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Arastos
Cal State San Marcos Scientists Share in Big NASA Research Grant
Google Science Feeds - Mon, 07/15/2019 - 23:20
Cal State San Marcos announced Monday that a group of its researchers have been accepted into a NASA research program that will analyze human space exploration and space science over the next five years. Support Times of San Diego's growth
Technical Issue Delays Indian Moon Mission
No media source currently available. 0:00 0:03:44 0:00. Direct link. 128 kbps | MP3 · 64 kbps | MP3. Pop-out player. India has canceled the launch of a spacecraft shortly before it was supposed to leave Earth on a trip to the moon. India's space agency said it ...
SpaceX finally reveals cause of April spacecraft explosion
SpaceX says it has figured out what caused one of its spacecraft to explode during a ground test in April. A valve accidentally leaked some of the vehicle's propellant, starting a chain reaction that caused the spacecraft to burst apart. Now that the cause has ...
SpaceX blames faulty valve for Dragon spacecraft explosion
An investigation into what caused the SpaceX capsule to blow up in April during an engine test has pinpointed a faulty valve that caused a propellant leak, a company official said Monday. The valve is being replaced by a disc that would eliminate the ...
New 'Majorana photons' identified
Date: July 15, 2019; Source: City College of New York; Summary: Scientists have discovered a new super class of photons dubbed 'Majorana photons.' They could lead to enhanced information on quantum-level transition and imaging of the brain and its ...
SpaceX found the problem that blew up its Crew Dragon spacecraft
A propellant leak caused the destruction of a SpaceX vehicle during an April test as it prepared to carry astronauts to the International Space Station. Engineers behind the spacecraft investigated what happened alongside NASA, the US Air Force and the ...
Get instant alerts when news breaks on your stocks. Claim your 2-week free trial to StreetInsider Premium here. By Joey Roulette. BOULDER, Colo. (Reuters) - As the United States races to put humans back on the moon for the first time in nearly 50 years, ...
Cal State San Marcos Scientists Part Of NASA Space Research Team
The NASA research program will analyze human space exploration and space science over the next five years. By California News Wire Services, News Partner. Jul 15, 2019 4:29 pm ET. Reply. 0. The NASA research program will analyze human space ...
First Moon-Forming Disk Detected Swirling Around an Exoplanet
Last month, astronomers announced that they'd snapped a rare image of two planets forming around a young, 6-million-year-old star about 370 light-years away called PDS 70. Now, after closer examination, they've found something even more surprising: the ...
50 Years After Apollo 11 Moon Landing, NASA Sets Its Sights On Mars
In the past year or so, scientists have discovered more evidence for liquid water under the surface of Mars. They've found complex organic compounds — the building blocks of life. And they've found that methane levels in Mars' atmosphere vary with the ...
New research this week provides fresh evidence about the connection between climate change and wildfires, specifically in California, where experts say global warming is a key factor in the state's deadly and increasingly devastating fire seasons.
Where were you when Apollo 11 launched, 50 years ago today?
Ken Davidoff was all of 19 when he and his dad, Palm Beach photographer Bob Davidoff, photographed the launch for local publications. WEST PALM BEACH — When a rocket 33 stories high lumbered off the ground at 9:32 a.m. July 16, 1969, carrying three ...
NASA chief: 'Moon is the proving ground, Mars is the destination'
During a press conference on Monday, NASA Administrator Jim Bridenstine said he and President Donald Trump are on the same page in regard to NASA's primary objectives. By. Brooks Hays. (. 0 Comments. Sort by. Oldest. Facebook Comments Plugin. ).
By Joey Roulette BOULDER, Colo. (Reuters) - As the United States races to put humans back on the moon for the first time in nearly 50 years, a NASA-funded lab in Colorado aims to send robots there to deploy telescopes that will look far into our galaxy, ...
OSU researchers find new way to measure water in snowpack
CORVALLIS, Ore. - Oregon State University researchers have developed a new computer model for calculating the water content of snowpacks, providing an important tool for water resource managers and avalanche forecasters, as well as scientists.
What the Moon landing reveals about the inner workings of your brain
If you are over the age of about 55, chances are you don't just remember the Apollo 11 Moon landing, you also remember exactly where you were when you saw it. So, if you were at school on July 21, 1969, you may also able to recall the look of the TV set ...
By Joey Roulette. BOULDER, Colo., July 15 (Reuters) - As the United States races to put humans back on the moon for the first time in nearly 50 years, a NASA-funded lab in Colorado aims to send robots there to deploy telescopes that will look far into our ...
Jupiter-like planet shows signs of moon formation
Scientists have uncovered evidence of moon formation in a solar system for the first time. In the star system PDS 70, approximately 370 light-years away, a planet covered in a disk of dust and gas appears to be growing a moon, researchers report this week in ...
NASA astronaut, crew speak about ISS expeditions
HOUSTON - NASA astronaut Jessica Meir will speak Monday afternoon about the upcoming expeditions to the International Space Station. Meir and crewmates Oleg Skripochka of the Russian space agency Roscosmos and Hazzaa Ali Almansoori of the ...
Moon Landing's 50th Anniversary to Be Celebrated With Giant Moon Pie
Assuming you believe Neil Armstrong's walk on the moon wasn't faked, this July marks the 50th anniversary of mankind's giant leap. The one thing that's undeniably real about this space race Golden Jubilee, however, is that it's going to involve one very large ...


Filmmaker Laurent Witz arrived back in Luxembourg on Wednesday, bringing with him the Academy Award he won for his short film Mr Hublot at the Oscars on Sunday in Los Angeles.
(CS) Filmmaker Laurent Witz arrived back in Luxembourg on Wednesday, bringing with him the Academy Award he won for his short film Mr Hublot at the Oscars on Sunday in Los Angeles.
Witz presented the trophy to journalists at a press conference at the offices at the Luxembourg Film Fund, which supported the project from its conception to the final realisation.
The announcement of the winner, made by Matthew McConaughey, came as a complete surprise and taking to the stage of the Dolby Theatre in LA felt like being in a movie, Witz said. "It was a lot of emotions at the same time," he added.
For Film Fund director Guy Daleiden, who was also at the awards ceremony in Hollywood, the Oscar feels like a gold medal. "I don't really like the comparison between culture and sport, but that is the value of that Oscar," he commented.
For Daleiden it is also proof that "the work done in Luxembourg gets international recognition" and that it is of a level that merits this recognition.
Co-director Alexandre Espigares meanwhile was back in Munich, where the animator of Luxembourg-Spanish origin is based.


Scientists have taken inspiration from a carnivorous plant to develop a non-toxic coating that combats biofouling on nets and boats.
The new coating uses 'nanowrinkles' inspired by the carnivorous Nepenthes pitcher plant, reports the University of Sydney. The plant traps a layer of water on the tiny structures around the rim of its opening. This creates a slippery layer causing insects to aquaplane on the surface, before they slip into the pitcher where they are digested.
Biofouling – the build-up of damaging biological material – is a huge economic issue, costing the aquaculture and shipping industries millions of pounds a year in maintenance and extra fuel usage.
The Nepenthes pitcher plant traps a lubricating layer in the structure of its peristome. The nanowrinkles developed by the team function in the same way, trapping a lubricating layer that stops the adhesion of bacteria and other marine organisms.
In the lab, the slippery surfaces resisted almost all fouling from a common species of marine bacteria, while control Teflon samples without the lubricating layer were completely fouled. The new materials were then tested tied to shark netting for seven weeks in Sydney's Watson Bay, showing that the nanomaterials were efficient at resisting biofouling in a marine environment.
Nanostructures utilise materials engineered at the scale of billionths of a metre – 100,000 times smaller than the width of a human hair. Neto's group is developing nanoscale materials for future development in industry.
The interdisciplinary University of Sydney team included biofouling expert Professor Truis Smith-Palmer of St Francis Xavier University in Nova Scotia, Canada, who was on sabbatical visit to the Neto group for a year.


text:
Q: How to speed up recursive compiled functions? I'm trying to speed up the recursive function that calculates Rotation numbers:
ClearAll[θ]
θ[n_, Ω_, k_] := θ[n, Ω, k] = θ[n - 1, Ω, k] + Ω -
   k/(2 π) Sin[2 π θ[n - 1, Ω, k]]
θ[0, Ω_, k_] := 0

Notice that I'm using memoization.
Here's the timing of the uncompiled function:
AbsoluteTiming[Table[θ[n, .2, 1]/n, {n, 1, 1000}];]

{0.016223, Null}

Now I tried compiling the recursive function:
ClearAll[compθ]
compθ =
 Compile[{{n, _Integer}, {Ω, _Real}, {k, _Real}},
  If[n == 0, 0,
   compθ[n - 1, Ω, k] + Ω - k/(2 π)Sin[2 π compθ[n - 1, Ω, k]]],
  {{compθ[_, _, _], _Real}},
  CompilationOptions -> {"InlineCompiledFunctions" -> True,
    "ExpressionOptimization" -> True}, RuntimeOptions -> {"Speed"}]

The timing of the compiled function is worse:
AbsoluteTiming[Table[compθ[n, .2, 1]/n, {n, 1, 1000}];]

{0.342844, Null}

Of course the timing could be improved if I could somehow use memoization with the compiled function, but I couldn't find any example that shows how to do it. Is it possible? I also noticed with CompilePrint that the compiled function calls MainEvaluate, which is probably slowing the computation, but this comment suggests that this may be unavoidable. Is this true?

A: If you're looking for a faster way to calculate rotation numbers rather than optimizing your original function using memorization, try this:
AbsoluteTiming[ans1 = Table[θ[n, .2, 1]/n, {n, 1, 100000}];]

θ2 = Compile[{n, Ω, k}, Rest@NestList[# + Ω - k/(2 π) Sin[2 π #] &, 0, n]/Range@n];
ans2 = θ2[100000, 0.2, 1]; // AbsoluteTiming

And @@ (ans2 - ans1 // Chop // PossibleZeroQ)

{0.414000, Null}
{0.043000, Null}
True

Notice that different computing method has caused slightly different result but I think it doesn't hurt.
As to your original method, AFAIK, there's no way to compile the structure f[n_] := f[n] = …. The only thing I can think of to optimize it is to compile the compilable part only:
f = Compile[{p, Ω, k}, p + Ω - k/(2 π) Sin[2 π p]];
θ3[n_, Ω_, k_] := θ3[n, Ω, k] = f[θ3[n - 1, Ω, k], Ω, k]
θ3[0, Ω_, k_] := 0

but this only speeds up the calculation for a specific set of parameters only once.

A: Faster to use cycle in compiled functions
compθ2=Compile[{{n,_Integer},{Ω,_Real},{k,_Real}},
Module[{i=0,next=0.},
For[i=1,i<=n,i++,
next=next+Ω-k/(2*Pi)*Sin[2*Pi*next];
];
next
],
CompilationOptions->{"InlineCompiledFunctions"->True,"ExpressionOptimization"->True},RuntimeOptions->{"Speed"}]

But its not faster than using memorization
AbsoluteTiming[Table[compθ2[n, .2, 1]/n, {n, 1, 1000}];]
(*{0.075004,Null}*)
AbsoluteTiming[Table[θ[n,.2,1]/n,{n,1,1000}];]
(*{0.027002,Null}*)

redpajama_set_name: RedPajamaStackExchange


GoWISE makes air frying a cinch, thanks to 8 presets for popular foods, a "shake" reminder and cooking timer.
Advanced touchscreen with presets for many popular fried foods. Start/stop button changes time and temperature mid cook cycle. Alarm function reminds you when to shake. Temperature ranges from 180 to 400 degrees Fahrenheit. 30-minute cooking timer. Includes non-stick, FDA certified and PFOA-free pan and detachable basket with cool touch handle. Convenient, easy to use. May take some practice to figure out frying times.
To help prevent the fryer coating from peeling, do not use with cooking spray or clean while still warm.
French fries and tater tots from this fryer rival those from brand-name machines. And it's dishwasher safe to boot!
Can be used as a fryer, oven, roaster, and grill. Uses a tablespoon or less of oil. 30 minute timer. Temperature adjusts up to 400 degrees. Dishwasher safe. Perfect for bacon. Many say it works just as well as more expensive name brand air fryers.
Cooking surface holds lots of small items, but only a couple of chicken breasts or fish filets at a time.
This air fryer stays relatively cool to the touch while in use and won't heat up your kitchen on hot summer days.
4 liter basket. 60-minute timer with auto shut-off. Indicator lights for heating and power. Comes with recipes, toaster rack and skewers. Temperature range from 180 degrees to 390 degrees Fahrenheit. Power cord measures 3'8" long. Unit stays comfortable to the touch while frying. Doesn't heat up the kitchen. Intuitive controls.
This unit has analog controls, and the writing on the dial is a bit small.
This 3.7 quart air fryer from GoWISE is the perfect size to feed between 2 and 4 people.
Includes presets for popular fried foods. Cooking timer for up to 30 minutes. Temperature control from 180 to 400 degrees Fahrenheit. Easy to use. Cooks evenly. Perfect for a family of 2-4 people. Cooks crispy food fast.
Non-stick coating can peel over time. To help prevent it, wash gently by hand, not using any abrasive scrubbers.
Intended to feed 4 or more people, this analog-control air fryer can hold an entire chicken in its basket.
Heats up in just 3 minutes. Operations include fry, roast, bake, grill and reheat. Temperature settings range from 180 to 400 degrees Fahrenheit. 60-minute timer. Auto-shut off. Indicator lights for heat and power. Includes skewers, toaster rack and recipes. Easy cleanup. Able to fit a whole chicken in the basket. Doesn't heat up the house.
Noisy. Controls are analog, so you must guess at temperature setting.
Who doesn't love a plate of crispy French fries or fried chicken? But with all that oil, they're not very healthy for you. The good news is that you can still enjoy your favorite fried treats without the guilt. How? Meet the air fryer.
An air fryer is a small countertop appliance that allows you to prepare crispy fried foods with little to no oil. It doesn't really fry your food, though. Instead, it functions as a convection oven, so it moves hot air around the food via a fan. Because the air hits the food from all sides, you get that crisp texture that you love in fried foods. However, since it works like a convection oven, you can use an air fryer to bake, grill, and roast foods, too.
And with plenty of air fryers that come in under $100, you don't have to break the bank to give air frying a try. But first, you'll have to decide what size works best for your needs, what temperature range is required for your favorite recipes, and what other features to look for to make using your air fryer as easy as possible.
Our handy shopping guide has all the tips and product recommendations you'll need to help simplify the shopping process, so you can easily choose the right air fryer for your kitchen.
When adapting a conventional recipe for your air fryer, you should usually lower the temperature by approximately 25 degrees and cut the cooking time by about 20 percent.
Air fryers are countertop appliances, so they are all compact in design. However, there is some variety in terms of how much food you can fit inside. If you're cooking for a family, keep in mind that you may have to cook multiple batches of food to prepare enough for everyone in your household.
Small models have a 1- to 3-liter capacity, which is best for households with one to three people.
Mid-size models have a 3- to 5-liter capacity, which works well for groups of three to five.
Large models have a 5-liter and up capacity, which works well if you have a family of five people or more or entertain regularly.
All air fryers run on electricity, but those with a higher wattage can heat up more quickly and regulate the temperature more easily when cold food is added to the appliance. Most air fryers use 800 to 1,500 watts, which most standard electrical outlets can support. Some higher-end models can reach up to 1,800 watts, but they'll work in most kitchens, too.
When you're choosing an air fryer, it's important to consider its temperature range to make sure it's compatible with your favorite recipes. The lowest temperature setting for most air fryers is usually 175°F or 180°F, though you can find some that go as low as 105°F for dehydrating purposes. Some models can reach up to 390°F, while others can heat to over 400°F. The greater the temperature range that an air fryer offers, the more recipes that you'll be able to use it for.
Forget feeling guilty about indulging in French fries and onion rings with the Cozyna Digital Air Fryer. Not only does it allow you to prepare your favorite recipes with 70% less oil than traditional frying methods, but it also offers extremely easy operation with its digital touchscreen controls and six preset food options. All the removable parts are dishwasher-safe, too, so you won't dread cleaning up afterward. We also love that it includes two cookbooks to provide plenty of recipe inspiration.
Many air fryers feature simple dial controls to choose your temperature setting and cooking mode with. However, some models offer digital controls, which usually feature a touchpad for easy operation. With digital controls, you're able to choose more precise temperature and timer settings to give you greater control over the cooking process.
For the easiest operation, choose an air fryer with indicator lights. Most models have two lights: one that shows that the appliance is on and one that lets you know when it has preheated to the selected temperature. Not only do the indicator lights keep you aware of each step in the cooking process, but they also serve a safety purpose, so you know to handle the fryer more carefully when it's hot.
Because you can also use your air fryer for baking, some models also include a cake and/or pizza setting. You can also find air fryers with reheat, roast, and dehydrate modes for greater versatility.
A timer is often a convenient feature in an air fryer because it alerts you when your food is done to prevent overcooking. Most models feature simple timers with an indicator light or chime to let you know that the food is done cooking, but some air fryers have timers with an auto-off feature, so the appliance automatically shuts down when the timer goes off.
While air frying typically requires much less oil than traditional frying, cleaning up after you're finished cooking can sometimes be a pain. If you want an air fryer that's as easy to clean as possible, choose a model with dishwasher-safe components. That way, you can simply place the food basket and other removable parts on the top shelf of your dishwasher to clean them.
An air fryer includes a basket to hold the foods that you're preparing. However, some models include other accessories to make preparing your favorite recipes even easier. You may want to look for a model that includes a grilling rack or skewers if you like grilled foods. Some air fryers also include a cookbook to give you some recipe ideas if you're new to air frying.
While an air fryer is ideal for crisping up frozen French fries, it also works perfectly for homemade fries.
Inexpensive: The most affordable air fryers are small compact models with a 1- to 3-liter capacity. They usually cost between $39 and $55 and work best for preparing snacks or cooking for small groups.
Mid-range: These air fryers usually have a capacity between 3 and 5 liters and typically range from $55 to $73. They are ideal if you're cooking for a family or a group of about five people.
Expensive: The priciest air fryers are extra-large models with a capacity of 5 liters or more. They usually cost between $73 and $99 and are best if you need to cook for a large family or group.
If you're adding breading to chicken, fish, or other foods, be sure to press the breadcrumbs or other coating ingredients into the food well. The hot air that circulates through the air fryer can blow off the breadcrumbs if they're not firmly stuck to the food.
An air fryer should be preheated before adding your food. If your model doesn't have a preheat setting, set the appliance to your desired temperature and allow it to heat for approximately five minutes before adding your food.
Don't overfill your air fryer's basket. The hot air won't be able to circulate properly around the food if it's stuffed.
To make sure your food is as crispy as you'd like, it helps to rotate it while it cooks. Open your fryer and shake the food around in the basket every five to ten minutes so it cooks evenly.
While you don't need as much oil as you would for deep frying, always grease your air fryer basket or rack to prevent foods from sticking.
The food you place in your air fryer should always be dry. Pat it down with a paper towel before adding it to the fryer to remove excess moisture.
If you're air frying foods that don't have much natural fat, mist them lightly with oil before adding them to the air fryer. That will help give foods like potatoes a crispier texture.
In addition to actually cooking food, you can use your air fryer to reheat leftovers.
If you want to be certain you have enough fried shrimp and French fries for all the hungry mouths in your family, the Secura 4-Liter Extra Large Capacity Electric Air Fryer is the perfect addition to your kitchen. Its generously-sized basket can hold plenty of food for three to five people, and the 60-minute auto shut-off timer prevents overcooking to take all the stress out of air frying. We also appreciate the included grilling rack and skewers that increase the fryer's versatility.
With plenty of excellent air fryers priced under $100 out there, you should easily be able to find an option that suits your culinary needs. The Chefman 2.5 Liter Air Fryer is an ideal choice if you need a compact model that works well for small groups. It has digital touchpad controls for easy operation, and all the removable parts are dishwasher-safe to make clean-up a breeze, too. We also love the Ultrean Air Fryer if you prefer a model that can accommodate a larger group, because it has a 4-liter capacity. It also features digital controls and an automatic shut-off timer, so your food is never overcooked.
Adding water to the drawer beneath the fryer basket can help prevent your air fryer from smoking while you're cooking fatty foods like bacon.
Q. What kinds of food can I prepare in an air fryer?
A. Because it functions like a countertop convection oven, there are few foods that you can't make in an air fryer. All your favorite frozen snacks like French fries, onion rings, mozzarella sticks, and jalapeño poppers are ideal candidates for an air fryer, but you can also prepare beef, chicken, fish, and vegetables. If your air fryer is large enough, you may even be able to bake pizzas and cakes.
The only foods that you should avoid putting in your air fryer are those with wet batters. That's because hot air that circulates through the fryer can actually blow the batter off the food and make a mess.
Q. How do I clean an air fryer?
A. It varies from model to model, so you should always consult your owner's manual before cleaning your air fryer. If your model features dishwasher-safe components, you can usually place the basket, bucket, and any other removable parts on the top shelf of your dishwasher for cleaning. Otherwise, you should typically soak the removable components in warm, soapy water for five to ten minutes and then scrub the basket and other parts with a non-abrasive sponge or rag before rinsing and drying.
Q. Do I need to add oil to an air fryer?
A. The benefit of an air fryer is that it doesn't require the same large amounts of oil that a deep fryer does. However, if you want your food to have a nice, crispy exterior, you can mist or brush it lightly with oil to coat it before adding it to the air fryer. You'll still cut down on the fat and calories without sacrificing the crunchy texture you're after.


this revision fix problem during startup on some systems, mostly on Windows 2000.
Cool to see your still supporting old version of NPatch.
At this moment I support two versions NPSE and NPAE.
There "Install" button at the bottom.
When i play, it just says : "Yuri's revenge has encountered an error and cant run. Please contact the Npatch website." then i have to quit. Whats happening?
Sorry for Triple post, But it was an internal error and i dont know how to upload Expect.txt.
The game will crash when players communicate via Psychic Beacon on net-battle.
I wish I could make a huge mod with 13 campaigns. Currently 30% has been implemented.


Guys, we are not sure about you, but we were totally envious about the tie-up capris, dhoti shalwar and traditional gharara pants-fashion maintains the lower edge of clothes this season and the focus is still on lowers.
We stalk at boutique-level, fashion-forward designers like Nazli Akbar, as they are the big names in fashion industry, Deepak Perwani and Sana Safinaz, Tie-up capries are everywhere.
Farah Talib Aziz who is a formal wear designer, her daughter Maliha Aziz introduced this trend at a store launch.
Deepak Perwani ramp out the same trend when showcase his collection at the Pakistan Fashion Week 2017. Super gorgeous model Mehreen Syed walk out in the trendy new lowers.


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There are many competent, successful business owners who are afraid of numbers. Yet, numbers are what help you to understand the impact of different tactics.
While you may be enamored with a wonderful strategy, if you can't measure its impact, you can't justify using it. Tracking growth by using numerical metrics can be a huge hurdle for some creative-minded leaders. In this post you will find some planning and goal-setting methods to help judge the impact of your marketing and PR efforts.
2. Determine how you will measure the goal – what defines success?
4. Figure out how to track – we all like likes, but do they translate to sales?
Sure, you may say, those five steps make sense, but what does it look like in reality? Check out the following scenario to see how you can use the metrics to judge the impact of your marketing scheme.
You've been running a small store in the city for a year or so and want to increase sales through a coupon campaign. At this point, you should have the sales figures for the same period from the year before to measure the success of your campaign against. First, identify where you want to distribute the coupons. Ideally, these locations will be places your target demographic congregates, such as coffee shops, churches, restaurants, etc.
However, before you print out a bunch of coupons and drop them off, you want to make sure that each coupon has an individual number or grouping, so that you can track exactly where each redeemed coupon has come from. The coffee shop may be group A, the record store group B, and so on.
Next, record how much money each group spends when they redeem your coupon. Let's say you get 100 customers from group A and 35 from group B, but group B's purchases are twice that of group A's. With a simple tracking metric, you've gained an incredible amount of information about your customers and their habits. Next time, you can tailor your coupons to each location, taking advantage of your tracking metrics from the last campaign.
The follow through analysis is essential to judging the efficacy of any plan.
1. Calculate the cost per customer. All marketing related costs, such as advertisement and print costs, should be recorded separately and tallied up at the end. Then divide this total by the total number of customers who took advantage of the promotion. So if you spent $250 on printing 8,000 targeted fliers, which were used by 1,250 people, that becomes a very profitable $.20 a person. The amount you spend is dependent on your industry – do some research to understand what you should be spending.
2. Compare new customers to new customers acquired through your marketing scheme. In other words, you have to identify not only those who were influenced by your efforts, but those who had no interaction with the campaign. If a targeted marketing campaign isn't actually attracting a majority of your customers, try to identify other factors that may have played a role.
3. File all data in an easily accessible manner, whether a spreadsheet or some other method. You'll need to use this date in the future to form the basis of follow-up marketing campaigns.
1. Eliminate competing possibilities. If you're running six marketing campaigns at once, it can be impossible to tell what's creating an impact. Similarly, if you're an ice cream store and you're trying to increase sales, make sure your sales are increasing against the same time period last year – July's sales should be higher than January's, so don't compare apples to oranges.
2. Don't get hung up on failure. If you go through the trouble of using metrics to track your undertakings and they ultimately tell you that your campaign didn't work, that is incredibly useful knowledge. Now you won't waste time in the future. Rather than being blissfully unaware of its impact (or lack thereof), be honest about what happened.
3. Don't throw the baby out with the bathwater. As an addendum to the above-mentioned point, identify where the weak points were in your strategy and see if they can be corrected. Look for the strong points of a weak strategy and emphasize the next time around.
Ultimately, numbers aren't something to be afraid of. If understood and used correctly, they can be of immeasurable help to understanding the impact of your campaigns. Use these straightforward tips to start making numbers work for you.
Angie Picardo is a recent UC Berkeley graduate. She is Head of Content Development and a financial analyst for NerdWallet.com, a personal finance website that empowers consumers to make better decisions about their personal finances, travel plans, or higher education. Her mission is to help consumers stay financially savvy by helping them compare cd rates.


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Holidays from the first hour... When we drove through the gate with our friends on the property, we were all overwhelmed. The location is perfect, you can see so far over the sea. Eulalia is wonderfully lit. The villa offers wonderful peace and above all a lot of space and opportunities to retire. My husband wanted to stay all the time in the Villa, because he had found everything here, what he imagined. The landlady Ana Maria is a very pleasant person and very caring. On the day of arrival there were even fresh fruit, drinks and other little things in the kitchen.
Honestly, we did not want to go to Ibiza and then - thanks to the very good advice - convinced us that Mallorca do not only has beautiful sites to offer. We enjoyed the holiday very much and will definitely be back.
Amazing spacious house which suited our 3 generation family perfectly!
What a fantastic find! From the moment we arrived we were looked after by Renarta and Anna who had stocked the fridge with a large selection of cold drinks, very welcoming! Nothing was too much trouble. We were given local information and even driven around to local restaurants and supermarkets.
The house is situated in a lovely residential area and is very private and secure. The nearest beach is about 5 minutes away and you can also reach the town on the same path which takes 10-15 minutes. Santa Eulalia is lovely with an excellent selection of fabulous restaurants and a daily indoor food market. The house was enormous with each of the 5 bedrooms having its own bathroom. The views are spectacular and the outside spaces vast. We particularly loved the pool which was wonderfully warm all day. Each morning we were greeted by the resident peacock who came down looking for his breakfast, the grandchildren loved feeding him with a little cooked meat or cheese(it's not compulsory, as he has his corn).
Our claim is not only to provide you with luxury holiday homes but also to keep you informed about interesting news concerning your holiday destination.


No other destination in Ontario is more historical in its background than the Niagara Region. From the earliest times, Niagara was a focal point for settlers and travelers. The mystical nature of the cataracts was a magnet for First Nation peoples and that fascination extended to the white man when he first arrived on Canadian shores. It was a natural settlement with its rich soil, moderate climate and spectacular beauty. Always a prosperous location, Niagara Region grew into one of the most successful settlements in Upper Canada and Niagara-on-the-Lake actually became the first Capital of Upper Canada.
The fact that that the Niagara Region borders on the United States added to its prosperity and popularity as a destination of choice for travelers from the time of its first settlement.
As a natural outcome, Inns for lodgers sprang up throughout the Niagara Region to accommodate those visitors from around the world who were fortunate enough to take in the beauty of the Falls themselves. Many of those Historical Inns have been maintained and remain among the most wonderful accommodations in Niagara. Attention to historical detail adds to the delight of guests who find themselves stepping back in time to enjoy the peace and quaintness of a bygone era. Niagara-on-the-Lake offers a number of historic inns, some dating back to the War of 1812. The Post House, built in 1835, originally served as the town's Post Office and now offers a luxurious getaway complete with every amenity imaginable. As one of Niagara's Finest Inns, the Charles Inn, built in 1832 is a truly special place. A luxurious Manor House, the Inn retains its inherent dignity and elegance and provides a full service retreat from our busy lives.
Historic Inns can also be found in Niagara Falls.The Old Stone Inn, formerly a foundry, has been converted into one of Niagara's loveliest hotel properties. Within walking distance of the Falls, the Inn offers the finest in dining and surroundings.
Niagara's only boutique hotel, the Sterling Inn, is one of Niagara's newest additions to its offering of Historic Inns. Housed in a former creamery, the Cairns Creamery, the building is one of the most unique buildings in Niagara with its giant concrete milk bottle at its entrance. Once inside, the visitor is swept into absolutely beautiful surroundings in a fusion of Luxury Hotel and a Fine Inn.


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This $12 Million Mountaintop Manse in North Carolina Is Like Living on Your Own 'Yellowstone' Family Ranch
Modeled after the real-life Montana ranch that serves as the backdrop for the Western TV drama, this outdoorsy estate comes with hiking trails, a backyard zip line and helipad.
By Abby Montanez
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Trading the Montana wilderness for North Carolina's Blue Ridge Mountains, this Western-style lodge resembles none other than the fictional Dutton Ranch seen in Yellowstone. For a cool $12 million, fans of the hit TV series can quite literally have their estate and chopper, too, à la Kevin Costner. Across the property's eight-plus acres of land sits a main house, zip line, playground, walking trails and a sprawling meadow that, as you may or may not have expected, has its own helipad. Although, it should be noted that the cattle ranch that serves as the scenic backdrop for the show is actually the real-life Chief Joseph Ranch in Darby, Montana.
A $12 million mountain home in North Carolina is inspired by Yellowstone's Dutton Ranch. Highlands Sotheby's International Realty
Staying true to its outdoorsy roots, reclaimed materials helped to inform many details of this striking mountainous retreat. Think hundred-year-old poplar bark siding, copper accents from Oregon and an etched glass front door from Wilmington. The home was a collaborative effort between two firms, Moss Creek Designs and MGPB Architects, resulting in a dwelling that successfully blurs the line between indoor and outdoor living spaces.
From the great room, you can enjoy soaring vaulted ceilings and expansive, panoramic windows that let you gaze out at Whiteside Mountain. Elsewhere, the open concept layout allows for the dining area, gourmet chef's kitchen and 600-bottle wine cellar to effortlessly flow into one another on the first floor.
The 8.5-acre estate comprises a helipad, zip line, hiking trails, playground and ponds. Highlands Sotheby's International Realty
Away from the communal spaces is the primary suite, outfitted with a large stone fireplace, covered porch and a spa bathroom with its own soaking sub. What's more, two additional bedrooms can be found upstairs, flanked by a family room, and each offering en suite baths and private balconies. Nearby, a separate guest apartment is located above the garage, complete with its own kitchenette.
Fortunately, whoever acquires this property won't have to defend their land again and again like Costner's dysfunctional dynasty.
Jody Lovell of Highlands Sotheby's International Realty holds the listing.
Click here to see all the photos of this mountaintop mansion in North Carolina.
Highlands Sotheby's International Realty
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redpajama_set_name: RedPajamaCommonCrawl


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Global Production Of Commercial Vehicles In 2018
Commercial vehicle production on the European19 continent totalled 3.6 million units in 2018, or +0.9% when compared to the year before. Among the main EU producers of commercial vehicles, output went up in France, Spain and Italy last year, but production remained stable in Germany and decreased in the United Kingdom. Total EU output of commercial vehicles grew by 2.6% to reach 2.8 million units last year. By contrast, in 2018 production slowed down in Russia, Ukraine and especially Turkey.
Chinese output20 declined markedly in 2018 (-9.3%), going from 5.7 to 5.2 million commercial vehicles produced. The van segment took the hardest hit, as production went down by about half a million units. The introduction of new emissions standards over the past two years drove up the price of new vans, leaving customers reluctant to buy a new vehicle. Moreover, this situation was worsened by a drop in export volumes.
Last year, commercial vehicle production in Japan and South Korea was more or less the same as in 2017, with 1.6 million units produced in total by the end of the year.
North American output saw a 2.6% increase last year, largely driven by higher production of heavy trucks (which went up by more than 20%). In total, some 4.5 million commercial vehicles were built in North America in 2018.
In 2018, production of commercial vehicles in South America sustained the positive momentum that started in 2017. Fuelled by the recovery of the Brazilian market, South American output grew by 3.4% in 2018, reaching more than 0.8 million vehicles produced last year.
South Asia showed the highest increase (+18.0%) in commercial vehicle production of the main world regions in 2018. The improving situation in India and Indonesia was the main catalyst for growth, as these two markets account for the vast majority of the region's production.
Finally, commercial vehicle output in the Middle East and Africa grew by 3.9% last year, boosted by production increases in South Africa, Morocco and Egypt. In Iran, on the other hand, the production of commercial vehicles slowed down in 2018.
Trade Of Commercial Vehicles In 2018
Last year the value of both imports (+2.3%) and exports (+0.2%) of commercial vehicles (including buses and coaches) increased slightly − resulting in a trade surplus of nearly €2.8 billion for the European Union.
The value of truck and bus imports grew significantly compared to 2017 (+13.0%), while exports remained more or less stable in 2018. Nevertheless, EU exports of trucks and buses still generated a €4.6 billion trade surplus last year.
However, imports and exports of light commercial vehicles remained at similar levels compared to the previous year, with van imports exceeding exports by €1.9 billion.
EU trade in commercial vehicles (CV), buses and coaches (BC) | by type
In 2018, almost 70% of EU commercial vehicle imports originated from Turkey. The value of Turkish imports was €5.5 billion last year, up 4.5% compared to 2017.
Imports of commercial vehicles and buses from South Africa (+22.1%), Morocco (+16.6%), Macedonia (+30.4%), India (+11.0%) and China (+13.0%) all posted double-digit gains.
By contrast, exports from the United States and Thailand to the European Union declined markedly in 2018 (down 22.0% and 22.7% respectively).
Top 10 – Countries of origin of EU commercial vehicle and bus imports
A significant increase in EU commercial vehicle exports to Australia (+36.4%), China (+85.4%) and Algeria (+15.4%) was registered last year. Exports of commercial vehicles and buses to Switzerland (+5.4%) and the United States (+2.6%) also recorded growth in 2018.
However, the value of exports to Turkey (-46.2%), Israel (-23.4%), Russia (-11.9%) and South Korea (-25.6%) decreased strongly throughout 2018.
Norway, Switzerland and Australia are the main export destinations for EU-made commercial vehicles and buses, together accounting for nearly 30% of the total EU export value.
Source: ACEA
Top 10 – Destinations for EU commercial vehicle and bus exports


Private scholarships are those in which the donor specifies the person who will receive the funding. The donor may be someone the student knows, such as the student's employer or their church, or they may be from local, state or national organizations to help pay for the cost of college.
Checks need to be made payable to San Jacinto College.
whether the remaining funds should apply to future semesters or they can be refunded to student.
Once scholarship check is received, the Office of Grants Management will apply the scholarship to the student's account per the donor(s) specifications.
Donors or recipients of outside scholarships should contact the Scholarship Accountant at the Office of Grants Management at 281-991-2632 or 281-991-2650, or send them an email at scholarship.info@sjcd.edu, with any additional questions concerning their scholarship funds.
If the donor mails the check anywhere other than the above office the process could be delayed. Checks for outside scholarships cam also be dropped off in person at any campus Business Office.
Most donors will accept a print out of your Schedule Fee/Bill which you can obtain at any campus Business Office or from your SOS account.
Scholarship funds will be placed on your student account and can be viewed in SOS. Funds will be applied to your tuition and fees first, then any remaining funds after that will be available for book purchases at any of our campus bookstores. If you are allowed to receive any remaining scholarship funds, those funds will be disbursed to chosen method of refund selected through the San Jac Refund Choice Program when funds are released to the students. If funds are not allowed to be released, they will be moved to the next semester or returned to the donor.


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package MyctuExam;
import java.io.FileNotFoundException;
import java.io.IOException;
import java.io.RandomAccessFile;
import java.util.ArrayList;
import java.util.Collections;
import java.util.regex.Matcher;
import java.util.regex.Pattern;
import java.io.*;
import java.util.*;
class Test  extends Thread{
	public static void main(String args[])
    {
        int i = 0, j = 5;
        st:for( ; ; i++)   //line4
        {
            for( ; ; j--)
            {
                if(i > j)
                {
                    break st;
                }
            }
        }
        System.out.println("i = " +i + "j = " +j);
    }
}

redpajama_set_name: RedPajamaGithub


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New "Dota 2" Hero Announced
Enter The Monkey King
By Andrew Dodson on August 13, 2016 at 4:24am
This Fall, Valve is releasing it's first original hero for the fantastically popular MOBA "Dota 2." Drawing from what seems to be the Chinese Mythos, The Monkey King is the first original character the game has seen since it's release in 2013. Check out his introduction video below:
It's hard to tell based on this trailer what kind of move-set the Monkey King is going to have (as a lot of it may just be show for the cinematic), but we do see three very different abilities. The first one it showcases is a concussion attack where the King slams his staff on the ground. The next ability looks to be an illusion technique where the Monkey King turned into a tree to surprise his enemy. The last big ability showed the Monkey King cloning himself and overwhelming a group of attackers.
There is no official release date yet. We do know that his will be part of the "New Journey Update" which comes out at some point this Fall.


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Chicago Woman Shoots Boyfriend in the Face After He Walked in on Her With Another Man
A Chicago woman is facing serious charges after she shot her boyfriend in the face after he walked in on her with another man.
According to police, 26-year-old Tamara Chapman and her 27-year-old boyfriend had gone shopping for groceries early Saturday (Apr. 18).
When they returned to Chapman's home, the man left in her car to drive to his home to grab a blender.
When Chapman's boyfriend returned to her home, he found another man in the apartment. Angered, the boyfriend took Chapman's car again and drove back to his home.
At that point, Chapman called her boyfriend and demanded that he return her car. When he got back to her home, she refused to drive him home or get him a Lyft.
After the boyfriend attempted to leave on his own through the back door, Chapman confronted him and an argument ensued.
The man told police Chapman then pulled out a gun, pointed it in his face and said to him: "You're not going to leave me or I'll f**king kill you." She then shot him in the jaw.
After getting shot, the man ran to a nearby alley and called 911. Police said he was taken to Stroger Hospital, where he was listed in good condition.
Chapman was arrested at the scene and was later released from jail on a $15,000 bond, according to records from the Cook County State Attorney's Office.
Chapman faces one count of attempted first-degree murder and is due in domestic violence court on April 24th.
By Midufinga on April 25, 2020


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Heathrow crash: First picture of BA flight attendant, 20, killed weeks into job
Rachel Clark, 20, completed her British Airways flight attendant training in November - saying she was looking forward to the start of a "new chapter" - and had excitedly posted snaps from her first trips before she and two colleagues died in a horror car crash.
Chris KitchingSenior News Reporter
Dave Burke
Andy Rudd
This is the first picture of a British Airways flight attendant killed in a horror New Year's Eve crash just weeks after completing her training and starting her dream job.
The woman, named by heartbroken friends as Rachel Clark, 20, was one of three cabin crew members who died in the smash near Heathrow Airport just minutes before the start of 2020.
Colleagues Joe Finnis, 25, and Dominic Fell, 23, were also killed when the white Toyota Yaris they were travelling in collided with a white Mercedes HGV in Stanwell, Surrey. A fourth BA mixed fleet member - a 25-year-old woman - was in a serious condition in hospital.
More than £50,000 has been raised to support the crash survivor and the families of the three deceased victims.
In November, Ms Clark, from London, posted photos showing her and new colleagues in their uniforms at a training centre, writing on Facebook : "What a crazy 6 weeks it has been!
Have you been affected by the incident? Email webnews@mirror.co.uk.
Rachel Clark, 20, completed her BA flight attendant training just weeks ago (Image: Facebook)
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"Thank you to everyone that has supported me along the way and to this fabulous group of people for making these weeks bearable! The start of a new chapter."
She worked her first flight just four days later and had excitedly posted updates during her travels.
In December, she posted photos from her first two trips - to Gothenburg, Sweden, and Lisbon, Portugal - with the snaps showing her touring the cities and hanging out with colleagues.
"Trips 1 and 2 complete," she wrote.
Ms Clark, from London, shared this snap during a work trip to Lisbon (Image: Facebook)
Just days before she was killed, she worked her first long-haul flight - to the US city of Seattle.
On Boxing Day, she shared images of the journey and herself in front of landmarks, including the Space Needle, writing: "What a beautiful city."
According to her Facebook page, she had previously worked for the Harlequins rugby union team in Twickenham, and attended Gumley House Convent School in Hounslow and Kingston College.
Devastated friend Miah Robinson paid tribute to Ms Clark, writing: We lost another beautiful human being; Rachel Clark you had a crazy mind and a gentle soul, you achieved your dream and did it with so much grace.
"Your memory will live with so many. Rest in perfect peace babe, he took you too soon."
Ms Clark on some down time during a stop in Seattle, Washington (Image: Facebook)
Friend Marnee Burgess wrote: "I don't know where to start with something so painful. I cant believe your gone.
"I will never forget that beautiful smile that lights up every room you enter.. 3 years feels like a lifetime I have known you thankyou for welcoming me into your family and treating me like I've always been part of it.
"I will never forget how much you cherished my boys and how amazing you were with them and the memories will stay close to my heart forever. I will look after them for you and make sure they are all ok.
"That's what you would want.. something so tragic has taken you away for ever and I still cant get my head around it or believe I'm writing a post like this my heart is broken."
Joe Finnis, 25, was one of three BA crew members to die in the horror crash
Friend Hanushe Lala added: "I am truly lost for words; you were a kind, beautiful and intelligent person who only ever brightened up everyone's day.
"You will always have a special place in my heart, forever and always.
"I hope you rest in eternal peace; all our thoughts and prayers are with your family and loved ones."
Another friend, Ryan Daly, wrote: "I'm still in disbelief that your gone Rachel Clark, as if an hour before I had put up a post saying what an amazing person you were on Facebook.
"You will forever be missed and my heart goes out to your family, and to the families of the others that were killed, see you on route 66 Rach."
Dominic Fell had worked for BA for more than two years (Image: Facebook)
A GoFundMe page - called the "BA Angels Fund" - set up to support the families of the three deceased victims and the surviving crew member had raised more than £50,000 as of Thursday afternoon.
It is understood that the four friends were planning to ring in 2020 together, with two of them finishing work at Heathrow a few hours before the tragedy and the other two on a day off.
Mr Finnis was a former RAF cadet who lived in Southampton and was from London, according to his Facebook page. He worked as a cabin crew member and had undergone pilot training with CTC in the past.
Mr Fell, who lived in London and was from Grimsby, had worked for BA for more than two years and previously graduated with a bachelor of arts in photojournalism at the University of the Arts London in 2017.
The Toyota Yaris that the BA cabin crew members were travelling in
In May last year, he wrote on Facebook about having type 1 diabetes as he took part in the Diabetes UK One Million Step Challenge to raise funds for research and programmes.
Friend Bailey Faulkner, who knew the two male victims, wrote on Facebook: "It's a sad time when you get a message being told that two close mates from the skies have both passed away minutes before 2020!
"Joe Finnis and (Dominic Fell) I couldn't thank you both for the endless trips together all across the world which each time was full of boozing and laughters, not forgetting the days spent sat in the pub!
"Gutted you've gone but you'll never be forgotten! Keep flying high."
The white Mercedes HGV left the road after colliding with the Yaris (Image: UKNIP)
Claire Emery wrote on the fundraising page: "Joe was my apprenticeship coach when I started BA in June. Joe was extremely kind, supportive and empathetic. My deepest condolences to Joe's family."
This was echoed by Malgorzata Kubik, who wrote: "Joe was my coach and he always made sure we were ok.
"I hope he is in a better place now and I would like to send big hugs to his friends and family I am with you in this painful and difficult time especially of that time a year."
Another pal, Daniel Seymour, wrote: "Joe has been my good friend for a while. I even was in the gym with him on the day he passed.
Heartbroken colleagues have paid tribute to Mr Fell, 23, and the others
"I'm so sad and wish him to have the best send off possible. As well as the others involved in the accident. They will all be missed."
Laura Stewart wrote: "Dom and Joe were truly special men and I hope that their families take some comfort in knowing that they were so loved by everyone they have flown with! I'll miss you."
Hannah Morris posted: "A truly heartbreaking loss to our flying family, an absolute pleasure to have flown with and will be deeply missed by all."
British Airways cabin crew worker Amber Keeling posted: "Love you Dom Rest in peace to you all xxxxx."
Mr Finnis had previously undergone training to be a pilot
And Michelle Leshone wrote: "My heart aches for the young lives lost , and also that of their friends and families , fly high Dom we will love you forever."
Paying tribute to the female crash victim, Emily Diss wrote: "Such a beautiful girl inside and out heartbroken to hear this sad news xxx."
Friend Emily Fabiani wrote on Facebook: "So so so sad. Rest in perfect peace Rachel. Such a lovely soul taken way too soon."
The crash happened at 11.39pm on Tuesday in Stanwell, Surrey, and police said the white Mercedes HGV left the road and ended up in Longford River.
The driver of the lorry was taken to hospital as a precaution.
The victims' next of kin have been informed and no arrests have been made.
Ms Clark had previously worked for the Harlequins rugby union team (Image: Facebook)
British Airways said in a statement: "We're deeply saddened to learn of the death of our colleagues involved in a road traffic collision [Tuesday] night.
"Our thoughts are with their family and friends, who we are supporting at this distressing time."
BA cabin crew member Stephen Crook, who set up the GoFundMe page, wrote: "I don't know if I knew these individuals personally but at Mixed Fleet we are all one large family and when times are tough we pull together and look out for one another like no other family can.
"My aim for the funds is to split the final total equally in four giving each family affected an equal amount and to ensure that we as a fleet can send a nice flower arrangement to the 3 crew members funerals.
The flight attendant had just started to travel the world (Image: Facebook)
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"Also the crew member who is in hospital will need all the support and help they can get after they get out of hospital and as such I would like to be able to give them a nice sum of money, to help them in those first few months.
"I am currently communicating with our Company and asking for their assistance with liaising with families to ensure that all the funds raised are distributed in accordance with their wishes.
"As I am sure you can appreciate this event is very fresh and as such no final decision will be made as to how the funds are used until all parties have been contacted and agreement given.
(Image: Facebook)
"I know it is January and I know that money is tight but I know that as a fleet we will pull together and make this happen."
A Surrey Police spokesperson said: "Emergency services were called to the scene at the junction of Bedfont Road and Long Lane at 11.39pm following the collision between a white Mercedes HGV and a white Toyota Yaris.
"The HGV left the road and ended up in Longford River, which runs parallel with Bedfont Road.
"Two men, aged 25 and 23, and a woman, aged 20, who were in the Yaris died at the scene, and a 25 year-old woman, also in the Yaris is in hospital in a serious condition.
Ms Clark poses for a photo during her recent trip to Seattle (Image: Facebook)
"Their next of kin have been informed.
"The driver of the lorry was taken to hospital as a precaution.
"No arrests have been made."
Sergeant Chris Schultze, from the Surrey and Sussex Roads Policing Unit, said: "Our thoughts are with the family and friends of those involved in this collision at what is an extremely difficult time.
"We are continuing to appeal for witnesses to what happened and would urge anyone who may have any video footage, CCTV or dashcam or any other kind, to get in touch with us.
"Please report any information via 101 and quote the reference number PR/P19303422."
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Newswise — In most ways, Zika is a lot like other tropical fevers. People become infected when they are bitten by mosquitos. Infected mothers pass the virus to their unborn children.
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Retirement Guide » The Benefits and Costs of a Pension
The Benefits and Costs of a Pension
We often talk about retirement and pensions as though they're the same thing. When we retire, we receive a pension, and we become pensioners. But a pension has a specific meaning. It refers to a particularly kind of retirement plan. An employer makes contributions to a pool of funds. It invests the funds for the company's employees and uses those funds to pay their pensions.
A pension can also allow employees to make their own contributions, but the key part of a pension is that it's the responsibility of the employer. The worker doesn't have to worry about the future. They can focus on their work, knowing that their retirement is taken care of. They'll receive a salary for as long as they work. And when they've finished working, they'll receive a pension for the rest of their life.
Pensions also usually have vesting times. This is the amount of time that an employee needs to work for an employee in order to receive their pension payments. For pensions, that usually means a year although some employers might grant vesting immediately while others can delay it or spread out the vesting for as long as seven years.
That pension, like other forms of retirement funds, can come in two forms.
Defined-Contribution Plans
In "defined contribution" plans, the employer makes a set contribution each month to the fund. The employer might match the employee's own contribution but the payment will depend on the fund's performance. If the fund performs better than average, the pensioner will receive more funds. If the fund performs poorly, the pensioner might receive less than they expect.
Defined-Benefit Plans
In "defined-benefit" plans, the employer pays a fixed pension regardless of the performance of the retirement fund. If the fund falls, the employer has to make up the difference between the amount the fund can pay and the amount the pensioner must receive.
When people talk about pensions, they're usually referring to defined-benefit plans.
The Benefits of a Pension
For employees, a defined-benefit pension is the gold standard of retirement plans. They can work, knowing that when they reach their retirement age, their future is certain. They might not even have to make any contributions of their own so they won't feel their payments. Each month, they'll receive their pay slip, ignore the deductions that describe how much the company took off their gross income, and focus on the bottom line.
Working for a company that pays a pension removes one of life's biggest concerns: how to have an income when you're too old to work.
Pensions also have a tax-advantaged status. Employers can deduct the contributions from their taxable profits while employees make any contributions to the pension of their out of their pre-tax income. That lowers the amount of income tax they have to pay.
The funds in a pension fund also grow tax-deferred. As long the money remains in the account the pension-owner doesn't have to pay incomes. The tax payments only begin when the employee retires and starts to make withdrawals. At that point, because their income is lower, their tax liability will be lower too.
The Costs of a Pension
Because the costs of a pension fall on the company supplying it, pensions were popular during the heyday of American manufacturing. Unions then could demand generous pension plans, and companies had enough commercial demand to supply them. As that demand encountered competition from more efficient Japanese carmakers, and the performance of pension plans failed to match commitments, companies found themselves with big debts. At the start of 2020, Ford announced that pension liabilities would cost the firm $2.2 billion. In 2003 General Motors had $90 billion in pension obligations but only $66 billion in pension assets. The company had to borrow $10 billion from the bond market, not to invest in new production or a new model but to help cover its pension obligations. It didn't help. When General Motors filed for bankruptcy six years later, the company had ten pensioners for every active employee.
Because defined-benefit plans pose such risks to companies, they're now rare. Most private companies have preferred to shift the risk to employees and enroll them in defined-contribution plans. A number of companies that used to have defined-benefit plans have now frozen them. They're not accepting any new members and payments will no longer grow in line with the years the employee continues to work.
Defined-benefit pensions are now mostly found in the public sector: among teachers, veterans, and other government workers.
How to Obtain a Pension
There was a time when the best way to obtain a defined-benefit pension was to land a union job. Whether it's in the car industry, the steel sector or anywhere else, an employee could depend on the union to demand a reliable pension from their employer.
These days, you're more likely to have to look for a government position. The taxpayer is just about the last employer still willing to give people a guarantee of a set retirement. Every other kind of employee is going to have to take some responsibility for their retirement themselves. They'll have to think about the future, decide how much they want to contribute and keep tracking the fund's growth to ensure that they're on track. The demise of defined-benefit pensions has forced everyone to understand how retirement funds work.
Chapters - Retirement
The Four Stages of Retirement
When Can You Retire?
How Much Will You Need to Save Before You Can Retire?
How to Create a Retirement Savings Habit
Retiring with a 401(k)
The Benefits of a 401(k) Plan
The Costs of a 401(k) Plan
Vesting a 401(k) Plan
4 Types of 401(k)
Rolling Over Your 401k
Leave Your Old 401(k) with Your Old Employer
How to Rollover Your 401(k)
Individual Retirement Accounts—IRAs
How an IRA Works
Working Your IRA With Your 401(k)
3 Types of IRAs
SEP IRA Limits
The Benefits of an Annuity
Deferred Annuities
Immediate Payment Annuities
Fixed Index Annuities and Variable Rate Annuities
Qualified and Non-Qualified Annuities
Changing Your Annuity—The Section 1035 Exchange
The Limits of a 1035 Exchange
How to Plan for Your Retirement
How to Start Planning Your Retirement


About Us — Krøvel Furniture Co.
We have a passion for simply made, beautiful wood furnishings.
The Krovel Furniture Co. woodshop was born from a desire to create simple, beautiful and affordable furniture. Selling directly allows us to keep retail prices modest. We strive to select the finest materials and we mill, fabricate and finish each piece in-house. Our home base is Portland Maine and since 2014 we have been shipping our handmade pieces worldwide. Wether you are looking for an elegant solution for your small-space urban dwelling or you simply prefer domestically made quality furniture, we're confidant you will find something here. Of course, we are always happy to discuss custom dimensions if needed.
We ship our floating tables with all necessary mounting hardware and detailed install instructions. So simple and super strong!
Our passion is working with wood, but just as important is simplicity of design. Clean lines and well proportioned shapes utilizing simple joinery techniques help to keep our products accessible and affordable. We value good design, quality craftsmanship and durable, beautiful materials. We hope you love what we build.
Krøvel Furniture is for everyone.


This poblano chicken chili is packed with veggies, kidney beans, and tender chicken. It has a rich smoky flavor thanks to some bacon and everything simmers together with some Mexican-style beer and chicken stock. Make it up to a day in advance and just warm it up when you're ready to serve it.
As it's been for the last few years, around this time of year I share a chili recipe. It's what my mom did for us kids growing up and we could always count on a big bowl of chili on Christmas Eve before we went to church. She's always made the same kind of chili – hearty ground beef with beans – but I've taken the tradition a little further and like to switch things up and this year it's a poblano chicken chili made with some Mexican-style beer, red kidney beans, and fresh cilantro.
I like to share these chili recipes a few days before the big holiday in case you might be wondering what you might like the night before Christmas. This is a good choice – it's warming and not overly complicated although while it does take a little time, most of it is spent watching the chili simmer on the stove. Aside from some prep work it's a pretty low maintenance dinner and can be made in advance. In fact, giving it some time in the refrigerator only makes it taste better giving all the ingredients time to mix and marry together.
Normally, I would insist that you roast a bone-in, skin-on chicken breast in the oven because boneless, skinless chicken breasts can be a little bland. But – good news! – we're using one of those boneless skinless ones because when you cook it in bacon fat you get all the flavor you need.
Poblano pepper, red bell pepper, red onion, some jalapeno, and garlic.
This cozy chili can be made a day in advance – just warm it up slowly on the stovetop when you're ready to serve it. It's packed full of veggies, beans, and chicken – perfect for a cold night.
In a large pot, cook the bacon over medium-low heat until it starts to release its fat, about five minutes or so. Push the bacon away from the middle of the pot and adjust the heat to medium. Add the chicken and cook it until its browned on both sides and cooked through. Transfer the chicken to a plate.
Add the onion, garlic, poblano pepper, red bell pepper, and jalapeno to the pan. Cook the vegetables, stirring frequently, until they've released their moisture, about ten minutes. Pour the beer in the pot and stir, scraping up the browned bits off the bottom of the pot. Add the chicken stock and bring the pot to a boil and then reduce the heat to maintain a strong simmer. Shred the chicken, add it to the pot and simmer for thirty minutes.
Once the chili has simmered for thirty minutes add the kidney beans. Stir and bring the pot back to a simmer and let it all cook together for another fifteen to twenty minutes. Add the cilantro and lime juice and serve.
This sounds warm and wonderful now that winter has arrived. I love the flavor of poblano peppers, so this is a must try!


text:
November 12, 2018 by Jessica Sacco
Rochester Police Arrest Armed Man Following Search in Woods Near Walmart
Rochester Police have taken Christopher Thomas into custody. (Courtesy Photo Rochester Police Department)
ROCHESTER — Chief Paul Toussaint reports that the Rochester Police Department arrested the armed suspect in the woods near Walmart.
CHRISTOPHER L. THOMAS, AGE 27, HOMELESS, is charged with four counts of Reckless Conduct with a Deadly Weapon (Felony). He also has three warrants for Criminal Threatening, along with four warrants for Theft.
At 10:20 a.m., members of the SWAT teams approached THOMAS, who surrendered without incident. No injuries were reported.
Businesses are now able to open and Ten Rod Road has been deemed safe for hunters.
On Sunday, Nov. 11, at 12:11 p.m., Rochester Police received a report that a man, armed with a rifle, was seen in the rear parking lot of Walmart, 116 Farmington Road, before disappearing into the woods.
Overnight, THOMAS fired shots at police. Rochester Police and members of the SWAT teams then established a perimeter around his location, ultimately allowing them to take THOMAS into custody this morning.
"We appreciate community members' patience as we located the suspect and resolved this situation," Chief Toussaint said. "This was a true collaborative effort between the Rochester Police Department, Strafford County and Seacoast CERT SWAT teams, the New Hampshire and Maine State Police, and the Manchester Police Department."
Filed Under: Press Releases Tagged With: armed suspect, arrest, Rochester police department, walmart
About Jessica Sacco
Jessica Sacco is a Senior Account Executive at John Guilfoil Public Relations LLC.


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An upscale women's fashion boutique for all budgets. Offering casual & resort wear, formals, prom, tuxedo rentals, plus sizes, accessories, and gifts.


text:
Cristiano Ronaldo says his World Cup dream has ended
Cristiano Ronaldo, who left the field in tears after Portugal's 0-1 defeat against Morocco in the quarter-finals on Saturday, has said his dream of winning a World Cup for the country has ended.
"Winning a World Cup for Portugal was the biggest and most ambitious dream of my career," the star forward said in an Instagram post on Sunday.
"Fortunately, I won many titles of international dimension, including for Portugal, but putting our country's name on the highest level in the world was my biggest dream.
"I fought for it. I fought hard for this dream. (..) I gave my all. I left everything on the field. I never turned my face to the fight and I never gave up on that dream.
"Unfortunately, yesterday the dream ended ... my dedication to Portugal has not changed for an instant. I was always one more person fighting for everyone's goal and I would never turn my back on my teammates and my country," he said.
He also thanked his country and World Cup hosts Qatar.
"Thank you, Portugal. Thank you, Qatar. The dream was beautiful while it lasted ... Now, it's time to be a good advisor and allow each one to draw their own conclusions."
Ronaldo has been capped 195 times and scored a record 118 goals for his country.
He started the Saturday fixture on the bench and came on only in the 51st minute at the Al Thumama Stadium.
By beating Portugal, Morocco made history as the first African team to reach a World Cup semifinal.


text:
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זכותך לדעת, זכותך לקבל
Choosing Medical Service Providers (Right)
Hebrew source: בחירת נותני שירותים רפואיים
From All Rights (Kol-Zchut) (www.kolzchut.org.il)
Health plan policyholders are entitled to choose from among their health plan's service providers for their healthcare needs
The health plans may limit their policyholders' choice of service providers subject to a number of principles, including the Principle of Treatment Continuity, the principle of following professional opinion(s) of relevant medical specialists, and the principle of providing relevant treatment opportunities within a reasonable distance of the policyholder's home
For more information see Ministry of Health Circular, regarding implementing National Health Insurance regulations on the Ministry of Health
The health plans pay medical service providers, (such as hospitals and other facilities), to provide various healthcare services to their policyholders. Health plan policyholders are entitled to choose from among the service providers with which their health plan has arrangements.
In cases where the health plan is connected to more than one service provider, the health plans have the right to establish specific rules related to choice between their service providers.
Choice of service providers is subject to the health plans' arrangements for choice of service providers.
The health plans are obligated to publicize the services available to their members, where the services may be received, and which service providers offer them on behalf of the health plan, as well as provide this information to any member who requests it.
The health plans may limit their policyholders' choice of service providers subject to a number of principles, including the Principle of Treatment Continuity (which establishes that a patient does not have to switch medical facilities during an illness or medical condition that is being treated there) , the principle of following professional opinion(s) of relevant medical specialists, and the principle of providing relevant treatment opportunities within a reasonable distance of the policyholder's home. For more information see the "Limitations" section on Health Plan Choice of Service Provider Arrangements.
All health plan policyholders.
Choosing Health Plan Service Providers
Choosing a family doctor
Policyholders may choose a family doctor without restrictions related to location.
One may switch family doctors once per calendar quarter (the year is divided into four quarters: January-March, April-June, July-September, October-December) except in situations detailed below.
Switching a family doctor is free of charge.
Choosing a medical specialist (specialty doctor) who works in the health plan or provides services on its behalf
A health plan doctor is a doctor employed by a health plan (a health plan employee); a doctor working on behalf of a health plan is one who is not directly employed by a health plan, but who appears on a list of doctors providing services on behalf of a health plan.
In some cases, going to a specialty doctor requires a referral. Specific cases requiring a referral vary by health plan and policyholders should clarify specifics with their primary care clinic or when making an appointment.
Policyholders may choose a specialty doctor without restrictions related to location.
Switching from one specialty doctor to another within the same field of specialty may be done once per calendar quarter, except in situations detailed below.
The first referral per quarter to a specialty doctor incurs a fee.
Switching doctors during a quarter
As a general rule, switching doctors may only be done once a quarter is over.
Nevertheless, the Ministry of Health circular established that the health plans must publicize guidelines for situations in which patients may switch between doctors within a quarter. (For example: emergency medical treatment, absence of the doctor, situations when a patient is in need of medical care but is far from his/her hometown.) The health plans have to specify that switches in these types of situations are done without any fees.
For more information see the health plans websites:
Clalit website (section 15)
Meuchedet website
Maccabi regulations (section 22)
Choosing Service Providers Outside the Health Plan
When a policyholder requires a medical service from a service provider outside the health plan (i.e. in an out-patient hospital facility not owned by the health plan), s/he will be required to provide the service provider with a payment voucher (Form 17).
Form 17 constitutes the health plan's obligation to pay for the medical service(s) provided to the policyholder, such as hospitalization, admission to another type of medical facility, emergency room care, specialty doctor visit, specific type of examination, etc.
If the health plan does not have an agreement with the service provider to which the policyholder has been referred, or if the service provider is not included in the arrangements for the policyholder's place of residence, Form 17 will not be issued. In such cases, the policyholder will be referred to a service provider with which the health plan has an agreement or which is included in relevant arrangements.
Switching from one external service provider to another within the same field of specialty may be done after the calendar quarter is over.
The first referral per quarter to an external service provider incurs a fee.
How to Claim It?
If a service is provided directly by the health plan, the policyholder may make an appointment with the health plan directly, in accordance with its established procedures.
If a service is provided by an external service provider, the policyholder will be required to provide a payment voucher (Form 17) to the service provider.
Policyholders must contact their primary care clinic in order to obtain such a payment voucher. For more information, see: Obtaining a Payment Voucher (Form 17) from the Health Plan.
Health Plan Choice Arrangements
Clalit Health Services choice arrangements
Maccabi Health Services choice arrangements
Meuhedet Health Services choice arrangements
Leumit Health Plan's choice arrangements- there is no document summarizing the choice arrangements (as of March 2016) though general information may be found on the Leumit website.
Information about the health plans' service provider choice arrangements may be obtained at health plan clinics and on the health plans' websites. Moreover, every policyholder has the right to receive a copy of their health plan's service provider choice arrangements at no cost.
The question of the scope of policyholders' right to have a choice of service providers is complicated. Accordingly, a policyholder whose request for a payment voucher (Form 17) has been denied is entitled to do the following:
Submitting a Complaint to the Health Fund which he/she belongs to
Submit a complaint to the National Health Insurance Law Ombudsman
Contact the Ministry of Health's "Kol HaBriut" Call Center
Telephone: *5400
Email: Call.Habriut@moh.health.gov.il
The health plan was obliged to fund catheterization for a northern resident who chose to do it in a hospital in the center of the country
Aid Organizations
For a comprehensive categorized listing of healthcare organizations offering assistance and support, click here.
The Ministry of Health
The National Health Insurance Law Ombudsman
The National Health Insurance Law - section 23.
National Health Insurance Regulations (Arrangements for Selection of Service Providers), 5765-2005
Assistant Director of Health Plan and Additional Healthcare Services Supervision Circular 5-2012 from 29.02.2012 - Linking primary and secondary physicians and fees required for a repeat visit to a physician in the same field during a quarter.
Assistant Director of Health Plan and Additional Healthcare Services Supervision Circular 06/2011 from 09.06.2011 - Implementation of National Health Insurance Regulations (Arrangements for Selection of Service Providers), 5765-2005
"The Impact of Payment Arrangements between the Health Plans and the Public Hospitals on the Options for Service Providers Offered by the Health Plans to their Members" on the Knesset Research and Information Center website
Choosing Medical Service Providers on the Society for Patients Rights in Israel website
Original information provided by the Mazor Clinical Center - Providing Legal Advice Regarding Patients Rights in Israel.
English translation and maintenance by The Shira Pransky Project.
Health Plans - Community Medicine (Kupot Cholim)
Health and Illness
Health Plan Choice of Service Provider Arrangements
Sighted any inaccuracies? Have additional information or suggestions for this article?
Send change proposal
Retrieved from "https://www.kolzchut.org.il/en/Choosing_Medical_Service_Providers"
Last updated on 29 November 2018, at 21:35. Click here for page history.
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text:
La condizione di Samuelson, formulata da Paul Samuelson, dice che una produzione ottimale di bene pubblico puro esige un'uguaglianza tra la somma dei tassi marginali di sostituzione e il tasso marginale di trasformazione dei prodotti.

Formalizzazione matematica

Sia  il bene pubblico e  () i beni privati. La funzione di produzione sotto forma implicita è data dall'espressione seguente:

dove  è la quantità prodotta del bene j.

Le funzioni di utilità sono:

dove  è la quantità del bene j consumata dall'individuo i. Non c'è l'indice i per il bene pubblico poiché la quantità consumata è la stessa per tutti gli individui. La quantità consumata dei beni privati dipende invece dalle preferenze e dal reddito di ogni individuo.

Un ottimo paretiano può essere ottenuto massimizzando l'utilità del primo consumatore sotto i vincoli esistenti tra produzione e consumo. La lagrangiana è:

dove  sono i moltiplicatori di Lagrange e  lo stock del bene j.

Le condizioni di primo ordine sono:

Eliminando i moltiplicatori di Lagrange si ottiene:

Prendendo le trè quantità consumate ,  e , si può scrivere:

La seconda relazione, relativa ai beni privati j e s, è identica a quella ottenuta nell'ottimo paretiano classico. I tassi marginali di sostituzione (TMS) devono essere uguali ai tassi marginali di trasformazione dei prodotti (TTP).
La prima relazione è la condizione di ottimalità per il bene pubblico. La somma dei tassi marginali di sostituzione (tra il bene pubblico e un qualunque bene privato) di tutti i consumatori deve essere uguali al tasso marginale di trasformazione dei prodotti.

Bibliografia

 Michael Pickhardt: Fifty Years after Samuelson's The Pure Theory of Public Expenditure: What are we Left With? In: Journal of the History of Economic Thought. 28, Nr. 4, 2006, pp. 439–460.
 Agnar Sandmo: Public Goods. In: Steven N. Durlauf and Lawrence E. Blume (Eds.): The New Palgrave Dictionary of Economics. Palgrave Macmillan, Internet http://www.dictionaryofeconomics.com/article?id=pde2008_P000245&edition=current#sec1 (Online-edition).
 Paul Samuelson: The Pure Theory of Public Expenditure. In: The Review of Economics and Statistics. 36, Nr. 4, 1954, pp. 387–389.

Voci correlate

Beni pubblici

Microeconomia
Scienza delle finanze

redpajama_set_name: RedPajamaWikipedia


Karuta Roromiya. Maybe she walks around in her own world, but so what?
Inu X Boku SS (The Dog and I) is a slow moving series, but I really like the direction it is headed. The past several episodes have been introducing characters, so there really hasn't been much progress in the central narrative, but that story (about two broken people who are healed by coming together) is such a nice one that I have been satisfied to watch what happens. This time, episode 6, the series took a different perspective on this central theme. One of the main characters (Soushi Miketsukami) was almost entirely absent, and instead the other (Ririchiyo Shirakiin) was mostly an observer of another pairing that is full of awkwardness, but is essential to the participants.
Roromiya is the class freak, who is constantly doing things that make the other kids think she is "weird".
While Ririchiyo keeps her nose to the grindstone, Roromiya is constantly doing something out of the ordinary. The other kids talk openly about her as a freak, and this causes Banri Watanuki to defend her, including getting into fights. Roromiya is weird, and Watanuki is incapable of dealing with his own feelings openly, nevertheless the two have developed a deep friendship, and look out for one another. By observing Roromiya and Watanuki's flawed, but essential relationship, Ririchiyo can see the importance of connecting with other people, and also that it is possible to connect with others, even when you don't quite know how.
People need each other to get along in this world.
Ririchiyo Shirakiin thinks cooking is serious business.
I'm glad she finally figured out what was causing her heart palpitations (duh!), and I LOVED her outburst in the lab. That actually made me laugh out loud.
There were a lot of funny and sweet moments in this episode. Ririchiyo's detached, by-the-book analysis of her heart racing was just like her approach to cooking; she is completely over-thinking it. She needs to start "seeing the possibilities clearly".
Karuta was adorable and my personal favorite of the 'supporting cast'. But then, I have a massive soft spot for Cloudcuckoolanders anyway.
Karuta really won me over in this episode. I'd already liked her, but this cemented her a favorite. I like the completely relaxed relationship she has with Watanuki too. She acts like the two of them together is so natural and inevitable that there's no reason to make a big showy production of it. I imagine that if asked if they're together, she'd respond in much the same tone as she would if asked if the sky is blue.
I have to admit to really liking her ED, too.
I agree with you. The way things were handled here was very clever. On the one hand, Karuta seemed to be out of it, but she was actually taking in MORE information than the people around her. It was the same way with, for example, the cat in the tree. Nobody else noticed, but everyone thinks she is spacey.
And, yes, her relationship with Watanuki is great. He obviously has a hard time dealing with his own feelings, but she is very natural in the way she acts with other people, and that is a good thing for Watanuki, because she really goes the extra distance in that relationship, even though he is so obviously smitten.
I'm not really a big fan of this series, but particularly this episode caused a lot of moe HNNNG among my fellow otakus, and so I watched it just to check it, and alas! So cute! Yes, that ED was kami (divine)! The patisserie scene was really cute! Hanazawa Kana's rap was so cute. That worldview, and that Wa-tanuki, a raccoon dog, ahh, good combination!
It was a particularly good episode. Honestly it isn't the most focussed series — I would like to see them tighten up a bit, but I don't know what pieces are going to be necessary for the story later.
I think this episode draws a very stark contrast between Karuta and Ririchiyo. Both are socially awkward and not really popular with the class. Yet Ririchiyo is very self-conscious about her social clumsiness while Karuta just plain doesn't care. She shows another way to approach this issue–not by improving interaction and communication skills as Ririchiyo tries to do, but by just doing her own thing and letting social things happen naturally. I like her way!
That's a great point. I find Ririchiyo's self-consciousness understandable, because I've had that experience of being way too much in my head, and have been socially awkward, but what I really like about her as a character is that she wants to change.


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