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Johan Wilhelm Klüver (November 11, 1927 – March 20, 2004) was an electrical engineer at Bell Telephone Laboratories who founded Experiments in Art and Technology. Klüver lectured extensively on art and technology and social issues to be addressed by the technical community. He published numerous articles on these subjects. Klüver curated (or was curatorial adviser) for fourteen major museum exhibitions in the United States and Europe. He received the prestigious Ordre des Arts et des Lettres award from the French government.

Life
Dr. Klüver was born in Monaco, November 13, 1927, and grew up in Sweden. He graduated from the Royal Institute of Technology, Stockholm, in Electrical Engineering. In 1952, at age 25, working for a large electronics company in France, Klüver helped install a television antenna on top of the Eiffel Tower and devised an underwater TV camera for Jacques Cousteau's expeditions.

In 1954 he came to the United States and received a Ph.D. in Electrical Engineering from the University of California, Berkeley in 1957. He served as Assistant Professor of Electrical Engineering, at the University of California, Berkeley, 1957–58 and from 1958 to 1968 he was a Member of Technical Staff at Bell Telephone Laboratories in Murray Hill. He published numerous technical and scientific papers on, among others, small signal power conservation in electron beams, backward-wave magnetron amplifiers and infra-red lasers. He held 10 patents.

Art and technology practice
In the early 1960s, Klüver began to collaborate with artists on works of art incorporating new technology, the first being kinetic art sculptor Jean Tinguely on his Homage to New York (1960), a machine that destroyed itself that was presented in the garden at MOMA. He was introduced to Jean Tinguely by Pontus Hulten, then director of the Moderna Museet in Stockholm. Robert Rauschenberg also assisted on Homage to New York.

Klüver then worked on Robert Rauschenberg's environmental sound sculpture called Oracle; and later with Yvonne Rainer on her dance in House of My Body. Klüver also worked with John Cage and Merce Cunningham on their  Variations V, with Jasper Johns on his Field Painting (1964), and with Andy Warhol on Silver Clouds.

Klüver, Fred Waldhauer and artists Robert Rauschenberg and Robert Whitman collaborated in 1966 organized 9 Evenings: Theatre and Engineering, a series of performances that united artists and engineers. The performances were held in New York City's 69th Regiment Armory, on Lexington Avenue between 25th and 26th Streets as an homage to the original and historical 1913 Armory show. Ten artists worked with more than 30 engineers to produce art performances incorporating new technology. Early video projection was used in works of Alex Hay, Robert Rauschenberg, David Tudor and Robert Whitman.

In 1967 he wrote a key theoretical text in the history of art and technology: Theater and Engineering - an Experiment: Notes by an Engineer.

Experiments in Art and Technology (E.A.T.)
In 1967 Klüver, Robert Rauschenberg, Robert Whitman, and Fred Waldhauer founded Experiments in Art and Technology, a not-for-profit service organization for artists and engineers. Since 1968 he served as president of E.A.T.

E.A.T. established a Technical Services Program to provide artists with technical information and assistance by matching them with engineers and scientists who can collaborate with them. In addition. E.A.T. initiates and administers interdisciplinary projects involving artists with new technology. These projects included:

 The Pepsi Pavilion at Expo '70, Osaka Japan where E.A.T. artists and engineers collaborated to design and program an immersive dome
 A 1971 pilot project at Anand Dairy Cooperative, Baroda, India called "Utopia: Q&A" that consisted of public spaces linked by telex in New York, Ahmedabad, India, Tokyo, and Stockholm
 A pilot program to develop methods for recording indigenous culture in El Salvador
 The formation of a large screen outdoor television display system for Centre Georges Pompidou in Paris
 A collaboration with artists Fujiko Nakaya (1980) and Robert Rauschenberg (1989) to design sets for the Trisha Brown Dance Company.
 E.A.T. recently initiated a film restoration project to restore and edit the archival film material from 9 Evenings into ten films documenting the artists performances.

In 1972 Klüver, Barbara Rose and Julie Martin edited a book Pavilion that documented the design and construction of the Pepsi Pavilion for Expo '70 in Osaka, Japan.

In 2001 Klüver  produced an exhibition of photo and text panels entitled "The Story of E.A.T.: Experiments in Art and Technology, 1960 - 2001 by Billy Klüver." It was first shown in Rome, then at Sonnabend Gallery in January 2002. The exhibition went to Lafayette College in the spring 2002, then to the Evolution Festival in Leeds, England, and University of Washington, in Seattle. In 2003 it traveled to San Diego State University in San Diego, California and then to a gallery in Santa Maria, California, run by Ardison Phillips who was the artist who managed the Pepsi Pavilion in 1970. From April to June 2003 a Japanese version was shown at a large exhibition at the NTT Intercommunication Center (ICC) in Tokyo which also included a number of object/artifacts and documents and  E.A.T. posters, as well as works of art that Klüver and E.A.T. were involved in. A similar showing took place in Norrköping Museum of Art, Norrköping, Sweden in September 2004 and a small version was presented in 2008 at Stevens Institute of Technology.

Studies of Montparnasse

In 1978 Klüver began to work with his wife Julie Martin on a research project on the evolution of the art community in Montparnasse from 1880 to 1930. In 1989 the book Kiki's Paris was published in the United States, and subsequently appeared in France, Germany, Sweden, Spain, and Japan. Kiki was the pseudonym of Alice Prin.

Klüver and Julie Martin edited and annotated the original English translation of Kiki's Memoirs''', published in 1930, but banned by U.S. Customs from the United States. It was issued by Ecco Press in Fall 1996; and in French by Editions Hazan in 1998.

Klüver's book, A Day with Picasso, published in 1997 in the U.S. (as well as in France, Germany. Brazil), was based on a group of photographs taken at lunch on a sunny afternoon in Montparnasse in 1916 by Jean Cocteau, of Pablo Picasso and Modigliani and friends including André Salmon, Max Jacob and Pâquerette, a model for the designer Paul Poiret. While Klüver in 1978 was researching material on the artists of Montparnasse in the 1910s and 1920s for Kiki's Paris, he started collecting photographs of the period, noticing some that appeared to have been made together, with people dressed the same in each. He discovered 24 of these photographs and sequenced their events; the interpersonal relations of a small group in Paris vital to the Modernist era.

One that Klüver saw in a 1981 Modigliani exhibition inspired him to try to determine the exact dates and times when the pictures were taken by reading the shadows like a sundial. The images provided further clues; a uniformed man suggested that it was during WW1, the foliage on the trees indicated late spring or summer, and he recognised the awning of the Café de la Rotonde. He could identify Pablo Picasso (1881–1973), Amadeo Modigliani (1884–1920) and Moïse Kisling (1891–1953) and realised there was an exhibition in which all three participated; the Salon d'Antin of July 1916 in which Picasso showed Demoiselles d'Avignon. Thus, around or after the end of July was the most likely period in which these photographs could have been made.

Klüver set out to test whether measurements of the angles and lengths of shadows in the photographs could yield a closer date. He had already identified all the buildings as being on Boulevard du Montparnasse, with most unaltered since 1916. Using maps, making photographs and by physically measuring the buildings, their ledges or window insets, he calculated the sun's positions and plotted the results to get a spread of three weeks, with the most probable date being August 12. In 1983 he confirmed those findings with the Bureau des Longitudes.

Pierre Chanel, author of Album Cocteau (H. Veyrier, 1979) affirmed that  the photographs were taken by Cocteau and provided a further six photographs from the series, dating the photographs to 1916 based on Cocteau's preface in a book on Modigliani:

Some of the negatives Kluver discovered had edge-fogging characteristic of the Autographic Kodak Junior manufactured between 1914–1927, and sold at a value 100 francs in 1916, and Cocteau's letters mention a Kodak given to him by his mother while he was fighting at the Front. A commercial photo lab had processed all of the films together however, and used a hole-punch numbering system to identify them. That confirmed that Cocteau had shot four rolls of 6 frames each. However, as each negative had been cut from the roll, they could not be used in providing a sequence. Instead, Klüver used use measurements of the shadows to determine the times and sequences of the series.

Chanel provided the identification of the rest of those depicted; Chilean painter Manuel Ortiz de Zarate (1887–1946)  the military person who was Dadaist poet Henri-Pierre Roche (1979–1959), and the other woman was Russian painter Marie Wassilieff (1884–1957). Two earlier photographs Cocteau had taken of Erik Satie and Valentine Gross were shot before August 12, but on the same roll as the photographs he took in Montparnasse. Correspondence between Gross and Cocteau narrowed their date to August 10 or 11.

Klüver first published his findings in an article in Art in America. Reviewer Roy R. Behrens described Klüver's reconstruction in A Day With Picasso as "nearly as complete and fascinating as the forensic analysis of a crime scene." The book won Best Critical Study, in the 1998 Golden Light Book Award. The book was later published by Hakusuisha in Japan in 1999, and in Korea and Italy in 2000.

Death
Billy Klüver died on January 11, 2004, at the age of 76.  He was survived by his wife Julia Martin, a daughter Maja Klüver, and a son Kristian Patrik Klüver.

Publications

 Klùver, B. (1986). 'A Day with Picasso'. In Art in America, 1986, 74, 9Balog, A. (2002). Music in Art, 27(1/2), 182-184. Retrieved April 9, 2020, from www.jstor.org/stable/41818730

Awards and honors

 1974 Order of Vasa, bestowed by the King of Sweden
 1998 he received an honorary doctorate in Fine Arts from Parsons School of Design of the New School for Social Research
 1998 Golden Light Book Award; Best Critical Study, for A Day With Picasso 2002 named Chevalier in the Ordre des Arts et des Lettres, by the French Government.

See also

 Systems art
 Computer art
 Conceptual art
 Software art
 Systems thinking
 Knowledge visualization
 Experiments in Art and Technology.

References

Bibliography
 Pavilion: Experiments in Art and Technology. Klüver, Billy, J. Martin, Barbara Rose (eds). New York: E. P. Dutton, 1972
 Marga Bijvoet, (1997) Art as Inquiry: Toward New Collaborations Between Art & Science, Oxford: Peter Lang
 Jack Burnham, (1970) Beyond Modern Sculpture: The Effects of Science and Technology on the Sculpture of this Century (New York: George Braziller Inc.
 Oliver Grau, Virtual Art, from Illusion to Immersion, MIT Press 2004, pp. 237–240,
 Christiane Paul (2003). Digital Art (World of Art series). London: Thames & Hudson.
 Wilson, Steve Information Arts: Intersections of Art, Science, and Technology
 Kynaston McShine, "INFORMATION", New York, Museum of Modern Art., 1970, First Edition. ISBN LC 71-100683
 Jack Burnham, 'Systems Esthetics,' Artforum (September, 1968); reprinted in Donna de Salvo (ed.), Open Systems: Rethinking Art C. 1970 (London: Tate, 2005)
 Edward A. Shanken, 'Art in the Information Age: Technology and Conceptual Art,' in Michael Corris (ed.), Conceptual Art: Theory, Myth and Practice (Cambridge: Cambridge University Press, 2004).
Frank Popper (1993) Art of the Electronic Age, Thames and Hudson Ltd., London, and Harry N. Abrams Inc, New York,
 Charlie Gere (2002) Digital Culture, Reaktion
 Jill Johnston, (2004) Billy Kluver, 1927-2004 Artworld Obituary in Art in America, March issue 2004
Charlie Gere (2005) Art, Time and Technology: Histories of the Disappearing Body, Berg, pp. 124 & 166
 Catherine Morris (ed.), Clarisse Bardiot, Michelle Kuo, Lucy Lippard, Brian O'Doherty, (2006). 9 Evenings Reconsidered (Cambridge: MIT List Visual Arts Center),
Kristine Stiles & Peter Selz, Theories and Documents of Contemporary Art: A Sourcebook of Artists' Writings (Second Edition, Revised and Expanded by Kristine Stiles) University of California Press 2012, Klüver text Theater and Engineering - an Experiment: Notes by an Engineer'', pp. 480–483

External links
Paul Miller's IEEE Spectrum article: The engineer as catalyst: Billy Kluver on working with artists
Billy Klüver biography
Texts by Billy Klüver
The Godfather of Technology and Art: An Interview with Billy Klüver by Garnet Hertz, 1995.

1927 births
2004 deaths
20th-century American engineers
American artists
KTH Royal Institute of Technology alumni
Scientists at Bell Labs
Postmodern theory
American art curators
Recipients of the Order of Vasa
Chevaliers of the Ordre des Arts et des Lettres
American art historians
Historians of photography
Experiments in Art and Technology collaborating artists
Designers at National Institute of Design

redpajama_set_name: RedPajamaWikipedia


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Sue Barker
LLB(Hons) (First Class) / BCA / CA
Sue Barker is the director of Sue Barker Charities Law, a boutique law firm based in Wellington, New Zealand, specialising in charities law and public tax law. Since its founding in 2012, the firm has won a number of awards, including Boutique Law Firm of the Year at the New Zealand Law Awards. Sue is a director of the Charity Law Association of Australia and New Zealand, a member of Charities Services' Sector User Group, and a member of the Core Reference Group for the Review of the Charities Act. Sue is also a co-author of the text, The Law and Practice of Charities in New Zealand (LexisNexis, 2013), and a contributor to Regulating Charities: the Inside Story (Routledge, 2017), Corporate Governance - A Practical Handbook (2ed) (Wolters Kluwer, 2016), and Balancing Work and Life: a Practical Guide for Lawyers (LexisNexis, 2015). In 2016, Sue was made an Honorary National Life Member of the National Council of Women of New Zealand Incorporated for her work assisting the Council with charities law issues. Examples of Sue's specific experience can be found here.
Sue Barker is honoured to be the 2019 New Zealand Law Foundation International Research Fellow
• 2012-present, Director, Sue Barker Charities Law. Since its founding in 2012, the firm and its director have won a number of awards, including the following:
New Zealand - Gamechanger of the Year, at the ACQ5 Global Awards 2019;
New Zealand - Niche Law Firm of the Year (Charity), at the ACQ5 Global Awards 2019;
New Zealand - Charities Lawyer of the Year, at the ACQ5 Law Awards 2019;
Asia - Niche Law Firm of the Year (Charity), at the ACQ5 Global Awards 2019;
New Zealand - Independent Public Tax Law Firm of the Year, at the ACQ5 Law Awards 2019;
Excellence in Charity Law Services, at the Corporate LiveWire Innovation and Excellence Awards 2019;
Public Tax Law Firm of the Year - New Zealand, at the Corporate Insider Business Excellence Awards 2019;
Leading Boutique Charity and Public Tax Law Firm of the Year, New Zealand, at the AI Leading Adviser Awards 2019;
Best Boutique Charities Law Specialists, at the APAC Insider 2019 Legal Awards;
Most Outstanding Boutique Law Firm 2018 Charities Law, at the Corporate Vision Corporate Excellence Awards 2018;
Boutique Law Firm of the Year - Wellington, at the APAC Insider 2018 Business Excellence Awards;
Boutique Law Firm of the Year 2018 - New Zealand, at the CV Magazine Legal Excellence Awards;
Public Tax Law Firm of the Year - New Zealand, at the Corporate Insider Business Excellence Legal Awards 2018;
Excellence in Charity Law - Australasia, at the Corporate LiveWire Legal Awards 2017/2018;
Best Boutique Law Firm, at the APAC Insider New Zealand Business Awards, 2017;
APAC Insider Polynesian Excellence Award, 2017;
Boutique Charities Law Firm of the Year, at the LawyerIssue Awards 2017;
Public Tax Law Firm of the Year - New Zealand, at the Corporate Insider Legal Awards 2017;
Boutique Tax Law Firm of the Year - New Zealand, at the Corporate LiveWire Legal Awards 2016;
Boutique Charities Law Firm of the Year - New Zealand, at the Corporate LiveWire Legal Awards 2015;
Boutique Law Firm of the Year, and first runner-up for the Tax Law Firm of the Year, at the New Zealand Law Awards 2013;
• 2010-2012, Principal and Consultant, Chen Palmer, New Zealand Public and Employment Law Specialists, Principal, Leader of Commercial Law Team. In 2010 and 2011, Chen Palmer was voted New Zealand's best public law firm at the New Zealand Law Awards;
• 2008-2010, Chapman Tripp, Senior Solicitor, Finance Team, Tax Team. In 2010, Chapman Tripp was placed in the top band in Chambers Global 2010 in 5 main practice areas, including banking and finance, and tax;
• 2002-2008, Buddle Findlay, Senior Associate, Revenue Law Team, Business Services Team (part-time 2005-2008). In 2008, Buddle Findlay was declared New Zealand's tax controversy firm of the year in the prestigious International Tax Review's Asia Awards;
• 1998-2002, Crown Law Office, Associate Crown Counsel, Tax and Commercial Law Team (part-time 1999-2002). Sue achieved wins for the Commissioner of Inland Revenue/Attorney-General in every case she argued in Court;
• 1993-1998, Inland Revenue Department, Senior Policy Analyst, Policy Advice Division (part-time 1995), working principally on the rewrite of the income tax legislation;
• 1990-1993, Inland Revenue Department, Investigations Unit;
• University tutor, accounting, 1991.
• New Zealand Law Society, since 1999;
• Chartered Accountants Australia and New Zealand (formerly the New Zealand Institute of
Chartered Accountants and the New Zealand Society of Accountants), since 1993;
• Charity Law Association of Australia and New Zealand since 2012, Director since 2016;
• Honorary National Life Member, National Council of Women of New Zealand Incorporated,
since September 2016;
• International Fiscal Association, since 2012;
• New Zealand Trustees' Association, since 2012;
• Council member, Wellington branch of the New Zealand Law Society, 2015 - 2017;
• Onslow College Board of Trustees, 2014- 2017;
• Trustee, the gift trust, a donor-advised philanthropic trust, CC40774, 2013 - 2016;
• Trustee, Wellington Dance Festival Charitable Trust, since 2011;
• Member, Khandallah Arts Theatre, since 2003;
• Recipient, United World College Scholarship and graduate, United World College of
the Atlantic, Wales;
• Occasional member, Counsel in Concert.
Sue reached national level in 5 sports (cross-country running, springboard diving, football/soccer, trampolining and life-saving) and 3 musical disciplines (classical piano, chamber orchestra (violoncello) and chamber choir).
Sue is an accomplished pianist, having studied piano performance at Victoria University of Wellington. Her piano engagements include: working as a pianist for dance classes at the New Zealand School of Dance and Deirdre Tarrant Dance Studios, as an on-stage pianist for Downstage Theatre's production of Arsenic and Old Lace, as a café pianist and vocalist in Wellington, Nelson and Christchurch, as a private piano teacher, and as a member of Nightlife, a 5-piece covers rock band, playing for weddings, parties, clubs and bars around Wellington and the lower North Island. Sue has also studied, taught and performed in several different forms of dance.

redpajama_set_name: RedPajamaCommonCrawl


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Orlando officials want to keep Pulse assistance center open
ORLANDO, Fla. (AP) — Orlando city officials say they want to keep an assistance center for victims of the Pulse nightclub massacre open for several more years.
The Orlando Sentinel reports the city council voted Aug. 29 to pay the Heart of Florida United Way over $123,000 to staff the Orlando United Assistance Center through early November.
Survivors of the June 12 shooting can seek grief counseling, rent assistance and other services at the center. A senior adviser to the city on social services, Lori Pampilo Harris, told the newspaper the center will be needed for "no less than three years."
The OneOrlando Fund is preparing pay-outs later this month for the families of 49 people killed and dozens more people hurt or affected by the massacre at Pulse, a gay nightclub.
Information from: Orlando Sentinel, http://www.orlandosentinel.com/


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Can fintech stimulate international credit flow in India?
Home/Guest Columns - India Global Business/Trendspotting - India Global Business/Can fintech stimulate international credit flow in India?
by Vaibhav Kapoor
The world has been stuck in a low-interest-rate environment since 2009 and most likely will be in it for the foreseeable future. In this backdrop, credit opportunities in India could offer attractive yield enhancement and diversification opportunities to international investors. However, this uptake has not been significant historically. Has Fintech offered a solution?
In April 2009, the European Central Bank (ECB) dropped its key interest rate to 0.25per cent. This rate increased over the next few years to around 0.75 per cent before dropping to -0.5per cent in September 2019. In March 2009, the Bank of England cut its interest rate to 0.5per cent, the lowest since it was founded in 1694. Since March 2020, the rate now stands at 0.1per cent. The Bank of Japan has kept its interest rates below zero since 2016. You get the picture, the world has been in a low-interest environment for almost a decade now and looks like it will continue to remain so for the foreseeable future.
Fintech is changing the landscape of India's finance sector
From retail to e-tail, shopping frenzy booms in India
Retail and e-commerce must present level playing field for all
UK, India headed in the right direction with green finance, fintech
India-Singapore collaboration on fintech set to grow
Recovery better than expected
SMEs often find themselves dependent on personal capital or loans from domestic banks/NBFCs (Non-Banking Financial Company).
Cut to India, whose SMEs are among some of the highest growing industries in the world. To clarify, I am referring to the pre-pandemic period for now. SMEs in India have suffered significantly from the ongoing crisis. However, as suggested by the recently released Q2 GDP numbers, the recovery is better than expected and "India Inc." looks like its set to rebound back to its glory in the next 12-18 months. As per data provided by India's Ministry of Statistics and Programme Implementation, between FY 2011-12 and FY 2019-20 (i.e. till March 2020, just before the disruptions caused by the pandemic came into full force), the annual growth rate for some of the sectors was:
Manufacturing: 6.4 per cent
Trade, hotels, transport, communication and services related to broadcasting: 7.8 per cent
Financial, real estate & professional services: 8.4 per cent
An obvious observation but worth noting is that within these sectors there will be the top 10-20 per cent companies which will have an even higher growth rate compared to the average. However, unfortunately, not many of these high growth businesses get access to the easily available, low-interest credit like businesses in the developed world.
With 120% funding growth for #AI based #startups, about 50% start-ups belong to enterprise software, #Fintech, #Healthtech and #marketplace. Take a look at the key segments of start-ups in India. pic.twitter.com/bj6oV7z1u2
— NASSCOM (@nasscom) March 17, 2019
Many of them cannot tap public markets for equity issuances or issuance of Non-convertible debentures (NCDs are usually public issuances of debt) as these are luxuries usually enjoyed by the large caps. SMEs often find themselves dependent on personal capital or loans from domestic banks/NBFCs (Non-Banking Financial Company).
They end up paying interest rates north of 12-15 per cent per annum. Many depend on unsecured/secured loans from the informal sector as well. Given the ongoing stresses in the financial sector, the already limited access to credit has also shrunk considerably in recent years. Similar parallels can be drawn in the consumer credit sector which includes mortgages, auto loans, personal finance etc.
I read an interesting piece which highlights that the top 24m households in India account for 70 per cent of the total consumer credit in the country.
International investors haven't lapped up 'credit opportunity'
The rapid adoption of technology in financial services, glimmers of hope are starting to emerge. The recent launch of WhatsApp payments in India will also help this trend significantly.
One would think that for international investors looking at opportunities in the low-interest world, this under penetration of credit would be an opportunity worth exploring. Investing in credit opportunities in India would provide for yield diversification and enhancement.
Despite the seemingly obvious advantages, international investors haven't yet lapped up this 'credit opportunity'.
As per a research note, credit exposure in India for foreign investors is largely limited to NCDs or redeemable debentures or shares. A large chunk of foreign capital flows into Government Debt while some capital has recently found its way into distressed debt opportunities after the Insolvency and Bankruptcy Code was set up in 2016. The lack of international credit flow to an SME or a consumer credit company could be because of the lack of credit history, both at the SME and the individual level. FX hedging costs and weak contract enforcement laws might also be considerations.
Fintech companies like PayTM, PhonePe are now offer easy solutions for businesses to digitise their transactions.
With the rapid adoption of technology in financial services, glimmers of hope are starting to emerge. Recent years have seen rapid digitisation of payments and trading activity for potential borrowers (individual or corporate). It is now no secret that the disruptions caused by the COVID-19 pandemic have accelerated this trend even further. e.g., the National Payments Corporation of India (NPCI) recorded 2.2bn UPI (Unified Payments Interface) transactions worth c.$52bn in November 2020. In October 2019, the number of transactions had just crossed a billion for the first time.
Also read?
UPI – India's innovation for the world
India will become a growth engine again, post-Covid
UPI could become first Made in India brand to take the world by storm
New payment opportunities fill in the e-commerce gap for small businesses in India
These developments were initially led by digital payments companies like PayTM, PhonePe etc. Starting from consumer payments, a lot of these companies now offer easy solutions for businesses to digitise their transactions as well. The recent launch of WhatsApp payments in India will also help this trend significantly.
Lending companies, including Capital Float and Lendingkart among others, which use technology to make financing decisions, have also popped up in recent years. These are classified as NBFCs as far as the Reserve Bank of India (RBI) is concerned.
Other Fintech companies solving the credit problem focus on Peer to Peer (P2P) financing. These include Lendbox, Faircent, 5Paisa among many others.
A lot of these companies emerged after the RBI released Directions for P2P lending companies in 2017. Some innovative companies, like Valyu.ai, offer to lend in the form of salary advances. A recent article highlighted that the company "uses a technology-led platform to provide paperless, instantly approved, same day disbursal of advanced salaries". Surely, a lot of business models are expected to emerge as this sector develops.
First demonetization & then #Covid19, both have resulted in digital payment startups upping their game in the #fintech landscape.
Glad to see #Startups from #India claiming top spots on the world's most promising startups in financial tech.#DigitalIndia pic.twitter.com/njCjYFqxTl
— Dr. Sangita Reddy (@drsangitareddy) December 2, 2020
These new-age lenders have opened up a large pool of capital for borrowers in India. E.g. according to their website at the time of writing this article, Capital Float has disbursed c.$1.15bn worth of loans till date. The question now is, will these new, potentially safer and transparent platforms offer a conduit for international lenders to directly or indirectly access credit opportunities in India?
Earlier this week, on 1st December 2020, a news article suggested that Bangalore based SME lending company Vistaar Finance raised $30m from Dutch entrepreneurial development bank FMO. Similarly, in April 2020, fintech lender Aye Finance raised c.$23.8m from Indian and International investors. Should this trend continue and reach a large majority of borrowers (corporate and individual), could this mean that fintech would be India's answer to unclogging credit flow in the country?
India Global Business Staff2021-02-01T16:05:58+00:00December 4th, 2020|Guest Columns - India Global Business, Trendspotting - India Global Business|
About the Author: Vaibhav Kapoor


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JULIE CAITLIN BROWN
TRAVELS FROM: California
SPEECH TITLES AND/OR TOPICS Click Here for Detailed Description
Love First and Business
Inspiration | Motivation | Balanced Living | Personal Development
Julie Caitlin Brown is an actor, musician, talent manager, writer, producer, businesswoman, and conceptualist. Her motivational programs uplift, inspire, entertain and inform audiences humorously, poignantly, and joyfully utilizing all of the abilities accumulated throughout a 25-year career as an artist and businesswoman.
Ms. Brown uses her songs, humor, life experiences, and examples from 10 years of creating and running her Celebrity Management company, Illumina Productions, to teach you how to release self-doubt and insecurity in your presentations and meetings through her proven techniques of Love First, Compassionately Amused, Bridging, and Connection.
Among her many theatrical credits, Julie Brown starred on Broadway in Tommy Tune's Grand Hotel the Musical, was a series regular on Babylon 5, and counts over 35 guest star roles, among them, Star Trek Deep Space Nine, Becker and JAG, and two original music CDS in her 20 plus years in entertainment.
An international speaker, having appeared on four continents to thousands, Ms. Brown is the author of Love First, the Beginning, Love First and the Artist, and the soon to be released, Love First and Business.
At the heart of the matter, Julie Brown is the mother of two sons, 3 and 23, and married to photographer Craig Damon. She is also an avid fundraiser for Sunny Hills/Children's Garden, a non-profit organization for the care of at risk children.
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Love First, the Beginning
Bernie Siegel, M.D., who prefers to be called Bernie, not Dr. Siegel, was born in Brooklyn, NY. He attended Colgate University and Cornell University Medical College. He holds membership in two scholastic honor societies, Phi Beta Kappa and
Will Miller
Our modem American culture is fast-paced and ever changing, causing ongoing stress in many areas of our lives. It is a well-established fact that change, any change, causes stress. In the workplace, this byproduct of our quest for
Are you looking for "something different" for you next event? Looking for someone who is inspirational and entertaining too? Someone who can be motivational as well as funny? Are you looking for someone who is easy to
Tim Cusack
Tim Cusack has entertained and touched tens of thousands over the past 25 years. To imagine his work, think of him as a combination of Garrison Keillor, Robin Williams, and the Dalai Lama. He is the rare speaker


Managing Director of IPFC Corp. with more than twenty years of experience providing consulting services to law firms and companies of all sizes involved in litigation and other disputes, focusing primarily on patent infringement. Matters have involved patent, trademark, trade secret, contract, oil and gas royalty, environmental, and insurance coverage issues. Consulted with law firm and corporate clients in all phases of litigation, including licensing and market assessments, case strategies, discovery, motion practice, financial analysis, expert reports, depositions, and trial. Areas of expertise include damages calculations, reasonable royalty analyses, lost profits analyses, financial and damages scenario modeling, and database analysis and programming. Significant experience identifying and analyzing relevant financial information, license and other technology transfer agreements, business and strategic plans, competitive and market assessments, and other data for purposes of assessing and calculating damages.


The Association of American Feed Control Officials(AAFCO) is the statement that you want to look for on any pet food purchased. This is not a government agency but operates within the guidelines of federal and state legislation including laws administered by the Food and Drug Administation(FDA) and the U.S. Department of Agriculture(USDA) to establish regulations aimed at ensuring that manufactures provide clear, accurate and consistent information about animal feed.
'Deciphering Fact or Fiction' is a newsletter sponsored through a P&G Pet Care educational grant to provide educational information from leading experts on nutrition to pet owners.
Corn: Is there any truth in anything you've heard?
Raw meat diet: Are they worth the risk?
Balanceit.com Homemade diets and how to balance the nuturition.


If you have a website that no one visitor can navigate in un 30 secs, you may be victim to poor UX or user experience. User Experience Design (UX) is the way in which people are able to navigate through your site, effortlessly. Online users have a short attention span, and will not spend a lot of time trying to figure out how to use your website. UX is one of the most critical factors for the fulfillment of visiting your site. At AnythingPixel, we implement UX to create a smooth, seamless experience in which users are able to easily find what they're looking for, and accomplish what they came to your site to do.
Using both User Interface (UI) and User Experience Design (UX), we create beautiful websites that have the functionality to convert visitors to customers. Our user-friendly designs decrease the page abandon rates and generate an increase in not only conversions but on page times as well. We also understand the rise of the mobile revolution and focus on creating sites that are responsive in functionality and design. Your website will look great and work seamlessly whether it's being view on a desktop or mobile device.
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text:
Q: How to extract only numbers from a list of tuples poi = booking_models.TestBooking.objects.filter(customer_visit=instance).values_list("package__package_name", "amount").order_by("package").distinct()

[(None, 392.0), (None, 530.0), ('RahulNewPaackage', 3999.0), ('Suraj pkg today all', 699.0), ('suraj 44', 599.0)]

I am learning python and django and trying to get only numbers from this output(poi). I want to get this in a list like this [392.0, 530.0, 3999.0, 699.0, 599.0]. As poi will iterate many times so every time till the last item there will be output of list of numbers. How to achieve this ? Any help will be really appreciated. Thank you !!

A: You each time want the second item, so you can work with list comprehension:
[x for _, x in poi]

redpajama_set_name: RedPajamaStackExchange


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Last Game: The Connecticut Sun fell to the Atlanta Dream 82-77 on June 5th. The New York Liberty fell to the Phoenix Mercury 80-74 on June 5th.
• The two teams split the season series 2-2 in 2017, with each team winning once on their home floor and once on the road.
• In the four games between the two teams, Jonquel Jones averaged 16.3 points and 9.5 rebounds to lead the Sun.
• Tina Charles led the Liberty in the season series, averaging 22.3 points and 10.0 rebounds per game.
• Connecticut won the first two meetings between the two teams in 2017 – 96-76 at home on June 14th and 94-89 in New York on June 23rd.
• In the victory on June 14th, Jones had a double-double with 22 points and 12 rebounds. On June 23rd, Jasmine Thomas led the Sun with 23 points.
• Thomas also eclipsed a milestone in the Sun loss to the Liberty on August 18th. She had 18 points in that contest, putting her over 2,000 for her career.


To the average person, freedom means the power to act, speak, or think as one wants without hindrance or restraint. But of course, if that were taken literally, you would be able to yell fire in a crowded theater or take people's cookies without repercussion. In America, freedom is about certain guaranteed, inalienable rights. Life, liberty, the pursuit of happiness; the stuff dreams are made of. As you celebrate Independence Day this weekend, reflect on those hard-fought freedoms and take a deeper look at their meanings.
The condition that distinguishes animals and plants from inorganic matter, including the capacity for growth, reproduction, functional activity, and continual change preceding death. Be alive and truly live. Don't deny others the right to live. Sounds simple enough. As one of the most egregious rights to take from someone, it's astonishing that it's taken as much as it is. Freedom means being able to live without fear, being able to do everyday tasks and not have your life threatened. Being able to just live. It also means not being the person to threaten someone else's life.
The state of being free within society from oppressive restrictions imposed by authority on one's way of life, behavior, or political views. The ability to lead life the way you see fit, as long as you're not infringing on someone else's life. The ability to live a life people may not agree with. The ability to question anything. The ability to question everything. Be with who makes your heart sing. Do what makes your heart sing. Stand up for the things that make your heart sing.
The feeling or showing of pleasure or contentment. Happiness is fleeting. What makes us happy one day can do the exact opposite the next. Many articles have been written on how to find what makes you happy, and yet our constant increases in ambition puts it further away. But that's perfectly fine, because freedom means being free to pursue happiness. It doesn't guarantee that you'll actually reach it. Heck, it doesn't even guarantee that your journey will be as easy as someone else's. But it does mean that you have free and unrestricted pursuit of the things that stimulate you. As you go on with your day, think about everything that freedom means, and take a moment to thank everyone who worked extremely hard to make freedom a reality for so many people.


The victim is 20-year named Nirmal from Nettissery: he was attacked during festive celebrations at Kokkulangara temple.
Three weeks ago, another BJP worker was allegedly murdered by CPI-M workers.
BJP has called for a strike in Thrissur to protest against these attacks.
Since 1970s, two coalition fronts have dominated Kerala politics: Left-Democratic Front (LDF) supported by CPI(M) and United-Democratic Front (UDF) led by Indian National Congress.
Since 1982, both LDF and UDF, have alternatively been voted to power every five years.
In the most recent election in May 2016, incumbent UDF was voted out and LDF stormed back winning 91 out of 140 assembly seats.
Kerala's population comprises of 18% Christians and 27% Muslims who don't view RSS in a positive light given that it staunchly promotes Hindutva. Despite a dedicated cadre and large number of shakhas, RSS failed to generate political gains for BJP.
After decades of trying to make inroads into Kerala, BJP has become the 3rd-largest party in the state.
BJP won only one seat in the 2016 Assembly elections but its vote share has bumped to an impressive 15 per cent.
BJP gaining a stronghold in Kerala has rattled LDF in particular since in the last few years, Congress's vote share has been consistently sliding.
BJP to replace Congress as LDF's main contender?
Although BJP won only one seat, it was the runner-up in seven seats. Political pundits predict that by the 2021 elections, BJP's vote share could exceed 20 per cent which could translate into wins in many seats.
In recent years, religion and caste have begun to play a more influential role in Kerala politics.
Hardening of religious identities has been observed among Hindus and Muslims.
Issues like 'beef', 'Hindutva', 'conversions', 'love-jihad' now make an appearance in election speeches in stark contrast from a decade earlier.
Political violence in Kerala wasn't uncommon but there's now also an alarming increase in religious violence.
Political violence in Kerala can be traced to 1960s.
Experts identify following key reasons for clashes: authoritarian stance of communists against opponents, RSS's strong pro-Hindutva stance and slowly creeping fundamentalism.
In recent years, increasing hostility between ideologies of political parties has led to massive number of murders.
Since 1980s, over 200 people have been killed in political attacks in Kannur, hotbed of Kerala violence.
In last one year, recurring instances of RSS workers being 'hacked' to death have been reported.
Similarly, CPI-M workers have also lost their lives in this brutal fashion in this vicious cycle of political revenge.
BJP and RSS have pointedly accused CPI-M for using violence against workers however CPI-M claim it is the other way round and RSS has killed nearly 200 communist workers.
RSS leader from Ujjain Kundan Chandrawat has stoked controversy by offering a Rs.1 crore reward for anyone who would behead Kerala CM Pinarayi Vijayan.
The statement comes amidst heated confrontations between the left and BJP in Kerala. Vijayan responded to the threats saying, "Sangh Parivar has (already) taken heads of several".
There has been no official comment from the RSS yet.
Three RSS workers have been injured by a bomb that was thrown at the RSS Kerala office.
K Chandrawat, an RSS leader on Thursday said he would give out houses and properties as reward to anybody who gets him Kerala CM Pinarayi Vijayan's head.
The RSS and the Left in Kerala have a history of violent clashes, ending up in several activists' murders.
The RSS has relieved Kundan Chandrawat of his "responsibilities" as 'sah prachar pramukh' (joint publicity chief) in Ujjain, two days after he announced Rs.1 crore bounty for Kerala Chief Minister Pinarayi Vijayan's head.
"He was not a big leader," an RSS spokesperson said. "Whatever he said was against Sangh's culture. It was not Sangh's language."
Chandrawat will however, continue to be a swayamsevak.
Three RSS men and one BJP worker were attacked in Kerala's Kozhikode by a group of people allegedly affiliated to the CPM. They have been admitted to the hospital.
One CPM worker was arrested over the incident. Also, police have registered an offence against RSS leader Kundan Chandravat, over threats to behead the Chief Minister of Kerala.
Food Safety and Standards Authority of India (FSSAI) is proposing that restaurants be required to declare nutrition and calories for every meal they serve.
AP Assembly Speaker KS Prasad Rao while addressing the press ahead of 'National Women's Parliament' event compared women to parked cars.


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Catch This!
Going Deep with the NFL's Sharpest Weapon
By Terrell Owens and Stephen Singular
Introduction by Charles Barkley
LIST PRICE: AU$ 18.99
In a sport full of players who are larger than life, Terrell Owens towers above the crowd.
It isn't just that he holds the NFL record for catches in a single game (twenty) or that he's the most feared wide receiver in the game. It's also his penchant for unique self-expression -- spiking the ball on the midfield Texas lone star in front of a hostile Dallas Cowboy crowd, pulling a Sharpie from his sock to sign a game ball after a touchdown, and dancing with a cheerleader's pom-poms after another TD. Never politically correct and always controversial and colorful on and off the field, Terrell Owens has transformed himself into "TO," the outrageous gridiron personality who has rocked the entire NFL and the sports landscape. But Owens is more than touchdowns, dancing, and celebrations. In this wickedly insightful book, he's full of sharp-eyed observations on the contentious, demanding, insane phenomenon that is pro football.
In Catch This! Owens takes readers back to his hardscrabble childhood in rural Alabama, where he was raised by a stern grandmother and loving mother. By the time he won an athletic scholarship for football at the University of Tennessee-Chattanooga, the once small, bullied boy had transformed himself into a very large man with a super body and an iron will to succeed. He takes us behind his apprenticeship to -- and eventual eclipsing of -- the legendary 49ers wide receiver Jerry Rice. He pulls no punches when it comes to his extremely public fight with San Francisco coach Steve Mariucci -- a relationship so sour that they didn't speak at all during the crucial final weeks of the 2001 season. And, finally, he lets loose on the free agent scandal that shook the NFL in 2004 -- and reveals the truth behind the NFL's attempt to deny him free agency, his fraudulent trade to the Baltimore Ravens, and his ultimate happy landing with the Philadelphia Eagles.
For those who think they know both Terrell Owens and TO, catch this story.
Terrell Owens is a perennial all-pro wide receiver. In 2005 he became only the sixth receiver in NFL history with 100 touchdown receptions. His reality series, The T.O. Show airs on VH1. Terrell currently plays for Buffalo Bills.
Visit the author at www.terrellowens.com
Stephen Singular
Stephen Singular has authored or coauthored seventeen previous books, including numerous New York Times and Los Angeles Times bestsellers. His titles include Presumed Guilty: An Investigation into the JonBenet Ramsey Case, the Media, and the Culture of Pornography; and Anyone You Want Me to Be: A True Story of Sex and Death on the Internet, coauthored with legendary FBI profiler John Douglas. Formerly a staff writer for the Denver Post, he lives in Denver. Visit his website at www.stephensingular.com.
Publisher: Simon & Schuster (October 30, 2004)
Book Cover Image (jpg): Catch This!
Author Photo (jpg): Terrell Owens
Author Photo (jpg): Stephen Singular
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Everyone wants to make their scrapbook unique - to put their own special touch on every page. Here are a few tricks you can use to capture every memory and to make your scrapbook your very own.
One of the great things about scrapbooks is that anything goes. You have the ability to put anything you want in. A good start to a unique scrapbook is to become a collector of your family and friends memorabilia. Now that doesn't mean memorabilia that we always think of. Be creative. Keep ticket stubs (movies, planes, museums), cards, cartoons, receipts, newspaper articles, pamphlets or brochures. These things may seem plain or unexciting. But when paired with a few pictures, they can bring back some great memories, and they can act as a journal, without having to write anything.
When you begin your collection of memorabilia, it is easy to become a 'pack-rat.' To avoid this, place one basket on a desk or bookshelf. Whenever you find something you want to keep, just through it in there. This will keep it organized, portable, and accessible. To keep the family involved, have your kids pick something that they want to keep and allow them to put it in the basket on their own.
Another tip to keeping your scrapbook unique is to re-think your picture-taking routine. We often only photograph big events, such as birthdays and holidays. You have few pictures lying around that capture day-to-day life. To make it easy, lay a few disposable cameras around the house. Taking a picture every day will become instinctive. When you flip through your scrapbook, these everyday shots will stand out. They will capture the most precious moments, which are sometimes the easiest to forget.
The final way to make your scrapbook unforgettable is to design each page as a whole. Scrapbook pages look best and are easiest to read when conceived as a whole. For each page or pair of pages facing each other, pick a simple color schemes and an overall title. Lay everything you want to use out before gluing it down to find a balance of images and captions.


text:
Mireya Hepner
Adjunct Lecturer
hepner@usc.edu
Mireya (Murry) Hepner is the founder of In Other People's Shoes Productions, a new company that tells imaginative, impactful and artistic stories for young people and families from all walks of life. She believes deeply in creating theatre that encourages empathy and that opens young minds to new possibilities. Before the pandemic, she led Rancho Cucamonga's MainStreet Theatre Company for all of its 14 seasons, producing 40 innovative shows geared for children and family audiences.
Her 35+ years working in the American Theatre include productions on Broadway, off-Broadway, in Regional Theatre and on tour. A few of her memorable projects include James Lapine and Stephen Sondheim's Tony award winning Passion (Stage Manager, Lincoln Center Theatre and Broadway), Anna Deavere Smith's House Arrest (Coordinating Producer: Arena Stage), six tours with legendary mime Marcel Marceau (Company Manager, U.S. & Australia), and two seasons of The Radio City Christmas Spectacular (Production Manager: Universal Amphitheatre, Los Angeles), among many others. She has a BA in Theatre from UCLA, trained as a stage manager at the London Academy of Music and Drama, and as an Arts Manager in the MFA program at Brooklyn College. She's been a grant panelist for the NEA and the California Arts Council, a reader for "Write Now", and is proud to serve on the board of TYA /USA, the National Service Organization for the field of Theatre for Young Audiences.
MFA, Brooklyn College
BA, University of California, Los Angeles


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On-campus Students: to be announced.
Live Broadcast: Available at http://connect.maine.edu/sie555/ Online students may view and participate in the live sessions and are required to do so. For missing students, sessions will be recorded. Skype conference calls are used for discussions.
Philippe Rigaux, Michel Scholl, Agnes Voisard, Spatial Databases, Morgan Kaufmann Publishers.
Raghu Ramakrishnan, Johannes Gehrke, Database Management Systems, McGraw Hill.
We will use Java, Eclipse, MySQL, and JDBC for MySQL, as well as Oracle 11g in this course for programming assignments. For more up-to-date information of the software, check this page.
You must have an email account and a Blackboard account for this course. See http://www. courses.maine.edu if you do not yet have an account. Assignments and course material will be made available on the Blackboard course site.
For discussions with the instructor, E-mail to nittel@spatial.maine.edu is often the simplest way to get a message through and a response and arrange for a meeting.


text:
Subscribe to New Research on Insulin Resistance
Diminished effectiveness of INSULIN in lowering blood sugar levels: requiring the use of 200 units or more of insulin per day to prevent HYPERGLYCEMIA or KETOSIS. It can be caused by the presence of INSULIN ANTIBODIES or the abnormalities in insulin receptors (RECEPTOR, INSULIN) on target cell surfaces. It is often associated with OBESITY; DIABETIC KETOACIDOSIS; INFECTION; and certain rare conditions. (from Stedman, 25th ed)
Resistance, Insulin
Networked: 37918 relevant articles (2036 outcomes, 4938 trials/studies)
Nutritional and Metabolic Diseases: 2
Metabolic Diseases: 3200
Glucose Metabolism Disorders: 91
Hyperinsulinism: 7235
Insulin Resistance: 37918
Metabolic Syndrome X: 109
HAIR-AN syndrome: 31
Pharmacological Phenomena
1. Obesity
2. Inflammation
3. Weight Loss (Weight Reduction)
4. Hyperglycemia
5. Body Weight (Weight, Body)
1. Shulman, Gerald I: 107 articles (03/2015 - 02/2002)
2. Kadowaki, Takashi: 72 articles (10/2015 - 01/2002)
3. Haffner, Steven M: 68 articles (12/2015 - 04/2002)
4. Stumvoll, Michael: 62 articles (10/2015 - 01/2002)
5. DeFronzo, Ralph A: 62 articles (05/2015 - 06/2002)
6. Sowers, James R: 61 articles (07/2015 - 02/2002)
7. Reaven, Gerald M: 60 articles (09/2015 - 02/2002)
8. Blüher, Matthias: 58 articles (01/2016 - 01/2004)
9. Mantzoros, Christos S: 58 articles (01/2015 - 02/2003)
10. Kahn, C Ronald: 56 articles (12/2015 - 04/2002)
Drugs and Important Biological Agents (IBA) related to Insulin Resistance:
1. Insulin (Novolin)FDA Link
01/01/2012 - "Moreover, the insulin requirement dramatically decreased from 168 to 80 units per day as GH improved, suggesting a potential role of GH in insulin resistance. "
02/18/2002 - "A determination of the genetic defects that predispose to either insulin resistance or decreased insulin secretion is important, as an improved understanding of the underlying molecular mechanisms may be essential for the development of the most effective treatment. "
11/01/2012 - "At the end of 60 days, HFFD-fed mice displayed insulin resistance while ASX-treated HFFD animals showed marked improvement in insulin sensitivity parameters. "
01/01/2002 - "The 112/121 haplotype combination was also associated with a marked decrease in the insulin secretory response, adjusted for the level of insulin resistance (P = 0.002). "
11/01/1980 - "After prolonged exposure of 3T3-L1 cells to Anti-R, the insulinomimetic activity is lost, and the cells show a marked decrease in their maximal response to insulin (antibody-induced desensitization), thus providing a model for the insulin resistance seen in vivo. "
2. Glucose (Dextrose)FDA LinkGeneric
03/15/2010 - "Recent animal studies highlighted a possible interaction between chronic PDE5 inhibition and glucose homeostasis which occurs through a marked improvement of high fat diet induced insulin resistance. "
03/18/2009 - "However, they caused a marked decrease of FBG and a significant improvement on glucose tolerance and insulin resistance in STZ-induced type 2 diabetic mice. "
10/01/2004 - "Intraperitoneal administration of the peptide led to its transduction into various tissues in vivo, and this treatment markedly improved insulin resistance and ameliorated glucose tolerance in diabetic mice. "
08/01/1991 - "High fat feeding causes insulin resistance and a marked decrease in the expression of glucose transporters (Glut 4) in fat cells of rats."
01/01/2016 - "There was a significant reduction in insulin resistance measured by the homeostatic model assessment in the isolated-impaired fasting glucose (p < 0.05) but not in the isolated-impaired glucose tolerance groups (p = 0.59). "
3. Metformin (Glucophage)FDA LinkGeneric
11/01/2011 - "Most studies suggested that metformin led to a significant reduction in insulin resistance. "
04/01/2009 - "Despite the marked decrease in progression to diabetes and the improvement in insulin resistance and other cardiovascular risk markers in the ILS and metformin groups, there was no improvement in ACR, on average, in those two groups. "
05/01/2011 - "Metformin treatment significantly improved glycation, oxidative stress, CCL2 levels, NO bioavailability and insulin resistance and normalized endothelial function in aorta. "
05/01/2007 - "The combination of thiazolinediones and metformin is associated with a slight but significant improvement in the long-term blood pressure control of these patients, and with an improvement in the anti-inflammatory state, both of which are related to a similar reduction in insulin-resistance."
03/01/2007 - "Insulin resistance was improved by metformin and worsened by the high-dose OCP. "
4. AdiponectinIBA
05/01/2012 - "However, there was significant improvement in hepatic insulin resistance after only 2 wk of RIM treatment with a concomitant increase in plasma adiponectin levels; both were maintained for the duration of the RIM treatment. "
10/03/2006 - "It has been postulated that high serum concentrations of adiponectin, an emerging biomarker that is linked to insulin resistance and endothelial dysfunction, may be protective against T2DM and CHD. "
11/01/2003 - "Our work also confirmed that replenishment of adiponectin represents a novel treatment strategy for insulin resistance and Type II diabetes using animal models. "
09/01/2003 - "Thus, the administration of adiponectin may provide a novel treatment modality for insulin resistance and type 2 diabetes."
08/01/2001 - "These data also indicate that the replenishment of adiponectin might provide a novel treatment modality for insulin resistance and type 2 diabetes."
5. pioglitazone (Actos)FDA Link
08/01/2001 - "Pioglitazone significantly (P < 0.001) decreased insulin resistance (HOMA-IR; -12.4+/-7.46%) and improved beta-cell function (Homeostasis Model Assessment (HOMA-BCF); +47.7+/-11.58%). "
01/01/2013 - "Pioglitazone is an oral antidiabetic agent effective for reactive hypoglycaemia and aggravated glycaemic metabolism associated with insulin resistance. "
01/01/2010 - "Pioglitazone is a TZD which has been shown to be effective in glycemic control by lowering insulin resistance. "
03/01/2007 - "Pioglitazone is widely used for the treatment of diabetic patients with insulin resistance. "
10/01/2002 - "Pioglitazone has been shown to be effective and well tolerated in the treatment of patients with type 2 diabetes, as it reduces insulin resistance and improves glycaemic control and abnormal lipid profiles. "
6. Blood Glucose (Blood Sugar)IBA
10/29/2004 - "Overexpression of dominant-negative type JNK in the liver of obese diabetic mice dramatically improved insulin resistance and markedly decreased blood glucose levels. "
01/01/2015 - "Injection of nesfatin-1 after SG significantly improved insulin resistance and reduced blood glucose levels. "
08/14/2014 - "After 28 weeks of treatment, the levels of fasting blood sugar and insulin resistance improved significantly in the G1 group (P< 0·001). "
01/01/2013 - "In subjects with type 2 diabetes, this surgical intervention results in a significant reduction in blood glucose and insulin resistance."
08/01/2005 - "Blood glucose (204+/-16 mg/dL to 147+/-8 mg/dL, P<.001) and insulin resistance (9.11+/-1.51 to 7.15+/-1.15, P=.04) improved significantly in the ST group, whereas no significant changes were observed in the ET group. "
7. CholesterolIBA
04/01/2008 - "During the same period, a statistically significant reduction was also observed in total cholesterol levels (P = 0.042), and there was a weak trend toward the reduction in insulin resistance (homeostasis model assessment of insulin resistance) (P = 0.080). "
07/01/2007 - "Exercise training results in cardiovascular and metabolic adaptations that may be beneficial in menopausal women by reducing blood pressure, insulin resistance, and cholesterol level. "
07/01/2015 - "BAR improved hepatic insulin resistance in FLS mice by reducing hepatic cholesterol without affecting hepatic triglyceride levels or body fat distribution. "
01/01/2012 - "Improved insulin resistance/diabetes at 5 days was predicted by 24 h changes as follows: per cent change ASP, HDL-Chol, hsCRP and total cholesterol predicted HOMA-IR (5 days) (r(2)=0.454, P<0.001), and per cent change ASP, HDL-Chol and hsCRP predicted change (5 days vs baseline) in HOMA-IR (r(2)=0.351, P<0.001). "
05/01/2015 - "To present a comprehensive report of the distribution of CMS in Nigeria, extensive searches was carried out on PubMed, African Journals Online (AJOL), SCOPUS, EBSCOhost (CINAHL Plus), Google Scholar and Science Direct using terms: Nigeria, metabolic syndrome, cardio-metabolic syndrome, syndrome X, World Health Organization, International Diabetic Federation, National Cholesterol Education Program Adult Treatment Panel III, European Group for study on Insulin Resistance, American Association of Clinical Endocrinologist, American Heart Association/National Heart, Lung and Blood Institute. "
8. FructoseIBA
08/01/2014 - "ZSP also markedly improved the HDL-C level, homeostasis model assessment for insulin resistance (HOMA-IR) and β-cell function (HOMA-β), and decreased the atherogenic index (AI) of the mice exposed to high-fructose water. "
08/01/2010 - "The study evaluated the protective effects of Cissus quadrangularis stem extract (CQEt) on oxidant-antioxidant balance and insulin resistance (IR) in rats fed high fat-high fructose diet (HFFD) and also tested its free-radical scavenging property in vitro. "
10/05/2015 - "NFAT inhibitor tributylhexadecylphosphoniumbromide, ameliorates high fructose induced insulin resistance and nephropathy."
06/01/2013 - "Activation of PPARα ameliorates hepatic insulin resistance and steatosis in high fructose-fed mice despite increased endoplasmic reticulum stress."
10/01/2012 - "Amla (Emblica officinalis) extract is effective in preventing high fructose diet-induced insulin resistance and atherogenic dyslipidemic profile in ovariectomized female albino rats."
9. Triglycerides (Triacylglycerol)IBA
04/01/2015 - "In postmenopausal women with metabolic syndrome, dietary intervention plus supplementation of omega-3 resulted in a further decrease in triglycerides and blood pressure and also in an improvement in insulin resistance and inflammatory markers, important components of metabolic syndrome."
08/01/2013 - "Those with LDL-P > LDL-C had significantly greater body mass index, waist circumference, homeostatic model of insulin resistance, triglycerides, systolic and diastolic blood pressure, and reflected a greater Hispanic ethnic composition but fewer of black race than both the concordant (LDL-P ≅ LDL-C) and opposite discordant (LDL-P < LDL-C) subgroups. "
06/01/2013 - "Homeostasis model assessment of insulin resistance was unchanged during 12 months of treatment in patients with high baseline fasting triglycerides, while it progressively improved in patients with low fasting plasma triglycerides. "
01/01/2012 - "After 12 weeks of anti-TNF therapy, patients with high insulin resistance demonstrated significant reduction in HOMA-IR (P < 0.001), HOMA-B (P = 0.001), serum triglycerides (P = 0.039), and increase in QUICKI (P < 0.001) and serum HDL-C (P = 0.022). "
01/01/2012 - "Dietary intake of medium- and long-chain triacylglycerols ameliorates insulin resistance in rats fed a high-fat diet."
10. LeptinIBA
04/01/2005 - "We found no difference in cardiac indices, insulin resistance, body composition and leptin levels between patients with complete biochemical remission and those with inadequately controlled disease (P > 0.05 for all) after TSS. "
12/01/2008 - "And the simultaneous measurement of insulin resistance and leptin concentration might be helpful for screening subjects with a high-risk of CAD."
01/01/2008 - "Long-term recombinant leptin therapy is effective in treating the insulin resistance of patients with the unusual combination of T1D and AGL."
10/01/2011 - "Furthermore, walking improved insulin resistance and decreased body fat while lowering serum levels of leptin."
06/01/2011 - "Our findings may help to elucidate the effects of leptin on insulin resistance."
1. Gastric Bypass (Roux-en-Y Gastric Bypass)
12/01/2013 - "Previous studies showed that early after Roux-en-Y gastric bypass (RYGB), there is a remarkable improvement in type 2 diabetes, which is characterized by insulin resistance. "
04/01/2005 - "There was marked loss of/improvement in insulin resistance within 6 days of gastric bypass by both IVGTT and HOMA methods in all groups, which was maintained over the 12-month period. "
01/01/2013 - "Although medium- to long-term improvement in insulin resistance and T2DM after Roux-en-Y gastric bypass (RYGB) is well documented, few studies have analyzed the acute effects after surgery. "
08/01/2014 - "Adipocyte size threshold matters: link with risk of type 2 diabetes and improved insulin resistance after gastric bypass."
01/01/2014 - "Roux-en-Y gastric bypass surgery (RYGB) results in remission of insulin resistance and T2DM thus presenting an opportunity to examine some critical aspects of these conditions. "
2. Bariatric Surgery
03/01/2013 - "The postprandial HTG level might be the best predictor of improved insulin resistance in morbidly obese patients after bariatric surgery."
04/26/2012 - "The index for homeostasis model assessment of insulin resistance (HOMA-IR) improved significantly after bariatric surgery. "
05/01/2005 - "Bariatric surgery for morbidly obese patients leads to rapid and prolonged improvement in insulin resistance and T2DM in the vast majority of patients. "
07/01/2014 - "Moreover, VAT CCNG2 expression was the main determinant of the improvement in the homeostasis model assessment of insulin resistance index at 3 months after bariatric surgery (B = -271.7, P = .026). "
11/01/2014 - "The aim of this review is to describe microbiota modifications observed after bariatric surgery and its potential relationships with improved insulin resistance. "
3. Caloric Restriction
07/01/2010 - "Insulin resistance (homeostasis model assessment of insulin resistance) improved with both RYGB (5.0 +/- 3.1 to 3.3 +/- 2.1; P = 0.03) and caloric restriction (4.8 +/- 4.1 to 3.6 +/- 4.1; P = 0.004). "
05/01/2013 - "Recent randomized controlled studies have shown that a supervised, moderate caloric restriction coupled with regular exercise (both aerobic and resistance) in obese older adults do not increase mortality risk and may conversely reduce insulin resistance, metabolic complications, and disabilities without exacerbating lean mass and bone mineral density loss. "
06/01/2011 - "This study aimed to evaluate the influence of insulin resistance status on weight changes in non-obese women who followed a home-based exercise program and slight caloric restriction over a period of 12 months. "
08/01/2006 - "Taken together, these studies suggest that diminished skeletal muscle mitochondrial mass and function, specifically in the SS mitochondrial compartment, contribute to the high metabolic efficiency for catch-up fat after caloric restriction and underscore a potential link between diminished skeletal muscle SS mitochondrial energetics, increased ROS concentration, and insulin resistance during catch-up fat."
11/01/1982 - "These studies indicate that short-term HFHC diets without caloric restriction were ineffective in improving glycemic control or lessening insulin resistance in very obese patients with type II diabetes."
01/01/2012 - "The aim of our study was to determine the safety and efficacy of oral administration of Imm124-E to patients with insulin resistance and NASH. "
12/01/2015 - "Western blotting showed that oral administration of TiO2 FPs did not induce insulin resistance (IR) in mouse liver. "
10/01/2015 - "Western blotting showed that oral administration of TiO2 nanoparticles induced insulin resistance (IR) in mouse liver, shown by increased phosphorylation of IRS1 (Ser307) and reduced phosphorylation of Akt (Ser473). "
05/01/2011 - "Treatment is achieved by oral administration of the previously mentioned agents in the last 15 days of HFD feeding after induction of insulin resistance and T2DM in rats. "
03/01/2010 - "The preoperative oral administration of carbohydrate and branched-chain amino acid-enriched nutrient is of clinical benefit and reduces postoperative insulin resistance in patients undergoing hepatic resection."
5. Highly Active Antiretroviral Therapy (HAART)
01/01/2015 - "The objectives of this study are to determine the prevalence of insulin resistance (IR) in a cohort of human immunodeficiency virus (HIV)-infected patients on highly active antiretroviral therapy (HAART) and to investigate the potentially associated factors. "
01/01/2006 - "The aim of this study was to compare the prevalence of metabolic syndrome and insulin resistance in HIV-positive patients with and without HAART and healthy HIV-negative controls. "
01/01/2015 - "Insulin resistance by homeostasis model assessment in HIV-infected patients on highly active antiretroviral therapy: cross-sectional study."
01/01/2014 - "a-FABP was positively correlated to body fat content, especially to trunk fat, both at initial evaluation and at follow-up in HIV children and, after prolonged highly-active-antiretroviral-therapy, it was also positively correlated to insulin resistance. "
02/01/2013 - "A Highly Active Anti-Retroviral Therapy (HAART) is accompanied with several metabolic effects like adipose redistribution and insulin resistance. "


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. Communication is a major element of what makes great management. If you can't communicate your objectives and vision, then what is there for your staff members to follow at all? If you tend to "lone wolf" at work, break out of that practice and begin communicating with your teams.Spend more time in the workplace than out of it. It may be exciting to travel all over that you can, however luggage leadership does not actually influence the groups back at the primary office. If you find yourself taking a trip over half the time, then you can be sure your staff members aren't seeing you as their leader. They require to see you there.If you wish to be an excellent service leader, try to deal with whatever as being your personal fault. This is eventually about assuming individual duty for all that occurs in your work. Never ever blame coworkers or the economy. Understand that at the end of the day, those who produced their own fate are the ones consuming dinner out at a good restaurants.Business Do not move the blame for mistakes to others. Subordinates, outside professionals, and plenty of other individuals within the company can cause an organization to deal to fail. If you try to move the blame, you will lose the confidence of our consumers and they won't patronize your service any longer.When you're attempting to be a good magnate, you'll require to be able to make difficult decisions. When making a difficult choice, you should understand the consequences and result of your decision. When making a decision, you must always consider what is going to be best for your company, not just for specific people or yourself.Continue to learn brand-new management methods and innovative methods for carrying out company. Continuing your education will offer you a much better understanding of how your more youthful employees think. A new point of view will assist you to improve your leadership design while likewise providing you the tools to be competitive in an ever-changing market.Now is the time to strive to be an excellent leader. Pursue ending up being the very best leader you can be to enhance all aspects of your life.
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To some – call them capitalists, call them the driven, call them names – drifting is a plague. Something to be avoided. Health is motivation and direction. From this we progress. Drifters have holes is the wrong places. To be set adrift; just the phrase is like an unwelcome tickle to the soul. Schoolteachers and mothers are always plotting against the drifters.
Psycho-geographical drift is culturally heralded. Physical and mental wandering reveal that which may otherwise remain hidden, or rather buried beneath the white noise of life's competing stimulants. Drift denies us the life-defying formulaic narrative of pop culture. Instead it gives us the the dream-like narrative that is a clearer reflection of our reality – beginnings and ends fade and blend into a fraying yet seamless tapestry. When you drift there is no destination but location is crucial. You may reach states or places that planning and structure will never find. Incremental moments long since greying are as relevant as any occupying rush of the present. Insignificant glimpses of your past appear as bursts of colour; forgotten clips re-appear as fireworks in your mind having gathered no dust in storage. Illumination bleaches your being before it too fades.
Drifting is calmness but drifting can be sadness. At once detached from the self and consumed by it, your insignificance is clearer as the existence of everything ever, both past and present, muddies egotistical belief.
Patrick Keiller's film 'London' brought this on.
Keiller's film follows an imaginary protagonist, Robinson, around the capital in the early 90's. Blurring documentary with fiction, the miserablist London on show here is almost unimaginable to any contemporary inhabitant. 1992, the Tories win again; London seems set for further decline. The invocation of dead French poets lend a mournful context to the city's hopeless state. IRA bombs wreck the Thatcherite financial utopia – The City – in a flash, whilst socialist dreams of harmony tune out more gradually. Faded grandeur and the charm of decay strike tenderly through the gloom but this is a beautifully pessimistic series of walks through LDN. Recommended.
Keiller held a Q&A session at The Barbican after the screening last week. I really wanted to ask him what his favourite walk through London was. Sadly the director's ability to answer a question is in tune with his meandering films. Only a few questions were put to him before our time was up and the moment was lost.
So what are your favourite walks in London? Or bus routes? Or cycle rides? Or vantage points ? For me you can't beat a bridge at night on a bicycle. Let me know yours, I'd like to see for myself.
Labour, Inequality and a Rant.
Italian football blog for Italians..