In simplest terms, the robos combine computerized trading with advice, for a fraction of what you would pay for a financial adviser.
The computerized trading follows a model that was drafted by a financial advisor or economist. Most of the models consist of exchange-traded funds (ETFs) reflecting the investor's risk appetite, objectives and time horizon.
From there, the computerized trading relies on algorithms to execute transactions at a level of sophistication and speed that has only been available to professional investors.
The automation periodically maintains the original strategy of the portfolios by rebalancing, dollar-cost averaging (a type of buying strategy where buy a fixed dollar amount of securities at regular intervals) or harvesting capital losses or gains on taxable accounts.
The reliance on automation enables lower fees than what human financial advisors charge, although overall the method with which the fees are applied is often similar: A (fraction of a) percentage of the total portfolio value is charged annually.
Some of the companies in this space demonstrate strong performance — or at least they did until the markets increased in volatility.
Robos aren't a way to handle market turbulence but rather a way to keep fees from interfering with your overall account appreciation.
Although this category of financial service continues to attract more assets and hype, it has limitations worth keeping in mind.
If you need more personalized advice, you won't get it from any of the robos, but you could always get the best of both worlds by also working with a human financial advisor.
A human financial advisor can give advice based on an investor's current life situation and preferences.
The robo questionnaires usually don't ask about investors' beliefs or ideals, nor can they sense whether someone is confused about their goals or risk appetites.
Robos also can't handle certain kinds of complex financial planning like setting up estates, making insurance recommendations and coaching on budgets.
If any of these areas sound like things you might need, you could always hedge your proverbial bets: Don't choose one over the other, but go with both. Tap a human financial advisor for some situations and a robo for others.
Although robos use the same technology that is used by the algorithmic traders that are creating the market volatility of late, none of them can explain current market conditions to you the way a human financial advisor can.
More importantly, the algorithmic trading capabilities that characterize robo-advisors isn't going to move you around a lot in a volatile market because that gets prohibitively expensive if you don't have your own FINRA credentials.
So if you don't like volatility, you just might like minimum volatility ETFs instead. Perhaps one of the robo-advisors might include them in its portfolio recommendations.
Here's a look at the different companies in this space, along with their fees and strategies. Some also include yields, where disclosed.
If you've had a hard time disciplining yourself to save or invest, this robo is for you. It effectively invests what would otherwise be your spare change. You enable Acorns to take as deposits the difference from the next-highest whole dollar amount on every bank card transaction you perform.
You still get to set a maximum amount per month. Best of all, you can get money added to your account in reward for taking advantage of deals with participating merchants.
Fees: For assets below $1 million, pay just $1 to $3 per month for one of three tiers of services.
Strategies: Acorns suggests strategies based on your income, time horizon, goals and risk appetite.
This online bank's offering in the robo-advisory space appears to have gotten less attention than many of the others in the category, despite having among low fees and being easy to use.
Fees: Pay just 0.3 percent of the portfolio balance annually, with a $2,500 minimum account size.
Strategies: Suggested portfolios appear to reflect about nine different levels of risk tolerance, three different types of goals, and five different general time horizons.
In one important sense, this company has more transparency about its robo strategies than the others listed here –by virtue of being the only one that publishes historical performance data on three-, five- and 20-year horizons for the portfolios. Click here to see that data.
Fees: The company's fees are based on the amount of assets you add to an account — the minimum size of which starts at $50,000. Put in that starting amount and you pay the maximum fee of 0.45 percent annually, but that eventually scales down to 0.2 percent annually if you put in $20 million or more.. The company also sells retirement-related services for 0.5 percent annually. Additionally, the site charges commissions on individual trades of $11.95 per transaction.
Strategies: The site has eight strategies at different points on a spectrum of lowest to highest risk. The two most conservative strategies are referred to as capital preservation. After that comes a strategy called balanced. Then there are two strategies called growth. Finally, the company has two different aggressive growth strategies.
Although better known for its robo-advisory offerings, this company can also match you up with a human financial advisor. The fees and strategies below involve the robo stuff, however.
Fees: The company charges 0.25 percent annually for what it calls the digital level of service and 0.40 percent annually for a premium level.
Strategies: Betterment works with five general categories of investing goals — saving for retirement, retirees withdrawing income, emergency funds, general investing and preparing for a major purchase. You're allowed to choose more than one of them. The suggested portfolio is further customized based on your stated time horizon and your risk tolerance.
This outfit gives the robo treatment to your retirement plans that would otherwise not get any third-party attention.
Fees: There's a flat rate of $10 per month.
Strategies: The company takes over the management and monitoring of your retirement plans provided by employers — any 401(k), 401(a), 403(b), or 457 and optimizes your fund selection in a way that maximizes performance and minimizes hidden fees.
This particular robo has some things in common with Acorns. Only here's what's different with Clink: You schedule how often you wish to contribute to the account — daily, weekly, biweekly or monthly — and exactly how much to put in each time — from $10 to $500 per deposit.
Fees: For accounts with less than $5,000 in them, Clink charges $1 a month; otherwise it's 0.25 percent of your total balance annually.
Strategies: With the intention of simplifying investing, Clink suggests just a handful of portfolios of ETFs that it recommends based on how aggressive you want to be.
This company markets a full range of financial services to women, and as part of that offers a robo-advisor product.
Fees: For accounts under $1 million, the annual fees are 0.25 percent of the balance of the portfolio for a basic account or 0.5 percent of the balance for premium.
Strategies: Ellevest creates portfolios based on the investor's risk tolerance, time horizon and goals; the latter can include saving up an emergency fund, down payment on home, new business, children, retirement, and building wealth — you can also choose more than one of the aforementioned goals.
This leader in the world of online brokerage has a line of robo-advisory services that offer a wee bit more advice than the self-service style of trading that the rest of the business is based on.
Fees: Depending on the amount of money you invest, the strategy you choose, and the amount of attention from a human financial advisor that you want, annual fees can range from 0.3 percent to 1.25 percent.
Strategies: A dedicated financial consultant helps you build a fully custom portfolio that's monitored and actively managed for you. There are three general groupings of services — the first tier is known as core portfolios and has a minimum balance requirement of $5,000; the next level up is blend portfolios, which has a minimum balance requirement of $25,000; and the top tier is fixed income portfolios with a $250,000 minimum balance requirement.
This mutual fund giant has teamed up with Strategic Advisers, National Financial Services and Geode Capital Management to offer a robo-advisory service.
Fees: They range from 0.35 to 0.4 percent annually.
Strategies: This service suggests strategies based on your goals, time horizon and your risk appetite (on a scale of one to 10).
This company sells robo-advisory services to other companies as a front-end for employer-sponsored retirement plans.
Fees: They have ranged from 0.2 percent to 0.6 percent annually.
Strategies: The company offers a robo-advisor type of interface for retirement plans, and is in the process of merging with Edelman Financial Services — a deal that might close in the third quarter of 2018.
This robo focuses on fixed income, clarifying that its offerings are intended for inclusion in an overall portfolio strategy.
Fees: The company claims it recommends a bond strategy without charging you anything — then directs you to Interactive Brokers to transact. Presumably IncomeClub gets some kind of commission on the back end.
Strategies: Everything suggested by IncomeClub involves fixed income in one form or another. Depending on your time horizon, risk appetite and objectives, this site might suggest money market funds, certificates of deposit, federal government bonds, municipal bonds, corporate bonds, international bonds or combinations thereof.
Open an account with this particular robo-advisor and you too can have the same kind of killer investment performance that the Yale University endowment is famous for. The brains behind said wonder-fund, Dave Powell, just so happened to create FutureAdvisor's portfolio models.
Fees: The annual management fee is 0.5 percent of the value of your portfolio. Over 90 percent of the funds used by FutureAdvisor trade commission free, and for the others there are commissions of $7.95 per trade.Add in the expense ratio of the funds and you have a total fee of about 0.65 percent a year.
Strategies: Designate whether your risk appetite is conservative, moderate or aggressive — then convey your time horizon and FutureAdvisor suggests a strategy based on that.
This robo offers a couple of tiers of service based on the amount of assets you invest there.
Fees: Pay 0.3 percent to 0.75 percent annually, depending on the amount you invest (the more money you put in, the lower the percentage gets).
Strategies: Hedgeable offers three tracks of services — building wealth is for saving up money in a retirement account, trust, taxable, joint or custodial account; small business is for those using business income to contribute to a solo 40(k); and high net worth is for people who want to preserve a lot of money and grow it tax efficiently.
This web-based investing platform promises that its rebalancing algorithms can add up to 2 percent to the value of your portfolios.
Fees: Pay $14.95 a month or $195 annually.
Strategies: The company has three types of strategies — one of them intended to help you save for emergencies, another for retirement, and the third having more of a speculative goal.
Purists might say that M1 Finance's business model only partly resembles a robo-advisor — that is, at the portfolio management stage.
Fees: The company states that it charges no fees to consumers.
Strategies: Instead of suggesting a portfolio, M1 Finance offers a visual interface for people to set up portfolios — and then maintains the portfolio allocation using algorithmic trading.
This old-school retail brokerage has expanded into robo-advisory services.
Fees: Pay 0.45 percent annually plus trades can have commissions of one to three cents per $1,000 traded.
Strategies: The company recommends different strategies based on your investment horizon, goals and risk tolerance — the latter is based on answers to a questionnaire.
This full-service investment house has thrown its hat into the ring with a robo service that just debuted in December.
Fees: Pay just 0.35 percent of the value of your portfolio annually.
Strategies: Morgan Stanley has portfolios modeled for specific goals like retirement, buying a car, education, building wealth, starting a business, saving for a wedding, buying a house, or making another type of large purchase. You also specify possible target dates, your risk appetite, and whether there are any specific areas of investing that you're interested in.
This company offers free software to help you analyze your finances; it suggests ways to minimize your fees, and leads you toward its robo-advisory offerings.
Fees: If your account value is a six-digit number or lower, you pay an annual fee of about 0.89 percent of your portfolio value. Commit more than that and you bring the fee down.
Strategies: There are three tiers of services based on the amount of assets you wish to commit to Personal Capital. If you have $200,000 or less in assets, you're in the tier that most closely resembles the robo model, where a financial advisor recommends a portfolio of tax-efficient ETFs and from there you're all automated.
The next level up gets you more customization and advice; those with more than $1 million to invest get the private wealth management treatment, including full access to a financial advisor.
This company promises to save you 68 percent on fees associated with IRAs; from there, compounding enables you to capture more gains over the long term.
Fees: Pay just 0.5 percent of the value of your portfolio annually.
Strategies: The company suggests portfolios of ETFs suited for your risk appetite and time horizon.
For a discount brokerage with a history of no-frills, low-commission trading, Schwab's robo-advisory service is surprisingly sophisticated.
Fees: Interestingly, Schwab does not charge advisory fees for its robo service. The company says there aren't any hidden fees nor commissions and clarifies that it earns revenue from the underlying assets in the portfolios.
Strategies: Each portfolio contains up to 20 different asset classes, in proportions that are based on an investor's risk appetite, current life circumstances and goals.
This company offers robo-advisory services directly to consumers and in partnership with other financial institutions (including Wells Fargo, mentioned elsewhere in this article).
Fees: Pay nothing for your first $10,000 (the minimum balance is $2,000) and 0.25 percent annually for every dollar above that amount.
Strategies: There are portfolios with conservative, moderate and aggressive growth strategies and tailored for different types of goals and time horizons.
Ideal for people who are new to investing, this mobile app suggests not just ETFs and other types of investments based on your preferences.
Fees: For accounts under $5,000, the first month is free, and after that you pay $1 per month — or $2 per month for a retirement account. Above that minimum amount, the fees switch to 0.25 percent of your annual portfolio balance.
Strategies: Stash suggests individual investments based on your investment budget, risk tolerances, goal, and time horizon.
This discount brokerage has come out with a robo-advisory that leverages the company's low-to-no commissions on core ETFs.
Fees: The lowest tier service, Essential Portfolios, costs 0.3 percent annually; the next level up, Selective Portfolios, costs 0.75 percent; and the top tier service costs up to 0.9 percent.
Strategies: Essential Portfolios has five different portfolios; Selective Portfolios consists of a broader range of goal-oriented portfolios; while Personalized Portfolio, offers more tailored portfolio construction and advice.
Since this mutual fund giant issues some of most cost efficient ETFs in the industry, Vanguard is certainly well positioned to compete in the robo-advisory market.
Fees: Pay just 0.3 percent of the portfolio value annually.
Strategies: Vanguard has you talk to a human investment advisor to set up a strategy reflecting your goals and current financial situation. Then the robo part of the operation executes and manages the portfolio — allowing you to be as involved in it as you want.
This Canadian company wealth management solutions and a robo-advisory — details regarding the latter appear below.
Fees: The company explains its fees as $10 month if you invest $25,000.
Strategies: Choose one of the following types of ETF portfolios — safety, conservative, balanced, growth and aggressive.
This robo aims to reduce taxes, fees and risk — all in one offering.
Fees: Pay just a quarter of a percent of your portfolio value per year.
Strategies: The company has three categories of portfolio allocations, one of them for retirement and two others that are taxable. Within each of these categories there are 20 different portfolios that each have different amounts of risk and volatility.
The company says its approach aims to minimize volatility and maximize reward through diversification.
Fees: Pay just 0.4 percent annually with a balance of at least five digits — or if you have less than that, you pay 0.5 percent.
Strategies: The company currently offers you a choice of three strategies — conservative, balanced and growth.
The money-center bank unveiled a robo-advisor offering in November, made possible through a partnership with SigFig (another robo described elsewhere in this article).
Fees: Invest $10,000 to $25,000 and pay an annual fee of 0.5 percent. That fee drops to 0.4 percent if you have at least $25,000 in a Wells Fargo deposit account or at least $50,000 in combined banking, brokerage and credit accounts at the bank.
Strategies: The service has nine different portfolios that might be recommended based on your goals, time horizon and risk appetite. The choices include conservative income, moderate income, aggressive income, conservative growth and income, moderate growth and income, aggressive growth and income, conservative growth, moderate growth, and aggressive growth.
Robo-advisors are already cheap to begin with, but WiseBanyan takes it to a whole new level of cost effectiveness — it's completely free for customers.
Fees: Yes, this robo-advisor says it charges no fees whatsoever.
Strategies: Suggested portfolios include ones for retirement, wealth building, saving for a rainy day and other goals — customizeable according to your time horizon and four different levels of risk tolerance.
As you can see above, there are so many robo-advisors to choose from that, if anything, you might get decision fatigue from comparing that many.
One possible way to streamline the choice might be to go by which one has the lowest fees — in which case the ones that don't charge anything at all might seem most attractive.
But before you rush into any of the free robos, make sure you read the company's own explanation of how it works so you know its business model.
Online brokers that are technically free of charge to consumers might actually obtain income from third parties using a business model called payment for order flow.
Payment for order flow might sound inocuous at first, but it actually amounts to a massive opportunity cost: When brokers sell their order flow to third parties, those third parties can trade against you in a way that can interfere with your ability to obtain the best trade prices — you might miss the chance to buy at the absolute lowest price and sell at the very highest price.
Aside from that, you have a lot of tantalizing choices in the robo-advisory world: Most of them offer great opportunities to maximize your investment performance by saving money on fees.
Readers, are there any companies that weren't included in this article that you think should be added? And have you looked into any robo-advisors and if so, which ones? Or if you haven't checked any of this out yet, why not? Have you ever worked with a financial advisor — what kind of investing experience do you have, if any?


text:
GAL Photography
Gisele A. Lubsen
BOOK A SHOOTjoin our patrons club
Buy fine art
lubsen
conceptual underwater
EXPLORE fine ART
Gisèle Lubsen is a critically acclaimed photographer whose work has been exhibited and published in France, Greece, Dubai, Italy, The Netherlands, Portugal, Switzerland and the United States.Her work is created underwater, conjuring the intense, provoking imagery of a Caravaggio painting, but captured in live motion, with living, vibrant models.
Inner Beauty, On Display
Gisèle says: "When working underwater, there is something magical taking place. The photography transforms into an intimate poem shared between models and camerawoman during this unique collaboration process. Working in water is fascinating to me, it's wonderful how our shared experiences take over. Most importantly, the process is emotional and connects everyone together in pure positivity. Somehow the energy of our exchange radiates out of the final piece.""Imagine a world where we are limitless and anything is possible… that is water to me"
Gisèle first started experimenting with underwater photography ten years ago. She developed a one-of-a-kind lighting technique designed to mimic the feel of renaissance painters, and this gives her pieces a truly unique feel that is simply not available anywhere else on the planet.
This one off approach comes from her background studying art history in Paris at The American University, then the Parsons School of Art & Design, and then she worked at the prestigious John Paul Getty Museum in Los Angeles before completing her MFA at Otis School of Art & Design Los Angeles in 2006.All these factors combine to make her work truly individual, giving it the ability to resonate deep within one's soul.
Gisèle's aim is to create both a photographic studio experience and a spiritual transformational experience simultaneously. Her approach is the same no matter whether she is creating a fine art production for a gallery exhibition, or a branding project for a major hotel chain – the goal is to create iconic, timeless images that will touch everyone and have beauty and meaning for all.
You may think that Gisèle uses complex scuba equipment to get such high quality and provocative shots…
… but if you were to watch her, you'd see her free diving with nothing but a camera and a team of assistants to help with lighting, props and set design.
Gisèle free dives because she believes in creating a symbiotic relationship between model and photographer. She does not exist without the model, and vice versa. They submerge and surface at the same time to create a unique energy and flow, and capture truly powerful images.
Each shoot creates a personal experience, a one off narrative that becomes a story unique to the model and the environment, a singular moment that is impossible to replicate or recreate.
The healing
of the water
Our first relationship was with water. It is nurturing, redemptive, and it protects us like the amniotic fluid we all formed in.
In water, light, sound, time, they are filtered to create an alternate reality. A redefinition of human existence as we know it. Timeless, an imprint in history that can never be repeated.
We are limitless in water, weightless, able to fly. We experience true freedom, and we are no longer chained to the struggles in our life, to disease, or to the other life obstacles we all face. Instead, we experience Zen, true serenity.
The underwater shoots are natural stress relievers, which becomes a part of the organic healing process of the water itself.
Professional Dancer/Gymnast National Team Lisbon, Portugal
"Gisele is a very professional caring person with great energy.She makes everyone who poses with her and the team feel at ease and relaxed.The way she works underwater is cutting edge and incredible. Having performed with her underwater will remain one of my most amazing experiences.Working with her and being underwater makes you feel like you are flying.Its a sensation of complete freedom!
Jorge Tort
Creative Director LA/Paris
A lot of Gisele's work is about what you don't see but feel.The poetry of this is almost indescribable
Veera Mahajan
Editor / Owner Malibu Chronicle
It was a lot of fun and very comfortable underwater.
I felt so safe I almost forgot I was underwater even though before the shoot I hardly ever dared to put my head underwater.
I would like to repeat this experience soon.
Anna Eliav Pasquale
MD, Bicoastal Creative Agency Stellarhead
Gisele is a true professional that knows that true beauty shines from within for the outside world to enjoy.
The result was a once in a lifetime experience. With her guidance and direction we were able to create vivid, beautiful imagery that I continue to be amazed by everyday. I hope to work with her one day again soon.
Create Your Own Personal Mythology
Gisèle's focus is to produce iconic images that reveal the true power and grace of the subjects. We are each powerful, but modern life has a habit of making us forget that.
To bring those things to life, Gisèle focuses on Ancient Greek Mythology, using the archetypes there to trigger emotions and feelings that lie deep within us all. Glory, heroism, these things ring true for us whether we are slaying the mythical beast, or striving to become our best self or laying to rest the memories of a negative past.
Exposing these qualities within her models makes them both more human and more raw than they have ever seen themselves before.
Gisèle's work is based on human relationships: artist to image, vision to mind, eye to body, and empathy to subject. This is why she doesn't use oxygen tanks or any other scuba gear. She shares the experience of free diving and weightlessness with her models, to create harmony, they become a mirror image of each other. The images become an underwater story that renders a decisive scene, the moment to overcome fear and become courageous.
Gisèle says: "I am fascinated by the combination of bravery, vulnerability and honesty which one has to push through underwater. Each person who shares an underwater experience with me becomes a heroic and open, vulnerable version of themselves."
As a result, her work often takes on a life of its own, redefining reality by interlacing our dreams, our fears, our hopes, and our past, and creating something which is greater than those things combined, revealing our true triumphant inner beauty.
JOIN OUR PATRONS CLUB FOR EXCLUSIVE MEMBER BENEFITS AND NOTIFICATIONS OF MONTHLY RELEASES Join the club
JOIN OUR PATRONS CLUB
FOR EXCLUSIVE MEMBER BENEFITS and notifications of monthly releases
BOOK A SHOOT
Please fill out our form and choose your category from the drop-down menu. We will get back to you within 24h to discuss & plan your custom photo shoot.
When are you looking to
book your shoot?
What kind of shoot do you want to book?
SelectCommercialPersonal
Select TypeFASHIONBRANDINGBEAUTYMOTIONOTHER
Select TypeCHILDRENCOUPLESINDIVIDUALGROUP SESSIONSHEALINGOTHER
© Copyright 2018 GAL Photography. All Rights Reserved | Privacy | Terms Who Designed This Website? — Who Developed This Website?

redpajama_set_name: RedPajamaCommonCrawl


As of late, I have been neglecting one of my favorite ingredients, bacon. This is no longer acceptable.
I posted on Facebook that I was going to make something with bacon, peanut butter and chocolate and asked for ideas, feeling that one good thought leads to another. I was right. My friends had wonderful suggestions for me that sparked an idea.
How about a peanut butter, chocolate, bacon pie? Sounded good, but then I had to figure out the placement of each ingredient.
My first stop was to Whole Foods to buy the bacon. They have several kinds from which to select and I chose their 365 brand uncured bacon. Next, I spoke with Gary, who now works at Whole Foods, but many years ago co-owned a wonderful restaurant that bought my desserts. We brainstormed about the crust and he told me about peanut butter sandwich cookies that the store sells, which he said are delicious. Done!
Cooking the bacon was first on my to-do list. I do not love the splatter of cooking bacon on the stove and now bake my bacon in the oven instead. One 12-ounce package of bacon had 12 slices. I baked 6 of them plain for the inside of the pie and topped the other 6 with maple syrup and brown sugar for the top of the pie.
Once the bacon cooked, I strained the bacon fat through cheesecloth and used that to bind my peanut butter sandwich cookie crust. I used over a pound of cookies for the crust, because I like a nice solid crust for these kinds of pies. Once the crust baked and cooled, I topped it with chocolate ganache.
There are two ways to get 'just the right size' bacon strips…break them with your hands or cut them. I cut the bacon with scissors. For the inside of the pie cut the bacon into smaller pieces. For the top, cut the maple bacon into longer strips.
I put the smaller strips of bacon over the ganache and topped that with chopped lightly salted cocktail peanuts. Making the peanut butter filling could not have been easier and the creaminess is luscious. Drizzling chocolate ganache and then placing strips of maple bacon on top of the pie make for a very eye appealing dessert.
Looking attractive is certainly important, but taste is top priority. Peanut Butter Piggy Pie hits the mark. Each bite is a blend of all of the ingredients. Depending on where the ingredients hit your taste buds, one flavor may stand out in one bite and another flavor in the next.
You do not have to be as bacon obsessed as I to love this pie, but there is a good chance that you may become a bacon loving 'oinker' once you give it a try.
Cook bacon first. Preheat oven to 350°. Line two baking sheets with heavy duty aluminum foil. Place 4-6 slices bacon on each sheet. For the Topping slices, rub maple syrup on top of each slice and sprinkle with light brown sugar.
Bake in 350° until dark in color but not burnt, about 25-30 minutes. Be sure to rotate pans top to bottom and front to back halfway through. Watch carefully towards the end. Remove from oven and transfer to paper towel lined baking sheet to drain. Do not allow maple bacon to sit long or paper towels will stick to them. Set aside. Leave oven on at 350°.
Strain bacon fat from both baking pans through a cheesecloth lined strainer.
Place cookies and bacon fat into food processor. Process until all cookies are finely chopped and mixture holds together.
Transfer to 9" pie plate. Bake in 350° oven for 10-12 minutes. The crust sides will look drier than the middle. Remove from oven and cool completely.
Place chocolate into small bowl. Bring cream to a simmer and pour over chocolate. Allow mixture to sit for 5 minutes and then stir gently until fully blended. Remove ¾ cup ganache and pour over cooled pie crust.
Cut bacon slices into small pieces using either scissors or a knife. Evenly place over chocolate ganache. Top bacon with chopped peanuts.
Combine cream cheese, peanut butter, confectioners sugar and milk in large mixing bowl. Beat until creamy, about 3 minutes, scraping bowl down as needed.
In a separate mixing bowl, beat whipping cream until stiff peaks form. Fold whipping cream into peanut butter mixture. Spread evenly over chopped nuts.
Transfer remaining chocolate ganache to a small plastic freezer bag. Cut small opening at bottom and drizzle ganache over filling.
Cut maple bacon into ⅓" – ½" strips using either scissors or a knife. Place partially into pie, leaving part of each piece exposed.
Allow Peanut Butter Piggy Pie to sit outside refrigerator for 30 minutes before serving.
If the thought of using bacon fat in the crust is outside your comfort zone, substitute melted butter.
The number of bacon slices is a personal preference. Want more bacon inside and outside? Use 6 slices for each. Want less? Use 4.
Additional time is needed for cooling.
This is fascinating! I would try it, but might have to eat the entire pie myself! My family is not so adventurous!
I don't think I would care for an apple/bacon pie but there is something magical about peanut butter and bacon!
We're all about piggy's at our house. This would be a decadent "conversation" starter!
That is would be, KC!!
Betsy I recently read bacon is really good for your brain…and we all know chocolate is the newest health food and Peanut butter? An old health food stand by! Wow This is so great! All my favorite health foods:) And this pie looks so tasty I couldn't possibly pass it up. OINKERS live at my house!
Seriously, everything tastes better with bacon! I'm drooling over the sweet and salty combination.
There is something so magical about that sweet and salty thing and EVERYTHING is better with bacon!
I haven't yet made a sweet with bacon and sounds like a fantastic idea! Your pie looks terrific!
Thanks so much, Katerina. Peanut Butter Piggy Pie is a great way to dive right into a sweet with bacon.
That's the way I think, too, Erlene!
oh my… i do love peanut butter anything! this looks so rich i could only eat a bite or two but i can't wait to try it!
You had me at bacon. I buy my bacon at Whole Foods too. I get the Black Forest bacon in the meat counter. It's amazing.
I love the Black Forest bacon at Whole Foods. I am so happy with the nitrate free options, Nicky!
Wow, peanut butter, chocolat and bacon together in a pie? Sounds wonderful!
Thanks, Joy. It really is wonderful!


https://sweetcharity.brownpapertickets.com/ to get your tickets.
16-20th April, 7:30pm (+ 2:30 Saturday matinee), Church Hill Theatre, Morningside. Tickets £19 (£17 conc).
Go mad, go crazy – it's the Frug.
These girls know there's got to be something better than this.
Charity lives her dreams in I'm A Brass Band.


text:
Sunday, 25. March 2018 Wednesday, 2. January 2019 kalafudra
The Proposal (2009)
Director: Anne Fletcher
Writer: Peter Chiarelli
Cast: Sandra Bullock, Ryan Reynolds, Mary Steenburgen, Craig T. Nelson, Betty White, Denis O'Hare, Malin Akerman, Oscar Nuñez, Aasif Mandvi
Margaret (Sandra Bullock) is a good editor and she loves her job. She is not so much a good boss as her assistant Andrew (Ryan Reynolds) knows from his own experience. When the Canadian Margaret is confronted with the fact that she might be deported because her visa expired, she pressures Andrew into marrying her. But the immigration officer Mr Gilbertson (Denis O'Hare) isn't convinced, so they can't just leave it at the formalities. That's how Margaret ends up at Andrew's grandmother's 90th birthday party. With his welcoming family and the two of them in a decidedly unworklike environment, their relationship starts to change.
The Proposal is cute, if you manage to ignore a lot of things about it (heteros are exhausting). I enjoyed it while it lasted, but it won't become a favorite or a film I'll revisit at all.
I knew that things wouldn't be ideal with the film since the set-up is already problematic as fuck: blackmail, pressure and flat-out sexual harrassment are not good starting points for a relationship. But I was willing to overlook that fact to watch to idiots fall in love with each other.
And, you know, at least what I thought we'd get is a woman in the position of power which is a change for the way these things usually go. But the film quickly reverses the initial set-up to destabilize Margaret at every turn as Andrew can remain equanimous and retain the upper hand. He doesn't have to change much, while Margaret has to go though a complete change of personality, to lose her brashness so that they can find to each other. And I'm tired of that dynamic. It's just exhaustingly straight. And it isn't the only thing about the film that made me shake my fist at the heteros of this world.
It's fortunate for the film that it has extremely charming leads in Bullock and Reynolds as they manage to do keep the film afloat and made me want to put on my blinkers and ignore the annoying things about it.
But since I had to actively work at ignoring things, it wasn't the easy, joyful watch the film set out to be and that I wanted it to be. So, if I'm in need of another dose of sugar, this film won't be the one I'll be watching.
Summarizing: could be worse. Could be much better, too.
female director
Aasif Mandvi
Anne Fletcher
Craig T. Nelson
Peter Chiarelli
Previous The Rebound (2009)
Next The Bad Batch (2016)


text:
Gyula Fényi (ur. 8 stycznia 1845 w Sopronie, zm. 21 grudnia 1927 w Kalocsy) – węgierski uczony i jezuita. Zajmował się głównie astronomią i meteorologią, ale był bardzo wszechstronnie wykształcony.

Życiorys
Urodził się w 1845 w Sopronie, jako jedenaste dziecko Ignáca Fincka i Anny Márii Binder. Kiedy miał 12 lat został sierotą. W 1864 roku udało mu się ukończyć szkołę średnią, ale zaraz potem zapadł na bardzo poważną chorobę. W czasie leczenia poznał jezuitę, który wywarł duży wpływ na jego osobę. Zaraz po wyzdrowieniu Gyula wstąpił do Towarzystwa Jezusowego. Rozpoczął studia w Trnawie, gdzie zdobył bardzo wszechstronne wykształcenie w dziedzinach fizyki, chemii, matematyki i nauk przyrodniczych. Po ukończeniu studiów nauczał w Kalocsa. Na początku swojej pracy jako nauczyciel przyjął nazwisko "Fényi" (dotychczas nazywał się Finck, po ojcu). W 1874 roku rozpoczął studia w Innsbrucku, gdzie poszerzał swoją wiedzę matematyczną, fizyczną i teologiczną. W trakcie studiów, w 1877 roku otrzymał święcenia kapłańskie. Po zakończeniu nauki w 1878 roku zaczął pracę jako asystent w obserwatorium w Kalocsa, ostatecznie, między 1885 a 1913 rokiem został dyrektorem tej placówki. W międzyczasie został członkiem Accademia Pontificia dei Nuovi Lincei (1902), Società degli Spettroscopisti Italiani (1909) oraz Węgierskiej Akademii Nauk. W 1903 roku otrzymał tytuł honorowego przewodniczącego Instituto Solar International Montevideo. Między 1885 a 1917 rokiem Fényi zajmował się badaniem protuberancji. Prace te dostarczyły bardzo bogatych i dokładnych danych na ten temat. Fényi skupiał się głównie na kształcie protuberancji i szybkości ich powstawania, badał także związek między nimi a fenomenami geomagnetycznymi. Oprócz tego zajmowały go plamy słoneczne  i flokule. Międzynarodowa Unia Astronomiczna, doceniając jego wkład w rozwój astronomii, nadała jednemu z kraterów na Księżycu nazwę Fényi.

Bibliografia
 Hockey Thomas, The Biographical Encyclopedia of Astronomers, Springer, 2007

Węgierscy astronomowie XIX wieku
Węgierscy astronomowie XX wieku
Węgierscy jezuici
Urodzeni w 1845
Zmarli w 1927

redpajama_set_name: RedPajamaWikipedia


The writer of Hebrews is about to continue in his discussion of the superior priesthood of Yeshua (Jesus) when he stops and takes a bit of a detour, feeling the need to warn against what he perceives as a serious problem of spiritual immaturity.
Rather than continuing the discussion on the Melchizedekian priesthood, he writes in 5:11 that these Hebrew believers had become "dull of hearing" (the word for dull is translated "sluggish" or "slothful" later on in Hebrews 6:12). One of the first symptoms of spiritual regression, immaturity or backsliding is a dullness toward the Bible. When Bible study seems dull, the preaching at church is boring, and anything spiritual seems uninteresting, the problem is usually not with the teacher or the pastor, but with the believer.
Having been in the faith for quite some time, these believers should have taken on the role of teachers, communicating the truths of the faith, but instead the writer of Hebrews finds himself forced to teach them what he calls the "elementary principles of the oracles of God." It is as though he is having to teach them the basics of the faith once again.
Part of the problem is that these Jewish believers were being drawn back to the traditional Judaism of their day and the writer of Hebrews felt forced to get back to the basics of the faith before dealing with such a heady subject as Melchizedek. He refers to that teaching as solid food and the more basic teaching of the faith as milk.
In the context of Hebrews, the milk of the Word refers to Jesus' earthly ministry, His birth, life, teaching, death, burial, and resurrection. The solid food of the Word refers to what He is now doing in heaven as our Great High Priest. We begin the Christian life on the basis of His finished work on earth, personally appropriating His salvation to our hearts and to our lives. We grow in our Christian lives on the basis of His unfinished work in heaven, and adopting the Word of Righteousness.
Of course, even the most mature adult never outgrows milk. As believers, we learn much from our Lord's work on earth. That, however, should never be enough.
The result of this maturity is the ability to discern good and evil. Infants do not have the ability to discern. Ultimately the writer's concern was for his Hebrew readers' ability to reject the false ideas that confronted and enticed them to leave the faith and return to the Judaism of their day. Had they been sufficiently mature they would be able to discern those ideas as evil against the truths of the faith they should have known were good.


text:
Forecourt store offers kids' tours in engagement drive
By Gaelle Walker2018-08-08T10:33:00+01:00
A forecourt store in Brentford is doing its bit to pump up community engagement by offering behind the scenes tours to local nursery school children.
The busy JET service station was closed to the public for one hour last month while 25 children aged between three and five, and their teachers visited.
As well as learning how a tanker delivers fuel, the children got to see inside one of the fuel tanks, had a go at cleaning cars using the site's hand car wash and had the chance to sit in an Aston Martin.
The visit ended with a snack from the forecourt store and each child received a JET torch to take home.
The site's business development manager Manoj Agnihotri said: "Some people might think I'm mad closing the site on a busy Tuesday morning, but I don't think you can put a value on creating community goodwill.
"The children, teachers and our staff had a whale of a time and we've had so much positive feedback from the nursery, parents and other local businesses, with everyone saying what a great thing we're doing for the kids.
"Many parents have also said that they'll definitely be using our petrol station in the future!"
Forecourts
Steve Fox to leave Booker to head up retail at MFG
Booker's Steve Fox is to leave the company to take up the role of managing director, retail at Motor Fuel Group (MFG), the UK's largest independent forecourt operator.
Ambitious c-store group joins Nisa following site acquisitions
An up-and-coming retailer with aspirations to become the fastest-growing independent c-store group in the UK has chosen Nisa as its supply partner, following the acquisition of nine stores over the past 10 months.
BP's Wild Bean Cafe to be franchised to independent dealers
BP is to make its Wild Bean Café food-to-go proposition available to independent retailers.


The Accelerated Curriculum provides tailored support to students who may need additional help with English Linguistics and Literacy.
In addition to this, they study a range of classic and contemporary novels selected according to the students' individual reading levels with the aim of increasing reading confidence and ability as well as creating a love of reading.
Students also receive weekly life-skills sessions, focusing on developing team-working, communication and employability skills.
Every half term, students also complete a cross-curricular project.
At KS4, tailored support is provided on an individual basis in the form of Literacy, English Linguistics (ESOL) and Numeracy.
Students receive 3 ESOL lessons per week and are preparing for the Cambridge KET qualification.
Literacy – Students receive 3 Literacy lessons per week where they focus on developing their use of English language and understanding of grammar. Students also study a range of classic novels to develop their reading confidence and comprehension, supporting them in preparation for GCSEs.
Numeracy – Students receive 3 Numeracy lessons per week where they focus on developing their numeracy skills to support them in preparation for GCSE. Students will begin with a baseline assessment and then be given tailored support.


Considering the empire that JK Rowling, has created from the Harry Potter series, it's hard to believe that her original pitch for The Philosophers Stone was rejected by not one, not two, but 12 publishers before the author, Twitter legend and women's rights spokesperson was finally signed by Bloomsbury 20 years ago.
Now, to celebrate the past two decades of magic since Harry Potter hit bookshelves in July 1997, The British Library is hosting an exhibition dedicated to the fantastical world Rowling created.
As well as the original manuscripts and sketches on display at the Harry Potter: A History Of Magic exhibition, you can also take a peep at that original pitch letter which was sent to all of those publishers many moons ago.
The Dursleys' greatest fear is that Harry will discover the truth about himself, so when letters start arriving for him near his eleventh birthday, he isn't allowed to read them. However, the Dursleys aren't dealing with an ordinary postman, and at midnight on Harry's birthday the gigantic Rubeus Hagrid breaks down the door to make sure Harry gets to read his post at last. Ignoring the horrified Dursleys, Hagrid informs Harry that he is a wizard, and the letter he gives Harry explains that he is expected at Hogwarts School of Witchcraft and Wizardry in a month's time.
Although the words changed a fair bit by the time the final copy was published, Rowling describes a scene that all Harry Potter fans are familiar with, the first time Harry meets Hagrid and learns of his wizard heritage.
And it's simply glorious, isn't it?
Unsurprisingly, we're not the only ones who think so.
One Instagram user posted an image of the pitch, writing, "The actual pitch letter J.K. Rowling sent to 12 publishers who turned down Harry Potter".
While another said that seeing the original synopsis was "emotional", writing, "Seeing the first script of Harry Potter and The Philosopher's Stone is very emotional".
Harry Potter: A History of Magic is open until the 28 February 2018, so you have plenty of time to go and see the magic for yourself.
Tickets are priced at £16.50 for adults and £8 for students, but you'll have to be quicker than a mischievous blue pixie to nab one as they're already selling out fast.


I have the honour to transmit herewith a copy of the summary report of the second Istanbul Conference on Mediation, entitled "Keys to Successful Mediation: Perspectives from Within", held in Istanbul, on 11 and 12 April 2013 (see annex).
I would be grateful if the present letter and its annex could be circulated as a document of the sixty-seventh session of the General Assembly, under agenda item 33.
The Turkish Ministry of Foreign Affairs organized the second Istanbul Conference on Mediation on 11 and 12 April 2013, the theme "Keys to Successful Mediation: Perspectives from Within". The conference was held under the auspices of H.E. Ahmet Davutoğlu, Minister for Foreign Affairs of the Republic of Turkey.
The Istanbul Conferences on Mediation are designed to bring together international, governmental and civil society actors engaged in conflict prevention and mediation activities to discuss how to enhance interaction, understanding and cooperation among themselves with a view to increasing the effectiveness of the international community's mediation efforts. The Conference is gradually establishing itself as a traditional platform in the field of mediation and peaceful resolution of conflicts.
The first Istanbul Conference on Mediation, held on 24 and 25 February 2012, focused on the theoretical and conceptual aspects of mediation, including the role of the United Nations, non-governmental organizations (NGOs) and regional organizations and coordination and capacity-building problems. The first Conference was instrumental in analysing issues that were later addressed in the United Nations Guidance for Effective Mediation, which is contained in the annex to the report of the Secretary-General entitled "Strengthening the role of mediation in the peaceful settlement of disputes, conflict prevention and resolution" ( A/66/811 ). It also contributed to the objectives of the Mediation for Peace Initiative, which was launched in 2010 by Turkey and Finland and has become one of the main platforms for discussing and promoting mediation as an effective means for the peaceful resolution of conflicts.
In the light of the discussions at the first Conference, the second Istanbul Conference on Mediation focused on the practical lessons learned with regard to specific conflicts that have been prominent on the international agenda. The conference sought to examine issues in the field and practice of mediation by talking to practitioners from different sectors such as government, non-governmental and regional organizations, the United Nations and academia.
During the second Conference, five main panels were held on the themes "The Case of Afghanistan", "The Middle East Peace Process", "Conversation on Mediation: 'Ways to Success'", "The Case of Somalia" and "The Case of Syria". The sessions focused on the work of practitioners dealing directly with related issues in a wide array of geographical locations.
The Ministers for Foreign Affairs of Turkey and Finland, the President of the sixty-seventh session of the General Assembly and the Presidential Adviser on the Peace Process in the Philippines addressed the Conference at its high-level session.
Following is a summary of the discussions that took place at the Conference.
The regional context was often mentioned as one of the most crucial determinants of the outcome of the mediation processes. During the debate on the Middle East peace process, the changing regional geopolitical landscape was singled out as a key variable to be considered, given the Arab transformations.
The Minister for Foreign Affairs of Turkey ... On the question of Palestine, he called for support for a two-State solution and the recognition of the 1967 borders. He said that the key issues of Palestinian refugees and Jerusalem need to be addressed with a new approach. He stated the need for visionary justice and order at the global level and pointed to the imbalance between the United Nations Security Council and the General Assembly. Lastly, he condemned the immobility of the international community in preventing the escalation of violent conflict.
What are the main challenges facing Afghanistan in the next two years that will be decisive in the establishment of lasting peace and stability in the country after 2014? What are the Afghan High Peace Council's priorities and expectations from the reconciliation process? What are the issues hindering the progress of the peace and reconciliation process in Afghanistan? How can these be overcome? How can the armed opposition groups be engaged on a political platform? How should the international community assist the Afghan Government in its efforts? What is the role of the immediate and regional neighbours? How are the current processes contributing to mediation efforts?
How much does the Israeli-Palestinian issue still matter in its own right and strategically, given the Arab Spring and other developments in the region? What are the current realities of the political and economic environment for progress towards Israeli-Palestinian peace? Is a two-State solution still viable? How could it be re-launched? What is the legacy of the Oslo model and its incremental approach? How can momentum be built for a two-State solution? What are the major impediments? Are there incentives that could lead to a change of course by both parties? How can peace constituencies be reinforced? If a two-State solution is no longer viable or is not achieved, are there alternatives? Are alternatives to the two-State solution practical?
What are the root causes of the 20-year-long Somali conflict? What are the lessons learned from the previous mediation efforts in Somalia? How can the international community assist the Federal Government to develop its capacity and resources in the State-building and peacebuilding processes in a coordinated and harmonized manner? Is it more appropriate to follow a bottom-up approach in rebuilding the State institutions and functions? What are the challenges in the security and justice sector reform effort? What are the real issues before the attainment of national reconciliation? What are the Federal Government's priorities and expectations in the reconciliation area? Does the Federal Government have the necessary capabilities and tools in this area? How can we increase our understanding and knowledge about the stakeholders who are the influential local leaders in the Somali society as well as about the local conditions?
What role, if there is any exists in Syria for mediation at the current stage of the conflict? In the course of the evolution of the conflict, has there been any particular moment where mediation could have produced significant change? What is the best way of having the Syrians in the driver seat for a peaceful and lasting solution? How and to which extent can the international community contribute to such an effort? Should international community commit itself in advance to safeguard the full implementation of any possible outcome reached in dialogue efforts? Would it be helpful to bring together the eminent persons across the region representing different religions, sects and ethnic groups under the umbrella of a regional platform with a view to supporting the efforts towards lasting stability in Syria? What are the main prerequisites for a successful transition in Syria? Is a transition with some elements of the Assad regime retaining some form of power a viable option?


15137 questions found in 0.002 secs.
Why can't i have a baby?
How can i have a baby?
What happens if you carry a baby in your overies?
What happens If you swallow LISTERINE?
What will happen if you swallow a penny?
Do you know what will happen if you swallow a penny?
what would happen if you had a baby at school?
How does an abortion happen - do they actually take the baby out, or what?
What happens if you swallow chewing gum?
Is it really indigestilble? What happens when you swallow it?
You swallow it could you have a baby?
What can happen to a baby if her umbilical cord gets infected?
What can I do to have a baby?
what happens when a baby has more genes from there mom than dad?


Displaying dense content as text is a tough problem. When the content is structured into fields of fairly consistent length, the traditional model has been the table, the ancestor (via account ledgers) of the computer spreadsheet.
Tables and spreadsheets are ungainly if not unusable with many types of content. Traditional computer logs stretch them to the limit. To remain consistent with the model, fields in each log entry are truncated or padded with space to force them to align into columns. Truncation is frustrating as it conceals potentially crucial information, and padding wastes space, driving the user to scroll in two dimensions.
Sierra's new unified log presents even greater problems. Each log entry can contain up to sixteen different fields, several of which are very long, and one of which can occupy many lines even on a wide display. The traditional table model here proves woefully inadequate.
One novel approach is to abandon the idea of aligning fields into columns. This in turn poses the problem of how to distinguish between content from different fields along each log entry: a matter of style.
Underlining became popular in the heyday of the typewriter, as it was one of the few techniques which was available to operators of mechanical typewriters. It unfortunately seems to have embedded itself into computer styling of text; it clutters text and reduces legibility, so is of no value here.
Emboldening and italicising are also fine for short and occasional segments of text, but pose several similar problems when their use is more extensive. Highlighting, taken from the use of marker pens to emphasise printed text, again reduces legibility and when used extensively readily becomes eye-wateringly unpleasant.
Using different colours to render the text itself was not common before the advent of computers, although it was possible when using two-colour typewriter ribbons, and has been used successfully in handwritten and printed text. It has been used in some log browsers (and similar utilities), but I have not seen it being used systematically to distinguish fields along the length of each line.
The next beta-release of Consolation 3, which should be available here early next week, now makes it very simple for the user to customise the layout of log entries, including the use of different colours to distinguish fields in the log. I think that you will find it a transformative experience, which is a major advance. The more that I use it, the better it works for me. Here are two example log excerpts, each shown in conventional black and white, then with a colour style.
as the timestamp is field 0, h indicates that the time should be displayed without the date; field 2 is the MessageType, with g to indicate that should be set in green colour. The screenshot below shows the full style specification used in the examples above.
It might seem attractive to give the user direct controls to select, order, and style the different fields, but when you start trying to implement them, it quickly becomes apparent how complex and clumsy those controls would be.
Another valuable aspect of colour styles is that you can switch between them almost instantly: this allows you, for example, to view the same extract using different styles to help you read the log in different ways. Going back and using one of the standard styles, such as syslog or the new default without the support of colour, quickly shows how hard it is to see what is happening in the log.
Log browsers are not normally something to get excited about. Try out the next beta of Consolation for yourself to see why I think that this is an exception.
Posted in General, Language, Macs, Technology and tagged browser, Consolation, Console, log. Bookmark the permalink.


text:
Uhde Chlorine Engineers
English arrow-down
tk-menu tk-close
search tk-menu tk-close
HCl ODC Yantai Juli
In 2009 thyssenkrupp Uhde Chlorine Engineers was awarded an engineering and procurement contract for the construction of a hydrochloric acid electrolysis plant by Yantai Juli Isocyanate Co. Ltd., a Chinese manufacturer of polyurethane.
The plant, with a production capacity of 100,000 tpa hydrochloric acid, was constructed in Laiyang, Shandong Province, China, approximately 100 km north of Qingdao. Since successful commissioning in 2011, the plant has been operating as planned.
thyssenkrupp Uhde Chlorine Engineers' scope of supply included the process license, major components of the engineering package, the supply of the electrolyzers, and assistance with the construction and commissioning of the plant.
The new membrane electrolysis plant is used to convert the by-product hydrochloric acid obtained from an isocyanate production line of Yantai Juli. The hydrochloric acid is converted into high-purity chlorine by oxygen-depolarized cathode (ODC) technology. The ODC principle is based on oxygen reacting with hydrogen ions at the cathode side of the cell. This cathode reaction takes place at a notably lower cell voltage than that needed in conventional diaphragm electrolysis, allowing energy savings of up to 25 per cent. The anode reaction remains the same.
ODC-based membrane electrolysis provides a wide operating window and maximum process flexibility and is consequently a key factor in optimizing site conditions.
The recycling of hydrochloric acid using electrolysis is gaining in importance and making a critical contribution to improving plant efficiencies, meeting environmental requirements and making the isocyanates business independent of the vinyl production chain. This innovative technology was developed by thyssenkrupp Uhde Chlorine Engineers and is sold worldwide.
tk-play
HCl-ODC
arrow-up Uhde Chlorine Engineers
thyssenkrupp © 2020
Share tk-share
FacebookTwitter Email


text:
$110 Million: BTC-e Fined as US Vows Crackdown on Bitcoin Exchanges
Jul 27, 2017 at 01:20 UTC Updated Jul 27, 2017 at 13:12 UTC
Stan Higgins
The US government has unsealed an indictment against BTC-e and one of its alleged operators, levying a $110 million fine for violations allegedly committed by the long-running bitcoin exchange.
In the 21-count indictment released earlier this evening, the Department of Justice alleged that BTC-e and Alexander Vinnik, the Russian national who was arrested earlier today in Greece and later linked to the long-running exchange, committed a laundry list of crimes throughout the exchange's six-year history.
Federal prosecutors allege that BTC-e functioned as a clearing house for illicit funds sourced from "computer intrusions and hacking incidents, ransomware scams, identity theft schemes, corrupt public officials, and narcotics distribution rings."
Vinnik was charged with 17 counts of money laundering and two counts of engaging in unlawful monetary transactions. Both BTC-e (by way of an alleged holding company named Canton Business Corporation) and Vinnik were also charged with one count of operating an unlawful money services business and one count of conspiracy to commit money laundering.
Prosecutors further alleged that Vinnik "received funds from the infamous computer intrusion or 'hack' of Mt. Gox" – echoing claims released earlier today by the independent research group WizSec, which has investigated the theft of funds from the now-defunct Japan-based bitcoin exchange.
According to the Department of Justice, the Financial Crimes Enforcement Network (FinCEN) assessed a $110 million civil penalty against BTC-e, as well as a $12 million penalty against Vinnik.
If convicted, Vinnik faces as many as 55 years in prison.
Stern rebuke
But, in announcing the unsealed indictment, government officials issued stark warnings to digital currency exchanges.
Acting FinCEN director Jamal El-Hindi said in a statement:
"We will hold accountable foreign-located money transmitters, including virtual currency exchangers, that do business in the United States when they willfully violate U.S. AML laws."
Notably absent from the statements were indications as to whether the US government would move to permanently shutter the exchange, which just hours ago said that it would return to service.
More details on the story, its impact, its connection to the Mt Gox case and its open questions can be found in our most recent feature.
The full unsealed superseding indictment can be found below:
Vinnik Superseding Indictment Redacted 0 by CoinDesk on Scribd
Justice statue image via Shutterstock
CrimeBTC-eLawsuitNewsUS GovernmentindictmentLegalUS & Canada


text:
Q: jquery data() - how to read out all key/value pairs? I'm trying to understand a jquery script which stores an object using jquery data().
Is there an easy way to retrieve all information stored? Especially since I don't know all of the keys that have been used.
Thanks for help!

A: If you call .data() with no arguments, it returns what you want.
var allData = $('some-element-selector').data();
for (var k in allData)
{
    if (allData.hasOwnProperty(k))
    {
        console.log(k + ':' + allData[k]);
    }
}

redpajama_set_name: RedPajamaStackExchange


Incoming and outgoing invoices provide important information about the scale of indirect tax risks within the company. By selecting a number of transactions either judgmentally or by applying a statistical sample access to that information is obtained.
Statistical sampling has the added benefit of allowing the determination of the exact amount of any supplementary tax assessment. For this reason, the Dutch tax authority also prefers sampling as a monitoring method.
In the working method, the same parameters as the Dutch tax authorities can be used. If an organization chooses a different method, then the tax authorities will conduct their own sampling.
A "pre-audit" statistical sampling offers insight into the tax risks that an enterprise encounters with respect to indirect taxes. In addition, giving only instructions and training is, in practice, insufficient for keeping "control." A periodic audit can help establish whether internal instructions are actually observed, whether they are adequate and whether they require adaptation to new transactions, for example.
A "pre-audit" statistical sampling performed 'internally' offers thus insight into the tax risks that an enterprise encounters with respect to indirect taxes. Furthermore, for the tax department, this is an efficient and effective way to test the effectiveness of its Tax Control Framework.
Delivery - process owner delivers files or supplies the necessary information using standard ERP system functionality - Subject Matter Expert (SME) provides instructions for this.
Sampling - SME conducts the sampling. The client is instructed to gather the selected (physical) invoices, declarations, receipts or other documents.
Assessment - SME then evaluates the delivered material and determines the correctness of the VAT entries based on the tax authority's parameters. In case of incorrect VAT entries and errors, we calculate the potential additional VAT assessment.
Measures - SME formulates argumentation and help draw up and improve the (risk management) strategy for future VAT audits.
Single tax audit This method provides a quick insight into the performance of the Tax Control Framework since the results can be used to evaluate whether or not these are within the risk tolerance limits of the company.
Because of such a single audit much unnecessary duplication of work can be avoided. After all, separately monitoring different type of reports that all originates from the same (financial) accounting system, leads to extensive audit burden. A single audit reduces that burden.
In order to ensure sufficient depth, each 'single audit' must be performed by specialists. The various fiscal (financial) statements all require control and therefore the use of different tax expertise is essential.
Most of these 'single audits' will have to be monitored by a multidisciplinary team and in addition to audit expertise, knowledge on different types of tax must incorporated.
Wage tax - the payroll posting in the General Ledger is based gross amounts while tax audit samples are generally based on the net amount of wages.
It should be evident that certain subpopulations are created as a result of more complex interpretation and are therefore prone to a higher error probability. Other subpopulations have a lowered risk profile (e.g. due to regular, adequate internal monitoring).
This needs to be taken into account with respect to the amount of work dedicated and if possible, the sample could be reduced in size.
In the following paragraphs the methodology of reducing the sample will be outlined. The figure below depicts the population for which from every subpopulation a proportional sample of money is drawn. The starting point is that the tolerable rate in money for each of the subpopulations is equal to that of the entire population.
A subpopulation of the total collection of expenditure as such could for instance be net wages, or expenditure for which the input tax on VAT returns is deducted. Furthermore, one can choose for example every class of transactions that have similar risks.
Belastingdienst (2013) Controle Aanpak Belastingdienst; document cab_dv4221z1fd.pdf via de site van de Belastingdienst.


Damien Fournier was born in 1977 in France where he is currently based.
At the age of 13, he fell in love with the circus and immediately signed up at the regional circus school in Toulouse, where he trained for five years before moving on to the National Centre for Circus Arts in Châlons (France). There he crossed the ways of Mario Gonzales, Francis Viet, Pal Frenak and Pierre Doussaint who influenced his career. While at the CNAC he got drawn to the creative universe of artists like Guy Alloucherie and Josef Nadj.
After an injury during the exit show of the Cnac, Slowly, he decided to dedicate himself to contemporary dance entirely and left the circus world behind him. This meant a mental change as well. He turned to something more introspective, intimate. After school, he worked with Alloucherie (Les sublimes), Giorgio Barberrio Corsetti (Paradiso, Argonauti), Kitsou Dubois (Traversées). With the latter he discovered the parabolic flight (zero gravity) which was an extremely inspiring experience. He worked with Josef Nadj (Il n'y a plus de firmament, Asobu) where he collabored with Mariko Aoyama, Yoshi Oîda and Jean Babilé.
He discovered Sidi Larbi Cherkaoui in Iets op Bach by Alain Platel, which impacted him deeply.


text:
John Prindiville ( The Show - 2W )
# 67 John Prindiville
Birthdate: Apr 02, 1984
2011 Team Wild Canadian 12 2 2 4 0 0 3
2010/2011 Team Wild Coors 15 0 0 0 0 0 3
2005/2006 The Show 2W 17 2 3 5 1 0 3
TOTALS: 44 4 5 9 1 0 9
2011 Team Wild Canadian 4 0 1 1 0 0 9
2011 Team Wild Coors 4 0 0 0 0 0 0
2006 The Show 2 1 0 0 0 0 0 0
10/26/05 The Show vs Fubar 3-1 W 0 0 0 0 0 0 0
10/30/05 The Show vs Blue Devils 5-1 W 0 0 0 0 0 0 0
10/31/05 The Show vs Stittsville Snipers 3-9 L 1 0 1 0 0 0 0
11/08/05 The Show at The Hitmen 5-6 OTL 0 0 0 0 0 0 0
11/13/05 The Show vs Bangor Bangers 4-4 T 0 0 0 0 0 0 0
12/01/05 The Show at Blue Devils 7-2 W 0 2 2 0 0 0 0
12/29/05 The Show at Pylons 5-2 W 0 0 0 0 0 0 0
01/10/06 The Show vs Blue Devils 1-4 L 0 0 0 0 0 0 0
01/15/06 The Show at The Hitmen 5-0 W 0 0 0 0 0 0 0
01/26/06 The Show vs Bangor Bangers 2-5 L 0 0 0 0 0 0 0
02/01/06 The Show vs Pylons 4-3 W 0 0 0 0 0 0 0
02/26/06 The Show vs Bangor Bangers 1-0 W 0 0 0 0 0 0 0
03/02/06 The Show vs Pylons 1-4 L 0 0 0 0 0 0 0
03/08/06 The Show at Billybones 2-5 L 0 0 0 0 0 0 0
03/14/06 The Show at Bangor Bangers 4-2 W 0 0 0 0 0 0 0
03/30/06 The Show at The Hitmen 3-6 L 1 0 1 3 0 1 0


Hear how Space has become an integral part of our military's capabilities. Our panelists will speak on the operational as well as the programmatic aspects of Space from a defense and security perspective. The increasing availability of access to space will have profound consequences for the global security environment. Since Colorado has more aerospace jobs per capita than any other state in the Union, this is a topic that is very important to us all.
Shane Deichman is Senior Director for Business Development at Teledyne Brown Engineering, in the company's Colorado Springs office. His role is to support strategic business development, partnering, and acquisitions in the defense, space, energy, and intelligence community markets. Shane joined Teledyne Brown in March 2017. Prior to joining Teledyne, Shane was Program Manager for Space Integration & Early Warning in the Command, Control, Battle Management, and Communications(C2BMC) Directorate at the Missile Defense Agency (MDA), where he was responsible for integrating space-based sensors into the C2BMC architecture – providing Warfighters with better data more quickly. A graduate of the U.S. Naval War College (1994) and Harvard's Kennedy School of Government "Senior Executive Fellows" Program (2003), Shane also holds an M.S. in Engineering Systems from Naval Postgraduate School-Monterey (2016), an M.S. in Management from Salve Regina University (1997), and a Baccalaureate in Nuclear Physics from the University of California at Berkeley (1989).
Lt Col Kevin G. Amsden is the Commander of the 3d Space Experimentation Squadron, 50th Space Wing, Schriever Air Force Base, Colorado. In this role, he leads the Air Force's only unit for space-based demonstrations and experimentation. In addition to developing operational concepts for current and future space systems, the squadron recently operated the Automated Navigation and Guidance Experiment for Local Space (ANGELS) satellite, managed the Multi-Mission Satellite Operations Center (MMSOC) ground system, and oversees operations of the X-37B Orbital Test Vehicle (OTV). Lt Col Amsden entered the Air Force in 1999 through the Reserve Officer Training Corps at Brigham Young University. His background includes various duties in intercontinental ballistic missile (ICBM) and space situational awareness (SSA) operations, as well as research, development, test and evaluation (RDT&E) and satellite command and control. He was the lead orbital analyst for the Operation Burnt Frost satellite engagement, a Service Chiefs Intern at the Defense Advanced Research Projects Agency (DARPA), and an executive officer for an Air Force Scientific Advisory Board study on extended uses of space sensors.
Dr. Bob Racca is the Chief Scientist of the Strategic Warning and Surveillance Systems Division under the Air Force Life Cycle Management Center (AFLCMC/HBQ) which is part of Air Force Materiel Command (AFMC). This organization is responsible for the design, fielding and maintenance of the U.S. Strategic Warning system with the responsibility to characterize adversary missile threats against the U.S. and its allies. Dr. Racca's responsibilities include the generation of the operational databases and algorithms used by both the Missile Warning and Missile Defense Communities.
Dr. Racca has 35 years of experience modeling both ballistic missile and satellite trajectories and recently completed an operational model to predict impact trajectories for hypersonic vehicles. He holds a Ph.D. and Master's degree in Physics from Kansas University and a Master of Engineering in Astrodynamics from the University of Colorado.
As Chief Defense Development Officer for the Colorado Springs Chamber of Commerce & EDC, Rich leads their community engagement with military and aerospace and defense industry, as well as support to economic development and government affairs activities as they relate to the defense sector. In the context of the Chamber & EDC, the defense sector comprises military bases and missions, private sector companies and organizations, and the organizations that support them. He shares responsibility for cultivating, recruiting and maintaining relationships with Chamber & EDC members and investors, with his primary focus on military installations and defense companies in the Pikes Peak Region.
Rich served nearly 30 years in the U.S. Air Force (Colonel, Retired), splitting that time between active duty and the Air Force Reserves. He holds a master's degree and project management professional certification.
U.S. Strategic Command Joint Early Warning Lab.


This set of personalized flat note cards features graceful swans. Size 6.25" x 4.625". Flat printed in ink color as shown with your choice of typestyle. Blank white envelopes included. Printed return address in flat black ink available. Design and positioning only as shown.


Everywhere one looks around, there is seems to be a surfeit of all kind of shops selling something… education seems to be one of the items on sale. You name it and it is there – institutes of so called higher learning with almost nothing of value to offer. It is just that they are visibly there, providing dubious hope to the gullible that stand very little chance to get through to the handful of institutions of repute. The numbers are everywhere for us to see.
Take for instance, the case of a city in India which reports so many suicides of young kids who flock to the various teaching shops there, promising them nirvana in the form of admission to the most hallowed institution of engineering of the land. This aspired for success alas is so far away for most of them more often than not, that many of them in sheer hopelessness choose to end their lives rather than go back home and face their families. What do we expect, when more than a million applicants appearing for about ten thousand seats in the premier engineering institute of the country. Many of these kids prepare by studying more than ten to fifteen hours every day over two years of their last years in school, to eventually lose out.
To fill this breach there are vultures of all kinds waiting to snap up such victims promising them the sky. A large number of these schools are characterized by owner driven management focused at providing the bare minimum standards of teaching and learning. They ask for usurious fee in the name of being 'approved' by the law of the land. If many of the private players are characterized by their avarice, many of the public institutions are driven by their apathy and lethargy. Access is thus still not available to the teeming multitude of young Indians – to a minimum standard of educational opportunities. Right to education hence seems merely to be a platitude.
The lack of opportunity that most of our children face today is characterized by a very poor supply of quality centers of higher learning, coupled with a very limited horizon provided to them in the secondary and senior secondary schools. Parents and students keep looking for guaranteed career outcomes that are simply untenable.
Lack of quality teachers is the outcome of largely shoddy training, learning and assessment processes, characterizing our education system that churns out graduates and daresay PhDs with the minimum of fuss and filtration. Our process centricity is often characterized by 'jugaad', which allows short-cuts in the learning process that leads to degrees and certificates that sometimes are not even worth the paper they are printed on. Pride in doing things right, is so alien to so many of us.
Finally to top it all, we have all but destroyed whatever skill building tertiary training systems we had in the form of polytechnics. This has put even more premium on the so called university education and degrees which is so horribly misplaced and counter-productive. A case in point is the fact that in the handful of premier institutions and colleges many times people opt to get admitted to programs just to get the name of the college on their resumes rather than their interest in that course of study or discipline.
We have to right this. Most probably technology driven free access is the way out, with regulators and employers agreeing to accept such non-conventional education/training processes and test the merit of the candidates based on what they can do rather than where they have studied.


text:
Q: Problem with id column and JPA I'm trying JPA with a very simple class for the Play! framework and I'm having some problems with the id column.
My sql database has only two columns:
CREATE TABLE IF NOT EXISTS `auto` (
  `id` int(11) NOT NULL AUTO_INCREMENT,
  `name` varchar(255) DEFAULT NULL,
  PRIMARY KEY (`id`)
)

And my model is:
@Entity
@Table(name = "auto")
public class Auto extends Model{

    @Column(insertable = false, updatable = false)
    public int id;

    public String name;

    public Auto(String name){
        this.name = name;
    }
}

Everything works fine without this part:
    @Column(insertable = false, updatable = false)
    public int id;

As soon as I add public int id; I'd get this error though: A JPA error occurred (Unable to build EntityManagerFactory): Repeated column in mapping for entity: models.Auto column: id (should be mapped with insert="false" update="false")
And that's the reason I've added the column annotation, but it doesn't work with that neither, now I'm getting:
A javax.persistence.PersistenceException has been caught, org.hibernate.PropertyAccessException: could not set a field value by reflection setter of models.Auto.id
I'm testing the model this way: new Auto("bmw").save(); save() is a method from the model class in the playframework.
Anyone know why I'm having this problem? Thanks!

A: Hmm, try it completely without the id field. Looks like Playframework auto-creates an Id field if extending the Model class. See here:
"...
If you have used JPA before, you know that every JPA entity must provide an @Id property. Here the Model superclass provides an automatically generated numeric ID, and in most cases this is good enough.
..."

A: class Model already adds an id field, of type Long. This is conflicting with the id field you add on your class definition.
Just remove the id field from Auto and it should work. I'm not sure if the definition of int(11) in your database is correct, but JPA should automatically solve that if required.

A: Should't the column be annotated similar to following ?
@Id
@GeneratedValue(generator="???_seq",strategy=GenerationType.SEQUENCE)

A: The problem you are having relates to underestimating what you are getting for ´free´ in the play framework.
Both the ID (your original question) and the getters and setters (your follow up comment) are generated automatically for you.
The id field comes from the Model class, which you are extending, and the getters and setters are automatically generated and used when you make a public field in your model, and then refer to it later as model.field.
While all models will have an Id provided for them, it is recommended to use your own custom IDs if they are to do anything more complex or meaningful.

A: If you need to add your own id field (for example, because it needs to be an Integer rather than a Long), you can extend GenericModel rather than Model.


Goldstar strives to achieve superior risk adjusted returns through targeted value-add, core-plus and select opportunistic industrial, office and multifamily real estate acquisitions in the Washington DC and Mid-Atlantic area.
Our tenants, partners and lenders benefit from the experience of our in-house asset and property management team, as well as our marketplace relationships.
LP Investors may log on here.


text:
G-Blog
Will Smith Says His Marriage Can Be "Excruciating" at Times
Nov 25, 2015 | G-BLOG | 0 comments
G98.7FM Entertainment News
Actor Will Smith whose been married to fellow actress Jada Pinkett Smith since 1997, and has revealed their relationship has been "gruelling" and "excruciating" at times.
"We've been married 20 years and we've been asking ourselves what's the secret to marriage and really at the end of the day it's just not quitting, the 47 year-old actor explained, "you can't expect it to be easy. It's like our marriage was the most difficult, gruelling, excruciating thing that we have ever taken on in our lives. And you know we're just not quitters."
Smith who shares 17-year-old son Jaden and 15-year-old daughter Willow with his wife told Entertainment Tonight that his secret to marriage is "… that we never went into working on our relationship. We only ever worked on ourselves individually, and then presented ourselves to one another better than we were previously."
Divorce rumours were swirling over recent months about the Hollywood duo, but Will put an end to that by posting a message of his Facebook account.
"So, in the interest of redundant, repetitious, over & over-again-ness, he wrote, "Jada and I are…NOT GETTING A DIVORCE!!!!!!!!!!!!!"
Source: bangshowbiz.com/Image:1.pretty52.com
Stay connected to G98.7FM all day every day with our G987 app available in Android and iPhone applications for your listening pleasure!
Advertise, Sponsorship, & PSA
Club & Concert
© 2020 CKFG - A division of Intercity Broadcasting Network Inc.
All rights reserved. Designed by Web Sharx.


text:
3,597 HS grads qualify as new science scholars
The Department of Science and Technology through the Science Education Institute (DOST-SEI), continues its mission of producing and developing future Filipino scientists and engineers as it announces the 3,597 high school students who qualify as DOST-SEI Undergraduate Scholars starting School Year 2013-2014. This is 7.1% higher than the 3,359 number of qualifiers last year. Moreover, the number of municipalities with qualifiers also increased to 1,107 this year compared to 975 in 2012.
From the total number of the 2013 passers, 3,089 belong to economically disadvantaged families who qualified under the RA 7687 Scholarship grants, while 508 students who topped the examination qualified under the DOST-SEI Merit Scholarship Program.
Search for best practices in large sci & math classes on
Once again, the Department of Science and Technology-Science Education Institute (DOST-SEI) is in search for the most novel practices in teaching science and mathematics among schools with large and extra large classes.
Dubbed the "Search for Innovative Practices in Managing Large Classes for Effective Teaching and Learning of Science and Mathematics," SEI will award two winning schools with the most inventive instructional practices with P100,000 and a plaque of recognition to help them improve further their large class teaching practices. The search is open for public and private secondary schools nationwide with class sizes of more than 50 students in any grade from 7 to 10.
Science Explorer sails, wows Mindoreños
For the first time in its four-year run, the Science Explorer, the country's first mobile science learning facility crossed the sea to reach Oriental Mindoro and bring its signature 'cool science learning experience' to students and young indigenous people.
Aiming to widen its impact, the Science Education Institute's (SEI) Science Explorer traveled more than 10 hours to reach the municipality of Bulalacao, Oriental Mindoro where 540 young Mindoreños from 15 public elementary and high schools got a dose of exciting hands-on learning.
The students in the community experience the fun of exploring robotics, water filtration, science creativity, weather, fun mathematics, and water rocket making (physics).
DOST chief envisions 'smart Philippines' led by science scholars
Science Explorer gives love to Malabon studes on V-day
308 studes reap medals in science and math contests, highest in Phl history
JCA stude nails PMO title
Gene-level personal drug dosage is 2013 BPI-DOST Best Project of the Year


text:
Home » Senate unanimously confirms Katherine Tai as next USTR
News Politics Trade
Senate unanimously confirms Katherine Tai as next USTR
03/17/21 11:55 AM By Bill Tomson
KEYWORDS china dairy Joe Biden Katherine Tai pork rice senate USTR
The Senate unanimously confirmed Katherine Tai to be President Joe Biden's U.S. Trade Representative with a bipartisan 98-0 vote Wednesday.
Tai, formerly the top trade lawyer for the House Ways and Means Committee and chief counsel on China trade enforcement at the Office of USTR during the Obama administration, also has strong support from U.S. farm groups with a long list of trade priorities.
"We have a great opportunity to build on existing agreements with China and our North American neighbors, as well as create new opportunities with the European Union and the United Kingdom," American Farm Bureau Federation President Zippy Duvall said Wednesday. "Ms. Tai's ability to build bipartisan support for policies and her experience with enforcing fair-trade rules will help America's farmers and ranchers compete internationally and continue putting food on tables around the world."
One of Tai's biggest challenges will be China. The country continues to buy massive amounts of U.S. corn, soybeans and pork, and its imports of U.S. beef are rising quickly, but the two countries are technically still in a trade war with tariffs and retaliatory tariffs in place.
The USDA just announced Wednesday another large export sale of 1.224 million metric tons of U.S. corn to Chinese buyers. That followed closely behind a Tuesday sale of 1.156 million tons of corn to China.
While the two big sales this week are very good news, Lesly McNitt, director of public policy and trade for the National Corn Growers Association, says the group is also focused long-term on a stable, open and transparent relationship with China.
"We're looking forward to remaining a reliable grain supplier to China," she said.
U.S. rice farmers are hoping that China will finally follow through on a promise made in the "phase one" trade pact and begin buying substantial amounts of U.S. rice. The Archer Daniels Midland Company delivered the first-ever shipment of U.S. rice to China in October, but it was a relatively small amount of 20 metric tons.
"We look forward to working with her as she takes on her new role at USTR, and we are hopeful that Tai's demonstrated knowledge of the rice sector and her work on the USTR China cases at their inception will serve our industry and all of agriculture well in this new administration," USA Rice Federation President Betsy Ward said in a statement Wednesday.
Daybreak Feb 22: Senate panel sets Thursday hearing to consider Tai for USTR
USTR nominee Tai: Biden administration wants more winners in trade policy
USTR heads to Brussels next week for trade dispute talks
Interested in more news on farm programs, trade and rural issues? Sign up for a four-week free trial to Agri-Pulse. You'll receive our content - absolutely free - during the trial period.
But Tai will be expected to reach beyond China and pave the way for increased trade in Asia and elsewhere around the globe.
Jim Mulhern, president and CEO of the National Milk Producers Federation, said Wednesday, "With over 15% of U.S. milk production being exported each year, enforcement of current trade agreements and opening new market opportunities overseas will help provide a profitable rural economy."
While U.S. pork producers are hopeful that the Biden administration will eventually move to rejoin the Trans-Pacific Partnership, their immediate priority on the international stage is better access to lucrative markets in the Philippines and Vietnam.
Free trade agreements with the two Asian countries would be great, but a lot can be achieved with the two countries in the short term, says Nick Giordano, NPPC's chief lobbyist.
"The fastest growing economic region in the world is the Asia-Pacific," says Giordano, who stressed that both the Philippines and Vietnam have seen domestic pork production suffer from outbreaks of African swine fever and turn to imports to feed their people.
Demand surges in the Philippines and Vietnam helped expand U.S. pork exports to Southeast Asia in 2020 by 32%, according to the U.S. Meat Export Federation.
For more news, go to www.Agri-Pulse.com
Bill Tomson
Senior Trade Editor


text:
Young people's mental health services reaching 'tipping point'
Children's mental health services are fast approaching "tipping point," with the COVID-19 pandemic having exacerbated existing challenges, including mental health inequalities.
The NHS Federation has warned that 1.5 million children and young people may need new or additional mental health support as a result of the pandemic – and the figure could be even higher when considering unmet need.
"While the majority of children and young people are generally resilient, a significant number require support for their mental health. This was the case before the pandemic and forecasts predict a worrying increase in demand for mental health services in light of the crisis," said the report.
"Yet a considerable proportion of children and young people who would benefit from specialist mental health services fail to access them, with crisis point all too often the first time a young person speaks up about their problems," it added.
The reasons that young people often reach crisis point before receiving help includes:
Not been considered 'ill' enough to meet thresholds for services
A lack of capacity within the system
Long waiting times for services
Stigma attached to mental health problems
Services not being accessible or designed to meet their needs.
"With the pandemic fuelling demand for services and exacerbating existing challenges, there is mounting concern that the mental health system for children and young people in England is reaching tipping point," warned the report.
Even before the pandemic, the prevalence of mental health problems in children and young people was increasing. The rate of probable mental disorder has increased in five-to-16-year-olds, from one in nine in 2017, to one in six in 2020. While it is difficult to categorise why mental health problems have risen, the report says it is likely that the uncertainty and anxieties caused by the lockdowns, the closure of schools, isolation from peer groups, bereavement, and the stresses and pressures on families are all contributing factors.
There are significant increases in demand for mental health support for children and young people across all services – from primary care to NHS specialist mental health services, voluntary sector, independent sector, and digital providers - but also pressures on acute trusts and local authorities.
The demand for support for eating disorders has risen dramatically in the last year and the number of young people completing an urgent pathway for eating disorders has increased by 141 per cent between the last quarter of 2019/20 and the first quarter of 2021/22.
The NHS Confederation report urges further funding to address the increase in demand and to continue the transformation of services and support for children and young people, especially support in schools and other educational settings.
There should be a greater focus on early intervention and addressing the social determinants of mental health. While there is intense pressure on beds now, priority must be given to preventative and early intervention services over the medium-to-long term, the report adds.
Funding alone, however, will not address the problems and the "chronic staffing shortages and challenges" need to be addressed, including by investing in more children and young people's mental health specialists and in training and education of the wider workforce.
"Children and young people's mental health must be a priority for integrated care systems (ICS). They need to focus on addressing the fragmentation of children and young people's mental health services that many people experience and improve access to both early intervention and specialist mental health services," the report concludes.
Reaching the tipping point


When you are applying for help, you will be asked to supply proof of certain things such as those listed below. Your worker will advise you of what you must prove. If you bring proof with you when you first come in, you may be able to get the help you need sooner.
Note: For SNAP, citizenship must be documented only if questionable. Citizenship or alien status does not need to be proven for pregnant women applying for MEDICAL ASSISTANCE only or for an undocumented alien applying for emergency medical assistance.
Citizen or Alien Status Birth certificate, US Passport, military service records, naturalization certificate, immigration and naturalization service documentation. SEE NOTE ABOVE.


text:
Q: Propagating changes to git subtrees using read_tree without network connection I am using read-tree in git to include ProjectA in ProjectB. I have both projects cloned to my computer.
/ProjectA

/ProjectB
    /remote/ProjectA

When I am making changes to ProjectA from inside ProjectB (/ProjectB/remote/ProjectA), currently what I do to propagate all the changes is the following:
1) commit project B (from ProjectB's root directory) :
git push origin master

2) push ProjectA to its remote repository:
git subtree split --prefix=remote/ProjectA --onto temp_branch --branch temp_branch
git push -f https://github.com/myUserName/ProjectA.git temp_branch:master
git branch -D temp_branch;

3) update ProjectA (from ProjectA's root directory) :
git pull origin master

This works fine when I have a network connection.
The thing I love about git is that I can work locally without having to push to my remote repository. When working with read-trees though, I haven't figured out a way to propagate the changes i make inside ProjectB/remote/ProjectA to ProjectA without doing two pushes and a pull. How can I keep local repositories that are connected by the read-tree feature synchronized, without having to have a network connection? What I am hoping go make work somehow is by committing ProjectA from inside ProjectB, the changes would get committed to all projects that use ProjectA, and to ProjectA itself.

A: I think you can just pull from your local path instead of pushing and pulling from the remote.
Git doesn't care.
cd /ProjectA
git pull ../ProjectB/remote/ProjectA temp_branch


Athletes foot, Tinea pedis, is a skin or epidermis based fungus. Mold or yeast grows on the surface of the skin and eventually it makes its way into the living tissue if the environment is suitable. Athlete's foot usually occurs in the spaces between the toes, but if not taken care of properly, tinea pedis can spread to the sides and bottom of the feet. The most common fungus that causes athlete's foot is Trichophyton, a fungi that thrives in moist and warm areas of the body, such as the feet.
Athlete's foot can be determined by certain symptoms including flaking, itching, and scaling on the affected parts of skin. In some cases cracked skin and blisters can appear, leading to raw and exposed tissue, causing a secondary bacteria infection along with the fungal infection of athlete's foot.
To treat athlete' foot there are two main approaches. First, targeting the source of the fungal infection and creating a less suitable environment for trichophyton fungi. Purchasing shoes that are a breathable material, such as leather, and wearing absorbent socks that keep moisture away from the foot, like cotton, prevent the fungi from growing and spreading. The use of talcum or medicated powers, like tolnaftate or miconazole, can keep the feet dry and free of excess moisture. Aluminum acetate, which is a drying solution, is used to soak the feet and dry up the athlete foot fungus. After creating a dry and clean area where the athlete foot fungus can not breed, antifungal creams should be used. Many medications are available to treat athlete's foot, including over the counter medications.
When in public locker rooms, swimming pools, and showers, wear sandals and avoid walking barefoot.
Fight moisture in shoes by wearing absorbent socks and change them often.
Using Natural Foot Powder can reduce perspiration.
Wearing breathable shoes that allow moisture to escape.
Often times fungicidal and fungistatic chemicals do not eliminate the fungi in the horny layers of the skin. Topical creams and antifungal drugs taken orally are more frequently used and often times more efficient at treating athlete's foot.


Next message: Yogesh Narayan Gaur: "[PATCH RESEND v4 3/5] arm64: dts: lx2160a: add FlexSPI node property"
Previous message: Yogesh Narayan Gaur: "[PATCH RESEND v4 1/5] spi: spi-mem: Add driver for NXP FlexSPI controller"
In reply to: Yogesh Narayan Gaur: "RE: [PATCH RESEND v4 1/5] spi: spi-mem: Add driver for NXP FlexSPI controller"
Next in thread: Yogesh Narayan Gaur: "[PATCH RESEND v4 3/5] arm64: dts: lx2160a: add FlexSPI node property"
- Incorporated Rob review comments.
- Removed node property 'big-endian'.
+ - compatible : Should be "nxp,lx2160a-fspi"
+ - reg : There are two buses (A and B) with two chip selects each.