My name is Samantha Marx.
My day job and hobby is Wedful where I get to make designs and babysit the blog.
I live in the inimitable Cape Town, and I love: colours (all of them except that naffy burgundy red that people always seem to choose for their bath towels, and especially yellow), @hadsie, travel, design (architecture, furniture, web, clothing, jewelry... all of it!), people with big personalities, shoes, animals (especially kittens and cats), and you.
Thank you Sakura Photography for the amazing profile photograph.
I want these things. But since I have only one wedding day, with only one head and one groom to accessorize, I cannot have them all. So you should, because they are stunners.


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GCC VAT revenues, VAT dates for Kuwait, Qatar, and Oman, plus COVID-19 VAT impact
Hadi Khatib December 12, 2020
With the exception of Kuwait, it is expected that during 2021, Qatar and Oman join their GCC counterparts the UAE, Saudi, and Bahrain in introducing VAT.
Meanwhile, COVID-19 has not only been a wrecker of revenues in the GCC, but also a clear and present danger for businesses dealing with default-related VAT issues that unless addressed could place organizations at risk.
Let's first look at the VAT revenue side.
UAE VAT
The UAE's Ministry of Finance (MoF) said that from the beginning of January until the end of August 2020, the total value-added tax (VAT) revenue amounted to $3.15 billion.
Meanwhile, the country's total excise tax revenue amounted to about $518 million, noting a 47% increase in comparison to the same period in 2019.
Saeed Rashid Al Yateem, Assistant Under-Secretary of Resource and Budget Sector at MoF, noted that 30% of VAT revenues will be distributed to the federal government and 70% to local government and that there are no plans at the moment to raise VAT to more than 5%.
The tax revenues generated in2019 amounted to about $8.44 bn, growing by 7% over 2018.
Saudi VAT
The Government of the Kingdom of Saudi Arabia (KSA) had announced that the 5% VAT rate would increase to 15%, effective July 1st, 2020.
The increase comes as part of additional measures taken by the KSA government in response to the economic impact of the COVID-19 crisis.
Saudi's dual shock of the coronavirus pandemic and a crash in oil prices has led to more than $72 bn in stimulus spending.
Saudi posted a budget deficit of $10.87 billion in Q3 this year, more than half its deficit in the previous quarter.
Still, despite a 30% yearly drop in oil revenues in the third quarter to $25 bn, total revenues increased by 4% year-on-year to $58 bn, partly thanks to tax increases.
Overall non-oil revenues jumped by 63% year-on-year.
Saudi government spending was up 7% on an annual basis to $69 bn and Riyadh plans to cut spending next year to $267 bn, as the economy returns to growth and management of the coronavirus crisis improves, according to a recent budget statement.
Bahrain VAT
Bahrain generated $663 million last year from VAT up by 265 mn compared with budget estimates of $398 mn.
From 1 January 2020 onwards, all businesses and individuals conducting a business fell under the VAT system if their annual turnover of $99,450 was realized.GCC countries left to introduce VAT
The UAE, Saudi Arabia, and Bahrain have all implemented VAT since signing the GCC VAT Framework in 2016.
GCC countries left to implement VAT
The current position in each of the states that have not yet introduced VAT is as follows:
VAT in Qatar
While there have been no official announcements recently by Qatar in relation to the implementation of VAT, the state is currently expected to implement VAT in the second or third quarter of 2021.
Qatar's General Tax Authority (GTA) is continuing with its ongoing preparations including the introduction of the state's new tax administration system, Dhareeba.
VAT in Oman
Oman is set to be the fourth GCC state to implement VAT since the signing of the GCC VAT Agreement at the end of 2016, with an effective date of 16 April 2021.
The Oman VAT Law was published in the official gazette on 18 October, triggering a 180-day countdown to the effective joining date.
VAT in Kuwait
The Kuwait parliament's support for tax reform appears to be somewhat lacking. However, it is still expected to implement VAT by 2022, according to a March 2020 report by the International Monetary Fund (IMF).
COVID-19 and VAT
Better management of the compliance cycle of VAT can go a long way in helping businesses navigate COVID-19 successfully, tax experts from international law firm Pinsent Masons LLP said during a recent webinar hosted by the Dubai Chamber of Commerce and Industry.
The session was moderated by Joanne Clarke, Tax Director (VAT), Pinsent Masons LLP, who is an international VAT advisor specializing in technical advisory, compliance, and disputes.
During the webinar, Clarke stressed on the importance of improving VAT cash flows and minimizing capital costs associated with the tax. Businesses should actively seek to identify and mitigate real VAT costs that impact their bottom line, she noted.
Clarke advised businesses to be cautious when dealing with transactions and activities driven by COVID-19 pressures such as contract defaults, corporate restructuring, bad debts, as these can have a VAT impact that can be significant and negative if not managed correctly.
Hadi Khatib
Hadi Khatib is a business editor with more than 15 years' experience delivering news and copy of relevance to a wide range of audiences. If newsworthy and actionable, you will find this editor interested in hearing about your sector developments and writing about it. [email protected]
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ABOUT SONIA
How to Drive Sales through Referral for Small Businesses
By Sonia Dumas
Topics: VIDEO
HOW TO GET MORE REFERRALS
In this interview Joanne Black shares with you a clear path to developing a referral strategy.
As a leading authority on referral selling, she gives insights into why it's the only business-development strategy proven to convert prospects into clients more than 50% of the time.
Key Takeaways -
Set clear goals around referrals.
Knowing how to ask for referrals is just as important as knowing who to ask.
Be specific about who you'd like to be introduced to.
Determine your motivating metrics to track your referral success.
Referral asking is a behavioral skill that requires accountability.
Get access to the Roadmap Your Referral Pipeline Workbook
Today, I'm talking with Joanne Black, a leading LinkedIn authority on driving sales through referrals. She's the best selling author of "Pick Up the Damn Phone" and works with sales teams to ensure their pipeline is filled with qualified referrals. Welcome, Joanne.
It's always great to talk about my favorite topic.
Well, let's let's go for the jugular then, right? Referrals.
So one of the things is I talk with many financial firms who are either struggling to ask for or even get referrals from their clients. In your experience, how do you build a successful pipeline of referrals?
It takes it takes a few things. And I certainly understand this feeling of not getting referrals or thinking that we have great clients. So, of course, I'll refer business to us. And so building a pipeline of referrals means that you need a strategy around referrals first, like, you know, like anything worth doing. And I'm a salesperson, so I don't believe in binder strategies. I write six bullets, whatever.
But what are your goals around referrals? What do you want to see happen as a result of referrals? It is a number of new clients who want a different kind of client. What exactly is it you want to achieve? And then how will you measure your success?
Once you identify that goal, then what's the next step in truly building that referral pipeline
So then you have to decide again, what are the metrics? What are you going to measure? And then what a lot of people don't realize is referral selling is actually a skill. It's a behavior change. It's a way to learn how to ask, to get an introduction. So it's not just, oh, yes, nice client. I'd like a name of somebody in your network I can talk to.
No, it's asking nice client for an introduction to someone that they know who matches the profile of your ideal client.
And that's the skill piece of behavior change and it requires accountability for results. And then the next thing, so you have strategy, have skills is implementation.
Because without a plan to execute the strategy to build skills with reinforcement and coaching, nothing happens. It's still just something we think about and we dream about. But we're not doing it now.
What would you say are some of the common mistakes you see companies make, both when it comes to referrals, selling and even social selling? Right? They're definitely connected.
A big mistake is assuming that our clients will refer business to us and make sure it happens from time to time. Somebody says, oh, you know, somebody told me to call you when you're so excited about that. But that's not proactive. It's not intentional. It's not a really smart way to build your business. So that's a big mistake. They're kind of sitting back and waiting for people to come to us.
And another is just assuming we can just tell everybody to ask for referrals. You know, if we're independent, if we work for a firm, I've had a lot of leaders say to me, well, I just tell my people to go ask. So then I say, well, how's that working for you? And they said silence, because it doesn't work, because it is a skill.
And that's another thing that a downfall really is that people don't make the time to build their skills and get coached and reinforced on those skills so that referral selling becomes a habit and becomes the way they work.
Now, what would you say is sticking on the lines of things to avoid? What about with social selling when it comes to like LinkedIn? What are some of the mistakes you're seeing people make? Do you see that people connect and they think "Well, I made a connection, so I'm done"? (Laughs)
Yes. So my philosophy of my deep belief is that LinkedIn is a place to begin a conversation and begin a relationship. You do that first by sending a personal invitation, not about hitting buttons. It's not about the number of contacts we have. It's a number of connections we make.
Always send a personal invitation and it could be met someone at event and you'll just say, you know, it was great to meet you last night and fill in the blank. Let's stay in touch. A little something to invite them personally. And then every time when someone invites you and you accept them, just click, accept, send a personal response.
Now, you may think this sends a message that, oh, it's just too time consuming. I can do this, but think about it. How much time does that really take? And what you're doing is beginning a conversation.
One of the things we do is I always ask when someone invites me, you know, you invited me. So I'm sure you have questions about referral selling.
Let me know what they are and will be in a conversation, and people write back, and they do have questions or sometimes they'll write back. I've had people write and say, what's for selling? I'm sure that person just pushed a button. They're not interested in me or anyone else. So those are those are mistakes people make about LinkedIn.
So speaking about the time it takes, this is clearly a long term play, right? It's not going to happen in a matter of months or even weeks. So how should someone set their expectations when it comes to referrals selling?
Number one, it's about the number of people we ask, because if we don't ask, we don't get. And you'd be surprised. Sometimes you reach someone at the exact moment they need you. It doesn't have to be a really long play.
In many cases it is. I was just in the meeting this morning with a financial adviser who someone referred to business and this person, some company and the business had been sold and they had all these assets and they were trying to figure out what to do with them.
And they made this connection with a financial adviser. And within like two months, it took a long time for the deal to be closed because they had all these different assets and they were all liquid. But it happened. So you don't know when that time would be, when or the compelling events that are going to happen.
You know, it could be that someone needs to plan their retirement. Well, that is a longer term play. You want to start and then you want to be involved on and on and on with them.
But what if someone has just lost a spouse? What if someone has just got divorced? Those are things that we can't always anticipate. So that's why we need to be vigilant and be in touch, help people out with ideas even if they don't become a client right away.
I mean, that's my point of view. I've been accused of being too generous about giving too much away. But that's what I do, because sales and life are about helping people.
So what can we do to make people's life a little easier, give them some things that well that they never thought about but they need to pay attention to? That's what we do
It's amazing. And I love how it's just it's really just being authentic. Right? If you're authentic, if you're consistent, if you're highly visible, if you're helpful, why wouldn't your world refer business to you or want to do business with you?
So there was a part in your book, "Pick Up The Damn Phone". I love the title, by the way (laughs), as you had mentioned, there was a phrase that said, good, fast, cheap, pick two. And there are countless companies out there that want to achieve this sales trifecta of good clients quickly and cheaply. In your experience, what's the reality?
It doesn't work. So, in that phrase I heard years and years and years ago, you know, when somebody needs a quick answer and needs something done overnight or quickly, you're going to pay more for it. Well, think of a package. You know, FedEx, you pay way more for overnight. You pay more for a Saturday delivery. You pay more for a delivery before a certain hour. And that's the same in a lot of professions.
That's what happens. So you're going to pay more if it's last minute and you have to scramble and get your team together and involve people in this and this, and that, it's just going to cost more.
So that's that's just a fact. So if you want it cheap, it's not going to be so fast. Take your time. Oh, yeah. FedEx, you know, I can send it ground. It can take five to seven days to get there, that's not a problem. But if we wait till the last minute, we don't have that option, it happens in services businesses as well.
And so what's the mentality that they should approach client acquisition from?
When you get a referral introduction, you get the meeting. So when you talk about the cost of referrals, here's the cost. You have notecards that hopefully you have already with your name and company on them and you need to put a stamp on the envelope and address it and send a thank you note to the person who referred to, That is the cost.
Which is... about a dollar, right? (laughs) 50 cents for the stamp. Right. About a dollar. A dollar twenty five.
Well, now it's your time writing the note, you know, but you're not going to write a speech. It's, you know, thank you so much for referring so and so to me. I really appreciate it. And, you know, it's three lines that's, you know, that's it. So the point is, it's not a marketing cost. It's minimal, but the impact is maximum.
So what would you say wrapping up is a key take away a couple of key takeaways that you want people to really think about when they go back to their sales and marketing system and figure out, OK, where do we add in referrals selling?
The first thing they do needs to be to sit down if they have people to talk to, to talk about a referral strategy. What do we want to accomplish with this? What do we want to do? How are we going to measure it? How are we going to track it? And they can easily track it into CRM very, very easily. Just to add another dropdown for proactive referrals. People usually have a dropdown, but as for just referrals in general, and those are the ones that just happen to fly in through the window.
But we want to measure the ones that we ask for. And it's measuring the number of ask know that's the first metric, because if we don't ask, we don't get.
And then track the asks and say you ask X number of people, how many referrals did you receive, how many referral meetings did you conduct and then how many new clients did you get? And you can put other metrics in those. But those are the key milestones. And then you can obviously get more granular than that. But is thinking through that that makes a difference?
Well, anyways, well, thank you, Joanne, for sharing your insights today with my network.
As I said, it's my favorite topic, and I always love talking about referrals and sharing insights.
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Obituary/Notice
Robert Flynn Strayer, affectionately known as Bobby, Grandpa Bob, and Dr. Tickles, of Fairview, PA passed away peacefully Wednesday, October 7th, 2020. Bob was surrounded by his beloved wife and children as his valiant battle to overcome heart surgery complications came to an end. He will especially be remembered for his strength, loyalty, competitive spirit, and sharp wit. Bob had a larger than life presence and his generosity will never be forgotten.
Bob was born on May 24th, 1946 to the late Hamilton W. Strayer and Natalie G. Strayer. In addition to his parents, Bob was preceded in death by his siblings Scott O. Strayer and Ann L. Strayer; and his father-in-law Henry E. Fish. Bob is survived by his cherished wife Susan Fish Strayer; daughter, Shelby Strayer Roberts and husband Brad; son, Kyle Flynn Strayer and wife Lally; stepson, Jayson A. Yost and wife Hadley; stepdaughter Lindsay L. Turner and husband Ryan; and six adoring grandchildren: John, Samuel, and Zachary Roberts; Brantley and Everett Strayer; and Shire Yost. He is further survived by his siblings Hamilton G. Strayer; Lydia S. Haynor and family; mother-in-law Laurana S. Fish; sister-in-law Dorathea Fish and family; and brother-in-law Henry E. Fish II and family.
Bob's loyalty extended beyond his family and friends. This quality, combined with his competitive spirit, made him an exceptional business leader. Following in the footsteps of his father and grandfather, Bob was the President and CEO of ERIE Strayer Company. Founded in 1912, ERIE Strayer is a fourth-generation, family-owned concrete batch plant manufacturer. During Bob's tenure, his leadership and unrelenting perseverance propelled ERIE Strayer to the top of its industry. He especially found joy and took pride in working alongside his son, Kyle, over the last ten years. Bob cared tremendously for his ERIE Strayer family and always put them at the forefront of his decisions.
Bob's competitive spirit blossomed at an early age through his love of sports. He played football and tennis during his high school years at both Fairview High School and DeVeaux Academy. Bob continued on as a two sport athlete at Centenary College in Louisiana. Following college, Bob accumulated many amateur tennis championships throughout the tristate area and Canada including winning the Erie City Rec singles championship in '69, '71, '74, and '75. Bob, alongside his first wife Amy Swanson Schmidt, won the Equitable National mixed doubles tournament held during the 1977 U.S. Open.
Bob found relaxation and peace while spending time in Buffalo, Wyoming, Palm Beach Gardens, Florida, and Lake Placid, New York. In Wyoming, he would unwind by fishing on the Big Horn River and while riding horseback. His time in Florida was most enjoyed playing with his grandchildren in the pool, golfing, and meeting with his friends on Worth Avenue. The Adirondack Mountains rejuvenated him with mornings on the dock and boat rides on the lake. Bob took every opportunity to share these meaningful places with friends and family.
Friends may call on Friday, October 16th from 12:00 PM - 5:00 PM at the Burton Quinn Scott Cremation & Funeral Services West Ridge, 3801 West 26th Street (at Powell Avenue) and are invited to attend a graveside service at Fairview Cemetery on Saturday, October 17th at 11:00 AM. The family would also like to thank and acknowledge the Cleveland Clinic and its excellent medical care team. In lieu of flowers, memorials can be made to a local charity of one's choosing. Covid-19 precautions will be followed by the funeral home as well as the family. In addition, an online guestbook is available and the service will be livestreamed for public viewing on the funeral home Facebook page at https://www.facebook.com/BurtonFuneralHomesAndCrematoryInc/
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Cratão, Crátons ou Cratões (do grego κράτος kratos, significa "força") são porções diferenciadas da litosfera continental, composta pela crosta continental e uma porção do manto superior, caracterizados por apresentarem raízes mantélicas antigas e espessas, as quais se estendem por centenas de quilômetros no manto terrestre. Essas características conferem-lhes a particularidade de possuírem alta resistência mecânica e, por consequência, longa estabilidade tectônica, de modo que representam unidades geológicas poupadas de orogêneses Fanerozoicas. São caracteristicamente/essencialmente compostos por um embasamento cristalino antigo, apresentam geralmente núcleos Arqueanos, havendo comumente materiais mais jovens que podem ter experimentado ou não deformações e/ou metamorfismo. Podem apresentar cobertura que compreendem unidades cujas idades vão desde o Paleoproterozoico ao Recente.

São geralmente localizados nos interiores das placas tectônicas, tendo frequentemente sobrevivido a ciclos de abertura e fechamento continentais, delimitados por cinturões orogênicos. Embora incomum, áreas cratônicas podem sofrer riteamento e separação seguida de deriva continental, com instalação de oceano à medida que os processos tectônicos atuam, como ocorreu com o Cráton São Francisco-Congo durante a fragmentação do supercontinente Gondwana.

Os crátons são divididos em dois tipos principais de estruturas: os escudos cristalinos e as plataformas:

 Escudos Cristalinos: são também chamados de maciços antigos e caracterizam-se por serem compostos por rochas cristalinas (ígneas e metamórficas). São tipos de crátons que afloraram na superfície, ou seja, não foram recobertos por outros tipos de estruturas geológicas.
 Plataformas: são composições de crátons recobertas por outras formações estruturais, geralmente por camadas de sedimentos, as bacias sedimentares. São também conhecidas por embasamentos cristalinos e geralmente são formadas por regiões de depressões relativas, salvo quando a cobertura sedimentar é muito extensa.

A palavra Cráton foi proposta pela primeira vez pelo geólogo austríaco Leopold Kober em 1921 como Kratogen, referindo-se a plataformas continentais estáveis, propondo também orogen como termo para cinturões de montanha ou orogênicos. Mais tarde, Hans Stille encurtou o antigo termo para kraton, do qual deriva a palavra atual.

Os crátons possuem grande relevância econômica por serem hospedeiros de importantes depósitos de minérios, principalmente metais como ouro, ferro e cobre, como nas províncias Quadrilátero Ferrífero e Carajás no Brasil. Além disso o estudo dos Crátons fornece significativa contribuição para o compreensão da estrutura e do passado geológico do planeta, uma vez que essas unidades alojam rochas muito antigas e pouco deformadas.

Exemplos pelo mundo são os Congo e o Kaapvaal na África do Sul, Cráton Norte Americano na América do Norte, Cráton Indiano na Índia, Cráton do Norte da China, Cráton Pilbara  na Austrália Ocidental entre outros. O Brasil possui quatro unidades cratônicas em seu território, abordadas a seguir, sendo eles o Amazônico, do São Francisco, Rio de la Plata  e São Luís.

Estrutura
Crátons possuem raízes litosféricas frias e espessas, entre 200 e 400 km de espessura, com a zona de baixa velocidade do manto mal definida ou até mesmo ausente, comprovado por estudos de tomografia sísmica do manto. São isostaticamente positivos, entretanto correspondem aos grandes baixos topográficos dos continentes, sendo verdadeiros hospedeiros de grandes bacias hidrográficas. Possuem relevo interno pouco pronunciado, em contraste às faixas orogênicas que os cerca.

As raízes mantélicas se estendem até a Astenosfera, o que corresponde a mais de duas vezes a espessura típica de aproximadamente 100 km das litosferas comuns. São sustentados por um manto litosférico diferenciado e menos denso que aquele sob os oceanos, causados por um desfalque em Fe e Al. Sendo assim a litosfera cratônica é distintamente diferente à oceânica, uma vez que os Crátons apresentam flutuabilidade neutra ou positiva e baixa densidade, a qual compensa a densidade devido à contração geotérmica e impede que o Cráton se afunde no manto profundo.

Formação
Embora os crátons sejam reconhecidos há muito tempo como uma parte importante da crosta continental, sua origem e evolução ainda não são bem compreendidas. A maioria dos pesquisadores concorda que os crátons são o produto final de orogêneses de colisão e, portanto, são como corpos que construíram o continente.

O processo de formação de crátons a partir de rochas mais antigas é chamado cratonização. A primeira massa cratônica formou-se no Arqueano. Devido à maior concentração de isótopos radioativos naquela época, e ao calor residual do processo de acreção na Terra, o fluxo de calor do planeta no início do Arqueano era quase três vezes maior que o atual. Houve consideravelmente maiores atividades vulcânicas e tectônicas, o manto era menos viscoso e a crosta mais fina. Isso rapidamente resultou em crostas oceânicas formadas em cadeias e pontos quentes, e no rápido reaproveitamento dessas crostas em zonas de subducção. A superfície da Terra provavelmente foi separada em várias pequenas placas com arcos de ilha e arcos vulcânicos. Os continentes existentes eram pequenos, impedidos de se agruparem para formar corpos maiores, devido à alta taxa de atividade geológica.

Existem pelo menos três hipóteses de como os crátons foram formados: 1) A superfície da crosta foi engrossada por plumas mantélicas; 2) Placas de subducção sucessivas de litosfera oceânica que se alojaram em baixo do futuro cráton, colando-se a ele e tornando-o mais grosso; 3) Crescimento a partir de arcos de ilhas ou fragmentos continentais que são juntamente transportadas e espessadas até a formação do cráton.

Crátons no território brasileiro

Cráton do São Francisco
O Cráton do São Francisco está localizado na porção centro-leste do continente sul-americano, especialmente sob os estados de Minas Gerais e Bahia. O Cráton corresponde a terrenos de origem arqueana, que foram modificados durante eventos paleo e neoproterozoicos, durante a Orogenia Brasiliana e adquiriram estabilidade ao final do Evento Transamazônico. Está hospedado sobre a  antiga placa São Francisco-Congo e é envolvido numa sucessão de colisões que terminam com a formação do Gondwana ao final do Neoproterozoico, sendo o Cráton do Congo o representante da extensão do Cráton São Francisco na África (ver: Deriva Continental). Seus limites são delimitados pelas faixas brasilianas Brasília (a sul e oeste), Rio Preto (a noroeste), Riacho do Pontal (a norte), Sergipana (a norte) e Araçuaí (a sudeste). A leste, o Cráton encontra a margem continental, em que se situam as bacias do Jequitinhonha, Almada, Camamú e Jacuípe.

Na porção interior do Cráton, predominam coberturas pré-cambrianas e fanerozoicas, com locais de exposição do embasamento. Tais coberturas compreendem três grandes unidades morfotectônicas: a Bacia do São Francisco, o Aulacógeno do Paramirim e uma grande parte do Rifte Recôncavo-Tucano-Jatobá.  Além destes, há participação de domínios neoproterozoicos do tipo foreland do Rio Pardo e da Faixa Sergipana. Já a porção do embasamento exposto ao sul do Cráton, na faixa sul do Quadrilátero Ferrífero, corresponde ao Cinturão Mineiro.

Cráton Amazônico
O Cráton Amazônico estende-se por uma área de cerca de quatro milhões de quilômetros quadrados no norte do país e constitui a maior região cratônica do Brasil. É composto por terrenos Arqueanos a Mesoproterozoico denominados Escudo das Guianas, ao norte, e do Escudo do Guaporé ou do Brasil Central, ao sul, separadas pelas grandes bacias sedimentares Fanerozoicas do Amazonas e Solimões. Devido à densa cobertura de floresta tropical Amazônica, é uma das menos estudadas e conhecidas áreas de terrenos pré-cambrianos do mundo.

A partir de estudos geocronológicos do Cráton Amazônico, os Escudos foram divididos em oito províncias geotectônicas: a província Amazônica Central é interpretada como produto da fusão parcial de crosta continental arqueana; as províncias Carajás-Imatacá e Transamazônica consistem em terrenos granito-greenstone belts; as províncias Tapajós-Parima e Rondônia-Juruena são discutidas como crosta acrescida como cinturões orogênicos; Rio Negro e Sunsás, províncias relacionadas à reciclagem magmática de cinturões orogênicos mais antigos; e a província K'Mudku, desenvolvida em uma extensa zona de cisalhamento que resultou na deformação e retrabalhamento de rochas. Dentre essas, as exposições arqueanas se restringem à Província Carajás-Imataca, com a maior quantidade de rochas dessa idade aflorantes no país.

Cráton São Luis
O Cráton São Luís encontra-se ao norte do Brasil, cobrindo partes do estados do Maranhão e do Pará, tendo extensão de cerca de 400 km na direção leste-oeste e 120 km na direção norte-sul. Ele se formou a partir de terrenos paleoproterozoicos e sofreu modificações durante o Ciclo Orogênico Transamazônico. Seus limites não são muito claros, devido às descontinuidades com coberturas Fanerozoicas, mas estima-se que seu limite leste se encontre a algumas dezenas de quilômetros a leste da Cidade de São Luís, o sudoeste é delimitado pela zona de cisalhamento Tentugal e pela Faixa Gurupi e a norte suas rochas são cortadas pelo litoral brasileiro e desaparecem sob as bacias costeiras fanerozoicas. As rochas do cráton consistem em três suítes de granitoides e uma sucessão metavulcanossedimentar pouco volumosa. Essas rochas são cobertas por bacias sedimentares mais jovens.

Cráton Rio de La Plata
O Cráton Rio de la Plata abrange o Estado do Rio Grande do Sul, no Brasil, o Uruguai e a porção nordeste da Argentina. O Cráton é composto por complexos metassedimentares de idade Arqueana a Paleoproterozoica, tendo sido consolidado no Paleoproterozoico, ao fim da Orogenia Transamazônica, e modificado durante a Orogenia Brasiliana, no Neoproterozoico.

Colisões do Cráton Rio de la Plata com outros Crátons deram origem a cinturões orogênicos, como o cinturão Dom Feliciano, em colisão com o Cráton São Francisco, a norte do Cráton Rio de la Plata; o cinturão Kaoko, em colisão com o Cráton do Congo, a nordeste do Cráton Rio de la Plata; e o cinturão Gariep, em colisão com o Cráton Kalahari, a leste do Cráton Rio de la Plata. Estes cinturões são evidências importantes para a amalgamação da porção oeste do Supercontinente Gondwana.

O Cráton Rio de la Plata é coberto quase que completamente por cobertura Fanerozoica, dificultando a definição de limites e extensão.

Ver também
 Escala de tempo geológico
 Bacias sedimentares
 Geomorfologia do Brasil
 Deriva Continental
 Tectônica de placas
 Crusta continental

Bibliografia
 A. J. P.  da Silva. "Bacias Sedimentares Paleozoicas e Meso-Cenozoicas Interiores". Geologia, Tectônica e Recursos Minerais do Brasil L. A. Bizzi, C. Schobbenhaus, R. M. Vidotti e J. H. Gonçalves (eds.) CPRM, Brasília, 2003.
 Alkmim, F.F., Pedrosa-Soares, A.C., Noce, C.M. & Cruz, S.C.P. 2007. Sobre a Evolução Tectônica do Orógeno Araçuaí-Congo Ocidental. Geonomos.
 Brito Neves, B. B. D. "Crátons e Faixas Móveis". Instituto de Geociências da Universidade de São Paulo, 1995.
 Brito Neves, B. B. D.; Campos Neto, M. D. C.; Fuck, R. A. (1999). "From Rodinia to Western Gondwana: an approach to the Brasiliano-Pan African Cycle and orogenic collage" (pdf). Episodes. 22 (3): 155–166.
 Chapman, David S; Pollack, Henry N (1977): Component parts of the World Heat Flow Data Collection. PANGAEA
 CONDIE, K. Plate Tectonic and Crustal Evolution, 4 ed.  New México Institute of Mining and Technology Socorro, New México: Butterworth Heinemann, 1993.
 CORDANI, U. G. História geológica do Cráton Amazônico. In: ANAIS 15º SIMPÓSIO DE GEOLOGIA DA AMAZÔNIA. Belém, 2017. p. 11-16.
 COUTINHO, M. G. da N. Geologia do Cráton Amazônico. CPRM, cap.2, p. 15-32.
 Dalla Salda, L., Bossi, J., Cingolani, C., 1998. The Rio de La Plata Cratonic Region of Southwestern of Gondwanaland. Ž. Episodes 11 4 , 263–269.
 de Almeida F.F.M., Amaral G., Cordani U.G., Kawashita K. (1973) The Precambrian Evolution of the South American Cratonic Margin South of the Amazon River. In: Nairn A.E.M., Stehli F.G. (eds) The South Atlantic. Springer, Boston, MA.
 E. L. Klein, C. A.V. Moura e B. L.S. Pinheiro, Paleoproterozoic Crustal Evolution of the São Luis Craton, Brazil: Evidence from Zircon Geochronology and Sm-Nd Isotopes. In: Gondwana Research, V 8, No. 2: pp. 177–186. International Association for Gondwana Research, Japan, 2005.
 F. F. Alkmim, "O que faz de Cráton um Cráton? O Cráton do São Francisco e as Revelações Almeidianas ao Delimitá-lo," In: Geologia do Continente Sul-Americano: Evolução da Obra de Fernando Flávio Marques Almeida, Editora Beca, São Paulo, 2004.
 F. F. M. DE ALMEIDA. "O Cráton do São Francisco". Revista Brasileira de Geociências- Volume 7,1977.
 NOCE, Carlos M. et al. O EMBASAMENTO ARQUEANO E PALEOPROTEROZOICO DO ORÓGENO ARAÇUAÍ. Revista Geonomos, [S.l.], feb. 2013.
 Oyhantçabal, P., Siegesmund, S. & Wemmer, K. Int J Earth Sci (Geol Rundsch) (2011) 100: 201. https://doi-org.ez27.periodicos.capes.gov.br/10.1007/s00531-010-0580-8
 Petit, Charles (18 December 2010). "Continental Hearts - Science News". Science News. Society for Science & the Public. 178 (13): 22–26. doi:10.1002/scin.5591781325. ISSN 0036-8423
 Santos, J. O. S.; Hartmann, L. A.; Gaudette, H. E.; Groves, D. I.; Mcnaughton, N. J.; Fletcher, I. R. A new understanding of the Amazon Craton Provinces based on integration of field mapping and U-Pb and Sm-Nd geochronology. Gondwana Research, Japão, v. 3, n. 4, p. 453-488, 2000.
 S.B. Dürr, D. P. Dingeldey (1996); The Kaoko belt (Namibia): Part of a late Neoproterozoic continental-scale strike-slip system. Geology 24 (6): 503-506.
 Stanley, Steven M. (1999). Earth System History. New York: W.H. Freeman and Company. pp. 297–302. ISBN 0-7167-2882-6.
 Şengör, A.M.C. (2003). The Large-wavelength Deformations of the Lithosphere: Materials for a history of the evolution of though from the earliest times toi plate tectonics. Geological Society of America memoir. 196. p. 331.

Geologia

redpajama_set_name: RedPajamaWikipedia


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Early power station works at Boodarie. Photo: Horizon Power.
The state government has secured private funding to build own and operate a 150 megawatt power station in South Hedland which will incorporate infrastructure from a smaller power station that collapsed engineering company Forge Group was building.


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Farewell, Paula
There's an unwritten rule in sports journalism: never cross the line into fan territory.
But some people are worth breaking the rules for.
My first memory of watching Paula Radcliffe run was probably in 1999 at that year's World Championships. I'd become full-on obsessed with athletics the previous summer at the age of 13, so I remember being glued to the TV for all of the action from Seville.
As a British fan, you couldn't help but root for Radcliffe; a committed front-runner who visibly gave it everything she could and left nothing on the track. Her best on that occasion resulted in a silver medal. You could just sense, though, that there was more to come; it simply wasn't in Radcliffe's character to settle for second-best.
She – and we, as fans – only had to wait little more than a year before she won her first senior global title. Radcliffe's move up in distance paid off handsomely and she won the world half-marathon title in 2000. It was to be the first of three gold medals she won at that event over the next few years.
During that time, she also achieved one of her other major goals: winning the world cross-country title. She did it twice for good measure, taking golds in 2001 and 2002.
No longer was she the 'plucky loser' who 'bravely' took on the Africans before being out-kicked. She was a bona fide champion. Several times over. Undisputed.
But perhaps her best performance – the one for which she will be remembered for years to come – didn't come in a championship setting. I could write a whole separate blog post about how great her marathon world record of 2:15:25 is (in fact I have; here it is). Suffice to say, it is bloody phenomenal.
I remember watching it at home in sheer awe and complete disbelief. But looking back, even then I don't think I was fully aware of just how incredible the performance was. Sometimes only the passage of time can give you a true appreciation of things. This was one such instance.
After her 2003 London Marathon victory, the following decade of her career saw more ups and downs than one of her hill runs in Font Romeu. She won two more world titles, one at the half marathon in 2003 and one at the marathon in 2005, but also had to deal with Olympic heartbreak three times over, in 2004, 2008 and 2012.
I'm not going to go into those. Lord knows, in the aftermath of the Athens Olympics, I got into so many debates on online forums ("SHE'S NOT A QUITTER!", "IT HAD NOTHING TO DO WITH THE HEAT!", etc) that I probably ended up writing more on that subject than I did for my university thesis that I was working on at the time.
Needless to say, those Olympic misfortunes have definitely not defined her career. All of Radcliffe's other achievements – the world records, the six global titles, the European and Commonwealth gold medals – by far outweigh Nouriah Merah-Benida's medal cabinet (no disrespect to the Algerian, but if you had to Google her then it kind of illustrates my point).
I have been fortunate enough to work with Radcliffe when creating her official website more than a decade ago. I've had the honour of interviewing her following her triumph at the 2005 World Championships. More than that, though, I've had the privilege of following her career as an athletics enthusiast. And what a career it has been.
On Sunday, Radcliffe will run her last competitive marathon. In many ways, she is coming full circle. Back in the city where she set her legendary world record; the city in which she has won three times; the city which hosted what should have been her last shot at the Olympics. And back on the start line with the club runners, where Radcliffe's career began back in the early 1990s.
This time, I'm not going to watch it on TV at home, nor will I be reporting on it in my capacity as a sports writer. Instead, I'm going to join the thousands of people lining the streets of London and, just as I did as a spotty teenager tuning into the 1999 World Championships, I'm going to cheer on Radcliffe as a fan.
To hell with the rules.
Camila says: April 30, 2015 • 14:15:48
Hi Jon, congratulations for Paula Radcliffe's articles! I'm a big brazilian fan of her, and it's very nice to read facts and stories of this phenomenal athete ! I loved the stats of her marathon world record, simply amazing!


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You are here: Home Page > Science & Mathematics > Psychology > Cognitive Psychology > Psychology of Memory > Homo Prospectus
400 Pages | 2
6-1/8 x 9-1/4 inches
Homo Prospectus
Martin E. P. Seligman, Peter Railton, Roy F. Baumeister, and Chandra Sripada
Introduces a new field of scholarly inquiry
Proposes that humans are more appropriately named Homo prospectus
Changes the focus in psychology on how projecting and evaluating future possibilities drives thought and action, rather than thinking about the past
Synthesizes material from a wide range of sources, including philosophy, decision-theory, social psychology, animal psychology, cognitive science, and neuroscience
Links prospection to life's big questions, such as free will and morality
Our species is misnamed. Though sapiens defines human beings as "wise" what humans do especially well is to prospect the future. We are homo prospectus. In this book, Martin E. P. Seligman, Peter Railton, Roy F. Baumeister, and Chandra Sripada argue it is anticipating and evaluating future possibilities for the guidance of thought and action that is the cornerstone of human success.
Much of the history of psychology has been dominated by a framework in which people's behavior is driven by past history (memory) and present circumstances (perception and motivation). Homo Prospectus reassesses this idea, pushing focus to the future front and center and opening discussion of a new field of Psychology and Neuroscience.
The authors delve into four modes in which prospection operates: the implicit mind, deliberate thought, mind-wandering, and collective (social) imagination. They then explore prospection's role in some of life's most enduring questions: Why do people think about the future? Do we have free will? What is the nature of intuition, and how might it function in ethics? How does emotion function in human psychology? Is there a common causal process in different psychopathologies? Does our creativity change with age?
In this remarkable convergence of research in philosophy, statistics, decision theory, psychology, and neuroscience, Homo Prospectus shows how human prospection fundamentally reshapes our understanding of key cognitive processes, thereby improving individual and social functioning. It aims to galvanize interest in this new science from scholars in psychology, neuroscience, and philosophy, as well as an educated public curious about what makes humanity what it is.
Part I: Homo Prospectus
Chapter One: Introduction
Chapter Two: Intuitive Guidance: Emotion, Information, and Experience
Chapter Three: Deliberative Guidance: Intuitive Guidance in the Counterfactual Mode
Chapter Four: Imaginative Guidance: A Mind Forever Wandering
Chapter Five: Collective Prospection: The Social Construction of the Future
Part II: Prospection and Life's Enduring Questions
Chapter Six: Pragmatic Prospection
Chapter Seven: Free Will and the Construction of Options
Chapter Eight: Emotions: How the Future Feels (and Could Feel)
Chapter Nine: Morality and Prospection
Chapter Ten: Prospection Gone Awry: Depression
Chapter Eleven: Creativity and Aging: What we can Make with what we Have Left
Martin E. P. Seligman, PhD, Director of the Penn Positive Psychology Center, Zellerbach Family Professor of Psychology in the Penn Department of Psychology, and Director of the Penn Master of Applied Positive Psychology program (MAPP). Seligman is a leading authority in the fields of Positive Psychology, resilience, learned helplessness, depression, optimism and pessimism. He has written more than 275 scholarly publications and 25 books, including Flourish: A Visionary New Understanding of Happiness and Well-being (2011) and co-authored Character Strengths and Virtues: A Handbook and Classification (Oxford University Press 2004).
Peter Railton, PhD, is Gregory S. Kavka Distinguished University Professor of Philosophy at University of Michigan, Ann Arbor. Railton has worked in the philosophy of science, ethics, metaethics, political philosophy, and aesthetics. He has also taught at Berkeley and Princeton and been affiliated with various research centers in the US and Europe.
Roy F. Baumeister, PhD, is Frances Eppes Eminent Scholar and Professor of Psychology at Florida State University. Baumeister's research spans self and identity, self-regulation, interpersonal rejection and the need to belong, sexuality and gender, aggression, self-esteem, meaning, and self-presentation. He has written over 500 publications and 31 books, including Willpower: Rediscovering the Greatest Human Strength (2011) and The Cultural Animal: Human Nature, Meaning, and Social Life (Oxford University Press 2005).
Chandra Sripada, MD, PhD, is Associate Professor of Philosophy and Psychiatry at University of Michigan, Ann Arbor. Sripada studies brain mechanisms of decision-making, prospection, and self-control, and tries to understand how emerging results from the sciences impact our picture of ourselves as free and rational agents.
"An important insight about how the mind works, presented with a slew of fascinating discoveries and a refreshingly interdisciplinary approach." -- Steven Pinker, Johnstone Family Professor of Psychology, and author of The Language Instinct and How the Mind Works
"Homo Prospectus is a groundbreaking book that capitalizes on 21st-century fMRI studies and user-friendly philosophy to create a paradigm shift that may make the book the most influential psychological text since Skinner's Science and Human Behavior. The concept of prospection developed in Homo Prospectus, of being drawn by the future, instead of-as both Freud and Skinner would have it-being driven by the past, reflects a true paradigm shift not only for academics and clinicians, but for the general reader." -- George E. Vaillant, MD, Author of Triumphs of Experience
"One of the greatest satisfactions in the life of the mind is learning something that feels deeply true, even familiar, that we never actually thought before, when a book articulates intuitions that we never quite knew we had. Homo Prospectus does just this. . . . The authors are eminent philosophers and psychologists who write beautifully. The book convincingly demonstrates that fast intuitive thinking is in fact comprehensive, complex, and well-informed, and applies this insight to domains ranging from morality to successful aging." -- Phoebe Ellsworth, PhD, Frank Murphy Distinguished University Professor of Psychology and Law, University of Michigan Law School
"As a whole, the chapters cover a tremendous wealth of issues — psychological, philosophical, and neuroscientific — all pertaining to prospection in varying degrees. Each chapter is chockfull of insightful observations that help build the case for prospection as a significant psychological phenomenon. As such, the volume represents a major contribution to psychological science." -- PsycCRITIQUES
The Politics of Consolation
Christina Simko
Art, Aesthetics, and the Brain
Joseph P. Huston, Marcos Nadal, Francisco Mora...
Lighter as We Go
Mindy Greenstein and Jimmie Holland
The Given
Michelle Montague
Could it be Adult ADHD?
Jan Willer
Perceptual Imagination and Perceptual Memory
Fiona Macpherson and Fabian Dorsch
From Personality to Virtue
Alberto Masala and Jonathan Webber
In the Fullness of Time
Mary C. Zanarini
Collaborative Remembering
Michelle L. Meade, Celia B. Harris, Penny Van Bergen...
Knowing Emotions
Rick Anthony Furtak
A Guide to Assessments That Work
John Hunsley and Eric J. Mash
Beyond the Archive
Jens Brockmeier
Between Perception and Action
Bence Nanay
Entangled Narratives
Lars-Christer Hydén
The Evolutionary Road to Human Memory
Elisabeth A. Murray, Steven P. Wise, Mary K. L. Baldwin...
Science & Mathematics > Psychology > Cognitive Psychology > Psychology of Memory
Science & Mathematics > Psychology > Cognitive Psychology > Psychology of Perception
Science & Mathematics > Psychology > Clinical Psychology > Clinical Adult Psychology
Science & Mathematics > Neuroscience > Cognition & Behavioral Neuroscience


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Il distretto di Gumine, in inglese Gumine District, è un distretto della Papua Nuova Guinea appartenente alla Provincia di Chimbu. Ha una superficie di 708 km² e 31.000 abitanti (stima nel 2000)

Suddivisione amministrativa
Il distretto è suddiviso in tre Aree di Governo Locale:

 Bomai-Kumai Rural
 Gumine Rural
 Mount Digine Rural

Note

Bibliografia

Gumine


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You have just read about many of the reasons why it is becoming harder to prospect and generate new clients. If anything, these are all proof of how digital marketing has become all the more important. But it's even more important to also see how mobile marketing can work.
Mobile devices are changing the types of information we are communicating with.
Mobile devices are changing where we are communicating with people at.
With digital devices, we can do lots of stuff and interact with people in a variety of ways. In fact, those digital devices are changing the ways we are checking out content. It used to be that people could just sit at a computer and read a bunch of text all day long to learn about something. But today people can use their mobile devices to get that information. Even more so, they don't want to read. They want to watch and hear you.
It is estimated that in the future around 85 percent of all digital content will be video-based in some manner. This means that you'd have to watch for how well you are going to communicate with people visually and in a more immersive manner. But there is much more to marketing than just getting online and posting videos.
It's also critical to see how social media marketing works. This is a big part of digital and mobile marketing in that people are flocking onto social media sites all the time. They want to check on their friends or learn about things through social media.
Social media buzz especially makes it easier for people to learn about new things. What used to take months or years to market to people can now be marketed in a matter of seconds through social media platforms and other mobile and digital marketing setups.
In addition, all businesses have access to these platforms. It's not overly cost-productive to get help through social media marketing. If anything, you will be highlighting your wares online and showing people everything that you understand and know about the market at large.
There's also the ability to get in contact with several niche markets through social media marketing. You could easily get in touch with others rather quickly through a simple search to find the right people of value to you.
Social media has become exciting and vast in that a number of people are using it on a daily basis and are always checking it before anything else online. They love to get on social media because they know it is easy to get in touch with others through such a system. When you get online through social media and promote yourself there, you will find that there are many people out there who are very interested in what you have to offer.
So Why Aren't More IT Businesses Using Digital Marketing?
They think it is too difficult to handle.
They don't want to learn how to use it.
It might be too intimidating to some.
Businesses might not have the resources that they require.
Of course, there is always the fact that some people just don't trust the technology. This is understandable, what with digital technology being relatively new in comparison with other solutions. But the facts don't lie as people are using digital marketing more than ever before these days. They are using it often to take care of many of the things that they have going for them in their lives.
You have to rise above the roadblocks that you might be facing when it comes to getting the most out of your IT marketing efforts.


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i miss iceland's weather - B. Farrar, Ltd.
And helmeted of grand Etruscan gold.
The loot his fiery temper takes by strength.
Oh! Paladin of the Imperial sun!
Oh! crown of all the seasons come at length!
From vengeance under Roncesvalles ta'en.
What time he swept to grasp the world at Rome.
*laughs* That's a very . . . specific dream about Iceland. None of this "I was in Iceland but it didn't look like Iceland" stuff like my mom has (although it's usually "it was my house from when I was a kid only it was all wrong and the rooms were from my first apartment" in her case).
I must admit I don't miss Iceland as a whole, just certain bits of it. But I am very glad we went.
Whoops--didn't make that clear enough. Mom hasn't been dreaming about Iceland, she just has dreams of the "I was in this place but it was actually another place" sort.
I love my icon too! I was thrilled to stumble across it in the course of my LJ meanderings.


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But while Burtnik, formerly of Styx, will perform holiday classics Saturday, Dec. 19, on the Vogel stage at the Count Basie Center for the Arts in Red Bank, it's not quite going to be like his "Xmas Xtravaganzas" of yore.
It's now "Glen Burtnik's Socially Distanced Xmas."
"In the past it's been Xtravaganzas where I've filled the stage with a gazllion people and when I was asked to do this show, they said 'Listen, we want this to be socially distanced and we only want so many people backstage,' " Burtnik said. "We want to stay safe, so I related to that."
Music: Glen Burtnik to perform a Glen Burtnik tribute on Asbury Park island —and it's about time
Burtnik started his Xmas Xtravaganzas in 1989 at the Stone Pony in Asbury Park, and through the years — and various venues — music and entertainment stars such as Patti Smith, Max Weinberg, Idina Menzel, John McEnroe, Phoebe Snow, Nicole Atkins, Fred Schneider of the B-52's, Styx and more have performed.
"It was difficult for me to plan an Xmas show without there being 20 to 40 people onstage," Burtnik said. "This is a carefully selected group of friends. It's a much smaller and intimate: no choir, no horn section and no string section."
The core group, including Tony Shanahan from the Patti Smith Band, and Mark Sacco, will be there. Vocalists include Reagan Richards, Desiree Spinks, Emily Grove, Brielle Von Hugel and Christina Shafer.
Top 10: The greatest Jersey Christmas songs of all time
"Shanahan's on acoustic bass. We're going to have acoustic guitars, a grand piano and there are singers, so intimate was the thing I've been going for and that works well with what the Vogel theater has been doing with spacing out the audience members and making sure everybody keeps their masks on," Burtnik said.
Burtnik, a native of Franklin Township in Somerset County, is the Jersey music legend and industry ace who started out in "Beatlemania" on Broadway, then the Asbury Park music scene (Cats on a Smooth Surface), released two solo albums on A&M Records in the 1980s, and was a member of Styx for more than a decade. His songwriting hits include "Sometimes Love Just Ain't Enough" for Patti Smyth and Don Henley and "Spirit Of A Boy, Wisdom Of A Man" for Randy Travis.
Bruce Springsteen: The unreleased live Christmas album from Convention Hall in Asbury Park
These days, his Beatles pseudo-tribute band the Weeklings and his Summer of Love concerts are in demand across the country, and he and the Weeklings play in Max Weinberg's Jukebox. Burtnik also plays internationally with the Electric Light Orchestra off-shoot, the Orchestra, when there isn't COVID.
Burtnik and his Jersey pals will play two shows on Saturday: 8 p.m., which is already sold out, and 4 p.m., for which there are tickets available.
"I'm going for a living room, sing-along party kind of vibe," Burtnik said.
Glen Burtnik's Socially Distanced Xmas, 4 and 8 p.m., The Vogel at the Count Basie Center for the Arts, 99 Monmouth St., Red Bank. $59.50 (tickets must be purchased in groups of 4 or 6). thebasie.org.
Chris Jordan, a Jersey Shore native, covers entertainment and features for the USA Today Network New Jersey. Contact him at @chrisfhjordan; cjordan@app.com.


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Freshman Application FAQ
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Easy Ways to Apply
The applications below are for students interested in attending Stevenson University in the traditional, in person, programs. If you are interested in attending Stevenson University Online (SUO) programs, please click here. (ATB and RN to BS students need to complete the SUO application.)
Admissions is on a rolling basis—meaning applications are accepted throughout the year—and you can expect a decision within 2-3 weeks of submitting your application. Use the tabs below to review the materials needed based on your application status.
Freshmen Students: High school students who have taken college credits before receiving a high school diploma are considered freshmen.
Fall 2023 and Spring 2023:
Stevenson University Application
Transfer Students: You are considered a transfer student if you have graduated from high school or obtained a GED, and subsequently attended another university or college.
Transfer Paper Application
Feel free to ask—we're here to help!
admissions@stevenson.edu
Important Scholarships & Financial Aid Dates
Priority Deadline for Free Application for Federal Student Aid (FAFSA)
Deadline for Freshman Application Materials
Final Scholarship Deadlines
Parallel Enrollment Students
Before we can review your application for admission, it must be complete. Application deadlines are listed below.
You can submit the Common Application or the Stevenson Online Application. A $40 non-refundable application processing fee is only required if you submit the paper application. All methods of application are equally valid. No preference is given to applicants based on which application they choose.
You must submit an official copy of your current high school transcript. Official transcripts come sealed from your high school. We accept electronic transcript submissions if your high school chooses to submit electronically.
The Common Application has its own Secondary School Report form, which we are happy to accept if you apply using the Common Application. Our Secondary School Report and Transcript Request Form is included in our paper application and is available for download.
Your transcript is the most important piece of your application and your grades in the five core academic subjects carry the most weight in our review process. At a minimum, we expect to see the following coursework:
English: 4 years
Mathematics: 3 years, including Algebra I, Algebra II, & Geometry
Science: 3 years, including 2 lab sciences (Biology & Chemistry preferred)
Social Sciences: 3 years
World Language: 2 years in the same language (American Sign Language is accepted)
The essay gives the Admissions Committee a chance to know you beyond your grades and test scores. You must submit a response to a single essay question. We use the Common Application essay questions on all versions of our application. Please note that we request your essay be approximately 500 words/2 typed pages, even though the Common Application says responses can be as short as 250 words.
If you use the Common Application, you'll upload your essay at commonapp.org. If you're using the Stevenson online application, follow these instructions on uploading your essay.
Letter(s) of Recommendation
For Fall 2022 freshman applicants, submitting a letter of recommendation is optional. Student may have letter(s) of recommendation submitted by school counselors or teachers if they choose. Letters can be submitted through the Stevenson application or the Common Application.
Copy of Resident Alien Card
If you are a United States Permanent Resident you must submit a copy of the front and back of your Resident Alien card before your application can be considered. Contact your admissions counselor if you are unsure if this applies to you.
The fall 2023 freshman application process is test optional. We do not require SAT or ACT scores as a part of the application process or scholarship review process. Students may submit SAT or ACT scores if they wish. Test scores will not negatively impact your admission decision.
Students interested in pre-health programs should considering completing SAT or ACT testing at some point during their senior year of high school. While test scores are optional at Stevenson, some graduate health programs use SAT or ACT test scores as part of their application process. More information on pre-health advising can be found here.
When completing the application, your school counselor can submit documents electronically through Naviance and the Common Application. We can also accept transcripts electronically from high schools and community colleges that use the Electronic Transmission Transcript System. If you or your school counselor have questions about how to submit application materials, contact us at admissions@stevenson.edu for assistance.
An admission interview is available by appointment. It is best to either schedule this interview shortly after submitting the application or to bring application materials with you. An interview is much more beneficial if your counselor has your application materials or at least an unofficial transcript when meeting with you.
You are welcome to submit a personal resume detailing your extracurricular involvements and/or awards or honors you have received.
Every year we have applicants who submit DVDs, CDs, research projects, photographs, and/or other items showcasing their talents and interests. We are happy to accept such information, but these types of materials rarely carry much weight in the decision process. While we enjoy getting to know you better through these media, your academic record is still of primary importance. Specialty materials like those listed cannot be returned, so please do not send your only copy.
Visual Arts & Design Portfolios
The School of Design allows students planning to major in Fashion Design, Film & Moving Image, and Graphic Design to submit a portfolio of work to enhance their application and to be considered for talent-based scholarships. Portfolio submissions are used for scholarship consideration and will not negatively impact a student's acceptance to Stevenson University or the art and design programs within. Please see the School of Design's portfolio page for tips, guidelines, and FAQs on putting together an art and design portfolio.
Freshman Admissions Deadlines
November 1:
Presidential Fellowship Deadline
December 1:
Priority Scholarship Consideration
January 15 –
Visual Arts Scholarship Deadline
Theatre and Media Performance Scholarship Deadline
Service and Leadership Scholars Deadline
February 1 –
Final Scholarship Consideration Deadline
February 15 – Priority Deadline for Free Application for Federal Student Aid: Student should submit the FAFSA by this deadline even if you have not yet received your admission decision. SU's federal school code is 002107. For more information, please see Financial Aid.
March 1 – Deadline for Freshman Application Materials: Applications submitted after March 1 will be considered on a space-available basis.
May 1 – Deposit Deadline: To reserve your space in the freshman class, the enrollment deposit is $300 and is non-refundable after May 1.
Note: Pursuant to Maryland law following the passage of the Maryland Fair Access to Education Act of 2017, Stevenson University does not use criminal history to disqualify an applicant from admission.
The Admissions Committee at Stevenson University considers all submitted information when reviewing applications. Complete applications are reviewed on a rolling basis. For our Transfer Applicants, we will accept unofficial copies of college transcripts. Official copies of all college transcripts will be required from students at the time of enrollment.
Please submit all documents to: Stevenson University, Undergraduate Admissions Office, Garrison Hall, 100 Campus Circle, Owings Mills MD 21117.
Completed Application for Undergraduate Admission, online, paper, or Common Application.
Official transcript from each college attended. A final transcript must be sent upon completion of any coursework currently in progress. If fewer than 28 college academic credits have been completed at the time of application, submit an official high school transcript or GED and SAT/ACT scores.
Standardized test
Essay discussing academic history and career goals
The School of Design encourages students planning to major in Fashion Design, Film & Moving Image, and Graphic Design to submit a portfolio of work to enhance their application and to be considered for talent-based scholarships. Portfolio submissions are used for scholarship consideration and will not negatively impact a student's acceptance to Stevenson University or the art and design programs within. Please see the School of Design's portfolio page for tips, guidelines, and FAQs on putting together an art and design portfolio.
Admissions Decisions
Recommended cumulative GPA: 2.5 (lower GPAs may be considered on a case-by-case basis)
Applicants who have earned an Associate's degree will be given priority consideration. Acceptance to the university does not guarantee acceptance into a specific degree program, such as Nursing or Medical Laboratory Science. Please refer to Academic Programs for more information about deadlines for submission of all application materials.
Admissions decision letters are mailed on a rolling basis, starting in January for the fall semester and October for the spring semester.
International Freshman Applicants
Freshman Application Deadlines
Fall Semester – February 1
All international students, except documented U.S. permanent residents and other eligible non-U.S. citizens, should submit all application requirements – including the required international student documents – by February 1 for admission for the fall semester.* Decisions are released on a rolling basis. Applications completed after the deadline may not be considered for that semester but will be reviewed for the following semester upon receipt of a new application.
* Some majors, such as Nursing and Medical Laboratory Science, may have much earlier deadlines for all transfer students and may only start once a year. Please see our Fields of Study section for more information.
Undergraduate Application for Admission
International students may use the online Common Application.
Proof of English Proficiency
International students must demonstrate a satisfactory level of English proficiency. Any student whose native language is not English must submit an official TOEFL (Test of English as a Foreign Language) or IELTS (International English Language Testing System) score. The following TOEFL scores are required for admission: 213 or higher (computer-based); 80 or higher (Internet-based); or 550 or higher (paper-based). Students who have taken the Internet-based TOEFL test should have no individual section score lower than 20. Students who have taken the IELTS should have a minimum overall band score of 6.5 and no individual score lower than 6.0. International students who have completed courses equivalent to ENG 151 and ENG 152 at Stevenson University with a grade of "C" or higher may possibly be exempt from the TOEFL or IETLS requirement. The website for TOEFL information is ets.org and the website for IELTS is ielts.org.
Transcripts and Certificates of Previous Academic Work
International students who have attended or who are currently attending a U.S. post-secondary institution must submit official transcripts from all institutions. Students who have completed post-secondary academic coursework outside of the United States must submit an official course-by-course transcript evaluation from an organization that is a current member of the National Association of Credential Evaluation Services (NACES). A member list is available on the NACES website. Transfer students who have completed less than 28 college-level academic credits (as determined by a Stevenson University credit evaluation) are required to submit an official U.S. high school transcript or official NACES member evaluation of a non-U.S. secondary school transcript.
SAT or ACT Scores
Official SAT or ACT scores must be sent directly from the CollegeBoard at www.collegeboard.org. Stevenson's test codes are as follows: SAT – 5856; ACT – 1753.
Submit at least one recommendation from a teacher and/or counselor. A downloadable recommendation form is available here. The recommendation form itself is not required, but is provided if you need a form to request the letter.
Applicants must submit a response to a single essay question. Essay topics are provided on each version of the application. Please note that the essay should be approximately 500 words, even though the Common Application says responses can be as short as 250 words. In addition, please provide a 100-word answer to the short response question listed on the application.
NOTE: Canadian citizens should contact an international student advisor for specific instructions regarding their applications at admissions@stevenson.edu or 410-486-7001.
Requirements Post-Acceptance – Freshman International Students
In order to receive a current I-20 and proceed with full-time enrollment of at least 12-credits, please follow the Instructions listed under Required Post-Acceptance section following the International Transfer Application section.
International Transfer Applicants
Transfer Application Deadlines
Fall semester – April 1
Spring semester – October 1
All international students, except documented U.S. permanent residents and other eligible non-U.S. citizens should submit all the application requirements including the required international student documents by May 1 for transfer admission for the fall semester and October 1 for transfer admission for the spring semester.* Decisions are released on a rolling basis. Applications completed after the deadline may not be considered for that semester but will be reviewed for the following semester upon receipt of a new application submission.
*Some majors may require earlier application deadlines. Please see our Fields of Study section for more information.
International students must demonstrate a satisfactory level of English proficiency. Any student whose native language is not English must submit an official TOEFL (Test of English as a Foreign Language) or IELTS (International English Language Testing System) score. The following TOEFL scores are required for admission: 213 or higher (computer-based); 80 or higher (internet-based); or 550 or higher (paper-based). Students who have taken the internet-based TOEFL test should have no individual section score lower than 20. Students who have taken the IELTS should have a minimum overall band score of 6.5 and no individual score lower than 6.0. International transfer students who have completed courses equivalent to ENG 151 and ENG 152 at Stevenson University with a grade of "C" or higher may possibly be exempt from the TOEFL or IELTS requirement. The website for TOEFL information is www.ets.org, and the website for the IELTS is www.ielts.org.
International Transfer students who have attended or who are currently attending a U.S. post-secondary institution must submit official transcripts from all institutions. Students who have completed post-secondary academic coursework outside of the United States must submit an official course-by-course transcript evaluation from an organization that is a current member of the National Association of Credential Evaluation Services (NACES). A member list is available on the NACES website. Transfer students who have completed less than 28 college-level academic credits (as determined by a Stevenson University credit evaluation) are required to submit an official U.S. high school transcript or official NACES member evaluation of a non-U.S. secondary school transcript.
Post-Acceptance Requirements: Required for all International Applicants
In order to receive a current I-20 and proceed with full-time enrollment, please follow the instructions below submitting each official document to the Undergraduate Admissions Office. Please pay close attention to the deadlines listed for EACH official document below.
Passport Identification Page
A legible and high-quality, color copy of the unexpired passport identification page is required of all international students. International students currently attending a high school or college/university in the United States must also submit a high quality copy of his or her current Departure Record (I-94) and U.S. visa. International students currently holding an F-1 or F-2 visa must submit a copy of his or her Certificate of Eligibility (I-20). Please submit this documentation to the Undergraduate Admissions office before April 1 for the fall semester, or before November 1 for the spring semester.
Official Bank Statements
All international students holding or intending to seek an F-1 student visa must submit current official bank statement(s) in English verifying the student's financial resources in U.S. dollars for the total cost of attendance, including tuition and fees, other academic expenses, living expenses, and transportation, for the year of intended enrollment. The current year's Estimated Cost of Attendance Chart is listed here. Please submit this documentation to the Undergraduate Admissions Office before April 1 for the fall semester, or before November 1 for the spring semester.
Financial Resource Statement
All international students holding or intending to seek an F-1 student visa must complete the International Student Declaration of Finances form, including the Sponsor form if applicable. Please submit this documentation to the Undergraduate Admissions Office before April 1 for the fall semester, or before November 1 for the spring semester.
The enrollment deposit of $300 and the enrollment form must be submitted before May 1 for the fall semester, or before December 1 for the spring semester. The deposit is non-refundable after these dates. The Certificate of Eligibility (I-20) will not be processed until the deposit is received.
Stevenson University Health Profile
The University's health profile must be completed in its entirety and mailed to the Stevenson University Wellness Center before July 1 for fall entrance and January 2 for spring entrance. All students planning to live on campus are also required to be immunized against meningococcal disease, per Maryland State law.
SEVIS Fee
Accepted F-1 international students are responsible for paying the Student and Exchange Visitor Information System (SEVIS) fee. See fmjfee.com.
Important Note to ALL International Students: Undergraduate freshman and transfer students on an F-1 visa must take a minimum of 12 credits each semester and continue in good academic standing to remain eligible.
Scholarships: Freshman and transfer undergraduates in traditional programs are automatically considered for academic merit scholarships. The scholarship review is based on secondary school performance and SAT or ACT scores for freshmen and previous post-secondary school academic coursework and grades for transfer students. Federal financial aid programs are restricted to documented U.S. citizens, U.S. permanent residents, and some other eligible non-U.S. citizens. While international students can be considered for academic merit scholarships, there are no separately designated scholarships for international students.
The table below outlines the steps you should take to return to Stevenson.
Your academic standing your last semester at Stevenson Length of absence from the university Steps to Complete
In good academic standing
(not suspended or dismissed)* 2 semesters or fewer You do not need to apply for reinstatement or readmission. Contact the Registrar's Office for assistance with registering for classes
(not suspended or dismissed)* 3 or more semesters Apply for readmission by filling out the application for readmission (see below) and submit it by:
• May 1 for fall admission
• November 1 for spring admission
Suspended or dismissed for failure to maintain good academic standing or because of academic misconduct* N/A—All students who were not in good academic standing in their last semester must petition for reinstatement regardless of the length of their absence from the university Submit a petition for academic reinstatement (see below) by:
• June 1 for reinstatement for fall semester
• January 2 for reinstatement for the spring semester
Suspended because of conduct violations* N/A—All students suspended because of conduct violations must appeal to the Dean of Students regardless of the length of absence from the university Contact the Dean of Students: 443-352-4012
*Please contact the Registrar's Office if you are not sure whether you were suspended or dismissed from SU. If you are a current student who has been suspended and you wish to appeal the suspension before being absent from the university because of substantial extenuating circumstances, please fill out the Petition to Appeal Academic Suspension, which can be found on the Portal.
Please download appropriate form below, complete, and submit to:
Download the Readmission Application
Application for Academic Reinstatement
Download the Academic Reinstatement Application
Readmission of Service Members
In compliance with ED 34 C.F.R. 668.18 and the Department of Defense Voluntary Education Partnership Memorandum of Understanding, Stevenson University will promptly readmit students who—because of military service—must be absent from the university for more than 30 consecutive days or for fewer than 30 days if the absence results in a withdrawal from the university. For the purpose of this policy, military service is defined as "service, whether voluntary or involuntary, in the armed forces, including service by a member of the National Guard or Reserve, on active duty, active duty for training, or full-time National Guard duty under federal authority for a period of more than 30 consecutive days under a call or order to active duty of more than 30 consecutive days" (ED 34 C.F.R. 668.18).
Regulations governing the readmission of service members after an absence because of military service can be found in the Code of Federal Regulations. The notification of service and the intent to return to Stevenson required by the federal regulations should be made to Stevenson's Assistant Registrar, VA Programs.
For further information, please contact the Admissions Office at 1-877-468-6852, or the Office of Student Success.
Home-Schooled Applicants
Applications from students who have been schooled at home are welcome at SU. Home-schooled students are reviewed using the same criteria as applicants schooled in a traditional high school setting and are asked to submit the same required information. Due to the variety of educational experiences among home-schoolers, applicants are strongly encouraged to include the following with their application:
A short statement written by the person, other than the applicant, most responsible for the applicant's education during the secondary school years that describes the educational program undertaken by the student. This document is not intended as a recommendation, but as an explanation of the approach the student and primary educator took in planning the secondary school curriculum. This is often written by a parent.
Official transcript(s) for any coursework taken at local two-year or four-year colleges. The official transcript should be sent even if this coursework is listed on the home-school transcript.
A letter of recommendation from a teacher or home-school evaluator who is not a family member. Up to three letters of recommendation will be considered if submitted.
Scheduling an admission interview is strongly encouraged. It is best to schedule this interview shortly after submitting the application or to bring application materials with you to the interview.
Questions about the above requirements or the application review process for home-schooled students should be directed to Carol McDaniel (cmcdaniel@stevenson.edu, 443-352-4421).
Advanced high school students who wish to begin their college careers before graduation from high school may apply for Early Enrollment. Early Enrollment is available to high school seniors whose high schools grant them permission to waive their senior year to enroll full time as degree-seeking students. In addition to submitting the information required of all freshman applicants, Early Enrollment applicants should:
Have successfully completed 13 college preparatory units and 3 elective units (at least 2 of these electives are generally in a foreign language) by the end of the third year of high school.
Submit SAT scores of at least 550 Critical Reading and 550 Math.
Have attained a cumulative grade point average (GPA) of at least a 3.0 (B).
Submit a letter of recommendation from the high school principal or director of guidance/counseling permitting the student to apply for Early Enrollment (this letter should indicate that the student's request for a senior waiver has been granted or indicate when it will be granted).
Schedule a personal interview with the SU admissions counselor assigned to the student's high school. A parent or legal guardian is encouraged to attend this interview.
SU sponsors a Parallel Enrollment program for academically talented high school students. This program allows students from the local area to take up to two courses during one or both semesters of their senior year. Participants may take up to fourteen (14) credits through the Parallel Enrollment program.
A minimum cumulative high school GPA of 3.0 (B) is required for admission. Students who wish to enroll in English or math courses must submit SAT or ACT scores for placement purposes. For all applicants, scheduling a personal interview with the Parallel Enrollment Admissions Counselor is strongly recommended.
Students applying for Parallel Enrollment must submit:
Parallel Enrollment Application
Official high school transcript
Letter of endorsement from their high school guidance counselor
Letter of permission to enroll from a parent or legal guardian
$25 non-refundable application processing fee
The application and supporting materials, including the $25 application fee, must be received by the following deadlines:
Fall Semester: June 1
Spring Semester: October 1
All information should be mailed to:
Tuition Expenses
Parallel Enrollment students pay tuition on a per-credit basis, as do all part-time students at Stevenson. Students accepted to the program, however, receive a Stevenson University Parallel Enrollment scholarship of $300 per credit to help defray tuition expenses.
Continuation Requirements
Parallel Enrollment students must earn a minimum 3.0 GPA in their first semester of SU coursework in order to be eligible to pursue coursework for a second semester.
Students in Parallel Enrollment may choose from select 100- and 200-level courses as outlined in the Parallel Enrollment Course List. Please note that this list of suggested courses is subject to change and a course's placement on the list does not guarantee availability in any particular semester.
Contact the Admissions Office at 410-486-7001 or admissions@stevenson.edu and direct your inquiry to the Admissions Counselor for Parallel Enrollment.
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Home » Sustainability » How Has COVID Affected Energy & Sustainability Programs?
How Has COVID Affected Energy & Sustainability Programs?
September 29, 2020 Jenna Bieller
In April of 2020, we released our Corporate Energy & Sustainability Progress Report. Our research was conducted in the fall of 2019, at a time when none of us could anticipate that the publication of this report would overlap with the proliferation of COVID-19. Knowing full well that the impact of the global health crisis could affect the outcome of our research, we decided to continue with the publication of our report despite these extraordinary circumstances. We recognize that as the world begins to recover, the work of energy and sustainability professionals will be more important than ever.
Despite the far-ranging social and economic ramifications of the pandemic, we have been encouraged to see that the findings from our original research have remained relevant, and in some cases more so than before. For instance, the first takeaway from our research, Energy Management Rises in the Ranks, has become more true than ever as corporate energy teams rose to the occasion during COVID-19 disruptions to identify critical cost savings opportunities for their organizations.
Download the full 2020 Corporate Energy & Sustainability Progress Report
However, we still find it important to take the pulse of the industry in this changed world companies are now navigating. To understand the impact that COVID-19 has had on corporate energy and sustainability programs, we surveyed energy and sustainability professionals to create an addendum to our report.
Here are the results.
Companies are not slowing down on their energy and sustainability goals
Perhaps the most promising result of our survey is that respondents told us—loud and clear—that they are not taking their foot off the gas when it comes to energy and sustainability goals. In fact, when asked to compare how confident they were in meeting their goals before the pandemic and now, respondents demonstrated increased confidence even in a COVID-disrupted world. Not only did the number of respondents who were confident, very confident or extremely confident increase by 5% (82% before pandemic to 87% now) but the number of respondents who were not at all confident in their goals decreased to zero.
Furthermore, almost a quarter of respondents said they are using this opportunity to accelerate progress toward their goals, which could help explain the increase in confidence levels.
Many organizations are prioritizing sustainability in their return to operations
We were curious to hear what businesses saw as their role in society's recovery from COVID-19. From providing environmentally friendly goods and services, to using decarbonization to kickstart the economy, to keeping the long-term vision of climate protection intact, respondents surprised us with how integral they felt sustainability is in their plans to come back stronger from the pandemic. Their responses indicate that companies are taking creative and diverse measures to embed sustainability principles in their organizations as they rebuild and recalibrate their strategies.
To quantify this sentiment, we also asked respondents if they were considering using energy and/or sustainability programs to build resilience post-pandemic. The overwhelming majority (89%) said yes. This is backed up by the types of strategies companies say they are pursuing after having experienced COVID-related disruption. In addition to the strategies you'd expect companies to pursue, like regular remote work options and reduced air travel on a regular basis, respondents are also looking at new energy and sustainability initiatives. Proactive crisis planning, efficiency/healthy buildings, digital solutions for energy and sustainability, renewable energy, and adapting business models, goods or services to be more circular also made the top of the list.
There may be a delta between sustainability ambition and financial constraints
When asked if they anticipated financial constraints in pursuit of energy and/or sustainability initiatives, 45% of respondents said yes, and another 33% said they were not sure yet. It is logical that companies have many competing priorities right now, with business continuity being the center of focus for many organizations. But when compared to their confidence in meeting energy and sustainability goals, the pervasive uncertainty among respondents when it comes to funding is perplexing. If companies are even more confident than before in their energy and sustainability goals, then how do they plan to fund the initiatives they need to get them there?
We anticipate the funding hurdle to continue to be a challenge as access to traditional financing mechanisms becomes increasingly competitive. When compared to how respondents said they typically fund energy and sustainability projects before the pandemic, intent to use CapEx or OpEx as standalone finance vehicles dropped dramatically. Before the pandemic, 40% of respondents planned on using CapEx and 23% planned on using OpEx, whereas in our addendum survey, these numbers dropped to 12% and 9% respectively. Companies with ambitious goals will need to think innovatively when it comes to building business models and funding methods that will enable them to make sustainable investments.
Although the full impacts of the pandemic on energy and sustainability programs are not entirely clear, one thing is certain: corporate sustainability is not going away. Companies have reached a tipping point where strategic energy management and sustainability are top-level priorities; customers, employees, and investors are demanding it, and CEOs realize the long-term advantage of running business sustainably. Now the work begins to bridge the gap between increasingly ambitious corporate energy and sustainability goals and the financial strains organizations around the world are feeling.
Download the full 2020 Corporate Energy & Sustainability Report to explore our original insights and see the COVID-19 addendum databook to get more insights about how energy & sustainability professionals are navigating today's disruptions.
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