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Digital Library of Georgia (DLG) awards six Competitive Digitization service grants to Georgia cultural heritage institutions across the state
June 26, 2019 SGA Communications DirectorLeave a comment
ATHENS, Ga. — Digital Library of Georgia (DLG) awards six Competitive Digitization service grants to Georgia cultural heritage institutions across the state.
Six institutions are recipients of the fifth set of service grants awarded in a program intended to broaden partner participation in the DLG. The DLG solicited proposals for historic digitization projects in a statewide call, and applicants submitted proposals for projects with a cost of up to $7,500.00 The projects will be administered by DLG staff who will perform digitization and descriptive services on textual (not including newspapers), graphic, and audio-visual materials. This subgranting program was presented the 2018 Award for Excellence in Archival Program Development by a State Institution by the Georgia Historical Records Advisory Council (GHRAC).
The recipients and their projects include:
Columbia Theological Seminary (Decatur, Ga.)
Digitization of the Joseph R. Wilson papers, late 1800s (containing the sermons of Joseph Ruggles Wilson, the pastor of First Presbyterian Church in Augusta from 1858-1870); John Newton Waddel papers, 1821-1881 (materials belonging to John Newton Waddel (1812-1885) and his father Moses Waddel (1770-1840), both Georgia Presbyterian ministers and educators); and the Presbyterian Church in the U.S. Presbytery of Hopewell minutes, 1797-1866 (minutes from Georgia's first Presbytery belonging to the Presbyterian Church from the period following the Revolutionary War through the Civil War).
Dougherty County Public Library (Albany, Ga.)
Digitization of city directories for Albany, Georgia, dating from 1922-1949.
Jimmy Carter Presidential Library and Museum (Atlanta, Ga.)
Description of archival documents that highlight notable events and accomplishments during Jimmy Carter's presidential administration from 1977-1981 that include the Camp David Accords (1978), the hostage crisis in Iran (1979-1981), the Panama Canal Treaties (1977-1978), the president's daily diary (1977-1981), presidential directives (1977-1981), presidential review memoranda (1977-1979), and legislation towards the progression of the Equal Rights Amendment (ERA).
National Civil War Naval Museum (Columbus, Ga.)
Digitization of a ledger from the James H. Warner Collection containing correspondence from Warner, commander and superintendent of the Confederate States Naval Iron Works (sometimes referred to as the Columbus Iron Works) which operated from 1862-1865. The ledger also includes entries as late as 1866 as Warner worked with the United States Navy in turning over naval equipment to the United States government.
University of Georgia Map and Government Information Library (Athens, Ga.)
Digitization of Sanborn fire insurance maps produced in 1923 for 21 Georgia towns and cities in 17 counties.
Valdosta State University Archives and Special Collections (Valdosta, Ga.)
Digitization of Georgia deeds and plats representing southeastern and south Georgia counties(including Camden, Glynn, Wayne, Brantley, Ware, and Worth counties) dating from the 1700s-1899.
Preference in the selection process was given to proposals from institutions that had not yet collaborated with the DLG. Dougherty County Public Library and the National Civil War Naval Museum are both new partners for the DLG. Sheila McAlister, director of the Digital Library of Georgia, notes: "Since the start of DLG's subgranting program in 2016, we've funded 26 projects and added 10 new partners. Documenting the entire state, the collections illuminate the lives of Georgia's African-American, LGBTQ, and Asian-American communities, as well as the state's educational, political, cultural and industrial past."
About Columbia Theological Seminary
Columbia Theological Seminary exists to educate and nurture faithful, imaginative, and effective leaders for the sake of the church and the world. It is an educational institution of the Presbyterian Church (U.S.A.) and a community of theological inquiry, leadership development, and formation for ministry in the service of the church of Jesus Christ. Visit https://www.ctsnet.edu/
About Dougherty County Public Library
The Dougherty County Public Library's mission is to select, assemble and administer organized collections of educational and recreational library materials; to serve the community as a center of reliable information and a place where inquiring minds may encounter original, unorthodox, or critical ideas in our society; to provide opportunities and encouragement for individuals to continue their educations; to supplement and help formal education programs; to seek, continually, to identify community needs; to support civic groups, cultural activities, or cooperate with other agencies as they work for community good; to maintain and disseminate public information encouraging to individuals to better use the libraries as well as to contribute to the field of professional librarianship; to enhance interest and research in local history; and to provide opportunity for substantive recreational and constructive use of leisure time through the use of literature, music, films, and other forms. Visit http://docolib.org/
About the Jimmy Carter Presidential Library and Museum
The Jimmy Carter Presidential Library and Museum in Atlanta, Georgia houses U.S. President Jimmy Carter's papers and other material relating to the Carter Administration and the Carter family's life. Visit https://www.jimmycarterlibrary.gov/
About the National Civil War Naval Museum
The National Civil War Naval Museum houses the largest surviving Confederate warship, the CSS Jackson, as well as the wreckage of the CSS Chattahoochee, and the largest collection of Civil War Naval-related flags on display in the country. Their timeline exhibit shows naval events and features many of the museum's most rare artifacts, such as the uniform coat of Captain Catesby Jones and Admiral Farragut's two-star hat insignia. The museum hosts a range of events throughout the year with an emphasis on museum theatre and historic character interpretation. Additionally, there are living history events, tours, cannon firings, weapons demonstrations, local history projects, and more. Visit https://www.portcolumbus.org/
About the University of Georgia Map and Government Information Library
The University of Georgia Map and Government Information Library (MAGIL)'s mission is to provide bibliographic, physical, and intellectual access to cartographic and government information in all formats. The UGA Libraries serves as Georgia's regional depository for documents published by the Federal government as well as the official depository for documents published by the State of Georgia. Its collections include select international and United Nations documents. Cartographic resources include maps, aerial photography and remote sensed imagery, atlases, digital spatial data, and reference materials, with a particular emphasis on the State of Georgia. Visit https://www.libs.uga.edu/magil
The VSU Archives and Special Collections supports the University's commitment to scholarly and creative work, enhances instructional effectiveness, encourages faculty scholarly pursuits, and supports research in selective areas of institutional strength focused on regional need by collecting, preserving, and providing access to records of enduring historical value documenting the history and development of VSU and the surrounding South Georgia region and in support of VSU curriculum. Visit https://www.valdosta.edu/academics/library/depts/archives-and-special-collections/
Based at the University of Georgia Libraries, the Digital Library of Georgia https://dlg.usg.edu/ is a GALILEO initiative that collaborates with Georgia's libraries, archives, museums and other institutions of education and culture to provide access to key information resources on Georgia history, culture, and life. This primary mission is accomplished through the ongoing development, maintenance, and preservation of digital collections and online digital library resources. DLG also serves as Georgia's service hub for the Digital Public Library of America and as the home of the Georgia Newspaper Project, the state's historic newspaper microfilming project.
New oral history collection documents disability experience in Georgia
CONTACT: Deborah Hakes, dhakes@georgialibraries.org
ATLANTA…Georgia Public Library Service is pleased to announce the release of Our Stories, Our Lives, an oral history collection of stories to preserve and document a more complete history of the disability experience, specifically that of people with print disabilities who are living in Georgia.
"Interviewees shared their experiences with us, whether it was a life story or a period of time that was significant to them," said Georgia Libraries for Accessible Statewide Services (GLASS) Outreach Librarian Stephanie Irvin, who managed the project. "We heard such a variety of beautiful stories that exemplify both how unique our patrons are and the rich lives they have; this collection challenges the general perception of what it means to live with disability."
Through GLASS, the Georgia Public Library Service provides library services for individuals who are blind and to those whose physical abilities require the use of books and magazines in audio format or in braille. GLASS talking book and large-print library has more than 450,000 annual checkouts, and users who are physically unable to visit a library can obtain materials freely by mail.
Audio interviews and transcripts maintain the authentic voices of people who have a print disability, including visual impairment, physical impairment, blindness or a reading disability.
"GLASS was pleased to curate Our Stories, Our Lives to show disability is not a one-size-fits-all experience as a part of our ongoing efforts to promote accessible library services in Georgia," said Assistant State Librarian and GLASS Director Pat Herndon.
The digital repository of Our Stories, Our Lives is hosted by the Richard B. Russell Library for Political Research and Studies, who partnered with GLASS to archive the project.
Access the collection through http://georgialibraries.org/glass/ourstories/
About Georgia Public Library Service
Georgia Public Library Service (GPLS) empowers libraries to improve the lives of all Georgians by encouraging reading, literacy, and education through the continuing support and improvement of our public libraries. GPLS is a unit of the Board of Regents of the University System of Georgia. www.georgialibraries.org #georgialibraries
About the Georgia Libraries for Accessible Statewide Services
Georgia Libraries for Accessible Statewide Services (GLASS) supports accessible library services in Georgia by promoting the use of assistive technology and by providing accessible reading materials to those who, due to a disability, are unable to read standard print.
This partnership is paid for in part by a grant to the Georgia Public Library Service from the Institute of Museum and Library Services under the Library Services and Technology Act.


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Q: percentage of nulls in a given line in a given table i  need to create a scalar function that i will give it a table name and a row id and return me the percentage of nulls in that given row in the same table , any idea how to do that in sql server ,
the reason is to show to users how mush data they still need to insert .
EXEMPLE : TABLE STUDENT
ID_STUDENT | FNAME | LNAME | AGE | CITY
1 | KHALID |      SMITH |  25   |LA
2 |   ADAM |      NULL  |  NULL |NY
3 |   SARA |      KAMAL |   23  |Null
4 |   Null |       Null | Null  |Null

SELECT NULL_CALC(STUDENT,ID_STUDENT,1) ===> 0%
SELECT NULL_CALC(STUDENT,ID_STUDENT,2) ===> 50%
SELECT NULL_CALC(STUDENT,ID_STUDENT,3) ===> 25%
SELECT NULL_CALC(STUDENT,ID_STUDENT,4) ===> 100%

thank you all

A: You could sum CASE expressions here to find the percentages:
SELECT
    ID_STUDENT,
    100.0 * (CASE WHEN FNAME IS NULL THEN 1 ELSE 0 END +
             CASE WHEN LNAME IS NULL THEN 1 ELSE 0 END +
             CASE WHEN AGE   IS NULL THEN 1 ELSE 0 END +
             CASE WHEN CITY  IS NULL THEN 1 ELSE 0 END) / 4 AS pct_null
FROM STUDENT;

Demo

A: You cannot have dynamic sql inside user defined function. You have to write stored procedure. Below code will work for any table. But, I would suggest you to have proper error handling and other things to the below procedure.
Data Setup
CREATE TABLE studentPercentage(studentId int, Fname varchar(30), LName varchar(30),
Age tinyint, city varchar(30))

insert into studentPercentage
values (1 ,'KHALID', 'SMITH' ,  25   ,'LA'),
(2 ,'ADAM',     NULL  , NULL ,'NY'),
(3 ,'SARA',      'KAMAL' ,   23  ,Null),
(4 ,Null,       Null , Null  ,Null);

Procedure definition
CREATE PROCEDURE dbo.NULL_CALC
@tableName sysname,
@Idcolumn sysname,
@IdValue INT
AS
BEGIN
DECLARE @percentagestmt VARCHAR(max) = 'SELECT ('
DECLARE @countOfColumns INT = (SELECT COUNT(c.name) FROM
sys.tables as t
inner join sys.columns as c
on c.object_id = t.object_id
WHERE t.name = @tableName)

SELECT @percentagestmt += 'CASE WHEN '+ c.name + ' IS NOT NULL THEN 1 ELSE 0 END +'
FROM sys.tables as t
inner join sys.columns as c
on c.object_id = t.object_id
WHERE t.name = @tableName

SET @percentagestmt = LEFT(@percentageStmt,LEN(@percentagestmt) -1)

SET @percentagestmt += ') * 100 /' + CAST(@countOfColumns AS VARCHAR(10)) + ' AS RowNullPercentage FROM ' + @tableName + ' WHERE ' + @Idcolumn + '=' + cast(@Idvalue as varchar(10))

EXEC(@percentagestmt)
END

**Procedure calling **
EXEC dbo.NULL_CALC 'StudentPercentage','StudentId',1

Resultset
+-------------------+
| RowNullPercentage |
+-------------------+
|               100 |
+-------------------+

redpajama_set_name: RedPajamaStackExchange


The wooden shooting star puzzle is made of six carefully carved interlocking wood pieces. It's a unique puzzle in that it serves as a conundrum both in taking it apart and putting it back together. The shooting star also makes a decorative tabletop piece to keep on display. Many puzzle solvers have a difficult time disassembling a new puzzle. This is due to the new puzzle being too stiff to pull apart easily. It just takes a little more effort to disassemble the puzzle that first time.
Examine the wooden star puzzle. When completed, it contains six interlocked wooden pieces that form a 3-dimensional star.
Rap the wooden star lightly against the table to loosen the pieces of the puzzle. This works especially well on tight or stiff puzzles that don't move easily.
Grasp two opposing pieces of the star puzzle and pull with a slight twisting motion. The puzzle should come apart easily. If not, grasp two or three puzzle pieces at once and squeeze together as you pull.
The newer the star puzzle, the more tightly the pieces interlock and the harder it is to pull apart.


The Jewelry Recipe Book takes materials available at large craft stores (as well as specialty shops and artisan shops on Etsy)—beads, shrink plastic, leather, lace, pearls, sequins, polymer clay, yarn, and pinecones, to name a few—and transforms them into one-of-a-kind pieces of jewelry. Each of the 35 mini chapters organized by material consists of three projects and three skill levels, adding up to more than 100 stunning pieces that could easily be found for sale at Urban Outfitters or Anthropologie. Every piece is beautifully photographed, as are the majority of how-to steps, and the information is presented in an easy-to-follow way, like a recipe. The book also includes an overview of simple jewelry-making techniques and tips, with best practices for how to work with various materials; how to wear jewelry; and how to work with design elements that include color, scale, and shape.


Dr. Shefali Tsabary's work changed my life 4 years ago and now her message is spreading like wildfire after her recent appearances on Oprah's Super Soul Sunday and Lifeclass.
I created The Conscious Parent Workbook in 2012, which is approved by Namaste Publishing, and then created this course so you can dig deeper into the principles and practices of Conscious Parenting.
Join me and other students on this 4-week journey to being a more Conscious Parent.
What do I get if I join this course?
1) You'll receive the Conscious Parent Course delivered straight to your inbox every week for 4 weeks to guide you through The Conscious Parent.
WEEK 1- Introduction to Triggers– Learn how to slow down and notice your trigger moments. Transform reactivity into responding with presence.
WEEK 2- Overview of Egoic Patterns such as the Ego of Image, Perfection, Status, Conformity and Control- Learn how to observe your ego attachments and detach from them. Plus 3 strategies to break free from your unconsciousness.
WEEK 3- Lessons in the Stages of Parenthood– From baby to toddler to teen there are opportunities to grow and live more in the moment. Also sowing the seeds of containment, the importance of acceptance and resisting the temptation to control.
WEEK 4- Creating an Emotional Escape– Using the acronym S.T.O.P. you will learn how to partner with your child rather than dominate them. Learn how to slow down your schedule. Plus Main Rules vs. Flexible Rules, creating a conscious space in your child's life and empathy. Ways to say 'YES' to your child.
2) You'll also receive The Conscious Parent Workbook, only available with this course, which acts as a companion to this book and has been approved for use by Namaste Publishing.
3) SPECIAL BONUS! You'll get an exclusive 47-minute video interview I did with Dr. Shefali on the concepts of Conscious Parenting.
4) SPECIAL BONUS #2- Access to a private Facebook group for discussion with other class participants.
How does this work? Once you register you will get Lesson 1 delivered automatically to your email inbox right away and subsequently the following four weeks.
Includes the Namaste Publishing approved Conscious Parent Workbook by April O'Leary. Go at your own pace from the comfort of your home. JUST $49!
Keep reading and you'll see how Dr. Shefali's work changed my life.
Thank you so much for joining in Adrianne. Welcome to the class and I look forward to sharing this journey with you!
I'm THRILLED that you are doing this. I am obsessed with Dr. Shefali's latest book, and am on fire about sharing the information with everyone I know. I can't wait to go through your work book.
I just sent you an email with the link. 🙂 Thanks Amanda and welcome to the class!


President Clinton announced today his intent to nominate Elmer B.
Staats to the Board of Trustees of the Harry S. Truman Scholarship Foundation.
Elmer B. Staats of Washington, D.C. has served as Chairman of the Board of Trustees of the Harry S. Truman Scholarship Foundation since 1984. Mr. Staats began his service in the federal government during World War II, when he was responsible for the organization, financing, management and coordination of the principal civilian war agencies. Mr. Staats completed his 15-year term as Comptroller General of the United States on March 4, 1981. Prior to serving as Comptroller General, he was appointed as deputy director of the Budget under Presidents Truman, Eisenhower, Kennedy and Johnson. In 1953, he was appointed by President Eisenhower as executive officer of the Operations Coordinating Board of the National Security Council which was responsible for the coordinated implementation of U.S. foreign policies and operations in foreign countries. He was the national president of the American Society for Public Administration from 1961-62 and was a founding member of the organization in 1939. Since 1981, Mr. Staats has been the director of the Harry S. Truman Library Institute. After graduation from McPherson College in Kansas, he earned his M.A. degree from the University of Kansas and a Ph.D from the University of Minnesota. Mr. Staats holds honorary degrees from eight universities and distinguished service awards from the University of Kansas and the University of Minnesota.
The Harry S. Truman Scholarship Foundation was established for the purpose of awarding scholarships to individuals who plan to pursue careers in public service. The Foundation awards 75 to 85 scholarships annually. Recipients of the awards, known as "Truman Scholars," are eligible to receive $30,000 in financial support.


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HBO Doc THE SLOW HUSTLE by The Wire's Sonja Sohn, Investigates Baltimore Police After a Detective's Fatal Shooting [Trailer]
The Slow Hustle directed by Sonja Sohn
The Slow Hustle, a feature documentary directed by Sonja Sohn of HBO's "Baltimore Rising" and "The Wire", chronicles the still unsolved death of Baltimore police detective Sean Suiter, fatally shot in the head in 2017 while in the line of duty, and explores the ongoing speculation about what really happened that day.
With candid interviews from members of the Baltimore P.D., Suiter's widow and children, journalists committed to uncovering the truth, lawyers and political leaders, The Slow Hustle examines the continuing mystery surrounding Suiter's death and the multiple theories that emerge in the investigation of the case, including that Suiter's death was a calculated murder hit or a suicide. Ultimately, the journey reveals how the culture of corruption within the ranks of the Baltimore police force contributed to the destruction of the public's trust and impacted the police department's ability to solve a shooting death of one of its own. The unsolved case also sparked far-reaching implications for a city already grappling with the complexities of policing in contemporary, urban America.
The Slow Hustle debuts Tuesday, December 7 (8:00-9:30 p.m. ET/PT).
The Slow Hustle follows Detective Suitor's widow and local investigative reporters as they work to get answers in the Suiter case and hold the Baltimore Police Department and City Hall accountable. The conflicting theories on his death speak to stark divisions between the involved parties – an independent review board ruled his death a suicide, a theory that the Suiter family strongly resists. As new evidence emerges, the mystery deepens. It is revealed that Suiter had been summoned to testify in the now infamous Gun Trace Task Force trial, an elite police unit that proved to be one of the dirtiest in Baltimore's recent history. Was his death a calculated effort to keep him silent, or was Suiter himself a cop under scrutiny with a past he couldn't face?
The Slow Hustle includes insightful commentary from journalists who remain determined to speak truth to power, including Justin Fenton, author of "We Own This City: A True Story of Crime," "Cops and Corruption" and D. Watkins, author of "We Speak for Ourselves: How Woke Culture Prohibits Progress" who believes the shooting death of Suiter could have been an inside job. Former members of the Baltimore Police Department, from internal affairs to the former commissioner, attempt to shed light on that fateful afternoon and the atmosphere within the department. Maryland State Senator Jill P. Carter helps contextualize some of the social and political misdeeds that have led to an environment that so easily breeds institutional misconduct.
At the center of it all lies a fallen officer and the complexities of life in one of the most investigated police departments in the country, where impropriety appears to penetrate a broken system at every level. In a heightened atmosphere of distrust between disenfranchised communities and the police, The Slow Hustle brings to light the challenges of uncovering the truth and highlights the devastating fallout on ordinary citizens and police officers alike.
Actor, filmmaker and activist Sonja Sohn is the founder and CEO of the Baltimore-based reWIRED for Change, an outreach program for at-risk youth inspired by her six seasons appearing on HBO's "The Wire". Her first feature documentary "Baltimore Rising" portrayed the city in the aftermath of Freddie Gray's death and The Slow Hustle continues her work focusing on Baltimore and its inherent racial and socio-economic problems.
The Slow Hustle is included in a collection of four gripping documentary titles that debut on Tuesdays, beginning November 23. Exploring crime-related stories and the issues surrounding them, the anthology includes:
BLACK AND MISSING (November 23 & 24), a four-part series following sisters-in-law Derrica Wilson and Natalie Wilson as they strive to locate people of color who are missing by bringing awareness to their cases, which have often been marginalized by law enforcement and traditional media. Directed by Geeta Gandbhir, Samantha Knowles, Nadia Hallgren and Yoruba Richen.
LIFE OF CRIME: 1984-2020 (November 30), an intimate verite documentary that spans 36 years in the lives of three friends from Newark and captures the highs and lows of the vicious cycles of drug addiction and street crime in one of the roughest parts of New Jersey. Directed by Jon Alpert.
THE MURDERS AT STARVED ROCK (December 14 and 15), a three-part documentary series exploring the 1960 brutal murders of three women in Starved Rock State Park in LaSalle County, Illinois, and the decades of questions and doubts that have haunted the son of the prosecutor in the case, as the man found guilty seeks to clear his name after sixty years in prison. Directed by Jody McVeigh-Schultz.
The Slow Hustle
Award-Winning Documentary TORN From Nat. Geo. Explorer Max Lowe Set For Release in December [Trailer]

redpajama_set_name: RedPajamaCommonCrawl


After you Sign In to 3D Warehouse, choose My 3D Warehouse from the User drop-down menu.
On your My 3D Warehouse page, you'll find your public User Profile information above, and a number of tabs below. For more information about editing your User Profile, please read Editing Your 3D Warehouse User Profile.
The first tab contains Models. Click on this tab to see all of your public and private models. The results are displayed in one big list, and if you prefer, you can use the Results Per Page drop-down menu to view a certain number of results per page. If you click on the Sort drop-down menu, you will see lots of useful ways to sort your models.
The Collections tab is very similar to the Models tab. Click on this tab to see and sort both your public and private Collections.
The Liked Models tab displays all of the models across the 3D Warehouse for which you clicked the heart-shaped Like button.
Similarly, the Liked Collections tab will display the collections that you've liked.
SketchUp's outstanding community of passionate experts have answers to your questions.


Eigenlabs has announced that EigenD 1.2.0-unstable for Windows has been released for download.
delivering incremental improvements as we make them.
Tagged with Computer, EigenD, Pico, Windows.
That's good to know, they did take their time to release it.


For its first 14 years, there was very little central organisation of WSDC between the individual tournaments – imagine the Olympics with no IOC (which might be a good thing). The only central body that existed (in the later years of that period) was an Appeals Committee of past, present and next Convenor, who decided on issues referred to them.
In 2002 the 'Executive Committee' was created in order to involve more people, elected by the World Council of participating nations. The members of the Executive were charged with taking central decisions for the benefit of WSDC and developing the tournament through working groups of volunteers, which looked at issues like hosting, the draw, motion setting, EFL/ESL status, judging standards, online activities and so on. One of those working groups was the Finance Group, tasked with exploring fundraising on a central, global basis. All of the people involved were volunteers and there was no legal status to the organisation.
29 countries voted in favour of incorporation; 0 against. WSDC was then incorporated as a not-for-profit limited company in the United Kingdom (chosen as the country with the highest concentration of WSDC alumni) on 6 August 2008.
to promote international understanding and free speech through debating to help young people develop their capabilities that they may grow to full maturity as individuals and members of society.
When our community decided to create an incorporated body to advance these objectives it did so not to create a bureaucracy that would control all the activities of the WSDC. It is important to note that WSDC Ltd. plays no role in the annual organization of the championships, has no interest in the rules of debate, the management of the tournament, the eligibility of nations, etc. Under the Rules the Council and the Executive address these. While it is very early days, ultimately the WSDC Ltd. will act as a business engine for financing, expanding and profiling schools' debating internationally.
The first directors were Michael Birshan (former England debater and coach), Andrea Coomber (former Australian coach) and Yuri Romanenkov (former Lithuanian debater). A full board was elected shortly afterwards.
The new company was a membership association and countries were invited to apply to become members at no cost. All participating countries in 2008 were granted membership, and likewise in 2009 any new countries were welcomed as new members.
The governance reforms were adopted by 21 votes (countries) to 3.
In January 2015, the Board of Directors is inviting volunteers to join a review panel to consider future organisational changes to WSDC Ltd.


Manila, Philippines - Due to the recent fraudulent activities, Bank of the Philippine Islands (BPI) has released on Wednesday some security tips to avoid automated teller machine (ATM) scam or skimming on their clients.
ATM skimming is when someone illegally copies your account details from the magnetic strip on your credit or debit card when you use an ATM. Card skimming happens when the fraudster uses your details to create a fake or 'cloned' card.
ATM skimming can hit anyone. All banks seek to protect their depositors at all costs from implementing a 2 factor security authentication process to the installation of the latest bank security technology. However, with the advent of new security technology, skimmers have likewise upgraded their card skimming tricks.
1. Check the area before using any ATM - Be aware of your surroundings and choose an ATM in a well-lit location. Watch out for suspicious people within the area or suspicious objects attached on the ATM. Leave the area immediately or cancel your transaction if it does not feel safe.
2. Have your card ready for use so you don't expose yourself longer than needed - Your preparation prior to your actual transaction is a personal safety measure. This will not only shorten your exposure to the ATM, but will even make your transaction time faster.
3. Do not use ATMs with tampered card slots, PIN pads or cash slots - Before using any ATM, feel the card reader and the PIN pad areas. Skimming devices are not meant to be permanent and should come off easily. So go ahead and try to pull or tug the card slot. If you feel that any part is wobbly or loose, do not use the ATM. It is always best not to use vandalized or tampered ATMs.
4. Get your card and transaction slip at once - Always collect your ATM transaction receipt. This receipt contains pertinent information of your transaction and can be used against you if it falls in the wrong hands. Make sure you dispose these properly. TIP: The bank keeps a record of all your transaction details. Check your balance and transaction history real-time when you use the bank's electronic channels.
5. Count your money in a more private location - Never your count your money in front of the ATM. When you get your cash – put it away immediately. Prying eyes might be around and may try to do you harm. TIP: Based from observation if someone spends time counting their money in front of the ATM, chances are, they must have withdrawn a lot.
6. Never accept help from a stranger - Remember what you learned in kindergarten – never talk to strangers. If you need assistance on your transaction or your account, call the bank's hotline. The contact number is visiblydisplayed on a decal found on the machine. Here are the contact numbers you should know.
8. "P" in PIN stands for PERSONAL. Your card and your PIN is not meant to be shared with others - Trusting someone with your PIN is not a good idea. Circumstances can change and people whom you trust might be placed in a compromising position where trust can be tested.
1. Change your PIN regularly - The frequency of changing your pin depends on how regular you use your ATM card. The more often you use your ATM card, the more frequent you are encouraged to change your PIN. If you feel that your ATM PIN has been compromised, change it immediately.
2. Choose a PIN combination that does not relate to your personal information - Do not make your PIN combination too obvious such as your birthday or a simple 1234. Someone who knows a little about you personally might be able to guess it and use it against you.
3. Cover your hand when typing your PIN - Keep your PIN Safe. Cover your hand when typing your PIN. Even if there is a PIN shield, it's a good idea to use your body to protect the PIN pad from exposure to the public as you key-in your PIN. TIP: The little bumps on the number 5 key can help you locate the position of the numbers and type in your PIN correctly.
4. Memorize your PIN. Avoid writing it down on any piece of paper or on your card - Writing down your PIN on your ATM card or on a piece of paper invites a high likelihood for unauthorized withdrawal. Doing so can give away your card and your PIN easily to potential fraudsters.
BPI admitted recently that it has received reports regarding "abnormal transactions on a specific BPI ATM." The bank urged its clients to report any suspicious incidents.
"BPI remains committed to the security of the accounts entrusted to us, and we would like to assure the public that our ATMs are equipped with security systems which we constantly upgrade with the latest available technological enhancements. Nevertheless, we know that there will always be attempts to break through these systems, and that phishing, skimming and similar criminal acts have become an industry-wide concern. We urge the public to be very vigilant and immediately report such incidents to us," the company said.


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Home > List of families > Passifloraceae > Adenia > gummifera
Adenia gummifera (Harv.) Harms
var. gummifera
Selected images: Click on each image to see a larger version and details of the record View all images (11)
Picture: Bart Wursten
Essex Rd, Vumba
Cloudlands, Vumba
At campsite, Chirinda Forest
Specimen citations: Display citations Detailed records: Display species records QDS maps by: Google Maps Point records by Google Maps
Species details: Click on each item to see an explanation of that item (Note: opens a new window)
Synonyms: Adenia cissampeloides (Planch. ex Hook.) Harms
Ophiocaulon gummifera Hook.
Status: Native
Robust, semi-woody climber or liane. Stems striped bluish-green, older stems often with whitish powder. Leaves mostly shallowly three-lobed grey-green, distinctly 3-veined from the base. Flowers unisexual on different plants, in axillary clusters, pale greenish. Male flowers in much larger, denser clusters than female flowers. Fruit an oval capsule, consisting of 5 valves, light green.
Type location:
Derivation of specific name: gummifera: producing gum or resin
Habitat: In forested ravines and forest margins; also in miombo woodland.
Altitude range:
Flowering time: Oct - Apr
Worldwide distribution: from Somalia through East and Central Africa to South Africa; also in the Seychelles.
Zambian distribution (Flora Zambesiaca): B,N,W,E,S
Zambian distribution (Provinces): Lk
Growth form(s):
Endemic status:
Red data list status:
Insects associated with this species: Acraea natalica natalica (Food plant)
Spot characters: Display spot characters for this species
Burrows, J.E., Burrows, S.M., Lötter, M.C. & Schmidt, E. (2018). Trees and Shrubs Mozambique Publishing Print Matters (Pty), Cape Town. Page 648. As Adenia gummifera (Includes a picture).
Chapano, C. & Mamuto, M. (2003). Plants of the Chimanimani District National Herbarium and Botanic Garden, Zimbabwe Page 3.
Dowsett-Lemaire, F. (1989). The flora and phytogeography of the evergreen forests of Malawi. I: Afromontane and mid-altitude forests; Bull. Jard. Bot. Nat. Belg. 59(1/2) Page 23. As Adenia gummifera
Drummond, R.B. (1975). A list of trees, shrubs and woody climbers indigenous or naturalised in Rhodesia. Kirkia 10(1) Page 262.
Fernandes, R. & A. (1978). Passifloraceae Flora Zambesiaca 4 Pages 391 - 392.
Fernandes, R. & A. (1980). 79. Passiforaceae Flora de Moçambique Junta de Investigaçoes de Ultramar, Centro de Botanica Pages 18 - 19.
Mapaura, A. & Timberlake, J. (eds) (2004). A checklist of Zimbabwean vascular plants Southern African Botanical Diversity Network Report No. 33 Sabonet, Pretoria and Harare Page 66.
Steedman, E.C. (1933). Some Trees, Shrubs and Lianes of Southern Rhodesia. Pages 53 - 54. as Ophiocaulon gummifera
Strugnell, A.M. (2006). A Checklist of the Spermatophytes of Mount Mulanje, Malawi Scripta Botanica Belgica 34 National Botanic Garden of Belgium Page 143.
Other sources of information about Adenia gummifera var. gummifera:
Our websites:
Flora of Malawi: Adenia gummifera var. gummifera
Flora of Mozambique: Adenia gummifera var. gummifera
Flora of Zimbabwe: Adenia gummifera var. gummifera
African Plants: A Photo Guide (Senckenberg): Adenia gummifera
African Plant Database: Adenia gummifera
BHL (Biodiversity Heritage Library): Adenia gummifera
EOL (Encyclopedia of Life): Adenia gummifera
ePIC (electronic Plant Information Center): Adenia gummifera
Flora Zambesiaca web site: Adenia gummifera
GBIF (Global Biodiversity Information Facility): Adenia gummifera
Google: Web - Images - Scholar
GRIN (Germplasm Resources Information Network): Adenia gummifera
iNaturalist: Adenia gummifera
IPNI (International Plant Names Index): Adenia gummifera
JSTOR Plant Science: Adenia gummifera
Kew Herbarium catalogue: Adenia gummifera
Mansfeld World Database of Agricultural and Horticultural Crops: Adenia gummifera
Plants of the World Online: Adenia gummifera
Tropicos: Adenia gummifera
Wikipedia: Adenia gummifera
Bingham, M.G., Willemen, A., Wursten, B.T., Ballings, P. and Hyde, M.A. (2021). Flora of Zambia: Species information: Adenia gummifera var. gummifera.
https://www.zambiaflora.com/speciesdata/species.php?species_id=141030, retrieved 19 January 2021
Site software last modified: 10 May 2018 10:51pm


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Master of Arts Art History
Further your expertise in art history surrounded by the nation's most prominent and prestigious art museums and…
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The comparative and regional studies MA prepares students to become regional experts well-equipped to confront global…
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Further your expertise in art history surrounded by the nation's most prominent and prestigious art museums and galleries. The master's program provides advanced historical study in period specializations, and students develop an intricate understanding of art-historical methods and research practices. The program's close-knit community and curated courses of study make it an ideal place to continue your professional development.
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A customizable curriculum, industry connections, state-of-the-art facilities—the master's in audio technology provides the education and experience you need to succeed in a variety of careers in the music industry. Ranked number one by Education Portal, the program focuses on both the art and science of music technology in courses on sound synthesis, music production and mixing, and film scoring.
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The comparative and regional studies MA prepares students to become regional experts well-equipped to confront global challenges. You choose a theme and a region and are immersed in an experiential program combining traditional academics with methodological training, skills training, and policy practice. You'll become conversant across regional and thematic disciplines—a quality much in demand by employers.
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The online master's in economics provides real-world analysis from leading scholars and a curriculum focused on today's global challenges. With a specialization in applied economics, the degree provides a solid understanding of economic theory, analytics skills to interpret policy, and communication skills so you can make a quantifiable difference in the world as an economist.
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Our master's degree centers around the real-world application of economics. Whether you're gaining practical experience in leading organizations in the nation's capital, or learning current applications by esteemed economist faculty, your curriculum will give you a head start on your career. From applied economics to gender analysis in economics, our program prepares for you a career that fits your interests.
Transform education for the better. Our master's in education policy and leadership equips you to shape the future of education. You'll get a strong foundation in leadership, policy, law, economics, and research empowering you to effectively transform education programs and policies at all levels. You'll gain experience with hands-on consulting projects with schools and DC education policy organizations.
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Today's international affairs professionals must grapple with difficult, morally complex issues. The ethics, peace, and human rights MA trains students to use ethical frameworks to guide global policy analysis, development, and application. Our graduates facilitate peaceful solutions to international challenges and pursue meaningful careers in both the private and nonprofit sectors, government agencies, consulting firms—some founding their own organizations.
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Step One: gather up all your documents, which may take some time. This includes your will, powers of attorney, health care proxies, living wills, any trusts and any other documents.
For clarity, here are some definitions. A will is the document that states where you want your assets to go when you die. It is reviewed by the court in a proceeding called probate, but only after your death. Assets in a living trust (or other types of trusts, depending on your situation) do not go through this process. Creating a trust results in a legal entity that owns the assets it contains. The trust assets go to the beneficiaries upon death, as directed by you to the trustee. In many instances, trusts save time, money and avoid litigation over inheritances.
Powers of attorney name the person you appoint to make any legal, business or financial decisions for you, should you become incapacitated. A health-care proxy names the person to make your medical decisions, if you are unable to do so. Living wills are used to express your wishes for end-of-life care.
Step Two: review your documents. Make sure that everything is signed. You would be surprised how many important documents aren't signed. Read the documents to see who was named as the executor of your will and who is the trustee of your trusts. Are those people still able to undertake these responsibilities? Do you still want them making decisions for you?
Step Three: make a list of all of your assets. Note how they are titled—what names are on the accounts—and what are the values of each? Include retirement accounts like IRAs, 401(k)s, insurance policies and annuities and check to see if you named a beneficiary. Do you still want that person to be the recipient of the asset? Make sure that you have also named a contingency beneficiary.
Step Four: what information would your loved ones need, should you become unable to communicate? They'll need information about your medications, the name and contact information for your primary care physician, your estate planning attorney, your CPA and your financial advisor. You may want to arrange for a "family meeting" with your healthcare team and your legal and financial team (two separate meetings), so everyone in your family is familiar with your professional teams. A list of where your documents can be found and who you want to receive personal items, may also be helpful.
Step Five: don't forget to tell your trusted family members, where your important information is located and what lists exist. You don't have to review everything with them, but if they know where things are at the time of your passing, they will have an easier time of settling your estate.
Not everyone travels south for the winter in September. Many like to wait until after the holidays, so they don't miss out on family gatherings. Then, on New Year's Day or shortly thereafter, off they go, heading to a warm, sunny climate to enjoy the fruits of their labor.
If that's your annual schedule, congratulations. However, before you go, advises LimaOhio.com in the article "Extra checklist before heading south for the winter," make sure you've taken care of some personal legal business. It's just four items—but they are very important tasks for snowbirds.
First, make sure that your general/financial power of attorney and healthcare power of attorney documents have been updated. Does your family have copies of these documents? Or do they have 24/7 access through a portal from your estate planning law firm?
Some law firms provide laminated cards for clients to give to family and friends that gives the holders of the cards access to these powers, while clients are out of town. Others are starting to use encrypted thumb drives, so that clients have documents wherever they go. Make sure you have these documents and that the people who will need them, either have them or can get them in a moment's notice.
Second, review your living will with your estate planning attorney. Update them, if changes need to be made and get copies to your children and/or friends.
Third, make sure that your last will and testament is updated. Have you had any big changes in your life since the last time it was reviewed? Marriages, deaths, divorces, births and adoptions are the typical "trigger" events that signal a need for review. Who will have that document? If your estate planning attorney maintains original copies for clients, then make sure to have another original on your person or safely secured with a loved one.
Lastly, and this takes a little time but is well worth doing, create a list of all your assets. Make sure they are properly titled for your situation. Should you have all your bank accounts become Payable on Death to your spouse? When was the last time you checked your beneficiary designations? Chances are good there are beneficiary designations on your bank, investment, and retirement accounts and on your life insurance policies. Wherever you have a beneficiary designation, you should also have a contingency beneficiary.
Once you've gotten all your estate planning properly addressed, you'll be able to enjoy the holidays and your warm weather fun, knowing you've taken care of these important matters.
Retirement dreams often come up against the harsh reality of finances, and tax burdens are one of those realities. If your retirement plans include a relocation, and if you want to minimize your tax burden, then this article from Kiplinger's Personal Finance, "10 Most Tax-Friendly States for Retirees, 2018," deserves your careful consideration.
Most of the states listed below exempt at least part of retirement income, like pensions and withdrawals from tax-deferred retirement plans. They also have low property taxes, which matters more now that the Tax Cuts and Jobs Act limits the amount that can be deducted in state and local taxes on federal returns to $10,000 a year.
Georgia. The Peach State's low tax climate is attracting retirees by the bushel. How's this sound: Not only is Social Security exempt from state taxes, so is up to $35,000 of most types of retirement income for those age 62-64. For those 65 and older, the exemption is $65,000 per taxpayer, or $130,000 per couple. There's no state estate tax and no inheritance tax.
Kentucky. The Bluegrass State's riding high with an exemption for Social Security taxes, plus up to $31,110 per person for a wide variety of retirement income. There is an additional exclusion for qualified military, civil service and state and local government pensions. Kentucky also has a homestead exemption on the assessed value of a qualifying single-unit property, which is assessed every two years, according to the cost-of-living index.
New Hampshire. The Granite State rocks taxes: there's no state income tax, no estate or inheritance tax and no taxes on Social Security benefits. There's also no sales tax. There is a 5% tax on dividend interest, but a $1,200 exemption is available for residents 65 or older.
Nevada. Hit the tax jackpot in this state. There are no taxes on groceries and the average combined state and local sales tax rate is 8.14%. No state income tax, no estate tax, no inheritance tax. You can cash in your retirement funds—tax free.
Pennsylvania. The Keystone State exempts most retirement income from state taxes. Social Security benefits, public and private pensions and distributions from 401(k) and IRA plans are tax free. There are often high local income taxes, but they only apply to earned income. However, there is a state inheritance tax, calculated as a percentage of the value of the estate transferred to beneficiaries and there are different rates depending on the relationship of the heir to the decedent and the decedent's date of death.
Florida. The Sunshine State is chock full of retirees who come for the climate and enjoy the state's tax policies. There are no state income taxes, no estate tax and no inheritance tax. The average combined state and local tax rate is 6.8%.
Mississippi. The Magnolia state's tax policies are in full flower, with no state income tax on Social Security benefits, IRA and 401(k) plan withdrawals, income from public and private pensions and other types of qualified retirement income. Starting in 2019, the first $1,000 of taxable income is except from the 3% rate, and by 2022, the first $5,000 will be except.
South Dakota. No state income tax, no estate tax and no inheritance tax make the Mount Rushmore state a friendly place for retirees. Social Security benefits and other retirement income enjoys a tax-free ride. Sales taxes are low, but most everything is taxed, including groceries, non-prescription drugs and many services. South Dakota started collecting tax from out-of-state retailers late this year.
Wyoming. Abundant tax revenue from oil and mineral rights makes Wyoming one of the lowest taxed states in the nation. There's no income tax, sales taxes are low and the median property tax on the median home value of $199,000 is $1,223, the ninth-lowest in the country.
Alaska. Okay, we know that not many readers are packing up to move to this rugged state. However, if you did, you'd enjoy no state income tax, so everything from Social Security benefits to retirement account withdrawals to investment gains are tax free. There's no state sales tax, and in Anchorage and Fairbanks, there are no local sales taxes. Once you've established residency for at least a year, you get a dividend check from the state's oil wealth savings accounts.
Each state listed here comes with a tradeoff. In Nevada, you have to be willing to live with extreme temperatures, while in Alaska, you may not get to see friends and family often. However, if taxes are a concern, now you know some of your options.
The simple fact is, most people plan for the financial and legal aspects of retirement: how much they need to save, how much of a bite inflation will take, the cost of healthcare, long-term healthcare, etc. However, most people neglect to think about the emotional impact of retirement.
Work is where many people get their sense of purpose and their identity. Talk to any working parent who steps out of their career trajectory for a few years. It's a similar shift, except there is no smiling cooing baby to keep you busy. If you don't have projects, meetings, or deadlines, or the community of the workplace, what defines you?
This sense of being adrift occurs to people regardless of their income level and may be even more intense for successful people who are used to running a business, commandeering a company or managing a busy desk.
Here are some suggestions for making sure your life during retirement is enjoyable and has purpose and meaning.
Set your alarm and have a reason to get up every day. After you've taken the big trip, spent time with your grandchildren and organized your closets, what's next? It's time for you now, time to do things that you've always wanted to but for reasons of time, could not. That might mean taking up a sport, expanding a hobby, becoming an active volunteer or returning to school to explore a subject you love?
Consider yourself to be on a fixed salary. The transition from paycheck to drawing down savings can be unnerving. You're sitting on a huge pile of money—but it must last two or even three decades. Create a post-retirement budget before you retire and don't forget to include healthcare, taxes and potential emergencies. Also consider which assets to draw from and in what order. Do you use your 401(k) funds first, or start with cash? Avoid this retirement rookie mistake: taking out too much cash in the initial stage of retirement.
Talk with your partner and family. Will you both retire at the same time? If one is still working and the other is not, how will you divide up chores? If your work schedules meant you didn't see each other for more than a few minutes during the week, spending 24/7 together is a big change. Do you expect to spend all your time together, or will there be some "me" time? Will your children expect you to babysit on a regular basis?
Moving into the retirement years is a big change in life, and the more prepared you are, both in terms of having an estate plan, retirement funds and a plan for your time, the more fulfilling and enjoyable your retirement will be.
Do You See Yourself in Any of These 'Seven Deadly Sins'?
We're only human, and we don't always do exactly what we're supposed to do. That applies to retirement planning, according to the article "The 7 Deadly Sins of Retirement Planning" from The Reader's Digest. Take a little time to reflect on these sins and see if any of them are getting in your way of reaching your retirement goals.
Pride. Sometimes we think retirement planning should be simple, and when it gets complicated, our knee-jerk reaction is to be prideful and refuse to allow anyone to help us. If you're not a professional retirement planner, how will you know what to watch out for? You won't. A mistake could make the difference between a heavenly retirement and one that is delayed or never arrives. Swallow that pride about the difficulties of building a portfolio or investment strategy and be open to getting help.
Envy. If you spend 30 years trying to keep up with the Jones' extravagant spending, who knows if you'll ever be able to retire? Just because a neighbor, friend or relative spends on new luxury cars, or sends their kids to pricey private schools, doesn't mean you need to do that, unless you can afford to—all while saving for retirement. Live below your means and save for the future.
Wrath. This is a dangerous emotion. If you're angry about a situation at work, for instance, and you leave without good financial planning, you could put your retirement savings at risk. It often takes longer than you think to find a new job. Leaving voluntarily makes you ineligible for unemployment benefits. Paying for COBRA insurance is usually a lot more expensive than an employee group benefit plan. Hate your job/boss/co-workers? Wait until you have a new job lined up before leaving.
Greed. Chasing investment trends or listening to your brother-in-law's latest get-rich quick scheme rarely leads to success. A professional advisor with a long-term plan will almost always yield a better return.
Sloth. Lazy about retirement planning? You have to do the planning, the savings, track your expenses and keep an eye on your money and your taxes. Have you made the effort to have a will, power of attorney and health care directive made for you and your spouse with an estate planning attorney? A missed step could doom your retirement and create a crisis for your family.
Gluttony. This is kind of like greed's younger, sloppier cousin. Are you being greedy about making money, to the detriment of any other goals? A goal-oriented investment plan will serve you better.
Lust. Are you yearning for a billionaire's lifestyle, with an income that is more middle class? Leave the lust for the jets, diamonds and furs behind and focus instead on a realistic plan.
Make sure that your retirement doesn't fall victim to these deadly sins and prepare for the real retirement that's in your future.
Bundle your itemized deductions, if you can. If you can time the payment of qualifying deductible expenses, including charitable donations, do so in alternate years. This increases the chances that you'll be able to itemize your deductions. You may want to notify the charity that your giving this year is a larger gift, because it will be covering a two-year period.
Select the right assets to contribute to a charity. For outright gifts made in your lifetime, consider using highly appreciated assets, like stocks. This will allow you to bypass owing capital gains taxes on the appreciation and claim the entire value of the assets, as a charitable contribution.
If you make a donation using this method to fund an income-returning gift or a charitable gift annuity or charitable remainder trust, you delay the recognition of the capital gain. In most cases, you can pay this in smaller amounts, over a period of years.
What if you want to make a gift that also generates income? Use a charitable gift annuity or a charitable remainder trust. These gifts typically require significantly higher values, so you may be able to itemize in the year they are funded. However, only a portion of the contribution is deductible. That is because the donor receives income for life or for a certain amount of time. These gifts are usually funded with stock, cash or real estate.
Taxpayers who are 70½ years old or older and required to take minimum distributions from retirement accounts, may have distributions made directly from their account to a qualified charity. If this transaction is done properly, the amount of the distribution is not added to taxable income. You will not receive a charitable deduction using this method, but you can lower your taxable income for the year and give your charity of choice a much-needed donation.
Lastly, consider adding bequests and beneficiary designations in your end-of-life planning. Part of your legacy can include charitable gifts. There are a few ways to do this: designate a percentage of your estate to be donated to charity, specify a charitable organization as the full or partial beneficiary of a life insurance policy, an investment or bank account or any account that transfers by designation or leave a dollar amount or property to a charity.
Speak with your estate planning attorney about making charitable giving part of your overall estate plan and maximizing the impact that your giving can have on your tax burden. It's a win-win for you and the causes that matter to you.
If you need an answer in a hurry about a Social Security matter, you might have to have a lot of patience, says The New York Times in the article "Have a Social Security Question? Please Hold." Part of the problem has been an eight-year reduction in the agency's operating budget. Congress has reduced the agency's budget by 9% in inflation-adjusted terms since 2010. This is happening at the same time that the number of Americans receiving benefits from Social Security is on the rise—by 17%, according to Social Security Administration data.
The good news is that the agency's budget is now increasing, and it hopes to start decreasing the backlogs. It is hard at work modernizing the agency's use of technology, addressing customer service needs and enhancing online options for the public.
Congress finally started to reverse the downward funding trend in March. Lawmakers ignored the administration's request for a small increase in fiscal 2018 and instead, raised the administrative budget by 4.6%—$480 million. In September, Congress ignored the administration's request for a $400 million cut and instead, gave Social Security a $40 million increase.
That means that in fiscal 2019, the agency's operating budget will be $11.1 billion.
This government agency touches the lives of millions of Americans and its ability to function efficiently is extremely important to people of all ages. In fiscal 2019, the Social Security Administration projects payments of $1.1 trillion to about 69 million recipients of disability benefits, Supplemental Security, Income and Social Security retirement benefits.
As for calls from Americans with questions, Social Security reports that it will serve about 43 million visitors at the remaining field offices and handle as many as 75 million calls to the toll-free telephone line.
As the nation ages, those numbers are only going to increase. Over the coming decades, the agency expects the number of beneficiaries to soar by 45%.
The backlog in appeals cases for Social Security Disability Insurance has grown in the years that the agency's budget was being cut. The average time to wait for a hearing decision on an appeal in fiscal 2018 was 591 days. That was 39% longer than in 2010, although a slight decrease from 2017.
The service problems also affect people who are simply trying to take care of their Social Security business. The average wait time to see a claims agent was 26 minutes. However, many Social Security offices have people coming in early and lining up to wait to see a representative. Sometimes, those lines wrap around the buildings.
Every year the Social Security Administration is asked to do more with less, beneficiaries suffer.
The Treasury has confirmed that this is a "use it or lose it" situation. This is important not only to avoid the 40% gift and estate tax, but also the 40% generation skipping transfer tax exception. It preserves the $11 million-plus exemption, not only for children but also for grandchildren and several generations to come.
Before the new tax laws—in 2017—the estate and gift tax exemption was a mere $5.49 million. It's taken a giant leap: $11.4 million per individual and a whopping $22.8 million for married couples for 2019.
The Tax Cuts and Jobs Act (TCJA) doubled the $5 million base to $10 million through the end of 2025. Estate planning attorneys have encouraged clients to make huge lifetime gifts, by using that extra $5 million exemption.
The concern was that if you read the entire law, word-for-word, based on the tax computations, you'd get a nasty surprise. Legally, the question was whether the increased exemption was a "loan" to the taxpayer until 2025, when exemptions return to prior levels, or if it was permanently gifted.
Let's say you made a $9 million gift in 2018, but you died in 2026 after the exemption levels reverted to $5 million. Your heirs would be in for an unpleasant tax surprise, owing taxes on that extra $4 million gift.
But the new rules from the IRS now say that the full $9 million is tax exempt—forever.
Congress spotted the problem and gave the IRS authority in the TCJA to solve the problem administratively, which is exactly what the IRS has done. Estate planning attorneys can now let their clients know that their gifting strategies can be worry free.
A hearing to review the proposed rule will take place in March 2019.


text:
és una jugadora d'hoquei sobre herba neerlandesa, ja retirada, que va competir durant la dècada de 1980.

El 1984 va prendre part en els Jocs Olímpics d'Estiu de Los Angeles, on guanyà la medalla d'or en la competició d'hoquei sobre herba. Quatre anys més tard, als Jocs de Seül, guanyà la medalla de bronze en la mateixa prova. En el seu palmarès també destaquen dues medalles d'or i una de plata a la Copa del món d'hoquei sobre herba, una d'or al Champions Trophy i dues d'or al Campionat d'Europa. Durant la seva carrera disputà 123 partits i marcà 56 gols amb la selecció neerlandesa. A nivell de clubs jugà a l'Amsterdamsche Hockey & Bandy Club, Rood-Wit, Zandvoort i Bloemendaal.

Referències

Medallistes neerlandesos als Jocs Olímpics d'estiu de 1984
Medallistes neerlandesos als Jocs Olímpics d'estiu de 1988
Esportistes de Haarlem
Jugadores d'hoquei sobre herba neerlandeses

redpajama_set_name: RedPajamaWikipedia


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text:
— манга, написанная и проиллюстрированная Ито Огурэ, более известным под псевдонимом Oh! great. Выходила в сэйнэн-журнале Ultra Jump издательства Shueisha с 1998 по 2010 год; в формате танкобонов было издано 22 тома. Сюжет рассказывает о приключениях членов клуба боевых искусств.

По сюжету манги студией Madhouse был снят аниме-сериал; его трансляция прошла на телеканале TV Asahi с 1 апреля по 16 сентября 2004 года. Всего было показано 24 серии. Кроме того было выпущено несколько OVA.

В США манга лицензирована компаниями CMX (до ноября 2010 года) и Viz Media (с ноября 2010 года), а аниме — Geneon Entertainment.

Сюжет
Сюжет начинается с того, что Соитиро Наги и его друг Боб Макихара проводят свой первый день в Академии Тодо. Надеясь заработать «авторитет», они начинают «колотить» кого ни попадя. Однако вскоре они узнают, что учебное заведение, в котором они находятся, необычно: в нём располагается целая школа различных боевых искусств. Они вступают в дзюкэн-клуб, где начинают тренировки, однако понимают, что оказываются вовлечены в противостояние куда больших сил, чем боевых кружков.

Персонажи
 — студентка третьего курса и лидер дзюкэн-клуба. Она очень опытная в различных видах боевых искусств, но не обладает Глазом Дракона (Рюганом), в отличие от своих брата и сестры. По этой причине её отец подарил ей свою проклятую катану Рэйки. В начале первой серии она использует технику манипуляции телом, чтобы стать ребёнком.

 — студент второго курса и младший брат Мицуоми. Большую часть времени он спокоен и немного застенчив, но его поведение меняется, когда он становится зол или возмущён чем-либо: он становится очень грозным бойцом.
Влюблён в Аю.

 — студентка первого курса. Самая младшая из семьи Нацумэ. Как и её брат Син, она имеет Глаз Дракона. Влюблена в Соитиро и ревнует его к сестре. Ради него решает бороться, хотя знает, что он любит Маю. Считает себя гораздо слабее и хуже сестры, но на самом деле очень сильная из-за глаз дракона.

 — студент первого курса и хулиган. Является наследником семьи экзорцистов. Обладает возможностью перенимать сверхъестественные способности других и использовать их как свои собственные. Влюблён в Маю Нацумэ.

 — студент первого курса африканского происхождения. Дружил с Соитиро с начальной школы.

 — действующий президент Исполнительного совета и глава семьи Такаянаги. Он студент третьего курса. Из-за инцидента с Сином он в состоянии использовать свои грозные способности только в течение примерно трёх минут за один раз.

Примечания

Ссылки
 Официальная страница манги Tenjho Tenge


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(-) Employee Stock Purchase Plan
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Casual Dress, Employee Stock Purchase Plan, 50M+ amount
Tala is a mobile technology and data science company that is opening up financial access for underserved people around the world. Tala's smartphone app instantly evaluates customers for credit using only the data on their devices and delivers customized loans in minutes.
GOAT Group
GOAT is the largest marketplace for buying and selling authentic sneakers. Established in 2015, the platform offers the largest selection of sneakers ranging from general releases to rare exclusives. Through its managed marketplace model, authentication service and buyer protection, GOAT is the most trusted option in the industry.
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Centerfield develops intelligent Big Data driven marketing and sales technology utilizing real time biddable media (RTB), automated call routing and customized scripting. Our proprietary platform, Dugout, combined with our 1500 person sales and retention center delivers new customers at scale to many of the leading brands worldwide.
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It's our mission to make global trade easier for everyone. We aim to do this by building a new Operating System for Global trade - a strategic operating model for global freight forwarding that combines technology and analytics, logistics infrastructure, and hands-on supply chain expertise.
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Factual is the location data company the world's most valuable brands and technology companies trust to understand and intelligently grow their businesses.
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Cloudvirga strives to make the process of securing a mortgage easier for consumers while making the American Dream more achievable. CV's digital mortgage platform radically cuts mortgage loan costs, increases transparency and reduces the time to close a loan. We process over $200B in loans/year for some of the largest mortgage lenders in the US.
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Zwift develops fun! We build immersive digital worlds with massive, multiplayer, video game technology that transforms indoor workouts from lonely, solo, monotonous experiences into social, global, and fun adventures. It's not a game - your real world effort propels you through our digital landscape. We pedal hard, but we enjoy our coffee breaks.
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2015 OUTLOOK: Green is the new black in the MENA region [Recharge]
Updated January 5, 2015 01:04 PM EST
Morocco, planning to have 42% of its energy come from renewable sources by 2020, is part of a surging green energy industry in the Middle East and North Africa:
Ain Beni Mathar Integrated Combined Cycle Thermo-Solar Power Plant in Morocco. Photo: Dana Smillie / World Bank
"The growth potential [for renewable energy] in Mena is unlimited. It can go to very high percentages of PV, solar thermal and wind," says Paul van Son, the former head of DII, who is now co-ordinating RWE's renewables activities in the Middle East and Turkey. "All our surveys show that in 30, 40 years, Mena countries can make almost 100% of their supply renewable, emission free. Definitely, these countries in the coming decades will show a very fast growth."
Renewable-energy production in Morocco, which aims to have 2GW of solar by 2020, got a shot in the arm late last year when the World Bank rubber-stamped a $519m finance package for the 350MW second phase of the concentrating solar power (CSP) plant under construction in Ouarzazate. The first phase of the project, being built by Saudi Arabia's ACWA Power under a so-called BOOT (build, own, operate and transfer) contract where ownership will eventually be handed back to the Moroccan government, is due for completion this year. Contracts to build the 150-200MW Noor 2 and the 100-150MW Noor 3 CSP plant are expected in the coming months.
Wind is picking up in Morocco too, highlighted by Energie Eolienne du Maroc's recent order of GE turbines for a 100MW project in southern Morocco that is part of a 720MW first phase of the government's plan to install 2GW of wind by 2020…[Full Story]


This article explains how to set up Print Invoice, Packing Slip, Delivery Note & Label Plugin for WooCommerce. To know more about the features of the plugin, refer to the Product page.
Print Invoice, Packing Slip, Delivery Note & Label Plugin for WooCommerce generates the invoice, packing slip/list, delivery note, shipping label, dispatch label and address label for an order. You can easily print invoices, packing lists, shipping labels, and delivery notes as well as download dispatch labels, address label and shipping labels from the WooCommerce Orders dashboard. You can also print these in bulk. You will be able to add your company name, custom logo, return policy and custom footer on all these shipping documents like invoice, packing slip, delivery note, shipping label, or dispatch label.
In addition to this, there are standard templates available for Invoice, Packing Slip and Delivery Note. You can create custom templates from the standard ones. Based on your requirements, you can customize field attributes like Order number, Order date, Invoice number, From address, Billing address, Shipping address, Shipping method, Tracking number and so on.
This document intends to provide detailed, step-by-step instructions that'll help you set up this plugin.
After purchasing the Print Invoice, Packing Slip, Delivery Note & Label Plugin for WooCommerce, the plugin will be available as a zip file in the API Downloads section of your MY ACCOUNT page.
Download the zip file from API Downloads by logging into your WebToffee MY ACCOUNTS page.
Navigate to Plugins > Add New to upload the downloaded plugin.
Choose the plugin file to upload.
Once the activation is successful, the user will be directed to the Dashboard. The Dashboard provides modularized access to various labels like the General Settings, Invoice, Packing list, Shipping Label, Delivery Note, Dispatch Label, Address Label, Email Settings, License. Henceforth, you can use the side menus or the dashboard to navigate to the respective labels.
Plugins > Installed Plugins > Print Invoice, Packing Slip, Delivery Note & Label Plugin for WooCommerce > Settings.
General settings consist of generic configurations like setting up the company name, custom logo, return policy and custom footer. You can also set up 'Shipping From' address, packaging types and other essential information.
These settings define the basic configuration for all shipping documents (Invoice, Packing Slip, Delivery Note, Shipping Label and Dispatch Label).
Enable – Enable the item that is required for your site.
Company Name – Enter your company name.
Custom Logo – A custom logo or image for all printable objects. Enter URL of the image to be used. This logo will be placed on the top left corner of the shipping document.
Return Policy, Conditions, etc. – You can set return policies, conditions and so on in the given text area section.
Custom Footer – You can set custom footers for all shipping documents.
This address will be displayed in the invoices, packing slips, delivery notes, and labels.
Sender Name – Enter the name of WooCommerce shop owner.
Sender Address Line1 – Enter the first line of the address, which is mostly the street name and number.
Sender Address Line2 – Enter the second line of the address, which can be the apartment number.
Sender City – Enter the city name of the sender.
Sender Country – Enter the country name of the sender.
Sender Postal Code – Enter postcode from where you are shipping items.
Click the icon to reveal the Advanced options.
Preview Before Printing – You can enable this option to preview all the shipping documents before they are printed.
Include DataMatrix (Bar Code) Information – Check this option to add data matrix information on the Invoice and Shipping Label. A DataMatrix is a one-dimensional matrix bar-code consisting of black and white modules arranged in a rectangular pattern. The length of the encoded data depends on the number of cells in the matrix.
The information to be encoded can be either invoice number on the invoice or shipment tracking number on the shipping labels.
Enable Variation Data – Enable this option to add variation information to the Invoice, Packing Slip and Delivery Note.
Add SKU – Check this option to show SKU on Invoice, Packing List and Delivery Note.
Packaging Type – The packaging type that you set here can be applied to all shipping documents, except Invoice.
1) Pack Items Individually: Allows you to pack each item in the cart separately. Total Shipping cost is calculated by adding the shipping cost of each item.
To define a new box size, click the Add Box button. All cart items are packed into custom boxes defined in Box Size settings. The best fit box is chosen automatically from the defined boxes. This box dimension and weight settings are applicable only when Box Packing is selected.
Based on your requirement, you can enable or disable a particular box using the checkbox under Enabled column of the respective box rule. For more information about box packing, see How to configure Box Packing to Print Label & Packing List using Print Invoice, Packing Slip, Delivery Note & Label Plugin.
3) Single Package Per Order: Allows you to pack all items of a single order as one single package.
Download the big5.ttf font file by clicking this link.
Go to the plugin folder through FTP.
Navigate to wp-contents > plugins > wf-woocommerce-packing-list > wf-template > pdf-template > font > unifont.
After uploading big5.ttf, you get an additional selection – Big5 along with Default in Font drop-down list option.
Default: Allows you to print English characters.
Big5: Allows you to print Chinese characters. This depends on the text in the text box. If the text is in Chinese, then you can see the Chinese text on the print documents. If the text is in English, then you can see the English text on the print documents.
Note: By default, the font is Arial. Once it is changed to Big5, even English text gets printed in Big5 font.
Tracking Number Meta: This option helps in adding a tracking number to your shipping document. Based on the shipment tracking extension you use, you can enter the respective tracking number meta value in the given text field.
Display State Name: By default, the state code is displayed in all addresses of shipping documents. You can tick this option to display state name instead of state code.
Once all the settings are configured, click the Save Changes button.
Email settings help in configuring email settings related to Invoice, Packing Slips, and Delivery Notes. These settings allow you to attach invoice, packing slips and delivery notes with emails based on order status.
Sent Invoice Email – Allows you to attach invoice with the email. You can select the order status for which invoice has to be attached with email. You can send the invoice as a separate email by ticking the Send as a separate mail option. Else, uncheck it to send it with the order status email(s).
Sent Packing Slip Email – Allows you to attach the packing slip with the email. You can select the order status for which packing slip has to be attached with email.
Sent Delivery Note Email – Allows you to attach the delivery note with the email. You can select the order status for which delivery note has to be attached with email.
Sent Shipping Label Email – Allows you to attach the Shipping Label with the email. You can select the order status for which Shipping Label has to be attached with email.
The selection of order status in the above three settings depends on the order status selected in the Order Status to Generate Invoice setting of Invoice setting.
You can customize and create a new template of an invoice from the existing templates or create a custom template by personalizing the existing standard template.
The Invoice settings section consists of various settings for customizing invoices, setting order status for which invoices have to be printed, adding payment and coupon information in the invoices, setting custom logo, adding custom fields on checkout page and invoices, setting custom footer, and so on.
Attach PDF in the email: PDF version of the currently active invoice template will be attached with the order email.
RTL Support: RTL Support in PDF invoices generated by the browser.
Order Status to Generate Invoice – This option lists all the order status for which invoices can be generated. You can select multiple statuses based on your requirement.
Use Order Number as Invoice Number – The plugin allows you to use order number as the invoice number. You need to tick the checkbox to enable this.
Invoice Start Number: Enter the Invoice Start Number.
Invoice Padding Number: Enter the padding number so that invoice number is padded by zeros.
For example, if the start number is 1 and the padding number is 4, then the invoice number will be shown as 0001.
Invoice Number Prefix: Enter the prefix which will be added before the invoice number.
For example, if the prefix is WF, then the invoice number will be shown as WF0001.
Invoice Number Postfix: Enter the suffix which will be added after the invoice number.
For example, if the suffix is WF, then the invoice number will be shown as 0001WF.
For example, if the invoice start number is 0001, padding value is 6, prefix value is 170_[d] and postfix value is [Y], the invoice number will be generated as 170_270000092017. Where, value 27 corresponds to current date and value 2017 corresponds to current year.
Add Payment Information on the Invoice – Allows you to add payment information on the invoice. This information is generally the payment method used.
Add Coupon Information on the Invoice – Allows you to add coupon information to the invoice. This information includes coupon code and the calculated discount amount.
Show Print Invoice option to customers – You will able to display a print invoice button for your customers.
Manual Signature: Provides an option to sign manually in the invoice.
Image Signature: Enables you to add an image of your signature. Once you select this option, a new textbox option is provided to enter the image URL.
Tax Type – Allows you to configure whether to include or exclude tax information on the invoice.
Custom Logo – Allows you to set a custom logo for invoice. This logo will be replaced by the custom logo set in the General settings. If you leave this field blank, then the logo from the General settings gets printed on the invoice.
Click the icon to reveal the Advanced options for invoice.
Additional Fields on Checkout Page – Allows you to configure SSN, VAT and/or Codice Fiscale information to be added by the customers during checkout to pay the tax. You can also create custom fields to be inserted on the checkout page, by clicking the Add Custom Field button and specifying the field name.
Additional Fields on Invoice – Allows you to add additional fields on the invoice. You can select a field from the list of default fields or click the Add Existing Order Meta Field button to create custom meta fields.
Enter a custom Field Name and the respective meta key for the field. The order meta keys can be found in the custom field section in the WooCommerce Order page of a product.
Product Meta Fields – Allows you to add fields related to the products in the invoice product table.
Click the Add Product Meta to add a new product meta field.
Enter a custom Field Name and the respective meta key for the field. The product meta keys can be found in the custom field section of the product page.
Custom Footer – Allows you to set custom footer for invoice. If no footer text is set here, the default footer text from the General settings is applied.
You can customize and create a new template of a packing slip from the existing templates else create custom templates by personalizing the existing standard template.
The Packing List settings section helps you in configuring all the settings related to packing slips such as customizing packing slip templates, inserting product image & price, and adding additional fields (in the packing slips).
Group by Category: Check this option to group the products by category.
Additional Fields – Allows you to add additional fields in the packing slips. You can select a field from the list of default fields or click the Add Existing Order Meta Field button to create custom meta fields by providing a custom Field Name and the respective meta key for the field. The order meta keys can be found in the custom field section in the WooCommerce Order page of a product.
Product Meta Fields – Allows you to add meta fields related to the products in the packing slip product table. Click the Add Product Meta to add a new product meta field by providing a custom Field Name and the respective meta key for the field. The product meta keys can be found in the custom field section of the product page.
Custom Footer – Allows you to set custom footer for packing slips. If no footer text is set here, the default footer text from the General settings is applied.
You can customize and create a new template of a shipping label from the existing templates or create custom templates by personalizing the existing standard template.
Shipping Label settings are used to configure label settings such as setting the size of the shipping label and including additional fields in the label.
Shipping Label Size – Allows you to set the size of the shipping label. This size is only applied for the shipping label and not for invoice, packing slip, delivery note, and dispatch label.
Full Page: This option allows you to print the label which will be spread over the full page. The printing depends on the browser printing option.
4 x 6: This option allows you to print the label of size 4 x 6 inches.
Custom Shipping Label Size – If the above shipping label size does not match your requirement, you can configure custom shipping label size of your own. You can enter label size values in terms of width and height.
Additional Fields – Allows you to add additional fields to the shipping labels.
A delivery note is a document which contains order information such as product description, quantity and so on. A copy of the delivery note signed by the customer is returned back to the seller for confirmation of shipment.
You can customize and create a new template of a delivery note from the existing templates or create custom templates by personalizing the existing standard template.
The Delivery Note settings section helps in customizing delivery note templates and configuring additional fields in the delivery note.
Additional Fields – Allows you to add additional fields in delivery notes. You can select a field from the list of default fields or click the Add Existing Order Meta Field button to create custom meta fields by providing a custom Field Name and the respective meta key for the field. The order meta keys can be found in the custom field section in WooCommerce Order page of a product.
Product Meta Fields – Allows you to add meta fields related to the products in the delivery note product table. Click the Add Product Meta to add a new product meta field by providing a custom Field Name and the respective meta key for the field. The product meta keys can be found in the custom field section of the product page.
Custom Footer – Allows you to set custom footer for delivery notes. If no footer text is set here, the default footer text from the General settings is applied.
For more information about the delivery note, see How to print Delivery Note using Print Invoice, Packing Slip, Delivery Note & Label Plugin.
A dispatch label is a document that is dispatched with all the packages. It contains product information, payment method information, total cost amount, billing address, shipping address and from address. It also contains the return address, in case, customers want to return the product.
You can customize and create a new template of a dispatch label from the existing templates or create custom templates by personalizing the existing standard template.
Additional Fields – Allows you to add additional fields in dispatch labels.
You can select from a predefined address label or create your own custom Address Label.
Select the desired layout with predefined dimensions from the list. As the user traverses through each layout from the list, its dimensions will be displayed on the right side. However, the user can make changes to the existing layout by clicking on the Clone or create an entirely new layout by clicking on the Custom Label button.
Once an address label layout is selected, Activate it for using it further.
For more information about dispatch label, see How to Download Dispatch label PDF using Print Invoice, Packing Slip, Delivery Note & Label for WooCommerce Plugin.
Now that you understood how to configure the plugin, let's see How to Customize Invoice, Packing Slip and Delivery Note.
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