Peer-to-peer lending often referred to as P2P lending or social lending is considered to be one of the most rising alternatives for loans offered to small businesses.
Whether you are planning to start a new business or considering about developing an already operating one, Obtaining necessary funds from conventional lending institutions like banks can be quite challenging.
In some cases, Some of you might be rejected loans due to your poor credit history or lack of proper track record of your business. Such circumstances turn you around to seek funding from your family members or friends.
Peer-to-peer lending websites rely on such an approach by letting proficient entrepreneurs or business owners disclose their business proposals and necessary funding to an online resource that comprises of an audience who can turn out to be their lenders, either individual or group.
It has been estimated that around $5 billion would be offered as funds to business owners by way of peer-to-peer lending services in years to come.
How Do P2P Bad Credit Lending Sites Work?
Just like social networking websites, both individual lenders and borrowers will be allowed to create a profile of their own with unique screen names to contact and converse with each other over the website.
Prospective lenders will browse through the listings on the site, about the purpose of seeking a loan mentioned by each borrower and also will review the rates of interest for the requested loan amounts.
You may have your loan sanctioned by one or more lenders.
Delivery of the loan amounts and repayment amounts will be facilitated by the P2P website.
Unlike most conventional bad credit loan options, you will not be required to pledge any of your property as collateral for taking out a P2P loan.
However, due to the same reason, your credit history and your current credit score will play a crucial role when it comes to you qualifying for the loan.
Whatever P2P lending website you choose to use, you will be required to fill out a bad credit loans application form through which your personal identity like citizenship, your credibility using your credit score, etc. will be analyzed.
Most of the P2P lending sites usually eliminate applications from those applicants who do not possess a predetermined credit rating.
Though you may not be required to possess a perfect credit score, a decent score will always be expected by these sites, the lack of which will screen you out from even being able to apply for funding through these lending sites.
It is always a better option to have your credit report checked before you apply for such loans.
You can do this by pulling out your credit report from the three credit bureaus and check for any errors.
If there are errors, Then apply for rectification as soon as possible and have your credit report clear of errors before proceeding with your loan application.
As with any other loan option, it is important that you make prompt payments on P2P loans as well. Defaulting on your loan payments may lead you to pay additional charges and will also affect your credit score adversely.


text:
Tag: publishing
Mom Dearest
September 18, 2008 / Neil Kramer / 37 Comments
Have you noticed that I have gone from writing about Sophia every day on my blog to writing my mother? Does this mean that my existence completely revolves around the woman I happen to be sharing my space with at the time?
Don't answer.
In a week from today, my mother is going to retire from her job at Farrar, Straus, and Giroux Publishers. She has worked with the company since before she was married, and has seen drastic changes in the publishing industry over the decades. What does this mean to you, my dear blogger friends? This means you have one more week to suck up to me, thinking that somehow I can help you get your sleep-inducing "memoir" read by the company's editor-in-chief. After that, you can stop reading this blog because I will be useless to you.
My mother does not like the Florida senior early-bird dinner lifestyle, but her friends have pressured her to sublet an apartment in "Century Village" in Boca Raton for three months this winter so she can try it out. Yes, she has officially become like Seinfeld's mother.
This creates a dilemma. Do I stay here during the winter while she is in Florida?
Am I ever going back to Los Angeles?
Is there a direct connection between me returning to New York and the immediate collapse of Wall Street?
Imaginary Phone Conversation Between Sophia and My Mother
a one act play by Neilochka
Mom: How DID you live with him for so long?
Sophia: Now do you see what I was talking about?
Mom: And every night it is the same thing! He watches All My Children, yelling at the TV, saying "Don't do it, Erica!" and then he locks himself in his room for an hour, making all these weird grunting sounds, like a caveman. What does he do in there?"
Sophia: You don't want to know. If I were you, I'd get away from him this winter before he makes you crazy. Go anywhere. Go to Florida.
Mom: I hate Florida.
Sophia: Well, it's your choice. Florida in the sun or three long months with…
Mom: Hola, Boca! Will you come visit?
Sophia: Sure. And I won't tell him!
The two women laugh.
Yeah, I know I am funny. But, the only reason I have a sense of humor is because my mother is funnier.
After reading my last post, she bought me this as a gift:
Tell All
May 29, 2008 / Neil Kramer / 18 Comments
via Publishers Weekly: In the tradition of the tell-all, screw the loyalty, backstabbing, I wanna write a book and tell the truth now that I have a book deal, even though I was too wimpy to do so when I was there sucking up to the Man, tradition of "What Happened — Inside the Bush White House and Washington's Culture of Deception," by Bush spokesperson Scott McClellan, "Behind the Oval Office" by Clinton aide/prostitute-lover Dick Morris, and countless other memoirs by bloggers lucky enough to obtain impossible-to-get glamour jobs in law, publishing, and the entertainment fields, who then turn around and betray the trust of their former bosses and co-workers, comes Neil Kramer's new book, "Behind the Blogosphere: What Other Bloggers Really Tell Me."
In his three years of blogging, Mr. Kramer, or "Neilochka from Redondo Beach" as he was known online, kept backup copies of every IM conversation, Twitter, email, and blog comment he was ever involved in — right on his computer in his office in Chicago, discussing the intimate details of the lives of his "blogging friends."
"I carefully created this "Neilochka" personality," said Mr. Kramer, "using the the Britten-Margolis Personality Quadrant, making sure that this character seemed open, friendly, and sensitive to the needs of others, especially to that of women. In fact, one of my first posts was about "Neilochka" vehemently insisting that women who are size 14-16 were just as sexy to me as the truly attractive women who are size 0. And my readers believed it! Combined with other little details, like an unstable marriage where my wife was completely at fault, humorous jokes stolen from obscure Japanese comedies, and hints that I was pretty well-endowed, was enough to get women to tell me anything!"
And tell me they did. In complete confidence, they talked to Neilochka, thinking him safe, like the gay friend in a chick-lit novel. After three years of blogging, he KNOWS everything.
And now YOU will too. In Neil Kramer's new book, "Behind the Blogosphere: What Other Bloggers Really Tell Me," the author takes no prisoners. Nothing is off-limits.
Which bloggers don't look like their photos AT ALL because they always use a high angle to hide the double chin?
Who are the blogging perverts, sending "Neilochka" photos of their bras — and worse? (including some men!)
What anti-depressant each blogger is taking, and who has completely lost their libido because of it?
What "really" goes on behind the closed doors of Room 1243 at the Westin St. Francis Hotel during BlogHer?
Who is the quiet, shy "cat blogger" in Toronto who has slept with every male blogger east of the Mississippi, and has made sculptures of their privates which she sells on a secret Etsy site?
Which female blogger never has anything to wear for her high-profile job as a social media specialist because her "wonderful" husband insists on wearing her clothes around the house, stretching the fabric?
Which mommyblogger actually thinks her new baby is "sort of ugly?"
Which "Momocrat" is really voting for McCain and thinks her other friends are "liberal pussies" who hate America?
Which "good friend" of Dooce said "her favorite blog is "Citizen of the Month," but Heather "Dooce" is so insecure she would never say so publicly in fear of losing her own "standing?"
Soon, at a bookstore near you.
Remember: Tomorrow is "Write Like the Opposite Sex Day." If you so choose, write your post as the opposite sex and then tell me about it in the comments. I'll put up a link. Hell, I'll even give you until the weekend.
And if you comment on my blog tomorrow, make sure you do so as the opposite sex.
Fans Shocked at Bugs Bunny Gay Revelation
October 27, 2007 / Neil Kramer / 64 Comments
NEW YORK (AP) — Only a week after the announcement that the character Dumbledore in the Harry Potter series is gay, the fictional world is again shocked with the revelation by Steven Blanc, son of voice artist Mel Blanc, that the perennial prankster "Bugs" Bunny of Looney Tunes cartoons is also gay. This announcement, while unexpected, give new and clearer meaning to many of the on-screen exchanges between the smart-aleck "wacky wabbit" and his put-upon nemesis, Elmer Fudd.
Bugs Bunny was in love with his male rival, Steven Blanc says.
The author of "Bugs and Elmer: A Forbidden Love," stunned fans at the Academy of Motion Pictures annual Warner Brothers Looney Tunes Night, when he answered one young reader's question about Bugs by saying that he was gay and had been in love with Elmer Fudd for years.
'"You have to remember that this was Hollywood of the Golden Age, even before Rock Hudson. The studio just wouldn't allow it. Instead, Bugs and Elmer expressed their love for each using homosexual codes of the day, such as Elmer pointing a gun at Bugs, and Bugs responding with a squirt of seltzer in his face. Those in the closeted gay community clearly knew that Bugs famous "What's Up, Doc?" was the password to get entry into the notorious Hammer Club on the Sunset Strip."
The news of Bugs Bunny's homosexuality brought gasps, then applause at the Academy, and set off thousands of e-mails on Warner Brothers cartoon Web sites around the world. Some were dismayed, others indifferent, but most were supportive.
" 'BUGS BUNNY IS GAY' is quite a headline to stumble upon on a Friday evening, and it's certainly not what I expected," added Looney Tunes fan Charlie Johnson, of Trenton, New Jersey. "(But) a gay character in the most popular cartoon in the world is a big step for gay rights."
Note, November 2010: This is not true. It is a joke. This was NOT approved by Warner Brothers. And Mel's son's real name is Noel. And just so you know — Bugs Bunny is probably my biggest literary influence.
My Brilliant Literary Career
January 19, 2006 / Neil Kramer / 49 Comments
Last week, Sophia was all upset about the James Frey story and his fraudulent memoir, "A Million Little Pieces." Well, actually, she was more upset at me.
"It's pretty clear that the book got sold because they thought he was an alcoholic and drug abuser."
"So?"
"So, you have no grit in your life. You don't even like beer."
"I like Merlot."
"No one wants to buy a memoir from someone who drinks Merlot. You're like that depressing guy from Sideways."
"I've smoked pot."
"When was the last time you smoked pot?"
"When I was 14. But I didn't really inhale."
"Jeez, you're so vanilla. Did you know I once went out with someone who liked to be spanked."
"Weirdo."
"He was a college professor."
"Why would anyone want to be spanked? All my life, I've been proud that my mother never once had to spank me when I was a kid. What would I tell her now? Sorry, Mom, now I get spanked all the time."
"Hopeless."
So much for anyone ever buying my boring memoirs.
But what about fiction?
Well, today, there was another nail in the coffin for my non-existent writing career.
"Did you read Gawker today?" asked Sophia.
"Have you heard of Opinionista?"
"Well, it's a blog written by an anonymous blogger, and it's all about the inside stuff going on at her law firm."
"So, she just revealed herself as Melissa Lafsky!"
"Do we know her?"
"No, but read this."
Sophia handed me "The New York Observer." There was another article about this woman:
In recent months, Ms. Lafsky has been fluffing the pillows for her landing, a sort of "soft opening" phase for her product launch. Profiled but not named in The New York Times in November, she posed so that her face was obscured; in this month's The American Lawyer, she hinted that her identity would soon be revealed; and her blog plugged an interview with The Observer minutes after the interview was complete.
Of course, prior to this week's non-spontaneous self-disclosure, Ms. Lafsky had already procured herself an agent—ICM's blog-adoring Kate Lee —and worked up 100 pages of a manuscript loosely based on her life as a lawyer-blogger. ("It's not a roman à clef," she said. "It's not The Devil Wears Brooks Brothers!")
(Talented, Beautiful, and can Blog without looking at the monitor)
(photo by Melanie Flood)
I wasn't sure what Sophia wanted me to make of all this.
"Good for her," I said. "Or is this another one of those "I hate Stephanie Klein – type stories?"
"Don't you get it," Sophia replied, "There have been a number of anonymous bloggers that have gotten a lot of buzz by creating a mystery about who they are… and then they make a big reveal. Do you see where this is going?"
"Only a really dumb blogger starts using his real name right from the beginning. Like Neil Kramer. You should have just been "Citizen of the Month" and then had a big reveal."
"Too late now."
"There's nothing new for you to reveal. Nothing buzz-worthy."
"I don't know. We can say I'm gay."
"Hmm…not bad. We're already separated. We can say we got separated because you decided you were gay.
"Good… good.. just how long do I have to be gay for?"
"Until you sell a book."
Jeez, that could be a long time."
"Well, you've always had a problem with procrastination. Finally, we found a way to keep you focused. No sex with a woman until you write a book."
"I'm not too sure about this idea."
"Too much like a bad sitcom episode?"
"What if I'm gay, but you decide to transform me back to being straight again."
"Yeah, then I can write a book instead of you! — "The Gay Blogger and How I Made Him Straight Again.""
"Would I have to go around the rest of my life being known as "The Man Formerly Known as The Gay Blogger?"
Note: After Melissa Lafsky signed with ICM agent Kate Lee and resigned from her law firm, she posed in a nightgown for a spread on female bloggers for a future issue of Fashion Week Daily.
Luckily, I'm all ready for my fashion shoot with my new Texas hold'em pajamas.

redpajama_set_name: RedPajamaCommonCrawl


"RELEASED PARTIES" AS USED HEREIN MEANS THE ACADEMY, BIRMINGHAM TKD, INC., PELHAM TRMA, TIGER ROCK MARTIAL ARTS INTERNATIONAL (TRMAI), THEIR AGENTS, SERVANTS, EMPLOYEES, DIRECTORS, STUDENTS AND INSTRUCTORS.
I, or the minor participant(s), will be voluntarily participating in a TaeKwonDo class, Brazilian Jiu-Jitsu, Native Korean Sword class, HanMuDo class, Xtreme Performance (XP) and/or Extreme TaeKwonDo class (all herein referred to as "Activity") and may attend events associated therewith. I understand that such Activity is a contact sport and has the potential for serious physical injury. In recognition of the possible dangers connected with this contact sport, and in consideration of the instruction in the Activity which I or the minor participant(s) shall be receiving from Released Parties, I am voluntarily signing this agreement to waive any right or claim I may have arising out of the instruction of my, or the minor participant(s)'s, participation in any Activity. I am releasing Released Parties from any and all liability, including medical and health care expenses, for any injury or damage to me or to the minor participant(s) arising out of or in any way connected with the instruction or participation in an Activity EVEN IF THE INJURY OR DAMAGE IS CAUSED IN WHOLE OR IN PART BY THE NEGLIGENCE OR OTHER FAULT OF ONE OR MORE OF THE RELEASED PARTIES.
I HEARBY RELEASE, WAIVE, DISCHARGE AND COVENANT NOT TO SUE RELEASED PARTIES from all liability to me, or minor participant(s), my, his or her personal representatives, assigns, heirs, and next of kin for any and all loss, injuries, or damage, and any claim or demands therefore, on account of injury, death, or illness to me or minor participant(s). WHETHER CAUSED BY NEGLIGENCE OF THE RELESAED PARTIES OR OTHERWISE while I, or minor participant(s), am participating in any Activity or event of The Academy or TRMAI, whether it be active participation or mere observance.
I ACKNOWLEDGE, UNDERSTAND AND APPRECIATE THE INHERENT RISKS, KNOWN AND UNKNOWN, WHICH MAY BE INVOLVED IN THE PARTICIPATION OF ANY ACTIVITY IN THE ACADEMY AND TRMAI, INCLUDING BUT NOT LIMITED TO RELEASED PARTIES' SPONSORED EVENTS OCCURRING OFF THE ACADEMY OR TRMAI PREMISES, EVENTS WHICH BY THEIR NATURE INCLUDE INTENSE, STRESSFUL, AND STRENUOUS EXERCISES AND BODY CONTACT. I FURTHER EXPRESSLY CONSENT, UNDERSTAND AND RECOGNIZE THAT THESE RISKS MAY RESULT IN SERIOUS INJURY OR ILLNESS INCLUDING BUT NOT LIMITED TO: BRUISES, BLOODY NOSES, BROKEN BONES, HEART ATTACKES OR OTHER CARDIOVASCULAR DISEASE, OR OTHER SERIOUS INJURY THAT CAN RESULT IN DEATH. I FURTHER UNDERSTAND AND ACKNOWLEDGE THAT THESE RISKS MAY RESULT IN PERSONAL CLAIMS AGAINST RELEASED PARTIES, OR CLAIMS AGAINST ME BY OTHER PARTICIPANTS OR OTHER THIRD PARTIES. I EXPRESSLY COVENANT NOT TO SUE THE RELEASED PARTIES FOR ANY DAMAGES OR INJURIES WHICH MAY RESULT FROM MY OR THE MINOR PARTICIPANT(S)'S PARTICIPATION IN THE ACADEMY OR TRMAI.
I ASSUME FULL RESPONSIBILITY FOR ALL RISK OF BODILY INJURY, INCLUDING BUT NOT LIMITED TO: BRUISING, BLOODY NOSES, HEART ATTACKS OR OTHER CARDIOVASCULAR DISEASE, OR OTHER SERIOUS INJURY THAT CAN RESULT IN DEATH DUE TO THE NEGLIGENCE OF RELEASED PARTIES, WHILE PARTICIPATING IN ANY ACTIVITY OR EVENT OF THE ACADEMY OR TRMAI.
I EXPRESSLY ACKNOWLEDGE AND AGREE THAT THE ACTIVITIES OF THE ACADEMY AND TRMAI MAY AND CAN BE DANGEROUS AND INVOLVE THE RISK OF SERIOUS INJURY OR ILLNESS AND/OR DEATH AND/OR PROPERTY DAMAGE. I, OR MINOR PARTICIPANT(S) ACCEPT AND ASSUME THESE RISKS. I agree that this agreement of release is intended to be as broad and inclusive as is permitted by the laws of the State of Alabama or the law of the state in which the event(s) is conducted.
I release RELEASED PARTIES from any and all liability, including but not limited to medical or other health care expenses, for any injury or damage to me or to the minor participant(s) occurring on or around the premises of The Academy or TRMAI during times even when I or minor participant(s) are not participating in any Activity. EVEN IF THE INJURY OR DAMAGE IS CAUSED IN WHOLE OR IN PART BY THE NEGLIGENCE OR OTHER FAULT OF ONE OR MORE OF THE RELEASED PARTIES.
I agree to abide by all rules and regulations of The Academy and TRMAI. I acknowledge and affirm that I, and/or the minor participant(s), are in good physical condition and do not suffer from any disability or other condition whatsoever which would prevent or limit participation in The Academy and TRMAI.
I HEREBY AGREE TO INDEMNIFY AND HOLD HARMLESS RELEASED PARTIES FROM ANY LOSS, LIABILITY, DAMAGE, INJURIES, COSTS (INCLUDING ATTORNEY FEES) THAT MAY INCUR AS A RESULT OF MY , OR THE MINOR PARTICIPANT(S)'S, PARTICIPATION IN ANY ACTIVITY OR EVENT OF THE ACADEMY OR TRMAI, OR THAT MAY ARISE ON THE PREMISES OF SUCH ACTIVITY OR EVENT, EVEN IF THE INJURY OR DAMAGE IS CAUSED IN WHOLE OR IN PART BY THE NEGLIGENCE OR OTHER FAULT OF ANY OF THE RELEASED PARTIES.
In the event that any provision hereof shall be adjudged by a court of competent jurisdiction to be invalid, illegal or unenforceable, such invalidity, illegality or unenforceability shall not affect the remaining provision, and this agreement of release shall be construed to the extent possible as if such invalid, illegal or unenforceable provision, or part thereof, had never been contained herein.
I understand the terms of this agreement and accept responsibility for all costs of any litigation arising from this agreement, including a reasonable attorney's fee.
I have read this agreement of release and have had the opportunity to have it reviewed by an attorney, I understand and agree to all of its terms and provisions. All of my questions have been answered. I clearly understand all of the risks involved in any Activity. There are no oral statements or representations made to me not contained in this agreement. I UNDERSTAND THAT IF I OR THE MINOR PARTICIPANT(S) IS HURT, I WILL HAVE NO RIGHT TO MAKE CLAIM OR SUE ANY OF THE RELEASED PARTIES.
I understand and acknowledge that this agreement of release and any prior agreements of release executed by me shall apply to me or the minor participant(s)'s current involvement in the Activity and will be binding on me and the minor participant(s) in any subsequent renewal of my membership with any of the RELEASED PARTIES.
PARTICIPANT/PARENT OR GUARDIAN: THIS DOCUMENT AFFECTS YOU AND/OR YOUR CHILD'S LEGAL RIGHTS.
YOU MUST READ AND UNDERSTAND THIS AGREEMENT BEFORE SIGNING IT.


text:
Dana Credit Corporation
Rating Action: MOODY'S ASSIGNS B3 RATINGS TO DANA CORPORATION'S DIP FACILITIES AND WITHDRAWS PREPETITION RATINGS
Announcement: MOODY'S EXPECTS DANA CORPORATION BANKRUPTCY TO HAVE SOME IMPACT ON US CDO RATINGS
Rating Action: MOODY'S LOWERS RATINGS OF DANA (CORPORATE FAMILY TO Caa3); OUTLOOK NEGATIVE
Rating Action: MOODY'S LOWERS RATINGS OF DANA (CORPORATE FAMILY TO B3); REVIEWS FOR FURTHER DOWNGRADE
Rating Action: MOODY'S DOWNGRADES RATINGS OF DANA AND DANA CREDIT (CORPORATE FAMILY TO B1); OUTLOOK NEGATIVE
MOODY'S ASSIGNS Baa1 LONG-TERM DEBT RATING TO DANA CREDIT'S NEW MEDIUM-TERM NOTE PROGRAM; CHANGES DANA'S OUTLOOK TO STABLE FROM POSITIVE
MOODY'S ASSIGNS Baa1 LONG-TERM DEBT RATING TO DANA CREDIT'S NEW MEDIUM-TERM NOTE PROGRAM; CHANGES DANA'S OUTLOOK TO STABLE FROM POSITIVE Moody's Investors Service assigned a senior debt rating of Baa1 to the new $500 million Medium Term Note (MTN) Program to be established by Dana Credit Corporation (Dana Credit), a wholly owned finance subsidiary of Dana Corporation (Dana). The rating for Dana Credit's MTN program relies primarily on a formal support agreement between Dana and Dana Credit as well as the tax benefits that Dana derives from Dana Credit. In a related action, Moody's changed the outlook on Dana's ratings to stable from positive. While noting the strength of Dana's market position as a broad-based vehicle supplier and the ongoing improvement in its operating performance, the company's balance sheet is not anticipated to strengthen meaningfully in the near term as acquisitions and share repurchases continue.
Dana Credit, which accounted for almost 6% of Dana's consolidated operating profit in 1998, 14% of its total assets, and 26% of its total debt, is primarily a leasing company with exposure to the financing of a diverse portfolio of long-term assets including airplanes, real estate, and power-related projects. The 1998 sale of Dana Credit's small-ticket operations, which was a short-term, low-margined, and high volume-oriented business, lengthened the maturity profile of its portfolio. However, the remaining portfolio is conservatively structured with manageable residual exposure and is generally reliant on the credit risk of the lessees, which tend to be investment grade (about 85 to 90% of the portfolio). Dana Credit provides a stable source of earnings to Dana and tax benefits for the consolidated entity. At the same time, Dana Credit is highly leveraged with a thin equity base and, therefore, the Baa1 rating is based primarily on the support agreement between Dana Credit and Dana.
Dana is the largest independent supplier of vehicle components to diverse end markets including the auto, truck, and off-highway equipment industries. It also has a significant market position as an aftermarket manufacturer, which was enhanced by its 1998 merger with Echlin Inc. (Echlin). While facing some softness in its Latin American and aftermarket operations (offset by the continuing strength in demand for autos and trucks in North America), Dana has made significant improvements in operating performance and is on schedule for realization of the expected synergies with Echlin. Dana continues to divest lower performing businesses and replace them with more profitable ones. However, proceeds from future asset sales may also support the company's share repurchase program. As the reconfiguration of its businesses continues, Dana is maintaining a moderately leveraged balance sheet with meaningful debt reduction unlikely as acquisitions continue. Consequently, Moody's does not anticipate an upgrade in the near term, resulting in a change in the outlook for Dana's ratings to stable from positive.
The notes issued under this MTN program, which will be sold to qualified institutional buyers by Dana Credit, will be sold in privately negotiated transactions without registration under the Securities Act of 1933 ("the Act") under circumstances reasonably designed to preclude a distribution thereof in violation of the Act. The issues have been designed to permit resale under Rule 144A.
Dana Corporation, headquartered in Toledo, OH, is a global leader in the engineering, manufacture and distribution of products and services for the automotive, engine, heavy truck, off-highway, industrial and leasing markets. Dana Credit Corporation is a wholly owned leasing and finance subsidiary of Dana Corporation.


Short Review. Car video interface allows you to connect the rear view camera and additional video devices to the OEM car monitor, This video adapter is designed for Buick cars with 800 × 480 displays.
Car video interface allows you to connect the rear view camera and additional video devices to the OEM car monitor, This video adapter is designed for Buick cars with 800 × 480 displays.


Adobe have announced they have signed a definitive agreement to acquire Day Software. According to the press release, Adobe will acquire all of the publicly held registered shares of Day Software for CHF139 per share in cash, in an overall transaction valued at approximately CHF255 million. This is approximately $240 million. According to the press release issued by Adobe, this offer represents a premium of 59% over Day Software's volume-weighted average share price for the last 60 trading days, and the Board of Directors at Day Software are unanimously recommending the offer to Day shareholders.
At the Adobe blog, the company describe this acquisition as a "significant marketing opportunity," and detail their plans to enable organisations to create, manage, distribute and monetise content, and to optimise the web experience for their customers without disrupting their existing IT infrastructures. This will be achieved by combining Day Software's WCM products – namely Day's Web Content Management, Digital Asset Management and Social Collaboration – with Adobe's enterprise solutions (including Adobe Connect and Flash Platform) in a more complete solution for customer-facing web sites and multi-channel customer experiences. Adobe envision that the Day Software portfolio will, in general, bring Web Content Management, rich media capabilities and social collaboration to Adobe's enterprise solutions.
But what's in it for Day Software's customers? Adobe promise that Day Software customers will be able to leverage more interactive application and document capabilities from Adobe AIR, Adobe Flash, Flex, Adobe LiveCycle and PDF. Day Software's customers will also have the opportunity to extend their products through Adobe's Flash platform and PDF-based solutions, in addition to accessing Adobe's customer experience developers and designers.
It is currently planned that Day Softrware will operate as a product line within Adobe's Digital Enterprise Solutions Business Unit. Pending government approvals and a minimum acceptance threshold with respect to the tender offer, the deal is expected to close in the fourth quarter, 2010. Adobe are currently forecasting that the deal with have "no material impact" on Adobe's non-GAAP earnings for fiscal year 2010.
Until the acquisition closes, Adobe and Day will continue to operate as separate companies.


text:
13 months since abduction of Chibok girls
By Editorial board
Though many other girls, boys, women and the elderly were abducted, the abduction of Chibok schoolgirls was one that shocked the world.
The abducted Chibok girls
SIR: Thursday, May 14, 2015 marked exactly 13 months (395 days) since the abduction of over 200 girls.
Recently, many girls and women were set free from Sambisa forest, but after identification, reports said they are not Chibok girls.
It is most unfortunate and disheartening that many of the Sambisa women found were said to be pregnant, presumably by insurgents.
Just like Chibok girls, the slaughtered Buni Yadi boys, Baga massacre, Nyanya bombings, etc will continue to be remembered in our prayers.
The families and relatives of the victims should take heart and be calm as God Almighty will judge between his servants. Against all odds, life must continue.
We must continue praying for our one and only country, Nigeria and our leaders for peace, unity and development of our country.
I urge the incoming government to set up a special committee for the rehabilitation of the northeast region and to handle post insurgency trauma cases. The government should also please pay compensation to families of victims, and support an endowment fund. Government should secure the lives and property of all Nigerians and defend the territorial integrity of our country.
• Abdulbaqia Jari,
e-mail:	jariabdubaqi@gmail.com
Nigeria to conclude oil bid round for marginal fields
The Federal Government, yesterday, showed readiness to end the ongoing marginal bid round, which already had already seen the award of 57 licenses.
Chimamanda Ngozi Adichie: Our icon of inspiration
Chimamanda Ngozi Adichie makes us proud! She is one of our cultural icons! She received an honorary Doctor of Letters degree from Yale University during the 2019 commencement ceremony.
FRC garners support to review financial statement of government entities
Experts have expressed support for the Financial Reporting Council [FRC] to review financial statements of government entities contrary to criticisms in some quarters.
Buhari assures manufacturers of improved access to FX
The Federal Government says it is working on relevant measures to improve access to foreign exchange (FX) for the importation of raw materials and machines, which could not be sourced locally.
Life coach alleges kidnap, extortion by Abuja police
A Life coach, Solomon Buchi has narrated how five policemen kidnapped him and his brother and extorted N500, 000 from them before they were released in the Federal Capital Territory (FCT), Abuja.
Insecurity: A major minus to good governance
Presently, the issue of insecurity has been ethnicized by some people; and, this has led to the 'banishment' of the 'suspected culprits' (the Fulani herdsmen) from different parts of the country.


Please note orders where the weight exceeds 0.9 Kg will be dispatched via courier 48 hour day delivery.
Iguana ornament Trinket box from Treasured Trinkets range from Juliana. H9cms W5cms approx.
This Iguana figurine doubles as a trinket box. It is a beautiful combination of green enamel colours with black and gold tail and beautiful clear crystals along part of the box edge. There are only a few iguana figures so this would be a lovely reptile figurine with a difference.
This beautiful heavy metal trinket box is hand painted and the crystals lift this iguana figurine when the light catches it. A most unusual trinket box it is a wonderful gift for anyone who likes these mystical magical creatures the iguana.
A beautiful gift suitable for many different occasions especially for the iguana trinket box lovers in your life.


Gregorini has been working in the nautical industry for decades most notably as sub contractor builder to some of the famous Italian shipyards, and now decides to enter the market with its own production and product. Here enters the new Di Max 37 Hard Top a USA sportfish cruiser with subtle Italian Euro touches in its design statement; see extended bathing platform and softer shear line. The Gregorini di Max 37 Hard Top presents itself as a cruiser with sportfish capability, offering an internal accommodation plan with a single forward owners cabin, C-shaped dinette, galley, L-shaped dinette, and a shower head. Outside the Di Max 37 Hard Top is full sportfish with a raised area offering dinette, wet bar, and helm station and the lower aft deck presenting itself as a free space for the fisherman. The Gregorini Di Max 37 is powered by standard FPT 400hp with Yanmar and Cummins engines also available. The Di Max 37 is to be available in other versions which we will show you in the coming weeks over here at PowerYacht.


text:
echo "This script is the same as the last, but it enables the asynchronous"
echo "trap switch (-T) in FreeBSD's sh from April 1999."
echo "Other shells should not exit on SIGINT or SIGQUIT."
set -T
trap : 3
trap 'echo SIGINT ; exit 1' 2
./hardguy

redpajama_set_name: RedPajamaGithub


text:
package net.yxy.athena.util;

import java.text.SimpleDateFormat;
import java.util.Calendar;
import java.util.Date;

public final class TimeUtil {

	public static String getCurrentTime() {
		Calendar cal = Calendar.getInstance();
		Date date = cal.getTime();
		//  2016/05/05-01:01:34:364
		return (new SimpleDateFormat("yyyy/MM/dd-HH:mm:ss:SSS").format(date)).toString();
	}

	public static void main(String[] args) {
		System.out.println(TimeUtil.getCurrentTime()) ;
	}
}


text:
Police raid neo-Nazi homes and clubhouses amid fears of right-wing celebration on anniversary of 1992 firebomb
Some 900 officers raid 150 premises across the state of North Rhine-Westphalia
Authorities fear hate groups will hold warped celebrations to mark anniversary of firebomb attack on asylum seekers
Guns, knives, banners and portraits of Hitler among items seized by German police
State officials outlaw three Hitler-worshipping hate groups, one whose activities 'bordered on terrorism'
By Allan Hall for MailOnline
Published: 11:27 EDT, 23 August 2012 | Updated: 11:53 EDT, 23 August 2012
Armed police stormed the homes and offices of numerous neo-Nazi groups Thursday in the largest raids ever conducted in western Germany.
Some 900 officers raided 150 premises across the state of North Rhine-Westphalia, Germany's largest, ahead of feared celebrations on Sunday marking a notorious firebombing of an asylum seeker's refuge 20 years ago.
In August 1992, hundreds of neo-Nazis torched the home housing Roma and Vietnamese people near Rostock, cheered on by thousands of bystanders.
Crackdown: Police raid an apartment building housing alleged neo-Nazis in Dortmund ahead of anniversary of 1992 firebomb
Hotbed of hate: Police stand guard at a known meeting point for alleged neo-Nazis
Implements of evil: Police reveal neo-Nazi weapons and paraphernalia seized during raids
Terror: German police uncovered an array of weapons including guns and a crossbow
Luckily no-one died in the blaze which has become a source of twisted pride for the far-right.
The raids in western Germany came as the state's interior minister Ralf Jaeger banned three ultra-right Hitler-worshipping groups - the National Resistance Dortmund, Comrades' Association of Hamm and Comrades' Association Aachen.
'The three groups were considered the most dangerous in the state,' said Jaeger.
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The Aachen group was so violent that media reports said its actions 'bordered on terrorism.'
Two members of it were stopped en-route to Berlin in 2010 with bombs containing glass shards which they planned to throw at police and left-wingers.
Warped: Police in plain clothes load up materials seized ahead of anniversary of 1992 firebomb
Fuhrer: A representation of Adolf Hitler found by police searching the home of an alleged neo-Nazi in Juelich, western Germany
All three groups were linked to the NSU - National Socialist Underground - responsible for carrying out 10 murders of immigrants and a policewoman over a 13-year period.
'With this we are tearing a big hole in the network of neo-Nazis,' said Jaeger.
The radical right continues to be a major thorn in the side of Germany although most activity is in the former communist east rather than the more prosperous west.
Clampdown: Nazi paraphernalia and weapons seized by German Police during a house search of a right-wing hate group
Deadly: Fearsome machetes and other weapons seized by police in western Germany
Police raid Neo Nazi homes and clubhouses amid fears of right-wing celebration on anniversary of 1992 firebomb
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