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Anti-Crypto Crime: We all have the permission to learn!
With the passage of the EUs 5th 'MLD' (Money laundering Directive) to include VASPs (Virtual Asset Service Providers) / Crypto firms to ID&V and monitor transactions in line with recording and reporting obligations. There has been a rapid need for fellow Anti Financial Crime practitioners and operating model change agents within 'FS' (Financial Service) to upskill and expand their knowledge. That goes way beyond KYC and alert handling. The evolution of NextGen Tech 'DLT' (Distributed Ledger Technology) has generated a flourish 'DeFi' (Decentralised Finance) ecosystem of Crypto / 'VA's (Virtual Assets) that has paved the way for start-up tech firms to facilitate and offer exchange and safe custody of VA's. These VASPs as a start-up industry, is gaining the traction of transaction trust from a user community, as well as many established FS's (like VISA) and many jurisdictional regulators, that now embeds Crypto within the formal financial system.
A community of knowledge sharers
Considering current and historical wrongdoing. The inherit risks of borderless Blockchain that in many use-cases, abuses pseudonymisation to disguise identity to circumvent AML controls when storing or transferring dirty value, that facilitates illicit harm to people the environment. The good news is 'Anti Crypto Crime' communities, organisations and technologies are now GLOBALLY popping up, responding, and flourishing by offering brilliant FREE webinars, training sessions that in-turn are Masterclasses of refined and continued academic debate. All that have incredibly esteemed panellists and participants, via forum-chat, as a rich knowledge source.
It goes without saying, money laundering does not respect boarders, so I for one am grateful for such a global and borderless response from a group of diverse and talented thought leaders. Highlighting the ongoing challenges of the ramp up and adoption of VAs / NFTs (Non-Fungible Tokens) as a credible asset-class. As well as the technologies AKA Crypto RegTechs, that brings the much-needed confidence and integrity to the DeFi and smart contract marketplace, that again is a borderless ecosystem. That presents a new wave of jurisdictional enforcement problems, as well as operational pain points and accountability tensions that need to be ironed out and ratified , as the ecosystem evolves and compliance frameworks mature to meet sound governance expectation.
Further, these new learnings provide opportunity to be ahead of the curve, with the understanding and application of FATF guidance and the much awaited 'Travel Rule' that is generally cascaded and put into force by sovereign states. As stipulated regulation and legislation, thus deter governmental ignorance, and prevent member states going to grey list during the 'FATF country mutual evaluation' process.
Sanctions and ramifications of non-compliance
As we are all too aware Crypto / VAs can sadly be misused for nefarious activities predominantly with the rise of ransomware. COVID has created a work at home culture, that has expanded the cybercriminals attack surface to exploit certain vulnerabilities. Bad actors who have held many firms siege with ransomware for a ransom. Demands of a ransom always being requested via payment of Crypto. It must be noted that the U.S authorities have taken some lead to tackle this problem. OFAC has designated numerous malicious cyber actors under its cyber-related sanctions program. With over 800 VASPs in 80 countries, it is imperative to screen against OFAC watchlist irrespective of jurisdiction.
If there is any suspicion or evidence that bad 'cyber actors' are extorting ransomware payment may be sanctioned or otherwise have a sanctions nexus. OFAC has designated numerous nefarious cyber actors under its cyber-related sanctions program and other sanctions programs, including cyber criminals and those who facilitate ransomware transactions as a VASP. OFAC has provided clear details for contacting relevant U.S. government agencies -including DEA, FBI, FinCEN and OFAC and has highlighted sanctions risks in on the (US) treasury.gov website. VASP or any entity that facilitate ransomware payments to cyber actors on behalf of victims, including financial institutions, cyber insurance firms, and companies involved in digital forensics and incident response, not only encourage future ransomware payment demands but also may risk violating OFAC regulations, therefore putting themselves and the key principles at risk of being placed on the OFAC sanctions list. Which no law-abiding citizen would wish for.
Plausible justification for Crypto
Equally, legitimate rationales such as data privacy and humanitarian, like unbanked refugees who have worked hard and need to store value against oppressive regimes or those who got on the Crypto bandwagon early. As traditional and 'CeFi' (centralised finance) and DeFi converge as a trusted and traceable conduit to transfer value globally. Irrespective, if you are currently working for a FS firm that has an all-out ban on VASPs / Crypto firm onboarding. You simply cannot steer away from the complexities and nuanced affiliation that many AML practitioners will have to consider then opine, when met with a segment of Crypto when investigating both source of funds, wealth, and transaction. I very much doubt any bank will offboard Tesla or Elon Musk's interests, who publicly advocates and invests in virtual assets and coins.
Crypto's SOW
As this emerging breed of Crypto millionaires become HNWI (High Net Worth Individual) type, they will unequivocally have to demonstrate a credible narrative of how they derived their wealth, as they seek to diversify investment and spender (who would not!), that is SO reliant on traditional finance payment networks to procure luxury and high lifestyle living.
As this trend accelerates, there is an imperative discipline for rigorous, verified and validated 'SOW' (source of wealth) memo's that can sufficiently prove Crypto wealth, that is not placed or integrated from cyber-criminality or any other predicated offences, as prescribed within EUs 6th MLD. But, from the good investment of the surge of Crypto value, that will need a forensic and plausible audit trail to appease competent authorities and regulators.
illicit finance, be it proceeds of crime or good value funding wrongdoing like terrorism, unfortunately fuels adverse life changing ramifications, at worst costs lives, as well as conservation and environmental impact. As we all strive to continually improve to be vigilant and be better versions of ourselves. I could not encourage more a wider community of experts or Financial Crime experts to broaden their AML scope within VAs / Crypto. Again, these webinars are FREE and inclusive to all! That affords every AML practitioner, the permission to learn, by getting involved and participating into this evolving, comprehensive and fascinating conversation.
My view is Crypto is not going away, and compliance is a collective zeal, therefore, should be collaborative, never competitive.
This is a guest blog written by James Emin in association with Twenty84 and Raw Compliance.
James Emin is a qualified AML and GDPR compliance Business Analysis and Project Manager. 15 years of experience within Financial Crime, starting as a KYC analyst through to becoming an SME, as a career contractor. Whilst supporting and running change management projects at many leading regulated institutions, was then that he realised technology would be adopting much of the human effort that drove him to be a BA, tech change agent and thought leader. Therefore, he is passionate about nuancing the complexities of illicit value, from storage to borderless transfer and how Fincrime operating models need to be resilient to meet ongoing threats and typologies by using both agile and Value Engineering methodologies to optimise resources. Ranging from Proliferation Finance, FinTech and Regtech which led him to scribe other thesis's.
He holds an International Diploma in Business Analysis (BCS) and is AgilePM, Prince2, GDPR certified at practitioner level.
Raw Compliance provides a global platform for compliance professionals, and those interested in compliance, to build a global community to develop new skills, learn from experts, collaborate, network and try new initiatives.
Published inBlog
Guest Blog: Cryptocurrencies, Money Laundering and Terrorist Financing
Cryptoassets and cryptocurrencies have been gaining in recognition and awareness in recent times. There are now more than 4,000 cryptocurrencies on the planet, of which Bitcoin is the most well known. Here is a chart of the bitcoin price over the last 12 months (source Coindesk), which shows an increase greater than the factor of six:
Despite this increasing popularity, is there a danger that cryptocurrencies can be used for illegal activities such as fraud, money laundering and terrorist financing?
At one end of the scale is the view that as all transactions occur on a blockchain platform and are visible to all, there is no chance of misuse. At the other end of the scale is the view that just as "where there's muck there's brass", the corollary applies, and someone will always find a way into a system, or to abuse a system. The answer lies somewhere in between.
Cryptocurrencies and Money Laundering
It is possible to obfuscate the ownership of cryptocurrencies, some of which have more privacy features than others. The market has not just seen the rise of cryptocurrency exchanges, but also of mixing and tumbling facilities by which cryptocurrencies are bundled, divided and redistributed amongst different accounts. This makes tracing harder to conduct, but not impossible, as displayed in a Canadian case in 2019 involving seizure of CAD 1.4m of bitcoin, and the seizure by US authorities in 2020 of a USD 1 billion Bitcoin wallet associated with the notorious Silk Road dark web criminal supermarket.
The Financial Action Task Force (FATF) released guidance on VASPs "Virtual Asset Service Providers" (known as Digital Assets in certain countries) in 2019.* Countries are now required to assess and mitigate their risks associated with virtual asset financial activities and providers; license or register providers and subject them to supervision or monitoring by their national authorities. VASPs are subject to the same relevant FATF measures as those that apply to financial institutions. The guidance addresses:
How do virtual asset activities and VASPs fall within scope?
How should countries apply the Recommendations in the context of virtual assets or VASPs?
How do the Recommendations apply to VASPs and financial institutions?
The guidance also includes examples of national approaches to regulating and supervising VA activities and VASPs to prevent their misuse for ML and TF. Cryptoassets are developing rapidly and the FATF guidance was revised a year later.**
The report reviews implementation and sets out:
how ML and TF risks and the virtual asset market have changed since June 2019;
progress in implementing the revised Standards;
the private sector's progress in implementing the revised Standards, including the development of technical solutions for the implementation of the "travel rule";
issues with the revised Standards and Guidance; and
next steps regarding virtual assets.
The report finds that both public and private sectors have made progress in implementing the revised Standards. 35 of 54 jurisdictions advised they have now implemented the revised Standards, with 32 of these regulating VASPs and three prohibiting their operation. The other 19 jurisdictions have not yet implemented the revised Standards. While supervision of VASPs and implementation of AML/CFT obligations by VASPs is generally nascent, there is progress. In particular, there has been development of technological solutions to enable the implementation of the "travel rule" for VASPs, even though there remain issues to be addressed by public and private sectors.
The VA sector is fast-moving which means continued engagement between public and private sectors is necessary. FATF has agreed to continue its focus on virtual assets:
continue enhanced monitoring of VAs and VASPs and undertake a second review of implementation of the revised FATF Standards by June 2021;
release updated Guidance on VAs and VASPs, addressing stablecoins, anonymous P2P transactions and travel rule implementation;
promote understanding of ML and TF risks involved in VA transactions and potential misuse of VAs for ML and TF purposes;
enhance its engagement with the private sector, including VASPs, technology providers, technical experts and academics, through its Virtual Assets Contact Group; and
continue its program of work to enhance international cooperation.
Cryptocurrencies and Terrorist Financing
Terrorist financing is a different issue to money laundering. It does not cost much to create a significant terrorist incident. The Bali bombing of 2002 killed just over 200 people. The cost for the terrorists to mount the operation was estimated at AUD 25,000 (about GBP 14,000). The attacks in the US in September 2001 killed nearly 3,000 and caused insurance losses of around USD 40 billion. The cost to mount the operation was estimated at USD 400-500,000. The costs of the "War on Terror" since are put at USD 6 trillion. This is just the cost to the US economy.
There is evidence that terrorists are now using cryptocurrencies to finance their operations. Last September French police arrested 29 suspected members of a Syrian related terrorist gang and charged eight of them with terrorist financing. French counter terrorism police alleged widespread anonymous purchase of cryptocurrency coupons from tobacconists across France, which were then credited to accounts opened from abroad by jihadists, who were then responsible for converting them into cryptocurrency on bitcoin purchasing platforms. France as a result has announced compulsory KYC requirements for all crypto companies operating in France, including companies not based in the country. Crypto-to-crypto exchanges will also have to be registered.
So how can you try and spot the misuse of cryptocurrencies? There are a number of red flags to look out for on transactions, which, depending on the circumstances, may lead you to develop a suspicion as to the true provenance of the value involved in a transaction, or the true activities of those involved. Here are the indicators developed by FINTRAC, the Canadian FIU, as an example (taken in isolation, these may be innocent of course, or there may be another legitimate explanation involved):
It is important to note that depending on your business activities, some of these ML/TF indicators may not apply.
Client portfolio only consists of privacy coins or has a high value in privacy coins (For example, Monero, Dash, Zcash)
Client transfers Bitcoin in large volumes in exchange for privacy coins (For example Monero, Dash, Zcash, etc)
Client is unwilling or unable to provide information about the source of privacy coins they once held or currently have
Virtual currency addresses match addresses on recognized watch lists such as the list of the Office of Foreign Assets Control (OFAC) or law enforcement information
Many individuals register with the exchange within a short period using a shared address, mobile device, phone number, IP addresses and other common identity indicators
The client's virtual currency wallet or address is linked to fraudulent activity in media reports and/or cyber security bulletins
A platform receives unusual or persistent requests from other exchanges/vendors/service providers in respect of a client's deposited funds
A broker charges abnormally high commission fees compared to the industry standard
The white paper is of poor quality, incomplete, misleading, and has limited information
Publicity is created around the initial coin offering (ICO) (advertisements, celebrity endorsements, social media ads), also known as pump and dump ICOs
The developers are anonymous or information provided about the ICO cannot be verified
There is no access to the smart contract, to the code or to technical information about the token's creation
There is no possibility to sell the investment or to exit the project to recover the invested funds
A series of complicated transfers of funds to multiple addresses or wallets that seems to be an attempt to hide the source and intended use of the funds
Transactions take place at the same time of day. Transfers from fiat to virtual currency and virtual currency to fiat
High volume and frequency of transfers between different types of virtual currencies
Client provides an anonymous email address obtained through an encrypted email service
Funds are deposited or withdrawn from a virtual currency address or wallet with direct and indirect exposure links to known suspicious sources, including darknet marketplaces, mixing/tumbling services, questionable gambling sites, illegal activities (for example, ransomware) and/or theft reports
Funds flow through a large number of intermediate addresses in a very short period of time prior to being deposited in a client's wallet, or just after being withdrawn
Virtual currency passes through mixers/tumblers and is transferred to multiple wallets, where the funds are cashed out
The virtual currency's funds originated from an over the counter trade broker that advertises its services as privacy-oriented/anonymous
Virtual currency address has links or hops from a wallet address that has appeared on online platforms indicating support for violent extremism or radicalization (including social media, ads on fundraising sites, sites on TOR or messaging sites)
The source of funds used for the purchase of large amounts of virtual currencies is unknown
The email address used in the transaction is linked to advertisements for the sale of virtual currencies on peer to peer exchange platforms. These advertisements may suggest that the client is buying and selling virtual currency on a commercial scale through a business as a non-registered money services business
The client frequently receives funds from multiple payment processors
The client makes frequent payments or transfers to companies, post office mailing services or uses money orders from agents of the Crown for the purchase of computer software or hardware
Cryptoassets are here to stay, but just as with non cryptoassets there are good ones and ones which are not so good. Thus you need to assess how to differentiate between them, how each particular cryptoasset ecosystem works, how it can be abused, as well as how to select the ones which work best for you, and avoid getting caught up in cryptocrime.
* FATF Guidance on VASPs
** FATF Guidance on VASPs revised
This is a guest blog post by Richard Parlour. Richard is a co-rapporteur for the EU Task Force on Increasing AML Effectiveness Across Europe. His focus is on all aspects of AML from policy to due diligence, investigations and training.
Crypto and Proposals for New European Regulation
Following the EU's publication of its proposed Regulation on Markets in Crypto Assets (MiCA) on 24th September, we are delighted to have had the opportunity to write a guest blog for BCB Group on what these new regulations entail, and how Brexit will impact this.
The Build Up
It is now more than a decade since bitcoin was created and some are asking whether the cryptocurrency world will attract some form of specialised regulatory coverage. If so, will it be treated like FX, which in many countries is unregulated as regards trading on a spot basis, but often regulated in terms of derivatives and funds? Will it be bespoke or will some other regime apply?
Legal and regulatory development has lagged far behind technological development in this area. Development of appropriate law and regulation has been sporadic and uncoordinated internationally. Commercially, bitcoin is very much the market leader, but there are now hundreds of cryptocurrencies in issue. Commercial use has started developing and you can now pay school fees, or professional bills in cryptocurrency. There are now ATM machines. Central Banks are debating about introducing their own digital currencies and the Chinese have started their first trial use.
Regulation usually follows the emergence of a new asset class, and cryptocurrency looks like it will be no exception... Click here to read the full blog on BCB Group's website.
BCB Group is Europe's leading provider of business accounts and trading services for the digital asset economy. BCB Group provides accounts and payments processing for the world's largest crypto-engaged financial institutions including Bitstamp, Coinbase, Galaxy, Gemini and Kraken, in most major fiat and cryptocurrencies.
Why the last barrier to crypto's mass adoption is good regulation
It's no secret that blockchain-based systems are rapidly becoming a part of our everyday lives, not just in a peer-to-stealthy-peer, underground-darkwebs way, but also on a systemic level.
This list by Forbes titled "Blockchain 50: Billion Dollar Babies" illustrates the world's biggest companies like Google, Facebook, JP Morgan Chase, Amazon, and others all working on their own blockchain projects today.
Thanks to the genius of an unnamed coder(s?) known as Satoshi Nakamoto, who created the Bitcoin code, parts of this system were used to fuel thousands of cryptocurrencies, companies, and projects today, none of which would have happened without Bitcoin. Talk about creating your own business!
In fact, very recently was Bitcoin's 12th birthday, a round date that brought about equally round figures for its "CEO" (currently missing in action for over a decade) and early pioneers: bitcoin the token rose in price from tenth of a penny to $15400 apiece, in 12 years it has never been hacked, and now its creator's code is getting implemented all over the world. Not bad for a 12-year-old. But if these are just baby steps, what happens next?
Why are companies becoming more and more interested in blockchain?
This example of HSBC completing the world's first paperwork-free deal using Corda R3 blockchain is one no-nonsense illustration of what IBM.com calls "significant business benefits, including greater transparency, enhanced security, improved traceability, increased efficiency and speed of transactions, and reduced costs".
Transactions that take minutes, not days, fees smaller by several orders of magnitude, ability to provide complete proofs and auditable logs for anyone to see, are just a small snapshot of what blockchain can offer the world's companies today. And this is why in this rapidly developing sphere, the demand for people is desperate.
With over 140 000 000 users in Bitcoin alone according to Bitcoin expert Andreas Antonopoulos, this industry is increasing its sphere of influence at a staggering pace. But for that it needs people – and for people to take crypto seriously, and to trust this industry, there needs to be safety and security in the niche.
In response, more countries across the globe are beginning to introduce crypto regulations. But what does this mean exactly, and how is it likely to affect FinCrime and Compliance recruitment?
Are there regulations already in place?
Governments all over the world are already putting in dramatic efforts to make crypto safe everywhere. This industry is a lot safer than in the early days thanks to law and order (for instance, putting a stop to Silk Road made this sector a lot more secure; improving security mechanisms around Initial Coin Offerings and introducing Initial Exchange Offerings allowed for greater safety of public funds).
In the UK, just a few days ago (at time of publishing), Chancellor Rishi Sunak announced that the government is researching CBDCs as an alternative to cash, and that the Treasury is drafting proposals to regulate private stablecoins. This is a strong indication that the government believes digital currencies can transform financial services, and follows on from three other recent notable moves by the UK regulators in terms of crypto regulation:
From 10th January 2020 any UK businesses carrying on cryptocurrency activity will have to register with the FCA and have until 10th January 2021 to do so, otherwise they must cease trading.
The government are currently analysing responses to their consultation around bringing certain crypto assets into the scope of financial promotions regulations, with the purpose of "enhancing consumer protection while continuing to promote responsible innovation."
Last Month, the FCA announced that the sales, marketing and distribution of crypto derivatives to retail consumers will be banned in the UK, arguing that the ban provides an appropriate level of protection to retail consumers, who are at a high risk of suffering losses from trading crypto-derivatives
Across the world, not only is crypto being affected by the classical banking structures, classical banking structures are employing crypto. Just one example of this happened very recently, when the Reserve Bank of Australia announced that it is planning a proof of concept (PoC) for a wholesale central bank digital currency (CBDC) based on distributed ledger technology (DLT), or more specifically, Ethereum blockchain technology.
"We are aiming to explore the implications of CBDC for efficiency, risk management and innovation in wholesale financial market transactions."
Michelle Bullock, Reserve Bank Assistant Governor
As government interest in CBDCs is increasing, crypto exchanges are also undergoing structural updates in accordance with emerging regulation requirements both from the outside and the inside:
In many countries around the world crypto exchanges are required to have a license to operate.
In terms of internal regulation, here's one illustration of having good controls in place: compare a crypto exchange today that makes sure it has a reserve fund to compensate users in case of a hack, and an exchange in the early days of Bitcoin like MT Gox, who didn't have any regulatory framework at all.
A certain balance has to be reached, of course, between users having security and privacy (this example of Coinbase users' indignation about exposure of their private data illustrates the importance of maintaining data integrity). But surely a way out could be put together that would protect users from fraud as much as possible and at the same time allowed them to keep their data their own?
With technologies like zero-knowledge proofs that enable users to confirm authenticity without giving up private data, there seems little doubt that enhanced regulations will be implemented soon.
If blockchain is such a tempting prospect why hasn't the government already fully regulated Crypto?
As many more global companies around the world use Bitcoin and blockchain to vastly improve their businesses, millions more users are joining the network. Since the beginning of the emergence of blockchain technology, governments have introduced regulation to try to minimize the risk of crimes, which were rampant pretty much from the beginning, giving Bitcoin a bad name from the get-go.
Just as dollars can be and are used to sponsor crimes, so can crypto, thanks to the fact that many, if not all, of its features are much more advanced than those of the fiat financial systems. Meanwhile, no-one is banning the USD on those grounds, and it logically follows that crypto shouldn't be seen only as the tools of drug lords and terrorists in just the same way.
Instead, introducing clear and meaningful regulation will put an end to lawlessness and fear associated with crypto for many users (take, for example, 80%+ of ICOs turning out to be scams) and could very well mean the beginning of rapid global adoption for crypto.
Governments are becoming much more accepting of crypto. This is evident when comparing in how many countries crypto was legal 5 years ago and now. In fact, all developed and affluent countries are now allowing crypto in one form or another, and comparatively there aren't many left who don't.
What's left to do?
As more and more governments study and understand Blockchain and its benefits, the crypto eco-system and its main players, it's becoming obvious that the only thing standing behind crypto's indescribable potential for good and a much more fair, simple, and noble world are clear regulations.
Ultimately, it is very likely that cryptocurrencies will become increasingly mainstream in the near future, and this increases both the potential for crime, and the need for regulations across the globe; so it follows that FinCrime and Compliance professionals will see openings for more crypto regulation-specific careers in the future.
Chancellor Rishi Sunak said on Monday:
"We are starting a new chapter in the history of financial services and renewing the UK's position as the world's pre-eminent financial center. [...] Our plans will ensure the UK moves forward as an open, attractive and well-regulated market."
At Twenty84, we are already starting to see an increase in regulatory roles in the Crypto and Digital Assets space. An example of some of the roles that we have seen so far include:
Head of Risk and Compliance (Crypto)
Crypto AML Officer
Crypto Compliance Analyst
Regulatory Crypto Markets Expert
Twenty84 recently partnered with CryptoUK
CryptoUK is the UK's self-regulatory trade association representing the crypto asset sector. Since their launch in 2018, they have been raising awareness of the need for a supportive regulatory framework for crypto assets in the UK.
At Twenty84 we are increasing our focus on Crypto/Digital Assets regulatory hiring and growing our experience in the sector, so this partnership helps us to understand the skill gaps and requirements in this fast-moving industry, which means we can offer a knowledgeable service to our Crypto and Blockchain clients.
We are excited about the potential to offer plenty of interesting new careers and opportunities to our Financial Crime and Compliance network!
Is this something you would be interested in?
Get in touch to find out about the digital assets / crypto regulation roles we have available, or to discuss the regulatory skills requirements in your Crypto / Blockchain business.
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Note: To configure voicemail settings as a system administrator in Virtual Office Configuration Manager, click here.
System administrators can configure voicemail settings for any extension in Account Manager. Individual extension users can change their voicemail settings in Virtual Office Desktop or Virtual Office Online.
Changes can be made to voicemail settings on the phone through the voicemail options audio menu only after the initial voicemail password has been set up in Account Manager, Virtual Office Desktop, or Virtual Office Online.
Please note that there is no default voicemail password. If you have forgotten your password, you can reconfigure it in Virtual Office Desktop or Virtual Office Online, or contact your system administrator.
Note: Setting up voicemail for a Toll-Free Number or Virtual Number (such as your main company number) simply depends on what extension the number is pointing to. After that is established, you can proceed to set up voicemail for that extension using the steps provided below.
Find the extension whose voicemail options you wish to edit and click Edit Extension.
Voicemail Password – Numbers only, 4-15 digits. Your password cannot be repeating (0000) or sequential (1234), and cannot be the same as the extension number.
*Note: Customer assumes risk that a voicemail can be lost if their email is mishandled for any reason.
Voicemail-to-Email Address – Enter the email address to which you would like notifications sent when your extension receives a voicemail.
At the bottom of the screen, click Save Changes.
Log in to either Virtual Office Desktop or Online.
Click Virtual Office > Preferences > Account Settings > My Services > Voicemail Settings.
Enter the email address to which you would like alerts sent when your extension receives a voicemail.
Choose the format of your voicemail notifications.
Enter a new password – Numbers only, 4-15 digits. Your password cannot be repeating (0000) or sequential (1234) numbers, and cannot be the same as the extension number.
Note: Voicemail cannot be configured in the settings of 8x8's Virtual Office Mobile App. You may use the app to call in to your voicemail from your extension, then change your settings using the audio menu as described below.
Setting your voicemail password for the first time? From your own extension, dial 555, then press the # key. The system will first state, "This is not a valid password." Stay on the line and listen to the brief voicemail tutorial. At the end, follow the instructions to set a voicemail password.
Dial 555 and enter your voicemail password, followed by the # key.
Dial 500, enter your extension number, then enter your voicemail password, followed by the # key.
Press # to set your voicemail password for the first time.
Press 2 to change your greeting. Options include using just your first and last name; setting distinct internal (on-network) and external (off-network) greetings; and changing greetings to be used at certain times or occasions.
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text:
Esma Agolli (Tirana, 1r de juliol de 1928 - Tirana, 5 de juny de 2010) va ser una actriu albanesa.

Biografia
Esma Agolli va debutar el 1948 com a actriu de teatre al Teatre Nacional de Tirana (Teatri Kombëtar). Al llarg de la seva carrera, Agolli va interpretar més de 60 papers al teatre, cinema i televisió. Agolli va interpretar els papers clàssics del repertori teatral, incloent Olga a Les tres germanes, Lena a Leonce i Lena, i el 1960, junt amb Mihal Popi, el paper principal a La locandiera en la primera representació albanesa de l'obra, dirigida per Selman Vaqarit. El 1980, es va retirar oficialment dels escenaris, però va continuar tornant esporàdicament en alguna representació. Entre d'altres, va interpretar el 2005 al Teatre Nacional Tirana amb l'obra Streha e të harruarve de Ruzhdi Pulahës.

Va debutar al cinema el 1957 com a núvia al curtmetratge Fëmijët e saj (Els vostres fills) de Hysen Hakani. En total, va rodar cinc pel·lícules més, però es va dedicar principalment al teatre.

Per als seus èxits artístics, Agolli va rebre el títol d'Artista Honrada (Artiste e Merituar).

Va morir per aturada cardiorespiratòria a la seva llar de Tirana el matí del 5 de juny de 2010, segons la seva família. Va ser enterrada el 7 de juny de 2010 segons els seus desitjos en un funeral familiar privat.

Filmografia
 1957: Fëmijët e saj
 1958: Tana
 1979: Në shtepinë tonë
 1979: Përtej mureve të gurta
 1979: Mysafiri
 1990: Flete de bardha

Referències

Vegeu també
 Dones a Albània

Persones de Tirana
Actors albanesos
Actors de cinema europeus
Actors de teatre europeus
Morts a Tirana
Morts de malaltia cardiovascular

redpajama_set_name: RedPajamaWikipedia


text:
Йохан Натерер () е австрийски зоолог, пътешественик, изследовател на Южна Америка.

Биография
Роден е на 9 ноември 1787 година в Лаксенбург, тогава в пределите на Австрийската империя, в семейство на ветеринар. От ранна детска възраст се привързва към животните. През 1802 – 1803 следва зоология и след завършване на образованието си се отдава на събиране на колекции от насекоми и птици.

През 1817 г. император Франц II жени дъщеря си Мария-Леополдина за португалския принц Педру де Алкантара, който по-късно става император на Бразилия под името Педро I. По този повод императорът спонсорира Австро-баварската научна експедиция в Бразилия, в която освен Натерер са поканени още Йохан Пол, Йохан фон Спикс и Карл Фридрих Филип фон Мартиус.

Йохан Натерер прекарва в Бразилия цели 18 години, като от 1817 до 1820 г. пресича Бразилската планинска земя от горното течение на река Токантинс през платото Мату Гросу до горното течение на река Мадейра. Плава по нея и по Амазонка до Атлантическия океан. Следващите години, до 1835, Натерер прекарва в Бразилската планинска земя като събира огромно количество флора и фауна (над 60 хил. насекоми), систематизирани по видове и родове, които предава на Природонаучния музей във Виена. Над 30% от събраните от него насекоми и растения са нови за науката по това време. Голяма част от отчетите и дневниците му за пътуванията му в Бразилия изгарят по време на голям пожар във Виена през 1848 г.

Умира на 17 юни 1843 година във Виена на 55-годишна възраст.

Източници

 Магидович, И. П., История открытия и исследования Центральной и Южной Америки, М., 1965, стр. 374.

Австрийски изследователи
Изследователи на Южна Америка
Австрийски зоолози
Починали във Виена


text:
home > press reports > evening news > evening news - 12 september 1888
Evening News
HOP PICKING.
Picking in the Farnham district will become general during the week, many of the planters having already commenced. In the best grounds as much as 7 cwt. to the acre will be produced, but these grounds are exceptional. Most of the gardens comprised in what is known as the town district will yield not more than 2 cwt. or 3 cwt. to the acre. Indeed, some grounds will produce hardly any that will be marketable. Some hops that have reached fair size are being picked in an unripe state owing to the rapid spread of mould.
POLICEMEN'S BEATS.
The safety of Londoners' property depends, not on the regularity, but on the irregularity of the policeman's beat. Every one knows that houses and streets are actually tested, indicated, and identified by London thieves, and that there is a code of signals which they perfectly understand. The policeman goes his rounds at night with the regularity of a well-appointed omnibus service, and the thieves know it well. If the inspectors would only order the reversal of the routes, and introduce a little irregularity into their nocturnal visits, we should have fewer burglaries and probably more prisoners. - Daily News
LONDON HOARDINGS AND MURDERS.
It is not within the bounds of probability that to the highly-coloured pictorial advertisements to be seen on almost all the hoardings in London, vividly representing sensational scenes of murder, exhibited as "the great attractions" of certain dramas, the public may be to a certain extent indebted for the horrible crimes in Whitechapel? We say it most seriously; imagine the effect of these gigantic pictures of violence and assassination by knife and pistol on the morbid imagination of unbalanced minds. These hideous picture-posters are a blot on our civilization, and a disgrace to the drama. -Punch.
THE EDITOR'S DRAWER.
THE EAST END HORRORS.
To the Editor of "The Evening News."
Sir- As a tradesman of many years standing in Whitechapel High-street, one of the finest thoroughfares in London, I protest (and I am sure I am expressing the feelings of my fellow-tradesmen) against the Press placarding the reporting in their various editions of Saturday and Monday (to-day) "Horrible murder in Whitechapel," when in reality it took place in the parish of Christ Church, Spitalfields. As about half the trade is done with persons residing out of the district, such misrepresentations are very misleading, and persons, especially females, are afraid of coming into Whitechapel to shop, thereby ensuring a very serious loss to traders. Whitechapel by many persons resident in the country and West-end, is looked upon as being a horrible place. I would advise such ladies and gentlemen to pay a visit to the parish: I think they would then come to a very different conclusion. I might say to those ladies and gentlemen who do not, or cannot, pay a visit to Whitechapel, that we have a fine, wide, handsome thoroughfare one mile in length, and that during the last seven years upwards of one million pounds has been spent in improvements for the benefit of the working classes. The whole of the houses surrounding and formerly known as Petticoat-lane have been pulled down and fine blocks of buildings for the artisan have erected in their place. Much remains to be done in the neighbouring parish of Spitalfields, when, I am assured, the new London Council will do justice to that long-neglected parish. -I am, &c.,
REFORMER.
September 10.
POLICE INCOMPETENCE.
SIR - Another ghastly, heartrending and horrible murder in Whitechapel, this morning. When is Sir Charles Warren, the incapable and incompetent, to be roused from his lethargy? The police are not allowed to do any duty now, they are all posted at street corners and there they stop. The street roughs, rowdies, cut-throats and assassins well know this and have the thoroughfares to themselves and commit all sorts of outrages with impunity, and without fear of detection or even interference. The streets, outside the City boundary, even in broad daylight, are positively unsafe. You may walk from Goswell-road to the top of Stamford Hill any day you like and never meet a policeman. The police never find anything out; they are not allowed! What do we want with a military man at the head of the police - especially a psalm-smiting, Gospel-grinding, and Bible punching specimen like Sir Charles Warren, who, by the bye, was a Gladstonian appointment? - I am, &c.,
September 8.	RATEPAYER.
Punch, this week, suggests a (more or less) valuable theory to account for the Whitechapel murders. "Is it not within the bounds of probability that the highly coloured pictorial advertisements to be seen on almost all the hoardings in London, vividly representing sensational scenes of murder . . . . the public may be to a certain extent indebted for the horrible crimes in Whitechapel?" Very likely, Punch. Why not follow up the clue, and get the police to institute a rigid enquiry amongst - to begin with - the readers of a weekly contemporary which had sent forth that highly sensational poster, with which most Londoners are now familiar, representing a young woman with a jet of blood spurting from her breast and a murderer with a very gory knife making his way to a river in the background?
FIFTH EDITION.
THE WHITECHAPEL TRAGEDIES.
ON THE MURDERER'S TRACK.
PISER RELEASED.
WHAT HE HAS TO SAY ABOUT HIS ARREST.
ANOTHER CAPTURE.
The Press Association says that John Piser will, in all probability, be called as a witness at the inquest on the woman Chapman, which is to be held to-day. His brother Samuel Piser, informed a representative of the Press Association that the police had advised him meanwhile to refuse to be interviewed. His brother states that Piser was treated well while in custody, and had every attention shown to him. Piser was released from Leman-street Police-station at 8.30 last night, and left in company with his brother Samuel, and was received by a large and enthusiastic crowd in Mulberry-street, who clapped their hands and cheered repeatedly.
Scotland-yard has been following up, with praiseworthy perseverance, the supposed clue afforded by the discovery of blood trails in the yard used by Mr. Bailey, packing-case maker, at No. 25, Hanbury-street, a few doors from the scene of the Chapman-murder. The occupiers of the houses near this, through one of which the murderer must have escaped, have been subjected to a minute examination, but the discovery made by the girl Laura Sickings has led to nothing substantial as yet. It is thought by many in the ill-fated district that the reward offered by Mr. Montagu, M.P., will bring forward some evidence which may convict the murderer, as it is generally believed his whereabouts must be known to somebody. The excitement is gradually toning down, partly because of the belief that the place has got too hot for the murderer, and also by the fact that a large detective force is keeping watch day and night over it.
THE ALLEGED MURDERER ALLEGED TO BE KNOWN AND WATCHED.
The Exchange Telegraph Company learns that the police have full knowledge of the whereabouts of the man whose description has been circulated as that of the alleged Whitechapel murderer, and his identity is spoken to by several witnesses. Although not actually under arrest he is carefully watched, and his arrest is said to be only a question of time. The belief is steadily gaining ground that the man who was seen in a passage with a woman who is supposed to have been Mary Ann Nichols, on the morning of August 8, and who spoke with a foreign accent, is the murderer of both Mary Ann Nichols and Annie Chapman, and in the event of his arrest, strong prima facie evidence will be forthcoming to connect him with the crimes. The police have keenly followed up the clue which was given to them about the man. The pensioner who kept company with Annie Chapman, will, it is said, be forthcoming, and also the two men who were tailed by the witness Davis when he found the body in Hanbury-street, but whose names were not then known to the police. They are employed at the works of Mr. Bailey, packing case maker.
There is now said to be no truth in the statement that blood stains were found on the walls of an adjoining house.
INTERVIEW WITH PISER.
A Press Association reporter interviewed Piser, otherwise, "Leather Apron," at 22, Mulberry-street, Whitechapel, this morning. He was released from Leman-street at half-past eight last evening. The ex-prisoner, in reply to questions put to him, said: Whatever particulars the world at large, the police authorities, and the public wish to know as to my whereabouts, and as to where I was staying when these atrocious and horrible crimes were committed I am quite willing to give. I came into this house at a quarter to eleven o'clock on Thursday night last. I knocked at the door. My sister opened it. She was rather surprised to see me, but it is usual at Jewish holiday times to pay visits to friends. My sister's young man was present. I shook hands with him. We had some conversation about work. My sister first went to bed and put the bolt in the latch. Anybody that goes out of the house after the door is latched cannot get in again. From Thursday night until I was arrested, I never left the house except to go into the yard. I was several times seen going into the yard by a next-door neighbour.
On Monday morning last, Sergeant Thicke came here. I opened the door. He said I was wanted, and I asked what for. He replied, "You know what for. You will have to come with me." I said, "Very well, sir. I'll go down to the station with you with the greatest of pleasure." "Did he charge you?" said the reporter; "or tell you what you were wanted for?" He said, "You know you are "Leather Apron," or words to that effect. Up to that moment I did not know that I was called by that name. I have been in the habit of wearing an apron. I have worn it coming from my employment, but not recently. I was quite surprised when Sergeant Thicke called me by the name of "Leather Apron."
When I arrived at the police-station the police searched me- naturally, I suppose, and in the usual way. They took everything from me, which, I suppose, is according to the custom and laws of the country. They found nothing in my possession that would incriminate me, thank God, or connect me with the crime that I have unfortunately been placed in custody upon. I know of no crime.
I have been connected with no crime, and my character will bear the strictest investigation, both by my co-religionists and Gentiles whom I have worked for. I am generally most of my time here, except when I go away to get anything that might be beneficial to me. I occasionally stayed at a lodging-house - chambers - but not in Dorset-street.
Before you came to 22, Mulberry-street, on Thursday night, where had you been staying?
In the early part of last week I was at Holloway, and it was from Holloway that I came on Thursday. Last Sunday week I was approached in Church-street by two females unknown to me. One asked me, "Are you the man?" presumably referring to the Buck's- row murder. I said "God forbid, my good woman." A stalwart man then came up and said "Come in, man, and treat me to half a pint." I went on. I was not the man who is said to have been seen in a public-house on Saturday morning. I don't know Mrs. Fiddyman's (sic. Fiddymont's) public house. I was totally ignorant of such a name as "Mrs. Sievey" until it was published. I don't know such a woman. Between eleven and twelve o'clock yesterday, a man came to Leman-street police station. One of the authorities asked me if I had any objection to go out to see if I could be identified. I at once went into the station yard. There were several men there. One of them I know to be a boot finisher. He is a stout, stalwart man of negro caste. He came towards me, and without saying a word he deliberately placed his hand on my shoulder. I promptly replied, "I don't know you. You are mistaken." His statement that he saw me threaten a woman in Hanbury-street is false, for I can prove, as I have already said, that I never left this place from Thursday night until the time I was arrested.
One of the evening newspapers has published a portrait intended to represent me, but it has no more resemblance to me than it has to the man in the moon. I have been told that I shall be wanted at the inquest this afternoon. I am quite willing to go, and to make a full statement as to my whereabouts. I shall see if I cannot legally proceed against those who have made statements about me. The charges made against me have quite broken my spirits, and I am afraid I shall have to place myself under medical treatment for some time.
Piser is a man of medium height, with florid complexion and wears a moustache and side whiskers. For a man of his class he displays more than an ordinary amount of intelligence. He was perfectly at ease while making his statement, and more than once appealed to his brother, who was present, for confirmation of his story.
THE VICTIM'S FUNERAL.
Annie Chapman, the woman murdered in Spitalfields, has been identified by her brother. Her relatives will take the body away to-day on getting the order from the coroner. The date and place of the funeral will be kept a secret, the friends objecting to any demonstrations.
A man has been arrested at Holloway on suspicion of being concerned in the Spitalfields murder. He is believed to be insane.
ANOTHER LONDON MURDER.
A WOMAN'S ARM DISCOVERED AT PIMLICO.
A THAMES MYSTERY.
Yet another outrage has been added to the list of undiscovered crimes which have recently startled the inhabitants of the metropolis. Yesterday, soon after noon, the attention of several persons passing along Grosvenor-road, Pimlico, was drawn to what appeared to be a portion of a human body floating in the River Thames, near Grosvenor Railway Bridge. It is stated that the object was first seen entangled among some timber floating on the riverside, and that a number of boys, imagining it to be the carcass of a drowned dog, amused themselves by pelting it with stones. A closer inspection, however, showed it to be a human arm. The police were at once sent for, and a constable who was on duty near the spot took charge of the limb, which he conveyed to the police-station at Gerald-road, Eaton-square. Dr. Thomas Neville, surgeon, of 85, Pimlico-road, and of, 123, Sloane-street, subsequently made an examination of the arm, and, though he has made no official report on the subject at present, there is every reason to believe that another piece of foul play has been brought to light. It appears that the limb which has been discovered is the right arm of a female, probably of some 28 or 30 years of age. It has been severed at the shoulder-point, and has the appearance of having been in the water some two or three days.
THE CUT NOT SKILLFUILLY MADE.
The cut was not skillfully made, and was such as would be the case had the operation been performed by a person ignorant of the elements of anatomy. Round the arm and above the elbow was a piece of string, tied somewhat tightly, but not sufficiently taut to produce much of an indentation. It is thought not unlikely that the string may have been employed to prevent the blood oozing from the veins, and so causing a risk of splashing to the person disposing of the severed limb. If this was the intention the artifice was scarcely successful, as when taken from the river there was still some bleeding. Another conjecture is that the string was merely attached for the purpose of easy carriage. At any rate, this was the idea which struck the police-constable, who conveyed the limb to the police-station by means of another piece of string attached to that already round the remains.
THE ARM IS THAT OF A WOMAN.
The contour of the limb, the delicacy of the hand, and the want of muscular development clearly indicate that the arm is that of a woman, and that comparatively young. It is difficult, of course, to tell the precise age, but the examination showed that the female, whoever she was, was a well-developed person, apparently in good health. There was no trace of disease of any kind, and there were no bruises suggestive of violence, but there were one or two slight abrasions, caused probably by contact with bridges and floating timber. It is not easy to say when the limb was cut off, but Dr. Neville, we understand, inclines to the view that the knife was used very soon after death. Had the act been performed some considerable time after death the appearance of the limb would have indicated it.
NOT DONE IN A DISSECTING ROOM.
The suggestion was put forward that the limb probably came from a dissecting-room; but the character of the cut negatives any such theory. The arm was evidently cut by a big, sharp instrument, compared with which the ordinary dissecting-room knife is a mere toy. Moreover, the merest tyro in the dissecting room would not think of amputating a limb in this fashion. The theory which the police are forced to entertain is that the arm forms part of a woman who has met with a tragic end, and whose body is being disposed of in sections as opportunity offers. The single limb, which after examination was taken to a mortuary in Ebury Bridge, affords, however, no clue upon which the police authorities can act.
THE RIVER TO BE SEARCHED.
What they have done is to order a careful search of the river for any other portions of the remains, and should these be discovered by the river police identification may be possible. So far the police see no reason to connect the discovery with any of the cases of the mysterious disappearance frequently reported to them; although the remains were found in the river off Pimlico, they do not at present associate the supposed crime with any particular district. At the time of the discovery it was about low water. The dismembered limb may therefore have floated down from Richmond or from Chelsea. On the other hand, the preceding flood-tide may have sent it up the river from Woolwich or Wapping. All that can be said is that the Thames has yielded up evidence of another horrible deed, committed certainly within the last two or three days.
WHAT THE MAN WHO FOUND THE ARM SAYS.
The police are actively investigating all the circumstances in connection with the discovery of human remains in the Thames, off Pimlico, yesterday, but without obtaining much additional information. Frederick Moors, of Great Peter-street, Westminster, however, gives some additional details in an interview. He states that he is a deal-porter, and works at Mr. Ward's timber-yard, Grosvenor-road, Westminster. He gives the following account of the discovery of the remains.
In the dinner hour, yesterday, I was standing outside the yard gates talking to one of the clerks, when my attention was drawn by some of my fellow workmen to something lying on the mud inside the floating timber belonging to Messrs. Chapple. I went over and looked at it, and said, "Oh, it is nothing." I then went away, and was crossing the road when I was called back and asked to fetch a hitcher, a kind of hook used for hauling about the timber. Not being able to find a hitcher in the yard, I took a 20 feet rod, but was unable to reach the object with it. Another man went and got a ladder. We hoisted the ladder over the Embankment on to the floating timber. There was a short ladder lying on the timber, and this I pushed out over the mud, until I was able to reach the object which I then saw was an arm, and then called out to the people on the Embankment, "It is an arm." It had a flat piece of string or tape tied round the upper part of the muscle and the knuckle bone of the shoulder was protruding from the flesh about an inch or so. It had been cut off just below the shoulder, and from the appearance I could not tell whether it had belonged to a man or a woman. Taking a piece of string from my pocket I tied it round the upper part of the arm, and, laying it on the timber, went back to see if there was any other portion of the body in the water, but could not see anything else. I then took the arm up the ladder and walked along the Embankment to the steps leading down to the river opposite the William IV. public-house. Here I gave it to two constables. A sheet of newspaper was given to me from the William IV., and I wrapped up the arm in it. After giving my name and address to the policemen I returned to my work.
When I first saw the arm it was lying on the sand with the fingers pointing towards the river. Just above the place there is a sluice coming out from the wall of the Embankment, from which comes a stream of water from the distillery of the Grosvenor-road. I know nothing about any boys pelting the object with stones when it lay on the mud. One of the men did throw a stone at it to see what it really was. While I was wrapping the arm in the paper I noticed that some blood oozed out from it near the shoulder bone. It was a right arm, and I did not notice any scars or bruises on it. The fingers seemed to be drawn up and pinched, and the colour was a creamy white. About two or three months ago, I picked up the dead body of a child near the place where I picked up this arm."
The police at Pimlico have discovered no further remains though a diligent watch has been kept at the riverside. The arm already found is lying at Milbank-road mortuary; but it is not contemplated to hold an inquest at present as other portions of the body may be discovered. A number of the riverside habitués are closely watching, this morning.
Press Reports: Echo - 31 August 1888
Press Reports: Morning Advertiser - 3 November 1888
Press Reports: Morning Advertiser - 3 September 1888
John Pizer
Press Reports: Times - 8 July 1887
Ripper Media: Jack the Ripper: A Suspect Guide - John Pizer
Mrs. Fiddymont
Press Reports: Morning Advertiser - 12 November 1888
Ripper Media: Jack the Ripper: A Cast of Thousands - Mrs. Fiddymont
Thomas Bayley
Witnesses: Thomas and Joseph Bayley

redpajama_set_name: RedPajamaCommonCrawl


text:
Le Centre de recherche scientifique et technique sur les régions arides (CRSTRA) est un centre algérien de recherche sur les zones arides. Fondé en 1924 à Béni-Abbés par le chercheur géologue Nicolas Menchikoff (v.1900-1992), il était alors appelé CRS (Centre de Recherche Sahariennes).

Historique
Le , le centre est rattaché au CNRS (Centre national de la recherche scientifique) sous le nom de CRZA (Centre de recherche des zones arides). Jusqu'à cette période, le centre est consacré exclusivement à la géologie. À partir de 1942, le centre s'ouvre sur l'archéologie. En 1974, le centre comprenait également une branche consacrée à la zoologie, une autre à la botanique et une enfin à la biologie. Un musée et un zoo étaient attenants au centre.

Après la nationalisation du centre par l'Algérie en 1974, il dépend du CNRZA (Centre national de recherche sur les zones arides) et passe sous la supervision de l'ONRS (Office national des recherches scientifiques) jusqu'à la dissolution de ce dernier en 1983.

En 1999, le centre est rattaché à l'Institut de biologie de l'USTHB de Bab Ezzouar.

Actuellement, le centre est partie d'une URZA (unité de recherche des zones arides) constituée de deux stations, Béni-Abbés et El-Goléa (secondaire).

En 2017, il est rattaché au centre de recherche scientifique et technique sur les régions arides de Biskra (CRSTRA).

Personnalités liées au centre
Diverses personnalités ont géré le centre depuis l'époque coloniale jusqu'à nos jours.

 Nicolas Menchikoff : géologue franco-russe (v. 1900- 1992). Il assure après le départ du Père Teilhard des répétitions de géologie à l'Institut catholique de Paris. Il décrit, quelques années après Conrad Kilian des structures favorables à la formation des magasins.
 Jean Fabre: géologue français né en 1925, ancien professeur de géologie à Alger, directeur du Centre de Recherche Sahariennes à Béni-Abbés de 1959 à 1974.
 Rachid Salhi :
 Djilali Bounaga :
 Larbi Benlarbi :
 Mohamed Belhamra :

Références

Voir aussi

Articles connexes
 Musée de Béni-Abbés
 Flore d'Algérie
 Faune de l'Algérie

Lien externe
 Site officiel

Laboratoire de recherche en Algérie
Béni Abbès


A big congratulations to Claire and the Team at Balmoral Gate Care Home who were presented with a special award from CEO Austen Smyth and Executive Director Kate Haycock for achieving their 7th Grade 6 from the Care Inspectorate for excellence in the quality of care and support they deliver.
They celebrated with a BBQ put on by Robert and Rab, staff and supported people from Balmoral Gate and Glasgow West Housing Support Service enjoyed the celebrations in the sunny Glasgow weather.
Well done to all the staff. Keep up the good work!


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Help! I Have No Online Presence!


List of passers, top 10 for April 2014 Midwife Licensure Exam - Balita Boss!
The Professional Regulation Commission (PRC) released Friday, May 2 that 1,093 out of 2,365 passed the April 2014 Midwife Licensure Examination administered by the Board of Midwifery in the cities of Manila, Baguio, Cagayan De Oro, Cebu, Davao, Legaspi, Lucena, Tuguegarao and Zamboanga.
Midwife Board Exam was conducted April 27 and 28, 2014.
Bicol University-Legazpi graduate Margie Joy C. Red topped the Midwife Board Exam with a passing rate of 90.90%.
View or download the performance of school in the April 2014 Midwife Licensure Examination at prc.gov.ph.
Registration for the issuance of Professional Identification Card (ID) and Certificate of Registration will be on May 12 to May 14, 2014.
The date and venue for the oathtaking ceremony of the new successful examinees in the April 2014 Midwife Licensure Examination will be announced later, the PRC said.
April 2014 Midwife licensure exam covers the following subjects: (April 27) obstetrics, fundamental of health care, infant care and feeding and (April 28) primary health care, professional growth and development.


Frequently Asked Questions and answers to those questions!
The Stone House Studio is located right in my own backyard! And my backyard is in Winnipeg, Manitoba – North Kildonan to be exact!
My photography equipment is mobile so I can be where you need me to be! In your home, office or the park, we can create images almost anywhere! For photo editing and enhancement services of your own images, I am as close as your computer! And to purchase Fine Art photographs, transactions can be done via email, postal services and courier.
2. WHY IS YOUR NAME ALL OVER THE PHOTOGRAPHS?
Rest assure that any images you purchase will not have janice cape photography written all over it!
On the website, watermarks and the copyright symbol are used to prevent theft. A lot of time and money goes into taking photographs; professional camera equipment & lenses, computers and expensive software to name just a few things. Unfortunately, easy viewing of photographs online has misinformed the public that it's ok to 'borrow' images. Please enjoy looking at my work, but please don't take it off my website. Thanks!
3. ARE ALL YOUR PHOTO SESSIONS POSTED ON YOUR WEBSITE?
All the images of people that you see on my website have given me permission to post their photograph online.
Privacy is taken very seriously with janice cape photography. When we have completed your photo session, you will be asked to consider signing a model release that would allow me to show off your great smile and maybe even write a post on the fun we had during the shoot! If you do not feel comfortable sharing your image, your request is taken seriously and you will never see your pictures online. That is my guarantee.


good to meet you here, and thanks for the quick response!
> Despite the quietness, your comments are much appreciated. To answer Erik's question, the recommended list for comments is public-dwbp-comments@w3.org. The group is seeing your comments, as this list is the group's public discussion forum, but they are mixed in with the other threads of conversation between group members. The comments list is the one that will create an issue for you. I think this thread has moved away from feedback to the group toward discussion between the two of you, so it became unclear whether you were expecting a response. The editors have been making sure to reply to specific feedback from the comments list, so you might want to summarize your actionable comments there just in case.
to public-dwbp-wg@w3.org. All comments are welcome."
Next message: Erik Wilde: "some comments on the DWBP draft"


For all unconditional chocolate lovers, this madeleine is for you. NOTE : our madeleines are currently offered in only some of our boutiques.
Egg, sugar, butter, untreated wheat flour (wheat flour, niacin, iron, thiamine, riboflavin, folic acid), cocoa mass, honey, cream 35% (cream, carrageenan), baking powder (cornstarch, monocalcium phosphate, sodium bicarbonate), salt. ALLERGENS : In our boutiques, all products that are not sealed packaged, may have been in contact with any allergen.


Grade 4 student, Tyra Sioni has been appointed as a United Nations children's ambassador following her winning gold in the Voices of Future Generation's (VoFG) Children's Book Series. Tyra focused her book on a subject very close to her heart; discrimination towards women in her place of birth Papua New Guinea.
To celebrate her win, Tyra was invited to attend the VoFG Children's Summit in New York where she helped finalise a statement on the Declaration of Children and the World's Sustainable Development Goals. Her book was also launched at the summit, and she gave short speech on the issues highlighted in the story.
We are extremely proud of the achievements of all of our students. Tyra has clearly demonstrated commitment to addressing the needs of our world through her love of literacy, and we are sure she is an inspiration to her fellow students.


text:
Grand Rapids Athlete Going to Special Olympics International Games – The Good News
Can't wait to cheer on Nick from the mitt!
21-year-old Nick Minnema is one of three athletes from Michigan that will be headed to Abu Dhabi and Dubai for the Special Olympics International World Games. It's the first ever of the games to be hosted in the middle east, and about 7,000 athletes will be traveling there to compete next month.
Nick is competing in shot put and track. The cost of the trip is about $3,000, which Special Olympics pays for (through events like the Polar Plunge - THANK YOU for donating to our team!), but Nick is trying to help raise money for other people to attend. The GoFundMe page can be found here.
Good luck, Nick! Michigan will be cheering for you!
Filed Under: abu dhabi, Dubai, International games, michigan, Nick Minnema, Special Olympics Michigan, The Good News
Categories: The Good News


text:
Dourish elected to CHI Academy
Paul Dourish, a professor of informatics and computer science at UC Irvine, has been elected to the prestigious CHI Academy.…
Paul Dourish, a professor of informatics and computer science at UC Irvine, has been elected to the prestigious CHI Academy. The academy is an honorary group for researchers who have made substantial contributions to the field of human-computer interaction. Dourish, who also is an affiliate of the Institute for Software Research, earned the honor for his cumulative contributions to the area, his influence on the work of others and his development of new research directions.
Coronavirus cases on the rise again in Orange County
Orange County could see second coronavirus wave by winter
As tough COVID summer ends, experts warn of a tougher fall, winter
Pfizer CEO just gave this worrying update on Omicron


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This thread was originally posted on the WX version of the HPL Forum and sprang from comments about age, resulting in a Wet Noodle Fight. Enjoy!
Madam Pince, I bet Thom is also sharing in the elixir that Kip and Steve Newton are using. If it helps with the knees, can you send a batch my way?
Jack, I don't know about Kip, but speaking for myself, I resemble that remark. Yuk,Yuk,Yuk. You'll have to ask the Ol' Southerner himself, but it sounds like wet noodles at 20 paces to me. Kip I'll be your second. Pasta fight!!
co-Host with Steve on the Lexicon Forum, but he has the final say as the Owner!
Thom, I look forward to you being my second, especially being it looks like wet noodles at 20 paces. I just hope I can do the 20 paces. I recommend a least one food fight or some kind every year to keep the antifreeze in my veins moving. And by the way, I want to specify cold noodles this time. I remember so well the last noodle encounter with boiling hot ones. It was like getting stung by a jellyfish.
So what does the second sling... meatballs? Or just extra wet noodles? Can they be lasagne noodles?
I want tickets to this event.
The noddle fight sounds great as long as it is just cheese sauce for me, have a allergy to tomatoes. Though at the moment could throw to much more like 2 paces for me, my I just watch from a distance. Shepherdess my middle grandkid would like the library and also Anne depending on what is in it to read.
How about marshmallows instead of cold noodles? I know how to make a mini-marshmallow blow gun from plastic water pipe! Best if the mini-marshmallows are stale, as then they pack a bit more impact.
I guess I need a second. Who is available and willing?
Oh, would an air powered noodle launcher be acceptable?
John, I'll be your second. I'm pretty nifty in a wet noodle fight. I can sling tomato sauce with the best of them.
Mike, I forgot to mention that everyone chipped in this year to get Son the Lego Death Star for his birthday. He was so disappointed when he didn't get it at Christmas, that we asked the relatives if they would go in on one big gift with us. Now, he would work non stop on that if I let him.
Mike, I forgot to mention that everyone chipped in this year to get Son the Lego Death Star for his birthday.
Thom, I am a little concerned about this John Bumbledore character. He wants to use an air powered noodle launcher. Look at that picture of him with his white beard just everywhere. I bet only his beautician knows he colors his beard and hair to make him appear older than he is. What do you think? I thought he already had enough hot air in that body of his without having to resort to an accessory. What's your make on him?
I could not believe that someone like Viola Intonada would volunteer to be his second. But now that he has a second, maybe we should use the white gloves to properly slap his face so that he knows we are not joking about this. How about you as a second handle the details. I think we should shoot for a firm date of the match. Maybe like when each of them reaches at least sixty years of age. Otherwise we would be guilty of taking advantage of someone much younger than either of us. What do you think?
By the way, as the second, do you buy the champagne? I will be glad to furnish the wet noodles. Being that the champagne may be rough on old teeth, maybe we should used fortified milk. Just a thought... and it's got to be cheaper. Now that Detroit is rank so far down the economic scale, milk will be just fine. Plus it will be good for the teeth and we may have to eat the noodles that we don't use. By the way, what do we use the Viagra for that we were sent? As a second, you are suppose to know all these things.
Also, I am more inclined to go for capellini because it is easier to chew and does not take a much energy to digest. Your thoughts?
Maybe we could start a campaign to outlaw wet noodle challenges. What do you think?
That's enough for you to chew on right now.
I remain, your friend regardless!
Added edit: I made a few corrections to some typo errors and added a few more "tongue-in-cheek" comments. I added this disclaimer so that so of you won't have a "hissy-fit" in trying to digest this.
Kip, I should think it's obvious that the Viagra is for the limp noodles.
Good bye, forum friends! I've probably just got myself banned. It's been good to know you.
journeymom, how could I ban you when I was the one who initiated the subject...and I do like your response! Now Denise P. may ban me!
Okay, you are all cracking me up!
at the noodle fight posts!
ROFL at Kip and Journeymom! Thanks for a bright start to the day!
That is, as the scientists say, a "non-trivial issue".
Kip, I can boil it down to just one item, and that John is not to be feared. As your second it is my duty to get you properly trained, and the first rule is "you know what they say about men with big guns". Nuff said. The calculator, is mightier then the noodle gun.
Journey Mom is hereby changed to Journey Mother. How you talk, girl.
I promise to keep my powder and depends dry for this upcoming varment shoot. I'll have plenty of Ensure for the both of us rather then milk, as it is easier on our dilapidated colons.
Denise, If we meet up in Virginia, (neutral site) would you be so kind as to referee. I believe that the customary fee is 5 gold galleons from each side which I shall forward along at your earliest.
I believe that covers the details. How say you Mr. Bumbledore, on these besmerched acusations?
Journey Mom is hereby changed to Journey Mother. How you talk, girl. rotflmbo!
Lego Millennium Falcon: there must be more than one. I did get one for Mr. Journeymom and ds to work on together, but it was more like $100. Which is bad enough, but as Orion says, it's worth it. In any case, the finished Falcon graces the top of one of our very elegant book cases, up high where it can't be messed with. Guests like to comment on the disparity between the Lego Millennium Falcon and the surroundings.
Have a fine day, All.
Thom, you de best! I feel that I could whup that Tar Heel with both arms tied behind my back. I know you will take care of me. And that Ensure sounds pretty darn good to me!
Be careful with sending galleons to early to Denise P. because she has a little pony, which may need plenty of feed, being it's blue. Plus there could be vet bills. I do however like Virginia as the location because there have been many battle there already; therefore our little encounter will go unnoticed.
Just want to let everyone know, I had to go back and edit my prior post to keep some of the "straight-laced" (see PeskyPixie) happy. I just don't care for "disembowelling flobberworms" or whatever she called them.
Don't be so hard on the Journeymom. She's cool! And she knows all about them there Millennium things. She's smart too! Wonder if she is the mother of Steve Perry?
And that lady with the glasses in her picture, she's cool also 'cause she understand what the Journey lady talking about. She also must be smart too.
And watch out for that lady Puck. With a name link that, she could be related to the original Hockey Puck and I definitely don't want to get zapped by Mr. Warmth!
We may want to check with both Solitaire and Orion about the use of UGG boots for the match. Maybe we can parlay this into a money-making event, with sponsor signed up for the noodles and boots, etc. We could even have it transmitted in French for Elanor, who is really Audrey. Go figure!
I am sure that boop (I wonder if she is related to the famous Betty Boop?) would come down from Penn State and bring a crew of Nittany Lions to clean up the mess that will be made. The Lions could even take away the evidence of the encounter if they can get the tar our of their teeth.
While I'm still able, I need to address a few other issues.
Hey, squid dude, what is this about "decompress"? I am still just as big around as ever and I don't have to put "The giant" in front of my handle to know it or to get respect. Then again, you guys out west always think you are bigger than life anyway. I reckon it because of all that open space around them. Must make that empty space in their head seem small.
As for time after the 15th, I'm busier now than before then. Doesn't make sense, does it?
Now where is that "Bumbly Dore"? Maybe he is hiding under a rock after seeing that you (Thom) are my second. I am truly blessed!
'Nuf said! Then again, maybe I said too much. I hope I did not leave anyone out. You are all invited to the melee! We need all the free publicity we can get. Plus we may need plenty to help clean up the mess.
Sounds like John could could use some help here! I got me 5 young'uns that'd be glad to lend a hand. This ain't called the Volunteer State fer nuthin'.
Golly, am I straightlaced? Sorry about that. You don't have to disembowel flobberworms; you can just polish the trophies in the school trophy case - without magic.
Actually Kip, I get my name from one of my ancestors, a spritely fellow, friends with a man called William.
Squid dude, in defense of my charge, (that beacon of shining knighthood), have you never heard of filing extentions? We Realtors never leave home without them.
My Lordship, I thought about Bloody Lane, we could change history!
Legos are expensive, but they last a long time and can be used lots of different ways. Note to duellers: Draco can build some pretty impressive weapons out of Legos if you think they might come in handy, including catapults and guns that actually shoot things (more Legos). You also have to factor in the expense of storage containers to hold the millions of Legos.
Oh, good, I'm smart and cool!! I'm embarrassed to admit, it took me a moment to get the Steve Perry referrence. *blush* Maybe not so smart!
kaykay1970, I am sure that John definitely needs all the help that he can muster. And it good to see the members not taking the prose too personal; however why is the "1970" attached to your handle? Was that the year you were born? If so, that is the year my daughter was born. Go Volunteers! After the encounter, you may never volunteer for anything else.
PeskyPixie, maybe you are not as straightlaced as I thought, just picky ... kinda like the start of your name.
Puck, glad to know that you are related to royalty. I understand that guy could really shake a spear! Whoa! Don't believe I said that. I would like to have him on my team. Also don't worry about John, with all that hair, he would probably have trouble getting it out of the way to draw a sight on you.
Holly T., with that castle in the background and the happy face in the foreground, I know I better walk a straight line. Or you may put me away in one of those towers. I am sure the true you is devious. Parlez-vous Francaise? Je ne parle pas Francaise. That's the best I can do right now. Thank for the e-card.
journeymom, see you are smart. It only took you a moment!
I apologize to those who find our words to be against the grain for this marvelous thread; however every so often, it good to stir the sauce, shake it all up and around, just to see where you are, have been, and are heading. Plus it's fun! And we are getting close to the end of this thread.
On the subject of Virginia, my boyfriend will be heading there in June with his parents to look at the battlefields. I will tell him to wave in the vague direction of all you US forumers!
I'm starving, off to get some food (not noodles)! Lovely days to everyone.
Kip: " Parlez-vous Francaise? Je ne parle pas Francaise. That's the best I can do right now. "
What about "En garde!"???? And a few "bottes secrètes" for the duel?
The pleasure is most certainly mine, sire. Plese let me echo Kip when I say sorry if I have cut loose, a bit too far, except for Journey Mother, oops slipped again. But let us not forget that rock smashing raccoon killing Madame P. There is a team mate, Kip. She can slap the white glove on the hairy one. Probably hits harder then we do anyway. Do you remember where I left my Metamucil?
Established my alternate identity over two years ago, in case I ran out of posts.
I believe I've stumbled into the Closed Ward at St. Mungo's. Just what did my 'brother' stir up. Perhaps it wasn't his doing. Perhaps two gentlemen mistook Texas Pete for Geritol and got a bit fired up?.
Kip, both my brother and I are concerned for your health and hope you don't over exert yourself so soon after your recent procedure. Noodles may be heavy when wet. By the way, are you still taking your pain med? Should you be?
Another funny though occurs to me, What is the true Puck: faerie, goblin, devil or imp? Three of those four do sound like apt descriptions of the old "bullet head." But from our Puck's posting I'd say it was the first and last combinded with dancing.
John sends his gracious thanks to Kaykay and the rest of The Volunteers and especially to Viola Intonada. He's currently searching the archives for references to the archaic subject of duling but finds few sources are electronically accessible. I suggested that it had something to do with a story I heard from Charlie about the devil down in Georgia. If so I told him it was very good that Viola is his second. And that does link nicely with our friends in Tennisee.
On an unrelated not, if Viola is his second, does that mean I am now one of a triplet?
Jack, John, Viola, Thom, Kip, et al.--I must refer you to an article by Kenneth S. Greenberg entitled "The Nose, the Lie, and the Duel in the Antebellum South," American Historical Review, vol. 95, no. 1 (Feb., 1990). It's a 17-page scholarly article about nose-tweaking. Seriously. It doesn't mention noodles, though.
All of these posts by Kip, Thom et al are indeed fun to read, although I have completely forgotten quite how this duel began. I wonder if the protagonists remember?
Kip and Thom, on behalf of John and myself, I accept the terms of the duel being in Virginia. I will arrange for two vats of noodles to be placed 20 paces apart (considering everyone's age, it will be 20 small paces). Noodles will be slung until someone is knocked down or there are no more noodles left.
Please correct me if I am wrong, but it all started when Steve Newton confessed that he was 142 years old when his son was born. Madame P. calculated that Steve is now 159 years old. And accused Kip and Steve of sharing in Nicholas Flamel's secret. Then John accused Thom of also imbibing elixir. Thom took "offense" on behalf of Kip and volunteered to be Kip's second and suggested a wet noodle duel. John asked for a second and I volunteered.
Kip, I would be glad to bring the Nittany Lion football players. Some of them have been in trouble and need to make up for there mistakes and cleaning up after a wet noodle fight sounds like a fair punishment.
Kip, I think UGG boots sound perfect for this shindig! And since you two Wizards will be trying hard to look like Muggles, why not make the UGGs bright pink and add a pair of flowered jams?
To all those that are having the noodle fight I hope we are going to get some photos for those of us that can't be their it sounds quite fun. Solitaire like the UGG boots and shorts I think the men seniors at that will look extra good.
Lot's to catch up on!
Happy belated Birthday Kip. I hope you survive the upcoming duel so you can celebrate the next 69.
Isn't it funny how things have different names even within a "common language."
Are noodles still noodles or is it another cookie vs. biscut term in our uncommon language.
Noodles are noodles, I think.
"We could have all been killed-- or worse, expelled!"
I really can't wait to see this duel in Virginia! I'm planning a trip to Richmond at the end of June; when will the duel occur?
So we haven't heard from Kip in awhile -- are we to assume that the noodle duel went badly for him?
But, if another wet noodle fight crops up, I want to be on Steve's team!
Kip, Thank God that the weight limit is a pound. Wet noodles can't be more then a 1/3rd of a gram at best. Keep up with those pitching exercises we practiced. Noodle on, noodle off, (mantra). All aside, get better, NUF SAID!
Me as well Odo. I came here with the mind of a teen, looking for a wet noodle partner, and Kip came in and Mr. Bumbledore backed off crying and well, that was that. No more need to threaten with the old noodle showdown. To this day, I'm still a sixty y/o teen.
Our tooth fairy is going to get fired -- she forgot to stop by our house last night. The tooth came out with minimal fuss and bother like we usually have, and she was really really tired apparently, so I guess she just plain forgot... Wahhhh... Perhaps she will be able to make the trip tonight. Little P was disappointed but not as bad as I would've thought.
Us 1970ers gotta stick together ~ Marie E. Sure, leave out those of us born in the 60s.
Steve, erm, does that mean you're a 50s or 40s? (I was thinking only Kip and Thom are our 40s duo).
Hey, who left all the wet noodles on the floor of the forum?
HungarianHorntail11 - Aug 6, 2010 11:01 am (#2348 of 2359) Tonks!
You made me LOL, Steve! You wear the 40s well - I've seen those book cart drills!
Us 1970ers gotta stick together ~ Marie E.
Where did all these wet noodles come from that are all over the floor? The place looks like the Great Hall after a food fight!
What was it you said Denise? "If you can knit and you can purl, you can make almost anything"? A slave to your own skill me thinks. Hee Hee. Great blanket by the way.
Remember Steve that without the 40's there would be no 60's or 70's. A bit of respect if you please. Also there would be no Fury, My Friend Flicka, or Sea Hunt (my personal favorite), and The Mickey Mouse Club.
Now where did I put my Metamucil, and what are all these noodles doing on my floor?
I just want to know Who is going to clean this noodle mess up?
Denise I'm jealous. School will be in full swing so I'll have to wait until late in the day. I'm curious as to how quickly books download. If I"m feeling brave I want to stay up until 12 and see if it happens then.
Well, sometimes it depends on whether it's something you want cleaned up or not, LPO. For instance, my cat used to think that the silver tinsel strands on the Christmas tree were put there just to be his own personal spaghetti.
Kipmeister, good to here from you. John keeps referring to us as "the old guys". Silly man. I could use reenforcements. Where is my collander and noodles?
That's because John is just a teenager, relatively speaking, Thom! He'd better not refer to me as an "old guy," or I'll ... well, I don't know what I'll do, but you can bet the punishment will fit the crime!


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text:
Q: How do I move a Python 3.6 installation a different directory? I have installed Python 3.6.2  Windows in
c:\users\username\AppData\Local\programs\Python\Python36
(because that is the (totally stupid) default.
I have manually moved that into c:\
But the update to Python 3.6.3 still installs to the original target.
How do I change this (without uninstalling (which would also uninstall all packages))?

A: I am not sure this will be the best answer though the simplest thing to do if you are stuck you could try this.
You could move you installation back to its original location, then update it.
Then once complete move it to where you want.

Alternatively, there is a registry value that shows Python installation path. I would check to see if this reflects your new path, if not then updating it may allow your update to work. The location of the registry on my machine is:
Computer\HKEY_CURRENT_USER\SOFTWARE\Python\PythonCore\3.6\InstallPath

A: If you installed Python for all users, the registry path (64bit Python on 64bit OS) would be:

*

*HKEY_LOCAL_MACHINE\SOFTWARE\Python\PythonCore\3.8\Idle

*HKEY_LOCAL_MACHINE\SOFTWARE\Python\PythonCore\3.8\InstallPath

*HKEY_LOCAL_MACHINE\SOFTWARE\Python\PythonCore\3.8\PythonPath

*HKEY_LOCAL_MACHINE\SOFTWARE\Python\PythonCore\3.8\Help\Main Python
Documentation

*HKEY_CLASSES_ROOT\Python.File\Shell\editwithidle\shell\edit38\command

*HKEY_CLASSES_ROOT\Python.NoConFile\Shell\editwithidle\shell\edit38\command

A: Most likely, the problem is that you didn't change the environment PATH in your windows settings. If you modify the path to c:\Python36 folder everything should be back to norm.
Here are instructions how to do this Modify environment PATH on Windows

A: I had faced similar problem. For some reason I wanted to change the PC admin but my Python was installed on the old user directory.
All updates and repairs I had to do on the same directory.
Then I deleted the python path from registry (Since I wanted to have fresh install later):
Computer\HKEY_CURRENT_USER\SOFTWARE\Python
and then reinstalled python.
PS: While installing on your home PC its better to install across users. My python is installed at below location:
C:\Program Files\Python37

redpajama_set_name: RedPajamaStackExchange


text:
The Fall of Man with Scenes of the Creation
Next: The Crucifixion
Lucas Cranach, the Elder
Attributed to Augustus Cordus
German, c. 1520–1584 or later
Augustus Cordus
Inscribed: 1544 (on tree trunk), In tibi que . . . / me descripta . . . / Conscia suprem (on paper held by Death)
Gift of Mrs. Dellora A. Norris
W.A.P., "The Angell Collection," Bulletin of the Art Institute of Chicago 17 (1923), pp. 51–52.
The Art Institute of Chicago, A Guide to the Paintings in the Permanent Collection, 1925, p. 167, no. 2220.
The Art Institute of Chicago, A Guide to the Paintings in the Permanent Collection, 1932, p. 190, no. 2360.23.
Charles L. Kuhn, A Catalogue of German Paintings of the Middle Ages and Renaissance in American Collections, Cambridge, Mass., 1936, p. 38, no. 97, p. 101.
"Recent Accessions of American and Canadian Museums, October–December 1970," Art Quarterly 34 (1971), pp. 249, 260 (ill.).
Martha Wolff in Martha Wolff et al., Northern European and Spanish Paintings before 1600 in the Art Institute of Chicago, Chicago, 2008, pp. 341-3, ill.
John Warne Gates (d. 1911), Chicago and New York; by descent to his widow, Dellora Baker Gates (d. 1918); by descent to her niece Dellora Angell Norris, St. Charles, Ill.; on loan to the AIC on her behalf from her father, R. F. Angell, from 1923, as by Albrecht Dürer [registrar's receipt, May 18, 1923]; given by her to the AIC, 1970.
Portrait of a Young Artist, c. 1500
German School
Christ Carrying the Cross, 1500/15
Hans Maler zu Schwaz
Portrait of Leonhard Fuchs, 1525
Fuchs Leonhart
Portrait Presumed to Be of Antonio Zantani, 1550/60
Unknown Italian
Saint Augustine, 1477/85
Bartolomé de Cárdenas, (called Bermejo)
The Crucifixion, 1494
Portrait of a Woman with a Prayer Book, 1560/70
Bartholomaeus Bruyn, the younger
Eve, 1533/37
Portrait of Fridrich Rorbach, 1532
Conrad Faber
The Assassination and Funeral of Julius Caesar, 1455/60
Workshop of Apollonio di Giovanni
The Infants Christ and Saint John the Baptist Embracing, 1520/25
Joos van Cleve


Boathouse 4 is a new attraction at Portsmouth Historic Dockyard, combining an exciting interactive exhibition, traditional boatbuilding training, and a brasserie overlooking the harbour all under one roof. This attraction is free to enter.
The Boathouse was restored and opened to the public with support from the Heritage Lottery Fund and the Regional Growth Fund.
On the ground floor of Boathouse 4, the International Boatbuilding Training College (IBTC) Portsmouth, and Highbury College Portsmouth teach traditional boatbuilding skills and marine engineering.
On the upper floor The Forgotten Craft exhibition tells the incredible story of small boats in the British Navy, including the display of several small craft. The exhibition overlooks the main workshop, so visitors can watch real boatbuilding in action.
Boathouse 4 Restaurant, also on the upper level, offers a stunning view of the Harbour as well as superb food, drinks and service.


text:
Master of Science (MSc) in Mathematical Finance
Study Mode Full-time: 1.5 years
Tuition Fee HK$210,000/programme
Cut Off Date 31 Mar 2020
Section PROGRAMME INFORMATION ADMISSION REQUIREMENTS SCHOLARSHIPS ADDITIONAL INFORMATION
Year of Entry 2020 September
Funding Nature Self-financed
Application Start Date15 Nov 2019
Application Deadline 31 Mar 2020
Programme DirectorDr Andy YAU
Programme Office (852) 3411 2347 mffm@math.hkbu.edu.hk http://www.math.hkbu.edu.hk/MFFM/
Short-listed applicants may be interviewed should the Programme Board deem it necessary.
Application result will be reflected in the application status in the online application system.
To provide an opportunity of further education for working professionals in the field of Mathematical Finance and Financial Markets.
To offer well-motivated individuals a path for career conversion into the field of Mathematical Finance and Financial Markets.
Units Requirement
Required Courses 39 units
Study Curriculum The study curriculum may change from time to time. Applicants may make reference to the programme website or the University Student Handbook 2019/20 for details of the list of courses.
Applicants should possess a bachelor's degree or equivalent qualification in Mathematics, Statistics, Computer Science, Physics, Engineering, Business or other related majors and be proficient in basic Mathematics.
Language Proficiency Requirement
Applicants should satisfy at least one of the following requirements on English language proficiency:
applicants used English as the medium of learning in their Bachelor's degree programme; or
a minimum score of 6.5 in IELTS; or
equivalent qualifications.
Note: TOEFL is not accepted as a proof of English language proficiency.
Scholarships shall be awarded to full-time students whose cumulative GPA is more than or equal to 3.40 in the second semester of the double-degree programme. The amount of each scholarship will be determined by Kent Business School of University of Kent and Department of Mathematics of Hong Kong Baptist University.
A number of entrance scholarships offered by University of Kent are available to students of the double-degree programmer. Please visit the following website for further information: https://www.kent.ac.uk/scholarships/search/FN35KBSSES02.
This master programme is jointly operated by the Department of Mathematics of Hong Kong Baptist University and Kent Business School of the University of Kent in the United Kingdom.
Courses in the first two semesters are offered at the University of Kent, UK. Airfare, accommodation and local expenses in the UK will be borne by the students.
Students who have satisfactorily completed the programme requirements will be awarded the following two degrees:
Master of Science in Mathematical Finance (conferred by Hong Kong Baptist University, HK) and
Master of Science in Finance (Financial Markets) (conferred by the University of Kent, UK)
The University of Kent has an excellent international reputation and Kent Business School has a very strong faculty in both teaching and research. Their experience and expertise, in particular in the area of business and management would give us the strength in practical, operational and managerial areas. The faculty members in the Department of Mathematics of Hong Kong Baptist University have a very strong background in Mathematical Finance and Statistics. Therefore, the launch of this joint MSc in Mathematical Finance programme would be an ideal and perfect match and cooperation between the two universities.