THE FINAL INSTALLMENT: BANK DEREGULATION GROWS INTO MASSIVE "CROSS-SELLING."
This is the final installment of an article on the effects of secret financial and credit practices on us all.
Proposed secrecy orders in the 2015-2016 California lawsuit filed by the L.A. City Attorney. Many of the changes made by the secrecy agreements in the California lawsuit were made earlier in previous lawsuits, as noted. Other Rules changes in the agreements signed in this case have not often appeared in other cases, however.
There are three main ways in which the January secrecy agreement validated by the judge in February changes the Rules. Each change protects the secrecy of just how big the catastrophe really is. Even as these words are written in this book, it is uncertain whether the full extent of the man-made disaster of alleged cross-selling is known even now.
Again, the Rules were changed by agreement in this case to relieve the L.A. City Attorney's Office and Wells Fargo of any obligation to follow many Rules in this case which apply to other lawsuits.
The secrecy agreements and proposed orders define "confidential" to mean what the lawyers say it means. One of the familiar features of secrecy agreements in private litigation is that the definition of exactly what is "confidential" is always what the lawyers say it is. The agreements do not give much of a definition.
What guidance the agreements do give on what is going to be "confidential" in the present case is certainly not based on judges' decisions in past cases. The agreements and proposed orders generally say that "confidential" means simply whatever evidence the lawyers choose to mark with the word, "confidential." This includes documents and testimony in all such cases.
In the case of People of California v. Wells Fargo, a judge signed a proposed order which made this proposed agreement into the judge's ruling. The February order validating the January secrecy agreement was likely written by the bank. The judge did not rewrite it. To the contrary, she took the proposed order, crossed out the word, "proposed," and signed it. At that point, the stipulation that lawyers wrote became the judge's ruling.
The February order which validates the January secrecy stipulation in the People of California v. Wells Fargo case continues down the foggy road of secrecy by adding that "confidential" means any documents or testimony that a party (including its lawyers) "believes in good faith ... is entitled to confidential treatment under applicable law."
This includes giving the bank and the L.A. City Attorney in that case "the right to designate as 'Confidential'" any "non-public information," including documents and testimony.
There is no such thing in the Rules as "non-public information." The Rules do not even use that term. Making "non-public information" mean the same thing as protected "confidential" evidence makes it clear that the parties in this case were rewriting the Rules for their own use and, intentionally or not, keeping the evidence away from the eyes of the public.
The people writing the secrecy stipulations in these cases removed any requirement that concealment depends on "good cause shown." As we have previously discussed on this blog, participants in civil lawsuits in most courts in the United States, including in California, can ask a judge to protect them from such things as annoyance, embarrassment, oppression, or undue burden or expense. However, they cannot ask a judge to protect them under any of the Rules from "non-public information" that may find its way into documents and testimony just because the "information" is "not public," as the participants in the People v. Wells Fargo lawsuit wrote here.
Rather, as we have already seen, the Rules generally governing civil litigation require a party withholding documents during discovery to show "good cause" not to disclose them. Judges ordinarily rule that the party withholding evidence during litigation has to show that the evidence is privileged or protected from disclosure in some legally recognized way. Trade secrets "or other confidential research, development, or commercial information" are examples. "Non-public information" is not.
Over all, the stipulation adopted by a judge's order in February, 2016 in People v. Wells Fargo lines up behind many other secrecy stipulations and orders used in many other jurisdictions. It restricts the use of any evidence marked "confidential," to the lawsuit in which the stipulation is filed. It provides that such evidence may not be used for any other purpose "whatsoever." This was pretty obviously intended to be taken literally. It would mean that the only people who can use evidence marked "confidential" in the People of California v. Wells Fargo case in California are the people involved in that case. No-one else can ever use it, or even see it. Even the people involved in the case named People of California v. Wells Fargo cannot use such "confidential" evidence anywhere else.
So, perhaps it is wrong, after all, to assume without evidence that the L.A. City Attorney's Office shared Wells Fargo's forbidden special interrogatory answers with the federal agencies, or with anyone else. This is a much more certain way of keeping a secret than asking a judge to apply the law.
In the names of the Bank and of the People, the parties to this case made "competitively sensitive" documents, testimony, and information all secrets they could keep without admitting that any of it was really "competitively sensitive." By grafting the concept of keeping "competitively sensitive" secrets to the overall idea of court protection, the parties rewrote the Rules to benefit themselves, or perhaps more accurately, one of them did and the other agreed to it. The Rules say nothing about keeping evidence from the public because the evidence might be "competitively sensitive," of course.
What evidence Wells Fargo may have had in the People of California v. Wells Fargo lawsuit is something we may never know. Wells was granted the "right" in this case by this stipulated secrecy order to conceal whatever it knew.
When the judge signed this stipulation into an order, Wells Fargo's "right" became a ruling and not just an agreement.
Under Secrecy agreements and Secrecy orders like the ones in this case, what was marked "confidential" stays "confidential" even if it is put in front of the judge. California Rules of Court 2.550 and 2.551 were written to cover the case of what evidence can be sealed and how someone can go about asking a judge to seal that evidence. However, neither of these Rules applies to the evidence exchanged between the parties as a lawsuit goes forward, which again is called discovery.
Under the law of discovery, everybody else drops the argument that they have a "right" to conceal evidence, once they argue that previously concealed evidence is a part of their case. This includes when they give the judge the evidence they previously marked "confidential" in an effort to get a favorable ruling from the judge on one of their motions.
Secrecy agreements and their secrecy orders like the ones in this case make the exchange of evidence during litigation more of a joint exercise in concealment than a concerted effort at discovering the truth, or at least discovering evidence. Using these agreements and orders, people can show concealed evidence to a judge, but not to the public, just by putting the evidence into an envelope marked "CONFIDENTIAL--FILED UNDER SEAL PURSUANT TO PROTECTIVE ORDER AND WITHOUT ANY FURTHER SEALING ORDER REQUIRED." This simply could not be done without the secrecy agreements and their orders rewriting the Rules.
Keeping control over the evidence marked "confidential." The secrecy stipulations in this case, and the January, 2016 agreement in particular, were also written to keep control of the "confidential" evidence after the case was over. The January stipulation provides that it shall always be "binding" unless the party that designated the evidence as confidential, or a judge, says otherwise.
It apparently was not enough to make the January stipulation in this case endless, however, even after it became a judge's order in February, 2016. The agreement and its order also add a provision typically found in secrecy stipulations-turned-into-secrecy-orders in many other cases, to the effect that once the case ends, "confidential" evidence must either be returned to the party that designated it "confidential," or it must be destroyed. In short, the people that possess the evidence marked confidential are required to give it up at the end of that case. They cannot make the evidence public. The evidence can only be used for that one case. When that one case ends, then the way that the thinking goes behind the secrecy here, there is no longer any reason to hold onto the evidence. The public has no interest in it, according to the lawyers who write these agreements, it seems, and the public seemingly has no dog in this fight either, according to the judges who enable this behavior by validating these secrecy agreements.
 Stipulation and Protective Order ¶ 1.c., at page 1, entered and filed on February 2, 2016 in People v. Wells Fargo & Co., Case No. BC 580778 (Los Angeles County Superior Court).
 Id., ¶ 2, at page 2.
(b) The court, for good cause shown, may make any order that justice requires to protect any party or other person from unwarranted annoyance, embarrassment, or oppression, or undue burden and expense.
 Federal Rule of Civil Procedure 26(c)(1)(G).
 Stipulation and Protective Order ¶ 9, at page 6, entered and filed on February 2, 2016 in People v. Wells Fargo & Co., Case No. BC 580778 (Los Angeles County Superior Court).
 See id., ¶ 11.a, at p. 6.
 Id., ¶ 18, at p. 8.
 Id., ¶ 21, at p. 8.
 Id., ¶ 22, at p. 9.
THE NEXT INSTALLMENT: BANK DEREGULATION GROWS MASSIVE "CROSS-SELLING CLAIMS."
This is the second of three articles in a series revealing secret financial and credit practices that affect us all.
"Cross-selling" or selling new products to existing customers has been called "the core of modern-day banking[.]" Wells Fargo in particular led the way in cross-selling "mortgages, credit cards and auto loans," thereby saving all the costs of acquiring new customers which would have to be incurred before the bank would even have the opportunity to sell them additional products.
A reporter, E. Scott Reckard, broke the story of what went wrong when he reported in a newspaper article that in order to meet their sales quotas, Wells Fargo employees opened accounts and ordered credit cards for customers that the customers did not request, did not need, and did not even know about.
Mr. Reckard's reporting was based, as he himself wrote, on reviewing "internal bank documents and court records" and interviewing "28 former and seven current Wells Fargo employees who worked at bank branches in nine states, including California." Even a casual reader would also have taken note that the article mentioned at least 10 lawsuits against Wells Fargo as a result of the "cross-selling" quotas Wells imposed on its employees and inflicted on its customers.
The complaint filed by the City Attorney's Office against Wells Fargo in May, 2015 alleged essentially the same things that were reported in the newspaper a year-and-a-half before.
Administrative actions opened by two federal agencies, the Consumer Financial Protection Bureau ("CFPB") and the Office of the Comptroller of the Currency ("OCC"), were similarly based on what was reported in the newspapers.
Both of these federal agencies opened their administrative actions with "Consent Orders" in which they announced their respective settlements with Wells Fargo.
In the settlements in September 2016, Wells Fargo only put numbers on "unauthorized deposit accounts" and "unauthorized credit cards," however. According to Wells Fargo in late 2016, 1,534,280 deposit accounts were opened at Wells Fargo in the names of Wells customers that had not authorized them, between May, 2011 and July, 2015. The Wells Fargo customers had no idea that this was happening. It was all done in secret.
Continuing to put numbers on some of these practices, Wells Fargo also told the regulators in September 2016 that "roughly 85,000 of those accounts incurred about $2 million in fees, which [Wells Fargo] is in the process of refunding."
Wells Fargo was to say later that even more of its customers may have been affected. Wells wrote later that its internal investigation and reform of cross-selling practices "could lead to, among other things, an increase in the identified number of potentially impacted customers."
Second, Wells Fargo also informed the regulators that there were 565,443 credit card applications supposedly made by Wells Fargo customers. Wells's customers did not actually authorize those credit card applications. At the time the credit card applications were made, hardly any of Wells's customers knew what was going on.
Later, after the settlements of September 2016 with the regulators were all final, Wells announced that it had found another possibly 1 million to 1.5 million more fake accounts, for a total of approximately 3.5 million sham accounts, "a nearly 70 percent increase over the bank's initial estimate" which it had previously stated to the government agencies before it settled with them.
In September 2016, Wells Fargo agreed with the three government regulators -- the L.A. City Attorney's Office, the CFPB and the OCC -- to pay a total of $185 million in fines and penalties. As one person described it: "Wells is paying what amounts to a couple of parking tickets for each of the 1.5 million accounts."
In a somewhat unusual twist, the information available to the public about Wells Fargo's conduct in this matter was essentially what was reported in the newspapers in the first place. Wells Fargo did not admit to any wrongdoing in any of its settlements. Wells Fargo did not admit to any wrongdoing in its settlement with the Los Angeles City Attorney, or with the CFPB, or with the OCC.
The allegations that the government regulators made against Wells Fargo tell nothing apart from what was already in the newspapers. The unusual fact of these settlements is that the alleged perpetrator admitted anything.
However, the City Attorney's Office, at least, had more evidence against Wells Fargo. Presumably, the City Attorney's Office would have been willing to extend professional courtesy to the CFPB and OCC and share the evidence. That would have given evidence against Wells Fargo to two federal agencies investigating Wells Fargo in this matter as well as the City Attorney.
We do not know for certain whether the City Attorney shared the evidence. Nor do we know what the evidence was. It was kept secret. The City Attorney agreed with Wells Fargo to keep the evidence secret. The City Attorney and Wells Fargo further agreed to ask a judge to approve their secrecy agreement.
The court's electronic docket is a record of everything that was filed in the case. These events are all listed on that record, such as Wells Fargo's motion to keep its interrogatory responses (written questions with written answers) a secret in June, 2016. On the other hand, none of the actual materials is publicly available from the court. The author has sent EMails to the City Attorney's Office requesting copies. As of the date of this publication, the author has received copies of two Stipulations and two Protective Orders approving them in the case. One of the orders was entered on February 2, 2016, and the other order was entered on June 14, 2016. Wells Fargo and the City wrote some of their own rules of procedure especially for themselves particularly on the subject of keeping evidence secret in this case.
It is reasonably certain that Wells Fargo was served with written questions to which it would ordinarily be required to respond. In the Los Angeles City Attorney's case, the questions came in special interrogatories.
No-one outside of the City Attorney's Office and Wells Fargo, perhaps, knows much about what was in the special questions that the City Attorney served on Wells Fargo in this case. The City Attorney's special interrogatories must have been very "special." These questions were specially crafted by the City Attorney's Office to serve on Wells Fargo in this particular case.
Both sides agreed on keeping much of the evidence a secret. Both sides presented the proposed order to the judge. Both sides asked the judge to sign it.
The City Attorney's Office and Wells Fargo agreed a second time on keeping the evidence secret. It may be that Wells Fargo was not convinced that the February Secrecy Order went far enough to keep all of the evidence secret. For whatever reason, both sides again agreed on keeping evidence a secret, both sides presented another proposed secrecy order to the judge, and both sides asked the judge to sign this one, too. She did. Again without changing anything that was proposed to her.
The agreements and the secrecy orders are not available in the Court file. The author received copies only because the City Attorney's Office provided me with copies of the orders, which no-one can make sense of without having the stipulations too, since the orders did nothing more than approve the stipulations and make them the judge's rulings.
In fact, nothing in the Court file is available that was filed after August, 2015. It is a fact nonetheless that various documents were filed with the Court in that case from August, 2015 until the case was closed thirteen months later with a judgment agreed upon by the parties.
We do not know what Wells Fargo said or how Wells Fargo answered the questions. Instead, first Wells Fargo asked for confidentiality of its answers and then the City Attorney stipulated to keep this evidence a secret.
The author could not access the motion on the Court's electronic docket, as noted. The City Attorney's Office sent me copies of the orders and stipulations, but they did not send me copies of Wells Fargo's motion or of Wells Fargo's answers to the special interrogatories, either. They believed that they could not make Wells's motion publicly available since it might be different from the copy that Wells filed in the Court file. This is certainly a pickle, to say the least. Needless to say, perhaps, but the L.A. City Attorney's Office also refused to make Wells Fargo's answers publicly available including to the author.
To be continued later this week with THE FINAL INSTALLMENT: BANK DEREGULATION GROWING MASSIVE "CROSS-SELLING CLAIMS."
 See Michael Corkery, "DealBook / Wells Fargo Fined $185 Million for Fraudulently Opening Accounts" (New York Times Online posted September 8, 2016).
 "In May, 2015, following an extensive investigation precipitated by this [December, 2013] report in the Los Angeles Times, the Office of City Attorney Mike Feuer sued Wells Fargo over allegations of opening unauthorized accounts." Press Release by Mike Feuer, Los Angeles City Attorney, "Protecting Consumers" (undated), available online at http://www.lacityattorney.org/allegations-against-wells-fargo.
 There were a few scattered news reports that the OCC was investigating Wells Fargo, along with the Federal Reserve, another agency of the federal government. There was also rank speculation that if other federal agencies were investigating Wells Fargo, then the CFPB might also be investigating Wells Fargo. There were no details offered in any of these news reports. See, e.g., Dan Freed, "U.S. Regulators Probe Wells Fargo Sales Practices - WSJ" (Reuters Online, posted at www.reuters.com on Monday, November 30, 2015); Catherine Phillips, "Wells Fargo Faces Federal Investigation Over Sales Tactics" (posted in the "Northern Californian," posted on Tuesday, December 1, 2015 at www.northerncalifornian.com/local/california); "Wells Fargo's Sales Tactics Are Reportedly Under Investigation" (posted by Bay Area News Group online at www.bayareanewsgroup.com, on Tuesday, December 1, 2015).
 See the OCC's "Statement Regarding Revocation of Relief to Wells Fargo Bank, N.A., from Certain Regulatory Consequences of Enforcement Actions," dated November 18, 2016, posted online at www.occ.gov/topics/laws-regulations/enforcement-actions/statement-wellsfargo-111816.pdf. This "Statement" was not easy to find and, to the author's knowledge, it will not be found anywhere else, other than online on the OCC's website.
 Consent Order signed September 4, 2016, filed September 8, 2016, in In re Wells Fargo Bank, N.A. (United States of America Consumer Financial Protection Bureau Administrative Proceeding No. 2016-CFPB-0015, paragraph 16 on page 5. The Consent Order is available online at http://files.consumerfinance.gov/f/documents/092016_cfpb_WFBconsentorder.pdf .
 Laura J. Keller, "Wells Fargo Warns it May Find More Clients Bilked" (Bloomberg News posted on March 2, 2017), quoting an unidentified Wells Fargo "annual regulatory filing."
 Stacey Cowley, "DealBook / Wells Fargo Review Finds 1.4 Million More Suspect Accounts" (New York Times Online, August 31, 2017). In addition, see, e.g., James Rufus Koren, "Wells Fargo May Have Created 1.4 Million More Unauthorized Accounts Than We Thought, Attorneys Say" (Los Angeles Times Online, May 12, 2017); Kartikay Mehrotra and Laura J. Keller, "Wells Fargo's Fake Accounts Grow to 3.5 Million in Suit" (Bloomberg.com, May 12, 2017); Brian Tayan, "The Wells Fargo Cross-Selling Scandal" (Harvard Law School Forum on Corporate Governance and Financial Regulation, posted on December 19, 2016), available at https://corpgov.law.harvard.edu/2016/12/19/the-wells-fargo-cross-selling-scandal.
 The author takes sole responsibility for the calculations in the text; they are his alone. The quote is from Cornell Law School Professor Robert Hockett, quoted by Michael Corkery, "DealBook / Wells Fargo Offers Regrets, But Doesn't Admit Misconduct" (New York Times Online, posted on September 9, 2016).
 [Proposed] Stipulated Final Judgment signed by the City Attorney and by Wells Fargo on September 1, 2016 in People v. Wells Fargo & Co., Case No. BC 580778 (Los Angeles County Superior Court), at ¶ 5 on page 3, & ¶ 49 on page 13.
 Stipulation and Consent to the Issuance of a Consent Order, filed on September 8, 2016 in In re Wells Fargo Bank, N.A. (United States of America Consumer Financial Protection Bureau Administrative Proceeding No. 2016-CFPB-0015), ¶ 2, on page 2.
 September 6, 2016 Consent Order for a Civil Money Penalty in In re Wells Fargo Bank, N.A., OCC #2016-079, at 1; Stipulation and Consent to the Issuance of a Consent Order in OCC No. AA-EC-2016-66, signed by the Wells Fargo Board of Directors and dated September 1, 2016, but signed by the OCC on September 6, 2016, "Article II / Consent," ¶ (1) at p. 2.
 Stipulation and Protective Order entered and filed on February 2, 2016 in People v. Wells Fargo & Co., Case No. BC 580778 (Los Angeles County Superior Court).
 Stipulation signed May 26, 2016 with Order entered on June 14, 2016, filed together on June 14, 2016 in the same case.
 See EMail from the Los Angeles City Attorney's Office to the author, Wednesday, March 1, 2017, on file with the author.
REPORTING CONTRADICTED BY FACTS ON THE GROUND: WOMEN'S MARCH 2019.
I watched and listened to the Women's March yesterday on YouTube. As these words are written, yesterday was Saturday, January 19, 2019.
I am glad that I watched the Women's March on YouTube. As far as my untrained eye could see, it was a big success and there were lots of people marching.
I could see and hear for myself what went on, or at least what was uploaded and televised. On the other hand, if I had waited for the corporate media accounts, I would not know much at all. To read the reporting is the opposite of the photographs of the attendance at the Women's March this year, sort of the opposite of hearing certain huge crowd estimates of the inauguration the day before the first Women's March and comparing those estimates to the actual photographs.
The marchers and the speakers that I saw and heard embraced everyone: Jews, Christians, atheists, agnostics, Black, White, Hispanic, straight people, gay people -- everyone. They were united in their affirmation of democracy and their rejection of autocracy for all people.
They overcame their differences at the Women's March in 2019. Just as they overcame all their differences in 2017 and in 2018.
The corporate media did not overcome their differences, though. They refused to admit their own shortcomings as usual. This year, they buried their accounts deep in their reporting which mostly confirmed their tired and untrue storylines, repeated without a lot of evidence once again. In fact, much of the reporting published after the March looks like it was written before the March.
A Washington Post report estimated the crowd size at 100,000 in the cold and in the shutdown which meant that snow was still on the ground because there were no snowplows to remove it. Supporting marches in dozens of other U.S. cities were called "parallel marches." See Ashraf Khalil, Associated Press / A Scaled-Down, But Still Angry, Women's March Returns, published in The Washington Post Online, January 19, 2019.
For an alternative example, The New York Times report repeated its previous storylines and led with a new claim, which was that crowds appeared to be smaller than at the first March in 2017. However, the Times avoided reporting any crowd estimates. At least the NYT report noted that turnout increased as the morning went on. Supporting marches in other U.S. cities were reported as "rival marches." See Michael Wines and Farah Stockman, Smaller Crowds Turn Out for Third Annual Women's March Events, New York Times Online, January 19, 2019.
Thank the good Lord for the evidence of our own senses. Thank the good Lord for the Women's March for democracy for all of our country's people.


text:
Liam Nolan
The 6ft 3' former Northern Ireland U21 international signed for Jim Bentley's side following his release from Macclesfield Town in 2020.
Nolan brings stature and experience to the heart of the midfield area, adding his presence to an already strong and exciting part of the pitch.
Starting his career with Premier League side, Everton, the Liverpudlian has the pedigree and background of being schooled at the highest level. Following his departure from Goodison Park, Nolan made his way to Crewe Alexandra, where he would become a valuable member of their first-team squad.
From Gresty Road, it was then a move over to Accrington Stanley. During his time at Stanley he established himself as an integral part of John Coleman's side, as he was instrumental in their promotion as champions from Sky Bet League Two. Remaining at the Wham Stadium and playing in League One, a new challenge did then arise for the midfielder as he joined Salford City on loan. Once again, he played a part in a promotion-winning season, for the Ammies this time during 2018/19.
Now joining the ranks at Mill Farm, the winning mentality and desire for promotion played a major factor for both parties in the recruitment process of another impressive recruit.

redpajama_set_name: RedPajamaCommonCrawl


text:
Home EPL Special News 10 Amazing Facts About Maradona
10 Amazing Facts About Maradona
Amunike Calls For Calm Over Messi Future
Top 5 assists of the week in the major leagues
Super Falcon star Asisat Oshoala features in new FIFA innovation
Real Madrid star accepts pay cut to renew his contract
Lionel Messi nets twice as Barcelona beat Athletic Bilbao
While the sudden exit of Diego Maradona is hard to swallow for many, the indelible marks left by the Argentine on the round leather game will linger on for many years to come.
As the world mourns the exit of one of the greatest football players ever, FCNaija makes a selection of 10 of the amazing feats recorded by Maradona
1- Maradona scored with his hand against England in the quarter-final of the 1986 World Cup and that brought about the infamous 'Hand of god'
2- Maradona was skipper for Argentina sixteen times – this is the world record for the most appearances as skipper for a country at the World Cup .
3-Maradona holds the record for enduring the most number of fouls during the 1986 World Cup with 53 times.
4 -He additionally holds the record for the most number of fouls endured in one match, in 1982 against Italy where they fouled him 23 times.
5- Maradona was only 15 when he started his professional career, making his debut for Argentinos Juniors on March
6 – He represented his country, Argentina 91 times (though to his opponents it must have seemed much more than that).
7 – During that time he scored 34 goals for Argentina.
8 – He represented Argentina in four World Cups, 82, 86, 90 and 94.
9 – He played for Boca Juniors, being instrumental in their rise to the League Championship in 1982 before he moved to Barcelona.
10 – In 1985 he left Barcelona for Napoli where he contributed greatly to their winning two Series A titles – their only such title to date
Arsenal handed Aouar transfer deadline as Lyon sign possible replacement
Godwin Uzoma - September 30, 2020 0
Lyon have completed the signing of midfielder Lucas Paqueta, potentially paving the way for Houssem Aouar to join Arsenal. The French side have forked out...
PICTURES & VIDEOS: Ghanaian midfielder Partey finally unveil by Arsenal
Rashford explains how Man United helped his family and career


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Golden Knights call-ups auditioning for playoff roster spot
Tuesday, July 21, 2020 / by Ken Couture
The Golden Knights' preplayoff training camp, as opposed to the one in the fall, has few battles for lineup spots. Coach Pete DeBoer's lines, defensive pairs and power-play units have stayed consistent throughout the first week.
The fight to stick on the expanded roster instead is supplying most of the drama. The players the team called up for camp are jockeying for tickets to Edmonton and trying to show their worth in practice.
"(I) just (want to) try to come out here and have fun and show them why I'm here," defenseman Dylan Coghlan said. "Hopefully, I'll grab a roster spot in the future."
Coghlan is one of 10 players the Knights brought to camp to provide depth. The team is allowed to bring 31 players into the bubble, so eight of the new faces will stick around.
Deciding who goes will be tricky. Unlike a normal fall training camp, the Knights won't have any exhibition games before having to make lineup decisions. They'll instead have to rely on how players practice and look in scrimmages.
"For me, it's just how quickly the young guys can pick up what we're talking about off the ice and implement it into drills, and I think they've done a great job," DeBoer said. "Some of them have experience with how we want to play and some of the things we want to do, some of them don't. They haven't slowed down our practices or what we're doing here, and that's the main thing. They've all fit right in."
Many of the call-ups are viewing the experience as a positive one no matter how it ends. Just being in camp has given them a leg up since they've had easy access to ice and lots of face time with the coaching staff.
"There's a lot of people that I know back home, buddies and stuff, (for) whom just finding ice right now is really tough," said defenseman Jake Bischoff, who played in three games for the Knights this season. "So being able to skate every day is definitely an advantage, and skating at a high level with these guys in practice and stuff, preparing for whatever, whether it be this year or next year, is definitely going to be an advantage."
Let's get physical
The Knights increased their intensity at practice Sunday.
Several drills got physical, especially a five-on-five in the offensive zone. DeBoer said while he wants his practices to err on the side of caution, adding a checking element is a "necessary evil" before games begin.
"The last thing you want is an injury, but you have to get some level of physicality back in your practice so it's not a shock come game time," DeBoer said. "It's a fine line, and we're trying to walk it."
Knights ask for masks
Defenseman Alec Martinez wrapped up his Zoom call with the media Sunday by redonning the mask he wears around City National Arena.
The Knights took the image and used it for a public service announcement on Twitter.
"This is Alec," the team tweeted. "He wears a mask to protect himself and others. Be like Alec."
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text:
Lethal Weapon 2 (1989)
The magic is back!
Rating: 5.0/5 (<5 users) *New - please help rate it
Genre(s): Action, Adventure, Comedy, Thriller, Crime
Joss Ackland
Derrick O'Connor
Darlene Love
Steve Kahan
Mark Rolston
Jenette Goldstein
Officers Roger Murtaugh (Danny Glover) and Martin Riggs (Mel Gibson) return to duty with the Los Angeles P.D. in this sequel. A high-speed chase and crash leads the pair to the discovery of a trunk full of illegal gold Krugerrands from South Africa. Murtaugh subsequently experiences a violent home invasion by thugs speaking with South African accents who warn him to drop the investigation. Riggs and Murtaugh are then assigned to protect Federal witness Leo Getz (Joe Pesci), who happened to be laundering money for the same South African gang that attacked Murtaugh. With Getz's help, the pair discover that members of the South African Consulate are behind the smuggling operation. When the Consulate members hide behind diplomatic immunity to avoid prosecution, Riggs and Murtaugh have to take matters into their own hands to mete out justice.
imdb: 8.1 NR


One of the best parts about the Godzilla marketing so far is that it hasn't ruined the entire film by showing everything off. Well, it looks like the international markets aren't getting the same treatment as this new Asian trailer for the film reveals basically everything in incredibly detail. If you're looking for good looks at Godzilla and the monsters he'll battle then here it is.
If you'd like to be surprised by both the plot and major action sequences I'd steer clear of this one. It does make me more excited for the move, but at the cost of revealing way too much. Your call, though. Click play if you you aren't interested in going in fresh eyed.


Spectacular Stone Gate luxury condo. This 2894 square end unit features 3 bedrooms, 3 1/2 baths, first floor master suite with a cathedral ceiling, huge walk-in closet with build-ins and a master bath with whirlpool tub and 5' tile shower. Beautiful kitchen with solid surface counter tops, stainless steel appliances and large eat-in area. Formal dining room with hardwood floors and a walk-out bay window. There is a first floor office w/French doors. Second floor features a dramatic two section loft that overlooks both the living room and foyer. It also contains two more spacious bedrooms with walk-in closets and one full bath. The finished basement offers an additional 700 sq. ft. of finished living space with a spacious family room and a full bath. This end unit condo has one of the most private settings in Stone Gate. Please see documents for a list of recent improvements and replacements.
Inclusions Refrigerator Clothes Washer And Dryer Window Treatments.
Incorporated City Name East Hempfield Twp.


Instrument Set 1 is intended for use in music lessons for babies or small children with their parents. Instruments are appropriate for children aged up to 4 years.
Instrument Set 2 is intended for use in music lessons in kindergarten or preschool. Instruments are appropriate for children aged 4-6 years.
Instrument Set 3 is intended for use in music lessons in primary and music schools. Instruments are appropriate for children aged 6-10 years.
Instrument Set 4 is intended for use in adult music therapy and is appropriate also for people with special needs.
Instrument Set 5 is intended for use in children's music therapy.
A new generation of bass instruments - the ideal complement to Series 1000. The innovative construction produces rich sound and strong volume, while being compact in a handy size and easy to manage with a weight of about 8 kg.


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UCAS' statement on its verification service
Helen Thorne, Director of External Relations, UCAS, said: 'UCAS has a responsibility, on behalf of students, universities, and colleges, to screen applications for false, missing, or misleading...
Record proportion of English 18 year olds apply to higher education
Today, UCAS publishes an analysis of all full-time UCAS Undergraduate applications made by the 24 March deadline – the application deadline for some higher education courses in art and design.
UCAS refreshes its strategy
UCAS has updated its strategy, after gathering the views of 450 employees, and more than 1,000 students, schools, colleges, universities, and higher education sector bodies.
Rise in rate of 18 year olds applying for UK higher education
The demand for higher education from 18 year olds across the UK remains strong, according to figures published today, Monday 5 February 2018, by UCAS.
UCAS publishes 2017 equalities data for individual universities and colleges
Detailed statistics for undergraduate admissions to 132 of the UK's largest universities and colleges are published by UCAS today.
English and Scottish 18 year olds from disadvantaged backgrounds more likely to enter higher education than ever before
The highest number of disadvantaged English 18 year olds on record entered higher education in 2017, with an entry rate of 13.8 per cent, up 0.2 percentage points on 2016.
Young Londoners 25 per cent more likely to enter higher education in 2017 than their counterparts across the rest of England
Figures published by UCAS today reveal that 41.8 per cent of 18 year olds from London entered higher education in 2017, an increase of 4.7 per cent from 2016. ('Young Londoners', in the context of...
Second highest number of acceptances for nursing courses, despite fall in applications
The number of students accepted onto nursing courses in higher education in 2017 was 28,620, the second highest figure on record, a 0.9% decrease on 2016.
Largest ever proportion of UK's 18 year olds entered higher education in 2017, UCAS data reveals
A record proportion of 18 year olds, from across the UK, gained a place at university or college in 2017. This is despite a fall of 1.2 per cent in the 18 year old population in the UK in 2017.
Update to UCAS report on minimising the risks of unconscious bias in admissions
In autumn 2015, the government asked UCAS to work with the higher education sector to explore the feasibility of introducing 'name-blind applications'.
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Music, Pop, and Monsters: Enter Muse Dash!
By Tagaziel Jun 20, 2019
One of the more psychedelic, eccentric titles on the mobile market has finally received a proper PC release. Muse Dash is now available on Steam, to the joy of many and head scratching of others: Just what is this game? The game is definitely not for those gamers who prefer their games realistically colored (i.e. brown with a shade of khaki) or who can't stand C-Pop, J-Pop and other kinds of music this side of dirges.
Alright, But What Is the Game?
At its core, Muse Dash is a rhythm game with a dazzling art style reminiscent of cute anime mixed with the more experimental Cartoon Network cartoons, with a spot of rainbow and a split second in a blender. Players pick one of several characters and songs, then try to make their way through each, trying to keep up with the rhythm and overcome the dozens of challenges and obstacles found in each song. Unlike other games, this one requires you to pay attention and vanquish foes with style.
Muse Dash does an admirable job of being easy to pick up, but difficult to master. Each track can be played on three distinct difficulty levels, all of which count towards the game's completion and subsequent unlock. Thankfully, the grind isn't as bad as some games that started out on mobile platforms, thanks to a solid core experience, a lot of anime eye candy, and the aforementioned unlockables.
Unlocking Galore!
The game starts with a respectable amount of tracks to play through by default, but truly shines when you play for a while and start unlocking additional tracks and especially heroines to play around with. Each of them offers an unique bonus that adds another wrinkle to the gameplay and can upend your usual play style, potentially making a difficult track that much more manageable.
Not that it will ever make it effortless - Muse Dash is a game that requires focus and concentration, so if you're looking for a game that allows you to shut off your brain and just coast through on autopilot, this is not that game. Furthermore, it's best enjoyed while wearing headphones, which will allow you to feel the rhythm properly. Otherwise, it might become an exercise in frustration.
Fortunately, there's always the Easy difficulty setting, allowing you to enjoy the music and the vivid visions of vivacious vivas gallivanting on the screen and laying waste to monsters in their path. Between the expansive music catalog and a gorgeous art style - if you enjoy anime - it's one of the best rhythm games out there and a title well worth exploring if you want to put your ears and fingers through their paces.
While you're doing so, why not tap-tap-tap over to the Official Muse Dash wiki and give other players a helping hand?
Michal Filipiak
@tagaziel
Michal's a wiki manager, writer, and a happily married husband and father. Video games are a big part of his life ever since the first shot fired in Wolfenstein 3D. Almost as big as books and history (don't get him started on it, though, or he'll talk your ears off).
Steel Division II Wants to Make the Most Realistic War Game Ever Made
Bloodstained: Ritual of the Night, Metroid, and Castlevania: What's Up with That?
Biggest Game Announcements From E3 2019!
Interview: Dauntless Producer Chris Fox Talks Cross-play, Bringing The Monster Slaying Action To Switch, And More
Tags Release muse dash


July 12, 2016 – dtac increases the bandwidth of Super 4G on 1800 MHz to 20 MHz, which is the largest single carrier bandwidth in Thailand, to support the growth of mobile Internet demand and allow customers to use high-speed Internet on any 4G-enabled device, not limited to high-end 4G smartphones. dtac reiterates its commitment to deliver the best 4G experience and support all kinds of customer lifestyles.
Moreover, dtac Super 4G on 15 MHz of bandwidth is expanded to all provinces nationwide and the other 5 MHz on the 2100 MHz spectrum allows dtac to dramatically improve efficiency and support the growing demand of 4G services. dtac has introduced 4G innovations, such as 4G Calling | VoLTE (Voice over LTE) and WiFi Calling or VoWiFi (Voice over WiFi). The VoLTE technology allows transmission of HD voice calls over 4G data networks without having to switch to 2G or 3G and back to 4G when the call is ended. dtac is the first operator in Thailand to launch VoWiFi, which allows making and receiving voice calls over any WiFi connection. dtac subscribers now can use the VoWiFi service on supported devices, including iPhones, Samsung, and many other smartphones.


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FYI Studios
Tami Nealy Blogging Permalink
Bloggers: The Original Influencers
Tami Nealy December 11, 2018
Social media has been around for more than a decade but content creators even precede today's dominant social platforms. The term weblog, or blog, was normalized in the late 1990's when individuals created content about a topic or idea from which they could speak about with experience and passion. Bloggers began as the original content creators who then became influencers when they created a following through an RSS feed.
Liz Della Croce has been blogging since 2010. Today her blog, The Lemon Bowl, gets more than 700,000 page views per month.
Liz lost 65 pounds inspiring her to take up blogging to share her weight-loss journey. "My blog started nine years ago, back when this wasn't a career," Liz explains. "Back then you weren't writing a blog to make money. There was no money to be made." In order for bloggers like Liz to create content and photography, a lot of time and energy is invested. Once the content is created, the next step is to promote so an audience can find and engage. All of this is a great deal of work resulting in a net payment of $0. You have to be genuinely excited about something if you're not getting paid to do it.
When blogs originated, it was often driven by pure passion. Why else would someone invest so much without the promise of a payday? "People talk a lot about authenticity and that's what it was for me," says Liz. "My business is based on people finding my content through searches, like Google, when they're searching for a helpful content like a simple recipe to make for dinner, a travel guide to a destination or tips for weight loss."
Evergreen content wins
When you create content that doesn't expire and can be meaningfully used any day of the year, that's winning content. Often called 'evergreen', this content is the key to success for any blogger. The recipes on The Lemon Bowl will be available forever. And since most of us eat three meals each day, a blog with a recipe isn't going to expire.
For Liz, it's about creating something that is helpful to someone else. "As you may imagine, most healthy recipes don't go as viral as a chocolate brownie with chocolate drizzle and ooey, gooey caramel. But I don't care. I'm more concerned about solving problems for my readers and my community."
Often the most successful bloggers have a background in communications or business. Liz earned her degree in hospitality administration from Boston University. "After college I worked for Marriott International for five years in regional sales," said Liz. "I have also worked for the Boston Convention and Visitors Bureau as well as the Grand Rapids (MI) Convention and Visitors Bureau, so that's the inspiration for my travel writing too."
Beyond recipes, Liz's blog also includes a handful of travel guides to various destinations. "I'm a huge fan of evergreen content with travel guides too," Liz explains. "I want it to be useful when someone goes to visit that location. I don't want to include a festival that happens only once and then when you go to that city, the festival isn't going on. I want to talk things that will be helpful regardless of when someone comes across my website.
Blogging today
Some individuals today start creating content with the sole purpose of getting paid. They may be doing it to pay their bills or save to send a child to college. "Some new bloggers create a business for blogging. I think what happens is they can lose their authenticity because they're more focused on SEO, or what's going to go viral on Pinterest instead of what they're really pumped up to share," Liz explains
Liz has made blogging her primary salary for the last five years. Her blog remains her primary source for content. "I look at other social media channels, like Instagram, as an extension of my brand." Once new content is created, she will share via her various social media platforms, each time driving users back to The Lemon Bowl.
"Many influencers today don't even have a website," Liz highlights. Once they post an image, a recipe or an idea to a social channel, it's not easy to access 60 days later, proving the value of the original content creators on blogs.
Social media "stars" are born every day. But not everyone survives and thrives. Liz offers advice to future content creators, "If you're not so damn excited about what you're writing about, don't write it! Your followers are savvy and are just going to see through it." When a blogger builds up a significant following, brands are going to reach out to engage for paid content. In these instances, Liz advises that for every offer you decline, you're making room for a much better offer. "Be protective of your brand. Have faith in the long game and don't feel like you have to say yes to every opportunity that comes your way. That will help you in the long run creating the most authentic brand."
When asked what the future holds for The Lemon Bowl, Liz was quick to respond that she's not looking to sell. It's easy to see the pride she has for all she has created.
Katie White Influencer Marketing Permalink
5 Tips for Influencers to Secure Brand Partners
Katie White December 4, 2018
No matter what level of influencer you are, it can feel impossible to navigate the waters of large-scale brand partnerships. It can be easy to feel discouraged when you are working incredibly hard to build your content and you aren't seeing results. Here are a few useful tips you can start using today to improve your opportunity to work with key brands.
Tip 1: Think "brand friendly" not "brand safe"
Being "Brand Friendly" can seem like an extremely daunting task when you first hear it. What does this mean? Well, it's different for everyone. One way to look at it is if you want to post a picture of you hugging your boyfriend, but you're in a sports bra, you may be concerned that this isn't "brand safe". This would be a point to think 'if a brand doesn't like this picture and won't work with me because of that, is that a brand I want to be working with?" Being "brand friendly" means that you are making yourself "friendly" to the brands you want to work with. Even some brands prefer not to work with vegans, that doesn't mean vegan content isn't "brand safe", it just means that vegan content isn't brand friendly to that specific brand. Long story short, be appealing to the brands you want to work with. But stay authentic to you.
Tip 2: Make it easy for the brand
This may seem like an obvious one, but it can be missed and dismissed by so many. This isn't 2007 anymore and influencers shouldn't be afraid to share basic information. The truth is that brands will be looking at your page to identify specific information in order to work with you. These include:
The state/province you live in
Your contact email
The truth is a lot of the time this information can be found by digging, but a lot of brands don't have the time and will automatically move on to the next influencer if this information isn't readily available.
Tip 3: Live your bio
This may seem like an obvious one, but it is super important. In almost every Instagram bio, influencers will list three-four things which describe them. For example, Chelsea Bird:" Desert living with @CitizenHD! Sharing our everyday life, style + home in PHX. Baby boy coming in November". From here you would expect to see pictures on her feed of her husband, her style, her home in Phoenix and things related to her pregnancy. You will notice from her feed that Chelsea does a good job of including all of these pieces in her content.
To break it down, make sure you are posting about the topics you list in your bio. A simple way to achieve this is to break each post into categories. If you claim to be "a fashion blogger talking about college, travel and my favorite cat Fluffy" you can schedule content as follows:
1st post – fashion
2nd post – college/study
3rd post – travel
4th post – cat/pet
Tip 4: Know your niche
When first starting your "social journey", it may be difficult to nail down your niche, but you can't be everything. Finding a niche can make you more appealing to brands because it will be easier to pin point what interests your audience. Brands are always looking for influencers posting on specific topics to exactly target the audience for their product. A car company would want an influencer who speaks primarily on cars to promote their product instead of a blogger who loves cars but posts about everything from cat food to laundry detergent.
Tip 5: Engage with the community
An engaged following is always going to be important to a brand. It doesn't matter if you have a million followers if you are only getting 1,000 likes per post. Taking time to engage with your followers will encourage them to engage with you.
On the same note, engaging with those in your blogging niche can also help get eyes on you. If you collaborate with another blog or often engage with another blogger, you create a chain that a brand can follow. They like blogger A so they look at blogger A's friends and work their way down the chain until they find you. Putting yourself out in the community helps promote you and improves your chances that brands find you.
Looking to be discovered by a brand? Find Your Influence (FYI) is relied on by many of the top brands across the United States and FYI leverages proprietary technology for discovering influencers, managing campaigns and tracking metrics. In an ever-evolving digital marketplace, FYI manages relationships with brands and pairs them with the right influencers to deliver guaranteed results. Get started and join the FYI influencer network for free today.
Aaron Verdugo fyihome Permalink
Aaron Verdugo December 4, 2018
Work with third-party online influencers to share and/or create custom content, while integrating brand messaging in order to connect and motivate potential customers.
New Season, New Fashion
Fashion shows are often portrayed as inviting only the elite and industry professionals. What if your brand could deliver a fashion show to mobile devices everywhere highlighting the latest pieces in your line? Fashionistas across the globe could participate in a Fashion Week-esque show directly onto their mobile device using Augmented Reality (AR).
Shoppers who engage will not only see your new line in a fashion show styled presentation but also can record the experience to share via their social media channels, creating a wave of brandcentric conversations with your brand at the center. There can also be an option to swipe to get additional details on each product or purchase direct.
Cara Loren
Total Reach: 972K
When you look up adorable families in the dictionary, you'll find Cara Loren and her tribe of 5! Family is everything to the Van Brocklins. When she isn't hand drawing pictures for her sons to color in, she's looking after baby Echo.
Jorge Narvaez
Total Reach: 900.5K
On the Realitychangers channel, you will see music covers and family vlogs from the Narvaezs Family, a musically inclined family from San Diego. They invite their audience to join them in sharing their love of music, community and food with the world.
Myka Stauffer
Myka has her hands full with her four kids! She prides herself on a clean home, while still having time to homeschool her children! Her channel cosists of cleaning tips, fun activities to do with the kids, and family planning tools!
BUDGET $1.15MM
Package Inclues
+ AR/VR
+ Celebrity Integration
+ Paid Amplification
+ FYI Studios
¤ 20MM Impressions
¤ 200K Engagements
¤ Influencers/ Content Pieces
¤ 3-4 Power Middle
¤ 6-8 Content Pieces
¤ 25+ Micro
¤ 50+ Content Pieces
YouTuber Shopping Spree
Utilizing a YouTube Superstar to promote this exciting contest, your target demographic will have a chance to fly to NYC and be made over by their favorite YouTuber! To enter the contest the influencer will ask their viewers to post their favorite Summer fashion or beauty find and tag #YourBrandMakeOverNYC in their post.
Filming on location in NYC, the selected influencer will dress the lucky winner from head to toe with their favorite pieces from your brand's latest line. Creating hype with a trip to NYC with the makeover isn't all. You can offer the winner front row seats to your season's next fashion show to be even further immersed in your brand! For the brand that launches this campaign, the buzz will drive more of your target demographic to engage directly with your brand.
Rhett & Link
Total Reach: 23.3M
Rhett & Link have been creating videos for over a decade together. Their content consists of funny music videos, sketches, as well as the daily comedy show, Good Mythical Morning. Both are dads and adored by a wide range of followers.
Shane Dawson
Shane has over 4 billion views on his YouTube channel and creates a range of content from conspiracy theories to food challenges. His charm and humor have grown his following to impressive heights.
Lilly is better known in the YouTube community as ||Superwoman|| and spreads a message of positivity and love. She creates content ranging from hilarious skits to vlogs and is an advocate for children's rights and girl power.
BUDGET $600K
¤ AR/VR
¤ Social Super Star Integration
¤ Paid Amplification
¤ FYI Studios
¤ 3 Power Middle
¤ 6 Content Pieces
Closet Makeover
Through Augmented Reality, your brand can launch create a one-of-a-kind game where potential buyers have a virtual experience with your product(s). Select influencers will share how they are getting their closets ready for summer with their favorite must-have pieces from your brand.
Influencers will showcase how they plan to incorporate these new pieces with their current favorite clothes, giving their otherwise boring denim or maxi dress a punch of contemporary color. Influencers will lead their followers to your website as well as their local store where they too can purchase those must-have pieces for the summer. Additionally, users can also swipe to get additional details on each product or purchase direct.
Khoa Nguyen
Khoa is a father of three boys! He and his wife, Keren, are KKandBabyJ, a popular family vlogging channel. On his own socials, he shares about his business, his family, and gaming live on Twitch.
Tiffany Darlyn
Tiffany Davidson is a mother of 3 boys, with one more little one on the way! On her channels you will find all of her family fun, she loves to share about her life, challenges, and cooking!
Akilah Hughes
Akilah is a NYC-based comedian, writer, and YouTuber. She is guaranteed to make you laugh. Her channels are full of everything comedy, food and music.
¤ 2-3 Power Middle Influencers
¤ 20-25 Micro Influencers
¤ 40-50 Content Pieces
Katie White Find Your Influence, Influencer Marketing Permalink
Don't Judge an Influencer by Their Handle
Katie White November 27, 2018
In this day and age it can be difficult to not focus completely on someone's Instagram or social handle. When starting your social journey this is one of the first major choices you have to make: how will I be known? For many it can be a completely pressure-filled situation where there is really no good outcome. You may choose to use your own name like this, or have something more descriptive for your content like this. But the truth is, no matter what you select, brands and advertisers will ultimately judge you by your handle.
So what does this mean? Well, it can mean different things for influencers then it does for brands and advertisers.
The brand/advertiser perspective
Like books, influencers should not be judged by their covers. An influencer is so much more than the available handle they chose at the creation of their channel. Yes, @basicbloggerbitch may not seem like the ideal name for a brand, but that name draws attention and speaks to the brand the blogger is promoting. By looking at the name you may not know that Alex likes to post about food, her community and her friends. Every influencer has branding for one reason or another and if you are wanting to run an influencer campaign you should spend time researching the influencer.
The influencer perspective
Not every company is for you and just because you don't fit a certain demographic doesn't mean you should feel the need to change your brand. Your authenticity is your biggest money maker! The right brands are out there and are getting ready to find you.
Working with Find Your Influence is the quickest way for influencers to be discovered by brands and advertisers. Get your journey started by learning more about Find Your Influence today.
Tami Nealy Uncategorized Permalink
The Men of Influencer Marketing: Timothy Dahl
Tami Nealy November 20, 2018
This is part five of an ongoing series where we will come to know more about the men of influencer marketing.
Social media influencers specialize in a variety of areas. From fitness to fashion and from families to food, influencers share their perspectives on a variety of topics with their followers. However, most of those voices are female. I was shocked to learn that male influencers represent just a fraction of all influencers online.
I decided to dig in to learn more about the men of influencer marketing. I've had many fun conversations with some of these men and have even joked with my colleagues about creating "The Men of Influencer Marketing" calendar.
Timothy Dahl is the DIY editor at Popular Mechanics. He's also an influencer focusing on DIY projects where he often incorporates his family into his content. Timothy was kind enough to connect with me on Friday, October 19 to help me learn more about what he does. The following is a snapshot of our conversation:
Good afternoon, Timothy. You're the DIY editor at Popular Mechanics, did that start after you became a social media influencer or was that where you kicked things off?
"No, that came after. So, if I want to take it way back, I had a job at "This Old House." I was working on their online team. From there I launched a couple of my own sites like Charles and Hudson and Built by Kids. That helped raise my profile enough that other folks started to reach out to me, including Popular Mechanics."
When you go back to 'This Old House' where you started off, how did that get started and how did that lead to you becoming a social media influencer?
"'This Old House' started in the early 2000's when social media was really just coming on and at that point it was more about blogging and building your voice that way. For me, I cut my teeth with 'This Old House' and it helped me out with the right tools to see what people are searching for and what people are reading. That's when I started my own sites and, on the social side, I feel like influencers and bloggers jumped into that before the big brands did and got a good hold, which has worked out."
You are the founder of Charles and Hudson, Built for Kids and Tool Crave. What can you tell me about each of these brands?
"Charles and Hudson is the first one I started in 2005. I had the opportunity when 'This Old House' was not taking into account all of the submissions that different home bloggers were sending in so I made Charles and Hudson to show these builds. There was a lot out there but nowhere to just check it all out so that's how Charles and Hudson started, then it just rolled into things other than DIY.
Built by Kids started seven years ago when we found out we were going to be parents and we learned that crafting isn't really our thing. My wife and I are really into DIY and we're really into tools. We wanted to introduce our child to more than just tablets and iPads. That's how Built by Kids started.
Tool Crave is just another extension of that. It's really focused on tools and people's obsession with tools. It's more so a peek inside some of the more popular makers and builders out there and what tools they actually use."
I've seen your Twitter, Facebook and Instagram pages. Is that where most of your focus is or do you use other social channels too?
"Those channels are where I really focus. I've done some work on Pinterest and I definitely use YouTube as well. I have a channel on there for Charles and Hudson and my wife and I recently created a new YouTube channel called The Dahl House. We bought a house last year, and we had the opportunity to do a lot of the things that we haven't been able to do while renting for the last ten years. The episodes are based around different projects around the house."
It's clear that your family is really involved in what you do. How did you get to that point, or did you always know that your family was going to be a part of your content?
"Not really, not until we knew that we were going to parents. My wife started out in fashion so we had our own things but it just made sense because it's really what our lives are about now. They're young right now, but you know, we have a pool and a lot of different things that they are growing into around the house so it's fun to build step stools for them and our oldest son is now passing that on to his younger brother."
How fun! How old are your kids?
"They are 7 and 6 months old."
Congratulations, those are fun ages! Across all of your channels and the different platforms you use, how are you building your following?
"To be honest, it's tough! You have to really dive in. I look into analytics a lot and see what's popular. I look into demographics, and who's reading what. All of these different platforms have very different audiences and I want to share content that is best for them, from what they are searching for and what interests them. It's not just about selling a product, it's really about telling a story and on the social side there are a lot of different ways to do that."
Is there a community of DIY influencers where you connect?
"This community has changed a lot since I started doing this. It has obviously grown a lot and people are seeing it as an opportunity to do a lot of different things. I feel it is a collaborative community. A lot of DIY YouTuber's are collaborating and doing podcasts and sharing different projects. I'm in a couple different, private groups and we share feedback and tips and ways to improve as well as cross -promotion. I'm definitely very collaborative and there's always enough people to work with and you can kind of find your tribe."
Tell me about a campaign that really inspired you.
"Most recently I would say my work with Craftsman. What's interesting about Craftsman is they've been around for a long time and they are one of the most iconic American brands but they've hit a bit of a rough patch lately because of their tie to a major brick and mortar store that is struggling. Also, in the 2000's the quality hadn't been as good as it had been about 50-60 years ago. They obviously rebranded, and partnered with Lowes and came out with a whole new line up of tools, power tools and garage storage. It was fun to work with a brand that everyone has had some kind of touch-point with throughout their life."
Where do you draw your inspiration?
"It depends on what is happening in my life at the time. If I'm writing a piece, is it because I am dealing with a crisis after my water heater broke? Then I may get inspired while fixing that and see that there are better alternatives to this big water tank, like a tankless water heater. On the DIY side, that's where maybe some inspiration comes too, because we have projects here at our house that there are a lot of ways to tackle. What's inspiring is kind of finding the one that works best for our family that from a design perspective works great and what fits our budget."
What advice would you give someone who is considering becoming an influencer that you wish you had known when you started?
"If you are thinking about doing this, don't think about just being an influencer. Think about just sharing things that you really like. The monetization and all the other things will come later. It's really just about creating your voice, sticking with it and seeing if it resonates with your audience. If you have something interesting, then people will really respond."
Is there anything more I should know that I didn't think to ask?
"This work is something that when you're in it, you're in it because you love it so much and because you're having a fun time doing it. It's hard to go wrong doing something like that. Some people are in it for the wrong reasons and they try it for a bit but then they are out after a few months. You're able to really create the kind of life you want to live and its fun!"
Tami Nealy Find Your Influence, Influencer Marketing Permalink
Yes, It's November and We're Talking Resolutions
No one really starts thinking about their New Year's resolutions in November. But what if we got a head start so those health-related resolutions were already a habit by January 1? Maybe you're not ready to prioritize those resolutions just yet but wouldn't it be great to better understand some of the health and fitness trends for 2019?
Here at Find Your Influence (FYI), we're always learning, evolving and working to stay ahead of trends. One of the ways we achieve this is through our family of influencers, like Sarah Dussault. Self-described as "The OG Fitness YouTuber," Sarah has her finger on the pulse of fitness and has offered up some tips, exclusive to Find Your Influence, about how to set yourself up for success in the new year. We're sharing her valuable insights, so you too can be ahead of the curve.
Positive Body Image Role Model
Sarah started making Fitness and YouTube videos in 2006. "I feel very lucky to get in early when I did," she explained. "I was one of the first three fitness channels on YouTube."
A lot has changed for Sarah since 2006. The social media landscape has grown. Social media influencer has become a profession. (One she's really good at, by the way.) But that's not it. Sarah is now the mom of two boys.
"I used to teach a lot of fitness classes and I made fitness a priority in my life," the Boston mom explains. "I would try to work out five to six times a week. I was training for marathons. Fitness took up a ton of my time because it was something I enjoyed and it was also part of my career. Fast forward to having two kids and it's still something I enjoy but I struggle to find that time. Instead of working out five to six days a week, I aim for three or four."
Having a family has changed Sarah's fitness priorities. Instead of focusing on looking fit enough to feel like she's a fitness influencer, she shares, "It's more about being a positive body-image role model. My health is a top priority but not the same way it was before I had kids."
Forget the Oreos
As we near the holiday season filled with cocktail parties and sweet treats, it's hard to know where to indulge and where to draw the line. But Sarah has the aha-answer we've all been looking for.
"If there are desserts at a holiday party, select the ones you can only have when you're there at that party. For example, if someone brought Oreos, you can have those any day of the year. But, if your friend made her grandmother's secret recipe Christmas cookies, when are you going to be able to have those again? Those are worth the splurge," she says.
But what about family dinners during the holidays? You know you can count on cranberries, potatoes, stuffing and pie. Sarah says to give yourself a break here. "Many people say that you eat your day's allotment of calories at Thanksgiving dinner, and that's a lot. But you're only doing that once." Don't beat yourself up when these meals aren't a regular occurrence.
Fitness Trends with Friends
Once the gifts are opened, our focus often shifts to New Year's resolutions. Some of the most common resolutions involve losing weight, eating healthier or going to the gym. What will the fitness and health trends be in 2019?
"I think group exercise is definitely going to be big again," said Sarah. "People love to sweat with other people because it's motivating. There's also something to be said about being held accountable when you sign up for a class."
But not everyone has the budget or access to a gym. Instead of making excuses, focus your attention instead on having a few essential pieces of equipment at home that will set you up for a good workout. There are apps, or Sarah's fitness videos on YouTube, that can set you up for success.
A healthy lifestyle is often easier to stay committed to when your family or friends join in. "If you have friends and you love going out to dinner together, maybe instead of dinner, everybody decides, 'let's all go to a class at a gym'," Sarah suggests. Accountability for a workout or a healthy meal with a friend or a partner is important because you're less inclined to cancel.
What healthy eating plans will be trending next year? It may feel like Keto was the health conversation in 2018, however Sarah thinks it's only getting started. "Personally, I'm not a huge fan of any diet that says bacon is better than fruit. That's not a diet for me. But people find results. I think it might be a great way to jump-start a weight loss program but I don't think it's a long-term solution," she says.
Sarah also thinks eating less meat is also going to be popular. "People are acknowledging the health benefits of a vegan diet and also the effects it has on the environment."
When it comes to healthy meal planning for yourself and your family, the goal should always be to keep it simple. "I keep my recipes basic and simple because that's all I really have time for these days," explains Sarah as she gets ready to walk to pick up her son from school. "I've become a fan of roasting vegetables and potatoes and then have a standard protein that's easy and simple. You can marinate the protein overnight or cook using a slow cooker."
Be Basic
When it comes time to make those resolutions, be smart and set yourself up for success. Be basic, not extra. For Sarah, her goal is to work out three to four days a week which isn't always possible to do. "When I do hit my goal, I feel so good about myself!" Sarah says emphatically. 'If my goal was to work out five times a week I would constantly be disappointed."
Stay in-the-know and ahead of trends with FYI, from your New Year's health resolutions to the latest consumer trends. If Sarah is "The Og Fitness YouTuber," then Find Your Influence is "The OG Influencer Marketing Solution." Stick with us and we will keep you informed so you're not the last person still doing aerobics with Jane Fonda – unless it works for you, we won't judge.
Tami Nealy Find Your Influence Permalink
Thank you for your service, Brad Shroyer
Tami Nealy November 9, 2018
On November 12, we recognize and remember the military veterans who have bravely and honorably served our great nation. Brad Shroyer, UI/UX Designer at Find Your Influence, is a veteran of the United States Army.
We recently sat down with Brad to learn more about his time as an Army Specialist serving in the 1st ID.
Thank you for your service, Brad! Can you tell us about who or what inspired you to serve?
"Honestly, my motivation to serve in the Army was to pay for college. At that time, everything was generally 'good'. It was before September 11, 2001 and it was more of a peaceful time. I was a junior at Penn State when Operation Iraqi Freedom began. I was then deployed to Baqubah, Iraq for a year."
How old were you when you enlisted?
"I was 18 and in high school when I enlisted in the Army. My parents were supportive and proud. They understood that with four kids, money was going to be tight to send us all to college."
Are you from a military family?
"My grandfathers were both in the military. One was in the Guadalcanal, in the Pacific, and the other one was in Germany. "
What can you tell us about the time you served, both before and after September 11, 2001?
"I was in Finance Division of the Army. Before September 11, I thought I would just be writing checks and paying bills. After September 11, 2001, my reality turned into me delivering money across Iraq to forward observation bases. I grew up a lot during this time. When I came back, I was a lot more dedicated to school because I appreciated it that much more.
It was really strange when I had two weeks R&R and I came back home. It was over the holidays and everyone was busy shopping at the mall. It was strange to know everything that was happening on the other side of the world and many people back home were just going about their lives, unaffected. It felt bizarre.
How has serving our country changed you?
"Serving in the United States Army has given me an appreciation for what we have here in America and our military. Especially the older-generation military. I think they sacrificed a lot more than we did. The number of casualties they faced isn't anything we see today."
What does Veterans Day mean to you?
"I think about my grandfathers on Veterans Day. They both completed their service, although one was a prisoner of war in Germany. My grandfather who served in the Guadalcanal did two or three tours over three years. He was an artist also so he used to get paints from the local markets and paint pictures and send to my grandmother. I have some of those paintings now. That's really special."
As we celebrate Veterans Day, we salute Brad, and everyone who has served for their service to our country.
Tami Nealy Blogging, Find Your Influence, Influencer Marketing Permalink
The Men of Influencer Marketing: Alan Lawrence
This is part four of an ongoing series where we will come to know more about the men of influencer marketing.
Social media influencers are everywhere. Seriously. Everywhere. But have you looked closely at who these people really are? At Find Your Influence (FYI), we have more than 100,000 influencers who have opted in to our network to be discovered by brands around the world.
When I first started at FYI in August 2018, I was shocked by how many women are part of the FYI network. 84 percent are female. That leaves just 16 percent of the network led by men.
Who are these men? What makes them so successful? Why do they do what they do?
On Monday, October 15, I spoke with Alan Lawrence of That Dad Blog to learn more about his beautiful family and what inspired him to start his blog. What follows is my conversation with Alan:
Tell me about yourself, Alan. How did you get started as a blogger? Is this a full time role or a side hustle?
"When my second youngest son was born with Down Syndrome, it was pretty traumatic for me. In the following months I realized it was something that was more of a blessing than a negative. I felt guilty about that. When he was born and I was looking for different resources available about Down Syndrome, I noticed there weren't a lot of positive articles available, especially coming from dads. I wanted to be part of the good news. Years ago when you would search for information about Down Syndrome it was all negative news. I wanted to create something different that would rise above all that to show that while there are some challenges, there is also a lot of joy.
As time went on, I started to feel more comfortable talking about my personal interests and my family of six kids. The idea of big families in today's society is really where I've found my niche today.
Chick-Fil-A was the first brand to reach out to me and asked if I would be interested in getting involved in a campaign. And I thought it would be fun to try. It felt really natural and they liked the content. From there I really started thinking about putting my foot in the influencer realm. It's really just gone from there.
When my son was born, I was working full time in the marketing department for a running shoe company. I'm also a photographer and a graphic designer. I had the opportunity to create a couple of fun photo series with my kids that went viral. The last two weeks actually have become a little bit more full time for me on the social side for me."
Is the blog where this all started? How have you transitioned to other social platforms?
"Currently I'm using my blog, Instagram, Facebook and YouTube. Instagram is really where it took off. My blog and Instagram were started at the same time but it was the photos of my son Will flying that really caught everyone's attention and gave me the thought of taking this onto a bigger storytelling platform. Once Will was born, I wanted to share my Instagram for more than just personal platform but to help other dads who may be going through the same challenges with special needs kids as I was.
As things started to grow on Instagram and my blog, I started using Facebook. In 2015 I started using YouTube as a way to vlog. I really like telling stories through video."
You're active and engaged across four channels. Where do you find the time?
"I'm still trying to manage the time between being a good dad, working full time and then doing this on the side. I've now gone part time in my other role because it finally got to the time where the brand collaborations and partnerships are able to float us financially. I'm slowly stepping away from a job that I really loved to do something that I love even more. I'm walking with faith into this new direction in my career and hopefully take it to the point where I can fully step away from my other job and put more time into this. "
I can hear your passion and enthusiasm for this! In order to build something so strong across all of these platforms, you have to be committed to your followers. Tell me about them and how you engage with them.
"It's kind of funny that my accounts are called 'That Dad Blog' so you would think the majority of the people who follow me are men but it's 90 percent women. I work in partnership with my wife quite a bit. I feel like I'm a lot more open than the average male in my demographic would be as far as sharing personal feelings. I find myself reaching out to my wife to find out what she thinks, from a female perspective. I really appreciate her opinion and it's valuable knowing that 90 percent of my followers are women.
As far as the interactions with the men who follow me, it's very personal. I feel like men feel too vulnerable in sharing and putting themselves out there. That's one thing that I've tried to help with, to let men know that they have a voice out there. Women are doing a great job but we also need to talk about the father's feelings and create support groups through social media to be able to help dads express their feelings and be better dads. We need to learn from each other.
There are a lot of personal struggles I share, specifically related to having a child with special needs. I shared about how it was really hard, and about how I was not happy at first to know that my son had Down Syndrome. I didn't want to sugarcoat that, I wanted to be honest. A lot of people responded and appreciated the honesty. People want to know the good news but finding a cadence and the balance of the good and the bad is important. Being honest and feeling comfortable putting yourself out there was a real struggle for me at the start. It's become much easier for me as I began trusting the people who follow us after having open, honest and real conversations with them.'
Since it's called "That Dad Blog," tell me a little about your family.
"We have six children ranging from 16 to 3. They're all so different from one another. My oldest, my daughter is kind of a shy, really intelligent introvert. Her brother, my oldest son, is very outgoing, charismatic and has a really great sense of humor. Our second oldest son is a mix between his older siblings. He's in that awkward 11-year old stage right now where he's trying to figure himself out. He really loves his younger brothers and has a good heart but leans more toward the shy side. My daughter Ali struggles with weight but is a really confident girl who likes to take over my Instagram Stories sometimes. I think sassy is a good way to describe her. It's the cutest thing. It's kind of created a separate following. People keep asking me to have her create her own account but I think she's too young right now. My two younger boys Wil (5), who happens to have Down Syndrome, and Rockwell (3). I tell most of my stories around my two youngest because it's kind of this dynamic about my son who has Down Syndrome and his brother who is this "average" kid. I think that's the dynamic that people really enjoy watching because it's a big family in general but also watching my younger two grow up together.
My oldest daughter doesn't really like to be in pictures, she's kind of a private person so I respect that with her. Ali is very open to most anything, she wants to be a YouTube star herself. My two older boys are timid but they are open to it.
My wife is the glue that holds it all together. She's the one who keeps me sane and on track. She's the rock. We've been married for 23 years now."
Along the way, you've worked with different brands. Tell me what you're looking for in a brand partner.
"I'm looking for something that I would actually use or something that can help to make my life better. At the start, when I was kind of new to it, I agreed to promote some brands that ultimately didn't feel natural. I did one for a food brand that I wasn't really interested in and didn't end up feeling was a good fit but I guess I more or less did it for the experience. It didn't flow right and my followers could tell it wasn't authentic.
Doing things that feel right, that we actually use and that we can get behind are what we look for."
Are there other dad bloggers who you follow?
The biggest one I follow is Father of Daughters. He is a great writer and I love his sense of humor. Him and his wife have a fun dynamic. I know he works part time along with doing his social media so I can relate to that challenge.
I feel like there's not a strong community of dad bloggers that is easy to find. There is a small network of dads that I've found through their outreach or I've stumbled upon through Instagram search. This smaller network includes dads of kids with special needs that I've become friends with. I'm friends with a lot of mommy bloggers whom I speak with a lot but not a lot of dads. I don't mean for that to sound terrible but it's something I can be a voice in helping to change in some way so dads can feel comfortable sharing their opinions too."
Is That a Fake Influencer Behind That Mask?
Tami Nealy October 29, 2018
Halloween is the one day each year we pretend to be someone else. We wear masks, wigs or makeup, all to trick others from knowing who we really are. In influencer marketing, some people do this everyday, not just Halloween.
"Influencer marketing fraud is when a social media influencer displays an unauthentic media presence," explains Chelsea Goodson, Director of Influencer Marketing at Find Your Influence.
Influencer fraud is alive and well. It's often a reason some brands may be hesitant to include influencer marketing in their overall marketing strategy. At Find Your Influence, or as our friends call us – FYI, we understand that fraudsters exist and we have a plan to keep them out.
Every influencer in the FYI network has been curated and categorized by an actual human being right here at our Arizona HQ. We use more than 25 data points to evaluate any influencer who opts in. No bots. No spammers. Not a single Russian hacker. When brands engage with influencers from our network, they know they're getting the real deal.
Some of the influencers you follow today may not be part of the FYI network — yet. We want you to know how to spot the bad apples though. Here are five red flags to look for to spot influencer marketing fraud:
Engagement doesn't match the influencer's follower count. For example, 60 likes on a photo for someone who has 20,000 followers may be a red flag. You would generally expect to see a higher engagement.
Questionable comments left on influencer's posts. This could include the same type of comment repeated numerous times by different followers. "So cute." "CUTE." "cute."
Drastically inconsistent likes per social posts on Instagram. One Instagram post could have 1,000 likes and the post immediately before it could have only 100 likes. You should expect consistency with a trusted influencer.
Some people buy their followers. Seriously! Review an influencer's followers. Are there many with similar names, short profiles or no posts of their own? This could indicate the followers are not real and were purchased.
Look closely at the content. Is it their own or simply a repost from another popular account? Authentic influencers create their own content that is true to who they are.
On November 1, when the masks and wigs have been put away and the clown makeup has been washed off, look closely at the influencers you follow. Are they still wearing their mask?
The Men of Influencer Marketing: Jorge Guevara
This is part three of an ongoing series where we will come to know more about the men of influencer marketing.
Social media influencers can have followers anywhere on the globe. Many of Jorge Guevara's followers are from South America. Jorge was kind enough to grant us an interview as we continue to learn from the men of influencer marketing.
We want to better understand these men. What inspires them? What are their keys to success? What do they wish they knew when they started?
On Friday, October 19, I spoke with Jorge Guevara to learn more about how he has cultivated his audience. What follows is my conversation with Jorge:
Hi Jorge. I've seen your website and your Instagram but what more can you tell me about yourself? What does it mean to you to be a social media influencer?
"The way I got started was in fitness modeling. Fitness modeling is very saturated now and I felt like I could do so much more than working out and buying meal plans. I actually had a good opportunity in Los Angeles to shoot with a big time fashion photographer and he pretty much opened my eyes and my mind that I could do so much more than just fitness. After that photo shoot, that's when I figured out that's what I really wanted to focus on. I started switching my entire image on social media toward high fashion. I worked with different photographers in Chicago, LA and Miami.
It was really tough in the beginning because the audience I had built over the last few years was very fitness-oriented and when I started posting a lot of fashion photos, I began losing a lot of engagement. It took me some time to gain it back and reach a new audience but that's what the transformation looked like.
To be an influencer you have to find your niche and where you want to motivate people. For me it's just being motivated in all aspects of your life from fitness, the way you dress, what you eat, taking care of your family and travelling. As an influencer I love to not only show off the brands that I work with and the content I create but also for people who may not have the opportunity to travel, I like to share my photos and videos to share my experiences."
It's not often you hear of influencers switching lanes like you did from fitness to fashion. What did that transition look and feel like for you?
"The whole process of going from fitness to fashion lifestyle blogger was very tough. In the beginning people were not used to it so I did lose a lot of followers and engagement. For me it was something I needed to do for myself. To go to high-end fashion brands was hard because my audience was more fitness-oriented. I want to say it took about a year through different brand collaborations and tagging pages on Instagram and although it's taken time, I'm growing as an influencer. I'm a micro-influencer so I still have a long way to go to catch up. Some people have been doing this for more than ten years."
Being an influencer is a concept that's relatively new. How do you define being an influencer to friends and family who may not have been exposed to influencer marketing yet?
"As an influencer, you're promoting a product or service that you believe in and you want your followers to follow up on. I only promote products or services that I've used and truly believe in. I don't collaborate just to get paid. I do it because I believe in the brand or it's something I'm going to wear. The easiest way to explain it is it's something you believe in and you think it would benefit them too."
What do you know about your audience who follow you?
"I have a big South American audience because I'm from Columbia. Even though I reside in the U.S. now, I've always had a big Latin audience follow me because they can relate to me. I do a lot of videos in Spanish. Anywhere from 24-45 year olds make up my audience. Today that's about 55% male and 45% female. As you start working with other brands you begin to gain more followers who like your content and that brand."
As you've built your social media following, was there one thing you can point to that came 'easy' to you?
"Nothing's easy. For me, I've been lucky to be photogenic so creating content has been fairly easy. Staying consistent with content has been one of the hardest things because you have to post almost every single day. Nothing has been easy because I'm continuing the growth phase in this saturated market where you have to do things that people are not doing. It's important to me to focus on more aspects of life than just fashion, like travel too. I'll always have fitness to incorporate in because that's a huge part of my life that I want to promote, just not as much as I used to before."
Is there a community of fitness or lifestyle influencers that you're collaborating with on a regular basis?
"I've seen more collaboration with male influencers since it isn't as big yet as the community of female influencers. For guys, we do a lot of collaboration on events or brands that may be looking for another guy. I'm always looking to help other people out because I know they would look out for me if they had the opportunity. At the end of the day it's all about helping each other out and creating something different."
Is there a brand that you aspire to work with?
"That's easy, it's Tom Ford. As I've grown as an influencer I've made so much progress with the brands I've worked with. I started with the small mom and pops and on to the smaller and medium brands. It's getting to the point where the quality of content you're putting out there and the brands you start tagging begin to notice you and inquire about you. I did a campaign with Lucky last year that was huge for me. It put me on the map for brands who are on the same level as them. It really helped me push my name and image to another level."
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Peter Bowler spent twenty years on the professional cricket circuit representing Leicestershire, Derbyshire, Somerset and Tasmania.
An opening batsman, he spent most of those twenty years evading some of the world's fastest bowlers, not always successfully.
with 45 hundreds and was England's top run scorer in 1992.
career in corporate law and now works as a legal consultant.
He recalls his career, and the many humourous experiences both on and off the field, having played with and against many of the game's greatest players and characters.
Peter is available for Sporting Dinners,Lunches & Golf Days. Peter is proving very popular at Cricket Clubs & Golf Clubs functions with some very interesting and amusing stories from his cricketing career.