Where Will I Be This Season?
I am admittedly being cautious entering this season after last summer's sun incident. I am sticking close to home. Luckily, close to home is one of the best historic villages in the country.
May – How is it May already? Really? I need to double check with Mom. But, I think we'll be visitors for opening weekend at GCV on Mother's Day. Btw, I just receive the May GCV newsletter that announced a new interim-CEO, Becky Wehle, granddaughter of founder Jack Wehle. How exciting for the 40th anniversary! Also for the anniversary, the Gallery has an excellent new exhibit called "40 and Fabulous." Stay tuned for why I'll be spending more time in the Gallery. Also, the museum has joined the Blue Star Museum program, inviting active duty military and their families to the museum for free.
June – I will be demonstrating the cottage industry aspects of straw millinery at GCV during their War of 1812/Jane Austen weekend. I can be found on Saturday in the Foster-Tufts house on the village square.
July – There's no place like the Genesee Country Village for the 4th of July. Their Independence Day celebration is a lifelong favorite. I'll be picnicking and enjoying the festivities. For the GCV Civil War weekend, aka "Mumford", once again I will have my millinery impression. This year I can be found on the village square in the Insurance Office right next to Ward Hovey. The rest of July will be my little sister's graduation and going away party.
August – I'm not sure what I'll do for August. There is a little event in the suburb I work in, that I used to enjoy doing with Lily. It lands on her birthday weekend. I don't know if I'll want to do that event or not.
September – I may do an immersion event. While immersion events aren't a big interest for me anymore (I love talking with visitors), it will be a nice event.
November – The Domestic Skill Symposium…. I can't say much because nothing is official yet.


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Why did Marinello School of Beauty Close?
A Marinello Schools of Beauty student cuts hair in Provo, Utah, in 2010. Marinello Schools of Beauty abruptly shut down, closing all 56 of its campuses, including 39 in California, after the U.S. Department of Education said the for-profit cosmetology school was improperly allocating federal student aid money.
Is Paris Beauty College accredited?
Paris Beauty College is accredited by National Accrediting Commission of Career Arts and Sciences, Inc.. It does not have any programmatic or internship/residency accredited programs.
How long is cosmetology school in California?
The California Board of Barbering and Cosmetology requires the following school hours, depending on your license type: Cosmetologist = 1000 hours, Barber = 1000 hours, Esthetician = 600 hours, Electrologist = 600 hours, Manicurist = 400 hours.
Does Harvard have a beauty school?
The academy offers courses in cosmetology, barbering and other programs. The money that Harvard and Tony & Guy Hairdressing will get is part of a nearly $14 billion slice of the $2 trillion CARES package.
Is cosmetology a good career?
The Potential As a licensed cosmetologist, you could have many career opportunities available to you. In fact, you could have many careers in your lifetime! Cosmetologists usually have the freedom to work in whichever industry they love. They can work in services, film, TV, freelance, editorial, and more!
How do I become a cosmetologist?
Here are the five steps to becoming a cosmetologist:
Be at least 16 years of age and have a high school diploma or a GED.
Enroll in a state-licensed cosmetology school.
Complete your courses. Most programs take 9-15 months to complete.
Complete training hours.
Pass the state licensing exam.
How do I get my transcript from Marinello?
You can access transcripts and student records through the appropriate state licensing agency for your school.
Why Regency Beauty Institute closed?
According to the institute's website the schools were forced to close because of the "declining number of cosmetology students, negative characterization of for-profit education by regulators and politicians" and the "inability to obtain continued financing" because of that.
Is cosmetology a good career choice?
Cosmetology is one of the most exciting career options in the beauty industry. It involves a lot of research to understand customer needs and requires specific skills to resolve a particular problem. Cosmetology is a unique field where not only women, but men can also venture and be successful.
How much does cosmetology school cost in California?
Cosmetology $20,275.00 $21,950.00
Barbering $19,175.00 $20,950.00
Esthetician $8,720.00 $10,095.00
Manicurist $3,995.00 $4,725.00
Why choose West Michigan College of barbering and beauty?
At West Michigan College of Barbering and Beauty you can learn the latest techniques in cutting, hair extensions, and sculptured nails from master instructors. Its the only Barbering School in West Michigan, and only Beauty School in Kalamazoo. Enroll now for day and evening classes; full or part time.
Is Northwest College School of beauty accredited in Oregon?
Northwest College School of Beauty has received official NACCAS accreditation approval for our new Advanced Esthetics Program! Our Advanced Esthetics program is the first and ONLY nationally accredited program in Oregon. Northwest College School of Beauty is where exciting careers in the beauty industry begin!
Is there a beauty school in Kalamazoo Michigan?
Its the only Barbering School in West Michigan, and only Beauty School in Kalamazoo. Enroll now for day and evening classes; full or part time. If you get started now you can start your Beauty or Barbering career in a little over a year.
Why choose Northwest College's advanced esthetics program?
Our Advanced Esthetics program is the first and ONLY nationally accredited program in Oregon. Northwest College School of Beauty is where exciting careers in the beauty industry begin! The spa and salon industry continues to be one of the fastest-growing professions in the country.

redpajama_set_name: RedPajamaCommonCrawl


text:
Know About The Blue Crystals In Meteorites
Our Sun's beginnings are a mystery. It burst into being 4.6 billion years ago, about 50 million years before the Earth formed. Since the Sun is older than the Earth, it's hard to find physical objects that were around in the Sun's earliest days—materials that bear chemical records of the early Sun. But in a new study in Nature Astronomy, ancient blue crystals trapped in meteorites reveal what the early Sun was like. And apparently, it had a pretty rowdy start.
"The Sun was very active in its early life—it had more eruptions and gave off a more intense stream of charged particles. I think of my son, he's three, he's very active too," says Philipp Heck, a curator at the Field Museum, professor at the University of Chicago, and author of the study. "Almost nothing in the Solar System is old enough to really confirm the early Sun's activity, but these minerals from meteorites in the Field Museum's collections are old enough. They're probably the first minerals that formed in the Solar System."
Researchers have looked at meteorites for evidence of an early active Sun before. They didn't find anything. But, Kööp notes, "If people in the past didn't see it, that doesn't mean it wasn't there, it might mean they just didn't have sensitive enough instruments to find it."
"In addition to finally finding clear evidence in meteorites that disk materials were directly irradiated, our new results indicate that the Solar System's oldest materials experienced a phase of irradiation that younger materials avoided.
We think that this means that a major change occurred in the nascent Solar System after the hibonites had formed—perhaps the Sun's activity decreased, or maybe later-formed materials were unable to travel to the disk regions in which irradiation was possible," says Kööp.
Astronomy Blue Crystals Meteorites Research Space sun
Labels: Astronomy Blue Crystals Meteorites Research Space sun


A Tallahassee institution, Lindy's Chicken has been feeding fried-chicken fans since 1968, when it first opened in the back of a bowling alley. Now with five locations in and around Tallahassee and two in nearby towns, Lindy's hottest items are boxes of light or dark fried, mashed potatoes with gravy, buttery biscuits, cole slaw, wings, livers and gizzards. Serving lunch and dinner.


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Żegluga – działalność człowieka na wodzie przy użyciu statków wodnych.

Do przewozu towarów używa się wielu wyspecjalizowanych statków: masowców, drobnicowców, kontenerowców, tankowców, chemikaliowców i innych.

Przewozy pasażerskie stanowią znikomy odsetek ogólnego transportu ludzi, a to ze względu na długi czas podróży. Jedynie w niektórych regionach świata, na przykład na obszarach o silnie rozwiniętej linii brzegowej lub w państwach wyspiarskich, ważną rolę odgrywa komunikacja promowa.

Żegluga według obszaru działania
W zależności od obszaru działalności żeglugę można podzielić na: morską, przybrzeżną i śródlądową.

Żegluga morska
Żegluga morska realizowana jest między portami morskimi za pomocą wyspecjalizowanych statków, np.:
 statków pasażerskich do przewozu osób
 statków typu RORO do przewozu samochodów ciężarowych i wagonów kolejowych z towarem
 kontenerowców do przewozu towarów w kontenerach
 gazowców rozmaitego rodzaju do przewozu gazu w różnej postaci
 tankowców do przewozu towaru płynnego, głównie produktów przemysłu naftowego
 drobnicowców do przewozu towarów liczonych w sztukach
 masowców do przewozu towarów sypkich.
Ze względu na rejon pływania żeglugę podzielić można na:
 żeglugę krajową – podróże po polskich obszarach morskich (patrz niżej żegluga przybrzeżna)
 żeglugę przybrzeżną – podróże po Morzu Bałtyckim do 8° długości geograficznej wschodniej (każdy kraj ma swoją definicję i obszar tej żeglugi)
 żeglugę międzynarodową – podróże po obszarach morskich innych niż polskie, zwana też żeglugą wielką.

Żegluga przybrzeżna

Żeglugę przybrzeżną uprawiają statki o małej zdolności żeglugowej wynikającej z ich konstrukcji (np. małe wymiary, niewielkie zanurzenie). Jednostki wchodzące w skład tej floty nazywane są białą flotą, a zaliczają się do niej nieduże statki pasażerskie zarówno o charakterze komunikacyjnym, jak i wycieczkowo-rekreacyjnym. Mała zdolność żeglugowa tych statków rekompensowana jest różnorodnością floty: w jej składzie można znaleźć tramwaje wodne, wodoloty, małe wycieczkowce (w tym bocznokołowce), repliki statków dawnych czy też stylizowane na sławne statki przeróbki kutrów rybackich. Ten rodzaj żeglugi uprawiają często holowniki morskie. Nie wynika to z ich niskiej dzielności morskiej, ale raczej z polityki armatorów i rejonu ich działania. Statek uprawiający żeglugę przybrzeżną ma do spełnienia niższe wymagania odnośnie do wyposażenia i minimalnej bezpiecznej obsady niż statek uprawiający żeglugę międzynarodową.

Definicje żeglugi przybrzeżnej różnią się w zależności od kraju. W Polsce do 2017 r. włącznie obowiązywała definicja podana przez Rozporządzenie Ministra Transportu, Budownictwa i Gospodarki Morskiej z dnia 7 sierpnia 2013 r. w sprawie wyszkolenia i kwalifikacji członków załóg statków morskich:
Żegluga przybrzeżna – podróże po akwenie Morza Bałtyckiego i akwenach przyległych do 8° długości geograficznej wschodniej.

Głównymi ośrodkami żeglugi przybrzeżnej w Polsce są Gdańsk i Szczecin, a firmami z największymi tradycjami w tej dziedzinie Żegluga Gdańska i Żegluga Szczecińska.

Żegluga śródlądowa

Pojęcie żegluga śródlądowa podlega ewolucji i nigdy nie było ustawowo definiowane. Na podstawie ustawy Prawa wodne żeglugę śródlądową można określić jako tak zwaną powszechną lub szczególną formę korzystania z wód, polegającą na transporcie, czyli przewozie osób i rzeczy, połowie ryb, utrzymanie szlaku żeglownego, eksploatacja kruszywa, sport, rekreacja i turystyka na wodzie, nadzór na wodzie, ratownictwo na wodzie, szkolenia na wodzie, gastronomia na wodzie, hotelarstwo na wodzie, mieszkania na wodzie, biura na wodzie, warsztaty na wodzie, zakłady kąpielowe przy pomocy urządzenia pływającego z napędem lub bez napędu nazywanego statek śródlądowy także promu, wodolotu lub poduszkowca, na wodach, które nazywają się śródlądowe drogi wodne, w tym np. akweny uregulowane, lub inne wody śródlądowe. Z prowadzeniem żeglugi po drogach wodnych wiążą się pojęcia port rzeczny, szlak żeglowny, głębokość tranzytowa. Gdy działalność prowadzona jest poza drogami wodnymi, aby podlegała szczególnej regulacji, którą jest ustawa o żegludze śródlądowej, powinna dotyczyć wyłącznie: przewozów międzybrzegowych, zarobkowego przewozu osób, ładunków, zarobkowego połowu ryb, wykonywania robót technicznych lub eksploatacji złóż kruszywa. Część żeglugi śródlądowej, którą nazywamy transportem wodnym, jest rodzajem transportu, któremu państwo poświęciło szczególną uwagę. Zalety żeglugi śródlądowej spowodowały, że ten rodzaj transportu powinien być promowany na podstawie ustawa o Funduszu Żeglugi Śródlądowej i Funduszu Rezerwowym. Transport rzeczny prowadzony jest przez podmioty żeglugi śródlądowej, którymi są: armator, przewoźnik żeglugi śródlądowej, pilot statku śródlądowego, załoga statku, stocznia. Żegluga śródlądowa w Europie odgrywa istotną rolę w łańcuchu transportowym.

Żegluga według charakteru
Według innych kryteriów podziału występują jeszcze:
 żegluga kabotażowa
 żegluga liniowa
 żegluga trampowa
 żegluga wahadłowa.

Żegluga kabotażowa
Żegluga kabotażowa lub kabotaż to żegluga pomiędzy portami tego samego państwa. Jeśli odbywa się w obrębie jednego morza nazywana jest kabotażem małym (np. Gdynia-Świnoujście). Jeśli porty te znajdują się na różnych morzach to mówimy o kabotażu wielkim (np. Archangielsk-Władywostok lub Nowy Jork-San Francisco).

Ogólnie kabotażem nazywana jest żegluga przybrzeżna. Nazwa pochodzi od nazwiska Giovanniego Cabota.

Żegluga liniowa
Żegluga liniowa odbywa się na stałych trasach według określonego rozkładu rejsów.

Żegluga trampowa
Żegluga trampowa lub tramping to rodzaj żeglugi bez stałego rozkładu rejsów; przewóz najczęściej całookrętowych ładunków wynikający z aktualnego zapotrzebowania rynku przewozowego.

Żegluga wahadłowa
Żegluga wahadłowa to forma żeglugi odbywająca się naprzemiennie między dwoma portami lub przystaniami. Może zaliczać się do żeglugi pełnomorskiej, przybrzeżnej lub śródlądowej. W skład floty obsługującej taką formę transportu często wchodzą statki typu Ro-ro (w tym promy) z furtami dziobowymi i/lub rufowymi umożliwiającymi wjazd i wyjazd pojazdów.

Rodzaje żeglugi w polskim prawie
Podział na rodzaje żeglugi został określony w Rozporządzeniu Ministra Spraw Wewnętrznych i Administracji z dnia 1 lipca 2002 w sprawie wymagań dotyczących technicznego i pozatechnicznego bezpieczeństwa żeglugi jednostek pływających Straży Granicznej. Poza niżej wymienionymi prawodawca wyszczególnia także żeglugę śródlądową i międzynarodową.

Żegluga bałtycka
Żegluga bałtycka oznacza żeglugę po Morzu Bałtyckim i innych morzach zamkniętych o podobnych warunkach żeglugowych, a także żeglugę na morzach otwartych do 50 mil morskich od miejsca schronienia, z dopuszczalną odległością między dwoma miejscami schronienia do 100 mil morskich.

Żegluga przybrzeżna
Definicje żeglugi przybrzeżnej różnią się w zależności od kraju. W Polsce obowiązuje definicja podana przez Rozporządzenie Ministra Infrastruktury z 4 lutego 2005 w sprawie wyszkolenia i kwalifikacji zawodowych marynarzy: Żegluga przybrzeżna – podróże po obszarach Morza Bałtyckiego i akwenach przyległych do 8° długości geograficznej wschodniej.

Żegluga krajowa
Żegluga krajowa oznacza żeglugę na wodach morskich w odległości nie większej niż 12 mil morskich od brzegu morskiego Rzeczypospolitej Polskiej.

Żegluga osłonięta
Żegluga osłonięta oznacza żeglugę na akwenie Zalewu Szczecińskiego i Wiślanego oraz po Zatoce Gdańskiej na zachód od linii łączącej punkt na Mierzei Helskiej o współrzędnych 54°35′ szerokości geograficznej północnej i 018°49′ długości geograficznej wschodniej z punktem na Mierzei Wiślanej o współrzędnych 54°22′ szerokości geograficznej północnej i 018°57′ długości geograficznej wschodniej.

Żegluga portowa
Żegluga portowa oznacza żeglugę w obrębie portów, łącznie z Roztoką Odrzańską, do linii równoleżnika przechodzącego przez Bramę Torową nr 4 na Kanale Piastowskim i Zalewie Kamieńskim.

Przypisy

Bibliografia

redpajama_set_name: RedPajamaWikipedia


Some readers take this passage literally and assume it proves that the "souls under the altar" are conscious after death. But such a view is contrary to many other texts, such as Genesis 2:7, Ecclesiastes 9:5 and 12:7. Not only that, it is contrary to the whole biblical perspective on human nature. Human beings in the biblical concept are not dual beings, with a mortal, physical body and an immortal, immaterial soul. They are unified wholes. In the Hebrew understanding, there is no consciousness apart from a body and no afterlife without a bodily resurrection. In Hebrew thinking, the body is like the hardware of a computer and the "spirit" that returns to God (Eccl. 12:7) is like the software that God installed in the body at creation (Gen. 2:7). As with computers, the software is critical but does not "run" apart from the hardware. So the Hebrews saw human beings are unified wholes.
If Revelation 6:9-11 is taken literally, it contradicts the view of human nature taken up in the rest of the Bible. But this text is clearly symbolic, echoing the story of Cain and Abel (Gen. 4:10-11) and the Altar of Burnt Offering in the Hebrew sanctuary, which is the only object in the sanctuary where anything happens at the base (Lev. 5:9).
The souls under the altar have been martyred ("slain," KJV, NIV) for their faithfulness to God's Word. In Hebrew thinking, the blood represents the life of the one whose blood is shed (Lev 17:11-14). Referring to the martyrs, Revelation 16:6 tells us that their blood was "poured out" (an allusion to what happened at the base of the altar in the sanctuary) by "the inhabitants of the earth" (a phrase consistently applied to the wicked in Revelation). What is the relationship of martyrdom to the sanctuary service? Jesus predicted in John 16:2 that those persecute His followers would think that they are offering "sacrificial service" (Greek: latreian) to God.
So the souls under the altar are not in a disembodied state in heaven. The Altar of Burnt Offering represents the cross of Christ and the persecution of His believers on earth. The martyrs only come to life again at the beginning of the millennium (Rev. 20:4). As was the case with the blood of Abel, the martyrs are depicted as on earth, not in heaven. The crying out of the blood is a metaphorical way of saying that the things done to them are held in remembrance by God until their resurrection at the Second Coming of Jesus (1 Thess. 4:16).
This entry was posted in Biblical and tagged book of Revelation, Paulien Revelation, Revelation, Revelation 6, Revelation chapter 6, Revelation chapter six, souls under the altar, state of the dead, theology of Revelation on January 23, 2018 by Jon Paulien.


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Smash Barriers to Bike-Sharing With Closca's Telescoping Helmet
In folded form, the Closca helmet is about half of its expanded size, and svelte enough to slide inside a backpack, messenger bag, or large purse.174HUDSON
Alex Davies
The helmet that collapses to half its size is easy to stash in a backpack—and have ready for any way and time you ride.
As I approached the bar on my bike, I slowed down and swung my right leg up and over the back of the bike, starting my standard, quite possibly cool-looking transition from rolling to walking. Except this time, my leg didn't make it. My heel caught on my pannier, my hands tightened inadvertently on the brakes, and I pitched up and over my handlebars. A moment later, my head took the brunt of my body's collision with the pavement of San Francisco's Mission neighborhood.
A few minutes later, nursing my drink and trying to hide the fresh hole in my jeans, I had two thoughts: first, how smart I was to be wearing my helmet at the time—a bit of a bruise on my leg was the worst of the damage. Second, how dumb I was for not wearing one most of the time.
In a perfect world, helmets would not be necessary. Cities would have protected bike lanes and enforce their speed limits, and movement on two wheels (or even feet) wouldn't come with the added risk of a splatting. But in many urban places, where bike lanes range from shoddy to nonexistent, where ride-hail pickups and drop-offs threaten and inconvenience all, a bit of skull armor is a good idea.
I don't mind wearing a helmet, but carrying one around is a pain. The thing's unyielding bulbous nature, so good for saving my brain, means it can't be shoved into a backpack; clipped to the outside of one, it knocks about and becomes a major nuisance. And so even though I spend a lot of time on shared bikes, cycling between my office and the bus terminal, I often rode bare-headed, risking a damaging tête-à-cement.
Then a few weeks ago, I picked up the Closca collapsible helmet. It's made up of three concentric rings of plastic and foam, which fit into one another, like one of those camping cups. Folded down, the helmet is about half of its expanded size, and while it's still about two and a half inches thick, it's flat and resembles the helmet Leia wore to fight alongside the Ewoks. And flat makes it easy to slide inside a backpack, messenger bag, or large purse. Distributed by cycling accessory line 174 Hudson and retailing for $80, the helmet weighs just under three quarters of a pound. (My own XS Skyline is just over a pound.)
For the past few weeks, I've been using the helmet pretty much every day, for the ride from the bus to my office, then back again in the evening.
174HUDSON
It has become a key tool in my New Mobility Lifestyle.
While one friend told me the Closca's tiered style makes me look like New York's Guggenheim Museum, I don't think the helmet looks any goofier than its noncollapsible brethren. It breathes nicely, fits well, thanks to the adjustable straps, and meets the crash standards set by the Consumer Product Safety Commission. (Here's a nice video from Closca.)
For the past few weeks, I've been using the helmet pretty much every day, for the ride from the bus to my office, then back again in the evening. It has become a key tool in my New Mobility Lifestyle.
I, like a growing number of people, am an avid user of the various transportation options that have sprouted through the world's cities, chief among them shared bikes (both docked and dockless) and scooters. In San Francisco, public transit is solid but often leaves me several annoyingly long blocks from where I'm going. The ability to take the bus, BART, or subway most of the way and then complete a trip without relying on a car or wasting time walking is a wonderful thing. But these new ways of moving come with the unavoidable risk of being doored by an inattentive driver or floored by an unfilled pothole. A helmet can't keep you safe—again, better infrastructure is the answer there—but it's better than nothing.
Now that it comes in travel size, there's no more reason not to have one along for whatever the ride. Because even the world's best cycling infrastructure can't keep you from flinging yourself off your bike once in a while.
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The promise—and heartbreak—of cancer genomics
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Alex Davies is a senior editor at Insider and the former editor of WIRED's transportation section, where he specialized in covering autonomous and electric vehicles. He is also the author of Driven, a book chronicling the origin of and race to create the self-driving car.
Senior Associate Editor
Topicscyclingscootersbike sharingCities
The cash-strapped company recently auctioned off USB dongles but has left some corporate computers in the custody of laid-off staff.
Students and professors can't decide whether the AI chatbot is a research tool—or a cheating engine.
Don't bolt at the first sight of something that needs repair. You can nail most DIY jobs with the right gear and the right attitude.
Whether you're biking to the office or schlepping a camera to a shoot, a laptop bag is your constant companion. These WIRED-reviewed packs do the job.
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The show's got cred and lots of viewers, yet it's still in the social media crosshairs. Blame the character's legacy.
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What are Tangible and Intangible Assets? | Veristrat Inc.
A tangible asset possesses physical substance and can be seen and touched. Buildings, machinery and land are examples of tangible assets. Also referred as real assets or hard assets.
Fixed assets are long term assets that cannot easily be converted into cash for more than one year. Example: Property, plant and equipment.
Current assets are liquid assets that can easily be converted into cash within a year.
Appraisal method: Fair market value of assets is estimated by considering the current state of asset including depreciation and obsolescence.
Liquidation method: Fair market value of assets is determined at liquidation, sale or closure.
Reproduction cost method: The cost to reproduce an identical asset at current costs.
Replacement cost method: The cost of creating the assets with similar characteristics at current costs.
Tangible asset valuations are important for financial reporting, tax purposes, asset monitoring, bankruptcy filing and insurance purpose.
An intangible asset lacks physical substance and are difficult to quantify or recognize. Types of intangible assets are artistic, consumer, technology, contract and market related. Examples include goodwill, patents, trademarks, software and customer relationships.
Definite intangible assets have an expected economic life and may cease in some time. These assets are amortized over their useful life, using a straight-line method. Patents and copyrights are examples of limited-life intangible assets.
Indefinite-life intangibles have an unlimited useful life and have perpetual existence. There are no legal, regulatory, contractual or economic limiting factors. Indefinite-life intangibles are not amortized and tested for impairment annually. Examples include trademarks and perpetual franchise agreements.
Purchased intangibles are recorded at cost, which includes the acquisition costs as well as expenses incurred to bring the asset in ready state.
Internally created intangibles are costs incurred internally to create intangibles are generally expensed as incurred and only direct costs are capitalized and not recorded on the balance sheet. Examples include research & development cost and legal costs.
Income approach: Cash flows and earnings of intangible assets are discounted to the present value by discounted cash flow or capitalization of cash flow method.
Excess earnings method: Excess earnings are calculated by subtracting the earnings of net tangible assets from total earnings. The capitalized excess earnings value is obtained by dividing excess earnings by capitalization rate. The capitalized excess earnings value is added to value of tangible assets to calculate total business value. It is generally used to determine the value of business goodwill.
Relief from royalty method: Value is based on saving the payment of licence fees to third parties as employing an intangible asset.
Market approach: Comparable market-based transactions of similar intangible assets are not available easily. The transactions are related to sales or licenses of comparable intangible assets. The problems of comparability and timing are there. The measures for comparison are price multiples based on profit margins, growth rates and return on assets.
Cost approach: It is based on the principle of replacement and usually ignores the cash flows associated with intangible assets. The cost of intangible asset is determined by reproduction or replacement method and adjusted for depreciation & obsolescence. Cost based approach are used for valuing workforce and internally developed software.
Intangible asset valuations are important for tax & financial reporting, dispute resolution, licensing & franchising, corporate deals and investor relations.
Both tangible and intangible assets are extremely important for the company. When a company is initially created, it depends on tangible assets and in later stages relies on intangible assets. The tangible assets assist in the production of goods and services and the intangible assets are drivers of value and growth. Intangible assets are much more worthy than tangible assets. Intangible assets have preference over tangible assets in operating a company.
I've been surfing online greater than three hours nowadays, but I by no means discovered any interesting article like yours.


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Q: ideal generated by highest weight vectors Let $S$ be a polynomial ring which carries the action of a semi-simple linear algebraic group $G$ (I'm interested in a product of $GL$'s). Take $S$ and $G$ to be over an algebraically closed field.
Say I have an ideal $I_0 \subset S$ that is generated by a finite set of highest weight vectors for $G$.

If $I_0$ is a radical ideal then does it follow that $I=G\cdot I_0$ is too?

I'm trying to exploit the fact that I know something definite about the highest weight vectors of a family of ideals. I want to show that the ideals in my family are all radical. I can't compute a Gröbner basis for $I$, but I think I can for $I_0$ and thus show that it is radical. I'm hoping this buys me something.

redpajama_set_name: RedPajamaStackExchange


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De joodvis (Epinephelus nigritus) is een straalvinnige vis uit de familie van zaagbaarzen (Serranidae), orde baarsachtigen (Perciformes), die voorkomt in het noordwesten, het westen en het zuidwesten van de Atlantische Oceaan.

Anatomie
De joodvis kan een maximale lengte bereiken van 230 cm. De vis heeft één rugvin met tien stekels en 13-15 vinstralen en één aarsvin met drie stekels en negen vinstralen.

Leefwijze
De joodvis is een zoutwatervis die voorkomt in een tropisch klimaat. De diepte waarop de soort voorkomt is 55 tot 525 m onder het wateroppervlak.

Het dieet van de vis bestaat hoofdzakelijk uit dierlijk voedsel, waarmee het zich voedt door te jagen op de macrofauna en vis.

Relatie tot de mens
De joodvis is voor de visserij van aanzienlijk commercieel belang. Bovendien wordt er op de vis gejaagd in de hengelsport.

De soort staat op de Rode Lijst van de IUCN. Zij is aangemerkt als sterk met uitsterven bedreigd.

Externe link
Foto's van de joodvis op FishBase

Zaag- of zeebaarzen
IUCN-status gevoelig


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La coupe du monde B de combiné nordique 1991 — 1992 fut la deuxième édition de la coupe du monde B de combiné nordique, compétition de combiné nordique organisée annuellement de 1991 à 2008 et devenue depuis la coupe continentale.

Présentation
Elle s'est déroulée du  au , en 9 épreuves.

Cette coupe du monde B a débuté en Italie, dans la station de Predazzo et a fait étape au cours de la saison
en Slovénie (Planica),
en Allemagne (Berchtesgaden et Klingenthal),
en Tchécoslovaquie (Liberec),
en Autriche (Andelsbuch et Schwarzach),
en Pologne (Szczyrk),
pour s'achever en Suisse, au Brassus.

Cette Coupe du monde B fut le lieu de la première victoire polonaise de l'histoire de cette compétition : celle de Stanisław Ustupski lors de l'épreuve de Szczyrk, le .

Le vainqueur du classement général fut l'allemand Thomas Krause.

Récit de la compétition

Predazzo

Planica

Berchtesgaden

Liberec - Harrachov

Andelsbuch

Klingenthal

Szczyrk

Schwarzach im Pongau

Le Brassus
Le Brassus accueille cette course dans le cadre de ces épreuves internationales. Le Tremplin de la Chirurgienne accueille sur le même week-end une manche de la coupe d'Europe de saut à ski. La compétition attire  spectateurs pour le saut et un millier pour la course de ski de fond.

Le concours de saut est dominé par l'Allemand Thomas Dorer qui a réalisé deux sauts à . Il devance l'Autrichien Wirth et les Allemands Jens Wagner, Felix et Enrico Heisig. Lors de la course de ski de fond, l'Allemand, Sven Leonhardt réalise le meilleur temps en 40 minutes et . Malgré le onzième temps de ski, Jens Wagner parvient à l'emporter devant le Tchèque Radomír Skopek qui a réalisé le cinquième temps de ski. Enrico Heisig prend la troisième place et il devance deux Français, Frédéric Baud et Pierre Heinrich.

Classement général

Calendrier

Bibliographie

Notes et références

Liens externes
  Le calendrier de la compétition sur le site de la fédération internationale de ski.
  Le classement général sur le site de la fédération internationale de ski.

Coupe continentale de combiné nordique
Ski en 1991
Ski en 1992


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Why Ukraine Supplies Electricity To Crimea, And Why It Stopped
Workers in Moscow load gasoline-powered generators into an Ilyushin IL-76 airlifter belonging to Russia's Emergency Situations Ministry before sending them to Crimea on November 24.
Who stands behind the destruction of electricity pylons in southern Ukraine that left almost 2 million residents of Crimea in the dark? And why isn't Russia supplying power to its annexed territory in the first place?
RFE/RL's Current Time provides answers to these and other questions related to the Crimean energy sector and the blackout that left the peninsula in a state of emergency.
At around 4:30 a.m. on November 20, separate distress signals indicated that power lines that carry electricity from mainland Ukraine into the annexed Crimean peninsula had been damaged.
According to the website of Ukrenergo, the Ukrainian company responsible for supplying Crimea with electricity, two pylons in Chaplynka, Kherson Oblast, had been downed and two others damaged. The damage, reportedly caused by antitank missiles, left the powerlines functioning partially, but Crimea was still being provided with electricity.
Shortly before midnight on November 21, another distress signal was received. At least one more pylon was toppled, grounding a transmission cable, and completely cutting off the power lines sending electricity to Crimea.
As a result, Crimea completely lost power for about 6 1/2 hours. Later, generators were used to restore power to some cities and the Russian Ministry of Energy created a schedule according to which certain areas of Crimea are powered down for a few hours daily. Districts in Sevastopol, a large Crimean city that hosts a Russian naval base, receive electricity for three hours at a time.
This can mean long waits without electricity. An RFE/RL Crimean Desk journalist, who lives in Simferopol, reports that the central district of the Crimean capital had no power for 34 hours in a row.
Ukrenergo claims the peninsula is critically dependent on Ukrainian supplies. The company claims that Ukraine supplies Crimea with 650 megawatts of electricity daily, while the peninsula requires 900-950.
Who Is Behind The Explosions?
Nobody has yet taken responsibility for blowing up the power lines, but Ukraine's Security Service claims that they have identified a group of suspects.
Activists who have been enforcing a blockade of Ukrainian goods from entering Crimea since September 20 have denied responsibility, though they have not distanced themselves from the act. Prior to the explosions, on November 12, the blockade's coordinator, Lenur Islyamov, had said he would stop patrolling the territory around the power lines to give "any activists an opportunity" to damage them.
An employee covers a lion cub with a quilt during the blackout at the Safari Park Taigan in the town of Belogorsk, Crimea.
When the attacks did take place, Islyamov said they could have been orchestrated by anybody.
"It could have been saboteurs who came from Crimea or saboteurs who are here or it could have been Ukraine's patriots. It could have been anybody, but we have nothing to do with this," he said.
The activists, however, prevented officials from accessing the site to repair the damage. The only repair works so far have been to ground the electricity wires.
Aksyonov has promised to find "all these scumbags" who took part in the incident.
Why Is Ukraine Supplying Electricity To Crimea In The First Place?
Ukraine's electricity sector is run by a state company called Ukrenergo. It is a network of electricity, heating, and other energy facilities with a common mode of generation, transmission, and distribution of electricity and heat. Therefore, it may not make any decisions about cutting power supplies on its own, especially if these decisions go against Ukrainian law or any other contract Ukrenergo previously signed.
Ukraine is also a signatory of the 1991 Energy Charter Treaty, a document that defines the rule of cross-border work for the energy industry. The document specifically states that "the transit of energy materials and products may not be interrupted or reduced in the case of a dispute on transit arrangements before the relevant dispute settlement procedures have been followed."
If Ukraine were to reduce its electricity supply to Crimea, it would also have to reduce the capacity of its own nuclear power plants as the energy markets of Ukraine and Crimea are interconnected. Ukraine already reduced the capacities of four of its nuclear plants.
"Thus we damage, even if a little bit, the energy market, because it increases the cost of electricity production. Moreover, we need to provide for Kherson and Mykolaiv oblasts. We already, unfortunately, see evidence that parts of these oblasts may be without power," said Yuriy Korolchuk, an expert from the Institute of Energy, in an interview with RFE/RL's Ukrainian Service.
Bread in Simferopol is in short supply due to the constant power outages.
Ukraine will also suffer financial losses from a cut in electricity. The country's energy minister, Volodymyr Demchyshyn, said that Kyiv made approximately 300 million hryvnas (more than $12.5 million) in the last 10 months through electricity sales to Crimea.
Why Doesn't Russia Supply Crimea With Electricity?
Ukraine was covering all additional Crimean electricity needs before the current crisis. Therefore, for Russia, it wasn't a pressing issue. But the peninsula is not connected to Russia by land, so providing it with electricity without going through Ukraine is a difficult proposition.
Russian Energy Minister Aleksandr Novak has promised that by the end of December the first part of an energy bridge between Russia and Crimea will be finished, allowing Russian electricity to cover 70-80 percent of the peninsula's electricity needs. Russia plans to finish the construction in May 2016.
"Crimea will be completely provided with electricity by its own generation and energy system transfers from Russia," said Novak.
However, Ukraine's former minister of energy and coal industry, Vadym Ulyda, says that Crimea would need at least two to three years to become energy-independent from Ukraine. While construction of the energy bridge between Ukraine and Russia will soon be completed, it won't immediately be technically ready to bring relief to the peninsula.
For now, Russia is planning to send 300 low-power generators to Crimea.
What Is Ukraine's Official Stance?
While the government has said it will attempt to repair the lines, Ukrainian President Petro Poroshenko has also said Kyiv should heed activists' demands to suspend reciprocal cargo transport and trade between Ukraine and Crimea. (Activists have been blocking cargo transports without explicit approval from the Ukrainian government since September.)
Prime Minister Arseniy Yatsenyuk also announced a temporary ban on cargo transportation between mainland Ukraine and Crimea shortly after Poroshenko's statement.
Some say that suspension of market relations with Crimea on the official level would satisfy the activists so that the power lines may be accessed and repaired.
How Have Crimeans Reacted To The Lack Of Power?
Some Crimeans reacted to the blockade with stoicism.
"We know these radicals. We've lived with them for 20 years. They can't scare Crimeans with it," said a woman in an interview with RFE/RL's Crimean Desk.
Others, however, seem to be giving up on the idea that Crimea would ever return to Ukraine. "We are not worried. Soon we'll refuse Ukraine completely. Its water and electricity, too," said a man.
WATCH: Crimeans React To The Blackout
'They Want To Scare Us': Crimeans React To Blackout


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I-269, The Fast Track to Tunica and Tunica Sports Betting Now Open
Drive to Win marketing campaign promotes new route and recent approval of sports betting while inviting those over 21 to enter to win casino getaways
Over 300 officials and community members join together for the opening of Interstate 269 on October 26 at the Getwell Road Interchange in DeSoto County.
"The opening of the last segment of I-269, the Fast Track to Tunica, could not have come at a better time for the thousands of visitors across the southeast who are now coming to Tunica to take advantage of our six newly opened sports books."
TUNICA, Miss. (PRWEB) October 30, 2018
Fasten your seatbelts and study up on your sports knowledge, I-269, the Fast Track to Tunica, is now open along with Tunica sports books and sports betting. I-269 gives westbound visitors to Tunica traveling by car a faster and more direct route to Tunica than ever before. I-269 connects I-69 from Tunica to Interstate 40, Interstate 22, and Highway 385 near Collierville, Tennessee east of Memphis. Sports gambling was approved in Mississippi earlier this summer and now sports books at Tunica casinos are open and taking bets.
"Destination Tunica has eagerly awaited this critical piece of new infrastructure for several years," said Webster Franklin, President and CEO, Tunica Convention and Visitors Bureau. "The opening of the last segment of I-269, the Fast Track to Tunica, could not have come at a better time for the thousands of visitors across the southeast who are now coming to Tunica to take advantage of our six newly opened sports books. Visitors who live in the Nashville, Tennessee; Jackson, Tennessee; Huntsville, Alabama; Birmingham, Alabama and northeast Mississippi areas will now have a faster, safer and more direct route to the exciting live music, gambling and sports wagering entertainment that can be found here in Tunica."
To celebrate the opening of I-269 along with the recent approval of sports gambling in Tunica the Tunica Convention and Visitors Bureau is marketing these new developments under the campaign theme of Drive to Win. The Drive to Win campaign ties the need for teams and individuals to have internal drive in order to win in sports as well as the very literal offensive drives in football and basketball, line drives in baseball, and tee shots in golf known as drives with the physical drive on I-269 or other highways to get to Tunica. Those interested can sign up to win casino hotel getaways at http://www.TunicaTravel.com/DrivetoWin.
Television Commercial: https://www.youtube.com/watch?v=eMgrO0Af36I
PHOTO: https://www.dropbox.com/s/rfvsicsy7rs06k9/I-269-Opens.jpg?dl=0
Left to Right starting Third from Left: Don Davis, Mississippi Division Administrator of the Federal Highway Authority; Mike Tagert, Transportation Commission, North District (right of the I-269 sign); U.S. Senator Cindy Hyde-Smith (holding scissors), U.S. Senator Roger Wicker, Lieutenant Governor Tate Reeves, Mississippi State Senator Robert Jackson join over 300 other officials and community members for the opening of Interstate 269 on October 26 at the Getwell Road Interchange in DeSoto County. (photo credit – Chrissy Garner, Tunica Convention & Visitors Bureau)
About Tunica
Located 30 minutes south of Memphis, Tunica is The South's Casino Capital. "Live It Up Just Down the Road" and enjoy eight world-class casinos, 5,000 luxurious hotel rooms, fine-dining restaurants and buffets, headline entertainers, championship golf and tennis, award-winning museums, lavish spas and outlet/antique shopping. Call 1-888-4TUNICA to request a value-packed Winner's Guide, or visit TunicaTravel.com for travel information.


text:
Q: Does a warmer body and warmer surroundings cool faster than a cooler body and surrounding with equal difference in temperature? Consider this.
Sphere 1 = 20 degree celcius
Surrounding 1 = 5 degree celcius
Sphere 2 = 90 degree celcius
Surrounding 2 = 75 degree celcius
The two above is in two whole different systems, does not effect each other.
Heat flow goes from warm to cold, and more flow if a object is for example much warmer than its surroundings. But if the temperature difference are the same but one system is warmer than the other, does this create a difference in heat transfer between them?

A: All other things equal, in the cases of conduction and convection, the rate of heat transfer between two objects is proportional to the temperature difference, $T_{2}-T_{1}$. So for these cases the rates should be the same.,
For radiation the rate is proportional to the difference in the temperatures to the fourth power or $T_{2}^{4}-T_{1}^{4}$. So for radiation the rate of heat transfer will be greater for the warmer bodies.
Just to be clear, the above is for comparing the difference in heat transfer rates for a each given transfer mechanism. The overall heat transfer rate will be determined by the actual combination of mechanisms involved, and which mechanism(s) dominates, for a particular scenario.
Hope this helps.

A: Newton's law of cooling states that the rate of heat loss from a body is proportional to the difference in temperature between the body and its surroundings.
This is not an exact formulation but produces a reasonable approximation if the temperature differences are small and if the mechanisms of heat transfer do not change.
If the transfer is due to thermal conduction then the relationship works reasonably well as long as the coefficient of thermal conductivity is not a rapidly varying function of temperature.
With thermal convection being the transfer mechanism the law is only approximately true but is better if there is forced convection.
Loss by thermal radiation which depends on the fourth power of the temperature in kelvin will follow the law only very approximately and then only if the differences in temperature are very small.


Small animal imaging is increasingly recognized as an important facet of preclinical and translational cancer research. Perhaps most significant among the clear advantages of imaging experimental animals is that physiology, pathology and novel phenotypes can be understood in the most relevant milieu — in an intact, living system. Less obvious is the fact that often the most significant leap forward an already important biological study takes is when its results can be extended to the in vivo case — a necessary and often sufficient precondition for success in the clinic.
The Johns Hopkins Small Animal Imaging Resource Program (SAIRP) labors to provide that translational step, generating the confidence necessary to move new cancer therapies to patients. Our ultimate goal is to move small animal imaging science forward to the point that the incorporation of these imaging techniques is second nature to the daily practice of cancer researchers.


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Type: All UK Legislation (excluding originating from the EU)--------------------------------------------All Legislation (including originating from the EU)--------------------------------------------All Primary Legislation UK Public General Acts UK Local Acts Acts of the Scottish Parliament Acts of Senedd Cymru Acts of the National Assembly for Wales Measures of the National Assembly for Wales Church Measures Acts of the Northern Ireland Assembly Acts of the Old Scottish Parliament Acts of the English Parliament Acts of the Old Irish Parliament Acts of the Parliament of Great Britain Northern Ireland Orders in Council Measures of the Northern Ireland Assembly Acts of the Northern Ireland Parliament--------------------------------------------All Secondary Legislation UK Statutory Instruments Wales Statutory Instruments Scottish Statutory Instruments Northern Ireland Statutory Rules Church Instruments UK Ministerial Directions UK Ministerial Orders UK Statutory Rules and Orders Northern Ireland Statutory Rules and Orders--------------------------------------------All Legislation originating from the EU Regulations originating from the EU Decisions originating from the EU Directives originating from the EU European Union Treaties--------------------------------------------All Draft Legislation UK Draft Statutory Instruments Scottish Draft Statutory Instruments Northern Ireland Draft Statutory Rules--------------------------------------------All Impact Assessments UK Impact Assessments
The Estate Agents (Accounts) Regulations 1981
UK Statutory Instruments
1981 No. 1520
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This is the original version (as it was originally made). This item of legislation is currently only available in its original format. The electronic version of this UK Statutory Instrument has been contributed by Westlaw and is taken from the printed publication. Read more
Laid before Parliament
Coming into Operation
The Secretary of State, after consulting in accordance with section 30(1) of the Estate Agents Act 1979 the persons therein referred to, in exercise of the powers conferred on him by sections 14, 15 and 30(3) of that Act and of all other powers enabling him in that behalf, hereby makes the following Regulations:—
Citation, commencement and interpretation
1.—(1) These Regulations may be cited as the Estate Agents (Accounts) Regulations 1981 and shall come into operation on 3rd May 1982.
(2) In these Regulations—
"accounting period" means a period of not more than 12 months in respect of which accounts required to be kept under Regulation 6 below are drawn up: Provided that an accounting period may end on a date not more than seven days after the end of a period of twelve months;
"the Act" means the Estate Agents Act 1979;
"deposit account" at a building society means an account in which deposits are received in accordance with the rules of the society and the provisions of Part III of the Building Societies Act 1962 or the Building Societies Act (Northern Ireland) 1967;
"employee" means a person engaged in estate agency work under a contract of employment, and "employer" means his employer under that contract.
Authorised Institutions
2. The institutions authorised for the purposes of section 14 of the Act for the keeping of client accounts shall be those listed in the Schedule to these Regulations.
Exempt Persons
3. The obligation imposed by section 14(1) of the Act shall not apply to the persons listed in the Schedule to these Regulations or to an employee of any such person.
Client Accounts
4.—(1) Money other than clients' money may be paid into a client account—
(a)if it is the minimum required for the purpose of opening or maintaining the account;
(b)to restore in whole or part any money paid out of the account in contravention of these Regulations,
and in no other circumstances.
(2) Where—
(a)part of a contract deposit paid by a purchaser is not, or is not intended to form part of, the consideration for acquiring an interest in land in the United Kingdom or for a connected contract, or
(b)part of a pre-contract deposit—
(i)is not paid as an earnest of the payer's intention to acquire an interest in land in the United Kingdom, or
(ii)is not paid towards meeting any liability of the payer in respect of the consideration for the acquisition of such an interest which will arise if he acquires or enters into an enforceable contract to acquire the interest,
and the money is received in cash or in any other form which it is practicable and lawful to split, then the part of the contract deposit referred to in sub-paragraph (a) or any of the part of the pre-contract deposit referred to in subparagraph (b) not paid in respect of a connected contract shall not be paid into a client account.
5. The occasions on which, and the persons to whom, money held in a client account may be paid out are as follows—
(a)in the case of money paid into the account by virtue of subparagraph (a) of Regulation 4(1) above, where it is no longer required for the purpose referred to in that subparagraph and is paid to the person entitled to it;
(b)in the case of money paid into the account in contravention of Regulation 4 above, where it is paid to the person entitled to it;
(c)in the case of clients' money—
(i)where it is paid to the person who is entitled to call for it to be paid over to him or to be paid on his direction or to have it otherwise credited to him;
(ii)in payment of any remuneration for, or in reimbursement of money expended in, carrying out estate agency work to which the person in question is entitled, with the agreement of the person for whom the money is held;
(iii)in the exercise of any lien on the money, which is entitled to be exercised;
(iv)where it is transferred to another client account maintained by the person who received the money or by his employer.
Accounts and Records Relating to Client's Money
6.—(1) Subject to paragraphs (2) and (6) below, it shall be the duty of any person who receives clients' money in the course of estate agency work and of the employer in the case of money received by his employee to keep such accounts and records relating to clients' money received, held or paid out as are sufficient to show that he has discharged the duty imposed on him by section 14(1) of the Act, and to show and explain readily at any time all dealings with that money, including the title of the client account into which it is paid, the date of such payment and the identity of the institution with which that account is held, any payments out (other than those mentioned in the exception to paragraph (3)(e) below) and all dealings with any other money which may have been dealt with through that account.
(2) The obligations imposed by paragraph (1) above shall not apply—
(a)to the persons listed in the Schedule to these Regulations or to an employee of any such person;
(b)to an employee who pays clients' money received by him without delay into a client account maintained by his employer.
(3) Without prejudice to the generality of paragraph (1) above, the accounts and records referred to therein shall—
(a)in the case of clients' money received, be such as to show
(i)the amount;
(ii)the name and address of the payer;
(iii)whether the sum paid is a contract or a pre-contract deposit and, in either case, whether it is or includes any sum in respect of a connected contract;
(iv)if the sum paid includes any such money as is referred to in Regulation 4(2) above, for what purpose and in what form it is received;
(v)the interest in land to which the money relates;
(vi)the person wishing to dispose of such an interest;
(vii)the capacity in which the money is received and (where known by the person upon whom the duty is imposed by paragraph (1) above) is from time to time held (whether as agent, bailee, stakeholder or in any other capacity);
(viii)the identity of the person for whom the money has been received and (where known) is from time to time held; and
(ix)the date of its receipt;
(b)be kept in such manner as to show separately all clients' money held by reference to the interest in land to which it relates;
(c)in the case of any payment out of a client account, be such as to show the amount, the identity of the payee, the date of the payment, any interest in land to which the money relates and such other information as may be necessary to show the corresponding payment into the account, the occasion on which the payment is made and, where the payment is made in accordance with Regulation 5(c)(ii) or (iii) above, such particulars as may be necessary to enable any information (and changes therein) required to be given to clients under section 18 of the Act and any Regulations made thereunder to be identified;
(d)include counterfoils kept or duplicate copies of all receipts issued in respect of clients' money received which shall contain the particulars required to be shown in the accounts and records under subparagraph (a)(i) to (v) and (ix) above;
(e)in the case of any sum transferred from one client account to another, be such as to show the occasion for the transfer and to enable the corresponding payment into the account from which the transfer is made to be identified, except sums transferred between a specified client current account and a specified client deposit account in both of which clients' money is kept generally.
(4) The accounts and records kept under paragraph (1) above shall be retained for six years after the end of the accounting period to which they relate.
(5) Where, under this Regulation, accounts and records are required to be kept so as to show the interest in land to which any clients' money relates, or by reference to such an interest, the requirement shall be taken to be complied with only if the land as well as the nature of the interest therein are identified.
(6) Where a person ceases to be engaged in the estate agency work in which he has been engaged and the accounts and records relating to clients' money received by him are handed over to another person, the latter shall be required to keep the accounts and records required to be kept under paragraph (1) above in place of the former.
Interest on Clients' Money
7.—(1) A person engaged In estate agency work who has received after the date of coming into operation of these Regulations any clients' money and does not hold it as stakeholder on trust for the person who may become entitled to it on the occurrence of the event against which it is held shall account, in the cases prescribed by this Regulation, to any other person who is for the time being entitled to the money—
(a)where the money is or has been held for him in a client account which is a separate deposit account, for the interest earned on it;
(b)where the money is or has been held for him in a client account which is not a separate deposit account, for the interest which could have been earned on it for him if it had been kept in a separate deposit account at the institution concerned;
(c)where, under the Act and these Regulations, the money is required to be held in a client account but is not so held, for the interest which could have been earned on it for him if it had been kept in a separate deposit account at whichever of the institutions listed in the Schedule to these Regulations in which a current or deposit account is held by the person on whom the duty under this paragraph is imposed was, on the day when it could first have been put in such an account, offering the highest rate of interest offered by any of those institutions on money kept in such an account, or if no such account is so held, at whichever of the said institutions was on the day in question offering the highest rate of interest offered by any of those institutions on money kept in such an account;
(d)where the person who has received any clients' money is an institution listed in the Schedule to these Regulations or an employee of such an institution, and accordingly under Regulation 3 above that person does not pay it into a client account, for the interest which could have been earned on it for him if it had been kept in a separate deposit account at that institution.
(2) The obligation imposed by subparagraphs (a) to (c) of paragraph (1) above shall arise in any case where the amount of the sum held exceeds £500 and the interest which is, or, as the case may be, could have been, earned on the money for the person in question during the period for which it is held for him by keeping it in a separate deposit account at the institution concerned is at least £10.
(3) The obligation imposed by subparagraph (d) of paragraph (1) above shall arise in any case in which interest is not credited to the person for the time being entitled to the money in the normal course of business and the amount of the sum held exceeds £500 and the interest which could have been earned on the money during the period for which it is held for him if it had been kept in a separate deposit account at the institution is at least £10.
8.—(1) Any person who is required to keep accounts under Regulation 6 above shall draw them up in respect of consecutive accounting periods and have them audited by a qualified auditor within six months after the end of each accounting period.
(2) Where an employee is required to keep accounts under Regulation 6 above, he shall adopt the same accounting period in respect of those accounts as his employer.
(3) The auditor shall report to the persons who are required to keep accounts under Regulation 6 above whether in his opinion the requirements of the Act as to the manner in which clients' money is to be dealt with and of these Regulations have been complied with or have been substantially complied with.
(4) The auditor may report that the said requirements have been substantially complied with if in his opinion they have been complied with except so far as concerns certain trivial breaches due to clerical errors or mistakes in book-keeping, all of which were rectified on discovery, and none of which in his opinion resulted in any loss to any person entitled to the clients' money.
(5) If the auditor reports that in his opinion the said requirements have not been complied with or substantially complied with, he shall specify in his report the matters in respect of which it appears to him that the said requirements have not been complied with or substantially complied with.
(6) If the auditor is unable to form an opinion as to whether or not the said requirements have been complied with or substantially complied with, he shall specify in his report the matters in respect of which he has been unable to satisfy himself and the reasons therefor.
(7) For the purpose of making his report under paragraph (3) above, the auditor shall—
(a)ascertain from the person to whom he is reporting under that paragraph particulars of all bank accounts kept, maintained or operated by him or his employee in the course of estate agency work at any time during the accounting period to which the report relates, and
(b)subject to paragraph (8) below, so examine the accounts and records of that person as to enable him to verify whether they comply with the requirements of Regulation 6 above, for which purpose he may ask for such further information and explanations as he may consider necessary.
(8) Nothing in paragraph (7) above shall require the auditor—
(a)to extend his enquiries beyond the information contained in the relevant documents produced to him, supplemented by such information and explanations as he may obtain from the person to whom he is making his report; or
(b)to consider whether the accounts and records have been properly kept in accordance with Regulation 6 above at any time other than the time at which his examination of those accounts and records takes place.
(9) A person who maintains a client account shall produce on demand to a duly authorised officer of an enforcement authority the latest auditor's report relating to the account.
Sally Oppenheim
Minister of State
Department of Trade
(Regulations 2, 3, 6 and 7)
SCHEDULEINSTITUTIONS AUTHORISED FOR THE PURPOSE OF SECTION 14 OF THE ACT FOR KEEPING OF CLIENT ACCOUNTS AND TO WHICH THE OBLIGATION IMPOSED BY SECTION 14(1) DOES NOT APPLY
1. The Bank of England.
2. A recognised bank or a licensed institution within the meaning of the Banking Act 1979.
3. The Post Office, in the exercise of its powers to provide banking services.
4. A trustee savings bank within the meaning of section 3 of the Trustee Savings Bank Act 1969.
5. A building society which has been designated for the purpose of section 1 of the House Purchase and Housing Act 1959.
These Regulations govern accounts in respect of clients' money, as defined by the Estate Agents Act 1979, namely contract or pre-contract deposits received by a person engaged in estate agency work in the course of that work.
They make provision as to the opening and keeping of client accounts, the keeping of accounts and records relating to clients' money, the auditing of those accounts and interest on clients' money.
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The oldest and the most popular producer and publisher of Marvel Comics has prepared a real treat for their fans. The Marvel Insider Loyalty Program is a chance for comic book lovers to join the Marvel universe and become one of the super heroes of the comic.
The Marvel Insider is a loyalty program for fans of the US brand aged 18+, whose main purpose is to reward Marvel's comic book lovers for online interaction with the brand. This is one of the first loyalty strategies on the global pop culture franchise market.
The goal of the majority of loyalty programs is to make customers buy or test a specific product. The Marvel's program is completely different. The fans of the brand can be rewarded, among others for following the Marvel brand in social media, watching videos on YouTube, reading and watching content on Marvel.com, downloading the latest podcasts or by answering questions related to Marvel's comic characters. The Insider program is based on an unusual loyalty structure that instead of encouraging participants to buy products, it engages fans in the multimedia content provided by Marvel, while giving them an opportunity to collect points for their activity and exchange them for attractive prizes from the world of comics.
The most common loyalty programs offer their participants all kinds of discounts and promotions, free deliveries or samples which, despite their attractiveness, do not always meet the recipients' preferences. The Marvel Insider program offers a wide range of rewards specifically tailored to the needs and desires of enthusiasts of the comics' world, which they will not be able to gain in any other way. Fans can receive, among others, digital versions of comics for desktop computers and mobile devices, all kinds of original souvenirs from the world of Marvel, and even an opportunity to join the creation process of a comic book.
The Marvel Insider program has a complex structure and is dependent on the number of points scored. The comic books fan can be positioned on one of four levels of engagement: Insider, Agent, Elite and True Believer. Each level has been marked with a different color and a particular number of stars to distinguish its level of elitism. While logging into the Marvel Insider program, each participant receives a message about the number of points needed to reach the next level. This is a very good incentive tactic that motivates program members to take further steps to get to the next level.
The Marvel Insider program offers a lot of fun to comics fans and, at the same, time gives them an opportunity to win prizes that are rare in the market and hard to find even in collector's collections. The Insider is an innovative loyalty solution in the world of pop culture, which perfectly engages participants in the world of Marvel.


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Ratched Season 2: Everything We Know So Far
We haven't seen the last of everyone's favorite nurse.
By Chloe Foussianes
It didn't take long for Netflix subscribers to inhale the first season of Ratched, Ryan Murphy's sumptuously-filmed origin story for One Flew Over the Cuckoo's Nest's villainous nurse. The show has earned acclaim from fans and critics alike, and the latter have honored Ratched with three Golden Globe nominations (for Best Drama Series, as well as Best Actress in a Drama Series for Sarah Paulson and Best Supporting Actress in a Drama Series for Cynthia Nixon).
Now, the wait continues for season two—here's what we know about the show's second run so far.
It's already been ordered by Netflix.
The streaming service ordered two seasons of Ratched off the bat back in 2017, so fans don't have to worry about waiting for an official renewal. Unfortunately, though, that doesn't necessarily mean that Ratched's second run will drop anytime soon.
Sarah Paulson as Nurse Ratched in Ratched.
Star Sarah Paulson says the production timeline is still up in the air.
"Nobody knows anything about season two because Ryan [Murphy], with the number of things he has going on, who's to know when when that's all going to begin, and you throw in the pandemic and then we think well who knows," Sarah Paulson, the actress who plays the show's title character, told Variety. She wasn't kidding about Murphy's loaded schedule—she herself is committed to two of the super-producer's other shows, American Horror Story and American Crime Story: Impeachment, in advance of the show's second season.
Paulson told The Wrap that she's trying to think about Ratched like The Crown, another Netflix series that has taken sizable breaks between seasons. The actress herself is a "desperate fan" of the show, and finds herself binging new seasons "like a raved nut," after spending so long waiting. "I like to put us into that timeframe in my mind that if people consume it the way I hope they do, they will anxiously be waiting for the next installment when it does come," she said. "And it'll make it that much sweeter."
Paulson has dropped a couple hints about where the show will head.
"I certainly think the story going forward is going to involve something about a tectonic plate shift inside of Mildred in terms of who and what her brother is and what she'll be willing to do and, most importantly, not willing to do for him anymore," Paulson told the Wrap in February 2021, soon after learning of her Golden Globe nomination for the show.
"Or are we going to go down a road where her love for her brother contributes to her behaving in ways that are morally reprehensible, that we've already seen in the first season that she did solely for him? And the consequences were significant, people lost their lives. So it's a question of how far will that love of her brother take Mildred? Will it take her away from Gwendolyn? Will Nurse Bucket maintain her camaraderie? There are a bunch of ways it can all shake out and I am the last person to tell you where that currently lives in Ryan's mind, I have no idea."
Chloe Foussianes News Writer Chloe is a News Writer for Townandcountrymag.com, where she covers royal news, from the latest additions to Meghan Markle's staff to Queen Elizabeth's monochrome fashions; she also writes about culture, often dissecting TV shows like The Marvelous Mrs Maisel and Killing Eve.
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Is This A Reverse Recipe Technology?
New AI algorithms developed by computer scientists at Tel Aviv University in Israel don't require a visual description according to a paper published on Cornell University's Arxiv.org site.
It can generate photos of food from text recipes that list the ingredients, and the method of preparation, but don't contain any visual description of how the final plate looks.
The AI wasn't allowed to read the title of the recipe it exclusively used the ingredients and the instructions to create the photo, which shows a capacity for abstraction that until now many assumed computers could not do.
The method relies on Stacked Generative Adversarial Networks (GANs), according to the report. The scientists call this process text embedding, and it's designed to understand what's on the page by semantic mapping to other pieces of content.
Then a GAN analyzes those vectors and compares them to other descriptions of more than 50,000 photos of food in the real world; then generates synthetic photos from new recipes.
Giving those food Instagrammers yet another tool to annoy the rest of us.


Snow uses verse to tell his story, with movement to punctuate his careful composition. His mother Rene is called Pepper because she "left brothers breathless." His father is Swift Rhyme on the airwaves and Darnell when he's in trouble. To accompany the storytelling, Rebecca Arends choreographed movement for two bodies. She and Winston Dynamite Brown embody Rene, Darnell, and a host of other figures in Snow's life. The dance is smooth and unhurried, powerful and subtle, and does not distract. Every movement adds another dimension to Snow's perspective, especially when the truth is hard to hear. When Darnell leaves and Rene is working as a hospice nurse, she cleans a man who spits racial epithets at her any chance he can. It is his name she chooses for her son, and it is his name that Snow identifies with, not Darnell.
The poetry sings in familiar cadences as often as it soars on its own currents, inviting us to listen closely so as not to miss a word. Snow wears a lapel mic, and his delivery is aided by musical compositions from Varuni Tiruchelvam and A.J. Khaw. Tiruchelvam plays a cello, sometimes in gliding tones that haunt the disturbing subject matter and sometimes as the simple bass rhythm for a fresh beat. Khaw seems equally as comfortable in dissonant ambiance as he is in righteous jazz and blues. The effect is an augmentation of the words, a performance nurtured from the text with sound and movement dove tailing in wicked harmonies. As Snow examines his family's history he constructs the context for his future, and for the future of his son.


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The Car GuideNewsAutomotive Maintenance: The Best Repair Shops for Your Car
Automotive Maintenance: The Best Repair Shops for Your Car
by The Car Guide October 11, 2021
Photo: Volkswagen
In partnership with Otogo.ca
Looking for concrete proof that Canadians have been spending less time on the road and in the workshop since the start of the pandemic? The value of the automotive repair and maintenance market has dropped drastically from $9.2 billion in 2020 to $6.6 billion in 2021, according to data from JD Power Canada.
Average per visit to service departments fell from $375 to $332 for car dealerships and from $241 to $226 for independent workshops.
The former recorded 46% of service visits, compared to 54% for the latter. Surprisingly, independent garages have reversed the trend of recent years by taking 4% of revenues from dealers, for a total share of 44%.
Photo: Toyota
"Despite the decrease in visits and revenues from auto service, there is an encouraging point: Many owners have chosen to carry out more expensive repairs on their vehicle instead of exchanging it for another," states JD Ney, head of automotive research at JD Power Canada.
A survey conducted by the organization among owners 4 to 12-year-old vehicles (still covered by warranty or not) also reveals where the satisfaction rate is the highest.
Just like in 2020, Audi dealers dominate with a score of 825 on a scale of 1,000. They are followed by the Great Canadian Oil Change locations (823) and Volkswagen dealers (817). NAPA workshops (815) and GM dealers (809) complete the top 5. On the other hand, it is noted that satisfaction with service at Costco is down sharply (now 739 points instead of 801). Canadian Tire garages (744) and Jeep /Dodge/Chrysler/Ram/Fiat dealers (753) are not very popular either. Overall, the satisfaction rating is 791.
Dealerships, however, have a slightly lower score (786) when compared to independent workshops (796).
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Tires Top 10: Best Winter Tires for Cars and Small SUVs, 2021-2022
Setting up our winter tire evaluations at the end of last winter wasn't easy due to the various COVID-19 measures. With a curfew still in effect, we had little time during the day to get to our locations. Furthermore, we had to move some of the testing to the Outaouais …
News Used Car Prices to Drop in Late 2022, KPMG Predicts
The rising prices of used vehicles may be a good thing for those looking to sell, but it's quite another story for buyers. When will the market get back to normal? Is that even possible? You might want to know what analysts are seeing in their crystal balls. Based on …
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New Models Our 2023 Honda HR-V Will Be Way Different From the Overseas Model
Honda 's "Year of the Crossover" will see the Japanese automaker introduce fully redesigned CR-V and Pilot models in addition to the North American variant of the next-generation HR-V . Remember, when the new HR-V debuted back in February 2021, it was the one designed for Japan and Europe. Honda …
News 2022 Toyota Tundra Capstone Takes Luxury to New Heights
The completely redesigned 2022 Toyota Tundra arrived in Canadian dealerships last month with a more comprehensive lineup than ever. Now, the company is adding a new model that will tower above the rest. Called Capstone, it's the pinnacle of Tundra pickups, even more luxurious than the Platinum and 1794 Edition.


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Stiglitz – US trade deals were designed to serve corporations at the expense of workers
US trade deals were designed to serve corporations at the expense of workers
by Joseph E. Stiglitz – April 21, 2019
Globalization sits at the center of America's economic crisis. On one side, critics of globalization blame it for the plight of America's suffering middle class. According to President Trump, our trade negotiators got snookered by those smart negotiators from other countries. We signed bad trade deals that led to the loss of American industrial jobs. This criticism of globalization has found enormous resonance, especially in the parts of the country that experienced deindustrialization.
By contrast, globalization's advocates claim that all of this is sheer nonsense. America has benefited from globalization. Protectionist policies put at risk all that has been gained through trade. In the end, they say, protectionism will not help even those who've lost their jobs due to globalization or seen their wages collapse. They, the U.S., and the entire world will be worse off. Globalization's advocates shift the blame for deindustrialization and the American malaise elsewhere: the real source of job loss and low wages for unskilled workers has been improved technology, and globalization is getting a bum rap.
For more than twenty years, I've been criticizing the way that globalization has been managed — but from a completely different angle. From my perch as chief economist at the World Bank, it was obvious that the global rules of the game were tilted — not against, but in favor of the United States and other advanced countries at the expense of developing countries. The trade agreements were unfair — to the benefit of the U.S. and Europe and to the detriment of developing countries.
The idea that our trade negotiators got snookered is laughable: we got almost everything we wanted in late-twentieth-century trade negotiations. Over the opposition of those from developing countries, we secured strong intellectual property protections — which protected the intellectual property of the advanced countries, but not that of developing countries. We've succeeded in forcing countries to open up their markets to our financial firms — and even to accept those highly risky derivatives and other financial products that played a central role in our own financial collapse.
It's true that American workers have been disadvantaged — low-skilled workers in particular have seen their wages reduced, in part because of globalization. But that is partly because American negotiators got what they asked for: the problem was with how we managed globalization and with what we wanted — trade agreements simply advanced corporate interests at the expense of workers in both developed and developing countries. We as a country didn't do what we should have to help workers whom globalization was hurting. We could have ensured that globalization benefited all, but corporate greed was just too great. The winners didn't want to share their gains with the losers. Indeed, they liked it that wages were pressured down as American workers had to compete with workers from developing countries. It increased corporate profits all the more.
'Rule of the jungle' approach to trade
It might seem that President Trump and I are on the same side of this battle against globalization, but that is wrong. Fundamentally, I believe in the importance of the rule of law — of a rules-based system for governing international trade. Just as we need a rule of law within our economy — without that, no society can function — so too, we need a rules- based international system. Trump, by contrast, wants to return to the rule of the jungle: when there is a trade dispute between two countries, they "duke it out," and the stronger country wins. His misguided view is that since we are stronger than any single country we would win all of these battles, and we could then create an international trade regime that is a maidservant to U.S. interests. He misses two critical points: why would anyone else join such a system, to be taken advantage of, rather than focus on trading and other economic relations with partners that behave and treat others decently? And other countries can, and would, get together, and while we're not much different in economic size than China and Europe (though within a short while China is slated to be more than 30 percent larger than the US), if the other two got together against us — or any of the other two are joined by large numbers in the "third world" — our seeming power advantage would quickly disappear.
Trump is wrong to blame globalization, whether unfair trade rules or unwanted immigrants, for the country's woes, but globalization's advocates are also wrong in arguing that globalization has played no role in the plight of the large parts of the population that have seen their incomes stagnate or decline, and that it's just technological progress that's to blame. The real onus of blame, though, should be on ourselves: we mismanaged the consequences both of globalization and of technological progress. If we had managed these well, both could have generated the blessing that their advocates claimed.
We need better, fairer international rules. But what America needs most is better management of the changes being brought about both by globalization and technology.
Originally posted on CNBC.


Dr. Lucy Mphuru, MBA is a registered medical doctor with more than 18 years of experience working in public health.
She joined IntraHealth in 2007 and has since held roles as clinical and training manager, project director for the Tanzania HIV Prevention Project and, currently, country director for IntraHealth International's Tanzania office and project director for the Tohara Plus Project.
Prior to joining IntraHealth, she worked for Muhimbili National Hospital as a doctor and served as marketing manager for Population Services International. Later, Mphuru became EngenderHealth's program manager for prevention of mother-to-child transmission.
Dr. Mphuru has in‐depth clinical knowledge and technical leadership experience in human resources for health and HIV/AIDS prevention and care and treatment programs, including voluntary medical male circumcision, prevention of mother-to-child transmission, adult and pediatric HIV/AIDS care and treatment, gender-based violence, reproductive health and family planning services.
As country director, she has provided leadership, strategic vision, and guidance in all phases of program management, ranging from project needs assessment to program design, implementation and evaluation. She represents IntraHealth at senior levels of the Government of Tanzania and to donor agencies in Tanzania. Her comprehensive skill set includes strategy design, program and technical management, financial administration, and ensuring service quality in order to achieve a high degree of impact among target populations.
Dr. Mphuru obtained her Doctor of Medicine degree from Muhimbili University College of Health Sciences and a Master's in Business Administration (MBA) from the Eastern and Southern African Management Institute in Tanzania.


Urban Property Invest is a well established landlord with over fourty years experience. We have a diverse property portfolio which includes commercial, residential and student property in Liverpool and Manchester.
We have been involved in the student sector since 1974. This is where our business began and over the years we have seen significant changes.
We have various properties across Liverpool.
We have a number of commercial tenants ranging from sole traders to national corporate tenants.
Liverpool 15 and Liverpool 17.
Our properties vary from one bed apartments to four bedroom houses.
We have accommodation in Liverpool City Centre, South Liverpool and Didsbury, Manchester.
We operate over three sectors of the property market, residential, student and commercial, making for a strong diverse portfolio.
Our properties are located across the northwest in Liverpool and Manchester. We offer a high standard of accommodation and a friendly professional service to suit a wide range of accommodation needs.
All our properties are licensed respectively with the relevant documentation in coordination with the city councils in which we operate, these include class registered licences and HMO licences.
Here at Urban Property Invest we are really easy to get hold of. You can either enquire via our website using our contact form. Alternatively you call us directly on 0151 706 8157.