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Free Samples MGT803-Unethical Act Initiated By The Commonwealth Bank
MGT803-Unethical Act Initiated By The Commonwealth Bank
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Analyse one of the following cases of Multinational National Enterprises within the context of at least four management theories, one of which must be approaches to ethical conduct. The other three theories are at students' discretion, depending on the nature of the case that occurred. The cases are given below:
1.Commonwealth Bank of Australia (multiple crises)
2.Retail Food Group (treatment of suppliers)
3.Samsung (Galaxy Note 7)
4.Qantas (management lock-out of workers)
5.United Airlines (removal of passenger)
6.7 Eleven (corporate governance scandal)
7.Volkswagen (emissions scandal)
The purpose of this report is to enlighten the reader about the case where the company Commonwealth Bank Australia faced crisis in the target market. The report evaluate details about the case issue of the company along with the analysis of the case on the basis of various management and ethical theories as well. Every crisis of a multinational company is linked with some of the ethical and unethical measures. So, the report evaluates the ethical breach initiated by the company Commonwealth Bank through its activities. Further, the management theories explain the ways through which an organization can successfully implement their targets in the environment. The theories also explain some do's and don'ts in the field of management. Further, the analysis of the case along with implementation of various theories on the case is discussed below:
Analysis of Case Study
A report of ABC.net news stated that the Commonwealth bank admits that they have lost the account details of 20 million account users of the company. The news was issued in the current year on May 3 when the bank confirmed that they have lost the financial statements and other information of the 20 million accounts of the company. The financial statements include information like name of the customer, their address, account number and transaction details from the year 2000 to 2016. The company used to store all the financial records of the account in a chip and that chip was supposed to be destroyed by a contractor Fuji-Xerox previous year only after the decommissioning of the data centre (Norman, 2018). However, the bank stated that they never received the documentation that provides information that the tapes have been destroyed by the sub-contractor. After these issues, the Commonwealth Bank ordered an independent forensic investigation by KPMG to analysis the core of the issue and understand what has actually happened. The bank also informed the Office of the Australian Information Commissioner (OAIC) and the bank regulator APRA. The acting head of retail banking system of the Commonwealth Bank stated in the environment that the incident that happened was actually unacceptable and the investigation initiated also stated that the tapes have disposed off as well (ABC.net, 2018).
It was on the part of the management of the bank to which they were unable to believe that the chips have been destroyed due to lack of evidence. However, by the end of investigation, it was found that tapes have been destroyed. Mr Sullivan, the head of retail department also stated that the bank is sorry for the inconvenience and worry caused to the customers but they made sure that the tapes are destroyed. Also, the bank issued the statement that the tapes did not include and password of PINs of the user. So, their privacy was safe with them, however, the bank said that the information that was prone to leak was partial information that was used to generate the account statements of the customers. It was not complete information that can directly lead to fraudulent activities (Oates, & Dias, 2016). After the initiation of the event, the employees regularly monitored the customer accounts to catch if any wrong act is implemented. The bank also hid the information of massive privacy breach from the customers so as to minimize the risks as sharing of such information can lead to bigger risks for the bank and its customers. The OAIC and APRA reports later stated that the event happened due to poor governance and risk management culture of the bank. The authorities now take a strict eye on the bank so as to ensure that the management keep the information of customer entirely private now (Douglas, 2018).
Bureaucracy Theory of Management
Bureaucracy is an organizational structure that is organized into rules, process and procedures that divides the work into various groups in an organization. This theory is given by Max Weber who built his assumptions about this theory on the basis of Frederick Taylor's scientific management theory. This theory of management applies on the human resource management in such a way that it designs specified role to each and every individual present in the organization so that they can effectively work to achieve success (Niskanen, 2017). This theory of management stresses on the designated to roles for the employees and the management based on their hierarchal structure and streamline authority so as to ensure who is in charge and who is not. This theme helps the management to analyse the roles and responsibilities of each and every person connected with the management and insist them to complete their work effectively. Relating it with the give case, it should be noted that the theory helps the reader to understand that there are specified rules and regulations of every job role under which every employee should work in an organization. Similarly, in the given case of Commonwealth Bank, the bank gave the authority and responsibility to the sub-contractor to discard the tape (Khorasani, & Almasifard, 2017).
However, the contractor failed to comply with the job role for which the company should pay penalty as well. This aspect also provides a mechanical, systematic to manage the human being connected with the organization. According to this theory of management, every person is entitled for a specific job role and they should also comply with the requirements as well in order to successfully help the organization to grow. The systematic flow of work and human resource management helps the organization to gain success in the management (Shafritz, Ott, & Jang, 2015). The company Commonwealth Bank failed to perform such actions in the environment because initially the work of destroying the tapes was given to a person who was not a part of the hierarchy of the company. As the association was not a part of the systematic process of the organization due to which it did not take care of the interest of the organization and kept the information of destroying the chip private. The company should have provided this work to a person who is responsible and a part of hierarchical structure of the company (Bratton, & Gold, 2017).
System Theory of Management
System theory is one of the most prominent theories of management that talks about the system of the organization. The system of a company can be either closed or open, an open system is open that contacts to the external environment and its various attributes while the closed system is concentrated to the internal structure of the company and there is no scope of interaction with the external environment. System is the most distinctive part of an organization that helps them to organize the business functions to attain success in the target market (Rutherford, & Meier, 2015). Relating the system theory with the Commonwealth bank case; it should be noted that the company being part of the open system, it was important for the company to take care of the interest of every person linked to the activities of the company. The inputs of the company should also bring productive output for the external environment. The Commonwealth adequately made use of inputs of the company but it did not bring out successfully effective outcomes for the society. Feedback loop is also an important part of the system theory of the management as it helps the company to attain feedback from the external environment and rectify the business structure as well (Laudon, & Laudon, 2016). The Commonwealth Bank several times faced the negative feedback loop from the external environment because of the issue of privacy. Still the company did not take the feedback seriously due to which they ultimately faced such a major issue in the business (Morgeson, Mitchell, & Liu, 2015).
Feedbacks are important part of the system that the company should understand properly. With the help of a feedback, an organization grows effectively; it also helps the business in realizing the areas where the company is falling back. However, event after giving several feedbacks in the environment, the Commonwealth Bank failed to fully satisfy the customers present in the environment. The company was at fault when it kept such information secret from the customers as well. The customers of the bank are also a part of the system so they were equally responsible to attain information about the privacy breach aspect of the company (Wang, Ouyang, Krishnan, Shu, & He, 2015).
Administrative Theory of Management
The administrative theory of management attempts to find a way design the functions of the organization on a whole. This type of theory is generally related to the formalized organization structure in which companies work. The administrative theory of management was given by Henry Fayol, the theory is based on the concept of departmentalization. This aspect means that different activities in an organization should be performed with an aim to achieve the common purpose of the organization (Rosenbloom, 2016). For the purpose of achieving the objective of the company, the management should classify the manpower into various group so as work is effectively accomplished. In brief, it can be said that this theory talks about the ways in which an organization should implement the process of administration of the business. This theory oppose the scientific theory of management as it concentrate on the organization of work and structure and not on the efficiency of the company (Thompson, 2017).
However, in this case of Commonwealth Bank the company required to work with efficiency and within the given organizational structure as well. According to the administration theory of management, the company failed to successfully work in the target market because of the inefficiency to work and the effectiveness to work within the administrative body as well. The bank also did not manage the functions effectively due to which the threats tampering of tape arouse (Van Dooren, Bouckaert, & Halligan, 2015). Being a part of the banking industry, it is important for the management to take care of the price sensitive information linked with the company and destroy the information properly so that it does not go in the wrong hands. However, the company failed to administer the business functions due to which they faced such problem in the external environment (Otley, 2016).
Utilitarian Theory of Ethics
Ethics is important for the business to apply as it helps them in going on the right track in the industry. There are various theories of ethics that particularly applies of the business and helps them in being an ethical business concern as well. According to the theory of utilitarianism, if an act produces good for the greatest number of people in the society then that act is considered as a good deed. The theory of normative ethics asks for the good or bad in a specific action performed in the environment (Kagan, 2018). The theory of utilitarianism answers all the questions with an economic way as this aspect focuses on the lives of individual and the actions that they make are in favour of the people or not. This theory only believes that the actions are good and right if it provides benefits to a greater level of society. Irrespective of the aspect that the action is wrong in the eye of law, if people get satisfied with the actions then it is right according to this theory. Relating the case of Commonwealth Bank with the theory of utilitarianism, it should be noted that the company did perform well according to this theory (Vaughn, 2015).
The privacy breach of 20 million account users dissatisfied the market on a whole. Resulting to which it can be said that the action implemented by the Commonwealth Bank were immoral. Privacy breach is one of the biggest concerns that affect the satisfaction level of people in the society. The company hired contractor to discard the chips but unfortunately no result were found of the act of destroying the tape (Mill, 2016). Thus, the customer felt a risk that someone illegally make use of their financial information and negative affect their interest as well. No organization has the right to access to circulate the personal information of any person without giving imitation or asking for approval from the specific person. However, the company did one right thing in the case was that kept the information of privacy breach secret from the customers which in one way positively acted in the market (Westermarck, 2017).
Thus in the limelight of above mentioned events, the fact should be noted that the above mentioned report evaluated the privacy breach issue of the company Commonwealth bank. The bank suffered the problem of privacy breach of financial statements of 20 million account users of the bank. The report evaluated details about the bank case along with the justification about the case in relation to four theories. Three management theories were analysed that evaluated the case on the part of the managerial issue. Whereas the theory of utilitarianism evaluated the case on the part of the theory of ethics. Summing up the above statements, it can be said the company did a wrong deed by initiating the privacy breach act as it affected the interest level of customers in the target market.
From the above analysis, below mentioned are some of the recommendations given to the Commonwealth Bank:
Performing critical work within the process: The company should assign the critical work in the internal process as well. It is important for the association to understand the crucially of the work that they perform in the environment and take measures to secure the position of the company as well. So, it should be noted that the bank should provide informative documents only to the organization and employees on whom they have complete faith. Giving the tape to a non-trustable association negative affected to the image of the company.
Issuing notice for the internal actions: The company should also circulate their actions to the customers in the environment. This will help the customers to link with the activities of the company and build its positive reputation in the environment as well. This aspect will also help the organization to attain feedback from the customers present in the open system and rectify the actions accordingly.
ABC.net, (2018). The CBA's data breach of 19 million accounts. Retrieved from: https://www.abc.net.au/news/programs/the-business/2018-05-03/the-cbas-data-breach-of-19-million-accounts/9724984
Bratton, J., & Gold, J. (2017). Human resource management: theory and practice. UK:Palgrave.
Douglas, M. (2018). Characterisation of breach of confidence as a privacy tort in private international law. University of New South Wales Law Journal, The, 41(2), 490.
Kagan, S. (2018). Normative ethics. UK: Routledge.
Khorasani, S. T., & Almasifard, M. (2017). Evolution of management theory within 20 century: A systemic overview of paradigm shifts in management. International Review of Management and Marketing, 7(3), 134-137.
Laudon, K. C., & Laudon, J. P. (2016). Management information system. Pearson Education India.
Mill, J. S. (2016). Utilitarianism. In Seven Masterpieces of Philosophy (pp. 337-383). UK: Routledge.
Morgeson, F. P., Mitchell, T. R., & Liu, D. (2015). Event system theory: An event-oriented approach to the organizational sciences. Academy of Management Review, 40(4), 515-537.
Niskanen, J. (2017). Bureaucracy and representative government. UK: Routledge.
Norman, J. (2018). Commonwealth Bank admits it lost the details of almost 20 million accounts, didn't tell customers. Retrieved from: https://www.abc.net.au/news/2018-05-02/commonwealth-bank-confirms-loss-financial-records-20m-customers/9720928
Oates, G., & Dias, R. (2016). Including ethics in banking and finance programs: teaching "we shouldn't win at any cost". Education+ Training, 58(1), 94-111.
Otley, D. (2016). The contingency theory of management accounting and control: 1980–2014. Management accounting research, 31, 45-62.
Rosenbloom, D. H. (2016). 3a. Public Administrative Theory and the Separation of Powers. In The Constitutional School of American Public Administration (pp. 78-94). Routledge.
Rutherford, A., & Meier, K. J. (2015). Managerial Goals in a Performance?Driven System: Theory and Empirical Tests in Higher Education. Public Administration, 93(1), 17-33.
Shafritz, J. M., Ott, J. S., & Jang, Y. S. (2015). Classics of organization theory. US: Cengage Learning.
Thompson, J. D. (2017). Organizations in action: Social science bases of administrative theory. UK: Routledge.
Van Dooren, W., Bouckaert, G., & Halligan, J. (2015). Performance management in the public sector. UK: Routledge.
Vaughn, L. (2015). Doing ethics: Moral reasoning and contemporary issues. US: WW Norton & Company.
Wang, K., Ouyang, Z., Krishnan, R., Shu, L., & He, L. (2015). A game theory-based energy management system using price elasticity for smart grids. IEEE Transactions on Industrial Informatics, 11(6), 1607-1616.
Westermarck, E. (2017). Ethical relativity. UK: Routledge.
Total 12 pages
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Jack White Makes a Huge Return After Four Years With Two New Songs
They come off his upcoming third solo album, Boarding House Reach.
By Matt Miller
Jack White is a busy dude. When he's not busying himself with reviving antiquated music recording technologies or starting record labels or spearheading the vinyl resurgence or saving rock and roll or upholstering furniture, he occasionally records solo music. The last time he did so was about four years ago.
Since then, he's been living in a small Nashville apartment, where he set up "a reel-to-reel tape recorder that he bought when he was fourteen with money he made mowing lawns" and began writing songs.
That new music White has been tinkering with in his adorable vintage laboratory has finally been released, as the songwriter has released his first new tracks from his upcoming new album. One of those is the organ-heavy, soul rocker "Connected By Love," on which White sings, "What have I done / I have pushed away everyone."
White told Rolling Stone of the song:
"I think these characters in my head, you have to put them in places where they're in peril, you know? To me, I've always told people the pronouns don't mean much; she, he, man, women. I say 'woman' in that song but it doesn't really mean 'woman.' They're just ways to get into a character's head and try and see how I relate to your own life, and maybe other times people can relate to that about pushing away the people they love the most. So that was that character's lowest moment in the song, and [he had] to rise above it, you know?"
Along with that, he's shared the bizarro, mostly instrumental "Respect Commander," which is a mind-boggling freak-out.
Both tracks will appear on his upcoming third solo album Boarding House Reach, which will be out on Third Man and Columbia. It'll be a big year for White, who already has a number of big tour dates planned in support of the record, including New York's Governors Ball and Boston Calling.
Matt Miller Culture Editor Matt is the Culture Editor at Esquire where he covers music, movies, books, and TV—with an emphasis on all things Star Wars, Marvel, and Game of Thrones.
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redpajama_set_name: RedPajamaCommonCrawl


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ladies and gents this is the moment you've waited for
Posted on April 22, 2020 by MATTEO
how fate does so love the restless
Matteo's hands gripped that steering wheel a little tighter. The Aventador slid with perfect ease in and out of those lanes. Its speed far superior to anything else on the highway. This truly was a remarkable car to drive. Aiden was right. It's speed and handling were nothing short of magnifique and yet how unwilling Aiden had been to let him drive that car until now. His younger son apparently had the same opinion as Alexander. That Matteo's driving was...questionable. A soft snort left the Frenchmans nose at the idea. Matteo took that moment to change lanes. Another driver was veritably cut off in the process as he all but hurled abuse at the Aventador. Matteo, within the driver's seat, remained all but oblivious. Road signs were no more than mere suggestions and yet the people in this city acted as if they were law. It was...baffling. The Frenchman glanced briefly downward to the watch at his wrist. Matteo, for once, near on time. A true rarity in every sense of the word. He had spent longer with Mira then he had intended and yet- he could hardly deny how curious he was of her. Such an intriguing thing she was! He had seen her coming long before she had arrived within Aiden's life and yet the future was fickle, ever changing, and nothing short of tempermental. Aiden, as he had anticipated, had all but hidden Mira from the world at large. After all, his son was near instinctively designed to hide those things he valued if only to stop them being taken from him. Matteo, despite his knowledge of the girl, had played along with his son's determination to keep her from him. To at least pretend as if he hardly knew of her. Even if it was killing him not to ask. After all, Aiden was entitled to that privacy. Matteo determined to allow Aiden that time and space to tell him about Mira when he was ready and yet, as it so often did, Fate had changed those plans tonight- in far more ways than one.
Matteo's tongue brushed lightly across his lip in contemplation of that night ahead. Tonight would be....difficult. Aiden, he knew, was already balanced delicately upon that precipice of emotional fallout. The WereKing was prone to viciously guard those emotions at the best of times and yet tonight he would find himself in the company of his sibling, his family and lover and his Father. With that hurt still so raw and close to the surface Aiden would only guard agianst it all the more violently. Matteo had very near having braced himself for the impact of that already. Later tonight, perhaps, he would find the time to bandage those metaphorical wounds as best he could. Matteo himself unable to prevent that feeling of...hurt within his own chest. That sensation of someone or something clutching at his very heart was nothing short of potent. Aiden had lost his home tonight. Just when he had begun to believe there was surely little else that women could take from him. Why Aiden seemed fated, over and over, to continue to lose everything he hardly knew. That very question remained outside even Matteo's ability to deduce and yet the loss of the Ark was surely....his fault. To some extent. He had seen Risques intention. He had known of her plans and yet she had continued to change her mind. Over and over she had altered the path of fate and future all at once. Until she had decided to wait. To stay her hand. Matteo, in turn, having chosen to inform Aiden of her intentions tomorrow. After all, to tell him too soon that Risque planned some punishment while those details remained hazy would do nothing but panic the man, or worse, have him prepare for the wrong outcome. Yet, somehow, Risque had gone agianst fate itself. She had changed her mind a final time without his knowledge. As if some outside force had....partially shielded that decision from him, somehow. Matteo having become aware of that change far too late. The Ark was already sinking.
One hand reached upward to run through his hair, a soft breath released into the quiet of that space. There was much he needed to speak with Aiden about tonight. Yet, Matteo was inclined to find himself conflicted. The loss of Aidens home would lead to a brighter future, in the end and yet that loss was nothing short of significant in turn. Was there nothing that fucking woman would not take? Several muttered curse words slipped from the Frenchmans lips as he increased the speed of that car. The damage done to Aiden tonight would be...difficult to repair. She had taken two homes from him now. Matteo having failed a second time to prevent what he should have prevented. Then there was the matter of Mira. Ah, but if only Aiden knew of her role to play in what ws to come! Mira was......different than the girls who had come before. Fate was determined to keep her on that path beside his son. Matteo was distinctly intrigued with her in every sense even if their initial meeting had been a little....unusual. There would be time to apologise to her later he was sure. In the very least he had been able to...test her a little. Aiden had chosen surprisingly well. Matteo was unable to prevent that simper that found his lips at an entirely different thought that crossed his mind.
The sudden sound of sirens jolted the Frenchman from his thoughts. Matteo glanced upward and into the rearview mirror to eye the police car struggling to keep up behind him. Its lights flashing wildly and with far more aggression than the Fae was sure was necessary. Another soft sigh managed to leave his lips then, Matteo taking that moment to pull over to the side and bring the car to a stop. He reached into his pocket then to fish the phone from within before dialing Dorian's number. In the very least, he supposed, he should inform one son that he had the other's car before Aiden had a breakdown entirely . The police car pulled in smoothly behind, the officer quick to climb from it and stride toward him as Matteo allowed the drivers side window to slide down, the Frenchman forced to hang up that phone well before Dorian had finished speaking.
Sir, were you aware of how fast you were going just now?
"Non, I was not."
Sir you were travelling significantly above the speed limit, that is an offense. You are presenting a danger to yourself and others travelling at such speeds. You also made several lane changes without using your indicator. Do you have a valid reason for driving at this speed?
"I am an emissary of fate and I am now late for destiny."
That, it seemed, was hardly the answer the officer had anticipated. The man blinked for several moments as Matteo struggled to keep the simper from his own lips. Your a what? There was so little time for this interaction! Matteo now assured he was significantly later than he had anticipated. Sir, have you had anything to drink today?
"Oui, but I am a very long way from drunk."
I'm going to have to ask you to step out of the vehicle.
Oh how irritated Aiden was going to be with him for this. That police officer had likely already taken down that number plate. Matteo's foot found the accelerator in near the same moment as he shifted those gears, the Aventador launching forward like a bull from a gate. Hmm. That truly was satisfying. No wonder Aiden enjoyed it so very much. The unfortunate policeman was decidedly quick to launch himself back toward his own car and take up that pursuit. His vehicle hardly had a hope of catching the sleek sports car and yet it would hardly do to arrive at Sebastian and Dorians under police escort. That ability for teleportation was readily summoned then. Matteo hardly having teleported a car with himself inside it in....some years and yet- how difficult could it be? He need only land upon Dorian's front drive. That affinity for Future Sight seemed to launch into action in near the same moment as his gift for teleportation. The presence of Aiden's cars already on that driveway forcing the Frenchman to change his desired location near mid-teleport. Matteo all but launched that car toward the back garden. Dorian had a driveway out there didn't he? The sudden explosion of flowers, pots and what might have been a fence seemed to erupt from nowhere. Matteo slammed on that break in near the same moment as he landed and yet he had still managed to unearth several chunks of his son's manicured garden. Surprise clear upon his features.
"Hmm. He does not have a driveway back here."
Those words were muttered to little save for himself as Matteo shut that engine off. This so hardly the entrance he had intended to make and yet, in the very least- the garden could be repaired. Besides, that hedge had needed redoing anyway. The barking of dogs became notable the moment that engine was shut off, Matteo swinging open the door to step out. A rose bush was his final victim. The ancient Fae so momentarily eyeed it before daring to glance upward and toward the kitchen window. The vast majority of his family watched him wide-eyed from within the living room. They had noticed his arrival, it seemed. Matteo moved to sweep several leaves from himself before stepping out of that garden as if it were an entirely logical place to park, the key fob pressed smoothly to lock the car before making his way to the back door and stepping into the hallway. Most of that garden wiped from his shoes as he did. His silver gaze shifted from Sebastian, to Dorian, to Aiden and at last to Mira. The young woman eyeing him with some measure of disbelief and scrutiny. Dorian appeared nothing short of distressed, Sebastian looked entirely similar to a meme he was certain he had once seen online and Aiden, ah, perhaps it was best not to look at Aiden right now lest it invited shouting from his younger son. Matteo, in that moment, deliberately avoided catching the Were's gaze. Perhaps it was better instead to finish the words Aiden had been attempting to offer before his interruption. As if such things might distract the group at large from his entrance.
"What Aidun was trying to say is that she is not his maid, Dorian. She is his girlfriend- whom he keeps from me as if I do not already know about her. Oh, Dorian, there is no need for this shouting. I shall fix your rose bushes for heaven's sake."
Dorian, it seemed, could hardly decide to whom he wanted to speak first in the wake of this new information as Matteo paused within the living room. The Fae king falling abruptly silent. How very much Aiden would dislike his use of the word 'girlfriend' and yet, truly it was what the woman was destined to be. Perhaps it was best Aiden became used to hearing it sooner rather than later. His gaze shifted to his younger son then, Matteo unable to prevent the manner in which his silver eyes searched for any injury upon the younger man. Those protective instincts unable to settle until he was assured Aiden was unharmed. Matteo, for now, still content to avoid Aiden's gaze. As if such avoidance might prevent the younger man's irritation over that car from finding him. Mira's very presence beside the young Were so seemed to....flare those protective instincts all over again. How unanticipated. Matteo, for now, suppressing them downward, a part of his mind remaining aware of them all the same. A simper found his lips as he so eyed Mira properly for the first time. A faint touch of impishness upon his features all the same as he moved to step towards her. His hand offered gently to take her own.
"It is a pleasure to meet you, Mira. You must forgive my family, they are very poor at introductions and first impressions."
As if he had not driven a car into the back garden. That unspoken faux pas bringing a faint chuckle to his throat. That fae impishness, it seemed, still clinging to the man even after all these years. How fortunate Alexander was not here.
"I think it is time we were introduced properly, at last. I am Matteo. Dorian is my eldest son, Sebastian is my son-in-law, this is there house and I am certain you know Aidun whom is attempting to murder me with his gaze wile I pretend not to see, oui, he was always difficult like that. Aidun is my younger son. I am his Father."


text:
Forbes Says Houston Is The Best City For Young Professionals, So It Must Be, Right?
Richard Connelly
Richard Connelly | June 18, 2010 | 5:23pm
The online Forbes empire never tires of putting together lists that rank American cities in any number of categories, all in the vain hope that media in the city named number one will write about -- DAMN! Fell for it again!!
Okay, we'll give them an item, since they named Houston as the bestest, most perfect, unicorns-and-rainbows place in America for "young professionals."
Young professional whats they don't say, but it obviously doesn't include baseball players.
The highly rigorous analysis includes, Forbes said, they
ranked each city based on its current unemployment rate. Then we looked at what those people who have jobs actually earn, ranking all metros based on the average salary of college graduates, using data from Payscale.com. We also wanted to focus on places where those just starting out could stretch their salary the farthest, so we factored in the cost of living index from Moody's Economy.com. To measure the diversity of high-profile employment options, we ranked each metro based on how many of the 200 largest U.S. public companies call that city home.
And then, just to add further scientific facts, they "counted how many members of the Class of 2000 at Princeton University, Harvard University, Stanford University, Duke University, Rice University, and Northwestern University are currently living in each city."
Thank God for Rice.
But wait!! Forbes.com says don't make such a big deal out of the Rice thing:
Because of its business-friendly environment and abundance of oil money, 14 of the country's largest companies (as measured by market capitalization) are based in our No. 1 city, Houston. Only New York, N.Y., which ranks No. 4 on our list, boasts more big employers. Houston also shines thanks to high average incomes and a concentration of grads from elite colleges -- and not just from local Rice University, but from across the country.
At any rate, Dallas came in sixth, Austin tenth.
So go celebrate, if you're a young professional. Unless you're an Astro.


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Tag: NFL Predictions
10 Biggest Questions Surrounding Wildcard Weekend in the NFL
Can the Chargers fix the problems their defense encountered against the Ravens rushing attack when the two played three weeks ago? The stars are there in L.A. That's not the question. Joey Bosa, Melvin Ingram, and Derwin James (and that secondary) are designed to disrupt the quarterback and make plays on the ball — they are not built to clog lanes and stop the run. Even if the Chargers know what they need to do to stop Lamar and the run game, the question becomes "do they have the personnel to actually do it?".
Is Phillip Rivers going to look more like the MVP candidate we all talked about for the first 15 weeks of the season or the guy we saw against the Ravens and Broncos the last two weeks? Melvin Gordon's return should be helpful, and Rivers has played enough football over the course of his career to be able to make adjustments to a defense he saw just three weeks ago. But Baltimore's defensive front embarrassed those pass blockers in Week 16.
Who out-"ballsys" the other, Matt Nagy or Doug Pederson? Of course, we all watched in awe as Pederson went against the traditional grain in last year's Super Bowl against the Patriots with his playcalling. Matt Nagy comes from the same Andy Reid tree and understands the importance of making bold decisions in this era of football. In a close game, I'd expect one (or maybe more one) decision to swing the outcome.
Will Mitchell Trubisky be given the time he needs to pick apart the Eagles' secondary? Philadelphia's defense is predicated on its pass rush — and it has to be because that secondary has been through the ringer this season. Fletcher Cox, Tim Jurnigan, Derek Bennett, and Michael Bennett will have to make Mitchell Trubisky feel pressured and rushed. The Bears coaching staff has to understand if Trubisky isn't given enough time to get the ball out, he can easily be forced into some big mistakes. However, if given time, the second-year QB should be able to move the ball down field.
How big of an impact will Khalil Mack have going up against Lane Johnson and/Jason Peters? The versatile edge rusher is better than either of Philly's two tackles, but Johnson and Peters only need to combine to outplay Mack on Sunday night. Bears' DC Vic Fangio has moved Mack to the right, to the left, dropped him into coverage, and pretty much played him all over the field, and this has freed up other Bears' defenders to make plays all year long. Mack doesn't need a handful of sacks to have a meaningful impact on this game.
Who do you trust more: Jason Garrett and Dad Prescott or Pete Carroll and Russell Wilson? Silly question, I know, but I had to ask it. This game might just be that simple.
Can Seattle's defense get off the field and limit Dallas' T.O.P.? Seattle has a top-5 defense on stopping third-down conversions while the Dallas offense converted in those situations at over a 45% rate — top 10 in the NFL. Strength on strength. If Jason Garrett could have it his way, Dallas would grind this win out on the back of Ezekiel Elliott — and that'd be the smart way to go. But Seattle's defense, you better believe, is going to ask Dak Prescott to make some big plays in the passing game or with his legs. Third down success rate will be a telling stat in the game.
Is the Dallas defense good enough to stop the explosive plays from the Seahawks passing game? We talk about how the Seahawks have transformed their offense into a ground-and-pound attack on the ground, but yards on the ground do not necessarily translate into wins — red zone efficiency and chunks plays are two more predictive indicators of wins and losses. And it just so happens the Seahawks have a Super Bowl-winning QB, who can throw a magnificent deep ball, and has two exceptional weapons on the outside who can get open deep down the field.
If not DeAndre Hopkins, then who? Ummm. I wish I had an answer here, but Houston doesn't have much in the way of offensive weapons. You'd have to imagine Houston would like to establish the run game with Lamar Miller.
Can the Texans generate an effective pass rush with just JJ Watt and Jadeveon Clowney? Disrupting Andrew Luck will be a key to Houston's gameplan. And the Texans have the pass rushers, however of their 43 sacks only 18 have come from players not named Watt or Clowney. That's about a sack a game. If Indy's very much improved offensive line can limit Watt and Clowney, Houston might have a tough time getting to the QB.
Listen to EPISODE 123 ("The Keys to the Wild Card Games ") right here:
Listen to EPISODE 124 ("Ranking the NFL Playoff Teams, Picking Wild Card Weekend Winners, and Predicting the Eight Head Coaches to Get Hired") right here:
Author Brian GoodwinPosted on January 3, 2019 January 5, 2019 Categories NFLTags Football, NFL, NFL playoffs, NFL Predictions, pro football, WildcardLeave a comment on 10 Biggest Questions Surrounding Wildcard Weekend in the NFL
In the spirit of the holidays, I want to open up by saying thank you to everyone who's been keeping up and reading with these weekly picks — you've been witness to three of the finest weeks I've ever had in picking games over the last 12 years. Twice I went undefeated and last week I was 14-2 straight up. For the season, I went 148-75 straight up picking winners and losers; and against the spread, I won us money — 110-104-10.
Why am I talking in the past tense, like it's all over? Well, let's face it, it is. Unless you're a complete degenerate, you're not risky your well-earned money on Week 17 games that will likely feature myriad back-ups and coaches changing their gameplans on the fly as other scores and results become clearer. For instance, the Bears will likely bench players mid-game and turn their focus to keeping guys healthy for Wildcard Weekend, if they look up at the scoreboard and see that the Rams are burying the 49ers. Same with the Chargers, if the Chiefs appear to have wrapped up their game against the Raiders.
So why would I try and pick these games? It's plenty hard enough when normal factors are at play, let alone all these wild implications from games that are happening in real time and at the same time. What I'd rather spend a few minutes doing would be predicting who's in and who's out of the playoffs in each conference.
Kansas City (12-4) — A win at home over the Raiders is all that stands in between Chiefs and home filed throughout the playoffs. Not leaving Arrowhead gives the Chiefs as good a shot at making to the Super Bowl with Andy Reid as they'll ever have. This one's easy.
New England (11-5) — A win at Foxboro over the Jets would clinch a much needed bye for the Pats, who've looked older and more "un-Patriot" like than in over a decade. The players know how important that bye is.
Houston (11-5) — Yes, the Texans have definitely come back down to earth after reeling off 9 straight wins after an 0-3 start. But a loss in Week 17 to the Jaguars means Houston will wind up the 6th seed and having to go on the road in order to reach the Super Bowl. Talk about limping into the postseason.
Pittsburgh (9-6-1) — If you listen to my podcast, you know how much this kills me. But listen, this is typical 2018 Steelers: inconsistent, unpredictable, and in the end, still pretty good. Honestly, this has more to do with the Ravens and their Week 17 opponent — the Steelers just happen to be the beneficiaries, assuming they roll the Bengals like they should.
Los Angeles (11-5) — The Chargers have nothing to play for as long as the Chiefs beat the Raiders. I imagine head coach Anthony Lynn has a quick hook for his starters once he's told the score at Arrowhead.
Indianapolis (10-6) — This is the underrated story of the year. Andrew Luck has returned to the form we grew accustomed to seeing when he was healthy, and the Colts have a really good offensive line and defense to match. They'll dispatch Blaine Gabbert (or Marcus Mariota) to get in. And once they're in, they're dangerous.
Baltimore (9-7) — Last year's Week 17 ending was a nightmare for John Harbaugh's team, as they gave up a final minute touchdown bomb from Andy Dalton, as the Bengals — with nothing to play for themselves — enabled the Buffalo Bills to clinch a playoff berth for the first time since 1999. The scenario this year is quite similar: a "win-and-you're-in" game against the Browns, who've been eliminated from playoff contention. Each year a team in a situation like this inexplicably lays an egg. You can be sure Baker Mayfield will not be giving this game up easily — the Browns have a chance to finish with a winning record a year after going 0-16. Don't tell this team this game is meaningless for them.
New Orleans (14-2) — The road the Super Bowl in the NFC goes through the Superdome. That's already been determined.
Los Angeles (12-4) — The 2-seed is their's with a win over the 49ers. Sean McVay has a bit of a history of preferring to rest his players than play for playoff positioning — he rested Todd Gurley last week and rested everyone in Week 17 last season, which led to the Rams getting the 4-seed and not the 3. I think he knows the importance of earning the bye, though.
Chicago (11-5) — Once the Rams have demonstrated that they want the 2-seed, it'd be logical to see Matt Nagy sit some starters, which would in turn give the Vikings the advantage and a great shot at securing the 6th seed — and a return trip to Soldier Field next weekend.
Dallas (9-7) — The division has been locked up and Dallas is firmly entrenched in that 4-seed, no matter the result against the Giants.
Seattle (10-6) — A loss could theoretically push Seattle down to the 6th seed. Fortunately for the Seahawks, they play the Cardinals, who you'd have to figure are in a rush for this season to come to an end.
Minnesota (9-6-1) — I'm not picking Kirk Cousins to win a must-win game against the Bears. But considering the circumstances and what I mentioned above with the Rams, the bears probably let Cousins off the hook. If he can't win then, we've got some major problems brewing in Minnesota.
Philadelphia (9-7) — All the defending champs can do at this point is go out and try to win a game against the Redskins. Take care of their business and let the chips fall where they may. If the Bears decide they want to play all-out for a full 60 minutes, the Eagles will get in.
Thanks again to everyone for sticking around this year and humoring me by reading all my picks and predictions. It's fun and I hope you found some levity in reading it. We'll be back next week with predictions for Wildcard Weekend.
Listen to EPISODE 119 ("The Running Back Question, Wild Playoff Scenarios, and Top MVP Candidates ") right here:
Author Brian GoodwinPosted on December 26, 2018 Categories NFLTags Football, football picks, NFL, NFL 2018, NFL Picks, NFL Predictions, PlayoffsLeave a comment on NFL Playoff Predictions
This is the time in the NFL season where you really start to have a good feel for who teams actually are. Perhaps, teams haven't reached their potential per se, but we can see what they want to be and what they are trying be. This is also the time of the season when we tend to forget about a team or two, who's under the radar, not really grabbing anyone's attention; but the potential is there for them to all of a sudden be right in the mix in a few weeks. Maybe it's the Chargers or Titans or Packers or Bengals or Ravens. I'm not sure, but you know that there will be a couple "surprise" teams that come Thanksgiving are just sitting in the middle of the playoff race and we can't remember how they got there. Week 8 has some games that could impact the teams that might be in that boat.
Last week, your boy won you some money!! Against the spread, I was 8-5-1 (44-42-5 for the year) and straight up I was 11-3 (60-30 for the year). You're welcome. Let's see what we got this week:
Big Time Games
New Orleans (+1) at Minnesota
If this is a shootout — and nothing tells me it won't be, give me the Saints. I trust Drew Brees in a game like this over Kirk Cousins. Saints, 30-27
Green Bay (+9) at Rams
The Rams will get anything they want against this Packers defense. But don't dismiss Aaron Rodges against the Rams D. That secondary isn't completely healthy and hasn't been uber impressive this year. Brace for a shootout and take the over. Rams, 41-34
Philadelphia (-3.5) v. Jacksonville
Philly was a measly fourth quarter away from beating the Panthers and being 4-3. As it is, though, they blew the lead and can't shake this stigma of not being able to put together a complete game on a consistent basis this year. But the Jags are in some turmoil and could be on the brink of something worse. Eagles, 24-20
Baltimore (-2.5) at Carolina
Put me on the side of thinking neither of these two teams is a very good. Yes, the Ravens hung with the Saints, and Panthers are 4-2 and just had an epic fourth quarter comeback in Philadelphia. I'm just not a believer in either one. This should be a low scoring game with a premium placed on running the ball, controlling the clock, and not turning the ball over. Baltimore has athletes to contain Cam, and they're 5th in the NFL in time of possession. Ravens, 24-21
There's a Reason to Tune In
Jets (+7) at Chicago
The Jets have a good defense that can give problems to Mitchell Trubisky. There's a lot of potential for this one to be very tight. I expect a defensive struggle — something we don't see much of anymore. Bears, 20-17
Denver at Kansas City (-10)
Let me get this straight: the Broncos get ramrodded by the Rams and Jets running games for two straight weeks, but then get right and beat the God-awful Cardinals so they feel good and decide to throw some big "cocaine-filled" party? Oh, also they seem to be wiling to trade team captain Demaryius Thomas. That's great. Forget that you still have no quarterback or head coach. This thing in Denver is on the verge of complete collapse. Chiefs, 42-13
Cleveland (+8) at Pittsburgh
Cleveland is in every game. They might not be be all that good, but no one blows them out — they could realistically have four ties on the year!! I don't think either team is good enough to back an 8-point spread. Steelers, 30-27
Seattle at Detroit (-3)
The Lions seem to have found their running back, finally, in Kerryon Johnson. I don't have a lot of faith in Seattle going on the road. Detroit has more weapons and I don't see the Seahawks keeping up. Lions, 27-20
Tampa Bay at Cincinnati (-4.5)
Expect a bounce-back for the Bengals, coming off back-to-back losses. Tampa's defense struggles and going on the road won't help matters. Bengals, 30-21
Washington (-1) at Giants
Usually these divisional games are tight and nasty and you just hope to come away with the win no matter how you get it. But the Giants are atrocious, and if Washington wants to be the class of the NFC East, they win this game and make a statement. The Redskins defense should be able to get after Eli. Redskins, 24-17
There's No Reason to Tune In
San Francisco at Arizona (-1)
I can't believe I have to pick this game. I'll keep it brief. The Cards might be the absolute worst team in the league. It's hard to find something they do well. At least the Niners can run the ball, and against the Arizona defense, they should be able to move up and down the field and control the clock. Plus, I give Kyle Shanahan the advantage over Steve Wilks. 49ers, 23-20
Miami (+7.5) at Houston
I don't know what it is, but Vegas loves Houston. For the second straight week, the Texans are giving an inordinate amount of points. DeShaun Watson's lung is busted and the o-line stinks. Too many issues for me to take Houston to cover. Texans, 23-17
Indianapolis (-3) at Oakland
I'm convinced Jon Gruden does not want to win this year. He denies it and that's fine. But this team is more interested in getting the top pick in the draft. Gruden's already on to 2019. Colts, 34-24
New England (-13.5) at Buffalo
Whoever plays QB for the Bills is going to have a tall order because Bill Belichick isn't going to make life easy for them. On the offensive side for the Patriots, Tom Brady should be able to get anything he wants at any time in this one. Patriots, 31-13
Listen to Ep. 90, "Week 8 Preview" right here:
Listen to Episode 89, "The Amari Cooper Trade & My CFB Rankings" right here:
Author Brian GoodwinPosted on October 24, 2018 October 26, 2018 Categories NFLTags Football, football picks, NFL, NFL 2018, NFL Picks, NFL Predictions, NFL Week 8, pro football picksLeave a comment on Week 8 NFL Picks
NFL Predictions for 2018
GB 11-5
MIN 10-6
CHI 7-9
DET 7-9
NOTES: Green Bay has it's guy back and that's the difference in the division. Davonte Adams will be fantasy's top WR. The run game is a question mark but it will sort itself out – Rodgers makes everyone
better. The defense will be good with Mike Petine as DC. Can the young CBs make an impact in rookie year? That would put them over the top. PREDICTION: Rodgers looks as good as we've come to expect him to every year, but the defense finishes in the top 10 — and that's the difference. Mike Petine is a head coaching candidate next offseason.
Minnesota has a lot of pressure. They have a potentially great running game, the WRs are excellent, and the defense is stout. But the new QB has to be the savior and take them to the Super Bowl. PREDICTION: Expectations are too much, coupled with Aaron Rodgers's return in GB.
Chicago has all the right pieces around their young QB, including an offensive-minded head coach in Matt Nagy. The Bears have time to get better – it won't all happen in one year. Next year could be a big season for Chicago. PREDICTION: Mitchel Trubisky makes the leap forward (not quite like Carson Wentz) with one of Wentz's former weapons, Trey Burton.
If all goes perfectly, the Lions still may only win 9 games. New HC Matt Patricia needs time to build the culture he wants. The defense is still questionable at best and if they cannot be better against the run, there will be lots of player turnover going into 2019. The offense should be fun to watch. PREDICTION: The run game will finally break out with rookie Kerryon Johnson topping the 100-yard mark half a dozen times.
N.O. 12-4
ATL 10-6
CAR 8-8
TB 2-14
NOTES: New Orleans has all the talent and has pushed all their chips into a 2 to 3 year window, centered around Drew Brees's 2-year contract and the 3 years Sean Payton has left. They were a fluke play away from a trip to Philly for the NFC title game last year. PREDICTION: Alvin Kamara goes for 2,000 yards from scrimmage and is recognized as a stud RB after this season – in real football and in fantasy.
I have a lot of questions about the Falcons coaching staff and the playcalling on the offensive side of the ball. But Matt Ryan should be better in '18 than he was in '17, but not as good as he was in '16. The defense is still fast and athletic. And Julio should be happy. Plus, Atlanta can still run the ball with anyone in the league. PREDICTION: Julio Jones scores 10 touchdowns.
Of the three south teams that made the playoffs last year, the Panthers are the one who won't in '18. It should be interesting to see how OC Norv Turner gels with Cam Newton throughout the season. Cam has weapons, but they're young and unproven. Christian McCaffrey is the wildcard for me. If he's great, then Carolina could win 10 games. If he's mediocre, then the team will follow suite. PREDICTION: Cam and Norv have a blow up on the sideline by week 5, and rumors surface the Turner is contemplating retirement before Turkey Day.
Here we go. I can't find a single nice thing to say about the Bucs so I won't say anything at all. PREDICTION: They'll be picking number 1 in next Spring's NFL Draft and Dirk Koetter will be unemployed before the first snowfall in the Midwest.
PHI 9-7
NYG 8-8
WAS 6-10
DAL 5-11
NOTES: Philadelphia won't sneak up on anyone this year. The roster is deep, again, and they bring back a healthy and potential MVP candidate in Carson Wentz. But playing with a target on your back is a lot different then chasing one. PREDICTION: It will be a dogfight to win the division, and Carson Wentz won't be in the MVP conversation at any point during the year.
If the Giants don't turn things around, people will question their passing of a QB at two overall in last year's draft. I expect the offense to be really good. However, the defense is where this team will earn it's stripes. Landon Collins shows signs of being the leader of the unit, but they'll need a consistent pass rush to show up every week. PREDICTION: Saquon Barkley wins Rookie of the Year, the Giants' offense is explosive, but Eli Manning 's play will make fans long for his replacement.
Alex Smith won't hurt the Redskins at all. The running game lost a big piece when rookie Derrius Guice went down, but if the offensive line can stay healthy, that will make a big difference in 2018. The defense needs to be faster and play more lively than it did last year. PREDICTION: Alex Smith outperforms Kirk Cousins.
Dallas seems fine with having lost Dez Bryant and Jason Witten. I'm not arguing they needed to keep them, but no WRs stand out to me that will get Dak Prescott back to the way his played in his rookie season in 2016. Ezekiel Elliott is an animal, but he can't do it alone. I think Dallas is trending down. PREDICTION: Jason Garrett is fired, and Dak Prescott gets benched down the stretch.
LAR 10-6
SF 8-8
SEA 5-11
ARI 3-13
NOTES: Let's get the obvious out of the way out West – the Rams made all the offseason moves like a serious contender would. Now all that's left is to actually go and perform on the field. As I've said on podcasts, multiple times, the Rams are in fine shape with all these shorter term contracts even if 2018 isn't their year. However, let's not mince words – they're in it to win it. The biggest question is how this locker room responds to the bumps in the road that it will face. PREDICTION: Jared Goff isn't as good as his 2017 season showed. His mistakes will be the difference between the Rams being the one seed and them having to play in the Wild Card round.
If the 49ers had given Jimmy G. a few more weapons on offense, I'd be okay with touting the Niners as a playoff team. Instead, they are lacking in too many spots. But Kyle Shanahan knows what he wants and is building this roster his way. Defensively, they have the pieces, but now is the time for high draft picks like DeForest Buckner, Arik Armstead, and Solomon Thomas to come into their own. They're a year away. One year. Then watch out. PREDICTION: I love the value of Jerick McKinnon in fantasy, but on the field, Alfred Morris will prove to be the most productive and important offensive piece for SF.
The re-build is on – whether folks in Seattle want to admit it or not. And now their top draft pick is banged up. Before that this offensive line is not good, they lost Jimmy Graham, Doug Baldwin is dealing with an injury, and the Earl Thomas drama is hanging over the team. PREDICTION: Russell Wilson will have to be a one-man wrecking crew if this team is going to be anywhere near 8 wins. Also, Chris Carson is not the answer at running back.
Age and injuries will derail Cardinal fans of a successful season. The good news is Josh Rosen will probably play a lot. PREDICTION: Sam Bradford starts less than 4 games – have you SEEN this o-line??? And DJ falls at least 500 yards shy of his 2,000 yards from scrimmage goal.
BAL 9-7
PIT 8-8
CIN 7-9
CLE 4-12
NOTES: The Ravens won 9 games last year and were a week 17 Andy Dalton 48-yard TD pass away from being back in the postseason. The wide receiving weapons aren't deadly, but Michael Crabtree may be looking to prove he's got something left and John Brown showed flashes of excellence in his years with Arizona. Willie Snead will also be a nice deep threat for Joe Flacco, who loves to throw the deep ball. Alex Collins at running back is also a solid piece. The question is if Flacco and the offense stalls, will Lamar Jackson get his shot? PREDICTION: Lamar starts more games than Flacco.
When it's over for Big Ben, it's going to end quickly. All the off-the-field drama (Le'Veon Bell's contract issue and his past tweets) plus the things we've seen happen on the field and in the locker room (blowout playoff loss at home to the Jaguars, Mike Tomlin's comments) could be too much. Listen, talent-wise on offense, the Steelers are outstanding – 2-time Super Bowl winning QB and the NFL's best RB and best WR. But the team has no defense, Tomlin doesn't have control, and these personalities are starting to fray at the franchise's culture. PREDICTION: Roethlisberger gets benched, Bell gets run into the ground, and AB misses at least 4 games due to injury.
Cincinnati should be better in '18 than they were in '17 – the offensive line is better and Joe Mixon showed he can be a bell cow running back – and this year he'll get carries right off the bat. It's hard to get behind Marvin Lewis and Andy Dalton, but they've proven they are more than capable of winning 7 games in a season. PREDICTION: AJ Green is great but no other WR gets more than 60 catches and 700 yards.
When Cleveland fires Hue Jackson, we can seriously talk about the Browns making a turnaround. The talent seems to be there in spots, as does depth in spots, as well. But Hue will wreck any chance this team has of winning 6 or 7 games. PREDICTION: John Dorsey fires Jackson before Christmas and Todd Haley takes over.
TEN 13-3
HOU 10-6
JAC 7-9
IND 6-10
NOTES: Mike Vrabel will make an immediate impact in Tennessee.
This team will play tougher. Dion Lewis and Derrick Henry will be a
fantastic 1-2 punch. This offensive line is outstanding. PREDICTION: Marcus Mariota will have an MVP season and Corey Davis will break out.
The weapons on offense will make Houston one of the most explosive and fun to watch in the league. There are questions defensively – mostly injury-related. Oh, and the offensive line is one of the the worst in the NFL. That said, the differences in Houston and Tennessee should make for an interesting race for the divisional crown. PREDICTION: Jadeveon Clowney, JJ Watt, and Whitney Mercilus will all finish in the top 8 for Defensive Player of the Year – with Clowney winning the award.
Expect a few setbacks for the Jags, who were very fortunate in 2017. Blake Bortles will make some mistakes and the ground game won't be able to carry the load week in and week out. And the defense will get tested. Jalen Ramsey ran his mouth in the GQ article – those things have a way of coming back to haunt you. The talent is there, but the maturity is not. PREDICTION: No WR reaches 800 yards receiving and the defense finishes out of the top 10.
Andrew Luck's health is the elephant in the room. But even if he's healthy, how good can this team be? PREDICTION: Newly acquired Ryan Grant will put up the best numbers of any offensive player on the Colts roster.
NE 12-4
NYJ 9-7
BUF 4-12
MIA 4-12
NOTES: The Patriots faced an offseason filled will questions and anxiety. On the field, they will face some issues – the WR battle needs to work itself out, the offensive line is beginning to lack depth, the linebackers still aren't fast, and they have a 41-year old quarterback. I know, much of that will end up being just fine and wrapping up the division by early December wouldn't be a surprise at all. But will any of these items hurt them come January? PREDICTION: Chris Hogan will have over 1200 yards receiving and Jeremy Hill will be the Pats best running back.
The J-E-T-S, Jets, Jets, Jets have their quarterback!!! But no offensive line will affect Sam Darnold. In the end, his talent will shine through and he'll do more with less than anyone else in the league. PREDICTION: Darnold throws for 25 touchdowns and 3800 yards.
Buffalo was bad before AJ McCarron broke his collarbone. Pencil in Josh Allen at QB. He's talented but not ready – especially with no offensive line and unproven wideouts. PREDICTIONS: LeSean McCoy takes a huge step backwards and the Bills end up starting 3 different QBs over the course of the year.
How can a team be worse than Buffalo this year, you ask? Enter the Dolphins. Limited weapons across the board at practically every playmaking position will make it hard for Miami to score points. PREDICTION: Miami scores the fewest points in the conference.
LAC 10-6
KC 8-8
OAK 6-10 (9-7 before the Mack trade)
DEN 6-10
NOTES: The Chargers are so snake-bitten. Injuries kill this team year after year. But this defense has the playmakers to keep them in every game and can even win a few alone. PREDICTION: Joey Bosa and Melvin Ingram will be top 5 Defensive MVP candidates.
The biggest concern was how Khalil Mack's contract situation would impact the locker room. Now, since the trade, we are starting to see how current Raiders feel about the move — and it's not positive. I thought John Gruden would be able to get more out of Derek Carr than any other coach has to this point in his young career. And perhaps the offense will still be good, but the defense is atrocious. The thing here is that good teams don't trade away guys like Khalil Mack. Gruden clearly doesn't like this roster and is churning it and twisting it to get draft capital so he can build his team how he wants. Might work later, might not. But it definitely won't pay dividends this year. PREDICTION: Amari Cooper will catch 90 balls for 1200 yards and 12 touchdowns, and the defense will give up 30 points on a routine basis.
Everything in me says Andy Reid's history of producing very productive QBs will make the Chiefs good in 2018. And maybe Pat Mahomes will indeed put up very good numbers. But they may not lead to wins. More importantly, the defense must be better than it was a year ago – especially the linebackers and the pass rush. PREDICTION: Sammy Watkins will again disappoint.
Denver's choice of Case Keenum this offseason was not a bad decision. But the offense is getting older, the running game has been questionable at best for years, and now the defense will feel the need to once again carry the team. PREDICTION: Bradley Chubb will be great, but the defense will struggle to dominate as the offense won't be able to stay on the field.
New Orleans over Green Bay
New England over Tennessee
New England over New Orleans: Pats won't lose two SBs in a row. This sends the organization into post-Brady era quickly, as the QB retires.
Check out episode 68 right here!!!
Author Brian GoodwinPosted on September 3, 2018 Categories NFLTags 2018 NFL predictions, NFL, NFL 2018, NFL Predictions, pro football, pro football predictionsLeave a comment on NFL Predictions for 2018
2016 NFL Predictions
The NFL Preseason is, thankfully, over; and now we await the games that really matter. Let's look at my projections for all 32 teams, division by division, as well as the playoffs and end of season awards.
Green Bay (11-5): Jordy Nelson's return will have wide-ranging positive impact on this Packer team. Minnesota's D is better, but Pack should be able to score with anyone.
Minnesota (9-7): Best defense in the NFL and young QB with weapons should be a formula for success for the Vikings. That is until Teddy Bridgewater went down. Impossible to be the same team without him. The run game is great but can an aging Adrian Peterson put together yet another outstanding 1,500-yard season — and can he do it against defenses that will be 8 guys in the box?
Detroit (6-10): Anyone who tells you Calvin Johnson is a HOFer but then claims the Lions will be better this year without him is talking out of both sides of their mouth. Can't be. Won't be. Plus, they didn't address their nonexistent run game.
Chicago (5-11): Alshon Jeffery should have big numbers for an offense that doesn't have too many pieces that strike fear into defenses. Jay Cutler will need to have one of his absolute best seasons as a professional, if the Bears are to do anything.
NY Giants (9-7): No run game? No defense? No problem. High-octane passing attack will have Odell Beckham Jr. in the MVP discussion this year.
Washington (9-7): More complete team than the Giants. I have no good reason to not pick them to repeat in this division. I just can't see the Redskins going back to back with a team that is merely mediocre — instead, another mediocre team will win it.
Dallas (5-11): Injuries will kill this team — Romo already out, Dez's foot and ankle aren't likely to last a full season, and Ezekiel Elliott will be given the ball until his legs fall off.
Philadelphia (5-11): Slow start in Philly, as everyone begins their season-long audition for new head coach Doug Pederson. Should figure things out towards the end and play better in December.
Atlanta (11-5): A 6-1 start in 2015 with virtually the same cast of characters returning in 2016. Run game should be formidable and Julio Jones is one the best in the NFL. Expect a defense that is much improved and should carry Atlanta to the playoffs.
Carolina (10-6): No 15-win season this year, but the Panthers still have all the pieces in place to be a very good team. But Cam has to prove that it wasn't a flash in the pan last year and that they shake off any ill-effects from the Super Bowl letdown.
Tampa Bay (8-8): This offense could be very very good. Big pass catching threats and a couple solid RBs along with a mobile quarterback should allow head coach Dirk Koetter's offense to hang with most teams. Bu the defense still needs to improve. They're close, though.
New Orleans (4-12): The Saints have been trending backwards for a few years now. I think this is the year they just crash. I know the offense seems to have all the pieces in place — Drew Brees is healthy, Brandin Cooks is a stud, Mark Ingram is used nicely, addition of Coby Fleener. But they don't play defense in New Orleans and that will hurt because their division has three very good offenses.
Arizona (12-4): A complete team and a hungry team. Head coach Bruce Arians will keep this team focused all year long. Not sure I can find any flaws with this group — multiple threats at receiver, multiple threats out of the backfield. Even if Carson Palmer were to go down, I think Drew Stanton could step right in. In short, this is a good team.
Seattle (9-7): An inefficient offense will put pressure on the defense causing neither to perform all that well. Question marks in the backfield will haunt this team, at least early on.
Los Angeles (5-11): This isn't a bad team at all. But with a rookie QB and a new city and all those adjustments that come into play, it's really hard to envision the Rams winning right off the bat in Los Angeles. Might be a year before they're ready to challenge for the second spot in the division.
San Francisco (4-12): The Chip Kelly experiment will be looked at as a disaster in Philadelphia, but let's not forget his back-to-back 10-win seasons in 2013 and '14. Maybe he mismanaged and misassembled the team, but he can coach. If he focuses solely on the coaching, there's hope in the Bay Area. But there's certainly potential for this to be ugly. First year might be his toughest in San Fran.
Pittsburgh (11-5): Hard to imagine the Pittsburgh Steelers not playing great defense — but it's true. But the offense is as good as any in all of football.
Baltimore (8-8): John Harbaugh's been the head coach of the Ravens for 9 years now and his worst season in Baltimore was last year. He's proven to be a great coach so I expect a turnaround. But this is not the Baltimore defense of old and they don't seems to have tremendous confidence in their running backs. The pressure will mostly be on Joe Flacco to throw the Ravens back into playoff contention.
Cincinnati (7-9): Hue Jackson will end up being a much bigger loss than many might have thought. A less efficient offense will negatively impact the Cincinnati defense, which has been very good in the last couple seasons.
Cleveland (5-11): Cleveland has some very flashy players who have high ceilings. I expect the Browns to be able to run the ball well, if they can spend time committing to it. But RG3 has to prove he can be a starting QB in this league.
New England (11-5): Pats should withstand the Brady suspension. These WRs and TEs are some of the best that Belichick has had in all his years in New England. The running backs are versatile and the defense might be top-5 good this season. What's not to like?
Miami (9-7): Adam Gase brings a certain level of intrigue and optimism to Miami. The offense has a young core of players and the defensive line is one of the strongest in the NFL. If they can start quick and get out in front of New England while Brady sits, the Dolphins could be the surprise team in the AFC.
NY Jets (9-7): A tough schedule could spell doom for the Jets, especially early on. But if they survive the first month and a half, they have a very favorable November and December. Can Ryan Fitzpatrick repeat his 2015 season? And can Matt Forte stay healthy as he puts more miles on those 30-year old legs? Two questions that Jets fans might not want to hear the answers to.
Buffalo (5-11): Ummm, so Rex Ryan said they "won the offseason". Is that kind of like going undefeated in the preseason? Because you know, Rex, the Lions went 4-0 in the preseason in '08 on to go 0-16 when the real games began. Tyrod is good, Sammy is good, this defense should be better. But I don't think there's enough playmakers or threats in Buffalo to contend.
Indianapolis (10-6): With Andrew Luck back, and presumedly healthy, the Colts immediately move to the top of the division. If Frank Gore stays healthy and Indy manages to be able to run the ball, the division isn't the only thing they will win this year. The defense has to be better than it's been, though — even dating back 2 years ago to when Luck was healthy, the defense was not good enough.
Jacksonville (8-8): I want to say the Jags are talented enough to win 10 games and make the playoffs. In reality, head coach Gus Bradley has all the right pieces and the team is moving in the right direction; but it will take another year before they are serious contenders.
Houston (7-9): Additions of Brock Osweiler and Lamar Miller should make Houston better. But Osweiler's success in 2015 came with a Super Bowl team surrounding him. He will need to prove he can be just as good on a team with less talent and experience. The defense should be outstanding again, but the offense will have it's hiccups.
Tennessee (4-12): Like Jacksonville, the Titans have the young talent on their roster. Led by Marcus Mariota, Tennessee has a bright future. The only problem? The future is at least a year or two away.
Oakland (10-6): The Raiders have all the offensive weapons to be very good this year. The defense may not be at the level of the '15 Broncos or what Kansas City's is expected to be (and has been), but head coach Jack Del Rio has assembled fast edge rushers, hard hitters, and ball hawks that will provide enough nastiness to cause fits for opposing offenses.
Kansas City (10-6): This defense could be one of the league's best. But how much longer do the Chiefs keep going with Alex Smith, hoping that he'll manage games well enough for them to win? He still has little help as far as receiving weapons, and the running game can be fragile if Jamaal Charles takes another hard hit to one of his knees. This is a good team — but exactly how high is their ceiling? Not high enough — even if that D is exceptional.
San Diego (6-10): No way SD should have lost 12 games last year. They weren't that bad — and they won't be that bad this year either. Phillip Rivers will light up the stat sheet on a weekly basis. If they can find a consistent run game, they'll have a shot to be over .500. Of course, the Charger defense has to figure out a way to stop the run as well.
Denver (5-11): When was the last time a defending Super Bowl Champion entered the following season with a starting QB who never started an NFL game before? Never. The answer is never. Trevor Siemians is not the answer, Mark Sanchez was not the answer, and only time will tell if first round pick Paxton Lynch is the answer. The defense will be good and the running backs in Denver are solid. But everyone knows you need a QB to win in this league — look no further than the Colts and what happened when Andrew Luck went down.
NFC: Arizona, GB, Atlanta, NYG, Carolina, Seattle
AFC: Pittsburgh, NE, Indy, Oakland, KC, Miami
NFC: Green Bay over Arizona
AFC: New England over Pittsburgh
New England over Green Bay
OPOY
Odell Beckham, Jr.
DPOY
Khalil Mack
O-ROY
D-ROY
Miles Jack
Jack Del Rio
Feedback is always welcome through the website in the comments box or on my Twitter feed — @brian22goodwin.
Author Brian GoodwinPosted on September 5, 2016 Categories NFLTags NFL Predictions, Super BowlLeave a comment on 2016 NFL Predictions


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Kleinprießligk ist ein Ortsteil der Stadt Groitzsch im Landkreis Leipzig (Freistaat Sachsen). Der Ort wurde 1948 nach Auligk eingemeindet. Mit diesem kam er im Jahr 1996 zur Stadt Groitzsch.

Geografie
Kleinprießligk liegt in der Leipziger Tieflandsbucht sechs Kilometer südwestlich von Groitzsch. Durch Kleinprießligk verläuft der Gründgraben, der nordwestlich des Orts in die Schwennigke mündet. Etwas westlicher verläuft parallel zum Fluss die Weiße Elster und die Landesgrenze zu Sachsen-Anhalt. Nachbarorte sind die ebenfalls zu Groitzsch gehörigen Ortsteile Löbnitz-Bennewitz im Norden und Auligk im Süden.

Geschichte
Kleinprießligk wurde 1484 als "Priestelwig" bzw. "Pristelwick" erwähnt. Im Gegensatz zum nordöstlich gelegenen Großpriesligk hat sich für Kleinprießligk die Schreibung mit "ß" durchgesetzt. Kleinprießligk lag bis 1856 im kursächsischen bzw. königlich-sächsischen Amt Pegau. Die Grundherrschaft über den Ort lag 1548 anteilig beim Kloster Pegau und beim Rittergut Auligk. Nach der Säkularisation des Pegauer Klosters war dieser Ortsanteil direkt dem Amt Pegau unterstellt.

Ab 1856 gehörte Kleinprießligk zum Gerichtsamt Pegau und ab 1875 zur Amtshauptmannschaft Borna. Der Ort wurde am 1. September 1948 nach Auligk eingemeindet. Als Ortsteil von Auligk kam Kleinprießligk im Jahr 1952 zum Kreis Borna im Bezirk Leipzig, 1990 zum sächsischen Landkreis Borna und 1994 zum Landkreis Leipziger Land. Durch die am 1. Januar 1996 erfolgte Eingemeindung von Auligk nach Groitzsch wurde Kleinprießligk ein Ortsteil der Stadt Groitzsch.

Zu Zeiten der DDR wurden 1970 durch die LPG eine Schweinemast- und eine Milchviehanlage in Betrieb genommen, in welcher gegenwärtig ungefähr 4.400 Schweine und 600 Kühe gehalten werden. Im Vergleich zu der 44 Einwohner zählenden Wohnfläche des Dorfs nimmt die Anlage einen Großteil des Orts ein.

Sehenswürdigkeiten
Die Buschmühle von Kleinprießligk war früher einmal eine Wassermühle. Weiterhin ist die 350-jährige Eiche von Kleinprießligk sehenswert.

Weblinks

 Kleinprießligk auf der Webseite der Stadt Groitzsch
 Kleinprießligk auf www.reitwanderfuehrer.de

Einzelnachweise

Ort im Landkreis Leipzig
Stadtteil von Groitzsch
Ehemalige Gemeinde (Landkreis Leipzig)

redpajama_set_name: RedPajamaWikipedia


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Carjacking: 5 p.m. April 26, 3700 block of West Rosecrans Avenue. A sweatshirt, a cellphone, keys and a garage remote were reported stolen.
Robbery: 2:33 p.m. April 26, 111th Street and Hawthorne Boulevard. A purse, money, IDs, a cellphone and a bus pass were reported stolen.
Robbery: 2:30 p.m. April 26, 11500 block of South Birch Avenue. A purse/backpack, a notebook, school supplies and an ID were reported stolen.
Robbery: 5:09 p.m. April 28, 13900 block of South Cordary Avenue. The loss was not indicated.
Robbery: 7:10 p.m. April 30, West 139th Street and South Prairie Avenue. The loss was not indicated.
Robbery: 11:45 p.m. April 30, 14100 block of South Crenshaw Boulevard. Jewelry was reported stolen.
Residential burglary: 6:13 a.m. April 27, 4700 block of West 132nd Street. Forced entry made. A computer table with a case and an MP3 player were reported stolen.
Residential burglary: 7:45-10:15 a.m. April 27, 11700 block of South Cimarron Avenue. Forced entry made. The loss, if any, was not indicated.
Residential burglary: 2:55 p.m. April 27, 13600 block of South Kornblum Avenue. The loss, if any, was not indicated.
Residential burglary: 2:30-9:23 p.m. April 30, 4700 block of West 129th Street. The loss, if any, was not indicated.
Burglary: 7:09 p.m. April 26, 5400 block of West Rosecrans Avenue. Unknown method of entry. A purse, a wallet, an ID, a membership card, sunglasses, keys and money were reported stolen.
Commercial burglary: 3:30-4 p.m. April 25, 5400 block of West Rosecrans Avenue. Unknown method of entry. A purse, jewelry, an ID, credit cards and keys were reported stolen.
Robbery: 10:30-10:40 p.m. April 30, 14300 block of South Western Avenue. A purse, IDs, bank cards, money and jewelry were reported stolen.
Attempted residential burglary: 8 a.m. April 29 to 11 p.m. May 2, 14700 block of South Harvard Boulevard.
Residential burglary: 12:30-1:30 p.m. April 27, 1200 block of West 163rd Street. Keys were reported stolen.
Residential burglary: 2:30-5:35 p.m. April 27, 1000 block of West Marine Avenue. A door was forced open. Electronics and jewelry were reported stolen.
Residential burglary: 10:02 p.m. April 25, 1100 block of West 168th Street. Entry through an unlocked door. Detergent was reported stolen.
Residential burglary: 9:30 p.m. April 29, 2500 block of West 157th Street. A door was forced open. The loss, if any, was not indicated.
Commercial burglary: 2:14 a.m. April 30, 13400 block of South Crenshaw Boulevard. A door was pried open. Money was reported stolen.
Commercial burglary: 7:15 p.m. May 2 to 8:30 a.m. May 3, 15100 block of South Western Avenue. Forced entry made. Tools and money were reported stolen.
Mail theft: 3:25 p.m. May 3, 1500 block of West 152nd Street. Miscellaneous property was reported stolen.
Grand theft: 5:30 p.m. April 30 to 8 a.m. May 1, 14700 block of South Budlong Avenue. An envelope with money was reported stolen.
Petty theft: 11:25 a.m. April 26, 1800 block of West 146th Street. A credit card was reported stolen.
Petty theft: 8:22 p.m. May 2, 16900 block of South Halldale Avenue. Auto parts/accessories were reported stolen.
Petty theft: 7:55 p.m. May 3, 15500 block of South Vermont Avenue. Clothing was reported stolen.
Vehicle burglary: 8 a.m. to 5 p.m. April 28, 17100 block of South Western Avenue. Forced entry made.
Vehicle burglary: Noon to 12:07 p.m. May 2, 1000 block of West Artesia Boulevard. The loss, if any, was not indicated.
1:18 p.m. April 27, 13800 block of South Gramercy Place. Maroon 2002 Cadillac Escalade.
1:12 p.m. April 28, 1400 block of West 135th Street. White 2012 trailer.
9 p.m. April 26 to 4:30 a.m. April 28, 13000 block of South Haas Avenue. White 2000 Ford Econoline.
8:04 a.m. April 29, 14700 block of South Western Avenue. Green four-door 2001 Chevrolet Malibu.
6:05 p.m. April 30, 15500 block of South Budlong Place. White 2009 Suzuki motorcycle.
8:44 p.m. May 2, 16900 block of South New Hampshire Avenue. The make and model of the school was not given.
3:34 p.m. May 3, 1100 block of West 135th Street. Black 2009 trailer.


text:
We Can Move The World
How to Sell Your House Fast for Top Dollar
Message for Expired Sellers
Start With My Why
Meet Emmett
Search All Woodcliff Lake Homes
Woodcliff Lake is a borough in Bergen County, New Jersey, United States. Woodcliff Lake is also the name of the reservoir that lies primarily within the borough, with a small portion at the southeastern edge located in neighboring Hillsdale. Woodcliff Lake has many historic houses and buildings, some dating from the 18th century. The best example of this is probably the Wortendyke Barn, a colonial-era barn and all its implements that has been preserved as a Bergen County Historic Site. Many other old buildings are also present, but are likely to have been modified through the years. The borough has seen intense development over the past 50 years, as virtually all areas available for construction have been developed.
The borough was the world headquarters of Ingersoll Rand until the company moved in 2004, after which its property was taken over by the North American headquarters of BMW. The borough is also the corporate headquarters of Perillo Tours, which consists of an elaborate Italian revival where Richard Nixon had an office after his Presidency. Tice's Corner Marketplace is a strip mall located on the site of the original Tice's Farms.
The Tri-Boro area consisting of Woodcliff Lake, Park Ridge and Montvale all participate in an annual Memorial Day Parade. Wood Dale County Park is a Bergen County park covering 118 acres (48 ha) located on Prospect Avenue. It has a playground, a dog park, walking path, tennis courts, athletic fields, picnic areas and a lake for fishing and model boating. Old Mill Pool is a public pool complex located on Werimus Road. It has a pool, water slide, playground and a picnic area.
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Brian Morgenweck
Brian Morgenweck | Power Realty Group LLC.
60 Court Street Suite 1D


Heads up! The runners are taking over and you may have to adjust your normal commute routine.
The 34rd Annual Mudbug Madness 5K is taking place this Thursday, May 25 along Clyde Fant Parkway in downtown Shreveport. The race begins at 6:45 p.m. and goes until around 9:00 p.m. with awards ceremony and after-party. The race starts and finishes at the corner of Lake Street and Clyde Fant Parkway.
Registration is open. To register or for more information, click HERE.