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Home » NFL » What we learned from Bills' victory over Patriots on Monday night
What we learned from Bills' victory over Patriots on Monday night
12/29/2020 NFL
Josh Allen, Stefon Diggs and the Buffalo Bills made an emphatic statement. In the Monday Night Football finale, Allen led the recently crowned AFC East champions past the Patriots in resounding fashion with a 38-9 win. The division's new blood reigned supreme, while New England clinched its first losing season since 2000.
Buffalo Bills 38, New England Patriots 9
1) A division had been decided and a run of postseason prosperity had concluded, but this was the AFC East changing of the guard for all the NFL world to drink in on a prime-time stage. Bill Belichick had a prideful Patriots group on the field, but the Bills were and are the much better team. New England came out full of energy and intention, but just couldn't keep up. The teams each had some bad drops and stumbled here and there, but as the game settled in, it was clear there was no way the Pats (6-9) were keeping up with the Bills (12-3). With the AFC East title having already been wrested away by Buffalo and the Patriots' NFL-record streak of 11 straight playoff berths having been stopped, the Bills went out and used Monday to reaffirm that times have changed. The Bills are the best team in the AFC East now, they have the division's best quarterback in Josh Allen and the best receiver in Stefon Diggs. It's a new dawn in the AFC East and, if you didn't get the memo, the Bills released an emphatic statement on the final Monday night of the season.
2) Blowouts happen all the time in the NFL, but it's still going to take some time to get used to the Patriots losing in this fashion. Or just losing, for that matter. With Monday's dreary showing, New England clinched its first losing since 2000 — Bill Belichick's first at the Patriots helm. It breaks a string of 19-straight winning seasons, which is the second-longest in NFL chronicle behind the Cowboys' 1965-1985 run, per NFL Research. It was the latest streak of success to crash into the reality of the Patriots' 2020 campaign. No longer the AFC East's reigning titlist, no longer a postseason club and no longer a winning team, the Patriots are no longer the Patriots we have known for so long. There are certainly many rejoicing in Belichick and the Patriots' misfortunes after six Super Bowls' worth of fortune. However, there's one week left before the Patriots' reclamation project commences. Is this really the end for the Patriots? Was Monday night the symbolic final nail in the coffin of the league's greatest dynasty? Or is this merely the valley from which Belichick and the Pats emerge from. 2021's going to be interesting.
3) There is a new top gun in the AFC East and a new burgeoning star in the NFL's quarterback ranks. Allen was congratulated by Bills legend Jim Kelly after breaking the Bills' single-season TD record on Monday. He's drawing praise from many more, as the third-season standout, who was once a one-man roller coaster capable of puzzling miscues as much as jaw-dropping feats of athleticism, has become one of the game's best quarterbacks. While Allen's four-touchdown night gave him 34 for the season and a new franchise record, perhaps even more impressive on Monday was that Allen joined Steve Young as the only players in league chronicle with 4,000 passing yards, 30-plus passing touchdowns and five rushing TDs. He is a do-it-all dynamo who's leading a franchise rebirth, just as responsible for the Bills' renaissance as general manager Brandon Beane and head coach Sean McDermott. Allen's connection with Diggs has been sensational. They are rewriting the Bills' record books (and penning some NFL records, as well) in their first season together. But Allen also got blocking tight end Lee Smith involved and Dawson Knox has become a contributor. Cole Beasley left the game early, but if he's OK, he'll continue a career year and John Brown is set to return. The Bills offense — which scored on its first four drives and five of its first six with halftime the only interruption — is blazing along just as its defense is playing the best it has all season. Buffalo's primed for a playoff run that will add to this historic campaign. And a year ago at this time, Allen was viewed as perhaps a liability and most certainly as a question mark, but now he is the biggest reason the Bills are one of the most dangerous — and best — teams in the AFC.
4) On Allen's big night, Diggs commanded the spotlight, as well. For four quarters, the Patriots were left scratching their helmets at how to contain Diggs, a riddle that confounded New England to the tune of nine catches for 145 yards and a career-high three touchdown receptions. Diggs has made a huge and instant impact on this franchise and the franchise quarterback. It's not just superlatives, it's statistics. His 120 catches lead the league, they're a franchise record and they're the most by a player in his first season with a team in league history, per NFL Research. His 1,459 yards receiving are a career-high for the first-time Pro Bowler, as he's become just the third player in league lore to top 1,400 yards and 100 catches in a campaign. Diggs is being mentioned among the elite of the elite this season, as he should. It's arduous to fathom anyone's better than Green Bay's Davante Adams right now and DeAndre Hopkins is up there and on and on. But it's even more difficult to think that any receiver would be a better fit for the Bills right now. He's the perfect Buffalo No. 1 receiver and his addition trails only the maturation of Allen as the largest reason the Bills' offense has ascended to its current heights.
5) In a microcosm of the season, Cam Newton had some success with his legs, had awful struggles with his arm and Belichick went to Jarrett Stidham in the third quarter, because he might as well give the youngster some run. Newton was 5-for-10 for 34 yards. It was ugly. His line drives skipped off the field in what has become an unfortunate standard. Stidham looked better passing the ball, but not by much and certainly not enough to provide any comfort for the Patriots' quandaries in regard to their quarterback of the future. That's a question left for the offseason. Another will be what becomes of Newton. Newton escaped a sack, scrambled, juked a defender and then ran through a pair of would-be tacklers for a sensational 9-yard touchdown run in the second quarter. It invoked memories of the Cam of yesteryear. There's hardly a scenario one could imagine in which Newton will be back with the Patriots next season, but plays like those and the flashes of brilliance and reminders of just how phenomenal he can be makes you think somebody will give him another shot. Overall, Newton had another horrendous game, but there are still those glimmers and those lasting impressions he's made. Newton doesn't go down easy.
6) The Patriots were eliminated in Week 15 by the Dolphins and routed in Week 16 by the Bills. Lost in those losses, Sony Michel had promising outings. Michel, who was on injured reserve earlier this season with a quad injury, had 10 carries for 74 yards against Miami and another 10 carries for 69 yards versus Buffalo. Michel has looked good and also bestows another interesting question for a Patriots offseason that will be brimming with them. Will the Patriots pick up the fifth-year option for the 2018 first-round pick? He's given them some reason to want to keep him around even if it hasn't garnered much attention.
7) Upon this December evening in Foxborough, the Bills and Patriots played the last Monday night game of the regular season. It's been a regular season unlike any we've witnessed prior and this was more evidence of that, as the Buffalo-New England game stands as the record-setting 20th NFL contest played on a Monday in 2020, per NFL Research. The Steelers-Bengals Week 15 game broke the previous record of 18 and the final (provided more histrionics aren't ahead) Monday game added to it. Three days prior, the Saints and Vikings competed on Christmas Friday, marking the first season in which a game was played on each day of the week. Buffalo and New England finalized a Monday slate that was a haven for rescheduled games this year due to COVID-19 issues. On multiple occasions, Monday wasn't the conclusion of an NFL week as it's scheduled to be, but came ahead of Tuesday and Wednesday tilts. Twenty games on Monday in 2020, what a season it's been.
Bills&#x2, from, learned, We, what
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Kung Fu Burger is a new Chapel Street joint offering the unique fusion of Asian inspired burgers – think Soft Shell Crab, Peking pork, kimchi and other delicious concoctions. Expect unusual flavours and be prepared to enjoy it in burger form. Bonus: it's open late on weekends for your post-Revolver and pre-hangover feed.


How can Africa solve its capital flight problem?
When countries are losing more in capital flight than they receive in aid and investment, we can no longer dodge the problem.
Whilst illicit financial flows are widespread, systemic and aggressively international in nature, Africa is perhaps most vulnerable to their existence and impact.
Privately, experts acknowledge that the real figure is likely to be much higher.
Such high levels of capital outflows and lost revenues deprive African governments of the ability to mobilise domestic resources and have a material impact on economic development.
Sub-Saharan Africa faces this issue more than any other region in the world.
Recent estimates from the University of Massachusetts Amherst's Political Economy Research Institute show that a sample of 30 African countries lost a staggering $1.4trn through capital flight over a 46-year period from 1970-2015.
The issue is not going away, either. Figures from think tank Global Financial Integrity demonstrate the extent to which capital flight is continuing to hurt the region, with average illicit outflows totalling between 7.5% and 11.6% of Sub-Saharan Africa's total trade between 2005 and 2014.
These countries lose more through capital flight than they receive in the form of aid or foreign private investment altogether.
Almost every country in Africa suffers from some form of capital flight, whether legitimate or illegitimate. The phenomenon impacts a number of oil-rich countries globally, and the issue is particularly prominent in the oil-based economies of Nigeria and Angola.
Over the past 10 years, these countries have made vast amounts of dollars through the oil industry. Whilst the revenues may flow to national oil companies, there is no guarantee that they will be remitted into national treasuries and therefore flow into the national economy.
Taking advantage of lenient tax offerings to house investments outside Africa may be perfectly legitimate. Corrupt politicians using jurisdictions prone to secrecy to launder funds, disguise ultimate beneficial ownership of assets or obscure conflicts of interest is illegitimate.
Also, the problem may not be a lack of investment opportunities within the home country; it may be that investments there are more visible and thus more liable to legal action or seizure, more vulnerable to political change or simply less prestigious.
An entirely separate capital flight channel is transfer pricing, where legally related entities misprice goods or services. According to the United Nations Economic Commission for Africa, this accounts for 60% of the capital leaving the continent. Ghana and Nigeria are currently the only countries in West Africa that have put in place dedicated policies on transfer pricing to monitor capital outflows from the oil sector. With only two nations trying to tackle the problem, clear disparities and loopholes that exist across borders need to be plugged.
Border barriers: To address the capital flight conundrum, we first need to consider how each country is a separate pocket of the wider African economy, and the differences between them in terms of corruption, exposure to the West and other markets, and levels of engagement from other global markets too.
In Mozambique, for example, corruption is rife across the economy, but the few South African-owned firms there are more exposed to international correspondent banking relationships, and have higher compliance standards than the indigenous Mozambican banks as a result.
Equally, there is a disconnect between the funds leaving Africa and their absorption into Western economies in terms of an audit trail.
Governments at a national level in Africa are aware of the corruption taking place and the individuals responsible for transferring the funds out of the country, but don't have the ability to stop them or find the destination of the funds in the West.
Conversely, in more regulated Western economies, governments may know where the money is but don't know the backstory, profile, reputation or history of the individual(s) behind the transaction, so law enforcement officials are unable to join up and prosecute these wanted persons.
We are already seeing some African governments introduce initiatives with the aim of lessening the impact of capital flight.
Nigeria's Voluntary Assets and Income Declaration Scheme (VAIDS), for example, is an effort to recover funds taken overseas by high-net-worth Nigerian citizens and encourage them to pay their taxes. Whilst certainly a step in the right direction, it takes more than one governmental initiative to solve the issue, especially when global financial structures are organised in such a way to make these efforts difficult to implement and enforce.
Similarly, Kenya and Angola are both working on well-intentioned policy initiatives to combat corruption and curb illicit outflows; however, to date, these efforts have been primarily focused internally and not networked well to the global financial or law enforcement communities.
Until such global initiatives are in place, it is the responsibility of governments – both in Africa and the West – to spot the red flags of capital flight from the continent and take action, before the problem grows even further.
The issue is exacerbated by how easy it is for the system to be manipulated. Not only are compliance checks low, the key challenge is the lack of information sharing between banks across Africa and around the world. Equally, there is a vested interest within some African governments not to look into these matters.
Ultimately, their officials and ministers are often the ones benefiting from these illicit fund transfers, so clamping down on this activity will not be an easy task.
Bottom line: Whilst there is undoubtedly a long way to go, financial institutions can start to spot the signs of capital flight – and inform the relevant authorities as a first step to tackling the problem.


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Art Licensing 15 January 2019 15 January 2019
Natural History Museum and Alison Hardcastle launch greeting card range
New card collection offers a fresh, contemporary take on the Museum and its contents.
The Natural History Museum has partnered with design studio and independent stationery company Alison Hardcastle to produce a sophisticated new range of greeting cards that offers a fresh and contemporary interpretation of the Museum and its contents.
Called 'Collection', this range of 18 cards was designed by Alison Hardcastle, chief designer and founder of the company that takes her name. Using first-hand research and photography of the Museum, plus access to its creative assets and archives, Alison Hardcastle embarked on a design process of working through an immense amount of resources, finally focusing on four main topics: gems, minerals and crystals; flora; butterflies and bugs; and the Museum's own architecture.
Each card is designed around, derivative of or directly inspired by specific exhibits, archives and Alison's own photographs of the Museum. All the images used were re-drawn in her illustrative style and scanned in to form the design.
The result is a sophisticated range of cards that has cleverly translated historic materials – many dating back centuries – into a contemporary context, giving them a timeless appeal. And that's not all. In the style of a Museum exhibit, appropriately enough, all cards feature text on the reverse which 'places' each design within the Museum's collection.
The card range launches at the Alison Hardcastle stand (U53) at Top Drawer, the Home Gift Fashion Craft & Hospitality Trade Exhibition, taking place from 13-15 January at Olympia in London, and the collection can be found online at alisonhardcastle.co.uk. 'Collection' is expected to have a wide appeal to lovers of stylish contemporary greeting cards as well as supporters of and visitors to, the Natural History Museum.
Alison Hardcastle is a design studio and independent stationery company producing a range of stylish, clever and playful greetings cards, paper goods and prints in the Yorkshire Wolds. Her products are available in shops and cultural centres all over the UK and can be found as far afield as Australia, France, Switzerland and the USA.
Alison Hardcastle, Natural History Museum
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redpajama_set_name: RedPajamaCommonCrawl


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Q: Detachable "debug" portion of PCB? I'm trying to add "optional" debugging test points to an existing, very dense 4 Layer PCB design (signal - GND - PWR - signal). I'd like to change the existing PCB as little as possible. My idea was to change the outline as shown below, adding a small debug area through a small neck (approx 5 mm tall by 1 mm wide) to the existing PCB:

This way, in an ideal world, when I get my PCBA's back from the manufacturer, and everything works, I can simply snap off the debug PCB and use the existing PCB as intended in end use. The current end-use mechanical dimensions don't allow for changing the PCB size. Then, before doing a bigger spin of PCBs, I delete the debug PCB, clean up the debug traces, and am ready to go.
Or, more realistically, if things aren't working as intended, I can attach logic/scope/meter probes easily to the traces via a 0.1" header (or similar) I've routed here. Figure out what went wrong, fix any mistakes and try again.
So the questions:

*

*Is this a reasonable approach, if trying to minimize the changes to the existing PCB? Other suggestions welcome.

*How can I minimize the chance that snapping the connection point will damage any existing PCB traces? Right now the route-keepin to board outline spacing is 0.25 mm = ~10 mil. I suppose increasing the width of the "part to snap" and aiming to snap closer Debug PCB should help, but other ideas welcome.

*I don't intend to extend L2 (GND) and L3 (PWR) to the Debug PCB, but should i still worry about them shorting at the "snap" area? Any ideas to mitigate this?

A: Don't make the middle part too small. PCBs are produced in a 'frame' and removing the PCB from the frame has the danger that the debug portion breaks off easily in the last stage of manufacturing. I would use two sots and leave a small connections at the outside and a bigger one, with routing in the middle. Below is a picture I took from the WWW of PCBS in a frame.
I would also make some solder points that you can reconnect the debugger later on.

A: It is not clear how big a run this PCB is or how complex the circuity is on the test part.
If it is a big run and the test part is fairly complex this is not a great idea in my opinion.
First you are paying to duplicate a circuit on each board that presumably you only need one or two of. Second if it fails, you need to check on each board if it is the main board that has the problem or the debug board. Also, as you have mentioned, you suffer from the risk of damaging the main board when you remove it.
You would be better to create a small run of a separate debug board which mates into a debug connector you add to the main board. You can then keep those debug boards as your gold standards.
If the debug board only contains traces... the connector alone, with an appropriate harness should be enough.
Later, you can unpopulate the connector from subsequent runs of the main board as a cost reduction.
However: if you have to run traces across the board so they can come out on the debug section, you may be adding more trouble than you are solving. Much better to have local test points and or test pins you can hook a scope onto where the trace is actually used.

redpajama_set_name: RedPajamaStackExchange


Host of the sprint was Torchbox, original developers of Wagtail.
Their office in Bristol easily fitted the twenty or more extra people, and was super nice to work in. There's an honourable mention here for the Gaggia coffee machine.
We started of with a meet & greet session, and next went on to form teams.
Coen joined the "Draftail" team. Their goal is to get the Draft.js editor working in Wagtail. Draft.js has several advantages over the current Hallo.js.
I went off to work on image usage reporting: where is an image used, and what does it look like in that aspect ratio.
At the end of the day there was a meeting of Wagtail's core team meeting, which all sprinters were invited to attend. Topics included Django 2, Scheduled publishing, and others.
The work day ended with a "Show & tell" session where all teams showed what they worked on, and the result.
I came to the conclusion that image rendition previews would be hard to generate on image creation, but it's definitely possible. A viable solution was already discussed in an older Wagtail issue. We could use this method to create this feature for our customers.
I continued by making improvements on the UI of the usage info of images, documents and snippets: Now you see the "Used N times" link also on the delete page. This give editors a hint that they might want to check if they can really delete that content.
Another useful addition to the image usage information for editors would be showing where in streamfields an image is used. This is not easily solved, as there is no direct database relation.
However, at the end of the day we have a proof of concept. Bertrand has already improved the performance of this, and made it more re-usable. A suggested follow-up would be to turn this into a proper Wagtail add-on.
Coen worked with Catherine and Damon on reporting in the admin interface.
And we are proud to announce we'll be hosting another Wagtail sprint in Arnhem, in March 2018!
We would like to thank Torchbox for leading the sprint, both on the technical and the social front, and for their hopitality. We enjoyed it!


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Arthur Blackman (13 October 1853 – 6 April 1908) was an English amateur cricketer active in the 1870s and 1880s. A right-handed batsman and right-arm roundarm medium pace bowler, Blackman made twenty appearances in first-class cricket, playing for three counties.

Cricket career
Born at Dartford in Kent, Blackman made his first-class cricket debut for Surrey against Nottinghamshire at Trent Bridge in 1878, in what was his only first-class appearance for that county. The following season he began playing for Kent, making his debut for the county against Sussex. He made two more appearances for the county, one in 1879 and one in 1880, as well as playing for the Gentlemen of Kent against the Gentlemen of England.

Blackman began playing for Sussex in 1881, making his debut for the county against Nottinghamshire at Hove. He played sporadically for the county until 1887, with 15 of his first-class matches coming for the county. He was also described in his Wisden obituary as "a good field at cover-point, and a useful medium-paced bowler".

Later life
Outside of cricket, Blackman was a teacher, living in Sussex from 1881 with his wife Sarah. He was related to Kent bowler Fred Martin whom he recommended to the county. He died at Preston in Sussex in 1908 aged 54.

References

External links

1853 births
1908 deaths
Sportspeople from Dartford
English cricketers
Surrey cricketers
Kent cricketers
Gentlemen of Kent cricketers
Sussex cricketers
Schoolteachers from Kent

redpajama_set_name: RedPajamaWikipedia


First are you using the latest version of Sailwave? Have you read the section on effects? What error are you getting?
Hi Tim – Thanks for the sample although its not using the Tablesorter so perhaps the HighlightWins3 section may be a bit more appropriate. Would you care to share some of the JS with the others?
Using the Effect seems to do what i want however, My selected Style is Grey Days, which i have modified to align all cols to the Centre, using this Effect has over ridden that and now all columns are Left Aligned.
Hi John – Unfortunately the CSS for the TableSorter is much more complicated than a normal results display The CSS used for TableSorter is at "http://sailwave.com/download/css/sorter.css" if you want to see what is used. You can replace this with your own version by changing the URL in the TableSorter Script.
That looks a lot above my comfort zone….. so may just leave as is for now, but thanks for the response.


Often people assume that preparing homemade beauty remedies is terribly time-consuming. But that's definitely not the case. Sure, it needs a little bit of practice, but nothing that's worth the effort comes easy, right? Factors like work pressure and family responsibilities can make it difficult to devote time to yourself, but that's what the weekend is for!! Here are some quick and easy ways to prepare your own skincare and beauty products right at home.
Want to know the secret behind Shilpa Shetty's flawless skin? Well, it's simple: olive oil. Astringent-based makeup removers tend to dry out the skin. A dab of virgin olive oil on a cotton ball works just as well to help you get rid of makeup after a long day. And the best part is, it moisturises your skin too.
Want Kim Kardashian's perfect pout? Believe it or not, all you need is one ingredient from your kitchen—and it's an ingredient we all love—sugar. A great exfoliator, sugar can also stimulate the production of collagen. All you need is 1 teaspoon of coconut oil and raw honey each, and 2 tablespoons of raw/granulated sugar mixed with some lemon juice. Prepare a paste using these ingredients, and use your fingers to apply this paste on your lips gently in a circular motion. Rinse with water after 10 minutes and apply Vaseline or lip balm to moisturise your lips.
Ever gave a thought to how Jacqueline Fernandez manages her voluminous hair locks? Rush to your kitchen to whip up this super easy hair mask ! Coconut milk consists of vitamin E and richly nutritious oils, whereas avocado is rich in proteins and helps moisturise the scalp. To make a mask of these gorgeous ingredients, simply start by grinding avocado and coconut milk together into a paste. Apply it to your scalp and through the lengths of your hair, massaging gently. Leave it on for about 30 minutes before rinsing thoroughly. This hair mask regimen should help rejuvenate your hair follicles and enhance your hair growth.
Wondering how Kareena Kapoor Khan has flawless, glowing skin all the time? Tomato is the answer. Tomatoes have Vitamin A, which helps in eliminating dark spots and blemishes, and high magnesium content, which also contributes to glowing skin. Start by grinding a single tomato to fine paste and apply a layer on your face, then rinse with cold water after 20 minutes and watch the difference.
Want pretty hands like Alia Bhatt? You don't need to go any further than your own pantry to get rid of the dead skin on your hands. Just mix 1 teaspoon of honey with some lemon juice, and about 30 gm of freshly ground almonds. Add 2 teaspoons of walnut or sunflower oil to the mix and voila! This natural hand exfoliant will help soften your skin and eliminate dead skin cells. Apply this thick paste on the back of your hands, and scrub gently. Rinse with cold water after five minutes for smooth, soft hands.
How does supermodel Miranda Kerr look fresh 24/7? It's as convenient as using tea bags. Long work hours, especially in front of a computer, leads to red and swollen eyes. Chamomile tea has natural anti-inflammatory properties, and can help eliminate puffy eyes. Add chamomile tea bags to boiled water and wait for three minutes. Pull them out of the water and place them in the refrigerator to cool. Once cooled, place one bag over each eye and take it easy for 15 minutes.


← Advertising That Works. Sorta.
This is the first white paper in a two-part series exploring how data is revolutionizing digital marketing. This document examines some of the difficulties business faces in meeting the data challenge and what steps must be taken to effectively leverage data-centric methods to gain actionable insights from the huge volumes of data now at our disposal.
PART 2 – Using Data-Centric Insights to Drive Effective Media Strategy builds on this document and examines how business can successfully leverage the insights gained from their analysis to power and optimize marketing operations in the quest for greater ROI in digital media.
Big data is big business these days. Research firm IDC forecasts that big data services and technology will grow at a 27% compound annual growth rate (CAGR) to $32.4 billion through 2017 – about six times the growth rate of the overall information and communication technology market. And the performance improvements, increased revenue, and operational savings promised by effectively leveraging big data are expected to dwarf that number. As companies scramble to implement big data strategies, marketing has been one business function where the potential benefits of increased efficiency loom particularly large. And much is at stake here. Industry experts like eMarketer and Forrester predict global spending on digital adverting will grow about 15% annually and top $200 billion in the next five years. Achieving even a small increase in efficiency could therefore deliver huge ROI.
Software vendors have flooded the market with countless products, all promising to help meet the big data challenge. Many are capable tools that perform well in their respective areas but address only part of the challenge. They can also be difficult to implement, hard to integrate, and often require deep technical and analytical skills to configure and operate. Today's marketer needs solutions that are complete, integrated, easily implemented and intuitive to operate, requiring a minimal learning curve, if they are to deliver on the big data promise.
But most organizations will require more than tools and technology to succeed. Many lack a data-centric culture and will struggle to attract and retain talent with the deep analytical skills needed. And beyond mere talent, companies will need to change operational procedures and structure workflows and procedures to optimize the use of data-driven insights.
But first let's take a closer look at why the big data revolution is so significant and, while offering significant promise, also presents some unique and vexing challenges.
The challenge with big data isn't just its size, but also its lack of structure, diversity and fluid nature. These factors, more than sheer size, make it hard to aggregate, integrate, manage and analyze.
While storage and processing capacity have increased greatly and costs have plummeted, there are other factors that limit our ability to manage, index and cross-reference large data sets. It used to be that companies collected data primarily as a part of their daily transactions and stored it in structured databases. This data was used mainly to track operations or forecast sales, inventory and the like. It was structured, well understood and relatively easy to manage and analyze. With the explosion of data sources, we have seen not only the volume of available data increase drastically, but also the very nature of the data itself change. With more and more business processes, operations and stakeholder interactions digitized, business now has data on just about every customer interaction, including click-streams from Website visits, search activity, mobile apps, digital advertisements, social media content streams, videos and countless more. And, as the "Internet of Things" becomes a reality and digital technology invades our homes, our cars and even our bodies (Google recently announced a contact lens with embedded microchip and sensor to monitor glucose levels for diabetes patients in real-time and send the data to an application in the cloud), virtually everything we do will generate data.
Analysts estimate that fifty billion sensors will be connected to the Internet by 2025, each one adding to the data pool available for analysis. While our refrigerators may not be networked (yet), our televisions, home security and thermostats are (note Google's recent $3.4 billion acquisition of Nest) and all are generating data points. Companies will soon not only be able to collect information about every conversation people are having about their brand, but also monitor interactions with their products anytime and any place they occur.
But that alone will not make them better marketers. In fact, it could do just the opposite. Few executives lament a shortage of data as holding them back. Instead, like modern versions of Coleridge's Ancient Mariner, they are awash in data, yet thirsting for true insight. Adding even more data – without corresponding improvements in the ability to organize, analyze and interpret it – could well prove counter-productive, leading to analysis paralysis or providing false cover for bad decisions. What harried business leaders seek are simplicity, inspired guidance and clear, actionable insight. And no amount of data can provide this on its own.
Henry Ford once famously proclaimed that if he had asked people what they wanted, they would have said faster horses. And there would have been ample data to support this request. More skilled at engineering than equine breeding, Ford didn't take this raw data at face value though. Instead, he analyzed it carefully, interpreted it creatively, asked deeper questions and innovated based on the insights he gained from his analysis. And herein lies the crux of the matter: it's not the data itself, nor its size, that provides the value. Instead, it's the insight we derive from it and the actions we take based this insight. Data is just a tool, a resource, nothing more than an inert ingredient until we add the catalyst. As Hamlet observed, "there is nothing either good or bad, but thinking makes it so". Whilst he was musing on things unrelated to data analysis, his ideas are just as valid and applicable here: without human reflection, analysis and thinking, we will drown in data while actionable insight remains beyond our grasp.
So how do we get from raw data to actionable insight? How do we harness this flood of information to understand our customers better and take our business to the next level? The late Dr. Russell Ackoff, once described as the "Einstein of modern problem solving", shows us the way in his famous article, "From Data to Wisdom".
In it Professor Ackoff states "Data is raw. It simply exists and has no significance beyond its existence." We have to enrich it by providing context, relevance and relationships, at which point it becomes information. Take the statement of "we sold 1,000 units last year", a classic example of raw data that tells us very little. Are sales of 1,000 units good or bad? Is it more than the year prior, indicating an upward trend, or are we falling behind? Were the sales profitable, indicating a healthy business? Are we out-performing our competitors, indicating a comparative advantage? These contextual aspects are what give the data meaning, and thus render it into more useful information.
But information alone provides limited benefit, as it lacks purpose. While it may be interesting to note that your company doubled profits last year while sales increased by 20% to 1,000 units – more than twice your closest competitor – it still doesn't give us any understanding of how or why this happened. Only by aggregating enough information, to where we can discern patterns and are able to draw conclusions, does it become knowledge. Acquiring this knowledge is valuable, for it gives us insight into how things work but it is still not actionable. It tells us that something works and how, but we don't understand yet why – or, more importantly, how we can take action to influence it in a desired way.
Getting from raw data to insight you can use.
For knowledge to become actionable insight, we also need an understanding of causality, the why. Achieving a true understanding requires us to distill data, aggregate it into information and then knowledge, and then actually synthesize new knowledge from it. To build on our example, if the analysis of our data shows us that the regions that performed best – the ones that contributed not only the most to our overall sales growth but also the most profitable sales – all had sales people that had completed the new sales training program, then it stands to reason that this was a major contributor. We can then reasonably assume that if we were to train the salespeople in our other regions, they might also see an increase in overall sales as well as profit. With this new insight we now have an understanding of how certain regions perform better as well as why this is the case: their salespeople are better trained. This enables us to take action and train the rest of our salespeople. The analysis of subsequent data should then, presumably, show an increase in performance in these regions as well. This is a classic example of data-driven optimization: gathering data, aggregating and analyzing it to gain actionable insight, acting on it and then measuring the results to validate the effectiveness of our actions.
And, once we do this often enough, with enough data from across the enterprise, and marry these new insights up with our industry experience, professional judgment, and our understanding of business principles, we arrive at what Professor Ackoff referred to as wisdom. Wisdom, in his use of the word, refers to the ability to anticipate outcomes, to predict certain results based on historical data. It also enables experimentation by providing the basis for developing new hypotheses that can enable new business ventures, product extensions and new approaches that can be defined, developed, executed and then tested and measured.
Professor Ackoff developed this approach back in the 1980s and published his insights in 1989. Back then our data sources consisted mainly of transactional systems commonly employed in business at the time, systems that managed sales, supply chain functions, financial systems and such. Reflecting this, there was far less data, it was clearly delineated by source, well-structured and stored mostly in relational databases. All of this made it relatively easy to collect, aggregate, refine and analyze. The biggest challenge faced by business at the time was the lack of integrated systems, which meant that the data had to be collected from numerous separate systems, converted into common formats, normalized, harmonized, and prepared for analysis.
These are all the same challenges we still face today. With the explosion of data sources and the corresponding increase in volume and complexity, however, they have grown exponentially.
Luckily, new technology has emerged to help us with our efforts. We have seen vast increases in our ability to store, manipulate and process data thanks to tremendous increases in computing power over the last decade. These have been further enhanced by developments like NoSQL databases, Hadoop and other distributed data storage and processing frameworks, new standards like PMML, advanced analytics platforms, and many others. Combined, these factors give us an unprecedented ability to collect, store, manipulate and process data electronically. The one aspect that has not increased significantly though, remains vital today: skilled, inspired human analytical skill.
Without careful analysis and inspiration we simply cannot advance from knowledge to actionable insight and beyond, no matter how big our data pools are or how powerful and sophisticated our technology might become. Professional analysts, systems designers, and programmers are also needed to design and develop the tools, platforms and programs needed to make the data volumes manageable, devise the logic by which we can process and analyze it and then present the results in a clear and actionable manner.
As companies and brands embark on big data projects, the shortage of skilled analytical talent is frequently cited as one of the biggest impediments they face, along with a lack of integrated technology platforms that are easy-to-use and yet flexible and powerful enough to be able to meet the needs of business. Developing talent and changing mindsets to become more data-savvy will take time, of course. Meanwhile, the AdTech market is scrambling to answer the call for better technology and provide integrated platforms able to meet the needs of digital marketers, freeing them up to focus on what they do best: develop effective targeted campaigns.
With so much at stake and the potential rewards so large, the advertising technology sector has seen a flood of investment in recent years. The result are digital marketing LUMAscapes littered with dozens of startups, most less than five years old. And, as always happens following huge waves of innovation, necessary consolidation has begun. Weaker entities are being acquired and integrated by players that are stronger or have deeper pockets. And signs of promise are emerging, with several vendors now offering complete integrated solution platforms able to target, execute, monitor, analyze and optimize efforts across various media, channels and touch points.
And, recognizing the need for consulting services, campaign strategy and integration, a number of companies and agencies now offer targeted services, often coupled with platform solutions that combine several third-party components into a bundled offering. These service providers promise to get marketers up and running quickly, providing external staff where needed and helping to shorten the learning curve.
The next few years will be an exciting time in digital marketing, as brands and agencies alike embrace data-centric approaches for greater accuracy and efficiency. And, presumably, better business results.
This entry was posted in BI, Big Data, Digital Media, Financial Crisis, Interactive Marketing, Web Analytics, Web Metrics. Bookmark the permalink.
Excellent blog, Mr. Backhaus. Who knew data could interesting? All those analytical brains will have quite a field day whilst all the strategic ones are connecting the dots.
Thank you kindly, Ms Cutshall. Who knew data could be so interesting, you ask? Well, EVERYBODY, I thought!? And, being analytical doesn't preclude one from being strategic, methinks. And the same is true of the inverse. Remember, you can't manage what you don't measure. Thanks for your comments!


The Friends Church began more than three hundred years ago in England under the leadership of George Fox, a man who experienced a personal relationship with Jesus Christ and spent his life sharing this experience with others. Those early Friends made great contributions to the spiritual and social needs of their country, taking the lead in securing prison reforms, religious liberty, Christian education, and care for the suffering.
Before long the Friends (also called Quakers) began coming to the New World among many other colonists, and soon there were thousands of Friends in America. In 1681 the colony of Pennsylvania was founded by William Penn, a prominent English Quaker, as a refuge from persecution for fellow Quakers.
As other Americans moved west, so did the Friends, taking their faith with them. Among the first priorities for these pioneers was the establishment of a group for worship and a meeting house in which to conduct such worship. By 1812 Friends in Ohio had united to form Ohio Yearly Meeting of Friends. They held their annual meetings in the Mt. Pleasant Yearly Meeting House for many years. Later Damascus became the headquarters and place of meeting. Since 1965 the church has held its annual session in Canton.
In 1971 the name, Ohio Yearly Meeting, was changed. Now known as the Evangelical Friends Church - Eastern Region (EFC-ER), it participates actively in a larger group of Friends worldwide, Evangelical Friends International-North America (EFI-NA).


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Karnataka crisis, Trust Vote LIVE Updates: Ruckus over Siddaramaiah's 'lengthy' prologue on a Point of Order, MLAs term it 'delaying tactics'
The Open 2019: Shubhankar Sharma, playing his second British Open, to tee of alongside World No 1 Brooks Koepka
Gold retraces from two-week peak as investors lock in profits; Fed may lower interest rates by 25 basis points
U.S. top court weighs protections for corporate whistleblowers | Reuters
World Reuters Nov 28, 2017 23:32:37 IST
WASHINGTON (Reuters) - The U.S. Supreme Court on Tuesday appeared hesitant to broaden protections for corporate insiders who blow the whistle on financial wrongdoing and fraud by their employers, with several justices suggesting the law does not cover those who report the violations only internally instead of to the government. U.S. Supreme Court is seen in Washington, U.S. on October 3, 2016. REUTERS/Yuri Gripas/FilesThe justices heard an hour of arguments in a case that will determine the scope of a shield against employer retaliation provided under the 2010 Dodd-Frank Wall Street reform law to individuals who come forward with information on securities law violations or fraud. The case involves Digital Realty Trust Inc's (DLR.N) appeal of a California federal appeals court's ruling in favor of a fired executive, Paul Somers, after he complained internally about alleged misconduct by his supervisor but never reported the matter to the U.S. Securities and Exchange Commission. The San Francisco-based real estate investment trust company, which owns and develops data centers, said the Dodd-Frank law explicitly defines a whistleblower as someone who provides information to the SEC and therefore does not apply to Somers. The court's decision, due by the end of June, could have a lasting impact on the willingness of whistleblowers to report violations internally, an important tool in the fight against corporate misconduct.
1U.S. top court weighs protections for corporate whistleblowers | Reuters
2'Vindicated at ICJ': Pakistan news media hails international court's verdict in Kulbhushan Jadhav case as 'moral victory'
3Donald Trump slams four Democratic Congresswomen during campaign rally in North Caroline; crowd chants, 'Send her back'
4Mexican drug kingpin El Chapo sentenced to life in US prison, given additional sentence of 30 years, fined $12.6 billion
5Pakistan wasn't searching for Hafiz Saeed for 10 years, he was free: US committee responds to Donald Trump


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Smiddy Cottage is situated in the south west corner of South Uist where many thatched ruins can be seen amongst the empty and beautiful landscape. With a view over a lochan and stunning beaches only 5 minutes walk away this is the perfect location for a relaxing island holiday and truly getting away from it all. South Uist has over 20 miles of white beaches running down the west coast and amazing views in all directions.
From South Uist it is possible to make day trips to the islands of Barra and Vatersay, a journey of approximately 35 minutes. Using many of the small causeways you can also explore the islands of Eriskay, Benbecula, North Uist, Berneray, Balishare and Grimsay. The Isle of Harris can be reached by car ferry and you can then explore Harris, Lewis and Scalpay. For the more adventurous, day boat trips to the enchanted archipelago of St Kilda are possible in the summer months.
Uist is the perfect place for bird watchers with eagles, short ear owls, hen harriers, and many more breeds to be seen including the rare corncrake. The machair with its many pretty flowers stretches for miles upon miles up the west coast of the island: the mountains to the east make for a more energetic day out. There are villages to explore and sea lochs for fishing and Ben Mor reaching almost 2000 feet is well worth a climb rewarding you with panoramic views of the surrounding islands. Smiddy Cottage has two fishing rods for guest to use, if you are into more serious fishing then fishing permits can be purchased from the local estate office. South Uist is a very friendly island with a strong Hebridean community - come and enjoy a quieter pace of life!
Smiddy Cottage is gorgeous thatched cottage on the island of South Uist in the Outer Hebrides, built in 2008. It has been finished to a very high standard using local stone and thatched water reed and has been awarded 5 stars from Visit Scotland. The cottage is spacious and eco friendly with under floor heating and hot water supplied by ground source heat system.
Smiddy Cottage has one bedroom with a king sized bed. The open plan living room/kitchen has all mod cons and has been thoughtfully laid out and equipped. The luxury bathroom has a spa bath for two and a separate shower - gowns and slippers are provided.
There are 2 bicycles for guests to use and also 2 fishing rods which guests are welcome to borrow - ideal for visitors who want to explore the island without using their car or are coming for a fishing holiday on Uist.
Smiddy Cottage is about 15 minutes drive from Lochboisdale - full directions on booking.
Bed linen and towels are provided along with gowns and slippers. All electricity and heating is provided in this 5 star holiday cottage.
This thatched South Uist holiday cottage is rented out throughout the year. Change over day is Saturday. Arrival time is 3pm onwards and departure time is 10am.
To see rental prices and availability for this eco friendly, self catering cottage on South Uist, click the enquiry button below.
Idyllic thatched cottage on South Uist sleeping 2 in great comfort. With bikes and fishing rods provided this is a great island getaway where you can escape 21st century life.


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DIZZY'S CLUB COCA-COLA May 2014 Artist lineup
For Immediate Release: March 27, 2014
DIZZY'S CLUB COCA-COLA
May 2014 Artist lineup
CLOSED for Jazz at Lincoln Center's 2014 Annual Gala
Friday – Sunday, May 2 – 4
Fairview Baptist Church Brass Band featuring Shannon Powell
The Fairview Baptist Church Brass Band was organized in 1970 by banjoist and guitarist Danny Barker, who returned to New Orleans after performing extensively with jazz legends such as Jelly Roll Morton, Sidney Bechet, Cab Calloway, and Charlie Parker. Illustrious alumni of the Fairview Baptist Church Brass Band include Wynton Marsalis, Leroy Jones, Branford Marsalis, Herlin Riley, and Dr. Michael White. The band performing at Dizzy's Club Coca-Cola, comprising Kevin Louis (trumpet), David Harris (trombone), Darryl Adams (saxophone), Jeffrey Hills (tuba), and Terrence Andrews (bass drum), will be joined by another alumnus, legendary drummer and "The King of Treme," Shannon Powell.
Cover Charge: Friday and Sunday: $40; Saturday: $45
Student Cover: $25
Temple University Jazz Band featuring Jon Faddis and Jimmy Heath
Led by respected trumpeter and Chair of Jazz Studies Terell Stafford, the Temple University Jazz Band regularly participates in nationwide and international festivals and is a frequent award winner at the annual Villanova Jazz Festival. TUJB has worked with numerous jazz artists on stage, including Wynton Marsalis, The Vanguard Orchestra, Slide Hampton, Dizzy Gillespie, and Dr. Billy Taylor. For this engagement, they are joined by the legendary Jimmy Heath.
Cincinnati College-Conservatory of Music Jazz Ensemble
featuring Special Guest Fareed Haque
The Jazz Ensemble is Cincinnati College Conservatory of Music's premier big band. Performing a wide variety of styles, including traditional swing, bebop, post-bop, fusion, Latin, and avant-garde, the ensemble places special emphasis on great composers like Thad Jones, Bill Holman, and Bob Brookmeyer. Through its composer residency programs and regular concerts, the band has performed with artists like Maria Schneider, Slide Hampton, Eddie Daniels, Kenny Garrett, and Ahmad Jamal. For this concert, they are joined by modern guitar virtuoso Fareed Haque.
Wednesday – Sunday, May 7 – 11
The Juilliard Jazz Orchestra
Celebrating Duke Ellington & Gerald Wilson
The Juilliard School has been a destination for world-class music education since its founding, and these incredible young musicians will exemplify that legacy at Dizzy's Club Coca-Cola. The Juilliard Jazz Orchestra features some of the world's most talented emerging jazz artists, many of whom are already professional musicians. These gifted young musicians are proof of jazz's bright future, and in this celebration of Duke Ellington and Gerald Wilson, they honor two essential parts of its living legacy.
MONDAY NIGHTS WITH WBGO
Hosted by Rhonda Hamilton
Oran Etkin Gathering Light CD Release
Featuring Lionel Loueke
Described as a "great clarinet player" and "an excellent improviser" (New York Times), clarinetist Oran Etkin will debut his new album, Gathering Light, at Dizzy's Club Coca-Cola. His music is influenced by frequent collaborations with musicians from different traditions and cultures, and the rich material featured on Gathering Light is inspired by the spontaneous musical exchanges that characterize his collaborations, combined with the traditional melodies and rhythms he learned along the way.
Chris Pattishall Quintet
Mary Lou Williams' Zodiac Suite
Mary Lou Williams was a pivotal figure in the development of jazz, forever influencing the music as a pianist, composer, arranger, and lifelong educator. Her Zodiac Suite, which premiered in 1944 at Town Hall, is an ambitious study of character and mood through explorations of the 12 astrological signs. Pianist Chris Pattishall will lead a quintet, featuring some of jazz's most talented up and coming artists, in this kaleidoscopic and swinging work.
Ted Rosenthal Trio
Rhapsody in Gershwin CD Release
The Ted Rosenthal Trio, which features Rosenthal on piano, Martin Wind on bass, and Tim Horner on drums, will release Rhapsody in Gershwin at Dizzy's Club Coca-Cola. Featuring their arrangements of Gershwin songs, including "Rhapsody in Blue", the album is a showcase of Rosenthal's skills as an arranger and the trio's impeccable musicianship. Rosenthal first achieved international recognition by winning first prize at the 2nd annual Thelonious Monk International Jazz Competition. He has since built a career as a performer and educator, having shared the stage with jazz greats like Gerry Mulligan, Art Farmer, Phil Woods, Bob Brookmeyer, and James Moody. Rosenthal is currently a faculty member of the Manhattan School of Music and The Juilliard School.
Thursday – Sunday, May 15 – 18
Rene Marie I Wanna Be Evil
With Love to Eartha Kitt
In I Wanna Be Evil, singer, actress, and writer René Marie pays a fiery, sensual, and clever tribute to the inimitable Eartha Kitt. Marie shares her inspiration for the project: "Eartha Kitt is one of America's strongest iconic figures. She was an inspiring artist, a strong woman, and an essential activist in different ways. She was homeless when she first moved to New York City, yet became a star. She was a sensual and powerful woman in a man's world at a time when most women were background, not front and center. She was a black actress in Hollywood at a time when most black actors were given subservient roles, yet here she was – Catwoman…"
Cover Charge: Thursday and Sunday $35; Friday $40; Saturday $45
Juilliard School Ensemble
The Juilliard School has been a destination for world-class music education since its founding, and these incredible young musicians will exemplify that legacy at Dizzy's Coca-Cola. The Juilliard School Jazz Ensemble features some of the world's most talented emerging jazz artists, many of whom are already professional musicians. No stranger to the Dizzy's Club Coca-Cola stage, the ensemble has also performed at noted venues such as the Blue Note and Alice Tully Hall. These gifted young musicians are proof of jazz's bright future.
Student Cover: 10
Donald Harrison's Berklee Quintet
Part of the Berklee Masters on the Road Program
Alto saxophonist Donald Harrison, a 1981 Berklee School of Music alumnus, is a New Orleans-born traditionalist, a modern jazz trendsetter, a former Jazz Messenger, a nurturer of young talent, a composer, and a bandleader. A kind of Crescent City renaissance man, Harrison has performed with a musical who's who that includes Art Blakey, Dr. John, Digable Planets, Lena Horne, and Miles Davis, to name just a few. He visits Dizzy's Club Coca-Cola to lead a quintet of Berklee students as part of the school's Masters on the Road program.
Jazz Orchestra of Philadelphia
Terell Stafford, Artistic Director
Terell Stafford, world-renowned trumpet player and Director of Jazz Studies at Temple University, has organized an orchestra of 17 stellar, homegrown musical artists to create the Jazz Orchestra of Philadelphia. In addition to embodying Philadelphia's vital jazz legacy with energetic jazz performances, the Jazz Orchestra of Philadelphia makes their Dizzy's Club Coca-Cola debut.
Ben Wolfe Quintet
With Special Guest Nicholas Payton
Wynton Marsalis said, "Ben Wolfe swings with authority." The talented bassist-composer takes residence at Dizzy's Club Coca-Cola for four nights to play his own original music. He is joined by the outstanding trumpeter Nicholas Payton. They are joined by Dave Kikosi on piano, Donald Edwards on drums, and Stacy Dillard on tenor and soprano saxophones.
Monday – Tuesday, May 26 – 27
Ryan Kisor Quintet
Longtime Jazz at Lincoln Center Orchestra trumpeter Ryan Kisor returns to Dizzy's Club Coca-Cola for two nights to lead the small group that he has performed and recorded with to great acclaim for over 15 years. The group has several CD releases as a unit, and has extensively toured the US and Japan.
Wednesday – Sunday, May 28 – June 1
Juilliard Jazz Quartet
Faculty from the Juilliard School's jazz program present five nights of world class music at Dizzy's Club Coca-Cola. The group features four incredible musicians: bassist Ron Carter, saxophonist Ron Blake, pianist Frank Kimbrough, and drummer Carl Allen.
Cover Charge: Wednesday – Friday, Sunday: $40; Saturday: $45
Student Price: $25
Dizzy's Club Coca-Cola, 5th floor, Frederick P. Rose Hall, Home of Jazz at Lincoln Center, on Broadway at 60th Street, New York City.
Call or visit www.jazz.org/dizzys.
Prices vary. Dinner served nightly.
General Admission: $20-$45 (unless noted otherwise);
Students: $5-$25 with valid student ID (selected sets only);
Late Night Session: $5-$20.
Minimum of $10 applies to all.
Headliner sets are 7:30pm, 9:30pm (unless noted otherwise).
Scheduled at 11:30 every Tuesday through Saturday, Late Night Session features some of jazz's most talented up and coming artists, with a special invited jam session. Hosted by vocalist Michael Mwenso, on Thursday and Saturday nights only.
Dizzy's Club Coca-Cola continues the Hot Fives Special — $5 cover and $5 menu — during the Late Night Session sets on Tuesdays and Wednesdays — a great way for patrons to hear some of the most talented young jazz performers while enjoying spectacular views of Manhattan.
Danielle Bias
Assistant Director, Public Relations
dbias@jazz.org
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Long-Reviled Military 'Widow's Tax' Is Finally Being Phased Out
Long-Reviled Military 'Widow's Tax' Is Finally Being Phased Out2020-07-102020-07-10/wp-content/uploads/2015/05/Oldham-logo.pngOldham Law Firm, PLLC/wp-content/uploads/2015/05/Oldham-logo.png200px200px
A controversial policy that reduces the benefits of military spouses is on the way out. The so-called "widow's tax" cuts assistance to surviving military spouses who qualify for benefits under two different military benefit programs.
The two programs are:
The Department of Defense's Survivor Benefit Plan (SBP), which allows a military retiree to contribute part of their benefit to ensure that family members receive an annuity of up to 55 percent of their retirement pay when they die.
The Department of Veterans Affairs' Dependency and Indemnity Compensation (DIC), which awards around $15,000 a year to survivors of veterans or troops who die of service-related causes.
Under the current policy, even though SBP and DIC are different programs paid for by different federal agencies, spouses who are eligible for both benefits have their SBP payments offset by the DIC money the spouse receives. An estimated 65,000 families are affected by the offset, costing them thousands of dollars in benefits. Military families have been fighting to eliminate the widow's tax for years, but have not had success until now.
Signed into law in December 2019, the bipartisan FY20 National Defense Authorization Act eliminates the widow's tax in phases beginning in 2021. SBP recipients will receive one-third of the DIC offset amount in 2021 and two-thirds in 2022. In 2023, spouses can receive both benefits in full.
For more information about the change, click here.