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Depositories Act, 1996 – Securities Laws and Capital Markets Important Questions
Distinguish between: Depository & Custodian [Dec. 2006 (2 Marks)]
Following are the main points of distinction between Depository & Custodian:
Points Depository Custodian
Meaning The depository is an organization, which holds securities of investors in electronic form and provides services related to transactions in securities. A Custodian is a person who carries on the business of providing custodial services to the client.
Transfer of ownership A depository can legally transfer beneficial ownership. Custodians cannot transfer legal ownership.
Regulation Depositories are governed by the SEBI (Depositories & Participants) Regulations, 1996. Custodian are governed by the SEBI (Custodian of Securities) Regulations, 1996
Net wroth The depository must have a net worth of a minimum of ₹ 100 Crores. Custodian must have a net worth of a minimum of ₹ 50 Crores.
Numbers There are only two depositories registered with SEBI. There are many custodians are registered with the SEBI.
Distinguish between: Shares in physical form and Shares in the dematerialized form [June 2008 (4 Marks)]
Following are the main points of distinction between 'Shares in physical | form' and 'Shares in dematerialized form':
Points Shares in physical form Shares in dematerialized form
Nature Share certificates are issued in physical form. No physical scrips are in existence. An only electronic record is maintained by the depository.
Account No necessity of opening accounts. It is necessary to open a Demat account.
Time in transfer Transfer of shares takes a longer time due to the physical movement of documents. Since there is electronic transfer, it takes effect immediately.
Stamp duty To transfer shares held in physical form, stamp duty has to be paid. No stamp duty is payable for transferring the share in dematerialized form.
Theft & forgery There are chances of theft and forgery. The chances of theft and forgery are remote.
Bad delivery There are chances of bad delivery. There are no chances of bad delivery.
Explain the term 'Demat'. State the benefits of Demat securities. [June 2009 (3 Marks)]
'Demat' refers to dematerialization which is the process by which physical certificates of an investor are converted to an equivalent number of securities in electronic form.
The main aim of depositories is to introduce paperless trading and smooth J functioning of settlement of security transactions. Following are the advantages of the depository scheme/Demat:
1. No stamp duty: In the case of transfer of physical shares, stamp duty is payable on the market value of shares being transferred. However, for the transfer of securities in the electronic form no stamp duty is payable.
2. Immediate transfer and registration of securities: Physical transfer of shares was a lengthy process as the process usually takes around three to four months. Since the depository is a system that works in an electronic environment, there is an immediate transfer of securities.
3. Elimination of bad deliveries: In the case of transfer of physical shares, transfers could be withheld for bad deliveries e.g. signature of transfer is not tallying. In the depository environment, the question of bad delivery does not arise Le. they cannot be held "under objection".
4. Elimination of all risks associated with physical certificates: All risks associated with physical certificates such as delays, loss-in-transit, theft, mutilation, etc. eliminated. This problem does not arise in the depository environment.
5. No "odd lot": In the traditional system, shares are required to be transferred in lots say 50 or 100. Now, with the introduction of the depository scheme, the concept of an "odd lot" in respect of dematerialized shares stands abolished, i.e. in the Demat mode, a market lot becomes one share.
6. Faster disbursement of non-cash corporate benefits: Depository system provides for direct credit of non-cash corporate benefits like bonus, right issue, and dividend to an investor's account, thereby ensuring faster disbursement and avoiding the risk of loss in transit.
7. Reduction in transaction cost: In the physical transfer of shares transaction costs like brokerage and handling charges were high. Further courier/postal charges for sending share certificates/transfer deeds are also required to be incurred. But in depository scheme brokerage charges are getting reduced and other charges like courier/postal charges are required at all.
8. Elimination of problems related to change of address of investor, transmission, etc.: In case of change of address or transmission of Demat shares, investors are saved from undergoing the entire change procedure j with each company or registrar. Investors have to only inform their DP with all relevant documents and the required changes are effected in the database of all the companies, where the investor is a registered holder of securities.
9. Elimination of problems related to selling securities on behalf of a minor: A natural guardian is not required to take court approval for selling demands securities on behalf of a minor.
What do you understand by the dematerialization of securities? [Dec. 2009 (5 Marks)]
Dematerialization is the process by which physical certificates of an investor are converted to an equivalent number of securities in electronic form.
An investor will have to first open an account with a Depository Participant g and then request for the dematerialization of his share certificates through the Depository Participant so that the dematerialized holdings can be credited into that account. This is very similar to opening a Bank Account.
Dematerialization of shares is optional and an investor can still hold shares in physical form. However, he/she has to Demat the shares if he/she wishes to sell the same through the Stock Exchanges. Similarly, if an investor purchases shares from the Stock Exchange, he/she will get delivery of the shares in Demat form.
Explain the term: Depository Participants [June 2010 (2 Marks)]
A Depository Participant is an agent of the depository through which it; interfaces with the investor and provides depository services.
According to SEBI guidelines, Financial Institutions like banks, custodians, stockbrokers, etc. can become participants in the depository.
DP is one with whom a client needs to open an account to deal in electronic j form. While the Depository can be compared to a Bank, DP is like a branch of a bank with which one can have an account. Therefore, DPS is authorized to maintain accounts of dematerialized shares. They help in the instantaneous electronic transfer of shares held in Demat form through the electronic book-entry system.
Characteristics of a depository participant:
Acts as an agent of Depository
The customer interface of Depository
Functions like Securities Bank
Facilitates dematerialization
Instant transfer on pay-out
Credits to an investor in IPO, rights, bonus
Settles trades in the electronic segment.
The depository system functions very much like the banking system. Comment. [Dec. 2010 (3 Marks)]
The Depository system functions very much like the banking system. The following points are given in support of this statement.
A bank holds funds in accounts whereas a depository holds securities in accounts for its clients.
A bank transfers funds between accounts whereas a depository transfers securities between accounts.
Both the bank and the depository are accountable for the safekeeping of funds and securities respectively.
A depository is a system that holds shares in the form of an electronic account. A Depository performs the functions of holding safe-keeping, transferring, and allowing withdrawal of securities like a bank performs functions of holding, safe-keeping, transferring, and withdrawal of money. When you deposit money your money, your account is credited. When you withdraw cash, your account is debited.
The currency notes paid to you will be different from the ones you deposited. Thus, a serial number of currency notes deposited and withdrawn will never be the same – the same will be the situation in the depository scheme. The depository participant with whom you have opened a Demat account gives you a periodic statement of your account just like the bank gives you a statement/passbook regarding your deposit and withdrawal of funds from the accounts.
Dematerialization and immobilization are distinct terms. [Dec. 2011 (3 Marks)]
Following are the main points of distinction between dematerialization and immobilization:
Points Dematerialization Immobilization
Meaning Dematerialization is the process by which physical certificates of an investor are converted to an equivalent number of securities in electronic form. Immobilization is the process where physical share certificates are kept in vaults with the depository for safe custody.
Withdraw of original share certificate Physical share certiíicate surrendered at the time of dematerialization cannot be withdrawn but investors can ask for a fresh certificate by adopting the rematerialization process. The actual owner has the right to withdraw his original share certificate is kept in vaults with the depository.
Cost This model is simple and cost-effective. This model is not popular as it is complex and expensive.
Write a short note on Depository Agreement [June 2011 (4 Marks)]
Every depository is required to enter into an agreement with the issuer in respect of securities disclosed as eligible to be held in Demat form. No agreement is required to be entered into where the depository itself is an issuer of securities.
Depository Agreement also sets forth the rights and duties of the depository in respect of the deposited shares and all other securities.
The depository is also required to enter into a tripartite agreement with the issuer, its transfer agent, and itself where the company has appointed a transfer agent.
Write a short note on Depository Participant (DP) [June 2012 (5 Marks)]
DP is one with whom a client needs to open an account to deal in electronic form. While the Depository can be compared to a Bank, DP is like a branch of a bank with which one can have an account. Therefore, DPS is authorized to maintain accounts of dematerialized shares. They help in the instantaneous electronic transfer of shares held in Demat form through the electronic book-entry system.
Question 10.
Explain the term: Dematerialization [June 2012 (2 Marks)]
Discuss the procedure followed by depository participants regarding issuance and verification of delivery instruction slip (DIS). [June 2013 (4 Marks)]
Issuance of DIS: The procedure followed by the Participants with respect to:
Issuance of DIS booklets including loose slips.
Existence of controls on DIS issued to Clients including pre-stamping of Client ID and unique pre-printed serial numbers.
Record maintenance for issuance of DIS booklets (including loose slips) in the back office.
Verification of DIS: The procedure followed by the Participants with respect to:
Date and time stamping (including late stamping) on instruction slips.
Blocking of used/reported lost/stolen instruction slips in back office system/manual record.
Blocking of slips in the back office system/manual record which are executed in DPM directly.
Two-step verification for a transaction for more than ₹ 5 lakhs, especially in the case of off-market transactions.
Instructions received from dormant accounts.
Write a short note on Concurrent Audit of Depository Participants (DPs) [Dec. 2013 (3 Marks)]
NSDL vide its Circular has provided for concurrent audit of the Depository Participants.
The Circular provides that, the process of Demat account opening, control, and verification of Delivery Instruction Slips (DIS) is subject to Concurrent Audit.
DPS has been advised to appoint a firm practicing CS/CA for conducting the concurrent audit. However, the participants may entrust the concurrent audit to their Internal Auditors.
In respect of account opening, the Concurrent Auditor should verify all the documents including KYC documents furnished by the Clients and verified by the officials of the Participants.
The Concurrent Auditor should conduct the audit in respect of all accounts opened, DIS issued, and controls on DIS during the day, by the 5 next working day.
In case the audit could not be completed within the next working day due to the large volume, the auditor should ensure that the audit is completed within a week's time.
Any deviation or non-compliance observed should be mentioned in the audit report.
The Management of the DPs should comment on the observations made by the Concurrent Auditor.
The Concurrent Audit Report should be submitted on a quarterly basis in a hard copy to NSDL.
If the Auditor for Internal and Concurrent Audit is the same, a consolidated report may be submitted.
The depository is a boon to the capital market and investor both. Elucidate the statement and bring out the advantage of the depository scheme. [June 2014 (5 Marks)]
The main aim of depositories is to introduce paperless trading and smooth functioning of settlement of security transactions. Following are the advantages of the depository scheme/Demat:
3. Elimination of bad deliveries: In case of transfer of physical shares, transfers could be withheld for bad deliveries e.g. signature of transfer is not tallying. In the case depository environment, the question of bad delivery does not arise Le. they cannot be held "under objection".
5. No "odd lot": In the traditional system, shares are required to be transferred in lots say 50 or 100. Now, with the introduction of a depository scheme, the concept of an "odd lot" in respect of dematerialized shares stands abolished, i.e. in the Demat mode, a market lot becomes one share.
8. Elimination of problems related to change of address of investor, transmission, etc.: In case of change of address or transmission of Demat shares, investors are saved from undergoing the entire change procedure j with each company or registrar. Investors have to only inform their DP with all relevant documents and the required changes are effected in the | database of all the companies, where the investor is a registered holder | of securities.
Write a short note on In-Person Verification (IPV) [Dec. 2014 (4 Marks)]
SEBI has made it mandatory for all the intermediaries including Depository Participant (DP) to carry out IPV of their clients.
The intermediary shall ensure that the details like the name of the person doing IPV, his designation, organization with his signatures, and date are recorded on the KYC form at the time of IPV.
The IPV carried out by one SEBI registered intermediary can be relied upon by another intermediary.
Dematerialization and immobilization are distinct activities. [June 2015 (3 Marks)]
Write a short note on Reconciliation of shares under regulation 75 of the SEBI (Depositories & Participants) Regulations, 2018 [June 2015 (4 Marks)]
Every issuer shall submit an audit report on a quarterly basis to the concerned stock exchanges audited by a practicing CS or CA.
Purpose of Audit: The audit is conducted for the following purposes:
To reconcile total issued capital, listed capital, and capital held by depositories in dematerialized form.
To give the details of changes in share capital during the quarter.
To give the details of in-principle approval obtained by the issuer from all the stock exchanges where it is listed in respect of further issued capital.
To give the updated status of the Register of Members of the issuer.
To confirm that securities have been dematerialized as per requests within 21 days from the date of receipt of requests by the issuer.
If the dematerialization has not been effected within 21 days, the reasons I for such delay.
The issuer is under an obligation to immediately bring to the notice of the depositories and the stock exchanges, any difference observed in its issued, listed, and the capital held by depositories in dematerialized form.
Reconciliation [Regulation 75]: The issuer or its agent shall reconcile the records of Dematerialized securities with all the securities issued by the issuer, on a daily basis.
However, where the State or the Central Government is the issuer of Government securities, the depository shall, on a daily basis, reconcile the records of j the dematerialized securities.
All securities in the same class are identical and interchangeable. [June 2015 (3 Marks)]
Briefly explain the role of a Practicing Company Secretary in the concurrent audit of depository participants. [June 2015 (5 Marks)]
DPS has been advised to appoint a firm of practicing CS/CA for conducting the concurrent audit. However, the participants may entrust the concurrent audit to their Internal Auditors.
Write a short note on Dematerialization and immobilization [Dec. 2015 (4 Marks)]
Depository participant provides a link between the company and investors. Comment. [June 2016 (4 Marks)] Answer:
DP is one with whom a client needs to open an account to deal in electronic j form. While the Depository can be compared to a Bank, DP is like a branch of a bank with which one can have an account. Therefore, DPS is authorized to maintain accounts of dematerialized shares. They help in the instantaneous electronic transfer of shares held in Demat form through an electronic book-entry system.
"Depositary system provides numerous direct and indirect benefits." [June 2016 (4 Marks)]
3. Elimination of bad deliveries: In case of transfer of physical shares, transfers could be withheld for bad deliveries e.g. signature of transfer is not tallying. In the depository environment, the question of bad delivery does not arise Le. they cannot be held "under objection".
6. Faster disbursement of noncash corporate benefits: Depository system provides for direct credit of non-cash corporate benefits like bonus, right issue, and dividend to an investor's account, thereby ensuring faster disbursement and avoiding the risk of loss in transit.
7. Reduction in transaction cost: In the physical transfer of shares transaction costs like brokerage and handling charges was high. Further courier/postal charges for sending share certificates/transfer deeds are also required to be incurred. But in depository scheme brokerage charges are getting reduced and other charges like courier/postal charges are required at all.
8. Elimination of problems related to change of address of investor, transmission, etc.: In case of change of address or transmission of Demat shares, investors are saved from undergoing the entire change procedure j with each company or registrar. Investors have to only inform their DP with all relevant documents and the required changes are effected in the | database of all the companies, where the investor is a registered holder of securities.
Write a short note on Rematerialization [June 2017 (4 Marks)]
Rematerialization is the process of converting securities held in electronic form in a Demat account back in physical certificate form. For the purpose of rematerialization, the client has to submit the rematerialization request to the DP with whom he has an account. A client can rematerialize his dematerialized holdings at any point in time. The securities sent for rematerialization cannot be traded.
Normally the following procedure is adopted for the dematerialization of shares:
Client submits Rematerialization Request Form (RRF) to DP.
DP enters the request in its system which blocks the client's holdings.
DP intimates to Depository and simultaneously, DP sends the RRF to the Registrar/Issuer.
Registrar/Issuer prints certificates and dispatches them to the client.
Registrar/Issuer electronically confirms REMAT to Depository.
Client's account with DP debited.
Write a short note on Designated Depository Participant (DDP) [Dec 2017 (4 Marks)]
Designated Depository Participant (DDP) means a person who has been approved by SEBI under Chapter III of the SEBI (Foreign Portfolio Investors) Regulations, 2014. A person shall not act as DDP unless he has obtained the approval of SEBI. As of now, 18 DDP were registered with SEBI which includes is Axis Bank Ltd., HSBC Ltd., India Infoline Ltd., etc.
Eligibility criteria for DDP: SEBI shall grant approval to a person to act as DDP subject to the following conditions:
The applicant is a Participant and Custodian registered with the SEBI.
The applicant is an Authorized Dealer Category-1 bank authorized by the RBI.
The applicant has a multinational presence either through its branches or through agency relationships with intermediaries regulated in their respective home jurisdictions.
The applicant has systems and procedures to comply with the requirements of FATF Standards, Prevention of Money-laundering Act, 2002, and the rules and circulars prescribed thereunder.
A Certificate of Registration granted to a DDP shall be permanent unless suspended or canceled by SEBI or surrendered by the DDP.
The SEBI had also issued operating guidelines for DDP who would grant registration to Foreign Portfolio Investors (FPI).
DDPs are authorized to grant registration to FPIs on behalf of the SEBI. The application for grant of registration is to be made to the DDP in a prescribed form along with the specified fees.
Write a short note on Concurrent Audit [June 2018 (4 Marks)]
Write a short note on Models of depository [June 2018 (4 Marks)]
Models of Depository:
Immobilization: Where physical share certificates are kept in vaults with the depository for safe custody. All subsequent transactions in these securities take place in book-entry form. The actual owner has the right to withdraw his physical securities as and when desired. The immobilization of fresh issues may be achieved by issuing a jumbo certificate representing the entire issue in the name of the depository, as the nominee of the beneficial owners.
Dematerialization: No Physical scrip in existence, only electronic records maintained by the depository. This type of system is cost-effective and simple and has been adopted in India.
Explain the following:
(i) Dematerialization
(ii) Fungibility [Dec. 2018 (4 Marks)]
Dematerialization: Dematerialization is the process by which physical certificates of an investor are converted to an equivalent number of securities in electronic form.
An investor will have to first open an account with a Depository Participant and then request for the dematerialization of his share certificates through the Depository Participant so that the dematerialized holdings can be credited into that account. This is very similar to opening a Bank Account.
Securities in depositories to be in the fungible form [Section 9 of the Depositories Act, 1996]: All securities held by a depository shall be dematerialized and shall be in a fungible form ie. all certificates of the same security shall become interchangeable in the sense that investor loses the right to obtain the exact certificate he surrenders at the time of entry into the depository. It is like withdrawing money from the bank without bothering about the distinctive numbers of the currencies.
What are the objectives of the Depositories Act, 1996?
Objectives of the Depositories Act, 1996 are as follows:
To provides for the establishment of depositories like NSDL and CDSL.
To curb the irregularities in the capital market.
To protect the interests of the investors.
To pave a way for the orderly conduct of the financial markets.
To enable market-free transferability of securities with speed, accuracy, and transparency.
To exempt all transfers of shares within a depository from stamp duty.
To provide dematerialization of securities in the depositories mode.
An investor holding shares in electronic form can opt-out of in respect of any security and thus can hold shares in physical form. Comment.
It is not necessary that an investor should hold shares in dematerialized form. He can opt out of the depository scheme at any time subject to compliance to provisions of section 14 of the Depositories Act, 1996.
Option to opt-out in respect of any security [Section 14]:
If a beneficial owner seeks to opt-out of a depository in respect of any security he shall inform the depositor accordingly.
The depository shall on receipt of intimation make appropriate entries in its records and shall inform the issuer.
Every issuer shall, within 30 days of the receipt of intimation from the depository and on fulfillment of conditions and on payment of fees, issue the certificate of securities to the beneficial owner or the transferee.
Write a short note on Pledging of securities in the dematerialized form [June 2006 (4 Marks)]
Pledge or hypothecation of securities held in a depository [Section 12]:
A beneficial owner may with the previous approval of the depository create a pledge or hypothecation in respect of a security owned by him through a depository.
Every beneficial owner shall give intimation of pledge or hypothecation to the depository and depository shall make entries in its records accordingly.
Procedure for pledging securities: Any entry in the records of a depository shall be evidence of a pledge or hypothecation. Securities held in Demat mode can be pledged. A Beneficial Owner (BO) not only pledges his Demat securities but, may also be able to obtain higher loan amounts, with a lower rate of interest. Moreover, the procedure for pledging securities in Demat form is very convenient, both, for the pledgor and the pledge.
The procedure for pledging securities is as follows:
The pledgor and the pledgee must have BO accounts with CDSL. These accounts can be with the same DP or with different DPS.
The pledgor has to fill up the Pledge Request Form (PRF) in duplicate available with his DP.
On receipt of the PRF, the pledgor's DP shall verify that the securities can be pledged.
The DP then sets up a pledge request in the depository system and a unique Pledge Sequence No. (PSN) will be generated. The PSN number should be recorded on the PRF.
An authorized official of the DP should sign the PRF and stamp it. A copy of the PRF is then given to the pledgor.
One copy of PRF (with the PSN) should be sent to the pledgee by the Pledgor. The Pledgee will then countersign the PRF for acceptance/ rejection of the pledge request and submit the PRF to his DP.
The pledgee's DP has the facility to access the request. Based on a copy of PRF the pledgee's DP either accepts or rejects the pledge request.
When dematerialized securities are pledged, they remain in the pledgor BOs Demat account but they are blocked so that they cannot be used for any other transaction.
Write a short note on Fungibility [Dec. 2008 (3 Marks)]
Securities in depositories to be ¡n fungible form [Section 9 of the Depositories Act, 1996]: AIl securities held b a depository shall be dematerialized and shall be in a fungible form Le. all certificates of the same security shall become interchangeable in the sense that investor loses the right to obtain the exact certificate he surrenders at the time of entry into the depository. It is like withdrawing money from the bank without bothering about the distinctive numbers of the currencies.
Explain the power of the Central Government to grant immunity under the Depositories Act, 1996. [June 2014 (6 Marks)]
Power to grant immunity [Section 24B]: The Central Government may grant immunity to a person who has violated the provisions of the SEBI Act, 1992.
Conditions for granting immunity:
SEBI makes a recommendation to the Central Government.
The concerned person has made full and true disclosure in respect of the alleged violation.
Proceedings for the prosecution for any such offense not have been instituted before granting immunity.
The Central Government may impose conditions subject to which immunity shall be granted.
Withdrawal of immunity: An immunity granted to a person may be withdrawn by the Central Government if it is satisfied that:
Such person had not complied with the condition on which the immunity was granted, or
Such a person had given false evidence.
A consequence of withdrawal of immunity: After the withdrawal of immunity, the concerned person may be tried for the offense of which he appears to have been guilty and shall also become liable to the imposition of any penalty.
All securities in depositories shall be in fungible form. Comment. [June 2016 (4 Marks)]
Securities Laws and Capital Markets Questions and Answers


I AM MORE THAN A MOTHER: Life with an empty nest: Crafting gets my mind off of things!
It has been a tough week to craft. I have been busy trying to clean up from a flooded house. The good news is that we will be able to replace our floors and in several weeks things will be back to normal.
We had to tear out all the floors in our house.
So, to put myself in a good mood, I headed to the craft room. I didn't have much time so I created a quick card that really only took minutes to make.
The card was designed around this cute little digi stamp, "Kitty Praying," which can be found in black and white or in color at Papercraftingworld.com. When I want to create a quick card, I choose paper that has a background that can be utilized into the design. In this case, the trees and mountains were already a part of the paper and didn't need to be created. Simply color and cut the digi stamp, adhere to the background paper, add a sentiment (Robots Cricut cartridge), and ribbon and the card is complete.
spread love to someone in need!
Back to the clean up. Be back soon. Thanks for stopping by.


Homeopathic medicine for venous circulation disorders such as heavy legs, varicose veins, oedema and hemorrhoids.
Categories: Boiron Tubes, Circulatory, Composé, Hemorrhoids.	Tags: Aesculus hippocastanum, Corylus avellana, Echinacea angustifolia, Fluoricum acidum, Hamamelis virginiana, Heavy legs relief, Pulsatilla.
Oral route. Adults and children from 6 years old: 5 pellets, 3 times per day, or as directed by your health care practitioner.


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Newcastle should look at bringing Samaris to the Premier League
Newcastle have silenced their critics in recent times as they continue impress, with Saturday's game against West Ham providing them with the opportunity to extend their unbeaten run.
The Magpies have managed to steer clear of relegation trouble and can now set their sights on moving into the top-half of the table, with a European spot still being a possibility.
However, Mike Ashley must already have his sights set on possible summer signings if he remains at the club, with extra quality needing to be drafted in at the heart of the midfield as Jonjo Shelvey has struggled with injury and Mohamed Diame just hasn't been able to ensure consistency in the side.
So, one man who could provide plenty of quality at St James' Park is Andreas Samaris, who was linked (as per Sportime.Gr (via HITC) with a move to Tyneside back in the January transfer window.
Indeed, the Greece international operates as a defensive midfielder and he currently has 33 caps to his name, but he hasn't been able to enjoy regular minutes at current club Benfica in the current campaign. And, the 29-year-old's contract is set to expire at the end of the season, with no offer currently on the table from the Portuguese club.
Samaris would be the perfect partner for Newcastle's rising star Sean Longstaff as the Greek midfielder is slightly more attack-minded, which would provide the perfect balance in the heart of the midfield. And, the Benfica man possesses the ability to drag defenders towards the ball, which would create more space for Longstaff to work in. He also rarely lets onrushing attackers get past him and often links defence to attack, so both he and the Englishman could form a formidable partnership in the middle of midfield for the Magpies.
What do you think Newcastle United fans?
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Article title: Newcastle should look at bringing Samaris to the Premier League

redpajama_set_name: RedPajamaCommonCrawl


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Home » Topics » Cybersecurity » UK gives £100k to implement Convention on Cybercrime
UK gives £100k to implement Convention on Cybercrime
by Ben Rossi 2 March 2012
The UK's Foreign and Commonwealth Office has committed £100,000 to implementing the Council of Europe's Convention on Cybercrime, a set of standardised rules for policing electronic crime.
The Council of Europe, a separate organisation from the European Union focused on law and human rights, first drafted the treaty in Budapest in 2004, with the intention of harmonising electronic crime laws across European countries and beyond.
Countries that ratify the treaty, known as the Budapest Convention on Cybercrime, are obliged to ban activities such as hacking, distributing child pornography and intellectual property theft. It has been ratified by 43 countries including the UK, Canada the US and Japan – but not Russia or China.
IT security trends in 2011
The Foreign Office said that the £100,000 investment would fund workshops and other activities to strengthen legislation, training for law enforcement agencies and judiciary, and promotion of public-private cooperation and international cooperation.
"At the London Conference on Cyberspace, I made clear that the rapid rise of cybercrime is a growing threat to people across the world and I made clear the need for coordinated response to improve security, enhance cooperation between states and ensure a collective undertaking to address this threat," Foreign Secretary William Hague said in a statement. "I am therefore delighted that the UK will be supporting the Council of Europe Global Project on Cybercrime to further implementation of the Budapest Convention on Cybercrime."
In September last year, China, Russia, Tajikistan and Uzbekistan proposed their own international treaty on cybercrime to the United Nations.
In contrast to the Budapest convention, it called on nation states to "cooperate in … curbing dissemination of information which incites terrorism, secessionism, extremism or undermines other countries' political, economic and social stability, as well as their spiritual and cultural environment."
The power of cybercrime
As demonstrated at last year's London Conference on Cybercrime, the Internet and its regulation have become one front in the diplomatic battle between the US and its allies on one side, and China and its allies on the other.
Ben Rossi
Ben was Vitesse Media's editorial director, leading content creation and editorial strategy across all Vitesse products, including its market-leading B2B and consumer magazines, websites, research and... More by Ben Rossi
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Second Dam Project Would Flood Sacred Site Near Grand Canyon
Amy S. Martin
by Roger Clark, Grand Canyon Program Director
In a double whammy that would forever alter the Little Colorado River, the same Phoenix-based company that applied for a preliminary permit for a proposed hydroelectric project and two dams on the Little Colorado River less than five miles from Grand Canyon National Park has a second similar application on the table, according to a notice in the Federal Register. And, if it's possible, this one looks even worse than the first.
Located downstream of the first project, this second proposal would sit less than half a mile from the boundary of Grand Canyon National Park. Based on maps provided in the company's application, it appears the project's lower dam would be located only a few miles upstream of the confluence where the turquoise-blue waters of the Little Colorado join the main stem of the Colorado River inside the Grand Canyon. The reservoir behind the lower dam would flood a Hopi sacred site — the place where the Hopi believe their people emerged into this world. The Federal Energy Regulatory Commission has opened a 60-day comment period on the project.
Like the first one, this second hydroelectric project also includes two dams. According to the application submitted to the Federal Energy Regulatory Commission, a 3,200-foot-long, 200-foot-high rockfill dam north of the Little Colorado River would create a 220-acre reservoir, while a 1,000-foot-long, 150-foot-high concrete dam across the Little Colorado River, less than half a mile from the national park, would create a 250-acre reservoir.
The application claims the project would bring approximately $5 billion in investment to create jobs and stimulate the Navajo and Arizona economies and repeats many of the benefits listed in the application for its first project, including an access tunnel to the Little Colorado River that could be used for tourism.
In addition to flooding a site of pilgrimage sacred to the Hopi people and vital to their practice of the Hopi religion, this project, if built, would devastate the Little Colorado River. The Little Colorado's milky turquoise-blue color comes from Blue Springs, miles upstream of this proposal. A dam would collect sediment and muddy those iconic waters, putting an end to the arresting visual contrast where the Little Colorado joins the Colorado River at the confluence. But the potential impact goes much deeper than the aesthetic. The confluence itself is sacred to many Native peoples of the region, peoples who have called the canyon home since time immemorial. The project would also imperil the survival of the endangered humpback chub that live in the Little Colorado River's warm waters.
For all these reasons, this is the wrong place to put dams.
Kent Weed says:
Such a terrible idea and irresponsible proposal. The loss of jobs and money to the community would be detrimental to the people in the area as well as tourists. I fully support the Grand Canyon Trust in opposing this proposal. Thank you Stephanie Smith, Grand Canyon Trust.
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Horizon Property Holdings developed Horizon @ Wellington Point Shopping Centre and commenced trading in December 2010. With more than twenty shops the Centre features primary and preventative healthcare services including Doctors, Dentist, Physiotherapy, Podiatry, Chiropractic Centre, Optometrist supported by a Pharmacy. Whether you need to take care of your family's well-being, pick up supplies to entertain friends or grab a quick and healthy takeaway meal, our Centre offers everything you need to support your lifestyle needs.
It showcases our commitment to quality design and delivering more for communities. Visit Horizon @ WellingtonPoint Shopping Centre to learn more about the Centre or to consider leasing opportunities.
Horizon Vista showcases a contemporary selection of 25 exclusive three bedroom townhomes in a gated secure community living.
Featuring architecturally designed open planned and spacious multiple living areas, a chef's kitchen with stone bench tops and stainless steel appliances you will find high quality standards not seen elsewhere. Nestled in the bayside suburb of Wellington Point, Horizon Vista is located close to public transport, local schools, a shopping village and the unique beauty and recreational opportunities that can be found living by the bay.
These townhomes are an invitation for relaxation, enjoyment and liveability. Due for completion in 2016. Contact our agent for more information and to secure your investment today.
Stay tuned for the unveiling of our new Cleveland Apartment project – coming soon!


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Congress, President Approve Extending US Aid for Morocco Reforms to Western Sahara, Advance US Policy Backing Moroccan Autonomy Solution
Updated December 23, 2011 03:11 PM EST
For first time, directs that US aid to Morocco can be used in W. Sahara; Urges State Dept to make resolving W. Sahara dispute a US foreign policy priority; Important steps to bolster, extend Morocco's reform agenda
Washington, DC (Dec. 23, 2011)—Congress has approved and the President today signed a bill taking action to extend US assistance for Morocco's reforms to the Western Sahara and advance the longstanding US policy calling for a solution to the Western Sahara conflict based on autonomy under Moroccan sovereignty. The action —included in the 2012 Omnibus Spending Report—for the first time directs that US program assistance to Morocco may be used in all "regions and territories administered by Morocco," including the Western Sahara.
The report puts tangible actions behind US policy supporting Moroccan autonomy in Western Sahara, which is backed by strong bipartisan majorities in the US Senate and House of Representatives, as well as the past three Administrations. It notes Congress "remains concerned with resolving the dispute over the Western Sahara" that for decades has been an obstacle to cooperation, stability, and security in the region, and urges the State Department "to prioritize a negotiated settlement" to the dispute based on autonomy under Moroccan sovereignty.
"The US must continue to seek a fair, just, and enduring solution to the Western Sahara in order to promote regional integration and protect US security interests in the region," said House Foreign Affairs Committee Chair, Ileana Ros-Lehtinen (R-FL) in the Congressional Record. "Morocco is an important strategic partner, and I support its continuing reform efforts to make it a more democratic and prosperous nation. Last month's elections in Morocco were another important step toward building a more democratic and inclusive country. The level of participation in the election of a new parliament demonstrates popular support for this reform agenda. I support the democratic aspirations of the Moroccan people and encourage its new parliament and government to follow through on constitutional and other reforms to protect fundamental freedoms and human rights."
For the first time, US program support for Morocco's reforms may be extended to economic and social development in the Western Sahara. This includes US assistance to expand the role of civil society, promote women's rights and entrepreneurship, enhance governance and institutions, facilitate democratic reforms and election monitoring, improve entrepreneurial and small business opportunities, address the growing youth population challenge and need for educational opportunities, improve the delivery of health care services and prevention, and increase the use of renewable energies to promote economic development and protect the environment. Congress has also asked the State Department to produce a report highlighting the steps Morocco has taken to advance human rights and reform in the Western Sahara and elsewhere in the country.
"As the region continues to be shaken by Arab Spring turmoil and transition, this measure represents clear US support for Morocco's efforts to provide economic development for its citizens," said Singleton B. McAllister, former senior counsel to the House Budget Committee and general counsel for the US Agency for International Development (USAID) under President Clinton. "For the first time, US program assistance will support Morocco's efforts over the last three decades to raise the quality of life for those living in the Western Sahara."
"This is great news and the logical next step in US support for our longtime ally, Morocco," said Robert Holley, Executive Director, Moroccan American Center for Policy. "The Western Sahara dispute has been a roadblock in the region for too long, impeding improved relations, economic integration, and security cooperation. Given the events of the past year, it is a roadblock that it's high time was removed. This action by Congress is an effective use of US aid funding, enabling assistance to be directed where it can have the most positive impact. Ultimately, it will help extend Morocco's reform agenda and improve stability and security across the region."
For more about Morocco's economic development efforts and democratic reforms, visit MoroccoOnTheMove.com and follow us on Twitter – @MorocOnTheMove
The Moroccan American Center for Policy (MACP) is a non-profit organization whose principal mission is to inform opinion makers, government officials and interested publics in the United States about political and social developments in Morocco and the role being played by the Kingdom of Morocco in broader strategic developments in North Africa, the Mediterranean, and the Middle East. For more, please visit www.moroccanamericanpolicy.org
This material is distributed by the Moroccan American Center for Policy on behalf of the Government of Morocco. Additional information is available at the Department of Justice in Washington, DC.


Each ornament will reflect the artistic signature of the individual creators. The installation will include Venetian-style blown ornaments, intricate glass snowflakes, hand sculpted glass snowmen, gingerbread men, angels, beveled stain glass, and more. SJGAA will also be displaying and selling vases, small sculptures, and jewelry.
This opening night reception will feature holiday tunes sung by selected quartets and small groups from the internationally acclaimed Mission Valley Chorus and Bay Area Showcase.
Proceeds will go towards the San Jose Glass Artist Alliance, a non-profit organization formed by local artists to provide educational presentations and live demonstrations on site to schools, clubs and the general public.


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Government Report Proposes Licensing and Regulatory Regime for India
Image credit: NITIAayog; Twitter
The country's think tank, the National Institution for Transforming India (NITI Aayog), recently released a report outlining a template and roadmap for a licensing and regulatory regime for digital banks. It focuses on avoiding regulatory or policy arbitrage and offers a level playing field to incumbents and competitors. It suggests the introduction of a restricted Digital Business bank licence and a restricted Digital Consumer Bank licence.
The report was created through inter-ministerial consultations. Last year, NITI Aayog released a discussion paper on the subject for wider stakeholder consultations. Comments received from 24 organisations were examined and have been suitably addressed in the final report.
According to a press release, given the need for leveraging technology effectively to cater to the needs of banking in India, the report studies the prevailing gaps, the niches that remain underserved, and the global regulatory best practices in licensing digital banks. The report recommends a carefully calibrated approach, comprising the following steps:
Issue a restricted digital bank licence to an applicant (the license would be restricted in terms of volume/value of customers serviced and the like).
Enlist the licensee in a regulatory sandbox framework enacted by the Reserve Bank of India (RBI).
Issue a 'full-scale' digital bank licence (contingent on the satisfactory performance of the licensee in the regulatory sandbox, including salient, prudential, and technological risk management).
The report also maps prevalent business models in the domain. It highlights the challenges presented by the 'partnership model' of neo-banking, which has emerged in India due to a regulatory vacuum and the absence of a digital bank licence.
The methodology for the licensing and regulatory template offered by the report is based on an equally weighted 'digital bank regulatory index'. This comprises four factors: entry barriers, competition, business restrictions, and technological neutrality. The elements of these four factors are then mapped against the benchmark jurisdictions of Singapore, Hong Kong, the United Kingdom, Malaysia, Australia, and South Korea.
Over the past few years, India has made rapid strides in furthering financial inclusion through initiatives like the Jan Dan-Aadhar-Mobile (JAM) trinity and Aadhaar cards. However, credit penetration remains a policy challenge, especially for the nation's 63-million-odd micro, small and medium enterprises (MSMEs) that contribute 30% to GDP, 45% to manufacturing output, and 40% to exports.
The country has taken steps towards operationalising its own version of 'open banking' through the Account Aggregator (AA) regulatory framework enacted by RBI. Once commercially deployed, the AA framework is envisaged to catalyse credit deepening among hitherto under-served groups.
Meanwhile, digital payments have become increasingly popular, the Unified Payments Interface (UPI) recorded over 4.2 billion transactions worth IN ₹7.7 trillion (US $96.4 billion) in October 2021. The success that India has witnessed on the payments front is yet to be replicated when it comes to the credit needs of its MSMEs. The current credit gap and the business and policy constraints reveal a need for leveraging technology effectively to cater to these needs and bring the under-served further within the formal financial fold.


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Q: Visual Studio 2010 Toolbar Layout Keeps Resetting My VS all the sudden started resetting my toolbar layout & selected after its closed/re-opened. Once VS is reopened additional toolbars are displayed which I don't use - quite annoying.
I tried resetting environment settings via Tools -> Import/Export and Resetting Window layout but this did not resolve the issue.
Anyone experience something similar or any suggestions on how to resolve this?
Thanks!

A: If you have multiple instances of VS open, you'll need to close both. Close the one with the desired settings last.

redpajama_set_name: RedPajamaStackExchange


Beretta 690 Sporting 12GA 30"
Beretta Model 690 Sorting 12ga 30" Barrels. New in Box This is Beretta's mid level Over and Under it has a heavier receiver than the 686 and is designed for heavy clays shooting. This will take a beating year after year. It was extended chokes and comes with 5 total. It has the new new Beretta Sporting Orange accents. The wood is upgarded walnut. LOP is Beretta Standard. It has a wide target rib for a better sight plane. This a great all around gun for any style of clays shooting.


St Mark's Care Centre is a 62 bed facility for Adults aged 18+ with challenging behaviours, including mental illness, dementia, early on-set dementia, acquired brain injury and stroke patients.
Generally 2/3 traditional loadbearing masonry with three sections of steel framed construction and part basement.
ABA Consulting provided full structural design and details from conception to construction together with all associated drainage and external work.


It's no secret that the L'Occitane hand creams are a must-have for curing dry digits and if you haven't had the chance to try one of their delicious scents yet, you might want to pick up our latest issue because you'll be able to get your hands on one for FREE.
And the best bit? There are six of these gorgeously scented L'Occitane hand creams to collect, each worth £8.
They're perfect for popping in your hand bag for beauty on the go or even better yet as a daily pick-me up that's always on your desk.
Each of these little wonders has a high concentration of shea butter to ensure your hands are more than just softened, they're protected and nourished.
Plus, they all smell SO good -which one of these gorgeous scented L'Occitane hand creams do you want to get your hands on?
First up we've got the Verbena Cooling Hand Cream gel, this unique product turns to a matte, powdery finish upon application helping to reduce perspiration and swelling – say goodbye to clammy hands forever.
Then we have the Shea Rose Heart Hand Cream which will leave your hands feeling and smelling gorgeously floral (and we love the pink packaging).
Our third scent is the must-have Pivoine Flora Hand Cream, which is enriched with shea butter as well as the peony petal.
Up next is the Shea Vanilla Bouquet Hand Cream, a sweet smelling product that will leave your hands smelling like a vanillia flower – we can't get enough of it.
Then we have one for the lavender lovers out there – the Lavender Hand Cream. This pleasantly scented product is packed full of lavender essential oil from Haute-Provence and is a must-have for your hand bag.
And how could we not mention the Zesty Lime Hand Cream? No we hadn't tried a lime hand cream either until this one came again but trust us when we say that this tangy product will leave your hands feeling invigorated.
So what are you waiting for? Make sure you pick up a copy of our November issue this month and you'll get one of these gorgeous L'Occitane hand creams for FREE.
Oh and don't forget all of our readers can get the L'Occitane Shea Sweet Comfort Collection (a gorgeous beauty set) for free with any in-store or online purchase of £15 or more.


Aaniiih Nakoda College is a tribal community college, one of 37 across the United States with an "open door" policy. On November 7, 1983, the Fort Belknap Indian Community Council chartered Fort Belknap College and affirmed a new college board of directors to begin the process of establishing a fully accredited college. Fort Belknap College received candidacy status in 1985 and became accredited in 1987, and began processing the first official transcripts the winter of 1988. ANC just completed a full scale campus visit (April 2017) and recently attended (June 2017) the Northwest Commission on Colleges and Universities summer meeting to expound on the commendations and recommendations made by the visiting evaluation team.
On September 22, 2011, Fort Belknap College officially became Aaniiih Nakoda College. Aaniiih means "White Clay" for the Gros Ventre tribe and for the Assiniboine tribe, Nakoda means "The People". Each tribal college is unique and are located on specific Indian Reservation(s) and represent each tribe or tribes with their own history(ies), culture(s) and language(s).
The averaged ANC graduation rate for the past 10 years is approximately 23%, which was recognized nationally by the College Score Card and the Aspen Institute named ANC one of the Top 150 Community Colleges in the U.S. ANC averages about 200-240 students these past three years. The college has many student success stories, but the most exciting is when students go on to attain a baccalaureate degree, then a master's degree, and sometimes a doctorate, then return back to Fort Belknap to become a college instructor, a college staff member, an adjunct professor or work in the local businesses; giving back to their communities. Student success is measured one student at a time and because the institution is small in population, staff and faculty get to know each student.
ANC is located inside the northern boundary of the Fort Belknap Indian Reservation and is nestled in the Milk River basin. Just 45 miles south of the Canadian/Montana border, the environment is grasslands and strip farming and has small isolated mountain ranges called "islands". ANC is one of seven tribal colleges in the state of Montana and provides services to the highline communities with quality educational programs, professional development, tribal public library, community-orientated projects, and state-of-the-art information technology.
The American Indian Studies Department Chair and instructor described ANC as a "place where American Indian culture and technology meet"…this is true. We welcome everyone to ANC to meet our students and staff, to stopover at the college's KGVA 88.1 FM Public Radio Station or to just explore the ANC campus.


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A Survival Oasis You May Have Missed
October 9, 2012 By E.J. Smith - Your Survival Guy
Has your state made our ranks yet? Stay tuned this week for the best and worst survival states plus the full ranking of all 50 states—because it's not pretty out there.
Last week, The Wall Street Journal reported that "A flagship Department of Homeland Security initiative produced shoddy intelligence reports that did little to protect the country and generated false leads that may have made it harder to catch terrorists, a congressional investigation found." Survival isn't getting easier.
You may be disappointed or surprised, depending on how your state ranks. Don't be. Survival prep is a local thing, just like politics. Take my home in Newport, Rhode Island, for example. Regardless of how Rhode Island ranks, I happen to like the survivability of Newport.
For one, it's on an island. It shares Aquidneck Island with Portsmouth and Middletown. When you live on an island accessed by bridges, you have control over who comes and goes. I'd imagine the gangs wouldn't have much luck trying to get onto Aquidneck Island for a night of looting and mayhem after a disaster. On the flip side, if there's a convoy of supply trucks needing passage, then by all means let them roll on in. If the roads are compromised, then supplies can be received by sea. And if you have no food, then put up the "gone fishin'" sign.
Newport is a busy place in the summer with the folk and jazz festivals and in the fall with visiting cruise ships—not to mention the summer vacationers, day-trippers, and increasing number of summer residents. The police force is staffed to handle the crowds. But since policing is a full-time job, the staffing levels don't drop off a cliff in the off-season. That, plus the fact that the U.S. Naval War College and Newport Naval Station are in town, provides some peace of mind. I can't imagine both the police and Navy allowing civilians to get too out of hand.
Take some inventory of where you live and how your town stacks up. You might be pleasantly surprised that you're in better shape than you hoped. And if not, then push through the inertia ogre and do something. Believe me, having a tight network of friends who are in the know about survival prep can do wonders for your own. Oftentimes the best ideas come from talking out your plans.
E.J. Smith - Your Survival Guy
Preparing your investments and family for when disaster strikes.
E.J. Smith is the Founder of YourSurvivalGuy.com, Managing Director at Richard C. Young & Co., Ltd., a Managing Editor of Richardcyoung.com, and Editor-in-Chief of Youngresearch.com. E.J. graduated from Babson College in Wellesley, Massachusetts, with a B.S. in finance and investments. In 1995, E.J. began his investment career at Fidelity Investments in Boston before joining Richard C. Young & Co., Ltd. in 1998. E.J. has trained at Sig Sauer Academy in Epping, NH, where he completed course-work in Practical and Defensive Handgun, Conceal Carry Pistol, Shotguns, Precision Scope Rifle and Kidnapping Prevention. E.J. plays a Yamaha Recording Custom drum set with Zilldjian cymbals. His first drum set was a 5-piece Slingerland with Zilldjians. He grew-up worshiping Neil Peart (RIP) of the band Rush, and loves the song Tom Sawyer—the name of his family's boat, a Grady-White Canyon 306. He grew up in Mattapoisett, MA, an idyllic small town on the water near Cape Cod. He spends time in Newport, RI and Bartlett, NH—both as far away from Wall Street as one could mentally get. The Newport office is on a quiet, tree lined street not far from the harbor and the log cabin in Bartlett, NH, the "Live Free or Die" state, sits on the edge of the White Mountain National Forest. He enjoys spending time in Key West and Paris. Please get in touch with E.J. at ejsmith@youngresearch.com. Sign up here to receive all the best content from Richardcyoung.com each week.
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Cardinal Jorge Urosa Savino of Caracas. (Bohumil Petrik/CNA)
World | Aug. 10, 2017
Caracas Cardinal Denounces Venezuelan Regime's Recent Moves
Cardinal Urosa said the eviction of the country's legislature 'is a measure astonishing for its violence and arbitrariness.'
CARACAS, Venezuela — Cardinal Jorge Urosa Savino of Caracas expressed Tuesday his "astonishment and rejection" of a series of measures that violate the "will of the sovereign people" in Venezuela.
In an Aug. 8 statement, the cardinal denounced the eviction of the country's legislature, the National Assembly, from the Federal Legislative Palace. The action was taken so that the constituent assembly, tasked with rewriting the constitution, could meet in the building.
"This is a measure astonishing for its violence and arbitrariness," Cardinal Urosa said, adding that it "violates the will of the people who sovereignly elected the National Assembly in the December 2015 elections."
The National Assembly is controlled by the opposition, while the constituent assembly was elected July 30 in a process that has been denounced as fraudulent by bishops, much of the international community, and the company in charge of the election's electronic voting system. Pope Francis had spoken against the constituent assembly's inauguration.
"In addition to being an invalidly constituted body, since it was not convened by the people, and whose election is suspected of fraud, the constituent assembly doesn't have the right to appropriate the seat of the National Assembly. That is arbitrary and violent, and, therefore, unacceptable."
The Archbishop of Caracas also denounced that "in recent weeks, we have seen how the Constitutional Chamber of the Supreme Court of Justice has levied very severe sanctions against several opposition mayors. Yesterday, the removal from office, imprisonment, and disqualification for the mayor of Chacao, Ramon Muchacho. And the mayor of El Hatillo, David Smolansky is summoned for tomorrow. Both, as well as the mayor of Lecheria, have been charged with contempt by the court."
"Those sanctions go against the rights of those mayors and the will of the people who elected them to govern their towns," he stated.
"The search for peace and understanding that President Maduro preaches is impeded by those measures. We ask that these actions be stopped and that an atmosphere of calm be created which will allow for finding solutions to the country's current political, economic and social crisis," the cardinal concluded.
The constituent assembly approved a decree Aug. 8 that it will control all the branches of the Venezuelan government.
The decree was issued a day after the National Assembly said it will ignore the decisions of the constituent assembly, and two days after a small group of soldiers and civilians from Carabobo state declared themselves in rebellion against Maduro's government, seeking "to restore constitutional order" in the country.
Since April 1, more than 120 people have been killed in protests against Maduro's government.
The countries of the Bolivarian Alliance for Latin America — which includes Ecuador, Bolivia, Cuba, and Nicaragua — met in Caracas recently to express their support for the constituent assembly, while another 17 nations of the Americas met in Peru to state that Maduro's government is a dictatorship.
Among the signers of the "Lima Declaration" are Argentina, Brazil, Chile, Colombia, Mexico, Costa Rica, Panama, Paraguay, Canada, and Uruguay.
The declaration states that its signatories do not recognize the constituent assembly; it fully supports the democratically elected National Assembly, only recognizing the acts that this body approves and validates; and it condemns the violation of human rights, the violence, and the repression occurring in Venezuela.


This Sunday my Star Wars game came back off a time skip that happened in the previous session. The PCs split into two groups and separated for 2 years in game. Three of the PCs went to train with a pair of experienced force wielders, and three stayed to help the Rebellion. Both had a large amount of growth in that time - and the PCs received a good chunk of XP to reflect this - but there's more to coming back off a time skip than just giving XP. Today, I want to talk about that.
One of the things I feel is the most important when coming back off a time skip is to establish how the characters have grown. If you have benchmarks in the game already this works out well. One of my personal favorites is taking a recurring villain that before was a threat for the whole group, and showing that they're no longer as big a threat in a fight.
Other examples, outside of combat, can include seeing through people that used to have the PCs wrapped around their finger, able to slip past defenses that used to be impenetrable, or basically any task that involves overcoming an obstacle that used to be seen as nigh insurmountable.
This is a fun thing to do because everyone likes feeling strong, and it gives the player a sense that they've become something, or some one that is powerful and therefor matters.
Once you've established that the PC is stronger, you can't just go back to the old status quo. You need to work harder to sell things. Remember in the second Matrix movie where the Agents are suddenly able to keep up with Neo and it is explained with a throwaway line of "Ah, upgrades."? Yeah, don't do that.
Instead, if you can, throw more enemies at the players, or throw bigger enemies at them. If a trio of TIE fighters was a super dangerous fight before, then a trio of TIE fighters should not be a super dangerous fight anymore. Maybe you upgrade to Interceptors or Defenders, but you don't want to just go back to the old form. It kills the sense of growth you just established.
Finally, the more power you give your PCs the more freedom you should also give them. The stronger they are, the more in control of their destiny they should be. It feels weird to be single handedly taking down Battle Cruisers, but still not getting to have even a say in where your talents are best put to use. It feels even weirder - even in military games - to still be a private after you've done all those thrilling heroics.
Finally, finally, it is a good thing to remember as a GM that you'll have a lot more fun running games with powerful PCs if you aren't so focused on what your PCs can do, but rather what t hey will do.
For example: I personally don't care if my PCs are capable of kicking in the Emperor's front door and teaching him what to in my Star Wars game. What I care about it is will they try to do that, and if so what will happen when they do.
By keeping that in mind I'm constantly challenging my players in a way that isn't just "can you roll above a 20 on this check?" and is more in line with what really matters to the character. In return, my players (I hope) feel safe to focus on the why of their actions because that is what the game is truly about.


The Temple of Satan is less a religious body organized around rituals and regular meetings than a roving band of political provocateurs, according to Greaves. They believe Satan is a "literary construct," the spokesman said, not an actual being with horns and hooves.
The proposed statue includes quotations from poets Lord Byron and William Blake.
"Prisons are built with stones of Law, Brothels with bricks of Religion" runs the Blake quotation. The 18th-century poet was a Christian, albeit one with a mystical bent and little use for traditional morality.
The statue's main figure, Baphomet, has long been associated with Satan, Greaves said. In the 12th century, the Knights Templar, a group of Christian crusaders, were accused of worshiping Baphomet in their secretive rituals.
"From the mythology created by these accusations against the Templars, we now have a symbol for Satan pictured as a goat-headed beast," Greaves said.
Since the 1960s, a variation of the horned goat head has been the official symbol of the Church of Satan, which is not affiliated with the Temple of Satan. The head of the Church of Satan has told CNN he does not approve of the idea of a Satanist statue on public grounds.
Oklahoma state Rep. Paul Wesselhoft told CNN that he doesn't think the Satanists' statue will be approved.
"What will disqualify them has really nothing to do with Satan as such; it's that it has no historical significance for the state of Oklahoma," he said.
Trait Thompson, chairman of Oklahoma's Capitol Preservation Committee, said he has not received the Satanists' proposed design yet. He also said that no applications will be considered until a lawsuit over the Ten Commandments monument is settled.
The American Civil Liberties Union has sued over Oklahoma's Ten Commandments monument, calling it an unconstitutional government endorsement of religion.
After news broke of the Satanists' proposal, the state was flooded with requests from religious groups seeking to erect monuments to their own faith, including Hindus and Pastafarians, a satirical religion that "worships" the Flying Spaghetti Monster.
An Oklahoma lawmaker told CNN that the Satanists' message wouldn't fly in the Bible Belt state, where nearly two-thirds of the population is Christian.
"Any monument displayed on state property should reflect the values of Oklahoma or memorialize those who built or defended our freedom," Rep. Bob Cleveland said Tuesday. "In my opinion, this Satanist monument does not meet with the values of Oklahomans."
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It's just a statue of a man wearing a goat's head mask... or of Baphomet if that is what you believe it to be. You are free to react to it in any way you choose. Admire it, criticize it, bow down to it, curse it, or whatever... you are your own master, the final choice is yours. The devil can tempt you all he wants to do his bidding, but you still have to make the final move. The devil can't do it for you.
Satan Bless America! The land of the wicked and the home of the insanely free.
Once you open the door to allow one group to show their view it allows all to show their views. The state cannot show favoritsism over one belief system over another. England had this which is why settlers left England in the first place. We never learn from our past. Shameful.
Next thing you know there will be statues of pedophiles, rapists, serial killers and drug cartels. "In America, you can be anything you want to be, and if you have enough money, you can hire lawyers to keep you out of prisons too." Satan Bless America!
I agree, I am revolted and traumatized by this idea. I am not kidding either! This is not OK regardless of what belief system a person holds.
My Totem Pole is appalled as well. I hope to have a replica erected there soon.
Last days because of a statue? – lol. Pretty weak 'god' you have there.
meh. At least they do not hide their places of worship in residents. Yeah and there is no black garb assassin around in it. So it would work. Yeah. I guess someone has to visit one of their churches just to see how evil it is instead of gocking at it like brat. Hey, it could be a great haunted house trip if I went and visited one of their places of worship.
I'm not scared one bit by Satanists. They're generally nice people, who believe if one religion gets to put up their idols, that they should–and they're LESS hypocritical when they do it!
Besides, Satanism is a REACTION to Christianity, more like a protest. Protesting Christianity? We need more of it.
I laughed so freaking hard when I read this that I spit out my milkshake! Good for the Satanists! If Christians get put up symbols of THEIR mythology, then why not the Satanists?
Love it!!! Hail Satan, the best friend mankind ever had!
Why not? Throw in a Ganeesh or two while they're at it.
Uh-oh...some of the things going on today or some of the things that the big guy said he got angry over in the first place and statues of other dieties- a big no, no. And a statue symbolizing Lucifer of all things. Well we started out as a nation of God and we prospered. We have moved to become a nation of heathen religions and atheist and we will suffer- we are already. Satanist think its a literary figure- I think its a slap to the face of my God. This nation wouldn't founded on the principles of other religions. I don't believe in suppressing no one in their religious practices, but I think if you live in this nation- you should respect it was found on the ideas of Christianity and its prominent in the founding government. That should never be changed or disrespected, yet does not mean you have to follow. Anyway, this is an idea for Satanist to get a prominent hold in the religious circle of society. I would rather see a statue of Buddha, Krishna or beings that represent good or holiness, not heathenism or atheism.
You're kidding right? Did you learn history from fox news?
If you have ever celebrated Christmas, decorated a Christmas tree, put a wreath on your front door, kissed under the mistletoe, dyed Easter eggs, decorated your home with bunnies or have made/eaten hot cross buns, then you my dear are an insanely ignorant hypocrite. You do realize that all if not most of your Christian traditions were stolen from Pagan rituals and symbolism right? You've never asked yourself what the heck a rabbit has to do with the resurrection of Christ? All of your days of the week were named after the gods and goddesses that some of us still seek wisdom and understanding from today. Now, if you haven't participated in any of the following things I listed above, then kudos to you and proceed to live by an "ignorance is bliss" standard of living.
Buddha is NOT a god. It is an enlightened individual, so you or I could be Buddha. Many Buddhists believe Jesus was a Buddha.
You incorrectly assume your christianity and the jeesus god is the ultimate. Hindus have gods that look like elephants and monkeys and even blue skinned people. Muslims have a demon god of the moon called allah. The list is long and why religion is bad for humans.
Reblogged this on The Devil in America.
Egyptian gods had the same look. 🙂 Who said darth vader had to follow the sith lord.
Since "nearly two-thirds of the population is Christian," why is there a statue honoring the Jews, who were the ones given the Ten Commandments?
And considering 76% – over three-fourths – of the American population is Christian, one has to ask: what happened in Oklahoma to knock down the percent who are Christian? Maybe statues representing other faiths are more proper there than in most states of the USA!


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Suzette Cavanaugh is currently employed as a Senior Investigator with Pilgrim Insurance Company. After receiving her BA degree from Suffolk University she embarked on her career by joining the Massachusetts Attorney General's Public Protection Bureau as an investigator before becoming an SIU Investigator in 1993. She is a Certified Insurance Fraud Investigator (CIFI), is a founding member of the New England Chapter of the International Association of Special Investigation Units (NEIASIU), is Past President of the New England Association of Insurance Fraud Investigators (NEAIFI), and is a member of the International Association of Auto Theft Investigators (IAATI).
Training & Social Media Coordinator
Michael Gottlieb
Website Coordinator
Venue Coordinator
Mike Merolli
Law Enforcement Membership
Mike Merolli is currently the SIU Accident Reconstructionist at MAPFRE Insurance and has been a member of NEAIFI since 1989. He is a retired Massachusetts Police Officer and periodically conducts training for Law Enforcement across the US. Mike is a past Board member of NEAIFI, served as its President for two terms and has been a member of IASIU and NEIASIU for more than a decade.
Mary McDermott is currently employed as an Investigator with the Insurance Fraud Bureau of Massachusetts and a board member of the New England Association of Insurance Fraud Investigators (NEAIFI) . After receiving her Bachelor of Science Degree in Criminal Justice from Suffolk University, she began career in private investigation moving into the insurance industry as an SIU investigator for 17 years. Since 2014 she has been with the Insurance Fraud Bureau of Massachusetts with a focus on Provider Fraud investigations.
Tim Sweeney is a Claim Service Consultant in Allstate's Special Investigation Unit. After obtaining a Bachelors in Economics at University of California Santa Barbara, Tim moved to Seattle, WA in 1995. Tim began his career at Allstate 20 years ago as a total loss adjuster before transferring to SIU in 2001. He transferred to their New England SIU unit in 2011. While at Allstate, Tim has earned his SCLA and MBA. He is also a current member of IASIU, originally part of their northwest chapter, Puget Sound Special Investigator (PSSI) from 2001 through 2010, and is Past Treasurer of the New England Association of Insurance Fraud Investigators (NEAIFI).
Director (2021) Speaker Coordinator
Laurie Lunt is the Intelligence Analyst at MEMIC. She joined MEMIC in 2005 as a claims handler, worked as a paralegal for MEMIC and began her SIU career in 2009. She is a Certified Insurance Fraud Investigator (CIFI), Senior Claims Law Associate (SCLA) as well as a WCP (Workers' Compensation Professional). When she isn't fighting fraud, you can find her at Fenway Park cheering on her beloved Red Sox.
Bylaws & Procedures Coordinator
Laura Kessler is Vice-President/General Counsel to the Insurance Fraud Bureau of Massachusetts. She serves as chief legal officer. Formerly, Laura served as counsel to the Special Investigation Unit of Arbella Mutual Insurance Company and enforcement counsel to the Massachusetts Securities Division. A graduate of Villanova University, Laura Kessler received a J.D. from Suffolk University Law School and was admitted to the Massachusetts Bar in 1985. She is a member of the Massachusetts and American Bar Associations, the Association of Certified Fraud Examiners, and NEAIFI.


I think a key concept here is the de facto business model in academia. Far from being a highly centralized, command-and-control organization, acad emia is heavily de-centralized in many ways. Easy to say, but what does th at mean?
I have taken to saying that each PI is the CEO of their own research shop. The buck stops with them. Their business is research, mea ning the widgets they produce are publications of research results, they recruit their "employees" to explore research questions, their research enterprises rise and fall on how well they keep their research machine moving along. Each CEO has to line up enough "venture capital" in the form of grant money, so the Grant Application machine has got to be humming. Academic departments are not tightly managed business units with production goals, b ut loose federations of CEOs. Colleges and Universities are loose federations of these loose federations. (This may all sound like a monstrosity, but how can a department head dictate research goals to a faculty member, especiall y when many of these leadership positions are subject to term limits?) For the small business CEO with the research shop, membership in the "res earch consortium" means certain risks are centralized away (such as medical coverage for research personnel involved in an accident) while opportunitie s remain to advance one's career reputation as a prolific researcher.
So it seems to me. Your results may vary.
Not intended as an excuse for the state of affairs, but a description of the lay of the land. And not at all intended as repres entative of my employer, etc.
Robin and Rob make some excellent points, from both directions. Here at Davis, I provide general chemical and laboratory safety training. Yes, it's stand-up training and I reach about 1500 folks per year. I'm working on an on-line refresher but it just doesn't have that special "Debbie touch" <grin>.
Many departments won't issue keys until students compl ete my training. Many PIs have a similar policy. More departments/P Is all the time are implementing that requirement. It's not up to me (or EH&S) to make sure folks have training before they head into the lab. That's the responsibility of the PI/supervisor and the dep artment to put those requirements in place.
When I started here, lab safety training was offered about e very 6 weeks or so with maybe 20 people attending. At the beginning of the fall quarter, I'll have at least one training per week – someti mes more. It's taken a long time to get to this point but for a big institution like UC Davis, changing the culture (turning the aircraft carri er) takes a while.
Safety is the first and foremost concern in *every* laboratory operation. Period. You relax that rule, bend it, or break it and the consequences (as we have seen) can be fatal. Reinfor cing the importance of safety by *requiring* safety training before *any* work begins telegraphs the role of safety and is an important first step (of man y) that academia needs to take to embrace the safety culture mindset.
If only it were that simple… an outright ban on labora tory work until the worker has completed safety training. In a way, we have that, but it is so much more complicated and I honestly believe that o nly those who work in academia can appreciate that.


One of Canada's retail giants, Dollarama is one of Canada's leading growth stocks. Unfortunately for investors Dollarama stock has not fared well over the last year or so. There are multiple reasoning's for this which I will explain further on in this article, but I really wanted to dive deep into what makes this discount retailer so profitable.
This piece is going to go in depth on both the Dollarama stock in terms of fundamentals, and Dollarama as a company. In particular, if you're a prospective shareholder, you're going to find this article extremely helpful.
What exactly does Dollarama do?
The name probably gives it away, but Dollarama is a Canadian retailer that specializes in the operation of dollar stores. Salim Rossy opened the first Dollarama in 1992, but the business dates back to the early 1990's in which Salim Rossy ran a retail store called S.Rossy Inc. Over time, the stores diversified and eventually in 1992 Larry Rossy transformed a S.Rossy store into a Dollarama. They haven't looked back since.
The company has grown rapidly over the past few years, which has made it one of Canada's strongest (and potentially overvalued) growth stocks. With over 1000 stores in operation, Dollarama focuses on expanding their brand not only in large scale metropolises, but small towns as well.
I live in a town of 13 000 people and we have a Dollarama. The company isn't scared to move into areas with smaller populations because their business model is structured in a way that their target customers are anyone and everyone.
The bulk of the company's business comes from Ontario, which is not surprising considering the bulk of the Canadian population resides in the province.
What makes Dollarama's business model so profitable?
Whenever a company is able to turn pocket change sale amounts into a billion dollar enterprise, you've got to take a second look as an investor.
The company's business model simply works because they are cheap. Dollarama doesn't sell $800 TVs. They don't sell $300 vacuums. The company sells Toothpaste for a buck. They sell paper plates for parties, they sell junk food.
They sell items that are going to leave the shelves regardless of economic conditions.
This is an absolutely crucial concept if you are a prospective investor. Many Canadian retailers suffer during times of economic uncertainty. People can't afford electronics, nor can they afford new furniture. When times are tight, people look to pinch pennies. And Dollarama allows consumers to do so.
The company is able to sell items for dirt cheap, at some pretty significant profit margins. With a gross margin in 2018 around 40%, the company is turning pocket change into bills.
A consumer looking to head out to shop for groceries may head to a store like Wal-Mart or Sobeys, but a consumer looking for run of the mill household items is going to head to Dollarama if there is one in their area. Why?
Dollarama has taken a lot of heat lately, mainly due to the fact that Dollarama's stock valuation was sky high. The problem you run into with a growth stock of this caliber, especially considering it's valuation at the time, is when an earnings report misses the mark by even a sliver, the stock tends to plummet.
2018 was an incredibly hard year for Dollarama. Not because results were bad, but simply because their exponential growth has inevitably slowed down. I mean most investors with any sort of experience would know that this was bound to happen.
On the books over the last 3 quarters Dollarama has either met or missed earnings estimates by a penny. However, with the stock trading at ridiculous levels, even these minuscule misses are enough to send the stock down into oblivion. The stock has lost over 35% of it's value over the last 3 quarters, and the mood has generally soured on the once highly sought after company.
After watching a overall bloodbath in terms of share price over the last 9 months, it's a completely reasonable thought for investors to stay as far away from the company as possible.
But, reasonable isn't always right.
The only thing the freefall in Dollarama stock price has done has brought the company's share price from ridiculous to reasonable. Dollarama's earnings and sales projections may not be a lucrative as they once were, but it is still a strong company in terms of growth. And although they are currently struggling, Dollarama has a 5+ year history of increasing both earnings and sales.
This is one of the key components I look at when evaluating growth companies. Analysts can say whatever they want in terms of earnings and sales estimates, but what I want to see is the companies actual ability to increase them on a consistent basis. This is why Dollarama's stock was featured on some of our best stocks to buy in the Country.
Investors looking for a long term growth stock should be taking a second and even third look at Dollarama stock. They aren't going anywhere anytime soon. And although the company is facing some competition from their American counterpart Dollar Tree, they still have a stranglehold on the industry in terms of market share.
One thing I really like to see from a growth company struggling with, well…. growth, is adaptation. Dollarama has done exactly that. The company recently launched it's online store, but it's really not tailored for the customer you may think.
Dollarama hasn't stated as much, but it is fairly obvious their online stores are suited for commercial businesses. If you check the store out, you'll see that products such as cleaning supplies are sold in bulk cases. I mean I don't know about you, but when I go to buy toilet cleaner, I'm not looking to buy a box of 16.
But who is looking for bulk discounts to save some cash? People who use a lot of this stuff. Restaurants, gas stations, cleaning companies, even commercial property management firms.
I really expect Dollarama to deliver strong results with their online stores. Large scale companies looking to cut margins on small level expenses could easily turn to the discount retailer to provide them with what they need.
If Dollarama's online stores provide solid sales in 2019, we could see the stock surge back to mid 2018 levels. And at that point, you're going to wish you got in at the reasonable price it is now.
I want to know what you think of Dollarama. Comment below on how you think the company will perform in 2019.


In this section, you will find all of the Learning Center's resources organized according to type of resource. America Walks is proud to be able to offer a variety of resources for all types of advocate.
Tactics: America Walks is proud to be able to offer tactics on approaching specific challenges as part of a partnership with Sam Schwartz Engineering and Steps to a Walkable Community.
Case Studies: Review the details of how one community passed a complete streets policy, or how an elected official inspired 100,000 citizens to start walking for better health.
Webinars: Watch archived webinar presentations featuring national experts on walkability and local advocates sharing their own success stories.
Discussion Forums: Listen to more interactive discussion forums from the America Walks archive, involving webinar presenters and the live audience.
Research Articles: Read published studies from peer-reviewed journals about the benefits of walking and the strategies for improving walkability.
White Papers: Take a few tips from these policy documents and model ordinances to inform your own policy advocacy campaigns.
Tool Kits: Follow step-by-step guidelines for planning and implementing walkable community campaigns.


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Twenty Years Ago
NEWS FROM DEVA STADIUM 2021
January | February | March | April | May | June | July | August | September | October | November| December | 2020 News | Archive News
OYIBO DEPARTS CHESTER
Winger Jude Oyibo has had his contract cancelled at Chester by mutual consent. The former Curzon Ashton player made 3+14 appearances for Chester, scoring one goal, earlier this month in the defeat at Spennymoor Town. He joined Chester in May after taking part in a pre-season trial weekend.
LATE GOAL DENIES BLUES
Chester looked set for back-to-back victories on Tuesday before a last minute goal from Ben Tollitt earned AFC Fylde a point at Deva Stadium. The Blues, unchanged from the victory at AFC Telford, had taken the lead on 53 minutes with a tremendous strike from George Glendon, firing home from a Darren Stephenson cross. The visitors were reduced to ten men with the dismissal of David Perkins for a punch on James Hardy, but drew level through Nick Haughton.
With ten minutes remaining Stephenson put Chester in front, his shot from the edge of the box squirmed under Bobby Jones in the Fylde goal and crept over the line by the left post.
But with seconds remaining, Chester failed to clear a Fylde attack allowing Tollitt to score from long range low into the bottom corner.
Despite the late setback, this was an encouraging performance from Chester in an entertaining game that saw Steve Watson and Steve McNulty take charge of their first home game.
Picture © Rick Matthews
• League table after this match | Match pictures | Watch the highlights
McNULTY JOINS AS ASSISTANT
Former Tranmere Rovers and Luton Town defender Steve McNulty has joined the club as manager Steve Watson's assistant. The 38-year-old has a wealth of experience at non-league level having achieved no less that six promotions with four clubs in his career. His last role was as a player coach at Witton Albion, and he previously played under Watson at York City.
WINNING START FOR NEW ERA
Steve Watson's reign at Chester got off to a winning start with the Blues securing a 3-1 victory at AFC Telford United on Boxing Day, exactly a year since their last away win, ironically on the same ground.
The Blues got off to a perfect start with the recalled James Hardy opening the scoring on 13 minutes. Anthony Dudley doubled the lead from the penalty spot on 73 minutes before Darren Stephenson added a third five minutes later. Carl Baker scored a fine consolation goal for the home side in the dying seconds.
• League table after this match | Match pictures
STEVE WATSON TAKES CHARGE
Chester have appointed Steve Watson as their new first team manager, with the appointment currently until the end of the season.
As a defender/midfielder, Watson had a playing career from 1990-2009 that saw him feature for Newcastle United, Aston Villa, Everton, West Bromwich Albion and Sheffield Wednesday.
The 47 year old has since managed at Gateshead and York City where he was named Manager of the Month in October.
Watson had previously been linked with the Chester job back in 2916 when he was coaching at Macclesfield Town.
He took part in his first training session on Thursday ahead of the next fixture at AFC Telford United on Boxing Day. In an interview with the Chester Chronicle he mentioned that he had stood amongst the Chester fans at the recent defeat at Spennymoor Town.
You can read more of that interview here.
MANAGERIAL POSITION
The club have confirmed that they have short listed a number of high-quality candidates and that interviews for the vacant manager's position will be held over this weekend. An announcement will be made once the process is completed.
LATE GOALS SINK BLUES
It was another defeat for the Blues in the north east when they were beaten 4-2 at Spennymoor Town on Saturday. A great second half fight back looked like a point had been salvaged as late goals from substitutes Darren Stephenson and Jude Oyibo had cancelled out two earlier Moors goals. However two late flick headers from striker Glen Taylor inflicted another defeat on the Blues who have failed to win away from home all season.
Interim manager Danny Livesey told the club website: "It took us a little bit to get to grips with their shape, that is probably a little bit of inexperience on my part in the first half. Then in the second half we changed it a little bit and I thought we were miles better."
"When you get to 2-2 you think we will at least hold on. But we were pushing as well and you think there is only one team that is going to win this."
"But then when they have got Glen Taylor. Put it in the box and you don't even need any quality. They have put two balls in the box and he has got on the end and flicked it in. That is a learning curve for the back four as a whole."
"The ball is coming in too easily and then he has been doing it for years. He is the best at what he does. It is just disappointing. Matty Williams is in there. He has just said he is disappointed with the way the goals have gone in. It's a learning curve for him and he will be better for that."
Chester are without a game at the weekend with most clubs still involved in FA Trophy action. The Blues will travel to AFC Telford United on Boxing Day, kick-off 15.00hrs.
The day after beating Chester, Spennymoor announced that former Blues managers Anthony Johnson and Bernard Morley had taken on the managerial positions there.
• League table after this match | Match pictures | Watch the highlights [YouTube]
STRIKER RETURNS
Just a few days after agreeing to a new one month loan extension, striker Charlie Jolley has been recalled by his home club Tranmere Rovers.
PETER GREENWOOD 1924-2021
There are very few players that have managed to balance a career both as a first class cricketer and a footballer, but Peter Greenwood, who has sadly passed at the grand age of 97, was one of this rare breed. Peter made 62 Football League appearances for Chester between 1948 and 1952 but spent the summer months as a professional with Lancashire Cricket Club.
BLUES LEAVE IT LATE AGAIN
James Horsfield couldn't have have picked a better time to score his first Blues goal, blasting the ball home in the fifth minute of stoppage time to grab all three points against Leamington at an extremely cold and wet Deva Stadium.
Chester had earlier take the lead on 32 minutes with Paddy Lacey scoring from close range after goalkeeper James Weaver had collided with one of his own defenders attempting to catch a George Glendon free kick. The injury to Weaver saw a 25 minute delay with the players departing the pitch as he received treatment.
He was taken to hospital and released later in the evening before posting the message: 'I'm doing fine, I'd just like to thank all the medical staff at the ground and the subsequent help I received at Countess of Chester hospital. I look forward to getting back when it's safe to do so.'
Following the restart Leamington drew level on the stroke of half-time with a free kick from Steph Morley. The visitors had the better of the second half, with the wind behind them, though the Chester defence held firm and Horsfield's late strike, that took a slight deflection brought interim manager Danny Livesey his first three points.
LOANS EXTENDED
Chester have extended the loan signing of Tranmere Rovers forward Charlie Jolley by another month, while two players are heading out on loan. Midfielder Drew Lowe has joined Runcorn Town for a month, and forward Zack Clarke has joined Atherton Colleries, also for a month.
CESTRIAN X1 HALF SEASON TICKETS
Chester have announced a Cestrian X1 Half Season Ticket to cover all National League North home games from 2 January to 2 May. Please order by Sunday 12th December to ensure delivery in time for Christmas. You can check the prices and order tickets from the club website here.
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