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TRIO graduates reflect on KU experiences
Posted on May 22, 2019 in Career/Life and News
The University of Kansas TRIO programs help guide students through the process of college. Each graduation season produces incredible stories of student success. This year was no different, with a first-generation college student heading to Harvard and a non-traditional student pursing a law degree.
Constanza Castro
As KU's first-ever Rangel Fellow, Constanza Castro has been in the news before. Now, the first-generation college student and daughter of Chilean immigrants has walked down the Hill at Commencement. Constanza has been heavily involved from the moment she stepped on campus, including participation in the Multicultural Student Government and traveling to D.C. for advocacy. She also participated in the KU TRIO McNair Scholars Program and received support from KU TRIO Supportive Educational Services. We reached out to Constanza student to hear more about her KU experiences.
How has the TRIO program helped you?
The TRIO program has provided me academic and personal support to ensure I succeeded in graduating in four years. The most important thing TRIO provided me was a community for me to lean on when I needed support. Having people who understand your background and where you come from because they also come from that place has been beyond important and valuable.
Tell us about your experience in Washington D.C.
My advocacy for TRIO in D.C. was the first time I got to look at how federal budgeting works and how to lobby local congressmen and women to support an issue. It taught me how to find common ground with those different than me and how powerful individual voices can be in determining representatives votes on issues.
What did you learn from your time with Multicultural Student Government?
In Multicultural Student Government, you had to advocate for students from diverse backgrounds. I learned how to serve a constituency that was not only vocal, but often had differing opinions and how to diplomatically work with others to find solutions to common issues.
What advice would you give to first-generation college students?
Grow a large network. The network of people in your life will help guide you and present you with opportunities you would never even consider for yourself. It will be those opportunities which teach you the most and change your life.
What are your plans for after graduation?
After graduation I am off to D.C. to intern in Representative Elijah Cummings' office, and in the fall I will begin a Master's in Public Policy at the Harvard Kennedy School.
As a non-traditional student, Robert Armstrong took the road less traveled to a KU degree. The Kansas City, Kansas, native walked down the Hill at KU's 147th Commencement. The TRIO program has been part of Armstong's education from an early age, from TRIO KU Talent Search in middle school to graduating as a TRIO McNair Scholar. We reached out to the new alumnus to talk about KU and his future.
Without the KU TRIO program, I would not be where I am today. It has provided me with support and opportunities that I otherwise would not have had access to. Since middle school with KU Talent Search, to joining the McNair Scholars program, KU TRIO programs have given me a network of amazing people who have helped me thrive.
What made you decide to come to KU?
My younger brother was the most influential in my decision to attend KU. He graduated from KU with a degree in social welfare in the spring of 2017. He would often rave about living in the city of Lawrence and the University's social inclusivity.
What advice would you give to people considering going into college at a later age?
I would advise any prospective nontraditional students to invest in themselves by attending KU. No matter what phase of life you are in, it's never too late to strive for more.
After graduation, I will begin as a summer research assistant to the dean of Washburn Law School. I also plan to attend Washburn Law in pursuit of my Juris Doctorate.
Tags: Commencement, Students, TRIO
« All for Fun, Fun for All
Message from the Chancellor: Reflecting on another semester of success »
Commencement regalia origins have KU connection
The University of Kansas has a long history of traditions at Commencement, but one tradition with a Jayhawk connection is celebrated at graduations everywhere.
The regalia that graduates wear for their official conferral of degrees looks much the same no matter what college or university you visit. The origins of the regalia can be traced to John McCook.
McCook is known in KU history as the benefactor of McCook Field, KU's first football field before Memorial Stadium's construction in 1921. (One of the construction workers on Memorial Stadium was none other than John Wooden, but that's a story for another day.)
McCook, a lieutenant colonel in the Civil War (along with his father, eight brothers and five cousins—all Civil War officers, known as the "Fighting McCooks"), graduated from Kenyon College and Harvard Law.
As general counsel and director of the Santa Fe Railroad, McCook worked with Kansas Regent Charles Gleed, who was employed in the legal department under McCook. Recognizing that KU needed money for an athletic field and faced with the fact that the state had none to give, Regent Gleed recommended that KU invite McCook to speak at Commencement.
In 1890, McCook gave the Commencement address and received an honorary degree from the University. The former colonel made a $1,500 donation to launch the construction of McCook Field in 1892.
John McCook also chaired a committee at Princeton on the standardization of academic regalia, with the goal being "the adoption of a uniform academic costume." At the time, graduates' attire often varied by university. Unlike European universities, which practiced a complex system of academic dress with varying colors and patterns based on the occasion, McCook and the committee emphasized the uniformity you see today.
In 1895, McCook and the committee introduced their recommendations as the Intercollegiate Code of Academic Costume. KU was one of the first colleges to participate, and the first class wore caps and gowns in 1897. KU faculty followed suit in 1908.
To learn more about Commencement, including the history of class banners, honorary degrees, and the special experience for Big and Baby Jays, read our full feature, The Walk.
Tags: Commencement, Football
« Elizabeth Broun's career in art to be honored at Commencement
All for Fun, Fun for All »
Elizabeth Broun's career in art to be honored at Commencement
In recognition of her outstanding career at the Smithsonian American Art Museum, Elizabeth Broun will receive an honorary degree from the University of Kansas at the 147th Commencement.
Broun, c'68, g'69, PhD'76, served as curator and subsequently interim director of KU's Spencer Museum of Art. During that time, she oversaw a dramatic expansion of its collections.
In 1983, she began her tenure at the Smithsonian American Art Museum, beginning as chief curator and assistant director and assuming the position of director in 1989. As director, she led the Smithsonian American Art Museum to become the premier center for research in the field of American visual history under her direction and vision. She retired in 2016.
For more on Broun's career, read our feature from issue No. 4, 1999 of Kansas Alumni magazine.
Tags: Arts, Commencement, Elizabeth Broun, Kansas Alumni
« Hawks & Highways returns with KU events in communities statewide
Commencement regalia origins have KU connection »
KU to present three honorary degrees at 2019 Commencement
Posted on Nov 8, 2018 in Career/Life and News
An Olympic gold medalist and humanitarian, a former director of the Smithsonian American Art Museum and the CEO of a global scientific instrumentation company will receive honorary degrees from the University of Kansas.
Billy Mills, Elizabeth Broun and Teruhisa Ueda will each receive an honorary degree at KU's 147th Commencement on May 19, 2019, in David Booth Kansas Memorial Stadium. The three nominations were approved earlier today by the Kansas Board of Regents.
"Billy Mills, Elizabeth Broun and Teruhisa Ueda have made lasting contributions to our world," said Chancellor Douglas A. Girod. "They embody the mission of the University of Kansas and serve as role models for students, faculty, staff and individuals throughout society who want to make meaningful contributions to the world around them. I am thrilled for the chance to recognize these three exceptional individuals at Commencement, and I know their presence will make the day that much more special for our graduates and their families."
The degrees to be awarded and the justification for each are as follows:
Billy Mills will receive the degree of Doctor of Humane Letters for his outstanding contributions to improving the lives of Native Americans and commitment to lifting the voices of diverse and underrepresented people.
Elizabeth Broun will receive the degree of Doctor of Arts in honor of her extraordinary contributions to the field of American visual history.
Teruhisa Ueda will receive the degree of Doctor of Science for his outstanding contributions to science and technology.
KU awards honorary degrees based on nominees' outstanding scholarship, research, creative activity, service to humanity or other achievements consistent with the academic endeavors of the university. Recipients do not need to be KU alumni, and philanthropic contributions to the university are not considered during the process. The university first began awarding honorary degrees in 2012 and has since presented 16 such degrees, not including the 2019 nominees announced today. For additional information and a list of past degree recipients, visit honorarydegrees.ku.edu.
2019 Honorary Degree Recipient Profiles
Billy Mills
Billy Mills is a member of the Oglala Sioux Tribe and grew up on the Pine Ridge Indian Reservation. Mills attended Haskell Indian Nations University and the University of Kansas. He attended KU on an athletic scholarship and was a three-time NCAA All-American cross-country runner. During the 1964 Summer Olympics, Mills won an Olympic gold medal in the 10,000 meters, and he remains the only American to ever win the event. Mills' win in the 10,000 meters is considered one of the greatest upsets in Olympic history.
Mills is a co-founder and national spokesperson of Running Strong for American Indian Youth, an organization that aims to help American Indian people meet their immediate survival needs while creating opportunities for self-sufficiency and self-esteem in American Indian youths. In 2014, in celebration of the 50th anniversary of his gold medal, Mills started Dreamstarter, a grant program to jump-start the dreams of American Indian youths.
Mills is the recipient of many distinguished athletic and humanitarian awards, including the 2015 President's Council Lifetime Achievement Award, NCAA's Theodore Roosevelt Award and 2012 Presidential Citizens Medal. He has been inducted into the National Distance Running Hall of Fame, the American Indian Athletic Hall of Fame and the United States Track & Field Hall of Fame.
Elizabeth Broun, director emerita of the Smithsonian American Art Museum, grew up in Independence, Kansas, and holds three KU degrees in art history — a bachelor's, a master's and a doctorate. From 1976-83, Broun served as curator and subsequently interim director of KU's Spencer Museum of Art, overseeing a dramatic expansion of its collections. In 1983, she began her long tenure at the Smithsonian American Art Museum, beginning as chief curator and assistant director and assuming the position of director in 1989. She retired in 2016.
During her 27-year tenure, Broun conceived and successfully completed the renovation of the Smithsonian American Art Museum and the Renwick Gallery's buildings, all national historic landmarks. Under her direction and with her vision, the Smithsonian American Art Museum has become the premier center for research in the field of American visual history. By dramatically expanding the resources available for research and learning using both in-person and digital access, Broun expanded the appreciation and understanding of our collective cultural history.
On the occasion of her retirement, Broun's outstanding service was recognized by the Smithsonian Regents with the Joseph Henry Medal, the institution's highest award.
Teruhisa Ueda
Teruhisa Ueda is the president and CEO of Shimadzu Corporation, one of the world's largest manufacturers of scientific instrumentation, with 10,000 employees and revenue in excess of $2.5 billion. Ueda is the driving force behind Shimadzu's corporate philosophy, which is to contribute to society through science and technology. Under his leadership, Shimadzu Corporation is dedicated to making significant investments in research and development of new technologies.
Ueda was born in Yamaguchi Prefecture, Japan. He holds a bachelor's degree in industrial chemistry, a master's degree in engineering and a doctorate in applied life science, all from Kyoto University. During the early 1990s, Ueda studied at KU at the Center for Bioanalytical Research, studying under Distinguished Professors Ted Kuwana and Ralph Adams. Ueda credits his time at KU for his understanding and appreciation of a global mindset, deepening his success in business management and broadening his professional expertise.
Ueda's success illustrates the benefits of being committed to a diversified student experience. Ueda believes students should turn their attention outward, learn about other lifestyles and cultures, and see what they can offer the world. He promotes taking on challenges without fearing failure as well as scientific excellence and responsibility to future generations.
Tags: Awards, Billy Mills, Commencement, Elizabeth Broun, Teruhisa Ueda
« KU track legend honored with 'Billy Mills Middle School'
Autumn finally "falls" on the Hill »
University celebrates 146th Commencement
The University of Kansas celebrated its 146th Commencement May 13. Nearly 4,000 graduates made the traditional walk down the Hill and into David Booth Kansas Memorial Stadium.
Chancellor Doug Girod addressed his first graduating class as the University's 18th leader, and Kevin Carroll, the Alumni Association's national chair, welcomed the Class of 2018 as alumni and encouraged graduates to connect with fellow Jayhawks through their one-year gift memberships in the Association.
Dr. Richard Weinshilboum, c'62, m'67, received an honorary degree during the ceremony. Weinshilboum is a Mayo Clinic scientist who is a pioneer in the field of pharmacogenomics, the study of how drugs respond to a person's genetics.
Read more about the storied traditions of KU's Commencement, and watch our slideshow below for photos from this year's celebration.
Tags: Commencement
« Architecture students renovate Union's campus model
University plans budget adjustment on Lawrence campus »
A walk to remember: Greg and Dorie Dalzell
Competing with Commencement
The walk down the Hill is a cherished tradition for most KU graduates. However, some student-athletes have never known the thrill of walking down the Hill due to competition conflicts. KU baseball players, for instance, are often battling in-state rival K-State as graduates gather on Mount Oread.
Meantime, track and field Jayhawks are typically engaged in the conference championship while classmates are popping champagne in Lawrence. Fortunately, one Jayhawk track family made up for lost time and made the most of their KU Commencement experience.
Crossing the finish line
Greg Dalzell, b'86, followed in his father's footsteps by running for the KU track team. His father, Art Dalzell, d'55, g'64, helped KU win numerous conference championships and a cross country national title ('53) in addition to earning his two KU degrees. Greg followed suit, contributing to a Big 8 conference indoor title ('83) while pursuing his business degree at KU. Unfortunately, the mid-May timing of the 1986 conference outdoor championship meet cost him his opportunity to participate in KU's time-honored Commencement tradition of walking down the Hill.
Fast forward to 2018, when Greg's daughter Dorie–a third-generation Jayhawk track team member–was ready to walk, he couldn't pass up the opportunity to make it a family affair. While many of her Jayhawk teammates were still competing in the Big 12 outdoor track & field championships in Waco, Dorie was able to cross a more meaningful finish line with her father by her side.
"Dorie's time in Lawrence has been a great experience for both of us, and I cannot believe how fast it went," Greg shared. "Commencement was so much fun. I can't imagine I would have had a better time 32 years ago."
The Dalzells share a rare distinction of having three generations of KU track & field captains in the family. When Dorie was awarded the honor for the 2017 season, joining her father and grandfather in holding the title of KU track captain, it was one of the highlights of her KU career.
"It was really overwhelming," she admitted in an interview for KU Athletics' Rock Chalk Weekly. "I knew my grandpa and dad had both been captains, so I always kind of wanted to be one, but I didn't want to express it outwardly. To be a captain, and know that I had kept that going in our family, it felt amazing."
Dorie had planned to be competing with her teammates in Waco on Sunday during Commencement. However, fate intervened, and a graduation celebration that was thought to be put off for a later date suddenly became possible.
"After Dorie's track career ended prematurely, the Commencement walk was a great way for the two of us to cap off our shared KU experience," Greg reflected after a memorable weekend. "Neither of us will ever forget walking through the Campanile together."
Tags: Art Dalzell, Commencement, David Johnston, Dorie Dalzell, Greg Dalzell, Track and Field
« Commencement 2018 remarks by Kevin Carroll, Chair of the KU Alumni Association
"Hawks & Highways" events to bring University of Kansas to communities statewide »
Commencement 2018 remarks by Kevin Carroll, Chair of the KU Alumni Association
Kevin Carroll, Chair of the KU Alumni Association, welcomed the class of 2018 to the Alumni Association at Commencement. His remarks were as follows:
I am Kevin Carroll and I am honored to serve as the volunteer Chairman of the Board of the KU Alumni Association. Welcome to the ranks of more than 250,000 proud graduates around the world!
KU is a special place with beauty all around—not just the beauty we see with our eyes, but the beauty we feel in our hearts. As you earned your degree, you have been influenced by countless other Jayhawks who share your passion for KU. Some have been professors or coaches or even roommates you would never have met had you not come to KU.
Many of you have selected mentors to guide you through your student years and beyond—but maybe, others sought you out and asked to mentor you. They saw in you something you did not even see in yourself, and they wanted you to succeed in ways you never imagined. As you leave KU, be one of those people, be a mentor to others. Share the Jayhawk spirit and help others as you have been helped. Share your knowledge and compassion with others. Be a Jayhawk!
Another way to show your school pride is to stay connected. And, the best way to stay connected with all things KU is through membership to the Alumni Association. Thanks to the Alumni Association and KU Endowment, I am happy to announce that all members of the Class of 2018 will receive one-year graduation gift memberships in the Alumni Association.
Your membership begins today, and you can download the KU Alumni App to learn about all of your benefits. And, after today's ceremony, we invite you to stop by the Adams Alumni Center to toast your graduation at our Commencement Open House.
Please make the most of your membership by attending alumni events and watch parties with other successful Jayhawks wherever you are, all around the world. You also can remain in touch with campus news and fellow Jayhawks through our digital communications, and you can learn more about our Jayhawk Career Network, which will benefit you throughout your life through KU Alumni Mentoring and many other connections. No matter where your journey takes you, you will find Jayhawks to help you feel at home—and we hope you'll return often to this beautiful campus, your home on the Hill.
Rock Chalk and Congratulations, Class of 2018. Welcome to the KU Alumni Association.
For more about Commencement, read our feature on The Walk, or learn more about the medical researcher who received an honorary degree.
Tags: Board of Directors, Commencement, Kevin Carroll
« Women's Athletics at KU
A walk to remember: Greg and Dorie Dalzell »
The Walk: A History of Celebration
Ask KU alumni about their favorite KU traditions, and inevitably the walk down the Hill at Commencement will rank near the top. Chancellor Robert E. Hemenway famously remarked in nearly every one of his Commencement addresses that "the walk is the ceremony," and all who have witnessed this unique spectacle agree that the winding procession down Mount Oread is not only beautiful to behold, it has become a cherished rite of passage for Jayhawks culminating their KU careers.
Fondly remembered by alumni, the walk down the Hill has been celebrated at KU with great pomp and pageantry for nearly a century, making it difficult to imagine a KU Commencement ceremony before this famous tradition.
At his final Commencement in 2009, former Chancellor Hemenway summarized the experience best. "Today, you have joined graduates in the University's most time-honored ritual, one that binds Jayhawks together, that attaches them as friends with an emotional glue that never breaks. As we say every year, the walk is the ceremony. You have to walk before you can fly. The walk prepares Jayhawks for flight."
2003: Chancellor Hemenway at Commencement
Founded with grand fanfare and lofty expectations in 1865, the University of Kansas was little more than a preparatory school offering a few college classes in its early days. As a result, it took more than four years for its first graduates to earn their degrees.
On June 11, 1873, KU conferred its first degrees at a formal ceremony inside the brand new and barely finished University Hall. The building, the most modern and finest of its kind on any college campus, would later be known for the chancellor who championed its construction and presided over that first Commencement ceremony, John Fraser.
University Hall
Although KU's first graduates did not walk down the Hill, KU's commencement has always featured a procession. At KU's first Commencement in 1873, the walk was atop the Hill, starting just south of what is now Spooner Hall toward University Hall, positioned just west of present-day Fraser. Around 1897, the graduates adopted the practice of donning academic regalia, including caps and gowns.
When Robinson Gymnasium was completed in 1907, with a larger space for convening a growing class of graduates, the procession moved with graduates gathering at Fraser Hall and continuing west to Robinson, where Wescoe is currently located.
1913: Commencement at Robinson gymnasium
By 1921, plans were being made to construct a memorial stadium on the site of McCook field, and in 1923, organizers decided to try an outdoor ceremony. A giant tent was erected near the new stadium, however the ceremony proved so hot that the tent-covered Commencement would never be repeated.
1923: The infamous commencement tent
In 1924, Commencement exercises were held for the first time at Memorial Stadium located at the foot of the Hill. Graduates walked from Strong Hall down Mount Oread into the stadium, and the tradition continues to this day.
1950s: Commencement as the Campanile is under construction
In the 1950s, KU graduates added to the tradition by walking through the new World War II Memorial Campanile. With the tower nearing completion–yet still clad with scaffolding–enthusiastic seniors found it too difficult to resist and became the first graduates to walk through the Campanile. The symbolic act of walking through Campanile has signaled the transformation from KU student to graduate ever since.
Tags: Alumni, Chancellor Hemenway, Commencement, KU History, The Walk
« The Walk: Big Shoes Filled
Women's Athletics at KU »
The Walk: Big Shoes Filled
For the students who play Big Jay and Baby Jay, their special KU experience is one big secret. The students are told to tell as few people as possible their identity, leading to some awkward questions about their whereabouts on game days.
The identity of the students behind the masks are never publicly revealed. You can't look them up on any website, and there's no trace of their mascot exploits on social media.
But when Commencement comes, the graduating seniors get their one day to share with the world the activity that made them both a campus icon and completely nameless.
Laura Ballard, d'08, g'09, spent three of her four years at KU cheering for the Jayhawks from the sidelines as Baby Jay. As a sophomore, a graduating senior explained to her the tradition of wearing the boots for the walk down the hill.
"One of the first rules I learned as a mascot was to never be partially dressed in the suit – it ruins the 'magic' of the mascot," Ballard said. "That's when it hit me how truly special Commencement is. We spend our mascot career doing our best to perform anonymously, and graduation is the one time when we can be both Baby Jay and ourselves."
"I overheard lots of people commenting on my shoes. A few thought it was a random way to stand out in the crowd, but I heard many exclaim, 'She must be Baby Jay!' I was really proud of all I had accomplished at KU as a student and a member of the Spirit Squad, so it felt good to be recognized. I was even asked to take a few pictures with random students, which actually felt very normal since I posed in many pictures with random people as a mascot."
To learn more about Commencement, including the history of class banners, honorary degrees, and when the walk through the Campanile got started, read our full feature, The Walk.
Tags: Alumni, Baby Jay, Big Jay, Commencement, KU History, The Walk
« The Walk: A Banner Day
The Walk: A History of Celebration »
The Walk: A Banner Day
The class banner tradition dates back to the first Commencement in 1873. Since then, students have lead their graduating class down the hill with banners designed by the Board of Class Officers. A collection of class banners is available for viewing in the Kansas Union.
For Board of Class Officers member Briana McDougall, '11, Commencement led to "long discussions about what the banner should say" for the class motto, before settling on "Rooted in the Blue, Towering Toward the New."
"We also got to take photos with the chancellor in her office before Commencement & sat on stage during the ceremony," McDougall said. "It was a great honor to be able to represent the class & present our motto to the university."
Jason Fried, c'14, served on the Board of Class Officers, and was chosen to carry the class banner down the hill. "Looking back, it was a great moment. It was definitely something that my parents and relatives were proud of."
To learn more about Commencement, including the history of the ceremony, honorary degrees, and the special experience for Big and Baby Jays, read our full feature, The Walk.
Tags: Alumni, Board of Class Officers, Commencement, KU History, The Walk
« The Walk: The Highest Honor
The Walk: Big Shoes Filled »


Delles, C. (2013, November 5). Proteomics in cardiovascular disease: clinical considerations [Video file]. In The Biomedical & Life Sciences Collection, Henry Stewart Talks. Retrieved April 22, 2019, from https://hstalks.com/bs/2657/.


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Does The Observatory have a guestlist?
We do not have a guestlist at The Observatory at this time.
How much is cover charge at the door for The Observatory?
General admission ranges from $20-60+ depending on the artist playing.


text:
1939 Marjorie 2022
Marjorie Kirkendoll Ames
June 13, 1939 — January 20, 2022
Marjorie Kirkendoll Ames, age 82, of Moberly, MO passed away on January 20, 2022 at The Arbors surrounded by her family.
Marjorie was the oldest child of Gilbert and Marie Kirkendoll. She loved her momma and daddy very much and was extremely close to her five sisters and one brother, Wilma Settle, Sue Hendren, Linda Esry, Billy (Bubby) Kirkendoll, Nancy Johnson and Pam Baker.
Marjorie was married to her childhood sweetheart, Floyd Earl Ames on April 18, 1954. The story is told that Floyd saw Marjorie jumping rope one day as he went by her house and knew that was the girl that he loved.
Marjorie and Floyd had four children: Dennis Earl, Brenda Gayle, Randy Dale and Deni Marie.
Marjorie was proceeded in death by her parents, Gilbert and Marie Kirkendoll, her husband, Floyd Ames, infant son, Dennis Earl, her infant brother, Randy Kirkendoll, her daughter, Deni Marie Ames Backe, her son, Randy Dale Ames, granddaughter, Cheyenna Lynn Ames, Sisters, Sue (Bill) Hendren, Linda (Bubby) Esry, and her brother, Billy Kirkendoll.
Marjorie is survived by a second husband, Jack Kennedy of Moberly, her daughter, Brenda (Kenny) Clayton or Huntsville, grandchildren, David (Julie) Barton of St. Charles, Brandi (Ben) Akers of Lake St. Louis, Nathan (Kiara) Ames of Huntsville, Taleana Ames of Huntsville, Addie Ames of Moberly, Ryan (Christy) Zinkle of Wisconsin, Shawn (Christy) Ames of Moberly, Sara (Dave) Bush of Chilhowie and Stephanie Kennedy. She was also blessed with 16 great grandchildren and two great great-grandchildren, many nieces and nephews and many many great nieces and nephews.
Marjorie enjoyed working in the Moberly area all of her life. She retired after more than 35 years from being the Dietary Supervisor at Community Hospital and Moberly Regional Medical Center.
She was a member of Immanuel Baptist Church in Moberly and attended Sweet Springs Baptist Church the last few years with her daughter.
Although Marjorie suffered with Advanced Dementia/Alzheimers she never forgot who Jesus was, nor the words of several of her favorite hymns. She loved music and often tapped her feet and danced in her wheelchair with her girls at The Arbors at Ravenwood.
Marjorie never complained. Even in the darkest times she would always tell you, "I have been blessed".
She was deeply loved by all of her family, friends and co-workers and will be greatly missed.
Friends will be received from 11:00 a.m. to 12:00 p.m. on Tuesday, January 25th, 2022 at Pathway-Millard Family Funeral Chapel. Funeral Services will be held at 12:00 p.m. Interment will follow in the Hager Cemetery. Expression of sympathy may be made to The World Mission Center at Sweet Springs Baptist Church.
Arrangements are under the direction of PATHWAY-MILLARD Family Funeral Chapel, 411 Union Ave, Moberly, MO 65270 (660) 263-7284. Condolences may be left online for the family at www.pathwaymemorial.com.
To order memorial trees or send flowers to the family in memory of Marjorie Kirkendoll Ames, please visit our flower store.
11:00am - 12:00pm (Central time)
Pathway-Millard Family Funeral Chapel
411 Union Ave, Moberly, MO 65270-2548

redpajama_set_name: RedPajamaCommonCrawl


Back in 2000, a man called Bernard Weber led an organisation called the New7Wonders Foundation, to find the New 7 Wonders of the World. The process took seven years, and since it was carried out as a public vote with the chance to vote multiple times over telephone it was not considered scientific.
Puerto Princesa Subterranean River National Park – this underground river is around 30 miles north of Puerto Princesa, with fascinating tours taking you into the darkness where you'll see bats, rock formations, marine wildlife and more. Tours can only go so far – there's a lack of oxygen deeper in the river.
Jeju Island – this whole island was nominated and then chosen for the list due to the incredible sights available, ranging from the stunning waterfalls to Hallasan Mountain, a dormant volcano. The volcano created an extensive network of lava tubes, huge caves that vary in shape – some have intricate stalactites and stalagmites, while some look almost like man-made tunnels.
Ha Long Bay – a famous location in Vietnam, instantly recognisable to anyone who sees it, this beautiful bay has nearly 2,000 limestone islands, many towering high, covered in jungle vegetation and riddled with caves. The tranquil inlets created by these impressive islands are always popular with tourists.
Iguazu Falls – falling on the border of Argentina and Brazil, these waterfalls are some of the most impressive and genuinely breath-taking the world over. Combining huge curtains of rushing water with luscious green forests and large mists creates a destination that is almost literally unbelievable.
Amazon River & Rainforest – the region with the most biodiversity in the world, the Amazon is home to 10% of the world's known species, ranging from aquatic wildlife in the river itself to land and air creatures amongst the forest and some stunning plant life. To say the area is teeming with wildlife would be an understatement.
Komodo Island – while Komodo is known as being an attractive sight with tropical vegetation and marine life, it's more famous for being the home of the Komodo dragon, the fascinating creature that roams wild. The island also has a pink beach.
Table Mountain – characterised by the flat plateau that overlooks Cape Town, Table Mountain is one of the more remarkable mountains that exists in the world. It's accessible by cable car, or if you're feeling active you can hike the route to experience the majestic views.


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Q: How to route an API request go through a proxy We have 10 instances which we deployed the app using the AWS ECS and ELB
Due to security reasons the API allows request only through specific IP whitelisted IP addresses.
So we are planning to pass the request through the proxy
How to route an API request go through a proxy
We are using nginx
Any specific way to  route an API request go through a proxy will be helful

A: You won't need NGINX as a proxy for this use-case, I'd propose to consider looking into using AWS NAT Gateways. NAT Gateway is a highly available AWS managed service that makes it easy to connect to the Internet from instances within a private subnet in an Amazon Virtual Private Cloud (Amazon VPC). Its the perfect place to provide a static IP to all your subnet's outbound traffic.
In order to provide a  NAT Gateway with static IP (Elastic IP) for your cluster's outbound traffic. This will allow your different tasks running inside your ECS cluster's private subnets to look like a single requesting entity from an outsider's POV (in your case, the 3rd  party API is the outsider). To achieve this, you will have to:

*

*Create 2 route tables (1 for private subnets, 1 for public subnets)

*Internet gateway on the public subnet

*Elastic IP address

*Create a NAT Gateway and attach the elastic IP to it (This will be the IP whitelisted to the 3rd party API)

*Ensure that all your tasks are running inside private subnets of the VPC

*Add a rule in your route table for your private subnets that redirects outbound  0.0.0.0/0 to the NAT Gateway.

*Add a rule in your route table for your public subnets that redirects outbound traffic 0.0.0.0/0 to the internet gateway.

A: You should consider using NAT Gateway instead. I am assuming you already would have all your containers in a VPC, so you can create a new NAT Gateway within this VPC itself.
You can refer to articles attached below to do this:

*

*https://docs.aws.amazon.com/appstream2/latest/developerguide/add-nat-gateway-existing-vpc.html

*https://docs.aws.amazon.com/vpc/latest/userguide/vpc-nat-gateway.html
Note: NAT Gateways have price associated with them.
If needed, you can use the elastic IP provided by NAT Gateways on your lambdas as well.

redpajama_set_name: RedPajamaStackExchange


Star Buy - only available in store while stocks last.
Less than 10p a pop!
Aldi's Magnum Classic are £2.69 for 50. They work just as well IMO. Not voted.
I get the classic powerballs from B&M for £1 for 15 and as i use salt and rinse aid anyway they work great.
Aldi's Magnum Classic are £2.69 for 50. They work just as well IMO. Not … Aldi's Magnum Classic are £2.69 for 50. They work just as well IMO. Not voted.
I agree (wouldn't pay more than 5p a tablet myself) but some people prefer branded products in which case these are a good buy.
Less then 10p a pop is what I aim for, Hot!


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Skiing In & Around Smoke Rise & Kinnelon
I realize that it's deep summer and not exactly skiing in New Jersey weather. However, Elizabeth Holste, former Kinnelon resident and author of Skiing in New Jersey , recently contacted me asking about the Smoke Rise ski trail. I remembered that Cornie Hubner had written about it. His story addresses skiing in & around Smoke Rise and Kinnelon.
Didja Know?? - Skiing
The almost 400 ft. vertical drop from its high point, to the Pequannock River made it perfectly obvious to Alden Talbot, that the road should be names Ski Trail. Recognizing its value, the Smoke Rise Corp. allowed a 50 to 60 ft. corridor between lots #399 and #401 to provide access to a ski run. This strip, purchased by the adjoining resident in 1968, is still shown separately on the "Not to Scale - road map" of 1988. The opportunity to advertise this rare facility was not overlooked in brochures and publicity of the first years of the Clubs development.
The 5,000 acres "Created by Nature - Preserved by Man" was offered to the classified 20% top income families identified in the October 1947 New York Herald Tribune as "willing to pay $35,000 to $40,000 for a home and having a minimum income of $7,000". (Didja Know 8/15/85), when the average family earned $3,000. "To those who admire natural beauty, enjoy privacy and desire comfort" the brochures offer the unique status features of Skiing and Airfield (Didja Know 10/15/85). To meet the needs and satisfy the longing of those who wanted open fields and flat lands, the airfield lots were soon sold. Others found the view lots of their dreams and contributed to the abandonment of all prospects for a ski slope.
1948 advertisement
A casual survey of the proposed slope show it too steep for the limited area and with boulders and ledge outcroppings too expensive to clear. The idea never went beyond its concept in the mind of the map maker and would have had to sacrifice many of the best view lots to provide minimal facilities and safe novice runs. Whether or not the appeal of the prestigious skiing and private airfield stimulated sales-it didn't hurt. The only plane to land was a Piper Cub that was forced down to refuel from a dump truck. The only sign of a plane, was the tail of a glider, owned by the female National Soaring Champion, waiting to be trucked to some area of rising currents (not available in Smoke Rise). The only skiing was in back yards or open fields as an established facility was flourishing about two miles away as the crow flies.
Craigmeur has everything that would have had to be duplicated. It was started in 1936 by Hugo Meury, the first ski run in the State of New Jersey and among the earliest in the U.S.A. He found the best snow holding weather, with a northern exposure in the picturesque Alpine setting on Green Pond Road, Newfoundland. Here he developed his slope grooming to such a refined point that he is credited with having pioneered the art. He operated with varying success, depending on the snow fall until he sold out in 1955. The new owners installed some of the first snow making equipment available anywhere in the world and sold out to the Murrays in 1965. They lengthened the small private-like slope to 1,700 ft. and three more intermediate and beginner slopes. A full services restaurant, cocktail lounge, cafeteria, ski shops and school with 65 instructors make it the largest learn-to-ski area in the State.
Nearby Snow Bowl started in 1963 on Weldon Road in Jefferson, attracted as many an 4,000 in one day before succumbing to over expansion and mismanagement in 1975. It had a summit elevation of about 1,500 ft., a vertical drop of nearly 500 ft., with 7 runs and trails with a maximum run of about one half mile, served by two chair lifts, a T-bar and two rope tows. Many locals made their first runs under the direction of 25 instructors and went on to college ski scholarships. One of these having worked all day, fell to sleep while operating the snow making machine, over night. He awakened to find a 10' x 50' monster ice whale that blocked the trail until it thawed out in the Spring. Several moved to the other area operations, managing and coaching racing competitors and the equipment was purchased for the basic installation at Hidden Valley where one of them is manager and executive director of the New Jersey ski racing association. The lodge burned down in the early 80s and the property is now part of the Mahlon Dickerson Reservation.
See below for Ski area related statement.
Hidden Valley, on Breakneck Road, Vernon, "was created for the skier who dislikes the elbowing crowds at other areas". A "private club on weekends and holidays and open to the public with a limited ticket policy at all other times including seven nights a week" it is "committed to the needs of discriminating skiers". From a summit elevation of 1,400 ft and a vertical 700 ft. drop, it offers twelve runs and trails, with two testing advanced expert runs and others for each degree of experience. Its amenities include a restaurant, lounge, cafeteria, boutique, repair and rental shop, P.S.I.A. certified ski school, nursery and ski storage. Among its present members, it has had several winners in the Eastern Regional Area Junior Competitions and now has a young teenage girl that shows every prospect of making the Junior Olympics.
Great Gorge started in 1964 and Vernon Valley in 1966, joined in 1977 after some misadventures and a "somewhat turbulent evolution" to become the largest ski complex between New York and Philadelphia and points south. One of the largest in the North East, it spreads over three great mountains with a summit elevation of over 1,400 ft. and a vertical drop of 1,040 ft. It is open from Thanksgiving to April, offering 53 slopes and trails for 25% novice, 45% intermediate and 30% expert, with 14 lifts including a high capacity triple chair and three rope tows.
It has the largest snow making system in the world, that can cover 8 miles of trails with several feet of snow, overnight. This capability insures complete cover when nature fails to supply the normal blanket, which is still gratefully welcomed by skiers and owners. The longest run, North East Passage, is 10,500 ft., a challenge for experts. A calender of events attracts wide participation from "Michelob Ski Spree, Governors Cup Challenge", terminating with St. Patrick's special races that attract stellar performers.
The European atmosphere in the scenic Alpine surroundings is complemented by an authentic German Brewery, imported from Weisbaden. Six restaurants, two pro shops, threee rental and repair shops and a bakery round out the services. A slope side condominium hotel, town houses and a fabulous Spa, together with Action Park summer attraction make it one of the finest four season recreation areas in the country.
The enticing programs offered by the local resorts, for the pre-school to the senior clientele is evidence of the increasing popularity of skiing. Only a few high school kids saw Morris Kinney in 1914, on his way to the Butler Rail Road Station, after the 5 mile trip from Smoke Rise, gliding smoothly over 2 ft. of snow on a pair of wooden slats. That afternoon, wooden barrels succumbed to the need for barrel staves, the local ski for years.
Pretty amazing!
Which of these ski resorts do you remember enjoying? Which was your favorite?
Please note that most of the links to the ski resorts that Cornie mentions go to sites that Liz Holste created and which include a multitude of photos and images relating to skiing in New Jersey.
The reference on page 15 of the original Smoke Rise Brochures reads: "The Ski area is at the northerly end of Ski Trail which has just been opened."
Note: Images courtesy of Tom Kline, Kinnelon historian.
P.S.: This article about skiing in & around Smoke Rise and Kinnelon had me thinking about one of the very early episodes of Anthony Bourdain's show No Reservations about New Jersey in which he explores growing up in New Jersey...
Posted by CB Whittemore at 12:10 AM
Labels: C.B. Whittemore, Cornie Hubner, Didja Know?
hof said...
Skied Craigmeur, Snow Bowl and Great Gorge. Also, one summer 1970 on Fridays and Saturday nights worked for/with John Schell (still a great friend and his parents lived off Fox Ledge.....Dr. Frank Schell.)as a waiter in the Banjo Emporium. Banjo band played, we served gallons of Jack Daniels and Bacardi and 100 of gallon of beer plus huge wedges of Swiss cheese and crackers in the basement of the Great Gorge Ski Lodge. Even at 22 years of age, we ran so hard and so fast we dripped with sweat and the infrequent 10 minute breaks were spent in the walk-in freezer sitting on a beer keg at 35 degrees.
Ref.Aircraft....my father brought the Port Authority helicopter to Smoke Rise many times and landed south of the gas station or south of Perimeter Road in the fields. This was to pick up VIPs visiting The Rise, and I wish I had a picture, but Santa Clause one December for numerous kiddos awaiting at the Inn. One time my Dad arranged for me to take a friend to either Lakehurst or Atlantic City to see an airshow, can not remember which. I invited Jim Rohrer. We were all "duded out in our best Sunday shirts, jackets and ties", once we got there Jim pointed out that I had two different shoes on....one black one maroon. Embarrassed....YUP!
Herb Fisher
CB Whittemore said...
Herb, as usual your comments are priceless!
Re: the shoes
I did the same [although with black and blue] just 3 or so years ago at a trade show in Vegas. :)
Thank you so much for sharing these details.
St. David's 2010 Brake the Hunger Cycle Tour Bike ...
Cookies! Ranger Cookies! Oatmeal Cookies! Chocolat...
Kinnelon's 33rd Annual Book Sale: August 27-30
Ramstein Open House in Pictures - 2010
Kinnelon Community Gardens - Update 8/16/10 Meeting
NJ Open Coffee, MontClair, Thursdays 11am-12:30pm
Smoke Rise Summers - Now & Then
Kinnelon Community Garden (KCG) Holds First Meetin...
Ramstein Beer Fest & SR Fresh Hot Sauce this Satur...
New Jersey, The Skiing State: History & Details
Kinnelon's AisleFive Performs in Smoke Rise
MCPC Hike 8/7/10: Turkey Brook Park, Mt. Olive, NJ


To the uninitiated, an eternity band or ring is worn to symbolize never-ending love between a husband and wife or an engaged couple. The band is comprised of a precious metal such as gold, palladium, white gold, platinum or rose gold set with gemstones that are identical in cut that form a continuous line. An emerald eternity band may be rarer than a diamond one but it is also more unique.
Because emeralds symbolize fidelity and hope, they are becoming increasingly popular as center stones for eternity bands, albeit other precious stones such as ruby, sapphire, topaz, and amethyst have also found their way in these bands. This concept of everlasting and infinite love through a ring made of a precious metal and precious stones begun in ancient Egypt more than two millennia ago.
The presence of all those gemstones all around the band can be cumbersome for the wearer, the reason an alternative has been created by having the gemstones set only across the ring's face. This style is often known as the "half-eternity" band instead of the "full eternity" band. Not only diamonds are used to make eternity bands. Couples who think out of the box and want to be different have theirs made of other stones.
The Half-Eternity ring has become the preferred choice of most people today since it can sit more comfortably on the wearer's finger. There is a selection of designs to choose from including that of a diamond set, round, grain set, princess, bar set, Carre cut, Channel set, baguette, flush, pave, and claw set. While the "full eternity" ring is traditional, it costs twice or thrice the price of its half-eternity counterpart.
Additionally, the "full eternity" ring cannot be adjusted for the wearer's finger size since it has to be ordered, customized to the buyer's preferences, and then made. In fact, very few jewelers keep "full eternity" rings in stock as samples. Quoting for a "full eternity" ring is also costly since working out its estimate value is a difficult task that requires a high level of skilled assessment.
The mounts of "full eternity" bands are more expensive to create than those for their "half-eternity" versions. The mounts are made individually, with a single master model for each customer's finger size. Because of these limitations, most women now go for "half-eternity" bands and maximize showing off their rings by having all the gemstones concentrated in the front or head of the ring for visibility.
The depth of a "full eternity" ring's shank between the wearer's fingers makes it uncomfortable and sometimes painful to wear. This also limits the sizes of the gemstones that can be used. "Half-eternity" rings, on the other hand, are easily sized and make for a more economic line of stock as far as the majority of retail jewelers are concerned. "Half-eternity" jewelry pieces are now outselling their "full-eternity" siblings.
Regardless, however, of whether an eternity ring is "full" or "half," the setting is often what makes it unique and magnificent to look at. The claw setting has always been the most fashionable in the U.K.'s jewelry industry. There are several claw settings for eternity bands but those with the gemstones set in the shank's metal – known as grain, pavé or flush, are preferred.
Oblong- or square-cut emeralds are the most ideal choice for an eternity band primarily because they can be easily set continuously in a band from edge to edge. An emerald with a princess cut has been recently added to the list of the most-sought after designs for eternity bands. Emeralds are especially in demand for gemstone eternity bands because of their vivid and vibrant green color that attracts attention anywhere.
Channel settings are very secure and are not prone to the usual snagging because the stones are designed to be set flushed within the rings. This involves the metal forming a channel at the ring's two edges where the emeralds, or other gemstones, are set. Channel-set bands are most suitable for emeralds that are round, princess cut or baguette-styled.
Bar-set emerald eternity bands let in light to create sparkles in brilliant shades of green. The emeralds set in a bar are separated with the use of metal bars which are held perpendicular to the band. The bars, incidentally, are an integral part of the design of the emeralds themselves. Bar settings are best for same sized emeralds, or other gemstones, to give the eternity band a contemporary appeal.
Those who would like to know in which "correct" order an eternity band must be worn should know that it is all relative both to an engagement and a wedding ring. Since most people wear their wedding rings all of the time, a wedding ring is considered to be the first piece of jewelry that is placed on the finger; this is also because an engagement ring is oftentimes removed after the wedding.
Women who choose to wear their engagement rings should put these on after their wedding rings. What about the eternity band that a woman is given by her husband or fiancé? It really depends on the woman's personal preference. Generally, though, an eternity band with a lot of claws should be removed when doing certain tasks or chores, meaning an eternity band should be put on the last.
An eternity band without claws, however, may be left on the finger wearing both the engagement and wedding rings. Additionally, a woman can wear her eternity band instead of her wedding ring. Some women wear their eternity rings first followed by their wedding and engagement rings in that order. As mentioned, it all depends on the wearer's preference as well as her comfort and sense of style.
An emerald eternity band is an impressive alternative to the diamond version which has become quite ubiquitous. Emeralds add spice to eternity bands and incredible meaning to a personal piece of jewelry. Additionally, an emerald eternity band is more suitable for the rough and tumble of daily wear. It also signifies other special occasions like an anniversary, engagement or the birth of an eldest or youngest child.
The eternity band's continuous circle, a symbol of love's timeless state throughout a human's lifetime, and with an emerald set in its center, is doubly noteworthy because of this green gemstone's association with good health, abundance in resources, contentment, and happiness. A diamond eternity ring may be "forever" but an emerald eternity band is far more fascinating.


I offer several session options to create the perfect portrait gallery for you. Below you will find a brief explanation of each session type to help you decide what will work best for you. Please visit the Investment page to learn more about pricing for each type of session.
Newborn Sessions take place in my fully-dedicated home studio in Hudson.
Sessions are best done within 21 days after birth, with 5-14 days being ideal. To ensure your spot, please be sure to contact me before your third trimester.
Please contact me for more information and special pricing!
Ask about our First Year Collection: this 3-session package is the perfect way to capture all of those milestones!
Maternity gowns available for your use – check out our Maternity Client Closet!


Statistics. Why does this single word terrify so many of today's students? The mere mention of this word in the classroom causes a glassy-eyed, deer-in-the-headlights reaction across a sea of faces. In one form or another, the topic of statistics has been torturing innocent students for hundreds of years. You would think the word statistics had been derived from the Latin words sta, meaning "Why" and tistica, meaning "Do I have to take this %#!$@*% class?" But it really doesn't have to be this way. The term "stat" needn't be a four-letter word in the minds of our students.


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Domino Sugar
C&H Sugar
Redpath Sugar
Tate & Lyle Sugars
Sidul Açúcares
Belize Sugar Industries
Ingenio San Nicolás
Tellus Products
A major economic driver in Belize.
Belize Sugar Industries Limited (BSI) was founded in 1963 and has been producing quality cane sugar products since 1967. It owns the only sugarcane mill in northern Belize and produces plantation white sugar, bulk (raw) brown sugar, standard demerara and molasses from sugarcane. BSI has an annual milling capacity of 1.3 million tons of sugarcane and farms sugarcane as well as receives cane from more than 5,000 independent Belizean farmers. BSI also generates renewable energy from sugarcane fiber, or bagasse, in its co-generation plant, which powers the sugar-making operations and exports homegrown electricity to Belize's public power grid, providing approximately 15% of the nation's demand.
The business and wider industry supports the livelihoods of approximately 20% of the population, with direct employment of more than 6,000 people and with 40,000 people indirectly supported by the industry. It is one of the largest employers in the country and the only major economic provider in the north of the country.
BSI prides itself on being a sustainable and innovative company committed to growth, continuous improvement, its people, communities and the environment in which it operates.
Learn More About ASR Group
© 2021 ASR GROUP. ALL RIGHTS RESERVED.


APR v. Interest Rate – The Difference Explained – APR v. Interest Rate – The Difference Explained. As mentioned the interest rate on your home loan is the fee the lender charges you for being able to borrow money for a certain period of time. For example, if you have good credit, on a 30-year fixed rate mortgage loan for $200,000, you might get an interest rate of.
LendingTree: This is how much homebuyers could've saved on their mortgages – According to LendingTree's Mortgage Rate Competition Index, borrowers with rates under 5% increased to nearly 87% for the week ending March 17, 2019. The report states that for 30-year fixed-rate.
Variable APR vs. fixed rate Credit Cards – ASAP Credit Card – The credit card company adds a "margin" to the index to come up with the variable APR. When the index goes up, so does the credit card rate. Likewise, if the index goes down, your credit card APR does as well. Fixed Rate: A fixed rate is supposed to be "fixed". This means that the interest rate shouldn't vary as long as you have your.
Financial Calculators – For Android phone/tablet, iPhone/iPad, and financial calculators on the web. They are all free!
Fixed rate (or fixed APR) definition – CreditCards.com – Fixed rate (or fixed APR) An annual percentage rate that does not change throughout the year, unlike an introductory APR that changes after a specific period of time. The credit card reform law President Obama signed in May 2009 changed the rules for cards advertised as having fixed rates.
10 Year Loan Rate US mortgage rates increased this week; 30-year at 4.41 pct. – The average rate this week for 15-year, fixed-rate loans rose to 3.83 percent from 3.77 percent during the prior week secure commercial loans mortgage rates often move in sync with the interest paid on 10-year U.S. Treasury.Tower Federal Mortgage Rates Average Fha Loan rates fha 5 1 Arm Rates Adjustable-Rate Mortgage Loans (ARMs) from Bank of America – Adjustable-Rate Mortgage Loans (ARMs) from Bank of America With an adjustable rate mortgage (arm), your interest rate may change periodically. Compare adjustable-rate mortgage options and rates, including 5/1, 7/1 and 10/1 ARMs available from Bank of America. adjustable rate mortgages, adjustable rate mortgage, arm mortgage, arm mortgage loanmortgage rates post biggest weekly drop in a decade – The average rate on the 30-year fixed-rate mortgage fell to 4.06 percent with an average 0.5 point for the week ending.Adjustable-Rate Mortgage (ARMs) Loans | Navy Federal Credit Union – Get a great rate on Navy Federal's Adjustable-Rate Mortgages (ARMs), which begin with a low, fixed rate, and then adjust upward or downward.. Mortgages Mortgage Rates & Loan Options Adjustable-Rate Mortgage (ARMs) Loans . Adjustable-Rate Mortgage (ARMs) Loans. Flexible Terms to Fit.Average Fha Loan Rates FHA Loan Facts: Pre-qualify for an FHA Home Loan – FHA Refinance and Loan Fact #9 Pre-qualify for an FHA Home Loan. To pre-qualify for an FHA loan, you should be able to demonstrate employability, job stability and reliability.
What Is the Difference Between a Fixed Rate & Flat Rate. – Fixed Rate. A fixed rate is simply an interest rate that remains the same throughout the life of the instrument to which it has been applied. For example, if a bond with a term to maturity of five years from the date of issue has a fixed interest rate of 2 percent, the bond will accrue 2 percent per year for each of the five years until it matures.
Student Loan Borrowers Can Choose Whether Fixed or Variable Loans Are Better Option – The current three-month Libor rate is 0.29%. Benefits of Fixed Rate Loans The fixed rates from Discover range from 5.99% APR to 11.49% APR, also depending on the credit score of the borrower. "A fixed.
Interest Rate Above APR on Adjustable Rate Mortgage? – On a fixed-rate mortgage, the addition of the fees to the interest payment must result in an APR higher than the interest rate. Since the interest rate remains the same over the life of the loan, the addition of fees brings the APR above the rate.
Fha 5 1 Arm Rates Home Purchase Rates | Virginia Credit Union – Virginia Credit Union offers some of the best mortgage rates around and a variety of mortgage programs. 5/1 arm. 3.250%, 4.301%, 2.375. 3.500%, 4.329%, 1.625. 3.750%, 4.357%, 0.875. FHA Plus 30 Year Fixed Rate Second Mortgage .Prime Rate Right Now Current Mortgage Rates: Average US Daily Interest Rate Trends. – The interest rates or Prime Interest Rates are determined by the rates assigned by the central bank to the retail bank.. The consumer does not have to worry about their mortgage rates increasing because the interest rate is "fixed".. but it had not reached its lowest point. Now, home.


This is a charming and easy to read new novel. Frequent visitors to Hansisgreat will recognize it as yet another coming-of-age story, the type that I'm just nuts for.
Loren is a fourteen year-old boy whose father was a US Navy SEAL who died before our story begins. Since then, Loren has been getting into trouble and his mom, along with an endless string of her loser boyfriends, have been completely unable to control him.
first scene he sets fire to one of the greens at a golf course that his mom's pretentious boyfriend won't stop talking about. When he's caught and brought home for punishment, his mom decides this is the last straw. She sends Loren to Camp Ascend!, a wilderness camp which promises to reform juvenile delinquents.
live in the collapsing and ramshackled facilities which the Colonel always keeps hidden from the parents' view.
Loren's mission quickly becomes clear: he has to escape from Camp Ascend!, and expose the Colonel for the cheat that he is. Unfortunately, the place is operated a lot like an internment camp; and since it's miles from civilization, escape seems virtually impossible.
He makes some cool friendships with his fellow delinquents, none of whom deserve to be locked away in such a god-forsaken place. Among them is a young lady named Liz for whom he feels the first burning desire of young love. Good for him.
Stories about the underdog sticking it to the man are always fun, and Dogface is no exception. The kids are all lovable miscreants, and the camp counselors have a buffoonish, cartoon-style of villainy. It's appropriately dark at times, like Lord of the Flies, but has a lot to offer as an original work of fiction.
Anyone who's ever been to camp is sure to enjoy it. Bonus points if you got into a lot of trouble as a kid.