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Pedigree for the Steeler x Dixie Breeding on K9Database.
The Dixie/Steeler litter continues the Coppertop tradition of striving for excellence, diversity, and soundness by maintaining a well-rounded pedigree including superior examples of both conformation and field Goldens. The pedigree for this litter is rich with potential, and we can hardly wait to see the results. Dixie is the product of many generations of Outstanding Dams and Sires, GRCA Hall of Fame dogs, and champions from 3 categories - obedience, bench, and field. Her mother is an OTCH/OBHF dog (among other things) with a long list of accomplishments to her credit, and her father is a 5th generation Qualified All Age dog who also sports an MH. Both Cricket and Trey are products of carefully combined Show and Field pedigrees and have passed on their good looks and considerable talents to their daughter. Dixie herself is a lovely and accomplished girl whose enthusiasm and joy make it a real treat to be her partner. At the time of this breeding she had 9 High in Trials and 5 perfect 200's, 3 from Novice and 2 already from Open, even though she had just earned her CDX 2 months previously.. Steeler has an impressive older pedigree which, like Dixie's, contains a solid line of outstanding field and conformation dogs, many titled in multiple areas of endeavor. We were drawn to him for his classic, athletic good looks, his sound health and correct temperament, as well as for his obvious talent as a working field dog. Our goal with this pedigree combination is to produce moderate, attractive dogs with plenty of drive, intelligence, trainability, and stamina; in short, good old-fashioned Golden Retrievers. We expect these puppies to have outstanding potential for obedience, agility, hunting, and tracking. This litter was not planned with the specific goal of producing breed ring or field trial prospects. Although either could be a possibility from the Dixie/Steeler combination, we feel each of these areas has such highly specific (and totally dissimilar) criteria that this is realistically not the best litter for you if your main interest lies in either of these areas. It is, however, very likely to be what you're looking for if what you want is a wonderful working dog who is a pleasure to look at and to live with.
to go to each week in their development.


Karin and Tom live in a big farm house north of Huber Heights with two daughters (Dana and Ellie), two sons (Brian and Sam), three dogs, five horses, several cats, some ducks, and maybe more. This is a great family who loves their animals. Brian has puggle Lucy, Ellie has mixed breed Ginger, and Sam has Shepherd/Husky mix Hobo (not pictured). Dana wanted a dog, specifically a greyhound, and GLS Loosy Goosy, now called Pearl, is fitting in beautifully. Sam's girlfriend Olivia joined the family for the photo. We hope to see Pearl and her family at future GAGC events.


When did you become interested in the heptathlon?
In the fall of 2004. At the time I was doing hurdles, long jump, triple jump, 100m and 200m. I was average at all of them. My coach said to me, "Brianne, I think if you do the heptathlon, which adds the high jump, shot put, javelin, and 800m, you could be world-class; you could compete at the World Youth Championships in Morocco next summer." I was sold, and although I didn't enjoy the throwing and the 800m very much, if it meant traveling the world to different meets, it was for me.
Do you recall your early goals?
How's your training going for Rio?
It's going well. The Olympic year is fun because all of the hard work has already been done, we're spending this year competing a lot and really fine tuning and sharpening all of the events. What advice can you give to aspiring heptathletes? I think the most important thing that I was told when I started my career as a heptathlete was to try not to think of the heptathlon as one solid event, but as seven different events. Sometimes if you wake up on the morning of a heptathlon competition and you think, "Wow, okay, I have to do seven events and do well in all of them"—that can seem really overwhelming. Instead, I think of them one at a time. Taking the days one event at a time is important.
In the London Games, you finished 11th. What are your expectations for Rio?
Expectations are tough. You can't expect a final result (a gold medal) because there are so many uncontrollables: How your competitors do, how the weather is, how you feel that day, etc. Therefore, my expectations are that I go into the competition confident and focused and ready to give myself the best possible chance at winning that gold, to do everything to the best of my ability on those two days to win the gold. That means mentally being focused as well, not stressing myself out, controlling the negative thoughts, and just having fun. But of course any athlete who is probably approaching his or her last games and is hitting the peak of their career is going to say they want to win the gold.
Is it cheating, really, having Ashton Eaton as your husband and training partner?
Haha! I definitely feel like it's a big advantage. Cheating? No. I was just on the ball, got to him first. In all seriousness though, it does really help having him as a part of my team. He knows what I go through, he knows my goals, he knows what's going to help me get better and he respects my lifestyle.
Looking for more information on the Olympics?
Check out 1859's interview with Olympic broadcaster Steve Porino and the story of Ashton Eaton.


text:
Q: Cannot parse MTOM response I am utilizing a third party web service that is returning an object with a PDF attached using the MTOM encoding.
The object is structured as Data[] with each array element having fields ContentType and Include.
When I run the web service method, it completes the request fine, but it doesn't parse the response properly as the Include field gets parsed as null.
When I run Fiddler, I can actually see the remote web service returning a response with all the fields available.
This is what is sent in the SOAP:
<m:GetDocImageResponse>
    <x:data>
        <x:item xmime5:contentType="*/*">
        <xop:Include href="cid:id1"/></x:item>
    </x:data>
</m:GetDocImageResponse>

I see that Include has the property called href and this contains a reference to binary PDF document.
I am trying to parse the object according to WSDL:
Data[] retObject = null;
using (blahWS ws = new blahWS())
{
 try{
retObject = ws.GetDoc(parameters); //request completes with no errors, but `Include` is parse as null
[...]
   }
catch
{..}
 }

The web service reference is used with a simple basicHttpBinding
<basicHttpBinding>
    <binding name="BasicHTTPwithMTOM" messageEncoding="Mtom" maxBufferSize="2147483647" maxReceivedMessageSize="2147483647" textEncoding="utf-8" />
</basicHttpBinding>

Should I be parsing the response differently? Why is it not parsing the fields?
EDIT:
Full SOAP Response:
HTTP/1.1 200 OK
Server: gSOAP/2.7
Content-Type: multipart/related; charset=utf-8; boundary="==nGpzR/KspN6ry7jG8CU4bonN2aujzfJamyN3xYjaldFXYpeUryNGb0UROC0B=="; type="application/xop+xml"; start="<SOAP-ENV:Envelope>"; start-info="text/xml"
Content-Length: 180557
Connection: close

--==nGpzR/KspN6ry7jG8CU4bonN2aujzfJamyN3xYjaldFXYpeUryNGb0UROC0B==
Content-Type: application/xop+xml; charset=utf-8; type="text/xml"
Content-Transfer-Encoding: binary
Content-ID: <SOAP-ENV:Envelope>

<?xml version="1.0" encoding="UTF-8"?>
<SOAP-ENV:Envelope xmlns:SOAP-ENV="http://schemas.xmlsoap.org/soap/envelope/" xmlns:SOAP-ENC="http://schemas.xmlsoap.org/soap/encoding/" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:xop="http://www.w3.org/2004/08/xop/include" xmlns:xmime5="http://www.w3.org/2005/05/xmlmime" xmlns:m="http://www.mcleodsoftware.com/wsdl/ws4v.wsdl" xmlns:x="http://www.mcleodsoftware.com/schemas/ws4v.xsd">
<SOAP-ENV:Body>
    <m:GetDocImageResponse>
        <x:data>
            <x:item xmime5:contentType="*/*">
                <xop:Include href="cid:id1"/></x:item>
        </x:data>
    </m:GetDocImageResponse>
</SOAP-ENV:Body>

--==nGpzR/KspN6ry7jG8CU4bonN2aujzfJamyN3xYjaldFXYpeUryNGb0UROC0B==
Content-Type: */*
Content-Transfer-Encoding: binary
Content-ID: <id1>
...binary...

Data definition built using the WSDL provided:
[System.CodeDom.Compiler.GeneratedCodeAttribute("System.Xml", "4.0.30319.233")]
[System.SerializableAttribute()]
[System.Diagnostics.DebuggerStepThroughAttribute()]
[System.ComponentModel.DesignerCategoryAttribute("code")]
[System.Xml.Serialization.XmlTypeAttribute(Namespace="http://www.mcleodsoftware.com/schemas/ws4v.xsd")]
public partial class Data : object, System.ComponentModel.INotifyPropertyChanged {

    private Include includeField;

    private string contentTypeField;

    /// <remarks/>
    [System.Xml.Serialization.XmlElementAttribute(Namespace="http://www.w3.org/2004/08/xop/include", Order=0)]
    public Include Include {
        get {
            return this.includeField;
        }
        set {
            this.includeField = value;
            this.RaisePropertyChanged("Include");
        }
    }

A: It seems that your WSDL explicitly provides the schema for the  element. I'm pretty sure that's wrong and not standards-compliant. The  element should be declared to be simply of type xsd:base64Binary (e.g. see https://wiki.duraspace.org/display/GSOC/MTOM+Support+on+the+WSDL+Level ), and there are other standards-compliants ways to say in your WSDL that you're using MTOM (e.g. see http://www.w3.org/Submission/WS-MTOMPolicy/ )
If you fix your WSDL to be in compliance with standards (or at least with what WCF expects an "MTOM WSDL" to look like), I think everything should work. Actually, if you want to see what a proper "MTOM WSDL" looks like, just create a simple MTOM service code-first in WCF - e.g. http://msdn.microsoft.com/en-us/library/aa395209.aspx - and look at the WSDL and XSD it produces.

redpajama_set_name: RedPajamaStackExchange


text:
El pan de higo es una preparación típica de la gastronomía de España, aunque por influencia española se puede encontrar también en Portugal. A pesar de denominársele como «pan», este no contiene ni harina ni trigo. Se elabora a base de higos secos formando estos al final una pasta compacta y densa. También se le pueden añadir otros ingredientes, como frutos secos o fruta escarchada. Se trata de una receta campesina, tal vez de origen árabe, que se caracteriza principalmente por cumplir dos funciones: por un lado permite la conservación duradera de los excedentes de higos que hayan podido producirse en un año dado y por otro lado constituye un alimento energético muy útil a la hora de realizar las duras labores del campesinado. En la España actual se produce y se consume pan de higo principalmente por la simple degustación de esta especialidad y, más particularmente, durante las fiestas de Navidad y de Año Nuevo.

Son famosos los panes de higo de la provincia de Málaga (Andalucía), los de la región de La Vera en Cáceres (Extremadura), y los de la región de Murcia, pero también los de la ciudad de Fraga, en la provincia de Huesca (Aragón). En la provincia de Málaga es particularmente célebre el pan de higo de la localidad de Coín, donde se prepara a base de higos secos, almendras, canela, clavo y anís.

Véase también
Panpepato

Referencias

Alimentos secos
Platos con higos
Gastronomía de España

redpajama_set_name: RedPajamaWikipedia


In our weekly video feature 'Flick Picks,' The Daily Beast's Ramin Setoodeh and Rolling Stone's film critic Peter Travers debate the new movies opening at a theater near you. See which films get a 'Yes,' 'No' or 'Maybe' from our critics. This week's lineup includes two '80s remakes and Pedro Almodovar's latest.


After making a batch of lemon curd, I decided to take the rest of my 4lbs of meyer lemons and put it to good use. After all I had so much zest, juice and rinds left over! I'm not a huge fan of marmalade because I think it's too bitter so I found five other ways to make use of ALL the lemons, that's right, nothing went in the garbage!
Look how gorgeous! First I zested all but four of the lemons….I didn't zest them super perfect but I had a whack load of zest, my hands smelled so lovely after. I then juiced the zested ones, made some lemon curd and saved the rest.
The left over juice I combined about a cup and half of sugar to 2 1/2 cups of lemon juice to make a syrup I figure I can use this to make refreshing fizzy drinks and use it to flavour icings, cakes and the like. I cooked it down quite a bit to concentrate the flavours.
A long time ago I read that you could preserve whole lemons in just kosher salt, it's a Moroccan thing. Cut the lemons length wise about 3/4 down in a cross (like 4 wedges but all attached). Cover open edges in about 1tbsp of kosher salt, smush 'em in the jar and cover the top with more salt. The goal is to get them submerged all the time so some swishing is necessary on a daily basis. When it's good and preserved, you take the rind only and chop it up into rice and anything you want a nice lemony zing. Can't wait to try this!
Lemon zest in sugar and salt, this was probably the easiest! Take the zest and mix it thoroughly with your sugar and salt, I just eyeballed it. It's a good idea to let the sugar dry out, so spread it out on a cookie sheet and let it dry until it doesn't clump anymore before you store it. The salt takes much less time to dry out. Use it in baking, cooking, whatevs…it adds a nice bright flavour to whatever you're making!
Lemon scraps dunked in a vat of white vinegar. I'm not sure if this is going to just turn into a mega tasty lemon vinegar or if I'll just end up using it as a natural cleaner. Either way, I'll give it a taste in a month or so and see what the flavour is like, otherwise it's destined to be my Mr. Clean.
I'm a little bit in love that I got so many uses out of these lemons!
Once upon a time there was a box of slightly unperfect organic bananas that a grocery outlet was just GIVING AWAY. Ok, so really they were giving it away to their staff, but seriously what does one do with a whole case of bananas?
Plan of attack was to cut a bunch for freezing and to make banana butter, whatever the hell that is.
I gotta say, out of all the fruit I have preserved, bananas are probably one of the easiest for prep. Look at these babies! Most of them were unscathed underneath their slightly browned peel.
So long banana peels, off to the compost heap you go.
Like any fruit butter, banana butter is just uber cooked down mashed bananas so you end up with a thick crazy concentrated version of the puree. I added a touch of sugar and a whack of lime juice to brighten up the flavour a bit. In they all went into my crock pot for a good 12 hours. It did darken to a slight pinkish colour from oxidation but this stuff is mega pow in your mouth. The consistency does not allow for canning but I jarred it up and threw it in my freezer.
I gotta say, if you use this in any recipe, it will be EXTRA banana-y, I've made a whoopie pie filling and cupcakes with it and the flavour is way more intense then using fresh bananas.
minced organic red russian garlic for the year!
Ah yes..it's the annual minced garlic festival in the kitchen. Last year Klippers gave me a whole whack of red russian garlic seconds to take home and process. Each bulb had only one or two cloves that were still good and I had to peel them all by hand. I also didn't have a food processor last time so I minced it all by hand…seriously I'm retarded.
This year I smartened up and got myself a mini food processor! My friend and farmhand of the farm brought me seconds again this year and they were already sorted! A huge bag of red russian garlic cloves that I just had to peel.
Here it goes! Lots of pulsing and scraping but way faster then mincing by hand! I drench the minced garlic in olive oil to prevent it from oxidizing. My mom used to do this with whole cloves and would just fish it out of the fridge whenever she needed it. I used minced way more so I decided to save myself some time in the future.
I store them in mason jars, keep one in the fridge and freeze the rest. It's so handy and way better then the store bought ones that add citric acid. Plus red russian garlic is potent stuff, one clove equals 4 of the regular kind.


Chicago Midway International Airport (MDW) is developing into an important hub for domestic air travel in the United States. In 2010, more than 17 million passengers passed through its gates, gaining connections to hundreds of American and international destinations.
Flights to Chicago Midway International Airport are mainly provided by Dallas-based low-cost carrier Southwest Airlines, offering cheap flights to a host of American and Canadian destinations. Most other airlines fly into Chicago's other major airport, O'Hare.
There's quite a lot to see and do in Chicago Midway, including a lovely central area known as Midway Boulevard. Full of shops, restaurants and cafes, Midway Boulevard is the perfect place to pull up a chair and people-watch.


text:
Edition: IND
Remote SIM provisioning, and the art of easily changing profiles
Posted on 8 Aug 2019 by The Manufacturer
Remote SIM provisioning enables you to reach the people you need to reach, when you need to reach them, alongside offering the ability to remotely alter eSIM profiles over the air.
"Rather than relating to an enhancement in SIM hardware, the term 'remote SIM provisioning' refers to an enhancement in the way SIM profiles are managed, and it enables multiple network profiles to be stored on a single eUICC SIM. This is a major step forward from conventional SIMs, which can only be provisioned with a single profile."
Remote SIM provisioning has clear benefits for large organisations, or geographically spread workforces, as it allows profiles to be changed without the need for a site visit or any physical contact, says Remote SIM Provisioning Overview, a new whitepaper from multinational semiconductor and software design company, Arm.
There are also advantages for vehicle users. If a device moves location, particularly if it moves to a new roaming zone, remote SIM provisioning can be used to switch the device's profile to one that's available in the new location.
In essence, remote SIM provisioning allows manufacturers to drastically simplify their supply chain. When the device is turned on, provided the correct configuration is in place, it can connect to a local cellular network, making the device ready to use immediately regardless of location.
Roam and away
While both eUICC SIMs and global roaming SIMs provide global cellular coverage from a single SIM card, a key difference between the two is that only eUICC SIMs allow users to remotely programme the SIM to use a different profile, in a GSM Association-approved specification.
The eUICC – or Embedded Universal Integrated Circuit Card – is big step forward for the SIM card, and represents a significant enhancement for the telecommunications industry, with customers able to change service provider profiles at will, based on the needs of the user.
A crucial difference between eUICC SIMs and global roaming SIMs is that the former can provide customers with global connectivity at local rates, whereas customers using roaming SIMs may incur a premium charge.
GSMA Specifications
To support the adoption of remote SIM provisioning, the GSMA, which represents approximately 800 mobile operators worldwide, has defined internationally applicable specifications that relate to consumer and IoT (Internet of Things) versions of the technology.
The global body has produced the specifications, with the most recent versions (at the time of writing) being the Remote Provisioning Architecture for Embedded UICC v 3.2, which address issues concerning the design and deployment of remote SIM solutions.
Embedded technology
There is also a common misconception that remote SIM provisioning is only compatible with embedded SIMs. In fact, it can be conducted on any SIM – provided it is an eUICC SIM, which can be provided as both removable SIMs and embedded SIMs (eSIMs).
Rather than relating to an enhancement in SIM hardware, the term 'remote SIM provisioning' refers to an enhancement in the way SIM profiles are managed. This represents a significant advancement from conventional SIMs, which can only be provisioned with a single profile.
So, instead of holding stocks of SIM cards for multiple network operators, every device can use the eUICC SIM and have the correct profile applied when operating in the field.
For more information, and to read the full Remote SIM Provision Overview whitepaper, click here.
All images courtesy of Depositphotos.

redpajama_set_name: RedPajamaCommonCrawl


Pakistani man has recovered following operation using Chinese umbilical cord blood.
Tahseen Dilbar, a 30-year-old Pakistani man who was unable to produce enough healthy blood cells, has recovered and left the hospital in Shanghai yesterday after undergoing a hematopoietic stem cell transplant using Chinese umbilical cord blood last month.
His attending physician, Dr Wang Chun, said the successful transplant helped restore Dilbar's hematopoietic function and eliminated his myelodysplastic syndrome (MDS) — a group of disorders in which bone marrow does not produce enough healthy blood cells.
His wife, Jasmin Tahira, told hospital staff that she was excited and grateful to the professionals taking care of her husband.
Dilbar was diagnosed with MDS in 2010. He tried a number of different blood transfusion procedures before seeking treatment in China.
After studying Dilbar's case, Dr Wang recommended a hematopoietic stem cell transplant. Dr Wang filed an application with the China Marrow Donor Program, which taps into data at seven umbilical cord blood hematopoietic stem cell banks across the nation. Good news came from the Shanghai stem cell bank, which had hematopoietic stem cells that matched Dilbar's in an umbilical cord blood sample it collected from Tongren Hospital 10 years ago.
The umbilical cord blood, along with peripheral blood donated by Dilbar's elder brother, were administered on April 25 at the hospital.


US and CHILE - Advanced BioNutrition Corp (ABN), a leader in providing science-based solutions to improve health and nutrition, has announced the signing of a third agreement with its South American strategic partner, Centrovet Laboratories, Santiago, Chile.
This follows marketing authorisation by Servicio Agricola y Ganadero (SAG), Chile's Agricultural and Livestock Service, of Centrovet's unique bi-valent ISA+SRS oral vaccine, which complements its already approved line of injectable and oral vaccines for use against major diseases that affect salmon and trout, including Atlantic salmon. The vaccine is delivered via commercial feed using ABN's patented delivery systems.
"This new vaccine is the beginning of our polyvalent oral vaccine strategy" said David Farcas, Centrovet chief executive officer (CEO). "This will undoubtedly be a major contribution to the aquaculture industry, allowing the fish to be vaccinated without the stress of injection and providing protection in half the time of injectable vaccines. It shows that boosting is an effective strategy to have fish protected until they are harvested."
Mr Farcas noted that the SRS and ISA fractions in the vaccine are "the highest in the industry" versus other preparations in the market place. The ISA fraction comes from specific antigens by recombinant yeast fermentation. He noted that this sophisticated method is used in vaccines against viral diseases throughout Europe and the US.
"We congratulate Centrovet on obtaining this first-of-its-kind marketing approval from SAG," said Larry Loehr, president of ABN delivery technologies. "This is a unique formulation, and delivery is made possible by the innovative technology of ABN's patented delivery systems."
"This is not an evolutionary step but a revolutionary step in the management of animal diseases," said George R. Kohan, ABN director of business development for animal health. "There has never been a freeze-dried, powdered, oral bi-valent vaccine for fish health management and it may well be that this is the first of its type for management of any animal disease. This allows farmers to replace injection with a vaccine top-coat on the regular feed. We are pleased to be a part of this accomplishment by the Centrovet research team."
ABN and Centrovet initially signed an agreement in March 2009 when Centrovet Laboratories received registration for a freeze-dried, oral-powder vaccine to aid in the prevention of Salmon Rickettsial Syndrome (SRS) in Chilean salmonid species. Earlier this month, Centrovet and ABN announced a global agreement to expand the delivery of oral vaccines to aid in the prevention of Infectious Salmon Anemia Virus (ISAV) and, potentially, other diseases in the salmonid species.
ABN's patented technologies capture the active ingredient, acting to stabilize, protect, and efficiently deliver the product to its final target site of action. In addition to targeted feeding in aquatic applications ranging from fish to shrimp, the system can be used for the delivery of probiotics, omega-3 oils, vitamins, carotenoids, enzymes, and amino acids for human nutrition and industrial applications. The ABN technology allows commercial fish farmers to deliver the antigen in effective and efficient new ways to induce an effective immune response in salmonid species.


Equity/Bond/Cash/Gold share. To make sure the weights sum up to 100%, the Gold share is set to 100% minus the sum of the rest.
Fama-French style factors. This is new, see item #3 below for more details.
Assumed projected asset returns for the asset classes going forward. Why do this? I'd like to be able to simulate 60-year windows of the 1960s and 1970s retirement cohorts and don't want to constrained by a slightly shorter than 60-year data availability. Since the SWR is overwhelmingly determined by the first 10-15 years of the retirement horizon (Sequence Risk, see SWR series Part 15), the last few years of "made up" returns during retirement don't have much of an impact on the SWR estimates. Example: the failsafe WR is 3.46% during the 1960s with our assumed 3.75% p.a. equity return. If we increase the equity expected return to 20% p.a., the failsafe increases to only 3.52%. But, of course, the 2000 and especially 2007 fail-safe numbers would be significantly impacted by the return forecasts. So, use those figures with a grain of salt!
The retirement horizon in months and the target final value (e.g. for bequests) as a percentage of the initial value.
Notice that the supplemental cash flows are no longer inputted here in this main tab, but in a separate tab, see item #2 below.
Main Parameters. Same as before but I added the Fama-French Small Cap Style (SMB) and Value Style (HML)!
As before, I display the failure rates of different initial withdrawal rates in the top half of the table.
The bottom portion of the table is new and presents the calculation the other way around: Pick a desired failure rate and look up the withdrawal rates to match it. The first row in that portion at 0.00%, i.e., this is the fail-safe initial withdrawal rate. But you can also look for other failure rates, 1%, 2%, 5% and 10% as well and see how much extra initial withdrawal you could have sustained in historical simulations. And I hope that nobody would even consider a strategy with a failure rate of 25 or even 50%, but I display those just for reference.
The columns calculate the corresponding stats for all retirement starting months and years, since 1926 (the start of the Fama-French database and also the starting point for the Trinity Study) and 1950 and also for different Shiller CAPE Ratio regimes (under 20 vs. 20 to 30 vs. 30+). Notice that as of late August 2018 we're at over 32! As conservative as I am normally, though, I'd concede that today's elevated CAPE ratio doesn't quite "feel" like the 30+ CAPEs of the past. Maybe I'd still consider the current CAPE a high 20s, not really a low 30s!
Notice how sensitive the failure rates can be when changing the WR in 0.25% steps, especially when the CAPE is high!
Main Results: The top panel shows the failure rates of specific initial withdrawal rates. The bottom panel goes the other way around: Specify a certain failure rate and find the initial withdrawal rate that would have generated that failure rate.
And Part 2, see below. The table has the same format as the first part, but now the columns are conditional on how far the S&P 500 index is away from its most recent high. Why does this matter? The stock market is a Random Walk and past returns have no bearing on future returns, right? Wrong! As is well-known in finance and as I pointed out in a post a few months ago, stocks have the tendency to mean-revert. So, expected returns tend to be higher after a steep drop and lower after a long run-up in stock prices. That's reflected in the failure probabilities of the 4% Rule below. The unconditional failure probability was just under 10%, but it's 18.55% when we were at the market peak. So, failure probabilities are indeed impacted by past returns. File this as another piece of evidence that the stock market isn't exactly a Random Walk!
Why is this relevant? Well, on August 22, 2018, the market just became the longest running bull market in history (though not everyone agrees on the definition of the longest bull market, see this article on Bloomberg). If history is any guide the retiree in this numerical example will be wise to be more cautious with the initial withdrawal rate and not just blindly apply the 4% Rule mantra. Maybe withdraw a little bit less, 3.25-3.50% to have a bit a cushion. In other words, after a potential drop in the portfolio the effective withdrawal rate might reach 4% right around the time when the S&P had a ~20% drop, which is when, historically, the 4% becomes very safe again!
I also added a small table with the fail-safe withdrawal rates in five important time intervals around stock market peaks. That's because I usually like to see during what period the all-time fail-safe occurred. Most of the time it's either 1929 or the 1960s, depending on the stock vs. bond. vs. cash allocation! It's always amazing to see that the 1970s and early 80s recessions did an even worse trick on the mid-60s retirement cohorts than the ones that retired around the 1973 market peak!
Fail-safe Withdrawal Rates in five different bear markets.
Supplemental cash flows: now easier to input!
The portfolio is worth $3m at the beginning of retirement.
We expect 2% inflation going forward.
Spouse 1 expects Social Security after 25 years (=month 301) worth $2,000 per month.
Spouse 2 expects Social Security after 26 years (=month 313) worth $800 per month.
Spouse 1 expects a small corporate pension of $300 (not inflation adjusted) 11 years into retirement.
We expect $1,000 in additional monthly expenses (e.g. medical) 30 years into retirement (in today's dollars, adjusted for inflation) and that amount rises to $2,000 after 40 years. This corresponds to the two spouses reaching a certain age where they may scale back other expenses (travel) but face increase medical, in-home care expenses, etc. that will case in a net increase in expenses.
Enter the Net Worth today and the inflation assumption. Cash flows don't start until later, so the other orange fields are left blank (=$0).
Next, we input the corporate pension, starting after 11 years (month 133), see below. Notice that we input this in the fifth column where the non-COLA cash flows reside. So, this will be discounted to make sure it's comparable to today's real dollars!
And, finally, the additional budget for medical expenses, care, nursing homes, etc., see below. This is now inputted as a negative cash flow!
Monthly supplemental cash flows as a % of the initial portfolio.
Translate withdrawal percentages into dollars p.a. for this numerical example.
Keep the overall equity share at 80%, but use a 25% small caps and 25% value stocks tilt: Set the SMB and HML allocation to 25% each. Make sure you keep the overall stock allocation at 80%!
Keep the overall equity share at 80%, but use 50% growth stocks. Set the HML allocation to -50%. Again, make sure you keep the overall stock allocation at 80%!
The small-cap plus value bias would have easily lifted the SWR to above 4%, see table below. But I'd probably not get too excited about this result. There's no guarantee that the size and value premium will persist forever and continue to help future retirees. All this could just be backward-looking bias. Certainly, in 1926 nobody would have known about the work by Fama and French. In fact, if you had been wrong and bet on the wrong style, for example, "growth" instead of value you would have totally ruined your safe withdrawal rates. Fail-safe withdrawal rates are now in the low 2% range. Ouch!
Fail-safe initial withdrawal rates for different equity style premia.
Compared to an 80/20 static stock/bond allocation, the glidepath would have made a huge difference during the Great Depression! But glidepaths were not a panacea because, during the 1970s, bonds offered much less diversification.
A portfolio with a 4% initial WR and 80/20 fixed allocation would have run out of money after less than 25 years. A Glidepath would have performed much better!
I added another tab to simulate CAPE Rules with different parameters. Just as a recap, the CAPE-based rule, in its simplest form, expresses the annualized target withdrawal rate as a+b times the inverse of the Shiller CAPE (=CAEY = Shiller Earnings yield). See Part 18 for more details and why I like this approach. My preferred rule would be to set the intercept to around 1.5-1.75% and the slope to one half. In the example below I use 1.75%/0.50. Notice that a constant percentage rule would be a special case if we set a=4% (or whatever rate you like) and b=0, i.e., withdraw 4% p.a., regardless of equity valuations.
What's the change in real, inflation-adjusted withdrawal amounts over a 30-year horizon?
And finally, what's the average over the 30-year window relative to the initial amount.
January 1970 cohort: Time series of 12-month rolling withdrawals and the three measures I calculate.
CAPE parameters and main results.
A little side note: I frequently get questions and comments about the CAPE parameters just like recently when a reader wondered why I assign a weight of 0.5 on the CAEY. Shouldn't the withdrawal rate be less volatile with a higher intercept and lower slope? Yes, but as a retiree, I'm less worried about volatility in withdrawal rates and more worried about volatility in withdrawal amounts. So if I were to set the intercept to 3% and the slope to 0.3 I'd have a more volatile stream of withdrawals, see below. And the more you reduce the slope parameter the closer you get to the good old constant percentage rule where your withdrawals become just as volatile as the portfolio itself!
A higher intercept and lower slope. The withdrawal rates are less volatile but the withdrawal amounts become more volatile!
From the SWR Series, Part 18: Under the constant percentage rule, the withdrawals will move in sync with the portfolio value. In contrast, tying the withdrawals to economic fundamentals has the potential to soften the fall in withdrawals in case of a bear market!
OK, so much for today! I hope you enjoy the new features! Please let me know if you find bugs or like to suggest more features!
Please check out the other posts in this series and leave your comments and suggestions below!
Also notice, all the usual disclaimers apply!
Posted on August 29, 2018 March 22, 2019 by earlyretirementnow.comPosted in Asset Allocation, Safe Withdrawal RatesTagged bonds, equities, finance, investing, personal finance, safe withdrawal rate, simulations.
Hi Karsten. Not sure that I follow, since column L has no such verbiage as "Please do not change" (I do not see that anywhere on the sheet. Note that this sheet reflects the 80/29/2018 update, SW Series part 28). Also, the column of the results table titled "Failure Rates" begins in column 12, row 13.
Oops – Seems I was not running the latest update. I see what you describe on the current sheet. Thanks again.
OK, great. You scared me for a second there! 🙂 Glad you found the right sheet!
Yes, seems to work well. Look forward to your upcoming post about this.
For a future update to the sheet (and, believe me, I am "happy as a clam" about this sheet, even if you opt to never update it further), seems to me that some cash flows should be discounted for inflation (pensions, mortgage payments, etc)l others, such as salary (assuming working for a few years prior to retirement) or Portfolio contributions (401k) need not be discounted as these are often a percent of wages/salary which can often be assumed to keep pace with inflation.
Many, many thanks for your hard work on this. I know I speak for so many when stating that you have expanded and educated minds on such and important and yet widely misunderstood subject as personal finance.
Ern – Pardon again… Noticed that you already have columns for inflation vs non discounted cash flows. Many thanks (yet again).
ERN – I have been reading your entire site over the past couple of weeks. Planning on ERNing myself in August this year. Your SWR series is exactly what I was looking for – glad I finally found you!
I have a question on the Cash Flow Assist sheet and how it calculates the cash flow for a future social security income.
– I am 42 now and plan on taking SS at 62.
– I used the detailed SSA benefits estimator to get a monthly SS Income cash flow.
– Based on what I have researched, SS benefits are not adjusted for inflation until I reach age 62. After age 62 the benefits are adjusted for inflation or COLA.
Should I enter my calculated SS estimate at month 240 (when I turn 62) on the Cash Flow Assist sheet or do I first adjust that amount for the 20 years of inflation between now and age 62?
I believe it is the latter, but hopefully you can confirm or correct me.
All the best and appreciate your writing!
You should do the former. The SS estimate is in 2019 dollars, so enter that number in one of the inflation adjusted columns (B, C or D) in the cash flow assist tab in month 240 and copy that same number all the way down. No need to do an inflation adjustment!
OK, knowing that you were correct, I had to dig a little deeper. I learned that the SSA applies an index factor to actual earnings which adjusts them for inflation. Now it makes perfect sense. Thanks for the help.
I love the SWR series and your spreadsheet – both have really helped to me solidify my FIRE calculations. I am still working but intend to quit in a few months to enjoy the beautiful UK summer.
I've used the spreadsheet to calc my SWR several times but coming back now and re-checking, I have a question on the cashflow assist tab. The cell for entering net worth is labelled "net worth today" but I think this should be "net worth at retirement" – am I correct ? I ask this because rows 11 onwards start deducting withdrawals from month 1 so if someone is not yet at retirement, they need to project the future value of their retirement pot first and enter in B5.
Or am I wrong and you enter the current net worth then adjust cashflows to start according to today?
Problem is there are withdrawals happening that I am not yet making as i am still working.
True, it should be NW at retirement. There is a hack to still enter today's NW, then keep contributing for a set period and then retire after, say, 18 months.
In that case, it's truly today's net worth, because the net worth 18 months down the road is not known.
I have spent quite a bit of time playing with this new spreadsheet and I have really enjoyed using it. I was a bit surprised to see you had added a field for gold investing. I have previously been resistant to using any gold in my portfolio because of the issues of poor long-term return and higher expenses associated with owning gold. However after playing around with the numbers it would appear that a modest holding in gold (perhaps 10%) does indeed significantly improve the risk characteristics of my portfolio (at least based on previous returns). I'm starting to think that reducing SoRR is more important than trying to maximizing long-term return or minimizing expenses. Love your SoRR series and I would be very interested to hear any thoughts you have about the use of gold in a portfolio.
You got that right! I'm amazed myself how a low-return asset can make such a big difference. Of course, you lower your average return, but it makes a big difference around the tail events.
Thanks Karsten! This SWR series has been filled with eye openers. You keep killing one sacred cow after another and you have forced me to reassess much of what I thought I knew. I am 50 years old and I retired at the beginning of 2018. My wife is 48 and is originally from China. If your daughter stood next to my two children, I think most people would assume they were all siblings. Keep enjoying your retirement!
I have just been using your SWR spreadsheet as a check against my own calculations (Noddy compared to yours!). One aspect of the withdrawal amounts that I have 'modelled' in my spreadsheet is to vary the amount by my equivalent of the 'cashflow assist', as I want to model a constant income stream. To achieve the same effect in your 'Case Study' tab, I subtract the 'Supplemental Cash Flow' from the calculated 'Withdrawal' amount. So the formula for F22 becomes "=$B$14*$B$17*'Cash Flow Assist'!L11-G22". Does this make sense, or am I missing the point?
You take last months portfolio value, subtract the consumption target and add the supplemental cash flow. Then add the return.
So the net withdrawal to satisfy the consumption target is indeed $B$14*$B$17*'Cash Flow Assist'!L11-G22 as you state, but in the formula for F22 I measure only the consumption amount. Don't subtract G22 here again otherwise you'd be double-counting the supplemental cash flow.


This research team investigates the physiological and psychosocial features associated with neck pain in the general population, the working population, those experiencing persistent headaches, or suffered head or neck trauma. Findings assist in the development of innovative approaches to the diagnosis and management of features associated with persistent neck problems.
development of physiotherapy interventions for cervical spine (neck) disorders.
Evaluation of a telerehabilitation model of care for the multidisciplinary management of patients with chronic musculoskeletal conditions within N/OPSC & MDS.
Psychological, social and sensory predictors of a poor response to total knee replacement.
An investigation of Sensitivity to Movement-Evoked Pain in Whiplash Injury.
Do impairments exist beyond expected recovery time following Mild Traumatic Brain Injury and what is their relationship with self-reported symptoms.
The Nature of Neck Pain in Migraine.
Characterization of muscle, sensory and psychosocial features of idiopathic neck pain among sonographer.
Neck/Shoulder and Vision Problems in Surgical Team Performing Minimally Invasive Surgeries.
Addressing work-related musculoskeletal disorders in the Queensland poultry meat processing industry.
Understanding the individual and organisational factors associated with adherence to a workplace-based exercise program for office workers.
A longitudinal study of risk factors for non-specific neck pain in office workers.
Characteristics of scapula-thoracic kinematics in a healthy population and those with chronic non-specific neck pain.
The Influence of Cervical Spine Dysfunction on Postural Control.
Can Kinematic based measures of the lumbo-pelvic-hip complex detect differences in motor function in individuals with chronic low back pain and healthy controls?
Identifying risk factors for poor functional recovery of the neck and shoulder (neck/shoulder) after neck dissection surgery in patients with head and neck cancer.
Remote kinematic e-training/healthcare for patients with chronic neck pain, a randomised clinical trial Health and Medical Research Queensland Health 2014 HMR Treleaven J, Sarig-Bahat H.
Identifying risk factors for poor functional recovery of the neck and shoulder after neck dissection surgery in patients with head and neck cancer Physiotherapy Research Foundation 2015 Seeding Grant Gane E, O'Leary S, McPhail S, Hatton A, Panizza B.
Professor Julie Hides, Deputy Head of School Allied Health Griffith University Nathan Brisbane.


March 30th: In 2010 the Alexander Berkman Social Club and Kate Sharpley Library published The Tragic Procession: Alexander Berkman and Russian Prisoner Aid.
March 28th: This year's 150th anniversary of the first vote under a working-class franchise needs to be remembered.
March 26th: Ahead of Cardiff Stop The Arms Fair protests due tomorrow, Jane Harries writes about some of the peace movement's historic associations in Wales, and about modern-day movements.
March 10th: As the British anarchist movement got going after a long decade on the back foot, Freedom's October Ball showcased a burgeoning powerhouse.
March 2nd: PAT ARROWSMITH, field organiser for the Committee of 100, was serving a 3-month sentence in Gateside Prison, Greenock, for her part in the anti-Polaris demonstration at Holy Loch when this article was published by Freedom Press.
February 2nd: Who are the Rats?
January 4th: THE LEAST EXPERIENCE OF PRISONS teaches you that they're criminal universities for prisoners; they morally corrupt all law-enforcement officers; they make criminal the societies they're intended to 'protect'.
December 30th: The gallery below consists of a set of slowly disintegrating photos of a huge abortion rights march which took place in 1979, rescued from the Freedom Press archive.


Mr. Appayagouda B. Patil, president of Shri Duradundeeshwar Vidya Samvardhak Sangh, Sankeshwar comes from a family of the pioneers of the cooperative movement in Karnataka. SVDS Sangh now has the Midas touch, since he started a new educational institute in the last 15 years as the head he has brought a spectrum of courses, previously unthinkable, and more they are all successful, what more than 18 institutions and 7000 students. The cause closest to his heart is the education of the rural masses and education of the girl child. Mr. Patil - has a knack for selecting the best talent and getting them to the SVDS Sangh Sankeshwar, he has left no stone unturned in scouting for lecturers and professors and he has started yet again for this new venture comes from a family of the pioneers of the cooperative movement in Karnataka. He has a track that is envy of many - a humanitarian of the highest order, a perfect educationist, and a manager's manager. He was elected for the state assembly four times and has been a minister for medical education and a minister of mining and environment.
Mr. Gurulingappa S. Indi - one of the leading lawyers from this part of the country has an unblemished reputation of fighting for the rights and succeeding. He is the Vice Chairman of the SVDS Sangh. He is also an educationist of repute and heads various trusts and societies in this region.
Mr. Balakrishna S. Hatanuri - one of the largest edible oil Industrialist of Northern Karnataka. He is a humanitarian to the core with many Philanthropic causes especially in education.
Mr. Kallappa I. Nadagadalli - he was born in a distinguished family of Sankeshwar, has various agricultural businesses, and was pioneer in the dry agriculture and green house in this part of Karnataka. He has used his finances to help the economically unprivileged and insists on education for all, his work can be seen in the various schools he runs in the interior and upcountry.
Mr. Kashinath C. Shirakoli - An agriculturist, a fighter for the downtrodden, is a member of many societies and non -government organization and have received various awards from the Government of Karnataka.
Mr. Shankar D. Bhangari - Has a huge experience in finance and is respected in the financial community as an accountant. Has a deep concern for education and is one of the leading thinkers of education for the poor and weak in society.
Mr. Shivananda G. Sansuddi - has business in various verticals and places in Karnataka. His main business being in the sugar sector, he is a philanthropist and is well respected in the society.
Mr. Vinayakumar A. Patil - is a graduate from England in business. He is the youngest member of the SDVS Sangh, well read and polished. The AIMR is his brain. He believes in making the SDVS Sangh's AIMR a unique and exemplary institute.
Mr. Rayagouda B. Patil - a lawyer by profession, he is known to be the author of many successful Cases, when other had given up. He is a strong devotee of Mata Saraswati and has worked in various capacities to bring education to the rural masses.
Mr. Gangadhar D. Mudashi - He is a landlord and business person, has interests in farming and agriculture. He is one of the leading minds in irrigation technology and agrarian economics.
Mr. Dayananda S. Kesti - He is the chairperson of many associations, he is known for his ethics in society and business. He has a large FMCG business and is one of the largest distributors of FMCG products in North Karnataka.


text:
Q: Adding a frame style in a map with QGIS I am new to QGIS and have a problem that some might be able to help me with.
Background: Windows 10 and all OS is up to date,
QGIS standalone version 2.18.13 (64 bit)
Learning tutorial http://www.qgistutorials.com/en/docs/making_a_map.html
When following this tutorial I can get up to step 21 but I can't get the frame style to show up on the map?

My original post did not mention anything in regards to adding a grid and zebra border I can get that.
I don't know how to upload a screen caption but if you would have looked at the link I provided at step 21 you will see a pink rectangular box around the area of Tokyo which is a frame style.
This is what and can get.

A: Follow step by step :

*

*Clic on the Map0 in item Panel

*Open Items Properties

*Clic on "Overview" arrow

*Create a new overview by clicking on +

*Clic on "Draw overview"

*Set the Map Frame list as Map1

*See the result

or look at this short video to do what you want

A: If you want a frame, this look like this.


text:
Posts Tagged 'cyberpunk'
Shadowrun Campaign News for the start of 2022 and a new Seattle Scream Prop (#72)
Shadowrun moves forward in 2022, playing both online and in person (once a month), after a break for the holidays. Getting ready to start the Songs on the Key of X campaign. To do so, I had to wrap up the T3 (Total Tempest Tour) game, which we had started under 5th ed, to show you how long ago that was, but some of the player wanted to reprise their characters so here is an (in game) commentary on the end of the tour:
Dateline Seattle
I stand here on the tarmac of SeaTac international airport in the intermittent snow watching as Indigo Storm returns bloodied but unbowed from her Total Tempest Tour (T3) of Europe. Like a conquering queen, she sweeps down the stairway from her private jet, guitar slung across her back and a cocktail glass of something neon blue in her hand. She seems unaffected, or perhaps unaware, of the assassination attempts that took the life of one of her security team and the terrorist plot to sink the floating stage in Venice while she was performing. She is happily trading barbs with the music press, myself among them.
"Tempest! Did you and your team have anything to do with the attempted coup in Hungary?"
She laughed and finished her drink in a single gulp. "Rock and roll has started revolutions before! We certainly supported the aspiration of the people who tore down the reactionaries attempt to seize power! The people will be free!" She struck a dramatic pose and winked.
"That's enough for today, newsies! I'll see you -if you can get tickets- at the Inferno!" She laughed and slipped into a waiting limousine.
From what my research had turned up, Tempest's answer was mostly accurate. Margit Kovács, leader of the Young Democrats of Hungary, said that Tempest interrupted her concert to issue a call to arms to oppose the attempted coup It was the media blackout that the coup imposed prevented it from being widely distributed at the time, and after the event the new government suppressed it wanting the rising of the people to appear to have been spontaneous in their support. But you can find a copy of it here:
<Media File – Indigo Storm leads the counterrevolution>
It was not the only adventure that she had according to what this reporter has been able to uncover. Information places her in the suburbs of Prague, Czechia, near to where a drug deal went bad leaving two people, both suspected syndicate members, dead. No eyewitness or recording can confirm she was there but her hired car left the area shortly after shots were fired.
In Copenhagen, she was confirmed on the scene in an aftermath of a boat crash that turned out to be a smuggling ploy that went disasterously wrong. That same evening there was a scuffle outside her hotel that may, though this is unconfirmed, have involved gunfire and magic. The hotel has only shared it security footage with the Danish Politiet and no amount of wheedling by this reporter was able to shake copies loose. However a witness to the tail end of the confrontation claimed to see a large man or an ork in a mask bodyslam a man with an SMG. My sources strongly indicate that the smuggling ring is tied to or run by one of the Russian syndicates. Possibly the same group whose drug deal went bad in Prague though this is unconfirmed.
It was also reported that Indigo Storm's private jet had to take an unscheduled landing in Reykjavík, Iceland after a flaw was found in the autopilot. Indigo used it for a surprise, though brief, concert in the airport. She framed it as a farewell to the tour in the same location it had begun, but witnesses said it she was extremely shaken getting off the plane.
So, perhaps our little novastar is hiding her light in the shadows on occasion? She would not be the first, or is likely to be the last, who was tempted by the adrenaline rush of such dangers. But time will tell if she will continue this dual life or return exclusively to the bright lights of stardom.
Now, I do have tickets to the show at the Inferno, so I hope to see you there.
Gina Andropolous signing off.
Still working my way through Double Clutch and hope to have my review finished soon, some good stuff and some wacky stuff there. Already informed my group that there will be no anti-grav in my campaign, I find the total shift implied by anti-grav to be too jarring (not to mention one of my physicist friends had great trouble with the very concept which has always colored my thoughts on it).
Now for some news that is fit to use! The new Seattle Scream (#72)! The story about Lucidorable and the giving of toys by Namco are both the fallout from runs played. Rare to have two runs make it into the Scream.
Hope your Shadowrunning is going well. Feel free to tell us all about it in the comments!
Notes: Photo found on pxhere.com and is in the Public Domain.
Posted in Campaign Report, News | Tagged cyberpunk, shadowrun | Leave a Comment »
Shadowrun Campaign News and a new Seattle Scream Prop (#71)
We continue to pay Shadowrun with both online and, gasp, actual in-person play. I must say that I find managing to flow of Edge much easier in person with something physical to represent the pool, the officlal Edge tokens work quite well, but anything works.
Comfortable enough with the rules to start making minor changes via house rules to fit our style of play (you can see the current evolution here) but always a work in progress and there will be some things to incorporate from Double Clutch and the other source books eventually. Any comments and suggestions welcome.
Sadly, I have fallen far behind on updating the screamsheets to go with the adventures, but here is (at last) a new one: Seattle Scream 71. The first story, the one involving the eco-terrorists is tangeltally related to a recent adventure, thankfully the violence was not their fault but they did take advantage of it.
Notes: Photo found on pxfuel and is free for commercial use.
I am doing a Shadowrun Podcast!
After pondering for many a year, I have finally buckled down and started my own Shadowrun podcast:
It is a short podcast about how to shape the Shadowrun world to your campaign and how to make the canon and metaplot work for you when possible.
Please give it a listen and tell me what you think. Still working on improving the technical side of things and those should improve as I get more practice.
Update: I am planning for it to be weekly with new episodes on Wednesdays.
Welcome to the Sixth World.
Posted in News, Podcast | Tagged cyberpunk, Meta, Podcast, shadowrun | Leave a Comment »
Dark Future Ahead 29 – News from the 'Net of a Cyberpunk bent
How will the world change as we move into the new corporate dystopia? Join me in looking at some inspiration for cyberpunk gaming culled from my many trips into the matrix. Enjoy the news:
It is a ridiculous vehicle but cost effective, even if it does look like a toy, meet the Ami. For absurdity, a chase involving several of these could be hilarious.
For those cyberpunk setting that feature Neo-Soviets or aggressive Russians, here is their Cathedral of War. It seems like a rather over-engineered justification for any future military actions taken by the Russian state, not disturbing at all.
How Red Bull uses football (and other sports) to build their brand, the success of RB Leipzig in German Soccer. An excellent example of how corporations use various means to advertises themselves which sometimes becoming money making enterprises in their own right.
The celebrity impersonators making money on Cameo, it seems there is at least the chance to have some confusion on an extraction mission here. Or possible a way to help pay for that body sculpt into an obscure 20th C actor.
Need something valuable and interesting to people to steal (or need to protect)? What about Bob Ross paintings which are surprisingly rare given the number he painted . . .
Who says technology and superstition do not meet? There is a superstition, maybe humorously played into, that a certain type of snack will keep your technology functioning properly . . .
Robots and cows, living together in harmony, at the Oldenkamp Diary. Would be an interesting place for a chase or fight.
Notes:It has been a bit since I did one of these, hope you find it interesting.
Photo of the Cathedral of War found on Wikimedia Commons, comes from the websites (mil.ru, минобороны.рф) of the Ministry of Defence of the Russian Federation and is copyrighted. This file is licensed under the Creative Commons Attribution 4.0 Licence.
Posted in Accross the Web, News | Tagged cyberpunk, Technology | Leave a Comment »
We are continuing to play Shadowrun via the wonders of the proto-Matrix (supported by Tyche's Games our local game store) and we are getting back to limited in person play! Hooray!
Our NorCal set campaign has moved to 6th World Edition rules, with mostly new characters, I am playing a magician as an excuse to learn the magic rules by actually using them. We have played two session which was one run as there is a lot of adjusting for the players. I hope to have some sort of writeup on that shortly.
Time fora new screamsheet: Seattle Scream 70. The piece about Eye in the Sky films is related to one of the runs the characters were on.
Notes: Photo from Needpix.com and is listed as being in the Public Domain.
Shadowrun Campaign News for the start of 2021/2078 and a new Seattle Scream Prop (#69)
We are continuing to play Shadowrun via the wonders of the proto-Matrix (supported by Tyche's Games our local game store) but not as often or as long as our in-person sessions. I deeply miss in person play and it looks like the odd of getting back to that are improving, day by day.
Here are the current state of the House Rules we are using for the 6th World Edition, they likely to be modified as we continue to play.
Our NorCal set campaign in still using 5th Ed rules, we have played another game which I hope to have written up shortly
Time for the first screamsheet of '21/'78: Seattle Scream 69, the insect nest and go-gangs running rampant are after effects of various adventures. Turns out the Spikes get violent when they feel they have been disrespected.
Notes: Photo from piqsels.com and is listed as being in the Pubic Domain.
Shadowrun continues to be played via the wonders of the proto-Matrix (supported by Tyche's Games our local game store). It makes an adequate replacement for play around the table but I look forward to being able to play live and in person again, someday.
Still working on house rules for the SR6WE but not quite ready to share what I have yet publicly, but soon.
Have managed a few games in our NorCal set campaign, still using 5th Ed rules, you can read about that here.
To support the ongoing campaign, we have a new scream sheet: Seattle Scream 68, the one regarding Aztechnology and illegal dumping is the aftermath of one of the games. Hopefully it will prove of some use or inspiration for your games.
Notes: Photo Major toxic waste dump by HM Revenue & Customs used under a Creative Commons Attribution 2.0 Generic (CC BY 2.0) license.
Shadowrun Campaign News for mid-2020 and a new Seattle Scream Prop (#67)
Shadowrun continues to be played via the wonders of the proto-Matrix (supported by Tyche's Games our local game store). It makes an adequate replacement for play around the table and we are playing about every three weeks rather than monthly, so there is that.
Still happily playing the Sixth World Edition of Shadowrun though have added add some minor house rules to match our play style. Still need to work out a better way to represent gaining edge, around a table I can just toss a chip to the player, online, it is a bit trickier. But that is a minor issue. New players do not seem to have any problem picking up how the game works, though the multitudes of edge options is a little overwhelming.
To support that ongoing campaign, we have a new scream sheet: Seattle Scream 67, the corporate buyout is a indirect result related to one of adventures.
Shadowrun Campaign News for mid-2020 and two new Seattle Scream Props (#65 & 66)
Just as my monthly Saturday learn to play / open campaign game of Shadowrun was getting back to an even keel, the Situation happened. So, we have been trying some gaming via the wonders of the proto-Matrix (supported by Tyche's Games our local game store). We have now played enough of the Sixth World Edition of Shadowrun to add some minor house rules to match our play style.
To support that ongoing campaign, we have two new scream sheets: Seattle Scream 65, the missing mob informant was related to one of adventures (and is a nod to my casual friend, Sean Patrick Fannon) and Seattle Scream 66.
Photo "Underpass" by Allen McGregor is licensed under CC BY 2.0
Shadowrun Campaign News for 2020 with a New Seattle Scream Prop (#64)
My monthly Saturday learn to play / open campaign game of Shadowrun is back on track (at Tyche's Games on every first Saturday each month, come and join in) and has successfully moved to the Sixth World Edition of Shadowrun. To support that ongoing campaign, we have a new Seattle Scream (#64), the warehouse construction was the location of the run this time (which will lead into a new item next issue).
Still pondering the Sixth World edition, almost ready to add a few house rules to help our play experience work better. But overall, I like what the new edition was aiming for even if it falls short in a few cases/
What with the holidays and all Shadowrun gaming (and gaming in general) in our local group has been slow. Things are getting going again and I hope to have a new Seaatle Scream for you next month.
Photo "Construction at Oak / Baker" by Salim Virji is licensed under CC BY-SA 2.0


text:
parkbenchbook
Artistic inspirations: Mike Ploog. Tardi. Wally Wood. Egon Schiele. Aubrey Beardsley. Edward Hopper. Norman Rockwell. Jack Kirby (unavoidable in comics).
Literary inspirations: Jack Kerouac. Alan Moore. Raymond Carver. John Irving. Edgar Allan Poe. Jack London. Ken Kesey. Hunter S. Thompson.
Personal Favorites (comics): American Elf. 52.
(music): Misfits. Miles Davis. Waylon Jennings. Wilco. Grateful Dead. David Bowie.
http://www.myspace.com/surrealist_manifesto
Comics By parkbenchbook
Cobblestone City Extras
4 pages |
Pin Ups, Unused Pages, Concept/Design Work, Sketches, Gags--everything extra associated with the Cobblestone Comics Universe goes here...
Detective Dement
The comic journal kept by Detective Dement, presented on Drunk Duck.
Rural Youth
A "What I Did for Summer Vacation" for super-teens.
Sorceress Rex
last: |
The Surrealist
The Surrealist uses a book of occult, artists' manifestos to defend humanity from evil.
Comics Assisted By parkbenchbook
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Absurd Conflict
Heroic life is very new to Frank Becks, he is blessed with a rather unique ability which is ruled by a volatile ego. Little is known of super-beings in England or anywhere for that matter, but when Frank becomes the official first, others soon follow.
Wade West had it all, he was the sidekick of the world famous Blackhawk! Once tragedy hits, Wade has to learn to live out of his mentor's shadow.
Jonkos Picture Diary
Following the Japanese tradition of writing a "picture diary" while in elementary school, this is a cartoon version of random events in my every day life in America and Japan. Updates every day except Friday and Saturday!
We've all been there: you go out and have a few too many, and the next thing you know, you're waking up in a gutter in some sort of alternate universe. S'ok, buddy. Happens to the best of us. Beware: contains lots of bad words and copious cross-hatchin
The Young Defenders
When the city's heroes vanish on a mission, five teenagers must ban together to become Eastgate's newest defenders! When The Hero Force goes off-world to battle The Unified Mind, the responsibility of defending the city is left to these young heroes.
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Draw The Surrealist or Rural Youth for Fun?
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MikePowell at 11:37AM, Jan. 14, 2010
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Legend Comics at 8:50PM, Jan. 13, 2010
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Jonko at 8:44AM, May 31, 2009
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soulcelshade at 8:04PM, April 26, 2009
legueu at 1:51PM, April 12, 2009
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fladam at 9:26AM, Feb. 27, 2009
Burucu at 9:54AM, Jan. 30, 2009
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Scorpious at 11:05AM, Jan. 23, 2009
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MrHades at 1:23AM, Jan. 14, 2009
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ShinuZero at 10:16AM, Jan. 10, 2009
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argonsassistant at 9:03PM, Nov. 19, 2008
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Research and Academic Work Published in Academic Year 2014 Watcharin W, Schmithals C, Pleli T, Köberle V, Korkusuz H, et al. Biodegradable human serum albumin nanoparticles as contrast agents for the detection of hepatocellular carcinoma by magnetic resonance imaging. European Journal of Pharmaceutics and Biopharmaceutics, 2014;87(1):132-41.


Yesterday night time, Nigerian music star Davido sold out O2 Arena in London, a 20,000 capacity entertainment venue for events.
The singer have now made history joining the likes of Drake, Rihanna, Kanye West, Elton John, Adele, Prince, Celine Dion, Britney Spears, Justin Timberlake on the list of Artistes who have sold out the venue as Headliners of concerts.
Adeleke known as his last name also becomes the second African Artist to sell out the O2 Arena after Wizkid did so in June 2018 last.