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Q: pdo fetch object? Is there a better way to return object of db result?
I am a aware "return $statement->fetchall(PDO::FETCH_CLASS, 'modelClassName');" but it only work on fetchall function?
class modelArea extends Model {

    public $areaID;
    public $postcode;

    public static function find($condition, $parameters) {
        $query = "SELECT * FROM area WHERE " . $condition;

        $statement = self::getDb()->prepare($query);
        if (!$statement->execute($parameters))
            return false;

        $query = $statement->fetch(PDO::FETCH_ASSOC);

        $a = new modelArea();

        $a->areaID = $query['areaID'];
        $a->postcode = $query['postcode'];

        return $a;
    }
}

A: The PDOStatement::fetchObject method does what you want.
You can use it like:
$a = $statement->fetchObject('modelArea');

This will result in $a being an object of class modelArea, equivalent to the code you give.

A: You could create a static method of the modelArea class (or a separate factory class) and call:
modelArea::createFromArray($query);

or even have one that returns an array of modelArea objects
modelArea::createFromStatement($stmt);

redpajama_set_name: RedPajamaStackExchange


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text:
The Cheetos Mexican Street Corn Flavor Is Back
Cheetos Has Brought Its Mexican Street Corn Variety Back to Shelves, So Prepare for Citrus and Spice
Mexican Street Corn > Flamin' Hot?
By Caitlyn Fitzpatrick Updated: Feb 9, 2022
Instagram @threesnackateers
UPDATED: Feb. 9, 2022 at 2:54 p.m.
If you didn't get the chance to try the Cheetos Mexican Street Corn when they were first released nearly a year ago, you're getting a second chance. Frito-Lay has brought the snack back to shelves, we can only assume, for a limited time.
Frito-Lay Cheetos Mexican Street Corn
Shop at Instacart
The classic Mexican street corn consists of corn on the cob, mayonnaise, sour cream, lime juice, and spices. People have also crushed up Flamin' Hot Cheetos to put on the corn, so the Cheetos Mexican Street Corn doesn't seem like a farfetched bite. You can expect a spicy yet citrusy treat to wake up your taste buds.
We can thank various Instagram accounts, including @threesnackateers, to alerting us that Frito-Lay has brought the snack back. In case that these are a limited-edition offering (again), don't let time pass you by without giving them a try!
We Can't Get Enough of These Tech Gadgets
ORIGINAL STORY: April 1, 2021 at 11:16 a.m.
For some, Cheetos isn't just a snack, it's the snack. Frito-Lay knows this and continues pumping out new, fun creations that make it nearly impossible to not try. The latest snack that will have us doing just that is the Cheetos Mexican Street Corn.
For years, people have been using crushed-up Cheetos to coat their corn on the cob to make Flamin' Hot elotes. This new snack, however, is swapped because it's the Mexican street corn that's coming into the Cheetos' territory. The classic side dish is made with corn on the cob that's coated in mayonnaise, sour cream, lime juice, and spices. So now we're anxious to see how those elements are going to be combined into the crunchy treat.
Rumors about the Cheetos Mexican Street Corn first popped up from food Instagram account @markie_devo. Granted, the image was blurry, but it gave us something to look forward to. It looks like the time has almost come to enjoy the snack, because both @markie_devo and @snackbetch have gotten their hands on the actual bags (or least pictures of them). Apparently, the new Cheetos are slated to hit stories in May 2021.
As we see on the packaging, Chester Cheetah is holding a lime that's topped with what looks like Tajin chili powder. So we're expecting this crunchy bite to have a tasty combination of sweetness, citrus, and spice. We'll keep you updated as Frito-Lay releases official information, because we're just as excited for Cheetos Mexican Street Corn as you are.
Pringles Has Brought Back Fried Onion Ring Chips
Lay's Has Brought Back Its Fried Pickle With Ranch Flavor
Tostitos Just Released Its Spiciest Chip Yet, and It's No Joke
These Pringles Chips Taste Like a Burger From the Halo Game

redpajama_set_name: RedPajamaCommonCrawl


text:
Ensure Afghanistan not used as safe haven by terrorists: India to Taliban
The Taliban seized power in Afghanistan on August 15, two weeks before the US' complete troop withdrawal on August 31 after a costly two-decade war.
Washington: India and the US have called on the Taliban to ensure that Afghanistan is not used as a safe haven for terrorists, as officials from the two countries concluded their joint dialogue on counter-terrorism to expand their cooperation to combat the scourge.
The Indian and the US sides also called for concerted action against all terror groups, including those proscribed by the UN Security Council such as al-Qaida, ISIS/Daesh, Lashkar-e-Taiba (LeT) and Jaish-e-Mohammad (JeM), a joint statement issued after the meeting here said on Thursday.
Reaffirming counter-terrorism cooperation as an important pillar under the US-India Comprehensive Global Strategic Partnership, both sides pledged to further expand cooperation on law enforcement, information sharing, exchange of best practices and strategic convergence on counter-terrorism challenges, it said.
During the two-day meeting here on October 26 and 27, the US reiterated its commitment to stand together with the people and the government of India in the fight against terrorism.
They called on the Taliban to ensure that Afghanistan is not used as a safe haven for terrorists.
According to the joint US-India statement, the two countries strongly condemned any use of terrorist proxies and cross-border terrorism in all its forms, and called for the perpetrators of the 26/11 Mumbai attack to be brought to justice.
The 2008 Mumbai attack was one of the most horrific terrorist attacks in India in which 166 people, including six Americans, were killed and over 300 injured as 10 heavily-armed terrorists from Pakistan created mayhem in the country's financial capital.
Pakistani national Mohammed Ajmal Kasab, the lone terrorist captured alive, was hanged to death on November 21, 2012.
"In line with UNSC Resolution 2593 (2021), both sides called on the Taliban to ensure Afghan territory is never again used to threaten or attack any country, shelter or train terrorists, or plan or finance terrorist attacks," it said.
Both sides committed to continuing close consultations on developments in Afghanistan and potential terrorist threats emanating from there. They also exchanged views on countering narco-terror networks and trans-national illegal weapons smuggling networks.
Consistent with UNSC Resolution 2396 (2017), officials from the two countries discussed ways to prevent the ability of international terrorists to travel. They also jointly decided to further expand terrorist threat information sharing, and exchanged information about priorities and procedures for designating terrorist groups and individuals.
According to the statement, the officials shared best practices on countering terror financing and use of the internet for terrorist purposes, and decided to continue counter-terrorism cooperation in multilateral fora.
Both sides emphasised the importance of upholding international standards on anti-money laundering and combating financing of terrorism by all countries.
They discussed mutual legal and extradition assistance and opportunities for bilateral law enforcement training, including at the Central Academy for Police Training in Hyderabad, India.
They applauded the ongoing Anti-Terrorism Assistance (ATA) training, according to the joint statement.
Also read: All eyes on De Kock as South Africa take on sluggish Sri Lanka
India, Russia, China call for formation of truly inclusive govt in Afghanistan
High-level group monitoring developments in Afghanistan: Sources
India, 5 other countries pitch for humanitarian assistance to Afghans
Want to improve my senior ranking, qualify for Olympics: Tasnim Mir
Tagged: afghanistan, afghanistan latest news, afghanistan news, Afghanistan news today, Afghanistan Taliban, Afghanistan updates, India to Taliban, Taliban Afghanistan, Taliban India
Want to improve my senior ranking, qualify for Olympics: Tasnim Mir January 16, 2022


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Rick Tallman | Field Training Coordinator, San Diego Fire Dept.
Find Out How One Department Was Able To Defend Itself In Court With The Agency360 Field Training Platform.


text:
Q: Rotate vector in spherical coordinates I have two arbitrary vectors $\vec{x}$ and $\vec{x}'$ given in spherical coordinates $(|\vec{x}|=x,\theta,\phi)$ (as convention I take the "physics notation" given on Wikipedia http://en.wikipedia.org/wiki/Spherical_coordinate_system). I now want to rotate the coordinate system so that it's $z$-direction points along $\vec{x}$. That means, $\vec{x}$ would have the values $(0, 0, x)$. I now need to compute the angles of $\vec{x}'$. The absolute value does not change, but the angles do. I need to figure out how the angles are in the new coordinate system. With the help of rotation matrices, one is able to get:
$\vec{x}' = x' (\sin(\theta')\cos(\phi'-\phi)\cos(\theta)-\sin(\theta)\cos(\theta'),\sin(\theta')\sin(\phi'-\phi),\sin(\theta')\cos(\phi'-\phi)\sin(\theta)+\cos(\theta)\cos(\theta')) \equiv x' (\sin(\alpha')\cos(\beta'),\sin(\alpha')\sin(\beta'),\cos(\beta')) $
Now $\alpha', \beta'$ are the angles in the normal sense but in the new coordinate system. I need a converting rule $\theta', \phi' \to \alpha', \beta'$. Anyone a hint?
Edit (some further explanations): I need this to compute an integral of the form $\int \mathrm{d}^3x' g(\theta',\phi')f(|\vec{x}-\vec{x}'|)$ and I converted $\mathrm{d}^3x'=x'^2\mathrm{d}x\mathrm{d}\phi' \sin(\theta')\mathrm{d}\theta'$ to spherical coordinates. The problem is that $|\vec{x}-\vec{x}'|=x^2+x'^2-2xx'[\sin(\theta')\cos(\phi'-\phi)\sin(\theta)+\cos(\theta)\cos(\theta')]$ contains angles of both vectors and I need to get rid of the unprimed angles (which is possible in transforming the coordinate system under the integral to point with it's z-direcion along $\vec{x}$).


text:
Cannon looking for 50 per cent growth in 2008
| Published: Thursday, December 20, 2007, 17:05 [IST]
Bangalore, Dec 20 (UNI) Registering an impressive 38 per cent overall growth leading Camera maker Cannon India is looking for a much higher growth of 50 per cent in 2008.
With a turnover of Rs.500 crore, Cannon India which had been growing at a compounded annual growth rate of 18 per cent since inception a decade ago, is aiming a much higher growth in future with the country emerging a leading player in the continent, outbeating even China in the sales of digital camera, though that country's total sale was ten times more than that of India's annual digital camera sale of 600,000.
Cannon India Vice President Alok Bharadwaj told UNI here that the Indian Digital camera market growth was the highest in Asia and would continue to be so for the next few years.
The company had 140 products to offer to Indian consumers with 80 of them entering the market for the first time.
Mr Bharadwaj was here in connection with the launch of the new initiative of relesing limited series digital camera model ixus with eight mega pixel and four optical zoom. Other features of the new model. With full face detection option the camera had a 2.5 inch lcd besides an image stabiliser. He said that the Company aimed to sell 1000 cameras in a period of one month and if warranted the number could be increased to 3000.
The Company chose Bangalore for the launch as the city was one of the highest sale points.
He said since the beginning of 2007 the company had launched various initiatives to enhance its presence in India in digital Cameras, printers and copiers market. While in Cameras Cannon led the market with a share of 28 per cent it was a farcry second in the printer market having just 15 per cent share as against 60 per cent of the leading player HP. Its share in the copier market was 25 per cent and was a leader.
He said the company also planned to open level four service centre in Bangalore and Kolkata with an investment of Rs one crore in each Centre. These centres would have the capability to take up the entire retire job of a digital camera besides caliberation of lenses. Similarly it was also planning three retail show rooms in Delhi, Mumbai and Bangalore with an investment of Rs.six crore. The Delhi show room would open by March next year.
Story first published: Thursday, December 20, 2007, 17:05 [IST]
They are all my sons: What Field Marshal K M Cariappa told Ayub Khan
Army doesn't look at keeping proof while conducting any operation, says Lt Gen Kalita


Objection to some items in section "Downsides?"
My blog: PersonalHealthFreedom.blogspot.com is about health, and about freedom. At present, I am pretty much alone, although I have a few fans. Please consider that there can be something real called Health Freedom, that is actually about health - not about people who want to sell alternative medicines, or their own personal vision of medicine.
This page was last modified on 27 September 2012, at 04:17.


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Get the App used to Set Language for Android devices.


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text:
Q: ASP.NET Debugger is not stopping at server-side breakpoint when CallBack is called I am debugging code on a webforms site and the javascript runs a callback which then goes to the code behind but skips my breakpoints since the server-side code is running on a separate thread. Any tips on debugging this?
The JS:
testCallBack.Callback(param1);

Code Behind:
Protected Sub testCallBack_Callback(ByVal sender As Object, ByVal e As CallBackEventArgs) Handles testCallBack.Callback
       'My break point is in this function
       functionThatisErroring()
End Sub

I put a breakpoint in the function and the debugger isn't stopping. Instead it just skips to the on CallBack error function in JS which displays an alert error message.
<ClientEvents>
      <CallbackError EventHandler="testCallBack_Error" />
</ClientEvents>

The server-side error is getting sent to my email but is very general so can't figure it out unless I can step through the function.


text:
Zagreb Stock Exchange: Indices Sink For Second Day in a Row
ZAGREB, 29 June, 2021 - The main Zagreb Stock Exchange indices slipped mildly on Tuesday, falling for the second day in a row, with investors focusing on the Adris tourism and insurance group's stock.
The Crobex decreased by 0.28% to 1,996 points and the Crobex10 fell by 0.24% to 1,226 points.
Regular turnover amounted to HRK 5.8 million, about 2 million less than on Monday.
An additional HRK 5.4 million was generated in block transactions, with the HT telecommunications company generating a turnover of HRK 3.34 million and the Končar Electrical Industry generating HRK 2.04 million. HT shares closed at HRK 186.5 while the Končar shares closed at HRK 755.
The highest turnover in regular trading was generated by the preferred shares of the Adris tourism and insurance group, with a turnover of HRK 1.9 million. Its shares dropped by 1.57% in price to HRK 440.
Adris ordinary shares generated a turnover of HRK 1 million, with their price remaining at HRK 488.
A total of 34 stocks traded today, with 11 of them recording share price increases, 15 registering share price decreases and 8 remaining unchanged in price.
(€1 = HRK 7.492921)
European Reconstruction and Development Bank (EBRD) Nearly Doubles Economic Growth Forecast For Croatia in 2021
ZAGREB, 29 June, 2021 - Croatia's economy will grow by 6% in 2021, the European Reconstruction and Development Bank (EBRD) says in its forecast on Tuesday, almost doubling its previous estimate in anticipation of vaccination against COVID-19 and tourism recovery.
In October 2020 the EBRD forecast that Croatia's economy would grow by 3.5% in 2021.
In 2020, marked by the coronavirus pandemic, Croatia's GDP dropped by 8.4%, slightly less than the EBRD had forecast last autumn.
The latest forecast shows that by the end of 2021 the economy will contract by 2.9% compared to the pre-pandemic year 2019.
In 2022 the growth of economic activity is expected to slow down to 4.5%.
Tourism and European fund
The COVID-19 pandemic inflicted significant damage on the Croatian economy in 2020, and a key channel for disruption was tourism, which normally accounts for around 20 per cent of GDP, says the EBRD.
Nevertheless, the economy inched closer to prepandemic levels in the first quarter of 2021, with GDP growth at -0.7 per cent year-on-year (5.8 per cent quarter-on-quarter) on the back of robust exports of goods, investments in construction and a partial recovery in private consumption.
The strong momentum of the economy will likely be maintained in the remaining quarters of 2021 as the vaccination campaign progresses and tourism picks up, the EBRD says.
If tourism invoices reach 70 per cent of 2019 levels, as expected, GDP could expand by 6 per cent in 2021, it says.
In 2022, incoming EU funds and post-earthquake reconstruction will boost investment, and together with expanding private consumption and recovering tourism, will continue the high-growth momentum at around 4.5 per cent.
The main risk to the outlook remains the pandemic evolution, as new variants and insufficient vaccination could lead to other infection waves, the EBRD notes.
The EBRD also significantly increased its growth estimate for 2021 for the region of Europe and the Baltics, which includes Croatia, by 1.3 percentage points to 4.8%. It expects a similar growth rate in 2022.
In the entire region where the EBRD operates, economic activity is expected to grow in 2021 by 4.2%, 0.6 percentage points more than forecast last autumn.
In 2022, economic activity in the EBRD region is expected to slow down to 3.9%.
IMF: Generous EU Funds Offer Croatia Historic Opportunity
ZAGREB, 23 June, 2021 - Despite the considerable setback dealt by the pandemic, Croatia has a rare opportunity in the next five years to restore its economy to health and to ramp up the public investments necessary for appreciably higher growth rates with the help of EU funds, an IMF mission says in a Concluding Statement.
"Following a painful contraction of 8 percent in 2020, the economy looks set for growth between 5 and 6 percent in 2021 driven by a rebound in the services sector and investment - provided the pandemic does not provide further unwelcome surprises," the mission says the statement published on Wednesday after visiting Croatia as part of regular consultations with member states.
"With sufficient luck regarding tourism outcomes, and a successful vaccination drive within the next months, growth could even exceed 6 percent this year. Assuming the pandemic fades by the end of this year, growth could remain high over the next few years, if the country makes full and timely use of the potentially sizable forthcoming inflow of EU funds," according to the statement.
"Since the first quarter, the recovery has picked up noticeably with areas like construction and manufacturing already reaching activity levels higher than in 2019. Overall, the number of registered unemployed persons has fallen by nearly 13 percent since a year ago. However, tourism and directly related sectors are yet to fully recover. This process is likely to take another year or two."
Swift measures by the authorities
"Between the pandemic and two large earthquakes, Croatia has been severely tested, and the country's resilience has come through. The economic contraction in 2020 - painful as it has been -was not as severe as those experienced by many other economies with a strong tourism component. This is mainly due to the swift measures enacted by the authorities," the IMF staff said.
"Support measures must remain in place until the health of the population and the economy have been fully restored. As conditions improve, support measures need to rotate toward preparing the workforce for the post-pandemic world, and facilitating balance sheet repair of viable businesses. Thereafter, the challenge of once again reducing deficits and the public debt whilst shifting growth into a new high gear must be taken on. The generous funding from the EU represents a historic opportunity, to help meet these challenges successfully - an opportunity that must be fully utilized, in a timely fashion," the IMF mission said.
Not the right time to further cut taxes
Noting the government's support measures, the mission said, "Just as these support measures were essential during the worst of the crisis, they must now be better targeted to lagging sectors of the economy - and they must remain in place till the economy has more fully recovered."
"It is paramount that a vaccination drive be as successful and widespread as possible, that extra healthcare costs are fully met and arrears in the healthcare system are reduced to the maximum possible extent," according to the statement.
"Complementing the use of funds such as the European Social Fund, fiscal resources saved this year due to improving conditions can also be usefully redeployed to train more workers in sectors like greening and digitalization."
"In sum, in the view of IMF staff, the most important fiscal goal in 2021 is to focus on spending available resources wisely to restore the economy to health. If this is successfully accomplished this year, it will more firmly ground the efforts to reduce the deficit and debt over the next few years," said staff said in the Concluding Statement.
"Regarding revenues, the authorities need to conserve all available resources to meet any unexpected expenditures into 2022, and well beyond. This is one clear lesson from this completely unforeseen shock the world has suffered. We hold that this is not the right time for any further tax cuts or weakening of the tax base. Current conditions are still far too fragile for the country to afford them," they said.
Recovery and Resilience Fund provides unique opportunity for economic development
They said that there were few doubts that a post-pandemic "will be more digitalized in the most basic aspects of our lives, and that it should be greener. In these two areas, Croatia has great strides to take, from which there will be a sizable return on investment, for decades to come."
The IMF reiterated that "our most important recommendation was to raise public investment, for the sake of future growth. Now, that conviction has only deepened, as it is important to acknowledge a singular aspect in which Croatia is actually better off than it was before the pandemic."
That is "the generous allocation of EU Funds, including from the Recovery and Resilience Fund (RRF). The RRF resources amount to 10.6 percent of GDP in grants to be utilized by 2026."
"These funds reflect a truly unique opportunity along the path of economic development, which many countries in the world are not fortunate enough to have. It is important for all stakeholders in Croatia to fully understand the significance of this opportunity. These funds are available, but they need to be absorbed efficiently, and in a timely manner. They must also be accompanied by needed reforms," the IMF said.
"Thanks to the influx of these EU funds beginning towards the end of this year, Croatia can significantly upgrade its public capital stock, decarbonize its economy, catch up with digitalization, and improve its maritime and rail transport systems. If the projected investments go according to plan, we currently assess that the funds from the RRF alone could add as much as 2.9 percentage points to real GDP over the next twenty years."
Opportunity to reduce income gap in relation to EU
"When the effects of the planned reforms, as well as the other EU structural funds are put together, Croatia now has its best chance since independence to significantly narrow the current 35% gap in per capita income with respect to the EU average," the mission said.
It added that "the prospect of living in a vibrant society with prosperity rapidly converging to EU levels could cause the young to fundamentally re-evaluate their future, thereby further stemming the tide of outward migration. That, in turn, would have the positive effect of reducing risks to the sustainability of the healthcare and pensions systems. It is very much possible now, and unlike ever before, to start a virtuous cycle - and to definitively escape past vicious circles."
The authorities have requested a Public Investment Management Assessment from the IMF, to take place in August 2021, the statement noted. "This assessment will help prepare an action plan to help make sure investment spending is effective, is sensitive to climate change related considerations and supports sustainable long-term growth."
The authorities' National Recovery and Resilience Plan "has laid out major complementary reform commitments across five components: green and digital economy, public administration and judiciary, education, science and research, labor market and social protection, and healthcare. These are essential for the flexibility Croatia needs to operate its economy smoothly, once inside the eurozone."
Reforms needed for stronger public finance
Within the reform areas where the strength of public finances is the focus, IMF staff re-emphasizes the importance of support, from all stakeholders, for civil service and administrative reforms, "including a modernization of the public salary system, as well as improving the territorial organization of sub-national governments."
Support is also called for ending "stop-gap measures to take care of healthcare arrears, through an overhaul of its cost structure" and "exploring a more sustainable revenue base, to preserve healthcare quality standards."
The IMF also recommends the development and implementation of a full-fledged strategy for state-owned enterprises (SOEs), "including the separation of core from non-core businesses, and a strengthened oversight system for the former to ensure that they contribute their fair share to the budget by remaining financially durable after their public service obligations are met. The authorities' commitments to sell some non-core SOEs over the next few years is a promising start."
Also recommended is ensuring the long-term sustainability of the pension system, given population aging.
In addition to these areas, constantly improving the competitiveness of the Croatian economy through active dialogue with the private sector, remains essential.
"For the forthcoming increase in public investment to have maximum effect on the economy's growth rate, it must be complemented by increases in private investment, as well. Reforms to the framework of debt restructuring, insolvency, and efforts to further improve predictability and efficiency in legal procedures remain central to unlocking more resources from investors, as it allows them to invest with greater confidence."
Banking system liquid and sufficiently capitalized
"Monetary policy remains highly expansionary, within the exchange rate anchor in place since 1993. This stance is appropriate given the need to nurse the economy fully back to health," the IMF staff said.
The recent pick-up in inflation is more likely than not to be transitory in nature, but should inflationary pressures prove more persistent than in the euro area, the central bank "may consider reducing excess liquidity in the banking system, while maintaining exchange rate stability."
"The banking system has remained liquid and is on average well capitalized," the mission said, adding that there was more than enough money to meet the demand for corporate loans.
Housing lending remains strong, while uninsured household cash loans have decreased, which the IMF said was positive.
Although the ratio of non-performing loans to total loans has remained stable, the so-called stage II loans, a forward-looking indicator of future asset quality problems, has risen - particularly for non-financial corporations. This development warrants continued close monitoring."
"The pandemic has not affected the upward trend in house prices in Zagreb and coastal areas. To the extent that housing purchases are not driven by excessive household borrowing, they do not constitute an immediate financial stability risk," the IMF said.
However, this also requires continued monitoring by the central bank, If circumstances require it, the central bank "might wish to consider putting in place more formal macro-prudential measures (than the current implicit debt-service-to-income ratio included in the Foreclosure Act)."
"Despite the considerable setback dealt by the pandemic, Croatia has a rare opportunity, over the next five years, to restore its people and economy to health. It can ramp up the public investments necessary for appreciably higher growth rates, with the help of EU funds. Such opportunities should not be taken for granted. The onus of efforts is not exclusively on the authorities. All stakeholders in society must offer them the support for vital reforms, while doing their parts to re-energize private investment, and innovation. Adopting the euro will help remove some existing economic frictions by removing exchange rate risk. Yet, reaping the full benefits of the currency union requires strong focus and preparation. A brighter future is very much within reach. The time to act is now," according to the Concluding Statement.
Zagreb Stock Exchange Indices Increase
ZAGREB, 23 June, 2021 - The main Zagreb Stock Exchange (ZSE) indices went up on Wednesday, the Crobex by 0.37% to 1,988.49 points and the Crobex 10 by 0.05% to 1,220.39 points.
Regular turnover amounted to just HRK 3.3 million or about HRK 400,000 less than on Monday.
An additional HRK 29 million was generated in block trading with HT telecom's stock at HRK 185 per share.
The HT telecom's stock also generated the highest turnover, of HRK 687,400, in the regular session, closing at HRK 184 per share.
Total Household Loans Reach HRK 137.5 Bn in April
ZAGREB, 23 June, 2021 - Total household loans in Croatia reached HRK 137.5 billion at the end of April 2021, increasing by HRK 3.6 billion from April 2020, Raiffeisen Bank (RBA) said in its recent analysis of data provided by the Croatian National Bank (HNB).
The annual nominal household loan growth rate was 2.7%, picking up from 1.6% in March 2021.
The share of kuna-denominated loans in total loans was 55%, and the nominal amount of loans was affected by the euro-kuna exchange rate, which was 0.4% lower on an annual level and 0.1% lower on a monthly level.
Compared with December 2020, household credit claims in April 2021 increased by 1% or HRK 1.35 billion as a result of a rise in the nominal value of housing loans and the impact of housing subsidy schemes on them.
Housing loans accounted for 46.4% of total household loans, reaching HRK 63.8 billion, up by 1.61 billion from the end of 2020. The annual growth rate picked up from 8.3% in March to 9% in April.
On the other hand, general-purpose cash loans, despite a slight monthly rise of 0.2% to HRK 52.5 billion, were 1.4% lower than in April 2020, while increasing by 0.5% compared with the end of 2020.
RBA analysts expect that the rise in household loans will continue this year on the back of subsidised housing loans and the need for funding for the reconstruction of housing damaged in last year's earthquakes.
With the easing of COVID-19 restrictions and the acceleration of economic activity, there will be an increase in demand for cash loans, but this year it will be more modest than two-digit growth rates seen between mid-2018 and the outbreak of the coronavirus pandemic, RBA said.
Friends of Croatia: Japanese Embassy - Friendly Relations between Croatia and Japan
June 17, 2021 -The eighth article in the series, "Friends of Croatia: Japanese Embassy", saw TCN reporter Ivor Kruljac sit down with Japanese Ambassador Misako Kaji and discuss all things regarding diplomatic relations between Japan and Croatia. Overall, Croatia and Japan are friendly countries with many shared values. With Croats and their expertise in improvisation and the excellent crisis response of the Japanese, the two countries can benefit greatly by learning from each other.
Croatia and Japan officially established diplomatic relations on March the 5th, 1993.
I was nervous while the taxi drove me to the Ambassador's residence. Japan is known for punctuality, and I worried whether or not I'd manage to make it on time as my cab was trying to break through Zagreb's midday rush. But in the end, I managed to arrive ahead of schedule. It was great that I wasn't late, but that's still clearly a very far cry from the punctuality of a country where a train conductor apologised when the train left the station 25 seconds ahead of schedule.
As I was rewinding the questions I had prepared in my head, I thought about greeting my interlocutor-to-be. Handshakes are a bit of a risky thing due to the coronavirus pandemic, but even if that annoying virus was somehow erased from existence, in Japanese culture, people would still greet each other by bowing. Do I need to bow, or does the Ambassador need to follow the Croatian culture of handshaking (or perhaps bumping fists in these pandemic-dominated times)?
Cultural Attache, Yutaro Nishida welcomed me to the premises, and at last, introduced me to the Japanese Ambassador Misako Kaji, who welcomed me with a smile, respect, and kindness. The debate on whether to bow or fist-bump was resolved by doing both, with both sides respecting and accepting each-others cultural background. For safety, I kept my mask on while the Ambassador removed hers so that her voice could be more clear as the interview was recorded. I moved my mask only occasionally to drink the amazing traditional green tea that was served during the interview, which was paired well with a warm and friendly atmosphere from the official representative of Japan in Croatia.
Misako Kaji graduated with a BA in the economy at the University of Tokyo, followed by an MA in philosophy, politics, and economy at no less than Oxford University. Inside the Japanese Ministry of Foreign Affairs, she served in the Japanese Embassies in the UK and Vietnam, but also in Japanese EU and UN missions. As an Ambassador and deputy of the main representative, Kaji also served in Japan's Delegation to international organisations in Geneva. In Japan, she was the deputy spokesperson for the Japanese Prime Minister and was a professor at the Tokyo and Hitotsubashi Universities. Ambassador Kaji also has quite some experience with the United Nations (UN). She was a special advisor of the high committee of the UN Refugee Agency (UNHCR) as well as a member of the UN Advisory Committee on Administrative and Budgetary Questions and a member of the advisory committee of the UN Peacebuilding Fund. She has represented Japan in Croatia since May 2019. Two years and twenty days, as she stated on the day of the interview that occurred last Friday.
Japanese culture is beloved in Croatia
''If you'd asked me a year ago, I would've said the Adriatic sea, the scenery, and the colour blue, all of these wonderful UNESCO heritage sites and nice people ready to help when you're travelling,'' started Ambassador Kaji, explaining what she had found most interesting and impressive in Croatia.
''But, after two years, I have something more to say, and what I like about Croatia is the 'Japan' I encounter in Croatia, and that is a very positive discovery. I didn't realise Japanese culture was so widely embodied in a variety of Croatian minds,'' noted ambassador Kaji.
The most recent instance was last week's handover ceremony of the Foreign Minister's Commendation to the Croatian Origami Society, which took place at the Ambassador's residence. Some of the members have been engaged with this artistic papercraft (taught in Japanese kindergarten) for over 20 years now.
''They are very much interested and dedicated without being imposed or forced to be, and its members included chemistry students, medical doctors, and even an 11-year-old boy. There were so many different categories of profession, and some even folded Origami while on probation, and that is where they'd encountered the art of origami,'' continued the Ambassador, fascinated with such love for one of the essentials of Japanese culture, keeping hold of plenty of works donated by participants of the ceremony.
The handover ceremony of the Foreign Minister's Commendation to the Croatian Origami Society, June 2021 © Japanese Embassy Croatia
She is also particularly delighted with Biograd na Moru, a Croatian city in the Zadar area that not only commemorates the Atom Bomb falling on Hiroshima and Nagasaki but also has a metal crane bird as a monument to this dreadful tragedy that occurred on August the 6th, 1945.
''There is a legend that cranes live for a thousand years, so they are often used as presents for somebody who has been met with disasters or illness. In Hiroshima, they have a thousand cranes (made in the origami technique) folded and presented for the wish of peace,'' explained the Ambassador. Such a ceremony was also seen in Biograd na Moru, initiated by mayor Ivan Knez with a large metal crane made to outlast paper for generations to come.
The Japanese martial art of Karate is also popular in Croatia with some quite good successes achieved by Croatian athletes. Last month, the European Karate Championships were held in Poreč, where Ambassador Kaji was invited and was again fascinated with the use of the Japanese language and overall traditions despite there not having been a single Japanese athlete present there.
With so much of Japanese culture being present here in Croatia, it's difficult to say what the most beloved aspect of Japanese culture is for the Croats.
Before the pandemic struck, Ambassador Kaji remembered the Japan Day event in Zagreb's popular Mimara Museum, which saw huge attendance and a presentation on Japanese food, sake (Japanese rice schnapps) degustation, Ikebana (flower art), a tea ceremony, bonsai (aesthetical horticultural shaping of small trees), martial arts such as Karate, Judo, Kendo, haiku poetry workshops, calligraphy, Igo chess and much more.
2019 was also a big year for a Japanese promotion with the 2020 Olympic Games, which saw Croatian athletes from the 1964 Olympics attend the promotion for 2020. Additionally, for Japan, as Ambassador Kaji pointed out, the Paralympic Games are an important measure for the general success of the Olympics, which was evident in the ParaBOX installation (where visitors were challenged to find a ball in complete darkness), and the presentation of the Japanese car company Toyota's car which is designed to be able to be driven by people with disabilities.
However, when it comes to younger people, particularly students of Japanology (which Croats can study at either Zagreb or Pula University), one cultural trend emerged.
''The Japanese language is very tricky to learn, so I asked one graduate student how she first encountered Japan and heard the language, and it was anime,'' Ambassador Kaji recalled. She added that the Japanese cartoon art of anime became pretty universal and is no longer limited only to Japan. (The same goes for Japanese comics such as manga, with both of these pieces of pop culture being incredibly diverse in genres and having something for everyone, covering all social groups and even not avoiding vivid graphic images of violence and/or sex).
''At the Foreign Ministry of Japan, we have an award from a world competition because of the promotion of manga, but without trying to focus or push deliberate energy into that promotion,'' stated Ambassador Kaji.
As Japanese pop culture, anime and manga are indeed very popular here in Croatia, which is visible at the Pandakon conference that is held annually at Zagreb's Močvara club. Fans often dress up as their favourite characters, and there are often rewards for the best cosplay.
However, there are also heated debates between fans and people in the manga/anime industry that also affect Croats. On the one hand, representatives of the anime and manga industry are unhappy with cosplay, viewing it as a copyright infringement and believing that fans should be paying for cosplaying these characters. On the other hand, fans say they are just trying to show love and appreciation for their work, and they are also promoting and attract new audiences. It's indeed true that someone might not know what is ''Deadman Wonderland'', but upon seeing a brilliantly crafted cosplay of Shiro, they may ask the cosplayer about the character and then watch anime or read manga.
Ambassador Kaji says the Japanese Government is aware of the problem.
''Earlier in January, the Minister for the "Cool Japan" Strategy (with Cool Japan being a brand strategy, aiming to disseminate Japan's attractiveness and as a unique culture throughout the world), Shinji Inoue said that he was aware of an opinion among the cosplay community rising, and this could be a real legal problem. It was important to secure an environment in which people can enjoy cosplay at ease, without worrying about possibly breaching laws. So, the Minister declared that he would come up with ways to deal with it but has not yet specified what those ways will be,'' explained the Ambassador.
Friendly Nations: sharing values, but trade could be better...
The cosplay question is one of the political issues in Japan, but when it comes to politics, what exactly is going on between Croatia and Japan?
''We're friendly countries; we share the same values. Unfortunately, you can't speak your own mind in every country, but Croatia and Japan belong to those countries where you're free to have as many children as you want, free to say what you like, free to travel where you want, free to choose your own vocation. In other words, we're both free countries that share the same values, democracy, human rights, and rule of law,'' said Ambassador Kaji, adding there are occasional disagreements, but that is normal and nothing to worry about.
The Emperor and Empress of Japan grant an audience to the Speaker of the Croatian Parliament Gordan Jandroković and Mrs Jandroković during their visit to Japan upon the invitation of Speaker Oshima of the Japanese House of Representatives, June 2019 © The Imperial Household Agency
Kaji also pointed out that Croatia is pretty prevalent in Japan thanks to its sporting heroes. ''Everybody knows who Modrić and Čilić are; Croats are disproportionately present in world sport,'' she said.
Ambassador Kaji also rates Croatian EU membership as a great advantage.
''Through the EU, you're very well represented. When Croatia held the European Council Presidency during the first half of 2020, one of the most important parts of Croatian foreign policy concerned the Western Balkans and you advocated the EU's perspective for them as we don't want to roll back into a conflict or the changing of the borders after such a great sacrifice,'' Ambassador Kaji stated, referring to the war back in the '90s.
An important instance of that is the Zagreb Declaration from June the 22nd, 2020.
''We're part of the group that supports the European idea, and through that, the Croatian idea, as we share the same values,'' confirmed the Ambassador.
She added that while it may seem far away, the issues of the Balkans are relevant to such ideas like the Free and Open Indo-Pacific, and advocating the peace and freedom of nagivation, for example, is required on both locations, and Japan sees Croatia as a partner in that regard.
Ambassador Kaji also regularly contacts the Croatian Ministry of Foreign and European Affairs (MVEP), the Government, Parliament, the President's office, various cultural institutions, sports institutions such as the Croatian Judo Federation, the Croatian Karate Union, and the Croatian Olympic and Paralympic Committees, educational institutions, local government units and more. She also works on maintaining friendly ties with other ambassadors and diplomats in Croatia.
''My diplomatic colleagues know that only those who are blessed get to be stationed in Croatia,'' revealed Ambassador Kaji, not hiding her happiness for representing Japan in this Southeastern European country.
She is also particularly excited about going to Virovitica this week since she has never been. The visit is to attend the exhibition on Japanese pottery titled ''Yakishime: Earth Metamorphosis'' which is coming to Virovitica after already having been held in Vukovar and Pula.
Commenting on the most frequent contact she keeps in Croatia, she said that it's very hard to say, but statistically, maybe the Japanese Embassy communicates the most with MVEP. ''We're only two minutes away from the Ministry,'' said Ambassador Kaji.
Of course, not everything can be equally balanced and trade is unfortunately currently sitting on pretty low branches of the overall tree.
''When it comes to trade, we made up only 0.28% of Croatia's exports with tuna being a major portion - which is nice. In addition, when it comes to investments in Croatia, only 0.5% of all investments come from Japan. So there's room for improvement there,'' stated Ambassador Kaji with optimism.
Some of the instances of trading and business between the two countries can be seen in the Japan-based company Nipro taking over Piramida, a Croatian pharmaceutical packaging producer from Sesvete near the City of Zagreb last month.
A visit to Nipro PharmaPackaging Croatia, June 2021 © Japanese Embassy Croatia
Knowledge – the way forward while not forgetting culture or tradition
As mentioned, Japanese culture is widely popular and much loved among Croats, the Japanese love Croatian athletes, and the two countries share friendly relations. Both Croatia and Japan have their traditions and cultural heritage. With ever-present technological development, some people in Croatia do fear that progress will lead to Croats forgetting their traditions, ways, and cultural heritage. On the other hand, Japan has seen huge technological development evident in very fast internet, modern trains, robotics, and more. Yet, their tradition and culture remain well preserved. What's the secret, and how can technological advancement be balanced with keeping a focus on tradition?
As Ambassador Kaji explained, the gist is to ''keep your spirit, but introduce technology''. While the Ambassador believes that the path of economic development makes sense in the long term, it wasn't always so easy. In the past, economic development was accompanied by pollution, and Japanese people, apart from developing health issues, entered an atmosphere that wasn't very kind to their traditional ways. But things have improved since then.
''In the 21st century, people and governments are more focused on green technologies and digital technologies which can be friendly towards and resonate with keeping up with traditions. Like when drinking tea, you have a ceremony, but the leaves for the green tea need to be carefully nourished in a kind environment, so that isn't very compatible with mass production or polluted air. But when, for example, you use the wind to produce energy, that's a nice eco-friendly way that co-exists with traditional culture,'' explained Ambassador Kaji.
She added that this way of co-existing then becomes mutually supportive and crafted to be resilient and long-lasting. That being said, new technologies also need to be carefully crafted to keep an eye on traditions, and improvisation is troubling in that regard.
''If you show respect for tradition, and you use academic knowledge or research, then there must be a way of remaining aligned with tradition and pursuing technology to have them both be mutually supportive,'' concluded Ambassador Kaji, and her belief about Croatia's technological development is that it will not be fatal to Croatian tradition.
Speaking of tradition, traditions form habits that then become accepted in various societies. With the already mentioned Japanese love for punctuality and the general perception of the Japanese as organised people that like order and plans, the perception of Croats can be quite the opposite. Many see Croats as laid back and relaxed, not making a fuss if they are a bit late. However, Ambassador Kaji sees a different picture of the Croats from her experience, particularly when it comes to Croatian women.
''A cleaning lady from Slavonia that comes to clean my office every day just starts working and cleans meticulously. She doesn't leave one small thing out and she is very responsible. In Japan, you don't see so many women gardening, and here, the women that watch over my garden are very powerful and professional, and that is very impressive,'' she noted. The work ethic and responsibility are something she sees with all of the Croats working for her.
''When it comes to Japan, we plan for perfection, so the dark side of that characteristics is, for instance, being late with the vaccination rollout. There are all sorts of verifications that take place there, making sure everyone can get them, and yes, they're proven safe abroad, but we had our own evaluations done, and that was the main reason we've been criticised for being too slow. Here in Croatia, you're really good at improvising. We can learn from each other,'' Ambassador Kaji said, sharing her observations on the habits of Croats and people in Japan.
She added that one such thing where Croatia can learn from Japan is crisis response, particularly when it comes to earthquakes.
At the Civil Protection Headquarters for Dealing with the Aftermath of the Petrinja earthquake in December 2020, March 2021 © Japanese Embassy Croatia
Post-earthquake reconstruction by Japanese experts: Zagreb's buildings can keep their looks and also become safer
Japan is famous (or as Ambassador Kaji rated with a humorous touch, perhaps notorious) for regularly having earthquakes. Tsunamis happen as well. This was even noticed by reporters from the Croatian paper Jutarnji List, who, when following the earthquakes in Zagreb and Petrinja, interviewed Ambassador Kaji in search of advice on living with earthquakes. An equipped backpack with water, food, batteries, and lights ready for evacuation, along with agreeing on a location at which were to meet with your loved ones, are some great bits of advice for planning once you accept that earthquakes can happen at any time, anywhere.
''You can't stop earthquakes, but if you're prepared, you can mitigate the damage they cause and protect lives. People often think earthquakes happen, and that's that, but earthquakes are never over,'' said the Ambassador when recalling that interview.
''I was at my residence when the Zagreb earthquake happened more than one year ago, and the epicentre was just three kilometres away. It was pretty bad but not serious with only small cracks on the wall,'' recalled Ambassador Kaji, not seeming to feel unsafe in a Japanese earthquake-conscious building, while Croatia isn't always so aware that the Earth's plates can move and cause total chaos.
The earthquake that gave Zagreb such a heavy blow in March 2020 is a normal monthly, if not weekly, occurrence in Japan. The country's ultra-modern buildings and skyscrapers were built to sustain such rumbling, but even the traditional signature Japanese style of architecture (such as the signature Pagoda of Horyuji, the oldest wooden high-rise Japanese building built in 680A.D.) sustained numerous earthquakes over centuries, as Japanese builders always had to try to cope with earthquakes. But, with Zagreb being proud of its architecture, particularly in the downtown area, can the Croatian capital possibly preserve its signature look but also become safer for its residents if such magnitudes or higher strike once again?
''I asked some Japanese experts about whether or not it would be possible to preserve the nice, historic architecture of Zagreb and not just totally transform it into a modern but very common city, and they said it was possible. That needs investment, but there are ways to somewhat reinforce the basic structures and preserve their looks,'' assured Ambassador Kaji. She also added that the speed and focus of reconstruction is something Croatia can learn how to be better at from Japan.
Towards the Tokyo 2020 Olympic and Paralympic Games, December 2019 © Japanese Embassy Croatia
The Adriatic is nice, but UNESCO heritage really excites Japanese people
With data acquired before coronavirus, Ambassador Kaji stated that there were 150 Japanese nationals living in Croatia, and 150,000 Japanese tourists visited the country. What several people noticed was that while many foreigners come to Croatia primarily to enjoy the coast and swim in the Croatian Adriatic, Japanese tourists can rarely be seen on the beach and prefer sightseeing.
''Japan is surrounded by the sea, so the sea isn't something amazing to them, but Japanese people are very interested in cultural heritage, and when something is recognised by UNESCO, people in Japan really rejoice. So, the Japanese are very much interested in historical or artistic values Croatia offers,'' explained Ambassador Kaji, clarifying why so many Japanese tourists can often be seen as frequently in continental Croatian towns and cities and not just on the coast.
Despite some Croats sometimes being a bit xenophobic or looking differently at people of other races, Ambassador Kaji was surprised when asked about whether there were any racial issues that Japanese people experienced and reported in Croatia.
''I don't know if things were different before regarding racial issues, but the story I heard when I came to Croatia was that back in 2011, many Croats gathered in front of the Embassy of Japan with flowers, candles, and cranes to express their grief and support regarding the Fukushima Tsunami and the earthquake,'' said Ambassador Kaji.
Just like those who came with flowers, the Embassy is equal and open, too. The Embassy issues scholarships for people wanting to study in Japan twice a year, and apart from being open to anyone that wants to travel to Japan and get informed about the country and visa requirements, the Embassy also has a library people are welcome to come to and read through Japanese books and literature.
Apart from being in regular contact with other colleagues based in Croatia, Ambassador Kaji also regularly contacts the Croatian Ambassador in Japan, Drazen Hrastic.
''Before I left Tokyo, we had dinner together, and now we talk often, as well,'' said Ambassador Kaji with a smile.
With Japanese culture being so appreciated in Croatia, and Croatian sporting heroes and UNESCO heritage being so beloved in Japan, spiced with common political values and friendly diplomatic relations, Croatia and Japan truly have the chance to learn from each other and continue to work on the further nurturing of their diplomatic ties, and their shared trade.
If you're a Japanese citizen or a Croatian citizen in need of information, here is how you can reach a Japanese diplomatic mission in Croatia:
In Zagreb:
Japanese Embassy
Adress: Boškovićeva 2
Consular Section: This email address is being protected from spambots. You need JavaScript enabled to view it.
Political Section: This email address is being protected from spambots. You need JavaScript enabled to view it.
Economic Section: This email address is being protected from spambots. You need JavaScript enabled to view it.
Section of Culture / Public Relations: This email address is being protected from spambots. You need JavaScript enabled to view it.
Phone number: +385 1 48 70 650
In Split:
Consulate Office
Adress: Marasovićeva 67
Mail: This email address is being protected from spambots. You need JavaScript enabled to view it.
Phone number: +385 21 32 35 80
And of course, you can find all the latest news concerning Japanese-Croatian relations on the official website.
To read more from the series "Friends of Croatia", follow TCN's dedicated page.
For more about Japan - Croatia relations, follow TCN's dedicated page.
Zagreb Stock Exchange Main Indices Up About 1%
ZAGREB, 16 June, 2021 - The main Zagreb Stock Exchange (ZSE) indices increased on Wednesday, the Crobex by 0.99% to 1,993 points and the Crobex10 by 1.8% to 1,226 points, both reaching their highest levels since February 2020.
Regular turnover was HRK 6.9 million, with only one stock crossing the million kuna mark, the Valamar Riviera hotel company, which turned over HRK 1.63 million. It closed at HRK 31.3 per share, up 2.3%.
Another HRK 16.32 million was generated in block trading with HT telecom's stock at HRK 185 per share.
Thirty-seven stocks traded today, with 14 gaining in price, 15 decreasing and eight stagnating.
Labour Costs in Croatia Grow For First Time Since Pandemic Started
ZAGREB, 16 June, 2021 - Slower salary growth halted the growth of hourly labour costs in the EU in the first quarter of 2021, while in Croatia labour costs increased for the first time since the start of the pandemic, Eurostat data show on Wednesday.
In the first quarter of 2021, the hourly labour costs rose by 1.7% in the EU, compared with the same quarter of the previous year. In the fourth quarter of 2020, hourly labour costs increased by 3.2%.
The costs of hourly wages and salaries increased by 2.6%, after growing 3.8% in Q4 2020.
The costs of salaries increased the most in arts, entertainment and recreation (+8.3%), followed by accommodation and food service activities (+6.1%).
The costs of contributions at the start of this year went up 1%.
The highest increases in hourly labour costs in Q1 2021 were registered in Lithuania (+12%) and Slovenia (+11.1%), while the lowest were in Austria (+0.3%) and Belgium (+0.9%).
In Croatia, they went up 2.3%, for the first time since Q2 2020. In Q4 2020, they dropped 1.1%. The costs of hourly wages and salaries increased 2.3% after falling 0.2% at the end of last year. The costs of contributions went up 2.2%, after falling 6.4% at the end of 2020.
The largest decrease in hourly labour costs in Q1 2021 was registered in Malta (-2.6%), followed by Ireland (-2.5%).
Zagreb Stock Exchange Indices Rebound
ZAGREB, 15 June, 2021 - The Zagreb Stock Exchange (ZSE) Crobex and specialised Crobex10 indices on Tuesday rebounded by 0.41% to 1,973 points and 1,213 points respectively.
Today's regular turnover was HRK 6.4 million, or HRK 800,000 more than on Monday.
The Maistra hotel company was the only one to cross the one million kuna mark in turnover. It generated HRK 1.25 million and its share price stagnated at HRK 302.
A total of 39 stocks traded today, with 18 of them registering share price increases, 14 recording share price decreases and seven remaining stable in price.
Zagreb Stock Exchange Indices Up For Second Day in a Row
ZAGREB, 9 June, 2021 - The main Zagreb Stock Exchange (ZSE) indices rose on Wednesday for the second day in a row amid modest trading.
The Crobex gained 0.43% to reach 1,958.03 points, its highest level in nearly a month, while the Crobex10 rose by 0.56% to 1,210.84 points, its highest level since the end of February 2020.
Turnover at the close of the trading session was HRK 4.5 million, about 600,000 higher than on Tuesday. None of the stocks passed the turnover mark of one million kuna.
A total of 35 stocks traded today, with 14 of them registering share price increases, 10 recording share price decreases and 11 remaining stable in price.


Awake and Bake, Chicago's First Free Coffee and Pie Festival!
NOTE: If you'd like to bring a +1, please have them RSVP for their own FREE ticket below!
Chicago, we can't stress this enough: Winter is almost over. We know, we're as excited as you are. Maybe even more so. Did we mentioned we're excited?!?
However, we're not quite there yet. We're going to need one last jolt to push us into spring. Thankfully, the guys from Chicago's own Javaya Craft Coffee Marketplace are going to help us by introducing Chicago's newest Sunday Funday Festival called Awake & Bake Fest! Coming on the heels of Cinco de Mayo, Awake & Bake brings together two of your fave's - the BEST local craft coffee and pie that Chicago has to offer....and we're pairing them together so you don't have to! So peel yourself out of bed on May 6th and get on down to Chop Shop to check it out!
PLEASE NOTE: To come, you MUST RSVP FOR FREE HERE. So get on it!
Price: FREE (Seriously, we already told you this) with free pairings of free delicious free coffee and pie. Did we mention it's free? However, you MUST RSVP RIGHT HERE (again for free) or you will not be let in.


text:
title: Command-line Interface
localeTitle: Interface da Linha de comando
---
## Interface da Linha de comando

#### Motivação

Angular está intimamente associado à sua interface de linha de comando (CLI). O CLI simplifica a geração do sistema de arquivos Angular. Ele lida com a maioria da configuração nos bastidores para que os desenvolvedores possam começar a codificação. A CLI também tem uma curva de aprendizado baixa, recomendável para qualquer novato que queira pular para a direita. Heck, até mesmo desenvolvedores experientes da Angular confiam na CLI!

#### Instalação

A CLI Angular requer o [Node.js e o Node Packet Manager (NPM)](https://nodejs.org/en/) . Você pode verificar esses programas com o comando terminal: `node -v; npm -v` . Uma vez instalado, abra um terminal e instale o CLI Angular com este comando: `npm install -g @angular/cli` . Isso pode ser executado em qualquer lugar no seu sistema. A CLI é configurada para uso global com o sinalizador `-g` .

Verifique se o CLI está lá com o comando: `ng -v` . Isso gera várias linhas de informação. Uma dessas linhas indica a versão da CLI instalada.

Reconheça que `ng` é o bloco de construção básico da CLI. Todos os seus comandos começarão com `ng` . Hora de dar uma olhada em quatro dos comandos mais comuns prefixados com `ng` .

#### Comandos Principais

*   ng novo

*   ng servir

*   ng gerar

*   ng construir

*   ng update

Os termos-chave para cada um deles são bastante reveladores. Juntos, eles compõem o que você precisa para começar a trabalhar com o Angular. Claro, existem muitos mais. Todos os comandos são descritos na [documentação do GitHub da CLI 1](https://github.com/angular/angular-cli/wiki#additional-commands) . Você provavelmente descobrirá que os comandos listados acima cobrirão as bases necessárias.

#### ng novo

`ng new` cria um _novo_ sistema de arquivos Angular. Este é um processo surreal. Por favor, navegue para um local de arquivo desejável para a _nova_ geração de aplicativos. Digite este comando da seguinte maneira, substituindo `[name-of-app]` pelo que você quiser: `ng new [name-of-app]` .

Um sistema de arquivos sob a pasta `[name-of-app]` deve aparecer. Sinta-se livre para explorar o que está dentro. Tente não fazer alterações ainda. Tudo o que você precisa para executar seu primeiro aplicativo Angular vem empacotado juntos nesse sistema de arquivos gerado.

#### ng servir

Para obter o aplicativo em execução, o comando `ng serve` deve ser executado na pasta `[name-of-app]` . Qualquer lugar dentro da pasta serve. A CLI Angular deve reconhecer que está dentro de um ambiente gerado com `ng new` . Ele será executado desde esta condição. Vá em frente e tente: `ng serve` .

O aplicativo é executado na porta 4200 por padrão. Você pode visualizar o aplicativo Angular navegando para `localhost:4200` em qualquer navegador da web. Angular funciona em todos os navegadores. A menos que você esteja usando uma versão antiga do Internet Explorer, o aplicativo será exibido. Ele exibe o logotipo Angular oficial ao lado de uma lista de links úteis.

Ok, o aplicativo é executado. Espero que funcione, mas você precisa saber o que está acontecendo sob o capô. Consulte novamente o sistema de arquivos `[name-of-app]` . Navegue pelo `[name-of-app] -> src -> app` . Aí reside os arquivos responsáveis pelo que você viu no `localhost:4200` .

#### ng gerar

Os arquivos `.component` definem um componente Angular incluindo sua lógica ( `.ts` ), estilo ( `.css` ), layout ( `.html` ) e teste ( `.spec.ts` ). O `app.module.ts` se destaca particularmente. Juntos, esses dois grupos de arquivos trabalham juntos como `component` e `module` . O `component` e o `module` são dois exemplos separados de esquemas angulares. Os esquemas classificam os diferentes blocos de código _gerados_ por _finalidade_ `ng generate` .

Para o propósito deste artigo, entenda que um `module` exporta e importa ativos para e de uma árvore de componentes subjacente. Um `component` preocupa com uma seção da interface do usuário. A lógica, o estilo, o layout e o teste dessa unidade permanecem encapsulados nos vários arquivos `.component` .

Quanto ao `ng generate` , este comando pode gerar esqueletos para cada um dos [esquemas angulares](https://github.com/angular/angular-cli/wiki/generate#available-schematics) disponíveis [2](https://github.com/angular/angular-cli/wiki/generate#available-schematics) . Navegue para `[name-of-app -> src -> app]` . Tente gerar um novo `component` executando: `ng generate component [name-of-component]` . Substitua `[name-of-component]` pelo que você quiser. Um novo arquivo `[name-of-component]` será exibido junto com seus arquivos `component` necessários.

Você pode ver que o `ng generate` agiliza o [código padrão](https://en.wikipedia.org/wiki/Boilerplate_code) do Angular. `ng generate` também liga as coisas. Os esquemas criados no contexto de um sistema de arquivos Angular conectam-se ao módulo raiz do sistema. Nesse caso, seria o arquivo `app.module.ts` dentro de `[name-of-app -> src -> app]` .

#### ng construir

Angular é uma ferramenta de front end. O CLI realiza suas operações em nome do front end. `ng serve` cuida da configuração do servidor de backend. Isso mantém o desenvolvimento inteiramente focado no front end. Dito isto, conectar seu próprio back-end ao aplicativo Angular também deve ser possível.

`ng build` preenche essa necessidade. Antes de experimentá-lo dentro do sistema de arquivos. Navegue para `[name-of-app] -> angular.json` . Procure por esta única linha de código: `"outputPath": "dist/my-app"` .

Essa linha de configuração determina onde o `ng build` despeja seus resultados. Os resultados sendo todo o aplicativo Angular compilado em uma pasta `dist/my-app` . Dentro dessa pasta, existe `index.html` . Todo o aplicativo Angular pode ser executado com `index.html` . Nenhum `ng serve` é necessário a partir daqui. Com este arquivo, você pode facilmente conectar seu back-end.

Dê uma chance: `ng build` . Novamente, isso deve ser executado no sistema de arquivos Angular. Com base no valor-chave de `"outputPath:"` em `angular.json` . Um arquivo irá gerar onde o aplicativo original é totalmente compilado. Se você mantiver `"outputPath:"` o mesmo, o aplicativo compilado estará em: `[name-of-app] -> dist -> [name-of-app]` .

#### ng update

Na atualização de cliques angulares, faça a atualização automática em todos os pacotes angulares e npm para as versões mais recentes.

Aqui está a sintaxe e as opções podem ser usadas com `ng update` .

`ng update [package]`

**Opções**

*   funcionamento a seco `--dry-run (alias: -d)`

    Percorra sem fazer alterações.

*   força `--force`

    Se for false, irá cometer erros se os pacotes instalados forem incompatíveis com a atualização.

*   todos `--all`

    Se deseja atualizar todos os pacotes em package.json.

*   Próximo `--next`

    Use a versão maior, incluindo beta e RCs.

*   migrar apenas `--migrate-only`

    Apenas execute uma migração, não atualize a versão instalada.

*   a partir de `--from`

    Versão da qual migrar. Disponível apenas com um único pacote sendo atualizado e apenas na migração.

*   para `--to`

    Versão até a qual aplicar migrações. Disponível apenas com um único pacote sendo atualizado e somente em migrações. Requer de ser especificado. Padrão para a versão instalada detectada.

*   registro `--registry`

    O registro do NPM a ser usado.

#### Conclusão

Esses comandos cumprem o básico. A CLI do Angular é uma conveniência incrível que acelera a geração, configuração e expansão de aplicativos. Ele faz tudo isso enquanto mantém a flexibilidade, permitindo que o desenvolvedor faça as alterações necessárias.

Por favor, verifique os links no `localhost:4200` se você não tiver já. Não se esqueça de executar o `ng serve` antes de abri-lo. Com uma melhor compreensão do CLI, você está pronto para aprender mais sobre o que é gerado pelos seus comandos mais essenciais.

### Fontes

1.  [Google. "Angular / angular-cli / wiki # comandos adicionais." GitHub.](https://github.com/angular/angular-cli/wiki#additional-commands)

2.  [Google. "Angular / angular-cli / wiki / gerar # esquemas disponíveis." GitHub.](https://github.com/angular/angular-cli/wiki/generate#available-schematics)

### Recursos

*   [Website do CLI Angular](https://cli.angular.io)

*   [LEIA-ME CLI Angular](https://github.com/angular/angular-cli#angular-cli)

*   [Documentação CLI Angular](https://github.com/angular/angular-cli/wiki)

redpajama_set_name: RedPajamaGithub


text:
prediction@meriprediction.com
Kieran Powell
Post Written by Gulshan Sharma
I'm an ardent fan of cricket and an intrepid follower of Football and Tennis. My professional life lies between the straight drive and assists. From an in-depth analysis of the game to the match prediction - I explore a gorgeous journey of sports. I have 3 years of experience in fantasy and my prediction ticks all the points which will lead you to victory. I'm mad about KKR and Manchester United. Apart from this, I love to read books and write fictional stuff.
Prediction Stats
Predicted :
Wins :
Loss :
No Result :
Kieran Powell is another member of the West Indian squad who benefited greatly from the pay dispute in 2009. His form at the top of the order has seen him become a mainstay in the Test side, while his attacking style of batting has earned him a handful of matches in the shorter forms of the game. The Under-19 World Cup was the launching pad for his career, with the left-handed opener plundering 253 runs for the tournament. The impressive month of cricket saw him average just over 42, while he maintained an exciting strike rate of almost 125. His first-class career started perfectly, with Powell making 85 and 99 on debut. He continued to impress on the West Indian circuit, boasting an average of around 37, including seven centuries. With a stack of senior players refusing to sign central contracts, Powell made his international debut against Bangladesh in 2009. It was a disappointing experience for the talented batsman, who was trapped LBW on the first ball of the match. Powell forced his way into the Test side for the 2011 series against India. The match was a perfect opportunity to stake his claim at the top of the order….
Test Debut date : 06/07/2011
ODI Debut date : 31/07/2009
T20 Debut date : 11/01/2014
Age : 30 years 16 days
Role : Batter
Height : N/A
Batting Style : Left Hand
Bowling Style : Right Arm Medium
Team Played For : N/A
Gulshan Sharma
I'm an ardent fan of cricket and an intrepid follower of Football and Tennis. My professional life lies between the straight drive and assists. From an in-depth analysis of the game to the match prediction – I explore a gorgeous journey of sports. I have 3 years of experience in fantasy and my prediction ticks all the points which will lead you to victory. I'm mad about KKR and Manchester United. Apart from this, I love to read books and write fictional stuff.
Chadwick Walton
TBO vs SO Dream11 Prediction For 25-August-2020 (Russian Premier League 2020)
GZ vs SHD Dream11 Prediction For 25-August-2020 (Chinese Super League 2020)
PAC vs MAZ Dream11 Prediction For 25-August-2020 (Mexican League 2020)
JAM vs GUY Dream11 Prediction For 26-August-2020 (CPL Match-12)
SKN vs BAR Dream11 Prediction For 25-August-2020 (CPL Match-11)
Cricket Match Prediction
Match Prediction | Powered by WordPress


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text:
Q: SD Card Pin State During Hot Insertion I'm working on a project in which I'm forced to connect an SD card to a shared SPI bus with some other peripherals. I need to make sure a hot insertion event won't corrupt any ongoing data transfer on the bus, but I can't find any information on the power-up state of the card drivers in the simplified specifications. Does anyone know if the CLK, CMD, and DAT0 pins on an SD card are guaranteed to be high-impedance during a hot insertion?

A: Hot insertion on a shared SPI bus won't work at all with SD cards. One must remember that SD cards come up in SD mode, where the CS is active high.
You need to explicity switch the card to SPI mode before you can use other devices on the same SPI bus, this is obviously not possible when you insert a card during another SPI transaction.
Either use a bus driver chip to connect the SD card or use a different SPI bus, for example software SPI using GPIOs.


Assignment surgeries are your opportunity to get hints and tips on how to improve your assignment from a specialist study coach. Bring your work along with any relevant assessment instructions and we can help guide your next steps before you submit.
The sessions do not require advanced booking and are offered on a first come first serve basis. Sign-up sheets will be available from 09:30 every morning outside the room of the surgery.
Please note that students arriving after 1.40pm will not be able to see a study coach due to the time it takes to assess your work and provide practical advice on how it can be improved.


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We would like to take this opportunity to introduce CRYPTOCOINSTART.com. This is a new community site focusing on cryptocurrency and blockchain industry news, updates, networking and soon e-commerce platform for our members.
CRYPTOCOINSTART.com was started by a group of dedicated developers from IT business in January 2018. It has shown potential and the membership has since grown very well in the past months. We intend to expand our content partnerships and members in the coming months to further achieve our goals to provide quality contents and products to our community.


According to Global Witness, in 2017, at least 207 environmental activists were murdered in 22 countries. A year earlier, there were another 200, eight more than in 2015. It is unknown why she, a native of one of the world's top arms sellers, and her fans concerned about the CO2 that seeps into her lungs, have not included the "No to war" and the businesses that revolve around the arms industry in its claims to save the battered planet. It is incomprehensible that they are more afraid of breathing contaminated air, but not of the very real threat of a nuclear war that would kill billions of living beings, and cause long and hard suffering for the survivors. A year ago Trump broke the nuclear agreement with Iran, and last month he did the same with the agreement with Russia, while he ordered to invest 1.2 billion dollars to make new atomic bombs in order to "make the world safer ".
Former US Vice President Al Gore received the Nobel Peace Prize in 2017 "for his efforts to build and disseminate on climate change", despite the fact that the Clinton-Gore administration bombed Yugoslavia, Albania, Sudan, Afghanistan, Iraq, Haiti, Zaire, and Liberia, using all kinds of destructive munitions including projectiles that contained depleted uranium, causing the death of tens of thousands of civilians and causing irreparable damage to their lands, airs, and waters. He was also one of the promoters of the campaign to expand raw material for biofuel, trying to convert the pancakes of the poorest Mexicans into ethanol from the cars of the well off. It was the fear of the rebellion of millions of hungry people who filed away, in part, this occurrence.
Years later, in September 2014 and on the eve of the UN Climate Summit, Wall Street bankers paid about $ 220,000 to announce the march organized by companies like Avaaz and 300 other organizations against the New York subway. The pollution of the planet. The participation of the World Bank or the Clinton Global Initiative in these initiatives, rather than being due to the "mainstreaming" of the environmental movement, is to take control of it, as well as a marketing operation to "whitewash" the most predatory elites without scruples of the world, the same that presents, for example, to NATO as the sister of charity: if you download tons of bombs on defenseless nations it is because the arms industry goes out of its way for the well-being of the Sudanese lord,the Afghan lady .
Their silence speaks to an implicitly racist indifference to the victims of imperialism. What is wrong with half the people in the "civilised" West?


text:
Exhibit 10.33
THIS FIRST AMENDMENT to Loan Agreement (this "Amendment") is entered into this 2nd day of August, 2018, by and between ____________________, a _______________ ("Lender"), and WORKHORSE GROUP INC., a Nevada corporation ("Borrower").
A. Lender and Borrower have entered into that certain Loan Agreement dated as of July 6, 2018 (as the same may from time to time be amended, modified, supplemented or restated, the "Loan Agreement"), pursuant to which Lender has made a loan to Borrower for the purposes permitted in the Loan Agreement.
B. Borrower has requested that Lender amend the Loan Agreement to (i) make an additional loan to Borrower, and (ii) make certain other revisions to the Loan Agreement as more fully set forth herein.
C. Lender has agreed to so amend certain provisions of the Loan Agreement, but only to the extent, in accordance with the terms, subject to the conditions and in reliance upon the representations and warranties set forth below.
Now, Therefore, in consideration of the foregoing recitals and other good and valuable consideration, the receipt and adequacy of which is hereby acknowledged, and intending to be legally bound, the parties hereto agree as follows:
1. Definitions. Capitalized terms used but not defined in this Amendment shall have the meanings given to them in the Loan Agreement.
2. Amendments to Loan Agreement.
2.1 Section 2.1.1(a) (Availability). Section 2.1.1(a) of the Loan Agreement is amended in its entirety and replaced with the following:
"(a) Availability.
(i) Subject to the terms and conditions of this Agreement, on the Effective Date Lender advanced to Borrower an aggregate amount equal to Six Million One Hundred Thousand Dollars ($6,100,000.00) (the "Original Loan"). The proceeds of the Original Loan shall have been used by Borrower to make the payments set forth on Schedule 2.1.1. Borrower acknowledges that the payment of the Original Loan proceeds directly to the parties set forth on Schedule 2.1.1 pursuant to instructions provided by Borrower to Lender in writing constituted the making of the Original Loan by Lender to Borrower.
(ii) Subject to the terms and conditions of this Agreement, on the First Amendment Effective Date, Lender shall lend to Borrower an aggregate amount not to exceed One Million Seven Hundred Thousand Dollars ($1,700,000.00) (the "First Amendment Loan" and together with the Original Loan, the "Loan"). The proceeds of the First Amendment Loan shall be used by Borrower for working capital and general corporate purposes of Borrower."
2.2 Section 2.2 (Interest Calculation). Section 2.2(c)(ii) of the Loan Agreement is amended in its entirety and replaced with the following: "(ii) the date on which the Loan is advanced shall be included and the date of payment shall be excluded."
2.3 Section 5.9 (Use of Proceeds). Section 5.9 of the Loan Agreement is amended in its entirety and replaced with the following:
"5.9 Use of Proceeds. The proceeds of (i) the Original Loan shall be used exclusively by Borrower to pay in full in cash on the Effective Date the obligations described on Schedule 2.1.1 and (ii) the First Amendment Loan shall be used exclusively by Borrower for working capital and general corporate purposes of Borrower (collectively, the "Proceeds Purposes"), and, in each case, not for personal, family, household or agricultural purposes."
2.4 Section 6.12(h) (Mortgages). Section 6.12(h) is amended by deleting the words "Within sixty (60) days after the Effective Date" and substituting the following therefor: "Concurrently with the repayment of the Existing Mortgage Loan and in no case later than October 1, 2018".
2.5 Section 6.12(j) (Sale Process and Financing Milestones). Sections 6.12(j)(i) and (iii) are amended by deleting the reference to "July 16, 2018" therein and substituting "August 1, 2018" therefor.
2.6 Section 6 (Affirmative Covenants). Section 6 is further amended by adding a new Section 6.13 at the end thereof as follows:
"6.13 Repayment of Mortgage Loan. Immediately upon receipt of the proceeds from the Equity Offering, and in no case later than October 1, 2018, Borrower shall repay in full the principal amount of $1,850,000 together with interest and all other obligations owing to Spring Valley Bank pursuant to that certain Mortgage secured by Borrower's facility located at 100 Commerce Drive, Loveland, Ohio 45140 (the "Existing Mortgage Loan") and deliver evidence that the mortgage securing the Existing Mortgage Loan has been released."
2.7 Section 13 (Definitions). The following terms and their respective definitions hereby are added or amended and restated in their entirety in Section 13.1 of the Loan Agreement, as appropriate, as follows:
"First Amendment Effective Date" is August 2, 2018.
"First Amendment Loan" is defined in Section 2.1.1(a)(ii).
"Original Loan" is defined in Section 2.1.1(a)(i).
3. Limitation of Amendments.
3.1 The amendments set forth in Section 2, above, are effective for the purposes set forth herein and shall be limited precisely as written and shall not be deemed to (a) be a consent to any amendment, waiver or modification of any other term or condition of any Loan Document, or (b) otherwise prejudice any right or remedy which Lender may now have or may have in the future under or in connection with any Loan Document.
3.2 This Amendment shall be construed in connection with and as part of the Loan Documents and all terms, conditions, representations, warranties, covenants and agreements set forth in the Loan Documents, except as herein amended, are hereby ratified and confirmed and shall remain in full force and effect.
4. Representations and Warranties. To induce Lender to enter into this Amendment, Borrower hereby represents and warrants to Lender as follows:
4.1 Immediately after giving effect to this Amendment (a) the representations and warranties contained in the Loan Documents are true, accurate and complete in all material respects as of the date hereof (except to the extent such representations and warranties relate to an earlier date, in which case they are true and correct in all material respects as of such date), and (b) no Event of Default has occurred and is continuing;
4.2 Borrower has the power and authority to execute and deliver this Amendment and to perform its obligations under the Loan Agreement, as amended by this Amendment;
4.3 The organizational documents of Borrower delivered to Lender on the Effective Date remain true, accurate and complete and have not been amended, supplemented or restated and are and continue to be in full force and effect;
4.4 The execution and delivery by Borrower of this Amendment and the performance by Borrower of its obligations under the Loan Agreement, as amended by this Amendment, have been duly authorized;
4.5 The execution and delivery by Borrower of this Amendment and the performance by Borrower of its obligations under the Loan Agreement, as amended by this Amendment, do not and will not contravene (a) any law or regulation binding on or affecting Borrower, (b) any material contractual restriction with a Person binding on Borrower, (c) any order, judgment or decree of any court or other governmental or public body or authority, or subdivision thereof, binding on Borrower, or (d) the organizational documents of Borrower;
4.6 The execution and delivery by Borrower of this Amendment and the performance by Borrower of its obligations under the Loan Agreement, as amended by this Amendment, do not require any order, consent, approval, license, authorization or validation of, or filing, recording or registration with, or exemption by any governmental or public body or authority, or subdivision thereof, binding on either Borrower, except as already has been obtained or made; and
4.7 This Amendment has been duly executed and delivered by Borrower and is the binding obligation of Borrower, enforceable against Borrower in accordance with its terms, except as such enforceability may be limited by bankruptcy, insolvency, reorganization, liquidation, moratorium or other similar laws of general application and equitable principles relating to or affecting creditors' rights.
5. Acknowledgement and Consent. Each guarantor (or pledgor) listed on the signatures pages hereof (each, a "Guarantor") hereby acknowledges and agrees that the Guarantee and Collateral Agreement and each other Loan Document to which it is a party or otherwise bound (each, a "Credit Support Document") shall continue in full force and effect and that all of its obligations thereunder shall be valid and enforceable and shall not be impaired or limited by the execution or effectiveness of this Amendment. Each Guarantor represents and warrants that all representations and warranties contained in the Loan Agreement as amended by this Amendment and the Credit Support Documents to which it is a party or otherwise bound are true, correct and complete in all material respects on and as of the date hereof to the same extent as though made on and as of that date, except to the extent such representations and warranties specifically relate to an earlier date, in which case they were true, correct and complete in all material respects on and as of such earlier date.
Each Guarantor acknowledges and agrees that (i) notwithstanding the conditions to effectiveness set forth in this Amendment, such Guarantor is not required by the terms of the Loan Agreement or any other Loan Document to consent to the amendments to the Loan Agreement effected pursuant to this Amendment and (ii) nothing in the Loan Agreement, this Amendment or any other Loan Document shall be deemed to require the consent of such Guarantor to any future amendments to the Loan Agreement.
6. Fees and Expenses. Borrower acknowledges that all actual and reasonable costs and expenses incurred by Lender and all reasonable fees, expenses, and disbursements of its counsel with respect to this Amendment and the documents and transactions contemplated hereby shall be for the account of Borrower as a Lender Expense.
7. Counterparts. This Amendment may be executed in any number of counterparts and all of such counterparts taken together shall be deemed to constitute one and the same instrument.
8. Effectiveness. This Amendment shall be deemed effective upon (a) the due execution and delivery to Lender of (i) this Amendment by each party hereto and (ii) written consent of Borrower's board of directors to this Amendment and the transactions contemplated hereby, (b) Borrower's payment of all Lender Expenses incurred and invoiced as of the date hereof, and (c) delivery of such other documents as Lender may request.
[Balance of Page Intentionally Left Blank]
In Witness Whereof, the parties hereto have caused this Amendment to be duly executed and delivered as of the date first written above.
BORROWER:
WORKHORSE GROUP INC.
GUARANTORS:
WORKHORSE TECHNOLOGIES INC.
WORKHORSE PROPERTIES INC.
WORKHORSE MOTOR WORKS INC
SUREFLY, INC.
[Signature Page to First Amendment to Loan Agreement]
LENDER:


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