Like many other highly qualified and experienced teachers, I am quitting the profession. I can no longer work in a system which pretends to be inclusive while widening the gap between rich and poor; places no value on the arts subjects; treats its teachers like naughty children who need constant monitoring; makes changes to courses, content and assessments with little regard to evidence; and reduces children to target grades. Although I am leaving to pursue a career in Educational Psychology, the timing of my leaving is no coincidence.
I really don't get what you are doing? I don't understand why you believe breaking up the collective strength of Local Authorities and encouraging schools to open in unsuitable buildings with unqualified staff is the right way forward? I don't understand why certain subjects are being elevated above others? Schools are not training camps for the Corporations. Are they?
Schools should be where minds are opened and critical questions formed. Where literature, art, dance and film are celebrated and our future actors, writers, directors and choreographers are nurtured. That's what I signed up for. To share my passion for my subject and foster a curiosity and desire to learn that extends well beyond the school years. Teaching is so much more than just knowing your stuff. I have spent fourteen years developing expertise in how we learn. I am at my peak in terms of experience and mastery, but I must redirect this expertise into a new career in order to regain my autonomy.
The reality is I am impotent in the face of damaging policies that are leaving students stressed and disillusioned. I am sick of having to positively spin changes to assessments and courses to keep the students motivated. I am sickened by the media frenzy every August that grows ever more hateful, fuelled by a government that accuses teachers of cheating and manipulating results and belittles the hard work of our students. I am sick of the constant monitoring and grading of lessons that has crept into every school. I am sick of ever moving goalposts, attacks on my professionalism (and the impact that has on my relationship with parents and students). I am sick of the vitriol.
I never thought I would want to leave teaching. The very first day I entered the classroom I knew I had found my calling, my place, my home. I have loved being a teacher. I am teacher; it runs through my core like a stick of rock. But I can no longer be a teacher.
My profession, full of dedicated people who go the extra mile, is being trashed on a daily basis. Each morning I hear another news story in which teachers are exam cheats, lazy, militant, uncaring, in it for the holidays, the pay, the pension, unfit to do anything else, whinging tax burdens. The school I was once loved to arrive at each morning has changed. Learning walks, monitoring visits, work sampling, quality assurance observations, performance management observations and mocksted's are stifling creativity, experimentation and fun.
[when] the school system did not do particularly well by the great majority of those born in 1958, leaving them with few qualifications and putting them at a considerable disadvantage in earning power.
Unlike your empty rhetoric, the The National Child Development Study, from the Centre for Longitudinal Studies, which has been following 17,000 people since 1958 provides conclusive evidence that the grammar system was divisive, labelling many (usually working class) children as uneducable.
Only 12% of them moved on from primary schools, via the 11-plus, to a grammar school. Most of the rest attended schools that lacked pupils in the top end of the ability range. A similarly small proportion went on to university. By the age of 33, just 14% of men and 11% of women in this cohort had achieved a degree.
Academies and Free schools are the grammar schools of today, able to apply their own selection criteria, leaving Local Authorities impotent to challenge them. Well done, Mr Gove, for returning the UK to a two tier education system, which only serves the elite. Bravo!
nearly two-thirds of those born in 1958 left school as soon as they could at age 16. By the time they were 33, around 15% still had no educational qualifications and a further 10% were only qualified to a level below O-Levels. A further one-third had O-Levels but no qualifications higher than that.
Today, by contrast, the great majority of young people stay on in education to 18. Some 40% go on to university.
This may come as a surprise to you, but I wasn't in it for the pay. I wasn't in it for the holidays, or the pension or because I am lazy. I wasn't in teaching because I was unable to do anything else. On the contrary I chose to be a teacher. And now I choose not to be a teacher.
Don't get me wrong, I am not saying the education system in the UK doesn't need improving. We need to invest in high quality teacher training that ensures the profession uses evidence based techniques in pedagogy and doesn't assume that children – complex, intricate individuals – can be taught with the one dominant method; however compelling it is to present a simple solution to the electorate. We need to invest in science and technology, but not lose sight of the need for a civilised society to contain more than just engineers and mathematicians. We need to respect and trust our teachers, nurture their talents and listen to them. They are the experts not the enemy.
So, I say to you Mr Gove, stop painting us as incapable, inadequate and selfish when we challenge you. Please. Before you lose even more of us. Change and progress can come about with the support of teachers not in spite of them. We are a pretty well educated bunch. We can see what is wrong and what the solutions need to be. Engage with us, don't alienate us and please stop dragging education backwards into a 'golden age' that never existed.
The 1958 generation also had poor basic skills. When they were aged 37, a sample was tested for basic numeracy and literacy: almost half had 'very poor' numeracy skills and 6% had difficulty with reading.Those with poor numeracy and literacy were, not surprisingly, much more likely to be unemployed.
So, as we contemplate the almost daily bad news about class sizes, school drop-outs, and the poor basic skills of school-leavers, we should perhaps pause to remember that – while there is certainly still plenty of room for improvement – the answer does not seem to lie in a nostalgic return to a past system which served the few very well and the majority poorly.
And watch out Mr Gove, I may be leaving teaching, but I am not leaving education. Once I have my Doctorate I will make it my mission to support the profession that has given me so much joy and satisfaction. I will fight every policy that is based on nostalgia and flim-flam. I will insist that teachers are trained to teach before they are let anywhere near a classroom.
Long after you've moved onto to whatever will promote your political interests further I will still be working to improve the life chances of all children.
I'm sorry you think I have let you down. I thought I was doing a good job and that you respected my efforts. I thought you weren't serious about the holidays, after all my pay reflects this. I thought you understood that a contracted teaching day of five one-hour lessons, only reflects my contact time with students, not my total working hours. I thought you knew that planning lessons takes a lot of time, creativity and ingenuity and that there is a lot of marking to be done at weekends.
I thought you believed I was doing the best for our children; that I was fighting the exam machine with all my might and teaching our children to think for themselves and to enjoy learning for learning's sake.
I thought we were on the same side and that you realised I can't fix all the problems in society, only ameliorate the damage. I thought you understood this phony war between us was borne out of political ambition and a need to apportion blame for the effects of deep cuts to provision.
If education is the football then we are the grass, gouged and churned by the players who come and go in a perpetual reshuffle.
I can't do this job alone. I can't make our children want to learn all by myself. I need your help. I need you on my side. My job and yours is to hold a steady course, to not be distracted by lurid headlines, to remember we want the same thing.
If you really think about it, I am damned either way. If results improve it is because of grade inflation, and if they don't it must be my fault.
I don't do this job for the grades or the holidays or the pension. I do this job because I love teaching and it is something I believe I am good at. I do this job because working with teenagers is exhilarating and challenging and hilarious and I get a huge amount of satisfaction from seeing them succeed. I do this job because I love sharing the passion for my subject and seeing the same passion ignited in my students.
I hope this letter goes someway to repairing our relationship and the next time you read about how inadequate I am, you consider the intent behind the words.
Despite the relentless negative press stories and attacks on my professionalism, pay, pension and conditions of service, I can't think of any other job I would rather do.
I'm not perfect. I admit I get things wrong. Not every lesson I teach is 'outstanding'. I have my off days and occasionally I get behind on my marking, but I am in this job for the right reasons and I am trying to do the very best I can.
Wilshaw and Gove seem intent on denigrating teachers, for whatever political/ economic agenda they are currently pushing.
Sir Michael said regional chiefs were being given orders to root out poor-performing schools, chains of academies and local authorities in each region.
Critics have warned that many schools are failing to place children into ability bands because of "ideological" opposition to the system by teachers.
I could blog about the lack evidence they have for their spurious assertions, in particular the idea that teachers are against 'setting' for ideological reasons, and the unsubstantiated assumption that mixed ability classes damage the most able.
The view that, at least for certain subjects, learning is best when pupils are grouped by ability seems to be widely held by teachers and others, as is evident from the setting that takes place within comprehensive schools. […] We may also note that despite widespread belief in the benefits of setting, it is not a view that is really supported by research evidence (Mosteller et al, 1996). Evidence of the effects of Selective Educational Systems.
I could rage on about how unfair it is, and how teachers (me included) are seriously considering why we work in a profession that is seen as an easy route for lazy,whinging people, who can't do anything else. I could give you a run down of my typical day and the variety of roles I must simultaneously fulfill – but my job is no more difficult than many other jobs that involve dealing with emotions, expectations and hopes (nursing, policing, social work, childminding, youth workers, probation officers and on and on).
Instead I want to tell you about my teacher, Mr Hallet, who worked at Bushmead Primary School in Luton in the late 1970's and early 80's. I guess I was around 9 or 10 when he became our form tutor. I do remember it was love at first sight. His front teeth slanted backwards and when he spoke, a line of spittle would extend from his top lip to his bottom lip. I loved that line of spittle. I loved watching it break and reform as he shared another exciting fact about the world. He had dark hair, I think he was tall, though I was very, very short (kinda like a munchkin) – I didn't get much taller as it happens. Whenever I remember Mr Hallet it is summer (why is it when we think of our childhoods it is always summer?) He read us Roald Dahl's 'Danny Champion of the World' under a broad oak tree on the grass border that surrounded the playground every afternoon, until the bell went for home time. I remember lying on my back on the cool grass and looking through the leaves, while plump pheasants drunk on hand sewn alcohol-laced raisins plopped on the ground around me. His mellifluous voice wove pictures in my head. I do wonder if he is one of the reasons I love reading and writing. I cried when I left primary school. I swore I would never forget him. I never have.
On a side note, he was also partly responsible for the one and only broken bone of my childhood. A greenstick fracture of my right wrist. On a residential field trip, he offered aeroplane rides on his feet. I couldn't wait for my turn and possibly pushed myself to the front of the queue. To be in his gaze was to be in heaven. His soles pressed against my tummy, gently, as he lifted me up in the air, grasping my hands in his and flying me around. Over-excited me, shouted; more, harder, faster – and then all I remember is flying over his head and thinking, I am really flying, before the grass came up suddenly and I realised, too late, I had let go of his hands. The rest is history. I didn't cry. I didn't want him to think I was a baby. My wrist looked wonky. It hurt a lot. He took me to hospital. I came back to the outdoor centre with a white plaster cast. He cuddled me and bought me an ice-cream. My parents came to collect me (once they had been found in the time of BMP -before mobile phones). I made them take me straight back there the next day and stayed for the rest of the week. He was the first to sign my cast. He was my first love. He may also have been the reason I became a teacher.
He made each and everyone of us feel special, important, unique and loved. I am so glad whatever it is Mr Hallet couldn't do, meant he chose to teach.
In this little corner of the blogosphere, let's celebrate those teachers who made going to school an adventure. Who made a difference in our lives. Who chose teaching, not because of what they couldn't do, but because of what they could.
And I salute you, Mr Hallet, Teacher at Bushmead Primary School, Luton, and I probably still love you too.
Got a teacher you want to salute. Remember them here. Share your stories. Let's remind all those beleaguered teachers (including me) why it is one of the best jobs in the world. And Mr Hallet, if you read this, thank you.
Education, What should I think?
Why is it I feel somewhat shameful about admitting what I do for a living?
Civil servant: So Minister, how exactly are you going to leave your mark on Education in Britain?
Michael Gove: I am going to encourage all schools to become Academies, open as many Free schools as I can, utilising empty office space, bring back O-levels and Latin, and save the country millions of pounds in teachers wages, by opening up the profession to non-graduates. The army need to make a lot of redundancies, so we will turn the soldiers into teachers. Oh, and I am going slash the pension fund to help pay for the deficit.
Civil Servant: Very good Minister, but I feel I must point out that under the previous administration, schools were only turned into Academies if they were failing.
M.G.: Right. Then we must do the exact opposite. A school can only become an Academy if it is graded as 'outstanding' by Ofsted.
CS: And what about the other 80% that aren't oustanding? Surely you want all schools to be taken over by parents and idealistic teachers, and of course [cough] profit making [cough] private enterprises.
M.G.: Mmmm. I know. We will tell the rest of the schools they can apply to be Academies too, but only after the 'outstanding' ones have already applied.
CS: And what about the schools that don't want to apply?
M.G.: Will accuse them of being obstructive and prejudiced; of being happy with failure.
CS: Right. So all schools will be Academies. And what is the reason we give the outstanding schools for why they should become Academies? Clearly they are doing very well already.
M.G.: We don't need to give them a reason, we just need to give them money.
CS: But there isn't any money.
M.G.: There isn't any additional money. We'll Slash schools budgets by bringing the amount per pupil over the age of 16 in line with Further Education colleges – that'll serve the National Union of Head Teachers right for demanding parity in funding. Demand all schools repay deficits in their budgets immediately, and then offer them the money back if they become and Academy.
CS: We are going to bribe them. I see. Very good idea. But how do we sell this idea to the public? More and more children are achieving the benchmark 5 A to C's each year in grant-maintained schools.
M.G.: That's easy. I'll invent a new performance measure. How about saying the 5 subjects must contain English and Maths.
CS: We already measure that statistic.
M.G.: Do we? Right then. A bit of blue sky thinking is required. What subject/s do children not tend to get a GCSE in?
CS: The Labour government made Languages optional because there was a shortage of language teachers, so lots of 14 year olds drop languages at the end of Year 9.
M.G.: Perfect. The new measure will group the core subjects together: English and Maths and science, ummm? What other subjects do schools offer?
M.G.:Yes one of those, and of course a Language like Mandarin.
CS: I take it, Minister, we will apply this new measure once we have informed schools, so they can advise their students about GCSE choices.
M.G.: Don't be ridiculous, man. The whole point of this new qualification is to show how badly schools are doing… what should we call it?
M.G.: Marvellous, we shall call it the English Baccalaureate. E.Bacc for short.
CS (whispered): E. Bacc? Sounds a bit like a nasty type of food poisoning.
CS: An excellent idea, Minister. So we will measure schools on a performance indicator they didn't know about and then, in two years time, when schools have forced their students to take a Language, it will look like you have single-handedly improved standards.
CS: I'm still worried you might get some resistance to rebranding schools as Academies, when Ofsted only rated 10% of all schools in England and Wales as unsatisfactory.
M.G.: Get me the head of Ofsted on the phone. Who is the head of Ofsted?
CS: What did Wilshaw say?
M.G.: He said, Grade 3 satisfactory will be re-branded as unsatisfactory. As of tomorrow, 40% of schools will be failing.
CS: But grade 4 is already unsatisfactory.
M.G.: Then grade 3 will be, ummm…any ideas?
CS: A little below average?
M.G.: No, grade 3 will be; 'not good enough'.
CS: Isn't that the same as unsatisfactory.
M.G.: Exactly. Is that it? I'm due at the PM's for drinks.
CS: No minister. Not quite.
M.G.: What else? We've made half the schools unsatisfactory, with terrible EBacc results, surely the public will accept Academies and free schools now?
CS: The problem is, year on year, results are improving on individual subjects like English and Maths – which sort of ruins your line that the Education system is in need of a complete overhaul.
M.G.: Well then we must discredit both the exams system and the teachers that administer it – the public barely tolerate teachers for having all those holidays as it is, so it won't take much to turn their envy to hatred.
CS: But teachers only get paid pro-rata to reflect the extra holiday.
M.G.: Keep that to yourself, man. Let's blame the grade inflation on coursework modules. Teachers cheat and do the coursework for them.
CS: We have no evidence of that.
M.G.: Evidence? Since when has government policy been determined by evidence? We'll spread the rumour that teachers cheat and then propose to get rid of coursework all together, which will strain the exam system to breaking point – killing two birds with one stone – besmirch the reputation of teachers and prove the exam system is broken.
CS: What about subjects that need coursework?
M.G.: We will make students do it at school under exam conditions.
CS: There isn't time in the school day to fit that in.
M.G.: Which means standards will drop and the public will blame the teachers because they are lazy, whining cheats. We will also release a statement saying; it is criminal that the majority of schools are not above average.
CS: That is statistically impossible, Minister. The majority is the average.
M.G.: The general public aren't clever enough to realise that.
CS: What happens if you get picked up for it, by an education correspondent from the TES, for example?
M.G.: Bloody TES. I'll blame my comprehensive education.
CS: Excellent Minister. Are you planning on bringing back grammar schools?
M.G.: It pains me to say 'no' because the baby boomers would love it, but I just don't think I can get that one past the Liberals. However, we will bring back O levels and CSE's – that should secure the vote of the nostalgic brigade.
CS: But if the GCSE is fit for purpose, which it appears to have been for 30 years, how will we float this idea?
CS: We could also play up grade inflation by pointing to the number of students that do resits, and the fact we have exam boards competing for business.
M.G.: Excellent idea. I can see you have the right mentality for politics. We will scrap all resits and give students only one chance to pass the exam. And we will do away with separate exam boards and have just the one.
CS: Teachers have been calling for one exam board for years – that should make them happy.
M.G.: We can't have that. We must have unhappy, militant teachers, who go on strike and upset parents. It is the only way we are going to get away with eroding their pay and conditions, stealing their pensions and make them work longer hours. And they must keep children in school longer so both parents can go to work and therefore consume more, leading to wealth creation for the top 1%.
CS: How are we going to upset the teachers?
M.G.: Apart from freezing their pay, moving to regional payscales and plundering their pensions? A constant drip feed of attacks on their work ethic in the press. We can say 'some of them' are lazy, incompetent and in it for the holidays.
CS: But in every professions, 'some' people will be incompetent. It is not particular to teachers. I had an incompetent plumber come round the other day and now I have no hot water.
M.G.: Exactly. But by the time the plebs on BBC's Have your Say and Twitter have finished, all teachers will be incompetent.
CS: An excellent Educational Policy, Minister.
What do you think? Are teachers the ones that are out of step with the world? Should we just put up and shut up? Do you think teaching is worse today than it was when you were in school? I really would love to know what you think.


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Bodies & Wellness
Take a Look at Eva Marcille's Beautiful New House
November 26, 2019, 5:29 PM ET
The Real Housewives of Atlanta mom has finally found the perfect home for her growing family.
By Michelle Regalado
Eva Marcille has officially found a new home. The Real Housewives of Atlanta mom shared the good news on Instagram, posting a photo of herself posing happily on the lawn in front of a beautiful brick house.
In the picture, Eva stands in front of a lovely beige house with black shutters and a stone arch entryway, holding a sign that reads, "I said YES to the address!"
As if the big smile on her face isn't enough to showcase her excitement over her new place, the model also reiterated her enthusiasm in the caption of the post, writing, "When God says Yes! #Blessed #TheSterlings #WeAintGotIt."
Eva has been searching for the perfect place to settle in with her family for some time now. The former model previously revealed that she has had to move several times, due to her difficult relationship with ex-boyfriend Kevin McCall (the biological father of her daughter, Marley Rae).
Now that she's married to Atlanta-based attorney Michael Sterling, whom she wed in 2018, the couple has been looking for the right place to call home.
When God says Yes! #Blessed #TheSterlings #WeAintGotIt
A post shared by Eva Marcille (@evamarcille) on Nov 26, 2019 at 12:33pm PST
"I'm super duper excited to be moving and to just get finally settled here in Atlanta," Eva, who welcomed her third baby in September, told BravoTV.com earlier this year.
It looks like her wish has finally come true. Congrats to Eva and her family on their brand new home!
Eva Can't Wait To Get Back To The Gym After Baby
Eva Recalls Moving Just 2 Days After Her Address Was Outed
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Latest in Style & Living
Teddi Rocked a Chic Sweater Dress at Her Baby Shower
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Fridge Tours
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redpajama_set_name: RedPajamaCommonCrawl


text:
Trip Planner: Europe / France / Normandy / Haute-Normandie / Seine-Maritime / Le Havre / Cathedrale Notre-Dame
Cathedrale Notre-Dame, Le Havre
#3 of 9 in Historic Sites in Le Havre
Create an itinerary including Cathedrale Notre-Dame
One of Le Havre's oldest buildings, Cathedrale Notre-Dame stands among a few lucky structures to have survived the destruction of World War II, although it did sustain heavy damage. Originally built in the 16th century, the church underwent multiple rounds of remodeling and reconstruction in the following centuries. When you visit the centrally located cathedral, it's hard to miss the building's unusually low profile, which stems from its construction on marshy ground. The cathedral features a mix of architectural styles, including an ornate Baroque exterior facade combined with a late medieval-era bell tower. Be sure to enter the building to explore its vaulted halls and naves, a collection of crucifixes, and the remains of an organ from the 1600s. To find out how to plan a trip to Le Havre, use our trip itinerary maker.
http://www.lehavretourisme.com/
Rue de Paris,
Cathedrale Notre-Dame reviews
By B1714D
While the main Church of Le Havre is the modern one of St. Joseph which was rebuilt from total rubble after WWII, this one is a classic Cathedral which was reconstructed after the devastations. It...
While the main Church of Le Havre is the modern one of St. Joseph which was rebuilt from total rubble after WWII, this one is a classic Cathedral which was reconstructed after the devastations. It... more »
By r0landbrunner
the barock cathedral of Le Havre is in reconstruction and therefore packed behind curtains for a big part. but anyway it is not too much of a beauty.
the barock cathedral of Le Havre is in reconstruction and therefore packed behind curtains for a big part. but anyway it is not too much of a beauty. more »
Plan your trip to Le Havre
Hidden gems in Le Havre
Appartement Temoin
Eglise St-Joseph
Bibliotheque Oscar Niemeyer
Loho Le Local Shop
Side trips from Le Havre
Falaises d'Etretat
Normandy American Cemetery
Place du Marche Notre-Dame
Popular things to do in Le Havre
Les Jardins Suspendus
Musee d'art Moderne Andre Malraux - MuMa
Villa Nordique
Comptoir des Aromes
Museums in Le Havre
Musee Maison de L'Armateur
Carre du Theatre de l'Hotel de Ville
Museum d'Histoire Naturelle
Musee Hotel Dubocage de Bleville
Shopping in Le Havre
Bicose
L'Ours du Bocage
Centre Commercial Docks Vauban
Les Halles Centrales
Nearby attractions in Le Havre
Navigation Normande - Le Havre
Lesson / Workshop
Maison Du Patrimoine - Atelier Perret
LHCab
Biking Trail
La Plage du Havre
Trips in Le Havre by other users
15 days in France BY A USER FROM UNITED STATES Nice Bayeux Le Havre 10 days in France BY A USER FROM UNITED STATES Bayeux Le Havre Paris 15 days in France BY A USER FROM UNITED STATES Nice Bayeux Le Havre 30 days in France BY A USER FROM UNITED STATES Menton Frejus Le Pradet 30 days in France BY A USER FROM UNITED STATES Menton Frejus Le Pradet 30 days in France BY A USER FROM UNITED STATES Menton Frejus Le Pradet


Ukrainian refugee. Credit: Alex Tor via www.shutterstock.com.
, May 3, 2016 / 06:23 am ().- "I want to go back home." This is the most common phrase uttered by internally displaced persons in Ukraine, says Msgr. Giampietro Dal Toso, Secretary of the Pontifical Council Cor Unum.
Msgr. Dal Toso visited Ukraine Apr. 24-27, following the extraordinary collection for the country launched by Pope Francis. As the Pontifical Council Cor Unum has been entrusted by the Pope to deliver the money, Msgr. Dal Toso traveled to Ukraine to get acquainted with the situation.
During his the days in Kiev, Msgr. Dal Toso met with the top officials of the Greek Catholic and Latin Church in Ukraine, but also with the representatives of other Christian denominations, including the Russian Patriarchate. He also had meetings with officials of the United Nations and was able to visit a place where internal displaced people are gathered.
Those who are internally displaced are mostly settled in the areas surrounding the self-proclaimed republics of Donetsk and Lugansk, but also in Kiev, the capital.
In Kiev, Msgr. Dal Toso visited a center that hosts some 150 refugees.
"I was mostly shocked by the fact that these people had a regular life before: they are middle class people, they had a house, a job and a dignified life. Suddenly, they had to leave everything," he said.
The money collected from around the globe will be delivered from the parishes to the bishops, and from the parishes to the Holy See, and this means that the official amount of money collected will not be known for three months.
Photo credit: Alex Tor via www.shutterstock.com.


For many employees, their level and type of healthcare are entirely contingent upon their job. Many people depend solely on their employer for health benefits. An employee that incurs a bodily injury while working for you can have detrimental effects on your business if you have no insurance. Not only should you acquire insurance, but you should educate yourself about the different types and the varying levels of protection available to you. Commercial insurance is not to be confused with government or public programs such as Medicaid. Coverage can be identified as commercial because it's available on the commercial market.
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If you are found at fault for an incident in Longmont, CO, the bodily injury (BI) coverage will compensate customers or patrons who were injured. If you are taken to court over the matter, your general commercial policy typically takes care of damages and the cost of defense. With this simple policy, the cost of medical expenses is taken care of, including lost income. Any days off from work that your injured customer needs are compensated including appointments to visit a doctor or physical therapist.
Most businesses exist for profit. Whether your company is non-profit or for profit, the economic losses enterprises are subjected to are genuine. The costs a business incurs from a lack of commercial insurance are so substantial that the company may not be able to recover. Employers may be eligible for tax credits as a result of purchasing business insurance.
For example, companies that have 25 or fewer employees with salaries at $50,000 may qualify for a tax credit that gives them 50% of their contribution. Not having commercial insurance in place during the time of the accident may result in a significant financial loss. Contact 1st American Insurance Agency in Longmont, CO to protect your business today.


Enjoy this open 2-story home has a main floor flex room, cozy great room with fireplace, dining area and beautifully designed kitchen with large eat-in island. The kitchen offers Granite and Quartz counter and grotto that highlights the Kitchen Aid Appliances. Walk upstairs to find the bonus room, 3 secondary bedrooms, conveniently placed laundry room and large master suite. Meander to the full Finished walk out basement that includes a 5th bedroom, 4th full bathroom and a HUGE activity room!
This listing at 462 Painted Horse Way, Erie, CO 80516 is a residential-detached listing with 3 full baths, 1 half bath, 5 bedrooms and approximately 4,177 square feet	on a lot of 7,405 sqft (or 0.17 acres). It was built in 2018.	462 Painted Horse Way is located in Erie and in ZIP Code 80516. It has been listed on our site since 2018-10-01.


New Accursed join the fight against the demonic hordes!
With the Adventurers Pack, you will gain 4 playable characters, each with their respective miniature, skill cards, dashboards and starting items.
Play as the Revenant and bask in the blood of your enemies to replenish your strength or play as the ferocious Nephilim and smash your enemies with brute force. Use finesse, charms and advanced combat training with the noble Courtesan or raise a sinister army of bones with the Necromancer to fight at your side!


1. 1 Different types of Steering Systems & Examples SRK 20/21 Mar'09 2 DIFFERENT TYPES OF STEERING SYSTEM DIFFERENT TYPES OF STEERING SYSTEM... whereas in diesel engines (and vehicles with an electric powertrain), a separate vacuum pump is necessary. A new development is the introduction of regenerative braking technologies.
The suspension system is given great importance while designing the different parts of a vehicle. The nature of the material, its weight, and many other factors are considered depending upon the suspension system. The vehicle is said to be equipped with new techniques only if it satisfies the new demand for improved suspension systems.
What are the different types of 4×4 suspension and their applications? March 13, 2015 By Mac4x4 Different cars have different standard suspensions according to the different applications they're designed to deal with.
10/01/2014 · The patients were asked to use four different suspension systems. Afterwards, each participant completed a questionnaire for each system to evaluate their comfort. Furthermore, the systems were compared in terms of the cost.
So these springs are the main component of suspension systems. Today we used various types of vehicle according to load capacity and luxuriousness. So there are different types of spring and suspension systems used in those different vehicles.


The day for us to leave Canada has come today. At 5:00PM we were scheduled to depart Belleville Terminal and we still have pretty much the whole day for ourselves. We first had our breakfast at the Executive Lounge before we roamed around.
Like yesterday, it was surprising to find that the lounge was almost empty. Perhaps hotel occupancy was low this season.
Nothing surprising though about the view outside the window. Again the city dubbed by others as "City of Gardens" is inviting us to come out the streets.
We just a walking tour, passing by a few blocks away from our hotel this morning, starting from the inner harbour and circled around the area.
We rested a couple of hours before checking out that afternoon from the hotel. We then went to the mall uphill (The Bay Centre) and had our lunch in the foodcourt.
After our lunch, we spent the rest of the time (window) shopping at the mall before we headed back to the ferry terminal.
en route to Seattle, Washington, U.S.A.
The trip to Seattle took almost 3 hours. We were welcomed back by our relatives in Seattle and had a short visit at their home in Everett before checking in at our hotel tonight.
We left Vancouver today, this time to go to Victoria, still in British Columbia province. The trip started early at Pacific Central Station where got our tickets with Pacific Coach Lines for the transfers CAD44 (walk-in), all-inclusive. They do not allow prior reservations so we had to get early at the stations to make sure we have room for that trip.
From Vancouver, we stopped at Tsawwassen port, the bus boarded a BC Ferries ship to Swartz Bay. The crossing time took almost 2 hours before our bus was able to continue its journey towards Victoria.
Overall journey time from Vancouver to Victoria took around 4 hours. It was a good thing that in between there was a ferry service as we were able to get down from the bus and walk around.
The bus terminal was just nearby Victoria Marriott Inner Harbour Hotel, where we were staying for tonight before we leave for Seattle tomorrow.
I have booked for a 2 Double Beds Guest Room, City View, Low Floor but was upgraded by the hotel to a 2 Double Beds Concierge Level Guest Room, City View, High Floor due to my Gold Elite status in Marriott Rewards. The room rate was CAD99++ taking advantage of their Dine Around & Stay In Town 2011 promo rate. I would say that our stay in this 34sqm is a good deal!
Room view is superb! We can see a lot of Victorian style architectures from where we are!
Our agenda today was to go to Butchart Gardens. There were no tours operating for the gardens and it would be too expensive to take a taxi so we just took the local bus transportation.
As we wait for the bus, snow started to fall and for us who live in tropics, we found that amusing and actually played with them.
The bus fare was CAD2.50 per person. It took almost an hour for us to get there coming from Blanshard Terminus (Fairfield at Blanshard).
My mom and I took the Spring Prelude Special Offer which aside from the entrance, included a High Tea experience at the Dining Room Restaurant (CAD44.71 tax inclusive).
I have been to the gardens 2 summers back. Butchart Gardens today was very different from how I remembered it was. Before, it was so colorful as flowers grow left and right but today everything was mostly covered with snow.
We immediately went to The Dining Room. Due to excitement, we didn't notice we haven't taken our lunch yet. It was mid-afternoon and just the right time to have our high tea.
If the whole place outside is covered with snow, The Dining Room was totally the opposite as it was very cozy and warm.
There weren't a lot of guests at that time. In fact, a couple was just about to leave when we arrived and we were the only one left at the place.
High Tea is considered as an early evening meal (or meat tea), a tradition usually followed by elites in UK and other British-related countries.
As we pre-purchased our meal with our entrance tickets, we didn't have to order any. They instead asked for our preferred tea and took time to prepare our food.
While waiting for the food, I took a chance to admire the flowers they grow indoors at the restaurant and the view outside.
Finally they served our teas, a kettle for each of us. I had their teaberry blend while my mom rose congou tea.
First they served is their signature ginger scone. My mom actually liked it and was glad they have provided the recipe.
Our food tower. At last I really was very hungry already by the time it came (as I find the scone bit sweet to make it my starter).
I am a "low maintenance" person and not usually do these "elite activities", but hey, it was a good experience for me and all the food served was good! Then we were lead to a series of historical displays they inside the house, which served as like a family museum.
After the high tea, we went outside to roam around the place. Unfortunately nothing much to see really as the flowers and plants were covered with snow.
Well, there were a few flowers peaking from the snow, but across the whole garden covered with white, it is a very seldom sight to see.
There was in indoor garden that we visited and is the only place where plants and flowers grow in abundance.
As we go out, it was amusing to see that even the waterwheel was frozen at that point. During summer, I remember this is one of the places where a lot of people take their picture on.
We took the same bus service back to Victoria and got off in one of the streets as we approached the city.
From there we walked around the city to check out the buildings and places around. The architecture of the buildings in the city are very beautiful. It may be old style but very elegant and classy.
We got back in the hotel just in time for hors d'oeuvre (cocktails). The view from the hotel (same view from our room and the Executive Lounge) was simply marvelous at night!
The Executive Lounge was almost empty at that time. In fact, just one other guest and an attendant was there tonight when we had our hefty servings of food.
We were tired already as darkness came. Instead of going out, we stayed in our room as the whole atmosphere and weather was very inviting for a good night sleep.


text:
Mario sorrenti / CR Fashion book
Five Hair Stylists on How They're Changing the Conversation Around Black Hair in Fashion
From Zendaya to Solange, these celebrity hairstylists are embracing all the kinks, coils, and curls
By Ayesha Le Breton
For the Black community, hair is so much more than just hair. Hair is history, representation, and a form of expression. The embrace of Black hair has revolutionized into a powerful form of pride, self-love and appreciation. In recent years, many opt for relaxed and chemical-free hair. However, a lack of representation in a market defined by White washed beauty trends has generated a pushback in the celebration of textured hair. Derogatory connotations have long clung to Black men and women's natural hair, with many models and celebrities facing daily discrimination and emotional strife for which the fashion industry is partly responsible. From editorial spreads to magazine covers, brand campaigns to runway shows, diversity and representation have historically been remiss; with relatively few people willing to understand and celebrate textured hair.
In an effort to elevate the conversation around natural hair in fashion, CR sat down with five Black hair stylists who share their journeys as figures who are changing the game when it comes to kinks, curls and coils in fashion. Showcasing textured hair in all its gorgeous glory, these looks are history in the making.
Kendall Dorsey
"I think it's important for me to be able to start the conversation with understanding how to actually love our actual texture. What that means for me is I had to understand that everybody has a different texture. So, every canvas requires a different skill set. I really like building character behind texture. That to me connects everything together.
Some of the ways that I emphasize Black beauty is referencing my grandma and my mom going to church. Understanding my ancestry of what hairstyles look like before they became glamorous. I think it's important for me to always reference back to those things that are to my core."
The embrace of natural hair represents strength, because for so long, our natural hair wasn't able to be on the forefront of beauty
SOLANGE, HAIR BY KENDALL DORSEY.
INSTAGRAM/@KENDALLDORSEY1
ACTRESS YARA SHAHIDI, HAIR BY KENDALL DORSEY. MET GALA 2019.
"The embrace of natural hair represents strength, because for so long, our natural hair wasn't able to be on the forefront of beauty. It was something that had to be changed with a relaxer or some straightening system to be "beauty." I think embracing natural hair is empowerment. Being able to walk into your workplace now with an afro, braids, or something that is textured, I think that allows women and men to be empowered in their own natural right."
Lacy Redway
"I didn't have the representation that I wanted to see when I was starting out in the business and as a young person. To see more people that looked like me, that had my hair type and texture, on covers of magazines, and on the red carpet. It's been really exciting for me to be a part of this conversation of shifting the way that hair is perceived, especially, [for] Black women, we've been told for so long that the way that our hair grows out of our head isn't as professional or isn't red carpet worthy. So it's been really exciting to collaborate with the clients that I have that have given me the space to really showcase that. Through that trust, we've been able to shift the conversation surrounding what beauty looks like."
I just love the way that I was made, I love emphasizing it through my work
ACTRESS TESSA THOMPSON, HAIR BY LACY REDWAY.
INSTAGRAM/@LACYREDWAY
ACTRESS AMANDLA STANBERG, HAIR BY LACY REDWAY.
"I just love. I mean, I'm a Black woman, I love being Black. I can't imagine being anything other than a Black person. I feel like all people are beautiful, but I just love the way that I was made, I love emphasizing it through my work, because I'm a storyteller. So I love being able to tell this beautiful story about my relationship with hair through my work."
Vernon François
"Shifting conversations and perceptions wasn't something that I intentionally set out to do but identified a need for early in my career"
"Many years ago when I was looking for an agent, I was overlooked so many times by professionals who couldn't see the commercial value of the model's hair textures within my portfolio. Part of my calling has always been to champion individuals with these hair textures, to say—"you can, you will, and you shall"
I emphasize beauty through kindness and education, showing how hair's true texture is unique to the individual, it's part of your identity
As a hairstylist my goal is always to help my clients recognize, feel, and be their own beautiful – whatever that may look like – no matter their heritage, hair texture, age, gender, sexuality, religion and so on. If you feel beautiful you will radiate confidence, positive energy, and naturally be attractive. I emphasize beauty through kindness and education, showing how hair's true texture is unique to the individual, it's part of your identity."
Actress Lupita Nyong'0, hair by Vernon François. Met Gala 2019.
Instagram/@vernonfrancois
Musician Willow Smith with Vernon François, hair by François.
"Wearing hair in its natural state opens up people's minds and can be a conversation-starter that gives them the opportunity to spread love and embrace whatever it is that they're embracing. There are elements of courage as well as vulnerability that sit within that, and strength."
Larry Sims
"I feel like I've become sort of a poster child for creating really cool and definitive looks for the culture. Luckily, I work with a diverse group of women that have fallen into the category of wanting to really live their freedom and their truth out loud in terms of their texture versus conforming to what ideologies of what beauty has been deemed to be. That's taken a lot of work, but very little convincing actually. Collaboratively, I've been able to really represent what we stand for and we want to celebrate within ourselves. It's been amazing and I'm just proud of the work that I've been able to do from Lupita [Nyong'o] onto so many others, Gabrielle [Union]. So many people that really embraced their textures and I'm proud to lead that charge. To be that voice, and to be somebody that these girls can depend on to really amplify and elevate texture in a very regal and cool, and modern way.
Collaboratively, I've been able to really represent what we stand for and what we want to celebrate within ourselves
MUSICIAN ALICIA KEYS, HAIR BY LARRY SIMS.
ACTRESS GABRIELLE UNION, HAIR BY LARRY SIMS.
INSTAGRAM/@LARRYJARAHSIMS
"I grew up in a generation where processed hair; pressing, getting Jheri curls to carefree curls, the perm set. You know, all of those things that I was taught to be deemed beautiful had to be relaxed. That's been really interesting for me as an artist, I talked to a client last night for a big shoot and she saw the references and she's like, "that's not me, I'm not a straight haired wig girl." We have to revisit this creative. I say, we're not just saying yes because we're accepted today, we're not saying yes because we got invited to the party. We're saying yes, we want to come to the party, but under our terms, and that's what texture exemplifies to me in my process. I love that I didn't have to push the client to be adamant about not doing something that she isn't passionate about. As a matter of fact, I'm not doing it. No. I love that it's coming from the top, and I'm able to just support the movement in that way."
Kahh Spence
"I try to do embrace Black beauty by showcasing our natural textures and just really being as vocal about us in the beauty space as best as possible. No matter what platform I'm on, no matter what I'm talking about, no matter who I'm working with, I just had to make sure that I'm able to use my voice and let it be known that we are the blueprint and we are the standard."
embracing our natural beauty and what we have to offer is something beautiful, and it's something that'll show generations to come after us that again
Musician Kelly Rowland, hair by Kahh Spence
Instagram/@kahhspence
Model Jordyn Woods, hair by Kahh Spence.
For me, I just love that we're able to show the kinks of what we come with. For so long in order to get a job, we had to make sure we walked in with the straightest hair in order for us to feel like we're "accepted," you know it's been a struggle. So, I think embracing what we naturally have and embracing our natural beauty and what we have to offer is something beautiful, and it's something that'll show generations to come after us that again. We are who we are, and we stand with what we are because this all started with us."
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