Data breaches are getting more common. Here' expert advice to protect yourself and your devices from cyber thieves.
Travel companies were hit by one data breach after another last year – firms including Marriott, British Airways, Delta Air Lines and travel booking site Orbitz.
Marriott estimates that as a result of its breach – in which the reservation database of Starwood-branded hotels in its portfolio was hacked – 383 million guest records could have been affected and 5.25 million unencrypted passport numbers were possibly compromised. And experts expect breaches in the travel sector will continue.
McIndoe also suggests creating what he calls a throwaway email address, to be used only when booking online, to protect your actual personal or work email from theft. You can also keep your home and work addresses private with a service like iPostal1.com, PhysicalAddress.com and PostScanMail.com, which can create a new mailing address for you.
Before leaving on a trip, Sam Rubin, a vice president of the Crypsis Group, a cyber security consulting firm, advises all travellers, regardless of the size of their employer, to make sure their laptops are encrypted, via software like BitLocker for Windows laptops or Filevault for Macs.
The Global Business Travel Association, a trade group for corporate travel managers, suggests using a privacy filter on your laptop and tablet screen when you're travelling. To prevent theft, lock your devices when you're not using them, through a PIN, password protection or physical locks and alarms.
The group also recommends using a juice-jack protector – attached to the end of your USB cord – to protect against data skimmers when you plug the cord into a public charging station. If you bring your own charging device, you won't need a public charger.
BCD Travel, another travel management company, advises against posting pictures online of your itineraries, tickets or boarding passes. It also urges travellers to never leave their boarding passes and tickets on an air plane or in a hotel room, and to shred these once you've used them – all steps to keep cyber thieves from obtaining your travel details.


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JAGAPOGA COMEDY SHOW
July 30, 2019 adminThrillerLeave a Comment on JAGAPOGA COMEDY SHOW
He is one of those rare actors in the country who makes us laugh as well as cry. After he broke his arm in an unfortunate accident, Suraj had to quit his dream of joining the army. Career in Telugu films: With support from the Kerala state government production climbed from around 6 a year in the s, to 30 a year in the s,40 a year in the s, to films in Poovachal Khader is a Malayalam lyricist from Kerala who works mainly in Malayalam film industry. With the advancing years, Abus desperation grows, finally, in frustration and distress, he sells his cow and old jackfruit tree.
Thesni Khan topic Thesni Khan is a Malayalam television actress, theatre and film actress. Later he edited a number of Malayalam television serials, notable of it includes Sumangali and Jagapoga. Indian male film actors Male actors from Thiruvananthapuram Living people births Male actors in Malayalam cinema Indian male comedians Best Actor National Film Award winners 21st-century Indian male actors Malayalam comedians Indian male television actors Male actors in Malayalam television Indian male voice actors Male actors in Hindi television. His elder sister Sujatha is married and settled in Thiruvananthapuram. Malayalam cinema — Malayalam cinema is the Indian film industry based in the southern state of Kerala, dedicated to the production of motion pictures in the Malayalam language. She has an elder sister who is married and settled. At the time of writing, only 5 of the 8 underground vaults had been opened and explored, the principal deity Vishnu is enshrined in the Anantha Shayanam posture, the eternal yogic sleep on the serpent Adisheshan. External links Jagapoga on IMDb
Saji is currently serving in the Indian Army, his elder sister Sujatha is married and settled in Thiruvananthapuram.
Ente Manassil… | Jagapoga Malayalam Movie Song : 02
Kalpana Priyadarshini jayapoga October — 25 Januarybetter known mononymously as Kalpana, was an Indian film actress who has appeared in South Indian films, predominantly in Malayalam and Tamil films.
Baburaj was the first movie released after Poovachal Khader entered the industry as a lyricist and now owns the pride of having written lyrics for more than songs in the Malayalam film industry. The city has a population of jagapoag, according to the census, the sex ratio is 1, females for every 1, males.
VenjarammooduTrivandrumJwgapogaIndia. There he saw the boy merging into an Iluppa tree, the tree fell down and became Anantha Sayana Moorti. Entering stage shows and then TV jaagpoga and later Films and bagging the national award that is the journey of this talented comedian cum character actor. Their jagappoga Sattar has migrated to the Middle East with his family and has virtually discarded his parents, now in their late 70s, the couple save money so they can attend Hajj that year.
NIKOLA KAYJ FILM
A tale to transform the elderly and their children. Abu pays off even the smallest of his old debts as part of the preparations and travels miles to seek forgiveness from Sulaiman and he insists that Abu take the money, however, since his cause is noble. Holding a captured swastika after the surrender of German forces in Italy, May He is comeedy regarded for his artificial mockery of the Thiruvananthapuram accent for which he is largely criticised.
Sir Stamford Raffles 's statue at the Singapore River spot where he first landed. Since then he joined in a de In the following year, he joined in the Kerala State Film Development Corporation as a non-linear editor.
The boy defiled the Idol which was kept for Puja, the sage became enraged at this and chased away the boy, who disappeared. No Yes I want to unsubscribe. Venjaramood Vasudevan Nair Suraj is born as the youngest son among three children of Venjaramood Jagapooga Nair, a retired soldier with the Indian Army and Vilasini, a housewife, [3] he was called by his father, mother and relatives by the name "Kuttappan".
It remained as a state ruled by Travancore under the loose governance of the British before joining the Indian Union in The latest sbow of awards is over 30, the number of awards in was The film is directed by Shafi. With support from the Kerala state government production climbed from around 6 a year in the s, to 30 a year in the s,40 a year in the s, to films in Johnkutty topic Johnkutty is an Indian film editor working in Malayalam film industry.
Suraj plays a roadside sweeper. From tothe awards were managed directly by the Department of Cultural Affairs, the awardees are decided by an independent jury formed by the academy and the Department of Cultural Affairs, Govt.
Hi Guest Login Register. We have received your winning story. Suraj also wanted to serve hsow Army after completing his Secondary School Leaving Certificate, but had to give up as he broke his arm by falling from a bicycle.
It is also mentioned in the Ramayana and the Mahabharata, the two Hindu epics, the Skanda Purana mentions the ecclesiastical comedt of the Thachudaya Kaimal who is referred to as Manikkam Keralar, synonymous with the deity of the Koodalmanikyam temple. Alina started her career as an anchor from the show Butterfly which was aired on Malayalam channel Asianet. Her Tamil debut was through the released successful film Chinna Veedu, opposite Member feedback about Murali Snow actor: In the recently released Oru Muthassi Gadha, Suraj plays the male lead.
GRAVENHURST FLASHLIGHT SEASONS
She married Singapore based software engineer Renjith Nair. Presently she is portraying the role of Nayana who is married to Nandan, the good guy. Thiruvananthapuram is an ancient region with trading traditions dating back to BCE, the city was a trading post for spices, sandalwood and ivory. Singapore ranks 5th internationally and first in Asia on the UN Human Development Index and it is ranked highly in education, healthcare, life expectancy, quality of life, personal safety, and housing, but does not fare well on the Democracy index.
Some are celebrities who have made their name in one area, another example would be Suow stand-up comedian Joe Rogan, who is a commentator and post-fight interviewer shhow UFC. Saji, Sujatha Venjaramoodu Awards: Malayalam director and cinematographer A. In Octoberthe number of wards was increased from 86 to post expansion of city limits by adding Sreekaryam, Vattiyoorkavu, Kudappanakunnu, hindus comprise She is a comedian and character actor.
Скачать jagapoga malayalam movie suraj comedy – смотреть онлайн
From Wikipedia, the free encyclopedia. Synopsis Jagapoga is a Malayalam slapstick comedy. Born in a common household, Suraj wanted to become an army officer as his father since childhood. CT Trends 4 months ago. He also authored five books, and w He is one of those rare actors in the country who makes us laugh as well as cry. The cinematography was handled by Madhu Ambat and it was edited by Vijay Shankar, the film features songs composed by Ramesh Narayan, and the score is by Isaac Thomas Kottukapally.
She received this award an unprecedented three times. It is located on the west coast of India near the south of the mainland.
The word Cheral refers to the oldest known ccomedy of Kerala kings and is derived from the Proto-Tamil-Malayalam word for lake, the earliest Sanskrit text to mention Kerala is the Aitareya Aranyaka of the Rigveda. Nandan is married to Nayana, played by Alina Padikal, who is a negative character trying to rip the family apart.
Are you sure you want to remove this from your watching list? The academy annually invites films for the award and the jury analyses the films that are submitted before deciding the winners, the awards intends to promote films with artistic values and encourage artists, technicians and producers.
UNCHA MAZA ZOKA EPISODE 325
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NEENGALUM VELLALAM ORU KODI EPISODE 25
MAHABHARATHAM VIJAY TV 16.4.14 EPISODE
TERI RAH MEIN RUL GAI WAY FULL DRAMA
COMEDY CIRCUS KE AJOOBE SIDDHARTH SAGAR
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redpajama_set_name: RedPajamaCommonCrawl


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Darwin's mudskipper (Periophthalmus darwini) is a relatively newly discovered mudskipper in 2004, so little is known about it. It is a brackish water ray-finned fish found in Australia along mud banks never far from mangrove trees. It is in the goby family Gobiidae. It is named after Charles Darwin because the holotype was collected in Darwin Harbour. Its greatest distinguishing characteristic from other mudskippers is its greatly reduced first dorsal fin in both sexes.

Description
The Darwin's mudskipper has a body shape and dorsally pultruding eyes similar to other mudskippers. They have a maximum length of 4.6 cm. It has 5 – 7 dorsal spines, 10 – 12 dorsal rays, 1 anal spine, and 11 – 13 anal rays. Its greatest distinguishing characteristic from other mudskippers is its greatly reduced first dorsal fin in both sexes. Its coloration is modally with a background color of light brown. They typically have dark brown streaks on their heads. They usually have dark brown saddles and diagonal and irregular bars.

Diet
The Darwin's mudskipper has been seen eating small invertebrates such as small crabs, but there has not been any published studies[2] on this topic.

Habitat
The Darwin's mudskipper is a brackish to freshwater fish. It is found in the intertidal zone, in tidal creeks, and in inlets along mud banks. They are always near mangrove trees. They often group together. They are considered less aggressive than other mudskippers.

Reproduction and life cycle
There is no published study available on the life cycle or reproduction of the Darwin's mudskipper.

Distribution
Darwin's mudskipper can be found in the Northern Territory and Western Australia.

Importance to humans
The Darwin's mudskipper is harmless to humans[1]. There are other mud skippers in the aquarium trade, but the Darwin's mudskipper is not.

Etymology
The vernacular name and specific name honour Charles Darwin who the type locality, Darwin, Northern Territory was named after.

References

External links
 Fishes of Australia : Periophthalmus darwini

Darwin's mudskipper
Marine fish of Northern Australia
Fish described in 2004
Taxa named by Helen K. Larson
Taxa named by Toru Takita

redpajama_set_name: RedPajamaWikipedia


Pursuing Microbiology and knitting stories to carve up her dreams.When not writing, she will be conducting experiments in the lab and be spending her salary on shopping. Can be found at any peaceful corner with her nose buried in a good book. Ambition is her surname and that's what inspires her to go on and dig some worthy content out of her mind for the dearest readers.


A kiSS to remember: it is worn everyday, in every way: jewelry representing precious moments in your life.
It moves freely across your body; from your hands and wrist to your neck and ears. A unique ability to change its look: a necklace one day that transforms to a bracelet then is worn as earrings …..the reason many choose a kiSS. Contemporary in nature, and transformable by design, a kiSS is authentic, made from 14kt gold with your symbolic, genuine precious or semi-precious stone.
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Printed from https://ideas.repec.org/p/dar/wpaper/20147.html
German Exchange Rate Exposure at DAX and Aggregate Level, International Trade, and the Role of Exchange Rate Adjustment Costs
Entorf, Horst
Jamin, Gösta
Horst Entorf †
This article analyses value changes of German stock market companies in response to movements of the US dollar. The approach followed in this work extends the standard means of measuring exchange rate exposure in several ways (e.g. by using multi-factor modelling instead of augmented CAPM, application of moving window panel regressions, orthogonalization of overall market risk vis-à-vis currency risk). The main innovation lies in testing implications of exchange rate adjustment costs (hedging costs) for firm values and exposure. Based on time series data of German DAX companies, DM/ dollar rates and macroeconomic factors, we find a rather unstable, time-variant exposure of German stock market companies. Dollar sensitivity is positively affected by the ratio of exports/GDP and negatively affected by imports/GDP as well as by significant deviations of the dollar price from its long-run median. The first two findings are in line with the presumption that exporting corporations benefit from dollar price increases, whereas importing corporations benefit from dollar price decreases. The last finding can be explained by higher exchange rate adjustment costs in case of substantial deviations from the long-run median level. Furthermore, there is indication of asymmetric adjustment costs as effects from appreciations of domestic currency appear to be smaller than from depreciations.
Entorf, Horst & Jamin, Gösta, 2003. "German Exchange Rate Exposure at DAX and Aggregate Level, International Trade, and the Role of Exchange Rate Adjustment Costs," Publications of Darmstadt Technical University, Institute for Business Studies (BWL) 20147, Darmstadt Technical University, Department of Business Administration, Economics and Law, Institute for Business Studies (BWL).
Handle: RePEc:dar:wpaper:20147
Note: for complete metadata visit http://tubiblio.ulb.tu-darmstadt.de/20147/
File URL: http://econstor.eu/bitstream/10419/84850/1/ddpie_126.pdf
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Entorf, Horst & Jamin, Gösta, 2003. "The dollar and the German stock market: determination of exposure to and pricing of exchange rate risk using APT-modelling," Publications of Darmstadt Technical University, Institute for Business Studies (BWL) 20146, Darmstadt Technical University, Department of Business Administration, Economics and Law, Institute for Business Studies (BWL).
Entorf, Horst & Jamin, Gösta, 2003. "The dollar and the German stock market: determination of exposure to and pricing of exchange rate risk using APT-modelling," Darmstadt Discussion Papers in Economics 127, Darmstadt University of Technology, Department of Law and Economics.
Entorf, Horst & Jamin, Gösta, 2005. "The Dollar and the German Stock Market : determination of exposure to and pricing of exchange rate risk using APT-Modeling," Publications of Darmstadt Technical University, Institute for Business Studies (BWL) 5509, Darmstadt Technical University, Department of Business Administration, Economics and Law, Institute for Business Studies (BWL).
Horst Entorf & Jochen Moebert & Katja Sonderhof, 2011. "The Foreign Exchange Rate Exposure of Nations," Open Economies Review, Springer, vol. 22(2), pages 339-353, April.
Entorf, Horst & Möbert, Jochen & Sonderhof, Katja, 2006. "The Foreign Exchange Rate Exposure of Nations," Publications of Darmstadt Technical University, Institute for Business Studies (BWL) 77392, Darmstadt Technical University, Department of Business Administration, Economics and Law, Institute for Business Studies (BWL).
Entorf, Horst & Moebert, Jochen & Sonderhof, Katja, 2006. "The foreign exchange rate exposure of nations," Darmstadt Discussion Papers in Economics 169, Darmstadt University of Technology, Department of Law and Economics.
Mevlud Islami & Paul Welfens, 2013. "Financial market integration, stock markets and exchange rate dynamics in Eastern Europe," International Economics and Economic Policy, Springer, vol. 10(1), pages 47-79, March.
repec:bor:iserev:v:12:y:2012:i:46:p:49-83 is not listed on IDEAS
Udo Broll & Jack E. Wahl & Christoph Wessel, 2011. "Export, Exchange Rate Risk and Hedging: The Duopoly Case," German Economic Review, Verein für Socialpolitik, vol. 12(4), pages 490-502, November.
Prabhath Jayasinghe & Albert K. Tsui, 2009. "Time-Varying Currency Betas : Evidence from Developed and Emerging Markets," Finance Working Papers 22761, East Asian Bureau of Economic Research.
Entorf, Horst & Moebert, Jochen & Sonderhof, Katja, 2007. "The foreign exchange rate rate exposure of nations," ZEW Discussion Papers 07-005, ZEW - Leibniz Centre for European Economic Research.
Belghitar, Yacine & Clark, Ephraim & Dropsy, Vincent & Mefteh-Wali, Salma, 2021. "The effect of exchange rate fluctuations on the performance of small and medium sized enterprises: Implications for Brexit," The Quarterly Review of Economics and Finance, Elsevier, vol. 80(C), pages 399-410.
Serkan Yilmaz Kandir & Ahmet Erismis, 2010. "Investigating Exchange Rate Exposure of Bank Shares: Empirical Evidence From ISE," Istanbul Stock Exchange Review, Research and Business Development Department, Borsa Istanbul, vol. 12(46), pages 49-83.
Christian Pierdzioch & Renatas Kizys, 2010. "Sources of time-varying exchange rate exposure," International Economics and Economic Policy, Springer, vol. 7(4), pages 371-390, December.
Jing Nie & Zhichao Zhang & Zhuang Zhang & Si Zhou, 2015. "Currency Exposure in China under the New Exchange Rate Regime: National Level Evidence," China & World Economy, Institute of World Economics and Politics, Chinese Academy of Social Sciences, vol. 23(3), pages 97-109, May.
Ali Alp & Unsal Ban & Kartal Demirgunes & Saim Kilic, 2010. "Internal Determinants of Profitability in Turkish Banking Sector," Istanbul Stock Exchange Review, Research and Business Development Department, Borsa Istanbul, vol. 12(46), pages 1-14.
Yener Coskun, 2010. "Why Turkish Securities Firms Have Not Transformed to Full Service Investment Banks?: An Assessment For the Near Future of the Turkish Securities Firms Industry," Istanbul Stock Exchange Review, Research and Business Development Department, Borsa Istanbul, vol. 12(46), pages 15-48.
Broll Udo & Wong Kit Pong & Welzel Peter, 2016. "The Impact of Regret on Exports," German Economic Review, De Gruyter, vol. 17(2), pages 192-205, May.
Udo Broll & Peter Welzel & Kit Pong Wong, 2016. "The Impact of Regret on Exports," German Economic Review, Verein für Socialpolitik, vol. 17(2), pages 192-205, May.
repec:bor:iserev:v:12:y:2012:i:46:p:1-14 is not listed on IDEAS
Dranev Yury & Maxim Babushkin, 2014. "Asymmetric exchange-rate exposure in BRIC countries," HSE Working papers WP BRP 27/FE/2014, National Research University Higher School of Economics.
Muller, Aline & Verschoor, Willem F.C., 2006. "Foreign exchange risk exposure: Survey and suggestions," Journal of Multinational Financial Management, Elsevier, vol. 16(4), pages 385-410, October.
Horst Entorf & Gösta Jamin, 2007. "German Exchange Rate Exposure at DAX and Aggregate Levels, International Trade and the Role of Exchange Rate Adjustment Costs," German Economic Review, Verein für Socialpolitik, vol. 8, pages 344-374, August.
Jayasinghe, Prabhath & Tsui, Albert K. & Zhang, Zhaoyong, 2014. "New estimates of time-varying currency betas: A trivariate BEKK approach," Economic Modelling, Elsevier, vol. 42(C), pages 128-139.
repec:dau:papers:123456789/15237 is not listed on IDEAS
Söhnke M. Bartram & Gordon M. Bodnar, 2007. "The exchange rate exposure puzzle," Managerial Finance, Emerald Group Publishing, vol. 33(9), pages 642-666, August.
Bartram, Söhnke M. & Bodnar, Gordon, 2005. "The Exchange Rate Exposure Puzzle," MPRA Paper 6482, University Library of Munich, Germany.
Bartram, Söhnke M. & Bodnar, Gordon M., 2012. "Crossing the lines: The conditional relation between exchange rate exposure and stock returns in emerging and developed markets," Journal of International Money and Finance, Elsevier, vol. 31(4), pages 766-792.
Bartram, Söhnke M. & Bodnar, Gordon M., 2006. "Crossing the Lines: The Conditional Relation between Exchange Rate Exposure and Stock Returns in Emerging and Developed Markets," MPRA Paper 14018, University Library of Munich, Germany, revised 02 Nov 2008.
Bartram, Sohnke M. & Bodnar, Gordon M., 2006. "Crossing the Lines: The Conditional Relation between Exchange Rate Exposure and Stock Returns in Emerging and Developed Markets," MPRA Paper 13064, University Library of Munich, Germany, revised 02 Nov 2008.
Bartram, Söhnke M. & Brown, Gregory W. & Minton, Bernadette A., 2010. "Resolving the exposure puzzle: The many facets of exchange rate exposure," Journal of Financial Economics, Elsevier, vol. 95(2), pages 148-173, February.
Bartram, Söhnke M. & Brown, Gregory W. & Minton, Bernadette, 2009. "Resolving the Exposure Puzzle: The Many Facets of Exchange Rate Exposure," MPRA Paper 14041, University Library of Munich, Germany.
Aysun, Uluc & Guldi, Melanie, 2011. "Exchange rate exposure: A nonparametric approach," Emerging Markets Review, Elsevier, vol. 12(4), pages 321-337.
Uluc Aysun & Melanie Guldi, 2009. "Exchange rate exposure: A nonparametric approach," Working papers 2009-18, University of Connecticut, Department of Economics.
Du, Ding, 2014. "Persistent exchange-rate movements and stock returns," Journal of International Financial Markets, Institutions and Money, Elsevier, vol. 28(C), pages 36-53.
Entorf, Horst & Jamin, Gösta, 2002. "Dance with the Dollar: Exchange Rate Exposure on the German Stock Market," Darmstadt Discussion Papers in Economics 117, Darmstadt University of Technology, Department of Law and Economics.
Entorf, Horst & Jamin, Gösta, 2002. "Dance with the Dollar: Exchange Rate Exposure on the German Stock Market," Publications of Darmstadt Technical University, Institute for Business Studies (BWL) 77563, Darmstadt Technical University, Department of Business Administration, Economics and Law, Institute for Business Studies (BWL).
Muller, Aline & Verschoor, Willem F.C., 2006. "Asymmetric foreign exchange risk exposure: Evidence from U.S. multinational firms," Journal of Empirical Finance, Elsevier, vol. 13(4-5), pages 495-518, October.
Hutson, Elaine & O'Driscoll, Anthony, 2010. "Firm-level exchange rate exposure in the Eurozone," International Business Review, Elsevier, vol. 19(5), pages 468-478, October.
Chaieb, Ines & Mazzotta, Stefano, 2013. "Unconditional and conditional exchange rate exposure," Journal of International Money and Finance, Elsevier, vol. 32(C), pages 781-808.
Martin, Anna D. & Mauer, Laurence J., 2005. "A note on common methods used to estimate foreign exchange exposure," Journal of International Financial Markets, Institutions and Money, Elsevier, vol. 15(2), pages 125-140, April.
Asif, Raheel & Frömmel, Michael, 2022. "Exchange rate exposure for exporting and domestic firms in central and Eastern Europe," Emerging Markets Review, Elsevier, vol. 51(PA).
Krapl, Alain & Salyer, Robert, 2017. "The effects of fair value reporting on corporate foreign exchange exposures," Research in International Business and Finance, Elsevier, vol. 39(PA), pages 215-238.
Belghitar, Yacine & Clark, Ephraim & Mefteh, Salma, 2013. "Foreign currency derivative use and shareholder value," International Review of Financial Analysis, Elsevier, vol. 29(C), pages 283-293.
Sunghee Choi & Md. Abdus Salam & Ki-Dong Lee, 2019. "The Nature of Exchange Rate Movements and Exchange Rate Exposure: The Bangladesh Case," Journal of South Asian Development, , vol. 14(2), pages 180-222, August.
Ekta Sikarwar, 2014. "A Re-examination of Exchange Rate Exposure: Industry-level Analysis of Indian Firms," Global Business Review, International Management Institute, vol. 15(4), pages 867-882, December.
G15 - Financial Economics - - General Financial Markets - - - International Financial Markets
F31 - International Economics - - International Finance - - - Foreign Exchange
C23 - Mathematical and Quantitative Methods - - Single Equation Models; Single Variables - - - Models with Panel Data; Spatio-temporal Models
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Welcome to the VIU Library's Research Guide on the Scientific Method.
This guide has resources which explain the scientific process as well as on writing a science paper.
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Please select one of the pages listed on the blue bar above, to open the page's content.


Private student loans are the last resort when looking to finance you college education. If you fall in the middle class bracket, there is a good chance you will be looking into this option. Due to the unfairness of the Pell grant and Government student loans, perspective students are often declined substantial funding.
Weigh your options carefully before applying for private loans. These loans should be your very last resort in getting financial aid. I'm sure you've already applied for FAFSA, right? Direct Federal loans offer a lower interest rate and have lenient rules for deferment of payments.
Also, have you check out all scholarship possibilities? What about school specific scholarships? State college grants? Employer reimbursement? All of these should be explored thoroughly before even thinking of contacting a private lending company.
Most traditional college students (age 18-19) have very little, if any credit history. Banks have become increasingly more strict on who they approve in the last few years. Stories of graduates not getting jobs, and then not paying a dime to their loans have banks worried.
You will likely need a cosigner for this process if this sounds like you. Once again however, if you are using your parents as a cosigner, look into the PLUS loan program through FAFSA, lower interest rates = happy parents.
If you're not using your parents, just a friend with good credit, scout around on the internet to find the best possible rates.
These banks and lending companies are legitimate. Searching too deeply on the internet for the best possible rate on private loans for college might get you into some trouble.
A full list of reputable private student loan institutions can be found here.
Made up your mind on Private Student Loans?
Find out other ways to Get Financial Aid!


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Tuggeranong Surveys – old and new
By TCC 2 November 2016 23 December 2016
Over 357 people from every suburb in Tuggeranong responded to our Tuggeranong Livability Survey. The survey highlighted that water quality is the major issue in Tuggeranong followed by concerns over local jobs and the economy, crime and safety and then public transport. When asked what people wanted for Tuggeranong there was an overwhelming response saying they wanted a more vibrant town centre followed by improved water quality and revamping local shopping centres. Respondees were also against light rail and he development of West Greenway (Thompson). A significant proportion of respondees also commented on NBN and the poor connection speeds in Tuggeranong
The Tuggeranong Community Council is currently organising Community Service Awards for students from all Tuggeranong high schools and colleges. We want to recognise students who have volunteered to support the community and community groups. We feel it is important for the community to connect with young people and schools, and, for schools to connect with the community in general. We saw this award as a way of encouraging more students more to become involved with the general community and recognising those that do.
We would also like to establish an 'Annual Award' for an individual or a community group who resides or works in Tuggeranong and have contributed significantly to the Tuggeranong region and/or the ACT Community.
Therefore we are now running a brief survey (only 3 questions) to get your ideas. Please look at it by logging onto the survey on our website at www.tuggcc.com.
Our next Tuggeranong Community Council (TCC) meeting will on the 6th December at the Vikings Tuggeranong Town Centre Club. We will hear about the plans to redevelop Guilfoyle House and learn about the proposed 'new natural play space" at Tuggeranong Town Centre Park. We will then have a small Christmas get together.
Next Meeting 6 December 2016
Proposed TCC School and Community Awards


It turns out that some of the best small towns in the country to retire in may be found near the outskirts of some of the nation's largest metropolitan areas. More and more city dwellers nearing retirement age are contemplating a shorter distance to their end-of-work destination and are not crossing the state line. Rather, retirees are moving to the outskirts of the major city they worked in for decades, to smaller communities that offer a lower cost of living and a much slower pace.
Living in a small town just outside of or near a metropolitan area has its advantages and provides the retiree with the best of both worlds. Not only do you reap the benefit of a lower cost of living, but are close enough to the city to take advantage of the wide variety of cultural events, shopping and dining options, and major medical and healthcare facilities. Why live in a remote area with access to virtually nothing, when you can live among the outskirts or suburbs of a metro area and remain close to friends, family and loved ones.
Many areas just outside a major metropolitan city offer less expensive property taxes than in the epicenter of the sprawling jungle. Some suburbs long the outskirts of the city offer exemptions for seniors that can help with the budget and save retirees a lot of cold hard cash. Before picking up and relocating, be sure to investigate the savings that may be acquired by moving to a specific area not too far from where you are currently living. Huge savings may be hiding just around the corner.
More and more retirees are taking healthcare into consideration when choosing a place to relocate to during retirement. Rather than moving to a remote location hundreds of miles from a medical facility, the suburbs of a large metro area provide convenient access to state-of-the-art hospitals and medical centers. Specialists and general practitioners are even opening up a second location in the suburbs to provide easy access for their patients.
Moving out the city provides a more relaxed atmosphere, but for those not willing to completely give it up, urban therapy is just a stone's throw away. It is a welcomed option to be able to take in a collegiate sports event or world-renowned ballet performance in the hub of the city and then travel a short distance to the quiet and peaceful neighborhood you call home. Rather than living among the buzz, you can enjoy a relaxing lifestyle not too far away.
Rather than moving across country or state lines to enjoy retirement, many are peering just outside their doorstep to the familiar grounds nearby. The best of both worlds may be closer than you think.


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Opinion: Together we can eliminate gender stereotypes
In 2014, the Nordic Council of Ministers marked the 40-year anniversary of the Nordic gender equality cooperation – a fruitful initiative that has played a significant role for the repeated success of the Nordic countries in various international gender equality rankings. The results speak for themselves: Nowhere in the world do men and women live as equal lives as in the Nordic region. Now it's time to take another step forward.
Throughout the four decades of Nordic gender equality cooperation, there has been a continuous focus on equal rights and equal status for women and men in the labour market. Attention has been given to the gender pay gap and elimination of traditional gender roles in the labour market. The possibility to combine paid work and family life has been of critical importance in this work. Today equal sharing of parental responsibilities between mums and dads is increasingly taken for granted, and the high employment rate among Nordic women is contributing largely to the Nordic welfare model.
Many steps remain for the Nordic countries to achieve gender equality in the business sector. Their parliaments, however, have come farther. The Nordic countries share many views and objectives, but often choose different methods to get the work done. That is why they can learn so much from each other.
In the next few years, the Nordic gender equality cooperation will change gears somewhat. In the cooperation programme for 2015–2018, we want to give particular focus to gender equality in the public space – because democracy is not just a matter of having the right to vote, it's also about being able to participate in the public debate.
Words contribute to form our reality, and when we begin to allow the use of belittling and disrespectful rhetoric and remarks, the practice soon becomes generally accepted. We simply don't want to be part of such development, but instead work against it, in the same way as we have worked against for example domestic violence for many years. As we also know that gender equality contributes to sustainable growth, we want to give increased attention to gender equality as a driver of welfare and innovation in the Nordic countries.
Nordic gender equality policy has so far focused mostly on the situation of women in society, politics and the labour market. In order to eliminate the stubborn boundaries between so-called male- and female-oriented occupations and educational choices, the male perspective has to be included in the work. We need to find more methods to combat the stereotypical preconceptions that keep affecting the lives and life choices of women and men, boys and girls. In the coming years, we will therefore work hard to facilitate men's and boys' active participation in the gender equality work and the gender equality debate.
Manu Sareen. Press photo
The new programme for the gender equality sector in the Nordic governmental cooperation does not imply a change of direction of Nordic gender equality policy. It is our way to concretise the cooperation between the Nordic governments in the area of gender equality. The programme has been developed with the assistance of both theparliamentarians in the Nordic Council and gender equality actors from around the Nordic region, and is therefore broadly supported. Backed by this support, we are also sharing our experiences in the UN and other international arenas.
Gender equality themes addressed by the Nordic countries tend to spread and find their way to national agendas also outside the Nordic region. However, the good experiences and examples need to be spread in our own sphere as well – in politics, in the workplace and in people's homes. By together letting the principles of gender equality guide the way we think and act, we – politicians and citizens – can bring our countries even closer to the ultimate goal of a just and democratic Nordic region.
The Nordic Council of Ministers
Together for Gender Equality– a stronger Nordic Region : Nordic co-operation programme on gender equality 2015–2018


I am very familiar with Presentation Details and inheritance, as well as the Sitecore 8 documentation on Versioned Layouts, but I feel like Presentation Details are all too often one of the most fragile pieces of architecture on my sites.
The loose-coupling challenge is also throwing me. Without using template inheritance, which often means inheriting the Presentation Details of items in other modules, I am having trouble devising a strategy that is easy for the client and our internal teams to maintain.
What I am looking for is a Presentation Detail strategy that prevents tight-coupling, keeps overhead low, and provides for easier maintenance. When I say "strategy," what I mean is a set of rules, like "Always declare on Standard Values. Do not depend on Standard Values inheriting from other Standard Values and instead copy the Presentation Details before modifying."
Has anyone developed an effective strategy for Presentation Details that works well the above focuses?
Start by reading the Sitecore Helix Documentation. The component-based architecture it describes is definitely the way to go. Most of the accelerators use something like it even if they don't use the Foundation-Feature-Project layers.
Most of the accelerators also move presentation details away from the template standard values to some extent. SXA has Composite Renderings, Partial Designs and Page Designs. Other accelerators also use things like the Placeholder Fallback mentioned by Derek or Cascading Renderings. There's also my Base Layouts project (GitHub) which I have been neglecting lately. It should go without saying at this point that all of them use Dynamic Placeholders.
One strategy that has served me well is called Placeholder Fallback and was originally blogged by Charlie Turano at Hedgehog. In this strategy, you define your presentation on a parent item and it is inherited on all descendant items that contain a special fallback rendering. This avoids the issue of inheriting presentation from standard values across templates, and is especially useful for global renderings such as headers, footers, navigation, etc.
In addition to keeping your presentation details lean and centralized, the components defined on the homepage will also support Personalization and Testing across the entire site, which is not possible by default.
Not the answer you're looking for? Browse other questions tagged best-practices solution-architecture presentation or ask your own question.
Possible to copy the presentation details of one item to another?


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Q: load different html in the current page without reloading/refreshing i was looking at this website and i am interested on how did the developer managed to load different htmls in a single page without the current page being reloaded...
here is the website: http://demos.kendoui.com/web/validator/index.html...
for example if you clicked globalization in the Framework section, you can see the url changed, the body changed also but a part of the page remains (the top part) and the current page is not reloaded...
i am just starting in web development and i want to know this technique... i hope you can share it to me.... thanks :)

A: It is using ajax partial updates. You send request to the server and get portion of the page and then place it in some element, for example in div.
Normal:

      @Ajax.ActionLink("Call Partial", "MyAction", "MyController", AjaxOptions{ UpdateTargetId = "divToUpdate" })

Partial:
  here is my partial view which will be placed in "divToUpdate" div after clicking "Call Partial" Link

redpajama_set_name: RedPajamaStackExchange


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Video: Chevron Oilfield Worker Describes Toxic Dumping in Ecuador
[Source – ChevronToxico]
Amazon Defense Coalition
8 November 2010 – FOR IMMEDIATE RELEASE
Contact: Karen Hinton at 703-798-3109 or karen [at] hintoncommunications.com
Mitch Anderson at 415-342-4783 or mitch [at] amazonwatch.org
Lago Agrio, Ecuador – A former Chevron oilfield worker has described in graphic detail how the company ordered its employees to systematically dump toxic waste into the waterways of the Amazon rainforest, according to representatives of the communities suing the oil giant.
In a video posted here, a former Chevron oilfield worker Jhinsop Martinez Erraez offers an eyewitness account of his employer's criminal conduct. Erraez said the company conducted wholesale dumping of toxic waste products and industrial chemicals directly into the Ecuadorian rainforest from 1964 to 1990.
The revelations came in the second video posted by Amazon Watch that confirms Chevron's oilfield misconduct in Ecuador, where the company faces a multi-billion dollar liability in a case brought by dozens of indigenous and farmer communities. The first video, available here, documented how the company abandoned hundreds of waste pits that piped toxic waste into rivers and streams relied on by the local inhabitants for their drinking water.
Martinez had been an assistant for oil production operations at Dureno 1, one of the 378 well sites and oil production facilities built and operated by Texaco throughout an area of rainforest roughly the size of Rhode Island.
"The water was released contaminated with chemicals … the water dumped was yellow, totally contaminated because it was injected with two classes of chemicals, one to separate the water and another to separate the sediment" said Martinez. "The [oil] well was on a hill and drained down the mountainside and into a river."
"And that was the routine we had twenty-four hours a day, taking care of that well," Martinez said.
According to its own environmental audits, Chevron discharged at least 18 billion gallons of the "produced water" that Martinez describes in his interview. Produced water contains cancer-causing chemicals such as benzene, toluene, xylene and Polynuclear Aromatic Hydrocarbons (PAHs).
Martinez worked for Chevron in the late 1980s, shortly before its contract with Ecuador's government expired in 1992 and the company left the country. The lawsuit was filed in U.S. federal court in 1993 and moved to Ecuador in 2002 after Chevron agreed to accept jurisdiction there and abide by any judgment.
The top end of Chevron's damages is estimated to be as high as $113 billion, according to a report submitted by six prominent American technical experts.
While Chevron does not dispute that it dumped the "produced water" as Martinez said, the company has said on multiple occasions that the toxic waste was treated before discharge. This claim is sharply contradicted by Martinez.
"[Texaco] gave the orders for us to drain the water out into nature – the contaminated waters. It didn't go anywhere to be treated or anything like that," Martinez told Amazon Watch. "It went directly through a pipe and drained down the mountainside, nowhere else. And, well, there was nothing you could do."
Martinez's statements are significant because as early as the 1930s it was standard oil industry practice in the United States to re-inject "produced water" deep underground rather than discharge it directly into the environment, where it could contaminate fresh water sources. Some "produced water" is discharged in the U.S. today, but only under a strict permitting process to guarantee that it does not contaminate water sources.
According to Martinez, neither of these approaches were utilized at Dureno 1 even though Chevron owned the patent on the technology used for underground reinjection.
Evidence before the Ecuador court demonstrates that Chevron's dumping at Dureno 1 was replicated at all of the company's production sites in Ecuador, said Pablo Fajardo, the attorney for the plaintiffs.
"It is clear that Chevron is responsible for the destruction of an entire region's environment on which thousands of people depend for their sustenance," said Fajardo.
Several peer-reviewed health evaluations have found elevated rates of cancer in the area where Chevron operated. One American expert, formerly associated with the RAND Corporation, authored a report report, concluding that up to 10,000 people faced a significant risk of contracting cancer in the coming decades because of the pollution.
"An entire generation has been forced to live with the reality of elevated risks of cancer, childhood leukemia, spontaneous abortions, and birth defects simply because Chevron didn't want to spend the money to operate the way it would have in the United States," said Fajardo.
Several experts believe the damage caused by Chevron in Ecuador dwarfs the harm generated by the BP Gulf spill, and is probably the world's largest oil-related disaster. The contamination will take at least a decade to remediate once funds are in place, according to experts.
A complete video of the Martinez interview, and associated transcripts is available here.
Is the Era of Cheap Food Ending?
Some scientists think that with the human population growing and oil production past its peak, the era of cheap, abundant food is reaching its inevitable end.
May Day 2011 Rally & March!!!
Make your voices heard this May Day!!
Alba Teach-In
Title: Alba Teach-In Location: 4312 SE Stark Street Description: Come learn about the exciting advances of fair trade in Latin America. Instead of competition and…


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Mary was the daughter of Missionary parents born in March 1903, in Leh, Ladakh, Kashmir, a province of North India. Her parents Dr & Mrs Ernest Shawe ran the Mission hospital there but the family returned to England following the death of Dr Shawe, who died of Typhus. Mary and her brother Jack vowed to return to Leh and continue with their parents' missionary work.
Mary and Jack were both educated at Fulneck School. Jack went on to teach at Fulneck although a heart defect prevented him from returning to Leh. Mary went on to Leeds Medical School and obtained her MD whist residing at the Widow's House on Fulneck. In 1930 she realized her ambition and set off back to Leh to continue her father's life work in the hospital.
Travelling to Kashmir in the 1930's was a long and arduous journey. To reach the Mission Station took five weeks from England via the Mediterranean, the Red Sea, the Indian Ocean to Bombay, three days by train up the Indus Valley, a 200 mile drive in a 1930s car, not one of the comfortable cars of today, to Srinagar, capital of Kashmir. Then there was a difficult and dangerous climb through a mountain pass of 11,300 feet either on foot or on the back of a mountain pony. This pass was closed by snow and ice in Winter and Summer, often subjected to falls of ice and landslides. After the pass, a narrow bridle path hugging the side of a precipice and occasionally a rope bridge over the raging Indus River. Finally, the mission Field was reached!
The Ladakhi people were known as Tibetans and were of Mongolian stock, short, thickset, high cheek bones, flat faces and thick black hair. They wore long robes, very like a dressing gown, with a six yard long girdle wrapped around their bodies. All their belongings were either fastened inside the girdle or suspended inside the robe. Their basic diet consisted of roasted barley flour and wheaten flour made into a paste with either tea or water. They were great tea drinkers like us, but unlike us they bought their tea in a block, put it in a vessel and then poured water over it. Salt and soda were added then boiled. The tea was then left for two or three days and a lump of butter, larger than a cricket ball was put in. It was then left on the hob for anyone to help themselves.
The Tibetans were under the influence of the Lamas and conversion to Christianity was disappointingly slow. Up to 1942 after one hundred years of work there was only 150 Christians to be found. It was the most difficult mission ever undertaken by the Moravians. The Tibetan religion is Lamaisam, a form of Buddhism.
Apart from running the hospital, Mary would take medical missionary tours through the villages, when preaching was supplemented by healing by dispensing medicines. This was in stark contrast to the Lama physician with his goatskin wallet of herbs put up in little bags, mysterious charms and terrifying rituals. The Tibetans began to learn from Mary, that they could receive skilled treatment and real sympathy and would not be turned away because of poverty.
Mary dealt with cases of midwifery, cateract operations, frostbite, heart disease, septic wounds and fractures. She was called out to cases of influenza and typhus in other villages. The other side of the Indus river had to be visited before July as the Indus was too full after that to be crossed by an inexperienced traveller alone. Her mode of travel was on foot or by horseback, carrying a tent and all her equipment. Most operations she performed in the open as there was less likelihood of contamination than in enclosed buildings. Some of her problems were during epidemics, making people understand not to be in close proximity of the ill patient. Another problem was to get patients to continue with their medication, as many of them would become weary of treatment before they were cured. Another problem was that a patient would never arrive alone. They always came with their families, with one member to cook and look after the patient. The rest would sit and wait until the patient recovered.
Throughout it all, Mary was trying to get the message of Jesus Christ across to them and I quote, "In 1930, we try to make our hospital a real testimony to the Christian faith. Each day we have Bible stories followed by prayer. We know some of the people realize that the work is done in the name of our Saviour Jesus Christ, but further than that, we cannot tell the result of the work carried on. 1931 – We are glad to think that we can help these men, women and children, and we pray that by the path of healing, the Spirit of God may work among the people who live and visit Ladakh. 1932 – We see little of spiritual results, but surely some of the patients learn something of the Gospel of love, though they see but a glimmering of the splendour of it. May God show us how to keep our lights shining in Leh". These words were written by Mary to the Mission board each year, in her annual reports.
Mary had been working for about four years in Leh when Norman Driver, a Moravian Missionary arrived in Leh to work. In 1936 Mary and Norman married following permission from the Mission Board. They were then moved up to a small up-country village called Khalatse. Unfortunately for Mary she had to relinquish the Hospital which was subsequently closed down. Now that Mary was married and a Missionaries wife, she could no longer be a Missionary herself!
In 1937, their first child Ann was born three weeks early so Norman had to deliver the baby with Mary telling him what to do. Pregnancy and babies were very much at risk because of the altitude and diet, and although Ann was strong and healthy she was painfully thin. In fact their diet left a lot to be desired and they all lacked food. Sheep were available but they were tough to cook and eat. They kept hens and grew their own vegetables but there were no freezers to store food. Mary wrote " A good bit of time has been taken up seeing to things in the garden and drying cooking apples for the Winter. It's the only way they will keep. Making apple jelly, ripening tomatoes, drying onions, making tomato sauce and chutney. We've nearly finished that and then I must think about making mincemeat for Christmas".
In October 1938, the family arrived home on furlough for six months and managed to get back to Khalatse just before World War 2.
In October 1941 their second daughter Margaret was born. Everything continued as normal but then in 1943 the Tibetan for some reason began to be hostile towards them, boycotting them and refusing to sell then food or fuel. The health of Margaret and Mary was in danger, particularly Mary's as she has suffered intermittent loss of her hands, arms and sight in one eye, only to regain it later. This was the start of the crippling disease Multiple Sclerosis, a disease that no one was aware of the time. Following a medical, Mary was advised to move to Bombay during the winter months as it appeared that she could no longer stand the altitude.
In 1945 Mary and family moved back to Leh, a town fifteen feet above Khalatse. The people were more educated there and appreciated the work they were doing. Mary was able to open the hospital again and worked with great enthusiasm to get it up and running. Some of the local women were interested in nursing and Mary made plans for them to go to Srinagar for formal training.
In 1946 the family travelled back to England to leave their daughters Ann, now 10, to board at Fulneck and Margaret 5, to live with Guardians until she was old enough to board at 8. Mary and Norman felt much anguish at leaving the girls. There were many problems with the mail from Leh, birthday cards and presents never seemed to reach the girls.
Upon Mary's return to Leh she continued with her medical work and Sunday School, helping with a Day School they had started up. In 1948 war between India and Pakistan began, both of them wanting Kashmir. Leh is an important town as all the trade routes from Central Asia, Tibet and India meet there. Mary wrote, "life is different in Leh from what is was a while ago. Soldiers have appeared, especially to train volunteers. The Colonel lives behind our compound and the soldiers are also very near. The presence of troops means that wood for fuel is scarce, also paraffin for lighting and this month we cannot get sugar so we have had to switch off sweet things for the most part". During all this upheaval the Commanding Officer of the Indian troops made Norman "Prime Minister of Leh" and Mary "Health Minister". Norman said it was like something out of Gilbert and Sullivan, but it was all very real.
In 1952 Mary's health was being undermined and the paralyzing illness became so aggravated that in 1952 they returned home. They both still expected to return to Leh and so left most of their belongings and furniture. Unfortunately, they were forced to retire from the Mission Service. Their belongings were never returned to them and all the diaries they had kept for the Church were lost.
Ministries followed in Tytherton, Bedford and Fairfield. Mary bore her disability well and still continued with Sunday School. Her whole life was devoted to Christ's work and her faith never diminished. She passed away days before her 60th birthday. Her husband Norman wrote in his diary, "A grand lass, a bonny fighter, a great helpmate, made me what I am, a stern critic, yet to all a great partnership for God and Church. Rejoicing not sad".
Acknowledgements – Molly Lythe, Extracts from "Letters from Mary and Norman Driver, 1934-1949" by kind permission of Margaret Atherton, Extracts from the "Diaries of Norman Driver" by kind permission of Ann Wigney, "Leh Mission Hospital Reports 1930-1935" courtesy Church House, Moravian Mission Magazine 1934 "At the Gate of Tibet" 1942 Moravian Book Room.


Biography 传记, 传, He is writing the biography of his father / Hey, there are people writing novels and biographies using pictures as well as words.
Bravery 胆, 华丽, 华饰, 勇敢; 华丽; 壮观, The book is full of episoed of his bravery / The officers showed tremendous courage and bravery in tackling a very difficult situation.
Liveliness 活力, 生动活泼, 充满活力; 轻快; 活泼; 愉快, Her liveliness is infectious / The caisson ceiling was elaborately decorated with exquisitely enchased mosaic frescos.
Lifelessness 无生命, If the two angles are the same we get the sines and cosines of double the angle.


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The Family Health Centers of Georgia, Inc. 868 York Avenue, Atlanta, Georgia 30310 Varied
Beginning in 1975
From its modest beginnings in 1975 of eight exam rooms to its current capacity of more than 70 exams rooms, The Family Health Centers of Georgia, Inc. provides quality healthcare services, coupled with compassionate and courteous customer service, to residents in Atlanta, Georgia and surrounding cities. The main center has remained in historic West End Atlanta since 1975. The organization has gone through two official name changes: starting out as the University Center - Community Health Plans, Inc. from 1975 through 1992 then changing to West End Medical Centers, Inc. from 1992 to July 2013, and changing again to The Family Health Centers of Georgia in 2013.
Growing the program
From 1979 to 2010, Mrs. Daisy L. Harris, who served as President & CEO, led her team with a focus on ensuring that the organization not only provided top-notch healthcare services, but also offered supporting programs, community outreach and health education. Aiding in the organization's successful longevity, the late Dr. Mirian E. Chivers, the organization's first medical director, who later served as Chair of the Board of Directors, worked closely with Mrs. Harris for more than 20 years. Mrs. Harris and Dr. Chivers implemented many of the best practices that enable the organization to continue to reach its fullest potential.
2010 Marks a New Era
In August of 2010, Michael W. Brooks, MD, MBA, became President & CEO. Dr. Brooks' wealth of knowledge and experience from his previous positions within the organization paved the way for his new role as CEO. His impressive list of prior accomplishments includes successfully negotiating and overseeing the organization's managed care contracts with Georgia's community management organizations, managing the organization's information technology initiatives, which included developing and implementing the organization's first IT network, implementing of the organization's first computerized practice management system, and implementing electronic health records. He served as Sr. Vice President, COO, CIO, and CHO. As CHO, Dr. Brooks oversaw the organization's Clinical Administration Department, which included all medical and dental staff, along with the social services, case management, and health education departments.
Dr. Brooks continues to lead the organization in increasing access to affordable healthcare and in achieving positive health outcomes. FHCGA has maintained accreditation by The Joint Commission since 2010. In 2012, FHCGA became the first community health center in Georgia, and the second in the Southeast, to be accredited by The Joint Commission as a Primary Care Medical Home. Under Dr. Brooks' leadership, FHCGA received its designation as "Recognized - Level 3 on Achievement of Recognition for Systematic use of Patient-Centered, Coordinated Care Management Processes" from the National Committee for Quality Assurance (NCQA) in 2014. In 2014 FHCGA was awarded the Title X grant for administering family planning services for the state of Georgia. FHCGA continues to serve as the largest Title X grantee for Georgia.
The Family Health Centers of Georgia has grown since 1975 from one location to eight service locations, including the first school-based health centers in Fulton, Clayton and Douglas Counties, and a 41 ft. state-of-the-art mobile medical and dental unit. Expanding from a 12,000 square-foot building, the beautifully updated main center now boasts a 41,000 square-foot facility with 41 exam rooms, dental operatories a full-service pharmacy, on-site lab and corporate offices. The staff has grown to more than 100 board-certified or board-eligible physicians, physician assistants, registered nurses, certified medical assistants, dental providers, behavioral health specialists, administrative and supporting staff. The organization's executive leadership team has more than 100 years of combined experience in healthcare management, finance, operations, grant management, and administration.
The number of services and programs offered has nearly doubled, ensuring that the organization provides the necessary medical interventions and treatments for its vast plethora of patients. FHCGA provides healthcare services to more than 17,000 patients annually, generating 40,000 patient visits.
In 2020, the world faced a worldwide pandemic. FHCGA served as a leader in providing free COVID-19 testing to medically underserved populations. Our doors remained open for those who needed in person healthcare. We expanded our behavioral health services and introduced telehealth services. In 2022, FHCGA continues to provide free COVID-19 testing, education and vaccinations.
The Family Health Centers of Georgia, Inc.
868 York Avenue
Joint Commission Accredited
FHCGA has maintained The Joint Commission Accreditation since 2002. In 2010, FHCGA became the first community health center in Georgia, and the second in the Southeast, to be accredited by The Joint Commission as a Primary Care Medical Home. In 2014, FHCGA received the National Committee for Quality Assurance (NCQA) "Recognized-Level 3 on Achievement Recognition for Systematic Use of Patient-Centered, Coordinated of Management Process" certificate.
The Joint Commission Survey
The Joint Commission conducts periodic accreditation surveys at The Family Health Centers of Georgia, Inc. The purpose of the survey is to evaluate the organization's compliance with nationally established Joint Commission Standards. The survey results are used to determine whether, and the conditions under which, accreditation should be awarded to the organization. Joint Commission standards deal with quality of care, patient safety and the safety of the environment in which care is provided. If you feel you have any concerns about patient care or safety, please notify our Corporate Compliance Officer at tsims@fhcga.org or 404.756.8735. If you feel your concerns have not been addressed by FHCGA management, you may contact The Joint Commission directly.
E-mail: complaint@jointcommission.org
Postal Mail: Office of Quality Monitoring - The Joint Commission | One Renaissance Boulevard | Oakbrook Terrace, Illinois 60181
Phone: 800.994.6610 Mon-Fri | 8:30AM - 5:00PM CST - Fax: 630.792.5636
This facility is a member of the National Health Service Corps: NHSC.hrsa.gov.
This health center receives HHS funding and has Federal Public Health Services (PHS) deemed status with respect to certain health or health-related claims, including medical malpractice claims, for itself and its covered individuals.
Este centro de salud recibe fondos del HHS y tiene un estatus de servicios federales de salud pública (PHS, por sus siglas en inglés) con respecto a ciertas reclamaciones relacionadas con la salud, incluyendo las reclamaciones por negligencia médica, para sí mismo y para las personas cubiertas.
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By Parker A. Lee and Shawn Helms on Dec 16, 2021
Posted In Natural Gas, Power Markets, Project Development and Finance, Renewables
How is technology affecting the energy industry? In the latest webinar in the Energy Transition series, McDermott Will & Emery Partner Parker A. Lee hosted Shawn Helms, co-head of McDermott's Technology and Outsourcing Practice Group, Nadine Herrwerth, managing director at TWTG, and BJ Walker, managing director at Tudor, Pickering, Holt & Co for a 30-minute discussion where they opined on the current and future impact technology plays on conventional and renewable energy companies.
1. Industrial Internet of Things (I-IOT). I-IOT products and services can be used to improve site safety and efficiency. I-IOT products have the capability to monitor equipment, such as valves and temperature sensors on machinery, and record data on external dashboards for analysis and alerting. Through the use of data analysis, data gathered by I-IOT products can identify trends, build models and detect future equipment failure. As a result, I-IOT products and services can increase the efficiency, reliability and safety of equipment.
Though the application of I-IOT devices is relatively new to the industry, these products are capable of being retrofitted to established and already operational sites.
2. Technology Companies and Energy. While technology companies are large consumers of energy output, they can also provide significant insights and intelligence in regard to energy use and production. Synergies between technology and energy industries are continuously evolving and providing improvements in energy investments, efficiencies and reliability. For example, drones are capable of leveraging artificial intelligence to increase efficiency and consistency of equipment monitoring and inspections, particularly equipment that is located in remote areas (such as offshore).
3. Investor Focus on the Energy Space. An important theme in the oil and gas industry is the recent focus on transforming the industry to a generator of cashflow. In attracting new investors to the energy industry, particularly as new technologies are introduced, investors should know there is typically a longer wait period to receive a return on investment than what a general investor would commonly expect. In addition to general investors, technology companies are investing in renewable energy sources for purposes of environmental responsibility and in order to power their own enterprise. It is expected that this trend will continue to grow in energy intensive areas, such as the cryptocurrency space.
4. Technology in Traditional Oil and Gas. Although not widely appreciated, the oil and gas industry has always been heavily reliant on technology and an area where revolutionary technologies are developed—and that is certainly the case today. Because oil and gas professionals are proficient with, and conversant in, the application of new technologies, look to those professionals to be industry leaders in the energy transition as new businesses and products are developed.
New Resource Center: Navigating Change in the US Administration
By McDermott Will & Emery on Mar 19, 2021
Posted In Environmental, Featured, Tax, U.S. Congress
Pandemic relief, taxes, income inequality, climate change, infrastructure, healthcare and civil rights: the new US administration is moving forward rapidly on President Joe Biden's stated priorities. So how are these new policies affecting your business? We're here to keep you informed!
McDermott Will & Emery's multidisciplinary team of industry-leading lawyers are monitoring key legal areas to help you navigate and gain perspective on the most critical impacts of changing US policies. Access the latest updates in our new resource center.
United Kingdom Government Confirms Change to Sustainability Criteria for Biomass
By Irina Denisova on Aug 30, 2013
Posted In Environmental, EU Developments, Power Markets, Renewables
by Caroline Lindsey
The Department of Energy and Climate Change (DECC) in the United Kingdom published its response to its "Consultation on proposals to enhance the sustainability criteria for the use of biomass feedstocks under the Renewables Obligation (RO)" on 22 August 2013 (the Response). The original consultation was published on 7 September 2012.
In the Response, the UK Government confirms that it will proceed with its proposals to revise the content and significance of the sustainability criteria applicable to the use of solid biomass and biogas feedstocks for electricity generation under the Renewables Obligation (RO). The RO is currently the principal regime for incentivising the development of large-scale renewable electricity generation in the United Kingdom. Eligible electricity generators receive renewables obligation certificates (ROCs) for each megawatt hour (MWh) of renewable source electricity that they generate. Biomass qualifies as renewable source electricity, subject to some conditions.
Changes to the criteria
The sustainability criteria associated with the RO is broadly divided into greenhouse gas (GHG) lifecycle criteria, land use criteria and profiling criteria. There will be changes to all of the criteria, but the significant changes relate to the first two criteria, and will take effect from 1 April 2014.
In general terms, the GHG lifecycle criteria are designed to ensure that each delivery of biomass results in a minimum GHG emissions saving, when compared to the use of fossil fuel. The savings are measured in kilograms (kg) of carbon dioxide equivalent (CO2eq) per MWh over the lifecycle of the consignment (sometimes referred to as "field or forest to flame"). The UK Government has confirmed that all generating plants using solid biomass and / or biogas (including dedicated, co-firing or converted plants and new and existing plants) will be on the same GHG emissions trajectory from 1 April 2020 (200 kg CO2eq per MWh). In the meantime, new dedicated biomass power will be placed on an accelerated GHG emissions trajectory (240kg CO2eq per MWh). All other biomass power will remain on the standard GHG emissions trajectory (285kg CO2eq per MWh) until 1 April 2020.
Changes to the land use criteria will also be introduced. In particular, generating plants using feedstocks which are virgin wood or made from virgin wood will need to meet new sustainable forest management criteria based on the UK Government's timber procurement policy principles.
The land use criteria set out in the European Union (EU) Renewable Energy Directive 2009 (RED) will continue to apply to the use of all other solid biomass and biogas, with some specific variations for energy crops. As is the current position, the land use criteria will not apply to the use of biomass waste or feedstocks wholly derived from waste, animal manure or slurry.
The new sustainability criteria will be fixed until 1 April 2027, except if the EU mandates or recommends specific changes to the sustainability criteria for solid biomass, biogas or bioliquids, or if changes are otherwise required by EU or international regulation.
Making compliance mandatory
Currently, whilst generators using [...]
Possible UK Power Shortages Raise Concerns
Posted In Environmental, EU Developments, Power Markets
by Thomas Morgan and David McDonnell
A warning from the UK's energy regulator, Ofgem, on 27 June 2013, that the 'buffer' capacity of spare electricity on the UK's national power grid could drop to as little as 2% of national supplies by 2015, has raised concerns in relation to the possibility of widespread disruptions in service. This spare capacity currently stands at about 4%.
The warning was linked to an extensive Electricity Capacity Assessment Report, also published by Ofgem that same day. Revised studies have indicated that power supplies will shrink considerably by 2015, as electricity demand in the United Kingdom is not decreasing in the manner previously foreseen by successive governments. This is due to a variety of factors, among them, the low uptake by residential households of environmentally friendly incentives and energy-efficient practices.
Ofgem recommends the implementation of far-reaching market changes proposed by the Department of Energy and Climate Change (DECC). Among other things, DECC stated in a report, also published on 27 June 2013, that the UK electricity sector will require approximately £110 billion of capital investment in the next decade to modernise its infrastructure. This would create opportunities for investment which a range of market players are likely to monitor with interest.
DECC has also emphasised the need for a 'Capacity Market' – essentially an insurance policy against the possibility of future blackouts – which would work by providing financial incentives to generators to keep a certain percentage of energy capacity in reserve to cope with spikes in demand.
The British government has been quick to retort to concerns of service disruption, downplaying the risk of blackouts to domestic consumers and, while it is unlikely that blackouts reminiscent of those experienced in the United Kingdom in the 1970s will be relived, the very publication of a formal warning from Ofgem highlights the potential significance of the concern.
Is There Bipartisan Support for an Energy Security Trust?
Posted In Renewables, U.S. Congress
by William Friedman
President Obama proposed in his State of the Union creating an Energy Security Trust to invest in research and technology that will "shift our cars and trucks off oil for good." Oil and gas lease revenues, estimated at $150 billion over the next decade, would fund the Trust. The idea of the Trust is more than 30 years old and was recently endorsed by the ranking Republican on the Senate Energy and Natural Resources Committee. While predicting what Congress will do is a fool's errand, there is some reason to think that an Energy Security Trust could become a reality.
President Carter in 1979 asked Congress to pass a windfall profits tax on oil company revenues in order to establish a trust that would be used to "protect low income families from energy price increases, to build a more efficient mass transportation system, and to put American genius to work solving our long-range energy problems." More recently, Energy Security Trust Fund bills were proposed in 2007 and 2009. The 2009 bill, entitled "America's Energy Security Trust Fund Act of 2009," proposed an excise tax on "carbon substances" including coal, petroleum products and natural gas. The tax would have collected $15 per ton of carbon dioxide content in taxable substances sold by manufacturers, producers or importers and would have escalated at a base rate of $10 each year. The proposed trust fund would have been used to finance research in clean energy technology, assist industries negatively affected by the bill, and provide payroll tax relief to individual taxpayers. Neither the 2007 bill nor the 2009 bill, (both proposed by Rep. John Larson (D-CT.)) passed in Congress.
Unlike these previous proposals, President Obama's proposal does not rely on tax revenues and instead resembles a recent energy policy blueprint put forward by Sen. Lisa Murkowski (R-AK), the ranking Republican on the Energy and Natural Resources Committee. Senator Murkowski's plan, "Energy 20/20: A Vision for America's Energy Future," calls for an Advanced Energy Trust Fund that would be funded by rents, royalties, bonus bids and corporate income taxes. Murkowski also advocates opening up federal lands like Arctic National Wildlife Refuge (ANWR) and other offshore resources and using those revenues to fund a trust. The Advanced Energy Trust Fund would be administered by the Department of Energy and used to pay for advances in renewable energy, energy efficiency, alternative fuels and advanced vehicles.
The White House has not released details yet on how the proposed Trust would be funded or administered. Unlike Senator Murkowski, the President is unlikely to support opening ANWR for drilling, which environmental groups have long opposed. Yet, some version of an Energy Trust has support on both sides of the aisle.
Renewable Energy Certificates: New Trading Platform
By McDermott Will & Emery on May 21, 2012
Posted In EU Developments, Renewables
by Rashpaul Bahia
On May 8, 2012, STX Services B.V. (STX), launched an electronic trading platform for the sale and purchase of renewable energy certificates relating to power consumption within the European Union.
The new platform will allow for the trading of Guarantee of Origin (GoO) certificates which provide proof to the final customer that the energy produced was from renewable sources. GoO certificates were introduced by the 2009 EU Renewable Energy Directive. One GoO certificate represents the generation of one megawatt hour of electricity.
STX, an Amsterdam-based brokerage firm dealing in environmental based commodities, held its first auction on May 8, 2012 and is likely to hold another one towards the end of May 2012. STX has stated that it hopes to eventually run daily auctions, and expand to include other renewable energy certificates.
STX feels that the advantages of the new trading platform are that:
buyers and sellers of GoO certificates can participate concurrently;
buyers and sellers can login to the platform from wherever they are located;
the supply and demand dynamic of the online auction will result in the realization of a true and fair market price; and
it provides greater liquidity in an otherwise fragmented international market.
More than 25 percent of the most active market participants attended the first auction, during which 100,000 GoOs were bought and sold at a clearing price of €0.37. Participants in this first auction pointed to, amongst other things, the transparency and efficiency engendered by the new platform.
The launch of this new trading platform comes at a time when the European Commission is actively looking at ways to regulate and increase the transparency of commodity markets. Proposals include establishing transparent trading venues. STX has designed its new platform with this in mind, and hopes that it will enable all participants to buy and sell renewable energy certificates on a level playing field.
In addition, the new platform represents a further development and expansion in the trading of green power.


In this episode we journey on from the last episode about teeth and oral health, to another primary gateway into your system..your respiratory system! Tune in to learn about how your blood is involved when you breathe, how to breathe well and more about alleviating anxiety. Prana is life breath and one of the sources of natural energy you've a birth right to tap into. Let's clear the way with our practical information and your commitment to show up for yourself every morning living the habits of Dinacharya so you can feel better in your body.
15:10 - What is anxiety?
25:10 - Hot water for the win!