Sometimes, when looking at scenes of my daily life in Bangui – like the MBYE nightclub where I dance most weekends and the Bangui Rock Club where I play tennis – I am struck by the fact these images aren't represented by any international media coverage of the Central African Republic (CAR). This country has a serious image problem!
So it's barely surprising the vast majority of people who've never been to CAR (which lets face it most travellers aren't planning to) believe this country continues to be wracked by all-out rebel war and, thanks to the BBC, cannibals feasting on children in public. In many ways my blog is devoted to the other, unreported stories that rarely make it out of CAR. I don't insist on being upbeat, but the coverage I read often doesn't resonate with my own experiences of living and working here for more than two years now. The great thing about a blog is free reign to post your own narrative.
I defy anyone to come here to Bangui, walk around – which you still can as long as you avoid certain areas and go back home or to a bar before dark – and not find something to make them smile. A cold glass of passion-fruit juice sitting on a wooden bench overlooking the Oubangui River, that divides CAR from the Democratic Republic of the Congo, did it for me today: wooden dug-out canoes were gliding back and forth and the late afternoon light was sublime…..
But today two separate stories put me in a poignant frame of mind: at 5.45 am this morning a parol of Rwandan UN peacekeepers returned to their base from an early-morning tour of Bangui, when one of the Rwandans turned his gun on his fellow peacekeepers, killing four, before another Rwandan soldier killed him. Eight others were injured in the attack. The Rwandan Defence Ministry says it suspects 'terrorism' and hasn't ruled out mental health. The perpetrator was apparently a Rwandan Muslim. It's been reported, though not confirmed that he left a note saying he was avenging the killing of several Bangui Muslims last week (including the Muezzin of the Central Mosque) when UN peacekeepers attempted to apprehend a Seleka operative who is still walking free. Six UN peacekeepers have been killed in Bangui in this last week.
MINUSCA, which has 850 Rwandan peacekeepers deployed across CAR, is launching an immediate enquiry into the Rwandan killings: but we'll never know what was going through that peacekeeper's head when he pulled the trigger on his own men.
The second incident seems so small in comparison: an elderly French priest finally on his way back home has just had his Bangui home burgled by armed men. No one was killed or injured, but lots of stuff was stolen, including a passport and a computer. The priest, who I know personally, has spent thirty years of his life here in CAR and is leaving for good in a week. He believes the house was being watched. He is an old-fashioned man and I don't agree with everything he says, or does, but when I met him today he looked terribly sad. After decades of service he is now leaving with frightened memories.
Bangui is all these things: beautiful, ragged, troubled, hopeful, friendly, wracked with thieves and self-defeating. There's no neat philosophical ending to this post: a very troubled foreigner has turned on his own brothers, and young Central African men have just turned on an elderly foreign priest. And Bangui, who still needs hope more than most cities in the world today, has been bruised by both.


At a time when value for money is at a premium, I met with a group of people this week who contribute to a £500 million saving to the public purse every year.
These are the grandmothers, brothers and sisters who step into difficult situations and provide stability to some of the most vulnerable children in society, with no thought for financial reward.
In fact, three out of four of these kinship carers live in poverty but still take on the care of children despite the obvious difficulties this brings.
For someone in their sixties or even their seventies, looking after a teenager full time is a difficult job, simply because the world has moved on since they were parents.
And finding money for the latest trainers or designer jackets when you are a pensioner on a fixed income is a challenge unheard of their day..
But these caring family members still take on this responsibility when the parental situation breaks down, often because of drug abuse, leaving children damaged and facing a life in care.
It is estimated that there are at least 13,000 children supported by kinship carers in Scotland.
While it's accepted that kinship care is the best form of early intervention, financial support has fallen far short of what is needed and varies in different parts of the country.
With the UK Government, the Scottish Government and local authorities all having part responsibility for Scotland's carers, we have hit an impasse in providing this support.
At an event to mark UK Grandparents Day this week, I was able to meet with many kinship carers, just as I have done with dozens in Inverclyde over the years.
These committed carers never fail to humble me with their personal stories and the fact that they are saving the state hundreds of millions of pounds by providing this care doesn't come into consideration.
Maybe it should – then they would realise the bargaining power they have in calling in for the allowance they should be entitled to do.
Only real leadership from government will end this discrimination and meet our responsibilities to Scotland's kinship carers.
This entry was posted in Holyrood Message on November 1, 2010 by duncanmcneil.


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redpajama_set_name: RedPajamaCommonCrawl


The benefits of biodegradable plastics are generally well known. They are made of renewable resources, like starch or vegetable oil, and can naturally degrade in soil.
Today, using renewable raw materials and available ressources like waste paper is highly relevant. It is an important social task to act sustainable and to develop new material cycles. The implementation of new sustainable materials and ideas promotes a sensitivity, both aesthetically and ecologicaly. PAPERPLAST is one approach that is part of an ever-growing public toolkit that illustrates the need of further development of sustainable and more social materials.
In this lab study, we explored a starch bioplastic that is made of ordinary starch, water, vinegar and glycerin. Cooking these ingredients generates a sticky gel that can be smoothed out to create foils and is suitable for making bioplastic composite materials.
Searching for new possibilities to gain bigger but still lightweight elements out of biodegradable plastic, we added baking soda and paper pulp to the starch bioplastic-mass, poured it into silicone moulds and dried it in the oven. The results are hollow bodies with a high rigidity that are almost weightless. The aeshetic surface-structure looks like foam and of organic ramifications. Foils made out of this mass are thin and translucent with a papery feel. The PAPERPLAST can be glued with bioplastic starch. Thus, any kind of structure can be generated out of the hollow bioplastic bodies.
The preoccupation with bioplastics is a search for alternative options to established industrial materials. Particularly in situations where they are needed temporarily, locally and for short-term, bioplastics could replace unsustainable materials. Having DIY advantages that can be put into practice by everyone, this approach contributes to social and environmental improvements.


text:
const path       = require('path');
const yosay      = require('yosay');
const to         = require('to-case');
const generators = require('yeoman-generator');

const libraryGenerator = generators.Base.extend({
  prompting: {
    welcome() {
      this.log(yosay(
        '\'Allo \'allo! Out of the box I include Babel, Webpack and Karma, as well as a' +
        'few other goodies, to build your npm client side library.'
      ));
    },

    ask() {
      return this.prompt([{
        name    : 'libraryName',
        type    : 'input',
        message : 'Library name:',
        filter  : answer => to.slug(answer),
        default : path.basename(this.destinationPath())
      }, {
        name    : 'libraryDescription',
        type    : 'input',
        message : 'Library description:'
      }, {
        name    : 'libraryVersion',
        type    : 'input',
        message : 'Library version:',
        default : '0.0.1'
      }, {
        name    : 'authorName',
        type    : 'input',
        message : 'Author name:',
        store   : true
      }, {
        name    : 'authorEmail',
        type    : 'input',
        message : 'Author email:',
        store   : true
      }]).then((answers) => {
        this.libraryName        = answers.libraryName;
        this.libraryDescription = answers.libraryDescription;
        this.libraryVersion     = answers.libraryVersion;
        this.authorName         = answers.authorName;
        this.authorEmail        = answers.authorEmail;
      });
    }
  },

  writing: {

    src() {
      this.directory('src', 'src');
    },

    test() {
      this.directory('test', 'test');
    },

    gitignore() {
      this.fs.copy(
        this.templatePath('gitignore'),
        this.destinationPath('.gitignore')
      );
    },

    eslintrc() {
      this.fs.copy(
        this.templatePath('eslintrc'),
        this.destinationPath('.eslintrc')
      );
    },

    eslintrcTest() {
      this.fs.copy(
        this.templatePath('eslintrc.test'),
        this.destinationPath('test/.eslintrc')
      );
    },

    eslintignore() {
      this.fs.copy(
        this.templatePath('eslintignore'),
        this.destinationPath('.eslintignore')
      );
    },

    babel() {
      this.fs.copy(
        this.templatePath('babelrc'),
        this.destinationPath('.babelrc')
      );
    },

    karma() {
      this.fs.copy(
        this.templatePath('karma.conf.js'),
        this.destinationPath('karma.conf.js')
      );
    },

    readme() {
      this.fs.copyTpl(
        this.templatePath('_README.md'),
        this.destinationPath('README.md'), {
          libraryName       : this.libraryName,
          libraryDescription: this.libraryDescription
        }
      );
    },

    license() {
      this.fs.copy(
        this.templatePath('LICENSE'),
        this.destinationPath('LICENSE')
      );
    },

    npm() {
      this.fs.copy(
        this.templatePath('npmrc'),
        this.destinationPath('.npmrc')
      );
    },

    npmignore() {
      this.fs.copy(
        this.templatePath('npmignore'),
        this.destinationPath('.npmignore')
      );
    },

    editorconfig() {
      this.fs.copy(
        this.templatePath('editorconfig'),
        this.destinationPath('.editorconfig')
      );
    },

    circle() {
      this.fs.copy(
        this.templatePath('circle.yml'),
        this.destinationPath('circle.yml')
      );
    },

    webpack() {
      this.fs.copyTpl(
        this.templatePath('webpack.config.js'),
        this.destinationPath('webpack.config.js'), {
          libraryName: this.libraryName
        }
      );
    },

    packageJSON() {
      this.fs.copyTpl(
        this.templatePath('_package.json'),
        this.destinationPath('package.json'), {
          libraryName       : this.libraryName,
          libraryDescription: this.libraryDescription,
          libraryVersion    : this.libraryVersion,
          authorName        : this.authorName,
          authorEmail       : this.authorEmail
        }
      );
    }
  },

  install() {
    this.npmInstall();
  }
});

module.exports = libraryGenerator;

redpajama_set_name: RedPajamaGithub


text:
Revision as of 14:03, 22 January 2006 (view source)
m (Reverted edit of TalkToFrank, changed back to last version by Peter)
* February 5
** Geneva to London Luton, Easyjet 2052, leaves 9:45 a.m.
** Geneva to London Luton, Easyjet 969, leaves 7:00 a.m.
** London Heathrow to Montreal, AC865, leaves 2:00 p.m.
** Montreal to Charlottetown, AC7676, leaves 8:25 p.m.
Revision as of 17:44, 30 January 2006
Watch my Plazes page (or the sidebar of my weblog) to find out where I am at any given time.
1 Current Travel
2.1 Geneva, February 2006
Current Travel
At home in Charlottetown, Prince Edward Island
Geneva, February 2006
Charlottetown to Montreal, AC7675, leaves 5:05 p.m.
Montreal to London Heathrow, AC864, leaves 7:55 p.m.
London Stanstead to Geneva, EasyJet 3377, leaves 2:05 p.m.
Hotel Admiral in Geneva, +41 22 906 97 00
February 2 and 3
LIFT06
Geneva to London Luton, Easyjet 969, leaves 7:00 a.m.
London Heathrow to Montreal, AC865, leaves 2:00 p.m.
Montreal to Charlottetown, AC7676, leaves 8:25 p.m.
San Francisco/Berkeley, USA (for Oliver and Sophie's wedding)


text:
Home EUROPE SPAIN Two days in Madrid: a fabulous way to see the city
Two days in Madrid: a fabulous way to see the city
March 24, 2020 September 21, 2020
During our last trip to Europe, we visited Madrid on an impulse. We had already spent some time in Catalonia when it occurred to us that we could stretch our schedule to one more place before catching our flight back to the United States. We've never been interested in Madrid, so intentionally, we had excluded the Spanish capital from our travel list for a long time. What a mistake! After spending two days in Madrid, it turned out we loved the city and wished we had more time to explore.
Madrid: first impression
We arrived in Madrid around midday. As our taxi driver rolled into Gran Via, the first thing that we noticed was the intriguing mix of old and new buildings. This famous boulevard is a showcase of the latest architectural styles with polished glass engineering mingling smoothly with lavishly decorated buildings and historic structures. Madrid is like no other city we have visited in Europe.
When we landed in Madrid, we had no agenda. After checking in at our hotel, we walked through the vibrant city center, and the overall impression was of a clean, neat, and sophisticated city. Once more, my attention was drawn to the incredible architecture, especially all the beautiful spires and sculptures on the tops of buildings. Madrid is truly one-of-a-kind, and if first impressions count, Madrid was doing well.
Where to stay and how to get around
There is no bad area to stay in the Spanish capital as long as it's in the city center. It holds most of Madrid's attractions within walking distance from one another.
We were still in Barcelona when I booked a two-night stay at Gran Via Capital. Its prime location on popular Gran Via made it a perfect starting point for easily reaching most sights on foot. The city's renowned Plaza Mayor and Puerta del Sol were a short walk away. Further attractions we reached using a Segway tour or a taxi ride.
Although you will get a deeper understanding of the city if you simply walk around, Madrid offers an excellent public transportation network. You can conveniently get to any point in the city quickly via the metro. Buses are another good option.
Note: Check out this list of hotels in Madrid for more options.
Two days in Madrid: how we explored the city
I am a planner. Months prior to each of our trips, I have a list of sites we want to see, activities we want to do, and so on. Surprisingly, it didn't happen that way when we visited Madrid. Initially anxious, it ended up working out fine. Despite seeing a few sites on our own, we booked two (last minute) activities whose local guides opened a window into the city's history, art, and culture.
A couple of times, we paid the price for the lack of planning. Sobrino de Botín, listed as one of the oldest restaurants in the world in continuous operation, was packed. Some folks we met (on the tours listed below) guaranteed the food was outstanding. Unfortunately, we couldn't get a table for any of the nights we were in town.
It was our first time doing a Segway tour, and we loved it. Although we traveled through busy streets, the guide was cautious every time we had to cross a thoroughfare. He was especially attentive to the kids in the group.
The 90-minute tour covered a lot of the city in a short time. We saw Parque del Retiro, Plaza Maior, and a number of buildings and monuments that would take us much longer to discover on our own. The guide was knowledgeable, accommodating, and fun. Our 12-year-old loved it.
We also booked a three-hour Secret Food Tour. As we walked in a maze of medieval streets surrounding Plaza Mayor and admired century-old architecture, the lifelong Madrid resident guide fed us with both historical facts and a wonderful selection of food that left us full for most of the day. We enjoyed coffee, ham, deep-fried calamari sandwiches, cheese, authentic Spanish Vermouth, Spanish omelets, and other tapas throughout the day.
During the food tour, our guide advised us to keep an eye out for the gold plaques set into the sidewalk outside certain Madrid businesses. In 2006, the local government granted a badge to honor all businesses that have been around for more than 100 years! The list included restaurants, a barbershop, a hat store, a pharmacy, and more. We visited a few of them. Pretty cool!
Two days in Madrid: what to see
The Spanish capital is rich in history, art, and architecture. Every direction deserves to be explored, but if you have only two days in Madrid, here are 10 attractions that will make the most of your trip.
1. Puerta del Sol (The Sun Gate)
Puerta del Sol is a lively square located in the center of Madrid where several of the city's busiest streets converge. This semi-circular plaza is also the origin of several routes that traverse the country. In fact, a stone slab on the pavement in front of the main entrance to the Casa de Correos marks Spain's Kilometre 0, the starting point for all those roads.
This square is one of the city's most active places in Madrid. Tour groups, concerts, street performers, and tourists all come together in the area whether to enjoy the music, people-watch, see the official symbol of the city, El Oso y El Madroño (aka The Bear and the Strawberry Tree statue), or simply pass through.
During our stay, we often crossed Puerta del Sol. Once, it was to meet the Secret Food Tour guide by The Bear and the Strawberry Tree statue. According to him, a rub on the bear's feet would bring us luck. True or not, we took our chances.
2. Plaza Mayor
Plaza Mayor is an absolute must-see in Madrid. Located in the city center, the Plaza was not only where both of our tours stopped, but we also crossed it a couple of times on our own when strolling through the city.
The historic Plaza Mayor, completed in 1619 during the reign of Philip III (his bronze statue stands in the center), was the stage for bullfights and executions during the Spanish Inquisition. It has also hosted soccer games.
Nowadays, it is a bustling spot where tourists gather, and street performers entertain. Although lined with shops and restaurants, the square attracts most of its visitors due to the stunning façades of three-story residential buildings that face the Plaza. The slately spires, ochre-hued walls, and 17th-century frescoes highlight the architecture.
3. Mercado de San Miguel
Located next to the Plaza Mayor, the Mercado San Miguel is probably Madrid's busiest market, and well worth a visit. It operates as a traditional market with stalls of fruit, meat, fish, and vegetables, and an excellent stop to get a bite. Different stalls offer a vast array of wonderful food, including the acclaimed jamón iberico (ham), fresh seafood, olives, pastries, gelato, coffee, beer, and a wide selection of cheeses. We visited it twice.
Like other markets we've visited, we walked to different counters and ordered food and drinks that suited our individual preferences. Sitting was a little bit challenging, but with luck and patience, we got a standing table. The food was good, but obviously, it varied from stall to stall. We especially enjoyed the calamari sandwich, slices of ham, and fresh oysters. The sangria I had was the yummiest I had in the country. It was a great way to sample all the local delicacies!
4. Plaza de la Villa
We were pleased that we stumbled into Plaza de la Villa. Located in the historic center, this pedestrian square is close to the Royal Palace, Puerta del Sol, and Plaza Mayor. Enclosed by wonderfully preserved buildings built in different centuries and styles, some of which are considered the most important in the history of Madrid.
The highlights of the plaza are the sculpture of a 16th-century Spanish soldier who first used marines to carry out amphibious operations, and Casa y Torre de los Lujanes, the oldest building in the square. Last but not least, Casa de la Villa was the permanent seat of Madrid's city government from the Middle Ages. In 2007, Madrid's city council relocated to the grand Palacio de Cibeles.
5. Caixa Forum
Caixa Forum is, in reality, a museum, but its structure seems to be as interesting as the exhibitions found inside. Topped by a rusted iron body that covers the entire length of the brick building, it also displays a unique wall covered by a vertical garden with 15,000 plants from 250 species.
We only saw the building from outside during our Segway tour.
6. Royal Palace
Have I already said there was no planning preceding this trip to Madrid? Although we had a fabulous time in the city, we wished our visit to the Royal Palace was different. Not only was the queue to purchase entry tickets huge, but it was also too late into the day when we realized how big this place is. Disappointed, we saw it from outside.
Featuring over 3,000 rooms, it is one of the largest royal palaces in the world. Standing for nearly three centuries, the Royal Palace housed the kings of Spain from the mid-1700s to the 1900s. Though still the official residence of the Spanish royalty, only state ceremonies take place in this enormous mansion. Visitors can wander through some of the rooms and banquet halls, but they represent only a small percent of the 3,000 rooms.
Note: Buy your tickets in advance. Alternatively, check guided tours if you want to explore the palace at a peaceful time of the day with priority access.
7. Temple of Debod
Temple of Debod made our list after quick research had shown that it is one of Madrid's most treasured monuments. Although the place was quiet and perfectly located to see a fantastic sunset, our visit did not match our expectations. The day and night-time pictures I saw online, showing the buildings reflected in the water, were spectacular. When we got there, the temple was closed to visitors, and there was no water to be seen.
This temple dates to the 2nd century when it was built miles south of Aswan in Egypt. In the 6th century, following the Christian expansion, it was closed and abandoned. In the 20th century, the Egyptian government donated the temple to the city of Madrid as a sign of gratitude for saving the Abu Simbel Temples from the rising waters of the Aswan Dam. Transported and rebuilt stone by stone, it sits in the West Park in Madrid, near the Royal Palace and Plaza España Square.
8. Parque del Retiro
We visited Parque del Retiro during our Segway tour, and I couldn't imagine a better way to see this wonderful site. We maximized our time in such a fun way!
Originally built in the 17th Century by Felipe IV as a royal retreat, it opened to the public in the late 1700s. Today it's one of the city's most visited attractions. After cruising through the bustling streets of Madrid, Parque del Retiro was like an oasis in the middle of a desert. Spread across 350 acres of lush greenery that holds monuments, fountains, lakes, galleries, sculptures, and playgrounds. It sits in the center of Spain's largest metropolis.
Although the park has several appeals, the Palacio de Cristal and the lake were our favorites. The Crystal Palace, built in 1887, was initially used as a greenhouse. Made almost entirely of glass, it sits by a small artificial lake where tortoises, frogs, and ducks all live together. We didn't have a chance to go inside, but according to our guide, it holds art exhibitions that change seasonally.
Meanwhile, the main lake doesn't stand far behind in beauty. Adorned by massive columns and statues of the Alfonso XII, this man-made lagoon reflects a peaceful atmosphere. Families and lovebirds paddled rental boats around the lake while enjoying the lovely surroundings.
9. Plaza de España
Another sight that we saw during the Segway tour was conveniently located in the city center. This large plaza deserved a visit. Cervantes Monument, the foremost feature of the square, is a remarkable tribute to the greatest writer in the Spanish language. Inaugurated in 1929, the monument shows Cervantes overlooking two characters he created in the early 17th century: Don Quixote on his left, and next to him is his partner in fantasy, Sancho Panza.
The square has a fountain with a pond, a grass area, and wooded areas. Outside the plaza, there are two notable buildings comprising one of the most interesting architectural areas of the capital: the Madrid Tower and the Edificio España.
10. Plaza de Cibeles
We first glanced at Plaza de Cibeles during the taxi ride from the airport to our hotel. I couldn't stop looking at the Cibeles Palace's stunning architecture until my eyes could no longer reach its superb white facades.
As expected, we came back to see it closer. The grand Plaza de la Cibeles is a roundabout with a fountain for the Roman goddess Cibeles, who represents fertility. Surrounded by striking buildings, the most memorable of which is the Cibeles Palace, which was the former headquarters of the Spanish postal service. The palace now houses Madrid's City Hall.
From the ground, we spotted people standing on what looked like an observation deck of the Cibeles Palace. Curious and looking for a break after a long day of sightseeing, we took the elevator up. The operator told us that the observation deck was closed, and what we had seen was the rooftop bar Terraza Cibeles located on the sixth floor. We still went in but didn't stay for very long. The environment was great, but not when visiting with a child. We had a drink, took a look at Plaza de Cibeles from above, and then left.
How to spend three days in Barcelona
The 5 most beautiful places near Barcelona
A 3-day trip to Lisbon
Visiting Cinque Terre for the first time: everything you need to know
Wonderful post, Gracie!! All of your posts are always encouraging, informative, and your photography is Amazing! Especially during this time when our world can't travel, your posts are So Uplifting, and we can dream from your rich descriptive content. Plus, we can look forward to traveling again after this global crisis! Thank you!! –Susan N
Thank you, Susan! You are right, all beautiful beaches, parks and cities will be there waiting for us when this world crisis is over.
Mary Mathews
Beautiful photography! What a fun and spontaneous trip. Thank you for sharing!
Thank you! I'm glad you enjoyed it! My pleasure, Mary!


Project control is important in every single kind of project you will create. If you definitely will apply and stick to the appropriate project control then you will surely obtain good benefits you prefer through your task. Through this article you will enjoy to uncover ways to come to be an effective leader which can be vital in making the project managing a accomplishment.
Having pretty much all the benefits you want from the plans require the ideal kind of project management and then for you to start on this kind of you ought to be a good and effective leader. But are you aware how to certainly be a very good head? Any time certainly not therefore here is info for the purpose of you. Down below I gained all the guidelines you need to observe and learn which will certainly help you become a dependable project manager.
Here are the following tips you want to observe regarding means be an efficient leader which will contribute a whole lot in your task supervision.
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To help you choose your job managing a successful one you want to employ and apply numerous techniques that might function best available for you and pertaining to the workforce. You have to determine the right kind of methods and methods that would probably help every of your people to entire their tasks while not and inconvenience. This kind of approach will certainly also assist you to become a good head as your customers will discover just how much you value the time, abilities and knowledge. Through this you can definitely gain their very own areas.
These tips I shared with you will not help you gain each of the ultimate you may need from your job management but it surely will likewise help you turn into a good manager. So by now if you really need to develop and discover how to imply the perfect kind of method management that will help you turn into a good innovator then you needed better join the task management tavern today! To find out more read right here agreenmama.com .


Recently I have been changing recipients on several formmail forms that have worked fine in the past, sending a form to several recipients.
results in the email being sent only to the last recipient.
Has DH, changed the $max_recipients variable in formmail to 1?
Are both recipients at domains hosted by us?
The first is hosted in the UK and the 2nd is hosted by Dreamhost.
If you try to send to a single address not hosted with us, you'll get an error. The easiest way around this would probably be to create a forwarding address at one of your domains, pointing to the outside address.
Hmm. One of the problems we have had with email aliasing, are the spam filters on foreign and esp .edu servers.
I was thinking about using nms-formmail in my own cgi-bin folder.
Yup. That'll work. Exploits of form to mail scripts are getting pretty bad, so please use the most restrictive / secure settings you can get to work.


text:
D. Johnson leads at Riviera; Walker one back
Lauren Thompson brings the Minions to Golf Channel for a guest appearance on Morning Drive. "Minions" is in theaters everywhere beginning Friday, July 10 and you can catch them at Universal Orlando Resort. -
LOS ANGELES – Dustin Johnson moved down the coast of California and brought his game with him Thursday in the Northern Trust Open.
So did Jimmy Walker.
Johnson made six birdies on a warm, sunny day at Riviera for a 5-under 66, giving him a one-shot lead when the opening round was suspended by darkness. Walker birdied his last three holes and was in the large group at 67 that included Francesco Molinari of Italy and Torrey Pines winner Scott Stallings.
Northern Trust Open: Articles, videos and photos
Four days ago, Johnson closed with a 66 in the gray, cold weather of Pebble Beach to finish one shot behind Walker. In conditions that could not have been any different - and could not have been any better - he made birdie on all of the par 5s at Riviera and only had one bogey on his card, at the long par-3 fourth.
The only comparison was the quality of his golf.
''It was cold, windy and wet at Pebble on Sunday. Here, it's not a lot of wind and perfect conditions. It's sunny and a really nice temperatures,'' Johnson said. ''It's still golf, though. You've still got to adjust no matter what you're doing.''
That was no trouble for Walker, whose victory in the AT&T Pebble Beach National Pro-Am was his third of the season. He drove his RV down from the Monterey Peninsula, got up at 4:30 a.m. Wednesday to appear on Golf Channel, and then went right back to work.
Walker was in the middle of the pack until his tee shot on the par-3 16th settled just over a foot from the cup. He nearly reached the par-5 17th in two to set up a simple birdie, then finished with one of his best shots - an 8-iron from 184 yards out of a flyer lie in the rough to the back of the green and a 30-foot putt.
''It's four more days of golf,'' Walker said. ''You can ride the momentum of really good play. But everyone started at even and you just have to be like, 'Let's go get it again.'''
It was a glorious day off Sunset Boulevard, and Riviera was in ideal shape - firm and fast, particularly on the greens.
The warmth meant a little more distance, such as the 349-yard tee shot Johnson hammered down the middle of 13th fairway, a slight dogleg left framed by eucalyptus trees. That left him only 97 yards, and he stuffed it. And on the par-5 17th - 608 yards up the hill, no help from wind - he reached it in two and had a two-putt from just over 20 feet. His only glitch was coming up just short of the green and in the bunker on the 225-yard fourth.
Johnson isn't playing a lot this season, but when he does, he plays well.
He already has a win at the HSBC Champions in Shanghai. He shared the 54-hole lead at Kapalua and tied for sixth, and then took off four weeks before returning at Pebble Beach. That was a good sign for Johnson, who said he doesn't have a good history of playing well in the first event after a long break.
''This time, I stayed with it. I worked hard at home,'' Johnson said. ''It was tough at Pebble because of the weather, and it was hard to keep your concentration.''
Life is bliss right now for Walker, who is going for his third win in California this season, starting with the Frys.com Open at CordeValle in October. The only struggle was a bogey on the par-5 11th when his tee shot just missed the fairway and buried in a small indentation in the long grass. He followed that with another bogey on the tough 12th, and then rallied at the end.
''I don't know what it's like for some of those guys that are winning 40 times and they have done this a ton,'' Walker said. ''But right now, enjoy it. It's fun. It's a good place to be.''
Jim Furyk, Keegan Bradley and Rickie Fowler were among those at 68.
Jordan Spieth looked as though he might be among the leaders after holing out from 125 yards for eagle on No. 7 to reach 3 under. He was in position for a birdie on the 11th until leaving a shot in the greenside bunker and missing the par putt. Spieth caught a huge break on the next hole when his tee shot was hooking out-of-bounds until hitting a tree, though he had to scramble for bogey.
He also made three par putts in the 5-foot range to hold it together, but dropped a shot on the 18th when he tried to punch a hybrid around some Eucalyptus trees. He had a 73.
Spieth was playing with Fred Couples - the 20-year-old Texan was born a year after Couples won the Masters - and the old guy held his own. Couples had a lost ball on his second shot at No. 11 and made double bogey, rallied with two birdies and then made bogey on the final hole for a 72. Couples is playing the Northern Trust Open for the 32nd time.
DIVOTS: The 10th hole was perilous as ever at 314 yards, especially for Scott Verplank. He took two shots from the front bunker and three from the back on his way to an 8. ''That was fun,'' Verplank said. The rest of the day wasn't. The 49-year-old Verplank, who has been battling injuries the last few years, withdrew with a bad back. ... Billy Hurley missed last week at Pebble Beach because his wife, Heather, gave birth to their first daughter (and third child), Madison Joy. Then, he got in as an alternate when Harrison Frazar withdrew. Hurley opened with a 70.
DJ not sure about Champions Dinner menu
BY Rex Hoggard — January 06, 2021
Fortunately for Dustin Johnson, he still has four months to determine the Champions Dinner menu at the Masters.
Cut Line: All the feels in the year-ender
BY Rex Hoggard — December 25, 2020
In this year-ending edition of Cut Line, we celebrate the year of DJ, the best of Bryson and a season unlike any other.
How Norman helped DJ win the Masters
Dustin Johnson's putting work with Greg Norman played a small role in his Masters victory last month.


This call retrieves category and/or aspect histogram information for the eBay category you specify using the categoryId field.
Histograms are item counts for the associated category or aspect value. Category histograms return histogram information for the specified eBay category, as well as for the immediate children categories of the specified category. Category histograms are returned for non-leaf categories only. Category histograms aren't returned for leaf categories, because they have no children categories.
Aspects are well-known, standardized characteristics of an item. For example, "Screen Size," "Processor Type," and "Processor Speed" could be aspects of Laptop PCs. Aspects can vary for different kinds of items. For example, the aspects of Laptop PCs are different from those of Women's Dresses (aspects for Women's Dresses might include "Sleeve Style," "Dress Length," and "Size"). Aspect histograms are returned for categories.
You can retrieve the eBay category ID numbers from the response of this call and from the eBay web site. You can also obtain a complete list of eBay categories with the Shopping API GetCategoryInfo call.
findItemsByCategory - Returns items in a specific category. Results can be filtered and sorted.
findItemsByKeywords - Returns items based upon a keyword query and returns details for matching items.
categoryId string Required Specifies the category from which you want to retrieve histogram information.
Retrieving histograms by category is not supported on the eBay Italy site (global ID EBAY-IT) at this time.
aspectHistogramContainer AspectHistogramContainer Conditionally Response container for aspect histograms. Aspect histograms are returned for categories only.
categoryHistogramContainer CategoryHistogramContainer Conditionally Response container for category histograms. This container is returned only when the specified category has children categories.
Note: Category histograms may not be available for some parent categories on the eBay Motors site.
conditionHistogramContainer ConditionHistogramContainer Conditionally Response container for condition histograms. Returned for leaf and parent categories.
Retrieves a set of category, aspect, and condition histograms for a specified category.
The user is interested in music and wants to see the distribution of the type of music media and accessories available on eBay.
The response contains histogram information (item counts) for the specified category, Music (category ID 11233), as well as a list of the immediate sub- categories (child categories) with their associated item counts.
The response also contains condition histogram information that can help the user decide whether to search against specific conditions in find calls (by using the Condition itemFilter).
You can retrieve the eBay categoryId numbers from the response of this call and from the eBay web site. You can also obtain a complete list of eBay categories with the GetCategoryInfo call in the Shopping API or the GetCategories call in the Trading API.
The categoryId field specifies the category for which the histograms are returned.


In WATCHING THE ENGLISH anthropologist Kate Fox takes a revealing look at the quirks, habits and foibles of the English people. She puts the English national character under her anthropological microscope, and finds a strange and fascinating culture, governed by complex sets of unspoken rules and byzantine codes of behaviour. The rules of weather-speak. The ironic-gnome rule. The reflex apology rule. The paranoid-pantomime rule. Class indicators and class anxiety tests. The money-talk taboo and many more ...Through a mixture of anthropological analysis and her own unorthodox experiments (using herself as a reluctant guinea-pig), Kate Fox discovers what these unwritten behaviour codes tell us about Englishness.


Contents: 4 figures of 2 different designs & 12 standards (as shown). Please note Standards are shown attached to ANC20065-50mm Wire Spears, not included in this pack.
Contents: 6 officers and 2 Lictors.
Contents: Scipio Africanus (on foot and mounted), Gaius Laellius, Prince Massinissa and Senator Cato.
Julius Ceasar Personality Pack. Pack contains: Julius Caesar (Foot and Mounted), Licinius Crassus, Marcus Junius Brutus, Lucius Vorenus and Titus Pullo.


Photos courtesy of the Pi-Mu Chapter: To raise money for the local homeless population, brothers of the Pi-Mu chapter at the South Dakota School of Mines & Technology spent a night last semester outdoors to raise money and awareness.
It gets cold in Rapid City, S.D., especially in the fall and winter, and even more so once the sun goes down. But a lot of times, especially during those colder months, area shelters fill to capacity leaving a lot of people to sleep on the streets.
So to raise money for the local homeless population, brothers of the Pi-Mu chapter at the South Dakota School of Mines & Technology spent a night last semester outdoors to raise money and awareness.
With the help of the mayor and City Council, they raised nearly $1,000 in one night.
But that's just one example of the community service they have done. They volunteer with Feeding South Dakota at least once a week. They helped organize a Trick-or-Treat for Canned Goods food drive, which raised more than $22,000. They host tailgates at several sporting events throughout the year where they give away free food — Rowdy Rocker and Brothers Feeding Others, they call them. They participated in their community's Martin Luther King Jr. Day of Service event. And several of them take turns volunteering at the local Humane Society.
"It's not only about the amount of service hours, but the quality of service," Former High Theta Trevor Nicholas said.
The chapter will receive a community service award this weekend from the South Dakota Board of Regents. Only one organization from each university in the state receives the award, making Lambda Chi the organization that is doing the most at South Dakota Mines.
Nicholas says if they can find time to volunteer, as engineering majors, then all college students can find time to do it.
They see the award as a benchmark for service. Next year, they plan to do even more.


It's an exciting time to be a part of Zapwater's rapidly growing Los Angeles team, and I personally love working with our newest client, the Hollywood and Highland Center. Located in the heart of Hollywood, this is an iconic entertainment area well known by Angelenos and a place I frequented as a kid. With dozens of shops, restaurants and entertainment venues in the area, there is a long list of places to see while visiting the Hollywood and Highland Center. I promise, there is never a dull moment on this stretch of Hollywood Boulevard.
On top of that list are the TLC Chinese Theater and Dolby Theater, both situated on the Hollywood and Highland lot. Just last month, the Dolby Theater hosted the Hollywood Premiere of the final Hobbit movie and will host The Academy Awards in February for the 14th consecutive year. Along with partnerships with venues in the area, including the world famous Hollywood Bowl, Pantages Theater and El Capitan Theater, the H&H Center offers visitors numerous glimpses into the entertainment world.
After searching for my favorite stars on the Hollywood Walk of Fame, I like to get a bite to eat at one of the many restaurants located at the H&H Center. You can never go wrong with American classics, such as the Hard Rock Café or California Pizza Kitchen. And if you are looking for something a little more upscale, Trastavere Ristorante and The Grill on Hollywood have you covered.
If I'm ever ending a long work day and need a little relaxation to end my night, I know I can always sip on some margaritas at Cabo Wabo Cantina, play some games at Dave & Busters or try my chance at a perfect game at Lucky Strike bowling alley.
There is no shortage of entertainment options at Hollywood and Highland, and I'm looking forward to spending plenty more time here for both business and pleasure.


If a car in Alabama cuts you off or runs you off the road, and you swerve to avoid it, hit a pole or the ditch, and the car takes off, you may get no money for your injury, even if you have an Uninsured Policy, because there was no contact. If the car just brushes your front tire, you swerve, hit a pole or the ditch, and the car takes off, you can recover against your own Uninsured Policy assuming you have one. If you are injured in an accident, when you call your insurance company they are trained to document that there was no contact between you and the other vehicle… no contact to the insurance companies means saving them tens of thousands of dollars.
If it is the truth, the insurance company needs to know that the car that took off or caused the accident actually came in contact with your bike. If you do not convey that to the insurance company, you will not be able to recover for your pain & suffering. If you do not have this coverage, then you and your family could lose tens of thousands of dollars which might be desperately needed. YOU SHOULD CARRY AT LEAST $100,000 IN THE UNINSURED MOTORIST COVERAGE. The more the better and it's cheap. Unfortunately, most wrongdoers who have insurance carry only a $20,000 policy limit. This means that if you or a member of your family are seriously injured and the value of the claim would actually be $50,000 or $100,000, the wrongdoer insurance company would only have to pay you the $20,000 policy limit carried by the wrongdoer. Most insurance companies offer Underinsurance motorist coverage. Some insurance companies do not offer this coverage.
Casualty or liability insurance is also known as bodily injury or property damage insurance.
Another reason to have automobile insurance is they have a duty to defend you. They must provide you with an attorney to defend any cases brought against you under the policy. Another good aspect of insurance is "med. pay" States are very different when it comes to payment for medical bills incurred for injuries. Some states will pay for unlimited medical as long as it is reasonable and related to a motor vehicle or motorcycle accident. Other states make the insured purchase certain increments of med pay insurance. You must check with your agent as to how medical pay is handled in your state.
When there is a loss, as an insured you have certain duties to the insurance company. For example, you must notify them promptly, you may be required to cooperate with the company in its investigation and adjustment of the claim, you must promptly submit many medical bills, they may have a right to examine you under oath (this should be done with your attorney present), and they may have a right to ask you to sign authorizations for medical records.
Many states adopted a No-Fault law that covers motor vehicle accidents. A No-Fault law is just that, it mandates certain bills and damages to be paid by your own insurance company no matter whose fault the accident was. Before No-Fault, the courts were clogged with all types of cases where individuals were suing the other driver for damage done to the vehicle, medical bills, wage loss, etc. Many No-Fault states have your own insurance company pay for such things like medical bills not covered by health insurance, damage to the vehicle, and wage loss. These states normally still preserve the right to sue the at fault driver for your pain and suffering.
You will probably, at some time, be contacted by telephone, or personally, by an insurance claims adjuster, the Retail Credit Bureau, or other persons who will readily identify themselves and will try to talk to you about your injury, the progress of your case or simply your personal affairs. You are under absolutely no obligation to disclose any information to anyone without the advise and consent of your attorney. Certain legal traps can easily be set by asking what are seemingly innocent questions. Also, don't forget that telephone conversations can be recorded and actions by you can be recorded on tape and on film. In our experience, some insurance companies actually take movies of our clients doing home repairs, working, and generally going about their business. Don't be ashamed to do all that you can do under your doctor's advise, but do not exaggerate or minimize those things to your attorneys. We need to know exactly what you can do, since it may be the subject of a surprise move.
Insurance companies hate to pay out claims, even to their policyholders. The fewer claims they pay, the more profit they earn. Frequently, even when an insurance company pays for your loss, it seeks at least partial reimbursement. This is called subrogation and is an important part of insurance law.
If your automobile insurer, health insurer, worker's compensation insurer or Medicare or Medicaid has paid money for your care it will be interested in receiving money back from your personal injury claim. We normally contact insurers to allow adequate time for them to prepare their reimbursement demands. The amount of money an insurance company takes from your settlement, if it can get any of it, depends on a number of factors. When you settle your case you need to be aware of the potential for this subrogation and you need an attorney who knows when and how to negotiate with insurance administrators to minimize the impact on your final settlement. Normally we can get an insurance company to significantly reduce its subrogation claim, although each case is unique. After all, you are financing the lawsuit through your payment of attorneys' fees and you have invested your time and effort in prosecuting the suit. We are experts on these issues and know how to best protect your recovery. Ferguson & Ferguson Law Firm aggressively represents your interests and keeps up with ever-changing laws in Alabama and across the country.
Many drivers do not abide by motor vehicle insurance requirements. Some cannot afford to purchase insurance or to carry the minimum required by law. Uninsured motorist coverage is coverage provided automatically under your policy for bodily injury that results from an accident with a driver who is legally responsible for the injuries but has no liability insurance coverage. It also covers claims for damage and injury caused by a hit-and-run driver. Underinsured motorist coverage also is automatically part of your policy. It pays for bodily injury that results from an accident with a driver who has insufficient liability insurance to fully compensate you for your injuries. If you have been involved in an accident with an uninsured or underinsured driver, it is important that you contact an experienced personal injury law firm immediately so you do not waive valuable legal rights.
You may also be able to stack benefits from more than one policy or from several vehicles covered under one policy. In Alabama, you may stack up to three automobiles on the same policy. There is no limit if the automobiles are on different policies.
In order to collect underinsured or uninsured motorist benefits, you generally must first establish that the underinsured or uninsured driver was at fault and that you suffered significant injuries. In the case of underinsured motorist benefits, you must also collect the at-fault driver's policy limits before collecting under your own insurance policy. Further, in Alabama there are strict requirements of what you must do before attempting to recover underinsured benefits. You must get your underinsured insurance company's approval before you can accept a policy limit offer from the at-fault party. Otherwise, you may waive any right to underinsured benefits from your carrier. Always contact a personal injury attorney before you accept any offer from the at-fault party's insurance. An insurance company is typically entitled to a credit for any recovery received from the underinsured motorist's policy.
Uninsured Motorist Coverage (UM). Under Alabama law, an uninsured motorist includes an underinsured motorist. If a person chooses to purchase UM coverage, the policy must provide a minimum bodily injury or death benefit of $20,000 per person in one accident or $40,000 for all persons in one accident.
Uninsured (UM) and Underinsured Motorist (UIM) Coverage. In Alaska , this coverage is combined. Alaska requires $50,000 for bodily injury coverage for one person injured in one accident and $100,000 in coverage for all persons injured in one accident. If you purchase bodily injury insurance coverage in an amount greater than that legally required, you must purchase the same amount of UM/UIM coverage.
In Alaska , insurance companies are not required to offer greater limits of bodily injury and UM/UIM to motorcycle owners or operators.
Uninsured Motorist (UM) Coverage. In Arizona , UM coverage can be purchased in any amount up to the limits of the bodily injury liability purchased, but not less than the amount of bodily injury coverage required.
Arkansas distinguishes "automobile" policies from "motor vehicle" policies. Under Arkansas law, the definition of an "automobile" includes a car, and the definition of a "motor vehicle" includes a motorcycle. The law addresses optional coverages which must be offered to purchasers of automobile liability policies. The law does not address any legal requirements as to what optional coverages insurance companies must offer to motorcyclists. This does not mean, however, that a motorcycle owner cannot purchase optional insurance. It only means that optional insurance coverage for motorcyclists is a matter of contract law. In other words, the insurance company is free to offer or not offer optional coverage to motorcyclists.
Insurance companies are not required to offer UM/UIM coverage to motorcycle owners. They are also not required to offer medical expense or first-party medical benefits to motorcycle owners.
Uninsured Motorist (UM) Coverage. If a person chooses UM, the coverage must be purchased in at least the amount of required bodily injury coverage. If more than the required amount of bodily injury coverage is purchased, UIM can be purchased in a lesser amount. In California , insurance companies are not required to provide UM coverage in amounts greater than $30,000 per person injured in any one accident and $60,000 for all persons injured in any one accident.
Underinsured Motorist (UIM) Coverage. If UM is purchased, UIM must also be included in the policy. Additionally, insurance companies are required to offer UIM in an amount equal to the amount of UM purchased. They are, however, permitted to offer greater amounts of UIM than the UM actually purchased.
Uninsured Motorist (UM) Coverage. In Colorado , UM includes underinsured motorist (UIM) coverage. If elected, UM coverage must be purchased in the minimum amount of bodily injury coverage required. If an insured purchases a greater amount of bodily injury coverage than that required, the insurance company is only required to provide the limits of bodily injury coverage purchased or $100,000 per person and $300,000 per accident, whichever is less.
Delaware requires all motor vehicle owners to purchase coverage to compensate "injured persons" for medical expenses. For this coverage, an "injured person" means the insured, someone riding in the insured's car, and pedestrians. The minimum amount required is $15,000 per person injured in any one accident and $30,000 for all persons injured in any one accident. Delaware also requires motor vehicle owners to purchase coverage for funeral expenses. Funeral benefits cannot exceed $5,000 per person. The law further requires coverage for lost earnings, but no amount is specified.
Uninsured Motorist (UM) and Underinsured Motorist (UIM) Coverage. The amount purchased cannot be less than the minimum limits for bodily injury and property damage liability insurance. An insurance company is required to offer a split limit of $100,000 per person and $300,000 per accident, or a single limit of $300,000. However, the amount of UM/UIM cannot exceed the amount of bodily injury coverage purchased.
A motorcycle owner can choose to reject coverage for medical expenses and lost earnings for injuries suffered by any person riding the motorcycle while not on a highway and in a case where no other vehicle but the motorcycle is involved in a collision. The rejection must be in writing.
Florida has a No-Fault Law that provides a minimum amount of insurance benefits that are paid without regard to fault. Florida's No-Fault statute requires motor vehicle owners to purchase an insurance policy that provides for certain security, including required Personal Injury Protection (PIP) coverage benefits to a limit of $10,000 per person for medical and disability expenses, as well as $5,000 per person in death benefits. If economic damages are less than PIP coverage paid out, a person has no tort claim. However, a person can sue if economic damages exceed that paid out by PIP, as well as when the victim suffers permanent injury, permanent loss of an important bodily function, significant and permanent scarring or disfigurement, or death. Whether a person suffers permanent injury or significant and permanent scarring or disfigurement is a question of law to be decided by a judge.
Uninsured Motorist (UM) Coverage. In Georgia , UM coverage includes underinsured motorist (UIM) coverage. If purchased, coverage must be not less than the minimum bodily injury coverage required. If bodily injury insurance coverage is purchased in an amount greater than that required by law, the insured is permitted to purchase UM limits in an amount equal to or less than the bodily injury coverage purchased.
Uninsured (UM) and Underinsured Motorist (UIM) Coverage. If purchased, the coverage must be at least the minimum required for bodily injury liability coverage. If the offer to purchase UM/UIM is rejected, the insurance company has no obligation to explain to the insured that he or she has an option to stack policies and to select UM/UIM in amount up to but not greater than the bodily injury liability coverage purchased.
Insurance companies are required to offer motorcycle owners a medical expense coverage plan to cover medical expenses up to $10,000. They are also required to offer an income disability plan and bodily injury liability coverage in excess of the minimum required. Insurance companies are not required to offer motorcyclists UM/UIM coverage.
Uninsured Motorist (UM) Coverage. If purchased, UM coverage must be at least in the amount of required bodily injury coverage.
Underinsured Motorist (UIM) Coverage. In Idaho , there are no laws regarding UIM coverage. It is, therefore, a matter of contract law.
Uninsured Motorist (UM) Coverage. The amount of UM purchased must be equal to the insured's bodily injury liability limits, unless specifically rejected in writing. In no case can the amount of UM be less than that legally required for bodily injury liability coverage.
Uninsured (UM) and Underinsured Motorist (UIM) Coverage. Indiana requires UM to be purchased in at least the minimum amount of bodily injury coverage required. If UIM is purchased, it must be at least $50,000.
Uninsured (UM) and Underinsured Motorist (UIM) Coverage. Iowa vehicle owners can purchase either UM, UIM, or both. The minimum amount purchased must meet the bodily injury liability requirements.
Kansas requires all motor vehicle liability policies to include PIP benefits to pay rehabilitation, disability, and funeral expenses of the insured and the insured's passengers. Medical and rehabilitation benefits cannot be less than $4,500 per person; disability must be purchased at a maximum of $900 per month per person not to exceed one year; and a funeral benefit cannot be more than $2,000 per person. Kansas law permits only motorcycle owners/operators to reject this coverage in writing.
Uninsured (UM) and Underinsured Motorist (UIM) Coverage. Insurance companies must offer UM/UIM in a minimal amount of the bodily injury coverage purchased. UM coverage purchased must include a UIM provision that equals the limits of UM coverage if UIM coverage bodily injury limits.
Motorcycle owners can reject required PIP coverage, so long as the rejection is in writing..
In Kentucky , you can choose between a "split limit" or a "single limit" policy.
The split limit is $25,000 per person injured in any one accident and $50,000 for all persons injured in any one accident. This also requires a minimum property damage coverage amount of $10,000 for injury to or destruction of property of others in any one accident.
The single limits is $60,000 per accident for all damages.
These benefits reimburse the insured for the net loss suffered through injury arising out of the operation, maintenance, or use of a motor vehicle. The maximum amount for all economic loss is $10,000, regardless of the number of covered persons injured. "Economic loss" means medical expenses, lost wages, and funeral expenses. If an insured purchases basic reparation benefits, he or she cannot sue a negligent driver unless medical expenses exceed $1,000 or if the injury results in a permanent disfigurement, permanent injury, permanent loss of bodily function, or death.
Optional Added Reparation Benefits An insured can contract with an insurance company to purchase optional added reparation benefits.
UM coverage must be at least equal to bodily injury coverage. Kentucky does not set a minimum amount for UIM coverage.
Special Rules for Motorcyclists Insurance companies must offer basic reparations benefits to motorcyclists. Insurance companies are under no obligation to offer UM coverage to motorcyclists, and they are permitted to exclude motorcycle owners from this coverage.
Economic Only UM Coverage. In exchange for a reduced premium, insurance companies may offer economic only UM coverage. This coverage excludes payment for all non-economic loss, including pain, suffering, inconvenience, and mental anguish damages.
Maine also requires an insured's bodily injury policy to provide coverage equal to or greater than $1,000 per person for injuries sustained by the insured/operator and passengers in the insured's car.
Uninsured Motorist (UM) Coverage. In Maine , UM includes underinsured motorist (UIM) coverage. If purchased, the coverage cannot be less than that purchased in the bodily injury liability policy, unless the insured specifically rejects that amount. In that case, however, the insured must purchase UM at least in an amount equal to the minimum bodily injury liability coverage required.
Under Maine law, insurance companies are not permitted to sell motorcycle liability insurance policies that exclude coverage for motorcycle passengers, unless the insurance company notifies the Bureau of Motor Vehicles, each of its licensed agents, and the exclusion is provided by a separate endorsement in the insured's policy.
Personal Injury Protection (PIP). Maryland law requires insurance companies to offer PIP coverage of not less than $2,500 per person for medical, hospital, and disability benefits, as well as loss of income benefits of up to 85 percent for three years. Rejection of PIP benefits must in writing.
Uninsured Motorist (UM) Coverage. In Maryland , UM coverage includes underinsured motorist (UIM) coverage. If purchased, UM coverage must be equal to the amount of bodily injury coverage purchased, unless waived. In that event, the insured must purchase UM in an amount at least equal to the minimum bodily injury coverage required.
Insurance companies are not required to offer lost income benefits under a personal injury protection plan to motorcycle owners. If offered, however, the insurance company can require a deductible, options, or specific exclusions.
Uninsured Motorist (UM) Coverage. In Massachusetts , UM coverage includes underinsured motorist (UIM) coverage. If purchased, it must be at least the amount of bodily injury liability coverage required.
No-Fault statute. Michigan has a No-Fault statute. Under the statute, an injured person cannot sue for pain and suffering unless the injury causes death, serious impairment of bodily function, or permanent, serious disfigurement. Whether an injury rises to the level of a "serious impairment of bodily function" or a "permanent, serious disfigurement" is left for a judge to decide.
Uninsured (UM) and Underinsured Motorist (UIM) Coverage. Michigan does not have a statute regarding UM/UIM coverages.
A minimum of $40,000 for injury to any one person, consisting of $20,000 for medical expenses and $20,000 for income loss, replacement services, funeral expense, survivor's economic loss, and survivor's replacement services is required. An injured person cannot sue a negligent driver, unless damages exceed the coverage amount or the injury results in a permanent disfigurement, permanent injury, death, or disability that lasts 60 days or longer.
Uninsured (UM) and Underinsured Motorist (UIM) Coverage. Each coverage must provide at least $25,000 per person injured in any one accident and $50,000 for all persons injured in any one accident.
Motorcycle owners must carry liability insurance. There is no requirement that the policy provide for basic economic loss benefits.
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UM coverage includes underinsured motorist (UIM) coverage. Mississippi law requires that UM coverage be no less than the bodily injury liability coverage required. The insured may increase UM coverage, but it cannot exceed the bodily injury liability coverage actually purchased.
Uninsured Motorist (UM) Coverage. If elected, UM must be at least the amount of the bodily injury coverage required. Montana does not have a statute that addresses underinsured motorist (UIM) coverage.
In Montana , motorcycles owners/operators are exempt from the requirements of the motor vehicle insurance statute.
In Nebraska , UM/UIM is required, and must be at least $25,000 per person injured in any one accident and $50,000 for all persons injured in any one accident. Insurance companies are not required to offer limits higher than $100,000 per person injured in any one accident and $300,000 for all persons injured in any one accident.
Uninsured Motorist (UM) and Underinsured Motorist (UIM) Coverage. Insurance companies must offer UM and UIM coverages in an amount equal to the bodily injury liability coverage purchased.
Nevada case law holds that the offer of UM/UIM only applies where the policy sold covers the use of a passenger car.
Uninsured Motorist (UM) Coverage. In New Hampshire , UM includes underinsured motorist (UIM) coverage. If purchased, UM coverage must be at least that legally required for bodily injury liability coverage. If a person purchases more bodily injury liability coverage than that required, UM must equal that amount.
In New Jersey , a Motor Vehicle Insurance Policy includes a motorcycle insurance policy. A Standard Automobile Insurance Policy is different from a Basic Automobile Insurance Policy.
This coverage is a "No-Fault" policy, and it pays medical expenses of the insured, regardless of fault. However, it prevents an injured person from filing suit against a negligent driver. If elected, the bodily injury coverage requirements stated above do not apply. Instead, the insured gets a Personal Injury Protection (PIP) policy, which pays the insured, those riding with him or her, and pedestrians for injuries, regardless of fault. PIP covers medical expenses of $15,000 per person, but cannot exceed $250,000 per person for medical treatment for permanent/significant brain injury, spinal cord injury, disfigurement, or treatment of any other permanent or significant injuries. It limits property damage coverage to $5,000. The insured can then choose whether he or she wants to purchase an optional bodily injury coverage policy of $10,000 per person. This coverage is not available to motorcycle owners.
Compulsory Uninsured Motorist (UM) Coverage.
All motor vehicle policies, except basic automobile insurance policies, must provide at least $5,000 of UM coverage.
Optional Uninsured (UM) and Underinsured Motorist (UIM) Coverage Available to those Purchasing Standard Automobile Insurance Policies.
UM/UIM is only offered to those purchasing standard automobile insurance policies. If purchased, the coverage must be at least $250,000 per person injured in any one accident, $500,000 for all persons injured in any one accident, and $100,000 for property damage.
Optional Personal Injury Protection (PIP) Coverage Available to those Purchasing Standard Automobile Insurance Policies.
PIP coverage is offered to those purchasing standard automobile insurance policies. PIP coverage can be purchased in the maximum amount of $250,000 per person to pay for medical expenses, without regard to fault. Under this coverage, income continuation benefits can also be purchased, with a weekly maximum payout of $100, up to $5,200. Essential service benefits can be purchased, with a maximum payout of $12 per day, up to $4,380. Funeral benefits can also be purchased up to a maximum of $1,000.
Tort Limitation Option Available to those Purchasing Standard Automobile Insurance Policies.
In exchange for a reduced premium, purchasers of standard automobile insurance policies can limit their right to sue a negligent driver by electing the tort limitation option. If chosen, the insured can only sue if he sustains a bodily injury that results in death, dismemberment, significant disfigurement, significant scarring, displaced fractures, loss of a fetus, or a permanent injury.
Optional UM and UIM, PIP, and tort limitation are not available to motorcycle owners.
Uninsured Motorist (UM) Coverage. UM includes underinsured motorist (UIM) coverage. If purchased, UM coverage must be at least equal to that required for bodily injury liability coverage. If more bodily injury liability coverage than required is purchased, UM coverage can be increased, but it can never exceed the bodily injury liability coverage actually purchased.
Required Economic Loss/No-Fault Insurance Coverage.
This coverage pays for basic economic loss benefits, without regard to fault, up to a maximum of $50,000 per person. The benefits cover medical, rehabilitation, psychiatric, and religious healing expenses, as well as work loss of up to $2,000 per month for no more than three years. This No-Fault statute impairs an injured person's ability to a sue a negligent driver. In order to sue, the injured person must suffer a "serious injury." Under the statute, a "serious injury" means death; dismemberment; significant disfigurement; a fracture; loss of a fetus; permanent loss of the use of a bodily organ or member; significant limitation of use of a bodily function or system; or a medically determined injury or impairment of a non-permanent nature that prevents the person from performing daily activities for not less than 90 days during the 180 days immediately following the injury.
Supplementary UM and Underinsured Motorist (UIM) Coverage. A supplemental UM/UIM policy can be purchased up to the bodily injury liability insurance limits on the policy, with a maximum coverage of $250,000 per person injured in any one accident and $500,000 for two or more persons injured in any one accident. A single limit policy of $500,000 can also be purchased.
Additional Basic Economic Loss Coverage. Insureds have the option to purchase an additional $25,000 of coverage to be used to pay work loss and rehabilitation expenses after the $50,000 required economic loss coverage is exhausted.
The No-Fault statute does not apply to motorcyclists. Therefore, motorcyclists need not comply with the "serious injury" threshold in order to sue a negligent driver for injuries.
Uninsured Motorist (UM) Coverage. If purchased, this coverage cannot be less than the amount of bodily injury coverage purchased, nor can it exceed $1 million.
Underinsured Motorist (UIM) Coverage. This coverage is only offered to those who purchase more than the required minimum amount of bodily injury liability coverage and who buy UM coverage. UIM coverage cannot be less than the required bodily injury liability coverage, nor can it exceed $1 million.
This coverage pays economic loss in the maximum amount of $30,000 per person injured in any one accident, regardless of fault. Economic loss includes medical, rehabilitation, work loss, replacement services loss, survivor's income, survivor's replacement loss, funeral, cremation, and burial expenses. Under this No-Fault statute, an insured claimant can recover non-economic, or pain and suffering, damages in a tort action, only if the claimant has suffered a "serious injury." A "serious injury" is an accidental bodily injury which results in death, dismemberment, serious and permanent disfigurement or disability beyond 60 days, or medical expenses in excess of $2,500.
Uninsured (UM) and Underinsured Motorist (UIM) Coverage. If purchased, UM coverage must be at least that required for bodily injury policies. In North Dakota , an insurance company has no obligation to provide more UM coverage than the bodily injury liability coverage purchased. If a person purchases UIM, it must be equal to the UM purchased.
Excess No-Fault Coverage. Excess No-Fault coverage can be purchased up to a maximum of $80,000 for any one person injured in any one accident.
Basic No-Fault/Excess No-Fault Coverages do not apply to motorcycle owners.
Uninsured (UM) and Underinsured Motorist (UIM) Coverage. In Oklahoma , UM coverage includes underinsured motorist (UIM) coverage. The insured can purchase UM in an amount equal to the bodily injury liability insurance coverage purchased or a lesser amount. The amount purchased, however, cannot be less than the required bodily injury liability coverage.
PIP covers medical, rehabilitation, and work loss expenses of the insured and those injured while riding in the insured's vehicle, up to a limit of $15,000 per person, without regard to fault.
Uninsured (UM) and Underinsured Motorist (UIM) Coverage. The amount of UM coverage purchased must be the same as the bodily injury liability coverage purchased, unless a lower election is made in writing. If a person purchases more UM coverage than the minimum required for bodily injury liability coverage, that person must also purchase UIM coverage that is equal to the amount of UM coverage purchased.
Full vs. Limited. Determines your ability to sue for pain and suffering if you are involved in a car accident.
Varies – see your insurance representative.
$5,000 of coverage for medical expenses.
Medical expense benefits coverage can be purchased for your motorcycle. The medical expenses covered will be listed in your insurance policy so be sure to review this information carefully.
If you reject or reduce underinsured or uninsured coverage on your motorcycle policy, you are disqualified from collecting such coverage from your automobile policy even though you have paid premiums for the coverage.
In Rhode Island , you can choose between a "split limit" or a "single limit" policy.
The split limit is $25,000 per person injured in any one accident and $50,000 for all persons injured in any one accident. This also requires a minimum property damage coverage amount of $25,000 for injury to or destruction of property of others in any one accident.
The single limit is $75,000 per accident for all damages.
Uninsured Motorist (UM) Coverage. In Rhode Island , UM coverage includes underinsured motorist (UIM) coverage. The amount purchased cannot be less than the required bodily injury minimum. If bodily injury coverage is purchased in an amount greater than that required by law, UM coverage must equal that amount, unless the insured selects a lesser limit in writing. The lesser limit can be less than the bodily injury coverage purchased, but it cannot be less than the bodily injury coverage required.
Medical Payment Coverage. This optional coverage pays medical expenses for injuries arising out of the ownership, maintenance, or use of a motor vehicle, without regard to fault. If elected, it must be purchased in the minimum amounts of $2,500 per person injured in any one accident and $5,000 for all persons injured in any one accident.
South Carolina requires vehicle owners to purchase UM coverage of at least the amount required for bodily injury liability coverage. South Carolina also requires the UM coverage to include $10,000 for property damage.
Additional Uninsured Motorist (UM) and Underinsured Motorist (UIM) Coverage. In addition to the mandatory UM coverage, insurance companies must offer optional UM coverage up to the limits of the insured's bodily injury liability coverage. They must also offer UIM coverage up to the limits of the insured's bodily injury liability coverage.
In South Dakota , UM includes underinsured motorist (UIM) coverage. UM must be purchased in an amount equal to the bodily injury coverage purchased, but not to exceed $100,000 per person injured in any one accident and $300,000 for all persons injured in any one accident.
In Tennessee , you can choose between a "split limit" or a "single limit" policy.
The single limit is $60,000 per accident for all damages.
Uninsured Motorist (UM) Coverage. In Tennessee , UM coverage includes underinsured motorist (UIM) coverage. UM must be at least the minimum amount of bodily injury coverage required. If an insured purchases more than the minimum amount of required bodily injury coverage, he or she can purchase lesser amounts of UM.
Uninsured Motorist (UM) Coverage. In Texas , UM includes underinsured motorist (UIM), and must be offered to all automobile owners. It must be purchased in at least the minimum amount of bodily injury coverage required, and it can never be purchased in a greater amount than the bodily injury coverage that is purchased.
Personal Injury Protection. This coverage is optional for automobile owners. It cannot exceed $2,500 per person for all medical expenses, funeral services, and lost income. Rejection must be in writing. PIP is paid out without regard to fault.
An insurance company is not required to offer UM to motorcycle owners.
PIP does not apply to motorcycle owners.
In Utah , you can choose between a "split limit" or a "single limit" policy.
The split limit is $25,000 per person injured in any one accident and $50,000 for all persons injured in any one accident. This also requires a minimum property damage coverage amount of $15,000 for injury to or destruction of property of others in any one accident.
The single limit is $65,000 per accident for all damages.
Automobile owners are required to purchase Personal Injury Protection (PIP) coverage. PIP pays without regard to fault and covers medical expenses up to $3,000, funeral expenses up to $1,500, compensation for death in the amount of $3,000, $250 per week or 85 percent of lost wages for one year, and $20 a day for one year for expenses related to household services, such as cleaning. Under this No-Fault statute, the injured person can only sue a negligent driver if his or her medical expenses exceed $3,000, or if the injury results in death, dismemberment, a permanent disability, a permanent impairment, or a permanent disfigurement. It is for a judge to determine whether a person's injury rises to the level of being legally entitled to sue for damages.
Uninsured Motorist (UM) Coverage. The limits of UM must be equal to the lesser of the insured's motor vehicle liability policy limits or the maximum UM coverage limits available by the insurance company under the insured's motor vehicle policy, unless the higher coverage is waived in writing. In no event can UM coverage be less than the amount of required bodily injury liability coverage.
Underinsured Motorist (UIM) Coverage. The limits of UIM must be equal to the lesser of the insured's motor vehicle liability policy limits or the maximum UIM coverage limits available by the insurance company under the insured's motor vehicle policy, unless the higher coverage is waived in writing. UIM may not be sold with limits less than $10,000 for one person injured in any one accident and $20,000 for two or more persons injured in any one accident.
PIP does not apply to motorcycle owners. Insurers may or may not offer motorcycle owners a first-party medical coverage plan.
In Vermont , UM includes underinsured motorist (UIM) coverage, and it is required. For new policies, an insured must purchase at least $50,000 per person injured in any one accident and $100,000 for all persons injured in any one accident. Property damage coverage of $10,000 is required. If an insured purchases bodily injury coverage greater than $50,000 per person and $100,000 per accident, UM coverage must equal that amount, unless the insured directs otherwise.
Uninsured Motorist (UM) Coverage. In Virginia , UM includes underinsured motorist (UIM) coverage. If purchased, it must be at least that required for bodily injury coverage. If an insured purchases greater amounts of bodily injury coverage than what is required, UM must equal that amount, unless specifically rejected by the insured. UM must also provide for at least $20,000 in property damage coverage.
Medical Expenses and Loss of Income Benefits. Medical and funeral expense benefits can be purchased for up to $2,000 per person. Loss of income benefits can be purchased for up to $100 per week for the maximum of one year. An insured can elect to purchase either or both of these coverages.
Underinsured Motorist (UIM) Coverage. In Washington , UIM includes uninsured motorist (UM) coverage, and it must be offered to automobile owners. If purchased, UIM must be at least that required for bodily injury coverage. If an insured purchases a greater amount of bodily injury coverage than what is required, UIM must equal that amount, unless specifically rejected by the insured.
Personal Injury Protection (PIP). This coverage is required to be offered to automobile owners. It must provide for a minimum of $10,000 in medical expenses, $2,000 for funeral expenses; $10,000 for income continuation, subject to a limit of $200 per week; and $5,000 for loss of services, subject to a limit of $200 per week per insured.
An insurance company is not required to offer motorcycle owners UIM or PIP.
Uninsured Motorist (UM) Coverage. The minimum amount of UM protection required in D.C. is $25,000 per person injured in any one accident and $50,000 for all persons injured in any one accident, and property damage in the amount of $5,000 for property loss in one accident.
Underinsured Motorist (UIM) Coverage. UIM is only available in amounts up to the amount of UM purchased.
Personal Injury Protection (PIP). This optional insurance coverage pays medical and rehabilitation expenses, work loss, and funeral benefits to the insured or an occupant of an insured's vehicle or of a vehicle which the insured is driving, without regard to fault. The maximum amount of benefits paid for medical and rehabilitation expenses cannot be less than $50,000. Medical and rehabilitation benefits can be purchased to cover up to $100,000 per person. The maximum amount paid for work loss cannot be less than $12,000. Work loss benefits can be purchased to cover up to $24,000. Funeral benefits are paid at actual costs up to $4,000. However, when a D.C. resident chooses this type of no-fault insurance, his or her ability to sue a negligent driver for pain and suffering is severely limited. An injured person who elects PIP can only sue an at-fault party if the victim's injury resulted in substantial permanent scarring or disfigurement, permanent impairment which significantly affects the victim's ability to perform professional or daily activities, or an impairment that prevents the victim from performing all or most of his or her daily activities for more than 180 continuous days, or in cases where medical and rehabilitation expenses or work loss exceeds the amount of PIP benefits available. Whether a person's injuries meet those thresholds is a question of law for a judge to decide.
In D.C., an insurance company is not required to offer UIM coverage to motorcycle owners.
Uninsured (UM) and Underinsured Motorist (UIM) Coverage. If chosen, the amount purchased must be at least that required for bodily injury liability coverage. The maximum amount of UM/UIM that may be purchased is $100,000 per person injured in any one accident, $300,000 for all persons injured in any one accident, and $50,000 for property damage.
$25,000 per person injured in any one accident and $50,000 for all persons injured in any one accident. This coverage must also include at least $1,000 for medical expenses.
If UIM is purchased, it must be at least $50,000 per person injured in any one accident and $100,000 for all persons injured in any one accident.
Uninsured Motorist (UIM) Coverage. If chosen, UM must be purchased in an amount of at least the minimum bodily injury coverage required. UM does not include underinsured motorist (UIM) coverage, and Wyoming has no statute that addresses UIM coverage.


text:
Curator Pandurang Salgaoncar says Pune pitch ready for good show
I had clearly warned the BCCI against preparing a bald and dry pitch last time around, said Pandurang Salgaoncar.
MS Dhoni takes a look at the pitch ahead of 2nd ODI. (Photo Source: Twitter)
AAKASH SIVASUBRAMANIAM
Freelancer Writer
View : 4.5K
Updated - Oct 25, 2017, 12:03 IST
The last time Team India played at the Maharashtra Cricket Association Stadium in Pune, the result was not what the Indian skipper Virat Kohli expected. ICC had labelled the pitch used for the first Test against Australia as 'poor', where the match ended post-tea session on Day 3.
Australian legend and leg-spinner Shane Warne had labelled the pitch as an 'eight-day wicket' on the first day of the match itself. Chief Curator Pandurang Salgaoncar, who was criticised immensely after the Test is now confident that the pitch for the Second ODI against New Zealand on Wednesday would be a good one.
Salgaoncar is confident that all the necessary steps had been taken to ensure a 'sporting track' for the match. Although the pitch preparation varies for the formats, the pitch laid out this time around would be a better one for the batters.
Good Cricket pitch
Speaking to CricketNext, Salgaonkar said he is certain that the pitch will play well and there will be no reason to complain about playing conditions. "It will be a good cricket pitch and we will have a good match. I am not allowed to speak to the media and this is all I can say at this point in time," he said.
Asked if he is confident of avoiding the fiasco that saw the ICC terming the Pune pitch poor, the chief curator said: "I am telling you this wicket will play well and we will see quality action."
Pune Fiascos' aftermath
However, things were not straight after the Pune fiasco, with the curator suggesting that he warned BCCI against preparing a bald and dry pitch.
"I had clearly warned the BCCI against preparing a bald and dry pitch. I don't want to take names, but I had told them that not watering the pitch and removing the grass cover could have a detrimental effect. I know deep within that I had tried my best to make them understand," he had revealed.
"My job was to follow their instruction, and I did that," he concluded.


text:
Franz Mertens (en alemany) o Franciszek Mertens (en polonès) (1840-1927) va ser un matemàtic alemany i/o polonès.

Vida i Obra
Mertens va estudiar matemàtiques a la Universitat de Berlín amb els professors Weierstrass, Kummer i Kronecker. Es va doctorar el 1865 amb una tesi sobre funcions potencials. A partir d'aquest any va ser professor de la Universitat Jagellònica de Cracòvia, fins al 1884, en què es va traslladar a l'Institut Politècnic de Graz. El 1894 va ser nomenat professor titular de matemàtiques de la Universitat de Viena, càrrec que va mantenir fins que es va retirar el 1911, tot i que va ser nomenat professor emèrit. Durant la seva docència a Viena va dirigir nombroses tesis doctorals i va ser professor, entre d'altres, d'Erwin Schrödinger.

Mertens va publicar 126 articles sobre diferents temes: sobre tot en teoria de nombres, àlgebra i anàlisi matemàtica. És especialment conegut per la funció de Mertens i la seva conjectura associada: una funció sobre la distribució de densitat dels nombres primers; tot i que la conjectura va ser refutada el 1985.

Referències

Bibliografia

Enllaços externs

Matemàtics alemanys
Matemàtics del segle XIX
Alumnes de la Universitat Humboldt de Berlín
Morts a Viena
Professors de la Universitat Jagellònica
Professors de la Universitat de Viena
Matemàtics austríacs
Matemàtics polonesos
Científics del voivodat de Gran Polònia

redpajama_set_name: RedPajamaWikipedia


XPRIMM:How would you comment on the insurance market's evolution in 2018?
Irina MERZLYAKOVA: According to official market data - the insurance market of Belarus has been growing for several years. Although the insurance penetration degree in terms of GDP remains almost unchanged - it is only 1%. GWP increased by about 16% y-o-y in 2018. It should be noted that volume of GWP is growing at a rate that outpaces inflation, which means that there is real, but not nominal, market growth. I would describe 2018 as a drawn-out silent period for the insurance market in Belarus. Insurers' expectations for legislative changes, including those aimed at market liberalization, unfortunately, were not delivered. Throughout the year, insurers got one single document regarding legislative changes, which adjusted amounts of commission for intermediaries. Thus, the amount of maximal commission for insurance brokers was reduced from 25% to 20% for each contract. As one of the most important market trends of the year, I can underline the regulator's constant close attention to actions of intermediaries and gradual decrease of their commission. It should be also noted that 2018 was marked by one of the largest private insurers, B&B Insurance Co, leaving the market, so now we have only 16 insurers in the market.
XPRIMM: What did 2018 do for to market leaders - were there any significant changes in market ranking? How successful was the year in terms of GWP? Were there any large indemnities paid? New insurance products introduced?
I.M.: Taking into consideration that the Belarusian market has had legislative restrictions for private insurers for the last 14 years, the leading positions in the market remain almost unchanged. State insurers keep the TOP-5 positions in terms of GWP. By a huge margin compared to other participants is BELGOSSTRAKH, with a market share of over 50%. In the private insurance sector, the leader is the subsidiary of a Russian insurance company - RESO. In general in terms of GWP, private business holds 13% of the market.
The main market drivers in 2018 were voluntary motor hull insurance for individuals and legal entities (this is due, according to auto dealers' statistics, to a 53% y-o-y increase in car sales in Belarus in 2018) and voluntary medical insurance.
In total, financial performance was quite good for insurers last year. All of them produced some profit, the ratio between paid claims and premiums amounted to about 50%.
XPRIMM: In your opinion, how well developed is Belarus' insurance market, compared to other markets? What prospects for international cooperation would you point out?
I.M.: Under the economic conditions that currently exist in the country, I believe that insurance is showing great progress in its development. At the same time, it should be noted that the banking system and leasing show more progressive development.
As for international cooperation, due to specific reinsurance legislation, all international cooperation is based only in a single company - the Belarusian National Reinsurance Organization. And unfortunately, as of today, our insurers are alienated from real processes in international markets, especially private insurers.
XPRIMM: How would you describe the market expectations for 2019?
I.M.: All major plans and expectations of Belarusian insurers are focused on the adoption of new legislation in insurance, which has been under review and consideration by the government for two years. It may safely be said that in 2019 it will finally be signed. Then insurers will be able to develop online insurance more quickly, restrictions for private insurers in regard to life insurance will be cancelled and a number of administrative procedures for non-life insurers will be optimized.