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Is Cracker Barrel Old Country Store, Inc. (CBRL) Going to Burn These Hedge Funds?
Nina Todic
Insider Monkey December 9, 2019
A whopping number of 13F filings filed with U.S. Securities and Exchange Commission has been processed by Insider Monkey so that individual investors can look at the overall hedge fund sentiment towards the stocks included in their watchlists. These freshly-submitted public filings disclose money managers' equity positions as of the end of the three-month period that ended September 30, so let's proceed with the discussion of the hedge fund sentiment on Cracker Barrel Old Country Store, Inc. (NASDAQ:CBRL).
Cracker Barrel Old Country Store, Inc. (NASDAQ:CBRL) was in 21 hedge funds' portfolios at the end of September. CBRL investors should be aware of a decrease in hedge fund interest of late. There were 22 hedge funds in our database with CBRL holdings at the end of the previous quarter. Our calculations also showed that CBRL isn't among the 30 most popular stocks among hedge funds (click for Q3 rankings and see the video below for Q2 rankings). Video: Click the image to watch our video about the top 5 most popular hedge fund stocks.
5 Most Popular Stocks Among Hedge Funds
In the financial world there are a large number of tools investors have at their disposal to grade stocks. A pair of the most under-the-radar tools are hedge fund and insider trading indicators. We have shown that, historically, those who follow the top picks of the best fund managers can outperform the broader indices by a solid amount. Insider Monkey's flagship best performing hedge funds strategy returned 91% since May 2014 and outperformed the Russell 2000 ETFs by nearly 40 percentage points. Our short strategy outperformed the S&P 500 short ETFs by 20 percentage points annually (see the details here). That's why we believe hedge fund sentiment is a useful indicator that investors should pay attention to.
[caption id="attachment_746830" align="aligncenter" width="473"] Matthew Hulsizer of PEAK6 Capital[/caption]
Matthew Hulsizer PEAK6 Capital
Unlike the largest US hedge funds that are convinced Dow will soar past 40,000 or the world's most bearish hedge fund that's more convinced than ever that a crash is coming, our long-short investment strategy doesn't rely on bull or bear markets to deliver double digit returns. We only rely on the best performing hedge funds' buy/sell signals. We're going to analyze the key hedge fund action regarding Cracker Barrel Old Country Store, Inc. (NASDAQ:CBRL).
Hedge fund activity in Cracker Barrel Old Country Store, Inc. (NASDAQ:CBRL)
At Q3's end, a total of 21 of the hedge funds tracked by Insider Monkey were long this stock, a change of -5% from one quarter earlier. Below, you can check out the change in hedge fund sentiment towards CBRL over the last 17 quarters. With hedge funds' capital changing hands, there exists a select group of noteworthy hedge fund managers who were boosting their stakes considerably (or already accumulated large positions).
Among these funds, Arrowstreet Capital held the most valuable stake in Cracker Barrel Old Country Store, Inc. (NASDAQ:CBRL), which was worth $83.6 million at the end of the third quarter. On the second spot was Renaissance Technologies which amassed $45.8 million worth of shares. Two Sigma Advisors, AQR Capital Management, and PEAK6 Capital Management were also very fond of the stock, becoming one of the largest hedge fund holders of the company. In terms of the portfolio weights assigned to each position Signition LP allocated the biggest weight to Cracker Barrel Old Country Store, Inc. (NASDAQ:CBRL), around 0.93% of its 13F portfolio. Stevens Capital Management is also relatively very bullish on the stock, setting aside 0.25 percent of its 13F equity portfolio to CBRL.
Due to the fact that Cracker Barrel Old Country Store, Inc. (NASDAQ:CBRL) has witnessed declining sentiment from the smart money, it's safe to say that there was a specific group of funds that elected to cut their entire stakes by the end of the third quarter. Interestingly, Dmitry Balyasny's Balyasny Asset Management dropped the biggest investment of the 750 funds followed by Insider Monkey, worth close to $8.8 million in stock. Mike Vranos's fund, Ellington, also dumped its stock, about $3.1 million worth. These moves are interesting, as total hedge fund interest dropped by 1 funds by the end of the third quarter.
Let's check out hedge fund activity in other stocks - not necessarily in the same industry as Cracker Barrel Old Country Store, Inc. (NASDAQ:CBRL) but similarly valued. We will take a look at Penske Automotive Group, Inc. (NYSE:PAG), Compania de Minas Buenaventura S.A.A. (NYSE:BVN), United Bankshares, Inc. (NASDAQ:UBSI), and Echostar Corporation (NASDAQ:SATS). All of these stocks' market caps are similar to CBRL's market cap.
[table] Ticker, No of HFs with positions, Total Value of HF Positions (x1000), Change in HF Position PAG,16,63851,-1 BVN,6,14159,-1 UBSI,10,24052,-4 SATS,29,601864,1 Average,15.25,175982,-1.25 [/table]
View table here if you experience formatting issues.
As you can see these stocks had an average of 15.25 hedge funds with bullish positions and the average amount invested in these stocks was $176 million. That figure was $240 million in CBRL's case. Echostar Corporation (NASDAQ:SATS) is the most popular stock in this table. On the other hand Compania de Minas Buenaventura S.A.A. (NYSE:BVN) is the least popular one with only 6 bullish hedge fund positions. Cracker Barrel Old Country Store, Inc. (NASDAQ:CBRL) is not the most popular stock in this group but hedge fund interest is still above average. This is a slightly positive signal but we'd rather spend our time researching stocks that hedge funds are piling on. Our calculations showed that top 20 most popular stocks among hedge funds returned 37.4% in 2019 through the end of November and outperformed the S&P 500 ETF (SPY) by 9.9 percentage points. Unfortunately CBRL wasn't nearly as popular as these 20 stocks and hedge funds that were betting on CBRL were disappointed as the stock returned -4.7% during the fourth quarter (through the end of November) and underperformed the market. If you are interested in investing in large cap stocks with huge upside potential, you should check out the top 20 most popular stocks among hedge funds as many of these stocks already outperformed the market so far this year.
Disclosure: None. This article was originally published at Insider Monkey.
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A really nice palm stone of Wonderstone (silicified rhyolite), from the original source of this material at Lahontan Valley, Nevada.
This "Wonderstone" (rock that is naturally stained with picturesque bands of red and orange iron oxide and hydroxide) is highly prized by collectors. The Wonderstone from this valley used in lapidary, is a rhyolite tuff that was altered by silica and pyrite from hydrothermal fluids.
This volcanic rock is a Rhyolitic air-fall tuff, material ejected from a volcano about 12 million years ago. The rock was altered by hot waters that deposited pyrite (FeS2) and quartz (SiO2). Rainwater penetrated the rock and oxidized the pyrite to form liesegang bands of red hematite (Fe2O3) and orange and brown goethite (FeO(OH)). Erosion broke pieces of the rock from its outcrop, and streams carried pebbles to the shore of Lake Lahontan, which covered much of western Nevada during the Pleistocene Epoch.


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Haploniscus obtusifrons is een pissebed uit de familie Haploniscidae. De wetenschappelijke naam van de soort is voor het eerst geldig gepubliceerd in 1974 door Chardy.

Haploniscidae

redpajama_set_name: RedPajamaWikipedia


Every exercise has its own benefits and doing only one exercise may not give you a completely healthy body and mind. Some workouts give you a perfectly shaped and healthy body while some of them even give you mental wellbeing.
Strength Training is a popular method to improve strength and wellbeing. If you are struggling to add that one more push-up or squat to achieve your goal you can try the strength training. We all know that gaining muscle mass without using steroids or medicine is the best way to go.
Now, let us see what is strength training. This is the method of improving anaerobic endurance, strength, and skeletal muscle size with the help of muscular contraction. It is an anaerobic exercise that follows the methods of progressive use of weights.
There are a set of physical exercises used in strength training. In this program, there will be different equipment and a set of exercises to target every muscle group. Just about any kind of athlete can improve their performance by implementing strength training.
Strength training is a form of physical exercise that will benefit both your body and mind. Till now everyone has thought that Yoga is the only training that can give both physical health and inner well being.
If you perform strength training well with proper guidance your ligaments, muscles, and tendons become strong. As I mentioned earlier you will feel strong and confident to achieve the goal.
For example, if you are someone who wants to lose weight you will feel confident that you will be able to touch the finishing line easily. Along with muscle mass, strength training also gives mental strength to continue the training.
Research has proven time and time again that strength training can boost brain power that can be used to treat diseases like dementia. Sometimes you may feel that you worked out too much but after some sessions, you will gain the strength to work more.
You will find that the jobs that were difficult before have become easy after strength training. Even though bodybuilding is the main benefit of strength training, you achieve many other benefits like strong cardio muscles, strong bones, and better body shape.
Strength training helps in losing weight because it increases the rate of calorie burning even when you are not working out. This also helps you to maintain your weight. Another important benefit you get from strength training is the resistance capacity of your muscles.
Since bodybuilding through this training method includes contracting your muscles against resistance to tone them, your body will become stronger. For example, when you jump from a height your muscles will be ready to accommodate that pressure if you work out regularly.
Squats are a compound movement that helps increase strength and balance. Squats target core muscle groups that include the glutes, hamstrings, quads, and back.
Deadlifts are another compound movement that will give you core body strength. Deadlifts work just about every muscle in your body. In fact, if you are struggling with trying to improve how much you can bench, the deadlift is one of the best exercises to help you gain more strength and help you bust through strength plateaus.
Rack Pulls are another core exercise that will increase back strength and give you core body strength. Rack pulls can also help improve grip and deadlift strength.
The bench press is just about everyone's favorite exercise, both men and women can benefit from strong pectoral muscles, and it can help reduce sagging breasts in women.
Many people underestimate the benefits of strength training, it is not just for building muscle, it is essential for improving body coordination, strong bones and can help maintain healthy cardiovascular health.


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BRAVEST NAB 'SLASH AND ROB' KID: COPS
By Jamie Schram
December 28, 2004 | 5:00am
Six firefighters who had just put out a blaze in a Brooklyn subway station helped police catch a 14-year-old boy yesterday after he robbed and slashed a livery driver, police and fire officials said.
The drama began at 5:48 p.m. at Bedford and Church avenues in Flatbush, where FDNY Lt. John Cullen and five other smoke-eaters from Engine 235, returning to quarters after extinguishing a fire in the station at Prospect Park and Flatbush Avenue, rolled up behind a livery cab at a red light. Cullen said he saw a "scuffle" between four male passengers and the livery driver.
"The side door of the cab flew open and three black youths fled from the back seat," Cullen, 46, told The Post. "I also observed a black youth in the front seat. It looked like he was assaulting the driver."
As the fourth passenger fled, the driver, Sunday Ezenba, 33, rushed up to the engine and frantically told Cullen that the youths had just stolen his wallet. Firefighters gave chase, grabbing one of the four suspects at Church and Flatbush avenues, Cullen said.
Ezenba was taken to Kings County Hospital in stable condition. The 14-year-old suspect, whose name was not released due to his age, was charged with assault and robbery.
UNION BIG EYED IN $1M CONDO SCAM

redpajama_set_name: RedPajamaCommonCrawl


A 60-second tutorial giving you a step-by-step guide to resizing your image for print. This Adobe Photoshop CS4 tutorial talks about DPI, image size and resizing techniques.
Hi, If i changed dpi from 200-300 dpi using an online converter and the dimensions remained the same..I have different sizes of images which i need to submit to immigration. Do they still be be satisfying the requirement of 300 dpi if the dimensions remained same ??


So the good news, we finally got a 15 week old white chow on Thursday called Bella and she is fantastic! (had a brown chow who sadly passed away a few year ago) the bad news however is that the past 2 days she has been scratching one part of her body a lot and has had Diarrhoea, The breeder we got Bella from told us she has been giving her Royal Canin Junior food so we have been doing the same however I am wondering if that is the culprit. Other than the scratching and the diarrhoea she has been absolutely great and we love her to bits so I was wondering if any of you had any advice?
How is Bella doing now? Often times new puppies have loose stools when they are big changes in their lives. Has she been checked by the vet to make certain she does not have any health issues. I will give my pups some boiled rice and chicken over their food to help make the stools more solid.


Hello guys!! We know that you are in search of central govt jobs. If it is true, then immediately refer this article which is about Indian Army Krishnagar Rally Recruitment 2019. Formerly, it announces various notifications but at this instant, now they hire the individuals as Soldier clerk, Soldier GD, Soldier Technician and other jobs. Surprisingly, this Indian Army Krishnagar Soldier Notification can utilize only by the candidates who possess 10th/12th/diploma. So, most of the aspirants have started checking for the details at official portal joinindianarmy.nic.in. Moreover, the Army Soldier Rally Online Registration is active from 08th Dec 2019 and lasts up to 21st Jan 2019.
Indian Army Soldier Rally Bharti is helpful to the candidates who are in need of a job. So, for this purpose, we are providing all the details along with other information on this page. Besides this, the officials are also conducting the rally at Palampur to fill the Indian Army Soldier Vacancy 2019. You can find out the details for this notification even at our site esarkariresults.in. On the other hand, large no. of candidates are looking for the eligibility criteria to fill the Indian Army Soldier GD Jobs. For this reason, we have given the essential details in brief. Aspirants can make use of this Indian Army Soldier Jobs Apply Online link available at joinindianarmy.nic.in. Make sure of all the necessary to fill the application. Otherwise, your application will not take into consideration. Further details about this Indian Army Krishnagar Soldier Notification are given below.
Education qualification: Candidates who completed 10th/ 12th/diploma can apply for this Indian Army Krishnagar rally recruitment.
Selection process: Applicants are shortlisted based on the following given below.
Salary package: The best pay will be given for the selected candidates accordingly to the post you have applied.
To get qualify in this Indian Army Krishnagar Rally Recruitment 2019, one should clear all the selection rounds given below in detail. Otherwise, you may not grab the opportunity. Another key point is that Army Soldier Rally Online Registration is mandatory for all the appilcants. In case, if any of the individual fails to do this, then they are not allowed to participate in the rally. So, definitely one should register through online for Indian Army Soldier Rally Bharti.
The rally is going to be held at Krishnagar, Nadia, West Bengal. Army Soldier Krishnagar Rally dates are 06th Feb to 15th Feb 2019. In the meantime, every individual can download the admit card for this WB Sarkari Naukri. Any other queries can be known from official portal joinindianarmy.nic.in. Stay tuned to our site esarkariresults.in for latest updates and sarkari naukri, rojgar samachar, rojgar result etc. Also follow us on Facebook and Twitter.


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Q: Programmatically show volume dialog for all streams and keep it up By using this
    AudioManager audioManager = (AudioManager) context.getSystemService(Context.AUDIO_SERVICE);
    audioManager.adjustStreamVolume(AudioManager.STREAM_MUSIC, AudioManager.ADJUST_SAME, AudioManager.FLAG_SHOW_UI);

I can display the small system popup that shows the volume control on screen. Unfortunately, this command only shows one slider with the single stream that I indicate, and not all the other ones. In fact, this command popups the same dialog that is popped up when pressing a volume physical button. The popup stays alive for just 2 seconds. It's also possible to trigger the dialog with adjustVolume() and let the system decide which is the relevant stream, but still one only will be shown and for just 2 seconds.
During these 2 seconds the user is allowed to click the "v" button and enlarge the dialog, so that all the streams are available to be changed for a slightly longer time.
How can I programmatically trigger this second dialog, that displays all the available volume sliders, and keep it alive for a longer time (or let the user close it with back key)?

redpajama_set_name: RedPajamaStackExchange


You absolutey cannot find a better Texas BBQ joint than Hard Eight BBQ. There are lots of amazing BBQ places in the D/FW area…trust us, we've tried many of them. But there is something really amazing about Hard Eight. First, and foremost, the BBQ is incredible. As you walk up, you see and smell the wood burning smokers. They start slow cooking the meat the day before, and then let it slow cook all night. By the next day, when you arrive…you'll find a huge assortment of beef, pork, chicken, shrimp, corn on the cob, and baked potatoes…all waiting for you to pick for the best BBQ experience you'll ever have. Beer, live music, pickles, fresh potato salad, and complimentary slow-cooked beans await you, as well.
There are 3 locations in the D/FW area, we love the Coppell location because it's conveniently located about 10 minutes from the D/FW airport. Try Hard Eights, y'all! You will NOT be disappointed!
Live music every Friday/Saturday night on the patio!
They do it RIGHT at Hard Eights BBQ!
It's all about the wood, folks.
Time to decide what you want to eat!
I met Wesley today in Highland Village and right after he gave me the name of this blog I had to go check it out because my fiancé wants to open a food truck someday and we love following other foodies. Then I saw you visited Hard Eight where my fiancé is a manager!! He currently works at the Roanoke location but what a small world! Can't wait to dive into this page and try some recipes!!


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Tuesday 12 Feb 2019 Eloise McMinn Mitchell
A report shows police figures have recorded a rise in violent crime in York within the last year, averaging at one case of serious assault per day. Incidents of this nature are predominantly occurring on weekends, between 11pm and 4am and Saturday afternoons. York Council's public protection team have also recorded an increase in noise complaints near pubs, clubs and bars of 27 per cent.
The report was written for council licensing bosses, in which the police focused on particular locations to which they responded to calls at most often: the five premises most frequently visited are in the vicinity of Blake Street, Clifford Street, Micklegate, George Hudson Street and Low Ousegate.
365 assaults in 2017/18 is a significant rise from the 2016/17 figure of 250. The report included that alcohol was involved in almost 50 per cent of the incidents. The Green councillor for Guildhall, Denise Craghill, stated that figures presented "a very real concern." The BBC estimates that seven million tourists visit York every year, and the rise in crime presents a worry for visitors.
Craghill said: "we all know that for the majority of the time York still has a very attractive and safe city centre full of history, interesting independent shops and cultural attractions". Although she agrees that the rising figures are worrying, "we always have to be a bit careful about how we interpret statistics."
Labour Councillor Looker stated: "These figures will do nothing to allay the fears of those who claim the city centre is not somewhere to visit on Saturdays or weekend evenings, especially with children". She urged the need to "listen carefully to the police on these matters" to ensure York is "welcoming."
Not everything within the report presented a grim state of affairs. The police recorded a ten percent decrease in "anti social behaviour". This is behaviour that includes a wide range of actions that "cause harm to an individual, to their community or to their environment" according to the Police.UK website. It can also be action that results in leaving someone feeling "alarmed, harassed or distressed" as well as issues to do with public nuisance. The police believe the drop in anti-social behaviour is because of the efforts of council enforcement officers and York BID street rangers as well as the community safety hub.
The general sense in the wake of these reports is that there will be efforts to deal with the concerns raised in reaction to this report. While the rise in serious assaults will concern many residents, York remains a central attraction of tourism and maintains a high standard of safety in comparison to other cities.
Eloise McMinn Mitchell
News Editor ( Oct 2018 to Jun 2019 )
Deputy News Editor ( Oct 2017 to Oct 2018 )


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Home All Articles Charity slams NHS on diabetes care
Charity slams NHS on diabetes care
(London) The NHS is wasting billions of pounds of public money by failing to tackle diabetes early enough, experts have warned.
The disease costs the health service nearly £10 billion a year, but the vast majority of this cash is spent on tackling complications that arise from the illness such as kidney damage.
The charity Diabetes UK accused health bosses of "failing to learn" that early intervention can save taxpayers' money and improve the lives of millions of Britons living with the illness.
Barbara Young, Diabetes UK c hief executive, said: "The NHS is spending an eye-watering amount on diabetes but the money isn't being used effectively, which is running up a huge bill for the future.
"This report shows how dealing with problems early, such as by improved inpatient care and effective care planning, costs could be greatly reduced and more people would live longer and healthier lives.
"Too often, the focus is on cutting costs in the short-term such as by cutting diabetes specialist nurses, restricting access to blood glucose test strips and poorly planned transferrals to primary care. But this is making it difficult for those with diabetes to manage the condition and is offering poor value for money for taxpayers."
She warned that at a time of tightening budgets and when the number of people diagnosed with diabetes is spiralling, the " current approach is unsustainable".
In a new report, The Cost of Diabetes, the charity accused health chiefs of failing to implement measures that can slash costs and improve care for diabetes patients.
The NHS spends £9.9 billion a year tackling the illness, and that bill is set to rise as growing numbers are diagnosed with the condition.
But just £2.1 billion is spent on treating the actual illness itself, while £7.7 billion goes on addressing complications that could have been prevented if the patient had received good healthcare in the first place, the charity said.
Those who are diagnosed late or do not receive timely care can find themselves having to spend extra days in hospital and suffering from kidney and nerve damage as a knock-on effect, running up huge bills for the NHS.
While vast amounts of money is being ploughed into diabetes treatment, it is too often used ineffectively, the charity warns.
The report sets out a series of measures it claims will save the health service billions and improve patient care.
It claims that better programmes educating on how to manage the condition can save £2,200 a patient while a reduction in foot amputations – a traumatic and expensive complication of diabetes – could save hundreds of millions of pounds a year.
Diabetes is a chronic illness that causes a person's blood sugar level to become too high.
In the long term it can damage a sufferer's eyes, heart, nerves, feet and kidneys – leaving many dependent on gruelling and costly dialysis machines.
With the numb er of people with diabetes estimated to hit five million by 2025, Diabetes UK warned the NHS needs to quickly improve its care before the bill to the public purse becomes unmanageable.
Ms Young said: "With the NHS operating in a period of flat budgets and with the number of people with diabetes rapidly increasing, it is really important that trusts and commissioners implement these changes because the current approach is unsustainable and is having a significant impact on NHS resources.
"One of the benefits of a national system for health ought to be fast and universal adoption of good practice but the NHS is failing to capitalise on this in the case of diabetes care."
Professor Jonathan Valabhji, national clinical director for obesity and diabetes at NHS England, said: "There are opportunities to improve outcomes for people with diabetes as well as deliver savings for the NHS. We need to seize them.
"More personal care planning and better integration of GP and specialist services may well deliver real benefits."
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Subsidized Direct Loans are available to undergraduate students only. The interest on subsidized loans are paid for by the United States Department of Education as long as the student is in school half-time, during the 6-month grace period after the student leaves school, and during deferment. There is a borrowing cap for subsidized loans with a maximum eligibility period of 150%.
Unsubsidized Direct Loans are available to both undergraduate and graduate students. Borrowers are not required to show financial need to receive an unsubsidized loan as long as total aid does not exceed the cost of attendance. Unlike subsidized loans, interest will accrue on the borrowed principal balance while the student is in school and is not paid for by the Department of Education. Unless borrowers qualify for a deferment, loan repayment begins six months after they cease to achieve at least half-time enrollment in a postsecondary institution.
Both loans will require an extensive application process and will need approval from the US Department of Education.
If requested, submit all required documents to complete your Financial Aid file with Delta College. Check your My Financial Aid portal under the Documents tab for additional paperwork you may need to submit.
Receive your Financial Aid eligibility notice in your student email account. You will also be notified whether or not you may apply for a Federal Direct Loan. Check the Messages tab on your Delta Online Financial Aid Account to begin the application process.
Students must be in good academic standing, as spelled out under Delta's Financial Aid Satisfactory Academic Progress Guidelines.
Students must not be in default for any other federal students loans.
New borrowers must complete the Entrance Loan Counseling and a Master Promissory Note.
All applications received after the deadlines outlined above will not be processed until the following semester, and will be considered an award for the following semester. For disbursement information, please read the Loan Disbursement Policy & Regulations below.
Loans are disbursed in two payments per semester. No exceptions.
If the student is awarded for a full year, the award total will be allocated with 50% in the Fall and 50% in the Spring. Each semester will have two payments, less loan and orgination fees.
If the student is awarded for only one semester, students will receive their award in two payments during the semester, less loan and orgination fees.
All loans are subjected to loan and origination fees enacted by the Federal Department of Education.
All applicants for student loans must complete a Master Promissory Note (MPN) and Entrance Loan Counseling, as prescribed by the Eligibility Requirements spelled out above.
New first-time loan borrowers will receive their first disbursements 30 days after the first day of school.
First-time borrowers who have no prior student loan indebtedness before July 1, 2013 may not receive Direct Subsidized Loans for more than 150% of the published length of their program. This limitation is also called the maximum eligibility period. SULA was instituted to assist students in tracking their progress through their declared programs in order to ensure that students will invest no more than 150% of the time it takes to complete their program.
Students who reach their 150% limit will lose eligibility to borrow any further subsidized loans, and will not be eligible for the subsidies on any outstanding subsidized loans. For more information on SULA, please click here.
What it costs to attend and about the refund policies for students who drop out.
How the school determines whether students are maintaining satisfactory academic progress and what happens if they are not.
What financial assistance is available, including all federal, state and school financial aid programs.
What the deadline is for submitting each aid application and about the criteria used to select recipients.
How each student's financial need is determined, including how costs for tuition and fees, room and board, transportation, books and supplies, and personal and miscellaneous expenses are considered in your budget.
What resources-such as parental contribution, other financial aid, personal assets, etc.-are included in the need calculation, and how much of your financial need, determined by the school, has been met.
To explain the various programs in your student aid package. If you believe you have been treated unfairly, you may request reconsideration.
What portion of the financial aid must be repaid and what portion is grant aid.
What is the interest rate, the total amount to be repaid, repayment procedures, the length of time to repay the loan, and the date when repayment begins.
Review all information about a school's program before enrolling.
Pay special attention to your application for student financial aid, complete it accurately, and submit it on time to the right place. Errors can delay financial aid. Intentional misreporting of information on application forms for financial aid is a criminal offense subject to penalties. Aid awarded due to inaccurate information will have to be repaid.
Submit all paperwork by the deadline.
Submit all paperwork to the right place.
Respond promptly and return all additional documentation, verification, corrections, and/or new information requested by the financial aid office or the agency to which you submitted applications.
Read, understand, and keep copies of all forms that you sign.
Notify the lender within 10 days of changes in your name, permanent mailing address, and school status.
Repay the loan according to the repayment schedule. Payment is required even if you do not get a bill.
Do not wait for the lender to contact you; write and request a repayment schedule.
If you cannot make a payment or think no payment is due, contact your lender and request a deferment of repayment, forbearance, hardship extension, or in-school extension.
Understand the school's refund procedures.
Pay the defaulted loan in full.
Borrowers can meet satisfactory repayment criteria, like making six consecutive satisfactory payments.
Some loan servicer(s) allow consolidation of defaulted loans, though some consolidation lenders will require students to make satisfactory repayments on their loans for a specific period of time before consolidation can be considered.
Rehabilitation of the defaulted loan, meaning students can agree with their loan servicers on an affordable repayment plan, which would allow repayments to occur for 12 consecutive months. Once the 12 payments are made, default information will be removed from the student's credit records.
For more help with student loan defaults as well as a listing of loan servicers and possible repayment options, students can utilize with their lenders, visit Delta's Default Management page. Also visit the Federal Student Aid website for more information on what it means to be delinquent on student loans, what the consequences are for going into default, and tips on how to get out of it.
Federal Direct Loans (also called Direct Stafford Loans) are funds which must be repaid to the United States Department of Education. Unlike private loans, student loans cannot be forgiven and places the borrower in debt until the balance of the loan is fully repaid. San Joaquin Delta College highly recommends that students only request a student loan as a last resort, as defaulting on a student loan can lead to serious consequences for the borrower in the future. If you have any questions or concerns, please feel free to reach out to the Delta College Financial Aid department.
For more information on federal loans, please visit the Federal Student Aid Direct Stafford Loan website or the FSA Student Loan web page.


Mr. Smith was an interesting character and I'll never forget some of the sound advice he gave and the unorthodox insight he possessed. Mr. Smith wore the same suit every day, a dark blue suit with a light blue shirt and dark blue tie. My classmates and I noticed this, but of course, nobody had even the slightest courage to ask him about it. At first, we thought that perhaps he had multiple copies of the suit, shirt, and tie and just wore the same style out of the simplicity of decision making. We thought that perhaps he was like Superman and had a whole closet full of blue suits and accessories. To many of us, he was similar to Superman in the eyes of an undergraduate pursuing a Business Administration degree.
Mr. Smith taught classes necessary for the Finance concentration associated with the Business Administration degree and, if Finance was your concentration, you would take more than a few classes with him. He was a very smart man and a bit intimidating in his teaching style. He always showed up to class a bit disheveled, with piles of papers and books under his arm. But when it came time for financial problems and calculations he was all business. Looking back, he had obviously been teaching these classes so long that it was like driving home for him. He knew the route, would never get lost and could spot errors and potential miscalculations by students a half a mile down the road. When students made mistakes, he would react modestly as though the error were easily corrected, much the way you would recover from putting on your turn signal a street too soon before a turn.
Mr. Smith was most endearing to the students that could appreciate his gruff ways. His last year of teaching was my last year of undergraduate work and I felt as though that happened for a reason. A couple of years earlier, when I knew I had to decide on a concentration for my Business degree, I actually went to see him in his office. As a Business major, I had to pick an area to concentrate my last year of courses. My choices were Management, Marketing, Entrepreneurship, Management Information Systems or Finance. At the time I had a relatively decent understanding of these subjects and was having a hard time deciding between Marketing, Entrepreneurship, and Finance. Since I knew Mr. Smith was the professor over the Finance department I went to see him. I entered his small, cramped office overrun with stacks of papers and finance books. There was just room for his equally unkempt desk with more papers and books, along with various mixed nut tins and a chair for the infrequent visitor who dare enter his space.
Upon making myself as comfortable as I could in an office that was obviously an extension of his complex mind, I told him my dilemma and asked what he thought. He waited for a moment then asked me a question. "If you wanted to learn how to make flowers grow, what would you major in?" he asked. I paused, wondering what kind of question is this. Upon reflection, I somehow came up with the answer of horticulture. He nodded and then asked, "If you wanted to learn how to make money grow, what would you major in?" And that was it. No stories about his life, no insight into his world, just a matter of fact. And that was all I needed. My concentration was Finance and I would go on to take several Finance classes from Mr. Smith over the next two semesters.
One of those classes was Financial Management. The class was a study of various principles, instruments and procedures businesses use to obtain and use funds to finance their operations.
In my Financial Management class with Mr. Smith, we learned a variety of financial concepts, theories, and tools many of which have stuck with me throughout the years. Mr. Smith was not one to dole out advice about finance, but rather content to let you find out on your own. I found this out in another class I had with him titled Investment Analysis and Appraisal. This was the class that lit the fire for me in terms of investing. Part of the requirement of the class was to participate in an investment simulation activity. Each student signed up for an account and was given 500,000 virtual dollars of which he would be required to make a variety of financial trades covering stocks, bonds, futures, options, currency, and short sales.
I had befriended another Finance concentration student, and we both got pretty involved in the class and wanted to be the one to have the highest returns on our investments. The weekly standings were highlighted in class on Fridays and I think we both wanted not only bragging rights but more importantly the respect of Mr. Smith, who incidentally, had an account of his own. My friend and I knew that we had only a short period of time, one semester, to maximize the returns on our investments. One of the rules of the simulation was that you had to make a minimum number of trades of various financial instruments. Beyond that, you could trade as much as you liked, which my friend and I did. Many afternoons we could be found sitting in a small computer lab day trading as if we were back in the '90s. What we didn't realize at the time was that what we were doing was not necessarily investing but more gambling.
Mr. Smith made certain trades mandatory because it gave a real-life element to the investment instruments we were learning about in class. The incessant trading we were doing beyond what was required was done out of pure enjoyment and the possibility to make a lot of money. My unraveling came in the form of live cattle futures. Futures contracts are basically contracts between two parties where one party agrees to buy the contract of an asset at a future price and the other party agrees to sell the contract at a future price. I don't remember if I was buying or selling live cattle futures, but whatever I did, I lost some serious money – an outcome that, given my knowledge of live cattle futures, I would most certainly repeat if attempted today. Even though this was a simulation and the money lost was not real, I was pretty bummed. I did manage to "trade" my way back into contention over the rest of the semester and finish a respectable fourth in my class, but I was beaten by my friend and, more importantly, by Mr. Smith.
Mr. Smith, however, was not making the trades we were required to make. What he did was simply buy a diversified index fund and wait. He ended up beating all but one student in the class coming in second. Even though he was not bound by the same requisites the class was in terms of having to make trades of complex financial instruments, the lesson I learned was that it is very hard to simply "beat" the market. Investing in sound companies represented in diversified funds is real investing.
Making trades in individual stocks on a hunch or trading in financial instruments of which you do not fully understand is no better than my trip to Vegas. You may get lucky and win, like the student who beat Mr. Smith in the short term, but the odds are more likely that you will not, like the dozen students who came up short.
I have no idea what Mr. Smith's net worth is, or where he is today. Knowing what I know now, I imagine him like Warren Buffet: a plainclothes Superman, drinking McDonald's coffee instead of Starbucks, and financially set for life because of the consistency and mundaneness of his everyday financial choices.


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Scouted Football
Revisited: 2017 Under-17 FIFA World Cup
October, 2017: England were crowned Under-17 World Cup champions for the first time in the nation's history after fighting back from two goals down against Spain.
Revenge for their European Under-17 Championship defeat earlier in the year was sweet, the 5-2 victory the perfect end to a tournament overflowing with exciting contests and the individual talent to match.
Phil Foden, Rhian Brewster and Marcos Antônio picked up the Scouted Football individual awards, earning the Golden, Silver and Bronze Ball respectively. FIFA awarded Sergio Gómez their Silver award but also included the England duo in their honours list.
It should not come as a surprise therefore to find all four names in our best of the best from a stunning tournament in India, but without further introduction, Scouted Football presents our 2017 FIFA Under-17 Team of the Tournament in all its glory.
GABRIEL BRAZÃO
Country: Brazil Club: Cruzeiro; now Real Oviedo, on loan from Internazionale
29 saves in 630 minutes of football with just three goals conceded, one coming from the penalty spot. There were plenty of reasons why Gabriel Brazão is Scouted Football's No.1. Rightfully awarded the Golden Glove for proving so difficult to beat, the individual award was very much his own.
Brazil defended through their dominance of their possession rather than their ability to repel the opposition, meaning that when they came under threat it was Gabriel they turned to as their principal means of preventing goals, rather than a last resort. A goalkeeper with brilliant reactions, the Brazilian shot stopper produced a number of saves that had anyone watching release a quick gasp. Denying opposition players from point-blank range almost became a speciality, and it was the strength of his hands behind each save that stood out the most. An imposing figure already, his place in our Team of the Tournament is undoubted. The further Brazil progressed in the competition, the more he was tested. He passed every one with flying colours and flying saves to match.
He has spoken of his admiration of Manchester City goalkeeper Ederson, and whilst it is certainly too soon for him to be looking over his shoulder, Gabriel did nothing but enhance his reputation this month. By Jake Entwistle.
RIGHT-BACK
FODE KONATÉ
Country: Mali Club: AS Bamako; now FC Familicão
If someone were to make a prototype for the 'modern-day' full-back, Fode Konaté would be produced on a mass scale for teams around the world.
Mali came into the tournament as U-17 AFCON Champions so to say they were a surprise package would be a disservice. Yet, Fode Konaté's mastery of the right-back role was certainly one of the standout themes of their tournament.
The fact he scored two goals and recorded one assist is a product of his relentless galloping into the final third. By flying up and down the right-hand touchline, he allowed his teammates inside him to thrive and create on the ball whilst he wreaked havoc off of it.
Adept at providing width with a tried-and-tested overlap, Mali's fluidity in attack was also evident due to Konaté receiving the ball inside his winger on occasion, helping knit together moves in the centre of the pitch which more often than not resulted in a chance to score.
When Drame was on the right, Konate's role seemed more orthodox; but when Djemoussa was operating from his side, Mali's No.4 drifted infield more often and the underlap became common practice. Being able to develop two unique partnerships with both wingers is impressive in itself.
The quarter-final match against Ghana caused him the most problems, mainly due to the unplayable nature of the pitch, but it would be wrong not to acknowledge what he can improve.
He excels running off the ball and into open spaces, but when found isolated in a one-on-one or one-on-two situation, he can struggle.
Overall though, Konate's World Cup was superb. He played all but six minutes of Mali's tournament and was a key figure in every part of the pitch. By Jake Entwistle.
JOEL LATIBEAUDIERE
Country: England Club: Manchester City; now Swansea City
A World Cup winning captain is always likely to feature in the post-tournament list of best players, but with or without the armband, Joel Latibeaudiere's place in this side was one of the easiest to cast.
Playing every minute of every single game, Latibeaudiere was a commanding presence throughout the tournament and integral to England's success. It was perhaps the semi-final match against Brazil in which he shone the brightest.
Covering for Steven Sessegnon he was either caught too high up the pitch or beaten one-on-one the England centre-back assumed janitor duty and swept up any threat Brazil looked to pose on his side of the pitch.
If not for Rhian Brewster's second hat-trick of the tournament, the Man of the Match award would have been his.
Despite not being the tallest defender—at 17 he still has a chance to grow—Latibeaudiere is already a complete defensive weapon.
Able to match any striker on the floor, keeping up with the quicker players at the tournament and matching every stride in a foot race, he is comfortable when opposition players challenge his pace.
Equally, and most impressively so, was his dominance in the aerial battles. Out-jumping almost every forward he came up against, the Manchester City centre-back stood out as a towering presence at the heart of England's defence.
Combining such a dominance in the air with sure-footedness on the floor is what makes him such a valuable player to have.
Even when England had the ball he was just as comfortable and confident in his ability. Bringing the ball out from the back and realising when to simply give to the likes of McEachran is testament to his decision making.
With so many goals scored by England, we can be forgiven for overlooking the impact of the most defensive-minded players on the team. But in Joel Latibeaudiere's case, his influence on England's maiden World Cup trophy cannot be overstated. By Jake Entwistle.
VICTOR CHUST
Country: Spain Club: Real Madrid
Spain may have conceded five against England in the final but up until the second-half blitz, their defence remained solid whilst providing a perfect platform to build every attack. At the centre of it all, in every sense, was Real Madrid's Victor Chust. Perhaps the most assured defender on the ball in the entire tournament. With plenty of mistakes being made throughout the U17 World Cup, Chust instilled confidence in his teammates with his composure on the ball and his use of it. Able to launch an attack single-footedly with raking passes from the heart of defence, Spain's No.5 was equally as reliable in finding the right midfield teammate in the most space to bring Spain forward and create chances.
At times, he even bypassed his midfield altogether and looked for the surging full-backs alongside him to begin with. The influence of Spain's full-backs at U-17 level has been a feature of their success this year and in Victor Chust that have a reliable source to find them even when the midfield becomes congested. Whilst he and the rest of his side may have struggled against England's pace and movement in the final, his performances in the preceding games against France and Mali go a long way in showcasing the full extent of his ability.
Defending against one of the most prolific strikers at this level, Amine Gouiri, the Spain centre-back was commanding and played a major role in keeping him quiet. The most consistent performer in a defensive sense for Spain with an extremely bright future ahead of him. Real Madrid seems a perfect fit. By Jake Entwistle.
LEFT-BACK
Country: Spain Club: FC Barcelona; on loan at Real Betis
Juan Miranda certainly did not do a disservice to his burgeoning La Masia reputation with his performances at the Under-17 World Cup.
Arriving in India with stronger and bulkier frame by comparison to most full-backs and opposition wingers, Miranda stood out at left-back with his ability to physically beat out opponents defensively.
He played quite deep as Spain progressed through the tournament and started playing more difficult opponents, yet their left-back was a willing contributor to attacks on the counter.
His excellence in the attacking third was exemplified in the final with a stupendous cross that led to Spain's opening goal in the final.
Making an incisive, inverted run through the unguarded left half-space, Miranda latched onto an overhit Abel Ruiz pass before miraculously directing a cross at a seemingly impossible angle back towards Ruiz in the box. It was inch-perfect.
Miranda proved to be a consistent threat all tournament for a team that largely relied on its width for penetration.
Spain were best on the counter, and it meant largely bypassing their midfield, so the role of the full-back in turning defence into attack was critical. In all facets of this role, Miranda excelled because of his positional awareness, durability and technical ability - both in control and distribution.
The shaggy-haired, long-legged Spaniard will certainly return to Barcelona hoping achieve what compatriot Alex Grimaldo was unable to in the past, and break into his boyhood side's starting XI. By Stephen Ganavas.
CENTRE-MIDFIELD
MARCOS ANTÔNIO
Country: Brazil Club: Athletico Paranaense; now Shalhtar Donetsk
Marcos Antonio was the ever-present cog in a Brazil team that always seemed reluctant to play at their maximum level.
The bustling Brazilian proved to be arguably the most delightful passer of the football to watch at the tournament alongside Salam Jiddou and Yacine Adli; his ability to hit the target under pressure was immense.
His willingness to spray difficult passes out wide to the attacking threats of Brenner and, in particular, Paulinho, always threatened to unlock opposition defences.
Furthermore, his assist for Paulinho's winner in Brazil's opening group game against Spain was one of the best of the tournament; an unbelievable chipped reverse pass that pierced the defence in one motion.
Antonio has a nose for the ball. His free role in the midfield saw him utilised in a playmaking role from deep, yet he was still burdened with many of the responsibilities of a traditional box-to-box midfielder on the defensive end.
The Brazilian always had a nose for an opportunity at the top of the box though. When the likes of Alan, Lincoln, Brenner and Paulinho vacated that space, Antonio dutifully filled it. He proved to be fond of a long-range effort on goal too, while also remaining aware of the options around him.
There is so much to like about the Scouted Football Bronze Ball winner. He is one of those players that simply does everything at a great level, meaning he can fill gaps all through the midfield.
Now hopefully a return to Brazil will include first-team football for this short, but superbly skilled starlet. By Stephen Ganavas.
Country: France Club: Paris Saint-Germain; now Girondins Bordeaux
*Not* Adrien Rabiot.
The only player to feature in our starting XI who did not make it to the semi-final, exceptions had to be made for the supreme talent that Yacine Adli is. With France dominant in the Group Stages and failing to progress further in the knockout stages once again, it is no fault of their silky-smooth No.7.
Slicing defences to ribbons with incisive passing and a graceful carrying of the ball, Yacine Adli confirmed himself as a Scouted Football favourite throughout the tournament. Registering five assists in 253 minutes of football is outstanding output, especially from a central midfield position.
Many teams focussed their efforts out wide and created chances through low crosses from the by-line. Such is Adli's talent on the ball that he was able to circumvent a single defence with just one swing of his foot. His delicate touches in the middle of the pitch made him difficult to tackle and his intelligence on the ball saw him pick the right pass at the right moment on almost every occasion.
In perpetual motion on the pitch, Adli drifts into the spaces of midfield to pick up the ball and cause damage with it, all whilst looking supremely composed and unfazed by any amount of opposition pressure. France have been blessed with a generation of incredible talent with explosive pace and devastating skill on the ball. Adli is a throwback to a gentler time, his graceful style is not as eye-catching at first glance but the possibility of being hypnotised by the way he plays football is very real. Consider Scouted Football well and truly under his spell. By Jake Entwistle.
SALAM JIDDOU
Country: Mali Club: Jean-Marc Gillou Academy; now AS Monaco
The silky Salam Jiddou announced himself at this tournament with a range of influential performances dictating terms for Mali's sumptuous attacking quartet.
Despite not being a massive possessor of the football, Jiddou is impactful through his penetrative distribution. When deep, the Malian looked to spread the play wide to the quick and damaging duo of Djemoussa Traore and Hadji Drame.
However, at his best, Jiddou is able to dribble his way through tangles of legs and unlock the game centrally. Mali striker Lassana N'Diaye has his attacking midfielder to thank for attracting a lot of attention from central defenders as he marauded through the midfield.
Talking to footballmadeinghana.com, Ghanain FA sporting director remarked on the quality of Jiddou before Ghana's quarter-final clash with the Malians.
"The Malians has a very good midfield especially the boy in the number 10 who is a very dangerous and fantastic player. He can decide a game with any chance he gets," Francis Oti said.
Jiddou also enjoyed an attempt on goal from distance in what seemed like a concerted effort from his team to shoot on sight.
He grabbed what was arguably the goal of the tournament with a searing first-time strike from 35-yards against New Zealand to open the scoring.
The Malian's technical quality shines at this level, but it will be interesting to see how it transitions into the rigours of senior football in the future. By Stephen Ganavas.
Country: England Club: Manchester City
Phil Foden arrived at this tournament with the love of Pep Guardiola and a select array of fans, that had seen him play a preseason game in Houston against Manchester United, in tow.
He finished the tournament the undoubted best player, with a myriad of exceptional performances underpinned by the footballing intelligence of someone much more experienced.
Operating out on the right, Foden's tendency to drift into the right half-space as an inside forward became most effective once Steven Sessegnon had forced his way into the starting XI. Together, they formed a superb partnership with Foden routinely pre-assisting his right-back.
The Manchester City starlet is listed at around the 5'7" mark, but his physical attributes are a made to seem irrelevant due to his absurd technical quality.
While we at Scouted Football are no fans of the 'ball sticks to his foot like glue' cliche, Foden's tight control makes him almost impossible to dispossess. Defenders struggle to get close enough to him to allow be physical with him, and even then, he has an uncanny ability to roll of challenges and keep his footing.
Should he continue to develop his left-footed strike, Foden will be even more dangerous when cutting in from the left. Regularly at this World Cup, he was unable to test the goalkeeper with consistency as he routinely seemed to scuff shots.
His match-winning performance in the final showed that he can be a tidy finisher from within the confines of the penalty area though.
Back in England, the Foden name will now carry much more wait. For Pep Guardiola, it means pressure to create a space in his devastating City attack to give some minutes for the 17-year-old. For City fans, it means a possible decade ahead of greatness. By Stephen Ganavas.
LEFT-WING
SERGIO GÓMEZ
Country: Spain Club: FC Barcelona; now SD Huesca, on loan from Borussia Dortmund
One of the biggest revelations from the U-17 World Cup has been that Sergio Gomez has a €3 million buyout clause. Barcelona will be clamouring to rectify that after the dazzling performances of their 17-year-old winger at this tournament.
An ever-present early in the tournament without the end product to match his performances, Gomez saved his best football for last. His two goals in the final, the second a peach of a volley that left England goalkeeper Curtis Anderson rooted to the spot, were simply superb.
He always seemed very at home in the penalty area, whether it be finishing chances or dribbling in order to create for others.
The Spaniard's direct style varies from the typical La Masia stereotype, but he makes it no less effective. Often stretching the play to allow for inverted runs for Juan Miranda at left-back, Gomez's clever movement opened up a Spain attack that relied greatly on the width he and Ferran Torres provided.
His speed and willingness to play high up the pitch meant that he was often able to isolate opposition full-backs and create overloads with Miranda. As a creator, he is also rather fond of those sliding, curling passes out wide to the onrushing full-back. He is also a brilliant set-piece taker.
Now just starting to break through with Barcelona's U-19 team in the UEFA Youth League, Sergio Gomez has some more invaluable experience to take back home to Spain. By Stephen Ganavas.
Country: England Club: Liverpool; now Sheffield United
Golden Boot winner. Scouted Football Silver Ball, FIFA Bronze Ball. Rhian Brewster had a World Cup to remember.
In a similar way to how Cristiano Ronaldo is recognised for his performances in the biggest games, the Liverpool forward's contribution in the knockout stages was almost unrivalled. Rhian Brewster became only the second player in FIFA U16/U17 World Cup history to score back-to-back hat-tricks in the knockout stages of the competition.
Most importantly of all, he scored England's first goal in every single knockout game. The opener against USA, the early goal against Brazil and the first of England's fantastic fightback in the final.
Finishing the tournament with eight goals and one assist, Brewster worked in perfect tandem with the attacking midfielders behind him.
Interchanging passes and working off of England's ball-carrying trio behind the main striker, his movement inside the box was phenomenal. It is no accident that the vast majority of his Golden Boot-winning tally were scored inside the box from low crosses.
England's system and the players within in it was built to create overloads out wide and subsequently find the striker ghosting in between defenders inside the box; which their No.9 did excellently. The Liverpool striker had plenty of chances in the group stages to increase his overall tally, and whilst his finishing may have let him down early on, his eagerness to carve out opportunities for himself and the cleverness of his movement was apparent throughout the tournament. A brilliant tournament punctuated by a history-making contribution when it mattered most. And just as Dominic Solanke picked up the Golden Boot in South Korea with the U20 side, Liverpool have another England starlet returning with the highest goal scoring honour in tow. By Jake Entwistle.
IBRAHIM DANLAD
Country: Ghana Club: Asante Kotoko FC
Yes, we acknowledge that Ibrahim Danlad made one of the howlers of the tournament in the quarter-final all-African encounter with Mali. But, Danlad is 14. As the youngest player at the tournament, Dunlad was the commander of one of the World Cup's tightest defences.
In qualifying for the tournament, the Ghanaian stood out for his strength in keeping opponents out from the penalty spot. In the CAF qualifying final against Mali, he saved two first half penalties and ultimately won that tournament's golden glove.
In India, he routinely looked safe both with the ball in his hands and the ball on the deck. With his mistake, he was unlocked by both poor decision making and by the horrifically poor conditions that had seen torrential rain flood the pitch before kick-off. But, apart from that his reflex shot-stopping was routinely excellent.
He can look suspect at times challenging for the ball in the air, but we must put into perspective that he is 14. If Ghana qualify again in 2019, expect to see him challenging for aerials with more conviction and confidence.
Clubs in Europe already have Danlad on their radar. One mistake is unlikely to change glowing opinions of his ability. By Stephen Ganavas.
STEVEN SESSEGNON
Country: England Club: Fulham; now Bristol City
Steven Sessegnon (bottom left) was England's assist king from full-back.
Steven Sessegnon was gifted a place in the starting XI in England's third group game against Iraq after a suspension to Timothy Eyoma, and never looked back.
After the departure of Jadon Sancho from the World Cup, much of England's best attacking play shifted over to the right-hand side of the pitch. There, Sessegnon provided an excellent attacking foil to the superb Phil Foden. He was destructive as he hit the by-line, always looking to be played in by Foden, who drifted inside and drew the opposition left-back with him.
The quality of Sessegnon's own end product had nothing to do with Foden though. He was routinely excellent in his delivery of the ball to the clinical Rhian Brewster, with his method of chest-high whipped crossing proving to be a hit with his compatriot.
At times a little suspect defensively, especially against Brazil in a match where he was routinely skinned by the tricky Brenner, Sessegnon's attacking threat was well worth the defensive worries. This rang especially true when one considered who he was being covered by; the immense Joel Latibeaudiere.
Having already made his senior debut for Fulham, Sessegnon will now return to Craven Cottage where he may find himself lined up alongside his twin brother Ryan, who was not released for the World Cup. Together, they could form a very formidable duo at left and right-back for Fulham in the years to come. By Stephen Ganavas.
YOUNES DELFI
Country: Iran Club: Esteghlal; now on loan at HNK Gorica from RSC Charleroi
Younes Delfi put in arguably the single best performance of the entire U-17 World Cup in Iran's 4-0 group stage demolition of Germany. In that game, Delfi scored twice and laid on one assist while pressing the life out of the German defence.
His advanced midfield role tied Iran's attack together. He made it flow. Constantly, the 17-year-old moved to the left flank and to the right flank, mainly the right, needling away at opposition defences with his quick feet and impressive strength.
His love of the right flank is directly tied into his lovely left foot. Cutting inside, he is always looking to strike across the goalkeeper with his venomous left foot.
While that game against Germany was the only match in which Delfi had direct impacts on goal, the Iranian playmaker was always integral to his team.
His defensive effort was just as important as his attacking influence too, as Iran's team defence in the group stages led to some of the best football of any team coming out of the group.
Reinforcing the importance of his role, Iran failed to ignite in their massive quarter-final clash with Spain after Delfi had picked up a suspension due to receiving two yellow cards.
The undoubted star of this team though, the talented playmaker seems to have a burgeoning career pathed out for him in Iran. He already has 13 senior appearances and a senior goal to his name, now it is time to establish himself globally. By Stephen Ganavas.
LEFT-WINGER
DJEMOUSSA TRAORE
Country: Mali Club: ALOB; now clubless since February 2020
Djemoussa Traore was unknown to the crew at Scouted Football HQ before the tournament, but after his first three group stage games in which he bagged two goals and two assists, we were all on red alert.
The Malian's effect waned over the knockout stages, meaning he could only be afforded a place on the substitutes bench in this squad, but he was nonetheless one of the most exciting players at the World Cup.
Mostly playing out on the left, Traore stretched the play with his direct running, willingness to sag wide and excellent dribbling prowess. A right-footed player though, he loves to also play off the last man and use his pace to get in-behind the defence and drift in from the left to score.
As part of an attacking quartet featuring Salam Jiddou, Lassana N'Diaye and Hadji Drame, Traore was often able to isolate his man out wide as his excellent team-mates drew their own attention. It was in these positions that Traore wowed fans with his technical quality.
He will now return to Mali, hoping to continue refining these skills. Alongside his compatriots, he needs to also be coached out of taking an awfully high number of long shot attempts. By Stephen Ganavas.
Country: Brazil Club: Vasco da Gama; now Bayer 04 Leverkusen
Paulinho managed to stand out in a team that was a delight to watch the entire tournament. Despite coming unstuck against England, the South American champions had some of the best individual talent on show and their right-winger was undoubtedly one of them. Scoring or assisting in each of Brazil's games in India until the semi-final clash with the eventual champions, Paulinho was an absolute menace in the final-third.
He was even heavily involved in Wesley's equaliser against England, a slick interchange on the edge of the box resulted in a fierce drive which Wesley reacted to quickest. This quick interchange and rasping drive was characteristic of Paulinho's tournament and his style of play.
Only really involved on the ball when Brazil move into the most dangerous part of the pitch, he comes alive in and around the box. Whether with exceptional off the ball movement, slick passing sequences or flashed of individual brilliance, Paulinho is a constant threat to any team.
What makes him even more dangerous and exciting to watch is his ability to always find space. Blessed with gifted teammates that can find him, the value of Paulinho's movement should not be overlooked.
Marcos Antonio indeed registered one of the assists of the tournament by picking out Paulinho against Spain—threading the ball between centre-back and full-back after a trademark sequence of events with saw the No.7 drift into the space before darting forward to receive the pass. Paulinho's long-range winner against Germany in the quarter-final was the perfect metaphor for his entire tournament: explosive, decisive and above all else, spectacular. By Jake Entwistle.
Another gem in Real Madrid's wealth of riches at youth level, Spain entrusted César with the most advanced midfield position for their Under-17 World Cup campaign and he did not disappoint. Racking up four assists as well as scoring two himself, César's introduction to the team kickstarted Spain's tournament.
A timid display against Brazil in the opening game led to a 2-1 defeat and the introduction of the Real Madrid man. Immediately in the games to follow his brilliant footwork and incredible vision was evident.
His ability on the ball transformed Spain into a team befitting of their tournament-favourite tag at the start. Given complete freedom to operate behind captain and chief goal-scorer Abel Ruiz, César offered everything you could want from an attacking midfielder. Rather than simply a creative force with his passing, it was his penetrative dribbling that caught the eye and caused the most problems. Without possessing a box of tricks per se, his intricate touches of the ball and deft movement of it made him a threat in any situation.
A fairly tall player, especially relative to his Spanish teammates, he was just as comfortable extending his stride to drive into space, brushing off defenders, as he was wriggling out of tight spaces and bamboozling them with his manipulation of the ball; his assist for Sergio Gomez's second in the final the perfect example of it. Despite missing one game, the impact he had on his side when he was included in the starting XI beggars belief as to why he was ever considered surplus in the first place.
Nevertheless, when given his opportunity to shine, he did just that. Los Blancos have a very talented player on their hands. By Jake Entwistle.
FIETE ARP
Country: Germany Club: Hamburger SV; now Bayern München
Europe is blessed with some seriously talented centre-forwards at this level: Rhian Brewster, Abel Ruiz and Amine Gouiri all scored 5+ goals at the World Cup in India and 3+ at the European Under-17 Championship earlier this year. Fiete Arp is no exception. The German striker is perhaps the most complete striker of them all. He followed up his seven goals at the Under-17 European Championship with five more in India, as well as notching three assists.
Germany as a team were once again a disappointment relative to their customary success at every level of football, but their captain and No.9 can certainly once again hold his head up. Like all strikers in this tournament, the Hamburg forward was guilty of missing a few opportunities, but overall his finishing was exceptional and most impressively well-rounded.
Arp seems to possess the perfect finish for each unique situation. Whether passing it into the corner, dinking it over the goalkeeper or slamming it home with power, he is a Swiss-army knife forward in that he can do score from anywhere with any part of his body. His final goal against Colombia the best of them all. Tall, quick, strong, he has all the attributes to become a complete striker in a period where Germany have perhaps lacked an elite centre-forward.
Timo Werner has burst onto the scene to lay claim to that position, but if Fiete Arp continues scoring at the rate he is at youth level then there is no reason why he could not partner Werner in the future, or even force him wider to take the central role for himself. By Jake Entwistle.
Ricardo Montenegro, Dheeraj; Jesús Rolón, Mateu Morey, Weverson; George McEachran, Ferrán Torres, Callum Hudson-Odoi, Alan, Andrew Carleton; Lassana N'Diaye.
Premier League Pick Outs
In Profile: Zito Luvumbo
Iké Ugbo: Making Noise
Team & contributors
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text:
package org.unigram.docvalidator.server;

import org.apache.logging.log4j.LogManager;
import org.apache.logging.log4j.Logger;
import org.unigram.docvalidator.ConfigurationLoader;
import org.unigram.docvalidator.server.util.ServerConfigurationLoader;
import org.unigram.docvalidator.config.DVResource;
import org.unigram.docvalidator.DocumentValidatorException;
import org.unigram.docvalidator.DocumentValidator;

/**
 * Document validator server.
 */
public class DocumentValidatorServer {

  private static Logger log = LogManager.getLogger(
      DocumentValidatorServer.class
  );

  private static DocumentValidatorServer documentValidatorServer;

  private DocumentValidator validator;

  private DVResource documentValidatorResource;

  private DocumentValidatorServer() throws DocumentValidatorException {
    ConfigurationLoader configLoader = new ServerConfigurationLoader();
    documentValidatorResource = configLoader.loadConfiguration(
        getClass()
            .getClassLoader()
            .getResourceAsStream("/conf/dv-conf.xml")
    );

//    ResultDistributor distributor = ResultDistributorFactory
//        .createDistributor("plain", System.out);
    validator = new DocumentValidator.Builder()
        .setResource(documentValidatorResource)
//        .setResultDistributor(distributor)
        .build();
  }

  public DocumentValidator getValidator() {
    return validator;
  }

  public DVResource getDocumentValidatorResource() {
    return documentValidatorResource;
  }

  public static DocumentValidatorServer getInstance() throws
      DocumentValidatorException {
    if (documentValidatorServer == null) {
      initialize();
    }
    return documentValidatorServer;
  }

  public static void initialize() throws DocumentValidatorException {
    log.info("Initializing Document Validator");
    documentValidatorServer = new DocumentValidatorServer();
  }
}

redpajama_set_name: RedPajamaGithub


text:
HomeMadonna
A Very Special Christmas (1987 album)
Back in 1987, a charity album was released titled A Very Special Christmas. The album featured renditions of Christmas classics by some of the biggest names in music at that time and the proceeds went to Special Olympics. CONTINUE READING…
MTV at 40: Our Memories of Music Television
TRN Staff
"Ladies and Gentlemen, rock and roll." Those were the first words spoken by creator John Lack as Music Television aka MTV launched on Saturday, August 1, 1981, at 12:01 a.m. eastern time. The first images were CONTINUE READING…
Best of TRN
Top 10 Retro Movies for Independence Day
Pitfall Gary
Before we jump into the top retro movies for Independence Day, let's have a quick history lesson. Nothing says America like the 4th of July. It's the celebration of the Thirteen Colonies victory from the CONTINUE READING…
I Want My (Network) TV! – Music Video Premieres in Prime Time
Karen Flieger
This past Wednesday, while I was listening to The Retro Network's WIZARDS podcast, something in the "Wave Rider" segment tickled my eardrums with recognition. It also reminded me of a big trend that occurred primarily CONTINUE READING…
Play Ball! Retro Baseball Movies to Watch During Spring Training
The temperature is still dipping below freezing and snow is on the ground. But there's a bit of relief theses days; the boys of summer are down south and getting back in shape for the CONTINUE READING…
SequelQuest Rewind | A Sequel to XANADU | EP38
SequelQuest Jeramy
Pull up your leg warmers and lace up your skates, because this week SequelQuest is traveling back to the 80's with Xanadu! Starring the unlikely screen duo of Olivia Newton-John and Gene Kelly, this roller CONTINUE READING…
15 Weirdest Dick Tracy Movie Merchandise Items
Hoju Koolander
Dick Tracy celebrates its 30th anniversary this year as the blockbuster to beat in the summer of 1990. Featuring an all star cast including Warren Beatty, Madonna, Al Pacino and more, this crime-smashing action film CONTINUE READING…
Thursday Threesome #1: Madonna, Heart, and Cyndi Lauper
In lieu of Music Mondays for the month of August, we have a new feature: the Thursday Threesome! We'll present three songs that are seemingly unrelated, let you watch/listen to the videos THEN reveal how CONTINUE READING…
11 Times Music Artists Totally Sold Out In TV Commercials
You've got a hit song. You're a pop icon or rock star. You sell out hundreds of arenas across the globe. What's the next logical thing you do? Sell out in a TV commercial for massive amounts of cash! CONTINUE READING…


Living in Chicago, trying to find balance as an entrepreneur, husband, and dad to twins + 2.
Founder of Sqord, Inc., a social health company inspiring kids to find the fun in everyday active play.
Vanderbilt and UNC grad. Previously worked in financial services industry. Also, founder of DoreDuds.com, a collegiate apparel line targeting the Vanderbilt and Nashville communities.


The Joomla! Content Management System is the 2nd most popular CMS on the web today powering around 8% of websites. It offers a multilingual and highly extensible platform which lends itself to advanced functional websites which offer true interaction and connection with visitors.
WebAppz took a strategic decision to focus on Joomla! as their core platform in 2007 and have been developing extensions and building Joomla! sites ever since. To date they have built in excess of 300 Joomla! based sites from basic advertorial sites to heavily customised and functional workhorses which cover e-commerce, customer management, licence management, even a credit checking system.
One of our co-founders, Hugh Douglas-Smith serves as the Operations Director on the board of Open Source Matters Inc, the company behind the Joomla! open source project. Hugh is a certified Joomla! administrator and an active member of the Joomla! open source community acting as the lead of the marketing team for the 2017 Joomla! world conference in Rome and as the Reviews Manager of the Joomla! Extensions Directory. Hugh speaks regularly at Joomla! conferences around the world and is well versed with the capabilities of Joomla! as the foundation of very complex and functional systems.
WebAppz employs a team of skilled programmers who are all fully versed with the skills and experience to develop and configure Joomla! extensions. We are able to take on projects which have been started or built in Joomla!, bring them up to date to the latest version as well as secure them and add further functionality.
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WebAppz Ltd and this site is not affiliated with or endorsed by The Joomla! Project™. Any products and services provided through this site are not supported or warrantied by The Joomla! Project or Open Source Matters, Inc. Use of the Joomla!® name, symbol, logo and related trademarks is permitted under a limited license granted by Open Source Matters, Inc.
I consent to my data being sent to and processed by WebAppz Ltd for the purpose of enquiring about Joomla! services.


text:
Jack Stewart and the documentation of early graffiti writing
When graffiti first began to appear on subway cars in New York City in the late 1960s, Jack Stewart (1926-2005) became one of the first, along with Jon Naar, to photograph and document it. From late 1972 through early 1973, he photographed subway cars every weekend, documenting the rapidly evolving style of the graffiti writers.
Jack Stewart (1926-2005). Worm, By Riff I70, 1972. Museum of the City of New York. 2014.24.2
Jack Stewart was born in Atlanta, GA in 1926 and earned a BFA degree at Yale University, where he studied painting with Josef Albers and Willem de Kooning. He moved to New York City in 1949 and began designing and executing mosaic murals on commission. In order to better understand how to work with architects on these commissions, he enrolled in the Columbia University Evening School of Architecture. He also exhibited his paintings throughout his life. Stewart later enrolled as a graduate student at New York University in order to study graffiti more formally, earning his Master's degree in 1975 and completing his Ph.D. in 1989. His dissertation, Mass Transit Art Subway Graffiti, was published by Abrams in 2009 under the title Graffiti Kings: New York City Mass Transit Art of the 1970s. It was the first academic study of graffiti.
Jack Stewart (1926-2005). Lee, Mickey Mouse, Dec. 1977. Museum of the City of New York. 2014.24.6
Stewart photographed graffiti throughout the 1970s, but he felt the style peaked around 1973. His work predated Martha Cooper and Henry Chalfant, both of whom began documenting the scene a few years later, and he covered graffiti in more depth than Naar. Over the years Stewart taught at almost every major art school on the east coast, including Pratt Institute, Cooper Union for the Advancement of Science and Art, the New School, the Rhode Island School of Design, and others. In the last decades of his life, he held positions in many professional organizations, such as New York Artists Equity Association, the National Society of Mural Painters, the Fine Arts Federation of New York, and the National Academy of Design.
Jack Stewart (1926-2005). Tracy (Early Wild Style Letters), 1976. Museum of the City of New York. 2013.7.2
The City Museum recently acquired 31 of his photographs through a generous gift from the Green Foundation. You can see all of them on the Collections Portal. And, through Labor Day, visit the Museum's exhibition City as Canvas to see several of Stewart's photographs on view.
Jack Stewart (1926-2005). Jester I [Painted by Jester in 1972. Tags painted by Ace 137 and Cay 161 in 1971]. Museum of the City of New York. 2013.7.8
Stewart's papers are at the Smithsonian's Archives of American Art.
One comment on "Jack Stewart and the documentation of early graffiti writing"
micoaslatinpride
Those of us who were there, DID NOT call what we did "graffiti." Instead, we referred to what we did as "writin' ", which is the reason why we called ourselves "Writers"…. Writers who wrote our names. Because Writin' is an urban phenomenon invented by the children of the Working Class, and not by the children of the 1%, invented by youth with last names such as Jones, Smith and Ramirez, instead of Rockefeller, Trump, Bloomberg or Corcoran, that racist 1% of society saw fit to denigrate the entire Culture by baptizing it with the name "graffiti" which they got from the Italian "graffito" which translated into the english language means to "scribble" and "deface." Had this Culture been invented by the children of the 1% instead, then those same racist powers that be like the media which is controlled by you know who, would have called it something more formal, i.e. "avant garde pop something." Believe it?
This entry was posted on July 8, 2014 by Lacy Schutz in Digital Project, Exhibitions, Photography Collection and tagged Graffiti, Jack Stewart, Jester, Lee, new acquisitions, New York City Subway, Photography, Redbird trains, Riff 170, Tracy, Wild Style.
https://wp.me/p1kGOJ-2qU
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Last night my next door neighbor and I lugged the telescope to my rooftop to look at the night sky. It was an exceptional night for celestial observations too. My neighbor had been letting me borrow the telescope for the last 3 months and I must say its been an absolute pleasure looking off into the cosmos– even through the dense light pollution surrounding Washington, DC.
Last night's conjunction was definitely a high point of my celestial viewings, followed closely by seeing Saturn. In the telescope, Mars was visible but rather hard to see because of the relative brightness of the moon! My neighbor commented on Mars, "Is that brown spot a storm?" I laughed and said that was probably the surface of Mars that he was seeing. What was really neat was watching the conjunction take place. Around dusk, Mars was on the left of the Moon and by 10pm he was on the other side of the Moon.


text:
Home · Celebrity
The Golden Child Is Here: Remy Ma Gives Birth To Baby Girl!
The Mackies have welcomed a new baby girl!
Remy Ma and Papoose Vow Renewal
Instagram.com/remyma
By Paula Rogo · December 15, 2018
Remy Ma is a new mom!
The Love & Hip Hop star gave birth to a beautiful baby girl, her first child with husband Papoose. The rapper announced the birth via Instagram on Friday evening.
"The Golden Child is here!!!" Remy captioned her announcement. "Thank you @papoosepapoose for making me the happiest wife on the planet."
Papoose was right by his wife's side throughout her "tough labor," even getting on Instagram at one point to ask for prayers of support.
"My wife is still fighting through it," he wrote. "She's a warrior!"
The good news comes following the couple's struggles and unfortunate miscarriage experience on VH1's Love & Hip Hop. They announced their pregnancy in July while also renewing their vows after a decade of marriage.
Remy has one child of her own, Jayson, from a previous relationship, as well as three stepchildren with Papoose.
The couple has yet to share the baby's name, though the newborn has been nicknamed the "golden child" throughout the pregnancy.
Congrats to the Mackies!
More from ESSENCE
Democratic Rep. Al Green To File Articles Of Impeachment Against Trump
Trending In Travel: Rihanna's Heading Home, Solocations Are In Style, $300 Spice Island Escapes, And More!
Ava DuVernay's 'When They See Us' Leads Emmys With 16 Nominations
ESSENCE.com is part of ESSENCE Communications, Inc. © 2019 Essence Communications Inc. All Rights Reserved


hi, I would like to kindly know if there is an e-mail address to which to send your Curriculum Vitae to participate in the selection as a psychologist (CAST/S/6/2013). I note that you have filled online curriculum, but to send it specifically for the selection for psychologists, what should I do? Thank you.
The deadline for applications was 12 March 2013.
I would like to suggest you to consult your EPSO account and read the letter called: Results of competency test, date: 11/07/2013.
Thanks Emmanuelle but I meant the interview that I did after the competecy test, on the 24/09/2013. I came at the OIB in brusselles, then I received an email where it was written I passed and my name was on the final list of elegible candidates but I never receive any information on the rank of name of that list. Is there any official list published on the Official Journal of the European Union? thank you for your help.
The can see there: http://blogs.ec.europa.eu/eu-careers.info/cast/cast-childcare/ that the selection procedure finished in July, so what you had after was not part of the selection.
You should contact OIB directly as we are not dealing with recruitment, but only with selection.
I would like to ask if you have any new information regarding the recruitment of Educational Psychologists. Have any interviews been held already or you do not have this kind of information? Can we contact directly any of the institutions responsible for the recruitment process or educational centres looking for specialists?
As soon as a position become vacant, candidates who best fit the requirements for the role in question will be invited to an interview for potential recruitment.
This database will be consulted by the European Commission and in particular the Office for Infrastructure and Logistics.
The majority of positions will be in Brussels, but there will also be positions in Ispra and Luxembourg.
With reference to your info concerning the number of candidates retained in the database for educational psychologists, could you please explain why 40 people are in the database whereas the final number provided for in the initial documentation mentioned only 12 candidates from the 36 who would be successful to take the competency test?
Following the Selection based on qualification, 47 candidates have been admitted to the competency test.
Following the competency test, 40 candidates have actually obtained the pass mark and have therefore been entered in the database.


Wow! It has been a long, long time I have received a new Canon L series prime lens. It was two years ago that I reviewed the excellent Canon EF 35mm f/1.4L II, and since that point I have reviewed no new L series prime lenses and only two Canon L series zooms (the somewhat disappointing 24-105mm f/4L II and the excellent yet flawed 16-35mm f/2.8L III). During that same period Tamron has churned out a whole new series of prime lenses (SP primes in 35mm, 45mm, and 85mm focal lengths) along with three generally excellent G2 zoom lenses (my reviews here) and the ever prolific Sigma has launched 4 ART series prime lenses (14mm, 20mm, 85mm, 135mm) along with 3 ART series zooms (12-24mm f/4, 24-70mm f/2.8, and 50-100mm f/1.8), all of which I have reviewed. On top of that Sigma also launched a premium 500mm f/4 OS lens, for a grand total of 9 premium lenses over that same period. And this doesn't even consider the number of Zeiss Milvus lenses that also compete in this same category of premium prime lenses (I've reviewed an 18mm, 35mm, 50mm, 85mm, and 135mm new Milvus prime lenses since that review and am starting the new 25mm f/1.4 review), and Samyang/Rokinon has also launched a premium series with very good 14mm and 85mm prime lenses to day. Suffice it to say that the competition has really stepped up its game over the past two years, and Canon is launching the new EF 85mm f/1.4L IS USM to a much more crowded market. Generally all the lenses that I have mentioned are optically excellent, with the weakest of them actually being one of the Canon lenses (the 24-105mm f/4L IS II). I feel like there is a lot riding on this lens, but fortunately it seems ready to deliver. Stay tuned for more new photos along with my review segments that will be rolling out over the next several weeks.


Fifty of Jamaica's most stunning home sites are now available for purchase. Clustered near the Clubhouse, these premium lots offer breathtaking views of Montego Bay and the Caribbean. We will help guide your home planning from start to finish to make the process of land ownership and home building an enjoyable, stress-free experience.
As a lot owner - even before your custom home is built - you will enjoy the exclusive benefits and amenities of The Club at Reading Heights that are among the most stunning and luxurious amenities in all of Montego Bay. The Clubhouse offers meeting facilities, a spectacular heated, salt water, infinity-edge pool, a fitness centre and an extensive BBQ facility-all with fantastic vistas of Montego Bay and the Caribbean.
Home lot prices start at US$95,000. Lots are registered with the Jamaica Real Estate Board. Brokers are welcome if you desire. Our attractive Vendor Mortgage Programme and our professional sales team take the complexity out of your purchase.
The interactive site map provides a glimpse of select lots' unique views and vantage points. Visit The Club at Reading Heights to see the peace and beauty that can be yours.


Marketing is a mix of Place, Product, Promotion and Price: your company has to choose the right place to sell the right product with the help of some promotions, at the right price. That is your business!
Confidentiality is paramount at TransOrient translation services. We maintain a strict confidentiality policy on all our engagements and are happy to sign non-disclosure agreements as part of our duty of care.
We have over 150 translators, with specialists in different areas having experience in providing translation services across all language combinations. TransOrient set out to establish a new standard in translation service that combines the linguistic skills of professional translators with the expertise of practitioners.


Welcome to the CNY Solidarity Coalition communications team! We are an excellent team. A fantastic team. Really the best team you've ever seen. Many many good things, great respect for this team.
If you have digital photos of Coalition events and activities to share, and you are willing to allow the Coalition to use your images for media and publicity purposes, we would love to add them to our Flickr archive. Please e-mail your pictures along with your name and the date and name or description of the event depicted to cnysolidarityphotos@gmail.com.
If you're interested in joining us, please fill out the form below to let us know how you'd like to plug into the Coalition's ever-evolving communications effort. No experience necessary. We're all in this together, and we're committed to expanding the circle for you to serve the resistance in whatever ways you feel called to do so, whether you have a little extra time or a lot. It's also fine if you can't commit to anything right now. We are just trying to get an idea who would like to do what.
Your donations support our work. From protests to producing educational materials, trainings and more.
Contributions are not tax deductible. Thank you for your support.


text:
Q: php pear db disconnect do i need manually call disconnect() ?
for example
    <?php
    // Create a valid DB object named $db
    // at the beginning of your program...
    require_once 'DB.php';

    $db =& DB::connect('pgsql://usr:pw@localhost/dbnam');
    if (PEAR::isError($db)) {
        die($db->getMessage());
    }

    // Proceed with a query...
    $res =& $db->query('SELECT * FROM clients');

    // Always check that result is not an error
    if (PEAR::isError($res)) {
$db->disconnect(); //??????????
        die($res->getMessage());
    }

................
working

$db->disconnect();//??????????

return $value;
    ?>

A: No you don't need to disconnect from a database. It might be helpful for a long running script to use this operation, but your connection gets closed once the script has finished anyway.


text:
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Current thinking
24.06.2020 By George Coleman, Joint CEO, Current Global
"Twitter is not the country"
The phrase popped up in my feed recently, in reaction to someone else's sweeping generalisation of public sentiment. Never a truer or pithier axiom said, but one which many of us forget, or put aside.
It's a natural result of our unconscious biases. Our desire to seek confirmation. We instinctively react positively to things and people we agree with, that add credence to our world point of view. That give us a sense of conformity. It also means turning a blind eye to information that might challenge our assumptions.
Falling into that unconscious trap leads us to what the self-styled 'ad contrarian' Bob Hoffman terms "marketing by selfie-stick – narcissism disguised as strategy". Or, in other words, we develop campaigns that appeal to ourselves with only a superficial nod to understanding the needs, wants and desires of the actual intended audience.
And in these extraordinary and tragic times, this creates a more present threat to our clients than ever. It was a problem pre-crisis, and with 7 out of 10 consumers saying they would stop buying products or services from a brand perceived to have behaved irresponsibly during the pandemic, a misstep in communications could have significant consequences.
My Twitter feed, which includes many PR professionals, is increasingly full of commentary that appears to be heavily influenced by unconscious biases. I'm not passing any judgement on the opinions themselves, or indeed the motivation behind them. Rather, I have a concern on the basis of which it may translate into strategic advice for clients.
The heightened pressure we are all operating under is challenging. But any loss of objectivity, command of the facts, and understanding of how our key audiences really think or feel, may lead us to giving risky consultancy.
As an industry in general, according to the PRCA Census, we are nothing like the audiences we serve on almost every ethno-demographic dimension. We're younger (well some of us), more London-centric, more likely to have been privately schooled, less ethnically diverse and so forth.
The PR community tends to operate in a bubble and, I would argue, are increasingly disconnected from real people, real lives.
So it is incumbent on us, now more than ever, to listen to what people say matters to them, not just ask them the questions that matter to us. We must embrace diversity in our own teams to help ensure we embrace diversity of thinking, opinions and experiences – internally and externally. Irrespective of our own political persuasion, our personal view on scientific advice or government policy should not form a proxy for the mood of the general population.
For me, Brexit was a watershed moment. As the son of a European immigrant, I was an ardent Remainer. Whilst I had seen the signs the vote would be close, it still came as a shock. My unconscious bias had influenced the rational signals I had observed.
Fast forward, and understanding human behaviour and real lives is core to the agency I now have the good fortune to lead. And every day I purposefully remind myself: Twitter is not the country.
Taking a Bite of the Science to Come in 2021
Making Communications Accessible For All
We thrive on solving the toughest brand and business challenges, and we'd love to discuss how we can help you win the moment.
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