text:
Capital One Acquires Budgeting App Level Money
Capital One has acquired San Francisco-based money management app, Level Money, the companies are announcing this morning. The app, which is focused on allowing consumers to keep track of their spendable cash and savings, had 700,000 users at the time of the acquisition, and has helped its customers manage over $12 billion in transactions. The startup will now continue on as a part of Capital One, but will remain a standalone application. The Level Money team of 11 will also stay together, including co-founder and CEO Jake Fuentes.
Terms of the deal were not disclosed.
The startup had raised $5 million in Series A funding led by Kleiner Perkins Caufield & Byers.
Level Money was founded in 2012, and released its application in fall 2013. The app connects to 2,500 U.S. banks, but doesn't hold money itself – its purpose is to help users better control their money housed in their various accounts and track their spending. The app is specifically aimed at those in their twenties and early thirties (Millennials), who want to figure out things like how to pay back student loans or start saving. Users of the app can set savings goals, plus the app will offer suggestions of what you should do with extra cash left over at the end of the month – like whether you should put it towards an extra loan payment, for example, or if should you invest it.
The appeal of the app, available on both iOS and Android, is not only the insights it delivers, but also the presentation. In a simplified, easy-to-read interface, Level Money offers data visualizations that help you better picture your current cash management situation.
In a blog post announcing the deal, Level Money CEO Jake Fuentes says that joining Capital One will help the company continue to evolve and grow, "powered by the resources and deep expertise at Capital One." The company also cites Capital One's technology-based, consumer-centric approach to banking, which aligns with Level Money's own goals to create a "delightful experience" for dealing with your financial institution, he says.
"Banks should be walking alongside their customers, clearing a path so that their customers can feel empowered without worrying about money: empowered to repair a cracked phone screen, to go on that date night, to say yes to experiences we'll remember for the rest of our lives," writes Fuentes. "We believe clearing that path doesn't have to involve sitting down with a financial advisor, and it often comes down to managing the small decisions we make every day."
Capital One has snatched up a handful of money management startups including spending tracker Bundle in late 2012, BankOns, and more recently, it bought San Francisco-based design and user experience consultancy, Adaptive Path.
Asked how Capital One plans to monetize its new investment, it didn't reply with a direct answer, only saying that Level Money is "one of many steps that Capital One is making to deliver a next-generation banking experience."
Correction: updated number of supported banks after posting


Rachel Brosnahan's Emmy win was almost perfect, with the exception of a missed meal at In-N-Out Burger after the award show.
Even after one of her friends ran up to the window waving Brosnahan's Emmy trophy, the "Marvelous Mrs. Maisel" actress only received an order of fries as consolation. "I've never missed In-N-Out after any one of these things. I was devastated," she says in an interview for this week's Variety cover story.
Brosnahan's Emmy statuette was also the subject of discussion as she contemplated award placement in her New York home. She currently has a Golden Globe on her toilet shelf, but there isn't enough room for her Emmy next to it — "a champagne problem and a half," as she calls it.
Other interview topics included her British citizenship and her favorite costume on the show: a grey dress complete with a matching belt, a red, white and blue bow, and a beret.
As for Season 2 of the show, Brosnahan says fans can expect to see more of her character's relationship with Lenny Bruce, although there's no hope for them as a couple.


text:
import { registerComponent, Components } from '../../lib/vulcan-lib';
import React from 'react';
import ModeCommentIcon from '@material-ui/icons/ModeComment';
import classNames from 'classnames';
import { forumTypeSetting } from '../../lib/instanceSettings';

const styles = (theme: ThemeType): JssStyles => ({
  lengthLimited: {
    maxWidth: 310,
    textOverflow: "ellipsis",
    overflowX: "hidden",
    textAlign: "right",
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      maxWidth: 160
    },
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  lengthUnlimited: {
    display: "inline",
  },
  topCommentAuthor: {
    color: theme.palette.grey[500],
    fontSize: ".95rem"
  },
  topAuthorIcon: {
    width: 12,
    height: 12,
    color: "#d0d0d0",
    position: "relative",
    top: 2,
    marginRight: 4,
    marginLeft: 2,
  },
  new: {
    color: theme.palette.primary.main
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});

const PostsUserAndCoauthors = ({post, abbreviateIfLong=false, classes, simple=false, newPromotedComments}: {
  post: PostsList | SunshinePostsList,
  abbreviateIfLong?: boolean,
  classes: ClassesType,
  simple?: boolean,
  newPromotedComments?: boolean
}) => {
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    return <UserNameDeleted/>;

  const topCommentAuthor = post.question ? post.bestAnswer?.user : post.lastPromotedComment?.user
  const renderTopCommentAuthor = (forumTypeSetting.get() && topCommentAuthor && topCommentAuthor._id != post.user._id)

  return

    {<UsersName user={post.user} simple={simple} />}
    {post.coauthors.map(coauthor =>
      , <UsersName user={coauthor} simple={simple}  />)}
    {renderTopCommentAuthor &&
      , <ModeCommentIcon className={classNames(classes.topAuthorIcon, {[classes.new]: newPromotedComments})}/>
      <UsersName user={topCommentAuthor || undefined} simple={simple} />
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;
};

const PostsUserAndCoauthorsComponent = registerComponent("PostsUserAndCoauthors", PostsUserAndCoauthors, {styles});

declare global {
  interface ComponentTypes {
    PostsUserAndCoauthors: typeof PostsUserAndCoauthorsComponent
  }
}

redpajama_set_name: RedPajamaGithub


You can't beat a good bit of trivia, and with the sheer amount of hand-crafted worlds, over-the-top characters and the inner workings of a multi-billion dollar industry bouncing off one another every day, gaming has some mighty fine stories to tell.
Accidental game mechanics that ended up changing the face of the industry itself, multi-million dollar-earning Youtube stars, original names for your favourite titles and a ton more - every self-identifying gamer has a personal treasure trove of awesome facts we stumble upon one way or another, so why not share them?
So, give yourself a score of zero to start and a point every time you already know any of the following entries, then let us know in the comments how you got on!
One for any younger readers looking to fire it back at their accusatory parents - it turns out there was a time when violence actually was the answer.
See, back before the release of more mature games like the original Mortal Kombat, DOOM and Wolfenstein, as a medium, video games were thought of as toys - simple, aimless, plinky-plonk excursions into escapism mostly intended for children.
However, due to the unabashedly gory and mature content displayed across these three games in particular, outraged parents and politicians alike eventually forced the American government to create the ESRB; a ratings board that could appropriately rate games as entertainment products more akin to film or TV.
Without so much blood n' guts it wouldn't have happened, and marks the only time in history where violence most definitely was the answer.


text:
Date Posted:28 August 2017
NEWS RELEASE 28 August, 2017
Industrial hemp vision gets funding nod
Recognition for Australia's emerging industrial hemp industry has come with Australian Government support for a hemp-processing initiative. Industry pioneers in two states will use the $80,000 funding from the national Farm Co-operatives and Collaboration pilot program, known as Farming Together, to establish a processing co-operative. Made in Hemp Allied Processing will also be seeking to raise capital and will issue a growers' prospectus. The group is led by principals Darius Dunn from Made in Hemp in NSW and Lyn Stephenson, president of the Industrial Hemp Association of Victoria.
Darius said: "The industry needs sophisticated processing facilities and assured supply. With those two factors, industrial hemp could be the source of beneficial products such as plant-based protein and health-boosting omega supplements. Hemp has an incredible nutritional profile which is highly bio-available, it is both lactose and gluten-free and is an excellent ingredient in many foods".
Other applications could range from building materials to textiles and medicinal products, he added. Made in Hemp is the only supplier to the two largest health food distribution companies in Australia. "We have been exclusively importing and distributing premium Canadian hemp seeds, oil and protein and have been instrumental in developing a hemp industry in Australia for more than 10 years. In that time we have seen greater understanding internationally," he said. "And it is slowly catching on in Australia." Challenges facing the industry include capacity, infrastructure and differences in State laws concerning hemp farming, he said.
Darius said: "Currently, most hemp seed products are imported - there is minimal production in Australia because of the lack of infrastructure and expertise. This project will establish a network of farmers who will be supplied seedstock and educated on hemp agronomy and who will supply grain to a proposed vertically-integrated processing facility for packaging and sale, for both domestic and export markets. "This funding offers recognition for what this industry has achieved up to now and what it will achieve in the future." The industry had a major achievement this year with food regulator FSANZ announcing the change in hemp food legislation taking effect in November 2017. "Together with an incredible demand from our neighbours in south-east Asia there has never been a better time for Australia to get on board as a major supplier," he said.
The Farm Co-operative and Collaboration Program is a two-year, $13.8m initiative from the Australian Government designed to help agricultural groups value-add, secure premium pricing, scale-up production, attract capital investment, earn new markets or secure lower input costs. Program director Lorraine Gordon said: "Made in Hemp Allied Processing is a good example of the way the Farm Co-operative and Collaboration Program supports agriculture from the grower upwards.
The program is farmer-driven and has attracted unprecedented levels of engagement. In barely 10 months we have had interaction with 16,000 farmers, fishers and foresters across the country and across many commodity groups." The Farm Co-operative and Collaboration Program recently launched a free online co-op builder for groups considering forming themselves into these tax-effective structures. The simple, DIY template is available at www.farmingtogether.com.au
The Farm Co-operative and Collaboration Program is being delivered by Southern Cross University on behalf of the Australian Government. It comprises a highly experienced senior team drawn from a wide range of commodity groups from across Australia and is backed by an industry advisory group representing experts from Western Australia, Northern Territory, Queensland, Victoria, South Australia and NSW. More? www.farmingtogether.com.au
By: Michael Connolly on 11 November 2018
It is about time, more people need to understand the damage cotton production does to the environment, the poison used and the amount of water needed to grow enough cotton for just one pair of bed sheets. Great range now available I see.
Please leave a comment with your experience. FOR QUESTIONS please use messenger app on the bottom right of your screen or call (02) 4334 2000

redpajama_set_name: RedPajamaCommonCrawl


text:
Home » Sarin exits as Infospace CEO; will continue on board
Sarin exits as Infospace CEO; will continue on board
Omatseye, Sam
RCR Wireless News;1/29/2001, Vol. 20 Issue 5, p29
Announces Arun Sarin's decision to step down as chief executive officer of Infospace and instead serve as vice chairman of the company's board of directors.
SARIN TAKES OVER AS CEO OF INFOSPACE. Smith, Arun // Siliconindia;Jun2000, Vol. 4 Issue 6, p10
Reports on the appointment of Arun Sarin to become the chief executive officer of India-based InfoSpace Inc. Details of Sarin's professional background.
InfoSpace names Sarin CEO. // RCR;04/24/2000, Vol. 19 Issue 17, p22
Reports on the appointment of Arun Sarin as chief executive officer of high technology firm InfoSpace Inc.
Snagged By The Web. Albright, Peggy // Wireless Week;04/24/2000, Vol. 6 Issue 17, p1
Announces the appointment of Arun Sarin as chief executive officer (CEO) of InfoSpace Inc. Sarin's mission as CEO of the company; Impact of Sarin's appointment to the company's shares; Comments on Sarin.
News: Briefs. // Marketing (00253650);5/28/2008, p5
The article offers news briefs in Great Britain. Spar launched its biggest advertisement campaign that will introduce the strapline "Sorted." Arun Sarin resigned as Vodafone's chief executive officer and will be replaced by Vittorio Colao. United Biscuits launched a television campaign to...
Sarin heads Vodafone. // Siliconindia;Feb2003, Vol. 7 Issue 1, p15
Reports on the appointment of Arun Sarin as chief executive officer of telecommunication firm Vodafone in India. Career history of Sarin; Educational background of Sarin; Personality of Sarin.
NEW BEGINNING. // Siliconindia;Sep2001, Vol. 5 Issue 9, p18
Profiles Arun Sarin, chief executive officer of Accel-KKR Telecom in India. Background of his professional experiences; Details of his administrative plans for the company. INSET: FAST FACTS..
Keeping pole position. Dux, Simon // Total Telecom Magazine;Aug2003, p22
Discusses the responsibilities of Arun Sarin as CEO of Vodafone. Statement issued by JP Morgan equity analyst Leila Ghachem; Impact of termination rate cuts in fiscal year ending March 2004; Intention of Vodafone to acquire outright ownership or controlling interests in telecommunication operators.
Sarin Finds Rooms At The Top. // Wireless Week;1/1/2003, Vol. 9 Issue 1, p20
Reports on the appointment of Arun Sarin as chief executive of Vodafone Group effective July 2003. Career of Sarin.
Deal maker. Kuchinskas, Susan // Adweek New England Edition;04/12/99, Vol. 36 Issue 15, p46
Profiles Naveen Jain, chief executive officer of InfoSpace.com. Career history; Achievements; Plans for the company.


text:
Launch Venture Café in your city
OnRamp
Venture Café Book Club
Garry Johnson III
Founder & Executive Director
Garry Johnson III is an award winning startup founder and nationally recognized ecosystem builder working to build a more inclusive and equitable innovation economy. He's been recognized as a Delaware Business Times 40 Under 40 honoree, HBCU.vc & Hen Hatch Pitch Competition Winner, StartupAfrica Youth Entrepreneur of the Year, Siegfried Award Recipient, among other accolades. He enjoys sharing his views as an innovation activist in op-eds, such as "Delaware Business Community, You're Officially on Notice." published in Technical.ly Delaware. Garry received his B.S. in Exercise Science, as well as a M.S. in Entrepreneurship & Design, from the University of Delaware. While currently teaching as an adjunct entrepreneurship professor at UD, he is also pursuing an MBA at Howard University. Garry is the Founder & Executive Director of First Founders Inc., a 501(c)(3) organization on a mission to lower barriers to entry and increase the likelihood of success in the innovation ecosystem. This organization helps early-stage entrepreneurs launch successful startups through their accelerator programs, community support, and access to resources. The First Founders community currently includes more than 200+ entrepreneurs from around the world, and has helped them raise $300k+ in non-dilutive funding. Garry's startup experience includes launching an award-winning fintech startup which provided solutions in small business lending & personal financial management. His fintech experience led him to graduating from Dorm Room Fund's inaugural Blueprint Project. Garry is passionate about supporting the Delaware startup ecosystem by serving on the Tech Forum Board of Directors & Horn Alumni Council. Nationally, his entrepreneur support experience ranges from advising teams in National Science Foundation's I-Corps programs, mentoring startups in Backstage Capital's Philadelphia Accelerator, and supporting the launch of the BH Ventures Accelerator in Houston, Texas.
Focusing on the Problem
It has to be you
2022: we're innovating together today for 2040
Taking Your Business from Concept to Launch
🏆 What's your Most Valuable Action (MVA) today?
When Is It Time To Ask For Help?
Sign up to receive a community update each Monday!
University City Science Center


The Indicator works on an algorithm of Buy and Sell signals.
The signals indicate strong reversal points (Tops/bottoms).
The indicator gives signals on any currency pairs and instruments.
It also has a setting for adjusting the frequency of the signals.
It is further strengthened and made robust by the support and resistance zones.
There are different qualities of zones as per robustness.
BackLimit - default is 10 000. Check the past bars for formations.
First Time Frame - M15 (default is 15 min). Input the timeframe for the zone.
zone_alert_waitseconds - 300. Delay set between alerts repeats.
filter_zone_alert - true. apply the filters to the alerts.
filter_MA - true. apply the filter.
TF_MA - 60. timeframe for filtering the alerts.
MA_FAST_PERIOD - 13. Period used for the filter.
MA_FAST_METHOD - 1. like SMA, EMA, WMA.
MA_SLOW_PERIOD - 48. filter Period.
zone_merge - true. The zones get merged.
zone_extend - false. The zones will extend to the latest bars.
zone_solid - true. Fills the color.
zone_linewidth - 1. Zone thick.
zone_style - 0. zone areas.
extend the end of zones 3 bars beyond last bar - 3.
zone_limit - 1000. the zone extended limit.
zone_show_info - true. Zone statistics.
zone_show_size - true. Zone Size.
zone_label_shift - 3. text info labels.
color_label - White. Label color.
font_label - Courier New. Label font.
size_label - 9. Label size.
zone_fuzzfactor - default is 0.75.
fractal_fast_factor - default is 3.0.
fractal_slow_factor - default is 6.0.
TRUE == scrolling the chart back Displays PAST zones= false.
Position of this button = 10.


text:
Q: UIActivityViewController not showing PDF option I know there are many posts on this type of thing.  And I believe I have tried all of the suggestions.  I have a very simple problem.  I have a url to a PDF and I want to be able to "share" this to the adobe pdf reader app.  To remove one of the possible issues I took the PDF I was downloading and put it into my bundle so it was local.  I am on iOS 8.4.  Here is the code I tried:
NSURL * url2 = [NSURL fileURLWithPath: [[NSBundle mainBundle] pathForResource: @ "data" ofType: @ "pdf"]];

//Tried with the data in the file
NSData *data2 = [NSData dataWithContentsOfURL:url2];
UIActivityViewController *act=[[UIActivityViewController alloc]initWithActivityItems:@[data2] applicationActivities:nil];

//Tried with just the URL
UIActivityViewController *act=[[UIActivityViewController alloc]initWithActivityItems:@[url2] applicationActivities:nil];

act.popoverPresentationController.barButtonItem = button;
act.popoverPresentationController.sourceView = self.view;
[self presentViewController:act animated:YES completion:nil];
return;

Neither of these show the PDF option. I of course have it installed and have run it once to make sure its registered properly.  Both of these I can share to Mail and the actual file is sent fine but the only share options I get are Mail, Copy and Print.  I would like to see the other options like Open in iBooks and Open in Adobe Acrobat like I get from safari.
Ideas?

redpajama_set_name: RedPajamaStackExchange


text:
October 23, 2018 / 11:04 AM / a year ago
Fast and furious in the mud as Thai buffalo racers mark end of monsoon
CHONBURI, Thailand (Reuters) - Scores of Thais took to their water buffaloes for muddy annual races on Tuesday, marking the end of the monsoon season and the beginning of the rice harvest in a tradition that dates back more than 140 years.
Locals and tourists flock to the races around the 200 meter-long dirt track in the seaside province of Chonburi, some 80 km (50 miles) southeast of the capital, Bangkok.
The races date back to the 1800s when rice farmers wanted to give thanks to their beasts of burden.
"There are about eight to 12 races throughout the year, but this is by far the most important event in Thai buffalo racing," Anan Chalermlarb, 63, the owner of this year's lightweight division winner, told Reuters.
Anan has been involved in water buffalo racing for 45 years, first as a rider and now as trainer.
"I have to continue with this sport and my son will take over after I'm gone," he said. "If we don't do this, then there is a chance that these races may disappear."
Reporting by Jiraporn Kuhakan and Panu Wongcha-um; Editing by Nick Macfie


text:
Jacumba Valley is a valley in San Diego and Imperial Counties, California.  Its head is at   Carrizo Creek has its source in Jacumba Valley, 1.2 miles north of the California-Mexico State boundary, at  at an elevation of 3,210 feet, on the west side of the divide between Jacumba Valley and the valley of upper Boulder Creek.  Carrizo Creek flows west then north northwest through Jacumba Valley to its mouth at the head of Carrizo Gorge. Just south of the Jacumba and In-ko-pah Mountains, the terrain consists of large, flat desert plains and hills of granite boulders. The wider region, including the Jacumba Wilderness, which sits just east of the valley, has been greatly affected by the construction of the US/Mexico border and has become a site of great numbers of migrations along migrant paths.

Indigenous peoples

The Jacumba Valley is the land of the Kumeyaay people, who have been divided by the border wall built through the region, what is commonly referred to as the US and Mexico. This border divides many people, including the Tohono O'odham Nation and the Yaqui people, as well. Jacumba Hot Springs, located in the valley, has played a significant role in Kumeyaay tradition, specifically within the myth of Tuchaipa and Yokomatis, two brothers who emerge from the land and traverse its terrain. The name "Jacumba" is believed to derive from the Kumeyaay term for "magic springs," as the region is home to natural mineral hot springs. As ranchers began to inhabit the region in the 19th century, tensions with the Kumeyaay rose, resulting in the Jacumba Massacre of 1870 in which many Indigenous people were killed for stealing the ranchers' cattle, or cattle rustling. There is still uncertainty as to whether cattle were stolen or not, but the feud resulted in the deaths of more than 19 Kumeyaay people and the son of a rancher. After being pushed out of their land in Jacumba Hot Springs, many Kumeyaay people migrated to Mexico, some returning around 1910 to the Campo Reservation, located just east of the valley. The Indigenous people of the borderlands became subjected to many negative stereotypes in addition to being targeted physically, and many were considered, along with the terrain of the desert, to be "uncivilized." More recently, the Jacumba Valley has become a cite of civil disobedience for organizations such as Kumeyaay Defense Against the Wall, which mobilizes people along the border to actively oppose its presence, enforcement, and continued construction as well as provide support to Kumeyaay communities on both sides.

The drawing of a border
This desert is a land divided by the US-Mexico border, which is referred to as Jacumba on the US side, and Jacume on the Mexico side. When the US gained parts of Mexico's northern lands in 1848 with the Treaty of Guadalupe Hidalgo, the border as it is drawn today was established and legislation such as the Chinese Exclusion Act of 1882 increased surveillance efforts along the boundary line in order to counter unauthorized crossings. Although there has not always been a physical border, boundaries began being created and marked. Beginning in the 19th century, both US and Mexican governments began mapping projects to denote the precise division of the borderlands and aided the governments in environmental management projects amidst a difficult terrain. This mapping and marking of the land was done through the placement of obelisks. In 1911, the first section of the physical border was constructed and thirteen years later, in 1924, the US Border Patrol was formed, increasing patrolling of the borderlands. There was previously a crossing point between Jacumba and Jacume, but it was closed in 1995.  Operation Gatekeeper began at this time and additional fortifications were added to what already existed of the wall, some materials used being left over steel from the Vietnam War. The Jacumba and Jacume communities, which used to be sites that residents from both sides often frequented, became barely accessible. Residents of Jacume who crossed to do grocery shopping were cut off and their lack of access resulted in the Jacumba economy losing much of the stimulation it once relied upon. Today, the drawn border covers 1,954 miles, while the physical border only takes up 776 of those miles, leaving many gaps.

Flora and fauna
The Jacumba Wilderness is home to Peninsular bighorn sheeps, a species that was included on the Endangered Species Act in 1998 after falling to a population of around 300 – largely due to disease, predation, and colonization. They have been able to withstand the desert environment due to their adaptability to the high temperatures, their ability to survive for months without significant water sources, and because their strongest predators, like bobcats and mountain lions, do not reside in this environment. Other species spotted in the region include jackrabbits, ocotillos, California palms, and mule deers.

Migration across and militarization of the land
With the emergence of Operation Gatekeeper in the mid-1990s, the additions made onto the physical border, and the increase of border security, migrants were pushed east. As his project to make the border less permeable and since the Trump presidency in 2016, which came with even more harsh crack downs on unauthorized migration, migration though this difficult terrain has become even more dangerous. The Border Patrol has weaponized the land of the Jacumba Wilderness, militarizing it and its harsh terrain that, if traversed unprepared, can be deadly. Around the same time as Operation Gatekeeper, the "prevention through deterrence" tactic became common along the border, including in the Jacumba Wilderness and Jacumba Valley. This program began in the name of driving people into the desert and was enforced by the Border Patrol, who, through the tactic, could also avoid blame for any migrant deaths by projecting blame onto the harsh terrain. With the dangerously dramatic temperatures, predatory wildlife, and potentially harmful flora, combined with attempts to apprehend migrants, many are subjected to increasing levels of lethal danger. In addition to the militarism of the Border Patrol, the region has turned into a violent, pseudo-war zone with active militias, including the Minutemen, who seek to assist in the apprehension of migrants crossing the desert into the US without authorization. Many migrant people are rescued by Border Patrol, Search, Trauma and Rescue (BORSTAR) once they are found, for then provide food, water and first aid, finally get them to the nearest hospital if need and process them in the Border Patrol Station to register and return them to their countries.

References

External links
Jacumba Wilderness at the Bureau of Land Management

Valleys of San Diego County, California
Valleys of Imperial County, California
Protected areas of Imperial County, California

redpajama_set_name: RedPajamaWikipedia


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text:
Class Codes
Focusing on markets that Accident Fund knows the best helps your agency achieve profitability. Make sure you know which class codes are on top.
5437 Carpentry-Installation Of Cabinet Work or Interior Trim
5190 Electrical Wiring-Within Buildings & Drivers
5146 Furniture or Fixtures Installation-Portable-NOC
4693 Pharmaceutical or Surgical Goods Mfg NOC
8832 Physician & Clerical
8868 College: Professional Employees & Clerical
6400 Fence Erection-Metal
5183 Plumbing NOC & Drivers
8869 Professional Employees: School or College
5221 Concrete or Cement Work-Floors, Driveways, Yards or Sidewalks-& Drivers
8835 Home Health, Public and Traveling-All Employees
3632 Machine Shop NOC
8748 Automobile Salespersons
8380 Automobile Service or Repair Center & Drivers
5478 Linoleum, Carpet, Vinyl, Ashpalt, or Rubber Floor Tile Installation
5348 Tile, Stone, Mosaic or Terrazzo Work-Inside
5445 Wallboard Installation Within Buildings & Drivers
5645 Carpentry-Detached One or Two Family Dwellings
3643 Electric Power or Transmission Equipment Mfg
2014 Grain Milling
8033 Store: Meat, Grocery and Provision Stores Combined-Retail NOC
8835 Nursing-Home Health, Public and Traveling-All Employees
9102 Park NOC-All Employees & Drivers
8395 Automobile Repairs Facility
5190 Electrical Wiring-Within Buildings
6217 Excavation
9058 Hotel: Restaurant Employees
9060 Club-Country, Golf, Fishing or Yacht-& Clerical
9403 Garbage, Ashes or Refuse Collection & Drivers
8263 Junk Dealer & Drivers
9082 Restaurant NOC
8831 Hospital-Veterinary & Drivers
4452 Plastics Mfg: Fabricated Products NOC
8018 Store: Wholesale NOC
7520 Waterworks Operation & Drivers
7610 Radio or Television Broadcasting Station-All Employees & Clerical, Drivers
9016 Skating Rink Operation & Drivers
9084 Bar, Discotheque, Lounge, Nightclub or Tavern
9015 Buildings-Operation-by Owner, Lessee, or Real Estate Management Firm: All Other Employees
9063 YMCA, YWCA, YMHA OR YWHA, Institution-All Employees & Clerical
3030 Iron or Steel: Fabrication: Iron or Steel Works-Shop-Structural-& Drivers
8232 Lumberyard New Materials Only: All Other Employees & Yard, Warehouse, Drivers
9062 Casino Gambling
8810 Clerical Office Employees NOC
9083 Restaurant: Fast Food
3257 Wire Goods Mfg NOC
3724 Machinery or Equipment Erection or Repair NOC & Drivers
Please take note the upcoming rate changes in various states.
The following core states have a pending rate change. New rates are not yet available in eLink; however, some renewing policies may be viewable in the renewal index. Please refrain from releasing quotes and renewals for these states until rates are updated.
State Effective Date
Georgia 03/01/16
Mississippi 03/01/16
Nebraska 02/01/16
North Carolina 04/01/16
Tennessee 03/01/16
Virginia 04/01/16
Effective Jan. 1, 2016, Accident Fund is adopting the Indiana Compensation Rating Bureau's overall rate level increase of 2.5%. Rates will vary by class. New rates became available in our eLink system on Nov. 30.
Effective Jan. 1, 2016, Accident Fund is adopting NCCI's proposed loss costs in Missouri with an overall average decrease of 2.4%. In addition, we have made a slight adjustment to the Loss Cost Multiplier. The actual change will vary by class. New rates became available in our eLink system on Nov. 23.
Accommodation States
State NCCI/Bureau
Impact Effective Date
Alaska -2.6% 01/01/16
Colorado -1.9% 01/01/16
Florida -4.7% 01/01/16
Utah -2.5% 12/01/15
Please be sure to discuss pricing options for all new business and renewals with your business development consultant
The Agency Hall of Fame is recognition for those agencies that write the most new business each month. The acknowledgment, given to top agencies in each state, allows us to show appreciation to our agent partners for their efforts.
Meadors, Adams & Lee, Inc., Little Rock
Rogers Insurance Agency, Inc., Rogers
Blanchard & Calhoun Insurance Agency, Inc., Augusta
Risk Innovations, LLC, Atlanta
Lundstrom Insurance Agency, Inc, Elgin
Nicoud Insurance Services, Springfield
Stewart Brimner Peters & Lear, Kendallville
USI Insurance Services LLC – Muncie, Muncie
First Iowa Insurance Agency, Inc., Cedar Rapids
TrueNorth Companies, L. C., Cedar Rapids
Copeland Insurance Agency Inc., Manhattan
Insurance Center, Inc., El Dorado
B. J. Mattheiss Insurance, Inc., Baltimore
Rosenkilde & Associates, Hunt Valley
Moss Insurance Agency Inc., Jenison
Zervos Group Inc., Southfield
C O Brown Agency, Rochester
J. A. Price Agency, Inc., Eden Prairie
Insurance & Risk Managers, Brookhaven
Ross & Yerger Insurance, Inc., Jackson
Risk Innovations LLC, Lees Summit
R-T Specialty LLC, Kansas City
INSPRO, Inc., Lincoln
UNICO Group, Inc., Lincoln
Harold W. Wells & Son, Inc., Wilmington
Senn Dunn Ins, a Marsh & McLennan Agcy LLC Co, Greensboro
Keenan & Suggs, Inc., Columbia
South Risk Management, LLC, Columbia
The Insurance Connection, Sioux Falls
Arthur J. Gallagher Risk Management Services, Inc., Brentwood
HMP Insurance, Germantown
Bailey Insurance & Risk Management, Inc., Waco
Rekerdres & Associates, Inc., Dallas
Integrated Insurance Solutions, Inc., Ashburn
Westover – Bon Air Insurance LLC, Richmond
Diversified Insurance Solutions, Brookfield
Insurance Marketing Group of Wisconsin, Inc (Image), Saint Germain
Legislative Update is a brief synopsis of relevant legislative activity currently taking place in Accident Fund core and accommodation states. For more details or further documentation on any of these legislative activities, contact your business development consultant.
Companies that share data with the U.S. government for cyber security purposes will receive more protection from consumer lawsuits under a measure included into a substantial federal spending bill unveiled in Congress this week. Supported by the industry and business community, this is Congress' first major policy response to Cyber hacking attacks. We anticipate full passage prior to year end.
Director of Michigan Workers' Compensation Agency has confirmed he will pursue Evidence Based Medicine (EBM) Guidelines in 2016. The Michigan Workers' Compensation Health Care Advisory Committee will meet in January at which time we anticipate EBM to receive considerable discussion. Without guideline language, much remains unclear. AFHI will continue to monitor this situation as it unfolds.
The Wisconsin legislature has effectively concluded its 2015 business and will resume work in January of 2016. The Workers' Compensation Advisory Council is expected to review and approve a finalized draft of the Agreed Bill on Dec. 22 before forwarding it to the Legislature for consideration early next year. AFHI also remains alert about the possibility of workers' compensation opt-out legislation. To date, no legislation has been proposed, but we have confirmed Walmart is engaging elected officials to discuss the initiative.
There has been little substantive progress in the standoff between Governor Bruce Rauner (R) and Democrat legislators over resolution of the state's budget and related business reforms. Consideration of the state budget and the reforms will restart in 2016 when the legislature reconvenes.
This document is provided for informational purposes only and does not constitute legal advice. This information is subject to change. Every effort is made to provide accurate and complete information in Accident Fund Holding's Legislative Update. However, Accident Fund Holdings makes no claims, promises or guarantees about the accuracy, completeness, or adequacy of the contents of the Update and expressly disclaims liability for errors and omissions in the contents of this newsletter.
All content within the Legislative Update is the property of Accident Fund Holdings, Inc., unless otherwise stated. All rights are reserved. No part of the Update may be reproduced, transmitted or copied in any form or by any means without the prior written consent of Accident Fund Holdings.
Agent Meetings
Our Annual Agent Meetings are just around the corner – kicking off on Jan. 20. You won't want to miss the chance to get the early word on what segments we want to grow in your region, where we see potential opportunities for success and what strategies we plan to employ to build on the success we've achieved in the last two years.
By attending our agent meetings, you can learn all this and more as we also recognize top performers from 2015 and announce our exciting new destination for the 2016 Incentive Trip Program. We want these meetings to serve as a celebration and recognition of how valuable our partnership is and that you see it as a way to share your views of the business with our executive team.
Here's the schedule:
Lansing, MI: 10 a.m. to 12:30 p.m. Wednesday, Jan. 20
Grand Rapids, MI: 10 a.m. to 12:30 p.m. Friday, Jan. 22
Marquette, MI: 10 a.m. to 12:30 p.m. Tuesday, Jan. 26
Little Rock, AR: 11:30 a.m. to 1:30 p.m. Tuesday, Feb. 2
Jackson, MS: 10 a.m. to 12:30 p.m. Wednesday, Feb. 3
Nashville, TN: 10 a.m. to 12:30 p.m. Thursday, Feb. 4
Atlanta, GA: 10 a.m. to 12:30 p.m. Friday, Feb. 5
St. Louis, MO: 11:30 a.m. to 1:30 p.m. Monday, Feb. 8
Overland Park, KS: 10 a.m. to 12:30 p.m. Tuesday, Feb. 9
Coralville, IA: 10 a.m. to 12:30 p.m. Wednesday, Feb. 10
Bloomington, MN: 11:30 a.m. to 1:30 p.m. Thursday, Feb. 11
Milwaukee, WI: 10: a.m. to 12:30 p.m. Friday, Feb. 12
Columbia, SC: 11:30 a.m. to 1:30 p.m. Tuesday, Feb. 16
Greensboro, NC: 10 a.m. to 12:30 p.m. Wednesday, Feb. 17
Richmond, VA: 10 a.m. to 12:30 p.m. Thursday, Feb. 18
Baltimore, MD: 10 a.m. to 12:30 p.m. Friday, Feb. 19
Dallas, TX: 10 a.m. to 12:30 p.m. Tuesday, Feb. 23
Downers Grove, IL: 10 a.m. to 12:30 p.m. Friday, Feb. 26
Troy, MI: 10 a.m. to 12:30 p.m. Tuesday, March 1
Indianapolis, IN: 10 a.m. to 12:30 p.m. Thursday, March 3
Plymouth, MI: 10 a.m. to 12:30 p.m. Friday, March 4
Click here to register for a meeting near you. Please note that lunch will be served at all meetings.
3 for 3 Incentive Program Extended
Our 3 for 3 incentive program was designed to reward agents who increase their new business on policies under $25,000 in premium.Because the program was so successful in 2015, we're extending it to the first quarter of 2016. Agents who increase their small business policies by three versus the first quarter of 2015 will earn an additional 3% commission on all new small business policies ($25,000 and under) for the quarter. That could equate to an additional 37% of commission for Q1 of 2016 on your small business accounts.
Small business policies eligible for the program must be $25,000 and under.
Incentive will run through the first quarter of 2016.
All classes of business are eligible.
Pay out and goals are based on individual agency offices.
Program Participation
Agents who were appointed in Q1 of 2015 are eligible for the incentive.
Agents appointed in 2016 will not be eligible for this incentive.
AFXpress agents are not eligible for this incentive.
All states are eligible except GA, IL and WI.
Contact your business development consultant to discuss how you can maximize the benefits of this exciting program. For more program details, visit our website.
Look for Quarterly Newslink Updates in 2016
We place a tremendous amount of value on the relationships we have with our agent partners. We realize your time is valuable. And in an environment where communicating through technology is ever-increasing, we understand the importance of keeping clutter out of your inboxes.
With this said, we've made the decision to send our e-newsletter, NewsLink, on a quarterly basis (rather than monthly). This has also come as a suggestion from council members, and as the voice of our agency base, we take their comments seriously.
We look forward to providing you the same great information as we have in the past – just on a less frequent basis. See you next quarter!
A.M. Best Reaffirms A- Rating
We are pleased to report that A.M. Best Company has reaffirmed an "A-" (Excellent) rating with a stable outlook for Accident Fund Holdings and its brands, including Accident Fund Insurance Company of America, CompWest Insurance, Third Coast Underwriters and United Heartland.
This news is a reflection of the effective execution of our 2015 strategies and strong underwriting results. The rating also illustrates our team's focus on producing exceptional results for the Enterprise.
We are proud of our 2015 performance and appreciate the efforts of our agent partners, who have supported our key strategies and played a significant role in helping us achieve our ongoing success. We look forward to your continued partnership as we plan for greater achievements in 2016.


Added a 'required' option to form checkboxes.
When checkboxes are included in forms, the email that you receive now says "yes" or "no" (or the localised version of that) instead of "1" or "0".
Added an option to form fields that allows you to choose whether to display the description above or below the input.
When accepting an online booking fee, online invoice payment, or ShootProof order, we're now recording the details of the linked invoice in the Notes field, instead of in the Activity panel.
We've added an additional warning when you try to accept a contract that has been signed, but hasn't had its booking fee paid yet.
Fixed a problem where long lines in unbranded emails sent from Light Blue could wrap beyond the apparent edge of the email.
Fixed a problem where text copied from an HTML editor can't be pasted into apps that are expecting plain text.
Fixed a problem where the "Age" and "Age next birthday" fields weren't working properly in the query dialog.
Fixed a problem where scrolling the HTML editor using the arrow keys could cause the formatting toolbar to disappear if the editor contains a very tall image.
Fixed a problem that could prevent our HTML viewers from loading certain types of content.
Fixed a crash that could occur when using Light Blue's colour picker on Windows.
Fixed a problem with the series labels when viewing the 'Income, Expenditure & Profit' option with the 'Last 12 months' option in the Charts section.
Updated the URL for our old Light Blue 1-3 data exporter utility.
Fixed a problem on Windows where editing the content of an HTML editor, and then immediately clicking on another record, could update the wrong record.
Fixed a problem where viewing the Outbox with a particular combination of filters set could cause a crash.
When you copy and paste text in one of our HTML editors (e.g. when editing an email or email template), the formatting of the copied text is now preserved.
When you export a form template, it now includes the public form submitted email, submit button text, and HTML versions of the form emails.
Fixed a problem on Windows where printing from a computer that includes accented characters in the username could cause an error.
The margins for unbranded emails sent from Light Blue are now more standard.
If a client uses the 'I will pay offline' button on a contract that includes a booking form, the confirmation page that appears now includes your alternative payment information.
The business hours preferences menus now include 30 minute intervals.
Fixed a problem where, if you're using using a localisation that includes translations of the "weddings", "bride", and "groom" keywords, the English versions of those words wouldn't trigger various special features (e.g. setting the shoot title to the bride & groom's name, selecting the bride & groom as signatories for a contract, and mail-merge tags that would include both the bride and groom's details).
Linking an incoming email or text message to a record, or creating a new enquiry from it, now marks the message as read.
When printing or mail-merging custom field checkboxes, show their values as "yes" or "no" (or the localised value) instead of "1" or "0".
Added a 'Reply All' button to the email dialog.
When trying to send or schedule an email, you're now warned if it doesn't have a subject line.
Fixed a problem where editing custom dates in the report dialog was producing database errors.
Fixed a problem where billing names and net amounts on a tax report could be displayed incorrectly if the report is run on a cash basis and includes sales that include items with more than one tax rate.
On printed templates, we've made your client's VAT number & contact details part of the same chunk of text as the contact name and address. This means that they will use the same margin settings as the main address, but you might need to adjust your 'first page top margin' setting to accommodate the extra height.
Removed a rogue # on the printed version of a purchase record.
When creating an email from a sale or quote record, its linked shoot is now automatically included in the list of linked records. This means that the email will appear in the shoot's Activity panel as well as that of the sale or quote.
When parsing a full name into parts (e.g. when importing a contact's full name from an API submission), we now assume that a single word name is the first name.
If you're sending emails via your own outgoing mail server, we've now raised the maximum number of attachments to 50, and the maximum total size of the attachments to 25MB.
Incoming Data records (from forms and API submissions) are now handled properly when you merge or delete the record that you've linked it to.
If your 'Prices Include Tax' preference is set to true, display gross income, expenditure, and profit in charts. Otherwise, display net income, expenditure, and profit.
Fixed a crash that could occur when loading the Outbox.
Corrected the French spelling of our "form unavailable" message.
Fixed a problem where Cmd-Tabbing out of Light Blue when you're clicked into an HTML editor, and then going back to Light Blue, treated it as if the Cmd key was still held down.
Fixed a problem on Windows where hitting the Return key while editing a form or contract email would be treated as if you clicked the Publish button.
Fixed a problem where the alignment of text in an email could be ignored when you send it.
Added support for yyyy/mm/dd formatted dates to our API.
Fixed a problem where the email sent out when a client fills in a form didn't use any custom text colour that you'd set.
When sending an email via your own outgoing mail server, the reply-to address is set to that email account's email address instead of the default email address for your Light Blue client portal.
We've adjusted the padding around checkbox controls in our forms.
Fixed a problem where multiple paragraphs in a static text block on forms could fail to be displayed properly.
If you're charging your client a booking fee as part of an online contract, and your client clicks the "I will pay offline" button, we now display your alternative payment text on the confirmation page.
Fixed a problem where clicking 'Add Payment' on a sale that's been included in a tax report could erroneously warn you that the sale hasn't been invoiced.
When you credit a sale that's been published for online payment, you're now asked if you'd like to remove the sale from your client portal.
Fixed a problem with trying to import from CSV files that contain quoted line breaks.
Fixed a crash that could occur when using the 'Split Day View Into One Column Per Resource' option in the calendar.
Fixed any unexpected quits that have been reported to us.


The ever gorgeous and stunning model, Alessandra Ambrosio, was pictured with some friends while out to dinner at Catch LA in West Hollywood, California last week. The Brazilian beauty really made a statement with her outfit and I am loving it! We always see Alessandra out in her husband's brand, RE/DONE Levi's, so it's really nice to spot a new brand on her.
Alessandra wore a pair of the MADE GOLD Bianca Lace Up Jeans in Magnet, which she styled with a red silk bomber jacket by Unravel and some black ankle boots. There's always something about a red and black combination that's so striking. It always gives off an edge and a dangerous vibe to it, which I think coupled with the black choker and the lace detailing on the front of the jeans, really makes for an interesting outfit.
Have any of you denim lovers tried out MADE GOLD yet? I know that Charlotte McKinney is also a fan of the brand as I've seen her wearing these exact same jeans recently too. I know they are incredibly creative and they have some really innovative jeans in their collection, so I wonder who we might see in them next? I might just need to give them a go myself! For those of you who can't get hold of these Bianca Lace Up Jeans though, Hudson have a very similar style which you might love.
I ordered a pair of made gold jeans over a week ago and they haven't even been shipped out yet. For $333 jeans I was expecting more. Has anyone had this experience?
Not experienced that, have you messaged customer service to find out what's happening?
Hopefully it's just a fluke and I'll get them soon!
I would definitely follow up to make sure there's not an issue with your order and that it's all gone through ok. I'm sure they wont mind. Good luck!
Shop White Sandals, White Pumps Heels, Black Off Shoulder Dresses, Stuart Weitzman Pumps and more. Get this widget.


text:
Ferenc Darvas, Ph.D.
Chairman of the Board, Founder
Serial innovator and entrepreneur with technical background and decade long business experience. Founded several companies in life-sciences research and development, specialized to optimizing drug and agrochemical compounds by nanotechnology since 2006. Dr. Darvas pioneered in adapting microfluidics and flow technologies for producing nanoparticles in early 2000's.
Dr. Darvas developed the first industrialized solution-phase combinatorial synthesis technology (CMT), realized by ComGenex, the first European combinatorial chemistry corporation in 1992. In the mid-90′s he focused to high-throughput ADME methodologies in combinatorial design, introduced combinatorial methodologies into chemical genomics, and recently, the use of micro- and mesoscale flow reaction technologies for combinatorial synthesis and lead optimization, initiated and co-developed H-Cube®, the first bench top hydrogenator at ThalesNano, Inc.
Dr. Darvas received his first degree in organic chemistry, another in computer science, his PhD in the use of artificial intelligence in drug design, and the third degree is in patent law. He was teaching at several universities in Budapest, Barcelona, Gainesville serving as associate professor at the Florida International University in Miami. He is author of over 200 publications, co-editor of 25 books, inventor of over 100 patents. Co-founder of the International QSAR Society, Society for Biomolecular Screening (SBS, today SLAS), and the Flow Chemistry Society, where he is the Chairman, founder and editorial board member of the Journal of Flow Chemistry.
Richard Jones M. Sci
Richard is CEO of InnoStudio Inc, which he joined in 2017, and is also the CEO and Co-Founder of ThalesNano Energy Inc. Before this, Richard was CEO of ThalesNano where he completely overhauled the product line, doubling the number of new instruments and greatly extending the number of countries ThalesNano sells into.
He joined ThalesNano in 2004 where he started as Chief Research Chemist, helping to develop the chemistry on the H-Cube® and other flow reactors. He then went on to become Product Manager of the R&D 100 Award winning H-Cube® before becoming Director of Product Management.
Prior to ThalesNano, Richard was at Biofocus Discovery and worked on the synthesis of several Kinase and GPCR inhibitor based compound libraries. Richard studied chemistry at the University of Bristol where he graduated with honors in 1999. He has over 20 scientific papers, books, and patents specializing in flow chemistry to his name.
Szilvia Gilmore
IP protection, project administration
Ms. Gilmore received her degree in economics, then went on to have a career in trade and industry. She joined the Darholding company network in 2007 where she has held various positions. Szilvia received a degree in Intellectual Properties in 2011 and was promoted to Chief Intellectual Property Officer. She is currently handling and maintaining over 100 patents and trademarks worldwide for the company network. In 2015 she was promoted to also fulfill the Chief Operating Officer role at AgroThetis, a unique agrochemical nanoformulation technology company. She is also the Assistant Director of the Flow Chemistry Society, Switzerland, and Workflow Manager at the Journal of Flow Chemistry.
György Dormán, Ph.D.
Scientific advisor
Dr. Dormán obtained his M. Sc. (1982) and Ph.D. (1986) in medicinal chemistry, as well as M.B.A. (2000) from the Technical University of Budapest. He spent a post-doctoral year in the UK (University of Salford) (1988-89) and he was a Visiting Scientist at the State University of New York (Stony Brook) (1992 – 1996). He participated in numerous drug discovery research programs at various pharmaceutical companies (e.g. Sanofi – Aventis – formerly Chinoin, EGIS – now Servier). Between 1999 and 2008 he held various management positions, including CSO and Assistant Director at ComGenex and AMRI Hungary. In 2011 he became honorary professor at the Faculty of Pharmacy of Szeged University. He is an author or co-author of 82 scientific papers and book chapters, and filed 22 patents.


Oh my, it's that time of year! Your inbox and social media are FLOODED with messages about the Genius Blogger's Toolkit. What's an overwhelmed blogger like you to do?
I bought the Genius Blogger's Toolkit in October 2017 basically because it was so cheap and I was hearing so much about it, I had to figure out for myself if it was the real deal.
It's a limited-time bundle sale of 91 eBooks, courses, workbooks, and more on blog monetization, productivity, legal and financial issues, marketing, and more from the web's smartest bloggers.
*Because I value transparency, I want to be upfront that I earn a commission if you choose to purchase through my affiliate links below (it doesn't cost you a penny more!). I have personally purchased and used the GBTK and can highly recommend it. Thanks for supporting a fellow blogger!
The resources in the Genius Blogger's Toolkit are valued at $5,802.51—but you can grab it for this unbelievably low price before May 15th ends.
91 Resources—But Are They Even Helpful?
Those are only 9 resources out of the 91 in the entire toolkit. The retail value of just those 9 adds up to $283.97—and the Genius Blogger's Toolkit is still way cheaper than that!
Basically, if you get this toolkit now, it will not only save you money in the long-run—it will make you money.
And if you buy it and don't like it? You can get a refund just by emailing the company within 30 days! To me, that's a true vote of confidence. They stand behind their product.
You can get all the details about the Genius Blogger's Toolkit here and decide for yourself.
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text:
std::vector<LogDest *> _loggers;
std::vector<char>_LogBuffer;
enum loglevel _loglevel;

void InitLog(LogDest *dst)
{
	_loglevel = Message;
	_LogBuffer.resize(1024);
	_loggers.clear();
	if (dst != 0)
		_loggers.push_back(dst);
}

void AddLogger(LogDest *dst)
{
	assert(dst != 0);
	_loggers.push_back(dst);
}

void SetLogLevel(enum loglevel level)
{
	_loglevel = level;
}

void Log(enum loglevel level, char *fmtstr, ...)
{
	if (level <= _loglevel)
	{
		va_list args;
		va_start(args, fmtstr);
		size_t len = vsnprintf(_LogBuffer.data(), _LogBuffer.size(), fmtstr, args);
		if (len > _LogBuffer.size()) {
			_LogBuffer.resize(len+1);
			vsnprintf(_LogBuffer.data(), _LogBuffer.size(), fmtstr, args);
		}
		std::vector<LogDest *>::iterator it;
		for (it = _loggers.begin(); it != _loggers.end(); it++)
		{
			assert(*it != 0);
			(*it)->log(_LogBuffer.data());
		}
		va_end(args);
	}
}

void LogWx::log(const char *str)
{
	wxString msg = str;
	msg.Replace("%", "%%");
	wxLogMessage(msg);
	OutputDebugStringA(str);
	OutputDebugStringA("\n");
}


text:
Cleve Bowling Club member Brian Dolling has been rewarded with life membership of the Cleve Bowling Club. He has been recognised for his 37 years of being a member, working tirelessly for the club and being on the committee for 20 years in various positions. Dolling's achievements include being Club Champion four times and going on to win two Champion of Champions. He also partnered the late George Schumann to win two club Championship Pairs, going on to win one Champion of Championships. He and Mark Ward also won two championships and then went onto win back to back Champions of Champions. Dolling is a great follower of Eyre Peninsula tournaments. He has played 19 times in the country Round Robin representing the Eyre Peninsula and he was selected 13 times for the Prestige tournaments which includes the city clubs. He has been association and Region 5 selector and Cleve's delegate for the Eastern Eyre Peninsula Association and has always represented the Cleve Bowling Club with pride and gained the respect of all clubs and bowlers. The announcement comes as bowls kicks off again for the 2019/2020 season, with Eastern Eyre Peninsula Pennant bowls beginning over the weekend. Cleve Gold lost to Arno Bay, with Cleve Green taking the win against Kimba Red.
https://nnimgt-a.akamaihd.net/transform/v1/crop/frm/rachel.mcdonald/10f22de7-6e6b-4009-bb62-19f6bcf0422d.jpg/r0_12_1024_591_w1200_h678_fmax.jpg
Bowls club welcomes new life member
Beth Deakin
LIFE MEMBER: Club president Paul Wheare congratulates life member Brian Dolling.
Cleve Bowling Club member Brian Dolling has been rewarded with life membership of the Cleve Bowling Club.
He has been recognised for his 37 years of being a member, working tirelessly for the club and being on the committee for 20 years in various positions.
Dolling's achievements include being Club Champion four times and going on to win two Champion of Champions.
He also partnered the late George Schumann to win two club Championship Pairs, going on to win one Champion of Championships.
He and Mark Ward also won two championships and then went onto win back to back Champions of Champions.
(Mr Dolling) has always represented the Cleve Bowling Club with pride and gained the respect of all clubs and bowlers.
Dolling is a great follower of Eyre Peninsula tournaments.
He has played 19 times in the country Round Robin representing the Eyre Peninsula and he was selected 13 times for the Prestige tournaments which includes the city clubs.
He has been association and Region 5 selector and Cleve's delegate for the Eastern Eyre Peninsula Association and has always represented the Cleve Bowling Club with pride and gained the respect of all clubs and bowlers.
The announcement comes as bowls kicks off again for the 2019/2020 season, with Eastern Eyre Peninsula Pennant bowls beginning over the weekend.
Cleve Gold lost to Arno Bay, with Cleve Green taking the win against Kimba Red.


Toast is a company located in Portland, Oregon, that creates real wood skin covers for a variety of electronic devices. Founded in 2012 through a Kickstarter campaign with the help of 300 supporters, the company provides unique eco-friendly wood covers for cell phones, tablets and computers.
I was contacted by the team at Toast in hopes I would do a review of their product. Since I've done several reviews on other products for my radio show The Tech Ranch, I thought I would give this product a try too. I was skeptical at first because I am not a phone-case or phone skin kind of person. I especially was afraid of permanently sticking anything to my phone. What if I didn't like it and I needed to take it off? But, because I love everything techie, I provided the information for my HTC 1 (Model 9) cell phone and waited patiently for my phone case. In the mean time, I visited the www.toastmade.com website and researched the company and their products.
I received my phone case shortly after my conversation with the Toast team. As I opened the packaging of my new phone case I noticed the inscription "Guru of Geek" engraved into the wooden case. Wow factor! Even though I am widely known as the Guru of Geek, I don't actually own many things that identify me as that. This was a very personalized case made just for me! I also noticed that product actually smelled like wood. I was aware the company advertised their product as being made of wood, so I was a curious to see whether or not that was true. Toast is the real deal. They actually provide personalized phone cases made of wood. Imagine what that does for the environment!
The moment of truth came when I finally decided to attach the skin to my smart phone. I pulled out the instructions and began reading. Basically it was a one, two, three step process. Peel, align, stick. The template of the phone was cut out exactly how the skin would fit over my phone. Cuts were pre-made to make sure the skin was aligned perfectly with my phone. The biggest obstacle I faced was making sure the backing was to the edges before I folded the skin over each corner. To my surprise, this was easy. It took me about 4 or 5 minutes from start to finish. By the time I had finished, I looked at my new skin and realized that this was actually a high-quality product. Toast even allows for a few mistakes during application of the case. As long as you avoid firmly pushing the skin to your phone, it can be removed easily and reapplied.
Toast has definitely created something unique. The sleek design of the skin is amazing. In fact, the skin is part of the phone with added protection without using a bulky case. It's slim, light-weight and easily held while I'm talking on the phone. I especially love the personalized woodwork. I am still amazed that this company was able to take wood and make it into a phone skin without plastic! They must be using the best drum sander available (check out these top drum sanders reviewed).
Toast has a variety of options to choose from when buying their products. They not only make wood cases, they also make leather cases. Phone skins range from $30.00 to $69.00 (more if you want more detailed engraving). Either way, I think $30.00 is a fair price for a high-end phone skin beautifully crafted and made with an environmentally safe product.
The only drawback I found with the case is that I'm not sure how difficult it will be to remove. I haven't tried. I like it so much I have no plans to remove it. The instructions say that the steps are easy and there should be no issues with the adhesive sticking to your phone. Sadly, the phone skin is not reusable. Once you remove them, you are no longer able to use them again. With that said, Toast certainly gets my seal of approval.


Vallée, Simon de la (c.1590–1642). French architect. In 1637 he was appointed Royal Architect to the Court of Queen Christina of Sweden (1632–54) in Stockholm, and trained his son Jean de la Vallée (1620–96) and Nicodemus Tessin the Elder, both of whom were to exercise considerable influence on the development of Baroque architecture in Sweden. He designed the exquisite Riddarhus (House of the Nobility), Stockholm (c.1641–74—completed by his son and Vingboons). Jean also gained experience in France and Italy before returning to Sweden in 1650. He was responsible for the Axel Oxenstierna Palace, Stockholm (c.1650–4—influenced by the Renaissance Roman palazzi of Raphael and Peruzzi), the octagonal Hedvig Eleonora Church, Stockholm (begun 1656), and the Palladian Villa Mariedal, Västergötland (1666), among other fine buildings.
"Vallée, Simon de la." A Dictionary of Architecture and Landscape Architecture. . Encyclopedia.com. 26 Apr. 2019 <https://www.encyclopedia.com>.


text:
Enviliance ASIA
Business Intelligence Service for Environmental Compliance
Countries, Regions
Chemical Substances Regulation and Management
Waste management in China
Energy Conservation in China
Air pollution control in China
Noise, vibration, offensive odor in China
Occupational safety and health in China
Soil Contamination Prevention in China
Chemical management in Thailand
Energy conservation in Thailand
Air pollution control in Thailand
License for Business Detrimental to Health, Thailand
Self-declaration of Legal Compliance in Thailand
Occupational Safety and Health (OSH) management in Thailand
Odor, Noise, Vibration management in Thailand
Soil and Groundwater management in Thailand
Chemicals in Vietnam
Waste management in Vietnam
Energy efficiency regulation of products in Vietnam
Water management in Vietnam
Vietnam, Air pollution control
Soil pollution control in Vietnam
Management of noise, vibration, and odor in Vietnam
Vietnam, Occupational Safety and Health
Chemical Management in India
Energy Conservation in India
Air Pollution Control in India
Noise, Vibration and Odour Control in India
Occupational Safety and Health in India
What is Enviliance?
Vietnam Law on Chemicals and implementing rules thereof
The Law on Chemicals (hereinafter "the Law" or "the Law on Chemicals") was promulgated on November 21, 2007 and was enacted on July 1, 2008. It is a law that comprehensively controls chemicals in the country and Swedish government gave supports for drafting the law. Previously, control of chemicals in Vietnam had put a focus on manufacturing chemicals. However, with the worsening environmental pollution, the Law on Chemicals, which covered all aspects of chemicals, was enacted. After the enactment of the Law, a number of regulations that aligned with international trends in chemical control (e.g. GHS, registration of chemicals, and chemicals in products) have been enacted.
The Table below shows the structure of the Law. As seen in it, the Law covers the entire life-cycle of chemicals such as handling of chemicals, formulation of a chemical industry master plan, production and trade of chemicals, transportation and storage of hazardous chemicals, import and export of chemicals, disposal of chemicals, classification and labeling of chemicals, packaging of chemicals, response to incidents, registration of new chemicals, environmental protection, and state's responsibilities.
Table: Structure of the Law on Chemicals
2 Developing the chemical industry
3 Chemical production and trading
4 Chemical classification, labeling and packaging and safety data sheets
5 Chemical use
6 Accident prevention and mitigation
7 Declaration, registration and provision of chemical information
8 Environmental protection and safety for community
9 State management responsibility for chemical handling
10 Implementation provisions
The Law classifies hazardous chemicals by their physical properties, according to the GHS classification principals, as follows:
(a) Explosive
(b) Strongly oxidative
(c) Strongly corrosive
(d) Flammable
(e) Acutely toxic
(f) Chronically toxic
(g) Causing irritation to humans
(h) Causing cancer or posing threats of causing cancer
(i) Causing genetic mutation
(j) Reproductively toxic
(k) Bio-accumulative
(l) Organically polluting and hard to decay
(m) Environmentally toxic
The Law defines the term "new chemical" as " a chemical not yet listed in the national chemical inventory or foreign chemical inventories recognized by Vietnamese competent state agencies." However, the national list has not been published to date, being a draft under consideration.
As stated in the beginning of this Chapter, in Vietnam several ministries are involved in chemicals control. Among them, the key controlling authority is the Ministry of Industry and Trade. Responsibilities of competent ministries are stipulated in Chapter IX of the Law (see Table below).
Table: Responsibilities of ministries involved in control of chemicals
Ministry of Industry and Trade
To promulgate legal documents, strategies, plans on development of the chemical industry and technical regulations on chemical safety
To promulgate a list of chemicals to be controlled
To formulate a national chemical database
To perform the uniform management of the classification and labeling of hazardous chemicals, chemical registration and declaration, and chemical safety information
To disseminate and educate the public about the law on chemicals
Ministry of Natural Resource and Environment
To promulgate according to its competence or submit to competent agencies for promulgation of regulations on environmental protection concerning chemical-related activities.
To manage chemicals used for pharmaceuticals for humans, germicidal and insecticidal substances for domestic and medical use
To coordinate with other ministries in formulating regulations on labor safety and sanitation in chemical-related activities
To coordinate with the Ministry of Industry and Trade in formulating lists of chemicals banned or restricted from production or trading in the health domain
To promulgate a list of chemicals banned from use, restricted from use, or permitted for use in the health domain, as well as a list of germicidal and insecticidal substances for household and medical use, pharmaceuticals, and food additives.
Ministry of Agriculture and Rural Development
To manage chemicals used in cultivation, husbandry, aquaculture, animal health, plant protection and preservation and processing of agricultural, forest and aquatic products and food
To coordinate with the Ministry of Industry and Trade and concerned ministries in formulating lists of banned and restricted chemicals from production and trading
To promulgate regulations guiding the classification, labeling and creation of chemical safety data sheets for plant protection drugs.
To promulgate and announce according to its competence standards and technical regulations on chemical safety
To submit to competent agencies for promulgation policies on research into, development and application of technologies suitable to the use of less hazardous chemicals
Ministry of Labor, War Invalids and Social Affairs
To promulgate regulations on labor safety and sanitation of laborers engaged in chemical-related activities
To manage use of chemicals at job training establishments
Decree specifying and providing guidelines for implementation of certain articles of the law on chemicals (No. 113/2017/ND-CP)
This Decree is subordinate legislation of the Law on Chemicals. It was established on October 9, 2017 and enacted on November 25, 2017[1]. This Decree consists of 40 Articles in seven Chapters and six Annexes. The major provisions of the Decree can be summarized as follows:
General requirements for ensuring safety in production and trading of chemicals
Requirements for chemicals subject to conditional production or trade in industrial sector: conditions, documents, processes, and procedures for issuance of a certificate of eligibility for production or trade of conditional chemicals for production and trade in the industrial sector.
Requirements for production or trade of industrial precursor chemicals; documents, processes and procedures required for issuance of a license for industrial precursor chemical export/import.
Requirements for chemicals restricted from production or trade in industrial sector: documents, processes, and procedures for issuance of a license for restricted industrial chemical manufacturing and trade.
Banned chemicals and toxic chemicals
Prevention of and response to chemical incidents
Safety distance for facilities handling hazardous chemicals
Classification and safety data sheets
Registration, declaration, and supply of information on chemicals
Training on chemical safety
Most importantly, the Decree sets lists of chemicals of five types to be controlled in its Annexes. Business operators must understand which types of chemicals they handle among the five lists.
Table: Lists of chemicals to be controlled[2]
Title of list
I Conditional chemicals for production and trade[3] in the industrial sector Earning a certificate is required for production or trade of listed chemicals.
=> Documents including the whole picture of the factory, details of chemical producing equipment of the factory, certificate of degree (bachelor's degree or higher) of the technical director of the factory, SDSs of chemicals to be produced in the factory are required.
II Restricted chemicals for production and trade in the industrial sector Earning license is required for production or trade of these chemicals.
III Banned chemicals Production, import, or use of these chemicals are banned.
However, subject to approval of the Prime Minister, these chemicals are allowed to be produced, imported, or used for special purposes such as scientific research, national defense, and disease prevention.
IV Hazardous chemicals for which formulation of chemical incident prevention and response plans are required Businesses that produce, trade, store, or use these chemicals must formulate a chemical incident prevention and response plans and submit them to the competent ministry before the project starts its activity formally for examination and approval.
V Chemicals subject to compulsory declaration Prior declaration is required for production or import of these chemicals.
Hazards of conditional chemicals (Annex I), restricted chemicals (Annex II), and chemicals subject to compulsory declaration (Annex V) are classified as follows:
Classification of chemicals under control and hazards thereof[4]
Circular on MOIT guidelines for implementation of certain articles of the law on chemicals and the government's decree No. 113/2017/ND-CP specifying and providing guidelines for implementation of certain articles of the law on chemicals (No. 32/2017/TT-BCT)
This Circular was established and enacted on December 28, 2017. This is the lowest legislation among subordinate legislation of the Law on Chemicals. This Circular stipulates specific requirements for prevention of chemicals-related incidents, GHS classification, SDS preparation, declaration of imported chemicals, and obligation of annual reporting on chemicals. It also includes templates for various documents. This Circular includes a total of 10 Annexes, all of which are essential for those involved in chemical-related activities.
It should be noted that when this Circular was enacted, the following existing laws and regulations were abolished.
Circular No. 01/2006/TT-BCN
Decision No. 40/2006/QD-BCN
Circular No. 28/2010/TT-BCT
Circular No. 42/2013/TT-BCT Articles 6 and 7, Paragraphs 1 and 2 of Article 9, and Articles 10, 11, 12, 14, and 18
Circular No. 06/2015/TT-BCT Articles 1, 2, 3 and 4
Circular No. 04/2016/TT-BCT Articles 2 and 3
Circular No. 27/2016/TT-BCT Articles 4, Paragraph 1 and Article 5
[1] The enactment of Decree No. 113/2017/ND-CP abolished Decrees No. 108/2008/ND-CP and No. 26/2011/ND-CP, both of which had previously given detailed provision on control of chemicals. Major changes that the Decree No. 113/2017/ND-CP provided included: deletion of the list of toxic chemicals, deletion of requirements for use of chemicals, and integration of different reporting schemes on chemical-related activities. As seen in these facts, the new Decree did not only tighten chemicals control, loosening some rules.
[2] Annexes II, IV, V, VI, and VII are amended or newly established by Decree No. 26/2011/ND-CP.
[3] "Trade" in Decree 113/2017/ND-CP is defined as "includes sale, export and import of chemicals to provide chemicals on the market for profitable purposes".
[4] Reproduced from handout for the presentation given by Mr. Van Huy Vuong from Vietnam Chemicals Agency of the Ministry of Industry and Trade, at Envix Seminar on Chemicals Control in Vietnam.
https://www.envix.co.jp/region/asia-oceania/asean/vn/seminar-20171023/
Index of Vietnam
Framework of EHS laws and regulations in Vietnam.
Overview, Environmental Standards
Law on Chemicals and implementing rules thereof
Energy Efficiency Regulation of Products
Soil Pollution Control
Other Pollution
Noise, Vibration, Odor
Draft to replace Law on Environmental Protection of 2014 (55/2014/QH13)
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Cecil L Ammerman
July 10, 1916 - March 12, 2020
Cecil L. Ammerman, 103, passed away on Wednesday, March 12th. He was the husband of the late Helen Woods Ammerman for 66 years. Cecil worked for Belden Wire & Cable, Richmond, for 41 years, retiring in 1978. A long-time Richmond native, Cecil had lived in Cincinnati, Ohio for the past 17 years. Cecil was an excellent sportsman who competed successfully in minor league baseball, golf, ping pong, and pool…still beating his son-in-law and grandsons at the latter late into his 90s. He was a tremendous role model for many…and deeply loved by his entire family. He leaves behind: daughter, Marla Bagley (Bill); grandsons, John Bagley (Laurie) and Scott Bagley (Sara); great-granddaughter, Abbie Bagley; great-grandsons, Corey Bagley (Kara), Charlie Bagley, Brandon Bagley, Jack Bagley, Andrew Bagley, and Lucas Bagley; great-great-granddaughters, Alice and Charlotte Bagley; great-great-grandsons, Michael and Jaxon Bagley.
Cecil L. Ammerman, 103, passed away on Wednesday, March 12th. He was the husband of the late Helen Woods Ammerman for 66 years. Cecil worked for Belden Wire & Cable, Richmond, for 41 years, retiring in 1978. A long-time Richmond native, Cecil... View Obituary & Service Information
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Cecil L. Ammerman, 103, passed away on Wednesday, March 12th....
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Southend-on-Sea was a parliamentary constituency centred on the then-town of Southend-on-Sea in Essex.  It returned one Member of Parliament to the House of Commons of the Parliament of the United Kingdom.

History
The constituency was created under the Representation of the People Act 1918 by splitting the County Borough of Southend-on-Sea from the existing constituency of South East Essex. The sitting MP for that constituency, Rupert Guinness, was elected to the new constituency. It was abolished for the 1950 general election, when the expanded County Borough (which had incorporated the Urban District of Shoeburyness) was divided into the new constituencies of Southend East and Southend West.

Boundaries
1918–1945: The County Borough of Southend-on-Sea.

1945–1950: Part of the County Borough of Southend-on-Sea. (No changes to constituency boundaries).

Members of Parliament

Guinness family
For most of the 20th century, this constituency and one of its successors was held by four members of the Guinness family. When Rupert Guinness was elevated to the Peerage upon the death of his father, he was succeeded by his wife, Gwendolen. When she retired in 1935 she was succeeded by her eldest daughter's husband, Henry "Chips" Channon. Channon continued to serve as MP for one of the successor constituencies, Southend West, until his death in 1958. That seat was then represented by his son, Paul Channon, until 1997. Because of this connection, the seat became known in the media as "Guinness-on-Sea".

Elections

Elections in the 1910s

Elections in the 1920s

Elections in the 1930s

General Election 1939–40

Another General Election was required to take place before the end of 1940. The political parties had been making preparations for an election to take place and by the Autumn of 1939, the following candidates had been selected;
Conservative: Henry Channon
Liberal: Philip Whitehead
Labour: GR Sandison

Elections in the 1940s

References

Parliamentary constituencies in Essex (historic)
Politics of Southend-on-Sea
Constituencies of the Parliament of the United Kingdom established in 1918
Constituencies of the Parliament of the United Kingdom disestablished in 1950