Foreign Rights as well as translations into other languages can be a great way to leverage the value of your manuscript – but don't expect big numbers right away. Revenue will be an advance and approximately 6 – 10% royalty of the retail price, minus percentage for the agent. It's also a long-term project as it takes around 18 months until the book is translated and finally available online and in bookstores.
Foreign rights belong to your book's subsidiary rights. Like other sub-rights, such as audio, movies, book clubs, paperback reprints, electronic rights, foreign rights can be sold and separated from your book's primary rights – which you totally own anyway as an independent author-publisher.
Before you sign a contract: Always first contact your national writers' association for further information and get legal advice from a lawyer who is specialized in copyright. This could save you several thousand dollars – if not more.
Earning possibilities for your book.
Selling your manuscripts to a trade publisher, earns a (small) advance and ca. 8 – 10% royalties – but this will be subtracted from the advance and only if you "earn out" your advance, which means the book is really selling well, you receive royalties.
For most authors the advance is all they really earn.
You can certainly just translate your book and sell it through online retailers worldwide. Most spoken languages beside English (albeit not necessarily e-book readers) are Mandarin, Spanish, Hindi, Arabic, German, Russian, Russian, Portuguese, Bengali, Japanese according to Wikipedia.
New rights services are growing up online to help authors meet rights buyers directly without having to travel to a book fair and using technology to extend reach. ALLi now has an arrangement with one of these, Pubmatch. Members have access to Putmatch's premium service through ALLI (usually $79.99) at the deeply discounted rate of $9.99. Pubmatch will facilitate communication, data warehousing and the simplification of rights marketing for publishers, agents, authors and others, making it the go-to place for the international publishing community to find new titles and new talent.
Do not just turn up at an international book fair, hoping to sell your book. Meetings are arranged well in advance (4-6 months) with acquisitions editors at international publishing houses, to whom new projects are pitched, and new potential publisher customers can be discovered.
If you want to talk about foreign rights with a French publisher one of the biggest in the world, Hachette who are also partnering with Phoenix Publishing & Media Group in China and holds a 25% share of Atticus in Russia.
Top Publisher for Spanish Foreign Rights – Good for U.S.A. too!
Planeta leads the world's Spanish-language publishing markets in Spain and Latin America. The company has further strongholds in Portugal and France, where it owns Editis, the country's second-largest group. Grupo Planeta is present in 25 countries, with more than 100 imprints and a catalogue of 15,000 titles.
Choose your foreign rights agent carefully!
Most agents charge 20% (or sometimes even 25%) on foreign sales. This 20% rate is justified because normally two agents are involved (the second one being in the foreign country), and they end up splitting the commission. If you are not represented already, why not try to find agents or even publishers yourself in other countries, especially if you speak more than one language?
Term of the deal: Five years is most common, anything longer then you should be expecting a premium from the publisher.
Country / Territory for the contract: You might sign away Portuguese language rights without realizing that it will include publication in Brazil (and Mozambique, Angola, Macau, Cape Verde etc). Also, giving worldwide Spanish language rights could cause friction with any United States publishing deal, as there is a large Spanish reading audience in the US.
Tax situation in your and the potential publishers country: While there are now many treaties which allow for uninhibited flow of money between countries, you could lose some of your advance to a foreign government's tax.
Before signing a contract with an agent or a publisher, how can an author tell if the company is good with foreign rights? Ask about their previous sales! Contact authors who work with that publisher or agent and ask them about their experience. It's also possible to find out the name of foreign publishers and go to their web sites and see what books they have recently published.
Find out what authors the agency represents overseas, then ask those authors about their own experiences. Again, foreign rights are only a portion of an author's income, so that's something to bear in mind. Check your agreement with a translations rights agent carefully. Never, ever! give world rights away as standard, and you should also insist in a large upfront payment.
Every writer, no matter if they author-publish (self-publish) or if they have sold their manuscript to a publisher, has to do their own marketing. But how can you promote your book, if you are at the mercy of a publisher – trade or vanity? What if you don't own the ISBN and if you have no access to the retailers' publishing / author pages, such as Amazon, B&N or Apple? We had clients whos publishers were not able to properly set up the Amazon page, did not choose the proper category, took weeks to make changes to a wrong price and months to add the images and text the author had provided for their Goodreads or Amazon page.
This is a huge problem (among many others) that authors face after they have given away their work for a pittance – or worse, have paid thousands of dollars to a vanity publisher. So, what's the difference between both, beside the fact that they make it difficult for their authors to market their books?
Authors have barely any say to cover image, publishing date etc.
Your book has only 3 months time in bookstores to sell – before being discarded!
Authors can decide everything: cover image, publishing date, retail price etc.
If an author has all these challenges, waiting times (or costs to cover, in the worst scenario) – and cannot even do the necessary marketing without huge problems, what is the point in having or even paying a publisher? Why not author-publish / self-publish in the first place, and be totally independent when it comes to your marketing?
Whatever you will decide, take your time, don't rush in anything and don't let you sell any services, before you have thoroughly evaluated them. It does not matter if your book launches a month or a year later – important is that you have a platform as a writer and that you find a way of publishing that suits you and that gives you the freedom of your own decisions. If you decide to go with a publisher, don't forget: Real publishers sell to readers – vanity publishers sell to writers!
OK, you transferred your book into print, digital and into an audio book. Now, how else can you leverage your hard work? Let it translate into other languages, or sell foreign rights of your book. Sell your rights separately and if you still own all the rights for your book, also consider to split it apart, in order to sell it in single articles, especially if it is a non-fiction book.
The reason to show you this info graphic is to point out the possibilities for writers to either translate (let translate) their work into foreign languages, such as Mandarin, Spanish, Portuguese, German etc. – or to sell the foreign rights to their books.
The info graphic lists the top languages on the Internet, countries highlighted are chosen due to the official status of a listed language in the country. Also included are tables on internet penetration by language and world population of language. Another consideration is which Social Networks to use to market your books worldwide. Let the person who translated your book also translate short articles for Google+, Facebook, Pinterest and Twitter. This enables you to get the attention of potential readers for your translated book.
Don't forget that on Google+ you can show cover images of your book as often as you want – contrary to other Social Media where it is only possible once a day!
It is not that easy to sell your foreign rights without an agent or a publisher, but it's not impossible. Women's fiction author Kay Raymer did the whole agent query routine in 2000, but nobody would look at her novel, Hannah Street. So she sent the manuscript to her attorney, who happened to know someone at Bertelsmann / Germany. Bertelsmann made an offer on the book, and her lawyer helped arrange the contract. As a result, Raymer's first novel appeared in Germany in 2001, a paperback original called Das Rosenhaus.
Please check out all previous posts of this blog (there are 890+ of them : ) if you haven't already. Why not sign up to receive them regularly by email? Just click on "Follow" in the upper line on each page – and then on "LIKE" next to it. There is also the "SHARE" button underneath each article where you can submit the article to Pinterest, Google+, Twitter, Facebook, Tumblr and to StumpleUpon.


fiber-based Internet in Graves County?
currently served by fiber. Please use this form and let us know your interest!
Not all areas of Graves County have such service, and we believe that should change.
interest lies in our county, and if such a project is feasible.
projects in the country and brought advanced fiber services to thousands of our citizens.
WK&T would be an ideal partner in extending such service throughout Graves County.
levels of service through advanced technology.
Does fiber impact home values?
Share this with your neighbors!
With any major community project, citizen involvement is often the most important element. That is no different with the Graves County Fiber Initiative. Before an undertaking of this scope and size can even get off the ground, the assessment of need has to be determined and strongly considered. That is the very reason this site was created to begin with.
And since the launch of this site, many of you have come to the table and said your current broadband service is not adequate to serve you and your family's needs. We are very thankful to have heard from so many of you. There are hundreds still out there that probably feel the same way as you. The problem is, we haven't heard from them yet, and we really need to if we hope to see this project become a reality.
That's where you come in. Keep in mind, there is no advertising budget to help get the word out. There aren't any other petitions floating around either. There is simply this site and the people that know about it. More specifically, the people that feel strongly Graves County needs fast, reliable broadband in areas that is currently underserved. If that's you, will you make an effort to share this site with people you know feel the same way? That is the only way fiber will expand in our county.
Set a personal goal of sharing this information with at least three people this week that might not yet know about this site. Encourage them to get involved with the future of our county, and the promise of a fiber-based broadband service that will keep us connected with the rest of the world. Together we can make a real difference.
The response so far has been great. As of this morning, we are nearing 200 backers already, which is more than expected this early in the process. A special thanks goes out to everyone that has got involved so far.
If you notice, at the top of the page, there is a comments section. We would love to hear how strongly some of you feel about the potential of an expansion of fiber in Graves County. The more discussion we have, the better we can gauge the pulse of our community as we continue to explore the prospects of this project.
Thanks again for getting involved and being heard!
The Graves County Fiscal Court recognizes there is some limitation to Internet connectivity in portions of Graves County. Residents and business owners have helped us to understand the need to explore the feasibility of working with WK&T to expand their fiber optic infrastructure to these outlying areas.
The Fiscal Court members and WK&T have been working together over the past few months to explore this feasibility. Through this collaboration, we have established this website to gather information. By answering the questions and submitting your information, we will better understand the current capacity and the future needs for broadband connectivity. As our business partners in Graves County, and certainly users of the service, we see you as critical stakeholders in this effort. We greatly value your input into this process.
If you're here, you must be interested in fiber for Graves County. Thank you for your interest. Be sure to spread the word to friends and family in your neighborhood, so the most accurate information can be gathered and analyzed for this potential project. Without good feedback, the proper path cannot be determined for our community.
Again, your involvement is appreciated!
I would love to have internet where I live out on Sanderson road. My computer is collecting dust brand new never been connected to internet. It would give us a lot more options as far as TV, antenna or being able to get Sling, Hulu, or even Netflix. My brother lives on 131 and has fiber optic! So bring it on.
I have just purchased a home in Graves County. I have called AT&T, WKT, Zito, & Spectrum to get internet service and have been told by all that they do not serve my home. I live in a ring of no service area. We used the internet for college classes and leisure (gaming, surfing, & watching movies). Now to do homework for WKCTC college classes requires a trip to the college, library, or a friends home. It is very sad to be in the year 2017 and not be able to have internet. Please help to fix this situation.
In the Symsonia area the DSL situation has been terrible for some time now. AT&T has been maxed out. Before I dropped DSL we were barely getting speeds of around 128kps. Finally we decided to do a Verizon Hotspot. The speeds range from 5-15Mbps for us. However the data cap is killing us. Even paying for the 60GB plan, often we have used our data up within a week, if not less. Between my daughter being addicted to YouTube and Musical. Ly, my wife taking some online classes, and me downloading very large patches for games it doesn't take much. Not to even mention the occasional Netflix or Amazon video. We just signed up for Satellite Internet to help some but still we will have way under 100GB of data for the month. Considering that some months we pay as much as a car payment it gets to be a headache. We have even thought about renting an office somewhere just to have decent Internet. At this point if we could get 20-50Mbps connection and at least a couple hundred GB of data, I don't think that I would question the price too much. When you have seriously considered moving to a new county just to get better Internet somethings wrong.
Please continue to spread the word for this project. Fiber to the Home is being deployed by Mayfield Electric and Water within city limits. WK&T has already completed Fiber to the Home for their normal service area of 5 miles out of city limits and farther in the county. Now, we are left with a void in broadband coverage in Graves County. The 5 mile or so stretch around Mayfield city limits has varied and limited connectivity, ranging from horrible satellite internet to pitifully slow AT&T DSL to slightly better cable internet from Zito Media. We need to remedy this situation. WK&T offers Fiber to the Home at speeds of 5Mbps all the way up to 1000 Mbps (1 Gigabit per second). The 5 mile stretch around Mayfield, KY NEEDS Fiber to the Home to remain competitive with everyone else. Please continue to spread the word to all of your friends and family!!! We are at 581 backers. There are about 4000 households in the county areas of Graves County that are without access to Fiber to the Home.
I consider this a critical need for my family. My father and mother are our neighbors. We built on the property my dad gave me and moved "home" from our previous residence in Tampa, Fl to be near family and provide the hometown support to our kids that I had growing up. The problem is that when we built on our property, we didn't realize that we could not get the Internet service my dad has next door. I am an online learning professional and I now work from home. Not only do we use the Internet for our learning and entertainment needs, but I also need it for my career. I work now out of my dad's old tax office next door so I can get "adequate" Internet. But the service and speeds are barely adequate. I feel strongly that we should have options here for our county residents, and no company should have a monopoly - especially if they cannot serve all of the residents of the area. Our public schools are striving to teach our children technology skills that will be absolutely necessary for their future. Families must be able to continue the learning and support from home. I will help to spread the word of this very important initiative. As a community, we need to understand the importance of this initiative. With jobs limited, and now minus one less educational choice nearby, we have to do what it takes to help our community thrive!
This would make everything better in my home. We have 2 PC gamers here, and we can hardly get by on what we do get. Paying $114 JUST for Internet from Time Warner and only getting 50 mb/s at best is laughable and sad. I am not getting what I am paying for.
Please.... Please... Please bring fiber to Symsonia!!!
I currently reside in Hickory KY, just out of reach of WK&T Fiber services. Currently, I live in a newly constructed area of apartments and duplexes across from Hickory Baptist Church. There are 46 apartments/duplexes that have been recently constructed and NONE have access to internet providers except for satellite which is pretty pointless in my opinion. I guarantee that WK&T or ATT for that matter would benefit greatly from fiber in this area.
I'm so glad to learn of this initiative to upgrade all of Graves County to fiber! AT&T will not provide service and Zito Media is way less than acceptable in the performance arena. The internet service connection infrastructure I currently have as well as others is over 35-40 years old. Zito is not going to upgrade even though they have raised prices many times in the last few years. I applaud and wish much success for this push to bring all of us into the 21st Century. It's about time for some competition in the internet provider services offered in Graves.
I would love to have a better Internet option at my home. I am the last house on an AT&T line, and I am too far from the sub-station to receive DSL. I am currently paying an exorbitant amount of money for 30GB of data each month from Verizon. The speed is good, but I am not able to use Netflix or any other streaming services because of limited data. Thanks to whomever started this campaign. I hope it works!
I feel very strongly about having high speed internet available to everyone. My house is located at the very end of the line for at&t and therefore absolutely useless internet connectivity. I am approximately 2 miles past where WK&T stops. Therefore I have been forced to go with satellite internet and we all know how that goes! Its horrible but still better than AT&T. My stepson has to stay at school so he can have consistent internet in order to do his school work. Our data is limited so we have to be careful.
TO ALL BACKERS: Please share this to as many people as possible! The goal is to have 50% of households in the affected areas to sign up here on this site to show enough interest for the company to move forward with the project. There are many children in our affected areas who need broadband and do not have access to any wireline broadband. It is essential for education nowadays. Also, with the advent of social media and various video streaming options (Netflix, Hulu, Vudu, SlingTV, etc.), more speed (Mbps) is always being needed. I cannot stress to you enough how important it is that you get all of your neighbors in the affected areas to come to this page and sign up. Thanks for your support! Let's bring state-of-the-art fiber to the home (FTTH) to the rest of Graves County!


This pendant is ideal for the very energy sensitive individual who requires strong EMF protection. This beautiful & powerful orgone generator with amethyst, encourages inner peace, spiritual protection and purification, and clears your entire energy field. It comes with a 17″ (43 cm) soft cord and lobster clasp.
The main function of this pendant is to clean and convert stagnant and negative energy into beneficial frequencies, with a multitude of beneficial effects. Zen Dome customers report feeling better, both physically and spiritually as the energy around them starts to flow unobstructed, and life feels more joyful and harmonious.
Relationships improve – for example, many people have gifted their homes or workplaces with orgonite, and they find that their relationships with family and co-workers improve. Also many people I know, including orgonite skeptics, have experienced much better sleep from using Zen Domes Orgonites. Spiritual growth goes hand in hand with cleaner energy. Any home with a Zen Dome grid can be like a permanent spiritual retreat!
Zen Domes Orgonite does not reduce EMF, but instead protects your body from its harmful effects by converting EMF into positive, life enhancing frequencies. Many people have felt instant relief from a simple pendant, although if you are very sensitive to electro-magnetic frequency radiation, you may need to place more pieces of orgonite around EMF-emitting devices (any device powered by electricity whether hard wired or wireless).
Amethyst crystal is well known for carrying the violet flame healing vibration. Amethyst keeps the energy close, and provides a very strong vibration for psychic protection. Amethyst also helps us to deal with negative emotions, stimulates calmness and clarity, and relieves anxiety and confusion. Amethyst taps into your intuition, your feelings, and assists with recovery from addictions. The calming effect of amethyst combats stress and fosters healing, spiritual awareness, balance, inner peace, and positive transformation. Amethyst cleanses, purifies, restructures. Amethysts have a soothing and relaxing effect on people.
Aventurine is an excellent stone to use in orgonite because it helps to absorb EMF and other environmental pollutants. Aventurine can help to stabilize one's state of mind when things seem chaotic or out of focus, and helps to open up the mind to endless alternatives and possibilities. Aventurine balances Yin/Yang energies and guards against "psychic vampires" who drain one's energy.
Made from a combination of minerals, including Lazurite, Calcite, and Pyrite; Lapis Lazuli reminds us of the power of the spoken word, and is one of the best stones to use to foster full verbal expression. Deeply peaceful, Lapis provides wisdom of mystical realms and our connection with our spiritual guardians; and protects against psychic attack, shielding negative energy and returning any negative vibrations to their source. Lapis Lazuli will enhance lucid dreaming and spirituality.
Green Jade has a lovely healthful vibration, and can be used for connecting to life-force, and for building and maintaining a sense of well-being in all areas of life. Green Jade is considered a stone of abundance, helping one to make a greater connection with the source. This can make it a great stone for use in manifestation programs. It also helps to bring the recognition and gratitude of the blessings that already exist in one's life. Meditating with Green Jade can enhance the flow of abundance through one's life as well, by releasing blockages and helping one to recognize that the universe is unlimited and there is no lack.
Those who are oversensitive or indecisive, issues relating to an unbalanced Sacral Chakra, can benefit from Yellow Aventurine's reassuring and balancing energies.
The helpful energies of Yellow Aventurine can aid those who have problems with power and control. Working with Yellow Aventurine can help focus intentions for manifesting a sense of ease in being yourself. The golden light of Yellow Aventurine fills one with compassion and understanding, alleviating grief and centering the emotions.
Use Aventurine to reduce/absorb/protect against electromagnetic and environmental pollution. Yellow Aventurine can assist in removing toxins and enhancing the flow of energy through the body. Yellow Aventurine balances the Yin-Yang energies, eases anxiety and expands the flow of creativity.
Orange jade is an energetic stone that has the ability to stimulate. It brings joy and teaches you the interconnectedness of all beings.
This stone opens your heart to all beings including yourself. It promotes compassion for yourself and others. Heals the heart and emotions of grief, heartache and disappointment, promotes acceptance and unconditional love.
Red Jasper is a calming stone, full of grounding Earth energy. Red Jasper can connect us deeply to the vibrations of the Earth, bringing a greater understanding and acceptance of natural events; the connection between humans and nature; and it reminds us to be kind to each other. This gentle stone brings helpful insights into view that can help us achieve goals, or to understand why a change may be necessary. It sustains and supports during times of stress, and brings tranquility and wholeness.
I absolutely LOVE this orgonite pendant! It's beautiful and it feels so good over my heart. I love the weight of it. It feel so good to wear. It makes me feel calm, safe, grounded, and full of vitality.


When it comes to small businesses budgets are tight and time is even tighter. This is why many have tried to incorporate social networks into the advertising plan. But, although the small business owner may have the best of intentions, social network marketing can take more time and money than they have available. To make the most of social marketing, small businesses need a plan. Here are three tips from Pam Springer with Manta.
First, how important is the success of the small business?
"80% of US companies have 9 employees or less. So, I think the consumer discretionary spending has gotten tighter, but you can tie the increase in spending to the small business owners who are still struggling," said Pam Springer, CEO of Manta. "I think we have a long way to go in the current economy, but once the recovery is in full swing I think [the economy] will be really strong."
To get to that stronghold, small businesses are trying new things, including social marketing. Here are a few tips from Pam on social marketing.
1. Claim your profile. It may seem like a head-slap moment, but there are a number of companies who never claim their online profile, leaving that profile open to competitors or fraudsters to take on. Claiming the profile is as simple as opening a CRM system to share information about the brand, products or services available on a regular basis. Using Manta's system, small businesses can tell others about their associations, offer profile links to social networks and even clickable badges which offer more information.
2. Work the social stream. Don't just open a profile on Facebook, Twitter or another social network and consider the work done. In the social space information is key and if you don't offer information, consumers won't stay in contact.
"There are some things that are sustainable, that you don't have to constantly update and change," said Ms. Springer. "But, as a small business owner, the marketing component [of social networks] is important. You have to have something sustainable. Businesses have to understand that socnets aren't going to bring in a lot of revenue, but they will drive traffic to areas where the ROI will greatly increase."
3. Offer something. It doesn't have to be a 50% off coupon every day, but small businesses in the social space must offer their followers something. Additional information about a product, tips or alternate uses for a product, trivia and - yes - deals. And, don't forget to brand that information. Don't just throw up information in a status update, use your brand name, use a call to action and invite comments in some cases.
A recent study from FedEx Office found that small businesses are set to increase both their online and offline advertising spending as the economy seems to be turning around. Over half of small businesses believe their business will be fully recovered from the recession by the end of 2010 and 42% planning to increase their ad budgets this year.
Many of these businesses will push money into brochures (43%) or signs/banner and flyers (37%), but nearly half (46%) say they will increase their online profiles in an effort to drive more revenue. About one-third will push farther into the social space to engage with and convert more consumers.
I work in the music industry and see these three very simple steps often ignored. It's all about branding and appeal.


Will Ferrell and Zach Galifianakis have hit the campaign trail, but they're stumping for viewers rather than voters.
"The Baby Gap family," Galifianakis corrected.
The film centers on the down-and-dirty political duel between two Southern candidates duking it out over the congressional seat in their tiny district, prompting Ferrell and Galifianakis to put on their own road show to sway the swing votes of movie ticket buyers.
Both actors had strong visions for what they'd do if they actually entered politics.


text:
Sasa Jankovic to completely withdraw from politics
"I am going to withdraw from the position of President of the Movement of Free Citizens (MFC) and Civilian Bloc 381 and from active political life", said today the president of MFC, Sasa Jankovic.
He pointed out that he did so because, as he said, he would did not want to cause division among the people who all want to the dangerous and criminalized regime in power.
"Serbia is our homeland, and I will not be an obstacle to accomplishing the most important goal. I want to be crystal clear: I think that replacing one mistake with another, albeit with a smaller one, does not make right. This has been happening for the past 30 years and the result is the life that we live today. My sense of responsibility and honesty tell me to withdraw," said Jankovic.
He added that the political ideas behind the MFC and the Civilian Bloc would result in better Serbia and that he felt guilty about the lack of results.
"I feel responsible for the lack of results, because our programme, values and a different way of understanding politics did not get a momentum despite huge work done and the sacrifices of brilliant people around me. Serbia is still spinning in circles", Jankovic explained.
Stating that it is difficult to be rational in the time of all human values of civil society have been trampled on, Jankovic has estimated that it is even harder to look normal in Serbian politics, where nothing is the way it seems to be.
"I have no dilemma whether the goals we have set are valuable and will continue to fight for them as an ordinary member of the Movement of Free Citizens and in other ways," Jankovic said.
(Novi Magazin, 17.12.2018)
http://www.novimagazin.rs/vesti/sasa-jankovic-povlacim-se-sa-mesta-predsednika-psg-i-gb-381-i-iz-aktivnog-politikog-zivota
Movement of Free Citizens
Sasa Jankovic
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redpajama_set_name: RedPajamaCommonCrawl


text:
Q: Repositories with Laravel, saving image to DB I have setup a repository to create a new resident.
 <?php namespace Crescent\Repos;

   interface ResidentRepository {
        public function create($input);
 }

Then in my controller I have, which uses the intervention image class to resize an image and it uploads correctly to the directory, but how can I save the name of the file to the DB using this repo?
 public function store()
   {

   if (Input::hasFile('photo')){

     $res = new Residents;

     $file = Input::file('photo');
     $name = $file->getClientOriginalName();

     $input = Input::all();

     $image = Image::make(Input::file('photo')->getRealPath())->resize(200, 200);
     $image->save(public_path() . '/uploads/residents/' . $input['photo']->getClientOriginalName());
     $res->photo = $name; // This doesn't work

    }
    $this->resident->create(Input::all());

    }

Everything else works all the data, but the image isn't storing the name just showing some temp dir/name like /tmp/phpIX7KcY

A: I see that you have done $res = new Residents; and $res->photo = $name; but you haven't done $res->save(); which would have saved the name to the table corresponding to Residents. Also since you haven't added anything else to $res, only the photo would be saved.
Replace the code in your controller with the following:
public function store()
{
    $input = Input::all();

    if (Input::hasFile('photo')){

       $file = Input::file('photo');
       $name = $file->getClientOriginalName();

       $image = Image::make(Input::file('photo')->getRealPath())->resize(200, 200);
       $image->save(public_path() . '/uploads/residents/' . $input['photo']->getClientOriginalName());

       $input['photo'] = $name;
   }

   $this->resident->create($input);

}

If in your code $this->resident->create(Input::all()); saves all data properly except the photo, it is because by passing Input::all() you're saving everything exactly as it was received from the client and the filename received from the resizing operation isn't present in Input::all(). By assigning Input::all() to the variable $input and doing $input['photo'] = $name;, the location of the file on the server is stored instead of the location on the client. So, by doing $this->resident->create($input);, the location on the server is stored along with other data received from the client.

redpajama_set_name: RedPajamaStackExchange


text:
Home / World /
The Latest: New Zealand is no longer coronavirus-free
By The Associated Press • 16 June 2020, 12:00AM
WELLINGTON, New Zealand —- New Zealand is no longer free from the new coronavirus after health officials say two women who flew from London to see a dying parent had tested positive.
But before they were tested, the women had been given an exemption to leave quarantine on compassionate grounds and had traveled from Auckland to Wellington by car.
Director-General of Health Ashley Bloomfield said that as part of their travel plan, the women had no contact with any people or any public facilities on their road trip.
Nevertheless, the new cases have sparked a round of testing in New Zealand for anybody who might have been close to the women. That includes passengers and staff on their flights, which arrived via Brisbane in Australia, other people at the Auckland hotel they initially stayed at in quarantine, and a family member they met in Wellington.
The women remain in isolation in Wellington and have delayed the funeral of their parent until they have recovered. Until Tuesday, New Zealand had gone more than three weeks without any new cases and had declared that everybody who had contracted the virus had recovered, aside from the 22 people who died.
HERE'S WHAT YOU NEED TO KNOW ABOUT THE VIRUS OUTBREAK:
— Beijing reinstates virus controls as another outbreak grows. It underscores the continuing threat.
— Borders opened up across Europe after three months of closures. But many restrictions persist.
— Educators try to ensure students thrown off track during distance learning don't fall more behind.
— An ambulance driver 's daily rush to save lives is exhausting, never-ending task in Mumbai, India.
Follow AP pandemic coverage at http://apnews.com/VirusOutbreak and https://apnews.com/UnderstandingtheOutbreak
HERE'S WHAT ELSE IS HAPPENING:
MANILA, Philippines — Philippine officials have placed a central city back under strict lockdown and retained quarantine restrictions in the capital for another two weeks as coronavirus infections continue to spike alarmingly.
President Rodrigo Duterte approved in a televised meeting Monday night with key Cabinet officials a recommendation to lock down Cebu city anew and retain quarantine restrictions in metropolitan Manila where many of the nearly 26,500 infections and more than 1,000 deaths have been recorded.
First imposed in mid-March, the COVID-19 restrictions in Metro-Manila, the seat of government of more than 12 million people, have been among the longest in the world.
"The battle with COVID isn't over," Duterte said. "I can't stop you from going out and I can't catch all of you ... don't blame us. Do not forget that we warned you about the grave consequences."
The Philippines has been under intense pressure to slowly reopen the economy, which is under threat of a looming recession, despite continuing viral outbreaks.
HONOLULU -- A woman traveling with a group of 21 people arrested on suspicion of violating Hawaii's coronavirus quarantine says they have agreed to leave the state because they have received threats from residents.
Kendra Carter says that when the group arrived earlier this month, they didn't realize Hawaii's mandatory 14-day quarantine would be enforced. Court documents say they were seen at a beach park shortly after arriving.
The quarantine doesn't allow travelers to leave a residence or hotel room for any reason except medical emergencies.
The leader of the group, Eligio Bishop, pleaded no contest Monday to the quarantine violation.
Attorney Donald Wilkerson, who represents two other men arrested with the group, said Monday the other cases will be dismissed but would be refiled if they return to Hawaii and violate the quarantine.
CARSON CITY, Nev. -- Nevada Gov. Steve Sisolak has announced that current limits on businesses and gatherings would remain in place while health officials evaluate whether the state's uptick in cases is cause for concern.
"Recently we've experienced some trends that require additional evaluation and analysis," Sisolak said at a press conference, mentioning the upward trend in the number of new daily cases reported in the last three weeks and the percent of individual tests that come back positive.
Nevada reported 106 additional coronavirus cases on Sunday, bringing the statewide total to 11,279 confirmed cases, including 8,815 in Clark County. No new deaths were reported Sunday, keeping the statewide death toll at 465. On June 11, the state reported 277 new confirmed cases, the second-highest daily uptick since the start of the pandemic, behind May 22.
Sisolak said he and state health officials anticipated an increase in new cases after reopening and expanding testing capacity throughout June. He emphasized that the increase hadn't significantly affected the number of COVID-19 patients in Nevada hospitals, which continue to have excess bed capacity, with 217 patients and 129 suspected to have coronavirus occupying beds.
BEIJING — Beijing is imposing further control measures in an attempt to prevent a new outbreak in the capital from spreading to other parts of the country.
In addition to locking down communities and ordering mass testing, China's capital is banning residents of areas considered at high risk from leaving the city, health authorities say. Those from such areas who have already left must report to local health bureaus as soon as possible.
The number of passengers on buses, trains and subways will also be limited and all will be required to wear masks.
The outbreak traced to a wholesale market in the city's southwest may also be disrupting plans to restart China Super League soccer as early as next month.
Coaches and players for Beijing Guoan, the city's top team have been tested and given a week off because their training camp is located in the same district as the source of the latest outbreak, local media reported Tuesday.
FORT LAUDERDALE, Fla.-- Florida seniors missing out on a live graduation are getting a surprise from their school district thanks to an augmented reality app that makes it look like they are getting their diploma onstage along with a celebratory dance with Flo Rida.
Broward Education Foundation teamed up with ImagineAR to create #2020gradsecret. The app allows graduates to record themselves in their homes appearing to accept diplomas from Broward Schools Superintendent Robert Runcie, joining rapper Flo Rida for a congratulatory message or dancing. The videos can be shared instantly on social media.
Flo Rida called the technology "a trip" and said in a statement he was "happy to help these graduates define a new way of celebrating and social interaction as they move on to the next chapter in their young lives."
Former Miami Heat star Dwyane Wade also joined in on the surprise with a video message for graduates.
AUSTIN, Tx.-- Texas is continuing an upward trend in hospitalizations of novel coronavirus patients, setting a new one-day high Monday for the seventh time in eight days.
That trend has local officials in some of the state's largest cities urging residents to be diligent about social distancing and other measures such as wearing masks.
Texas health officials reported 2,326 patients hospitalized for COVID-19 and 1,254 new cases, the most ever reported for a Monday, which is typically the lowest day of the week for new virus cases.
The mayors of Austin and Dallas, two cities seeing strong upticks in cases and hospitalizations, urged diligence in social distancing and the use of masks.
Texas has been steadily expanding customer capacity for businesses for weeks, even as the number of new cases and hospitalizations have been steadily rising.
RICHMOND, Va. — Vice President Mike Pence is encouraging the nation's governors to tell their citizens "there's a lot of really, really good news" about current efforts to fight the cornoavirus pandemic.
In a private call with governors Monday, the audio of which was obtained by The Associated Press, Pence said that with the exception of a few localities, the country is seeing strong dropping virus-related hospitalization and mortality rates, as well as low and steady positivist rates in testing.
"I encourage you, as appropriate, with the proper gentleness and respect, to share the progress that we are making," Pence said.
His comments come after several states have reported a rise in coronavirus cases, which could intensify as people return to work and venture out during the summer. White House officials have played down the severity of the virus surge and President Donald Trump has taken to talking about the pandemic in the past tense.
Pence stressed to governors that one of the reasons for the increase in coronavirus cases is the increase in testing and urged governors to make that clear.
DETROIT — Detroit Mayor Mike Duggan says the city's health department has performed 50,000 tests for the COVID-19 virus.
About 40,000 tests of the tests were conducted at a drive-thru testing site at the old state fairgrounds. Ninety-six people who own or work in barber shops, and hair and nail salons were tested over the weekend. Only one of them tested positive for the virus.
"I'm really glad that one who came in got tested because you think about that one barber who might have seen 30 or 40 people this week," Duggan told reporters Monday. "That's the way this virus can spark back up and re-spread."
The city will continue to offer the testing to owners and workers at barber shops and hair and nail salons, Duggan said.
TIRANA, Albania — Both Albania and neighboring Kosovo have registered record numbers of new virus cases, raising fears of a resumption of lockdown measures.
Albanian health authorities on Monday reported 69 new cases, the highest number so far, resulting from people working in different businesses and public offices. They repeated their call for social distancing, use of masks and hand washing, also urging people to disinfect their premises and continuously open windows for fresh air.
Albania has eased all its previous lockdown measures except for public transport and mass gatherings in sport and cultural or entertaining activities. As of Monday, Albania has reported 36 confirmed deaths and 1,590 cases.
In neighboring Kosovo authorities reported 129 new cases Monday. Authorities urged the closure of all the working places with positive cases and said that mask wearing was mandatory.
As of Monday, Kosovo has reported 33 deaths and 1,615 confirmed cases.
WASHINGTON -- President Donald Trump is telling reporters there won't be an empty seat in a Tulsa arena Saturday when he returns to the campaign trail for the first time since the coronavirus shut down much of the country.
Health experts have warned that holding an indoor rally while the virus continues to circulate will put attendees at risk.
But Trump has accused the media of "trying to Covid Shame" him out of holding the rally and says he's expecting a record crowd.
Trump campaign manager Brad Parscale tweeted earlier Monday that attendees will have their temperatures checked before entering and will be given face masks and hand sanitizer.
White House counselor Kellyanne Conway says the precautions are "a recognition that there are guidelines in place that should be followed" and says: "We certainly hope that the people in Oklahoma will adhere to all the reasonable guidelines and have fun."
The campaign says over 1 million tickets have been requested so far.
MEMPHIS, Tenn. — Memphis has stalled plans to move ahead with plans to reopen more businesses after an unexpected rise in COVID-19 cases and hospitalizations.
Shelby County's health department reported an increase of 256 cases on Monday, the largest daily jump in reported COVID-19 cases since mid-March.
A total of 200 virus patients are being treated in Memphis-area hospitals, up from 192 on Friday, according to data provided to the city and county's virus task force.
Officials said last week that Memphis and Shelby County could enter the next phase of reopening businesses on Monday. But plans to move ahead are being delayed due to a "disconcerting" upward trend in cases and increased hospitalizations, Shelby County Health Department Director Alisa Haushalter said during an online news conference Monday.
"It would not be prudent for Shelby County to move into phase three at the current time," she said.
Restaurants, retail stores and other businesses would be allowed to increase capacity from the current 50% under phase two to 75% under phase three of the reopening plan.
ANKARA, Turkey — The daily number of new coronavirus cases in Turkey is continuing to rise, weeks after the country relaxed restrictions.
Health Minister Fahrettin Koca on Monday reported 1,592 confirmed new infections over the previous 24 hours — 30 more than Sunday's figure.
Koca also reported 18 new deaths due to the coronavirus, bringing the total to 4,825. Turkey has now recorded a total of 178,831 infections.
At the start of June, the government authorized cafes, restaurants, gyms, parks, beaches and museums to reopen and eased stay-at-home orders for the elderly and young. Turkey's media is rife with reports of people flouting social distancing rules and ignoring advice to wear masks in public places.
Koca tweeted: "If we altogether abide by the mask + distance rule we can control the spread."
CHARLESTON, W.Va. — A coronavirus outbreak at a West Virginia church has grown to 28 cases, Gov. Jim Justice said Monday.
The outbreak that occurred last week at the Graystone Baptist Church in Lewisburg has led to additional available testing for the public in Greenbrier County.
Justice said during his daily news conference that the National Guard conducted decontamination efforts at the church Sunday. The governor said the outbreak was close to his Lewisburg home.
The church said the source of the outbreak is unknown.
It is the fifth virus outbreak involving a West Virginia church. Similar outbreaks have occurred in Boone, Hampshire, Jefferson and Marshall counties.
At least 88 people in West Virginia have died from the virus and about 2,300 have tested positive, state health data shows.
LONDON — The emergencies chief of the World Health Organization said he "fully expects" China to share the genetic sequences from the resurgence of coronavirus that have recently hit Beijing, even though they have not yet done so.
Chinese officials said that their examination of the virus shows it originated in Europe, but they have not yet shared the sequences with WHO or the global scientific community.
"We fully expect our colleagues in China will share that information," said Dr. Michael Ryan at a press briefing on Monday. Ryan said the finding that this virus genome "may represent a strain commonly transmitting in Europe" is significant but that verifying the hypothesis requires the sequences be shared. Ryan said the new cluster of cases in China was of particular concern given that Beijing had gone 50 days without a new case, but expressed confidence Chinese authorities would be able to contain it.
In a story published earlier this month, the Associated Press found China delayed sharing critical virus information with WHO for more than a week after three government labs had decoded the information.
GENEVA — The head of the World Health Organization says more than 100,000 confirmed cases of coronavirus have been reported worldwide each day over the past two weeks — mostly in the Americas and South Asia — and countries that have curbed transmissions "must stay alert to the possibility of resurgence."
Tedros Adhanom Ghebreyesus noted a new cluster of cases in Beijing, which went more than 50 days without a new case of COVID-19, and said the origin of that new series of cases is under investigation.
Dr. Michael Ryan, the WHO's emergencies chief, said the U.N. health agency has offered additional assistance to Chinese authorities and said WHO could be bolstering its team in China in the coming days as the investigation advances.
The outbreak first emerged late last year in the Chinese city of Wuhan.
Tedros noted that it took over two months to reach 100,000 reported cases — now that is a daily norm. Nearly three-quarters of each day's new cases come from 10 countries, mostly in South Asia and the Americas, he said.
ROME — The region in northern Italy where the country's COVID-19 outbreak began in February accounted for some 85 percent of new cases in the 24-hour period ending on Monday.
According to data from the Health Ministry, Lombardy region registered 259 new cases out of the 303 for the entire nation since Sunday evening. All of Italy's other regions had fewer than a dozen new cases, while several had none.
Italy has counted 237,290 COVID-19 cases since the and 34,371 deaths. The 26 deaths registered since Sunday is the lowest one-day number since early March, before the entire country went into lockdown to contain spread of infection.
Italy has been gradually removing lockdown restrictions, with movie houses and theaters able to reopen on Monday. But schools won't be back this academic year, with pupils expected back in classrooms sometime in September.


text:
Mitt Romney Betrays Trump, Calls For Investigation Into Rape Allegation
Leave it to the ever-hapless Mitt Romney to consistently do the wrong thing. Look, women have not been believed for too long.
We need to change that but we don't change that by now believing every woman, even the least credible ones like Trump's new accuser.
Jean Carroll came out of nowhere, after 30 or something years, to accuse Trump of sexual assault.
Then she went on CNN and proved herself to be quite the whacko and not credible at all. The video is below and you can judge for yourself – hint she calls rape sexy and a fantasy and she sounds drunk or on medication when she is saying it.
So what does Romney do? Calls for an investigation. What a joke. What we should be investigating is all the destruction Mitt caused by Bain capital. All those jobs shipped overseas, all those US pensions wiped out so Mitt could buy another mansion. That's what we should be investigating.
Two Republican senators said Tuesday the rape allegation made against President Donald Trump by writer E. Jean Carroll should be explored to determine the veracity of the allegation against the President — even as many Senate Republicans sidestepped questions over the matter and defended Trump.
Sen. Joni Ernst of Iowa said both Trump and Carroll should be questioned about the alleged assault.
"I think anybody that makes an accusation like that, they should come forward," Ernst said when asked if Carroll should be believed. "But obviously there has to be some additional information. They need to interview her. They need to visit with him."
Sen. Mitt Romney of Utah said there needs to be an "evaluation" but that he didn't know what entity should conduct it, "whether it's Congress or whether it's another setting, I'm not sure."
"It's a very serious allegation," Romney said. "I hope that it is fully evaluated. The President said it didn't happen and I certainly hope that's the case."
The second-ranking senator in GOP leadership, Sen. John Thune of South Dakota, called the alleged acts "unacceptable, deplorable behavior" but said because "the President is denying them, I can't comment on them because I don't know what the truth is."
Thune added, "I think anytime you have a situation like this where nobody knows exactly what the truth and exactly what the facts are, it's hard to draw any hard-and-fast conclusions."
When Sen. Lindsey Graham, a South Carolina Republican and ally of Trump's was asked about the rape charges, he paused, took a deep breath and shook his head. Then he said, "He's denied it, and that's enough for me. Until somebody comes up with something new."
Sen. Thom Tillis, a Republican of North Carolina, also said he will take Trump's denial "at face value."
Asked if he is concerned about a pattern of charges against Trump, Tillis turned his focus to allegations of sexual assault that almost sank now-Supreme Court Justice Brett Kavanaugh's confirmation last year.
"I remember a pattern of conduct the press tried to conjure with Brett Kavanaugh that much of it proved to be incorrect," Tillis said. "I'm not going to judge based on media reporting. If I have facts in front of me to the contrary, then that would be a different discussion."
Sens. Mitt Romney (R-UT) and Joni Ernst (R-IA) split from members of their party Tuesday and requested more information on E. Jean Carroll's claim that Donald Trump raped her 23 years ago.
While many of his Republican colleagues have remained silent on the issue, or come out in support of the president, Romney claimed the accusation placed by Jean Carroll, who previously said "most people think of rape as being sexy," is a "serious" allegation, according to CNN.
Anderson Cooper went straight to commercial right after this comment. pic.twitter.com/hkM7KCYw71
— Cameron Cawthorne (@Cam_Cawthorne) June 25, 2019


text:
Wellston man arrested on meth-related charges
MANISTEE — A 31-year-old Wellston man was arrested Tuesday on methamphetamine-related charges and arraigned the same day in the 85th District Court after an investigation that began in April.
Shawn Ryan Borah, 31, of Wellston was arrested on charges of operating and/or maintaining a laboratory involving methamphetamine and conspiracy to manufacture methamphetamine, according to a news release from the State, Sheriffs, Chiefs Enforcement Narcotics Team (SSCENT).
Borah and a co-conspirator were the subjects of an investigation that started in April when SSCENT detectives responded to a reported portable methamphetamine laboratory in the parking lot of a local hotel.
The co-conspirator was also arrested but has not yet been arraigned and no information can be made public yet.
After conducting several interviews and gathering evidence, the case was presented to the Manistee County Prosecutor's office, which issued the charges.
Both crimes are felonies punishable by up to 20 years in prison and/or a $25,000 fine.
Manistee County students carry on message of Martin Luther King Jr.
SARAH HOWARD: Relaxing chair massage available at Senior Center
Borah is currently lodged in the Manistee County Jail. His bond has been set at $50,000 and/or 10 percent.
SSCENT detectives were assisted by members of the Manistee City Police, the Michigan State Police Cadillac Post, and the Little River Band of Ottawa Indians Tribal Police.


Attorneys for a Missouri housewife convicted of computer fraud charges in an Internet hoax that led a teen-age girl to commit suicide urged a Los Angeles judge today to throw out the guilty verdicts, arguing the woman's actions were not criminal.
Attorneys for Lori Drew told U.S. District Judge George H. Wu that she should be acquitted because prosecutors failed to prove that her use of MySpace to help perpetrate the hoax was a computer crime.
Wu put no timetable on when he would issue a written ruling, but set Drew's sentencing for April 30.
A Los Angeles federal jury in November found Drew guilty of three misdemeanor counts of illegally accessing computers when she set up a space MySpace profile in violation of the social networking site's service agreement.
The panel rejected more serious felony charges of using those computers to intentionally inflict emotional distress.
In using the Computer Fraud and Abuse Act to prosecute Drew, prosecutors contend that breaking a Web site's service agreement is criminal. Assistant U.S. Attorney Mark Krause argued today that the conviction should stand since Drew knowingly broke the agreement.
Prosecutors said Drew helped set up a fake MySpace profile for a fictional boy named "Josh Evans," then used it, with her daughter and a family friend, to torment a neighbor, 13-year-old Megan Meier.
Testimony showed they first befriended the teen and then suddenly rejected her — culminating with a message telling Meier the world would be a better place without her.
The teen, a rival and former friend of Drew's daughter, killed herself after that message was sent in October 2006. She was being treated for depression and attention deficit disorder at the time.
Drew, 49, of suburban Missouri was originally charged with three felony counts of illegally accessing protected computers without authorization. She was also charged with conspiracy, although no co-conspirators were charged.
After convicting her of the three misdemeanors, the jury deadlocked on a single felony count of conspiracy. Wu has not yet dismissed that count.
Drew faces a maximum sentence of three years in federal prison and a $300,000 fine.
U.S. Attorney Thomas O'Brien brought federal charges against Drew after Missouri prosecutors declined to bring a case, concluding that while Drew's actions were reprehensible, they were not illegal.
O'Brien filed the charges in Los Angeles under the theory that Fox Interactive, which owns MySpace, is based in Beverly Hills.


text:
Siroch double sends Thais to Suzuki Cup triumph
Thailand's football players lift the AFF Suzuki Cup after winning the second leg of the final between Thailand and Indonesia 2-0 at Rajamangala Stadium in Bangkok on December 17. — AFP Photo
BANGKOK — Thai forward Siroch Chatthong scored twice against Indonesia to help Thailand lift the Suzuki Cup in Bangkok on Saturday, overturning a shock first leg deficit.
Goals on either side of halftime gave Thailand the 2-0 victory that allowed it to retain the hotly-contested Southeast Asian title for a record fifth time.
The pressure was on the War Elephants after a crushing loss to Indonesia in the final's first-leg, when the Garuda took advantage of their home turf to become the first team in the tournament to breach Thailand's defence with a 2-1 win.
But Thailand headed into halftime in high spirits on Saturday after Siroch got lucky and kneed a pass from Theerathon Bunmathan into the net just seven minutes before the break.
The strike shaved off Indonesia's first-leg win advantage and set off a thunderous roar from the raucous, fan-packed stands in Bangkok's Rajamangala Stadium.
Thailand charged confidently back onto the field after halftime and swiftly widened their lead when Siroch scored his second goal eight minutes in.
The squad continued their onslaught of attacks for the remainder of the match but failed to make another breakthrough.
In minute 81' Indonesian goalkeeper Kurnia Meiga found some redemption in blocking a penalty kick by Thailand's star striker Teerasil Dangda, who earned the cup's top scorer award with six goals in the tournament.
The Garuda emerged as the dark horse of this year's tournament after making it to the final despite missing out on more than a year of competitive matches due to a one-year ban from international events imposed by world football body FIFA.
The AFF Suzuki Cup was Indonesia's first international tournament since the ban was lifted in May.
But the team will now go home empty-handed from the final for the fifth time, as Thailand's smooth-passing, attack-minded players once again take the Southeast Asian title. — AFP
AFF Cup champions


Our new video news feature, Media Quarterly, focuses on our industries, our community and the way your super is invested.
Hosted by Media Super member and highly-respected newsreader Tracey Spicer, your first edition looks at the changing nature of the print industry, the ways your super fund is changing with our members, and our investments in the Australian film and television industry.
This video contains general information and does not take into consideration your personal objectives, situation or needs. Before making any financial decisions you should first determine whether the information is appropriate for you by reading the Product Disclosure Statement and/or by consulting a qualified financial adviser. Issued August 2014 by Media Super Limited (ABN 30 059 502 948, AFSL 230254) as Trustee of Media Super (ABN 42 574 421 650).
Investment Warning: Investment returns are not guaranteed. Past performance gives no indication of future performance.
Media Super Financial Planners are representatives of Industry Fund Services Limited ABN 54 007 016 195 AFSL 232514.
Media Super does not recommend, endorse or accept responsibility for products or services provided by third-party organisations. Terms and conditions apply which should be obtained from the relevant third-party provider. As these are not Media Super products, we do not accept liability for any loss or damage caused by the products and services provided by these third-party providers.


Peppermint is excellent for the Digestive system, increasing the flow of Digestive juices and bile, and relaxing the Gut muscles. It's a very good tea to drink after a meal.
It reduces Nausea, Colic, Griping and Wind, and soothes an Irritated Bowel. In soothing the lining and muscles of the Colon, it helps Diarrhoea and relieves a Spastic Colon ( often the cause of constipation ).


You are here: Medicare Insurance » FAQ » What is Medicare covered employment?
A worker needs a total of 40 covered quarters to get full Medicare benefits at age 65 including premium -free Part A.
The concept of Medicare-covered employment relates to the way in which the federal government funds Medicare. A primary source of money comes from taxes paid by workers and matched by their employers.
While many people work for 20 years or more, the key figure for Medicare-covered employment is 10 years or 40 covered quarters. At the point that a worker or spouse gets 40 covered quarters, they can get Medicare Part A at age 65, and they can get Part A premium-free.
Make sure you have the most affordable Medicare coverage; enter your zip code above to compare plans in your state for free.
Paying the full Medicare withholding tax through FICA deductions creates an entitlement to Medicare after a sufficient number of years. The full taxation means this is Medicare-covered employment, but there are degrees of benefit that depend on the length of employment.
The number of years affects the price of Medicare premiums that one must pay.
If someone works for 10 or more years covered by Medicare, then they can get Medicare Part A with a zero premium.
At the other end of the spectrum, some people must pay full price for Medicare Part A which in 2016 was $411 per month.
The two Medicare Trusts have different funding sources. The paycheck deduction dedicated to Medicare from wages give each worker a sense of connection with the Medicare benefits that come with age 65.
The Medicare benefits are called entitlements, and this may be a poor way to describe and investment in future medical care needs by those young and healthy enough to work. The workers clearly earn their benefits by fair labor, and it's part of a larger contract with the society to care for its older citizens.
The Hospital Insurance Trust or HI Trust gets most of its funds from worker deductions matched by employers. This trust fund pays for Part A Hospitalization and the Administration costs associated with it. The CMS administers Medicare A and B with large numbers of contractors to handle the massive amounts of paperwork and records involved in hundreds of $billions in claims, reimbursements, and payments.
The Supplemental Medicare Trust pays for the Part D Prescription Drug benefits. Premiums from Part D help pay the costs of Administration.
The funding system for the social safety net for older Americans relies upon wage deductions for a large part of the funds. The below-listed items describe the taxes that all employers must collect on wages they pay their employees.
Medicare covered employment is the heart of the funding system designed by the Congress when they authorized Medicare in 1965. Persons under age 65 that receive benefits from Social Security or the Railroad Retirement Board get Medicare automatically after 24 months.
Important: People diagnosed with end-stage renal disease, or ALS can get Medicare at any age.
The Medicare rules on covered quarters have a direct consequence for the price of the insurance premium for Medicare Part A Hospital Insurance. The below-listed items reflect the difference in premiums based on covered quarters.
Self-employed persons can pay into the FICA system through the taxes that they pay quarterly as self-employed workers. The SE Tax or self-employed tax adds the employer and employee shares of the Medicare tax.
The self-employment rules require that a self-employed person must pay 2.9 percent on all wages without a cap to meet the requirement for four covered quarters.
If the earned income is $200,000 or more, then one must pay and additional 0.9 percent Medicare tax on earnings above that amount. The net result is the same for self-employed as employed workers. They must accumulate 40 quarters covered by the Medicare tax to get premium -free Medicare at retirement.
Some public employees pay only the Medicare portion of the FICA tax. They are not part of the Social Security System and do not pay into that part of the tax. For them, Medicare covered employment only involved the 1.45 percent Medicare tax.
The federal government took its workers off f the Social Security System in 1986. Backdated for effective changes to 1983, the law established the FERS ( Federal Employee Retirement system).
Federal employees pay the 1.45 percent Medicare withholding tax. They pay into a separate retirement security account that is not part of the Social Security Act. Federal employees that were employed before 1983 automatically qualify for Medicare Part A Premium-free.
By creating this system, Congress deemed it to be Medicare-covered employment. The employee beneficiaries can combine Medicare with other parts of the Federal Employee Health Benefits and create a secure health insurance situation that meets the Individual mandate.
Obamacare affects the entire health insurance industry, and it cut funds from Medicare to reprogram efforts to reduce fraud waste, and over-payments. It strengthens Medicare by cutting waste, improving Drug Benefits and adding free services in wellness and prevention.
Obamacare does not change the method for getting Medicare by covered employment.
The Medicare withholding taxes are the keys to getting Medicare benefits on the best possible terms. The working years set the stage for health benefits at lowest possible costs for the best possible coverage. Federal employees also get Medicare and on the best terms with covered employment.
One must make choices, and after Premium-free Part A, one must pay premiums. With 40 QRs of mediocre covered employment, the prices will be the lowest available. Comparison shopping is the ideal tool when considering the private plans offered by Medicare for Medigap, Part D: Prescription Drugs, and Part C: Medicare Advantage.


Note: You are currently viewing documentation for Moodle 2.5. Up-to-date documentation for the latest stable version of Moodle may be available here: Accounts.
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This one-of-a-kind fretwork is made of teak wood. It makes a great wall piece for modern-themed spaces. The piece measures 14 1/2''x9 1/2'' and is 1/2'' thick. Clear coat was applied to the wood for lasting protection and an excellent finish. A bracket is attached on the back of the fretwork for easy mounting.


At just 16 years old, a student at Booker T. Washington High School in Miami is already considered a real-life hero.
Cristian Roldan happened to drive up to an accident scene in Kendall before emergency crews arrived – and quickly turned his belt into a tourniquet for a man whose leg had been severed.
Police body cam video of an accident scene from this past February as Roldan – who is also a little brother with Big Brothers and Big Sisters of Miami – drove up to the accident on Southwest 127th Avenue near Southwest 104th Street , saying his intention was to perhaps block traffic until he realized the severity of what was a going on.
A Miami-Dade County water and sewer employee that was working near the roadway was hit and pinned by another car, losing part of his leg.
Cristian says he used his belt as a tourniquet – never having worn one to school until that day.
"At that point, I took off my belt and I put at the top of his thigh and just pulled with all my might with all the strength that was granted to me in that moment," he added.
Roldan says he won't forget that day – making eye contact with other drivers who slowed down but didn't stop to help. Cristian says after several surgeries, the county employee survived. The head of BBBS Miami is recognizing his bravery.
"For a young man to have the maturity compassion despite any personal benefit to save a life, we need more in the society today," said CEO and President Gale Nelson.
Cristian says he hopes his story inspire others, especially at a time when some people take to social media rather than stopping to help.


Anything that doesn't fit above that you want to sell, or buy, goes here. Ads for firearms or related accessories are not permitted. Ads expire after 31 days of last activity and will be automatically removed.


Apple recently dropped the 3.5mm audio jack from the iPhone 7, so now it's time to pick a great set of lightning earphones for this baby. Do you know how to distinguish good earphones from lots of expensive but useless garbage? Basically, you start by making sure your lightning earphones are the latest 3rd generation version, otherwise you will have a much higher chance of ending up with a, "bricked" set of earphones (No sound coming out of the earphones) when IOS is updating.
Why am I talking about 3rd generation? What's the difference when going from the 1st generation to the 3rd generation?
First, you must confirm that your lightning earphones come with a microphone.
Next, you will need to check to make sure your earphone's lightning port has a silica gel covered buffer on it to absorb and reduce friction.
Finally, if you plug your earphones into the lightning port, an APP will pop up for debugging and future iOS updates.
Apple did not authorize those functions for their 1st generation lightning earphones. Oops!
If you have a pair of 1st generation earphones, then be careful! Nearly all of them do not meet MFi certification and you will almost certainly end up with dead lightning earphones once iOS updates for the first time.
There are a few 2nd generation lightning earphones out there on the market, and if you insist on finding a pair of them, just pick a set without the microphone. Maybe they are great to you, but you can't call or answer the phone with that 2nd gen model.
Just keep those 3 main points in mind when considering your next purchase and we hope that it's useful and saves a huge headache with dead earphones but also helping you find a great set of earphones in a very confusing market full of earphones.


Editor's note: The following is a first-person account of Foster's Web Editor Janine Mitchell's experience writing the Sunday series on breast cancer, and also her family's dealings with cancer.
I had a pit in my stomach and anxious feeling in my chest as the idea for a Breast Cancer Awareness Month series went unassigned. Somehow feeling like I had a personal responsibility to make sure it got done, my heart spoke for me and I said I'd do it.
Spending most of September and October meeting many brave and courageous women, I felt closer to my mother than ever. I spoke with survivors, family members of cancer patients, medical professionals and patient advocates to write this series, and understand it from as many angles as possible. Honestly, a couple times — after staying strong and displaying a comfortable, empathetic demeanor — I left the interview and I cried like a baby the whole way home.
My mom died from cancer two years ago.
Diagnosed with ovarian cancer in her early 20s, my dad had already helped her through her first cancer treatments before they were even married. Though he may not have known what was coming, his love for her was worth it. She went years, sometimes decades, without a sign of the "C word," but it never went away. Upon their wedding day, she and my dad knew they wouldn't be able to conceive children because of the damage from her ovarian cancer. But my dad says, "It became a fact of life for us and we dealt with it ... I loved her so much it didn't matter." And, after a lengthy adoption process, my sister and I joke, they finally "bought" us.
Mom's sickness popped up at precise times during her life. She was healthy throughout most of our childhood, unless she hid it extremely well, and cancer didn't strike again until I was about 14 years old. Whether it was an act of God's grace — blessing her for attending church every Sunday despite her partial social agenda for doing so — or a phenomenal coincidence, she always seemed to be well and sick at the right times — if there is such a thing.
Her best friend and confidante, Sandy, lived next door. Through the wooded path worn down by bare feet of summer and clunky winter boots, we'd wander into her beautifully manicured backyard full of gardens, an Elwood Road legend.
Cancer plopped itself down in the middle of Sandy's life, too, and my mom was healthy and helpful when Sandy was sick, knowing just the right amount of assistance. They were like a relay race tag-team of inspiration, tossing the "cancer ball" back and forth. It wasn't until Sandy passed away, and my sister and I were somewhat grown up, that the last and final 6-year attack slowly blew my mom's constantly glowing flame to a flicker.
Meeting with cancer patient advocates and navigators during this Breast Cancer Awareness Month, I felt incredibly close to the processes my mom went through — knee-buckling news, countless appointments, and hours spent hooked up to IV chemotherapy drips.
Survivor Dianne McMillen explained the "comfort in the johnnie room" where fellow patients got to know each other well, offering advice and support while sitting for hours of chemo treatments. Talking with cancer survivors I saw a bit of Mom in each of them — their temerity, eagerness toward every day, and appreciation for every ounce of kindness and handmade gift sent their way.
I've always thought my mom's calm but bold attitude outshone all others. She knew when to put her foot down, and when to let it slide — even if her cardiologist could pinpoint theXX date and time she was at a stressful, tight-lipped meeting because her pacemaker went crazy.
Though the elementary students in the school where she taught shivered in their little outgrown jeans when Mrs. Mitchell shrieked, "Walk in the hallway!," I admired her.
I admired the way she mentally carried herself (because physically she was a bit hunched, but adorable nonetheless) and her simplistic "it's-not-necessary" lifestyle.
But, one of my biggest regrets is not telling her — or not knowing how.
I closely identified with Bernie Shultz's story, the second-week feature of the breast cancer series, when she explained her daughter's "normal reaction" to Bernie having cancer.
Her daughter basically ran from it, and Bernie explained, "No one wants to watch their parent die." Though, I'm not sure of our exact similarities, I also just couldn't watch my mom suffer.
I inherited the "I'll be OK" trait from her, a woman who rarely complained, and never uttered a bad word about anyone. So, naturally, watching the rock in your life crumble to sand is a terribly confusing thing.
But, I was lucky ... ish. Though I didn't quite understand or realize my reaction to knowing she was going to die, I think my sister, mom and dad did. My sister never made me feel guilty for the hours she spent at my mom's side, being her live-in nurse in the last months of her life.
And, although I cherished every moment I was home from college in Boston, and it hurt like hell to go back, avoiding watching her die was my natural reaction.
As a child, I remember trembling in my bed, crying myself to sleep with my hands over my ears when my dad was violently ill with migraines — tempted to sleep outside just so I didn't have to hear it. This was kind of like that, only now as an adult, I had more control over my presence.
To put the nail in the coffin (OK, dry-sense-of-humor pun intended), my mom didn't pass away until I left home for another week of school, and I'm strangely thankful for that. I'm not sure I could have handled being in the same house, watching my mom take her last breath.
After a brief conversation about how I'd make it home to New Hampshire, he asked if I wanted the coroners to take her body or wait until I got home. It was that moment when I realized what he and my sister had just gone through, sitting and comforting my mom as life left her body. But, still, I couldn't do it — I told him to have them take her.
A similar situation arose this September, only this time I decided to be braver. My dad, sister and I finally buried my mom's ashes two long years after she died. This time, when my dad asked, "Do you want me to screw the box closed before you get here, or do you want to see her ashes?" I hesitated.
My sister and I switched roles as I peeked into the box full of ashes and she refused to. Praying with all my might I didn't sneeze, I looked at my mom's remains, unsure of what I expected from it.
It was weird to think every piece of advice, every memory, every weeknight meal, every belly laugh, every time she got silly off a little Kahlua and milk, every quilt she spent months making, every child she helped, had literally turned to dust.
Though still it is weird to say, "My mom died," after I know she put up a hard fight — just as breast cancer survivors Bernie, Wendy, Dawnalee, Ed and Terri have. Even through the pain and countless uncomfortable nights she still didn't want to die. She loved life more than anyone I know. She loved two adopted daughters unconditionally, loved being a "Mitchell," and loved watching her students grow.
I may not have said this in first grade or even when I started college, but when I grow up, I want to be like my mom.
Though we work tirelessly to raise funds and patients muscle through nauseous days to get rid of cancer, the truth is, it never really leaves.
Either the survivor is stuck with life-long treatment, or they do Jimmy fund walks every now and then, or they wind up starting their own foundation — cancer sticks around.
After the grief of loved ones settles, and the trauma of treatment and surgeries subsides, cancer can ultimately bring out the best in people.
It reminds us to stay in the moment. For the terror cancer causes, it really does some great things.
Though it's still strange to me that my boyfriend of more than a year never met or has any real-world tangible context of who my mom was, I'm a better person for him and for anyone else I meet in the future, because of it.
A phrase I often catch myself rattling off, which wound up being a "mantra" of our relationship, may not have been part of my vocabulary pre-death of my mom.


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– IRAQI TWINS ARRESTED IN FINLAND OVER TIKRIT MASSACRE
The police in Finland arrested Iraqi twin brothers on Tuesday 12/08/2015, suspected of being members of the Islamic State and of shooting 11 unarmed prisoners during a massacre by the Islamic State of as many as 1,700 unarmed Iraqi soldiers, in 06/2014, near Tikrit, Finnish news reports said Thursday. The the gunmen were not. yet, wearing masks at the time,
Finland's National Bureau of Investigation said on Thursday that the men had arrived in Finland in 09/2015 and were arrested following an investigation. News reports said they did not resist arrest.
The Finnish national broadcaster, Yle, reported that the men, who are 23, were asylum seekers, and the arrests intensified concerns that terrorists were slipping into the stream of refugees in an effort to avoid detection by security forces.
** In Geneva on Thursday, the authorities raised that city's level of alert and deployed additional police in an apparent search for terrorist suspects. The city's office of security said that "as part of the investigations following the Paris attacks," it had been notified by the federal authorities that "suspicious individuals" may be in the city or surrounding areas.
The alert came as the city prepared for talks scheduled for Friday on Syria between senior American and Russian officials, as well as the United Nations special envoy for Syria, Staffan de Mistura.
An estimated 32,000 refugees had entered Finland so far this year, many from Iraq and Afghanistan, and that the migrant crisis was stoking some resentment in a country that does not have a strong history of immigration.
03/2015 – THE CONFUSION OVER THE BATTLE OF TIKRIT
NY-TIMES
« – ISIS FINANCE 'MINISTER', ABU SALAH, KILLED
TEEN & ADULT ARRESTED IN SYDNEY OVER TERROR PLOT »


PROVO, Utah – If you're looking for a great job opportunity, Utah County may be the place to look.
The Milken Institute has ranked Provo as the best-performing economy among large metro areas.
Salt Lake City also made the list at No. 10.
The study states the Provo area added 5,500 jobs from 2011 to 2016.
Utah County is anchored by Adobe's digital marketing unit which employs more than 1,200.
The study also says Brigham Young University provides a major pipeline of workers and start-ups.
Raleigh, North Carolina, Dallas, Texas, San Francisco, California, and Fort Collins, Colorado, rounded out the top five.
Utah also earned a spot on the list of best-performing small cities.
St. George came in second, just behind Bend, Oregon.
Gainsville, Georgia, San Rafael, California, and Wenatchee, Washington, complete the top five.


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<!DOCTYPE html>

<meta charset="utf-8">
<meta name="viewport" content="user-scalable=no, width=device-width, initial-scale=1, maximum-scale=1">

<title> Incantasia! </title>

<link rel="stylesheet" href="splash.css">

Incantasia!

Welcome young wizard.

Here you must learn the rituals that will one day

allow you to become a powerful sorceror!

Let the learning begin!

    Play the game!

    Instructions

 A game created for Global Gam Jam 2016

by Michael Laszlo, Lawrence Folland, Chris Bruner and Nick Bruner

redpajama_set_name: RedPajamaGithub


Husband and wife owners Sally and Mark had a powerful, impassioned vision for their eight-year-old two million dollar business. Yet behind their enthusiasm was a deep level of anxiety and fatigue, which had its roots in past horrors.
Considering themselves more creative than managerial, Sally and Mark had earlier hired a manager to handle day to day operations. That decision nearly cost them, within nine months, their business, their reputation and their personal assets. A full year after the general manager and owners parted company, Sally and Mark, faced with everyday reminders of their mistake as they worked with creditors, were still deeply resentful and regretful.
Those feelings made it difficult for them to trust anyone else in any key role for their business. Yet they realized they needed expert help to develop a strategic plan for the rapidly growing company. That was the cleft stick they were caught in when we first met them. Their past was in the way of their future.
Past experience often leads to some type of judgment, interpretation or opinion. This is usually where we get most stuck. Sally and Mark, for example, had come to doubt their judgment of people because of the disaster they had experienced. So they were afraid to hire anyone else for a key position.
Conversely, if you experience success with a particular strategy, it's hard to get beyond that mindset even if a changed business environment calls for a different approach, because we are caught in the influence of our past experience. When we try to move forward we drag along all our expectations developed from past experience, which prevents us from seeing new conditions and new opportunities with the new eyes they deserve. Action based upon past experience does not facilitate the future.
There is an important point here: We are not just talking about past experiences that were ugly, less than desirable, etc. We are including the great experiences also. Our past – moment by moment – needs to be brought to closure so that we can facilitate our future.
If we are unable to achieve closure, then it will prevent us from achieving the future we truly want for ourselves. The past will literally get in the way of the present, and by default, prevent us from living the future we want. Some of us can get so caught up in either the failures or successes of past experiences that we are unable to see any kind of new future at all.
So What Do We Do With Our Past?
Complete it, bring closure to it.
When Do We Bring Closure to the Past?
Departure of a longtime staff member.
Personally, at the end of EACH DAY.
As a group, at key points in complex projects.
As a group, at the end of the week, month or year.
Expanding on the points above, we believe it's important to do a form of personal closure every day. We like to use the analogy of keeping your kitchen clean. In the process of cooking and preparing meals, your kitchen will get dirty. To keep your kitchen in working order, it's important to clean it after every meal so everything is ready. If you leave your kitchen dirty, there will be no room or clean area to prepare your next meal.
Much in the same way, simply by living life you will accumulate events, both positive and negative, that will require closure. If you don't actively work every day to keep bringing closure to the past, you will have no room to leave for the future that you want. Closure must be done every day, just in the same way that you clean your kitchen.
Think of it as a form of mental hygiene. Even not bringing closure to the "good stuff", like an unexpected bonus or a new promotion, will eventually get in the way. If you're stuck in the past it's hard to move forward into the future.
There are some simple ways to bring completion to our past so that we can continue to move forward. You can get very inventive about this.
A large multi-million dollar business found themselves making a very difficult decision to close a 30-year division of their organization, a division that was highly visible and supported by the community. They decided that people - staff and community members - needed to be able to mourn the loss of the division and celebrate its good works in the community. So, they had a wake and invited the community. They encouraged people to say how disappointed they were, to share their experiences, and to celebrate all the accomplishments. They threw a wonderful party which provided an opportunity for people to say goodbye, and for life to move on.
Second, remember that to be complete, people need to be heard without editorial comment. So all involved must commit to listening fully to what others say. Do not take what is said personally, and do not defend yourself. Remember, this process is not about blaming, punishing or defending. It's about completing.
A third point. Bringing closure entails acknowledging all aspects of the experience - the good, the bad, the ugly, the glorious. Do the bad and the ugly first. Why? We often remember more readily what didn't work than what did. Until we get all the frustrations and disappointments out of our system, these things tend to block our perception of any good in the situation. So get them out, get them heard and released, and then look again. Then acknowledge what was good in the situation, and let that go too.
One thing we want to make clear – this is about closure, not about forgetting the past. When you truly let something go, we use the analogy of the history shelf—that you have achieved closure with this experience and now you can put it on the history shelf just like a book you are done reading.
That doesn't mean you forget the good or the bad of what has happened. This experience will always be a part of you. And if you ever need to revisit the experience to learn something or pick up some context, you can. It's just important that when you do revisit it, you remember to put it back on the history shelf. It will always be there for you if you need it again.
You can't achieve your future if all you see in front of you is your past. The more experiences you are able to put on the history shelf, the better able you are to fulfill the future you want in the moment, unencumbered by a past that no longer defines you. You can start fresh, believing in the whole universe of possibility within you. It frees you to act boldly to make the future you want present today through action. That is the essence of being what we call an applied futurist.
Try this out for yourself. Divide a page into two columns. List everything you accomplished last week in one column. In the other column, list everything that wasn't accomplished or didn't work. Which list is longer? Nine times out of ten, what didn't get done or didn't work exceeds what was accomplished, and dwelling on that can obscure your recognition of what truly was achieved.
Over the years, we've worked with many clients to help them get closure over the past. From that process, we have developed a checklist to assist in completion, moment by moment.
What am I disappointed, frustrated, and not pleased with? What didn't work?
What did I like, feel pleased with or good about? What worked?
Is there anything else I wish to say about this?
What do I want to be acknowledged for?
Who else do I want to acknowledge, and for what?
Am I ready to declare this complete?
If the answer is "no", ask the questions again, say what needs to be said until you do feel complete. When you are able to answer "yes", then make the declaration of completion aloud.
Are you further interested in bringing closure to your past and taking a more active role in shaping the future for yourself, your company or your organization? Explore the future you want to create through ongoing coaching to develop business growth strategies, professional leadership development and business ownership, and transitioning your business for the next generation. We believe in the future you envision, and stand with you to help achieve it.


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Minister of Innovation, Science and Economic Development (ISED), Navdeep Bains, today announced a $41 million CAD investment in four Waterloo organizations working on developing cutting-edge projects using quantum, artificial intelligence, and [...]
Is Mike Lazaridis Building the Next Silicon Valley in Canada?
Greek-Canadian entrepreneur and computer scientist Mike Lazaridis is a restless spirit. In 2013, the Canadian magazine Maclean's ranked him tenth on the list of the most powerful people in Canada.
President Trump has signed a $1.2 billion law to boost US quantum tech
The new National Quantum Initiative Act will give America a national master plan for advancing quantum technologies. The US president just signed into law a bill that commits the government to providing $1.2 billion to fund activities promoting [...]
Want To Build The Next Silicon Valley? Canada Can Help
Every politician's dream is spawning the next Silicon Valley: a never-ending cornucopia of jobs, growth, and tax revenue flowing from a dominant position on the high-tech landscape. New Jersey's governor Phil Murphy thinks he can duplicate [...]
Europe's billion-euro quantum flagship hands out first grants
The first phase of Europe's decade-long, billion-euro program to turn its quantum technology research into commercial products has come into focus. At an event held in Vienna on 29 October, the European Union announced the first €132 million of its [...]
Quantum Valley the perfect setting for a second revolution, Lazaridis says
As the so-called second quantum revolution dawns, Canada, and Waterloo Region, have already proven themselves key players. In less than 20 years, this region has witnessed the creation of the Perimeter Institute for Theoretical Physics, the [...]
£80m funding to boost UK quantum technology programs
Funding intended to help progress this photonics-led technology but quantum researchers seeking £250m more. The British Government has announced that more than £80 million ($105 million) will be given to four UK-based world-leading quantum [...]
The Co-Inventor of BlackBerry Is Building Canada's Quantum Brain Trust
It's early days for quantum computers, the still mostly theoretical subatomic processors so powerful they can make our fastest supercomputer look like an abacus. Mike Lazaridis, the co-inventor of the BlackBerry, says that when it comes to quantum [...]


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This piece originally appeared on InStyle.
Leave it to the Kitchy Kitchen to combine two of our favorite things: milkshakes and s'mores! It's everything you love about s'mores — smokey, sweet, and sticky — captured in a glass. Yes, please. Get the recipe here.
Get the recipe on the Minimalist Baker site (as well as other base simple and yummy recipes — blogger Dana Schultz only creates recipes with 10 ingredients or less, one bowl, or 30 minutes or less to prepare).


Open-End Management Company Definition | Finance Dictionary | MBA Skool-Study.Learn.Share.
It refers to a mutual fund. It is the legal term for mutual fund companies.
Open-End Management Company is a mutual fund in which multiple investors pool in their money together and invest in market related securities and earn money.
Bottom line: It can be understood as a company which sells mutual funds.
Browse the definition and meaning of more terms similar to Open-End Management Company. The Management Dictionary covers over 7000 business concepts from 6 categories.
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