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THE END OF CASH ? / BARRON´S COVER
| Etiquetas: Credit Cards, Master Card, Visa
Barron's Cover
The End of Cash?
By ALEXANDER EULE
As fewer and fewer Americans use cash to make purchases large and small, the big winners will be Visa and MasterCard. Plus: Why VeriFone Systems could climb 35%.
. C.J. Burton for Barron's
The digital wallet won't put a hurt on the two big card networks.
The U.S. Bureau of Engraving and Printing produced 8.4 billion notes last year, including a record three billion hundred-dollar bills. Yet even while cash in circulation is growing, it is becoming increasingly marginalized for retail transactions. This year, greenbacks will account for an estimated 29% of U.S. retail payments, according to McKinsey & Co., down from 36% a decade ago.
And among the wealthy and the upper-middle class, cash is almost extinct in the U.S., having given way to credit and debit cards. McKinsey says that cash comprises just 2% of point-of-sale payments for households earning more than $60,000 a year.
Credit cards and debit cards each make up about 30% of all retail transactions.
Cash's disappearance has been slow but inexorable. Upscale merchants are doing away with cash registers in favor of hand-held devices, like the ones that are ubiquitous in Apple stores. Web-based retailers don't take cash at all.
And on the highways, even toll booths are fading. Waiting in the wings is a generation of kids that have grown up with debit cards, prepaid cards, and iTunes accounts. The ATM is now as foreign to teenagers as bank tellers were to their parents.
By 2020, McKinsey forecasts cash payments could drop to 26% at the "point of sale," a category that encompasses both physical stores and e-commerce. Most of that spending will come from poorer Americans who don't have bank accounts and people who want to keep their purchases hidden. For those groups, cash will never go out of style.
Thirty years from now, if recent trends continue, cash could fall to just 10% of U.S. retail purchases.
The digital wallet won't put a hurt on the two big card networks. Having already vanquished checks, the two big payment networks, Visa (ticker: V) and MasterCard (MA), are even more focused on displacing cash. The dominant forces in electronic payments, they've spent years laying the digital rails that connect banks to merchants. As those rails get busier, the companies are more profitable. Their stocks are the best play on the cashless society.
A wave of relative upstarts is beginning to garner attention, particularly as so-called digital wallets take hold. The eBay (EBAY) unit PayPal, Google (GOOG) Wallet, and Square are all plays on the digital wallet, essentially a locker of personal-payment data stored either in the cloud or on smartphones. The wireless carriers are also fighting to get into the game by controlling the secure chips that are becoming common in smartphones.
Visa and MasterCard have their own answers to the digital wallet, called V.me and PayPass. And when it comes to routing transactions, Visa and MasterCard will continue to sit between the merchants and the banks. For all the hype, the digital wallet does little to alter the massive infrastructure that has been built around credit and debit. PayPal and Square are new interfaces, but they're just skin deep -- basically "a new way of initiating a good old-fashioned card transaction," says Gareth Lodge, an analyst for Celent, a financial-services research firm.
With some three billion cards between them, Visa and MasterCard will continue to exact a toll on the majority of card transactions, be they credit, debit, or prepaid. "The opportunity ahead of us is even larger than it was over the past 50 years," says Jim McCarthy, the global head of product for Visa -- not least because transactions in much of the rest of the world are still dominated by cash.
"All day long, we're still competing with cash," adds James Anderson, MasterCard's senior vice president for mobile and emerging payments. "We've got plenty of running room."
American Express (AXP) and Discover Financial Services (DFS) also benefit from the shift away from cash, but their networks are far smaller, and they're not pure plays. AmEx and Discover provide financing to their customers, so they have the risks more typically associated with financial services. Visa and MasterCard are simply networks; they have no credit risk. Their revenue comes from fixed per-transaction fees, service fees based on transaction size, and fees for cross-border transactions. On a $100 transaction, Visa and MasterCard make about 10 cents.
There's little risk that Visa and MasterCard will be replaced anytime soon, either. In addition to laying the physical infrastructure, the companies have spent decades building awareness with banks, merchants, and customers, much of it gained through famous ad campaigns. The slogans are embedded in our national conversation. "There are some things money can't buy. For everything else there's MasterCard." And "Visa: It's everywhere you want to be."
"It's the trust that exists between [Visa and MasterCard's] rails and the banking institutions that allows them to reach into customers' banking accounts and subtract money," says Chuck Akre, founder and chief executive of Akre Capital Management, which has large positions in both Visa and MasterCard.
The banks like that status quo. They take most of the fees that flow through the card networks, Akre adds. "The banks, in effect, are the protectors of MasterCard and Visa's domain."
THEIR POPULARITY NOTWITHSTANDING, MasterCard and Visa are still fairly new to investors. MasterCard came public in 2006, and Visa followed two years later.
The credit crisis provided an immediate test for the stocks. Investors sold off both names, which generally trade in tandem.
The business models, though, held up remarkably well. In calendar 2009, Visa's revenue grew 9%; MasterCard's was up 2%. Operating profits were even stronger.
Akre Capital was among those attracted to the stocks coming out of the recession. The selloff reflected a misunderstanding of the business, according to John Neff, a research analyst at the firm. "We thought Visa and MasterCard could move from a distressed-lending-business multiple to one that reflects the superior economics for being a pure network."
The firm avoided AmEx and Discover, Neff adds, "because we thought the lending businesses would always serve as an anchor on their earnings multiples."
Since the broad market bottomed in March 2009, Visa shares are up 198%, and MasterCard has soared 239%. The broad market is up 107% over the same period. And both stocks closed the week near all-time highs -- Visa at $148.65 and MasterCard at $483.08.
There's still room for their shares to grow. MasterCard and Visa now fetch 19 and 20 times next year's earnings estimates, respectively. Those price/earnings ratios are well above the market average, but they're only a slight premium to expected profit growth.
Analysts expect Visa to earn $4.8 billion in fiscal 2013, up 14.5% over 2012 and 17% on a per-share basis. MasterCard's profit is forecast to rise 14.8%, to $3.1 billion, and 16% per share.
Both stocks could do well just by rising at the same rate as earnings. That is to say, these stories don't need multiple expansion to provide substantial returns for investors. Both pay minimal dividend yields, however -- Visa at 0.9% and MasterCard at 0.2%.
Meanwhile, the companies' performance during the recession and credit crisis essentially validated their business models. "The last time around, the models weren't tested as public companies," says Bill Carcache, who covers cards and payment networks for Nomura Securities. "People now know how resilient they are."
Carcache expects both companies to generate year-over-year earnings growth of 20% for the foreseeable future. He has a price target of $611 on MasterCard and $172 on Visa.
"Even if there's a recession, I think you'll see them with high-teens earnings growth because they have so many levers available to them," Carcache adds. Since they essentially run a computer network, Visa and MasterCard have a lot of discretion on the cost side. Most expenses are marketing related -- the kinds of things that can be easily cut when business slows.
THE DISPLACEMENT OF CASH IS, not surprisingly, creating policy issues for governments around the world. Cash is essentially a public good, provided at no cost to citizens. Electronic payments shift much of the onus to consumers. "I think the challenge for the payment system at the moment is for society and government to evaluate whether payment systems should be publicly provided, privately provided, or some combination of the two," says Scott Schuh, an economist who studies consumer payments for the Federal Reserve Bank of Boston.
The question has led to international debate over so-called interchange fees, or payments by merchants to banks for card transactions. Europe has been regulating the fees for years, hoping to level the playing field for merchants with the hope that savings will be passed on to consumers. The results have been decidedly mixed.
The issue has reached Washington in recent years, leading Congress to include interchange relief as part of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010. The so-called Durbin Amendment, named for its sponsor, Democratic Sen. Dick Durbin of Illinois, charged the Federal Reserve with setting a cap on interchange fees for debit transactions. Last year the Fed settled on a 21-cent cap, about a 50% cut.
The ruling also eliminated exclusive deals between banks and the debit-card networks, allowing merchants a choice in how they route debit transactions. The increased competition has had an outsize effect on Visa because it's far and away the largest debit network. Visa's debit payment volumes in the U.S. were down 5.9%, to $271 billion, in the latest quarter. MasterCard, meanwhile, is picking up some of Visa's business; its debit volumes jumped 13%, to $110 billion, in the quarter.
Credit cards have also picked up some business after a decade spent losing market share to debit.
Carcache thinks debit will resume its dominance "once the dust settles post-Durbin."
"Debit is a form of financial discipline for consumers because they can't overspend," he says. "It's a financial budgeting tool. That's one of the reasons debit has been so popular with consumers. I don't see that going away or changing."
And debit is particularly strong overseas, where most consumers have a far lower appetite for risk.
Durbin's impact has already been reflected in Visa and MasterCard shares, which were volatile as Congress and then the Fed took up the interchange issue. More regulation is probably the primary risk for the stocks.
In the coming years, however, it's unlikely Washington alone will have much of an impact on Visa or MasterCard. Already, international markets represent 60% of MasterCard's revenue and 45% of Visa's.
The overseas markets will be the main growth engine in the coming decades. Globally, 85% of transactions are still in cash, according to MasterCard.
Paper currency has prevailed in emerging markets largely because electricity and communications infrastructures have been slow to develop. Mobile phones and wireless networks will allow developing countries to leapfrog those physical restrictions.
FOR ALL OF THE TECHNOLOGICAL advances in the U.S., it is woefully lacking in payment security. Most of Europe employs a "chip and pin" system that makes it much harder to steal card numbers. In the U.S., magnetic strips are still the primary technology. They're vulnerable to rudimentary scanners that can easily pick off numbers.
"The U.S. has basically become a magnet for fraudsters," says John T. Williams, who covers payment firms for UBS. "All the fraud migrates here to the U.S. because of the current physical infrastructure of our card system."
Visa and MasterCard are pushing U.S. retailers to upgrade to the global standard by 2015. The move will require a wave of upgrades for payment terminals. Some retailers will probably use the deadline as a reason to replace cash registers with smartphones and tablets. Others will upgrade to more sophisticated registers. A big winner from this upgrade wave will be VeriFone Systems (PAY), which has equipment installed in 20 million locations around the world (see accompanying story at end of the article.).
Nordstrom (JWN), the upscale department store, is already picking up on Apple's (AAPL) lead, using mobile point-of-sale terminals in place of cash registers. Its sales associates walk around with smartphones that can swipe credit and debit cards, while searching Nordstrom's inventory all across the country. The company says the system provides a better customer experience.
"We see the future point of sale in our stores as essentially completely mobile," says Colin Johnson, a spokesman for Nordstrom, whose newest full-line store opened in Salt Lake City in March. It has 150 point-of-sale devices, three times the number of cash registers.
WHILE CASH IS NOT GOING AWAY anytime soon, it is not expanding the way the Bureau of Engraving and Printing's numbers suggest. While the U.S. printed $359 billion worth of paper money in fiscal 2012, $303 billion of that was in $100 bills; that's not cash that Americans use for everyday purchases. In fact, economists at the Federal Reserve estimate that over 60% of all C-notes are now held overseas.
The surge in Benjamins could also be a one-time event. Many of them went to replace old ones, according to Fed data, while up to half, printed with a new, more secure design, are still sitting in bank vaults waiting to be introduced.
When they hit the street, don't expect consumers to fill up their wallets. Cash's day is just about gone.
Beaten-Down VeriFone Could Climb 35%
Change is usually accompanied by anxiety. With the emergence of the digital wallet, investors are taking it out on VeriFone Systems, the dominant maker of payment-card terminals found on retail counters. Among the top 1,000 U.S. retailers, VeriFone has 70% of the terminals. Investors are worried the business could evaporate as merchants use smartphones and tablets to accept card payments.
Always a volatile stock, VeriFone has had its shares cut in half since April, to a recent $28.70. Investors are now valuing the stock at just nine times fiscal 2013 earnings, versus a 10-year average of 18. VeriFone's fiscal year ends in October.
The reality is not so dire. The end of cash and the growth of the digital wallet creates uncertainty for VeriFone, yes, but there's plenty of opportunity, as well.
The company is enabling card payments in taxis, for instance, a cash-only business until recently. "Folks are running for the exits on this stock, even though they should probably do the opposite," says John T. Williams, a UBS analyst, who upgraded VeriFone shares to Buy in December.
Square, the San Francisco start-up, is at the forefront of the fears. The company gives retailers "dongles," or miniature card readers, which attach to smartphones and tablets. In September, Square said it was processing $8 billion in payments annually. Most of Square's merchants are small and new to electronic payments. Eventually, these merchants will need more-sophisticated equipment. That's where VeriFone enters the picture. "In many ways, you could argue that Square is enabling future VeriFone customers by bringing these micro-merchants into the world of card acceptance," Williams says.
VeriFone will also benefit as merchants upgrade their systems to comply with new security protocols. Europe and Canada have already upgraded to the "chip and pin," or EMV, standard, and their payment systems are much more secure.
In the U.S., the upgrades are taking awhile to play out, as they did in Europe. "Everyone delayed it until they had to," says Mark Kopinksi, American Century's chief investment officer for global and non-U.S. equity, who has closely tracked the digital wallet and evolving payment systems. "You didn't get a big push into EMV until the deadline." In the U.S., the deadline is now fast approaching, and MasterCard and Visa are making rule changes that will effectively require merchants to employ the standard by late 2015.
Williams thinks that security upgrades could drive an additional $50 million to $60 million in revenue for VeriFone in each of the next five years. He sees overall revenue growing 10% in fiscal 2013, to $2.1 billion. Analysts expect VeriFone earnings to grow 19% this year, to $360 million, or $3.27 a share. The stock deserves a P/E of at least 12, which would put shares at $39.
-- A.E.
IS GROWTH OVER ? / THE NEW YORK TIMES OP EDITORIAL
| Etiquetas: Economics, Science And Technology, U.S. Economic And Political
Is Growth Over?
By PAUL KRUGMAN
The great bulk of the economic commentary you read in the papers is focused on the short run: the effects of the "fiscal cliff" on U.S. recovery, the stresses on the euro, Japan's latest attempt to break out of deflation. This focus is understandable, since one global depression can ruin your whole day. But our current travails will eventually end. What do we know about the prospects for long-run prosperity?
The answer is: less than we think.
The long-term projections produced by official agencies, like the Congressional Budget Office, generally make two big assumptions. One is that economic growth over the next few decades will resemble growth over the past few decades. In particular, productivity — the key driver of growth — is projected to rise at a rate not too different from its average growth since the 1970s. On the other side, however, these projections generally assume that income inequality, which soared over the past three decades, will increase only modestly looking forward.
It's not hard to understand why agencies make these assumptions. Given how little we know about long-run growth, simply assuming that the future will resemble the past is a natural guess. On the other hand, if income inequality continues to soar, we're looking at a dystopian, class-warfare future — not the kind of thing government agencies want to contemplate.
Yet this conventional wisdom is very likely to be wrong on one or both dimensions.
Recently, Robert Gordon of Northwestern University created a stir by arguing that economic growth is likely to slow sharply — indeed, that the age of growth that began in the 18th century may well be drawing to an end.
Mr. Gordon points out that long-term economic growth hasn't been a steady process; it has been driven by several discrete "industrial revolutions," each based on a particular set of technologies. The first industrial revolution, based largely on the steam engine, drove growth in the late-18th and early-19th centuries. The second, made possible, in large part, by the application of science to technologies such as electrification, internal combustion and chemical engineering, began circa 1870 and drove growth into the 1960s. The third, centered around information technology, defines our current era.
And, as Mr. Gordon correctly notes, the payoffs so far to the third industrial revolution, while real, have been far smaller than those to the second. Electrification, for example, was a much bigger deal than the Internet.
It's an interesting thesis, and a useful counterweight to all the gee-whiz glorification of the latest tech. And while I don't think he's right, the way in which he's probably wrong has implications equally destructive of conventional wisdom. For the case against Mr. Gordon's techno-pessimism rests largely on the assertion that the big payoff to information technology, which is just getting started, will come from the rise of smart machines.
If you follow these things, you know that the field of artificial intelligence has for decades been a frustrating underachiever, as it proved incredibly hard for computers to do things every human being finds easy, like understanding ordinary speech or recognizing different objects in a picture. Lately, however, the barriers seem to have fallen — not because we've learned to replicate human understanding, but because computers can now yield seemingly intelligent results by searching for patterns in huge databases.
True, speech recognition is still imperfect; according to the software, one irate caller informed me that I was "fall issue yet." But it's vastly better than it was just a few years ago, and has already become a seriously useful tool. Object recognition is a bit further behind: it's still a source of excitement that a computer network fed images from YouTube spontaneously learned to identify cats. But it's not a large step from there to a host of economically important applications.
So machines may soon be ready to perform many tasks that currently require large amounts of human labor. This will mean rapid productivity growth and, therefore, high overall economic growth.
But — and this is the crucial question — who will benefit from that growth? Unfortunately, it's all too easy to make the case that most Americans will be left behind, because smart machines will end up devaluing the contribution of workers, including highly skilled workers whose skills suddenly become redundant.
The point is that there's good reason to believe that the conventional wisdom embodied in long-run budget projections — projections that shape almost every aspect of current policy discussion — is all wrong.
What, then, are the implications of this alternative vision for policy? Well, I'll have to address that topic in a future column.


The Hypertext Transfer Protocol (HTTP) is an application protocol for distributed, collaborative, hypermedia information systems. Hypertext is structured text that uses logical links (hyperlinks) between nodes containing text. HTTP is the protocol to exchange or transfer hypertext. HTTP functions as a request-response protocol in the client-server computing model. HTTP is designed to permit intermediate network elements to improve or enable communications between clients and servers. HTTP is an application layer protocol designed within the framework of the Internet Protocol Suite; it presumes an underlying and reliable transport layer protocol.
I have a client that upgrade a machine that we installed that was running Windows 7 to Windows 10, well luck of the draw now the system shows connected to the network but have no web browsing capability. I am able to ping everything including anywhere on the internet. I have reset the winsock, I have uninstalled and reinstalled the network card with no changes. When trying to use the windows troubleshooting I get a response back of "One or more network protocols are missing on this computer" I have Deleted the winsock & winsock2 registry entries and tried to install the protocol back by going into the Network Card properties and install the tcp/ip protocols but get "Could not add the requested feature. The error is: This program is blocked by group policy. For more information, contact your system administrator." Well this machine is a stand alone machine and the user is an Admin on the machine and there is no other user.
I am trying to complete a HTTP post request via a stored proc.
The query returns the error: sp_OAMethod http status 407 which leads me to think proxy issues and that the request is never making it to the server. The prints are in there for troubleshooting and it seems to break after step 5.
We have a couple of XP's machines that we are not quite ready to upgrade to windows 7 or 10 but we need to to have Citrix Receiver to run on them for testing, we installed 4.1 version it runs but only in https, there is registry changes that make it work with http but been searching the webs but nothing on how to change them in Windows XP.
I want to find a program that I can have external clients upload/download files via http URL web.
I want to make this as easy for them as possible without using any ftp clients such as WinSCP.
I would like them to type in a URL in their browser, and login and they would be able to upload files or download files.
Basically this would be web based front end.
Can any recommend any programs.
It's content was build dynamically by AngularJS. I use $http.get() to an external API to get an array of data to build the accordion and sliders. (in the form of a JSON request).
After the data was loaded into my page (about 1 to 2 seconds), I got the basic structure of the page with the correct data in it.
However, the sliders and accordion looked the same as those without using the plugins. Those plugins are not working on my dynamically generated elements.
<a class="collapsed" role="button" data-toggle="collapse" data-parent="#accordion"
I would like to download a csv file from this website and save it to C:\temp. I typed this.
I got the response below, but there was no file in C:\temp.
I am running a number of api scripts off of a single server. A number of outside sites access these scripts from different domains.
When I use this command, it works fine.
My online research told me that this was the way to set up the .htaccess file for multiple domains, but it isn't working.
Can you provide assistance as to how this .htaccess file needs to be set up to provide cross browswer support?
I am using Entity Framework 5 and WCF data service.
An error occurred while receiving the HTTP response to http://localhost:8733/Design_Time_Addresses/ChinookWCF/Service1/. This could be due to the service endpoint binding not using the HTTP protocol. This could also be due to an HTTP request context being aborted by the server (possibly due to the service shutting down).
Just for information I have another method GetData and that works fine from WCF test client and able to invoke the method.
Downloading Files from https Website.
Assuming I have a userID and Password, how do I download files from this website to my hard disk?
I recently register a domain name lets say as example LINE.COM, please note I am using LINE.COM as an example.
I would like users to reach to it by typing www.LINE.COM. What do I need to do.
As I understand it .NET has some tools for enabling browser caching but what are our options with classic asp applications?
I found a tool that works on older versions of windows similar to the way appache works with .htaccess files but it won't work on Windows 2012 which is what we have running at the moment.
I am trying to understand SSO concept.
Here in the link, http://lersse-dl.ece.ubc.ca/record/285/files/websso_usability_journal.pdf at page 7, Figure 1a, I see a flow that the client starts the initiation via IDP and it is redirected to IDP and authentication is done.
1) At this point, has the authentication been done?
2) and, why is there another redirection to RP (4)?
3) I couldn't differentiate the order in sections between SP POST Request; IdP POST Response and SP Redirect Artifact; IdP Redirect Artifact. Can you explain?
4) And comparing to the above question 3, is RP representing SP?
5) And finally, is the SSO authentication ordered always as from Client->IDP->SP? Or can this order be changed?
I am using the url rewrite module 2.0 in IIS7 to redirect all http requests to https requests.
It works great but now it doesnt work for old static links. For example, the url: http://mywebsite.com/findme used to work but with the rule it doesnt redirect it to https://mywebsite.com/findme What is the best way to fix this for static links? Do i tweak my current redirect rule or should a create a new rule and give it higher priority. IF so what should the new rule look like. I have taken many guesses with no luck.
I am having issues with the config for a sip phone (Aastra 6737i) and would like to manually download the config and look at it.
After some reading, I tried to use the Powershell "invoke-webrequest" command to download the file.
I have tried two different ways to pass the Username & Password.
=== Again I did not write these scripts, and I am NOT a programmer.
Sharepoint 2010 https communication enforcement.
+++ Topology - running on the same ports as Web Services.
b. is there anything else we need to be aware off?
c. we have AD intergration is there a way to change this to encrypted AD to SP2010 communiacation as well.
d. all databases are on separate SQL server, is there a way to entyrp traffic between SQL and SP2010 as well.
e. we have mail server setup thru central admin console and inside IIS global settings is there a way to set that up as well to be encrypted.
f. am I missing anything else.
I am trying to edit a feed that is created for my blog extension. I want to place a line break after each tag (there is another problem with the feed and bugs are hard to find when it is all on one line) but I cannot get it to work. I have tried /n but this just outputs /n.
This makes these lines disappear and replaced with a single line break.
Can someone please give me some advice?
We are currently having difficulties access a site we have that is configured for secure (443) access. A short description of the topology. We have a server located in our DMZ lets call it cpd-cpd-web06.contoso.com it is acting as a web server for https://healthcare.contoso.org. We are able to ping the address for https://healthcare.contoso.org both internally and externally however when we try and reach https://healthcare.contoso.org we only receive a "This webpage is unavailable" Please assist. Feel free to ask any questions.
I have a sub domain that I would like to forward to another domain. is this possible? I tried using a cname, but haven't had any luck. Example mysub.mydomain.com needs to forward to anotherdomain.com.
I am trying to redirect a IIS 8.0 URL from HTTP to HTTPS. Have installed URL redirect and followed below articles.
But still getting error. Can you please help.
How do I deepen my knowledge of core web protocols and technologies?
I'd like to deepen my understanding / knowledge of core web protocols and technologies.
The web is a great resource - but perhaps I've missed some of the sites that might serve me better ..so I'd appreciate some recommendations.
I'd also appreciate any books you have read and can recommend that can make my understanding of HTTP, IIS, and perhaps even TCP/IP rock solid and practical.
I've been in IT for over 20 years, but I've struggled with web. I can build and maintain a basic website, but I'd like to understand more about the journey of a web page, from the moment the page is requested up through when the page is done rendering after being sent to the browser from the server. I don't think I truly deeply understand it. Not really. So I'd like to learn it.
This is a link to an HTML page residing on a server I am hosting my website on. I have no idea where the server is physically located. This is an HTML page in as simple a format as I can conceive of one. What journey does it take from clicking on the link to getting the message back in the browser moments later? I want to know, under the hood, everything that happens as deeply as possible.
I am wondering what I might focus on in order to resolve this?
Then the customer is not redirected to domainB.com.


Looking Behind OLM Edward Underhill, Vicar of St. George's Gateshead, speaks in a debate on Ordained Local Ministry in the Diocese of Durham (2001).
Training - Consideration of the Structure and Funding of Ordination Training report for the General Synod 2002.
Training - brief overview of the Sheffield Report, prepared for February General Synod 2012- This document raises a few questions and concerns with the report.


The number of collisions between bicycles and motor vehicles has steadily increased over the years. Data shows that last year, a total of 12 cyclists lost their lives as the result of a Virginia bicycle accident, which was a 50 percent increase from the previous year's total.
To help reduce Virginia bicycle accident numbers, the Virginia Department of Motor Vehicles (DMV) is sponsoring several campaigns to help spread the message of bicycle safety across the commonwealth. One of those projects involves citizens sharing photos of themselves wearing bicycle helmets.
Wearing a helmet can reduce a cyclist's chances of being seriously injured or killed in an accident by as much as 65 percent. So the DMV is asking area residents to post "selfies" to social media platforms using the tag #safetylooksgoodonyou as a heading. The DMV will then use the photos to promote helmet use and bicycle safety.
An article from NBC 29 News says children can get involved with spreading the message as well by printing off one of the DMV's coloring pages. Kids should then ask their parents to mail in the finished coloring job, where it will then be displayed at the DMV's Richmond Central Customer Service Center.
At Lowell Stanley Injury Lawyers, we recognize the importance of staying safe while riding a bicycle. That's why our Norfolk personal injury lawyers are encouraging you to do your part to help promote bicycle safety in our communities.


A 'Thanks' note was painted on the roof of a house in Kochi for the Indian Navy for their rescue efforts. The note was found where the Naval ALH piloted by Commander Vijay Varma had rescued two women from flood-hit area on August 17. Around 357 people have died in Kerala floods. Rescue operations by Indian Army, Navy, National Disaster Response Force (NDRF) and India Coast Guard are underway.


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The 2014 Hedge Fund Rising Stars: Christopher Schelling
After joining Kentucky Retirement Systems in 2011, Schelling was tasked with growing and diversifying its $1.5 billion hedge fund portfolio.
As deputy CIO of the Kentucky Retirement Systems, Christopher Schelling is responsible for the absolute-return portfolio and helping to guide the $15.2 billion plan's strategic direction, manager research and investment policies. Schelling, 38, joined the Frankfort, Kentucky–based pension plan in 2011, having previously been a consultant with Mercer Investment Consulting in Chicago. He grew up outside the Windy City and received an undergraduate degree from the University of Illinois at Urbana-Champaign before earning his MBA at the University of Illinois at Chicago and a master of science in financial markets from the Illinois Institute of Technology at Chicago. Kentucky has been quite a change — Schelling sees horses on his drive to work — but he was intrigued by the job's potential. His first order of business has been building and diversifying KRS's $1.5 billion hedge fund portfolio by moving toward direct investing. So far, Schelling has hired five managers, with an additional four recently approved; the goal is to invest directly in about 20 hedge funds. He also teaches a course in alternative investing at the University of Kentucky.
Christopher Schelling
Kentucky Retirement Systems
Texas Municipal's Chris Schelling Says Farewell to Public Pension Life
Leanna Orr
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Kentucky Waltz

redpajama_set_name: RedPajamaCommonCrawl


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text:
/*
   ARPACK++ v1.2 2/18/2000
   c++ interface to ARPACK code.

   MODULE RSymGReg.cc.
   Example program that illustrates how to solve a real symmetric
   generalized eigenvalue problem in regular mode using the
   ARrcSymGenEig class.

   1) Problem description:

      In this example we try to solve A*x = B*x*lambda in regular mode,
      where A and B are obtained from the finite element discretization
      of the 1-dimensional discrete Laplacian
                                  d^2u / dx^2
      on the interval [0,1] with zero Dirichlet boundary conditions
      using piecewise linear elements.

   2) Data structure used to represent matrices A and B:

      ARrcSymGenEig is a class that requires the user to provide a
      way to perform the matrix-vector products w = OPv = inv(B)*A*v
      and w = B*v. In this example a class called SymGenProblemA was
      created with this purpose. SymGenProblemA contains a member
      function, MultOPv(v,w), that takes a vector v and returns the
      product OPv in w. It also contains an object, B, that stores
      matrix B data. The product Bv is performed by MultMv, a member
      function of B.

   3) The reverse communication interface:

      This example uses the reverse communication interface, which
      means that the desired eigenvalues cannot be obtained directly
      from an ARPACK++ class.
      Here, the overall process of finding eigenvalues by using the
      Arnoldi method is splitted into two parts. In the first, a
      sequence of calls to a function called TakeStep is combined
      with matrix-vector products in order to find an Arnoldi basis.
      In the second part, an ARPACK++ function like FindEigenvectors
      (or EigenValVectors) is used to extract eigenvalues and
      eigenvectors.

   4) Included header files:

      File             Contents
      -----------      -------------------------------------------
      sgenprba.h       The SymGenProblemA class definition.
      arrgsym.h        The ARrcSymGenEig class definition.
      rsymgsol.h       The Solution function.

   5) ARPACK Authors:

      Richard Lehoucq
      Kristyn Maschhoff
      Danny Sorensen
      Chao Yang
      Dept. of Computational & Applied Mathematics
      Rice University
      Houston, Texas
*/

#include "arrgsym.h"
#include "sgenprba.h"
#include "rsymgsol.h"

template<class T>
void Test(T type)
{

  // Creating a pencil.

  SymGenProblemA<T> P(100); // n = 100.

  // Creating a symmetric eigenvalue problem and defining what we need:
  // the four eigenvectors with largest magnitude.

  ARrcSymGenEig<T> prob(P.A.ncols(), 4L);

  // Finding an Arnoldi basis.

  while (!prob.ArnoldiBasisFound()) {

    // Calling ARPACK FORTRAN code. Almost all work needed to
    // find an Arnoldi basis is performed by TakeStep.

    prob.TakeStep();

    if ((prob.GetIdo() == 1)||(prob.GetIdo() == -1)) {

      // Performing w <- OP*v.
      // In regular mode, this product must be performed
      // whenever GetIdo is equal to 1 or -1. GetVector supplies
      // a pointer to the input vector, v, and PutVector a pointer
      // to the output vector, w.

      P.MultOPv(prob.GetVector(), prob.PutVector());

    }
    else if (prob.GetIdo() == 2) {

      // Performing w <- B*v.

      P.B.MultMv(prob.GetVector(), prob.PutVector());

    }
  }

  // Finding eigenvalues and eigenvectors.

  prob.FindEigenvectors();

  // Printing solution.

  Solution(prob);

} // Test

int main()
{

  // Solving a single precision problem with n = 100.

  Test((float)0.0);

  // Solving a double precision problem with n = 100.

  Test((double)0.0);

} // main

redpajama_set_name: RedPajamaGithub


text:
Graeme Burton – untreated drug addict set up to fail
rogerbrooking Prisoners stories December 10, 2011 December 10, 2011 4 Minutes
Graeme Burton has murdered two people. In 1992 he was sentenced to life in prison for the murder of Paul Anderson who was working as a lighting technician in a nightclub. Burton had been drinking and was found to be under the influence of six different drugs at the time. He was released on parole after 14 years in prison without attending treatment for his drug addiction. He soon relapsed, and during the next six months he used stand-over tactics against known drug dealers to obtain methamphetamine. He shot and killed Karl Kuchenbecker in the hills of Wainuiomata apparently hoping that police would then kill him. He was shot in the leg which subsequently had to be amputated.
Burton's Background
Graeme Burton was adopted as a baby by an older couple. His foster father died when he was only three, leaving his foster mother to raise him on her own. As a result of put downs and constant criticism, Graeme grew up feeling insecure and angry with little sense of attachment to his adopted mother. He began using drugs at the age of 15 – and no doubt found they relieved much of his underlying distress.
The TVNZ documentary, 'Beyond the Darklands', also highlighted Burton's use of LSD, cannabis, alcohol and prescription pills; he used to break into chemist shops looking for benzodiazepines and committed burglaries to get money for drugs. From the age of 17, he was using drugs almost on a daily basis; by the time he was 21, he had 91 convictions for property, fraud and other drug-related crimes.
Burton's frustrations came to a head in 1992, after he was refused entry to a nightclub. He took his resentment and rage out on Paul Anderson who worked at the club, stabbing him to death in an alcohol and drug fuelled frenzy. He was said to be 'out of it' on six different drugs at the time.
Burton was sentenced to life and continued using drugs in prison. He spent 14 years behind bars but managed to avoid returning positive drug tests in the last three years before he was paroled. He was released into the care of his biological mother whom he barely knew. She'd been living in Australia but agreed to come back to New Zealand for one month to assist her son's 'reintegration'.
This plan was doomed from the start. Soon after he was released, Burton started using methamphetamine and anything else he could get his hands on. His mother went back to Australia and he spent the next few months using stand-over tactics and assaulting drug dealers to feed his addiction. Burton's last assault on a Wellington drug dealer to obtain more methamphetamine was only three days before he killed Karl Kuchenbecker in January 2007. Altogether, his drug-fuelled rampage lasted six months before it came to an end in the hills of Wainuiomata.
Mistakes made while Burton was in prison
While in prison, Burton attended a rehabilitation programme targeting his propensity for violence – but was not required to attend treatment for his drug addiction. Numerous psychologists and psychiatrists who interviewed him before his release pointed out that his addiction had not been addressed. At the Parole Board hearing in June 2006 (at which he was released), the Board had six different reports all of which recommended alcohol and drug assessment and treatment, or identified relapse to drug use as a risk factor. The Corrections Department refused to provide one.
The Department even ignored Section 43 (1a) of the Parole Act which requires it to provide the Board with all relevant information about factors which contribute to an inmate's offending. Since the Department was well aware that Burton's offending was alcohol and drug related and since six different reports all recommended further alcohol and drug treatment, in Graeme Burton's case, the Department clearly neglected its statutory responsibilities.
Burton's drug addiction was not the only factor involved in his offending. The psychologists who assessed him said he had a psychopathic personality which pre-disposed him towards violence. To address this, in 2004, he was required to attend the Violence Prevention Unit (VPU) in Rimutaka, and some of the psychological reports indicated he made some progress on that programme. But even if Burton had learnt anything in the VPU, whatever he learnt would have been forgotten as soon as he got drunk or took methamphetamine. Because his drug addiction was never treated, other attempts at rehabilitation were a complete waste of time.
The flawed focus of subsequent investigations
Once the subsequent investigations began into what went wrong, the focus was mainly on the mistakes made by the Probation Service and the Police after Burton's release. Mistakes were certainly made, but the crucial ones happened long before Burton was paroled. They were made over the entire 14 years that Corrections had him in their custody. The Department failed to treat his drug addiction, ignored the recommendations of six expert reports and failed to provide the Board with an alcohol and drug assessment despite a statutory obligation to do so.
In other words, the Department released an untreated drug addict into the community without a reintegration plan which addressed one of the main factors in his offending. Since Burton wasn't treated in prison, on release he should have been sent to a residential treatment centre where he would have been under constant supervision by staff for up to 18 months and drug tested regularly; if he relapsed, or misbehaved, he could have been recalled to prison immediately. If a proper reintegration plan such as this had been put in place, the outcome of this case could have been very different.
In saying that, Burton's case is not unusual. Ninety per cent of prisoners have problems with alcohol and drugs and most are released without attending any treatment. The recidivism rate in New Zealand is 52% (return to prison) within five years. The lack of addiction treatment in prison and the failure to provide accommodation and support on release leads almost inevitably to relapse and re-offending. It sets prisoners up to fail. Graeme Burton is one of thousands of prisoners released every year who are set up to fail.
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8 thoughts on "Graeme Burton – untreated drug addict set up to fail"
Christopher Wood says:
Another great post.
The internet is designed for linking to references. I suppose they're in your book, but it would be nice if they were here too so your blog posts could support themselves.
Chris, good point – references now added
Kevin Owen says:
What are you going to treat them with Roger?
Personally, I don't provide treatment – either in prison or in the community.What I do is assess people to try and determine their needs and make recommendations accordingly. The point is that without an assessment there will be no treatment – and that's what was missed with Graeme Burton.
I have already indicated what treatment I thought Graeme Burton should have got – long term treatment at a residential centre. If you want to know what model of treatment they provide, that's another discussion.
"If you want to know what model of treatment they provide, that's another discussion."
Okay, what treatment would they provide Burton to rehabilitate him.
It depends where he went for treatment. At Moana House in Dunedin he would attend: group therapy, work skills training, daily living skills and organisational skills. Many rehabs utilise the therapeutic community (TC) model for the treatment of drug abuse and addiction. In general, TCs are drug-free residential settings that use a hierarchical model with treatment stages that reflect increased levels of personal and social responsibility. Peer influence, mediated through a variety of group processes, is used to help individuals learn and assimilate social norms and develop more effective social skills.
TCs differ from other treatment approaches principally in their use of the community, comprising treatment staff and those in recovery, as key agents of change. This approach is often referred to as "community as method." TC members interact in structured and unstructured ways to influence attitudes, perceptions, and behaviors associated with drug use.
Burton should have received treatment in prison followed by aftercare in the community. Research published in the 1990's by psychologist Dr. Harry K. Wexler, a leader in prison reform in the US, found that prison-based substance abuse is effective – if combined with aftercare – and leads to major reductions in recidivism. His 1999 study involving 478 prisoners at a state prison near San Diego, California found that after three years, only 27 percent of the prisoners involved the prison's drug treatment program with aftercare returned to prison, compared to a recidivism rate of 75 percent for those not involved in the treatment program.
Roana Bennett says:
Hi. Please re release this post via the media. It's the most informative and compelling piece I've read on Burton. Timely given the "anniversary " the media are going on about.
Biggest issue here is that there are another 100 potential Burton's in the wings right now……


text:
Q: Issue while reciveing an answer in scapy When I tried to use the sr1 command in scapy with packets, it sends the packet but it didn't receive the reply.
For example, I tried to send a ping packet with the sr1 in order to receive the reply. I have seen the request-packet in wireshark but nearby was written "response not found" while the reply packet was just 2 lines down.

redpajama_set_name: RedPajamaStackExchange


text:
Q: Replication and merge data back to the publisher on AlwaysOn Group SQL Server 2014 My requirement is : Prod DB is on AlwaysOn Group with SQL Servre 2014.
I want to run CPU intensive jobs on replicated server and merge data back to the publisher.
Replicated DB required almost real time data (1-5 mins back data is fine) to run my jobs.
Which is the best Replication method for this scenario? Merge replication or Updatable Subscription Transaction replication.
And what is the overhead on Prod server?
Other technology options are in my mind are:

*

*SSIS ETL

*Async Framework


text:
Tag Archive for TV
Yet Another Review Collection
2013-02-26 Reviews, Stuff on the Net No comments
The Shakefire site is relaunching soon. Until then, enjoy the old site and these reviews that I wrote upon it.
Steve Jobs: The Lost Interview – An interview with Jobs that was shelved for 17 years. Very interesting.
Wolf Lake: The Complete Series – If they remade this show, it would be much better today.
Duck Dynasty: Season One – I didn't want to like this. I failed.
6 Degrees of Hell – Terrible.
Flight – Magnificent.
Paranormal Activity 4 – Another chapter in a series I thoroughly enjoy.
Yelling to the Sky – Well made but… I still don't know I how I really feel about it.
Diana Vreeland: The Eye Has to Travel – What a fascinating woman.
Testimony of Two Men – Boring, boring, boring…
Chance in a Million – A good amount of laughter to be had here.
Oh, and yes, I'll still be reviewing after the relaunch.
Shakefire Ramblings
Here is another list of reviews I've written for Shakefire.
Dead Season – A decent no budget zombie flick.
ATM – Full of logic holes but still sometimes tense.
Silent House – A horror film presented as a single take.
Brake – Die Hard in the trunk of a car.
Juan of the Dead – Zombie comedy set in Cuba. Hilarious.
Kill List – This was… dumb.
Penumbra – Spanish horror flick that I wasn't impressed with.
Jersey Shore Shark Attack – Why? WHYYY?!?!?! So so bad…
Pet Sematary – Stephen King horror film is still as good as it ever was.
Strippers vs Werewolves – The least strippingest strippers to ever appear on film.
Spartacus: Vengeance – the Complete Second Season – Just as good as the rest.
Haven: The Complete Second Season – A good show and a well put together set.
Snowman's Land – An interesting film about criminals doing each other in.
Absolutely Fabulous: 20th Anniversary Specials – Same as it ever was. Lame.
The Man from Beijing – Oh, the potential squandered in the name of length.
Werewolf: The Beast Among Us – A modern version of a classic creature feature.
The Cottage – An invited guest isn't what he seems.
After Dusk They Come – Terribly named mediocre horror flick.
Rites of Passage – A huge amount of coincidences lead to lots of dead people.
Nightscape: Dark Reign of Thanatos – A student film. A fantasy. A waste of time.
Occupy Unmasked – Propaganda through and through.
I Still Write for Shakefire
… such that it is.
Accident : A team of killers create elaborate accidents to take out their targets, but now they are falling prey to accidents of their own, or are they not accidents?
Falling Skies : I got to preview the first four episodes on the new season.
Trial & Retribution – Set 5 : The UK makes some pretty good cop shows, and this is another one.
Road Trip : It was funny when I originally saw it, and it's still funny now.
The FP : This movie is a comedy, but it's done in the style that the film takes its subject very seriously, leaving the comedy to be found by the audience. The subject? Gangs who battle through a Dance Dance Revolution type game.
Franklin & Bash – The Complete First Season : Love this show!
Rogue River : Some horror films make sense, and some horror films just get made.
A Necessary Death : This was far more interesting than I though it would be. It captured the idea of following around a person intending to kill themselves very well.
Destination Truth : I watched the first couple episodes of the new season and mostly concluded that these guys seek truth without science, and thus will never find truth.
Freakshow Apocalypse: The Unholy Sideshow : I'd ask who gives these people the money to make a movie, but clearly they spent very little on making it. Terrible.
Warehouse 13 – Season Three : I love this show.
Extraterrestrial : Simply the best romantic comedy set against an alien invasion ever. This was hilarious and fun.
Sanctuary – Season Four : It's a shame they didn't get a fifth season, but this works as a good finale.
Ghost Attack on Sutton Street : Is this a documentary or a horror movie?
Lady of the Dark, Genesis of the Serpent Vampire : This might have been a good short film or music video, but it is a terrible movie.
2012-04-02 Stuff on the Net 2 comments
Due to poor quality of my photos, the blog post I was going to put up today will be delayed. In the interim, I'd like to take just a second to talk about something else. YouTube, a while back, put together an initiative to try to launch channels, less like their normal "someone posts videos" channels and more like a TV channel with programming and schedules and such.
Out of this have come two channels which launched today that I am very interested in. The first is from the Nerdist. I've been enjoying their podcasts, and much of the Nerdist podcast network, for some time now. Their new channel is going to feature a few awesome things, like Weird Al doing interviews and a show with the Muppets and cartoons. Here is a sneak peek at their line-up:
The second channel, and the one I am much more excited for comes from Felicia Day and it's called Geek & Sundry. The channel has Dark Horse providing motion comics, Wil Wheaton's Table Top, a book club, The Guild, Felicia's own Flog, Written by a Kid and more. I am currently annoyed to be at work today where I can't be watching the episodes they've already released. Check out this set of previews (it's a playlist):
Given the level of awesome of previous music videos from Felicia & the Gang, I'm chomping at the bit to get home so I can properly watch this:
Until now, I've subscribed to few channels on YouTube, trusting that the best things would find their way to me on their own, but this new direction will have me actually going to YouTube on purpose to watch shows regularly and subscribing to channels so that I don't miss a thing.
This is going to be great!
The Walking Dead, Season 2
2012-03-21 Reviews No comments
The second season of AMC's The Walking Dead ended just a few days ago, and I figured I'd go ahead and put down my thoughts on the events we saw.
We start the season with the survivors heading to Fort Benning. They quickly come to a traffic jam, and while taking a break and trying to make their way through, a herd of zombies comes strolling by. Season 1 of the show deviated from the books in small ways, introducing a couple of new characters, of course the CDC (Robert Kirkman says he wasn't aware the CDC was in Atlanta, or else he would have included it in his original story), and Shane didn't die like he was supposed to. The zombie herd was a concept that didn't get introduced in the comics for a long while, but given the nature of it, it makes sense to have it sooner. After the herd mostly passes, Sophia is spotted by one and runs off into the woods. Rick goes after her, tells her to hide while he takes care of the chasing zombies and when he comes back she's gone. This sets in motion of the worst parts of the season: search for Sophia. For seven episodes the survivors will spin in circles searching the woods for the missing girls, and while there are a few bright moments (and by bright I mean exciting) it is an extremely dull series of events. But before we finish the first episode, we see people scouring the woods and Carl gets shot.
This gets us to Hershel's farm. Lots of stupid happens here. For one, this farm is surrounded by flimsy wood and wire fences, totally unsafe, but most of our survivors sleep in tents with no protection. Hershel and his family have added no additional security to their house and basically live like nothing has changed, except that when they go to town for supplies now they don't have to pay. (Interestingly enough, that's actually a nice touch in that the town's general store/drug store has a sign up about taking only what you need and it isn't fully looted, presumably because any people like Hershel on nearby farms have been only taking a few items at a time rather than clearing the shelves.) People stand around and talk a lot. They talk about finding Sophia and yet only a couple of people ever really go out looking, the main one being Daryl.
Daryl was given to us in season 1, a character not from the books, he was essentially just the crossbow hunting brother of the racist guy who got left handcuffed to the roof. In season 2, Daryl is fully fleshed out. He tells a couple of stories of his youth. After an injury he hallucinates about his brother and we get to see some depth in him. His relentless search for Sophia and his kindness to Carol. Daryl quickly became a fan favorite, as well as a person favorite. (He's so popular that Kirkman will be adding him to the comic.) Throughout the season, Daryl exhibits the kind of clear-headed decision-making and purpose that Rick lacks.
Shane turns into a complete asshole this season, which as a comic reader I expected. But it is just so drawn out and often poorly handled. It's almost like they had a bunch of different writers with different ideas of how the story should play out, and they tried to do all of them. Every conversation between Shane and Lori becomes a reason to punch the screen. In turn, most of the stuff between Rick and Lori hurts too. The decision to let Shane survive season 1's story (where he dies in the books) added a wrinkle that could have been good but played out terribly on the show. The love triangle just had no traction, and Lori's pregnancy with both possible father's still around made for melodrama that the show didn't need. Everything about it made Lori unsympathetic and hated by many fans. Hopefully that can be fixed in season 3 before… well… yeah.
Anyway, the gang eventually finds Sophia. She's been in the barn the whole time. She's a zombie. Otis (who died a couple of episodes in getting supplies to help Carl) put her there and no one else knew. But the barn got opened and all the other zombies Hershel was keeping there to try to cure are killed. The mid-season break comes as Rick is forced to put Sophia down for good.
The latter half of the season had more action. There was a bar fight, of sorts, and having to deal with a prisoner whom they don't want to keep and can't just let go. But like with Sophia, it takes them about 5 episodes to deal with the prisoner, dragging the story out to the point of annoyance. Meanwhile, Carl is back on his feet and constantly getting into trouble. First he goes places he shouldn't be and then he starts wandering off. He almost gets himself eaten by a zombie, but instead leads it back to the farm where it eats Dale instead. This'll be an interesting twist because in the comics Dale survives for quite a while and even has a relationship with Andrea. As a reader, I'm happy they are changing things up as it gives me less fore-knowledge of events, at least the specifics.
So we get to the penultimate episode and finally people stop acting silly. They start gathering supplies, boarding up the house, preparing for the coming winter. But Shane finally goes off the deep end and concocts a plan to kill Rick so he can have Lori for himself. It doesn't work out so well for him, and Rick kills Shane. Then Carl shows up and kills zombie-Shane. This shooting has attracted a passing herd of zombies.
The final episode of the season really delivered. Not just in zombie action, but in character defining moments. Sure, given the slowness of so many of the thirteen episodes of season 2, the onslaught of the zombie herd overrunning the farm was glorious. They broke fences and (slowly) stormed buildings, and they ate a couple of people. But for me the most excellent development was with the character of Andrea. Season 1 ended with her wanting to give up and die after the death of her sister, and throughout this season she has dealt with that, in part due to Dale's coddling and pushing. She went from wanting to run off with Shane and leave the group, to leaping out of a truck where she was safe to go rescue Carol in this final episode. She gets left behind and resorts to escaping on foot, pursued by zombies. And when we see that all the other characters are safe, we return to Andrea who is several hours into gaining a lead, then turning to fell the lead zombies, which by the lack of zombies following her you can tell she's been doing and succeeding all night long. Andrea, through the course of the season, went from defeated and weak to protecting others and fighting for her life with every ounce of her being.
As much as I love the comic and have mostly been enjoying the show, if next season with the full cast is going to be more of what we got a lot of this season (slow drama), I'd rather Andrea and Daryl run off together and we get a real zombie survival show. But the final scenes give me hope. Face it, even in the books Hershel's farm was kind of dull. That's why they didn't stay there very long. But the prison on the other hand, that was good stuff, and what do we see not too far from our band of survivors? The prison. Plus we also got a scene with Michonne, and entertainment news has told us they cast "The Governor" which pretty much cements what next season will be. Hopefully they'll do it well and not drop the ball.
If you watch the show Glee you'll know what I mean when I say that Glee includes everything from high school. Seriously, the creators and writers of that show have literally taken every story and stereotype that has ever come out of high school, every personality type and quirk, and found a place for it in the show. It is absurd, and I suppose that absurdist take on high school is what keeps people watching. That and the singing.
Taken from that angle, it probably wouldn't surprise you to know that the creators of Glee also created and wrote Nip/Tuck, which was a show that took every story and stereotype that has ever come out of plastic surgery and mashed it into an absurd take on the profession.
Following in that tradition comes American Horror Story. It's about a family that buys a house that is haunted. Within the framework of their story, they are taking every story and stereotype of the haunted house and ghost story traditions and mashing them into an absurd wild ride. Perhaps other people will find the show scary, and even I might admit to finding a creepy moment or two, or a scene that makes me jump now and then, but mostly this show is just insane.
We've got ghosts of murder victims and ghosts of their murderers, we've got previous owners who managed to survive still drawn to the house, we've got a family of current owners with secrets, we've got crazy neighbors who seem to know the house is haunted and they don't seem to mind. We've got haunted places and haunted people and haunted items. We've got people with blood on their hands who know it, and people with blood on their hands who don't know how it got there. We've got ghosts who appear only to some people and we've got ghosts who appear differently to different people. And all of it is happening all at once.
I hesitate to call this a great TV show, because I know it isn't for everyone. But for someone who loves horror, I think I almost have to watch it. The first episode, to me, had some pacing issues -as I find much of TV and movies do these days since so many editors don't seem to know how to cut transitions that evoke the passage of time- everything seems to happen all crammed together rather than over a period of days or weeks, but later episodes have resolved that a bit. Every actor here is also giving a top-notch performance, even Dylan McDermott whom I normally can't stand.
All in all, I'm finding it worth watching. And it has already been picked up for a second season. Woohoo!
Years ago (or can it be measured in decades now?) when MTV pretty much stopped airing music videos, I pretty much stopped watching it. Occasionally I might drift back to it for the odd awards show, special event or boredom, but that came to a complete stop when I canceled my cable TV and no longer had easy access to it. Which is why I find it so odd that I'm now watching (by *ahem* other means) a show on MTV.
But how could I not watch Death Valley?
The show is set in a world where zombies, vampires and werewolves (and possibly other things) exist. Shot as a reality show like COPS, the camera crew follows members of the Undead Task Force (UTF) of the Los Angeles Police Department as they deal with the shambling undead, ones that are fresher and run faster, vampires involved in the "blood for sex" trade, werewolves who forget to lock themselves up for the full moon, and more.
Being that it's on MTV, this show is far better than it has any right to be. While occasionally there is an effects shot that looks off, the majority of them are quite good, probably because CG work is becoming so cheap while quality keeps improving. The acting is also pretty good as well. Anyway, this totally gets a thumbs up from me and I recommend at least checking it out to see if it happens to be your cup of tea. Check out the trailer below for a start.
Back in 2006 when I took a look at the upcoming fall TV season, I said:
Friday Night Lights? Didn't enjoy the movie, I'll probably not enjoy the show.
At the time, that was accurate. I'd seen the movie and while "didn't enjoy" might have been a tad harsh, the movie was decent but it didn't blow me away. I certainly didn't see why it would be turned into a TV show. Later on, people would tell me how good of a show it was, but I still avoided watching it. I didn't want to watch a show about football.
Thanks to Netflix's Instant streaming service and my Xbox 360, I've caught up on 4 seasons of the show and am now watching season 5.
Surprised is just too small a word to describe my reaction to Friday Night Lights. I was naive to have dismissed the show as being "about football" when football is just the backdrop for this story about people living in a small town. The drama depicted here is just so well done, so deftly written and played out, I'm kicking myself for having waited so long.
And it isn't just the story or the writing, the performances by the actors here is amazing. I suppose it helps that many of them are people I don't recognize. Outside of Kyle Chandler (who I know from various places including Early Edition) and Connie Britton (from Spin City), I don't think I'd seen any of them before, and if I did it was clearly not enough for me to remember them. But each of them clearly understands their characters and their scenes play out so naturally, so real.
The main reason I write about the show now though is that this season, the fifth, is going to be the last. And it will be missed. If you have the opportunity, I highly recommend watching Friday Night Lights.
A couple weeks ago, the season finale of AMC's The Walking Dead aired.
Overall, I am very pleased with it. Who am I kidding? This was just awesome! It is the epitome of everything I love about the zombie genre.
First off, it isn't about the zombies. Frankly, I hate movies or shows where people try to protect the zombies (or love them) or where the undead are just not living but go around talking and stuff. Here, zombies are used the way I feel they are best used, as a setting.
The only real complaint that I have about the show is a similar complaint I seem to have with many movies and TV shows these days: poor communication of time passage. When you sharply cut from one scene to the next, my brain assumes that either these events are happening at the same time, in succession or that one is shortly after the one preceding it. If you have a character say, "I'll go do this." and then sharp cut to a scene taking place in the same setting as the previous one and the guy who said he was leaving is still there, my brain assumes he has not left yet. The Walking Dead did this once only it was supposed to be that the guy had gone and come back and a couple of hours had passed.
That issue aside, The Walking Dead on AMC was just fantastic. I look forward to owning this on DVD or Blu-Ray, and to seeing season two next fall. If you haven't seen it, I highly recommend it.
And now it is too late…
Almost two months ago I wrote about the best show on TV that you weren't watching, Terriers. You were supposed to start watching, like, immediately. But apparently, you didn't. And now they've gone and cancelled the show.
I hate procedurals. They bore me, mostly because I want to know about the people solving the crimes, not the crimes so much themselves. If I wanted to see crimes solved I'd read a newspaper or something. What I want in my television are characters worth caring about, and most procedurals spend too much time on the science (half of which they make up anyway, or at least use in unrealistic budgetarily unconstrained ways) and not enough on the people.
Terriers was about people. Sure, there were crimes. Some of them were wrapped up in an episode, and some arced over several episodes. But most the compelling part of the show was the people who were tangled up in the mess. And ultimately, the core of the drama on Terriers was that it went to great lengths to illustrate that all actions have consequences. Nothing in this show was wasted. By the end of its run of just thirteen episodes, everything bore fruit, every action affected someone or something, every decision had consequences.
At this point, you've got a few options to see this gem in its entirety. Head over to Amazon and buy it from video on demand, or get it from iTunes, or go find some less than legal avenue to download episodes… or wait for the DVD release, of which I hope it gets good treatment of extras and not just episodes on disc.
Of course, one of the biggest letdowns of the cancellation is that I won't get to hear "Gunfight Epiphany" each week. (Sadly, the song is only for sale on iTunes, and I hate iTunes.)
Just know… you could have saved this show. But you didn't. And for that, I like you a little bit less today than I did yesterday. I'll get over it, but we lost one of the good ones here, and that's on you.


My name is Sujoy Mukherji. I am an Internet Marketer, Entrepreneur & a Wealth Coach Mentor.
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AmritaSREE Self Help Groups
Amrita Self Reliance Education & Employment, self help groups owned by MAM
AmritaSREE
Self Help Groups
Structure of AmritaSREE
Catalysts of change
SHG Locations
Primary Goals
In 2004, a giant wave lashed against the shores of the Indian Ocean, unleashing damage of a phenomenal magnitude. Countless lives were lost, many were permanently injured, families were separated, homes were demolished and livelihoods perished. The coast reeked of destruction. The tsunami brought life to a standstill in the fishing villages of Kollam and Alappuzha.
The sorrows, hardships and emancipation of Sunithi, Anitha and Mini, three simple women left to face the twists and turns of a difficult life, resonate. Sunithi had no home until she met Amma. Anitha was a young widow, and Mini lost a supportive husband and was thrown into the midst of huge financial crisis.
The story does not end there. These women are not alone in that their sentiments, tribulations and trials echo in the lives of thousands of women across rural India, for this journey is not singular.
Elsewhere, in Maharashtra, in the five months since the state government announced the Rs. 34,000-crore farm-loan-waiver scheme, nearly 1,020 farmers committed suicide unable to bear the burden of debt, as reported by the media.
During Amma's travels all over India, thousands of women come to Amma. Among them are the widows of farmers who have committed suicide. Caught in the vicious cycle of escalating loans taken for greater and greater amounts of fertilizers and pesticides needed each year, these men left their women and children with no way to survive.
Deeply affected by the plight of these women, men, children — complete families caught in the throes of natural disasters, poverty, illiteracy and disease — Amma threw herself into their midst to protect and sustain the families, giving them emotional support, financial independence and a respectable place in society.
It was against the backdrop of these hardships, the 2004 Indian Ocean Tsunami and the spate of farmer suicides, that Amma began the AmritaSREE Self-Help Group programme in early 2005.
Amritakripa : "Abounding Grace"
Theertham Chapathi Manufacturing Unit
Shrimp-Peeling Shed
Health Insurance & Education
I have taken care of the children and the loans
It has to be all or nothing
Holidays have become a family and neighborhood affair
Why People Trust Us
Dependence to Self-Reliance
Empowerment through Loans
Adult Literacy Classes
Connect with Amma
Amalabharatam
Amma's Homepage
Embracing the world
അമ്മ എന്ന മഹാപ്രതിഭാസം
AmritaSREE : All rights reserved.


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We introduce you the FIA Historic Hill Climb Championship
For less than a month, on the May 18-20, the tenth annual car race will take place on Jahodná Hill - MORIS CUP. In addition to the domestic championships, the competition counts already for eight years into the FIA International Hill Climb Cup and six years to the FIA Historic Hill Climb Championship. In the following lines, we will introduce you this top FIA Championship.
FIA Historic Hill Climb Championship is announced by the FIA. The championship consists of at least six and the maximum of 12 competitions. In the 2018 season, there are exactly 12 competitions in seven European countries - one competition in Austria, Poland and Croatia, two competitions being held in Slovakia (Moris Cup and Dobšinský kopec), in the Czech Republic and Slovenia and three races in Italy.
The specialty of the championship is that there is not declared one absolute champion, but five champions in five categories according to the period covered by the historic cars according to their age. Every car that starts in this championship must have a Historic Technical Passport (FIA HTP) and must comply with the strict regulations listed in the Appendix K of the FIA International Sporting Code.
Every competitor must be the holder of an international driver's license and driveing license. In order for the title to be included in the year-round classification, it must complete at least 5 competitions, of which at least 3 are abroad. The calendar of this historical series is divided into two halves of the season. For each semester, the total number of results minus one is counted. The results of each half of the season count at the end and determine the winners.
In addition to the five FIA champions, the FIA HHC Nations Cup winner will be announced. Each ASN nominated its team of at least three drivers in three different categories. The winner is the country with the highest number of points, all results being counted.
Participation of drivers in the HHCC Championship on Moris Cup Jahodná raises every year. While 2013 was on Entry list 11, in the year 2017 it was 22 drivers. Overall 35 drivers from six countries started on this hill in FIA historic classification. For some of them it was the first start, but most of them were a multiple start on this event. Not one race was missed by Polish driver Marian Czapka on his Porsche 928 and Czechs drivers Petr Tykal on the Easter Formula MTX 1-03 and Vladimír Koničar on BMW 2002 Ti. We believe that they will continue in this tradition. Also frequent entrants are Jean-Marie Alméras (Porsche 935) and Michel Pratlong (Huron FP1 Formula Ford) from France, Josef Michl (Porsche 911SC) and Aleš Gansdorfer (Formula Easter MTX 1-03) from Czech republic and Jurgen Pachteu 650 TR) from Austria.
The fastest time between historic vehicles was set by Petr Tykal in 2013 at 2: 23,980. This time in five years of the Moris Cup Jahodná he reduced by four seconds. Very similar times were reached on this hill also by other racers. An exception is only record holder Uberto Bonucci of Italy, who plaque breaks records of all tracks with his historic Osella PA 9/90. His best time from last year's Moris Cup Jahodná is worth 1: 57,410.
The FIA Historic Hill Climb Championships would theoretically be regarded as world championships, as there is no greater series of historic vehicles. That's one of the reasons why Moris Cup Jahodná is so interesting and popular. Because we have a chance to see cars that we do not care about, and certainly a delight for lovers of historical specials.
Press Officer of Moris Cup Jahodna 2018


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Has yuan become Russia's new dollar?
Brian McGleenon
March 7, 2022, 3:09 AM ·5 min read
Russia could use the Chinese yuan to bypass the crippling sanctions imposed by the west. Photo: Reuters
Russia could use the Chinese yuan to bypass the crippling sanctions and SWIFT payment ban imposed by the US and its allies.
One rouble now buys less than one US cent, causing ordinary Russians to flock to stores of value such as gold and bitcoin (BTC-USD) to protect themselves from the fallout.
As Putin's armoured divisions roll closer to Kyiv, his country's economy rolls closer to the abyss, and speculation has grown that Moscow will resort to using cryptocurrencies as a financial back-channel.
However, there is simply not enough volume and liquidity within crypto markets to offset the disruption that sanctions will have on the Russian economy.
This leaves the Kremlin with another option: to use the Chinese yuan and Beijing's CIPS international payment system for cross border trade.
Disconnecting Russia from world finance could thus create an unwanted side effect for the west, the birth of a new global economic system based upon the Chinese yuan.
Read more: 'Crypto lobby groups are dictating terms in Washington'
Steve H Hanke, professor of applied economics at Johns Hopkins University, told Yahoo Finance UK that "disconnecting Russia from the dollar-based system won't have much of an impact on the dollar initially, but in the long run it might be a different matter".
The senior economist added that the act of removing Russia from the SWIFT dollar-denominated international payments system "has weaponised and contaminated SWIFT".
"This will make room for challengers to the dollar-denominated international system."
Read more: Steve Hanke: The value of bitcoin is probably zero
The major challenger is China's Cross-border Interbank Payment System, or CIPS.
China's competitor to the dollar-based SWIFT system was created in 2015 and currently only handles a fraction of the international claims settlements that are completed by the SWIFT system.
But this imbalance could begin to tilt in China's favour if Russia is forced to rely upon it for international trade.
Watch: Digital currencies: China will get there first, says Hammond
State media in China likened the SWIFT ban on Russian banks to "a financial nuclear weapon", but also welcomed it as an opportunity for Beijing's CIPS.
Hanke said the recent political interference with SWIFT was "accelerating the development and use of CIPS, regardless of whether Russia utilises it or not".
Russian reliance upon CIPS will allow China to develop the yuan's use outside the country's borders.
Chinese president Xi Jinping's pet infrastructure project, the Belt and Road Initiative, has also helped to introduce the yuan overseas.
But Steve Tsang, director of the SOAS China Institute, said that there is still only marginal use of the yuan and it is "still nowhere near being a global currency".
"While Russia will make more use of the yuan, the yuan cannot replace the dollar as the global currency as full convertibility is required for any currency to be accepted as a full global currency or a major reserve currency."
The Chinese government is unwilling to allow the yuan to be freely traded in case they lose control over its value.
Read more: Ukraine to sell NFTs to fund war costs
In the past, Beijing has been accused of strict mercantilism, after claims that the yuan was being artificially undervalued against the US dollar to give Chinese exports an unfair price advantage.
Geopolitical analysts are anxious about the future, as Hanke suggests that sanctions have a record of failing to meet their desired objectives.
He said that the full economic isolation of Russia could create a "nightmare scenario in which an 'enormous North Korea' emerges, one with nukes".
Tsang sees signs the world is on a trajectory towards a new Cold War in which "Russia and its close allies will form one bloc and the democracies led by the west forming another".
However, he added that China will maintain a cautious approach that will be pragmatic for its own interests and avoid "attracting secondary sanctions against Chinese institutions".
Anders Corr, publisher of the Journal of Political Risk, reinforced the view that sanctions against Russia would "drive the country towards China's economy, through which it will have to do most of its business until the sanctions are lifted".
Corr believes Russia's tilt towards China will give Beijing immense bargaining power.
Read more: Can you live in London for 24hrs using only bitcoin?
He said that Moscow "may in future have to accept contracts denominated in yuan or even a 10% discount for its exports compared to world market prices".
Beijing would certainly welcome the increased trade in much needed Russian commodities at record low prices.
Russia is already running a trade surplus with China, with major exports of oil, gas, coal and wheat being channelled towards its resource southeastern neighbour.
Chinese state banking regulators have already made it clear they will continue to maintain normal economic and trade exchanges with Moscow.
If Moscow begins to use CIPS it would further Beijing's ambitions to slowly erode the world's dollar-dominated financial system.
Xi Jinping may well welcome Putin's commodities in exchange for Chinese yuan and both autocrats could walk hand in hand down the road to "de-dollarisation".
Watch: Steve Hanke responds to Milton Friedman's cryptocurrency predictions
Stock market news live updates: Tech stocks extend post-Fed rally, Dow futures lag
UPDATE 1-Bank of England raises borrowing costs to 4%, hints rates near peak
First Quantum Minerals worker dies at Trident operations in Zambia
Are These 3 Companies Next for Short Squeezes?
A short squeeze occurs when short-sellers rush to cover their positions on a stock. The sudden rush of buying can quickly push a stock price higher. After a tough market year in 2022, some stocks have built up large short-seller followings, potentially priming the pump for a new wave of short squeezes.
Merck & Co on Thursday reported higher-than-expected fourth-quarter earnings on strong sales of its COVID-19 antiviral pill molnupiravir in Asia. Excluding items, Merck earned $1.62 a share, exceeding Wall Street expectations of $1.54 a share, according to Refinitiv. Merck Chief Executive Rob Davis said the pandemic wave that moved through Asia in the fourth quarter drove sales of molnupiravir, which is sold under the brand name Lagevrio, particularly in Japan, South Korea and other areas of the Asia Pacific region.
Merck Stock Slumps As 2023 Profit Outlook Clouds Q4 Earnings Beat
Merck & Co. posted better-than-expected fourth quarter earnings Thursday, thanks in part to impressive sales of its blockbuster cancer treatment Keytruda, but forecast softer near-term profits, sending shares lower in pre-market trading. Merck said adjusted earnings for the three months ending in December came in at $1.62 per share, down 10% from the same period last year but firmly ahead of the Street consensus forecast of $1.54 per share. Group revenues, Merck said, rose 2% to $13.83 billion, against the $13.67 billion tally forecast by analysts that cover the pharma giant.
The energy giant reported adjusted annual earnings of $39.9 billion, the highest in its 115-year history.
Is Enphase Energy (NASDAQ:ENPH) A Risky Investment?
David Iben put it well when he said, 'Volatility is not a risk we care about. What we care about is avoiding the...
These Stocks Are Moving the Most Today: Meta, Merck, Apple, Alphabet, Amazon, and More
Shares of Meta Platforms surge after fourth-quarter revenue at the Facebook parent tops analysts' expectations. Apple, Alphabet and Amazon.com are scheduled to report earnings after the closing bell Thursday.
(Bloomberg) -- Traders who've shrugged off Federal Reserve Chair Jerome Powell's repeated warnings that interest rates will remain elevated this year will have their wagers tested again within weeks by key economic data.Most Read from BloombergMerck Covid Drug Linked to New Virus Mutations, Study SaysPorsche Blunder Puts $148,000 Sportscar on Sale for Just $18,000Adani Crisis Deepens as Stock Rout Hits $108 Billion, Bonds SinkPlenty of Americans Are Drinking Bleach, Still for Sale on AmazonNatio
Burry is known for spotting bubbles, and he's worried stocks are still in the midst of one—despite the drop in 2022.


I t's tradeshow season at Alpha. These events are a time to network, interact, and be a resource to the attendees and booths around us. And while our Business Development and Marketing team does take them seriously… we have fun doing it!
Here are some moments captured on camera from the Texas Municipal League (TML) conference in San Antonio, TASA/TASB conference in Austin, and Structural Engineers Association of Texas (SEAoT) state conference in Houston. For a closer look at how we tradeshow, see our Why We Exhibit blog post.
This place embraces the word "hidden gem" – The Raging Espresso is one you won't want to miss, but might on account of its diminutive store front. Located in Broken Bow, OK, this caffeine stop is small in stature, but full of attitude. Even the chalk board inside expresses th e espresso shop's theme: "Rag·ing – adj. continuing with great force or intensity". The specialty coffee drink list is somewhat limited – so you have to know what to ask for. The Raging Espresso also sports a full size breakfast and lunch menu, so make sure to come with an appetite as well. Take the drive-thru for a fast grab, or enjoy your Cup of Joe inside the shop (if you can find seating!).
Alpha's Accounting Department (and Amber) wore Rangers gear to bring luck to our Texas team as they headed off to face the Toronto Blue Jays in the 2015 MLB Playoffs. Maybe if Jeff Thomas joins next year we'll lock in a win! From left to right: Della Baker, Rosie Harding, Yvonne Pavon, Rachel Muirhead, Brandy Cruz, and Amber Williams.
Thanks to all who came out on Saturday to support Brian Powell's daughter Hannah at the JDRF One Walk. Over 140 family and friends walked the 5K at the Lawn at Reunion dressed in Hannah approved purple t-shirts – provided by Alpha! Together, TID-licious raised over $5,000 in support of Type 1 Diabetes research for the cure. Join us next year! Visit the team page here.


personnel combat, search, and rescue training for one year.
mountainous island is believed to have fewer than 30 residents.
such an activity would not harm the public and the environment.
for one year. We're working on the authorization now," Hofschneider said.
security that's at stake," Hofschneider said.
training ground in searching a downed aircraft and in rescuing personnel.
Emergency Management Office ahead of time.
agencies will be coordinated to ensure that these can be addressed."
He said the mayor raised public safety and environmental issues.
land use request was coursed through the Office of the Veterans Affairs.


description: The abstract world is a representation of the internet world, the world of information, of data and emotions. Colours and shapes change in real time according to Tweet feeds.
More info about the abstract world at this link.


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TeleMed Visit
Fibroid Center
Vein Disease
Arterial Disease
Patient Info & Reviews
A simple procedure to eliminate uterine fibroids in National Harbor
cfimtemp
blog, Healthcare
Uterine fibroids are the most common benign tumors within the female reproductive system. While the majority of uterine fibroids are diagnosed and treated in women between the ages of 35-54, fibroids can occur in women as young as in…
Sclerotherapy procedure for varicose veins in National Harbor
Varicose veins are twisted, enlarged veins. Any vein that is close to the skin's surface can become varicose. Varicose veins most commonly affect the veins in the legs. That's because standing and walking increase the pressure in the veins…
Where can I get the best treatment for uterine fibroids in National Harbor?
We specialize in Uterine fibroid embolization (UFE) treatment in National Harbor. We also offer a non-surgical, minimally invasive, permanent fibroid treatment in Northern Virginia (convenient to Springfield, Fairfax, Alexandria, Arlington, and Woodbridge), Maryland (convenient to National Harbor, Oxon…
4 Reasons Why Winter is the Best Season for Varicose Veins Treatment
It is possible to avoid direct sunlight and it will help to limit the chances of skin discoloration in the affected area, therefore, it is best to undergo vein treatment for your varicose or spider veins during winter time,…
Uterine Fibroid Embolization | UFE Treatment in National Harbor, Maryland
Uterine fibroids are the most common benign (non-cancerous) tumors within the female reproductive system. A fibroid starts as a normal muscle cell in the uterus. For unknown reasons, this single cell grows and multiplies into a cluster of cells…
SUFFERING FROM PAD? WE CAN HELP YOU! We are the most experienced providers for PAD in National Harbor, Maryland!
If you have leg pain while walking a short distance, it may be a sign of a condition called peripheral artery disease(PAD), and should get screened. Peripheral arterial disease (PAD) develops only in the arteries, which carry oxygen-rich…
Successful uterine fibroids treatment in National Harbor,MD
Uterine fibroids are the most common benign (non-cancerous) tumors within the female reproductive system. A fibroid starts as a normal muscle cell in the uterus. For unknown reasons, this single cell grows and multiplies into a cluster of cells that…
Are you searching for the best varicose veins treatment in National Harbor?
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What are treatment options for peripheral artery disease?
Peripheral artery disease (PAD) happens when the arteries in your legs come narrow, generally because of atherosclerosis, or the buildup of plaque on your artery walls. This restricts blood inflow, allowing lower oxygen-rich blood to reach your muscles and skin,…
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Creative and Intellectual Life
Arts and Society
Creative and intellectual expatriates
Story: Creative and intellectual expatriates
Why people become expatriates
Historical reasons for expatriation
Expatriation to Britain
Expatriation to other countries
Attitudes to expatriation
External links and sources
Peter Buck and his wife leaving Hawaii
A doctor and politician who became an anthropologist, Peter Buck, also known as Te Rangi Hīroa, became a world-recognised expert on Polynesian society and material culture. He was eager to make a living as a professional anthropologist in New Zealand, but local universities were unwilling to recognise the subject. As a result he had to take opportunities that were offered to him at the Bernice P. Bishop Museum in Hawaii and elsewhere in the United States from the 1920s. In 1932 he was appointed visiting professor of anthropology at Yale University – he and his wife, Margaret, were photographed, garlanded with lei, before his departure to take up the position. He returned to Hawaii after a few years to become director of the Bishop Museum. Buck yearned for and often revisited New Zealand, but died in Hawaii in 1951. Nevertheless, in 1953 his ashes were returned to New Zealand and were buried the following year near his Taranaki birthplace.
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Bishop Museum
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Scholarship boys: Ernest Rutherford
Nancy Swarbrick, 'Creative and intellectual expatriates - Historical reasons for expatriation', Te Ara - the Encyclopedia of New Zealand, http://www.TeAra.govt.nz/en/photograph/44343/peter-buck-and-his-wife-leaving-hawaii (accessed 18 January 2021)
Story by Nancy Swarbrick, published 22 Oct 2014