Despite all of the hype following Donald Trump's presidential campaign launch last year, readers of the data-driven website FiveThirtyEight had reason to believe the businessman's political popularity was a passing fancy. The site's founder, Nate Silver, had been consistently saying Trump's support was overstated.
Silver, who called 49 of 50 states in the 2008 general election, and all 50 in 2012, has become known as the gold standard in political forecasting. In September, he argued Trump had a 5% chance of winning the Republican nomination, likening him to flashes in the pan like Rick Perry, Howard Dean and Rudy Giuliani.
Forecasters are human, and forecasting models, for all their dispassion, are built by people. But specialists in forecasting say that despite their limitations, they remain a strong improvement over pure guesswork, or chance.
"It doesn't mean [Silver] is not a good forecaster. It just means he's not perfect," says Philip E. Tetlock, Wharton management professor and co-author of Superforecasting: The Art and Science of Prediction.
In building a forecast, "you try to make it as reliable and systematic as possible, and try to improve the signal-to-noise ratio," Tetlock says.
Silver's forecast didn't exactly fail, says Barbara Mellers, Wharton marketing professor. It's just that the low-probability event is now more likely to occur, she notes. Furthermore, Silver went back and corrected his beliefs when things turned out differently than he would have imagined, making for a stronger forecast going forward.
A forecast always fails to some degree, because there's always something that doesn't happen exactly as predicted, according to Wharton marketing professor J. Scott Armstrong. The question, he says, is: How well does it do versus a different approach?
There have been enormous improvements in our ability to forecast anything, except perhaps financial markets, Armstrong notes. Weather forecasters have improved their methods over time, he says. But often forecasters on public policy issues and in business use their forecasts as a political tool to accomplish an end, and that makes the forecast worse, he points out.
Armstrong is the editor of the book Principles of Forecasting: A Handbook for Researchers and Practitioners. It summarizes knowledge from fields like economics, sociology and psychology, and applies it to areas like finance, personnel, marketing and production.
Armstrong describes how, in the early 1900s, forecasters tried to predict the quality of corn using data like previous years' yields and the size of the kernels, versus more arbitrary, intuition-based methods.
It was that same reliance on data, rather than more subjective measurements, that inspired Paul Meehl of the University of Minnesota to suggest ways to hire people based on their statistical merits rather than the intangibles that come with an in-person job interview, Armstrong says.
And it was that same approach that Oakland Athletics general manager Billy Beane put toward selecting baseball players. That approach made his ragtag team, selected by data on player performance, remarkably competitive despite the low payroll, Armstrong notes.
Part of forecasting is looking for historical relationships, according Bob Hughes, senior research fellow at the American Institute for Economic Research, which works to forecast recessions.
"You look for imbalances, things that aren't sustainable," Hughes says.
With the benefit of hindsight, the Great Recession could have been forecasted by the steep rise in mortgage lending, the big increase in home prices and increased lending to high-risk customers, Hughes says.
"Supply was being ramped up to meet demand that was unsustainable, by lending that never should have taken place," Hughes says. That should have been a red flag, he adds.
Another example was the NASDAQ stock bubble of about 15 years ago. Tech stocks went to extraordinarily high levels, as investors thought every startup would be the next Microsoft. That couldn't last, Hughes says.
It's somewhat easier to forecast a trend than it is tomorrow's stock price or this quarter's gross domestic product, but even that is very challenging, Hughes adds.
Mellers and Tetlock are leaders of the Good Judgement Project, a forecasting tournament sponsored by the U.S. government's Intelligence Advanced Research Projects Activity. Forecasting tournaments have included tens of thousands of forecasters. They have attempted to predict roughly 500 questions from the intelligence community, including whether treaties would be signed, or whether Greece would exit the eurozone.
The professors found that some people were better than others at forecasting the correct answers to these questions. The best were dubbed "superforecasters," hence the name of Tetlock's book.
Mellers pointed to one question that shone a light on just how difficult it can be to forecast the future. That question was: Will there be a violent confrontation between China and a neighbor in the South China Sea?
Things were going along peacefully until, just before the end of the forecasting period, there was an incident where a South Korean ship apprehended a Chinese fisherman in South Korean waters, and when they tried to arrest him, the fisherman took a piece of glass and fatally stabbed the coast guard officer.
The forecast for a fatality occurring was close to zero, Mellers says. One happened, but did it really reflect increased Chinese aggression? The fact that there was a fatality, even if it did not reflect the intent behind the question, "just reflected the fact that life is very difficult to predict," she says.
Eric Bradlow, Wharton professor of marketing, says forecasts are predictions, and any single forecast may have a positive or negative error. The best way to do them is to use multiple methods and average them, he notes.
Looking at multiple presidential race surveys provides a sense of the uncertainty involved in this enterprise, Bradlow says.
"If you average them, you average out the errors and are more likely to get an unbiased estimate of the thing you are trying to measure," Bradlow says. But he notes that some forecasts can actually sway the outcome of an election if people believe their votes are worthless.
Armstrong has put the combining forecasts theory to work to try and predict presidential elections. He is one of the founders of PollyVote, the evidence-based forecast that began in 2004. It combined various forecasting methods to develop a projection of how the Democratic and Republican candidates would fare in the general election each year.
PollyVote relies on a compilation of forecasts across various methods, including polls, prediction markets, expert predictions, citizen forecasts (what ordinary Americans predict what will happen, based on conversations with other people in their lives), econometric models (economic conditions and public opinion regarding the incumbent party), and index models.
But will Donald Trump actually win the Republican nomination? Despite his mighty run so far, the race isn't over yet. Maybe Nate Silver had it right after all.


As I've done for the last few years (see this, this, and this), I participated in No Shave November again. I think this will be my last year.
I ended up trimming it, which means that I'm keeping a beard for time being. I like to call it my Beard of Power. We'll see how long that lasts.
Also, finished up Senior Design (for this semester at least) and Machine Design today. That's seven of my 19 credits wrapped up.
This actually represents a little bit more then 30 days of no shaving (and no trimming either). I've been deathly sick the last few days and I haven't really felt motivated to do, well, anything. Consider it a bonus.
Thanks for playing. See you all next year.


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Renovation plan would turn 93-year-old West End building into hotel in downtown Dallas
A plan in the works would convert a historic building in downtown Dallas' West End district into a new hotel.
The Sanger Brothers garage at 711 Elm St. was built in 1925 as one of the city's first "high-rise" parking garages. The five-story brick building sits across the street from where the Sanger Brothers department store was — now El Centro College.
Irving-based hotel firm Icon Lodging bought the Elm Street building in April and has been working with Dallas' Merriman Anderson Architects to come up with a plan to redevelop the garage.
New building, new businesses bringing big changes to Dallas' historic West End
Merriman Anderson recently made a preliminary presentation to the Dallas Landmark Commission, which asked them to go back to the drawing board and rework the hotel proposal. The initial plan would have added six levels of hotel rooms on top of the old parking structure. But commission members and staff weren't fully on board with that plan.
Merriman Anderson partner Milton Anderson said his firm plans to keep working on an acceptable redevelopment plan for the property.
"Our client wants to find a way to make this happen," Anderson said. "It's a unique and special building.
"We are working hard with the Landmark Commission, and they have been responsive and understanding."
The Sanger Brothers garage was originally designed by Dallas architect J.A. Pitzinger, who also did the original Dr Pepper headquarters on Second Avenue near Fair Park. With decorative brick and stonework and big metal windows, it's easy to mistake for one of the West End's other office and warehouse buildings.
When Sanger Brothers had the building, it housed "a complete motor department store where every need of the car may be supplied."
Photos from back in the day show the roof of the garage lined with big Packards and Fords.
Merriman Anderson's plans for the property would convert the top two floors of the original garage into hotel rooms and have the lobby on the ground floor where retail is now located.
Merriman Anderson is one of Dallas' most experienced renovation architects, having handled the redesign of many downtown historic buildings, including the Statler Hotel, Lone Star Gas buildings and Tower Petroleum Building.
One initial development plan envisioned six floors of hotel rooms on top.
(Merriman Anderson Architects)

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Episode 31, Nov 10, 2021
Behind the Scenes of a Successful Foundation – With Jay Ruderman
Are you looking for proven strategies to help your foundation thrive?
In this episode, Bob DiMeo and Devon Francis speak with Jay Ruderman, president of the Ruderman Family Foundation. Jay reveals principles that have guided the Ruderman Family Foundation in making prudent management, investment, and strategic decisions, and explains how other foundations can emulate their success.
Why nonprofits should focus on both advocacy and funding to amplify their impact
An unconventional way to look at ESG investing that leads to "double impact"
How to identify unique charitable opportunities and avoid replication
Tune in to learn how you can lead your foundation to success!
Full Podcast Transcript
[00:00:00] Welcome to Non-profit Investment Stewards with Bob DiMeo and Devon Francis from Fiducient Advisors. Bob and Devon are passionate about helping nonprofit organizations prosper. Whether you oversee endowment, foundation or retirement plan investments, this podcast exists to help stewards improve performance, reduce costs and discover strategies that enable your charitable organization to prosper and advance its mission.
[00:00:26] Now onto the show. Hello and welcome back to the Nonprofit Investment Stewards podcast. I'm Bob DiMeo, great as always to be joined by co-host Devon Francis. On today's episode, we have a terrific guest whose foundation is both very generous and highly impactful. One of our guest's colleagues reached out to me a couple of months ago and having listened to the Stewards podcast felt that his colleague would be a terrific guest and I could not agree more.
[00:00:55] I'm very excited. But before introducing our guest, Devon, how are you doing [00:01:00] today? Thanks Bob. I'm excellent. I am so excited to be joined by Jay Ruderman today. Jay is the president of the Ruderman Family Foundation, which is not a client of Fiducient, but which does very meaningful work. The foundation focuses on the inclusion of people with disabilities worldwide and on educating Israeli leaders on the American Jewish Community.
[00:01:22] Jay also has served on the board of directors of the Jewish Funders Network and he's a member of the American Jewish Joint Distribution Committee, executive committee. Jay is a lifelong Bostonian with not only an impressive, but also a very interesting background. He received his law degree and served as an assistant district attorney.
[00:01:41] He later became deputy director of the American Israel Public Affairs Committee (APAC) in New England. Jay also enlisted in the Israel defense forces and served in important leadership roles there. Jay is also a fellow podcast host. He has a podcast on social activism called All [00:02:00] Inclusive with Jay Ruderman.
[00:02:01] There's a lot more to say but suffice it to say that he's a very impressive fellow and we are glad to have him on the show. Jay, welcome to the show. Thank you for having me. Jay, it's so good to have you here. And it would be great if we could start with the Ruderman Family Foundation and your role, and for our listeners' benefit, the foundation's distributed grants of more than $80 million to hundreds of grantees and partners in 18 plus years.
[00:02:25] So what really makes you so passionate about the work of the foundation? Well, I think if I go back into my history, like you mentioned, I was always interested in public service. And initially, I looked at philanthropy as sort of a very staid profession where you're, you're funding other organizations to do the real social impact.
[00:02:48] And I think over the years, I came to realize that philanthropy and distributing funds can actually have an activist role to it. So, since I [00:03:00] took over running the foundation professionally in 2008, I've merged the role of activism and philanthropy and a lot of the philanthropy that we do, we create the programs and then find the right partners to work with.
[00:03:15] So what I'm really looking to do with the foundation, I think we've had some success, is really to change society through not the traditional way of investing, but, through advocacy, changing the way people feel about certain issues. That's great. Jay. So, a very large portion of the Ruderman Family Foundation's grants have been directed toward the issue of disability inclusion.
[00:03:41] Can you tell us more about that? So, I inherited the issue of disability, but when we got involved as a foundation and I play a couple different roles, I'm the president of the foundation, but I'm also the chairman of the board. [00:04:00] When we got involved in the issue of disability, disability was more seen through the lens of charity, people who were unfortunate in their life circumstances and deserve to be helped.
[00:04:13] And that help often took the form of segregation. We sort of turn that on its head and said, this isn't about segregation. This is about empowering a very large part of our society to realize their rights. Now, we were not the only people doing this, but I think we put a tremendous amount of resources in it.
[00:04:35] And I think we were very innovative in the way that we sort of approached it. And, again, when I, you know, I can get deeper into advocacy, but there was a way that we did it through not just funding innovation but speaking out very actively in the media and social media and trying to get society to think differently about a huge segment of the [00:05:00] society.
[00:05:00] I mean, roughly 20% of the world's population has some form of disability and yet they're the most marginalized part of our society. In America, up to 70% of people with disabilities are unemployed and basically, outcast and marginalized in our society. So, it was a big, hairy goal, but I think that through different techniques and some of which developed over time, we're able to start getting society to look at people with disabilities a little bit differently.
[00:05:36] So, Jay, it sounds like you might be touching on this a bit, but I read a statement with respect to the foundation that talks about you push boundaries that ignite disruptive change. What do you mean by that? And can you provide some specific examples? So, the best example I can give to that would be our work in the entertainment industry.
[00:05:58] And you have to remember, we are a [00:06:00] foundation based in Boston, so really had no connection with the entertainment industry, but we began to speak out in the media against discrimination, against people with disabilities, and it could be on an airline or in a large department store, or it could be celebrities speaking in a derogatory way about people with disabilities.
[00:06:24] And we began to get some pickup in the media and that led us to Hollywood where routinely disability is a huge part of our entertainment. You know, we look at movies that portray disability and we want to see them. In fact, in the last 30 years, half of the men that have won the best actor Oscar have won for playing a disability, but yet people with disabilities themselves were ostracized from the industry by and large.
[00:06:54] So we began to criticize mainly movies in which A list actors were [00:07:00] playing disabilities. And from that, we got the attention of the entertainment community. And then, we sort of pivoted from that to going to the studios and saying, okay, you're not doing a great job on this, but how about agreeing with our principles that you'll at least open auditions for people with disabilities and there'll be a pipeline to have disability more authentically represented.
[00:07:25] And that was a disruptive issue. That was a way of using advocacy. And then of course, we began to use funding also and our latest, one of our latest investments was a million-dollar grant to the academy awards. They opened a new museum last month which will be the focal museum, I think, for the entertainment industry.
[00:07:49] In Hollywood, in Los Angeles. And we introduced our issue. So, it's, it's a combination of funding and advocacy and calling people on the carpet, but also giving [00:08:00] them credit when they do the right thing. And I think that's disruptive change. I think that we tapped into a desire in the entertainment industry to have more authentic representation.
[00:08:12] And I think disability was sort of the last group at the table and we were able to take a leadership role and really start to make that happen. I could see that. And Jay, have you seen this sort of high-profile participation and enrollment actually help advance your mission and purpose? So, the answer, the short answer is yes.
[00:08:32] I know many actors with disabilities. They're all seem to be working. We have had four major studios, starting with ViacomCBS, NBC universal, Paramount studios, and Sony pictures agree to our principles to have more authentic representation of disability. And we just didn't do it behind the scenes.
[00:08:55] We did it very publicly and had a press release and it got picked up on the [00:09:00] media. So, they're on the record and I think you're not going to see it change overnight. But you will see it, you will see change and just like, as we have in the African American community or the Asian community or any number of communities that historically have been ostracized from our society.
[00:09:20] And now, being portrayed authentically in entertainment. You're going to see that with the disability community, and what will be, like why are we doing this? As I said, we're not integrally involved in the entertainment industry. And I have no investments in that industry. But I do think entertainment influences society in the way they see people.
[00:09:45] And that's why, that's why I think it was vitally important that we took this role. I couldn't agree more, Jay. I think it's so important for folks to be able to look at the big screen or a TV screen and see [00:10:00] images of themselves and not just other people playing like you said, someone with a disability, but someone with an actual disability who is serving in that role as actor.
[00:10:08] So, it must be so rewarding to see the success of your initiatives take hold so soon, so that's wonderful. If we could shift gears for just a moment and as you may know, this podcast is titled the Nonprofit Investment Stewards podcast and we spend a lot of our time talking about investment programs.
[00:10:31] So if we could look at the approach that the Ruderman Family Foundation takes with regard to oversight of its investments. And perhaps, you could begin with the committee structure. And do you have any best practices in terms of committee structure that you could share with the listeners?
[00:10:49] We have a very small board. Our board is made up of five members, five trustees, one of whom is not a family member, [00:11:00] but we've taken those few trustees that have an expertise in investing and they have been the oversight for the financial advisors that we use to implement most of our investments. That's sort of the structure that we use.
[00:11:16] I think you have to understand, I run a foundation in the United States. A foundation, essentially, the laws in the United States allow families to set up a private family foundation and to put personal wealth into that foundation. But the money is really for the good of society. So, we're stewards of that money.
[00:11:42] And as such, one of the things that we have to do is we have to pay out 5% of the overall value of the foundation, the investments and the foundation every year. So, we're looking for a strategy where we can have [00:12:00] sustainability, where our investments are moderate-to-low risk and not high-risk because we have an obligation to do at least 5% a year, which at this point in time with the market seems pretty low, but there were times, that that seemed to be more difficult goal.
[00:12:24] And that's basically what I'm looking to do. I'm looking to maintain the corpus of the foundation's assets and I'm looking to grow it at least 5% each year. So, I would say, you know, we have a moderate strategy about growth. And Jay, that seems somewhat consistent with many of our nonprofit clients, whether they're overseeing an endowment or a foundation. There could be a spending policy in place that might be close to 5% even for a foundation.
[00:12:52] Yes. We've had such terrific returns here over the past 18 months or so, however many will look forward and say, [00:13:00] are we in a more challenging, lower return environment on a go-forward basis? So, I'm curious in terms of the overall asset allocation, and if there's been anything done, if you see that evolving, if it's changed and evolved, or if you expect the allocation of the foundation investments to change or evolve going forward?
[00:13:19] Well, we're in constant conversation and we have very close relationships with our financial advisors and we're always looking at what's going on in the economy and trying to adjust to it. There's this saying that one of my fellow philanthropists once told me that once you know one foundation, you know one foundation. So we're all, we're all different.
[00:13:42] Our structure or our investments happened to be about 60% held in a, in a privately held company and 40% in public markets. So, the 40%, we have a little bit more flexibility in terms of [00:14:00] what we can do. And the privately held company, we rely on the dividends of the company, but we really don't have as much leeway right there.
[00:14:08] So, it's a constant sort of juggling act to see what's going on and what we can do and what we can move. And, you know, we try to have a diverse portfolio. So, speaking of diversity, let's talk about alternative investments. Do you have alternatives in the portfolio? So, when we say alternatives, we mean hedge funds, private equity, perhaps real assets.
[00:14:35] And whether you do or you don't, is there any, uh, when you project out to the future, do you anticipate, maybe you would add alternatives, maybe reduce your exposure. What are your thoughts in that area of the market? Yeah, I'm open to many different types of investments. I can tell you that when COVID hit [00:15:00] in March of 2020.
[00:15:02] There was a big concern in the market. The market has since bounced back and gone higher than it's been, um, you know, in history, but you know, I did take a position at that time and say, I want to keep a certain amount in cash. And I just wanted to have that security. If everything, you know, went down the tubes that I had, I feel I had a responsibility to our commitments that we have made and to my staff.
[00:15:34] And, and I remember writing emails to my staff and saying, listen, your place is secure here. I've secured your place. I've made sure that that's going to happen. In terms of alternative investments, we're open to all different types of investments. And I do firmly believe in diversity because I think different parts of the market will rise and fall at different times.
[00:15:59] So [00:16:00] yes, and, and, and we do have these discussions, periodically, and, and I think that our portfolio is fairly diverse right now. And Jay, one of the hot topics in the industry, and actually it's really more than a trend. It seems like more, a secular shift, is ESG investing, environmental, social, governance.
[00:16:21] It's also sometimes referred to as SRI or socially responsible investing or sustainable and responsible investing. Does the Ruderman family foundation have any sort of ESG or SRI overlay with regard to investments of the, within the portfolio. And if not, is there discussion amongst the board members of possibly incorporating such an approach?
[00:16:48] So I would say that initially these approaches did not attract me so much because I felt like, okay, my workday to day is trying to have social limits. [00:17:00] That's what I do every single day. Look for organizations and investments and how I can invest in the non-profit world to have the most social impact that we can have.
[00:17:15] However, over time, there have been investments that we've made with organizations that are for-profits, but they're built for the good of society. So, we have invested in different projects, like for example, companies that focus on tracking young people with autism and have a technology that, that, that does that.
[00:17:43] So families can be secure with their children and make sure that they're not going to be lost. We've invested in social impact loans where we've given money that are then loaned out to small, um, people that want to start small [00:18:00] businesses. And, you know, essentially those loans ultimately in this case became forgiven.
[00:18:06] But also, you know, we're now entering into a social finance fund where it's sort of interesting. We are going, for example, I'm going to give the example of a fund that we're invested in Israel. So, there is a dearth of scientists or people taking science right now in the country and the government wants to support that field.
[00:18:32] So what they'll do is if someone graduates four years with a degree in science, they will get, the government will give money back to the university. But the problem is, there's a big dropout rate. And with the dropout rate, the university loses. So, a group of philanthropists have come together with a fund saying we will fund tutoring and support systems to help people get through [00:19:00] university.
[00:19:01] Then when you get the money back from the government, we make our return. You know, with a little bit of interest. But the risk is, if the programs don't work, then we lose our money, but it's, this is, this is sort of a social impact investing that I think, you know, makes sense and his line is lined up with our goals.
[00:19:24] But you know, I think this is a moving target. I think that it depends on what the investment is and who my partners are. And a lot of these funds have the ability for us to sit in on the fund as a board member, which is a much more attractive proposition for us than just investing in a fund where we have no control.
[00:19:47] That's really interesting. And it almost gives you the opportunity for sort of double impact, if you will, with your investment dollars. We've got thinking of a hospital client of ours who, they really, fairly large investment [00:20:00] portfolio and they have a venture sleeve in their investment portfolio and they actually invested in some really advanced cancer treatment equipment and such.
[00:20:08] But it was part of the sleeve, if you will, of their venture portfolio and a group of nuns in order that, we worked with that, uh, made microloans to disadvantaged individuals. So, I like that opportunity for double impact, if you will. Right. And I think the great thing about philanthropy is that you can take risks. And you can take risks, you know, because we're not essentially looking at the bottom line.
[00:20:36] We can lose our investment and say, okay, it didn't work out, but we're in the business of giving away money, as opposed to a for-profit enterprise that might be like, hey, I went into this and I didn't get the return. Now I'm going to, I'm going to have to take it as a loss. For us, it's still a grant and we can count it as a grant.
[00:20:54] Jay, you mentioned something earlier, and this is sort of, uh, before we jump off the investment [00:21:00] topic here, uh, it's sort of quasi-investment question, if you will. You were talking about the initiatives that the foundation has embarked upon and the successes and such. I once had someone, I can't remember, it might've been one of the leaders of nonprofit studies at Northwestern university, but she said.
[00:21:17] Boy, so many folks go out and start initiatives. Yet there are so many different initiatives already in place. It would be great if before someone starts an initiative, they sort of maybe back one that really resonates and, you know, your foundation is really sizable and has a lot of scale and such, but I'm just wondering how you view that, the it's not buy versus bill, but it's beginning an initiative rather than joining an initiative.
[00:21:46] Yeah. So, Bob, I think you bring out a very important point. I think that anyone who's involved in philanthropy, and everyone defines their community different, it could be their city. It could be their state. It could be a country [00:22:00] or whatever. Often, philanthropists are not doing enough due diligence.
[00:22:05] They're saying, oh, I like this idea. I want to go with it. I've met with an organization. I like the people. I'm going to invest in them and they're not doing the due diligence to understand what else is being done out there. It's something that I always, with my staff and with the organizations that we're going to invest in, I'm saying.
[00:22:24] Do your due diligence and show me what else is being done out there. Cause I don't want to replicate it. And if it's out there, we want to invest in it. Let's figure out a way to partner with them. And I think that that's so important because there's so much innovation to be done and you can always find the little difference between organizations, but I see a lot of replication out there and a lot of it is wasted.
[00:22:48] For us, I've always gone into philanthropy where I'm looking for a vacuum, I'm looking for something in society that's needed, where we can jump in and there's not a lot of [00:23:00] investing. We can, through our, the way we work and through our investment, can have an outsized impact also using advocacy. You know, really looking for that blue ocean out there.
[00:23:11] Unfortunately, people invest in a lot of what's called red oceans where it's just so oversaturated. And I've never been interested in investing in a red ocean. So, Jay we've covered a lot today. What else would you like to share with our listeners who themselves are leaders of nonprofits? I think that people who are running nonprofits are by and large doing the good for this country and for the world.
[00:23:38] There are people that generally are not getting a lot of attention. But they're on the ground and they're changing lives and they have to draw a certain solace and a certain pride from what they're doing. A lot of times, it's a focus on politics and what politics can do with policy.
[00:23:58] But a lot of work can [00:24:00] be done on the ground that can influence governments. We've had a long partnership with the Israeli government and the American Jewish Joint Distribution Committee, where we have brought innovation on the issue of disability inclusion to Israeli society. But what we're doing is by introducing that innovation in partnership with the government, the government will take it over and therefore it will become sustainable by having the government make it part of its policy.
[00:24:30] So I think that non-profits can have a huge impact. And I think I saw, like, a figure where a large part of the American economy is the nonprofit sector. There's a lot of Americans who are working in this sector. And it's not easy work. It's, uh, it's working with a lot of different actors.
[00:24:52] It's trying to coordinate. It's trying to work together. And I think that we, as a society, have [00:25:00] to have a great deal of respect for people who are running non-profits and not look down on them and say, well, they're just do-gooders or whatever. It's very, very difficult work. And how do I know that?
[00:25:15] Because I see people in the business world, maybe towards the end of their careers, say, I want to get involved in the nonprofit world and make a difference and work on my legacy. And you cannot transfer for-profit business principles to the nonprofit world. They are two different animals. So, I just, I have a lot of respect.
[00:25:37] I mean, I've been working in this field for a long time. Without my partners in the nonprofit world, we would never have had the success that I think we've had. So well said, Jay. It's really nice to hear your admiration for what you can only imagine without the organizations, the nonprofit groups, and so on.
[00:25:58] Just where we would be as a [00:26:00] society. I mean, there's a ton of room for improvement, but imagine where we'd be. So, well said. Before we let you go, I always like to, Devon and I will ask a guest outside of work and volunteer efforts. Those are almost one and the same for you, but we're curious outside of work and volunteer efforts, what do you truly enjoy doing?
[00:26:20] Well, first, my family, I have, you know, a wife and four children and I love them and we're close and I think family is so important. You have to have that, that base, uh, that you can come back to. You know, I enjoy to travel. COVID has certainly put a damper in that for the past 18 months.
[00:26:39] But, uh, hopefully, you know, we'll get back to some interesting travel. I like to read, I work out consistently, and I enjoy that. You know, I try to lead a full life and, and, and the thing that, since we live, I work in a family environment. Sometimes, it's hard to put it aside. [00:27:00]
[00:27:00] But I'm always advocating to have the time to put that aside and to spend time with the family. Cause that's, you know, in the end, you can do great work and you can be super successful, but I really believe in the end, it's your family that's going to remember you and that you're gonna have the closest ties to.
[00:27:18] Jay, thank you so much. The Ruderman Family Foundation clearly does such meaningful work and it's been a real pleasure to have you on the show. Thank you for sharing your time and your expertise with us. If listeners want to learn more about the foundation, where should they go to do that? Sure. Well, thank you.
[00:27:35] It's been a pleasure speaking to you and to Bob, and I would direct people to our website, Rudermanfoundation.org, and also check out my podcast. I do a podcast called All-inclusive with Jay Ruderman, which you can find wherever you find podcasts. And I interview, um, someone every couple of weeks who has really [00:28:00] excelled in a different form of activism, because I think activism is really important in our society.
[00:28:05] Okay. Thank you. It's been absolutely wonderful having you on the show. I truly admire the work you're doing and the foundation and, uh, appreciate you sharing your story. Thank you so much. Thank you. It's been a pleasure. And thanks so much to our listeners. As we head towards year end here, I want to make you aware of one of our short, but very timely, blog posts called how to make investment committees more effective.
[00:28:28] We'll add a link to the show notes on that, and also, the resources that Jay mentioned. So, to all you good stewards, thanks for investing your time to help your nonprofits prosper. We'll connect with you soon on the next episode. Thank you for listening to the Nonprofit Investment Stewards podcast. Click the subscribe button below to be notified of new episodes and visit Fiducientadvisors.com for more information. The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Fiducient Advisors.
[00:28:59] [00:29:00] Content is made available for informational and educational purposes only and does not represent a specific recommendation. Always seek the advice of qualified professionals familiar with your unique circumstances.
Markets And More -Quarterly Quick Take: Key Market Updates with Brad Long
A Leader's Guide to Organization-Wide Diversity, Equity, Inclusion and Belonging with Karen Paulson
Four Action Items To Combat Market Volatility and Uncertainty


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Q: COM object (.tlb) is in proc or out of proc We have a C# project that generates .tlb file which is used in C++ code. C++ code accesses the methods of the C# code through this tlb file.
Could anyone please tell if .tlb is in-proc or out-of-proc COM object.
What I have read so far is - dll files are result of in-proc COM and exe files are result of out-of-proc COM.
Please clarify.
Thanks

redpajama_set_name: RedPajamaStackExchange


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You are here: Home / Suburbs / Chapel Hill
January 9, 2017 /in Suburbs /by Tony Hardy
The suburb of Chapel Hill can be found at about 7 kilometres west of the Central Business District of Brisbane. Being a rural-residential suburb, this area is found with mostly detached housing. Set to be a green suburb, old eucalyptus and native plants are in abundance in this particular suburb. Its name was actually given by the farmers who built a church in Moggill Road in 1873.
Chapel Hill presented itself as a peaceful suburb, with the relaxing vibe which many families would love to have. Today however, a major suburban renovation is taking place with several of its 'old' houses and structures being updated to keep up with the modern lifestyles which Aussies nowadays somehow prefer more.
As per the 2011 census conducted for the suburb of Chapel Hill, the total population is 10,168. The median age for its resident is about 3 years above that of the average Australian making it 40 years old. 51.3% of the total population are females and the remaining 48.7% are males.
Income ($/weekly): A single person who lives in Chapel Hill can have a median income of $785 in a week's time. Households on the other hand can have a weekly median income of $2,329.
Employment: The suburb comes with an unemployment rate of 4.2% only. Workers in this area comprise of the 58.0% who works full time and 33.3% who works on a part time basis.
Lifestyles and People (Top 5): If it was the lifestyles of the populace that is to be considered, result would be – Older Couples & Families (28.3%); Established Couples & Families (17.9%); Maturing Couples & Families (10.3%); Older Independence (10.2%); Elderly Couples (8.8%).
This suburb is served by quite a number of bus routes, specifically 425, 426, 427 and 428. Access to and through this suburb is not tough as Moggill Road serves as a major road connecting it to the neighbouring suburb Indooroopilly by its east side and the suburb of Kenmore by its west. The Western Freeway and the Legacy Way Tunnel are at the same time there to give access to other areas for commuter-residents of Chapel Hill.
Chapel Hill is quite friendly for the cycling crowd as it is well serviced with bikeway paths. There is easy access to the CBD because of the Coronation Drive Bikeway, Centenary Bikeway and Sylvan Road Bike Path.
There is but one state primary school serving the local residents of this suburb and that is the Chapel Hill State School. It initially opened in 1872 in Ironbark Road. The state school students go to today however is the one which opened in January 1978. It stretches out to a total of 6.8 hectares of land which the Queensland Government was able to acquire. It became second home to 152 enrollees when it opened.
Families however can also send their kids to other educational institutions, public and private, found in neighbouring suburbs like Indooroopilly and Kenmore. The university it is nearest to is the University of Queensland, posing a great option for the students aiming for higher education.
Chapel Hill may be without a major shopping centre but it does have two small ones which families in this suburb enjoy going to. Also, the Indooroopilly Shopping Centre is only 5 minutes away from the suburb making it highly accessible should anyone need major shopping.
The chapel on the hill (from which the suburb got its name) was originally a Primitive Methodist chapel but today it is the Chapel Hill Uniting Church, the only church found in this suburb. Many events are held in its church hall. Other than local events, residents are kept on their toes by outdoor activities made possible by the near proximity of Mount Coot-tha and the Green Hill Reservoir.
https://www.defencepestmanagement.com.au/wp-content/uploads/2014/09/DPM-Logo.jpg 0 0 Tony Hardy https://www.defencepestmanagement.com.au/wp-content/uploads/2014/09/DPM-Logo.jpg Tony Hardy2017-01-09 07:04:542019-01-28 02:12:34Chapel Hill
Brookfield Rochedale


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Nokia workers in Dongguan still fighting for reinstatement one year after being sacked
Nearly a year after they were sacked for taking part in series of strikes and sit-ins at a Nokia factory in Dongguan, a group of 70 workers are still fighting for reinstatement on the basis of illegal dismissal.
The Dongguan Intermediate Court on 13 October upheld the decisions of the local arbitration committee and the court of first instance in February and July respectively, who both ruled that the workers' dismissal had been lawful.
The 70 dismissed workers are represented by the veteran labour lawyer Duan Yi, Director of the Shenzhen-based Laowei Law Firm. Duan has consistently stressed that the courts need to understand and take into account the reason why so many workers went out on strike in the first place.
Nearly 3,000 workers staged a series of protests in late November last year (see photo above) after management at Nokia repeatedly failed to address employee concerns stemming from the announcement that Microsoft had agreed to acquire Nokia's mobile phone business. Duan pointed out that this was clearly an organised collective action and as such the company could not use individual workers' violations of the company rule book as an excuse to sack them.
Moreover, Duan noted that the workers simply had no option but to strike because the enterprise trade union was largely impotent and did not represent the interests of employees. The local trade union federation has likewise been reluctant to support the 70 dismissed workers in their demands for reinstatement.
Local trade union federations often lack the experience and expertise as well as the political will to effectively represent workers in such cases. For example, the Shenzhen Federation of Trade Unions promised to help 20 worker representatives gain reinstatement after being sacked by IBM for leading a strike in March this year but nothing has come of that promise.
One reason for the courts' reluctance to rule in favour of the workers is the impact such a decision might have on the business environment in Dongguan. The city has long been one of China's most important manufacturing hubs but it has seen a decline over the last five years as factories close down and move to cheaper locations. The Dongguan authorities are anxious to retain as much business as possible, especially hi-tech industries such as the Nokia mobile phone business. A ruling in favour of the workers might be seen as blow to the authorities' well-publicised attempts to create a hi-tech and high-value-added business hub in the region.
It should also be noted that although Nokia has sold the factory to Microsoft, the workers were Nokia employees when they were sacked and as such the company is still responsible for on-going case.
Sanitation Workers
Food Delivery Workers
Transport Workers
White Collar Workers
Hazardous Industries
Dismissed Nokia workers seek reinstatement through arbitration
Sacked shoe factory workers demand reinstatement at arbitration hearing
Inside the labour arbitration court: Sacked workers fight for reinstatement
Sacked International Paper workers in Guangzhou to continue their fight for reinstatement
Thousands of workers continue protest at Nokia factory in Dongguan
Reuters: Chinese Nokia workers pledge to continue strike
Dongguan shopping mall discriminates against cleaners who are not "young and good-looking"
Reuters: Thousands of workers protest wage cuts in China's Dongguan-paper
Shenzhen trade union seeks to help striking workers sacked by IBM
From Dongguan to Phnom Penh, its déjà vu all over again


According to New York State Agriculture and Markets Law, animals are defined as "every living creature other than a human being [§ 350 (1)], whereby cruelty toward such beings "includes every act, omission, or neglect, whereby unjustifiable physical" [§350 (2)].
Signs of animal abuse should always be documented and reported to the appropriate agency empowered to investigate animal cruelty. The ASPCA Humane Law Enforcement Division is the law enforcement arm of the American Society for the Prevention of Cruelty to Animals (ASPCA). The agency enforces animal related laws, and investigates cases of animal cruelty.
Gather documents to prove that the pet legally belongs to the victim, in order to minimize custody disputes, keeping in mind that pets are considered property. These records may include proof of payment for the animal and/or license, proof of vaccinations, and receipts or a letter from the animal's veterinarian, as well as statements from those who know the animal to belong to the victim.
If the victim is making plans to leave, discuss necessary items such as vaccination and medical records, a collar and ID tags, pet carrier, leash, medications, favorite toys, etc.
Establish community coalitions against family violence that include humane societies, SPCAs, animal control agencies, and veterinarians.
*Effective in New York State as of July 26, 2006, companion animals may be added to an order of protection issued in a criminal court or Family Court requiring the respondent to refrain from intentionally injuring or killing any companion animal the respondent knows to be owned, possessed, leased, kept or held by the petitioner or a minor child living in the household. Companion animals/pets are defined as a dog, cat or any other domesticated animal that lives in or near the household, but does not include farm animals.
Factors in the Assessment of Dangerousness in Perpetrators of Animal Cruelty by Randall Lockwood, Ph.D.


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Antoine-Adolphe Lesourd (1799-1852), journaliste et haut fonctionnaire français ;
 Jean Lesourd (1901-1990), prélat catholique français ;
 Élodie Lesourd (1978-), artiste française ;
 Yannick Lesourd (1988-), sprinteur français.

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When I was originally booking our European trip I was planning to use United miles to fly from Newark to London, London to Paris, then Paris to London. Using the stop over rule, it would have been the same 60,000 miles. The problem was that the London to Paris flight included a $75 tax per ticket. In addition to the tax would be all the hassles of dealing with an airport, the security and customs.
So after looking around for other options, we finally found the Eurostar train and decided to give it a shot.
We had to make our way through the London Underground to the St. Pancras station in London. It's massive.
Eventually if you wander around enough and look for signs, you can see the international destination section. This is where you will go to head to your train, but also where you can print off your train tickets if you didn't beforehand. You just need your confirmation number and the credit card you used to purchase the tickets.
The train itself is pretty nice and gives you a good amount of seat space. The seat also reclines but instead of leaning straight back, it slides down a bit and moves the bottom cushion forward so you don't disturb the person behind you. This could be uncomfortable having your knees closer to the seat in front of you, but I didn't have an issue with it (I am 6′ 2″ tall).
The seats were actually pretty comfortable, I was surprised. I don't know if I would want to be in them any longer than the two hour trip but for that amount of time, they were perfect.
If anyone is looking for a cheap way to get to Paris from London and doesn't want to deal with the hassles of the airport, I would highly recommend Eurostar to them.
PreviousIs It Safe To Travel to Europe?
thanks for the info and pics jason. Quick two questions: 1) was there connectivity onboard? fast wi-fi? 2) two hours seems like enough time for some sort of service. snacks on cart, snack car or the choices in-seat delivered or in a drink/snack car? thanks.
Thanks for the questions Randy!
1. There was connectivity, but would go out frequently. Wasn't exactly fast, but it was free and it let you check your email and have free reign on the internet.
2. There were snacks available for purchase at the center of the train. So no snacks on a cart or snack delivery system. They sold alcoholic and non-alcoholic drinks, as well as sandwiches and different kinds of potato chips.


Home / BEAUTY / The SHA Method! A Life Changing Experience for All Ages!
A PIONEERING WELL-BEING CLINIC FOCUSED ON IMPROVING PEOPLE'S HEALTH THROUGH THE FUSION OF THE BEST NATURAL THERAPIES.
Located in Albir Beach, nearby the picturesque town of Villa de Altea in Valencia, Spain, SHA sits on a beautiful mountainside overlooking the Mediterranean Sea, part of the Sierra Helada Natural Park, where the mild climate guarantees fantastic temperatures all year around. We also recommend using black waist trainer to exercise your waist while having fun on your vacation.
SHA Wellness Clinic has the firm intention of helping society re-establishing a harmonious balance between body, mind and spirit. SHA's objective is that guests, after a pleasant stay, feel more vital, healthful and young, with a healthier appearance based on instant knockout reviews, leaving inwardly and outwardly renewed, producing a fundamental change in the organism, with an improved quality of life, thus slowing down the ageing process and preventing illnesses, of course you can also complement this with a detox drink from sites as https://sixpackshortcuts.com/desktop/greendetox that help you clean your system and let you feel better.
The SHA Wellness Clinic was born from the personal experience of Alfredo Bataller Parietti, who had suffered from many health problems that had affected his quality of life for many years. While facing a worrying diagnosis, he was lucky enough to meet a doctor who was a leading expert in nutrition and natural therapies, Mr. Michio Kushi, now a member of SHA medical team.
That is how Mr. Bataller decided to create his dream of building a unique place, where ancient eastern techniques would be fused with the latest western medical advances with the aim being to benefit health, well-being and beauty. This is how this center SHA Wellness Clinic was born.
The SHA building is an artwork of the Uruguayan architect, Carlos Gilardi, and the prize-winning European designer, Elvira Blanco Montenegro. Five architecturally surprising independent structures, inter-communicated by bridges, comprise the edifice, and contain 93 suites with surface areas of between 80 and 320m2. The complex, which covers more than 27.000m2 of construction and over 15.000m2 of gardens, includes large swimming pools and waterfalls, fitness room with Technogym equipment, pilates and yoga studios, interactive cooking room, as well as many relaxation areas such as the Zen, Mediterranean and Tropical gardens. The Clinic & Wellness Areas have a surface of more than 6.000m2 dedicated to the health and well-being of guests.
14 HEALTH PROGRAMMES FOR BODY & MIND.
The SHA Method combines the effective elements of healthy nutrition and the curative powers of natural therapies with SHA Academy, a dynamic and practical programme of educational activities. SHA offers 14 health programmes, completely personalized to satisfy the needs of each person and his or her health goals.
Natural therapies see illness as an unbalance between body, mind and spirit, and thus fostering the power of the organism to cure itself. Acupuncture, shiatsu, yoga, chi-kung, tai-chi, watsu, physiotherapy, reflexology, moxibustion and reiki, are some of the therapies SHA Wellness Clinic offers you. If you would like to research more information or a good starting point, a good example would be SSOP physio services.
SHA method was created and supervised by internationally well-known experts, where we could find the well-known Michio Kushi, named in 1995 president of the World Organization of Natural Medicine, father of the modern Macrobiotic.
At SHA's main restaurant, SHAMADI, for the first time the healthiest dishes are able to delight the most exquisite palates!
Energy nutrition has helped thousands of people to discover a simple and natural way to establish and re-establish good health, often during a serious illness.
The guidelines for a healthy alimentation include a wide variety of foods prepared with the most sophisticated and delicious arts of the kitchen. For this reason, a growing number of personalities from all walks of life are taking the energy nutrition direction as the path to better health and vitality.
SHA Wellness Clinic aims to teach how to create and keep healthy habits to improve people quality of life, giving them mental and physical well-being, helping them to prevent and heal many of the modern age illnesses. Meetings, talks, activities, introduction lessons to macrobiotic cooking, yoga, tai-chi, chi-kung, relaxation, breathing and laughter therapy, within many other techniques, give our guests the needed tools to carry on having a healthy life, after their staying in SHA.
Previous CIBS 2017 A MUST ATTEND EVENT FOR THE MARINE INDUSTRY.


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Larcieparchia di Kirkuk (in latino: Archieparchia Cherchensis - Beth-Seleucensis o Beth-Garmaiensis) è una sede metropolitana senza suffraganee della Chiesa cattolica caldea in Iraq. Nel 2019 contava 5.125 battezzati. È retta dall'arcieparca Yousif Thomas Mirkis, O.P.

Territorio
L'arcieparchia comprende la città di Kirkuk, nel nord dell'Iraq, dove si trova la cattedrale del Sacro Cuore.

Il territorio è suddiviso in 6 parrocchie.

Storia
L'arcieparchia di Kirkuk è erede dell'antica Karka d'Beth Slokh (o Karkheni, l'odierna Kirkuk), che fu sede metropolitana nestoriana della regione di Beth Garmai, nel nord dell'attuale Iraq, comprendente almeno nove suffraganee. L'ultimo metropolita noto è Shemʿon, menzionato nel 1318.

In seguito l'arcidiocesi decadde, probabilmente a causa delle devastazioni operate da Tamerlano, benché una piccola comunità nestoriana sopravvisse tra XV e XVIII secolo.

Nel maggio 1743 il carmelitano padre Benedetto visitò Kirkuk, trovandovi una sparuta comunità di cristiani nestoriani. Gli sforzi dei missionari latini non ottennero grandi risultati. La fondazione dell'eparchia caldea è attribuita a Yukhannan Hormizd: secondo lo storico caldeo, Joseph Tfinkdji, Yukhannan Hormizd visitò la città di Kirkuk nel 1789 durante il suo viaggio da Mosul a Baghdad e convertì al cattolicesimo la locale comunità nestoriana.

Secondo Tfinkdji, fu lo stesso Hormizd a consacrare il primo eparca cattolico nel 1789, mar Abraham, deceduto tra il 1821 e il 1824. Tuttavia questa tradizione non è sufficientemente supportata dalle fonti, poiché in un colophon del 1798 Hormizd è indicato come metropolita di Mosul e Kirkuk.

Il successivo arcieparca, Thomas (Lawrent) Sho'a, fu consacrato dall'amministratore patriarcale Yosep Hindi nel 1824. Con lui inizia una serie ininterrotta di titolari fino ad oggi.

Nel 1853 l'arcieparchia di Kirkuk ha ceduto una porzione di territorio a vantaggio dell'erezione dell'arcieparchia di Senha (oggi arcieparchia di Teheran). Allo stesso modo, il 7 marzo 1968 altre porzioni di territorio sono state cedute per la restaurazione dell'arcieparchia di Arbil e per l'erezione dell'eparchia di Sulaymaniyya.

L'11 gennaio 2012 il palazzo che ospita la Curia e la residenza dell'arcieparca è stato oggetto di un attentato, conclusosi con la morte di due terroristi.

L'11 luglio 2013 l'eparchia di Sulaymaniyya è stata soppressa ed il suo territorio è tornato a far parte dell'arcieparchia di Kirkuk.

Cronotassi dei vescovi
Si omettono i periodi di sede vacante non superiori ai 2 anni o non storicamente accertati.

 Abraham † (1789 - 1821 o 1824 deceduto)
 Thomas (Lawrent) Sho'a † (23 aprile 1824 consacrato - 23 agosto 1853 deceduto)
 Yohannan Tamraz † (14 settembre 1854 consacrato - 13 settembre 1881 deceduto)
 Jacques-Michel Naamo † (31 gennaio 1882 - 20 giugno 1882 dimesso) (vescovo eletto)
 Joseph-Gabriel Adamo † (5 giugno 1883 - 4 giugno 1899 deceduto)
 Elie-Joseph Khayatt † (13 luglio 1900 - 2 febbraio 1903 deceduto)
 Théodore Messaieh (Msayeh) † (13 settembre 1904 - 8 luglio 1917 deceduto)
 Hormisdas Étienne Djibri † (31 luglio 1917 - 18 luglio 1953 deceduto)
 Ephrem Gogué † (8 febbraio 1954 - 26 maggio 1956 deceduto)
 Raphael Rabban † (28 giugno 1957  - 15 novembre 1967 deceduto)
 Gabriel Koda † (7 marzo 1968 - 14 dicembre 1977 dimesso)
 André Sana † (14 dicembre 1977 - 27 settembre 2003 ritirato)
 Louis Sako (27 settembre 2003 - 31 gennaio 2013 eletto patriarca di Babilonia)
 Yousif Thomas Mirkis, O.P., dall'11 gennaio 2014

Statistiche
L'arcieparchia nel 2019 contava 5.125 battezzati.

|-
| 1896 || 7.000 || ? || ? || 22 ||  ||  || 318 ||  ||  ||  || 15
|-
| 1913 || 5.840 || ? || ? || 19 ||  ||  || 307 ||  ||  ||  || 9
|-
| 1949 || 9.000 || ? || ? || 11 || 11 ||  || 818 ||  || 4 ||  || 9
|-
| 1970 || 6.150 || 500.000 || 1,2 || 4 || 4 ||  || 1.537 ||  ||  || 4 || 5
|-
| 1980 || 4.256 || ? || ? || 4 || 4 ||  || 1.064 ||  ||  || 2 || 3
|-
| 1990 || 5.470 || ? || ? || 4 || 4 ||  || 1.367 ||  ||  || 2 || 3
|-
| 1999 || 5.050 || ? || ? || 4 || 4 ||  || 1.262 ||  ||  || 2 || 3
|-
| 2000 || 5.115 || ? || ? || 4 || 4 ||  || 1.278 ||  ||  || 2 || 3
|-
| 2001 || 5.050 || ? || ? || 3 || 3 ||  || 1.683 ||  ||  || 2 || 3
|-
| 2002 || 5.095 || ? || ? || 3 || 3 ||  || 1.698 ||  ||  || 2 || 3
|-
| 2003 || 5.040 || ? || ? || 3 || 3 ||  || 1.680 ||  ||  || 2 || 3
|-
| 2004 || 5.700 || ? || ? || 3 || 3 ||  || 1.900 ||  ||  || 2 || 3
|-
| 2007 || 7.000 || ? || ? || 5 || 5 ||  || 1.400 || 3 ||  || 7 || 3
|-
| 2013 || 7.831 || ? || ? || 8 || 5 || 3 || 978 || 7 || 3 || 2 || 5
|-
| 2014 || 5.000 || ? || ? || 6 || 6 ||  || 833 || 4 || 1 || 2 || 6
|-
| 2016 || 4.000 || ? || ? || 6 || 6 ||  || 666 || 3 || 1 || 10 || 6
|-
| 2019 || 5.125 || ? || ? || 6 || 6 ||  || 854 || 3 || 1 || 5 || 6
|}

Note

Bibliografia
  J. Tfinkdji, L'Eglise chaldéenne autrefois et aujourd'hui, in A. Battandier, Annuaire Pontifical Catholique, XVII, 1914, pp. 490–493
  J.-B. Chabot, Etat religieux des diocèses formant le Patriarcat chaldéen de Babylone au 1er janvier 1896, in Revue de l'Orient Chrétien I, 1896, pp. 444–445
  Konrad Eubel, Hierarchia Catholica Medii Aevi, vol. 8, p. 328

Altri progetti

Collegamenti esterni
 Annuario pontificio del 2020 e precedenti, riportati su

Kirkuk
Kirkuk
Kirkuk
Kirkuk


You can rent a 28ft Airstream and SUV to pull it. What I find amazing is the price, 2 weeks for over $12,000 not including insurance.
A thousand a day, that sounds like my Disney trip prices before getting the Redwood.
I wonder what our setups would rent for?
You could buy a nice camper for that $12K.
Based on the price of an airstream, they probably are still losing money! That's like starting a car rental company with a fleet of Bentleys.
"But look how much money you can save by pulling that Airstream."
That doesn't surprise me............We stayed at an Airstream park near Olympic, Washington in 2014. They are pretty much elitist about those Airstreams and think they are the best thing on wheels!!
You know, the funny thing is that AirStream joined the Thor Empire awhile back.
I have never been a fan of the sliver twinkies.
I loved the wind tunnel test that showed they are terrible.
I owned a 1963 28 ft Airstream,it was pretty nice and I wish I still owned it. We remodeled it and gave my son a lot of good camping memories in that thing. I have a picture of it in my album on here.
I had a 25' 1955 that we loved but it didn't have all the modern amenities. It pulled great and the wind didn't bother it at all. It had a full size porcelain toilet.


text:
Orders scarce to sell Citrix LBO debt amid weak credit market
A sale of corporate debt that was considered a barometer of U.S. capital markets ended in fiasco, as bankers offered bonds and loans at low prices to fund a $16.5 billion leveraged buyout of software company Citrix.
Investor orders barely covered an $8.55 billion debt package that was offered, with many big money managers and hedge funds refusing to lend to the company, according to people briefed on the matter.
Orders to sell a $4 billion secured bond hit $4.6 billion Monday, the deadline for investors to indicate their willingness to borrow, three people said. Orders for a $4.05 billion US dollar term loan were slightly more robust at $5.5 billion, people familiar with the deal said. Investors generally judge a bond deal as healthy if the orders are at least twice the size of the trade.
Low investor interest reflected the fragile state of US credit markets, the lifeblood of the LBO industry. Low-debt companies have faced difficulties in raising funds as the global economy slows and central banks raise interest rates to fight inflation, driving up borrowing costs.
Banks led by Bank of America, Credit Suisse and Goldman Sachs are struggling to get debt off their balance sheets after agreeing financing for the purchase of Citrix by Vista Equity Partners and Elliott Management in January. The $8.55 billion offered is part of the entire $15 billion debt package associated with the deal.
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A hedge fund portfolio manager who said he had been approached by Credit Suisse about the covered bond was surprised to hear from the lender.
"If they called us to find out what terms we would put on the covered bond deal, they've really gone down," the manager said, noting that the fund typically doesn't play in high-yield credit.
The lukewarm demand comes despite steep bond discounts that have been raised several times in recent days, as well as a rewrite of investor protections in the loan documents as bankers bowed to creditors' demands.
Banks tossed Citrix bonds at a discounted price of about 84.5 to 85.5 cents on the dollar, which would boost the yield on debt to between 9.5 and 9.75 percent, well above the "high" 8 percent launched earlier this year. month, according to those with knowledge of the deal.
The loan for sale would be priced at a discount of 92 cents to the dollar at an interest rate 4.5 percentage points above Sofr, the floating rate benchmark, for a return of nearly 10 percent. The bond and loan deals were expected to close on Tuesday.
"This Citrix deal has shown [banks] can't just bring a deal to market," said Andrew Forsyth, senior portfolio manager at Barksdale Investment Management. "And the market has not been tested because the offer was so light. We wondered at what point. . . it becomes a concern."
Bank of America, Credit Suisse and Goldman declined to comment. Vista and Elliott did not respond to requests for comment.
Iranians protested in Tehran over death of Mahsa Amini in police custody: NPR
How many steps per day can extend your life? Plus a quick way to make the baby stop crying and more health news | Health


Due to the changes brought to us by the new iPhone X, we have a new release for Informant 5 for iOS.
Updated for iPhone X! Due to the unique design changes of iPhone X, we had to rethink our view picker & toolbar. Now, if you're on an iPhone X, the view picker, toolbar & Informant Home screen now live on a new "drawer" that can be slid up and down. In the most collapsed state, this gives you 1 touch access between all the major views…you can also move the drawer up 1 level to give you 1 touch access to all calendar views as well!
Are you using the new iPhone X? Let us know how you like the new menu. It just might make its way into Informant 5.
iPhone X user, the basic idea is good but the line with the plus, filter and printer icons are taking up too much of the new screen real-estate.
Thanks for the feedback. We had to get a quick fix out for iPhone X because it was totally broken. It is causing us to re-think some of our menu components. I do expect some more changes will be coming soon.
I'm so free and just put my review in here. That should be a sufficient explanation.
Almost, but only almost, I would have been persuaded to award a third star. Fanatic did it! The (allegedly) adapted to the iPhone X version caps in the weekly view I prefer half the Wednesday and practically the whole Sunday. Nothing works without scrolling! This is an absolutely unacceptable behavior for a rather expensive app!
The subscription model is still the greatest crap and the appointment by means of rolling wheel is a disaster!
We too are not 100% happy with the fixes for iPhone X. It was a bit of a hurried fix to solve bigger problems introduced with the new layouts of the iPhone X.
One good thing about the subscription model is that we WILL be providing a FREE fix for the iPhone X issues that came up. If you would have paid 1x for the product, you would be at risk of having to wait until the next full update. As it is, we will be providing additional fixes for the iPhone X in near future and they will be included with all subscribing users.
I have to say that Terminus has completely right. I have other payed apps and also subscriptions and Formthis apps there are updates and improvements every month. It told you and the support month ago that the focus view without the fixed day view on the left side (iPad) and slide in on iPhone was much better (like it was on informant). Also I told weeks ago that the date and time picker is absolutely not to use at all. Both no fix yet.
I think that for the price of the app you are very slow with improvements and updates.
is finally a fix for the miserable picker/toolbar and week view on the iPhone X available? My Wednesday and Sunday are still only partially visible and the last update is 8 weeks old! My patience to continue working with expensive paid bug software is over!
If you contact support we can get you a beta version that has some fixes for the iPhone X. We are actively testing & developing the fixes.
A fix will be available for all very soon.


text:
Jasminum nitidum es una especie de fanerógama nombrada para la ciencia por Sidney Alfred Skan. Jasminum nitidum pertenece al genus Jasminum, familia Oleaceae. Posee subespecies y variedades.

Referencias

Enlaces externos

Jasminum


text:
Keith Lindner
Nostalgia, War Stories | July 1, 2015
By Kyfer Yeo Edited by Jake Watson
It was a rainy, overcast autumn day, the perfect weather to stay indoors. I was at the ANZAC day therapy centre in Brighton, a place that specialises in treating senior war veterans and assisting them in day-to-day life. As I settled into a comfy chair, I was introduced to a warm and friendly man by the name of Keith Lindner.
A stout and ruddy figure, he sprightly pulled up a chair and sat across from me, and proceeded to tell me his story…
"HMAS Warramunga (AWM 017128)" by Roy Driver – This image is available from the Collection Database of the Australian War Memorial under the ID Number: 017128
Keith was born in Horsham on the 29th December, 1924. He was the youngest of six children, blessed with five older sisters to pester. Early in his childhood, Keith's family moved a few miles to Warrack Nabeal, from which he has nothing but happy memories. He attended the local high school, where he received his certificate, before he moved to Melbourne at the age of sixteen to work for the Queensland Tourist Bureau. Keith enlightened me that while he was grateful for his employment, he felt unfulfilled by his work and joined the Navy at the age of eighteen.
At this time, the Second World War was well and truly in motion, and Keith was sent to officer training school, a place with a large emphasis on discipline. With a cheeky grin on his face, he told me the story of how he and his best friend snuck out of the vicinity one night to see off their friends as they set sail to war.
Unfortunately, they returned to find that their escapade had not gone unnoticed, and they spent the next day having to face three different reports regarding their misdemeanour before both being sent to the HMAS Lonsdale in Port Melbourne.
Not long after his assignment, Keith attended a radar course in Sydney, and was promptly reassigned as part of the radar crew to the HMAS Warramunga, a tribal class destroyer docked there. The HMAS Warramunga would become an integral part of the United States 7th Fleet, which supported the reoccupation of New Guinea and South East Asia and the removal of the Japanese invasion. Keith proceeded to show me the official report of the 7th Fleet's exploits, where he was commended for his invaluable work as part of the radar crew in the New Guinea campaign, an accolade he modestly brushed aside.
After the war, Keith returned to Melbourne and got an arts degree at Melbourne Technical College. He worked in the printing and packaging industry, where he quickly climbed the corporate ladder before being contracted as an interface manager for an advertising agency, a role he would maintain until his retirement. Keith proudly proceeded to talk about his personal life: he met his future wife not long after the war, and together they had two sons who still see him on a regular basis. An avid reader from his printing days, he passionately recited Banjo Paterson's The Man From Snowy River, purely from memory.
Unfortunately, I only had a brief period of time to talk with Keith, but it was an experience I will never forget and one that I am grateful for being given the opportunity to do. Having some experience in volunteer work with the aged, I can attest that it is a rewarding and beneficial experience and I highly encourage others to get involved with it. Keith and other veterans provide a personal insight to major events in history, such as the Second World War, that is gradually disappearing as more of these great men and women pass away, and thus it is crucial that we document their remarkable stories for future generations to enjoy.


text:
Mozilla appears to abandon Firefox tracking protection initiative: Is privacy protection impossible?
A hidden feature in the open-source Firefox browser can cut load times for modern web pages nearly in half. So why isn't this feature easy to find and enable? Blame the well-funded online advertising industry.
By Ed Bott for The Ed Bott Report | May 28, 2015 -- 00:40 GMT (17:40 PDT) | Topic: Security
Mozilla has included a feature in Firefox that can dramatically speed up web browsing. In a paper that was awarded top honors in the recent Web 2.0 Security and Privacy workshop, Mozilla researchers reported that turning this feature on dramatically improves performance on top news sites, page load times by 44 percent.
This magic feature is called tracking protection, but you won't find it exposed as an official Firefox option. Instead, it's an experimental feature that must be manually toggled on. The privacy.trackingprotection.enabled setting is in about:config, which you can only reach after clicking past the stern "You might void your warranty!" warning.
Double-click to toggle this setting to True, and any future pages you visit will refuse to connect to third-party servers identified on Mozilla's list of known tracking domains.
With tracking protection on, this badge appears in the address bar of any page you visit that contains third-party content from the block list. You can click to see whether content has been blocked and, if necessary, disable tracking protection.
Ironically, the Mozilla page that documents this feature contains content (a Google Analytics tracker) that is blocked by its own tracking protection feature.
Mozilla isn't alone in offering tracking protection. Microsoft has had a richer version of this feature in Internet Explorer since 2011, including a repository of custom, third-party Tracking Protection Lists.
There are also plenty of third-party solutions, including the one I personally use, Abine's Blur (formerly DoNotTrackMe).
Sadly, it doesn't appear that Mozilla is committed to this experimental feature. If this feature had been developed, it might include a way to identify domains that have been blocked and allow exceptions for some domains. Instead, the only way to see what's been blocked is to turn on Mozilla's Web Console and view long, inscrutable lists of warning messages.
Monica Chew, who demoed the Firefox tracking protection feature publicly for the first time last summer and was a co-author of that award-winning paper, left Mozilla in early April. Her parting shot was a blog post that contained this blunt assessment:
This paper is the last artifact of my work at Mozilla, since I left employment there at the beginning of April. I believe that Mozilla can make progress in privacy, but leadership needs to recognize that current advertising practices that enable "free" content are in direct conflict with security, privacy, stability, and performance concerns -- and that Firefox is first and foremost a user-agent, not an industry-agent.
Advertising does not make content free. It merely externalizes the costs in a way that incentivizes malicious or incompetent players to build things like Superfish, infect 1 in 20 machines with ad injection malware, and create sites that require unsafe plugins and take twice as many resources to load, quite expensive in terms of bandwidth, power, and stability.
This feature is one of two interesting privacy initiatives from Mozilla in recent years. The other is Lightbeam, which offers a visual map of trackers and offers granular control over individual trackers. Judging by its Github page, it appears to have been abandoned.
Meanwhile, the useless Do Not Track flag, which does nothing to actually prevent third-party tracking, is the only option on the Privacy tab in Firefox Options. The third-party tracking industry has neutered that standard but is happy to leave it in place to give the appearance that browsers offer some privacy protection. It's disabled by default.
The problem with tracking protection is that it is a blunt instrument trying to stop an industry that is worth many hundreds of billions of dollars and doesn't want to be slowed down in any way. Turning on tracking protection has the salutary side effect of blocking a lot of advertising, which tends to anger the big companies that pay for most of the free web.
As a result, tracking protection, regardless of the tool being used, has a tendency to break the rendering of webpages. (Here at ZDNet, for example, tracking protection software breaks the viewing of some image galleries in the site's current design and causes layout problems on other pages.)
If you're sophisticated enough to realize that tracking protection might be blocking content that is required to load a page properly, you can disable the feature as a troubleshooting measure. But if that fixes the problem, you're in the awkward position of having to decide whether to allow tracking for that site or to stop visiting.
Tracker-blocking programs could be maintained as assiduously as antimalware programs. If that had happened in recent years, we would have seen continuous improvement in Microsoft's tracking protection implementation, for example, with regular updates to the TPLs. Instead, the feature has been essentially abandoned--kept in Internet Explorer as a checklist item but not maintained at all.
Mozilla appears to be heading down the same road. The Bugzilla page for the feature hasn't had a comment in many months. It's not listed for inclusion in any of the next three Firefox releases, and there's no sign that the feature will ever become official, much less be maintained or expanded.
I've been pounding the table about privacy for years, long before Ed Snowden appeared on the scene. As far as I'm concerned, the likelihood that you and I will be bothered by the NSA is vanishingly small. We have much more to fear from shadowy corporations gathering our data and building profiles that they sell to marketers.
But effectively managing the web so that we have control over our own information is hard work and requires significant development resources. Mozilla severed its long-term partnership with Google last year, but immediately rebounded into a relationship with Yahoo. Both companies make their livelihood from selling targeted ads, which means tracking protection software is anathema.
Barring some sort of cataclysmic shift in the online economy, the status quo is likely to survive and even thrive. Privacy might be an abstract value that consumers prize, but they're not going to pay for the expensive ongoing development that effective tracking protection requires.


← Not another food blog. No really, it's not.
As sung by the immortal words of Whodini (You Tube video here, if you must). What are some qualities, or rather qualifications one needs to be a friend? As I stated in my first post of this blog, I was never really popular in elementary or middle school because of my physical appearance. I was definitely taller than everyone and I felt I was fat too. It's funny how I look back now at some of those pictures back then and realize, how hard I was on myself. Yes, I was taller, but being chubby then is nothing to how fat some kids are now these days. I'm sorry if that offends, but it's true. No one ever picked on me because of my weight or height. For some reason I think I had an intimidation factor as the BIG girl, although I wasn't a bully and really hated bullies. (I will have to tell the story about Johnny being bullied in 6th grade another day.) Maybe if you asked some of my classmates from back then they might disagree. I had friends, I just wasn't the popular one, more of the follower.
Then when junior high school came around people figured out I was smart and was put in special gifted classes. NONE of my friends from elementary were in any of my classes so I had to learn to adapt. Made some new friends, but again, not the social butterfly. When I started in high school I met a weird girl who dressed in black. It was cool. I started to dress in black too. Being different was cool but also very liberating. I wasn't popular still, but I found I was more comfortable being different than trying to fit in. By the end of high school I had lots of friends from lots of different "groups" at school. Don't know what the groups are called now but back then I had friends who were Jocks and Cheerleaders, Heshers and Stoners, Goths and Puffheads, Mods, Geeks and Nerds. Maybe the names have changed recently but I bet you can figure out who belonged where.
College changed me in so many ways, which is why when I teach, I tell the kids, yes, college is about getting a good education and getting a good job someday, but it's so much more than that. College is about accepting others and learning from people you might not have met if you just started right into a job after high school. You learn to take chances. You really grow up. You meet all the people from those groups in high school all over again and you start becoming friends with new kinds of people. Dorm life especially, taught me how to live with different kinds of people.
So flash forward um twenty years or so, (ugh, maybe more :P) and you have a middle aged, middle school teacher with two teenage boys blogging about friends. Yes, I have facebook friends, and old high school friends, college friends, and work friends, but I'm talking about friend, friends. You know, the ones where in the event of a catastrophe they would come rushing to your front door with fresh baked cookies (Okay,that's just me, but if any of my friends baked like me, there would be cookies). This summer has been the Summer of Chauffeuring and I am exhausted but I still had a little get together last week with some of my friends. I woke up that morning and wanted to cancel. I even starting crying. Poor Marathon Man had to talk me off the edge as he always does. "You're gonna do this, because they are your friends and you NEED to socialize whether you want to or not" And guess what? It turned out great. I…had… fun. BGM had her little breakdown in the morning and then had some fun in the afternoon. I even baked cookies.
But the real reason why I am writing about friends this post is that the other day I got a LETTER in the MAIL that was TYPED. Yes, I know I am using a lot of CAPS but I am trying to emphasize a point. I was thinking recently about a friend of mine from elementary school that I reconnected with on facebook. He's all the way on the other side of the country. And then like he knew I was thinking about him, he sent me a letter just to say "hi" and that he was thinking about me. It really made my day. So I'm gonna give him a call and say thanks.
I don't have a question this time but rather, a request. You know that one friend you've been thinking about calling up just to say hi? Do that today. See what happens. Let me know how it turns out.
This entry was posted in Uncategorized and tagged being popular, fitting in, friends, writing a letter. Bookmark the permalink.


Unless in the last hour Elon Musk has profoundly proved it otherwise, all living things need water to survive. Just as there are good and bad people walking this earth, there are also examples of good and bad water. Have you ever seen one of those survival shows where the guy or girl is emaciated, and been living off bugs, berries and sporadic rain water for eleven days, but STILL won't drink the water from that murky creek? Yeah, that's bad water–because it's contaminated with bacteria and must be boiled to be consumed. In most cases, we associate water with drinking but often the importance of using refined cooking water goes overlooked.
From washing your farm produce to simmering your mouth-watering broths, cooking water is an integral part of meal preparations.
Based on numerous studies conducted over the years, it is especially important to use clean cooking water. This is because the water you ingest directly affects your overall health. The purer and cleaner your cooking water is, the better it is for your body.
Water filtration contributes to the preservation of food's natural flavor. By removing unnecessary contaminants, your food will taste decidedly better. This is because unfiltered water may contain a distinctive metallic taste.
Furthermore, it's important to note that chlorine, fluorine and several other chemical additives affect the color of food. For example, chlorine, a bleaching agent, contributes to the leaden color of food. When your cooking water is filtered, you will notice the vibrancy of your food. Meals prepared with filtered look far more appetizing.
Contaminate-free cooking water ensures that your meals are cooked in its most natural state- the food's color, taste, and nutrition level is minimally tampered with.
Aside from the effect it has on your meals, water filtration improves the taste of your water-based beverages like coffee and tea.
This is without a doubt, one of the greatest benefits of using filtered cooking water because not only will your taste buds be dancing from the whole explosion of tastes, but your health will prosper from its positive impact.
One of the core elements of a healthy lifestyle is incorporating meals high in nutrients. When including water filtration methods in your meal prep, no matter what dish you decide to prepare, you can be sure that you will get all the major nutrients from your meal.
If you have young children who are growing and developing, you should use clean cooking water for them to get all the essential nutrients and vitamins.
More and more restaurants are quickly getting on-board with the use of filtered water when preparing their freshly baked bread and tasty goods.
When baking bread, the efficacy of yeast is the make it or break it of a good loaf. If the yeast does not rise, then the bread will end up hard and rather dry. But hold on, you just might be able to quit your day job. Thank you filtered water!
Baking with filtered water increases the effectiveness of yeast allowing it to rise more which results in softer treats. Some of the minerals present in unfiltered water inhibit the natural reactive nature of yeast and by extension, interfere with the fermentation process by slowing it down. This can also lead to the entire gluten structure of the dough being distorted.
The mere fact that filtered water does not contain any harmful substances makes it a naturally healthier drinking option. Although many of these substances in unfiltered water only exist in trace amounts, it is important to realize that when these contaminants are ingested over time, they accumulate and lead to health problems.
By filtering your water for household use, valuable minerals such as calcium are retained. At the same time, harmful contaminants such as lead, and mercury are eliminated. In the absence of these harmful contaminants, the body is free and works in an optimized environment. Eventually, one's immune system and overall health improve.
More so, water filtration leaves you with water that is not only healthier but also fresher and more hydrating. Your health, skin, and hair will no longer be dry and will look fantastic……if only you could see me now!
Please help us spread the word by emailing it to a friend or sharing it on Facebook. Thank you for the support!
If you'd like to reap the benefits of cooking with filtered water, then check out the Under Sink Water Filtration System— The High Capacity Filtration System that Connects Directly to the Kitchen Sink Faucet with Zero Water Waste.


text:
Q: How do i scrape words on a page in PHP to change a button type? I'm using simple html dom to try and scrape words on a page and change the button if certain text appears.
If the words "out of stock" appear on a page, i want to reflect a different button than if those words don't appear.
My Code:
<?php
include 'includes/simple_html_dom.php';
$xeon5420 = file_get_html('www.wholesaleinternet.net/cart/?id=199');

?>

<?php foreach($xeon5420->find("out of stock") as $element);
if ($element == "out of stock) { echo <button
class="btn btn-danger">Out ofStock</button> };
if ($element != "out of stock")
{ echo <button class="btn btn-success">Order Now</button>};
?>

I'm getting all sort of errors
EDIT:
This is what i have now but still receiving errors :
<?php foreach($xeon5420->find("out of stock") as $element);
                        if ($element == "out of stock") { echo '<button class="btn btn-danger">Out of Stock</button>' };
                        if ($element != "out of stock") { echo '<button class="btn btn-success">Order Now</button>'};
                                ?>

A: You don't need simple html dom to check if a string appears in another string:
$str = file_get_contents('http://www.wholesaleinternet.net/cart/?id=199');
echo (preg_match('/out of stock/i', $str)) ? '<button class="btn btn-danger">Out of Stock</button>' : '<button class="btn btn-success">Order Now</button>' ;