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Designed with comfort and complete relaxation in mind is The Nora Buri Resort and Spa in the Gulf of Thailand. The Anodas Spa provides a range of spa treatments to pamper the body and mind. This affordable hotel has two stunning swimming pools on-site, one built into the hillside, and the other on the beachfront, both with poolside bars and jacuzzis. The Nora Conference Center can accommodate up to 250 guests and is perfect for Nora Buri Resort and Spa weddings. With three restaurants, three bars that serve snacks, and 24-hour room service, guests are never disappointed with their choices.
Located only three minutes from the Samui International Airport, this affordable hotel is within easy reach of the city center where an abundance of dining and shopping options await. Nearby attractions include Bangrak Beach, Samui Crocodile Farm, Namuang Waterfall, and Samui Aquarium. You will also find temples such as Big Buddha shrine, Wat Sawang Arom, and Wat Khao Hua Jook, which has on display a replica of Buddha's footprint. Some bars and clubs near this hotel are Bar Solo, Green Mango Club and Disco, Black Jack Pub, and Sweet Soul.
Go on a jungle trip riding upon Thailand's national animal, the elephant. This tour takes you through the jungle, rivers, and past many amazing sights. For a fun-filled family day, visit the Samui Aquarium and Tiger Show. The aquarium features marine life native to the Gulf of Thailand as well as nurse sharks, leopard sharks, and manta rays. Visitors can feed the sea turtles and enjoy the daily live shows displaying the strength and skill of the main attraction, the Bengal tigers and leopards. Snorkelling, kayaking, and golfing opportunities abound in this area.
The affordable rooms and villas at the Nora Buri Resort and Spa are well-appointed with LCD televisions and satellite service. Complimentary wireless Internet access, coffee and tea makers, refrigerators, hair dryers, and beds with Select Comfort mattresses are also standard. Villas have private infinity pools and a separate living area. Guests have a choice of accommodations ranging from deluxe hillside rooms to Presidential pool villa suite, many of which have breathtaking views of the sea.
For an upscale resort at affordable rates, the Nora Buri Resort and Spa is the ideal choice.
"Great swimming pool" "Beach pool nice"
"Superb breakfast spread" "Exceptional breakfast"
"Exceptional staff" "Staff very helpful"
"Complimentary shuttle service to and from the airport" "Town and it's a little too secluded"
"4x4 trip worth every penny" "Reasonable taxi"
"No sandy beach" "Beachfront terrible"


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Why we switched from Adobe to the Affinity Suite
Until recently, Adobe Illustrator was our go-to application for graphic design. Indeed, it has been a mainstay for many designers since its introduction in 1987. While there have been a plethora of competing products introduced since, most have fallen by the wayside and allowed Adobe to maintain its domination of the market relatively unscathed. However, Affinity represents a genuine and strong alternative to Adobe so we have now made the switch and aren't looking back.
In true David vs. Goliath fashion, Affinity arguably represents Adobe's fiercest challenger yet, and early evidence suggests that Adobe faces a real challenge to maintain its tight grip on the market.
The Affinity Designer app neatly draws influence from Adobe's two most renowned applications: Photoshop and Illustrator. Affinity Photo is a dedicated image editing application boasting a wealth of highly refined tools for image readjustment and enhancement.
Affinity Designer and Photo are both available for a one-off fee of £48.99 each, which represents a more cost-effective solution to Adobe's subscription-based plans. Though designers shouldn't be too quick to dismiss the platform on the basis of price alone. Affinity is not a sub-standard alternative; in fact, it valiantly competes with Adobe on all fronts.
Affinity is a high-end graphics software application that has been created to be used by professional designers. It is equipped with most of the functionality seen in its more renowned rivals, plus a whole host of new features and capabilities. Moreover, Affinity is fast expanding its range of tools and feature set with regular updates – inviting its users to submit new feature requests openly on their forum. Should this current rate of expansion be maintained, Affinity looks set to match and maybe even surpass the range of functions and features that helped establish Illustrator as the unrivalled platform for so many years.
We first started considering moving away from Adobe as our team began to expand. Ultimately, what was instrumental in our decision was a belief that the Affinity Designer is better geared towards the needs of the modern web designer.
Affinity has shown an astute awareness of their audience. A basic example of this would be how users can choose from a range of screen resolution presets based on the screen dimensions of popular devices. The version of Photoshop we last used as a team did not provide typical screen resolutions that were in line with today's standards.
Furthermore, Affinity has clearly been developed with the aim of supporting a streamlined workflow. Customisable layer effects allow designers to effortlessly refine elements of their design, and these adjustment layers can be saved as templates for future use. We also recommend using the asset management panel for easy access to design elements that feature recurringly in projects.
The team at WCD are sticklers for detail and accuracy, which is why we love Affinity's advanced snapping and grid options. Affinity also features zooming capabilities of up to 1,000,000% (that's right, one million percent!).
What's more, we feel Affinity is far better suited to working with both vectors and bitmap images within the same document than its Adobe counterparts. This often required the work of both Illustrator and Photoshop under our previous Adobe spearheaded design processes.
Our seamless transition was aided by Affinity's support for PSD and AI files – meaning that we were able to work using our existing source files with ease. Similarly, its wide range of file support facilitates our collaborations with external designers and agencies.
Affinity's slick, accessible and highly intuitive user interface mean users need little time to bring themselves up to speed with the nuanced differences between Affinity and Adobe. This also makes Affinity an attractive option for beginners as well as seasoned professionals; Illustrator and Photoshop are generally considered tricky for novices to get accustomed to. Though, in spite of this, their user interfaces haven't changed a great deal over the years.
Affinity's improbable success – in what has traditionally been a largely impenetrable market – hasn't gone unnoticed, with Apple awarding Affinity with its highly coveted Design Award at Worldwide Developers Conference (WWDC) in June 2015.
With a free trial available, we'd strongly advise all designers to consider giving Affinity a chance. It's been two years since we switched to using Affinity, and we haven't looked back since.

redpajama_set_name: RedPajamaCommonCrawl


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Costache Aristia (ur. 1800 w Bukareszcie, zm. 18 kwietnia 1880 tamże) – rumuński tłumacz, pisarz i aktor teatralny greckiego pochodzenia.

Życiorys
Uczył się w greckiej szkole w Bukareszcie, od 1817 występował w teatrze Czerwona Studnia księżniczki Ralu, córki hospodara J. Caragea. Grał m.in. w Skąpcu Moliera i Śmierci Cezara Woltera. Był związany z ruchem Eteria, działał na rzecz niepodległości Grecji, w 1821 brał udział w wojnie o niepodległość Grecji. Po wkroczeniu tureckiej armii do kraju udał się do Paryża, gdzie się kształcił. Po wojnie rosyjsko-tureckiej wrócił do kraju i został wykładowcą języka francuskiego i greckiego. Przetłumaczył na rumuński Biblię, a także Iliadę Homera, dzieła Plutarcha i sztuki Alfieriego. W 1833 wraz z innymi intelektualistami zaangażowanymi w ruch rewolucyjny założył pierwszą teatralną szkołę dramatyczną w Rumunii, kształcił pierwsze pokolenie zawodowych rumuńskich aktorów. Brał udział w rewolucji 1848, został mianowany dowódcą Gwardii Narodowej w Muntenii, został aresztowany przez Turków, jednak udało mu się uciec do Francji, skąd wrócił w 1854. Po powrocie został bibliotekarzem, a w 1863 ponownie nauczycielem. W późnym wieku stracił wzrok. Zmarł w Bukareszcie.

Bibliografia

 Costache Aristia (rum.) [dostęp 2018-11-07]

Ludzie urodzeni w Bukareszcie
Rumuńscy aktorzy teatralni
Rumuńscy pisarze
Rumuńscy tłumacze
Tłumacze literatury greckiej
Urodzeni w 1800
Zmarli w 1880
Członkowie Filiki Eterii

redpajama_set_name: RedPajamaWikipedia


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Střed nebo Aliance pro střed (německy: Die Mitte; francouzsky: Le Centre; italsky: Alleanza del Centro; rétorománsky: Allianza dal Center) je švýcarská politická strana. Je klasifikována jako středopravice a její základní ideologií je křesťanská demokracie kombinovaná se sociálním konzervatismem. Strana vznikla 1. ledna 2021, sloučením Křesťansko-demokratické lidové strany Švýcarska (založena 1912) a Konzervativně demokratické strany Švýcarska (založena 2008 jako odštěpenecký subjekt lidové strany). Barvou strany je oranžová. Křesťanští demokraté se původně orientovali na katolické a venkovské voliče, což je časem začalo limitovat a z původních dvou míst držených ve Federální radě od roku 1960 se od roku 2003 museli spokojit jen s jedním místem. Od sloučení s odpadlickou částí lidovců si křesťanští demokraté slibují lepší postavení ve větších městech a velkých kantonech Curych, Bern, Vaud a Aargau, kde bývaly výsledky křesťanských demokratů nejhorší.

Reference

Externí odkazy

Politické strany ve Švýcarsku
Křesťanskodemokratické strany
Politické strany založené roku 2021


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Billie Eilish has a superpower, and it's not her voice
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31 Dec 2015 31 Dec 2015
There were fewer high profile celebrity divorces in 2015, but that doesn't mean there aren't lots of couples who were celebrating together a year ago who won't be in each…
How I Won My Fights with Joan Rivers
5 Sep 2014 5 Sep 2014
by SETH EISENBERG FATHERHOODCHANNEL.COMMore often than not, at least for the past 15 years, I've won my fights with Joan Rivers.Not the flesh and blood Joan Rivers who passed away yesterday…
Robin Williams: Lightning in the Melody of Laughter
12 Aug 2014 13 Aug 2014
"The adoration of global fans does as much to bring relief from depression as the finest wine meticulously spilled upon a closed container."by SETH EISENBERG FATHERHOODCHANNEL.COMI'm expecting to see all kinds of signs…
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"Growing up with my mom [Goldie Hawn] there was always a sense of fun and it comes down to optimism as well. When you learn how to be optimistic and…
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29 Oct 2013 29 Oct 2013
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Daddy is a Rock Star: How Eric Clapton's Music Helped Him Cope After Young Son's Tragic Death
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So our story begins with the RED Matte Box, which fits fine on the RED Lens, but when you slap a Zeiss Super Speed in place, the Matte Box can't attach to it, no worries, RED sells two parts to solve your problem.
Just drop $350 USD on two parts and you can now secure your matte box to the 19mm rods. This is an ideal solution, but as you know, I'm cheap, and I'm DIY, so away we go!
Here's how it looks underneath. Those two piece attach together and let the matte box ride the rails, and there's some latitude for adjusting the height of things. It's nice hardware, for sure.
…because it's fairly easy to clean these up and trace them and create 2D profiles that can be extruded to 2.5D designs.
That's much better! In fact, since it's 2D I actually laser cut some wood to do a test fitting, since my 3D Printer was down for a bit when I was working on this.
Anyway, I was overly complicating things, so I decided to go simple. Also, we're 3D Printing here!
Also, if making any rod-related things, I highly recommend you grab the Rod Standard Graph PDF from the OConor site.
This is what I eventually came up with. It's mostly an extruded shape, but it does have some holes for the bolts including bits to lock in the hex heads, just like the Arm does. I wish I could say I just 3D printed this and that was it, but it's far from it.
While I was working on this I was also working on calibrating the RepRap after the recent repairs, so I had a bunch of issues with things not printing as well as they should, or not exactly the right size, you know, like a 19mm hole printing at 18.673mm or 21.298mm. So I moved back to a bit of prototyping.
I used the old STL to DXF trick (thought slightly modified) to create a 2D design from the original 3D file. Once I had a DXF file I could use the Silhouette Cameo to easily cut some thick paper to get an idea of size and dimensions. Eventually I was happy with how things were looking so I moved on to plastic.
Here's the DXF file extruded to 5mm tall, with the idea being that I could print this much more quickly (and with less plastic!) that doing the full print which is 25mm tall. This worked well, and I was able to test fit it on the rods, but I was still having a few weird issues with the 19mm hole sizing.
I ended up pulling my 5mm STL file into OpenSCAD and doing a difference to subtract most of it and just leave a portion so I could print this and test the hole sizing even faster. This too worked quite well.
This all might seem like a crapload of work to get what I wanted, but there was much exploring and learning along the way, and believe it or not, that's most of the fun in doing it for me. If I just downloaded and printed something, well, that's good if you want a thing, but not as good if you want to learn the process of creating a thing.
The final piece, with two 1/4″ hex bolts, some nut knobs (as seen previously), and two smaller screws and wing nuts to hold the matte box in place. There was a little bit of delamination in this print. I may try it on the LulzBot TAZ 3 that we just got in at Milwaukee Makerspace, as I think it will be a good test.
Hey, it works! It fits on the rods and holds the matte box in place. Simple enough, right?
We've been using the RED ONE a lot in the past few months over at z2 and while we've had the matte box for a year now, we never managed to get top or bottom flags for it, so I finally got around to solving that problem.
There's an aluminum version of the top/bottom flag for just $40USD. Hey, you could get two of the aluminum flags for less than the price of one carbon fiber flag!
I grabbed the image from the web site, opened it in Photoshop, and started to clean it up.
Once this was done, I saved the file as a PNG and imported it into Inkscape, where I used the 'Trace Bitmap' feature to create vector lines defining the image.
The next step involved a lot of precise measurements with the digital calipers on the part of the matte box where the flag mounts. There were many guide lines added.
The lines helped me determine centering of the slots and how wide the slots/tabs needed to be.
I did a few revisions, and here's the final cleaned up version. with most of the guide lines removed.
I should mention that with each revision, I was printing out a sample on tabloid size paper and cutting it up to test the fit.
Once my paper prototype was good enough to consider "final", I ended up sitting on this project for a bit trying to determine what material to use, and how to cut it.
The tabs and slots are a little messier than I'd like, but again, I'll call this part of the prototyping stage.
Update! I ended up laser cutting the black boards, and they works great! You can grab the files from Thingiverse.
Despite what appears to be confusion in this photo, I really do know how to assemble and operate a RED ONE camera… Really. You need something shot? Let me know. I mean, it's not like you're going to shoot it on your Scarlet. Of course, if you've got an EPIC, we'd make a great second unit.
Photo by Mike Krukowski (Thanks Mike!) Processing by me and Photoshop CS5.
Instead of getting the proper amount of sleep, I made this video. I hope you enjoy it.
There's plenty of articles about the crop factor on digital cameras. If you shoot with a DSLR you're probably familiar with a full frame sensor versus a cropped sensor. Here's one titled Crop Sensor (APS-C) Cameras and Lens Confusion, and if that's not technical enough for you, check out the Wikipedia articles Image sensor format and Crop factor.
If you're familiar with the Nikon world, the D300 is a cropped sensor camera, also knows as a DX format camera. (Or APS-C in some circles.) While the D3x is a full frame sensor. Simplified, the D3x sensor is bigger than the D300 sensor.
You'll notice the photo from the D3x shows a whole lot more. Same lens, same focal length, but different size sensor. The larger sensor of the D3x gives us a wider angle of view.
That all makes sense, right? So let's look at the RED ONE.
Whew, look at that… You've got a much wider field of view when you shoot at higher resolution. The difference here is that with the Nikon D300 and D3x, we're using two completely different cameras with two different sized sensors, but with the RED ONE, it's still the same camera, we're just changing the effective size of the sensor by changing the resolution. Shooting at 4K uses the whole sensor, while shooting at 3K uses only a portion, and 2K uses an even smaller portion.
So when using the RED ONE, the resolution you shoot at is going to affect the amount of sensor used, as well as the angle that your lens will capture. Important things to remember when you need that wide shot.


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Association of Public and Land-grant Universities
Future Opportunities for Rural Workforce and Rural Development (FORWARD) Curriculum
Cooperative Extension professionals (CEPs) are embedded within many communities across the U.S. This curriculum was created to help CEPs leverage their experience and serve as facilitators of workforce solutions in rural communities. Using this curriculum will help them work with community stakeholders to design and implement career pathways that lead learners and workers from low-income backgrounds to in-demand jobs in rural places.
Academic Intelligence
How Pell Restoration Can Foster Postsecondary Education Opportunities for Learners in Prison
On July 1, 2023, 1.5 million people in U.S. prisons become eligible for federal Pell Grants. In this episode of the Future U. podcast, hosts Jeff Selingo and Michael Horn talk to a scholar in prison education and a formerly incarcerated student who went on to earn his degree about how colleges benefit from offering and what it takes to provide meaningful opportunities for these learners to achieve their postsecondary education goals.
Rural Matters
Driving Economic Mobility Through Rural Education (Part II)
The second in a four-part podcast series, representatives from Patrick & Henry Community College and the Aspen Institute College Excellence Program expand on the importance of community college partnerships that put the focus on crafting regional economic solutions. When community colleges establish partnerships with four-year institutions and local and regional employers, high-quality postsecondary education can be developed in alignment with local job needs. This creates economic opportunity for learners, especially those from low-income backgrounds.
CAPR Multiple Measures Assessment Toolkit
Giving students multiple ways to demonstrate their skills helps ensure all students who are ready for college-level math and English courses have the opportunity to take them, which can make access to these courses more equitable. This toolkit from the Center for the Analysis of Postsecondary Readiness — led by the Community College Research Center and MDRC — is designed to help colleges reform assessment and placement using multiple measures.
Ithaka Harbors Inc
Holistic Credit Mobility: Centering Learning in Credential Completion
Today's learners accumulate college credits from more sources and in more forms than ever before. However, the challenge is that postsecondary institutions lack mechanisms to integrate credit for those experiences, disproportionately affecting learners from low-income backgrounds. The formal recognition of such varied ways to learn can bring learners closer to their postsecondary education goals. Ithaka S+R's holistic credit mobility framework supports solutions that mitigate credit loss by focusing on learning outcomes rather than where the learning occurred.
JFF
Facilitating Institutional Transformation
JFF's Student Success Center Network is dedicated to advancing socioeconomic mobility by equitably increasing the number of students earning postsecondary degrees that lead to good jobs. This report summarizes findings from the first five years of the Student Success Center Network's Coaching Program, including case studies and lessons learned.
Getting the Most Out of Short-Term Career and Technical Education Credentials
The Urban Institute uses data from the College Scorecard to take a closer look at short-term Career and Technical Education programs overall and in the six fields of study with the most students. The resulting report examines return on education investment for learners, especially learners from low-income backgrounds. It explores debt, earnings two years after graduation, overall debt burden and how each outcome is shaped by program, institution and labor market characteristics.
Rural Works Highlights Report: Year 2
Rural Works, an initiative of Rural Local Initiatives Support Corporation (LISC), focuses on community-wide workforce development programming to support more rural workers. This report shares insights from the initiative's second year, including expansion into more rural communities and the addition of growing workforce partnerships.
How Tools Support Coaches and Student Success Center Coaching Programs
Jobs for the Future, Community College Research Initiatives and Achieving the Dream created a set of tools and resources to assist both coaches and leadership in its Student Success Center Network in directly supporting the process of complex institutional change. This brief shares which tools resonated the most with state-based Student Success Center leadership and coaches, how they were used, their benefits and the importance of training to augment their impact on student success.
Community College Resource Center
Funding Guided Pathways Reforms at Small Colleges: Three Ohio Community Colleges Show How to Do It
This report from the Community College Research Center describes how small colleges can fund and sustain guided pathways reforms. It is based on activities at three small Ohio community colleges that have made large-scale changes in practice based on the guided pathways model over the past several years. College leaders credit these changes with improving student progression and completion.
Strengthening Educational and Professional Outcomes in Rural Communities (Part I)
The first in a four part podcast series, five guests on this Rural Matters episode speak to timely issues in rural postsecondary education. This includes how to achieve better opportunities and outcomes, utilize meaningful partnerships and create pathways to education and career success. Leveraging the unique assets of rural communities, these partners elevate rural America as a viable place to live, learn and work.
New America
Why Community College Bachelor's Degrees? Similarities and Differences Across Urban and Rural Settings
While a certificate or associate degree may have been enough to obtain a job in sectors like healthcare in the past, more employers are now requiring bachelor's degrees. This brief from New America explains how allowing community colleges to offer bachelor's degrees in high-demand fields can be beneficial to the learner, employer and local economy, especially in rural areas.


Coco Pan is a special type of pandesal where the highest quality ingredients are used and is always freshly baked. It is made by substituting coconut flour with wheat flour at 10% level. Coconut flour refers to the screened food-grade product obtained after drying, expelling and/or extracting most of the oil or milk from sound coconut meat or residue.
Like most breads, this incorporates the use of coconut flour as its base. With its hygroscopic property, more water is needed. This is most beneficial to bakers as it can increase the dough yield up to 10%.
Coco pandesal contains significant amounts of protein, carbohydrates and fiber. Because of this, Coco Pan is used as a food supplement for feeding programs.
Add water to dissolve sugar and salt.
Add lard and mix, then add bread flour, coco flour and yeast. Mix well.
Brush oil or lard on the table (if possible, use stainless table).
Knead the dough with two hands and fold until the dough becomes smooth.
Cover the dough with cloth or plastic. Rest for 15 minutes.
Baston (roll and push) and proof (knead) for another 15 minutes.
Proof for another 5 minutes.
Proof for another 30 minutes before baking.
Arrange in trays with cut portion on top.
Bake in a pre-heated oven (350°F) for 15 minutes.
Mix all dry ingredients in a mechanical mixer.
Mix for 15 minutes in dough mixer.
Ferment dough for 20 minutes. To prevent moisture loss and to maintain ideal dough temperature cover with plastic or until the dough /baston does not spring back when pressed.
Baston and proof for another 15 minutes.
Proof for another 45 minutes before baking.
Bake in a pre heated oven (350°F) for 8 minutes.
Can i bake pan de sal without milk and eggs? What will be the result?
Eggs and milk are not included on the list of ingridients on commercial production of pandesal, is just fine?


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TAG LANDING PAGE
Keeping Companies and High-Paying Jobs in California
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Tech innovation need not be 'Made in the USA'
Lessons from California for Asian entrepreneurs and start-ups In the fast-paced world of technology, innovation need not be limited to one side of the Pacific Ocean. Advances are clearly happening all around the Pacific Rim. But Asia policymakers should, and can, do more to encourage the freer flow of ideas and capital across the Pacific to the benefit of American and Asian entrepreneurs, companies and economies. This goes beyond the proposed Trans-Pacific Partnersh...
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New liquidity rules to lift the cost of banking
Australian regulators are discussing a new system of liquidity rules for the Australian banking system that will force the banks to protect themselves against higher interest rates in times of crisis.
The new system will push up funding costs for the banks, who will then attempt to pass them on to customers by way of higher interest rates, or smaller reductions in rates when the Reserve Bank cuts (or higher rises when the RBA starts lifting rates).
The discussions are being held between the major regulators, APRA, the Reserve Bank, ASIC and Treasury and conducted through the Council of Financial Regulators.
If there's agreement, they will start from January 1, according to a speech by a senior executive with APRA, its General manager, David Lewis.
He told a Sydney finance conference yesterday:
"APRA has long preferred a scenario-based approach – one which measures a bank's liquidity needs against a range of different stress scenarios. "We will shortly be releasing a policy discussion paper which will propose changes to existing scenario parameters – particularly those dealing with a 'name crisis' and a 'market disruption' – which take on board lessons learnt from the global financial crisis. If accepted, these changes will take effect from 1 January next year."
It is the first mention in public of the timing of the changes: APRA chairman, Dr John Laker did not refer to it in his appearance before the Senate Economics Committee earlier this month (On June 4).
It sounds boring, but the political bunfight will be intense when the new rules emerge. The banks will fight and argue to avoid them because funding conditions will be much easier and the need for the changes will be less apparent.
But banks have been complaining about the impact of what's called "rollover risk" for sometime now. It was how the Commonwealth Bank justified its 0.10% rise in variable home loans rates two weeks ago. The ban clamed higher funding costs as borrowings rolled over (i.e. matured and were then renewed) into new loans at higher rates.
News of the new system appeared buried in the preliminary report on Australia from the International Monetary Fund this week.
"The planned introduction of new liquidity guidelines is welcome, " the IMF commented.
"Recognizing the increased importance of liquidity and the rollover risks associated with short-term liabilities, banks have started to increase medium-term funding.
"However, future liquidity positions should be based on prudentially enforced liquidity guidelines.
"The stability benefits of strengthening liquidity positions and reducing rollover risks justify the likely increases in funding costs.
"Exit strategies from the policy measures introduced during the financial crisis are, appropriately, being considered.
"We recognize that the risk-pricing element of the wholesale funding guarantee provides a natural exit strategy once markets normalize.
"The ongoing work on crisis preparedness will help strengthen financial stability.
"Importantly, a framework is being developed to deal with liquidity or solvency problems in major banks in Australia and New Zealand, in the unlikely event that they should emerge," the IMF said.
What the new liquidity system will in fact be is Australia's regulatory response to the credit crunch: the US, UK and Europe are thinking about new regulators, new rules, higher capital weightings for some types of banking and fretting about banks being "too big too fail".
Rollover risk was identified as the major potential problem for the Australian banking system in a stress test conducted by the IMF on our banks and financial system a couple of years ago.
It found our banks could withstand a rise in unemployment, but more importantly, a shut off from global credit markets for up to three months. Little did anyone know was that what would happen within a year of that test being finalised and the results released.
It's what happened after Lehman Bothers collapsed last September. Australia's banks found they couldn't borrow offshore and with other Governments introducing guarantees, our Government introduced the current three year guarantee on deposits. This particular point was confirmed a few weeks ago by Prime Minister Rudd in a speech to the Queensland ALP conference.
In its report this week, the IMF actually urged the regulators in Australia to conduct an even tougher stress test on the banks to test their chances of surviving.
"We commend APRA for regularly stress testing the banking sector and we advise the use of more extreme scenarios than applied in the past and the inclusion of Australian banks' overseas subsidiaries.
"Prudential judgment should be used to assess the adequacy of the banks' capital buffers, and capital requirements raised if necessary.
"Our preliminary analysis suggests that banks will be able to withstand potential further losses from a sizable downside shock," the IMF said.


WFSS Founder and Senior Advisor Salva Dut traveled to the US for a whirlwind trip in November, visiting our headquarters in Rochester, and helping us celebrate the success of our Watering the Seeds of Change campaign. Boston photos, and a link to Salva's TEDx talk, will be coming soon.
Smiles and hugs with Salva, dancers, awards, auctions and more at our Rochester Celebration.
Thanks to all who attended our "Rooted in Rochester, Blooming in South Sudan" Brunch in Rochester! In addition to a wonderful celebration, including a special water dance entitled "Everyone's Delicious" by Present Tense Dance, and the WFSS Marketplace, we honored the seven original board members of WFSS: Scott Arrington, John Bevier, Jim Blake, Nancy Frank, Robin Hill, Chris Moore and Nancy Reinert. They all received the inaugural Founder's Award.
We also presented our new Long Walk Award to Ben Dobbin, an AP Reporter who wrote the first national news story about Salva, and has traveled to South Sudan with WFSS twice, and his wife, Linda Sue Park, author of the New York Times bestseller A Long Walk to Water, which has brought Salva's story to readers around the world.
Thanks to all the attendees, sponsors and volunteers who helped make the day so special.
port chester middle school students present a check for $25,000 to wfss board member jack mckelvey (far right) as part of their lead2feed award.
Our student supporters across the US and around the world continue to amaze us with their passion, enthusiasm and results in raising funds for Water for South Sudan (WFSS).
One of the most recent outstanding efforts comes to us from Port Chester, NY where students at Port Chester Middle School helped raise $35,000 for WFSS.
Inspired by A Long Walk to Water, the New York Times bestseller by Linda Sue Park, the students raised $10,000 in 10 weeks and also won a grand prize in the national Lead2Feed Challenge, an annual contest sponsored by Lead2Feed. The award brought another $25,000 to donate to WFSS, for a total of $35,000 which will fund two full water wells to be named for Port Chester Middle School. Lead2Feed is a leadership program that nurtures a new generation of leaders while working to end hunger or meet another need in their communities.
Students in Allison Silverman's eight grade leadership classes came up with the project, as part of the annual Lead2Feed Challenge, after reading A Long Walk to Water, which is required for all seventh graders in New York State. They decided to develop a project to help fight the global water crisis. Naming their project PC Hydration Nation they set out to encourage every student in the school to donate $10 over a span of two and a half months.
About 2,400 schools submitted projects to the challenge, which required them to go through three rounds of judges . Port Chester Middle School was named one of six grand prize winners, earning them $25,000 to be donated to the nonprofit of their choice (WFSS), as well as $10,000 worth of technology—they chose iPads—to the middle school.
Teacher Allison Silverman noted that her students went far beyond what she had expected. "This was one of the greatest accomplishments of my career," she said.
Read more about Port Chester's award and the Lead2Feed Challenge here.
A Conversation with Salva and Linda Sue Livestream Presentation a Success!
A Conversation with Salva and Linda Sue livestream presentation on Friday, March 18th was a resounding success! 272 schools from around the world, via Youtube, watched Salva Dut and Linda Sue Park discuss Water for South Sudan's impact on South Sudan and how WFSS is bringing access to clean water and hygiene education in the world's newest country.
Linda Sue Park is the New York Times bestselling author of A Long Walk to Water, which is about Salva's journey as a Lost Boy through Sub-Saharan Africa to America. Salva Dut is the Founder and Executive Director for East African Operations of WFSS. Together they answered students' questions about the impact of A Long Walk to Water on WFSS, how WFSS drills and maintains wells, and what lessons Salva and Linda Sue could teach the students about how to become better global citizens.
About 350 people came to Monroe Community College (MCC) in Rochester, NY to attend the presentation. This group included three Greater Rochester area schools: Spry Middle School in Webster, Watkins Glen Middle School, and Oliver Middle School in Brockport. In addition, Avon Middle School, which won MCC's Walk for Water challenge in the fall of 2015,, got to spend one-on-one time with Salva and Linda Sue before the livestream presentation.
The livestream presentation was hosted by MCC's Holocaust, Genocide, and Human Rights Project. MCC's strong alliance with WFSS includes significant fundraising through their annual Walk for Water challenge and other efforts that have totaled more than $50,000 since 2007. Salva is also an MCC alumni and member of the MCC Hall of Fame.
Thank you to our hosts at MCC for making this world-wide event possible, and to all who participated in our livestream presentation! You are helping WFSS make a big difference. You may watch the livestream presentation here.


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Home NEWS National MTN Nigeria celebrates 18 years of remarkable operation
MTN Nigeria celebrates 18 years of remarkable operation
It's 18 years today since the first call went out from an MTN line, and the company says it remains a committed believer in Nigeria.
Now quoted on the Nigerian Stock Exchange, with over 3,000 Nigerian shareholders, MTN has grown to become the leading player in Nigeria's ICT space, with over 61 million subscribers, according to the Nigerian Communications Commission (NCC).
Speaking on the anniversary, MTN Nigeria CEO, Ferdi Moolman, said: "This is one of the most important years in our history, because it is the year we finally got to be listed on the NSE."
MTN says other remarkable achievements of the past 18 years include investing over N2 trillion into the Nigerian economy and paying over N1.7 trillion in taxes, levies and other regulatory fees since incorporation in 2001, supporting social initiatives with over N18 billion through the MTN Foundation, maintaining over 90% Nigerian staff in its workforce of over 1,600, and creating employment indirectly for over 500,000 more Nigerians.
According to Moolman, the company will "continue to improve the quality of its ICT offerings, with a key focus to help Nigerians remain connected to one another for business, family and pleasure. And we will continue to be a big supporter of Nigerian aspirations, through our investments in entertainment, education, technology, and the science."
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Daughter saves mum's life in Ilfracombe fire
Updated: Tuesday, March 1, 2016 (14:16)
The house in Northfield Road hit by fire thought to have been caused by a charging e-cigarette
E-cig blamed after family driven from Northfield Road home by basement fire
An Ilfracombe woman has been speaking of how she plunged into a smoke-filled room to drag her mum to safety after a night-time fire at their home.
A smoke alarm alerted Michelle Skelton, 45, to danger just after midnight on Thursday at the house in Northfield Road.
When she opened the door to the basement flat where her mother Kathleen, 69, lived, smoke was 'billowing' out.
"I couldn't get in and then I heard a scream and had no choice, so I just had to go in," she told the Gazette.
"My mum is disabled and I had to drag her out by her arms, then we both collapsed in the hallway."
Michelle's son Kieron helped wrap them in a jumper and the family waited for the fire service.
Ilfracombe firefighters arrived, took the family to safety and put out the blaze.
Both had inhaled smoke and were taken to North Devon District Hospital. Michelle was released by the next day but Kathleen was in a little longer.
The fire service believes it was an e-cigarette on charge that started the fire and said the incident highlighted just how important it is to have a working smoke alarm fitted in the home.
A spokesman said e-cigarettes should not be over-charged or left unattended overnight and manufacturer's instructions should be followed and the socket switched off when not in use.


Big Blue is opening a new gathering site for System z customers and ISVs and also is offering additional management features.
NEW YORK—IBM wants its mainframe servers to be more than just high-end hardware.
With that in mind, IBM launched its Destination z program June 21, which looks to give the company's mainframe customers, ISVs and partners a new Web portal to discuss and debate different aspects of mainframe technology.
Unlike its Blade.org initiative, which involves more of a technical discussion, Destination z will allow mainframe customers to exchange ideas as well as look for partners with mainframe skills, said Jim Stallings, general manager of IBM's System z.
"Destination z is a collection of partners that have expertise in the mainframe and who will work with other IBM customers to help move more work onto the mainframe," Stalling said at an event here. "As a platform, the mainframe is more secure, has better virtualization capabilities and it is easier to migrate workloads from other systems. With Destination z, our customers can look for those with the skills to help them integrate their mainframes and partners to help them on projects."
Although IBM launched this new program June 21, Destination z already has 28 partners, including mainframe customers such as Scottish Power, an energy company; Univar, a chemical supplier; and Aurora Health Care.
The Destination z program, in addition to several new management features, are all part of IBM's push to recast and modernize its mainframe technology. In October, the Armonk, N.Y., company announced that it would spend $100 million over five years to simplify and enhance the mainframe's management features and interface.
Click here to read more about IBM's plans for the mainframe.
Since announcing that it would refocus its energy on the mainframe, IBM has looked to position its System z offerings as an alternative to x86 and RISC systems, and as a way to consolidate Unix and Windows systems onto one platform. Although mainly thought of as an enterprise-only system, IBM has begun marketing mainframes as alternatives for midmarket and SMB (small and midsize businesses) customers as well.
According to IDC's May 23 server survey, IBM's System z has now had four quarters of growth, including 11.7 percent growth in the first quarter of 2007 over the same period last year.
The additional management features introduced for the z/OS V1.8 on System z operating system, which IBM also introduced in October, include new security, audit and compliance technology features that Big Blue acquired when it bought Consul Dec. 5, 2006. The technology has now been integrated into the mainframe as the zSecure V1.8.1 suite.
"The security software has a double advantage because customers are already running the most secure platform out there," Stallings said. "This now gives our mainframe users a way to analyze threats in real time and allows them to redesign security policies in real time."
IBM also introduced new enhancements to the mainframe's z/VM virtualization software, which now offers 10 times more virtual memory and support for up to 256GB of real memory.
eWEEK's Darryl Taft believes that this IBM in not your father's IBM. Click here to read more about it.
Finally, IBM rolled out a new analytic piece of software called IT Value Based Analytics (ITVBA), which will measure the resources used in the data center. Stallings said customers can use ITVBA as a way to measure the performance of applications running on x86 servers compared to those on the mainframe, and then strike a balance between the two systems.
Gordon Haff, an analyst with Illuminata, said the new management features IBM rolled out for its mainframes offer several improvements, including support for different types of environments and richer share capabilities. However, he said IBM still has a long way to go before offering a complete set of management tools that can cut across a wide array of applications, including the ones in IBM's own portfolio.
"One of the big disadvantages is IBM's own diverse offering and trying to create a management tool to handle all the products there," Haff said. "HP, with its Systems Insight Manager, offers a little more consistency across its own product line. However, IBM has made a lot of direct improvements.
There's always going to be some inconsistencies, which is inevitable."
IBM executives said they will continue to make improvements to the mainframe's management features, with more automation and a simpler interface. Stallings said IBM adds value to the mainframe management through its own experience with the hardware and software and its ability to deliver services to customers.
"Through our services division, we are engaged with our customers and their next projects and we want to work hand-in-hand with them to help move them with their next-generation infrastructure," Stallings said.


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Homeless Men Shoot for Their Lives
A basketball league for the down-and-out provides camaraderie and a chance to escape the harshness of everyday life. SUPPORT THROUGH SPORTS
By Jonathan Rowe Staff writer of The Christian Science Monitor
April 20, 1990 | NEW YORK
THERE are more than 8 million people in New York City, and practically none of them know about this basketball game tonight. The gym is at the Mitchell Houses, a low-income project in the gloomy South Bronx. It's late, and the place feels as empty as a movie theater after the midnight show. Yet Bobby Hunter is pacing the sideline, exhorting his players as though college basketball's ``Final Four'' tournament were on the line. ``Man to man,'' he shouts, in an outburst of strategic frenzy. ``MAN TO MAN.''
During a brief lull in the action, Mr. Hunter says, ``This is the Final Four. They are playing to win and the bonus that they may get is part of their life back. That's a pretty great trophy.''
The players seem no different from ones that frequent playgrounds throughout the city. Except for this: They all live in shelters for homeless men. They have drug problems and legal problems, and many have other problems. But for these two hours, they are out of that world.
Hunter started this league with his friend Nate ``Tiny'' Archibald, the former Boston Celtics guard who grew up in the Mitchell Houses. There are three teams so far. They play one another as well as church teams and the like. Tonight Mr. Archibald is serving as referee, and his mere presence seems to charge up the players the way high school players respond when a college scout is in the stands. And there's Hunter, formerly of the Harlem Globetrotters, eyeing every move, dispensing his lyric blend of jock discipline and hip ghetto banter.
This game matters. Somebody cares. ``Basketball reminds them of their life when things were better,'' Hunter wrote in the newsletter of the Fort Washington Men's Shelter, where he works. ``And when you do something that you're good at, it returns the good feeling to you.''
In his Black Muslim-style cap and sunglasses, Hunter looks more like a side man for Theolonious Monk than someone who has spent much of his life in gyms. His short beard is speckled with gray, but he still has a mischievous gleam and a teenager's big-footed stride. Last Friday, he was up all night with a man on the verge of suicide. Then he gathered the team into a van for a game in a bombed-out section of the Bronx. ``Bobby gives us tips - stretching, how to eat,'' says a member of the team. ``It really helps a lot of us stay away from harmful substances.''
The Fort Washington Shelter is a grim barracks with a metal detector at the entrance. Hunter's office, which serves also as library, chapel, and all-purpose counseling center, is locked with a combination lock and chain. Time here does not proceed in the ordered segments of the workaday world. Tonight's game was supposed to begin at 7:30, for example. Yet it's 7:25 and the van is still sitting outside the shelter, half-full.
They are waiting for the team's power forward, a fellow they call ``Big Guy.'' A half hour ago, Big Guy was meandering through the corridors, smoking. Now somebody says he's taking a nap. Hunter probably planned for such delays. Wait until 8:30 or 9:00 to assemble and the team would have dispersed into the night. The coach has a lot of little tricks like this. He schedules games on Saturday morning for example, and practices are on Sunday. ``It knocks out a guy's potential of going to the [party],'' he says. ``And these guys, they go to the party.''
Big Guy finally appears, and the van is off through neighborhoods known mainly through crime stories.in the Daily News. ``Hey, there's the 38th precinct,'' somebody says from the back. ``That's the 39th,'' another voice rejoins. ``I seen that place on the inside.''
At a stoplight, Hunter notices a player from the night's opposing team. ``How'd you see me?'' the man asks, climbing into the van. ``Because you're the ugliest man on the street,'' Hunter replies.
FOR a housing project, the Mitchell Gym isn't half bad. The side baskets are missing or bent, but the main court has glass backboards and is regulation size. A high school all-star team is practicing for a charity tournament, and the shelter team sits watching on the sidelines. They are quiet and a little pensive, watching these young men with bright futures before them.
``You can always keep learning. Right, Bobby,'' says a spindly player who couldn't be much more than 20. ``Sure, you can keep learning,'' Big Guy says back, more reflective than bitter. ``But after a while what good is it? All you can do is pass it along to the younger guys.''
Hunter, meanwhile, is watching the practice intently. He doubles as an assistant coach at Long Island University, where he played as an undergraduate, and out of the blur of sweating bodies he seizes quickly upon one he likes. ``He's MEAN,'' he exclaims of a surly forward.
Hunter grew up in Harlem, and after college he kicked around various pro tryout camps. including the Boston Celtics. He never stuck because of what he once described as an ``inability to conform.'' He played with the Globetrotters from 1966 to 1974, and to this day he has an exaggerated, theatrical quality that helps him slip past the formidable defenses of these young men. ``You have to fake to the left and go to the right,'' he says. ``Otherwise they'll react to it and go the opposite way.''
For all his gregarious charm, Hunter reveals little about himself. He deflects personal questions with an ambiguous monosyllable or a bit of homey philosophy, and he parries questions about the players the same way. Asked if one of them is in trouble he replies, ``All of us on this earth are in trouble.''
``He gets a lot of respect, but he doesn't get close to them,'' says Eddie Manes, a local businessman who helps Hunter as a volunteer.
Finally, the homeless teams take the floor. They are wearing pickup gear, though a few have classy new basketball shoes. (One suspects that a question about the source of these would not be appreciated.) Last Saturday, the Fort Washington team seemed scattered and out of sorts. But tonight, with a former NBA scoring champ serving as referee, the players are focused and intense.
A squat, balding guard they call ``Muscles'' drives the lane like a 14-year-old, and the spindly fellow turns out to have an uncanny jump shot. Hunter runs the team hard and substitutes freely. ``You have to be reasonably sober to play this game the way I make them play it,'' he says.
Big Guy is especially impressive. Though not that tall, he has sledgehammer shoulders and he works for rebounds with a relentless fury. Big Guy looks like he could have been a college prospect. But even in the course of two games, problems are apparent. Like several of the others he has a short emotional fuse. A missed shot, a bad call by the referee, and he'll mope instead of hustling back into the play. The previous Saturday, he stalked off the court in anger at the ref's calls.
Mistakes become defeats instead of occasions for improvement, Hunter says. Countering this habit is his continual refrain. ``You nix the negative and compound on the positive,'' he tells the team at one point, obviously pleased at the new turn of phrase.
There is a brief moment at half time when it appears such urgings have found a few receptive ears. The game is close, and the players are trying to diagnose their mistakes. Big Guy is disgusted that the team is moving the ball too slowly, giving the other team time to set its defense. ``We saw the young kids doing it, but we aren't,'' Muscles says.
Towards the end of the game there is a heated scramble under the basket, and an opposing player falls to the floor. ``Help him up. Help him UP,'' Hunter shouts, as though it were the most important thing in the city of New York at that moment.
``And then knock him down again,'' he adds, more to a visitor than to the players. ``The Lord has to be very tricky these days. He's got some very hard cases.''
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https://www.csmonitor.com/1990/0420/dhunt.html


Jordan Turner is a 911 emergency call operator whose life is turned upside down when one distressed girl's call complaining of an intruder in her house ends in a brutal murder. Shaken and traumatised, Jordan contemplates taking a different career path as she struggles to come to terms with what happened when she recognises that her own actions could have been a catalyst in the girl's fate. With the support of her cop boyfriend, she finds the strength to remain as that steady, calm figure that has helped so many people in the most devastating of situations. However, when another girl dials 911 from the trunk of a kidnapper's car, she realises that, through several disturbingly familiar similarities, they are dealing with the same killer and this time she is determined not to let another girl die. Passing on a series of careful instructions to the victim, she takes matters into her own hands and goes from operator to rescuer in a matter of hours.


Kemmons Wilson Insurance Group is proud to announce they have recently acquired the Gold Allied Member status at the IHG Owners Association.
Over the past several years, cyber risk has become a leading issue for many individuals and organizations – particularly as online connectivity and information have become a constant for both businesses and consumers.
Kemmons Wilson Insurance Group (KWIG) is pleased to announce Dave Thomas has joined the team as Chief Executive Officer. In that role, Dave is charged with overseeing day-to-day operations as well as tasked with growing the company.