Meeting called to order by Jill Clapes at 11:10 a.m. with Deb Nehmad sitting in as co president, representing Claire Shimabukuro. Deb and Jill shared the function of facilitating the meeting .
Lengthy committee reports will be made available posted with the minutes.
Suggestion: Post Docent Council meeting minutes on docent website.
2. Brown Bag Open Forums to be held at noon, First Friday of the month.
Discussion: question DOTS participation, review of purpose, how many attend, topics discussed.
Tour Sign Up - this is a priority for all docents.
their calenders in a more timely manner.
Jan will be able to greet docents and affirm presence .
volunteer to make extra copies . One copy of Spalding house exhibit left up at Spalding House for convenience of those just touring at this place.
each piece of art work with its corresponding artist.
Spalding House Docent account needs to be added.
logistics purposes for Spalding House Docents. Suggest 3 Saturday sessions, about 10:30 a.m.
Deb will utilize doodle.com to organize these tours.
Whereas the affect of the merger is still defining itself, I propose two docents from the former HAA docent council and two docents from the former TCM docent council be approached with a view to be nominated by the executive board to explore and investigate issues to be included in future by-laws for the docent council. Examples of issues to be explored are; requirements of the National Docent Organization, does the Museum Accreditation have requirements of docents, degree of self governance by the docent board, how the docent board and council can facilitate museum staff through communications and self monitoring, should dues be collected and if so how much and what for, on-going committees that will need a leader to report to the board, conduct informal surveys of respective docent council body looking for docent desires and expectations of the board, etc. (additional issues can be put forward as they arise and come to mind).
The purpose for this proposal is to gain knowledge and be prepared should and when the time comes to draft the by-laws.
The Council discussed the proposal as amended. The Executive Board discussed that while a future governing structure needs to be considered, the early stage of a developing Docent Council calls for patience and clarity before immediately framing a form of governance. Currently operating without bylaws has not hindered operations at this point. We are meeting the needs of the business at hand which is the orientation of the new Docent body to giving tours on unfamiliar campuses and navigating new procedures for tour sign ups and scheduling.
It was suggested that too much digression into the pursuit of bylaws would be a distraction from the most important task at hand, learning and giving tours in new settings.
The Council did open the discussion to propose to accept some kind of Docent Governance Exploratory Committee . Participation in this Committee would be open to interested members of the Docent Council, the number and approval of these members on the research team to be decided by the Executive Board of the Docent Council. Suggested avenues of research could be other museums, National Docent Guidelines, and needs of the existing Museum we serve.
investigate issues for future bylaws or governance consideration, as posted above. Nina Mullally seconded the motion. Motion passed; Jim Marsh voted no.
Dorothy A. Bicks, Docent Council Secretary Next meeting: Thursday, November 17th, noon, Beretania, lecture hall.
This is Stephan and I am writing on Betsy's computer. I heard that there was a meeting last weekend which ended with some friction and frustration. There has been so much good happening I was saddened to hear this. That said, we are where we are and need to move forward.
Here are my thoughts. First, we need to have everyone focused on how to serve our pubic. Next, the docent leadership reports to Betsy who has the job to ensure that the highest quality training program is in effect and that the systems are in place to ensure that public demand is met by great tours from a strong docent corps (which is what Jan does). Additionally, there are other areas where our education staff, working with docents, can help our mission. Things like using technology, developing quality programming for Gallery 30 and Spalding House and events like Art After Dark and Question Art are key. There is SO VERY much to do, I am at a loss why the conversation moves to internal issues and becomes political in a negative way for some.
I am fearful that some of our best docents will find better uses for their time if we don't focus on our educational mission.
Recently the conversation among some of the docents has been pretty internal by which I mean focused more on us than upon our public. My goal, again, is to make sure the docents are working to support the mission of the the Academy of Arts. As I say again and again, this is not about me, or our staff but about our public.
I can help spell spell out the values that I hold deeply if it will help to either the docent leadership or the group as a whole. Once we get everyone working in the same direction, I am game to have a conversation about the structures of docents group but I want to see clear evidence that we are all focused on our public before we move to this part of our growth. If we don't have a sense of public service when we figure out our structure the result will most likely be self serving. Ideally we will get to this point in early summer.
There is so much we are working on that is great.


Record cards can be downloaded for general and churchyard recording. These can be used in the field, or filled in from notes afterwards. Either way they provide a convenient and standardised way to keep a record of the species seen, together with brief details of the site and habitat.
Unlike some other national recording schemes we have to rely on voluntary effort to manage our database, so it is a big help if records can be sent in by email to records@britishlichensociety.org.uk using the standard BLS spreadsheet. We will do our best to deal with records in other formats but they take longer.The spreadsheet works best in Excel 2003 or later. There may be problems with it in OpenOffice and other emulators.
Slightly different spreadsheets are also available for churchyard records and for historic records, but please discuss using these with us first.
Although there is a row in the spreadsheet for each species, the location and visit details need only be input once.
Define the site using place names on the OS map, and be as precise as you can. Churchyard names should include the dedication, and woodlands usually have a local name shown on the large scale map. Prefix the name with the town or village to ensure that nearby sites are grouped together.
Grid references should be input in alphanumeric form, e.g. NY672856. They should be given to at least 1km accuracy, and for records of interest a higher precision is encouraged. Never say "frequent between this grid reference and that", for a rare species record each location separately. Site centroid grid refs are often used, but beware of giving a false impression of accuracy if the site covers a large area. As a guide, woodlands are normally given a 1km (4 digit) grid ref, while churchyards being smaller are given a 100m (6 digit) grid ref. Individual walls and trees can be located to 10m (8 digits).
For the date, give the day, month and year of the record. If you visit a site several times a combined list for a year may be useful, but start a new list each year. Never combine lists from different years.
Include the names of everyone who was actually recording, and the name of the group if it was a group visit. The first name in the list should always be the main recorder, as that name will also go in as determiner for the records.
The species list can then be typed in, or it can be entered more quickly by using BLS numbers from the card or by copying in a typed list from a report. The spreadsheet handles many old species names, and automatically displays back the BLS number, current name, conservation status, and a code to distinguish lichens from non-lichenized fungi. For any interesting records further details such as substrate and position should also be supplied. Further details on how to use the spreadsheet are in the Recording Guidelines.
Ensuring the accuracy of records in the BLS database is a major concern. Automated validation and verification checks will soon be available by using the NBN Record Cleaner, and these check that for each record the grid reference is on land and within the correct vice county, and that it is within the expected distribution of that species. Records that need expert verification and perhaps a voucher specimen are highlighted and sent on to an expert for review. A list of Identification Difficulties is already available on the BLS website and provides useful guidance.
Repeat surveys of a site often involve some time spent searching for species of interest that had been recorded there before. It is useful to have a note in the database to say if these were not found. These are held as "zero abundance" records, with a comment added to the latest confirmed record to indicate that absence information is available.
Please note that in supplying records to the BLS you confirm that you are giving the society permission to use and share them for purposes of research, conservation, education and planning and to make them publicly available on the NBN Atlas, and that you have the necessary permissions from landowners, commissioning bodies and other named recorders to do so. Once on the NBN Atlas records may also be picked up by GBIF and websites such as SNHi which use NBN Web Services.
Further details are given in the BLS Data Policy.


PropTech Consult Partner Eddie Holmes was recently interviewed by Simon Creasey of the long established trade journal, Property Week, about his work with the UK PropTech Association (UKPA) and PropTech Consult.
The article discusses the role of PropTech in the wider context of digital transformation and picks up on some of the major issues facing property companies. It goes on to offer a range of examples which will demonstrate that the issue is being properly addressed by those companies.
The article can be found here (paywall, some articles free when signing up).


text:
Otkriće Amerike tradicionalno se veže uz Kristofora Kolumba i Europljane koji su ga slijedili. Pretkolumbovski pomorski podvizi nemaju veću povijesnu važnost.

 prije 50 000 : 9 000 godina - Prvi stanovnici iz Sibira dolaze u Ameriku.
 982. - Norman Erik Röde prvi put s Islanda dolazi na Grenland i tu 985. i 986. osniva prve normanske naseobine.
 985. i 986. - Norman Bjarni Herjulfson kao Europlanin prvi put vidi američko kopno putujući od Islanda na Grenland.
 1000. - Norman Leif Ericsson na sjevernoj obali Newfoundlanda osniva naseobinu, vjerojatno Vinland.
 12. listopada 1492. - Kristofor Kolumbo s Amerigom Vespuccijem i ostalima dolazi do bahamskog otoka Guanahami (San Salvador ili Watling), otkriva Kubu i Hispaniolu (Haiti, Dominikanska Republika).
 1492. – 1496. - Kolumbo na drugom putovanju otkriva Male Antile, Puerto Rico i Jamajku.
 1497. - J. Cobot dopire do Labradora u Sjevernoj Americi.
 1498. : 1500. - Kolumbo na trećem putovanju otkriva južnoameričku kopnenu obalu u blizini rijeke Orinoca i otok Trinidad.
 1499. - Vespucci otkriva sjeveroistočnu obalu Brazila i ušće rijeke Amazone.
 1500. - P.A. Cabral iskrcava se u Brazilu i osvaja ga za Portugal.
 1502. : 1504. - Kolumbo na četvrtom putovanju otkriva obalu od Hondurasa do prevlake Darién (Panama).
 1508. : 1509. - J.D. Solis i V. Pinzón otkrivaju južnoameričku istočnu obalu u području La Plate.
 1513. - V.N. Balboa prelazi preko Dariénske prevlake (Panamska prevlaka) i dolazi na obalu Južnog mora (danas Tihog oceana).
 1519. - D. Pineda otkriva ušće rijeke Mississippi.
 1520. - Ferdinand Magellan na putu oko svijeta otkriva južni šiljak Južne Amerike i kroz morski prolaz, koji je po njemu dobio ime, dolazi u Tihi ocean.
 1524. - G. Verrazano otkriva sjevernoameričku obalu do otoka Cape Breton.
 1535. : 1536. - J. Cartier otkriva rijeku Saint Lawrence u Sjevernoj Americi.
 1592. - J. Davis otkriva otočnu skupinu Malvine, koja je poslije dobila ime Falkland.
 1610. - H. Hudson otkriva zaljev koji je po njemu dobio ime.
 1616. - Le Maire i W.C. Schouten otkrivaju rt Horn.
 1741. - V. Bering i A.I. Čirikov otkrivaju sjeverozapadnu obalu (Aljaska) Sjeverne Amerike i više Aleutskih otoka.
 1789. : 1793. - A. Mackenzie otkriva rijeku, nazvanu po njemu Mackenzie, prelazi Stjenjak i dolazi do obale Tihog oceana.
 1792. : 1795. - G. Vancouver istražuje obalu Sjeverne Amerike od Kalifornije do Aljaske.
 1804. : 1806. - M. Lewis i W. Clark prelaze sjevernoameričko kopno od Saint Luisa, uz Missouri, preko Stjenjaka do pacifičke obale (ušće Columbije).

Povezani članci
 Velika geografska otkrića

Istraživanje Južne Amerike
Istraživanje Sjeverne Amerike

redpajama_set_name: RedPajamaWikipedia


text:
Relevant Cases
Old Cases
All Courts
Punjab and Haryana
Central Administrative Tribunal Cat Mumbai
Rajasthan Jodhpur
Mumbai Aurangabad
Mumbai Nagpur
Judgment Search Results Home > Cases Phrase: hindu marriage act 1955 section 2 application of act Page 1 of about 135,633 results (4.443 seconds)
Mar 15 2012 (HC)
K. Hema Kumari Vs. D.P. Yadagiri
Court : Andhra Pradesh
Decided on : Mar-15-2012
..... the reliefs including the nullity of the marriage, petition, as presented, was, therefore, untenable. the supreme court ..... her christian husband under section 12(i)(c) of the 1955 act. the bombay high court held: when both the spouses are hindus, they are regulated under the hindu marriage act, 1955. undisputedly, petition was presented on the ground that at the time of marriage, petitioners husband was a christian. if that be so, having regard to the provisions of section 2, the hindu marriage act, 1955 has no application for seeking any of ..... set the controversy at rest in gullipillisowria raj v. bandaru pavani @ gullipilli pavani (2009)1 supreme court cases 714). the only question which fell for determination before the supreme court in that matter was whether a marriage .....
Jun 24 1997 (HC)
Smt. Neeta Kirti Desai Vs. Bino Samuel George
Court : Mumbai
Decided on : Jun-24-1997
Reported in : AIR1998Bom74; 1998(1)BomCR263; II(1998)DMC134
..... of the reliefs including the nullity of the marriage. petition, as presented, was, ..... , the hindu marriage act, 1955 has no application for seeking any ..... even before the registrar, her consent on the form was obtained by fraud.3. the appellant has resorted to section 5 of the hindu marriage act, 1955 and alternatively to section 12(1)(c) of the said act. arguments advanced by the learned counsel for the appellant is that though both the parties are not hindus, the ..... act has not settled the rights and obligations between the parties viz. restitution of conjugal rights, judicial separation, nullity of marriage and divorce. when both the spouses are hindus, they are regulated under the hindu marriage act, 1955. undisputedly, petition was presented on the ground that at the time of marriage, petitioner's husband was a christian. if that be so, having regard to the provisions of section 2 .....
Oct 13 2014 (HC)
Viraf Phiroz Bharucha Vs. Manoshi Viraf Bharucha
Decided on : Oct-13-2014
..... nullity of marriage. petition, as presented, was, therefore, untenable ? . 17. considering the ..... . restitution of conjugal rights, judicial separation, nullity of marriage and divorce. when both the spouses are hindus, they are regulated under the hindu marriage act, 1955. undisputedly, petition was presented on the ground that at the time of marriage, petitioner's husband was a christian. if that be so, having regard to the provisions of section 2, the hindu marriage act, 1955 has no application for seeking any of the reliefs including the ..... are hindus by religion except for seeking remedy of divorce under section 13(1)(ii) of the hindu marriage act on the ground of person ceasing to be a hindu due to conversion to another religion. 12. sections 2 and 5 of the hindu marriage act provide the applicability of the act and conditions for a hindu marriage. the scope of sections 2 and 5 of the hindu marriage act has been discussed elaborately by a division bench of this .....
Sep 20 2018 (HC)
Poonam Bhardwaj vs.ashish Abrol
Court : Delhi
Decided on : Sep-20-2018
..... . before proceeding in the matter any further, we direct as follows: (i) the appellant would be entitled to payment of maintenance w.e.f. the date of her section 24 application under the hindu marriage act, 1955. (ii) for the time being, without prejudice to the respective rights and contentions of the parties on the aspect of quantum, the respondent is directed to pay the amount of ..... , which has attained finality, no clarification is warranted. the amount determined under section 24 of the hindu marriage act, 1955 shall be payable as per the said order dated may 2, 2016. 6. it is noted that on february 22, 2017, the respondent filed an application being cm. no.7725/2017 under section 152, read with sections 153 and 151 of the cpc for amendment of the order dated ..... august 17, 2016, which she did by filing cm. no.36960/2016.14. the captioned application was considered by this court on october 5, 2016, when it was clarified that the amount under section 24 of the hindu marriage act, 1955 shall be payable as per the order dated may 2, 2016, the effect of which is that the interim maintenance granted by the family court shall ..... relate back to the date of moving the application. in fact, the said order had the effect of disposing of cm .....
Saddulal Inwati Vs. Sushila Bai
Court : Madhya Pradesh
..... before adverting to consider the contention advanced by the learned counsel the legal provisions may be taken note of. section 2 of the hindu marriage act 1955 contemplates a provision with regard to application of the act. sub section (2) of section 2 provides that "nothing contained in this act shall apply to the members of any scheduled tribe within the meaning of clause (25) of article 366 ..... scheduled tribe community in the state of madhya pradesh then in view of sub section (2) of section 2 of the hindu marriage act, the application before the trial court was not maintainable. now we may consider material available on record. the appellant herein filed the application for dissolution of marriage and when the respondent did not appear inspite of notice, ex-parte proceedings ..... appeal filed by the appellant-husband for dissolution of marriage under section 13 of the hindu marriage act, this appeal has been filed by the appellant. the learned trial court has found that the parties belong to the gond community and therefore, the hindu marriage act does not apply to them and holding the application to be not maintainable, the same has been dismissed ..... court in dismissing the claim as it was not maintainable under the hindu marriage act. once this position is admitted it was not necessary for the trial court to cause any further enquiry with regard to custom or otherwise of the parties and in rejecting the application on the ground that parties belonging to gond community, which is .....
Santosh Sahay vs.hanuman Sahay
..... purchased by the husband by availing loan facility, is contrary to the factual situation noted in the two orders (i) by the family court while disposing of an application under section 24 of the hindu marriage act, 1955; and (ii) by this court in mat appeal no.10/2012.17. testimony of pw2 and pw3 proved that when they visited the house of the appellant, they had ..... be his responsibility to get the child admitted in the said school. it is an admitted fact, recorded by the family court, in the order on to 16. application under section 24 of the hindu marriage act, 1955 that the house which was purchased by the husband in delhi is in use and occupation by the wife since beginning and it is the husband who is ..... /husband sometime in the end of 1951. thereafter, the husband became ill. apart from nervous breakdown he suffered various other complications. this was pleaded as an act of cruelty to seek judicial separation under section10 of hindu marriage act, 1955. the petition was dismissed and impugned in appeal bearing fao no.72-d/1957 (decided on september 22, 1960). mat.app. (f.c.) 63/2016 ..... page 12 of 15 23. the question for determination in the appeal was whether the above act of the wife constitutes such cruelty as to cause a reasonable .....
Jan 21 1998 (HC)
Manisha Jha (Smt.) Vs. Kunal Kanti Jha
Court : Kolkata
Decided on : Jan-21-1998
Reported in : I(1999)DMC283
..... . in the aforesaid case the division bench of this high court, inter alia, considered section 14(1) of the hindu marriage act, 1955. sub-section (2) of section 14 of the hindu marriage act was not considered by the division bench. subsection (2) of section 14 of the hindu marriage act lays down that in disposing of any application under section 14 of the hindu marriage act for leave to present a petition for divorce before the expiration of one year ..... the parties before the expiration of the said one year.6. on 30.11.1991 the court while disposing of the application under section 14(1) and (2) of the hindu marriage act, 1955 passed the following order :'petitioner files an application under section 14(1) and (2) of the hindu marriage act, 1955 supported by an affidavit praying for leave of the court to present the suit for reasons stated therein. perused the ..... from the date of marriage the court shall have regard to the interests of any children .....
Lad Kanwar Vs. Jagdish
Court : Rajasthan
Reported in : AIR1979Raj197
..... open to either party to obtain a decree for divorce. it was open to the appellant to file an application under section 10(2) of the hindu marriage act, 1955 for rescinding the decree for judicial separation. the relevant section reads as under:--'10. judicial separation--(1)...... (2) where a decree for judicial separation has been passed, it shall no longer be obligatory for the petitioner to ..... cohabit with the respondent, but the court may, on the application by petition of either party and on being satisfied ..... cross-suit so as to enable the court to pronounce a final judgment in respect both of the original claim and of the set off. under section 21 of the hindu marriage act, 1955, all proceedings under the act are to be regulated as far as may be by the civil p. c. 1908. a plaint in law means a private memorial tendered ..... separation in the proceedings to which they were parties. the learned judge after taking necessary proceedings and hearing the parties passed a decree for divorce in accordance with section 13(1a) of the hindu marriage act, 1955 vide her judgment, dated august 11, 1977.3. the appellant has challenged the above verdict of the trial court through this appeal.4. the only contention .....
Apr 23 2008 (HC)
P. Archana @ Atchamamba Vs. Varada Siva Rama Krishna
Decided on : Apr-23-2008
Reported in : AIR2008AP216; 2008(4)ALD408; 2008(4)ALT317; II(2008)DMC217
..... submitting that the order under appeal is erroneous contended that a decree for maintenance in terms of compromise between the parties is not a bar to maintain an application under section 25(2) of the hindu marriage act, 1955 if there are changed circumstances. in support of his submission, the learned counsel cited a decision of a division bench of this court in chimalakonda ambayamma (died ..... against the order of the family court, hyderabad, in o.p. no. 757 of 2005, dated 12-1-2007.2. the wife, whose application under section 25 of the hindu marriage act, 1955, for maintenance of rs. 4,000/- per month or in the alternative permanent alimony of rs. 5,00,000/- was dismissed, is the appellant. the respondent herein is ..... by the wife or husband for a term not exceeding the life of the applicant taking into consideration the factors specified thereunder. sub-section (1) of section 25(2) makes it clear that such an order may be passed by the court exercising the jurisdiction under the hindu marriage act, 1955 at the time of passing any decree or at any time subsequent thereto. in other ..... held that notwithstanding the agreement by the applicant not to claim higher rate of maintenance she would be entitled to enhanced maintenance if there was a material change in the circumstances.26. however, the learned counsel for the respondent sought to distinguish the above decision on the ground that sub-section (2) of section 25 of the hindu marriage act, 1955 does not contain the word 'agreement .....
Satish Chandra Purohit Vs. Manju Purohit
Reported in : 1987(2)WLN15
..... .1. in this revision, dispute relates to the grant of alimony pendente lite to non-petitioner smt. manju against whom the petitioner satish chandra has filed an application for divorce under section 13 of the hindu marriage act, 19552. the district judge, jodhpur, after taking into consideration the affidavits filed by the respective parties, came to the conclusion that it was proper to assess the ..... is sufficient to state that the amount of alimony pendente lite his been determined on the basis of the circumstances existing on the date the non-petitioner had filed present application for that purpose. if subsequent to that, any change in circumstances has occurred, either party in law has the right to bring changed facts and circumstances, if any, to the ..... any reason in the case to depart from the normal rule of awarding 1/5th of the net income of the husband as interim maintenance to the wife under section 24 of the act. on behalf of the husband it was contended in smt. priti parihar's case (supra) that it was not a hard and fast rule that one-fifth of ..... , it may be stated that it was not a title suit regarding the ownership of (he tempo. it was an application for interim maintenance which, as a general rule and practice, is disposed of on affidavits like any other interim application in civil proceedings. there is nothing to show that the mother of the petition has any assets of her own or .....

redpajama_set_name: RedPajamaCommonCrawl


text:
Designing a world-class post-retirement system
Deborah Ralston
In September 2019, Treasurer Josh Frydenberg announced the Retirement Income Review, with a public consultation paper to be released in November 2019 and a final report to the Government by June 2020. One of the three panel members is Dr Deborah Ralston, who in her previous roles, has written several articles for Firstlinks.
As a general guide to what Dr Ralston may be thinking, we republish an article from 2013. At the time, she was Executive Director of the Australian Centre for Financial Studies (ACFS), which published the Pension Index in conjunction with Mercer. We have often republished past articles by leading authors, accepting that their thoughts may have developed further.
ACFS is now the Monash Centre for Financial Studies, which is part of Monash Business School. Coincidentally, the 2019 Melbourne Mercer Global Pension Index has just been released, linked here, ranking Australia third in the world, behind only The Netherlands and Denmark, as we were six years ago.
The release of the latest Melbourne Mercer Global Pension Index earlier this month once again confirmed Australia as having a world class retirement system, coming in third out of 20 countries behind Denmark and The Netherlands.
But read past the rankings in this comprehensive 74-page report and there is a strong warning about the risks facing Australian retirees in the post-retirement or decumulation phase. This is an area that was largely overlooked as our system evolved from employer-sponsored, defined benefit schemes to defined contribution arrangements. To date, most of the focus has been on the accumulation phase of superannuation, but that's changing as more baby boomers enter retirement.
Onus has shifted to the individual
In the past, employees lucky enough to be in a defined benefit scheme (and the majority weren't) were guaranteed a retirement pension traditionally linked to their years of service and salary. But with the advent of compulsory superannuation in 1992 and defined contribution schemes, the onus shifted to the individual to be responsible for their retirement income.
What do these retirees seek? The report identifies the ongoing financial needs of retirees as a 'trilemma' which includes:
good investment returns and investment choice
protection from myriad risks – including investment, sequencing (poor returns immediately before or after retirement), longevity, inflation, expenditure and time (or interest rate), counterparty and liquidity (remember, behavioural finance risk shows individuals are far more sensitive to losses than gains, a characteristic particularly pertinent to retirees)
access to some capital during retirement to cover unexpected expenditures, such as medical.
Quite obviously, this combination of different needs facing individuals over the course of their retirement means there is no ideal solution. Even an indexed annuity will not meet every individual's varying financial needs during their different stages of retirement.
This is indeed a complex problem and the best solution for any individual will depend on a range of factors including their total wealth, health and likely longevity, required standard of living, access to the age pension, etc. At the same time, the needs of individuals must be balanced with the public interest so that clear incentives are in place to encourage personal responsibility and avoid over-reliance on the public purse.
Features of a world-class portfolio for retirees
For the industry, legislators and administrators, how to solve the trilemma will be the issue in the coming years. So what's required? The industry needs to provide the right products for an income stream – a portfolio of products that meet individual needs. This portfolio should include features such as:
limited access to the lump sum on retirement
some access to capital to allow to meet unexpected expenses
in the early stages of retirement, an income product to provide adequacy and security
a pooled insurance-type product to provide longevity protection for later years
a structure that allows for phased retirement as people continue to work part time.
People need to be educated about retirement, in particular the need to focus on consumption and not investment; it is a quite different phase to the accumulation stage. Research shows that people are typically happier in retirement, but in the immediate years preceding it worry about what will happen and, significantly, often fail to plan for it. The onus has to be on superannuation funds to invest more resources in educating their members about retirement – to literally change their mindsets.
For this to happen the government of the day has to articulate the main objectives of the retirement income system (including the role of the pension). It's an issue that will encompass social, economic and tax policies and will require strong leadership, coupled with an energetic public debate, to ensure we get the policy architecture right.
Ideally, while the issue can't be ignored, any policy changes regarding post-retirement income for DC funds will involve an inclusive public debate and a gradual introduction to allow those affected to adjust their expectations and make long-term plans.
Australia has an enormous opportunity to build a world-class decumulation system that gives individuals security and flexibility in retirement. But it will not be easy. The media furore and public angst that preceded the Labor Government's April 5 statement this year when changes to the tax laws governing superannuation were being mooted highlights the political difficulties. But the longer we delay this debate, the harder it will get – politically, socially and economically.
At the time of writing this article in 2013, Professor Deborah Ralston was Executive Director of the Australian Centre for Financial Studies (now Monash Centre for Financial Studies, which is part of Monash Business School). It publishes the Global Pension Index in conjunction with Mercer. Prior to her appointment on the panel for the Retirement Income Review, Dr Ralston was Chair of the SMSF Association.
financial literacy, pensions, regulation, retirement systems, superannuation
Just keep the government out of it and the majority of us will be fine!
Australia has an enormous opportunity to build a world-class decumulation system that gives individuals security and flexibility in retirement, but it's different from the accumulation phase.
Behavioural reasons why we ignore life annuities
Life annuities is a product with theoretical appeal but it does not gather significant market acceptance. These behavioural reasons need to be addressed before substantial increases in sales occur.
David Bell


text:
We've saved Royal College of Art to your favourites
Jewellery and Metal MA Royal College of Art
On our programme, we seek to understand the world through materials.
Jewellery and metal both play a significant role in all cultures. The growing importance and interdisciplinary character of our distinctive discipline within the arts gives jewellery and metal a special vibrancy and relevance. The work that emerges from our programme reflects an expanded practice that views objects as an embodiment of thought.
We seek to question what materials mean to us, how we engage with them and use them to define our daily interactions with the world.
As a programme and philosophy we are responsive to rapidly changing social and cultural landscapes, and we draw on history and technology in nurturing intellectual and creative skills. The rich and extensive bodies of knowledge associated with object-making and jewellery underpin an approach that is outward-looking, open to the wider and diverse discourses surrounding materialism, semiotics, narratives and commodity objects, all of which connect us and the object to contemporary life.
Expected September 2022
Kensington Gore,
Kensington and Chelsea,
SW7 2EU, England
Applicants must normally have obtained a good relevant undergraduate degree or an equivalent qualification. The College recognises as an equivalent qualification any degree, diploma, certificate or other evidence of formal qualification awarded by a university or other higher education establishment where the award is made following the successful completion of a course of at least three years' study, the programme of study being open, as a general rule, only to persons holding a certificate awarded on the successful completion of a full course of upper secondary education. Other qualifications may be approved, providing that the Academic Board for Concessions and Discipline (ABCD) is satisfied that the applicant has the ability to pursue the programme of study successfully. Applicants should normally be aged over 21 years by 1 September of the proposed year of admission.
Candidates are selected entirely on merit and applications are welcomed from all over the world. The selection process considers creativity, imagination and innovation as demonstrated in your portfolio, as well as your potential to benefit from the programme and to achieve high MA standards overall. We seek to recruit students who are talented, enthusiastic, energetic, professionally minded, with an open and critical approach to design and making. You must possess a good undergraduate degree (or non-UK equivalent qualification) in metalwork, jewellery or a related subject, such as textiles, sculpture, architecture and industrial design. Your application should be supported by good, preferably academic, references and you should possess a range of practical skills. Equivalent professional experience or apprenticeships are also taken into account. If you are not a national of a majority English-speaking country you will need the equivalent of an IELTS Academic score of 6.5 with a 6.0 in the Test of Written English (TWE). Students achieving a grade of at least 6.0, with a grade of 5.5 in the Test of Written English, may be eligible to take the College's English for Academic Purposes course to enable them to reach the required standard. TOEFL - 92


The secret weapon "Type 93 Oxygen Torpedo" known for its power and long range.
This is the prototype sextuple [Oxygen Torpedoes] firing tubes created by loading the oxygen torpedoes as much as possible, and one of these has more torpedo firepower than an older-class destroyer would have.
There were plans to equip the new later-model destroyers with these.
Unbuildable. Ranking Reward for April 2016 (2x for 1-5, 1x for 6~500).
This page was last modified on 18 July 2016, at 06:00.


What are greenhouse gases? What percentage of them are natural (not caused by man)? How do they impact the world?
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The Boston Globe's Naomi Martin and James Pindell report that all of 2020's formally declared "major party" presidential candidates say they support legalizing marijuana at the federal level. Yes, that includes President Trump.
Great idea! But why should the nearly 2/3 of Americans who want marijuana legalized spend the next 20 months listening to these candidates promise to make it happen? At least eight of them are in a position to get the job done now.
Cory Booker (D-NJ), Kirsten Gillibrand (D-NY), Kamala Harris (D-CA), Amy Klobuchar (D-MN), Bernie Sanders (I-VT), and Elizabeth Warren (D-MA) are US Senators. Tulsi Gabbard (D-HI) is a US Representative. Any or all of them could introduce and sponsor/co-sponsor bills to legalize marijuana.
Donald Trump is the president of the United States. Any time he cares to pick up the phone and summon the Republican party's congressional leaders, or maybe just US Senator Rand Paul (R-KY) and US Representative Justin Amash (R-MI) over to the White House, he can lean on them to get a bill moving for the same purpose, then sign it when it passes.
There are opportunities here for all of these politicians. The first one to make a big move would get the most credit for ending the federal war on marijuana. The others could earn some brownie points (yes, I went there) for joining in. We could enjoy a rare "bi-partisan" lovefest where political opponents come together for the good of the country.
Of course, the candidates who don't really mean it when they say the favor legalization would be put on the spot. They'd have to either follow through or look like the liars they are. That's a feature, not a bug. Let this issue winnow the field of candidates who thought they could run the clock out on it and then go back to business as usual.
So far, ten states have defied the federal government's ban on marijuana and outright legalized it for recreational use, while another 13 have "decriminalized" it instead of treating it as a serious offense. It's legal for medical use in 33 states and the District of Columbia and another 13 states have relaxed restrictions on one of its most useful ingredients, CBD.
Marijuana legalization is an unstoppable parade. Time for the presidential candidates to run for the front of that parade instead of just standing in the crowd hoping the voters will throw them some candy.


Alexander Wang's signature leather fanny pack animated with ball chain piping. Five separate zip compartments for multi functionality. Signature chain and leather closure. Adjustable strap with metal click lock. Fanny pack can be worn three ways: around the hips, across the chest, or as a shoulder bag. Interior is lined with black nylon and has a leather logo patch. Dimensions: 32 x 12.5 x 10 cm.


text:
Bias Free Speech Higher Ed Bubble
Join the club: Northwestern plans to end freedom of association for most student groups
Matt Lamb - University of Nebraska-Omaha •May 27, 2016
Will end "system of privilege and oppression," says Campus Life chief
Northwestern University isn't quite an Ivy League school, but it sure wants to be like Harvard with regard to its attitudes toward freedom of association.
The university's Office of Campus Life is planning to force student groups that require an interview or application process to let anyone join, or risk losing their student funding, The Daily Northwestern reported.
One student leader has already drawn up a resolution condemning the plan, though the vote on that resolution has been pushed back a week after a Wednesday night student government meeting lost its quorum.
RELATED: Harvard professors including Steven Pinker file resolution against punishing male-only clubs
The plan will end a "system of privilege and oppression" at Northwestern, Campus Life Executive Director Brent Turner told the paper. (Northwestern itself isn't so open – its acceptance rate hit an all-time low of 10.7 percent for the 2016-2017 class, the seventh consecutive year of decline.)
The new policy won't apply to all clubs, the school said, leaving open whether groups that are often targeted in "all comer" policies – notably evangelical groups – will get exemptions.
Student government would continue funding derecognized clubs
Though Turner said reaction has been evenly split since the plan was announced in mid-May, some students think that by making membership so easy, the mandate will dilute the commitment of those who join clubs.
The student director of the Institute for Student Business Education Analytics, Kathir Sundarraj, told the paper he was so concerned about the administration's ultimatum he was introducing a student government resolution against it.
The resolution would continue funding student groups even if they are derecognized by the administration, and it asks the university to search for a more nuanced solution to the purported problem of exclusive clubs.
ASG Senate to consider resolution disavowing potential open group proposal. https://t.co/dQ15xDuBBp pic.twitter.com/OEFDa3d8EZ
— Daily Northwestern (@thedailynu) May 19, 2016
Sundarraj initially declined to talk to The College Fix about the resolution until a date could be set for debate, but has still not responded.
RELATED: Harvard already hit with petition campaign to dump its new rules against single-sex clubs
"When people feel like they earned their spot in a group they feel a higher dedication to the group," another club leader, Rohan Mehta of the Institute for Student Business Education, told the Daily.
Turner told student representatives at last week's meeting that "no specific policy or mandate has been drawn up" – the administration simply wanted to "dialogue" with students, the Daily reported.
Do you want to drive student groups 'farther underground'?
Before the tabled vote on the resolution, the university hosted its first "roundtable" on the plan Wednesday afternoon, which drew eight students who largely split in their views.
The university shouldn't try to force values on students from the top down but rather work with them on a "case-by-case basis" to review their application processes, said Joseph Raff, executive director of Supplies for Dreams, according to the Daily. Otherwise exclusive groups will go "farther underground."
WOW! We are blown away by your support. Let's make this another great year! pic.twitter.com/sgKxYwpFYm
— Supplies for Dreams (@supplies4dreams) January 25, 2016
The leader of the cross-cultural internship group AIESEC, Aashrey Tiku, said the university should separate function-oriented organizations from more community-like organizations, excluding the former from the open policy.
The Sexual Health and Assault Peer Educators (SHAPE) group will most likely be exempt from the open requirements, according to Executive Director Molly Benedict. That's to keep "perpetrators" away from victims of sexual violence in the group, she told the Daily.
Turner did not respond to requests for comment from The Fix on who is likely to get exemptions, whether entire categories or specific groups.
Christians: the canary in the coal mine
Similar policies designed to open group leadership opportunities have been approved at other colleges, but they disproportionately affect the ability of religious groups to require their leaders to observe doctrinal and lifestyle standards.
InterVarsity Christian Fellowship and Campus Crusade for Christ saw their chapters derecognized across the California State University System for initially refusing to follow the all-comers policy. As a result they lost visibility on campus and were forced to pay higher fees to rent rooms on campus.
They eventually agreed to let non-Christians run for leadership in return for being re-recognized by CSU.
(Though InterVarsity's Greg Jao initially told The Fix that one of its largest CSU chapters, Chico State, lost 50 members in the wake of derecognition, InterVarsity told The Fix 15 after this article was published that it couldn't find "documentation" to confirm Jao's statement. Its attendance numbers are "up overall" systemwide, a spokesperson said: "Most chapters in the Cal State system grew or stayed relatively even during the year we were off-campus [2o14-2015]. Long Beach, for example, has almost doubled in size since 2014.")
The InterVarsity chapter at Northwestern told The Fix that it "welcomes all students to be members in our student groups. We do not think we will be affected by this policy." The university did not respond.
RELATED: Rejected as 'discriminatory' and shunned from campuses, Christian clubs struggle
The university's move to become more "inclusive" is peculiar in the face of its high rejection rate for applicants, according to a Daily student columnist.
"The irony of the situation is that students attend an institution that derives its elite stature from its exclusivity and continuously decreasing admission rates," Jacob Altstadt wrote.
"Yet, the University's extrinsic values would contradict its intrinsic ones: The sense of accomplishment felt from admission to one of the country's most selective schools would not be felt in the student groups within the school itself."
UPDATE: InterVarsity Christian Fellowship says its attendance numbers in California State University chapters were not substantially affected in the year that it was derecognized across the CSU System. The article has been amended accordingly.
RELATED: Christian groups return to Cal State only after agreeing to allow non-Christians in leadership
IMAGE: Buppha/Shutterstock, Jeff Stanford/Flickr
Matt Lamb
Matt Lamb graduated in May 2015 from Loyola University-Chicago, where he majored in political science, and minored in economics and Catholic Studies. There, he was also an active member of Loyola Students for Life and Loyola College Republicans, and wrote for The Loyola Phoenix. He is currently a graduate student at the University of Nebraska-Omaha. His work for The College Fix has been featured by National Review, Fox News, New York Times, and several other news outlets. He currently works as a Field Coordinator for Turning Point USA.


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text:
Is it possible to roll back Android to a previous version?
Many people reading this article are technology enthusiasts who always want to get the most up to date. Including software. When a new version of the Android system or any other comes out, they want to know when and how they can get their hands on it and what changes there are. True, owners of smartphones often have to wait a long time until the latest version Android gets to them. This situation is now observed with Android 9 Pie and Android 10 Q.
However, not everyone dreams of the latest versions. There are times when upgrading to a new version is frustrating. In particular, enterprises and organizations are in no hurry to install new versions of software that may not work with the necessary applications. Especially if these are rare applications. Home users usually do not have such problems.
If you don't like the new version of the system, you may want to go back to the previous one. There are often bugs and operational problems that are fixed over the next months. If you don't want to wait, you can go back. However, this is not as easy as it might seem.
Make sure you really want to go to the previous Android.
Going back to the previous version Android can lead to new problems. First of all, you need to think about security. If your smartphone is on a modern version of the system, the previous version may not have new security mechanisms. There is a possibility that there are open holes and vulnerabilities there. Next, you need to think about how exactly to change the version, which will be discussed below.
In each new release Android Google introduces new APIs for developers. Companies like Samsung and Huawei are putting their own software products on top of a clean version Android. There is often no backward compatibility. Many of the system changes you don't like may be minor, but there is always the possibility that the functionality you need will not work on the previous version. This cannot be fixed unless you choose to install third-party software.
Most users simply won't be able to go back to the previous version.
If you have a Google Pixel, Nexus, or other manufacturer's smartphone that allows you to unlock the bootloader and provides a catalog of different Android versions for your devices, it's relatively easy to downgrade. For example, HTC and Motorola allow you to unlock the bootloader and have archives of old versions of the system for certain smartphones.
If you have such a smartphone, everything will be simple:
Back up your data to cloud storage.
Download the required version of the software and installation utility.
Read the installation instructions and follow them.
Without root, you won't be able to back up all the data you need. For example, saves in games, message history, photos and videos inside chat applications, data from other third-party applications that are not synchronized with the cloud. They can be lost because reinstalling the operating system will completely erase information. Use backup and restore applications. Make sure Google Photos is set to back up photos and videos.
You need to understand what exactly you are doing and have all the necessary tools for this. The firmware of the operating system on the smartphone cannot be canceled halfway.
Some users do not have an unlocked smartphone and do not have system images ready to install. Developers usually do not like to share these versions of the system, and finding the one you want can be difficult. You need to look for information on forums on the Internet, where other owners of your smartphone model may ask the same question.
However, there may be difficulties and more serious than finding a system to install. Typically, operating system installation updates the device bootloader. This means that to go back, you first need to install the previous version of the bootloader. This is one of those pieces of software that usually cannot be reverted to a previous version. All sorts of tricky workarounds will be required, if at all possible. Installing the bootloader incorrectly is a surefire way to make your smartphone unusable.
Sometimes there are easy ways to get the software you want. Unfortunately, this is usually not the case, and on the forums many people complain that the smartphone has turned into a brick.
In general, it takes 5 minutes to flash the operating system, but then it can take many hours or days to restore the device if something goes wrong.
If you're serious about losing your smartphone warranty, installing custom firmware might be your best bet. This is a third-party version of the system, often from the users themselves. Device developers can help them. Companies like Sony and OnePlus are known for their connections with the enthusiast community. Most often, custom firmware is still made by one person or several who know how to write code and like to tinker with their smartphones.
Custom firmware can contain the best features of both worlds. This is a modern version Android with critical updates and new features, but at the same time with support for something you need, which has been removed from the new official version. However, you can void your warranty, and installing custom firmware will still be difficult. If you have a common smartphone model, you will probably find the necessary firmware in places like the XDA Developers forum and other Internet forums, including Russian ones.
Google seems to know why the desktop screensaver breaks its phones
How to remotely show phone screen on Android


Loved that it was so near the beach. Very central to restaurants etc everything was in walking distance. The apartment was modern and clean. Very easy to find when we first arrived and easy access to keys etc.
Location was excellent - just walk across the patio, through the rear gate and then 50 yards to the sea front where there were magnificent views of the waves and surfers. Very centrally located which made it easy to get to supermarkets and surrounding shops. Lots of places to walk. We have been going to Tenerife for over 18 years but this was probably the best situated of all the places we have stayed at.
Location amazing and a lovely clean apartment. Lots of fridge space. Proximity to restaurants beaches, shopping fabulous. Nice complex, nice pool and the apartment is perfectly placed in the heart of everything. Not that professional and points at perhaps the type of people she is used to dealing with.
Location was amazing. Apartment was big and modern. The price was very reasonable.
The setting, the pool area, the apartment and it's facilities!
The apartment is well located, next to the beach with easy access to the swimming pool and supermarket. Well equipped for 4-5 guest. Did not meet the owner, only email communication which I prefer. You can book with confidence.
Apartment was basic but it was clean and tidy and it was in a great location with great views offer the sea.
One of our best sellers in Playa de las Americas! Located in Playa de las Americas, 1.1 miles from Piramide de Arona convention centre and 1.4 miles from Siam Park, Parque Santiago 2 offers free WiFi. The apartment is 1.3 miles from Safari Shopping Centre.
The apartment includes a kitchenette with a microwave and a toaster, as well as an electric tea pot. A flat-screen TV is provided.
Parque Santiago 2 has an outdoor pool. The accommodation has a terrace.
Chayofa is 3.5 miles from Parque Santiago 2, while Veronicas Strip is a 10-minute walk away. The nearest airport is Tenerife Sur Airport, 11 miles from the apartment.
뀐 Located in the top-rated area in Playa de las Americas, this property has an excellent location score of 9.3!
When would you like to stay at Parque Santiago 2?
This apartment has a stovetop, seating area and flat-screen TV.
House Rules Parque Santiago 2 takes special requests – add in the next step!
Poor communication with owner once checked in and had problems. Apartment was filthy and clearly not cleaned properly between change overs with dirty draws etc. Only thing I would say that had been cleaned was the floors. Facilities were were poor with not even the basics to prepare and cook meals for example no oven glove and only 1 tea towel , kitchen utensils such as spatulas and serving spoons etc not there. On first day we asked for more pillows, some wine glasses as none in the kitchen and some plastic spatulas and 2 days later a not very friendly man turned up in the evening shoved a pillow in our hand 4 wine glasses and a wooden spatula so small that my kids toy kitchen utensils would have served us better! The Downstairs toilet we did not use as absolutely stinks of sewage to the point that my 2 yr old son cried if you tried to make him use it! Bleach did not help at all. There were Ants throughout the kitchen including draws and work tops meaning they were crawling all over the kitchen utensils, plates and glasses etc. They got in any food that was left in cupboards so we had to put all food in the fridge inc cereals. Preparing food the first few days was a nightmare as they would start crawling onto serving plates . They also were inside the wardrobe in main bedroom and crawling all over our clothes. We went out the following day and brought cleaning products and insect spray and thoroughly cleaned the apartment and sprayed all worktops and cracks with insect spray. We did this daily which did help to keep the ants at bay. The shutters in the bedroom do not work and there is only a see through curtain in the bedroom so you can see straight into the bedroom which is just off the promenade and restaurant opposite . We was woken up every morning early by the sunrise which is not ideal when actually the kids for the first time in 4 years have slept until 8 am! The fan in the lounge did not work as their was only one battery in the remote for it.
Although easy to get to the sea front, the patio was in the shade for most of the day. The settee catered well for three people but could have done with an additional comfortable chair. The view was great on the balcony but unfortunately there were no chairs on it to sit and appreciate the scenery.
Air conditioning was only really missed at night. Wouldn't stay here in hotter weeks. Finding the apartment in a huge complex not easy from the text instructions. Host was very helpful with high chair and cot but delivered them with her hand out. Pay now! No 'welcome' and no introduction, just a demand for payment and to know when we are leaving.
The smell in the downstairs toilet was horrendous. We put a ban on anyone using it. The floor was really dirty. We couldn't walk around with bare feet.
We stayed we 9 days and cleaning service would have been appreciated after week stay. Cutlery should be updated, lacking like toaster (which we bought to save the vacation). For the owner I recommencement to add a toaster, make sure that the apartment is well cleaned before offered and spend like 500€ some basic maintenance to make the stay more enjoyable. There is still some fixing needed for the sewage smell in the downstairs bathroom (200 € to fix?). Again good investment to raise the score.
There was no outdoor seating on the 2nd balcony and the beds were a little hard.
The property had a terrible smell of sewers from the downstairs toilet. It had ant infestation downstairs and in the bedrooms, on the worktops and in the crockery. The shower didn't drain which meant we had to wait a considerable amount of time between each person using the shower. There was mound in the shower cubicle. The apartment had not been cleaned properly and the floors were thick of dust and had packaging under the beds and rubbish left under the sofa bed in the living room. There was no air conditioning. This is advertised to sleep 6 we were a party of 5 yet there was only 4 chairs and crockery glasses etc for 4 people. There was a daily charge for sun beds of €5 per person which we had not factored into the cost of the holiday.
There was no air conditioning. It was very hot and our bedroom was very stuffy and hot at night we didnt know we could rent fans. Also no curtains in our bedroom facing on to the veranda/balcony. We couldnt get undressed at night in our bedroom as you could see right in to our room especially as we were facing out on to the beach and restaurants etc. Would book this apartment again if it had air conditioning in the bedrooms or good fans.


text:
Federal court delivers blow to Clive Palmer border challenge, rules border is best for keeping COVID-19 out of WA
4:13pm Aug 25, 2020
Mining magnate Clive Palmer's legal bid to tear down Western Australia's hard border closure is likely headed for the High Court.
Federal Court Justice Darryl Rangiah today said WA's decision to keep the borders closed to other jurisdictions was more effective in stopping the spread of COVID-19 than other measures such as hotel quarantine.
Justice Rangiah said the "health consequences would be catastrophic" if the hard border regime was dismantled.
LIVE BLOG: New border bubble for Victoria-NSW
"In view of the uncertainties involved in determining the probability that COVID-19 would be imported into Western Australia from elsewhere in Australia, and the potentially serious consequences if it were imported, a precautionary approach should be taken to decision-making about the measures required for the protection of the community," he said.
The court also ruled against holding a second Federal Court trial.
The WA government hoped for a retrial after the Commonwealth withdrew its involvement.
"The prejudice to Western Australia has not been caused by the withdrawal, but by the Commonwealth having intervened in support of the Palmer parties' case in the first place," Justice Rangiah said.
The High Court still has to decide on Mr Palmer's challenge.
State premier Mark McGowan is fighting to keep the hard border closure in place until "beyond March" if necessary.
He described today's decision in the Federal Court as a "comprehensive victory" for the state government.
"This is a comprehensive victory for Western Australia and the people of this state," he said.
"We have had to fight Clive Palmer and we had to fight the Liberal party over our borders and this has been a vindication of our stance.
"Basically the border has saved lives ... that has been our submission, that has been our view."
Mr McGowan said it would have been "easier" if the Commonwealth Government had not endorsed Mr Palmer's move.
Mark McGowan described today's ruling as a "comprehensive victory". (Nine)
"The Liberal Party endorsing Mr Palmer's action was wrong and inappropriate," he said.
"I don't think they were listening to the people of WA."
Mr Palmer is arguing that WA's "all-or-nothing" approach to the border closure is unconstitutional.
He argued the border closure breached section 92 of the constitution, which requires that "commerce and intercourse among states … shall be absolutely free".
The matter was sent to the Federal Court to determine key facts of the case, including the health risk posed by COVID-19 and whether border closures were the most effective measure to contain its spread.
You can get up-to-date information from the Federal Government's Coronavirus Australia app, available on the App Store, Google Play and the Government's WhatsApp channel.
Beyond Blue's Coronavirus Mental Wellbeing Support Service is a 24/7 service free of charge to all Australians. Visit the site here or call 1800512348.
For coronavirus breaking news alerts and livestreams straight to your smartphone sign up to the 9News app and set notifications to on at the App Store or Google Play.
Clive Palmer
Border Restrictions
'Underlying health conditions' of people who died with COVID-19
Barbora Krejcikova vs Jelena Ostapenko live scores


Sound School presents a live, all ages showcase of participants and guest facilitating artists from their 2018 program of electronic music workshops in Melbourne. Be among the first to witness debut performances from emerging local talent, and check out the synth, DJ and music production superstars from SIGNAL Arts, Phoenix Youth Centre and Footscray Community Arts programs.
The City of Melbourne respectfully acknowledges the Traditional Custodians of the Land. For the Wolwurrung (Wurundjeri), Boonwurrung, Taungurong, Dja Dja Wurrung and the Wathaurung groups who form the Kulin Nation, Melbourne has always been an important meeting place for events of social, educational, sporting and cultural significance. Today we are proud to say that Melbourne is a significant gathering place for all Aboriginal and Torres Strait Islander people.
The venue is wheelchair accessible and the event will be taking place outdoors. All gender bathrooms are accessible from the ground floor.


MARK Bateman has celebrated a double triumph at work and play.
MARK Bateman has celebrated a double triumph at work and play. The 23-year-old, from Haslington, learned that he has passed all the tests required to make him a fully qualified PE teacher.
Then he was handed his first full international call-up for Wales and he will link up with the squad to fly to Cork, Ireland, for the country's Celtic Cup campaign this weekend.
Mark, who studied for his Coaching with Exercise and Sport Science Degree at MMU Cheshire's Alsager campus, said: "I have been working towards this goal since I started playing hockey at 14 at Sandbach School and I am very proud to be selected. There will be very tough opposition but the whole team is determined to win.
The Wales squad face a gruelling weekend and will come up against France, Ireland and Scotland.
A former head coach at Crewe Vagrants, Mark has now taken the reins as head coach at Chester. He plays for English National League side Brooklands, at Sale.
Meanwhile, Sophie Molley got the taste for international action after a successful three-game spell in Scotland.
The 19-year-old, from Sandbach, played for the North England U21s against Scotland at the National Hockey Academy in Edinburgh.
The keeper was in action in all three games – two wins and a defeat. Now the MMU Cheshire student is eager for more.
Sophie said: "It was a great weekend. We not only played but also had training sessions during our brief stay in Edinburgh so it was pretty intensive.
Anyone who would like to support North England Hockey or individual players can e-mail the Chronicle for details at crewe.sport@cheshirenews.co.uk.
The team is currently supported by Total Fitness, Sports Front Ltd, Trojan Planning Supervisors and Johnson International Workwear.


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text:
BMW Group Research & Technology
by ivanglautier | Nov 4, 2011 | Partners | 0 comments
BMW Group Research and Technology (BMW Forschung und Technik GmbH) is a wholly-owned subsidiary of the BMW Group and has, since 2003, been responsible for researching in Vehicle Technology (vehicle concepts, mechatronics and lightweight systems), Efficient Dynamics (energy management, innovative powertrain concepts, energy storage systems, fuel cells), Connected Drive (driver assistance systems, active safety, human machine interface) and ITDrive (IT architecture and communications technologies). The legal independence of the limited company (GmbH) guarantees the operation's creative freedom and maximises its flexibility. Its access to worldwide trends and technologies is ensured by an international network with the BMW Group Technology Office USA in Mountain View (California), the Liaison Office Clemson (South Carolina, USA), the institute EURECOM (Sophia Antipolis, France), the German Research Centre for Artificial Intelligence (DFKI GmbH, Saarbrücken) and the Technische Universität München (CAR@TUM).
The department ITDrive of BMW Group Research and Technology has joined webinos to fully integrate vehicles in the connected lifestyle of our customers. webinos will assist BMW Group Research and Technology to enable a seamless handling of services and applications across different devices for customers – whether an app runs inside a car, on a smart phone, a pc or a TV.
Visit the BMW website
Tweets by @webinosproject


text:
Q: Create a raster file from some data using Python I want to create a TIFF file from binary data, i.e., points in a given position (x,y) are either 0 or 1. Using Python, I want to map this points and a limited area around them into a raster file which can only have the values 0 or 1.
All I have found so far deals with an existing TIFF file that is read, its values are modified and saved again that same file. What I really want to do is to create a TIFF file from scratch. This is what I have so far:
def array2raster(newRasterfn,rasterOrigin,pixelWidth,pixelHeight,array):
  cols = array.shape[1]
  rows = array.shape[0]
  originX = rasterOrigin[0]
  originY = rasterOrigin[1]

  driver = gdal.GetDriverByName('GTiff')
  outRaster = driver.Create(newRasterfn, cols, rows, 1, gdal.GDT_Byte)
  outRaster.SetGeoTransform((originX, pixelWidth, 0, originY, 0, pixelHeight))
  outband = outRaster.GetRasterBand(1)
  outband.WriteArray(array)
  outRasterSRS = osr.SpatialReference()
  outRasterSRS.ImportFromEPSG(32629)
  outRaster.SetProjection(outRasterSRS.ExportToWkt())
  outband.FlushCache()

How do I specify the coordinates of a map point where I want to place a value (0 or 1)?

redpajama_set_name: RedPajamaStackExchange


text:
<?php

namespace Webmozart\Console\Handler;

use InvalidArgumentException;
use LogicException;
use Webmozart\Assert\Assert;
use Webmozart\Console\Api\Args\Args;
use Webmozart\Console\Api\Command\Command;
use Webmozart\Console\Api\IO\IO;

/**
 * Delegates command handling to one of a list of registered handlers.
 *
 * You can register handlers or factory callbacks that create those handlers
 * with the {@link register()} method:
 *
 * ```php
 * $handler = new DelegatingHandler();
 * $handler->register('json', new JsonHandler());
 * $handler->register('xml', function () {
 *     $handler = new XmlHandler();
 *     // ...
 *
 *     return $handler;
 * });
 * ```
 *
 * The executed handler can be selected with {@link selectHandler()}. You need
 * to pass the name of the handler or a callback that receives the command,
 * the console arguments and the I/O as parameters:
 *
 * ```php
 * $handler->selectHandler(function (Command $command, Args $args, IO $io) {
 *     return $args->getOption('format');
 * });
 * ```
 *
 * Run {@link handle()} to execute the selected handler:
 *
 * ```php
 * $handler->handle($command, $args, $io);
 * ```
 *
 * @since  1.0
 *
 * @author Bernhard Schussek <bschussek@gmail.com>
 */
class DelegatingHandler
{
    /**
     * @var object[]|callable[]
     */
    private $handlers = array();

    /**
     * @var string|callable
     */
    private $selectedHandler;

    /**
     * {@inheritdoc}
     */
    public function handle(Args $args, IO $io, Command $command)
    {
        $handlerName = $this->selectedHandler;

        if (!$handlerName) {
            throw new LogicException('No handler was selected.');
        }

        if (is_callable($handlerName)) {
            $handlerName = call_user_func($handlerName, $args, $io, $command);
        }

        if (!isset($this->handlers[$handlerName])) {
            throw new LogicException(sprintf(
                'The handler "%s" does not exist.',
                $handlerName
            ));
        }

        $handler = $this->handlers[$handlerName];

        if (is_callable($handler)) {
            $handler = call_user_func($handler, $args, $io, $command);
        }

        return $handler->handle($args, $io, $command);
    }

    /**
     * Registers a command handler for the given name.
     *
     * @param string          $name    The handler name.
     * @param object|callable $handler The handler or a factory callback that
     *                                 creates the handler.
     */
    public function register($name, $handler)
    {
        Assert::string($name, 'The handler name must be a string. Got: %s');
        Assert::notEmpty($name, 'The handler name must not be empty.');

        if (!is_object($handler)) {
            Assert::isCallable($handler, 'The handler must be a callable or an object. Got: %s');
        }

        $this->handlers[$name] = $handler;

        if (!$this->selectedHandler) {
            $this->selectedHandler = $name;
        }
    }

    /**
     * Unregisters the command handler for the given name.
     *
     * @param string $name The handler name.
     */
    public function unregister($name)
    {
        unset($this->handlers[$name]);

        if ($name === $this->selectedHandler) {
            reset($this->handlers);
            $this->selectedHandler = key($this->handlers);
        }
    }

    /**
     * Returns all registered handler names.
     *
     * @return string[] The handler names.
     */
    public function getRegisteredNames()
    {
        return array_keys($this->handlers);
    }

    /**
     * Selects the executed handler.
     *
     * @param string|callback $handler The name of the handler or a callback
     *                                 that returns the name. The callback
     *                                 receives the executed {@link Command},
     *                                 the {@link Args} and the {@link IO} as
     *                                 arguments.
     */
    public function selectHandler($handler)
    {
        if (!is_callable($handler)) {
            Assert::string($handler, 'The selected handler must be a callable or a string. Got: %s');

            if (!isset($this->handlers[$handler])) {
                throw new InvalidArgumentException(sprintf(
                    'The handler "%s" does not exist.',
                    $handler
                ));
            }
        }

        $this->selectedHandler = $handler;
    }
}

redpajama_set_name: RedPajamaGithub


From the Inbox: Mr. Speaker (Newt) emailed his Fox News article on the National Anthem; I suspect many pro football players do not know any of this.
As the controversy over athletes boycotting the National Anthem continues, I would like to share some historical perspective.
"The Star-Spangled Banner" became part of our sports traditions for a good reason: It brought people together in times of grave national turmoil. For this reason alone, it is a tradition worth respecting.
According to MLB.com, "The Star-Spangled Banner" was first performed at a baseball game on May 15, 1862. Given baseball's lengthy history in America, this is likely the first time it was played at a major U.S. sporting event.
The timing was significant. In 1862, the nation was embroiled in the Civil War. America was as divided as it had ever been. People were fighting and lives were being lost in battle. It was a dark time for our still young country.
So, William Cammeyer, a businessman who was opening Union Grounds park in Brooklyn, decided to do something that would bring the nearly 3,000 people in attendance at the first game together and unify them as Americans. The band played "The Star-Spangled Banner." It wasn't officially the National Anthem at the time, but it was still respected as a deeply patriotic, uniquely American song.
Fifty-six years later, America entered World War I, and the nation was once again thrown into turmoil. Major League Baseball had cut the season short because players had been drafted or enlisted to go fight the Great War overseas – and teams were expected to sacrifice and contribute to the war effort.
During the seventh inning stretch of the first game of the 1918 World Series between the Boston Red Sox and the Chicago Cubs, "The Star-Spangled Banner" was performed.
This 100-year-old story by the Times perfectly captures why we respect Francis Scott Key's battle hymn for the War of 1812 – and why beginning in 1916, President Woodrow Wilson ordered it to be played during military and naval occasions, and why later it was officially confirmed as our National Anthem by an Act of Congress in 1931.
Historically, "The Star-Spangled Banner" has been part of the shared story of all Americans – a strand of common thread that stitches our nation together. In times of danger, times of pain, and times of triumph, we come together, stand, and sing, because despite our differences, we are all Americans.
But day-by-day, the Left tries to undermine and destroy the things that have historically unified this country. The NFL National Anthem controversy is just the latest example of this.
My fear is that the NFL will succumb to pressure and try to side-step the problem by no longer performing the National Anthem before games. This would be the worst path to take.
Francis Scott Key wrote "The Star-Spangled Banner" in 1814 for an America that was worth fighting for and defending.
It still is. We need to defend it.
UPDATE at 7:04 (see next blog here).
Those who take a knee were indeed given that right by many who no longer have knees and are privileged to take a knee in a sport paid for by millions of fans who may disagree with them and who paid to see a game, not a protest. Players who take a knee think they are being patriotic, when they are merely being self-indulgent and selfish. Go rent out a stadium and invite people to pay just to see you take a knee and see if anybody shows up.
Intoxicated with their own sense of self-righteousness today's athlete-protesters look more like rich drunks spouting nonsense than responsible citizens seeking redress. And in doing so they have popped the sports bubble and reminded us that we should stop idolizing overprivileged millionaire Millennials who disrespect this country, her people, and her history. Millions of Americans have recoiled at the divisiveness brought into sports by people like Kaepernick and Curry. And for this we can thank them.
The rest of Buskirk's essay is here.
It's a sad day when Steelers player Alejandro Villanueva makes headlines for standing for our Anthem; then the coach deplores Villanuevo's decision (while inadvertently exhibiting his support for lockstep groupthink); the rest of the Steelers hide in the locker room; and the Browns lose again -- in more ways than one.
we are collecting for PR until Sunday 12 noon to 8pm.
Located at 3121 W.33rd Street in Cleveland, 44109. They are accepting canned goods, baby food, clothing, water, non-perishable items, diapers, pet supplies, everything but cash.
Issue 2 To require state agencies to not pay more for prescription drugs than the federal Department of Veterans Affairs and require state payment of attorney fees and expenses to specific individuals for defense of the law Proposed Law Proposed by Initiative Petition To enact Chapter 194 of the Ohio Revised Code A majority yes vote is necessary for the law to pass.
• Require the State of Ohio, including its state departments, agencies and entities, to not pay more for prescription drugs than the price paid by the United States Department of Veterans Affairs.
• Establish that the individual petitioners responsible for proposing the law have a direct and personal stake in defending the law; require the State to pay petitioners' reasonable attorney fees and other expenses; require the petitioners to pay $10,000 to the State if the law is held by a court to be unenforceable and limit petitioners' personal liability to that amount; and require the Attorney General to defend the law if challenged in court.
An Ohio doctor, Dr. Mike Sevilla, posted his page on Issue 2, and it's a resource to start with, with several links to proponents and opponents of the Issue. And here's the take posted by the Ohio Pharmacists organization. For what it is worth, a few months ago, Bernie Sanders endorsed Issue 2.
COLUMBUS, Ohio - Don't shortchange America's "founding documents," the state school board was told Tuesday, by trying to axe tests that make sure students learn them.
School board members have been under pressure from across the state to cut how many standardized tests students have to take. Some members have sought to cut any tests not required by the federal government, which would eliminate some math, English and science tests.
It would also wipe out the American History and American Government tests that all high school students must take.
That didn't sit well with some legislators and activists who fought to require these documents to be taught -- and included on state tests -- in 2012. That's when Senate Bill 165, called the "Founding Fathers Act" or the "Founding Documents Act" by some, mandated them.
That means the board can't cut them on its own, but can only ask the legislature to do so.
Don't bother, Senate President Larry Obhoff, a Medina Republican, told the board through an aide Tuesday. He said the legislature won't change the law, regardless of any recommendation from the board.
Despite more than 90 minutes of debate, most of which centered on procedural issues with motions and amendments, the board took no action on any tests. It delayed any vote until later this year.
Those calls and messages made a difference.
Republican Lt. Gov. Mary Taylor said Monday she would end the Medicaid expansion in Ohio if she is elected governor - a clean break from the man she has served alongside for the last seven years, Gov. John Kasich.
As part of her run to succeed Kasich, Taylor unveiled her plan to alter the health care system in Ohio on Monday in Cleveland. She said she would end the Medicaid expansion that resulted in 725,000 more Ohioans receiving health coverage, calling the program unsustainable in the long term.
"Medicaid expansion is fiscally unsustainable and will be ended under a Taylor administration," Taylor said. "I believe that we must identify new, innovative, market-based reforms to address the issues Medicaid currently addresses today. I want to return Medicaid to its original mission of serving the people who need it while incentivizing work and ensuring opportunities for long-term success for those who are able."
"If Obamacare is not repealed, then I will work very hard with President Trump and Congress to get Obamacare repealed or get the flexibility Ohio needs in a waiver or block grant - call it whatever you want - give us the flexibility to I can implement my plan," Taylor said.
"Call it whatever you want?" How about the Health Care Compact?! Read the rest of the report here.
Saving Founding of America Documents Curriculum in Ohio.
Liberals on the Ohio State School Board are trying to eliminate American Government and History standards in Ohio.
The State School Board will meet on Sept 18th and 19th to consider a proposal urging the Ohio Legislature to turn the clock back by eliminating the required end of course testing in American Government and History. This will all but destroy what we accomplished six years ago with the passage of the Founding of America Documents curriculum, which guarantees that all 88 school districts teach the founding documents, namely The U.S. Constitution, The Declaration of Independence, The Bill of Rights, the Federalist and Anti-Federalist Papers, The Northwest Ordinance, and The Ohio Constitution in the 8-12th grades with an end of course exam. This threat is serious to eliminate the Constitutional studies in the classroom.
Click here to contact State School Board members and urge them to vote NO on the resolution.
It's Thursday night. Our Cleveland Indians just extended their winning streak to 22 games, 2nd longest win streak in MLB history!
Trump is on the verge of turning a temporary Obama policy deferring enforcement against people here illegally into a full-blown amnesty, which may even go beyond people brought here as children.
Amnesty is the issue on which to oppose Trump, particularly if you support Trump generally. It will kill his presidency, something Schumer and Pelosi correctly diagnosed. Democrats want amnesty for all illegal immigrants and open borders, they'll take 800,000 as the way to open the door. And they'll use even the slightest sellout to seek to separate Trump from the people who elected him so as to defeat him on other issues.
Amnesty is the gateway drug to a failed Trump presidency.
NeverTrump Republican are particularly ecstatic on social media today. They want nothing more than for Trump to fail so they can proclaim "I told you so." They thrive on being out of power. Schumer and Pelosi are NeverTrump Republicans' best friends right now.
When Trump was elected, my reaction was that there was great opportunity, and I'd support him when his policies were good, and oppose bad policies. Amnesty is a bad policy. It goes to something more than the rule of law, it goes to whether we have a country.
Particularly if you support Trump and want his positive policies to succeed, you need to oppose an amnesty sellout.
An accessible background essay on the case against Dreamer amnesty is on the American Thinker blog here.
The Cleveland-based charity that collected food and household goods for Harvey victims in Texas does not have a stuff-the-truck project for South Florida on their current calendar. As I see it, truckloads -- and planeloads -- of food, water, and household goods would be sorely needed in the central rural areas of Florida and also various Caribbean islands that were destroyed (Virgin Islands, Barbuda, etc). Supplies and manpower are already coming in on military and private transports.
So on this one, some Cleveland Tea Party people may decide to write a check. There's a rated list of charities at Charity Navigator. Our household is going with Samaritan's Purse, as they are going into the Caribbean as well as Florida. They have their own cargo plane and their Charity Navigator rating is excellent.
Remember what happened when Milo Yiannopoulis was scheduled to speak at Berkeley last February?
That's already a powerhouse line-up that will be impossible to ignore. (Berkeley is already looking for safe spaces to protect poor snowflake students from the presence of Ben Shapiro.) I plan to follow this, as it could be a watershed moment for First Amendment rights.
The people of Houston and elsewhere in Texas showed a cooperation that shamed the politicians. Guys in boats were trolling their neighborhoods searching for people to rescue. . . .
A nation drunk on politics suddenly was watching people struggle to survive four feet of rainfall.
His column is here. And I hope he's right.
"Inappropriate content?" "Our policies on hate speech and violent extremism"? "Controversial religious or supremacist content"? Who is making these judgments?
Enough patrons called and pressured PayPal into reinstating Pamela Geller's account.
By phone: (650) 253-0000. This is Google's catch-all phone number and can also be used for YouTube inquires.
Following FLOTUS fashions may not be a top priority, but the coverage provides such a vivid illustration of the dishonesty corruption in the media today. This screen shot from Philly.com was posted recently by a reader at Conservative Treehouse; I had missed it.
The headlines are bad enough. But if you cannot embiggen the image to actually read Fashion Editor Elizabeth Wellington's captions below the two photographs (by tapping on the image itself), click to see it on your screen here.
Related: Remember last week's media meltdown over Melania's stiletto heels as she walked from the White House to the chopper en route to boarding Air Force One to fly to Texas?
Oh, the horror of it all. Where is her respect for the job at hand? Smelling salts, please. Er, she is showing her respect for the White House and her role as FLOTUS.
Cleveland's police union will not be holding the American flag for a pregame ceremony for the Brown's first game Sept. 10, Cleveland Police Patrolmen's Association President Steve Loomis said late Friday.
Union members had planned on participating in the flag ceremony for the first game on Sept. 10 until some Browns players kneeled during the National Anthem before a preseason game, Loomis said in an interview with cleveland.com.
The players not standing for the national anthem is offensive because of the sacrifices that people make that allows these guys to enjoy the success that they have, Loomis said. While they're benefiting from protection of the flag they are kneeling in disrespect of it, he said.
we as Cleveland Police Officers strive to open the lines of communication with all of our citizens--athletes and enthusiastic Browns fans alike. Who are we kidding?! We are CLEVELAND!! And we stay strong together. We stand together.
Moving forward, I can tell you that we within the Cleveland Division of Police are in communication with the Cleveland Browns Organization as we have been in the past. We want to hear from our players, the fans and our citizens of this great city. We want to bridge the gap. We want to talk.
I look forward to a continued partnership with our CLEVELAND athletes, our community and a great BROWNS season!!!"
Loomis respects our flag and National Anthem and takes a stand. As I see it, Cleveland Police Chief Williams is not taking that stand.
For Police Chief Calvin Williams, click here and choose "City Services" and "Division of Police" in the drop-downs.
Just finished Douglas Murray's frightening must-read The Strange Death of Europe: Immigration, Identity, Islam. If America needed another wake-up call, this is it. This book examines the paramount problem of today: uncontrolled immigration. And from all angles, based on his research and his extensive travels, particularly in Europe.
Murray covers history, philosophy and religion, Islam and Christianity, demographics, cultural suicide, political correctness, ideologies, political landscapes, corruption, voter preferences vs government "leaders", humanity, immigration pros and cons, good stories, bad stories, as well as the what-do-we-do-now and current dilemma scenarios. His conclusions about Europe are a preview of coming attractions here in the USA.
And it's cheap on Kindle.
Always thrilling and very noisy.
Are we losing our First Amendment Rights?
In case you don't follow Pamela Geller, she specializes in defending the right to free speech and, in particular, threats to free speech presented by jihad and sharia law. Geller is fearless, and she is under perpetual death threats.
Quite recently, subsequent to the Southern Poverty Law Center putting another target on her back, her access to PayPal was withdrawn. Enough readers complained, and PayPal backed down and restored access. Now it's Google search drives and YouTubes that are limiting her right to free speech.
If you do not bookmark her website, you might never hear about this. Jihad and sharia law may not be your particular focus, but your right to free speech is probably toward the top of your priority list. It would be for any Tea Party person. We already know that under the previous administration, the weaponized IRS targeted all sorts of conservative and liberty groups. It's getting worse.
Facebook has blocked my news-feed. My twitter account is shadowbanned. I have been blocked from uploading videos to YouTube [as] punishment for 2007 video on jihad (and YouTube demonetized all of my videos). Paypal suspended me until an outpouring of condemnation and outrage forced a reversal.
Read her full report here. Scroll down the article for readers' suggestions on what we can be doing to reverse these dangerous developments. It's OUR problem!
And for Geller's equally chilling report on the Southern Poverty Law Center's "Aim in Life to Destroy These Groups Completely," click here.
President Donald J. Trump Proclaims September 3, 2017, as a National Day of Prayer for the Victims of Hurricane Harvey and for our National Response and Recovery Efforts.
Whether you are a church-goer or not, consider packing up a carton to send down to Texas of non-perishable foodstuffs, unopened toiletries, and other items needed by those whose homes are flooded. Details in a previous blog here. And I found one website with street addresses in Texas should you decide to ship yourself: click KBTX. It includes lists of items needed at each drop-off location.


A recent vote allows Informed Retraction's protection from expulsion to protect more broadly.
Honor's single sanction barely survived a vote. Now what?
In 2013, students voted in an "informed retraction" measure to the Honor System. This past spring, the single sanction barely survived a vote. Now what?
How the Honor System has evolved why the Honor Committee hopes its new proposal might help.
Follow two students as they go through both the existing and proposed Honor systems.


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text:
Invånarhus (finska: asukastalo) är ett i Finland (på finlandssvenska) använt begrepp på gemenskapslokaler för invånare i en stadsdel eller bostadsområde, ibland kombinerade med servicelokaler för den kommunala förvaltningen. Begreppet motsvaras i Sverige närmast av medborgarhus och community centre. Det ligger också nära det mer ambitiösa grannskapsenhet.

Enskilda invånarhus kan ha olika beteckningar, beroende på till exempel historik, inriktning och organisationsform. De kan ha skiftande ambition, inriktning och organisationsform. De kan vara drivna av kommunen, av ideella föreningar eller av bostadsföretag. I Helsingfors stad finns exempel på invånarhus som drivs av kommun och privata föreningar tillsammans och som då benämns "partnerskapshus". Också Kampens kapell, en plats för kontemplation, vila och samtalstjänster på torget Narinken i Kampen i centrala Helsingfors, som drivs av staden och kyrkan i partnerskap, räknas av Helsingfors stad som invånarhus.

Exempel på invånarhus
Invånarhuset Betania (finska: Punavuoren asukastalo Betania) vid Styrmansgatan i Rödbergen i Helsingfors.
Partnerskapshuset Hanna (finska: Kumppanuustalo Hanna) vid Sturegatan i Alphyddan i Helsingfors
 Åggelby societetshus (finska: Oulunkylän seurahuone) i Åggelby i Helsingfors var ursprungligen från 1881 ett bad- och societetshus för en kurortsanläggning. Byggnaden återinvigdes 2002 som ett invånarhus av en lokal förening och har senare omorganiserats till att drivas i partnerskap mellan föreningen och Helsingfors stads social- och hälsovårdsförvaltning.
Invånarhuset Saunabaari (finska: Asukastalo Saunabaari) i Månsas i Åggelby i Helsingfors är en tidigare gemenskapsbyggnad med offentlig bastu och tvättstugor för ett kommunalt bostadsföretag, som ritades av Viljo Revell och uppfördes 1951. Byggnaden är numera ett av Helsingfors stad ägt invånarhus med fritidslokaler och kafé samt kontor- och servicelokaler för den lokala kommunala förvaltningen.
Malms verksamhetscentral (finska: Asukastalo Malmin toimintakeskus) vid Kyrkobyvägen i Malm i Helsingfors.
Rönnbacka förortsstation (finska: Pihlajamäen lähiöasema) vid Skiffervägen i Rönnbacka i Helsingfors.
Invånarhuset Mylläri ("Mjölnaren", finska: Asukastalo Mylläri) vid Stenpartivägen i Kvarnbäcken i Helsingfors.
Gårdsbacka förortsstation (finska: Kontulan lähiöasema) vid Gungbrädsgränden i Gårdsbacka i Helsingfors.
Nordsjö förortsstation (finska: Vuosaaren lähiöasema) vid Svartviksvägen i Nordsjö i Helsingfors.
Kampens kapell, (finska: Kampin kappeli), plats för stillhet och samtalstjänster på Narinken i Kampen i Helsingfors centrum.
Invånarhuset Kivenkolo (finska: Asukastila Kivenkolo) i Esbo stad.
Partnerskapshuset Olkkari ("Vardagsrummet", finska: Kumppanuustalo Olkkari) i Pyttis.

Bildgalleri

Källor
Invånarhusen på Helsingfors stads webbplats den 26 mars 2020 , läst den 1 maj 2020

Noter

Byggnader i Finland
Samlingslokaler i Finland


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Brussels opened the first pre-metro line in 1969. It is now part of full metro route 1A/1B. Most of the central core Metro tunnels were built as pre-metro routes diverting streetcar routes underground.
All pre-metro stations are designed for easy conversion to full metro at a later date. The station length is for a metro. Most of the platform is high level, except for the 3 step-down portion where the current trams board passengers. The main East-West (#1A/1B) and the Inner Ring (#2) lines have been converted to full metro status.
The current pre-metro routes are: the north-south axis and the outer ring routes. As part of the re-structuring of tram routes due by 2009, these lines will remain as pre-metro routes for some time. However, only 1 or 2 tram lines will be routed into the tunnels, but will run at higher frequencies (currently 4~5 lines go through these tunnels) using the new longer Bombardier trams.