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Bridging the Week by Gary DeWaal
Bridging the Week by Gary DeWaal: August 24 - 28 and 31, 2015 (Net Capital, Flash Boys, Forum Choice, AML, Investment Advisers and Regulatory Equivalency)
AML and Bribery Bridging the Week Capital and Liquidity Compliance Weeds Credit and Risk Dark Pools and Internalization Exchanges and Clearing Houses Forum Selection Getting the Business Done High Frequency Trading Managed Money My View Position Limits Retail Forex and Metals Trade Practices (including Disruptive Trading)
In a flash, five complaints against various stock exchanges and two non-exchange entities based on allegations in Michael Lewis's 2014 book entitled Flash Boys: A Wall Street Revolt were dismissed by a US district court in New York. Meanwhile, a federal appellate court in New York upheld a decision by a US district court refusing the plaintiff's challenge at this time of the constitutionality of her Securities and Exchange Commission enforcement proceeding brought in an administrative as opposed to a federal court tribunal. Moreover, investment advisers may soon be subject to anti-money laundering and related requirements if FinCEN has its way. As a result, the following matters are covered in this week's edition of Bridging the Week:
Charles Schwab Fined US $2 Million by FINRA for Net Capital Deficiencies;
IFUS Sanctions West Oaks Energy Over US $415,000 for Position Limit Violations; Other Firms Fined for Pre-Execution Communication, Block Trades and EFRP Rule Infractions (includes Compliance Weeds);
Flash Boys-Inspired Litigation Dismissed by Federal Judge;
CFTC Approves NFA Enhanced Customer Protection Rules for FX Retail Clients; Commissioner Bowen Says More Protection Needed;
Appellate Court Rules Plaintiff Cannot Challenge SEC Forum Choice in Federal Court at This Time (includes My View);
UBS Agrees to Pay US $1.7 Million Penalty for Allegedly Conducting Business With OFAC Banned Person;
FinCEN Proposes AML and SAR Requirements for Investment Advisers;
ESMA Seeks Comments on Appropriate Liquidation Periods for Exchange-Traded Derivatives for CCP Margin Setting (includes My View and Helpful to Getting the Business Done); and more.
Bridging the Week will likely not be published on September 7, 2014. The next scheduled Bridging the Week will be on September 14, 2014.
Video Version:
Article Version:
Charles Schwab Fined US $2 Million by FINRA for Net Capital Deficiencies: Charles Schwab & Co. agreed to pay US $2 million to the Financial Industry Regulatory Authority to resolve allegations that it had net capital deficiencies on three days in 2014. According to FINRA, the amounts of Schwab's deficiencies were US $287 million, US $612 million and $US 775 million, respectively. FINRA claimed that Schwab violated applicable securities law related to minimum net capital requirements for broker-dealers because of unsecured loans of US $1 billion extended to its parent company, Charles Schwab Corporation, on each of the three days. FINRA said Schwab's Treasury Group made the loans without consulting anyone in the firm's Regulatory Reporting Group – the unit at Schwab responsible for net capital calculations and regulatory reporting. The Treasury Group only first considered whether the loans might impact the firm's net capital and consulted the Regulatory Reporting Group after making the third loan, according to FINRA. FINRA acknowledged that Schwab self-reported the net capital deficiencies to the Securities and Exchange Commission on that same day. Schwab was also charged by FINRA with not having a "supervisory system reasonably designed to achieve compliance" with the applicable SEC net capital rule because the firm did not have a supervisory system or written procedures that required its Treasury Group to consult its Regulatory Reporting Group regarding loans made to its parent corporation.
IFUS Sanctions West Oaks Energy Over US $415,000 for Position Limit Violations; Other Firms Fined for Pre-Execution Communication, Block Trades and EFRP Rule Infractions: West Oaks Energy agreed to pay a fine of almost US $248,000 and disgorgement of almost $168,000 to resolve allegations by ICE Futures U.S. that it violated spot month position limits for energy contracts on three instances, violated an exemption from a position limit for arbitrage positions on four occasions and failed to supervise an employee. Separately, BNP Paribas Commodity Futures Ltd. and Jason Spaziante, a broker employed by BNP, agreed to settle allegations by IFUS that Mr. Spaziante impermissibly took advantage of information received during pre-execution communications. According to IFUS, on February 13, 2014, after communicating with an unnamed unaffiliated trader regarding the terms of a customer order, Mr. Spaziante gave the trader "the option to take a position that might have been offset against either the customer order, or, alternatively, in the central limit order book" for the relevant sugar futures contract. To resolve this matter, BNP agreed to pay a fine of US $200,000, while Mr. Spaziante agreed to a trading ban for all IFUS contracts for three months. IFUS also resolved a disciplinary action against Noble Americas Resources Corp and Noble Columbia S.A.A. for apparently engaging in exchange for physical transactions against each other when their accounts were not independently controlled, and for not having documentation to support the physical component of EFPs on "multiple occasions." The companies each agreed to pay a US $62,500 fine to resolve this matter. Finally, Spectron Energy Services Ltd. was charged by IFUS with failing to report one block trade within a required time frame and for misreporting the execution times of "several" block trades. Spectron agreed to pay a fine of $22,000 to settle this action.
Compliance Weeds: As at the CME Group and other exchanges, ICE Futures U.S. has strict rules governing the execution and reporting of block trades. These requirements address the qualified participants eligible to execute block trades, minimum thresholds, prices, reporting requirements and other limitations (click here to access IFUS Rule 4.07). Moreover, "[p]arties involved in the solicitation or negotiation of a block trade may not disclose the terms of a block trade to non-involved parties prior to the block trade being publicly reported by the Exchange" or take advantage of non-public information for their own advantage. (Click here to access ICE Futures U.S. Block Trades – FAQs (June 19, 2015).) Block traders must follow precisely these requirements not only to avoid potential violations of IFUS's requirements, but the CFTC requirement that approved non-competitive transactions (including block trades) must be executed in accordance with exchange rules. (Click here to access background on the CME Group's block trade rules in the article "CME Group Files Disciplinary Actions for Trading Ahead of Block Trades and Failure to Supervise an Employee Engaging in Disruptive Trading Activities" in the August 23, 2015 edition of Bridging the Week.)
Flash Boys-Inspired Litigation Dismissed by Federal Judge: A federal court in New York City dismissed five lawsuits against multiple stock exchanges, Barclays PLC and Barclays Capital Inc., all echoing claims made in Michael Lewis's 2014 book Flash Boys: A Wall Street Revolt that high-frequency traders have gained an unfair advantage trading stocks. This is because, claimed Lewis, exchanges and so-called "dark pools" have permitted HFTs to trade on market data faster than other investors. The plaintiffs principally charged that co-location services and data feeds provided to HFTs, as well as the creation of "hundreds" of complex order types, unfairly benefited HFTs, including permitting them to trade faster. The court dismissed all charges against the exchanges and the Barclays entities – which maintained a dark pool – claiming that plaintiffs' complaints failed to state a claim. Although plaintiffs alleged that the exchanges engaged in a manipulative scheme, they failed to allege any manipulative acts by the defendants, said the court. The court also dismissed charges against the exchanges regarding their provision of data feeds and different order types on the grounds that, in connection with Securities and Exchange Commission-regulated exchanges' discharge of regulatory responsibilities, private actions are barred by the doctrine of absolute immunity. In dismissing all the actions, the court noted that "Lewis and the critics of HFT may be right in arguing that it serves no productive purpose and merely allows certain traders to exploit technological inefficiencies in the market at the expense of other traders … Those, however, are debates and tasks for others. The Court's narrow task was … to decide whether the Complaints in these cases were legally sufficient … Having concluded they are not, the Complaints must be and are dismissed." (Click here to read my review of Flash Boys in the article "Flash Boys or Macbeth: Choose Shakespeare" in the April 7, 2014 edition of Bridging the Week.)
CFTC Approves NFA Enhanced Customer Protection Rules for FX Retail Clients; Commissioner Bowen Says More Protection Needed: The Commodity Futures Trading Commission approved rules proposed by the National Futures Association to enhance protections for retail customers at Forex Dealer Members. Among other things, FDMs, going forward, will be required to implement and maintain a formal risk program and make certain disclosures on their website regarding their financial condition and the material risks of their business. FDMs will also be required to have an independent risk management unit that reports to the firm's senior management. Elements of FDMs' risk management program must include policies and procedures to monitor and manage market, credit, liquidity, foreign currency, legal, operational and counterparty risks; liabilities to retail foreign currency customers risk; and technology, capital and any other applicable risks. FDMs will be required to conduct stress tests on at least a semi-monthly basis of all positions in their proprietary accounts and in each counterparty account. In approving the NFA's rules, CFTC Commissioner Sharon Bowen nonetheless indicated that "these proposals are not, by themselves, enough to provide retail commodity investors the basic protections they enjoy for every other commodity except foreign exchange." She said that the CFTC itself "needs to adopt more rigorous regulations on retail foreign exchange dealers," particularly in the area of reducing currently permitted leverage. The NFA has not yet announced the compliance date for its newly approved FDM rules. (Click here for background on the NFA's proposal in the article "NFA Proposes Enhanced Capital and Risk Management Requirements for Retail Forex Dealer Members" in the May 31, 2015 edition of Bridging the Week. Click here for another perspective in the article "CFTC Approves NFA's Enhanced Retail Forex Requirements" in the April 28, 2015 edition of Corporate & Financial Weekly Digest by Katten Muchin Rosenman LLP.)
Appellate Court Rules Plaintiff Cannot Challenge SEC Forum Choice in Federal Court at This Time: A federal appellate court in Illinois ruled that Laurie Bebo, who is currently awaiting an initial decision from an administrative law judge in connection with an enforcement action commenced by the Securities and Exchange Commission, may not at this time challenge the legality of her administrative proceeding in a federal court. Ms. Bebo must first raise her challenge in an appeal to the Securities and Exchange Commission, and then to a US appellate court, said the appellate court considering this matter. Ms. Bebo had previously challenged the constitutionality of the SEC's administrative proceeding in a federal district court on two grounds. She claimed that the law permitting the SEC to choose to bring an enforcement action in an administrative tribunal or federal court violated her equal protection and due process rights under the US Constitution by giving the SEC "unguided" discretion to decide which defendants would or would not receive the heightened protections of a federal district court. She also claimed that SEC administrative proceedings are unconstitutional because commissioners of the SEC themselves do not appoint the ALJs. This too violates the US Constitution, claimed Ms. Bebo. The US district court rejected these challenges as premature, as did the federal appellate court. Among other things, Ms. Bebo claimed that, if she was required to wait to seek judicial review, "she will already have been subject to an unconstitutional proceeding." The appellate court rejected this argument, claiming that "[e]very person hoping to enjoin an ongoing administrative proceeding could make this argument, yet courts consistently require plaintiffs to use the administrative review schemes established by Congress."
My View: Ms. Bebo is irreparably harmed by being required to go through the expense and ordeal of having to raise before the Securities and Exchange Commission her constitutional objection to having an enforcement action brought against her by the SEC in an administrative tribunal. Ms. Bebo's action is a collateral action to the administrative enforcement proceeding that is properly heard by a federal court. Such a view is consistent with the better view expressed in two recent federal district court cases in New York and Georgia. It defies common sense to believe that the SEC – a securities regulator – has expertise and the requisite impartiality to determine the constitutionality of a law that gives it the choice to determine whether enforcement actions should be heard in a federal court or an administrative tribunal. (Click here for background about the New York and Georgia court decisions in the article "Federal Judges in NY and Georgia Rule Against SEC for Enforcement Action Forum Choice Because of ALJ Selection Process" in the August 14, 2015 edition of Bridging the Week.)
UBS Agrees to Pay US $1.7 Million Penalty for Allegedly Conducting Business With OFAC Banned Person: UBS AG settled potential charges that from January 2008 to January 2013, it processed 222 transactions related to securities held in custody in the United States for an individual customer of UBS in Switzerland that was designated by the US Department of the Treasury's Office of Foreign Asset Controls in 2001 as a person with whom business must not be conducted because he was associated with terrorism. To settle this matter UBS agreed to pay OFAC a fine of US $1.7 million. According to OFAC, UBS opened accounts for the client in 1993 and 1994. In 2001, the client was included on OFACS's List of Specially Designated Nationals and Blocked Persons. Other jurisdictions, including Switzerland, the United Kingdom, the European Union and the United Nations, also imposed sanctions against the client at approximately the same time. In response, UBS apparently placed blocks on the client's accounts to prevent him from withdrawing or transferring any funds or assets outside the bank. However, the bank allegedly continued to engage in investment-related activity for the client. Such activity was not detected by the bank's OFAC controls because securities-related transactions were regarded as internal transactions and thus did not generate any alerts. The activity was only discovered in 2012, after the client was removed from the Swiss sanctions list. According to OFAC, "[t]his enforcement action highlights the importance of institutions taking appropriate measures to ensure compliance with all applicable sanctions when they have operations or otherwise conduct business in multiple jurisdictions that have implemented sanctions against particular persons (individuals or entities) or countries. This action should also raise awareness regarding the sanctions obligations for foreign financial institutions — including those that purchase, sell, transfer, or otherwise transact in U.S. securities — that process transactions to or through the United States."
FinCEN Proposes AML and SAR Requirements for Investment Advisers: The Financial Crimes Enforcement Network proposed rules requiring Securities and Exchange Commission-registered investment advisers to establish anti-money laundering procedures, report suspicious activities to FinCEN, file reports of certain transactions involving US $10,000 in currency (so-called "Currency Transaction Reports") and maintain records related to the transmittal of funds in excess of US $3,000. The obligations would also extend to persons required to be registered with the SEC as investment advisers, but who are not. Typically, only investment advisers with US $100 million or more in regulatory assets under management are required to register with the SEC. FinCEN previously had proposed rules to mandate AML programs for registered and unregistered investment advisers in 2002 and 2003, but withdrew them in 2008. Comments to the proposal are due by end of day on October 26, 2015. (Click here for additional information on the proposed rules in an August 31, 2015 Advisory by by Katten Muchin Rosenman LLP.)
ESMA Seeks Comments on Appropriate Liquidation Periods for Exchange-Traded Derivatives for CCP Margin Setting: The European Securities and Markets Authority issued a discussion paper seeking views on the time horizon for liquidation and other issues related to the setting of margin for customer accounts by European clearinghouses (CCPs) and brokers. In Europe, clearinghouses are currently required to collect margin from clearing members for their customers on a net basis, assuming a two-day liquidation horizon for financial instruments other than over-the-counter derivatives. The same standard applies to proprietary accounts of clearing members too. However, unlike in the United States, proprietary accounts do not include affiliated entities. Affiliates are considered customers. In the United States, by comparison, clearinghouses collect margin from clearing members for their customers on a gross basis assuming a one-day liquidation horizon. According to ESMA, when it set a two-day liquidation period it presumed "that at a minimum [a] CCP would need two days to either port or liquidate client accounts for instruments other than OTC derivatives, which are generally more liquid and easier to be liquidated than OTC derivatives." ESMA seeks views on the sufficiency of one-day gross versus two-day net margin, whether affiliates should continue to be considered customers and whether, if it adopts the shorter time threshold, changes should be made to requirements around intraday margins, among other matters. ESMA is not considering changing the time horizon for setting margin for non-customer accounts, however, because "[a] reduction of the liquidation period in the house account would mean allowing a one-day net margin level, which in ESMA's view would not allow the CCPs to have a sufficient level of margins to manage a default, thus impacting the resources of the non-defaulting clearing members and the stability of the CCP." Comments will be accepted through September 30, 2015. (Click here for additional information on ESMA's consultation in the article "ESMA Publishes Discussion Paper on EMIR Standards Relating to CCP Client Accounts" in the August 28, 2015 edition of Corporate & Financial Weekly Digest by Katten Muchin Rosenman LLP.)
My View: Although in evaluating minimum margin-collection requirements of clearinghouses and brokers ESMA makes clear that it is not attempting to prejudice deliberations of the European Commission "on the equivalence of the legal and supervisory regimes for CCPs in the USA," in fact, ESMA is showing its cards. According to ESMA, "a preliminary comparison … has shown that the margins held at the CCP according to the gross margining method in combination with a one-day liquidation period are (typically, but not always) higher than margin requirements calculated according to the net margining method in combination with a two-day liquidation." Moreover, with gross margining, clearing members post more client assets with a clearinghouse than hold it themselves; this should make porting of client positions easier in case of a clearing member default. In light of this, the European Commission should quickly conclude that oversight by the Commodity Futures Trading Commission over US clearinghouses is equivalent (if not identical) to EC oversight over European CCPs in order to avoid European banks being subject to putative capital requirements for exposure to US clearinghouses. Enough dithering! (Click here for background on the relevant issues in the article "CFTC Chairman Argues for Equivalent Treatment for US CCPs by the European Commission; EC and CFTC Commit to Continue Talking—That's All for Now" in the May 10, 2015 edition of Bridging the Week.)
Helpful to Getting the Business Done: In considering the arguments in the debate regarding sufficient liquidation horizons at the clearinghouse level, exchange-traded and/or centrally-cleared derivatives brokers should not lose sight of the fact that, following a client default, it might take multiple days (far more than one or two), if not weeks, to liquidate a complex client portfolio involving illiquid products, particularly those including some options and swaps. ETD brokers should regularly evaluate the liquidity of their clients' positions and adjust margin requirements or take other precautions accordingly, or at least ensure they are adequately compensated for the risk they incur in holding illiquid products for clients.
And more briefly:
Sentinel Principal Ordered to Pay More Than US $2 Million by Federal Court: A federal court in Illinois entered an order of permanent injunction and sanctions of over $2.1 million against Charles Mosley for his role in the collapse of Sentinel Management Group in 2007. Mr. Mosley is a former senior vice president and trader for Sentinel. Mr. Mosley previously pleaded guilty in a related criminal action and was sentenced to eight years in prison – a term he will begin serving on September 9, 2015. He and his co-defendant, Eric Bloom, Sentinel's former chief executive officer, were also ordered to pay over US $665 million in restitution to effected customers in their criminal action. Sentinel was an investment management firm that claimed it specialized in short-term cash management for hedge funds, individuals, financial institutions and futures commission merchants. The firm filed for bankruptcy in August 2007 after it unlawfully commingled US $460 million of client securities into its house account, and used client collateral to obtain a US $321 million line of credit. (Click here for background on this matter in the article "Sentinel Management Former CEO Sentenced to 14 Years in Prison for Fraud; Former Head Trader Receives Eight-Year Term" in the February 1, 2015 edition of Bridging the Week.)
ICE Futures Canada and Montreal Exchange Authorized by CFTC to Provide Direct Access to US Persons: Two Canada-based exchanges have been issued orders of registration by the Commodity Futures Trading Commission permitting them to offer direct access by US persons for certain futures and options contracts. The two exchanges are ICE Futures Canada, Inc. and the Montreal Exchange Inc. Foreign exchanges may apply to the CFTC for such orders provided they can demonstrate, among other requirements, that they are subject to comprehensive and comparable regulation as are US contract markets designated by the CFTC.
Appellate Court Rules Plaintiff Cannot Challenge SEC Forum Choice in Federal Court at This Time:
http://media.ca7.uscourts.gov/cgi-bin/rssExec.pl?Submit=Display&Path=Y2015/D08-24/C:15-1511:J:Hamilton:aut:T:fnOp:N:1609668:S:0
CFTC Approves NFA Enhanced Customer Protection Rules for FX Retail Clients; Commissioner Bowen Says More Protection Needed:
CFTC Approval:
http://www.cftc.gov/PressRoom/PressReleases/pr7219-15
Commissioner Bowen Concurrence:
http://www.cftc.gov/PressRoom/SpeechesTestimony/bowenstatement082715
NFA Rule Submission:
http://www.cftc.gov/ucm/groups/public/@newsroom/documents/file/nfaforexsubmission052815.pdf
Charles Schwab Fined US $2 Million by FINRA for Net Capital Deficiencies:
http://www.finra.org/sites/default/files/Schwab_AWC_082415.pdf
ESMA Seeks Comments on Appropriate Liquidation Periods for Exchange-Traded Derivatives for CCP Margin Setting:
http://www.esma.europa.eu/system/files/2015-1295_dp_on_review_of_article_26_of_rts_153-2013.pdf
FinCEN Proposes AML and SAR Requirements for Investment Advisers:
http://www.fincen.gov/statutes_regs/frn/pdf/1506-AB10_FinCEN_IA_NPRM.pdf
Flash Boys-Inspired Litigation Dismissed by Federal Judge:
/ckfinder/userfiles/files/Flash%20Boys%20Litigation.pdf
ICE Futures Canada and Montreal Exchange Authorized by CFTC to Provide Direct Access to US Persons:
ICE Canada:
http://www.cftc.gov/ucm/groups/public/@otherif/documents/ifdocs/eice0order-icefuturescanadafb.pdf
Montreal Exchange:
http://www.cftc.gov/ucm/groups/public/@otherif/documents/ifdocs/eice1order-montrealexchangefb.pdf
IFUS Sanctions West Oaks Energy Over US $415,000 for Position Limit Violations; Other Firms Fined for Pre-Execution Communication, Block Trades and EFRP Rule Infractions:
BNP Paribas Commodity and Jason Spaziante:
http://www.nfa.futures.org/BasicNet/Case.aspx?entityid=0362309&case=2014-025&contrib=ICE
Noble Companies:
Spectron Energy:
West Oaks Energy:
http://www.nfa.futures.org/BasicNet/Case.aspx?entityid=0489449&case=2012-00155&contrib=ICE
Sentinel Principal Ordered to Pay More Than US $2 Million by Federal Court:
http://www.cftc.gov/ucm/groups/public/@lrenforcementactions/documents/legalpleading/enfmosleyorder081115.pdf
UBS Agrees to Pay US $1.7 Million Penalty for Allegedly Conducting Business With OFAC Banned Person:
http://www.treasury.gov/resource-center/sanctions/CivPen/Documents/20150827_ubs.pdf
The information in this article is for informational purposes only and is derived from sources believed to be reliable as of August 29, 2015. No representation or warranty is made regarding the accuracy of any statement or information in this article. Also, the information in this article is not intended as a substitute for legal counsel, and is not intended to create, and receipt of it does not constitute, a lawyer-client relationship. The impact of the law for any particular situation depends on a variety of factors; therefore, readers of this article should not act upon any information in the article without seeking professional legal counsel. Katten Muchin Rosenman LLP may represent one or more entities mentioned in this article. Quotations attributable to speeches are from published remarks and may not reflect statements actually made.
© 2022 Katten Muchin Rosenman and Gary DeWaal. All Rights Reserved.


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The Beecher & Bennett Difference
Sarah A. Zemke
January 10, 1919 ~ January 19, 2006
MERIDEN - Sarah A. Zemke, 87, of 109 Catherine Drive, died Thursday, Jan. 19, 2006 at Hartford Hospital. She was the wife of the late Joseph J. Zemke. Born in Meriden on Jan. 10, 1919, she was the daughter of the late Frederick and Lentine Savage Arnold. She attended Paier College of Art and had worked in the Meriden school system. She was a very active member of Center Congregational Church and enjoyed painting and arts and crafts. She is survived by a daughter, Kathleen Ann Ryan of New Sharon, ME; two sons and their wives, Joel and Donna R. Zemke and Peter J. and Bonnie Zemke, all of Meriden; eight grandchildren, Laura Bogert of Pompano Beach, FL, Natalie Zemke of Guilford, Jennifer Zemke of Meriden, Rebecca Miller of Spokane, WA, George Moore of Waterford, CT, William Ryan of Waterville, ME, Rachel Ryan of Waterford, CT and Sarah Ryan of New Sharon, ME; and a great-granddaughter, Elizabeth Bogert of Pompano Beach, FL. She was predeceased by a brother, Frederick "Bud" Arnold. The funeral will be held Monday, Jan. 23, at 10 am at the Hubbard Chapel in Walnut Grove Cemetery. The Rev. George H. True will officiate. Burial will be in Walnut Grove Cemetery. Relatives and friends may call Sunday from 5 to 7 p.m. at the Beecher and Bennett Flatow Funeral Home, 48 Cook Ave., Meriden.
Kay Hill and Mitch Morse says:
Sally was a beloved person on Clam Island, from the time we first met her 26 years ago. She was our strongest direct link to the island's past. We enjoyed her sharing of photographs, stories and history; her artistic talent; and most of all, how she truly loved what is our mutual favorite place in the world. Our thoughts are with the family she leaves, which, like us, will not forget her. Interestingly, she and our Peter had a lively exchange of letters in the last two weeks, and her words to him were cheerful and lucid. Fondly, and thinking of Sally and Joe, Kay Hill and Mitch Morse
No Candles Please
Hamden Location
2300 Whitney Avenue
Meriden Location
48 Cook Avenue
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redpajama_set_name: RedPajamaCommonCrawl


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Carex winkelmannii är en halvgräsart som beskrevs av Paul Friedrich August Ascherson och Karl Otto Robert Peter Paul Graebner. Carex winkelmannii ingår i släktet starrar, och familjen halvgräs. Inga underarter finns listade i Catalogue of Life.

Källor

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winkelmannii

redpajama_set_name: RedPajamaWikipedia


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Structures, Objectives & External Influences
Subject: Business Studies
Roles and Responsibilities at Greenford High School Task 1: I have chosen to identify the roles and responsibilities of the people who work at Greenford High School. These three people are: 1. A Faculty Leader - Mr Manby 2. A Science Teacher - Ms Saleem 3. A Support Worker - Angela An organisational triangle shows the level of responsibility each person has. The person at the bottom has less responsibility then the person above. It is also known as a 'hierarchy'. This organisational triangle shows the responsibilities each person has at Greenford High School: Faculty Leader - Mr Manby: Mr Manby is the faculty leader who works at Greenford High School. He is also the assistant head teacher and is a member of the senior leadership team. When Mr Manby joined the school in 1993, he was a newly qualified teacher. He then got promoted to deputy head and head of house. After five years, he then became head of maths for five years and is now finally assistant head teacher and has been for four years. Mr Cramer (the headteacher) is in charge of Mr Manby. Mr Manby is then in charge of: the head of PE (Ms Joyce), head of ICT (Mr Smith), head of Art (Mr Bonner) and the head of ICT Technical Support (Mr Croft). As their line manager, Mr Manby has to monitor their work to ensure the highest teaching standard possible. Mr Manby has got 10 'O' levels (GCSE's) and 3 A levels in Maths, Biology and Geography. He has also received a BSC - HONS (Bachelor of Science honours) in construction engineering at Sheffield University. There are a number of ways people are motivated financially; the main reason being money. Other ways of motivation include bonuses for doing their job well or holiday bonuses, a pay rise which increases every year which will encourage the worker to stay longer, piece rate payment (when you get paid according to how much you make) ...read more.
Ms Saleem has to have a wide range of skills as a science teacher and a form tutor. She has to have good numeracy and ICT skills so she can draw up graphs on spreadsheet and compare them over the weeks to see if the student's are improving or not. She has to have good communications, speaking and listening skills like every teacher at Greenford High school as without this they won't be able to teach the students well enough. Ms Saleem has many responsibilities. These include: Assessing the students work and giving them feedback of what went well and what could be improved as well as monitoring their progress, delivering lessons that engage student and help them to achieve. If the students are underachieving or a arriving constantly late to lessons, then Ms Saleem has to report the students the year team or parent and a member of the SLT. Ms Saleem has to have access to SIMM in order to do this. With SIMMS she can see when the students aren't coming to lessons or are coming late. She can look through previous records to see if this is happening constantly Ms Saleem teaches science lessons to students in years 7 -11 and only biology to students in year 12 and 13. For the student in years 12 and 13, she has to make a decision on whether she wants to allow certain student to do the course; for instance people she knows who will do well. Ms Saleem has 10 A* - C GCSE's and 3 & a half A level's. She has also received a Bachelor of Science (BSC) in biological science and a PGCE in biology science. This helps her to perform her job well as she has more experience and knowledge. This means she can give better teaching to the students compared to if she only had fewer GCSE's or if she didn't have a BSC or PGCSE. ...read more.
This costs the school more money as they have to pay the supply teachers as well as the people who are off. Every teacher has to attend the INSET training. This training is where the teachers discuss how to develop skills and further their teaching strategies. Technological: Technology and software is changing rapidly which Greenford High school has to keep up to date with. One of these software's is called SIMMS (Single Inline Memory Module).The school uses SIMMS to keep a record of the students details such as name date of birth etc, a copy of the students timetables and is used take the register on a daily basis. SIMMS is a fairly new software so the teachers are required to undergo training in how to use it especially the teachers who have little or very limited ICT skills like Angela. Another software that is changing is Microsoft Office. Office 2007 has changed completely compared to previous versions such as the interface and where buttons are placed. Greenford High School is currently using Office 2007 which they upgraded from Office 2003. The rapid change of Office 2007 meant it was harder for teachers to use so they had to receive training on how to use it. Almost every class in Greenford High School has got an interactive whiteboard (IWB). The IWB is a screen that displays a wider and bigger version of the monitor it is connected to. The IWB uses a touch surface so when you touch it, the pointer moved to that position although the ones in Greenford High School only responds to a special pen. There is also a remote that comes with the interactive whiteboard that can zoom on it, freeze it and turn it off. This hardware is useful for giving presentation or showing videos as the whole class can see it. The teachers need to know how to function then pen and the remote so they are given training on how to use it. ?? ?? ?? ?? As Applied Business ...read more.
This student written piece of work is one of many that can be found in our AS and A Level Structures, Objectives & External Influences section.
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text:
Q: loop over all possible combinations I would like to include a loop in my script which finds the correlation of every possible combination of the data. This can be done manually by the following code:
clear all
%generate fake data
LName={'Name1','Name2','Name3'};
Data={rand(12,1),rand(12,1),rand(12,1)};
%place in a structure
d = [LName;Data];
Data = struct(d{:});
%find the correlation
[R,P] = corrcoef(Data.Name1,Data.Name2);
[R2,P2] = corrcoef(Data.Name1,Data.Name3);
[R3,P3] = corrcoef(Data.Name2,Data.Name3);

However, I would like to do this in a loop, I have started but have failed at the first hurdle. My attempted loop, which doesn't work is shown below:
SNames=fieldnames(Data);
for i=1:numel(SNames);
    [R{i},P{i}] = corrcoef(Data.(SNames{i}),Data.(SNames{i+1}));
end

I'm struggling on knowing how to tell matlab to loop over a different combination of values with every iteration.
Any help provided would be much appreciated.

A: Try something like this:
pairs = combnk (1:3,2) % all combinations of 2 elements taken out of the vector [1,2,3]
for i = 1 : size (pairs,1)
   [R{i},P{i}] = corrcoef(Data.(SNames{pairs(i,1)}),Data.(SNames{pairs(i,2)}));
end

A: @ItamarKatz answer is a good one. However, if you don't have the statistics toolbox, you can not use the combnk command.
In that case, you can download combinations generator from here.

redpajama_set_name: RedPajamaStackExchange


text:
Germany: Thousands protest Turkish operation in Syria
Home Politics Germany: Thousands protest Turkish operation in Syria
Via Deutsche Welle
Tens of thousands Kurdish demonstrators marched through Cologne and other German cities on Saturday against aTurkish cross-border military operation in northeast Syria.
In Cologne, ten thousand people waving a sea of flags bearing the symbols of the Kurdish YPG militia and Rojava, or Syrian Kurdistan, demanded the end of the Turkish offensive, imposition of an international no-fly zone and a halt of weapons sales to Turkey. Joined by left-wing German groups, Kurds also protested in other cities, including Hamburg, Berlin and Munich.
"Together as one, the Kurdish people are united," demonstrators in Cologne chanted, between shouting slogans labeling Turkish President Recep Tayyip Erdogan a "terrorist" and "child murderer."
"Long live the YPG, long live the resistance of Rojava," protesters chanted, invoking the name of northeastern administrative area held by the Kurds where Turkey's incursions are taking place.
Protesters hold a banner calling for the defense of Rojava
The YPG is the main component of the US-backed Syrian Defense Forces (SDF), a Kurdish, Arab and Christian umbrella alliance that has led the fight against the "Islamic State" at the cost of nearly 10,000 fighters.
The US withdrew its troops from the Syrian border region last week, paving the way for the Turkish operation.
200,000 displaced by Turkish operation
The street action came as the Turkish incursion against what Ankara describes as "terrorists" in northeastern Syria entered its fourth day despite condemnation from the United States and European Union.
Turkey considers the YPG to be the Syrian branch of the Kurdistan Workers' Party (PKK), which has waged a nearly four-decade insurgency against the Turkish state.
READ ALSO New administration, same old regime change? Biden to recognize Guaido as self-declared leader of Venezuela & will keep sanctions
The Turkish operation has displaced at least 200,000 people and left scores of civilians and SDF fighters dead. There has also been retaliatory fire across the border at towns inside Turkey.
Turkey says it plans to create a "safe zone" along its border and transfer more than 1 million Sunni Arab Syrian refugees hailing from other parts of Syria to the area.
The Turkish ground assault is joined by a hodgepodge of Turkish-backed rebels of various Islamist stripes, who the Kurds describe as "mercenaries" and "gangs."
Many of the same rebel factions were involved in a Turkish offensive last year against the YPG in Afrin, where half the predominately Kurdish population was displaced and human rights groups documented abuses against the population.
"The same scenario that happened in Afrin will play out in Rojava," said Chiklou, a Syrian Kurd from Afrin who fled to Germany five years ago.
'Al-Qaeda with different clothes'
Sipan, another demonstrator who came with his wife and two small children dressed in YPG guerilla attire, said his family in his hometown of Qamishli, the largest city in northeast Syria, was frightened by the Turkish operation and prospect of their homes being confiscated.
The Turkish-backed rebels "are IS and al-Qaeda, they only changed clothes," he said.
Can, another protester who fled from Qamishli to Germany five years ago, said the Kurds feel "betrayed" by the United States after PresidentDonald Trump paved the way for the Turkish assault.
"I've lost one brother who fought with the YPG and the other is fighting now," he said. "Everybody is against us and we'll do whatever is necessary to defend our land."
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The YPG, and by extension the PKK, have become the flag bearers of the Kurdish nationalist cause by saving many members of the Yazidi ethnic group from genocide at the hands of IS in Iraq, defeating IS in the heroic battle of Kobane and then pressing a US-backed offensive to crush the jihadi group in Syria.
Meanwhile, they have set up a de facto autonomous region in northeastern Syria that has inspired Kurds but caused alarm bells in Ankara.
Germany has the largest Kurdish diaspora in the world, with most coming in various waves from Turkey and Syria.
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'Sasquatch' Docuseries Is a Dark Journey Into the 'Backwoods Dope Business'
Kate Hahn
TV Insider
Charismatic journalist David Holthouse never forgot the chilling story he heard one night while visiting Northern California in 1993: Nearby, three men had been dismembered in an attack allegedly carried out by that mammoth creature from American folklore, Bigfoot. In the bingeable three-part documentary Sasquatch, Holthouse returns to the area 25 years later to find out what really happened.
The search, he says, "became a journey through the dark heart of the backwoods dope business and an exploration of the ancient human tradition of ascribing evil deeds to supernatural forces."
See AlsoAidy Bryant's Annie Finds Her Voice in 'Shrill's Season 3 Trailer (VIDEO)The comedy bids viewers farewell with this final chapter.
As one might expect, the legendary monster becomes a less likely suspect as Holthouse uncovers even more crimes. His risky investigation is peppered with "squatchers" (folks obsessed with finding the creature), paranoid weed farmers and a spooked private investigator.
"Asking questions about unsolved homicides was a roll of the dice every time," Holthouse says. "I was constantly on guard against joining the legion of the vanished."
Sasquatch, Docuseres Premiere,Tuesday, April 20, Hulu


text:
News Stories (menu position rule)
Scaling Up EMR in Nigeria
Photo credit: MSH Nigeria
Motivated by drastic improvements in record keeping, record storage capacity, and shorter consultation times—all due to the introduction of the Electronic Medical Record (EMR) system—the Federal Medical Center Gusau, Zamfara has committed to scaling up the EMR system.
In 2016, during the now concluded USAID-funded Prevention Organizational Systems AIDS Care and Treatment (Pro-ACT) project, MSH introduced the EMR system to FMC Gusau to overcome poor record keeping challenges. Under the CaTSS project, MSH is continuing this work, has donated 10 laptop computers and a server to the facility, and has trained health workers to manage records using the new EMR platform.
Before the introduction of the EMR system in FMC, there were several cases of missing patients' folders, frequent duplication of patient records, longer consultation hours, and loss of productive work hours and resources.
The Medical Director, FMC Gusau, Dr. Kabir Muhammad Anka described the EMR system as an innovation that has "succeeded in minimizing the challenges of record keeping that were characterized by duplication of patient records in our facility, and now we have the capacity to store more records than before." These gains in efficiency prompted the management of FMC Gusau to procure 10 additional computers to scale-up the system and to cover more hospital service units.
Sadiya Abubakar, a volunteer Adherence Counselor working with FMC Gusau and a member of Trust Support Group said, "The Electronic Medical Record system has helped me immensely. It makes my work easier and it saves client's time."
To ensure sustainability of the EMR system, the computers have been assigned to selected staff, and installed in secured environments. Regular maintenance checks will be carried out for early detection of technical problems and troubleshooting. Step-down trainings to staff in various hospital service units are on-going to ensure that the system remains functional beyond the current CaTSS project.
Please direct all press inquiries to Jordan Coriza at jcoriza@msh.org or by phone, 617.250.9107.
Care and Treatment for Sustained Support
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Pharmaceutical regulators and academia come together in Accra to validate the Regional Centres of Regulatory Excellence's new M&E tool
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The purpose of MTaPS: Releasing 13 brief publications on the program's objectives and expected outcomes


What is the true essence of historical, first-century Christianity? What did our Lord Jesus actually teach His disciples? Is it anything close to what developed in later centuries?
It is not. It is not close at all. Picture a small band of real men roaming the countryside like homeless artisans working on a new craft, but a craft so new and so unprecedented that its practitioners did not understand what it was or what they were actually attempting to put together.
They are obscure. They blend in according to appearance and dialect, words and movement, and appear as just another group out of touch with the reality of the times.
Judaism did not really exist as a unified religion. The land was inhabited by a splintered collection of various sects and beliefs based on the teachings of any number of prophets and rabbis, both present and ancient, and carried a tone of defeatist lethargy and a longing for what once was.
Only what was had not been in many centuries. The glorious kingdom of Solomon was but a very distant memory that recalled not merely a tarnished legacy but the loss of something precious and unique. It was Solomon's father David who had carved out and created a kingdom through ongoing wars, but personally lacked the opportunity to see it reach the heights of what this world sees as glory.
Many Jews of the first century gloried in the great exploits of Joshua and King David, and longed for a return to those times when Hebrew men threw off the yokes of oppressors and ran off squatters and pretenders to the their holy land. Could this not happen yet again? Where were all the great warriors?
The priests longed for another Moses. Many wished the powerful prophets such as Elijah, Elisha, Isaiah, and Jeremiah could return once again and right the nation's course.
But they knew in their hearts it was too late. There was hardly any kingdom left. Multiple generations of Hebrews had repeatedly and collectively sinned against God with impunity and those of the Lord's time knew they deserved little. But they continued to yearn anyway. They pined away dreaming of the past as the hated Romans desecrated their lands and liberty.
Could God ever give them another chance?
This was the setting as the little-known Rabbi from Nazareth led His band of men from town to town and throughout the countryside of Galilee. The people wanted real life again and He was fulfilling the early stages of a plan to give them just that, though a very powerful enemy sat squarely on the land like a heavy, dark cloud of oppression.
It was not the Romans. It was religion—dogmatic, heavy-handed, dead, insipid, joy-killing religion. The land had become infused with it over time ever since the last prophetic word was heard over four hundred years before. The priests had achieved their dream of taking over, and created a hybrid strain based on the Mosaic code that had more in common with Communism than the true teachings of the Torah. They had created a strange hard-nosed casuistic conduct code spelling out everything imaginable that a person might be involved with in life. There was an answer for everything and great force to make their congregants toe the mark and fulfill their duty.
And it was sorry to the core. Their approach was entirely lifeless and void, and demanded regimented obedience and heavy fines for non-compliance. It caused great fear among the descendents of those great Israelites who had won their freedom from foreign dominance and slavery. Imagine those mighty ones who had fought for liberty now under the heavy boot of religion, and imagine that it all grew from within the nation by blood descendants. Imagine kings becoming paupers and those on top of the world becoming moles beneath it.
This was Israel in 30 A.D. These were the times when the Messiah arrived on the scene.
Posted on January 1, 2012, in Real Christianity and tagged Christianity, David, First Century Israel, Israelites, Judaism, Lord Jesus, Messiah, Real Christianity, religion, The Twelve Disciples. Bookmark the permalink.	Leave a comment.


text:
Wethersfield, Annawan advance to the LTC semifinals
BIGGSVILLE — Wethersfield will play Annawan in the semifinals of the Lincoln Trail Conference boys basketball tournament.
The game will be 6 p.m. Friday in Biggsville, where West Central High School is the host.
Wethersfield and Annawan both advanced with victories on Saturday night. Wethersfield beat Monmouth United 69-52 and Annawan beat Rowva-Williamsfield 53-38.
The two schools last met on Jan. 19 in Kewanee. Wethersfield won 72-33.
Wethersfield 69, United 52.
Wethersfield demonstrated its offense comes from anywhere on the floor. As part of a 21-point first-quarter barrage, six players scored.
As varied as the offense was, though, it was Coltin Quagliano's 11 points in the quarter that set the tone. He had a pair of 3-point baskets and a three-point play.
Quagliano finished with 25 points. Wethersfield also got 12 points from Brady Kelley, 10 points from Isaac Frank, 8 from Kale Nelson and 8 from Nyler Nichols.
Two players from United each scored 16 points, Evan Wynne and Adam Johnson. Brannock McVey had 10 points, all coming in the third quarter.
Wethersfield led 34-18 at half and 50-36 after three quarters.
Wethersfield is 18-2 and United is 7-14.
Annawan 53, Rowva-Williamsfield 38
Annawan played consistent defense, not allowing Rowva to score more than 13 points in a given quarter.
Annawan had a solid 23-15 lead at halftime and built it to 38-28 after three quarters.
Annawan was led by Julian Samuels, who scored 14 of his 16 points in the second half. Dylan Thurston added 10 points and Drake Vanhyfte had 8 points.
Tucker Sams had 15 points to lead Rowva.
Annawan is 8-13 overall. Rowva is 10-9.
In the other quarterfinal, Princeville defeated Ridgewood 53-38. Princeville will play Mercer County, which beat Galva 43-49. Mercer County's Rashaun King scored his 1,000th career point in the victory.
In the play-in games earlier on Saturday, United defeated West Central 58-42 and Ridgewood beat Stark County 65-44.
After two postponements caused by winter weather, the conference host changed the tournament from its pool-play format to a double-elimination bracket. Friday's complete schedule looks like this:
Consolation round games, United vs. Rowva-Williamsfield, 6 p.m. and Ridgewood vs. Galva, 7:30 p.m., Semifinals: Annawan vs. Wethersfield, 6 p.m., Princeville vs. Mercer County, 7:30 p.m.
The trophy round games will be Saturday: ninth place, noon, seventh place, 1:30 p.m, fifth place, 3 p.m., third place, 4:30 p.m., championship, 6 p.m.


text:
function pipe(){
    this.actions = [];
    return this;
}

    pipe.prototype.use = function(fn, cfg){
        if(cfg){
            this.actions.push({fn: fn, cfg: cfg});
        }else{
            this.actions.push(fn);
        }

        return this;
    };

    pipe.prototype.useAtIndex = function(idx, fn, cfg){
        if(cfg){
            this.actions.splice(idx, 0, {fn: fn, cfg: cfg});
        }else{
            this.actions.splice(idx, 0, fn);
        }
        return this;
    };

    pipe.prototype.unuse = function(idx){
        this.actions.splice(idx, 1);
        return this;
    };

    pipe.prototype.publish = function(data, cbs){
        var self = this;
        //copy the actions array
        var actions = [];
        console.log(this.actions);
        for(var a=0;a<this.actions.length;a++){
            actions.push(this.actions[a]);
        }
        data._pipe = self;

        processActions(self.namedPipes, self.namedActions, actions, data, cbs);
    };

    pipe.prototype.export = function(){
        var self = this;

        return this.actions;
    };

    pipe.prototype.import = function(actionList){
        var self = this;
        this.actions = actionList;
    };

function processActions(namedPipes, namedActions, actions, ctx, cbs){

    if(actions.length===0){
        if(cbs && cbs.success){
            cbs.success(ctx);
        }
        return;
    }

    var nextAction = actions.shift();

    try{
        switch((typeof nextAction)){
            case 'function':
                nextAction(ctx, {
                    success: function(rctx){
                        processActions(namedPipes, namedActions, actions, rctx, cbs);
                    },
                    error: function(err){
                        if(cbs && cbs.error){
                            cbs.error(err);
                        }
                    }
                });
                break;
            case 'string':
                if(namedActions[nextAction]){
                    namedActions[nextAction].fn(ctx, {
                        success: function(rctx){
                            processActions(namedPipes, namedActions, actions, rctx, cbs);
                        },
                        error: function(err){
                            if(cbs && cbs.error){
                                cbs.error(err);
                            }
                        }
                    });
                }else{
                    if(cbs && cbs.error){
                        cbs.error(new Error("Named Action not Found: "+nextAction));
                    }
                }
                break;
            case 'object':
                if(nextAction.fn){
                    if((typeof nextAction.fn)=='string'){
                        nextAction.fn = namedActions[nextAction.fn].fn;
                    }

                    if(nextAction.cfg){
                        nextAction.fn.cfg = nextAction.cfg;
                    }

                    nextAction.fn(ctx, {
                        success: function(rctx){
                            processActions(namedPipes, namedActions, actions, rctx, cbs);
                        },
                        error: function(err){
                            if(cbs && cbs.error){
                                cbs.error(err);
                            }
                        }
                    });
                }
                break;
        }
    }catch(err){
        console.log(nextAction);
        console.log(err);
        if(cbs && cbs.error){
            cbs.error(err, ctx);
        }
    }

}

module.exports = pipe;

redpajama_set_name: RedPajamaGithub


I am a future results post!
A raffle drawing will happen mid-way through the tournament. Tickets can be purchased the day of the event. Here's a sneak peek at what we are raffling off so far!
Sign up today, the tournament is four weeks away!
How about a Bo Jackson Bobblehead? How about a Tom Tupa Autographed Ohio State Photo?
We are raffling off the LEGENDARY Nintendo Power Glove!
I played Tecmo with it!
It can be yours, but you have to come to Tupa Bowl!
I'm intending on going now i'm trying to get my roommate to go with me is there any rules against bringing a GOAT?
Can someone other than a Buenagle win an Ohio tournament this year? What are the Vegas odds?
Well, @Ones11fahzu has two Tupa Bowl championships, Louis has one, and Mort has zero, so if *MAAYYYYYYBEEEE* Matt Miller shows up, he's the favorite, even if gats comes.
Just registered. I'm coming to Columbus with my best friend and journeyman Joey that I haven't seen since the Mort's $50 Challenge last May. Is going to the local beercade the plan after the tournament is over? Would love to get in some games of NBA JAM on a cabinet.
Awesome man! There will be a post-tournament local barcade thing again this year, and yes, they have NBA Jam. Glad to have you on board!
If you're looking for the perfect el-cheapo hotel, there's a Knights Inn within a mile of the venue for $50 a night.
There is also a Best Western Suites near the venue which is $160 a night.
Happy to be working this with you. It will be my first out of state tournament experience ever. Been working diligently on the stream setup, and picked up the prepaid hotspot with Ethernet on it with the provider you suggested based on your own experience there.
As I do with any retro tournament now, if a Genesis is setup, and anyone wants to challenge me to mk or mk2, $20 awaits the first person to beat me on real hardware on a CRT. We are certain to have some pauses in there. In 17 years I have not parted with this $20. With the world's Tecmo hordes massed against me, I can only hope there is one among you who is able to deliver to me, "a beautiful death".
Thanks for a great time! Very well run tournament! Hope to be there every year!
If you missed the amazing Tupa Bowl IV action from Columbus OH this weekend, fret not! We have all of the stream footage for you.
Tupa Bowl IV Elite 8 Action and Da Champ! Excellent Tournament run by @kevincabarello!


The bloody Wars of the Roses between the Houses of Lancaster and York ended with the killing of Richard III. With the recent discovery of his skeleton, and the consequent controversy over his final resting place, it is time to re-examine the life of Richard as a duke and king.
Was Richard the grotesque usurper and murderer of the Princes in the Tower, as depicted by Shakespeare just over a hundred years after his death in battle? Or has his name been blackened over the years, as claimed by his apologists, the Richard III Society?
This biography sifts the contemporary evidence, placing Richard in the context of his times, and assesses the other candidates put forward to have killed the Princes in the Tower. John Locke wrote that 'the actions of men are the best interpreters of their thoughts' and upon this basis the investigation leads to one conclusion.


what are some affordable tips about disney world?
Question by Mo: what are some affordable tips about disney world?
Here's some stuff I've found useful and which has gotten the A+ rating from others who've gone to Disney.
http://www.amazon.com/Unofficial-Guide-Walt-Disney-World/dp/0764583417 This book is updated every year and is absolutely the one "must have" of all of these suggestions. Everyone I know swears by it. This guy actually has people stationed at Disney during all times of the year to watch traffic patterns of rides. Essentially, the states that we all have natural patterns about where to go when we enter a park and that if you break from the majority's natural patterns, you'll hit the rides before the lines get long and always stay ahead of the "herd". My buddy at work said he and his wife were skeptical, but that they followed the timings and it worked. The website they maintain is http://www.touringplans.com. They have a lot of tips there too.
http://www.guide2wdw.com/ Couple of good things here – especially in the "Tips and Sneaky Tricks" area.
http://www.wdisneyw.co.uk/ This is really aimed at UK travelers, but has some interesting things in the "planning" and "choosing a resort" area that helps you plan.
http://www.mouseplanet.com/index.php This is geared towards the people that have summer passes to Disney or are planning a trip for sometime in the future and don't already have a particular time in mind. There are daily updates here on specials and announcements from Disney, so it's a good place to go even while you're down there.
http://www.frommers.com/articles/3843.html This is a podcast from Frommers that gives you a condensed version of the lessons in the book in number 1 above.
-Check out http://www.disboards.com. They have great touring advice and a wonderful budget board.
-TAKE A NAP EVERY DAY. It will save tears, frustration, tantrums and might help the kids, too. It saves money because you aren't shelling out for more sugar to keep you up and moving.
– And of course, the Full Disney Experience!
snacks for your room, refillable water bottles, use the busses provided if you are staying at a resort, shop around for souvineirs- some places will be cheaper, thats about all I can offer.
Food is one of big money makers in theme parks. Pack as many snacks as you can to bring with you. If we stay at a hotel with a free breakfast, we eat there, then take with us a few extra boxes of cereal, some fruit and whatever else we can! We bring several bottles of water. Freeze a couple of them if you can… they'll keep the other stuff cold, and will melt back to water by the time you need it. REFILL your water bottles. You can always ask a concession person for a glass of ice if you need to.
LEAVE the park for your main meals. They're open late enough that you can leave, go into town for lunch and then come back. If you don't want to leave, then split your meal with someone else in your group. It'll save you some big bucks.
I agree with whoever mentioned being prepared… bring a sweatshirt or light jacket with you. Bring a change of clothes if you can. Don't forget your sunscreen, camera, film or extra batteries for your camera… those are all marked WAY WAY WAY up at Disney. AND make sure to take advantage of park employees. They are actually trained to stop and take your picture if you ask them!!! So use that to your advantage!!!
I wouldn't, however, purchase your Disney brand souvineers outside the park. There are too many stupid places around here that advertize "3 Disney Shirts for $ 10″ but they're crap. My sister bought some once, and they fell apart in the wash the first time they were put through. Find something you really really really want at Disney and splurge. You're on vacation!
get the unofficial guide to disney world off amazon or in a chain bookstore. they have plans for the day and give you tips on how to save money. its nice to have one in the bathroom for a while before the trip so you can read up.


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When our nervous systems are not mature enough to cope with what life throws at us, we end up disconnected from our bodies (our 3D compass). Losing connection to our body means we lose the wisdom it can offer us to support our physical and emotional wellbeing.
Have you consulted with dozens of energy healers, psychologists, therapists of all kinds, and not found a solution to your problem? Spent thousands of dollars trying to find someone who can help you? Most of my clients tell me they've been searching for years... Then they find me.
I've been combining energy work with the physical body and helping people change their state of consciousness to move out of the cycle of pain and suffering since I was twelve years old.
I offer a true mind-body healing experience, based on my training in psychology, energy medicine, anatomy, and neurobiology.
The process I use is based on cutting-edge neuroscience, originally created to overcome traumatic stress states. I integrate this process with energy healing methods to facilitate a change in consciousness.
Using your nervous system as an entry point, we by-pass your conscious mind and its obstacles to your healing. Unlike 'talk' therapy, we follow your body and not your story.
We work with your physical body first, because it is denser than your other energetic bodies. Compared with the physical body, the mental, emotional and auric bodies are less dense, and easier to change. When dis-ease and distress is already manifest in the physical body, this is the most difficult - and most important - level to start with.
It's easier to allow changes to filter bottom up through all the layers of consciousness, than go top down. There is increasingly more resistance as we move down from the mental realm into the physical body. So we start at the bottom, the densest layer of consciousness. This is also the level of the implicit, so there are few words. That means your mind can't get in the way of your healing. Because even though your mind tries to be helpful, it often causes you to feel stuck. Your body needs your mind out of the way. Once your physical body is on-board with the new process, permanent change happens almost effortlessly in all the layers of consciousness, because there is less resistance as we move up.
You learn to embody wholesome and pleasurable experiences for long lasting change. You also find a way to meet, process, and integrate experiences held in the body that perpetuate the emotions, thoughts, beliefs and behaviours that have been keeping you stuck, and stopping you from sharing your gifts with the world.
"And I said to my body. Softly.
It took a long breath.
'I have been waiting my whole life for this.'"
Knowing a definition of 'trauma' is the first step in preventing traumatic symptoms. Although we can't avoid traumatic events (we're living, breathing human beings, right?), we can prevent the impact of traumatic incidents. To do that, it's helpful to know that 'trauma' is not in the event per se, but rather, it is "ANY event that overwhelms the capacity of a person's nervous system."
Preventing the symptoms of trauma involves increasing the capacity of a person's autonomic nervous system*. When you increase nervous system capacity, a traumatised person experiences themselves as more resilient than they felt in the past. One way I do this is by creating repeated successful 'experiments' for the body in sessions. Repeated experiences of 'success' helps the brain and the unconscious mind 'learn' they have a better chance of surviving 'well' than in the past. Although the person survived their trauma, from the perspective of the person's nervous system, they felt overwhelmed. So you can also say that 'trauma' is the nervous system's attempt to re-experience the traumatic event more successfully than just pure physiological survival.
*the autonomic nervous system is comprised of the sympathetic and parasympathetic nervous system, and involves the brain, brain stem, spine, and all the nerves in this system which ennervate the entire physical body, including the gut.
"After years and years of working in this and grappling with trauma, the conclusion that many of us are coming to, is that in order to help these animal, frozen, inappropriate, fight/flight/freeze responses to come to an end, you need to work with people's bodily responses.
You need to help their body feel like it's over."
There are often no words for what happens in a session because we work at the level of the unconscious mind - sometimes deep within the sub-cortical structures of the brain.
The words clients most often use to describe their sessions are "magical" and "organic". That's because the process is tailored to you and your circumstances. The focus of our work together is embodiment and embodying change, and because our aim is to create change at every level, I integrate many different techniques and processes into your session.
One of the things we do together is to notice (track) body sensations in a mindful way, in order to enhance awareness of things that are just beyond the conscious mind. It's an effective way of connecting with the unconscious, and letting unconscious/repressed traumatic material spontaneously arise for healing and completion.
Another important part of the process is how we relate to each other - and a big part of that happens below conscious awareness. Our brains and bodies already know the way to experience deep attunement with another nervous system, and it is in the somewhat magical arena of 'energy' and 'attachment' that our bodies and brains get in sync, and the process begins filtering through from the bottom level - where the implicit body memories are held.
My role is to open the space for healing and support you in that liminal space so that your body can do the work of transforming yourself.
I can work with you on any issue - you don't even have to know what it is. I'm like a bloodhound when it comes to my clients, one whiff of an issue and I'm off on the hunt to get your body to reveal what's going on at the level of pure energy and reveal what your body wants to tell you. Then I facilitate you to experience - through your body, brain, mind, emotions and energy - exactly what you need to heal and transform the issue through all the levels of consciousness - including making concrete changes in your reality.
We end with you fully integrating the shift into your conscious mind...allowing new meanings, intentions and ways of being in the world to organically arise for you.


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What Every Odessa Parent Should Know About High School Sports Injury Lawsuits
November 29, 2016 Robert White
High school sports injuries happen quite commonly, and the legal system knows that. When parents allow their children to participate in them, they usually engage within a legal doctrine known as "assumption of risk." This legal theory states that parents should simply assume that sports injuries will happen, which means that their available causes of action for injury lawsuits are limited.
In addition to the long history of case law and "assumption of risk" precedent, high school sports programs have legal protections within state laws, local statutes, and waivers each parent typically signs when consenting to their child's participation.
All of these factors can create an uphill battle for parents seeking legal recourse or damages related to severe high school sports injuries.
Municipal Immunity from Torts and Personal Injury Lawsuits
Texas laws provide explicit legal protections for employees and organizations of the state, which generally includes all public high school sports coaching staff and athletic programs. Exceptions to this immunity are made under certain circumstances, but few of these exceptions have been successfully applied in relation to high school sports injury lawsuits.
For instance, Texas statutes do not generally extend immunity to vendors and volunteers who may have caused an injury. Yet, Chapter 84, Charitable Immunity and Liability does specifically account for volunteer youth sports staff. Texas lawmakers justified these protections by stating that they remove a disincentive for people to volunteer their time.
Similarly, if all schools faced liability for sports injury lawsuits, they may not wish to run sports programs because the potential costs could be too high. Coaches and programs may also not engage fully with the spirit of the game if they know that any injury could lead to an expensive lawsuit.
Also, unlike the 49 other states, Texas law does not require schools to carry medical coverage as part of their liability insurance. Lawmakers justify this decision by claiming that the medical part of policies is too expensive and a legitimate target anytime budget cuts are needed.
Do Texas Schools Ever Compensate for Injuries?
All of these protections, in addition to waivers parents sign, make the likelihood of retrieving damages for a high school sports injury highly unlikely.
The typical legal process for filing a lawsuit against a school organization will lead to a series of depositions followed by the defense's motion for summary judgment. If the presiding judge examines the facts of the case and compares them to the robust legal precedents and protections schools have, they often grant this motion and dismiss the case outright.
However, no immunity statute or waiver clause is completely impenetrable given an extreme enough situation. If your child has sustained a severe sports injury in a situation you think could qualify as gross negligence, you may have a legitimate claim to file with their third-party liability insurance — provided they have a policy for medical coverage and/or general damages arising from a personal injury.
In a worst case scenario, a parent may have to engage a school through legal action in order to pursue compensation for their child's medical costs and related damages. They should always first file with their own medical insurance policy to receive their needed coverage up to the policy limit, and then they can seek the rest of the damages with the help of an experienced Odessa personal injury attorney.
To inquire about a possible case regarding your child's high school sports injury, contact us at the number above or using the convenient form to the right, and you will receive a free case review promptly.


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