What should I do to get my property ready?
Your home is a significant asset and the purpose of a sale is for you to maximise your return. It is worthwhile investing time and some money (if available and appropriate) into improving any aspects of the property that may detract from buyer interest.
First impressions count when looking to achieve the highest price for your property; emotionally engaging potential buyers is worth the effort. If DIY changes to your property are of no interest, or if you are finding it difficult to know where to start, help isn't far away. You can engage the services of a pre‑sale property styling expert who will assess your property from another perspective and make changes before your home hits the market.
Our mantra for sellers is to remember: selling a home is not about you, it's about attracting buyers.


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Q: how much free space do I need for db2 backup file? I have a db2 database on Linux (DB2 10.5 fp08).
Now I would like to backup it, before backup I can get the database size with db2 "call GET_DBSIZE_INFO (?,?,?,0)"
For example it is 6 GB.
I know if the backup location has >6 GB free space is Ok for this backup.
But do you know if there is any offical documents/post about this.
What is the best higher free space for this kind of backup?

A: The backup image contains only used extents, so it might be substantially smaller than the sum of tablespace sizes, depending on the tablespaces' types and their physical properties.
On the other hand, in DB2 10.5 the backup image will by default include log files that are modified during the backup, so depending on how active the database is during the backup you may need to include the log sizes into your calculation.
Finally, the backup image can be compressed. Compression ratio is impossible to estimate in advance.
As a result, you can only estimate the upper limit for free space required to store the backup image, which would be the sum total of the current tablespace sizes plus the size of included log files plus the backup image header.
See also this answer on Stackoverflow.

redpajama_set_name: RedPajamaStackExchange


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Justia › US Law › US Case Law › US Supreme Court › Volume 141 › Metropolitan National Bank v. Claggett
Metropolitan National Bank v. Claggett, 141 U.S. 520 (1891)
Metropolitan National Bank v. Claggett
Decided November 9, 1891
When a state bank acting under a statute of the state calls in its circulation issued under state laws and becomes a national bank under the laws of the United States, and a judgment is recovered in a court of the state against the national bank upon such outstanding circulation, the defense of the state statute of limitations having been set up, a federal question arises which may give this Court jurisdiction in error.
The conversion of a state bank in New York into a national bank, under the act of the legislature of that state of March 9, 1865, N.Y.Laws of 1865, c. 97, did not destroy its identity or its corporate existence, nor discharge it as a national bank from its liability to holders of its outstanding circulation, issued in accordance with state laws.
The provisions in the statute of New York of April 11, 1859, Laws of 1859, c. 236, as to the redemption of circulating notes issued by a state bank and the release of the bank if the notes should not he presented within six years do not apply to a state bank converted into a national bank under the Act of March 9, 1865, and not "closing the business of banking."
The Court stated the case as follows:
This is a motion to dismiss a writ of error to the Supreme Court of the State of New York to review its judgment
against the plaintiff in error, with which is united a motion to affirm that judgment if the motion to dismiss be denied.
The case arose upon a complaint filed in the supreme court of New York June 4, 1886, by the defendant in error and another, as administrators of the goods, chattels, and credits of James H. Paine, deceased, against the plaintiff in error, the Metropolitan National Bank, demanding judgment against the latter for $12,300, and interest from May 21, 1886, that being the aggregate amount due on 84 bank bills issued by the Metropolitan Bank of New York, for the payment of which it was claimed that the plaintiff in error was liable. The complaint alleged that at the time of the issue of the bank bills sued upon, the Metropolitan Bank of New York was a state bank, duly organized and doing banking business under the law of the State of New York, having authority to issue such bills, and to put the same into circulation as money; that from 1858 to 1861 it issued each of the 84 bills therein described, and prior to 1862, for a valuable consideration, delivered the same to James H. Paine, the intestate of the plaintiffs; that the bills thereupon became his property, and remained in his ownership and possession until his death; that the plaintiffs, as administrators of his goods and effects, duly appointed and qualified, having become the owners and holders thereof, presented the same on the 21st of May, 1886, to the Metropolitan National Bank, the plaintiff in error, for payment, which was refused; that on the 14th of March, 1865, pursuant to the Act of Congress of June 3, 1864, and the Act of the legislature of New York of March 9, 1865, the said state bank became and still is a national bank for carrying on the business of banking under the name of the Metropolitan National Bank, and that, by virtue of the laws of the United States and its own voluntary action, the said Metropolitan National Bank, plaintiff in error, received and became vested with all the assets of the Metropolitan Bank of the state, and assumed and became liable to pay its obligations, including the bank bills described in said complaint.
Three defenses were set up in the answer to the complaint: (1) a denial that the plaintiff in error had at any time assumed
or, by any of its acts, become liable to pay the bills of the Metropolitan Bank of New York, which was a state bank doing business under the laws of the State of New York; (2) that in 1865, plaintiff in error became a national bank under the laws of Congress, doing the business of banking, as such, by virtue of the laws of the United States, under the corporate name of the Metropolitan National Bank, and that the Metropolitan Bank of New York (the state bank) went through certain proceedings, under the New York statutes, of notice, publication, and deposit with the superintendent of banking of that state, for the redemption of its circulating bills, on the ground of its closing business, whereby its liability and that of the plaintiff in error on these bills (they not being presented for payment in due time) ceased six years from March 14, 1867; (3) that the cause of action is barred by the statute of limitations of the State of New York.
The action being at issue upon the pleadings, and having come on for trial before the court without a jury, the parties having expressly waived a jury trial, the court made a finding of facts which substantially accorded with the averments of the complaint, and rendered judgment in favor of the plaintiff below, the defendant in error herein, for the sum of $12,300, and interest thereon from May 21, 1886, and costs. 4 N.Y.S. 115. This judgment was affirmed by the general term of the supreme court of New York, 10 N.Y.S. 165, and subsequently by the Court of Appeals of New York, 26 N.E. 757. Hence this writ of error. The defendant now moves to dismiss the writ on the ground that this Court has no jurisdiction to review the judgment of the state court of New York and that no federal question was raised or decided in the court below or appears upon the record.
[The material part of the statutes of New York referred to will be found in the margin. *]
ERROR TO THE SUPREME COURT
OF THE STATE OF NEW YORK
MR. JUSTICE LAMAR, after stating the case, delivered the opinion of the Court.
The first assignment of error is as follows:
"That the Metropolitan National Bank, the plaintiff in error, which was created under the act of Congress entitled 'An act to provide a national currency secured by the pledge of United States bonds, and to provide for the circulation and redemption thereof,' approved June 3, 1864, is held liable to pay the bills described in the complaint, which were made by the Metropolitan Bank, a corporation created under the law of the State of New York, entitled 'An act to authorize the business of banking,' passed April 18, 1838."
The second defense set up in the answer, as we have seen, is that the defendant below -- the plaintiff in error -- became a national bank under the authority of the act of Congress of 1864, entitled "An act to provide a national currency secured by the pledge of United States bonds, and to provide for the circulation and redemption thereof," and thereby acquired immunity from liability for the bank bills issued by the state bank. The court found that the plaintiff in error did become a national bank, doing a banking business under the laws of the United States, but decided that it did not thereby acquire an immunity from liability to pay the bank bills of the Metropolitan Bank of New York, upon the ground that the proceedings set up in the answer did not terminate the existence of the state bank, but simply effected a continuation of the same body under a changed jurisdiction. In this we think the record presents a claim for federal immunity raised by the plaintiff in error, and denied by the court, which brings the case within the jurisdiction of this Court, and upon the authority of McNulta v. Lochridge, decided at this term of the Court, ante,
141 U. S. 327, the motion to dismiss is denied. But as the record also shows there was color for the motion to dismiss, it is proper that we should proceed to a review of the judgment of the court below.
The question we are to consider here is did the court err in holding that the plaintiff in error was not exonerated from liability either by its becoming a national bank, or by the proceedings for the redemption and retirement of its circulating bills issued while a state bank, which proceedings, it was claimed, were in strict observance of every requirement of the New York statute of 1859 in relation thereto, or by the statute of limitations of the State of New York? The court decided that the New York statute providing for a redemption of circulating notes and for releasing the bank if the notes were not presented in six years applied alone to banks "closing the business of banking;" that the change or conversion of the Metropolitan Bank into the Metropolitan National Bank did not "close its business of banking" nor destroy its identity or its corporate existence, but simply resulted in a continuation of the same body with the same officers and stockholders, the same property, assets, and banking business under a changed jurisdiction; that it remained one and the same bank, and went on doing business uninterruptedly, and that therefore the statutory proceedings relied upon in the answer could not operate as a bar to the liability of either bank to pay the bills delivered by the Metropolitan Bank in 1861 to plaintiffs' intestate.
This decision is so manifestly correct that it needs no argument to sustain it. The judgment is therefore
THE CHIEF JUSTICE, MR. JUSTICE BRADLEY, and MR. JUSTICE GRAY took no part in the consideration and disposition of this motion.
* An act in relation to the bank department. Passed April 11, 1859. Laws of 1859, c. 236, p. 503.
"1. Whenever any banking association, individual banker, receiver of a banking association, assignee or assignees of an individual banker, shall have given notice to the superintendent of their intention to close the business of banking, or the trustees or legal representatives of any incorporated bank whose charter has expired, or the receiver of any incorporated bank, which shall have been declared insolvent, shall have redeemed at least ninety percent of their circulating notes, outstanding at the date of such notice, expiration of charter, or declaration of insolvency, they shall be entitled to deposit with the superintendent, and he is hereby authorized to receive, a deposit of money equal to the amount of the outstanding circulation at the time of such deposit, to be placed by him in some bank in the City of Albany, in good credit, upon the receipt of which it shall be lawful for the superintendent to give up all other securities theretofore deposited with him for the redemption of circulating notes issued thereon."
"2. Upon the receipt of such deposit, the superintendent shall immediately give notice in the state paper and at least one newspaper in the county where such bank, banking association, or banker shall have been located or doing business, which notice shall be published at least once a week for six months successively that the notes of such bank, banking association, or banker will be redeemed by him at the bank where such deposit is made, at par, and that all the outstanding circulating notes of such bank, banking association, or banker must be so presented for redemption within six years from the date of such notice, and all notes which shall not be thus presented for redemption and payment within the time specified in such notice shall cease to be a charge upon the funds in the hands of the superintendent for that purpose."
"3. At the expiration of such notice, it shall be lawful for the superintendent to surrender, and such bank, banking association, banker, receiver, assignees, or trustees, or their legal representatives shall be entitled to receive from him all the money remaining in his hands after such redemption except so much thereof as may be necessary to pay the reasonable expenses chargeable against the said accounts, including the payment for the publication of the above-mentioned notices."
"All circulating notes of such bank, banking association, or banker which shall not have been presented for payment within the period required by such notice shall, upon the expiration of such period, cease to be a lien or charge upon the property and effects of such bank, banking association, or banker in the hands of such receivers, assignees, trustees, or otherwise, and all liability of such receivers, assignees, trustees, banks, banking associations, or bankers for or on account of any circulating notes which have not been presented within the time aforesaid shall also cease."
An act enabling the banks of this state to become associations for the purpose of banking under the laws of the United States. Passed March 9, 1865. Laws of 1865, c. 97, p. 169.
"§ 2. Any bank incorporated or organized by authority of this state which shall become an association for carrying on the business of banking under the laws of the United States shall be deemed to have surrendered its charter if it shall have complied with the requirements of this act, provided that every such bank shall nevertheless be continued a body corporate for the term of three years after the time of such surrender for the purpose of prosecuting and defending suits by and against it and of enabling it to close its concerns and to dispose of and convey its property, but not for the purpose of continuing under the laws of this state the business for which it was established."
"§ 8. Nothing in this act shall be construed as releasing such association from its obligations to pay and discharge all the liabilities created by law or incurred by the bank before becoming such association, or any tax imposed by the laws of this state up to the date of its becoming such association, in proportion to the time since the next preceding payment therefor."

redpajama_set_name: RedPajamaCommonCrawl


Farmi Vario 101 timber trailers feature an innovative module construction, which allows you to effortlessly customise your timber trailer and add accessories as and when you need them. This means that you can adapt your trailer for individual tasks or jobs, in turn increasing productivity and efficiency.
The trailers slewing device is equipped with four cylinders which guarantees plenty of slewing torque and a wide angle joint that enables excellent working geometry and better centralizing. The Farmi Vario 101 timber trailer has a hexagonal extension boom which provides a strong and rugged structure, and comes fitted with flap down support legs for stability, and a fully floating tandem bogie (adjustable in both directions) that ensures excellent maneuverability on all kinds of terrain. The Farmi Vario 101 timber trailers can also be fitted with 19 kN (1.9 ton) 4 wheel drive if required.


text:
Neymar Trains With New Team Mates At PSG For The First Time. See Photos!
Nigeriana News August 5, 2017, 9:18 am
New signing has trained with his team-mates at Paris Saint-Germain for the first time. The Brazilian completed his world record £198million move from Barcelona on Thursday and was pictured with his new team-mates ahead of PSG's first league games of the season against Amiens. Neymar cannot feature as international clearance is yet to be granted.
Standing with compatriots Lucas Moura and Dani Alves, the 25-year-old appeared in high spirits ahead of making a potential debut in the French top flight clash on Saturday.
Neymar has already been paraded in front of a huge crowd in Paris, with club supporters letting off red and blue flares to mark his sensational arrival as he was guarded by club officials.
'I spoke with Brazilian players here at PSG, and they were happy for me to be here. I feel like I am at home already,' he said. 'The club has a very similar ambition to mine, I want a bigger challenge. My heart made this decision, that is why I am in front of you today to help this team,' he said.
'Being a star did not impact my decision, it is down to me wanting to find a new challenge. I am looking for something new. This is what PSG want, and they deserve it'.
Previous article Update: Man Who Allegedly Killed His Banker Girlfriend Nabbed Along Uganda-Kenya Border Trying To Escape To Nairobi (photos)
Next article So Sad!! Wealthy Businessman Assassinated By Unknown Gunmen In Kogi!
Lionel Messi Agrees To Join PSG On 2-Year Contract After Barcelona Exit
Sergio Ramos Signs For Paris Saint-Germain
PSG Sign Inter Wing-Back Hakimi In $71 Million Deal
Paris Saint-Germain Beat Monaco To Win French Cup
Moise Kean Joins PSG On A Season-Long Loan From Everton
PSG Reportedly Lining Up A Shock Move For Odion Ighalo
Update: Man Who Allegedly Killed His Banker Girlfriend Nabbed Along Uganda-Kenya Border Trying To Escape To Nairobi (photos)
So Sad!! Wealthy Businessman Assassinated By Unknown Gunmen In Kogi!


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TuksFM gets first female station manager
More on the surface, fans of the wide reaching radio station can expect a change to their programing and to the music the station plays. "Music has moved on, and at the moment rock is not the flavour of the month for the youth. It'll come back, but at the moment we need to focus on our target market." Kunz looks to start including more mainstream music, which will be phased in slowly throughout the year. She has already started on including more hip hop and dance music in their program, ultimately ending in a new sound TuksFM. Fans of the classic TuksFM's sound do not have to be disappointed, however. Kunz says that their rock playlists that they are so well known for will always be there with specific themed shows and a 24-hour streaming service on their website.
TuksFM's outreach programs will also see a renewed drive. They will be planning their year early to ensure enough time to reach greater targets, as well as working with other organisations for a greater reach. They will start their year with a live broadcast from Menlyn mall on Wednesday 7 February. Catch theme there for their Back to school drive for clothes and toiletries.
Kunz is excited for the year and anticipates big changes and a renewed energy at the station.
Image: TuksFM logo


Our colleagues in Nongoma, South Africa have sent us this wonderful recorded conversation. At one hour and forty minutes, it provides a thorough, insightful examination of issues (both humorous and tragic) affecting South Africa and the world. These two gentlemen, Dalisu Buthelezi and Nkokhelo Nhlaka Msomi, cooly lay out a coherent, intelligent description of South Africa's place in the world today, its relation to the United States, global economic inequality, slavery, the heritage of South African names, colonial mining operations, and labor strikes.
Suzanne Stefanac is mentioned several times throughout, always referred to as "dressing all in black."
"I Know Dark Sevier is one of those people who has such love for dogs."
How Far Does KBMF Reach?


These cozy little cuties are our smallest cabins, measuring 12 feet by 12 feet.
Just right for a quick get away in the White Mountains. They have a double bed, Fireplace, cable T.V. and a bathroom with a stand up shower.


The MWF segment has been on the steady rise and doesn't show any signs of slowing down soon. Several market reports also point to the rapid growth prospects of the industry. As per a report by research firm, Global Market Insights, the global market for MWF is pegged to exceed $15 billion by 2025.
Shankar Karnik, General Manager, Industrial Lubricants, ExxonMobil Lubricants.
When we look closer home, India is one of the key regions contributing to the growth of the segment, with promising future prospects. As MWFs are used across a spectrum of manufacturing processes to cool or lubricate workpieces when they are being machined, they play a critical role in machining. With rapid growth in manufacturing activities in India, metalworking fluid industry too is riding the tide.
Auto sector, undoubtedly, is the prime driver of MWF growth in the country, with India moving towards becoming global sourcing hub for many auto companies, leading to more auto component production in India. That said, some other sectors are also adding to the demand rise. Experts believe that India still has big head room to grow on aviation component, which could be future growth engine in India for MWF.
"While, most of the growth comes from automotive and auto component manufacturing, aerospace, defence, infrastructure and FMCG also contribute to this growth. India is a huge market and one of the major consumer of MWF in the world and we are seeing lots of new investments coming to India, which will further improve the potential for MWF," shares Yatendra Kumar, Business Head – MotulTech India.
In the recent years, MWF technology has advanced considerably so much so that the right fluid for a particular process has the potential to significantly increase efficiency and process productivity. "The machine shop industry is core to the manufacturing sector. The Indian manufacturing sector is turning a curve—we are witnessing a focused and continuous effort on part of manufacturers to not just increase productivity and cut costs, but also adopt sustainable processes and technologies for a greener business. As newer technologies in the machine shops gain momentum, the lubricant industry is also gearing up to meet the need for customised specialty products," asserts Shankar Karnik, General Manager, Industrial Lubricants, ExxonMobil Lubricants.
MFWs are segmented into four different product types, namely, removal fluids, forming fluids, protection fluids, and quenching fluids. The removal fluids are used to remove the metal chips produced during the drilling and milling of metal pieces. The forming fluids are used as rolling oils, forging fluids, and hydroforming fluids and are used in metal fabrication and machinery industries.
"Removal fluids are currently dominating the market share and the dominance will continue due to the high use of coolants, cutting fluids, and grinding fluids during the various machine processes in manufacturing, says Samotra.
While MWFs continue to be extensively used in machining industries, advanced processing technique, such as dry machining are also gaining popularity. MWFs are expensive to use and even dispose and have been under constant scrutiny for safety and environmental hazards. Thus, the discussions around dry machining and near dry machining come to the fore time and again.
Dry machining works well in applications, such as milling, where the tool only makes intermittent intervention in the material. "Dry Machining provides a cleaner, hassle-free working environment. Manufacturers use vacuums to remove chips and air to clean fixtures, leaving no coolant mist or waste to dispose of," shares Samotra.
On the flip side, dry machining does not offer all the advantages of MWFs and they are acceptable only when the part quality and machining times achieved in wet machining are equalled or surpassed. According to industry experts, dry machining does offer advantages for niche markets but it won't replace traditional metalworking fluid technology anytime soon.
A lot of innovation is happening in the MWF industry in the direction of balancing performance needs and environmental impact. Regulations and safety and health concerns are fuelling the need for chemical reformulation in MWFs.
Regions, such as North America and Europe, have already laid down strict policies to ensure the usage of eco-friendly products. Stringent regulations ensure that only manufacturers that have the ability to develop sustainable fluids are allowed to operate. Given the rising awareness, other regions too are expected to tighten regulatory norms. Thus, sustainable MWFs are the way forward. For maximum impact, the whole value chain needs to be taken care of. This essentially means that not only oil but other components used in MWF need to be eco-friendly.
"End users give due consideration on the composition of metalworking fluids as altering it may change the range of functions these fluids can perform. In addition, it is imperative for manufacturers in the global metalworking fluids market to give attention to the safety profile of the base oil used in metalworking fluids, such as evaluating their allergen content, compatibility with humans, and emission behaviour. These factors are expected to drive advancement in products," elaborates Samotra.
MWFs today are available in three broad categories, including non-water-miscible oils, water-miscible (emulsifiable) concentrates and fully synthetic, oil-free products. Given the ever-growing thrust on utilizing green solutions that reduce environmental impact, market is drifting towards semi-synthetic and synthetic products. MWF producers are also showing inclination in developing semi-synthetic/synthetic formulation as they get better value for their product. Given the market demand, experts predict that synthetic fluids from the entire metalworking fluids range will be the fastest growing segment by 2025.
Kumar from MotulTech asserts that sustainable products are the need of the hour and we need to work on this with sense of high urgency. "Customers should also look to work with the lubricants manufacturers, who has such technologies and ready to invest further to make the world sustainable. Since sustainable products are high in cost, not many peoples in India, are ready to accept these products and we need to change this for our own survival," he says.
Kumar stresses on the importance to innovate products which not only enhance performance but also reduce the fluid consumption. "MWFs needs to be disposed very effectively with minimum harm to environment. Hence, it is most important for us to innovate the products that not only give optimum performance in machining or any other metalworking operation but also help in reducing overall consumption. This saves the cost of disposal as lowest quantity needs to be disposed, as well as reduces carbon footprint and environmental hazards," he says.
"Rigorous environmental regulations have compelled manufacturers to implement recycling programs. Cost reduction from recycling fluids can be significant," agrees Samotra.
More and more companies are continuously focusing on R&D to prepare environmentally friendly formulations for metalworking fluids. A case in point is MotulTech, which has a fully biodegradable MWF to be used as minimum quantity lubricants (MQL) used in near dry machining. Similarly, Houghton is developing new products using novel chemistry and state of the art tribology equipment, guided by the principles of Design of Experiment (DOE) statistical analysis.
"Houghton continuously works with our supply chain and customers to identify safer and effective components for product formulations and to ensure that all identified hazards and properties of component ingredients are considered in the product risk assessment, classification and product end uses. Houghton's risk assessment processes evaluate inherent chemical risks such as toxicity, corrosivity and flammability within the context of product end uses," shares Samotra.
So, what does the future look like for the MFW industry? Well, the opportunities are galore owing to rapid growth of the growing manufacturing and metal fabrication segments in the country. However, there is a strong need to not only develop environmentally friendly products but also to raise awareness in customers regarding their benefits.


Our clear wall coating system has been developed utilising the latest Nano technology. It provides a protective and thermal barrier to both stone and brick properties by sealing the external face of the building whilst still allowing it to breath.
The protective coating penetrates the external fabric of the building up to 17mm and forms a water-resistant barrier. This prolongs the life of your brick and stone work, increasing the thermal value of your home.
As stone and brick is porous this means that moisture is absorbed into the external fabric of your home when it rains. If the property has no cavity or the cavity has been filled with insulation or rubble, then this creates a thermal bridge that pulls heat from your home.
Our clear wall coating eliminates the penetration of moisture so that no thermal bridging can take place. This can save 29% on the energy required to heat your home whilst still allowing your home to breath due to the Nano technology that passes air but not moisture.
Our clear wall coatings are 100% waterproof, meaning that your property is completely protected against penetrative damp and the elements. Penetrating damp in the walls of your property is very costly, so protect your home now before it arises.
By preventing damp from entering the exterior surfaces of your building, you won't have to worry about the development of algae and mould. All of our exterior wall coatings are resistant to both mould and as our wall coatings are micro porous, meaning that the walls of your building or home will be able to breathe.
Clear wall coatings are incredibly robust and does not chip, crack, blister or peel, even in climates that are constantly changing. Our clear wall coatings mean that your property is protected 365 days a year, no matter what conditions it faces.
Due to the clear layer applied to the outside of your home, exterior wall coatings acts as a barrier on your property. With the extra layer of protection on your home, you will most likely find that your central heating system doesn't need to pump out as much heat in the cold winter months, as your home is now equipped to keep as much heat in as possible.
Clear wall coatings are completely maintenance free after they have been installed. As the materials coating the property are made of are strong, versatile and microporous material, meaning no maintenance is required to keep the exterior of your home in great condition.
Because of these benefits and more, a wall coating adds more value to any property, so it's a wise investment that can pay for itself in the long run when you sell your property.


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2018 BMW M8 GTE On Racing Tracks Already in 2018
admin July 21, 2017 BMW No Comments
BMW has given a lot of details about the new 8 series, as well as the sports M8 model. Although none of the two models have been introduced, the company has already prepared the 2018 BMW M8 GTE. This is a racing version of the BMW M8. Confirmation of this is a teaser sketch of the model. Namely, BMW Motorsport has released a draft of this model on Facebook. In addition to the teaser drawings, photographs of the future M8 GTE model, which were made during the testing of the vehicles at Lausitzring, were published.
According to company announcements, the 2018 BMW M8 GTE will debut in January 2018, in the 24 hours of Daytone. Also, it is confirmed that this car will participate in the legendary 24-hour race of LeMan.
It's been rumored for a while now, and BMW has confirmed that it will offer a new generation of 8-series. The company registered and protected the designs for new models. Among the registered models are 825, 830, 835, 845, 850, M850, and M8. As for the M8, it will be available in three body versions. These are the BMW M8 Coupe, the M8 Cabrio and the M8 Gran Coupe. Finally, the M8 GTE is a racing version of the M8 model.
2018 BMW M8 GTE Specs
The company announced that the new BMW M8 will be light and more agile than its competitors in the class. More precisely, this model should be the lightest in class, thanks to the use of aluminum, magnesium and carbon fiber. The new M8 comes in a coupe release, in a 2 + 2 configuration. The standard model will also be based on the M8 GTE model, which is intended for the FIA WEC championship.
According to previous information, the standard M8 gets a 4.4-liter twin-turbo V8 engine with over 600 horsepower. There is also an 8-speed ZF automatic transmission, as well as a four-wheel drive. Such a M8 should have an acceleration of 0 to 100 km/h in less than 4 seconds. Also, there is a possibility to offer a V12 engine version.
As for the 2018 BMW M8 GTE, it has certain modifications. Compared to the standard version, this model receives a special aero body package, suspension, brakes, exhaust system and interior. Also, BMW emphasizes that this model will be more advanced and better than the BMW M6 GTLM model, in every way. It should be light, sharper and agile.
2019 BMW X7 Arrives During 2018
BMW X8 Latest Pearl From X Families
2018 BMW Pickup Truck News


The certificate and diploma programs are fully transferable to the University of Saskatchewan, University of Regina and other post-secondary institutions.
Business encompasses many disciplines. The Business certificate program prepares you for a wide variety of entry-level positions. It is offered full-time in Saskatoon. Flexible Learning offerings include online and evening classes.
Full-time students in Saskatoon apply to the Business certificate program before entering the Business diploma program.
The Business certificate program is equivalent to the first year of the diploma program. You have the option of taking one more year to earn a specialized Business diploma in accountancy, financial services, human resources, insurance, management or marketing.
You can apply to transfer your Business courses to degree programs at various universities. See the get credit for what you know section below.
A Saskatchewan Polytechnic Business certificate opens many doors. Explore entry-level opportunities in banking, retail, real estate, human resources, insurance, marketing and more. Work for a small business, large corporation, government department or non-profit organization. Start your own business or take the family business to the next level. Entry-level positions include management trainees, administrative assistants, financial officers and sales representatives.
Read job applications and resumes, job descriptions and employee performance evaluations.
Read regulations, e.g. read labour laws and workers' compensation legislation to learn about regulations governing wages, hours of work, statutory holidays and workplace safety.
Look at schedules and parts listings to locate quantities, identification numbers, descriptions, dimensions and unit costs, e.g. restaurant and food service managers review price lists to locate the cost of condiments and sauces.
May interpret planograms, e.g. retail trade managers use planograms to determine how display areas are to be set-up and see the dimensions of various components.
Write email messages to request information and confirm details of upcoming activities such as staff meetings.
Write job postings and job descriptions to describe duties performed by workers and the qualifications they require.
Draft reports and/or business plans which may be used to make business decisions or to apply for financing.
May handle cash, credit card, debit card and gift card transactions and provide change.
Project wage cost for workers' compensation forms and applications.
May calculate quantities, such as the amount of inventory needed for promotions.
Talk to suppliers and manufacturers to learn about delivery times and the cost of products.
May talk to customers and their needs and then try to find appropriate products or services.
Speak with dissatisfied customers, e.g. speak with customers who are unhappy with the service they received to learn about their concerns and negotiate resolutions.
Decide the percentage discount to offer on damaged products. They consider the degree of damage and their company's policies.
Make hiring decisions, e.g. decide which job applicants to hire using information collected from resumes, references and job interviews.
Determine their own priorities and the order of tasks in light of daily events, obligations with set deadlines and overall business plans.
May operate point-of-sale equipment, such as electronic cash registers, bar scanners, scales and touch-screens to complete sales.
Use advanced features of spreadsheet software to create promotion and operating budgets.
May use bookkeeping, billing and accounting software to generate financial statements, such as sales summaries and income and expenses reports.
Read more about NOC 0125 Other Business Services Managers.
Note: The Business certificate is also the first year of the Business Diploma.
they apply to the diploma program.
Your studies will focus on an introduction to financial accounting designed to provide you with accounting skills to handle business transactions. The course will include bookkeeping techniques, accounting for a merchandising concern and control over cash and receivables. Accounting for payroll is also introduced in this course. ACCT 122 is a companion to ACCT 125 (Introductory Financial Accounting 2) which continues the study of basic financial accounting.
You will study human behaviour in organizations and develop the skills needed to deal with people at work. Your studies include content on individual behaviour, values, interpersonal relationships and communications, groups and team dynamics, organizational culture, leadership, and change. You will study these aspects of human behavior within the context of diverse formal organizations.
You will develop fundamental employability skills through study of the principles of communication and active listening techniques. The course content includes development of effective writing skills and formatting. You will apply the principles and skills by writing business messages for positive, negative and persuasive purposes. You will examine ways to apply communication skills to cross-cultural situations. You will learn to apply effective presentation skills when delivering oral presentations and conducting business meetings. You will write short reports.
Your studies will focus on the practical use of Outlook, Word, PowerPoint, and Excel from the Microsoft Office Professional software suite. You will learn a wide range of skills from intermediate to advanced in each of the applications.
Your studies will focus on an introduction to microeconomics. You will learn how individuals, businesses and governments make decisions in a world of scarce resources and unlimited wants. You will study how production and consumption choices are made in a market economy. You will learn to analyze economic fundamentals in supply, demand, costs, response to price changes, and income distribution. Finally, you will gain an understanding of the most common market structures along with their price and output determination in the Canadian economic marketplace.
Your studies will focus on an overview of human resource management and practices. You will learn the impact of job analysis; planning, recruiting, and selection processes; training, developing and compensation considerations, and management performance and labour relations. You will discuss employee and organizational ethics throughout the course, and your studies will emphasize the use of human resource management to achieve high organizational performance.
Your studies will focus on the field of commercial law. You will examine in detail the concepts of contract law and how these concepts are influenced by various legislative acts and common law. Other legal concepts in your studies will focus on: torts, agency, various forms of business organizations, the sale of goods, employment, bailments, insurance, real and intellectual property, and secured transactions.
You will deal with business problems involving ratios, proportions and percent. You will study the mathematics of merchandizing by examining discounts and markups. You will deal with the concept of the time value of money and how it is applied to both simple and compound interest. You will study ordinary annuities and specifically how they relate to mortgages.
You will discover the dynamic field of marketing. You will explore what marketing is, how it works, and the effect it can have on consumers and on society. At the end of the course, you should have a strong sense of how to market ideas, skills, as well as products and services. Marketing concepts you will learn include: the strategic marketing planning process, market research, segmentation, positioning, consumer behaviour, and the marketing mix.
Your studies will focus on an introduction to financial accounting building on the skills you learned in ACCT 122 (Introductory Financial Accounting 1). Your studies include these topics: accounting for property, plant and equipment assets, current and non-current liabilities, partnerships, and corporations. In addition, you will learn to prepare a cash flow statement and perform ratio analysis.
Your studies will provide an introduction to the fundamentals of managerial accounting. You will examine cost concepts, manufacturing accounting, cost allocation and budgeting processes, and you will be able to select appropriate managerial accounting techniques for decision making.
You will explore many concepts related to planning and managing personal finances. You will develop the knowledge and decision-making tools to help you make sound financial decisions and/or provide advice to others. Your studies will introduce concepts in banking, deposit accounts, investing, tax and retirement planning. You will explore the uses and misuses of personal credit and review the importance of insurance and estate planning. You will be able to apply the skills and knowledge that you develop in a wide variety of real world situations.
Your studies will provide an introduction to the principles and practices of the insurance industry. You will examine the multi-faceted nature of the insurance business, develop an understanding of risk and strategies to respond to it, and examine contract law as it relates to the industry. You will be introduced to the terms and practices of the insurance business.
Graduates may be eligible for transfer of courses from the Sask Polytech Business Certificate program on an individualized basis depending on the AU program selected.
Students from the Sask Polytech Business Certificate program who have successfully completed specific courses within the past five years will be assigned transfer credit from Briercrest College and Seminary as detailed in the Articulation Agreement.
Students from Sask Polytech to CITT, or students from CITT to Sask Polytech, may be eligible for credit of courses.
Students from Sask Polytech may be eligible for transfer of courses.
Graduates of the Business Certificate program with an average of 72% or higher may be eligible for transfer credit of 30 hours toward the Bachelor of Business Administration degree. Qualifying Program requirements must be completed.
Graduates of this program may be eligible for Bachelor of Arts four-year or Honours programs in Business Economics with advanced credit standing comprised of a block transfer of 30 credit units.
Graduates of the 1-yr Sask Polytech Business Certificate program may be eligible for up to 30 credit units towards the Edwards School of Business 4-yr Bachelor of Commerce degree.


text:
Mike speaks with NBC News Correspondent Ayman Mohyeldin
[postlink]http://www.mikebarnicle.tv/2014/10/mike-speaks-with-nbc-news-correspondent.html[/postlink]http://www.youtube.com/watch?v=fJRhIrHVr_Qendofvid
Mike speaks with NBC News Correspondent Ayman Mohyeldin about co-opting certain groups within the Middle East to serve as supplementary support networks in the fight against ISIS. Mike says: "One of the critical components it would seem to … people in Washington running this operation, is to garner more Sunni involvement in any opposition to ISIS." On Morning Joe on MSNBC.
Today on Morning Joe, founding chair of Citizens U...
Mike and Mika speak with Raymond Burse
Mike and the Morning Joe team discuss Ebola
"There has got to be some balance here," said Mike
Mike comments on the current unrest across the US
"It's the ultimate Orwellian nightmare" says Mike
Today on Morning Joe, Mika and Mike
Mike praises author and renowned Boston Globe spor...
Mike responds to a discussion about polls
Morning Joe's Mike and Michael Steele talk with Ni...
Mike and the Morning Joe team discuss recent news
The Morning Joe team with Sports Illustrated Execu...
Mike, the Morning Joe team, and correspondent Chri...
Mike and Mika discuss a new document from a group ...
Mike and Father Dave Dwyer
Mike and the Morning Joe team discuss Sayreville H...
Mike on the growing fear around Ebola
Mike defends President Barack Obama
"Why Obama Won't Listen to Panetta."
Mike with How to Cook Everything Fast author Mark ...
Mike and Michelle Caruso-Cabrera
Mike considers the unrest and lack of leadership c...
Mike delves into one of many facets of the conflic...
Mike asks investigative reporter Lisa Myers
Mike and the Morning Joe Team discuss the unpredic...
Mike and David Ignatius
Mike, Mika and Joe discuss the decision of a New J...
The Morning Joe team with Matt Lewis
Mike and the Morning Joe team comment on "Biden's ...
Mike and the Morning Joe team discuss an editorial...
Mike talks about current Senate race patterns
Mike and White House Press Sec. Josh Earnest discu...
Mike speaks with Anoop Jain and Alex Waislitz
Mike and Joe parallel George Bush and 9/11 to Pres...
On Morning Joe, Mike says of Derek Jeter...
"Terrorism is like a cancer"
Mike with author of "Fantasy League", Mike Lupica
Mike & National Security Advisor Susan Rice
We're going to defeat ISIS
Mike points out the responsibility of the Departme...
Mike seeks to get more answers about the current c...
Mike & Former Treasury Official, Steve Rattner
Mike on the current state of the NFL
Mike and former White House Press Secretary Robert...
Mike posits: "Fear is an easily communicable disea...
Mike heatedly discusses suspended professional foo...
Mike speaks with NBC News Correspondent Ayman Mohy...
"The American worker, it seems to me, has now been...
"Revenge is understandable, but it's not a code of...
Mike discusses the victory achieved by employees o...
Mike says: "This is a great benefit to the police ...
Mike comments on Maureen Dowd's New York Times pie...
"Think about the country, think about how fortunat...
Mike says: "They are talking about Stop-and-Frisk..."
Mike & Joshua DuBois, author of 'The President's D...
The four magic words
Mike and the Morning Joe team talk about an op-ed ...


PORT-AU-PRINCE (Reuters) – A major earthquake hit impoverished Haiti on Tuesday, toppling buildings in the capital Port-au-Prince, burying residents in rubble and causing many deaths and injuries, witnesses in the city said.
The magnitude 7.0 quake, whose epicenter was inland and only 10 miles from Port-au-Prince, sent panic-stricken people screaming into the streets as a cloud of dust and smoke from falling buildings rose into the sky. Source..


text:
Sluice Boxes State Park is a public recreation area in the Little Belt Mountains of Montana, United States, located  south of Belt on the Kings Hill Scenic Byway. The state park is highlighted by large cliffs and ledges where the northernmost eight miles of the Belt Creek canyon winds out of the Little Belt Mountains. Remains of the area's mining and railroading days are found throughout the canyon. The park offers fishing, hiking, floating, picnicking, and backcountry camping.

References

External links

Sluice Boxes State Park Montana Fish, Wildlife & Parks
Sluice Boxes State Park Trail Map Montana Fish, Wildlife & Parks

State parks of Montana
Protected areas of Cascade County, Montana
Protected areas established in 1974
1974 establishments in Montana

redpajama_set_name: RedPajamaWikipedia


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Moving towards a centralised food and nutrition security framework in Burkina Faso (Story of Change)
This is a story of how a group of CSOs embraced a multi-sectoral approach in order to bring the food and nutrition security debate to the fore. Inspired by their neighbouring country, Benin, these CSOs convinced Burkinabe stakeholders to join forces in the battle against malnutrition through an evidence-based, collaborative approach.
Getting to the roots of food and nutrition insecurity
It all began in 2016, when the Voice for Change (V4CP) programme was launched in Burkina Faso. Through this programme, several Burkinabe civil society organisations (CSOs) - namely the National Federation of Naam Groups (FNGN), Agricultural Service Delivery Cooperative-Coobsa (COPSAC), Federation of Agricultural Professionals of Burkina (FEPAB), and the National Union of Rice Producers of Burkina Faso (UNPRB) – would receive training to strengthen their advocacy capacities, as well as support in gathering evidence from a renowned research institute, the International Food Policy Research Institute (IFPRI). Through this programme, these four CSOs soon joined forces to advocate together for the improvement of food and nutrition security in Burkina Faso.
In order to formulate a clear advocacy message, the four CSOs reflected on the state of food and nutrition security and the levels of malnutrition in their country. They acknowledged that Burkina Faso has made important strides in recent years to address malnutrition; chronic malnutrition was reduced from 35.1% in 2009 to 21.2% by 2017 while acute malnutrition decreased from 11.3% to 8.7% over the same period[1]. Despite these improvements, levels of stunting amongst children below the age of five in 2016 remained high at 29.1%, affecting over 1 million children.[2] The need for a comprehensive effort to address food and nutrition security was recognised by the Burkinabe government and in 2016 the National Nutrition Policy was formulated and a Multisectoral Strategic Nutrition Plan for 2016-2020 was finalised. To ensure that they practiced what they preached, the CSOs backed their claims with evidence generated by IFPRI and other research institutes, including briefs reviewing policy dialogue frameworks. IFPRI presented this research to the CSOs, engaging with them through multiple workshops to translate this research into persuasive policy arguments.
Due to its multifaceted nature, tackling an issue such as nutrition is a task that concerns several ministries and departments. While the Ministry of Agriculture oversees the production of nutritious food, the Ministry of Infrastructure provides suitable roads for the transport of food. Meanwhile, the Ministry of Education is responsible for educating children on nutrition, and the Ministry of Health ensures the provision of health services to the people of Burkina Faso. Numerous other ministries play parts, big and small, to address nutrition nationwide. A coordinated national nutrition policy and plan across ministries is therefore essential to ensure that efforts are effective and efficient.
In reviewing the Burkinabe nutrition context and the possible reasons why progress in tackling malnutrition has been slow, and with the help of credible IFPRI research, the CSOs determined that weak coordination between the Ministries of Health and Agriculture was a primary cause. Each ministry had its own approach to achieve a reduction of the malnutrition rate, establishing their own councils and policies to tackle the same issues. For example, the National Food and Nutrition Security Policy was created by the Ministry of Agriculture, and the National Nutrition Policy by the Ministry of Health. The lack of coordination and communication between the two ministries resulted in work being duplicated or unorganised. The CSOs saw that there was a clear need for closer coordination and synergy between the two entities, and made it their mission to achieve it.
Building the alliance and its tools
Encouraging two different ministries to recognise the need for closer coordination is not an easy task. The sensitive nature of this issue required a robust and credible message from the CSOs, one that would be greatly strengthened by engaging with other food and nutrition security allies. The CSOs decided that they needed to establish a space for CSOs advocating for food and nutrition security, so they embarked on the challenge to create a platform that is effective, credible, and speaks with one voice. They applied the leadership and communication skills that they had developed during V4CP trainings, and spearheaded the formation of the platform. With a new-found confidence and the support of SNV and IFPRI, the CSOs quickly managed to find an additional seven voices to join their cause, three of whom are considered to be some of the most influential advocacy organisations in the country: the Burkina Faso Farmers' Confederation (CPF), the Permanent Secretariat of NGOs (SPONG), and the Consumers' League of Burkina Faso (LCB). The participation of such high-profile organisations gave the CSOs' platform additional credibility, and together they came up with a plan of action.
The National Council of Food and Nutrition in Benin.
Cross-country exchange: learning visit to Benin
The CSOs realised that the best way to convince two separate bodies to work together was by showing them similar examples of where cooperation had been successful. At the recommendation of SNV, the CSOs decided to look towards their neighbouring country, Benin. In 2009, the government of Benin established the National Council of Food and Nutrition. It is a multisectoral policy coordination platform that operates under the authority of the President, bringing together a wide range of stakeholders. Sectors such as agriculture, health, finance, social protection, planning, academia, and civil society develop and coordinate multisectoral nutrition policies and programmes. Benin's coordination model is inclusive and involves other relevant stakeholders such as UN agencies, NGOs, and technical and financial partners. Benin's model effectively coordinates actions to reduce malnutrition both between sectors and between levels of administration, and has been actively supported in 40 of Benin's 77 districts[3]. Benin has shown that better coordination mechanisms can be established at both the national and sub-national levels, an example that Burkina Faso could learn from.
With their success story found and their objective clear, the CSO coalition pooled their resources and networks together and set to work to convince decision-makers from the Prime Minister's Office, the Agriculture Ministry, the Health Ministry, and the National Assembly to take part in a fact-finding trip to Benin in May 2018. The comprehensive visit gave the Burkinabe delegation the opportunity to see first-hand how Benin's coordination model was being implemented, from national level down to village level. The delegation spoke with a wide range of stakeholders, ranging from national technical services, NGOs, multiple specialised UN agencies, and the Benin people who had benefited from the improved nutrition services. The trip inspired the Burkinabe delegation and convinced them that Burkina Faso could benefit from a similar coordination model. Most importantly, the parliamentarians and ministers of the two targeted ministries of Agriculture and Health had been convinced of the necessity to move towards a centralised coordination model, under the auspices of one high-level ministry. This was the first sign of imminent change.
Government representatives and CSOs took part in an exchange trip to Benin.
Cementing buy-in back home: identifying the Burkinabe model
Once back home in Burkina Faso, the coalition of CSOs reflected on the study trip to Benin and how to translate the experience from enthusiasm to firm commitments. That is where the idea came to organise a high-level panel for food and nutrition security stakeholders to share the lessons learned on Benin's coordination model and to begin determining a suitable version of the model for Burkina Faso. The ministry representatives who had been a part of the delegation to Benin were in agreement and worked alongside the coalition to convince the very influential State Minister at the President's Office and chairperson of the ruling party, Mr. Simon Compaore, to sponsor the high-level panel. As proof of his support, the Minister of State said:
"The initiative of the high-level panel is all the more commendable that it comes from CSOs who, in their role as citizen control over public actions, are helping the government to take more responsibility for its citizens. For an effective and efficient food and nutrition security intervention and the better use of state resources, we need to rethink the food and nutrition security coordination model and under which ministry it would fall. Our government is committed to supporting this. The president himself underscored the importance of this undertaking."
– Mr. Simon Compaore, The Minister of State.
The decision to establish a centralised coordination model and the changes that this requires is more a political challenge than a technical one. The Minister of State's support for the establishment of a coordination model gave the CSOs' movement the legitimacy it needed to begin taking the first steps to action. However, despite the CSO platform's preparations and the ministers' support, the process to formalise this new strategy for tackling food and nutrition security issues in Burkina Faso has not been without its difficulties. The announcement of a high-level panel discussion on a coordination model awakened a conflict of leadership. A number of international NGOs questioned whether leadership for guiding the coordination model process should reside with local CSOs, with some pressuring central directorates at the Ministry of Health and technical and financial partners to boycott the panel. But despite the initial resistance, the CSOs, with the support of SNV, used their experience and their newly developed leadership and negotiation skills to ensure that the high-level panel went ahead.
Soon after, the CSOs organised the high-level panel on a coordination model for food and nutrition security in Burkina Faso. During the panel, the CSOs and ministry representatives who had been a part of the study trip to Benin told the participants about their experience and the things that they had learned from their neighbours. They described the benefits of having a coordinated approach to tackle nutrition and why they believed a version of the model should be adopted by the Burkinabe government. Most importantly, they ensured that all key stakeholders had a common understanding that food and nutrition security is a cross-cutting issue that does not only concern the agriculture and health sectors, but many others as well. The need for a centralised coordination model, linked to a high-level ministry such as that of the presidency, became clear to all in attendance. At the end of the panel, the participants unanimously recognised the relevance of the proposed model, and political actors (executive and legislative) publicly stated their commitment to achieving this goal.
The ground work has been laid. CSOs have gathered evidence and organised a joint learning visit with government officials to neighbouring Benin, built their coalition and legitimacy, and thereby ignited political will. With this backdrop, the government will now begin to discuss and develop the ideal centralised coordination model for Burkina Faso, with CSOs. Future consultations will seek to develop a concrete action plan in a continuous process of adaptive planning and collaborative action, while the coalition continues to expand and strengthen its network with a vision to keep food and nutrition security high on the agenda in the country.
The Voice for Change Partnership (V4CP) strengthens the capacities of CSOs to foster collaboration among relevant stakeholders, influence agenda-setting and hold the government and private sector accountable for their promises and actions. It is funded by the Dutch Ministry of Foreign Affairs.
[1] Burkina Faso Ministry of Health (2018)
[2] European Commission (2016) "Burkina Faso Nutrition Country Fiche", https://ec.europa.eu/europeaid/sites/devco/files/nutrition-fiche-burkinafaso-2016_en.pdf
[3] World Bank February 19, 2018 http://documents.worldbank.org/curated/en/120941521788526261/text/Concept-Project-Information-Document-Integrated-Safeguards-Data-Sheet-Early-Years-Nutrtion-and-Child-Development-Project-P166211.txt
The sign welcomes the Burkinabe delegation to Benin.


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Share this Story: Six areas of Canadian law every marketer should know
Six areas of Canadian law every marketer should know
Canada is a nation with many laws and regulations that affect the marketing and selling professions. As a corporate professional or entrepreneur, it can be a daunting task to keep up with all the various laws affecting your company's marketing and sales from ethical advertising rules, consumer privacy, pre-packaged goods, disability accessibility, bilingual communications, and more.
This article will cover six of the more popular areas of law that affect the marketing and selling professions. I encourage you to use this information to identify if there are specific areas that you wish to investigate more with your legal team.
1. Collecting and sending emails
In the last year, arguably the most contentious law effecting marketers in Canada has been the Canadian Anti-Spam Law (CASL).
As of July 1, 2014, you must ensure proper elements are in place when collecting information to properly gain express consent. For instance, on a website subpage with a form you require:
Your company's name
Your company's mailing address
Either a phone number, web address, or email address
An unchecked check-box that the user can check to provide express consent
A consent message (including what you intend to do with the information and that the recipient may withdraw their consent at any time)
You further need comparable rigour when sending commercial electronic messages (CEMs) and to provide attentive diligence to the date in which the consent you have established with each lead expires. For instance, unless you have acquired express consent, you can no longer send CEMs to leads after six months from the date of their inquiry or after two years from the date of last purchase.
Osler, Hoskin & Harcourt LLP partner and Co-Chair of the firm's technology committee, Michael Fekete, says CASL needs to be taken seriously but reminds people that despite the buzz surrounding CASL, PIPEDA is still strong and in force in Canada.
"PIPEDA co-exists with CASL," Michael said to me on a phone call last month, "For instance, any company that is collecting, using, and disclosing consumer information is still required to have a law abiding privacy policy, and that businesses clearly must state for consumers in these policies what their intent is when collecting the information."
2. Retail sales and refunds
Selling products and providing refunds can be a complex legal environment, and one you shouldn't tread without a lawyer's assistance. For instance, a partner at Lerners LLP in London, Ontario, David Lyons, points out when doing e-commerce sales to Ontarian customers, businesses must state in their agreements:
What law governs the transaction
The business' electronic mailing address
Full descriptions of the goods or services sold
The associated currency
Any delivery arrangements
Any cancellation, exchange, or refund policies (if any apply)
A common myth to consumers is that retailers need to provide refunds when requested, within a set period of time. "If there are no obvious defects in the quality of the product purchased, it is at the discretion of the retailer whether or not to issue a refund," said Lyons. "This may also depend on whether the purchase is governed by specific legislation."
If you're in the business of distributing pre-packaged products, you'll want to also ensure you're complying with the Consumer Packaging and Labelling Act and its associated regulations. For instance, this federal legislation requires at least the following elements to exist in print on all non-food products sold in Canada:
The identity of the product
Name and principal location of the dealer
Additional rules apply to imported goods, food products, pharmaceutical drugs, etc. Further provincial legislation may also exist that dictates the required container size on certain types of products.
Karine Pelletier, a lawyer at Lavery Lawyers in Quebec City, says when it comes to doing business in Quebec, there's even more rules that businesses must adhere to.
"Aside from very few exceptions, pre-packaged products sold in Quebec must be in French. A second language, such as English, can exist but cannot be given greater prominence to that which is in French," Pelletier explained.
3. Telemarketing
If you practice telemarketing as a marketing and sales tactic, you must comply with CRTC's National Do Not Call List and its associated Telemarketing Rules. Formed in 2008, consumers can register their telephone numbers to be on the list and businesses are then forbidden from making unsolicited telecommunications calls to them for solicitation purposes.
As a company telemarketing to Canadian consumers, you'll want to ensure your business is subscribed to the list so you can have access to who you're prohibited from calling.
The program seems to have mixed views about its overall success. The CRTC has handed out fines at times such as approximately $100,000 delivered to five home renovation companies in the Toronto area in 2014. Others have claimed the program and its enforcement could be better.
Despite the mixed reviews, if you're in the business of selling to Canadian consumers via the telephone, this is an especially important area you're required to follow. Additional provisions and information can be found on the CRTC website.
4. Ethical Advertising
Earlier this month I chatted with Steve Szentesi, a competition and advertising lawyer, about the bigger picture that marketers should be thinking about when producing advertisements. He advised that it is best to compartmentalize your compliance into three key areas: federal and provincial law, industry-specific regulations, and advertising platform rules.
First, ensure your advertising complies with federal and provincial legislation.
The most prominent advertising rules rest in the misleading advertising and labelling provisions of The Competition Act where the Competition Bureau requires companies to not present, amongst other things:
False or misleading representations
Performance representations that aren't based on adequate and proper tests
Misleading warranties and guarantees
Misuse or unauthorized use of testimonials
Second, ensure your advertising complies with industry-specific regulations. Individual associations such as medicine, law, realty, etc. have their own set of standards that govern how and if a member can advertise. "Another big one are professions," Szentesi pointed out. "Many professions have code of ethics. Realtors do [for instance]. Many professions have taken it upon themselves."
Third, ensure your advertising complies with provisions set out by the advertising platform. As an example, on Facebook, the social network has rules set out for how much text you may use in an ad, how you may use the Facebook logo, minimum age of the target audience, and additional defined prohibited material (ie. advertising adult content, tobacco, prescription drugs are all currently prohibited on the platform).
5. Building accessible websites
Marketers should pay attention, and adhere to the Integrated Accessibility Standard Regulation (IASR) within the Accessibility for Ontarians with Disabilities Act (AODA). The IASR requires companies with 50 or more employees or those in the public sector of any size working in Ontario, when building new websites, to ensure such websites are accessible to people with physical disabilities. The regulation uses a universal set of standards established by W3C (World Wide Web Consortium) called the Web Content Accessibility Guidelines (WCAG 2.0) to determine if a website is accessible or not.
Here's a more detailed explanation of what accessible web means and its importance. If someone has a physical disability such as a visual disability they may surf the web using an assistive technology called a screen reader. A screen reader will convert text to audio for that visitor. The issue is that many websites weren't built to communicate fully with assistive technologies. So in short, by building a website that complies with WCAG 2.0, it's more accessible to someone with a physical disability and compliant the AODA.
6. Running contests
One of the favourites in the marketing toolkit of B2C companies is running sweepstakes. These are typically when consumers insert their information with the goal of winning a prize.
There are many marketing benefits to well managed sweepstakes. Some include new leads, website traffic, brand awareness, and brand sentiment.
Federally, the Competition Act governs sweepstakes campaigns in Canada (and one additional provision of the Criminal Code).
When running contests, you must ensure that there's no purchase necessary and that there's an element of skill (many brands accomplish this with a skill testing question) so that it's not deemed as an unlawful lottery.
I circled back with Karine Pelletier from Lavery Lawyers to clarify some of the further elements that pertain to sweepstakes and she said, "The Competition Act prohibits any sweepstakes that does not disclose the number and approximate value of the prizes; does not disclose the area and areas in which they relate; and does not disclose any important information relating to the chances of winning such as the odds of winning."
She went on to point out that there are additional rules when running sweepstakes in the Province of Quebec. These include amongst other things, paying a fee to the Régie des alcools, des courses et des jeux (RACJ) when prizes are above $2,000, and in specified situations, providing a deposit.
The intention of this article was to provide an overview of the more popular Canadian laws affecting the marketing and sales professions. I hope it shed light on the layers of legislative complexities that our respective companies must navigate when selling products in the marketplace and building brands that thrive.
Note: This article is for educational purposes and not to be taken as legal advice.
Andrew Schiestel is the President at tbk Creative, an award winning web design and digital marketing agency, and a Co-Founder of the web accessibility software, AODA Online. He can be followed on Twitter at @AndrewSchiestel
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Running to the grocery store to pick up a few items seems like it should be the simplest of tasks to accomplish. Yet, time and again, we all come home without the one specific item we went for in the first place. Part of the reason is that the whole event is fraught with distractions your brain needs to sort out while trying to remember your list of items; be it traffic, staff trying to restock the fruit and vegetables so your cart can't pass, the number of last minute additions your partner adds to your list, specials being announced over the store's speakers, and navigating the aisles full of harried shoppers. Read more.
Slips, collisions and falls are a hazard at any age, but unfortunately, in older adults the effects can be much more debilitating. Risk of falls increases as we age as well as the severity of the injuries sustained from an accident like this. If that weren't enough, one incident often leads to a downward spiral as fear of future falls limits mobility further with the added effect of increasing the risk of another fall, yet again. It may seem like this is just a matter of aging legs, but it's not as simple as that. Read more.
At the Alzheimer's Association International Conference on July 24, 2016, the new results of landmark study were presented. This study, called the ACTIVE trial, showed that one particular type of brain exercise—called "speed training" in the study—cut the long-term risk of dementia nearly in half. We are thrilled to announce that the current version of the speed training cognitive intervention that was used in the ACTIVE study is our BrainHQ's "Double Decision" exercise. This is the first time that any intervention—brain-training program, physical exercise, diet/nutrition, or drug—has been shown to reduce the risk of dementia. Read more.
Much like our auditory system, as we age our brain's ability to process visual information quickly and accurately declines also; but because of the plastic nature of our brains, we can train our brain to improve and speed up its visual processing, and be able to better manage more information at quicker speeds. Creating a higher resolution picture in your mind means you can react quicker but also recollect what you've seen at a later time with more accuracy - that is, it improves your visual memory. Read more.


Tubby Hayes dead at thirty eight in 1973! Tenor saxophonist Tubby, in one memorable phrase, burned the candle at both ends and then started on the middle. This film has been described as bringing back a forgotten man. Has Tubby really been forgotten? He lives large in the memories of those who saw him. Thanks to Simon Spillett's magnificent biography, published earlier this year, Tubby's life is preserved in greater detail than any other UK jazz musician.
Nevertheless, it is good to have a film that examines the life and music.
Spillett is featured throughout the new film with anecdotes gained from his intensive biographical research. Like Spillett's book, the film recreates an era that is neglected and misunderstood: the time before the Beatles, before every one was swinging through the sixties. Some of the participants make the point that the people like Hayes were living the sixties before anyone else. One describes Hayes as the Michael Caine of jazz!
Actor Martin Freeman narrates the film and he is joined by a crowd of people who share their insights. Tubby's son Richard describes what it was like to be brought up by someone who did not take to family life and domesticity. Poet Michael Horovitz has his unique reminiscences including one that will turn your stomach when you hear it. Sir Peter Blake, the artist who designed the cover of Sergeant Pepper, reveals that he has a real love for the energy and braggadocio of the early Hayes.
When he was approaching the height of his creativity Hayes was working in a world that was turning away from jazz. The wonderful music from 'Mexican Green' and '100% Proof 'was not really appreciated. The outstanding working group with Ron Mathewson and Spike Wells toured to diminishing audiences. Wells, looking like a mature Harry Potter, describes how Hayes auditioned him.
The dissipation of jazz musicians at that time is chronicled and the way that it eventually enfeebled Hayes is a cautionary tale. Theimage of him, just before the end, being wheeled across a London station on a luggage trolley because he was too ill to walk is tragic.


Here's another of my human resource commissions for Conti Law. A lot of the law firm's clients deal with various issues within large corporations, so this particular collage is about some large city where the corporate machine is incased within the many sky scrapers found there. This image was printed on canvas for display within the law firm.


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The Unsung Behind-the-Scenes Heroes of The People's Convoy
Let's face it: The People's Convoy (TPC) is a modest crowd. Maybe it's because they're a trifle older than the Ottawa Convoy, but when great kindness happens they tend to hide their light under a bushel when it should be splashed around social media. Since they're such a humble bunch, that's another way we can help the movement: do the splashing for them! #goodPR
Our story begins with a video so adorable it has me in tears every time I watch it and I've watched it a lot. Remember Marcus Sommers? He's the behind-the-scenes Leadership guy who managed the Convoy early last week while Brian and Mike were elsewhere.
What we didn't know is that when the Convoy took off from Adelanto, Marcus left his truck at home to focus on organizing/managing the Convoy. Being truckless was torture for him. As his wife, Michelle, phrased it, "He was feeling like a biker at Sturgis without a Harley." So Michelle and Marcus' friends arranged a very special surprise for him.
Back at home, Mrs. Sommers packed Marcus' truck with clean clothes, food and a sign that read, "Miss you, Big Daddy xoxo" and his friends drove his truck all the way to Hagerstown. When a shocked Marcus saw his beloved truck driving into the speedway, well! Words can't describe his reaction. Turn up your speakers and watch this adorable moment caught on video! If you don't shed a tear, you're made of sterner stuff than I am!
Meet People's Convoy Co-Leaders, Brian Brase and Mike Landis: "There's no way that you can't believe in God after experiencing this [convoy]."
You've heard them barely mentioned (or totally ignored) by the Conservative Media. You've heard them misquoted by the Mainstream Media. So who exactly are Brian Brase and Mike Landis, highschool friends turnedco-founders/leaders of The People's Convoy (TPC) in their own words?
On Wednesday morning (3/23/2022), Brian spent an hour with the convoy's YouTube livestreamers, answering all their questions, and later Mike Landis chatted with Sasnak in his truck for a couple hours. (Scroll down for the videos and their social media links. Calm down, Ladies! Both Brian and Mike are spoken for.)
US People's Convoy Treated Well by DC Police While Canadian Freedom Convoy Enjoys Reunion and Restart in Toronto!
Have you ever been blindsided by your own emotion? Yesterday when Live from the Shed livestreamed the reunion of the original Canadian Freedom Convoy truckers and once again Canadians rallied for Freedom singing, "God keep our land glorious and free! O Canada, we stand on guard for thee," I was shocked to realize I was sobbing.
For many of us in North America, O Canada encapsulates when everything changed. When Hope was rekindled. When we felt Pride in our nations again. When we realized we Freedom-loving Patriots are vastly in the majority. When again we had heroes who, despite intense persecution, just won't quit. Truckers who lost everything after Ottawa and have returned to fight together for freedom! Modern day George Washingtons, John Paul Joneses and Patrick Henrys.
Even though our Brothers and Sisters in France, Italy, Denmark, etc. have been marching for Freedom for over a year, here in North America O Canada symbolizes when Life itself changed so drastically it'll never be the same and we wouldn't want it to be. A wonderful "New New Normal" of Freedom.
When we hear O Canada, we feel again the love, joy, strength, sticktoitiveness and power-through-peace we felt flowing from Ottawa via livestreams. Our True North brothers and sisters, who flew the Ol' Glory right beside their Maple Leaf, changed my life forever and I wouldn't want to go back to any other "normal."
The Convoys have suddenly made me glad to be alive "for such a time as this." I stopped hankering after the Good Ol' Days and was finally grateful to be alive now, during the new 1776. We all feel it in our hearts. That's why Mike Landis was given the 48-star WWII flag to fly proudly behind his truck.
A huge "Thank You" to Karen who wrote my step-daughter's name at Hagerstown. It's a comfort to know that Caitlin's legacy continued in Ottawa and now Hagerstown!
The Heart-Warming Goodness Enveloping of the Peoples' Convoy: "Renaissance not Revolution"
As readers of AMERICA: The Blog may've noticed, I suffer from a terminal case of Pathological Optimism. Like fashion designer Diane von Furstenberg's mother who survived Auschwitz and yet only saw Good everywhere for the rest of her life, I survived an epic personal battle for Freedom, still with my Pathological Optimism intact. So if you arrived on my site looking to dig up dirt on the People's Convoy, Honey, you're in the wrong place cause there ain't any!
Remember how wonderful Ottawa was at the height of their Freedom Convoy? My friend, "D," who danced on the frozen streets of Ottawa every weekend during their Convoy, described it as a "Vortex of Love." Even via livestream, you could feel the joy, the love, the determination in every soul to be peaceful and impeccable. Everyone in Ottawa and watching livestreams from around the world were drunk on Liberté! Liberté! Liberté!
Well, my fellow Americans, our Canadian brothers and sisters have nothing on us! Just one week after setting up housekeeping at the Hagerstown Speedway, our Convoy has come together with a wonderful vibe proving we passionate Americans just as joyful, just as loving, just as patient, peaceful and impeccable as our True North kindred. Maybe there's a little less dancing in Hagerstown but hey! It's an older, more arthritic crowd...but I'm sure a bouncy castle is on the way. (Hint! Hint!)
This article is a compilation of just a few of the heart-warming, lump-in-throat inducing tales flowing out of Hagerstown. So fetch a box of tissues cause you're gonna need 'em.
Our story begins with a four-year-old boy, Robert, who donated his allowance, four quarters, to the truckers. Click the thumbnails below to read the whole story and if you don't have tears running down your cheeks then you're made of sterner stuff than I am!


Our Chocolate Almond Bark is perfect for the almond-chocolate purist. We enrobe California grown almonds in our 61% dark chocolate for a slightly semisweet decadence.
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Thanks to the solid four-column design four-post auto lifts are also ideal for storing two vehicles when only one space is available. On the flip side all the additional building material in the construction means that four-post auto lifts are usually a bit pricier than their two-post brethren. Buy Used Car Rochdale and if you plan to use your four-post automotive lift for wheel service you will probably want to invest in rolling or sliding bridge jacks to lift the wheels off the runway.
Failing to follow through failing to keep your word sends a message shouting you cannot be depended upon. And if you don't follow through now what kind of support can a prospect expect after the sale? Keeping your word doing what you say you will do following up when you say you will demonstrates you are dependable. It is that Buy Used Car Rochdale creditability that strengthens any sales relationship.
pcarengers eating or grooming in the car dealing with children or pets in the back seat or attempting to retrieve dropped items Driver impairment by fatigue or illness Speed exceeding safe conditions Automobile Accident Protocol After your automobile accident encounter the first thing to remember is to stop. This is a required duty by law especially when there is any injury to someone or damage to someone's property.
Freedom Drive I or Freedom Drive II. The second version uses a different gearset to provide a lower simulated "first-gear" ratio in the CVT. Jeep boasts that the Patriot's approach departure and breakover angles are "best in clcar." Tow hooks and Hill Descent Control for caristance in rougher terrain are available in the Freedom Drive II Off-Road option package. Sport models ride on 16-inch steel wheels while the Limited gets 17-inch aluminum wheels. Five pcarengers fit inside the Patriot.
Jeep.Finally the answer could be here – the Jeep Commander. If looks could kill then the Commander would win a war on its own.
Defensive driving schools Alberta is basically for busy professionals who can attend clcares like: remedial & low risk driving techniques from home. This type of course covers all the necessary safe driving topics like: mentally active riding railroad collisions car crashes bicycle collisions road rage and much more. These schools also offer professional clcar 1 driving courses. This program is one of the most professional truck driving programs where you learn excellent truck driving skills like hill driving etc.
It is because prior to a specific motor is put on sale the car goes through screening procedures for improving engine capability. Moreover you will find substitutes of old car parts with new as well as modern parts. Therefore the vehicles that you purchase are of better quality. * Licensed to Drive Car dealers are the best it is because they've been licensed to run.
Interesting Facts: Hindustan Motors was the oldest car manufacturers in India. It is best known for the Ambcarador which hasn't changed for more than 30 years. The pcarenger car and motorcycle segment in India is growing by 8-9 Buy Used Car Rochdale percent.
Suddenly a shadow was cast over my beloved car and as I dared peak into my rear-view mirror I asked myself "What's that coming over the hill?" It was indeed a monster in the form of a Chelsea tractor piloted by none other than a life sized Barbie that was just a plastic. As she applied her makeup – presumably for Ken the thought of driving seemed like an added bonus the hand stitched hide of what appeared to be a white tiger lavished over the empty child seat next her. And then she was gone.
OE segment comprising around 1.5 to 1.6 Buy Used Car Rochdale million units per annum. The Indian Lead Acid battery industry is poised to more than double within four years given the current rate of growth of over 25 per cent per annum. This being the case the aftermarket is definitely striking with its sheer size and is lucrative due to better price and credit realization. Lately India has seen a surge in the sales o the pcarenger car segment which increased the overall sales of batteries. The Life of Lead Acid Battery is generally 2 "" 3 years and the boom in auto sales since last 5 years has pushed the sales of aftermarket battery market the demand is so huge that there is always short supply in quality aftermarket battery.
If you want to be covered for your injuries then you'll need to add medical payments coverage to your policy. Property damage coverage pays for the damage that you cause to other people's vehicles or property it doesn't pay for the damage to your vehicle from the accident. If you want to be covered for damage to your vehicle then you'll need to add collision coverage to your Buy Used Car Rochdale policy.
Since then the vehicles design and purpose have essentially followed closely to the original brief for a multi-purpose countryside vehicle which can also be used on the road. Although with today's technology and materials the current models are more powerful faster bigger and more comfortable and have many more applications than it was originally intended for. The Range Rover didn't come along till 1970 by which time the Rover Company saw a market for a luxury version of the Land Rover that would be 4×4 SUV that could travel off-road if required.
Will your insurance policy cover your debt if such an event occurred?
Your insurance may or may not cover you in the event of a flood. If you need flood insurance and your insurer doesn't cover it then you can get coverage through the National Flood Program (NFP) (call (800) 638-6620 for information). Your property damage coverage includes loss to the real property and your contents insurance covers loss to your personal property and possessions.
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