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investor newsletter
The best U.S. and global dividend funds, TSX stocks feel the pinch of lower home sales, and should you borrow to buy stocks when the market falls?
Published April 12, 2019 Updated April 13, 2019
Note to readers: Starting on Monday, the Globe Investor newsletter will be sent out every Monday, Wednesday and Friday at 6 p.m. The previous schedule was Tuesday, Thursday and Friday at 6 p.m.
If the stock market crashes, should I borrow money to buy low?
Anyone brave enough to shovel money into stocks late last year has been well rewarded in early 2019.
Lesson to investors: Market declines are shocking and stressful, but they're also great buying opportunities. A 30-something reader seems to have absorbed that lesson well. He's looking for comment on a plan to borrow money when the next market downturn happens.
"Once equities have fallen 25 per cent, I would borrow $30,000 from my home equity line of credit to invest in an ETF (exchange-traded fund) portfolio in my TFSA (tax-free savings account)," he wrote. "If the market continues to fall to 35 per cent off the peak, I would borrow another $30,000 to put into my TFSA. If the market falls to 45 per cent off peak, I would take out enough money to max out my TFSA and then put $10,000 into my RRSP." This reader is single, debt-free, mortgage-free and hasn't started a TFSA yet. He believes that sticking to his plan will be no problem, and he understands it could take years to pay off.
One concern is that this investor's market-timing backfires. For example, he might wait on the sidelines while markets post decent gains, then lose heart after a big crash and remain on the sidelines until a lot of the recovery has already happened. He might be better off by simply investing on a monthly basis.
But I have seen a borrow-to-invest strategy like the one he's talking about pay off. In a column written two years ago, I documented how an investment adviser borrowed $250,000 during the worst of the financial crisis and turned it into gains he described in spring 2017 as being "between a double and a triple." His investment actually fell about 10 per cent before starting a long climb higher. Being comfortable as a long-term investor, he never thought about selling.
Investing money in stocks after a market plunge is one of the best long-term investing strategies of all. But it's also one of the hardest because you have to ignore the panicky emotions of most other investors. Figure on doubling your stress level if you borrow to invest at a market low instead of using cash on hand. You may well find yourself in the position of making payments on debt incurred to buy stocks that are falling hard in value and worth less than you paid. Some investors can handle this, but many cannot. We'll leave it to this reader to decide whether he's up for the roller coaster ride ahead.
A few additional notes: This reader would borrow to invest in registered accounts, so the interest he pays wouldn't be tax-deductible. Using his line of credit and not a margin loan from a broker means there are no concerns about a margin call (where you're required to pay down a loan taken out to buy securities that have fallen in price). All he has to do is pay the interest on his balance owing every month.
-- Rob Carrick, Globe personal finance columnist
This is the Globe Investor newsletter, published three times each week. If someone has forwarded this e-mail newsletter to you or you're reading this on the web, you can sign up for the newsletter and others on our newsletter signup page.
Stocks to ponder
Tesla (TSLA_Q). David Einhorn's Greenlight Capital renewed criticism of Elon Musk and Tesla Inc, saying the electric car company appeared to be "on the brink" of failure again, according to a letter sent to clients of the hedge fund on Friday. The letter cited a lack of demand, "desperate" price cuts, layoffs, "closing-and-then-not-closing" stores, closing service centers, slashing capital expenditures, rushed product announcements and "a new effort to distract investors from the demand problem with hyperbole over TSLA's autonomous driving capabilities." Read more from Reuters
Rob Carrick's 2019 ETF Buyer's Guide: Best U.S. and global dividend funds
The Canadian stock market's problem with diversification is a particular challenge for dividend investors. The S&P/TSX composite index is close to one-third weighted to financial stocks. Because so many financials are good dividend-payers, investors seeking dividend income can end up with much higher levels of exposure to banks, insurers and investment firms. In the instalment of the 2019 Globe and Mail ETF Buyer's Guide covering Canadian dividend ETFs, there were funds with as much as 65 per cent of their portfolios in financial stocks. Adding some U.S. or global dividend ETFs to your portfolio is a way to break the dominance of financial stocks in a dividend portfolio. In this final instalment of the buyers' guide, you'll find funds with much lower exposure to financials than their Canadian counterparts and much bigger holdings in sectors like health care and technology, where the Canadian stock market is weak. Rob Carrick reports (for subscribers).
The decline in home sales is trickling down to TSX stocks well beyond the big banks
The housing slowdown has cast its shadow on some segments of the Canadian stock market. A dramatic decline in national home sales is proving a hindrance on everything from mortgage activity to retail spending, and is weighing on equities exposed to the housing market in the process. "Think about how far residential investment spreads across the economy," Bank of Montreal economist Robert Kavcic said. "Retail spending is one area where it has a big impact, like furniture and renovation activity." That impact is apparent when looking at the stock charts for companies such as Leon's Furniture Ltd. and Sleep Country Canada Holdings Inc., which have declined by 15 per cent and 33 per cent, respectively, over about the past six months. Tim Shufelt reports (for subscribers).
Wall Street calling! World market themes for the week ahead
Here are five big themes likely to dominate thinking of investors and traders in the coming week. Reuters reports. (For subscribers).
U.S. industrials' gains put to test as earnings ramp up
Investors betting on industrial stocks this year have been rewarded, with the group among the best-performing sectors so far, but that strength will be tested in the coming weeks as companies report results. Caroline Valetkevitch from Reuters reports.
U.S. stocks 'fear gauge' at 6-month low as Wall Street eyes new highs
With U.S. stocks a stone's throw away from hitting a record high, Wall Street's so-called "fear gauge" slipped to a fresh six-month low on Friday, in a sign investors expect the good times to keep rolling. The S&P 500 crossed the 2,900 mark for the first time since early October on Friday, boosted by a jump in Walt Disney shares and as bank stocks surged after strong results from JPMorgan Chase & Co. The stock index's recent gains spell a striking reversal in fortunes for investors, who just a few months ago had been staring at the demise of the longest bull market for stocks. Saqib Iqbal Ahmed reports for Reuters.
Others (for subscribers)
Canopy replaces Goldcorp on TSX 60, becoming first cannabis stock on the index
Eight well-valued REITs in a surging real estate sector
Disney hits record on streaming plans; Netflix slips
Friday's Insider Report: CEOs and CFOs are buying these three dividend stocks
Friday's analyst upgrades and downgrades
Friday's small-cap stocks to watch
Globe Advisor
How to create an environment friendly to LGBTQ investors
FP Canada doubles down on certification and education
Strong mentorship a key factor in getting more women involved in finance
Are you a financial advisor? Register to Globe Advisor (www.globeadvisor.com) for free daily and weekly newsletters, in-depth industry coverage and analysis, and access to ProStation – a powerful tool to help you manage your clients' portfolios.
Ask Globe Investor
Question: I'm concerned that the dividend gross-up will increase my Old Age Security clawback. Isn't this a reason to avoid dividend stocks?
Answer: No. I had a tax expert crunch the numbers in a previous column. His conclusion was that, even with the OAS clawback, dividend income can still be more advantageous from a tax perspective than interest income. Also keep in mind that many dividend stocks offer yields that are substantially higher than the yields on bonds or guaranteed investment certificates.
--John Heinzl
Do you have a question for Globe Investor? Send it our way via this form. Questions and answers will be edited for length.
What's up in the days ahead
The meatless burger trend is really taking off. Brenda Bouw will tell us about some stock plays to profit off it.
Click here to see the Globe Investor earnings and economic news calendar.
More Globe Investor coverage
For more Globe Investor stories, follow us on Twitter @globeinvestor
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You may also be interested in our Market Update or Carrick on Money newsletters. Explore them on our newsletter signup page.
Compiled by Gillian Livingston
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Learn how to create glassy and refractive surfaces using Arnold for Maya. In this video, George takes a simple sphere and creates a shader for it that mimics glass. He demonstrates how index of refraction (IOR) works and also talks about key render settings.


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CHELSEY CRISP
The actor chats with us about her upcoming Amazon Prime series, her experience working with an all British cast and her hopes for the future.
Photography by John Tsiavis
With the likes of Helena Bonham Carter, Dominic West and Kelly Macdonald being largely regarded as household names in the world of celebrity, it's hard to believe they were anything other than that. However, their global acclaim is all thanks to the buzz of agents who work tirelessly to support the ascendency of budding stars — the scenes from which are brought to the forefront in Amazon Prime's new star-studded series, Ten Percent.
Adapted from the popular French series Call My Agent, the series centres around a crew of talent agents who deal with the BTS action of celebrity antics. Amongst those, we meet Chelsey Crisp. Playing Kirsten Furst – the American talent agent sent to London to shake things up – Chelsey effortlessly captures the dichotomy between British and American work culture. Showcasing her innate ability to portray multi-dimensional characters, Chelsey brings Kristen to life in a way which pokes fun at the stereotypical bullishness of her persona, while also offering a vulnerability that forces audiences to fall in love with her.
Though widely known for her role as Honey in ABC's hit comedy Fresh Off The Boat, Chelsey Crisp herself is making her own exponential climb within the industry. Ever-evolving, undeniably charming and admirably ambitious, we sat with the actor to discuss her experience on the set of Ten Percent and her hopes for the near future.
Ten Percent officially premieres on Amazon in the UK on April 28th and on Sundance Now and AMC+ in the US from April 29th. To watch the trailer and for the full interview, head below now…
Hey Chelsey! How are you doing today?
Great! Thanks for asking.
What has the year so far been like for you? Do you have any particular peaks or pits?
My second child was born recently, so 2022 has been busy so far! The newborn phase is full of peaks and valleys, but we're very grateful to be going through it, sleep deprivation and all.
Let's start at the very beginning, what prompted you to get into acting?
Frankly, I don't know, but I always loved telling stories to anyone who would listen. My mom jokes that I was singing before I was talking and dancing before I was walking. I grew up in Phoenix and was lucky to have a youth theatre nearby; that offered a place to explore those creative impulses.
Do you remember your first performance? Who first saw you act and what was it like?
I vaguely remember performing a song from The Little Mermaid to my first-grade class and claiming that I voiced the character. That was a good lesson in the difference between lying and acting…
Now tell us about Ten Percent! What was the casting process like?
I remember reading the audition material and falling in love. I laughed out loud at the dialogue and got this feeling in my gut of "I desperately want to be a part of this!" I watched an episode of W1A to absorb the tempo of John Morton's writing and the pilot of Call My Agent to better understand the setting. I taped the scenes at home in Los Angeles, sent it off to London and tried to put it out of my mind. I failed, of course. Fortunately, Rachel Freck (the casting director) called my agents with updates and not long after, they asked me to join the cast. I moved my family to London and the job turned out to be even better than I'd hoped!
You play Kirsten Furst in the series — do you notice any similarities between yourself and the character?
On the page we don't have that much in common, but I was the only American in the cast. That ended up being quite an educational experience because I was walking in Kirsten's shoes a bit in terms of cultural identity. How we handled that was wildly different because I soaked in the environment around me, whereas Kirsten swam upstream and tried to force her way of doing things on the Brits.
Your character is sent from America to shake up the UK talent agency's office. Do you think there is a difference between British and American work ethics?
From what I gleaned while interviewing agents before filming, yes there is. UK agents build lifelong relationships with their clients, often starting at drama school. But US actors tend to switch agencies often as their careers progress and, as depicted on the show, some agencies actively court clients away from each other. One of the other things we show in the series is how US agents work morning, noon and night – and that extends to all corners of the industry. I'm used to filming late into the night, but on Ten Percent I was home eating dinner with my family almost every night. It was incredible for me to experience that way of working.
What was it like working alongside such a huge array of talent?
As you can imagine, it's a privilege — and I don't just mean the celebrity guest stars! The ensemble playing the core cast is phenomenal. I knew from my first table read that it was a special group and I loved going to work every day. The way Kirsten is rejected by the Nightingale Hart family is the polar opposite of what I experienced joining the company; I was welcomed with open arms. It also goes without saying, but our show runner John Morton is a genius and it was never lost on me that I was lucky to be on his team.
Can you pinpoint a favourite moment from filming the series?
There's a scene in episode seven that reveals Kirsten's backstory and lays out the reasons she's desperate to make Nightingale Hart successful. Up to that point, it's easy to assume that she represents American bullishness and achieve-at-all-costs careerism. But once her past is revealed, it becomes clear that it's not the work culture of her country that she embodies – it's the universal theme of insecurity. She's furiously trying to impress her boss back in California for reasons that go much deeper than climbing the corporate ladder. She's a woman in deep pain and she's very, very lost. I loved filming that scene with Tim McInnery and our director MJ Delaney. They were very supportive and paved the way for me to tap into Kirsten's fears and lay herself bare to Simon in a moment of uncharacteristic vulnerability.
What do you hope audiences will take away from Ten Percent?
I hope people leave with a better understanding of the machine that exists around celebrities. Agents work passionately for their clients and actors don't become famous alone. It happens in large part because of these reps who live, eat, sleep and breathe their clients' careers.
Who is your dream co-star?
I'm gunning for Hugh Grant to come on the show! He has incredible comedic timing and I think he'd pair well with John Morton's dialogue. I can also imagine Kirsten falling apart out of nervousness in his presence which would be a blast to play.
And finally, what's next for you? Are there any genres/characters you haven't explored that you would like to in future projects?
Honestly, I've felt very lucky to go with the flow in my career and follow good creative projects. I don't necessarily know what I want to do next until I read it. It's always about the writing for me, so I'm excited to see what's on the horizon. Frankly, I really hope we get to make more of Ten Percent!
John Tsiavis
Deborah Waknin
Bren Robertson
David Keough
Premiere: Ess West – "Ouch"
River Island × Sofia Richie

redpajama_set_name: RedPajamaCommonCrawl


Escaped Civil War POWs end up on an island populated by giant animals.
In 1865, following the siege of Richmond toward the close of the Civil War, three Union soldiers, a Northern newspaperman, and a Rebel sergeant escape from a Confederate prison in an observation balloon and are carried across the country and far out over the Pacific. A violent storm forces them down on a tiny tropical island; there they find giant creatures (land crabs, roosters, and bees) but no signs of human life. One day they are joined by two women, the sole survivors of a shipwreck. As the little community grows, a pirate ship enters the lagoon and is mysteriously exploded and sunk. At this point a stranger emerges from the sea and announces himself as Captain Nemo. For the past 8 years he has been living on the island and experimenting in the mutation of animals in the hope that the development of such mammoth creatures may solve the world's food problems. The island's volcano will erupt in a few days, he tells the group, and they must try to refloat the sunken pirate ship. By means of the observation balloon, the vessel is raised; and all scramble aboard just as the volcano erupts--all, that is, except Captain Nemo; for by remaining behind until everyone else is safe, he is trapped by tons of rock and lava.


If you haven't already, please visit our Prices page to get an idea of costings.
You can call us at any time: +44 (0)7855582109 Alternatively use to contact form below.
Clients are more than welcome to visit our studio. Bring your dogs to be photographed and collect your paintings and drawings. We have a large safe and secure garden for them to run around in. Email us for our full address and directions, visit by appointment only.
Hi Melanie, We are absolutely thrilled with it! It is such a likeness to her, we can't get over just how well you've captured her. And such perfect timing that I was back in the country to collect it! My brother will love it! Thank you so much, it will be very much treasured as Milly is a very special dog - it couldn't be more perfect. All the best Harriet.


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Club New Source Research Chair
Betty Puckett has been a toastmaster for five years. She says, "I joined toastmasters because I had decided to be more involved in politics and thought it could help me speak more eloquently with candidates and other constituents." She claims she "was slow to get started, but once I read the manual and learned what Toastmasters could do for me, I was hooked!" There has been no stopping her. She adds she has enjoyed every step of her journey to reach DTM in four years.
After she earned her DTM she thought she might slow down a bit. Was she ever wrong! "No hanging up the DTM medal to rust for me", she says. She is currently in four toastmaster clubs and has held most offices. Betty has been active as an Assistant Division Director several times, assisted with numerous TLIs and contests, mentored first time contest chairs, served on several HPL committees, and co-chaired special events. She is also a member of the "New Club Demo Team".
Betty loves people and can find a way to "talk toastmasters" with everyone she meets. That attitude is what led her to become the Club New Source Chair for the District under the direction of Kathy Moore, the Club Growth Director for D55.
Before Toastmasters ("that's BTM"), Betty worked in finance for the Air Force as well as for a local School District. She is a nurse and worked in ICU at Methodist Hospital. She currently works part-time at UTHSC training medical students.
Some of Betty's favorite activities include: planning parties and events with and for friends, meeting new people and learning all about them, and staying active in her other organizations which include two Red Hat groups, an Investment Club, a bridge club, and serving on the Executive board of a political club.
Betty says she still finds time to make new friends and to communicate with those she met while living in different countries around the world during her husband's Air Force career.
Betty enjoys life and people. Her philosophy is "If it ain't fun, don't do it".


If you're using Exchange Online for hosting your e-mail, and using a custom domain, you should probably check and see if you have DomainKeys Identified Mail (DKIM) configured.
DKIM is a configuration that allows a receiving domain to verify that an e-mail was sent from an authorized user and domain and was not modified in transit.
By default Office 365 / Exchange Online enables DKIM for self hosted domains (things like domain.onmicrosoft.com), but that doesn't transition over to your primary or vanity domains… so for example, my domain, santsys.com did not have DKIM enabled, but my registration domain, santsys.onmicrosoft.com was enabled.
I recently needed to make some updates to this blog to fix some issues, update a few items and "get with the times" on a couple things… One of the things I wanted to make "fit" into the site a little better, or what I feel is a little better, is some more themed social icons.
Here's what I did for these buttons.
This story begins with a cell phone service change for someone close to me that lead to a lot of headache, heartache and just overall a bad experience as a customer.
If you are used to using older versions of DSM on your Synology NAS hardware, and use the SSH functionality, you may know that to get "admin" access you needed to login as "root".


Located on this page are the core publications for the AGREE research projects.
The AGREE Collaboration. Writing Group: Cluzeau FA, Burgers JS, Brouwers M, Grol R, Mäkelä M, Littlejohns P, Grimshaw J, Hunt C. Development and validation of an international appraisal instrument for assessing the quality of clinical practice guidelines: the AGREE project. Quality and Safety in Health Care. 2003;12(1):18-23.
Brouwers MC, Kho ME, Browman GP, Burgers J, Cluzeau F, Feder G, Fervers B, Graham, ID, Grimshaw J, Hanna S, Littlejohns P, Makarski J, Zitzelsberger L on behalf of the AGREE Next Steps Consortium. AGREE II: Advancing guideline development, reporting and evaluation in healthcare. Can Med Assoc J. 2010;182:E839-842.
Brouwers MC, Kho ME, Browman GP, Burgers J, Cluzeau F, Feder G, Fervers B, Graham, ID, Grimshaw J, Hanna S, Littlejohns P, Makarski J, Zitzelsberger L on behalf of the AGREE Next Steps Consortium. AGREE II: Advancing guideline development, reporting and evaluation in healthcare. J Clin Epidemol. 2010;63(12):1308-1311.
Brouwers MC, Kho ME, Browman GP, Burgers J, Cluzeau F, Feder G, Fervers B, Graham, ID, Grimshaw J, Hanna S, Littlejohns P, Makarski J, Zitzelsberger L on behalf of the AGREE Next Steps Consortium. AGREE II: Advancing guideline development, reporting and evaluation in healthcare. Preventive Medicine, 2010;51(5):421-424.
Brouwers MC, Kho ME, Browman GP, Burgers J, Cluzeau F, Feder G, Fervers B, Graham ID, Hanna SE, Makarski J, on behalf of the AGREE Next Steps Consortium. Development of the AGREE II, part 1: performance, usefulness and areas for improvement. Can Med Assoc J. 2010;182(10):1045-52.
Brouwers MC, Kho ME, Browman GP, Burgers J, Cluzeau F, Feder G, Fervers B, Graham ID, Hanna SE, Makarski J, on behalf of the AGREE Next Steps Consortium. Development of the AGREE II, part 2: assessment of validity of items and tools to support application. Can Med Assoc J. 2010;182(10):E472-478.
Brouwers MC, Kerkvliet K, Spithoff K, on behalf of the AGREE Next Steps Consortium. The AGREE Reporting Checklist: a tool to improve reporting of clinical practice guidelines. BMJ. 2016;352:i1152.
Brouwers MC, Kho ME, Browman GP, Burgers JS, Cluzeau F, Feder G, Fervers B, Graham ID, Grimshaw J, Hanna SE, Littlejohns P. The Global Rating Scale complements the AGREE II in advancing the quality of practice guidelines. J Clin Epidemiol. 2012;65(5):526-34.
Brouwers MC, Makarski J, Levinson A. A randomized trial to evaluate e-learning interventions designed to improve learner's performance, satisfaction, and self-efficacy with the AGREE II. Implement Sci. 2010;5:29.
Brouwers MC., Makarski J., Durocher L., & Levinson A. E-learning interventions are comparable to user's manual in a randomized trail of training strategies for the AGREE II. Implement Sci. 2011;6:81.
Brouwers MC, Florez ID, McNair SA, Vella ET, Yao X. Clinical practice guidelines: tools to support high quality patient care. Semin Nucl Med. 2019;00:1-8.
Brouwers M, Makarski J, Kastner M, Hayden L, Bhattacharyya O, the GUIDE-M Research Team. The Guideline Implementability Decision Excellence Model (GUIDE-M): a mixed methods approach to create an international resource to advance the practice guideline field. Implementation Science. 2015;10(1):36.
Kastner M, Bhattacharyya O, Hayden L, Makarski J, Estey E, Durocher L, et al. Guideline uptake is influenced by six implementability domains for creating and communicating guidelines: a realist review. Journal of Clinical Epidemiology. 2015;68(5):498-509.
Kastner et al.: Making sense of complex data: a mapping process for analyzing findings of a realist review on guideline implementability. BMC Medical Research Methodology 2013;13:112.
Kastner et al.: Understanding the relationship between the perceived characteristics of clinical practice guidelines and their uptake: protocol for a realist review. Implementation Science 2011;6:69.
Vernooij RWM, Alonso-Coello P, Brouwers M, Martínez García L, CheckUp Panel. Reporting Items for Updated Clinical Guidelines: Checklist for the Reporting of Updated Guidelines (CheckUp). PLOS Medicine. 2017;14(1):e1002207.


I have a dirt accord, it was created for a bespoke (custom) perfume. The notes include those associated with the scent of the earth as well as a bit of REAL dirt, Mitti Attar from India.
For the last couple nights my husband Greg has been trying to get me to watch a documentary. He loves documentaries. I love long, epic, period films, ideally with romance. The idea of watching a documentary on what I thought was a sausage farmer didn't interest me one bit. Boy, I was wrong!
The film is The Real Dirt on Farmer John. John Peterson is an organic farmer and artist from Caledonia, Illinois. I am completely smitten with the film and John, so much so that I don't want to send it back to Netflix. Guess I will be getting my own copy and most likely purchasing it for everyone for Christmas. I am giving it my thumbs up and highly recommend seeing it. It's fun, wacky, historical, made me sob with inspiration and sorrow, wonderfully shot and informational. The film also ties into what I am doing as a botanical perfume artist and want to support. There is even a Steiner / Anthroposophy connection! From a critical point of view it follows all those good story arcs that McKee speaks of.
I found myself clapping during the film, I have never done that here at home. This story obviously taps into my heart virtue Authentic Self Expression. Cheers to John for honoring his Art Spirit and sharing his inspirational story with all of us. A real gem.
Mmmmm, dirt. Was just commenting to a friend how dirt, well, grounds me. And the various ways the olfactory (and often tactile) input are a permanent part of the memory of certain events in my life...or how I sought it out, as a way to process/cope/integrate.
I have the same experience with dirt as a grounding agent, which makes perfect sense since it is "earth" element. It's also fascinating how different soils have their own olfactory terrain. Here in our local mountains the dirt smells dry and sweet.
Have you heard about Farmer John? He is in your neck of the woods, lucky girl!
Oh Beth, Greg comes from a farming family too, in Nebraska. He kept talking about how much it looked like his family farm. It's an interesting symbol what has transpired with America and the land. I have this deep feeling that as we heal the land we will heal America and our own essential nature.
I have not -- please tell me about Farmer John!
It's great counter culture stuff and so inspirational! I just LOVE him, he's my new hero.
In my old house, I was a member of a food co-op run by a woman who was an avid Steiner-ite. A boxful of surprises every week. It was wonderful. Her daughter, who was a music student of mine, introduced me to Julia Butterfly.
I do enjoy these interwebs of life...not the electronic ones (though they can play a part), but the overall connections. Life is rich indeed.


Cody began his career in the heart of the Central Valley and has tattooed professionally for 5 years. His passion for art began at a young age, as young as he can remember he's been drawing in his downtime and every chance he got. He is fascinated by portrait art and intricate art alike so his ongoing passion makes great tattoos! Traditional, realism, semi-realism and script are some of his specialties but he really enjoys doing all forms of art. Cody also provides a great experience for all of those whom he tattoos, he's hilarious!


Ajmal Younique Perfume by Ajmal, The perfect perfume for a woman who wants to stand out as young and unique, ajmal younique is made with a special blend of warm spicy and powdery notes that invigorate and inspire. The top bursts with fresh floral scents including sweet ylang ylang, among others, and opens to a sumptuous heart of rich spices such as warm vanilla and bright cardamom. The base is soft with powdery notes and a solid scent of oud.


MARTIN O'Neill believes his Aston Villa defenders will have to be on the very top of their game against Tottenham, whose firepower is as good as anything the Premier League has to offer.
MARTIN O'Neill believes his Aston Villa defenders will have to be on the very top of their game against Tottenham, whose firepower is as good as anything the Premier League has to offer.
Dimitar Berbatov, Robbie Keane, Jermaine Defoe and Darren Bent have scored 24 league goals between them, with Bulgarian international Berbatov having scored four of his eight against Reading on Saturday.
Tottenham's 41 goals this season are more than any other team, but they remain in the bottom half of the table because of the 36 they have conceded.
Arsenal (40) and Manchester United (37) are just behind in the goal stakes with Villa and Everton having both netted 35.
Incredibly, while only 11 of Tottenham's goals have come away from White Hart Lane, Villa have scored only 14 goals in 10 home games as they search for a first home win since November 3.
O'Neill said: "They have got class players. I was going to say 'outside' the top four, but Tottenham have got four forwards who are equal to anything in the division."
O'Neill knows a win for Villa could send them up to fifth with sixth-placed Everton away at Middlesbrough and Manchester City not travelling to Newcastle until tomorrow.
And he has a simple message for his players who have entertained at will away from home this season.
"Just go out there and play," he said.


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Food and Factory Hygiene Monitoring
Nutritional / Food Chemistry
24 hour PCR /STEC
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Allergen Testing
Mérieux NutriSciences expands its footprint in Europe with the acquisition of Advanced Laboratory Testing (ALT) in Ireland – 05-09-2019
Chicago, IL, September 5th, 2019 – Mérieux NutriSciences, a world leader in the field of Food Safety and Quality, today announces the acquisition of a majority holding in Advanced Laboratory Testing (ALT), a company offering premium microbiology and chemistry testing services to the food industry in Ireland. Advanced Laboratory Testing view more
Advanced Laboratory Testing Ltd (ALT) completes purchase of Microbiology testing business from Microlabs Ltd, Ireland. – 29th March, 2019
Advanced Laboratory testing (ALT), Irelands largest independently owned laboratory group today announced the purchase of the Microbiology testing business of Microlabs Ltd, Co Monaghan. ALT, based in Newbridge, and Naas, Co. Kildare is wholly Irish owned and is Ireland's fastest growing laboratory currently offering accredited Microbiology, Food Chemistry, Allergen, Environmental view more
ALT feature article in Farmers Journal – 11th October 2018
Billy Coleman, Noel Doyle and Michael Kennedy were very pleased to sit down earlier this year with Jack Kennedy of the Farmers Journal for a chat on all things ALT. Click here to view the article.
Advanced Laboratory Testing Ltd (ALT) announces new accreditations in Microbiology, Nutritional Chemistry and Allergen Screening.
ALT, based in Newbridge and Naas Co. Kildare is pleased to announce new accreditations in Microbiology, Nutritional Chemistry and Allergen screening services. These new testing services will be of considerable assistance to customers in terms of service level improvement and reduced turnaround times. These new accreditations include: Microbiology: 24hr Cronobacter view more
Advanced Laboratory Testing Ltd. (ALT) completes purchase of Microbiology Laboratory business from Enva Ireland. – 3rd April
Advanced Laboratory Testing Ltd. (ALT) today announced the purchase of the Microbiology Laboratory business of Enva, a leading Waste, Water and Industrial Services company. Simon Dick, Managing Director of Enva, said "We are pleased to sell our microbiology laboratory to ALT. While the business has performed strongly for us in view more
ALT to Participate on 'What are you Eating' – 7th March
ALT, based in Newbridge and Naas Co. Kildare is delighted to again participate in this year's series of 'What are you Eating' on RTE 1 television. The popular consumer orientated program presented by Philip Boucher Hayes returns again in 2018 and ALT was pleased to look after the Nutritional Chemistry view more
Advanced Laboratory Testing Ltd (ALT) announces new accreditations in Nutritional Chemistry and Allergen Screening – 21st December 2017
ALT, based in Newbridge and Naas Co. Kildare is pleased to announce new accreditations in Nutritional Chemistry and also newly accredited Allergen screening services. These new testing services will be of considerable assistance to customers in terms of service level improvement and reduced turnaround times. The new accreditations include: Collagen view more
Advanced Laboratory Testing Ltd (ALT) makes it TV debut
ALT, based in Newbridge, Co. Kildare is delighted to participate in this year's series of 'What are we Eating' on RTE 1 television. The popular consumer orientated program presented by Philip Boucher Hayes is now a staple in the TV schedule and ALT was pleased to look after the Nutritional view more
Advanced Laboratory Testing Ltd (ALT) announces new testing facilities in Naas, Co. Kildare.
ALT, based in Newbridge, Co. Kildare is pleased to announce the opening of new accredited laboratory facilities in Naas, Co. Kildare. ALT has recently completed the construction of a world class laboratory facilities in M7 Business Park, Naas, Co. Kildare. These new facilities have allowed ALT to transfer its Nutritional view more
Advanced Laboratory Testing Ltd (ALT) announces new accreditations in Nutritional Chemistry.
ALT, based in Newbridge, Co. Kildare is pleased to announce new accreditations in Nutritional Chemistry. These new testing services are a first on the island of Ireland and will be considerable assistance to customers in terms of service level improvement and reduced turnaround times The new Nutritional accreditations include the view more
ALT is pleased to announce new accreditations in Microbiology and Nutritional Chemistry
ALT is pleased to announce new accreditations in Microbiology and Nutritional Chemistry. The new Microbiology accreditations include additional Salmonella and Listeria service offerings. The new Nutritional accreditations include Meat Content and Added Water which is a first for these testing services on the island of Ireland Billy Coleman of ALT said view more
Rapid 24hr microbial testing
ALT, based in Newbridge, Co. Kildare is Ireland's fastest growing laboratory currently offering accredited Microbiology, Environmental Chemistry, Food Chemistry and Veterinary testing services. A wholly Irish owned company, ALT is pleased to announce that as part of its continuing commitment to offer market leading services to the Irish Food Industry, view more
ALT Testing Official Opening
To read about the official opening click on Press Release It is a wholly owned IRISH company, with a strong commitment to Quality Management Systems and development of high standards of service to its customers. The company offers a professional partnership to all customers, providing tailor-made cost effective solutions which are technically valid and coupled with a high quality and exceptional customer service.
ALT Announce Full Group 2 Nutritional Testing on site in Newbridge
We are delighted to announce Full Group 2 Nutritional Analysis is now being tested. ALT are the first laboratory in Ireland to offer fully accredited Nutritional Testing services In-house to the Food Industry on the island of Ireland. These new service offerings will enable ALT to provide additional support services to the Irish view more
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the weather dropped. an actual selfie to celebrate hot tea and beanie wearing.
I have a lot of mixed emotions about this holiday season. Overall though, this month has been a good one. I'm working on putting together all my thoughts on christmas– I have a few of them, but for now, I just wanted to share these images of my favorite parts. I'm so grateful for the quiet, family filled moments we've had together. No mater the month or the season, I'm happy to celebrate these times.
Love the picture of you, Alex, and Marlowe! So cute! Also, the two people squeezed into the one Christmas sweater is hilarious. Looks like a fun holiday!
beautiful photos. I'm interested in what you have to say about Christmas. I too have mixed feelings!
Love these photos! They are so bright and full of color and happiness! Excited to hear your thoughts on the holiday.
Lovely photos. Can't wait to read your thoughts on the holiday!


WOW Story of the Week: A Taste of Mexico at Secrets Akumal!
Greetings from Secrets® Resorts & Spas! This week, we're so excited to share a delicious WOW moment created for our guests by the staff of Secrets Akumal Riviera Maya.
Read on to hear about how we made Mr. and Mrs. R's visit to Riviera Maya extra special with a tasty surprise!
Delicious WOW moments await you on your visit to Secrets Akumal Riviera Maya!
Mr. & Mrs. R, recent guests from the UK, stayed at Secrets Akumal for 14 nights. Karen, their personal concierge, quickly learned that they are lovers of Mexican cuisine. They even asked if it was possible to have the recipes for the dishes they had eaten at the hotel, since they would love to be able to make them at home! From there, Karen coordinated with the food and beverage team to plan a surprise cooking class with Executive Chef Jose Mena, Sous Chef Mariel and Chef Francisco.
We treated our guests to a surprise Mexican cooking class at Secrets Akumal Riviera Maya — a true WOW moment!
Karen, wearing a charro hat, met Mr. & Mrs. R in their room at the scheduled time and walked them to the restaurant, where our team of chefs were waiting for them with aprons and hats with their names on them. They were presented with customized aprons and hats and got to prepare some dishes they had loved during their stay: Salsa Mexicana, guacamole, salbutes, quesadillas, and more.
But that wasn't all! At the end of the class, the Executive Chef Jose Mena presented the couple with a homemade recipe book, which he and Sous Chef Mariel had signed. They were thrilled to find that they could take home a little piece of Mexico!
Mr. & Mrs. Ruston were thrilled to receive a homemade recipe book courtesy of our amazing chefs at Secrets Akumal Riviera Maya.
The couple took a few minutes to thank everyone for the wonderful surprise, and the night ended with the delicious dinner that resulted from the class.
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Secrets Akumal Riviera Maya is raising the bar on all-inclusive! Rated as one of the "Top 10 Beaches in Mexico" by TripAdvisor® and with a name meaning "place of the turtle" in Mayan, Akumal is renowned for its beautiful beaches and green sea turtle population making this oasis a premium snorkeling location. This stunning new resort offers adults a charming, picturesque escape complete with an exceptional Unlimited-Luxury® experience.
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A new form of Calvinism took the shape of a movement from about 2005, but it differed from the original in its acceptance of 'the world'. This critique written in 2009 was sharply attacked by new Calvinistic preachers but strongly endorsed by conservative preachers worldwide.
When I was a youngster and newly saved, it seemed as if the chief goal of all zealous Christians, whether Calvinistic or Arminian, was consecration. Sermons, books and conferences stressed this in the spirit of Romans 12.1-2, where the beseeching apostle calls believers to present their bodies a living sacrifice, and not to be conformed to this world. The heart was challenged and stirred. Christ was to be Lord of one's life, and self must be surrendered on the altar of service for him.
This writer, however, was very deeply saddened to read it, because it describes the New Calvinism as a seriously distorted Calvinism falling far, far short of an authentic life of obedience to a sovereign God. If this kind of Calvinism prospers, then genuine biblical piety will be under attack as never before.
The author begins by describing the Passion, conference at Atlanta in 2007, where 21,000 young people revelled in contemporary music, and listened to speakers such as John Piper proclaiming Calvinistic sentiments. And this picture is repeated many times through the book – large conferences being described at which the syncretism of worldly, sensation-stirring, high-decibel, rhythmic music, is mixed with Calvinistic doctrine. This gives a clear picture of what New Calvinism is about.
We are told of thunderous music, thousands of raised hands, 'Christian' hip-hop and rap lyrics (the examples seeming inept and awkward in construction) uniting the doctrines of grace with the immoral drug-induced musical forms of worldly culture.
Collin Hansen contends that American Calvinism collapsed at the end of the nineteenth century and was maintained by only a handful of people until this great youth revival, but his historical scenario is, frankly, preposterous. As one who regularly visited American seminaries to speak from the early 1970s, I constantly met many preachers and students who loved the doctrines of grace, preaching also in churches of solid Calvinistic persuasion. But firmer evidence of the extensive presence of Calvinism is seen from the fact that very large firms of publishers sent out a stream of reformed literature post-war and through the 1980s. The mighty Eerdmans was solidly reformed in times past, not to mention Baker Book House, and Kregel and others. Where did all these books go – thousands upon thousands of them, including frequently reprinted sets of Calvin's commentaries and a host of other classic works?
In the 1970s and 80s there were also smaller Calvinistic publishers in the USA, and at that time the phenomenon of Calvinistic discount Christian bookshops began, with bulging catalogue lists and a considerable following. The claim that Calvinism virtually disappeared is hopelessly mistaken.
Indeed, a far better quality Calvinism still flourishes in very many churches, where souls are won and lives sanctified, and where Truth and practice are both under the rule of Scripture. Such churches have no sympathy at all with reporter Collin Hansen's worldly-worship variety, who seek to build churches using exactly the same entertainment methods as most charismatics and the Arminian Calvary Chapel movement.
The new Calvinists constantly extol the Puritans, but they do not want to worship or live as they did. One of the vaunted new conferences is called Resolved, after Jonathan Edwards' famous youthful Resolutions (seventy searching undertakings). But the culture of this conference would unquestionably have met with the outright condemnation of that great theologian.
C J Mahaney is a preacher highly applauded in this book. Charismatic in belief and practice, he appears to be wholly accepted by the other big names who feature at the 'new Calvinist' conferences, such as John Piper, John MacArthur, Mark Dever, and Al Mohler. Evidently an extremely personable, friendly man, C J Mahaney is the founder of a group of churches blending Calvinism with charismatic ideas, and is reputed to have influenced many Calvinists to throw aside cessationist views.
It was a protégé of this preacher named Joshua Harris who started the New Attitude conference for young people. We learn that when a secular rapper named Curtis Allen was converted, his new-born Christian instinct led him to give up his past life and his singing style. But Pastor Joshua Harris evidently persuaded him not to, so that he could sing for the Lord. The New Calvinism movement or The New Calvinists do not hesitate to override the instinctual Christian conscience, counselling people to become friends of the world.
This preacher is also much admired by some reformed men in the UK, but his church has been described (by a sympathiser) as having the most ear-splitting music of any, and he has been rebuked by other preachers for the use of very 'edgy' language and gravely improper humour (even on television). He is to be seen in videos preaching in a Jesus t-shirt, symbolising the new compromise with culture, while at the same time propounding Calvinistic teaching. So much for the embracing of Puritan doctrine divested of Puritan lifestyle and worship.
1. They have no problem with contemporary charismatic-ethos worship, including extreme, heavy-metal forms.
2. They are soft on separation from worldliness [see endnote 2].
4. They hold anti-fourth-commandment views, taking a low view of the Lord's Day, and so inflicting another blow at a consecrated lifestyle.
Whatever their strengths and achievements (and some of them are brilliant men by any human standard), or whatever their theoretical Calvinism, the poor stand of these preachers on these crucial issues will only encourage a fatally flawed version of Calvinism that will lead people to be increasingly wedded to the world, and to a self-seeking lifestyle. Truly proclaimed, the sovereignty of God must include consecration, reverence, sincere obedience to his will, and separation from the world, and the New Calvinism has very little of that.
You cannot have Puritan soteriology without Puritan sanctification. You should not entice people to Calvinistic (or any) preaching by using worldly bait. We hope that young people in this movement will grasp the implications of the doctrines better than their teachers, and come away from the compromises. But there is a looming disaster in promoting this new form of Calvinism (also known as The New Calvinism).
Why do some British Christians who hold the doctrines of grace give enthusiastic reviews to a book like this? There have been times in the past when large numbers of young people have suddenly become intellectually enthusiastic about solid Christian doctrine, only to abandon it almost as quickly. One thinks of the tremendous response the unique oratory of Francis Schaeffer secured on university campuses in the 1960s, and no doubt some young people were truly saved and established, but very many more turned aside. Gripped by the superiority of a biblical worldview, they momentarily despised the illogical, flaccid ideas of this world, but the impression in numerous cases was natural rather than spiritual. The present new, heady Calvinism, shorn of practical obedience will certainly prove to be ephemeral, leaving the cause compromised and scarred.
Has the New Calvinism come to Britain yet? Alas, yes; one only has to look at the 'blogs' of some younger reformed pastors who put themselves forward as mentors and advisers of others. When you look at their 'favourite films', and 'favourite music' you find them unashamedly naming the leading groups, tracks and entertainment of debased culture, and it is clear that the world is still in their hearts. Years ago, such brethren would not have been baptised until they were clear of the world, but now you can go to seminary, no questions asked, and take up a pastorate, with unfought and unsurrendered idols in the throne room of your life. What hope is there for churches that have under-shepherds whose loyalties are so divided and distorted?
Aside from pastors, we know some 'new' young Calvinists who will never settle in a dedicated, working church, because their views live only in their heads and not their hearts. We know of some whose lives are not clean. We know of others who go clubbing. The greater their doctrinal prowess, the greater their hypocrisy.
These are harsh words, but they lead me to say that where biblical, evangelical Calvinism shapes conduct, and especially worship, it is a very humbling, beautiful system of Truth, but where it is confined to the head, it inflates pride and self-determination.
Why have the leading preachers servicing this movement compromised so readily? They have not been threatened by a Soviet regime. No one has held a gun to their heads. This is a shameful capitulation, and we must earnestly pray that what they have encouraged will not take over Calvinism and ruin a generation of reachable Christian young people.
A final sad spectacle reported with enthusiasm in the book is the Together for the Gospel conference, running from 2006. A more adult affair convened by respected Calvinists, this nevertheless brings together cessationists and non-cessationists, traditional and contemporary worship exponents, and while maintaining sound preaching, it conditions all who attend to relax on these controversial matters, and learn to accept every point of view. In other words, the ministry of warning is killed off, so that every -error of the new scene may race ahead unchecked. These are tragic days for authentic spiritual faithfulness, worship and piety.
1 His resolution of the question of divine sovereignty versus human free will, however, is much nearer to the Arminian view.
2 A recent book entitled Worldliness: Resisting the Seduction of a Fallen World by C J Mahaney and others, hopelessly under-equips young believers for separation from the world, especially in the area of music, where, apparently, the Lord loves every genre, and acceptability is reduced to two misleading and subjective questions.


Small GTPase / G Protein Signaling | Cell Biolabs, Inc.
G proteins are important regulators of various cellular processes including motility, metabolism, and transcription. They are involved in mediating extracellular signals that trigger a cascade of intracellular responses via a series of membrane-bound receptors.
Key to the regulation of the G protein signaling cascade is the involvement of cyclic AMP (cAMP) and cyclic GMP (cGMP). One of the key functions of both molecules is to activate Guanine Exchange Factors (GEF), which in turn play a role in the activation of G proteins.
Small GTPases serve to regulate a variety of cell signaling pathways and are therefore involved in a wide range of cell functions, processes and morphology.


ค) อนุญาตเฉพาะบุคคลที่ได้รับมอบอำนาจ ผู้ซึ่งมีภาระหน้าที่ในการคุ้มครองข้อมูลที่เป็นความลับของข้อมูลส่วนบุคคล เพื่อเข้าถึงข้อมูลส่วนบุคคลในลักษณะ "จำเป็นต้องรู้"
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text:
Jezični krajnik ili jezična tonzila (lat. tonsilla lingualis) je naziv za nakupinu limfnog tkiva smještenu na korijenu jezika.

Jezična tonzila sastoji se od limfnih čvorića, prekrivenih mnogoslojnim pločastim epitelom koji plitko ulazi i oblikuje plitke kripte.

Jezična tonzila zajedno sa ždrijelnom tonzilom, tubarnim tonzilama i nepčanim tonzilama čine limfnog prstena ždrijela (lat. annulus lymphaticus Waldeyer).

 Anatomija

redpajama_set_name: RedPajamaWikipedia


text:
MPD Chief: Person in car with officer was not a sex worker
Posted: September 23, 2021 12:11 PM
by Logan Rude
WISC-TV/Channel3000.com
MADISON, Wis. — Madison Police Chief Shon Barnes said Thursday the department's investigation into an officer who allegedly participated in sexual activity in a department squad car is still ongoing.
Barnes, during the mayor's bi-weekly press conference, added that the other person shown in the video is not a sex worker.
"I can tell you that I'm aware that the allegations of this incident involved an individual who is an alleged prostitute," Barnes said. "We take the matter of human trafficking very seriously and I can assure the community that the individual involved in this incident has been contacted and that this individual is not, I repeat, is not a prostitute nor is there any evidence that the individual has a history of ever being a prostitute."
Barnes said he doesn't plan to release the name or any identifying characteristics about the officer in question until the investigation is done.
RELATED: Madison police officer on leave after video allegedly shows sexual activity inside squad car
Police first announced the officer in question was placed on administrative leave last week after the video began circulating online.
News 3 Now has followed up with the department daily for updates on the department's internal investigation.
COPYRIGHT 2022 BY CHANNEL 3000. ALL RIGHTS RESERVED. THIS MATERIAL MAY NOT BE PUBLISHED, BROADCAST, REWRITTEN OR REDISTRIBUTED.


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text:
September 24, 2017 - 01:13 PM EDT
Pittsburgh Steelers remain in locker room during national anthem
By Brandon Carter
Most of the Pittsburgh Steelers stayed in their locker room as the national anthem played before a game in Chicago today after President Trump criticized NFL players for kneeling during the anthem.
Photos show an empty Steelers' sideline as the anthem was played.
One player, left tackle Alejandro Villanueva, came out of the tunnel to stand for the anthem. Villanueva served three tours in Afghanistan as an Army Ranger, according to The Washington Post.
Steelers head coach Mike Tomlin revealed before the game that the team would remain in the locker room as the anthem played.
"We're not participating in the anthem today. Not to be disrespectful to the anthem, to remove ourselves from the circumstance. People shouldn't have to choose. If a guy wants to go about his normal business and participate in the anthem, he shouldn't be forced to choose sides," Tomlin told CBS before the game.
"If a guy feels the need to do something, he shouldn't be separated from his teammate who chooses not to. So we're not participating today. That's our decision. We're gonna be 100 percent."
Trump has faced backlash in recent days after calling on NFL owners to fire players who kneel during the national anthem.
"Wouldn't you love to see one of these NFL owners, when somebody disrespects our flag, to say, 'Get that son of a bitch off the field right now. He is fired,' " Trump said at a rally in Alabama on Friday.
--This report was updated at 1:40 p.m.


For Geoff Levin, the final thing holding him back came tumbling down a few weeks ago: His daughter, Savannah, 21, informed him that she no longer wanted to be a part of his life. Last July, his son, Colinn, 24, had "disconnected" from him in the Scientology way. And now that news of Geoff's disaffection from the church was gradually spreading to more and more people, he heard from "Sav," who told him to stop calling and texting her. Trying to preserve his relationships with his children was one of the things that had kept Levin from being more public with his disaffection. He'd actually fallen out with Scientology a couple of years before. But like so many, he'd gone along "under the radar," hoping to avoid the kind of breakups from family and friends that were now occurring.
It didn't take Tampa federal Judge James Whittemore very long to issue a new order after Scientology essentially thumbed its nose at his previous one, and wow, does he appear steamed. In the new order, which we have for you below, the judge has given the Church of Scientology just ten days to fork over the telephone numbers and occupations left off of a list of 500 names the church had previously submitted under seal, which supposedly represent 500 Los Angeles-area church members in good standing. In his previous order, Judge Whittemore gave Scientology 15 days to turn over the names, along with telephone numbers, occupations, and indications of which of them were church employees. Whittemore intends to randomly contact Scientologists on the list until he can find three who are willing to serve as arbitrators to hear grievances from a California couple, Luis and Rocio Garcia.
(Scientology's rendering of the finished Advanced Org project.) Rod Keller has been keeping a close eye on Scientology's attempted expansion in Mexico, and he has a surprising report for us today... In 2008 Scientology purchased the vacant Palmas Plaza shopping mall in the tiny Lomas del Olivo neighborhood west of Mexico City. They announced to the Scientology world that it would become the home of AOSH LATAM, the Advanced Org Saint Hill for Latin America, a Sea Org base devoted to delivering some of the upper levels of Scientology. Not an Ideal Org such as the one in central Mexico City, it would be a total renovation to the standard of other Ideal Advanced Orgs and plans to build a private hotel on top of the mall were promoted. But they didn't let the neighbors in on the plan.
This email was forwarded to me. Southcoast Mission is one of the few "ideal" missions and is touted as one of the "best" scientology missions on earth. Why are they ashamed of even mentioning the word scientology in their email?
Mike Rinder predicted that this was going to happen. On March 20, he said that Scientology's response to Ron Miscavige writing a book about his son, church leader David Miscavige, would follow a familiar pattern. Rinder predicted that Scientology would fight Ron's book by attacking Ron himself, "dead agenting" him, in Scientology jargon. As Rinder put it, the church would find a way to put out the message that "Ron is a failure at everything in life." And that's what we saw Friday night during ABC 20/20 's special episode about Ron and Scientology. ABC's Dan Harris said that the church had sent him more than 120 videos of Scientologists praising David Miscavige and trashing his father.
Grecia Echevarria-Hernandez grew up Roman Catholic and was excited when she was hired by Las Vegas's Real Alkalized Water. But then, according to a lawsuit, she was forced to take a class on Scientology with her co-workers. She refused and not long after was fired. According to the Courthouse News Service, Echevarria was forced to watch several videos about Scientology and was told she would receive a 25 cents-per-hour raise for each "betterment" course she took through the "church."
A Las Vegas water company gave raises only to employees who took Scientology courses, and fired a "brand ambassador" who wouldn't do it, she claims in court. Grecia Echevarria-Hernandez grew up Roman Catholic and thought she had landed a good job, until she was fired for declining to watch Scientology video courses, she says in her April 26 federal lawsuit against Affinitylifestyles.com dba Real Alkalized Water. Echevarria says the company hired her to be a brand ambassador at its Las Vegas office in March 2015.
Franklin Graham, Christian evangelist and son of Billy Graham, took to Facebook over the weekend to detail the evils of marijuana. So far, the post has been shared 7,299 times by Christians who may not be aware that the link he posted as evidence of the deleterious effects of pot was written by Scientology's Foundation for a Drug-Free World.
A never-before-seen photo released by the father of David Miscavige shows the controversial Scientology leader posing with his family - including his wife Shelly who has been reported missing multiple times over the past few years. Ron Miscavige appeared on Good Morning America Monday to promote his upcoming book about the Church, Ruthless, and shared a family photo with his wife, children and grandchildren from when they were all still members of Scientology. Since that time Ron and his wife have left the Church, as has his oldest son Ron Miscavige Jr. and his family.
As we expected, Ron Miscavige's book being released today, Ruthless: Scientology, My Son David Miscavige, and Me, contains a bombshell that should send the celebrity press into a frenzy. And we revealed it to you two weeks ago. Ron Miscavige learned in October 2014 that his two daughters, Denise Gentile and Lori Verneuille, had cut him out of their lives permanently on orders from their brother David Miscavige, Scientology's supreme leader. After Ron confirmed with his son-in-law that Denise (who is David's twin) never again wanted to see him, he called Lisa Marie Presley.
These guys keep putting out the "facts" to disprove the lies being told by David "Let Him Die" Miscavige about "massive international expansion." Remember, this is the "model" ideal org (at least until the "model" became a Sea Org staffed org in LA, which is no model for anything). And it has been an "ideal org" longer than any other org on earth. And moved from their original "model ideal" org to a new building to "accommodate their expansion."
We like to keep an eye on litigation involving the Church of Scientology, so we were interested to see the news yesterday that a woman in British Columbia has filed a lawsuit in order to get back about $86,000 that she says she's owed by the church. But then we got Lorna Carleton on the phone, and realized that her story is more interesting than just the money she's trying to get back. Lorna tells us that she had been living in northern British Columbia when, in 1988, she moved down to the town of Kelowna on Okanagan Lake and it was there that she met an OT 3 at a dance club.
After more than 30 years, they are very slowly closing in on reaching 2/3rds of their 10,000 target. Woohoo. Though the figure they give is certainly a lie and probably includes everyone who is "off the level" because they "started it at one time" (you can be sure they have not deducted all the people who are now declared SP as they would be going backward in their cumulative total). But this is not new news, we have been hearing about them trying to get to 6500 for almost a year now. More interesting are some other things said by Crazy Lady Edy Lundeen (I highlighted them in bold).
Seriously � this poster only contains 24 words and they spelled two of them wrong, including the FIRST WORD (and ironically the last one). This must be evidence of the superior tech now available in the GAG II Student Hat. Or perhaps they rehired the SP's who originally messed up all the books with typos and bad punctuation?
Luis and Rocio Garcia Federal District Judge James D. Whittemore today issued an order denying a motion by Scientology that would have ended the fraud lawsuit brought last year by former church members Luis and Rocio Garcia, who say they were scammed for hundreds of thousands of dollars in donations. The Garcias were longtime members who had been constantly hit up for increasing amounts in donations, and they claim they were lied to about how the money would be used. Today's order allows the Garcias to file an amended complaint in the lawsuit after dropping three of the five Scientology corporate entities they originally named in the lawsuit. The order also lifts a stay in the case, allowing the Garcias to move forward on discovery, and allowing Judge Whittemore to get back to the question of whether Scientology can force the case into arbitration. The Garcia lawsuit had hit a snag when Scientology revealed that three of the five corporate entities that had been named defendants had trustees who lived in California, where the Garcias reside. Because the Garcias had filed the suit in Tampa, Florida, the California residence of those trustees meant that the suit violated a basic legal concept of "diversity jurisdiction" � the Garcias had simply filed the suit in the wrong venue, Scientology argued.
Steve Mango exits $50,000 poorer after his journey in Scientology Inc's "Celebrity Center". This $50,000 was extorted from him even as a teenager. He arrived there at 17 years old. Steve explains the seduction and enticement followed by the love bombing,.
When a person says they are a member of the Church of Scientology, what are they really saying? The Church of Scientology International, like all churches of Scientology, only exists because it has a license from RTC. Hence, CSI, and all other churches, are simply licensees of RTC. The Church of Scientology International is a corporation that owns property and has a 2012 book value of $890,000,000. But beyond those bare facts, the reality is that no one actually belongs to "the Church of Scientology" for the term itself is somewhat of a vacuous legal fiction.
We have another "quote video" that normally you can only see inside a Scientology "org." In this case, it's an excerpt that is used to entice church members to fork over $125 for a set of lectures that L. Ron Hubbard gave in Johannesburg in 1961. The South African Anatomy Congress is described this way by Bridge Publications... "Immediately following the Anatomy of the Human Mind Congress in Washington, DC, L. Ron Hubbard flew to Johannesburg. There, he delivered the same Congress, but this time tailored specifically for South Africans. In this unique event, he demonstrates the Anatomy of the Human Mind Course to a capacity Congress � the largest ever � literally demonstrating the rock-solid simplicities of Scientology and how to teach them to others: the time track, start-change-stop, the cycle-of-action, valences, the nature of aberration and much more."
Well, I had to apologize on my post earlier when it turned out it was not Heber on the poster promoting the opening of Corporate Scientology's latest Ideal Org in the "first Scientology City." I just had the wrong poster. A kind reader, trying to repair my tarnished reputation, sent me this one. And there is no doubt THIS IS HEBER. I do remember Heber. Very well.
Welcome to our ongoing project, where we blog a 1950 first edition of Scientology's bible, Dianetics, with the help of ex-Scientologist, lawyer, and author Vance Woodward. Go here for the first post in the series. Vance, we've reached a chapter titled "The Laws of Returning," and it's at moments like these that we wonder how this book was ever taken seriously by anyone. "Let us take an engram which comes from one of Mother's bowel movements," L. Ron Hubbard writes in this chapter and, come on, what human being puts those words together in a sentence?
David Miscavige's Propaganda by Redefinition of Words is trickling down to the few remaining field auditors (who apparently no longer audit but deliver "seminars" � auditing as a career in the RCS doesnt seem to work out, though today there are a lot of independent field auditors who are prospering...). The objective now is an "Ideal Life." Even in the same font as the "Ideal Org" promotion. Soon to come � "Ideal Children", "Ideal Meals", "Ideal Cats"... This is the new Corporate Scientology "brand" � Apple has iPhone, iMac, iPod; Costco has "Kirkland;" Walmart has "Great Value" and Miscavige has "Ideal" as his "brand". Everything except "Ideal Scene."
The Church of Scientology is bringing down the hammer on a renegade member who alleges leader David Miscavige loves to gossip about his star parishioners. Former high-ranking member Amy Scobee claims in her just-out book, "Scientology: Abuse at the Top," that Miscavige and other officials "snooped" in confidential confessional files - a charge vehemently denied by the church, whose believers include Tom Cruise, Katie Holmes, John Travolta, Kelly Preston and Kirstie Alley.
CLEARWATER � Shawn Lonsdale, who carried on a one-man crusade against Scientology in 2006, was "sick, depressed, broke and tired of it all" when he took his life in February, according to a suicide note released Friday. Police discovered him on Feb. 16, a garden hose stretching from the exhaust pipe of his car into a window of his home at 510 N Lincoln Ave. Online speculation coursed through anti-Scientology circles that he did not kill himself. On Friday, however, police officially ruled his death a suicide.
And yet Scientology is back on YouTube. This time, it's paying for the account. It's also paying for ads on the site, looking to drive some traffic onto its new channel. "Get the facts," the ads say. YouTube did not respond to requests for comment. But Scientology did. First, we received a phone call from a woman with an otherworldly French accent. "This is the Church," she said. "We may be able to answer your questions. But first we want your email address."
The actress and talk-show host has done two segments on her Air America radio show "Majority Report," heaping praise on the controversial New York Rescue Workers Detoxification Project, a program based on the teachings of Scientology founder L. Ron Hubbard. Although the Detoxification Project has been heralded by some Sept. 11 first responders, it has also been blasted by the chief medical officer for the New York Fire Department after its validity was questioned by a number of health-care workers.
Investors are accusing Reed E. Slatkin, a co-founder of the giant Internet service provider EarthLink Inc., of operating a Ponzi scheme that may have resulted in the loss of least $35 million of their funds. Slatkin - a Santa Barbara socialite and venture capitalist - also is under investigation by the Securities and Exchange Commission for his financial activities, which allegedly included a day-trading operation that promised annual returns of up to 60%.


Varagu Arisi Thayir Sadam | Kodo Millet Curd Rice | Millet Recipes ~ Full Scoops - A food blog with easy,simple & tasty recipes!
Varagu Arisi also called as Kodo Millet in English is a very healthy alternative to white rice. Millets which were forgotten is now finding it's way back into many homes. We include millets atleast 3 times a week.
Kodo millet curd rice tastes very delicious just as any other curd rice and it's all the better since this is much more healthy. If your kids won't eat millets, you can try to make it as curd rice and they wont know the difference!
1. Cook the varagu arisi in a saucepan or pressure cooker with 3 cups of water.
2. Once done, mash the rice with a ladle. Add the milk and mix well. Add the curd and mix again. Leave it for sometime.
3. If it get's thick, add little more milk. Add salt, raw mango, ginger, coriander leaves, pomegranates, carrot. Mix well.
4. In a small tadka pan, add the oil, mustard seeds, urad dal, curry leaves, hing red chilli. Once the mustard seeds splutter, add it to the rice and mix again.
1. The curd rice should have a slightly loose consistency. Millets tend to get dry so make sure you adjust the milk/curd to get a slightly loose consistency.
2. If packing for lunch boxes, then reduce the curd and increase the milk. And prepare the curd rice well in advance so you will be able to see if it gets thick and adjust the consistency before sending the lunch boxes.
3. You can skip the addition of all these ingredients and just mix curd and some milk with rice and have a quick curd rice. This is a special curd rice.
4. Do not add curd to hot milk. If you are mashing the rice with hot milk then do not add curd immediately. Wait for the rice to cool down completely and then add curd.
5. You can add butter while mixing with curd. Can also add roasted cashews to make it more rich.
6. Use thick curd for a more creamy curd rice.
7. Avoid chillies in curd rice, if you want to give children.
8. I normally use only 2.5 cups of water to cook millets but since I prefer a more mashed curd rice, I used a little extra water.
9. Curd rice tastes best, when it is mashed.
feeling hungry after seeing your finger licking healthy curd rice..
Healthy curd rice with millets.. Looks nice..
Healthy version of curd rice.. love it with pickles.


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In Book Reviews by Josh Bowman January 2, 2020
Reforming American Politics: A Christian Perspective on Moving Past Conflict to Conversation. By Harold Heie. (Canton, MI: Front Edge Publishing) 2019. Xx + 426 pages.
Harold Heie's Reforming American Politics exemplifies how committed lay persons and non-political scientists can contribute to understanding, and bettering, American politics. The book brings together the lifetime experiences and insights of the author and his conversation partners.
Heie trained in aerospace sciences (PhD, Princeton University, 1965), and served as professor of mathematics at The King's College (1963-75) and Gordon College (1975-80), as Vice President of Academic Affairs at Northwestern College in Iowa (1980-88) and Messiah College (1988-93). He was also the Founding Director of the Center for Christian Studies (renamed Center for Faith and Inquiry) at Gordon College (1994-2003). Since "retirement" in 2003, Heie has been writing and speaking on themes related to "respectful conversation" and the "integration of faith and learning." He has served in various capacities at the Council for Christian Colleges and Universities, and Center for Public Justice, and is currently a Senior Fellow at the Colossian Forum. Post-retirement, Heie created a website (www.respecfulconversation.net) to conduct "ecircle discussions," pairing Christians of opposing viewpoints on controversial topics. Reforming American Politics is the fourth book to be produced from ecircle discussions; the previous (third) book was Respectful LGBT Conversations: Seeking Truth, Giving Love, and Modeling Christian Unity, and the next (fifth) will be on President Donald Trump.
For the current book, Heie brought together twenty-three people, pairing persons of opposing viewpoints to dialogue, for one month, on a specific topic/prompt on the ecircle website. Participants agreed to respectfully listen to each other and to be forthright in their statements so that the conversation might prove enlightening. The conversation partners were motivated by Jesus' call to love one's neighbors, including those with whom one has disagreements, and to offer a model of conversation for others to emulate.
This book includes ten substantive chapters, grouped into four thematic parts: how Christians and others should talk to one another about political issues (Part 1); the meaning of politics and the appropriate scope of political activity (Part 2); selected public policy proposals (Part 3); and how churches and Christian para-church organizations should proceed, or not proceed, relative to political activity (Part 4). Chapter 1 challenges Christians to reflect if they are part of the problem or solution. Chapter 2 expounds on Christian love and what it entails, including two competing proposals by Heie ("Christian love requires that I engage in political conversations with humility, courage, and love") and by Duke Divinity graduate student Greg Williams ("Christian love requires that I actively seek to foster the flourishing of poor, marginalized, and oppressed peoples"). Heie defines humility as, "The acknowledgement that however strongly I hold to my beliefs and express them with deep conviction…I may be wrong"; courage as, "The willingness to 'speak out' my understanding of the 'truth' relative to the issue at hand, even if negative consequences result from my doing so"; and "love" as, creating a safe and welcoming space for others, listening carefully, finding common ground when possible and disagreeing respectfully when not.
Chapter 3 explores the limits to civil discourse and free speech in the US, and discusses examples of Barack Obama and Sarah Huckabee Sanders. Chapter 4 promotes civic and political activism among ordinary citizens. Chapter 5 discusses party politics and the function of political parties, and the limits to what politics can accomplish. This chapter sheds light on partisan tribalism, and how Christians can overcome such tribalism. Chapter 6 debates the role of money and special interests in politics.
Part Three debates three controversial issues–immigration (chapter 7), wealth and poverty (chapter 8), and health care (chapter 9)—and the Christian principles, such as hospitality to strangers and the duty to obey the law, which animate competing views of government policies. Part Four (chapter 10) offers three case studies of communities engaging in politics and public discourse, including a Mennonite congregation and an United Church of Christ congregation in Kalamazoo, Michigan.
Each chapter concludes with Heie's distillation of these conversations. In the concluding chapter 11, Heie offers his take on a way forward and how Christians can contribute to the reformation of American politics. To those who suggest that the church and Christians bear no responsibilities, he points to Jesus' words in Matthew 25 (concern for the least of these). Heie also addresses the American propensity to individualism and to resist being required to contribute to the common good.
The book is a large-scale experiment in civil discourse, and has been praised by leading evangelicals as a pathway out of America's endless culture wars. Historian Mark Noll writes, "It is hard to imagine a better book for times like these. In an age of flaming rhetoric, fractious politics and fissiparous ideology, Harold Heie exemplifies a much better way….The marvel for readers will be to see believers airing their differences frankly, but doing so with Christian friendship preserved and Christian wisdom to the forefront."
Still, what the book gains in a wealth of genuine conversations, grounded in Christian thought, it lacks a coherently argued and supported thesis, besides that Americans require respectful dialogue. For more fundamental insights to our political problems, and to potential solutions, readers can turn to leading political scientists and theorists, such as Allan Bloom (Closing of the American Mind, 1987), James Q. Wilson (e.g., Bureaucracy, 1989), and Jean B. Elshtain (Democracy on Trial, 1993).
Despite this caveat, Reforming American Politics is a useful guide for teachers, community leaders and moderators of small discussion groups and classes in congregations; political science courses in Christian colleges; and general university courses on civil society, public discourse, and religion and politics.
=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-
Review by:
Wondong Lee (lwondong@uci.edu)
Ph.D. student in Political Science at the University of California, Irvine.
Joseph Yi (joyichicago@yahoo.com)
Associate professor of Political Science at Hanyang University (Seoul)


The Georgetown Flea Market began in 1972 as the brainchild of Michael Sussman. Larry McMurtry, who ran a bookstore in Georgetown, based his novel Cadillac Jack on our market. An excellent book. Recommended reading!
Many prominent local, national and international personalities visit the market. The crowd is as diverse as the items for sale! Antiques, collectibles, art, furniture, rugs, pottery, china, jewelry, silver, stained glass, books and photographs are a sample of the available items.
The GEORGETOWN FLEA MARKET is for vendors who sell antiques and vintage collectibles, and for artisans who create their own crafts.


Thank you again to God and to everyone that attended and worked to make this year's conference a success. One of the KEPHA members put together a short slideshow recapping our blessed time together. Please enjoy, and we look forward to seeing you next year on March 16th, 2013!


Note: If you're looking for a free download links of IFRS fur Dummies (German Edition) Pdf, epub, docx and torrent then this site is not for you.
Download wiley-ifrs or read wiley-ifrs online books in PDF, EPUB and Mobi Format. Click Download or Read Online button to get wiley-ifrs book now. This site is like a library, Use search box in the widget to get ebook that you want.


Button Rock Press, 2015. ISBN 978-1-512-00660-5.
My son was dead and the dreams I held for him—of marriage, children, and a career, were useless. I still held those dreams, those wishes, in my body. Much of the work I did over the next few years was clearing those stories, those wishes and hopes, from my body. I've come to think that grief is twofold. It's the painful longing for the physical presence of our loved one, and it's the emotional heartache we feel as we disengage from these unfulfilled dreams, the sorrows of what could have been. The stories of a life unlived.
In tender, heartfelt chapters, Temple shares how she navigated the days and weeks and months after her son's death. Acting as a compass for those who are lost in the storm of grief, Temple not only offers personal stories but also a variety of "healing meditations" for readers to adopt during their own grief work. In step-by-step increments, readers can work through the meditations with Temple as their own personal guide. She refers to this as "offering her hand to the reader." The very personal nature of this book is hard to deny. It is vitally alive on every page.
Temple offers "Tools to Release the Pain", "All the Firsts" and "Holiday Season Shoulds" to name a few very useful chapters complete with meditations.
This slim volume contains a wealth of intellectual, spiritual, and metaphysical information. Readers will likely connect with the author on several levels by the time they complete their own journey. Temple's deeply personal sharing makes that connection more real, more in-the-moment. and all the more compassionate as she reaches out to others who find themselves grappling with deep personal loss. Whether you have experienced loss or you know someone who has, or you are professionally engaged with those who suffer loss, this is a valuable resource.
Della Temple writes about melding the worlds of the physical and the metaphysical. She combines her love of anything analytical with her wide-ranging interest in quantum physics and the world of energetic healing. She is a certified Reiki Master and has studied clairvoyance and psychic healing at Boulder Psychic Institute. She believes that being psychic is a very natural state of being.
Her other works include Tame Your Inner Critic, Find Peace & Contentment to Live Your Life On Purpose and the Tame Your Inner Critic Workbook. Visit her website.


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Former X Games star Tara Llanes brings championship DNA to Canada's Paralympic wheelchair basketball team
Mountain bike star tried hand cycling and tennis before crossing over to basketball, and crossed the border to become a Canadian citizen. Canada's quest for gold starts next Wednesday in Tokyo.
By Chris O'LearySports Reporter
Tue., Aug. 17, 2021timer4 min. read
There will be moments for every athlete at the Paralympic Games where adversity seeps in — a comfortable lead slips away, a red-hot shooter turns ice cold, a weaker opponent suddenly becomes a big problem.
It's in these inevitable situations that the Canadian women's wheelchair basketball team will look to Tara Llanes.
The 44-year-old Llanes (pronounced yawness) is somewhat new to the program. She picked up the game in 2016 and helped Canada to a fifth-place finish at the 2018 world championship. It's international experience in other sports — she won a gold medal, two silvers and a bronze for the United States at the X Games as a mountain biker, and was nominated for the sport's hall of fame in 2018 — that should help steady her and her teammates as they go for gold in Tokyo, starting next Wednesday against Britain.
"I think competing at other world championships when I was racing, or World Cups and having some of that experience (will help), knowing that it's a single-day event (and) you've got to perform," Llanes told the Star during a recent break in training in Toronto.
"It's super nerve-wracking, but I feel like it's really helped to prepare me for now, being competitive in wheelchair basketball and mentally just being able to think about it more in-depth. It's trying to stay calm and finding ways to do that, and realizing what we're there to do. (It's) when you're playing to win and not to lose, that kind of mentality."
Beyond competitive experience, Llanes's perseverance in her journey from professional mountain biker to Paralympic athlete will also offer inspiration to coach Marc Antoine Ducharme's team in Tokyo.
On Sept. 1, 2007, Llanes suffered spinal injuries in a mountain bike crash at a competition in Colorado that paralyzed her lower extremities. A lengthy rehabilitation set in motion a difficult transition: letting go of some parts of her past and eventually finding new passions.
"When I got hurt, I was pretty lost," she said. "I've been competitive in sports my entire life and didn't know anything but that."
People encouraged her to try hand cycling, but she soon realized she was doing it more for others. For a few years she didn't try anything. Out of the rehab hospital and back home, she was alone with her thoughts.
"It's not that I didn't have support when I got home, but everything is so acute (in the hospital). Everybody is sending messages and calling and sending flowers, and you just felt like you had so many people just holding you up," she said.
"Then you get home and you know — everybody, they move on with their lives (but) you're still in this traumatic experience, and you're not really sure what you're going to do with your life."
She groans at the memory of rehab three times a week, and her mind going to places it had never gone before.
"I was so depressed," she said. "It was the most depressed that I've ever felt in my life. I was never a depressed person. That was this new sort of world that I was living in."
Then she reconnected with a mountain biker she'd known for years and the two hit it off. In late 2009, Llanes, originally from California, moved to Canada to be with her and eventually become a citizen. Beyond the rush of that fresh start, however, she still felt lost professionally.
"I was just sort of floating in space and didn't really know what to make of it, and struggled for quite a few years with taking prescription medication," Llanes said. "It was just a downward spiral. And then I started to play tennis."
Her then-partner looked into wheelchair tennis lessons for Llanes as a gift at a local facility. A national team coach happened to be there and set things up immediately.
"Tennis just lit a fire in me," Llanes said. "I'd been wanting to compete again, and I think I had the time to heal emotionally from my accident."
She went on to win national singles and doubles tournaments. But later, encouraged to try basketball by former national team members Amanda Yan and Richard Peter, she knew she'd found something even better.
Paralympics follow lead of Olympics: No fans during pandemic
Para swim star Aurélie Rivard buoyed by performance of Canadians at Tokyo Olympics
"I finally went out to a practice and I realized how much I really missed team sport — the camaraderie and the friendships, all of those things ... The timing was pretty perfect," Llanes said.
She talked about how the basketball team regained a year's worth of pandemic-interrupted chemistry after just a week together, the way old friends pick up where they left off.
"I feel like they've got my back, I've got their back. They know it," she said. "I feel like it's going to be really tough to beat us."
Five years after joining the team, basketball is a big part of a very full life that also includes running a business in Whistler, B.C., where she sells adaptive mountain bikes.
The next chapter of her unpredictable story might include Paralympic gold.
Chris O'Leary is a freelancer writer based in Toronto


Nike AOP Distance Shorts in Comet Blau von Pro:Direct, die Wahl des Profis.
The Nike Distance Shorts offer maximum mobility with a lightweight fabric that allows for complete range of motion and superb comfort. In addition, the Nike Flex fabric actually stretches and moves with your body for even greater freedom of movement. Meanwhile, a built-in brief provides lightweight support and a drawcord at the waist means you can adjust and secure the fit.