Zoom Flights. It was partially to honor teammate LeBron James, who had worn the style for his NBA debut, but also to build awareness. Not for Nike: Kuzma isn't a spokesperson. He's the first brand ambassador for GOAT, the online sneaker-resale platform.
FOR REBUILDING THE LIBRARY
One of the first things you notice in the new Calgary Central Library, which opened in November, is what isn't there: a reference desk. Instead, librarians roam the soaring, four-story building, approaching patrons the way salespeople greet customers at the Apple Store. International architecture firm Snøhetta, which designed the $245 million structure with the Canadian firm Dialog, has some experience with libraries.
African Leadership University
FOR SCALING HIGHER EDUCATION FOR AFRICA'S RISING GENERATION
With 50% of its population under the age of 19, Africa will be home to the world's largest workforce by 2035: a billion-plus people who will transform the continent. Statistics like these inspired Ghanaian entrepreneur Fred Swaniker, who opened the African Leadership Academy high school in Johannesburg, in 2008, to turn his attention to higher education. He founded his first African Leadership University (ALU) in Mauritius in 2015, and, two years later, opened a second undergraduate campus in Kigali, Rwanda.
FOR SCORING IN THE CLUTCH
Pro sports teams can now create merchandise that responds to fan demand near instantaneously, thanks to online retailer Fanatics. The company offers a new low-bandwidth shopping site that works in stadiums with poor cell service, and a platform for predicting demand using myriad digital cues. As a result, NFL mach sales rose 50% last year and Fanatics won deals with major European soccer clubs and esports' Overwatch League.
FOR DESIGNING A LESS WASTEFUL FASHION INDUSTRY
An estimated 15% of all clothes and shoes churned out daily in the $3 trillion global fashion industry go unsold and are dumped in landfills or—worse—incinerated. "Fashion is driven by guesswork months before something is sold in a store," says Hal Watts, cofounder and CEO of London-based software company Unmade, which combats overproduction by enabling clothing brands to offer shoppers customizable items that are unlikely to sit on shelves.
Modern Fertility
FOR SIMPLIFYING FERTILITY TESTS
Modern Fertility began selling its $159 home fertility test last May, the first to measure eight reproduction-related hormones from a finger-prick sample. Recent medical advances have made finger-prick testing routine for drug analysis, nutrition monitoring, and HIV screening, but it wasn't widely applied to fertility testing until Modern Fertility and its partner labs ran studies that confirmed the method's accuracy for measuring target hormones.
FOR BRINGING SPACE DOWN TO EARTH
While Jeff Bezos and Elon Musk brag about their enormous rockets, capable of carrying heavy payloads into space, L.A.-based Rocket Lab has embraced a different strategy. Its 56-foot Electron rocket can carry only about 500 pounds, but it can reach space for just $5.7 million per launch (SpaceX, by contrast, spends $62 million to $90 million per trip), making putting satellites into orbit a possibility for companies both small and large.
FOR FORGING AN INDIE FILM COMMUNITY
The movie Eighth Grade, YouTube star Bo Burnham's directorial debut about middle-school Sturm und Drang in the age of social media, was a hit among critics at the 2018 Sundance Film Festival. But it became a commercial success a few months later thanks to a shrewd campaign by the New York–based boutique film and TV studio A24.
FOR REWARDING TALENTED EDUCATORS
Founded more than a decade ago by public school teacher Paul Edelman, New York City–based Teachers Pay Teachers (TpT) enables educators to sell peer-rated lesson plans to one another. In January 2018, TpT expanded its reach with TpT for Schools, which allows administrators to place their own school- or district-wide orders for educational resources, including single-topic or full-year curricula, classroom management tools, and videos.
FOR MAKING THE ORDINARY EXTRAORDINARY
If the idea of a smart coffee cup sounds silly to you, you probably haven't tried the Ember Ceramic Mug. Envisioned by the San Francisco design studio Ammunition, it has a built-in heater to keep coffee warm for hours, but otherwise looks and feels like any other mug. This is the firm's specialty: "We've all experienced technology that creates barriers," says Ammunition partner Robert Brunner. "We focus on amplifying the everyday."
FOR EDUCATING REFUGEE CHILDREN
For nearly 50 years, Sesame Street has taught children at home. But what about kids who have no home? "Those impacted the most from displacement—young children—are receiving the least," says Sherrie Westin, Sesame Workshop's president of global impact. In late 2017, the organization received $100 million from the MacArthur Foundation and expanded its efforts with the International Rescue Committee.
FOR FEATHERING OUR NEST EGGS
"Don't make people do the math," says Noah Kerner, CEO of digital-investment pioneer Acorns, which is on a mission to help people squirrel away money as effortlessly as possible. The company launched in 2014 with a product that rounds up users' daily purchases to the nearest dollar and automatically puts the difference into investment accounts; a growing stable of brand partners (320 and counting) offer further contributions for qualifying purchases.
FOR QUARANTINING FACEBOOK
When Facebook users learned last March that the social media giant had given their sensitive information to political-data firm Cambridge Analytica, Mozilla (parent company of the security-focused browser Firefox) reacted fast: Within eight hours, the product team had built a browser extension called the Facebook Container.
Punch Bowl Social
FOR COOKING UP DELICIOUS SOCIAL SPACES
When Robert Thompson opened the first Punch Bowl Social—an "entertainment" concept that combines games and food—in his hometown of Denver, in 2012, he had one thing in mind: to encourage real, human interaction among millennials, inspired by the Victorian-era tradition of gathering around a bowl of punch. "This generation demands experiences, which also manifests itself in food and beverage," he says.
Posted by Deepak Sundrani at Monday, July 08, 2019 35 comments:
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Amazing Advantages of taking BANK FINANCE in Buying properties.
Pune: Dear Readers, Greetings to all, from last few days, was thinking to write article on topic of bank finance, ultimately got time.It's been many years of estate consultancy experience in Pune, India which has encouraged me to share something very useful opinion about Bank Finance for buying properties as it's not only for enduser but also great for investors point of view.Our country like india has massive real demand from endusers in every city however it's sure that hardly a few percent of people can pay full amount at one go so most of the endusers are unable to think buying properties and hesitant to go for bank finance due to unaware of great advantages or somehow the traditional mentality for not taking loans however bank finance has so many benefits that not only enduser but also investors who wishes to increase their fortune can go for bank finance route to multiply their investment returns many folds...
Now, i should first give list of points which can be discussed in detail as follows in support of benefits of bank finance:
a) Indirect Cost Discount: this will be great advantage to discuss which generally people do't realize as wheather it's enduser or investor, takes bank finance to buy property gets discounts indirectly in a form of an own use or rental income, this point is valid on all properties whether it's underconstruction or ready possession. let me put it one example to understand better, let's assume that the property value is Rs. 30 Lacs so EMI (Equated monthly Instalment) will be approximately 30,000/- Per month and Rental income of the same is Rs. 10,000/- Per month so ultimately Actual EMI is paid 20,000/- Per month which will indirectly reduce cost of property to 20 Lacs, the indirect discount of Rs. 10 Lacs. and a same way if property cost is 1 Crore and Rental income is Rs. 30,000/- Per month then it will reduce cost to 70 Lacs....Is't amazing advantage of Bank Finance?
b) Pay EMI instead of Rent: Enduser mostly are those who are staying on rent so Rent is a expenses which will never going to return back to them and instead they can move to their own residence and compensate with monthly EMI. this same logic is valid for investor as they can rent their property and compensate it with payment of EMI.
c) Inflation & Appreciation: I have put both these phrases together because nowadays, due to inflation only, prices of properties are appreciating so it's dual advantage that property bought today will appreciate for sure because of both these phrases supports each other and will not only compensate the interest factor of bank finance but also generate profit on selling it.
d) Reselling Property: Now, if it's investment or any other reason, if property is sold after few years then again bank financed property has great benefits, for example, let's have the scenario where bank finance property is sold in 3 years after so the EMI paid will be for 3 years + down payment made at the time of booking so let's say total paid amount is 30% percentage of the total purchased cost of the property, and new buyer approaches to buy this property who will generally clear current bank finance amount by taking bank loan himself or have ready money to pay in both the cases, property will be sold and profit will be made upon paying just 30% of the cost of property. notice one more thing that there are no foreclosure charges by any bank now in india. so the profit will be calculated upon the actual investment which is just 30% in this case. Is't again amazing advantage of Bank Finance?
e) Satisfaction & feel of Security: this is moreover enduser reason as after every year, tenant gets worried for rent renewal and rent increase and no surety whether owner will renew it so if property is owned then this will give great satisfaction and feel of security which indirectly gives great energy to work more & enjoy life.
These above points and many more advantages of Bank finance are valid only fortunately in our developing country like india where there is shortage of millions of houses and huge enduser demand will be there for many decades so future is really bright for real estate of india still one should consider point like Regular income source to pay EMI's and choose city and location carefully after checking future prospects of it....For that, we as an professional Estate consultants services can be utilized in one of the leading city PUNE, Maharashtra as it's very important to study and survey fully before buying or investing in any property to have surety of good investment & returns..
Dear Readers, these all above shared info is again my personal views with many years of experience in real estate consultancy, still i would really like all of you to comment your opinion freely on this subject to learn and assist all of us.
Buy Flats inside Hinjewadi to avoid traffic jams
As Traffic situation is getting worse everyday on Hinjewadi flyover which connects wakad to Hinjewadi IT park, many are looking for Residential options to stay inside Hinjewadi so There is good news that some very good opportunities have come to invest or stay just touching to it park first time as till date, all residential developments were in wakad, baner, aundh and balewadi area which are still quite far away due to traffic jams everyday on hinjewadi fly over, mostly IT professionals have got fed up by vasting many hours after working brainy works in there offices. The opportunity has arrived now as some very good residential developments are allowed just near to infosys campus circle in phase 1, with the concept of studio, 1 bhk, 2 bhk, 3 bhk & 4 bhk flats & pentouses with commercial malls & shopping complex & schools just round the corner, ideal for investment also as once these developments will come up, many many people will move to these accomodation from currently booming areas of wakad, baner, aundh, pimple nilakh, saudagar etc. One can expact real value for money for these projects as prices are rightnow lowest and can get maximum real returns also. Rental income can be really a great value for money also here....Also mumbaikars will find this area really a convenient as per distances from mumbai and can think for investing here for future.To know more about these offers, you can contact us.
Viman Nagar and Kharadi, Making of new Koregaon park and Kalyani Nagar
PUNE: Real Estate investment will reap very handsome returns in upcoming areas of Viman Nagar and Kharadi which are surely replicating the successful development of Koregaon Park and Kalyani Nagar. In Viman Nagar, already people know that Viaman Nagar is having one of the best planned mix of commercial and residential place and Kharadi will be the next place to invest in. so friends! do't miss the opportunity to invest in Viman Nagar and Kharadi area to have wonderful retruns........
Nagar Road Impact (Developed Insfrastructure) - Viman Nagar and Kharadi
Nagar Road, Pune is a highway which has been developed very well by the government and mostly the area touching to nagar road are flourishing, Viman Nagar is such an area which has got double advantage to be a middle of Nagar Road on one side and another side touching to the only Airport in pune. this has made this area coming up these Hotels - Hayatt, Four point Sheraton, Ibis and Largest Shopping malls- Inorbit and Phonix and many many more other wellknown names of every best thing one can think and dreamt to live and enjoy. Another location, Kharadi which one can say a cousin of Viman nagar is even developing better as having a ready well planned road infrastructure, touching to Nagar highway one side and another side to Magarpatta - Amanora side makes it one of the best traffic managed planned road. additionally kharadi is having one of the largest IT park, sitting in the heart of it like a ever shining diamond. future is amazing growth for this kharadi area is sure.Investing in Kharadi area will be best investment opportunity.
NIBM Road: Emerging location in Pune
NIBM (National Institute of Banking Management) is become a centre point of lots of big real estate development from last few years with the support of well improved infrastructure, the place has transformed completely however still some people think differently about the location and does not even think about it as their perception about the location is not updated. here i would like to put more light upon why Area near NIBM is and will become one of the best prime location in near future.The major factor which fuels Real estate growth in particular area are:1) Infrastructure 2) Road Connectivity 3) Schools & Institutes 4) Hospitals 5) Commercial Malls & Multiplexes 6) Upcoming Developments Residential & Commercial.I would like to summarize above factors in one paragraph as they intermingled each other or batter to say that they compliment each other. the Infrastructure of Roads has been improved a lot on all sides of NIBM which makes easy access and transportation, we can see this in realty if someone comes in this area, the second factor which is most important in a long run is connectivity of roads to the location where you stay let's say example of today's most happening place of Kalyani Nagar which is connected with only 2 bridges, now in a long run, there will more traffic which is already heavy but in future situation will gets worse and people who stays in kalyani nagar will have to spand long hour in traffic whereas NIBM location has got this liberty because it is not having any river to connect it to major city locations like MG Road and railway station, NIBM has connected with almost 4-5 full developed roads which goes directly to NIBM. that make difference! Is't it? another advantage NIBM has got that behind of it is Katraj Bypass which connects it to Mumbai Express way to one side and another side hill station of Mahabaleshwar. top of it the another side of road goes to Hadapsar, Sholapur Highway & famous Magarpatta IT Park. what else connectivity we can get from the location, It's Amazing to become prime location. now another factor of Schools & Institutes, the all big school names are just near to NIBM ie. DPS, Bishops, Vibgyor & Eingeering institutes and lot more small names in the area. Regarding Hospitals the names are Noble Hospitals, Shyadri Hospitals and famous Command Hospitals at a very short distance, apart from them there will be lots of clinics are available to serve you anytime. the one more important and necessary factor is commercial malls with added flavour of Multiplexes, yes these all things are going to be reality here very soon, imagine you do't need to go pune central, SGS Mall and multiplexes like Inox & Adlabs, it is true that the big malls & multiplexes will be a realty soon here. just watch out the development. the last factor which really affects the emerging location is the kind of residential & commercial developments taking place in the area, here you will be surprised to here that developments are coming with very high end concept majorly where you talk about apartments than the sizes are 2000 + Sqft. and we talk about beautiful bungalows & villas with all state of art amenities, so all these big developments will be here, all big names of developers will be here.Folks it's better to invest now to live a location which will become one of the milestone in near future.............
INVESTMENT OPPORTUNITY in Upcoming Township on Expressway nearest to pune city.
There is fullswing booking is going on of 1, 2, 2.5 & 3 Bhk flats in a Township of 700 Acres by wellknown developer with proven previous similiar developer having mix of IT Park, Residential & commercial activities at the same place...
The most important point is that this upcoming 700 Acre township is the nearest to pune city having also just half Kilometer away from Expressway to have easy and fast connectivity to Hinjewadi IT park, Mumbai to one side & Goa, Bangalore & Mahabaleshwar to another side...
Top of it, this Township is coming up with one of the largest IT park and corporate offices inside with quality Residential apartment and villas in future having amenities like primary & secondary schools, clinic, banks, ATM's along with one of the largest club house & swimming pool.....
The location is having one of the best scenic views as touching to river and dam to one side and another side to reserved government land.....
Now, price part, currently selling like hot cake because of prices are rightnow lowest in pune of offered 1, 2, 2.5 & 3 bhk flats...
constructions of these flats is on differenet stages comleting 1, 2 & 3 years time so one can enter at per convenience......
This investment opportunity is for very short period and price and availability is changing everyday.....If you feel intrested, can surely discuss this project in detail....
Regards, Deepak
RARE OPPORTUNITY TO INVEST JUST TOUCHING TO HINJEWADI IT PARK, NEAR MUMBAI - PUNE EXPRESSWAY..
There is rare opportunity has come to invest or stay just touching to it park first time as till date, all residential developments were in wakad, baner, aundh and balewadi area which are still quite far away due to traffic jams everyday on hinjewadi fly over, mostly it professional have got fed up by vasting many hours after working brainy works in there offices.
The opportunity has arrived now as some very good residential developments are allowed just near to infosys campus circle in phase i, with the concept of studio, 1 bhk, 2 bhk, 3 bhk & 4 bhk flats & pentouses with commercial malls & shopping complex just round the corner, ideal for investment also as once these developments will come up, many many people will move to these accomodation from currently booming areas of wakad, baner, aundh, pimple nilakh, saudagar etc.
One can expact real value for money for these projects as prices are rightnow lowest and can get maximum real returns also. Rental income can be really a great value for money also here....Also mumbaikars will find this area really a convenient as per distances from mumbai and can think for investing here for future. To know more about these offers, you can contact us.
*we specialize in pune & also assist buyers to book or buy suitable property as per their requirements and budget and we do\'t charge any service charges to the buyer for any underconstruction booking from all recognized developers in pune....It\'s like saving time and getting our expertise & knowledge to search property for interested buyer\'s..
RARE OPPORTUNITY TO INVEST INSIDE MAGARPATTA IT PARK
Rare opportunity to invest inside magarpatta IT park which is only IT park located in the heart of pune city, having the concept of living neartest to it companies & commercial places in a integrated township.
The location is surrounded with one of the best schools, hospitals, clubs & hotels.
There is availability of 1 & 2 bhk apartments in underconstruction booking which will really reap great investment returns in future.
AVAILABLE 3 & 4 BHK APARTMENTS, NIBM Road, NIBM - Correnthan Road, Pune.
Available underconstrution large & spacious apartments 3 & 4 bhk\'s on nibm road having one of the best highend residential segment surrounded with one of the best schools ie. Dps, bishops & vibgyor etc. Hotel management, engineering colleges, hospitals, shopping malls and one of the best club of pune hardly a distance from main location like mg road, railway station, camp, magarpatta it park, bibewadi, marketyard, ideal for investment.
Further, we specilize in pune & also assist buyers to book/ buy suitable property as per their requirments and budget and for that we do\'t charge any service charges to the buyer for any underconstruction booking....So it\'s like we search best option suitable to your budget, location and other requirements...
Opportunity to invest in premium Residential project at NIBM Road, Pune, India.
Dear All, The Good news is that real estate market is reviwing in india and showing positive upward trends and promising immense opportunities for investment. Eventhough there is a planty of demand and many home seekers are looking for investing in realestate of india but surely waiting for good buy for money. Now right time has come to take decision as have got premium residential project for offing in pune which is one of the best city of india with all parameters and the project has all ingredients to be called true flavor of pune as having one of the fascinating location of upcoming NIBM Road, surrounded with hills and having all best addresses of schools, clubs and many more with easy proximity to heart of the city, railway station etc. The project is having only spacious apartments of 3 BHK (Area 1540Sqft. - 1670Sqft.) and 4 BHK with Servant Quarter (Area 1955Sqft. - 1990Sqft.) of big size and looking to accommodate living lavishly at the very reasonable price or you can call it the price which is all the time very attractive for these kind of specifications and construction amenities. The New towers are just going to be launched so having best offers and also the time for you to pay in 2 years time from now as per the construction stages. If you find interested to invest in the project, contact me to get best price offer for the bulk buying/Group Booking concept also.
Smile Box


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The secret of Santaverde is Pure aloe vera juice, uniquely rich in active ingredients from our own certified organic cultivation in Andalusia. Complemented by precious plant oils and extracts. This creates a unique effect on the health and beauty of your skin.


We were lucky enough to enjoy a splendid Saturday in Tuscaloosa, but this week's forecast calls for high temperatures near 90 degrees. What gives, and when is it FINALLY going to feel like fall in Tuscaloosa?
The one and only James Spann stopped by our sister station this morning for an interview on the Steve Shannon Morning Show with Simone Eli, and while James was in the hallway, I had to ask--when will we see fall weather in West Alabama?
Looks like we just have to tough it out, y'all. Living in Alabama means we won't see cooler temps until the end of the month--so don't break out the cardigans just yet.


text:
Q: NHibernate - Save child - only set key from Parent I have the fallowing problem:
I have to tables SalesHeader and SalesPosition - where SalesPosition is a child of SalesHeader.
Now. In table SalesHeader, there is a persistent Entity X. I try now to persist an Entity in SalesPosition with only give this Entity the Key to X (of SalesHeader). NHibernate does not have to save some data in SalesHeader. Now, when I flush the entity to SalesPosition, I become the fallowing exception:
object references an unsaved transient instance - save the transient instance before flushing.
at NHibernate.Engine.ForeignKeys.GetEntityIdentifierIfNotUnsaved(String entityName, Object entity, ISessionImplementor session)
   at NHibernate.Type.EntityType.GetIdentifier(Object value, ISessionImplementor session)
   at NHibernate.Type.ManyToOneType.IsDirty(Object old, Object current, Boolean[] checkable, ISessionImplementor session)
   at NHibernate.Type.TypeFactory.FindDirty(StandardProperty[] properties, Object[] x, Object[] y, Boolean[][] includeColumns, Boolean anyUninitializedProperties, ISessionImplementor session)
   at NHibernate.Persister.Entity.AbstractEntityPersister.FindDirty(Object[] currentState, Object[] previousState, Object entity, ISessionImplementor session)
   at NHibernate.Event.Default.DefaultFlushEntityEventListener.DirtyCheck(FlushEntityEvent event)
   at NHibernate.Event.Default.DefaultFlushEntityEventListener.IsUpdateNecessary(FlushEntityEvent event, Boolean mightBeDirty)
   at NHibernate.Event.Default.DefaultFlushEntityEventListener.OnFlushEntity(FlushEntityEvent event)
   at NHibernate.Event.Default.AbstractFlushingEventListener.FlushEntities(FlushEvent event)
   at NHibernate.Event.Default.AbstractFlushingEventListener.FlushEverythingToExecutions(FlushEvent event)
   at NHibernate.Event.Default.DefaultFlushEventListener.OnFlush(FlushEvent event)
   at NHibernate.Impl.SessionImpl.Flush()
   at NHibernate.Transaction.AdoTransaction.Commit()
this is my mapping of SalesPosition:

<class name="SalesPosition" table="SalesPosition" lazy="false"  >
    <id name="Id" column="Id" type="Guid">
                    <generator class="assigned"/>
    </id>
  <version name="ObjectVersion" column="ObjectVersion"/>
  .... some fields
    <many-to-one  name="SalesHeader" class="SalesHeader" foreign-key="FK_SalesHeader_SalesPosition" >
        <column name="SalesHeaderId"/>
    </many-to-one>
</class>

and this is the mapping of SalesHeader:

<class name="SalesHeader" table="SalesHeader" lazy="false"  >
    <id name="Id" column="Id" type="Guid">
                    <generator class="assigned"/>
    </id>
  <version name="ObjectVersion" column="ObjectVersion"/>
... some fields
    <set name="SalesPosition" lazy="true" inverse="true" cascade="delete" >
        <key>
            <column name="SalesHeaderId"/>
        </key>
        <one-to-many class="SalesPosition"/>
    </set>
</class>

Can anybody give me a tip, what I have to do, that I can only give the key of SalesHeader to the SalesPosition-Entity for persisting (or the SalesHeader-Entity and NHibernate is only using the key).
I use the newest release Version of NHibernate.
Thank you.
Best Regards, Thomas

A: If I understand your question correctly, you are attempting to save a SalesPosition instance but you want to just set SalesPosition.SalesHeader.Id instead of setting SalesPosition.SalesHeader to an instance of SalesHeader. You can accomplish this using ISession.Load; this posting explains how it works. Basically, if you know that an entity exists in the database, you can use Load to create a proxy for the object rather than getting it from the database. This is very handy in stateless (web) applications. Usage will be:
mySalesPosition.SalesHeader = session.Load<SalesHeader>(salesHeaderId);
session.Flush();

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Annie grew up on the west coast and fondly remembers traipsing through old-growth forests and being quizzed by her father on the latin names of the local flora. She shared this passion for nature with thousands of young people while overseeing a summer camp in the Cariboo and an outdoor education centre on the Sunshine Coast. She now works as a Human Resources Manager at the YMCA of Greater Vancouver where she enjoys supporting people to reach their full potential. Annie has a Bachelor of Science in Geography from the University of Victoria and is pursuing her Certificate in Human Resources Management from BCIT.


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Sia Ardekani
Dr. Sia Ardekani
Email: ardekani@uta.edu
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Ardekani received his B.S. (1980), M.S. (1981), and Ph.D. (1984) in Civil Engineering from the University of Texas at Austin and began a research and academic career at Virginia Tech in 1985. Five years later he joined the UT-Arlington faculty of Civil Engineering, where he has served as the Chair of the Civil Engineering Department from 1999 to 2005 and is currently a professor of Civil Engineering.
His areas of expertise include traffic flow theory, energy and emissions models, traffic surveillance systems, intelligent transportation systems, toll pricing, emergency transportation management, and public transportation design and operations. He also has also taught courses in highway geometric design, transportation engineering, traffic engineering, stochastic modeling, traffic flow theory, mass transit planning and design, and systems engineering.
Ardekani has served on a number of national committees including the TRB Committees on Traffic Flow Theory and Characteristics, Alternative Transportation Fuels, and Time-Sensitive Response and Incident Management as well as the International Committee on Engineering Design and Automation, the ASCE Subcommittee on Human-Powered Transportation, and the ASCE Technical Council on Lifeline Earthquake Engineering. He is also a charter member of the ASCE Transportation and Development Institute and has served as a member of the Board of ITS Texas. He is also a member the American Society of Engineering Education and has served as an Associate Editor for the Transportation Science Journal as well as the Journal of Transportation Research-A. He is a registered professional engineer in Texas and Virginia.
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Pony maple needles are made from sustainable, precious hardwoods. They are highly polished with no added chemicals to meet the demands for a biodegradable product. Hand-painted knobs created using vegetable dyes.


Home / Africa / Telkom Kenya and Airtel united to compete Safaricom.
Telkom Kenya and Airtel united to compete Safaricom.
Telkom Kenya and Airtel Kenya have signed an agreement to the unit in order to create the second-largest telecommunications operator in the East African nation after Safaricom. The new company will be named Airtel-Telkom.
"As per the agreement, both the partners will combine their operations in Kenya and establish an entity with enhanced scale and efficiency, larger distribution network and strategic brand presence, thereby enhancing the range and quality of products and service offerings in the market, and greater choice and convenience to the consumer," said the firms.
This move is well aligned with the government's agenda to optimize the value of the assets that it holds in trust, on behalf of Kenyans, while cementing the country's position not only as a regional business hub but also as an international investment magnet," added Treasury Secretary Henry Rotich.
The two operators will have a long struggle to compete with Safaricom which has a 71.9 percent market while they own a combined 23 percent of Kenya's 41 million mobile subscribers only.
Telkom, which is 60% owned by Helios Investment Partners and the rest by the Kenyan government, will have an option of taking as much as 49% of the new company, it said in an e-mailed statement on Friday. The companies will merge mobile, enterprise and carrier services into the new entity to operate as Airtel-Telkom, according to the statement.
The disparity is even wider in revenue terms, with Safaricom, which is 35 percent held by South Africa's Vodacom, enjoying more than 90 percent in both voice and short messages categories.
The merged company will be chaired by Telkom Kenya chief executive Mugo Kibati while Airtel Kenya chief executive Prasanta Sarma, will be appointed chief executive officer, according to the statement.


text:
Latino is a 1985 American war film directed by Haskell Wexler. It was screened in the Un Certain Regard section at the 1985 Cannes Film Festival.

Plot
Set in the context of the Sandinista government in Nicaragua and their battle with the U.S.-backed Contra rebels in 1979, Mexican-American Vietnam vet Eddie Guerrero (Robert Beltran) was sent to help U.S. Special Forces train Contra rebels. Eddie falls for a local girl, Marlena (Annette Charles). However, when her father is killed by the Contras, things change.

Cast
 Robert Beltran as Eddie Guerrero
 Annette Charles as Marlena (as Annette Cardona)
 Américo González as Malena's Father
 Michael Goodwin as Becket
 Ricardo López as Attila
 Gavin MacFadyen as Major Metcalf
 Walter Marín as Gilberto
 Julio Medina as Salazar
 Juan Carlos Ortiz as Marlena's son
 Tony Plana as Ruben
 Luis Torrentes as Luis

References

External links

1985 films
1980s English-language films
American war films
Films directed by Haskell Wexler
Films set in Nicaragua
Films set in 1979
Films set in the 1970s
Lucasfilm films
1980s Spanish-language films
1980s American films

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