text:
Short-term and long-term effects of tibolone in postmenopausal women.
Formoso G
Perrone E
Maltoni S
Balduzzi S
Wilkinson J
Basevi V, et al.
Cochrane Database Syst Rev. 2016 Oct 12;10:CD008536. doi: 10.1002/14651858.CD008536.pub3. (Review)
Family Medicine (FM)/General Practice (GP)
General Internal Medicine-Primary Care(US)
BACKGROUND: Tibolone is a synthetic steroid used for the treatment of menopausal symptoms, on the basis of short-term data suggesting its efficacy. We considered the balance between the benefits and risks of tibolone.
OBJECTIVES: To evaluate the effectiveness and safety of tibolone for treatment of postmenopausal and perimenopausal women.
SEARCH METHODS: In October 2015, we searched the Gynaecology and Fertility Group (CGF) Specialised Register, the Cochrane Central Register of Controlled Trials (CENTRAL), MEDLINE, Embase and PsycINFO (from inception), the Cumulative Index to Nursing and Allied Health Literature (CINAHL) and clinicaltrials.gov. We checked the reference lists in articles retrieved.
SELECTION CRITERIA: We included randomised controlled trials (RCTs) comparing tibolone versus placebo, oestrogens and/or combined hormone therapy (HT) in postmenopausal and perimenopausal women.
DATA COLLECTION AND ANALYSIS: We used standard methodological procedures of The Cochrane Collaboration. Primary outcomes were vasomotor symptoms, unscheduled vaginal bleeding and long-term adverse events. We evaluated safety outcomes and bleeding in studies including women either with or without menopausal symptoms.
MAIN RESULTS: We included 46 RCTs (19,976 women). Most RCTs evaluated tibolone for treating menopausal vasomotor symptoms. Some had other objectives, such as assessment of bleeding patterns, endometrial safety, bone health, sexuality and safety in women with a history of breast cancer. Two included women with uterine leiomyoma or lupus erythematosus. Tibolone versus placebo Vasomotor symptomsTibolone was more effective than placebo (standard mean difference (SMD) -0.99, 95% confidence interval (CI) -1.10 to -0.89; seven RCTs; 1657 women; moderate-quality evidence), but removing trials at high risk of attrition bias attenuated this effect (SMD -0.61, 95% CI -0.73 to -0.49; odds ratio (OR) 0.33, 85% CI 0.27 to 0.41). This suggests that if 67% of women taking placebo experience vasomotor symptoms, between 35% and 45% of women taking tibolone will do so. Unscheduled bleedingTibolone was associated with greater likelihood of bleeding (OR 2.79, 95% CI 2.10 to 3.70; nine RCTs; 7814 women; I2 = 43%; moderate-quality evidence). This suggests that if 18% of women taking placebo experience unscheduled bleeding, between 31% and 44% of women taking tibolone will do so. Long-term adverse eventsMost of the studies reporting these outcomes provided follow-up of two to three years (range three months to three years). Breast cancerWe found no evidence of differences between groups among women with no history of breast cancer (OR 0.52, 95% CI 0.21 to 1.25; four RCTs; 5500 women; I2= 17%; very low-quality evidence). Among women with a history of breast cancer, tibolone was associated with increased risk (OR 1.5, 95% CI 1.21 to 1.85; two RCTs; 3165 women; moderate-quality evidence). Cerebrovascular eventsWe found no conclusive evidence of differences between groups in cerebrovascular events (OR 1.74, 95% CI 0.99 to 3.04; four RCTs; 7930 women; I2 = 0%; very low-quality evidence). We obtained most data from a single RCT (n = 4506) of osteoporotic women aged 60 to 85 years, which was stopped prematurely for increased risk of stroke. Other outcomesEvidence on other outcomes was of low or very low quality, with no clear evidence of any differences between the groups. Effect estimates were as follows:• Endometrial cancer: OR 2.04, 95% CI 0.79 to 5.24; nine RCTs; 8504 women; I2 = 0%.• Cardiovascular events: OR 1.38, 95% CI 0.84 to 2.27; four RCTs; 8401 women; I2 = 0%.• Venous thromboembolic events: OR 0.85, 95% CI 0.37 to 1.97; 9176 women; I2 = 0%.• Mortality from any cause: OR 1.06, 95% CI 0.79 to 1.41; four RCTs; 8242 women; I2 = 0%. Tibolone versus combined HT Vasomotor symptomsCombined HT was more effective than tibolone (SMD 0.17, 95% CI 0.06 to 0.28; OR 1.36, 95% CI 1.11 to 1.66; nine studies; 1336 women; moderate-quality evidence). This result was robust to a sensitivity analysis that excluded trials with high risk of attrition bias, suggesting a slightly greater disadvantage of tibolone (SMD 0.25, 95% CI 0.09 to 0.41; OR 1.57, 95% CI 1.18 to 2.10). This suggests that if 7% of women taking combined HT experience vasomotor symptoms, between 8% and 14% of women taking tibolone will do so. Unscheduled bleedingTibolone was associated with a lower rate of bleeding (OR 0.32, 95% CI 0.24 to 0.41; 16 RCTs; 6438 women; I2 = 72%; moderate-quality evidence). This suggests that if 47% of women taking combined HT experience unscheduled bleeding, between 18% and 27% of women taking tibolone will do so. Long-term adverse eventsMost studies reporting these outcomes provided follow-up of two to three years (range three months to three years). Evidence was of very low quality, with no clear evidence of any differences between the groups. Effect estimates were as follows:• Endometrial cancer: OR 1.47, 95% CI 0.23 to 9.33; five RCTs; 3689 women; I2 = 0%.• Breast cancer: OR 1.69, 95% CI 0.78 to 3.67; five RCTs; 4835 women; I2 = 0%.• Venous thromboembolic events: OR 0.44, 95% CI 0.09 to 2.14; four RCTs; 4529 women; I2 = 0%.• Cardiovascular events: OR 0.63, 95% CI 0.24 to 1.66; two RCTs; 3794 women; I2 = 0%.• Cerebrovascular events: OR 0.76, 95% CI 0.16 to 3.66; four RCTs; 4562 women; I2 = 0%.• Mortality from any cause: only one event reported (two RCTs; 970 women).
AUTHORS' CONCLUSIONS: Moderate-quality evidence suggests that tibolone is more effective than placebo but less effective than HT in reducing menopausal vasomotor symptoms, and that tibolone is associated with a higher rate of unscheduled bleeding than placebo but with a lower rate than HT.Compared with placebo, tibolone increases recurrent breast cancer rates in women with a history of breast cancer, and may increase stroke rates in women over 60 years of age. No evidence indicates that tibolone increases the risk of other long-term adverse events, or that it differs from HT with respect to long-term safety.Much of the evidence was of low or very low quality. Limitations included high risk of bias and imprecision. Most studies were financed by drug manufacturers or failed to disclose their funding source.
It is very good to have this meta-analysis information about tibolone vs placebo & vs other forms of HRT.
As a family physician with menopause affecting half of my patient population, I believe this is important to know. My understanding is that because tibolone 2.5 is an equivalent to a low dose of hormone replacement, therefore, it not likely to control symptoms in the perimenopause. Its main use is for women who are postmenopausal, that is, whose last natural period was more than two or perhaps even five years ago, for whom a lower dose of hormone is often sufficient to help any remaining symptoms. This review does not seem to discuss this aspect.


text:
Sam Claflin joins growing cast of Enola Holmes movie
covermg.com
The star-studded project is based on The Enola Holmes Mysteries book series by Nancy Springer.
Sam Claflin is the latest Hollywood star to join the cast of the upcoming Enola Holmes movie.
The Hunger Games actor will star alongside Millie Bobby Brown, Henry Cavill, Helena Bonham Carter and Fiona Shaw in the project, which is to be based on The Enola Holmes Mysteries book series by Nancy Springer.
Harry Bradbeer is directing from a script penned by Jack Thorne, with the plot revolving around a missing teenager whose father has been murdered.
Stranger Things star Brown is set to play the titular character, while Cavill will portray Sherlock Holmes and Bonham Carter will take on the part of Enola's mother, according to editors at The Hollywood Reporter.
The 15-year-old is also producing, alongside her sister Paige Brown, Alex Garcia and Ali Mendes.
Springer's six-book series, which began with The Case of the Missing Marquess in 2006, tells the tale of Sherlock and Mycroft Holmes' younger sister, Enola, who turns out to be a highly capable detective in her own right.
Claflin, who also featured in romantic drama Me Before You opposite Game of Thrones' Emilia Clarke, next appears in the Charlie's Angels reboot.
The first trailer for the action flick, due out in November, dropped last month, but the British actor was not featured, leaving fans speculating who he plays in the Elizabeth Banks-directed film.
In a recent chat with PopSugar, Claflin shared that he will play the charming Alexander Brock, boss of Naomi Scott's Elena Houghlin, in the film. However, he has insisted his character wasn't a villain.
"I think he's a man with a plan, and in his mind, 'In order to bake a cake, you have to break a few eggs.' I think he sort of uses people, but I wouldn't say he's a villain. But it's up to you to make your own minds up, really," the 33-year-old teased.
© Cover Media
Math question (required) 1 + 0 =

redpajama_set_name: RedPajamaCommonCrawl


Naturalism in the theatre is a familiar and comfortable stylistic choice. Most theatre directors in the United States believe that people can relate to actors mirroring things from our everyday lives.
All too often, naturalism is the wrong choice for theatre. Our audiences may not be able to verbalize it, but they hunger for a deeper level of engagement than the naturalism of Netflix can provide.
I've had this same safety information presented to me before each of the hundreds of flights I've taken in my life; but by engaging my brain with expressive movement, repeated patterns, stunning visual effects and unexpected auditory cues, American Airlines actually got me to learn what I need to do in the case of an emergency.
Part of why this video works is because American breaks the passenger's expectations. The passenger expects the same old safety routine and tunes out thinking, "Been there. Done that." But, what if this lifeless material is presented in a surprising way that serves up a visual and auditory feast? Like good theatre, this unexpected video pulls you out of everyday life and pulls you in to attention. The director keeps up that energy, giving you one surprise after another so you're totally compelled to continue to watch to see what happens next.
Making theatre is no different. In my work with Bated Breath Theatre, we produce new theatrical works inspired by museum exhibitions. We want to deepen museum audience engagement while exposing more people to the wonder of theatre. Naturalism would be the obvious choice when dealing with museum artifacts, but when you want to explain why a particular artifact was important enough to come out of storage and on display, naturalism is almost always the wrong choice.
In my view, the best way to reach audiences is to break their assumptions and engage as many of their separate senses as you can. It's risky, but I like to invite the audience into the storytelling process by using surrealistic imagery and expressive physical movement to evoke atmosphere, tell the story, and let my audience's intelligence fill in the rest.
Airlines consider their content to be a life and death matter; and some of them chose to take some non-naturalistic risks to very effectively get their point across. Theatre directors might want to do the same.


text:
Trouba Signs With Winnipeg
Jacob Trouba will forego his final three seasons.
Photo: Bill Rapai
The Wolverines have suffered their second defection of the offseason as Jacob Trouba has signed with the Winnipeg Jets.
The freshman defenseman won Best Offensive Defenseman and was named first team All-CCHA. He was also a finalist for CCHA Rookie of the Year and won a gold medal with Team USA at the World Junior Championships. Only Alex Guptill and AJ Treais had more points than his 12-17--29 line, and only Guptill had more goals. He also blocked a team-high 53 shots and led the team in penalty minutes with 88. He also led the team with seven power play goals and 14 power play points. He was second on the team (!) with 115 shots.
He quickly endeared himself to Michigan fans due to his hard hits and absolute rocket of a shot. He was at his best in one of the playoff wins over Western Michigan when he had two highlight reel goals to lift Michigan to a victory.
His departure means Michigan will be replacing three of their top four defensemen next year, with Jon Merrill also going pro and Lee Moffie graduating. Mac Bennett, Kevin Clare (who it now sounds like will be back next year), Mike Chiasson, Brennan Serville, and Mike Szuma will return on the blue line. The Wolverines will also add Michael Downing, Nolan De Jong, and Spencer Hyman. It was also mentioned as a possibility that Kevin Lohan could join the team next year. So Michigan will have bodies on the blueline, but there are some big skates to fill. Downing is the best candidate to be able to step onto the top pairing and play with Bennett.
If Trouba skates with the big club before the end of the season--as I imagine he will--he will be the 19th Wolverine to play in the NHL this year. Wisconsin currently leads the NCAA with 19 players in the NHL (they have a 20th on a roster, but he has not played yet, so they could easily pull back ahead).
In other news, it's time for the annual jersey auction. I imagine those #8 jerseys will fetch a pretty penny. There are 5 options to pick from this year, with the GLI jerseys also up for bid. It looks like Moffie, Lynch, and Treais kept their blue jerseys, while Rohrkemper kept his white jersey and Sparks kept the GLI blue jersey.
Labels: Another Michigan Summer, Michigan Hockey
He was at his best in one of the playoff wins over Western Michigan when he had two highlight reel goals to lift Michigan to a victory.
Glyn Willmoth
steve said...
اننا نقدم العديد من الخدمات يمكنك زيارتها :
شركة تنظيف بالكويت
___-
شركة تنظيف الكويت
افضل شركة صيانة مكيفات بالرياض
asad said...
A great blog to read about some amazing ice hockey players. I found some real information here at https://www.starsofworld.com/momina-iqbal/ about my personal favorite actress from Pakistan.
Rutledge Leaving the Team? 7 Skaters Make Final Dr...
Having a Seat Over There: Zach Nagelvoort


text:
Posts About "Brittany Ott"
Original Pride Goalie Ott Is Back for a Fourth Season
September 19th, 2018 Beginning June 1, NWHL teams can re-sign players from their 2017-18 roster and their draft picks. Additionally, for those players who have completed their college eligibility and want to continue their hockey careers, NWHL Free Agency provides the best opportunity to continue playing at the highest level of professional women's...
Pride Free Agent Wish List for Summer of '18
May 21st, 2018 Back in Mar. 2018, the Boston Pride came within a single goal of advancing to the Isobel Cup Final for three years in a row. Even though they were on the wrong side of a 3-2 overtime thriller in the semis against the Buffalo Beauts, there were plenty of positives that they could wrap their arms around to carry with them out of the...
2018 NWHL Opening Round Preview: Buffalo vs. Boston
March 15th, 2018 Oh, the shades of last year. The underdog Buffalo Beauts shocking the living daylights out of the Boston Pride to capture the Isobel Cup. The meeting was a true David versus Goliath affair in every sense of the expression. Buffalo turned the NWHL on its ear and came away as the surprise victors. But that was last year. Now it is a...
Rookie Litchfield Becomes Pride's 3rd Netminder
September 1st, 2017 From May 1-31, NWHL teams can re-sign players from their 2016-17 roster and their draft picks during the restricted free agency period, and beginning on June 1 any unsigned players left will be free to sign with any team. The third season of the NWHL will begin in October as the Buffalo Beauts defend their Isobel Cup championship, and...
Ott's Return Means Pride Have an Iron Wall
August 30th, 2017 From May 1-31, NWHL teams can re-sign players from their 2016-17 roster and their draft picks during the restricted free agency period, and beginning on June 1 any unsigned players left will be free to sign with any team. The third season of the NWHL will begin in October as the Buffalo Beauts defend their Isobel Cup championship, and...
Boston Pride: 21 Straight Wins and Counting
January 24th, 2017 There have been a lot of double-digit winning streaks in hockey recently it seems, but none of them have matched the 21-game winning streak that the NWHL's Boston Pride are currently on. Including playoff games (four), the Pride hasn't lost since Jan. 3, 2016 — and that was an overtime loss. "There's just so much camaraderie on...
Pride Give Brittany Ott a Raise
May 31st, 2016 The Boston Pride have re-signed a key piece of the 2016 Isobel Cup Champion team: goaltender Brittany Ott. She has signed a one-year, $18,000 contract with the club, getting a $1,000 raise after being named the NWHL Goaltender of the Year. "Brittany proved herself to be the league's premier goaltender and showed some remarkable...
Boston Pride Claim Isobel Cup Championship
March 13th, 2016 NEWARK, N.J. — On paper, before the season began, it appeared that the NWHL's first Isobel Cup championship was the Boston Pride's to lose. Saturday, in Newark, New Jersey, the Pride claimed that title with a two-game sweep of the Buffalo Beauts. The Pride ran the table, not losing once during the postseason. In fact, the last...
Boston Pride Take Game 1 Amid Controversy
March 12th, 2016 The NWHL's first-ever Isobel Cup Final match may have been one of the league's most exciting games of the year. It was highlighted by major momentum shifts, star players doing starry things, great goaltending, a late-game rally, overtime and a controversial penalty shot. Boston Pride In Control The Pride controlled large swaths of...
CWHL Award Winners by the Numbers
May 12th, 2014 Here is a look at some of the Canadian Women's Hockey League 2013-14 award winners and the key statistics associated with their win. At the bottom of this post there will be a chart explaining what some of the lesser known statistics are. Chairman's Trophy (Top regular season team): Montreal Stars The Montreal...


text:
Q: Problema de concorrência em aplicação java web Boa noite pessoal,
Vejam o seguinte código:
Controller
@WebServlet("/testConcurrency")
public class TestConcurrency extends HttpServlet {
    private static final long serialVersionUID = -6124392524678396101L;

    @EJB(name="bs/UsuarioBS/local")
    private UsuarioBSLocal usuarioBS;

    public void doGet(HttpServletRequest request, HttpServletResponse response) throws ServletException, IOException {
        String emailStr = request.getParameter("email");

        System.out.println("[Inicio] usuarioBS.testConcurrency();");

        try {
            usuarioBS.testConcurrency(emailStr);
        } catch (BusinessException e) {
            e.printStackTrace();
        }

        System.out.println("[Fim] usuarioBS.testConcurrency();");
    }
}

BS
@Stateless(name="business/UsuarioBS")
public class UsuarioBS implements UsuarioBSLocal {
    private Logger log = Logger.getLogger(UsuarioBS.class);

    @EJB(name="dao/EmailDAO/local")
    private EmailDAOLocal emailDAO;

    @Override
    public void testConcurrency(String emailStr) throws BusinessException {
        try {
            boolean existeEmail = emailDAO.existeEmail(emailStr);

            System.out.println("Existe email ["+ emailStr +"]? " + existeEmail);

            if (!existeEmail) {
                Email email = new Email(emailStr);
                email.setPessoa(new Pessoa(1l));
                email.setTipoEmail(TipoEmail.PRINCIPAL);

                try {
                    System.out.println("Waiting...");
                    Thread.sleep(5000);
                } catch (InterruptedException e) {
                    e.printStackTrace();
                }

                emailDAO.inserir(email);

                System.out.println("Email ["+ emailStr +"] inserido!");
            }
        } catch (DAOException e) {
            e.printStackTrace();
        }
    }
}

Se eu chamar duas vezes a url /testConcurrent?email=email@server.com.br em menos de 5 segundos ele irá inserir o email duas vezes, o que não pode ocorrer.
Ps: o Thread.sleep() está somente para ilustrar o problema. Em outros lugares de minha aplicação eu também chamo o método emailDAO.existeEmail().
Como eu posso resolver isso?
Muito obrigado.

A: Seu código contém alguns pontos, que merecem as seguintes observações:

*

*Não utilize operações de thread em um container, a não ser que você vá gerenciar todo o lifecycle  da Thread que você mesmo tenha disparado (ex: ThreadPoolExecutor), ainda mais neste caso que você tem um bean Stateless, pode ocorrer resultados imprevisíveis referente à concorrência. REF.

*Supondo que seu Thread.sleep() estivesse OK, note que se você chamar a segunda vez em menos de 5 segundos (como você citou) você já terá verificado a existência do email no banco E não terá inserido nada ainda. Logo na segunda chamada, ainda não terá nada gravado, pois a primeira chamada estará ainda travada. Isso não é concorrência, é apenas o modelo que você está usando.

*Mesmo retirando Thread.sleep() você ainda poderia ter questões de concorrência a nível de transação (aqui estamos falando de milisegundos). Esse ponto é importante definir o comportamento esperado pois a transação será 'comitada' dependendo do tipo atributo que estiver sendo utilizado (Mais detalhes aqui). Logo esse passo é importante para determinar questões de Locking do JPA.

redpajama_set_name: RedPajamaStackExchange


text:
zoin 0.8.x BETA
===============

Copyright (c) 2009-2013 Bitcoin Developers
Copyright (c) 2014 zcoin Developers
Copyright (c) 2016 Zoin Developers

Distributed under the MIT/X11 software license, see the accompanying
file COPYING or http://www.opensource.org/licenses/mit-license.php.
This product includes software developed by the OpenSSL Project for use in the [OpenSSL Toolkit](http://www.openssl.org/). This product includes
cryptographic software written by Eric Young ([eay@cryptsoft.com](mailto:eay@cryptsoft.com)), and UPnP software written by Thomas Bernard.

Intro
---------------------
zoin is is firstever cryptocurrency in the world that intrgrate Zerocoin extention ( http://zerocoin.org )
to make transactions in Blockchain truly anonimity and merge mineable with Zoin
and a free open source peer-to-peer electronic cash system that is
completely decentralized, without the need for a central server or trusted
parties.  Users hold the crypto keys to their own money and transact directly
with each other, with the help of a P2P network to check for double-spending.

Setup
---------------------
You need the Qt4 run-time libraries to run zoin. On Debian or Ubuntu:
	`sudo apt-get install libqtgui4`

Unpack the files into a directory and run:

- bin/32/zoin-qt (GUI, 32-bit)
- bin/32/zoind (headless, 32-bit)
- bin/64/zoin-qt (GUI, 64-bit)
- bin/64/zoind (headless, 64-bit)

Other Pages
---------------------
- [Unix Build Notes](build-unix.md)
- [OSX Build Notes](build-osx.md)
- [Windows Build Notes](build-msw.md)
- [Coding Guidelines](coding.md)
- [Release Process](release-process.md)
- [Release Notes](release-notes.md)
- [Multiwallet Qt Development](multiwallet-qt.md)
- [Unit Tests](unit-tests.md)
- [Translation Process](translation_process.md)

redpajama_set_name: RedPajamaGithub


text:
A gentle color scheme, for (visual studio) code.

Website: https://earl-grey.halt.wtf

On the Visual Studio Code Marketplace: https://marketplace.visualstudio.com/items?itemName=EarlGrey.earl-grey

![Earl Grey demo with Javascript code](./eg-demo.png)
![Full demonstration in Visual Studio Code](./vsc-demo.png)

## Installation

In Visual Studio Code, open the command pallette (`Ctrl-P`), and type:

```
ext install EarlGrey.earl-grey
```

## Contributing

See [CONTRIBUTING.md](./CONTRIBUTING.md)

The best way to contribute is to [open an issue](https://github.com/earl-grey-theme/earl-grey-vsc/issues/new), describing a problem with the theme. We will endeavour to fix it!

## License

The color scheme, core tools, and main implementations are licensed under the [Parity License](./LICENSE-PARITY.md), and [Apache 2.0](./LICENSE-APACHE.txt)
(for third-party contributions).

It is possible to obtain a "Patron License", granting permission for commercial use (See the "Support the project" section). It is also possible to obtain other licenses, just open an issue, or get in touch.

In short, this project is free-software for non-commercial purposes, and a
commercial license can easily be obtained.

## Support the project

Support the project on [Patreon](https://www.patreon.com/junek). Support at the
"Patron" tier grants permission to ignore any noncommercial or copyleft rules of the
projects free public license. See the Patron License in [PATRONAGE.md](./PATRONAGE.md).

## Credits

Earl Grey is developed by [June Kelly](https://halt.wtf), with inspiration from
[Flatwhite Syntax](https://github.com/biletskyy/flatwhite-syntax), by
[Dmitry Biletskyy](https://github.com/biletskyy).


I guess not a surprise for most of us NYS gun owners !
Wonder how many drug taking police officers will have theirs confiscated?
We the people should confiscate some of the power that many of our drug taking (mentally ill) politicians have imvho.
There are some issues with this story. Regarding personal medical care, there is no repository to show who gets medical care, who their doctor is and what treatments are provided. So I'm not sure what records can be searched with or without HIPAA. My doctor hand-writes his notes in the chart and puts it back in the file. It's not online. The state has no knowledge who my doctor is or what medical care is received. I believe perhaps this all gets started when a doctor makes a report against one of his patients.
In any event I believe a lawsuit is in order against the county and judge. This unconstitutional behavior must be stopped right at the start.
Wondering how many senators and congressmen AREN'T on meds, legal or illegal.
Perhaps there should be a breathalizer test issued before any member of Congress can enter the capital building... line-up to blow. Show-up drunk and your district loses representation in Congress. Let the people recall their elected drunks. How about a mental health screening and regular urine test for members of Congress.
Honestly its simple. If you used insurance at any time then they can get it from the insurance company or they can get it from drug stores where you filled your prescription. I'm sure they will have a "legal document" that says the stores have to give up the information. They don't need to get it from just the Docs and I guarantee all of the Pharmacy and Insurance companies are databased.
There are some issues with this story. Regarding personal medical care, there is no repository to show who gets medical care, who their doctor is and what treatments are provided. So I'm not sure what records can be searched with or without HIPAA.
It appears a lot of it is coming from this. Since April 19, 2006, Public Health Law requires that all prescriptions written in New York State be issued on an official New York State prescription form. These are NYS supplied (bar-coded) prescription blanks. There are no longer any different blanks for different classes of drugs. Information from these blanks is transmitted to the State for all control drugs (not just narcotics). This includes hundreds of non-narcotic drugs commonly used for hundreds of different conditions. NYS has a record of prescriptions written for people by their doctors. Only the scripts ...... not a reason for issuing them. Anxiety meds can be prescribed for many different things, not just mental illness.
So basically, HIPAA is useless and we can expect the ACLU to do nothing, even if it's a 4th amendment issue. Where is the NRA on this?


After holding numerous public hearings and committee meetings over the past year, the full Constitution Revision Commission (CRC) met in April to hold final votes on proposed amendments to the Florida Constitution. The CRC finished its work after approving eight proposed amendments for the November 6 general-election ballot. Six of the eight ballot measures bundle multiple subjects that were debated and advanced by the commission.
Famed "Miracle Hunter" Michael O'Neill's original EWTN series They Might Be Saints will air a special one-hour episode on Wednesday, June 6, 2018 at 10:00 p.m. EDT featuring the proposed Martyrs of la Florida. The episode will focus on some of the courageous and heroic witnesses who gave their lives for the Catholic faith during the Spanish missionary period.
Designating a health care surrogate and providing guidance for end-of-life decisions is the best way to ensure that morally acceptable procedures are followed if you become incapacitated or unable to express your own wishes in the event of a medical emergency. The Florida Catholic Conference has resources available to assist with advance care planning.


text:
Hans-Dieter Roos (* 22. Mai 1937 in Simmern/Hunsrück) ist ein ehemaliger deutscher Fußballtrainer.

Leben
Als Aktiver spielte er beim VfR Simmern und bei Marathon Remscheid. Mit Remscheid wurde er 1968 Deutscher Amateurmeister. Im Jahr 1972 durchlief er erfolgreich die Ausbildung zum Fußball-Lehrer. Seine erste Anstellung im Profibereich der Fußball-Bundesliga fand von 1972 bis 1975 beim 1. FC Köln als Jugend- und Amateurtrainer statt. Zur Runde 1975/76 wurde er Co-Trainer unter Dietrich Weise bei Eintracht Frankfurt und betreute auch deren Amateure. Als Weise sich zu Fortuna Düsseldorf veränderte, war Roos vom 1. Juli bis zum 8. November 1976 kurzzeitig Cheftrainer bei der Eintracht. Nachdem die Eintracht nach zwölf Saisonspielen nur auf dem 16. Platz lag, wurde er jedoch entlassen. Neuer Cheftrainer der Mannschaft um Jürgen Grabowski und Bernd Hölzenbein wurde der Ungar Gyula Lóránt. Diese Anstellung war auch seine letzte als Cheftrainer in der Bundesliga. In die Geschichte Eintracht Frankfurts ging er ein als der erste während einer Bundesligasaison entlassene Trainer.

Später arbeitete er bei Eintracht Trier, den Stuttgarter Kickers, beim ESV Ingolstadt und der SpVgg Fürth in der 2. Bundesliga.

Stationen als Trainer

Literatur
 Jürgen Bitter: Deutschlands Fußball. Das Lexikon. Sportverlag, Berlin 2000, ISBN 3-328-00857-8.

Weblinks
 Steckbrief im Archiv der Stuttgarter Kickers
 Kurzer Eintrag zu Hans-Dieter Roos bei eintracht-archiv.de

Fußballtrainer (Eintracht Frankfurt)
Fußballtrainer (Eintracht Trier)
Fußballtrainer (SpVgg 07 Ludwigsburg)
Fußballtrainer (1. FC Köln)
Fußballtrainer (ESV Ingolstadt-Ringsee)
Fußballspieler (VfB 06/08 Remscheid)
Fußballtrainer (Stuttgarter Kickers)
Fußballtrainer (SpVgg Greuther Fürth)
Deutscher
Geboren 1937
Mann

redpajama_set_name: RedPajamaWikipedia


text:
namespace content {

class CONTENT_EXPORT ServiceRegistryImpl
    : public ServiceRegistry,
      public NON_EXPORTED_BASE(mojo::shell::mojom::InterfaceProvider) {
 public:
  using ServiceFactory = base::Callback<void(mojo::ScopedMessagePipeHandle)>;

  ServiceRegistryImpl();
  ~ServiceRegistryImpl() override;

  // Binds this ServiceProvider implementation to a message pipe endpoint.
  void Bind(mojo::shell::mojom::InterfaceProviderRequest request);

  // Binds to a remote ServiceProvider. This will expose added services to the
  // remote ServiceProvider with the corresponding handle and enable
  // ConnectToRemoteService to provide access to services exposed by the remote
  // ServiceProvider.
  void BindRemoteServiceProvider(
      mojo::shell::mojom::InterfaceProviderPtr service_provider);

  // Registers a local service factory to intercept ConnectToRemoteService
  // requests instead of actually connecting to the remote registry. Used only
  // for testing.
  void AddServiceOverrideForTesting(const std::string& service_name,
                                    const ServiceFactory& service_factory);
  void ClearServiceOverridesForTesting();

  // ServiceRegistry overrides.
  void AddService(const std::string& service_name,
                  const ServiceFactory service_factory) override;
  void RemoveService(const std::string& service_name) override;
  void ConnectToRemoteService(const base::StringPiece& service_name,
                              mojo::ScopedMessagePipeHandle handle) override;

  bool IsBound() const;

  base::WeakPtr<ServiceRegistry> GetWeakPtr();

 private:
  // mojo::InterfaceProvider overrides.
  void GetInterface(const mojo::String& name,
                    mojo::ScopedMessagePipeHandle client_handle) override;

  void OnConnectionError();

  mojo::Binding<mojo::shell::mojom::InterfaceProvider> binding_;
  mojo::shell::mojom::InterfaceProviderPtr remote_provider_;

  std::map<std::string, ServiceFactory> service_factories_;
  std::queue<std::pair<std::string, mojo::MessagePipeHandle> >
      pending_connects_;

  std::map<std::string, ServiceFactory> service_overrides_;

  base::WeakPtrFactory<ServiceRegistry> weak_factory_;
};

}  // namespace content

#endif  // CONTENT_COMMON_MOJO_SERVICE_REGISTRY_IMPL_H_


text:
Gold gains as surging virus cases eclipse positive US data
Gold on Monday edged toward a near 8-year high hit last week as a spike in coronavirus cases kept safety demand elevated, although robust equities and positive U.S. services sector data limited the metal's advance.
Spot gold rose 0.5% to $1,783.75. U.S. gold futures settled up 0.2% at $1,793.50 per ounce.
"Investors are doubtful that this recovery is going to remain as resilient because we're all expecting that snapback ... and we might have a longer recovery, and that should be supportive for gold prices," said Edward Moya, senior market analyst at broker OANDA.
In the first four days of July alone, 15 U.S. states have reported record increases in new cases of COVID-19, while cases continued to soar in countries including India, Australia and Mexico.
Brushing aside a surge in new coronavirus cases, U.S. stocks rose after an unexpected growth in the U.S. services sector and on hopes of a China-led recovery from an economic slump brought on by the coronavirus outbreak.
The Institute for Supply Management's (ISM) non-manufacturing data showed U.S. services industry activity rebounded sharply in June, almost returning to its pre-COVID-19 pandemic levels.
"The biggest risk is if the data continues to outperform, that would possibly derail some of those calls for additional stimulus," Moya added.
Non-yielding bullion has risen 17.5% so far this year, prompted by stimulus measures and interest rate cuts by central banks. Gold hit $1,788.96 last week, the highest level since October 2012.
"With 10y breakevens continuing to print new post-Covid highs, the normalization in inflation expectations may remain a powerful driver lifting gold prices deeper into $1,800 per ounce territory," TD Securities wrote in a note.
Palladium fell 0.1% to $1,921.69 an ounce, while platinum was up 2.3% at $818.28 per ounce. Silver gained 1.1%, at $18.24 per ounce.
BUY GOLD NOW


I told you I was going to be wearing this jacket a lot. I don't want to make this post too long because I am going to be posting a lot more looks now that it is fall season and I have to finish my last few college application (please pray for me). In this look, I am wearing my jean jacket from L Train, a thrift store in New York, with a slip dress that I bought from Missguided. Slip dresses were a huge trend in the summer and they can still be a huge trend in fall; it is getting colder outside so I would wear them with jackets, jean or bomber, or cardigans. I bought these burgundy boots from Asos, which is a must-shop-at online store, but they are originally sold from Public Desire. Public desire is very similar to Ego, but I think Public Desire has a few better designs. I am a huge fan of their velvet and gold-heeled boots. Fall season is also boots season so I would check out their website and browse their collection of ankle and over-the-knee boots. Check out my "Denim on Denim" look for more info on L Train.
Love the slip dress and those boots, girl!
Hey what's the fit of the boots like? Did you size up or down or are they true size?


Carroll County NH Commissioners Hales Location meeting from 3/20/17. Commissioners: Amanda Bevard, David L. Babson, and Mark Hounsell, collectively administer the business of the County and are also the Selectmen of Hales Location. The Location is an unincorporated place, not a town. The Board exercises budgetary control over Hales operations and prepares the annual budget for the approval by the County Delegation. The Board met at the White Mountain Hotel and resort, Hales, and began this meeting at 1:00 pm.


text:
It WAS billed as the largest Finance Bill in history, but…
It was billed as the largest Finance Bill in history, but in the end the 2017 Finance Act, which received Royal Assent on the 27th April, was anything but.
The announcement of the snap-Election meant that the Bill was cut down from 762 pages to a mere 148 but in the process has angered many tax advisors and confused taxpayers.
Months of consultations, examination of draft legislation and enacting of planning post 5 April 2017 have all counted for nothing as huge swathes of proposed legislation was dropped, it can be argued, on a whim of the PM.
Some of the more important areas that are now not law include the following.
Property and trading allowances – these two new £1,000 allowances, for example aimed at income derived from Airbnb, were due to come in from 6 April 2017, but now no longer exist.
Corporation tax – measured aimed at enhancing loss utilisation and substantial shareholder exemptions were also omitted from the final cut.
Making Tax Digital – with just about everyone, HMRC included, having invested some time and cost in publications, webinars and seminars as we enter the final 12 months to its planned introduction, this potentially has all now been wasted.
Non-domiciles – similarly the much trumpeted changes for non-domiciles coming in from 6 April 2017 has also disappeared.
Probate fees – in the same way as the Finance Bill, other legislation, such as the much criticised changes to probate fees, has also now been shelved.
Interestingly out of the 63 clauses that made it into the Finance Act around 60% related to the introduction of the Soft Drinks Industry Levy – the so called sugar tax.
So where does that leave taxpayers? Of course there is a possibility that all the above will be put forward again in the next Parliament to leave matters eventually unchanged from past proposals. However it has created a period of uncertainty for taxpayers and possibly major issues for anyone who had acted on otherwise clear intentions already indicated by the Government.
We'll need to wait and see.
For more information, please contact Russell Eisen on 020 7600 5667
Where to find the EW Group in May…
HMRC collect extra £3.3bn in unpaid VAT from SMEs – with more investigations likely


The Parable of The Prodigal Son, Parable of The Lost Son: Parable From The Bible about God's Forgiveness, Love, Compassion & Mercy. The Parable of The Prodigal Son is an example of how merciful, compassionate and forgiving our heavenly Father is. God loves us very deeply. His love for us in greater than we can imagine. God is delighted when we come back home – "heavens rejoice"!
Am I too bad for God? Am I too bad to be Saved? Have I sinned too much to be forgiven?
But when he had spent all, there arose a severe famine in that land, and he began to be in want. Then he went and joined himself to a citizen of that country, and he sent him into his fields to feed swine. And he would gladly have filled his stomach with the pods that the swine ate, and no one gave him anything.


text:
Q: Is it necessary to distinguish 3 state fields when doing breadth first search In the CTCI solution for checking to see if there is a route between two nodes, a 3 state enum is defined. However, it appears that what is really important is a binary state of (visited = true|false). Is this true? If not, why is it necessary to distinguish between 3 separate states?
public enum State {
        Unvisited, Visited, Visiting;
}

public static boolean search(Graph g,Node start,Node end) {
        LinkedList<Node> q = new LinkedList<Node>();
        for (Node u : g.getNodes()) {
            u.state = State.Unvisited;
        }
        start.state = State.Visiting;
        q.add(start);
        Node u;
        while(!q.isEmpty()) {
            u = q.removeFirst();
            if (u != null) {
                for (Node v : u.getAdjacent()) {
                    if (v.state == State.Unvisited) {
                        if (v == end) {
                            return true;
                        } else {
                            v.state = State.Visiting;
                            q.add(v);
                        }
                    }
                }
                u.state = State.Visited;
            }
        }
        return false;
}


The guys over at BackCountry eBikes have spent countless hours in research, development, testing and trial of the 2019 MULE and believe it is the absolute BEST hunting ebike on the market!
When it comes to the BackCountry Mule, you will be happy to find that you have lots of options. When it comes to power, the Mule comes in two different sizes. The Mule 750 watt eBike and the Mule 1000 Watt eBike. Both of these bikes are powered by a Bafang Ultra mid-drive motor with torque sensor that has been proven to be one of the best around.
No matter which power option you choose, you get plenty of juice to keep you going for a long time. A 48 volt extended distance battery helps give the Mule that extra push. The Mule has a range of up to 40 miles before having to return home or to base camp for a recharge. This gives hunters the power they need to drive deep into the wilderness where the game live.
The BackCountry Mule is one of the easiest eBikes to control. It comes standard with an LCD display that helps you keep up with your speed and battery life which is always important to anyone that hunts. The bike also comes with a set of powerful hydraulic 203mm disc breaks that will allow you to quickly stop when you need to.
Most hunting locations requires you to travel some pretty rough trails but you will always have a smooth ride thanks to this eBike's GT MRK air fork suspension. A left handed thumb throttle provides all the power you will need and it makes going up steep hills a breeze!
As a hunter, the eBike you choose needs to be able to handle a lot of abuse. The trails are rough and you will probably be venturing into regions where they may not even be a beaten path. Thanks to the well designed and well built Mule, you will never have to worry about it giving up on you!
This electric bike comes with a durable aluminum alloy frame that won't rust or bend to pressure. Dealing with moisture is just a part of being out in the elements but you will never have to worry about getting this bike wet. So if you are looking for an eBike that can thrive in harsh conditions, the Mule just might be the right one for you!
Having the right hunting gear is very important to your success. The more gear you can carry along with you, the better your chances of beating the odds and bagging trophy game. The Mule can help you carry tons of gear without slowing down! With a load capacity of up to 300 pounds, you will have all the room that you will need.
This is perfect for those hunters who like to take larger game like deer and wild boar. Getting your game back to base camp will be a breeze and you will never have to worry about lugging it out by hand ever again!
The BackCountry Mules comes in three different unique color schemes. Riders can choose between a flashy gloss red finish that stands out from the crowd, simple but practical matte black, and for those who like to stay hidden while in the wilderness, Special Edition Kuiu Verde 2.0. The latter color pattern is a version of digital camo that works well in just about any natural environment.
The Mule 750/1000 watt electric bike was designed with the hunter in mind. Not only can it quietly get around in the forest, it can go just about anywhere you want to take it!
Another awesome feature is the Walk-Assist Mode. The Mule is really effective on steep hills but let's say there's a steep hill you'd rather be careful on, simply switch it to walk-assist and the bike motor will engage at a speed 2.5mph so you can walk alongside the bike and the bike does the heavy lifting.
Durable and fast, this eBike will get you to your destination quickly and will last you for many years to come. So if you are looking for a great hunting bike, you should really check out what the Mule has to offer!
Size: 750W comes in Medium/Large (19") 5'8" to 6'4"


This week I listened to a podcast that got me thinking. The speaker's argument was that when we choose the hard way directly, life is easier in the long run.
We do so much to try to smooth the way for our kids. As a teacher, my aim was to provide what I called a "+1" assignment. By that I meant that I wanted to take the student one level above where she currently was but not two levels, because I didn't want her to be unduly frustrated or discouraged.
But the speaker in this podcast was arguing that when we reach far beyond where we are now, even to that truly discouraged point--and still move forward--that that not only gives us incredible personal satisfaction but it also smooths the way for something to be easier down the road.
By taking AP courses in high school that sometimes felt like they were going to do me in, nothing at college felt as hard: I had learned the skills to cope and move forward despite it being stressful and hard.
The first two months I spent during my Junior Year Abroad were the loneliest I have ever felt. Yes, there were other Americans there in the program, but we were spread out all over the city (and I was the only one from my college). We arrived in summer long before the regular term started and so the dorms were basically empty. I was coming to Europe directly from 8 weeks as a counselor at a summer camp where I had not only been surrounded by people 24/7 but I wasneeded. I was important. Now it was scarcely noticed if I showed up to my intensive language class. By the time I finally spoke to my parents on the phone (no cell phones in those days!), I sobbed to my parents how hard it was. What did my father say? "Good! It builds character!" To that I wailed that I thought I had enough character.
But it turns out (as it so often did!) that Dad was right. Getting up each day and putting one foot in front of the next those first few months did give way to eventually feeling more comfortable and making some friends. More importantly, it became my litmus test for future situations: Are you as miserable now as you were then? Even going through my divorce did not seem as bad: Yes, I was devastated, but I kept reminding myself, "This is not as bad as JYA; I am not alone. I've got friends and family near by."
Being a step mother certainly brought many days when I asked, is this worth it? And only trusting the satisfaction of the long-term outcome kept me going. Likewise with leaving teaching and becoming a solo entrepreneur.
Somewhere along the road, however, there was a shift. A place where despite the discomfort, I learned to enjoy the journey. Where I paused to think with pride about what I was creating, to realize I wouldn't change where I was for anything. And that, I believe, is where the magic comes in: It is when you realize that even though the challenge seems nearly insurmountable, you wouldn't have it any other way.
So, how do we provide that for our kids?
I read a blog today in which a mom told how her son did not earn his yellow belt in karate when every other kid in the class did. Mom acknowledged his disappointment but when he complained it wasn't fair, she corrected him that it was fair because the other students had put in the work that enabled them to progress and that he had chosen not to. She then went on to express her confidence that if he choose to work hard and do some extra practice, she was sure he could come up to their level. Seeing that he worked hard for multiple weeks, Mom did support her son by asking if it were possible to take the test again without waiting until the end of the term. He did and he passed. Once he moved up to the new class, he did not become complacent but continued to work to make up the new skills his classmates had been mastering.
What a great outcome. Initially, the boy chose the easy path of not putting in the effort and then faced the disappointment of failing to move up with his peers. Then he chose the hard path of extra time and practice. That got him into a place of flow, of confidence and of success.
I imagine that the day will come again when he reaches a plateau and finds that his current routine is not enough to get him that next belt (for students at school I find this is often the transition from elementary to middle school). At the same time, my guess is that having once experienced that continuing to work diligently even when it feels really hard, this boy will find his way again.


text:
THE FALLOUT CONTINUES: AG Barr outs prison chief in response to Epstein's death
by Breck Worsham August 19, 2019 August 19, 2019
Leave a Comment on THE FALLOUT CONTINUES: AG Barr outs prison chief in response to Epstein's death
WASHINGTON — Attorney General William Barr on Monday removed Bureau of Prison's acting director Hugh Hurwitz from his duties in the wake of billionaire financier Jeffrey Epstein's death while in federal custody
Epstein, 66, who was charged with multiple counts of child sex abuse, was found dead in his cell earlier this month, the victim of an alleged suicide.
Barr, who named Kathleen Hawk Sawyer, the prison agency's director from 1992 until 2003, to replace Hurwitz, made the decision amid mounting claims that prison officials did not do enough to protect Epstein, who had been placed at one time under suicide watch. Barr also named Dr. Thomas R. Kane as the agency's new deputy director.
Last week Barr ordered the bureau to temporarily reassign the prison's warden, Lamine N'Diaye, to a regional office and to place the two guards who were assigned to watch Epstein on administrative leave.
Allegations have surfaced since Epstein's August 10 death that the two guards, who were assigned to check on him every 30 minutes, falsified documents to state that they had.
"I am confident Dr. Hawk Sawyer and Dr. Kane will lead BOP with the competence, skill and resourcefulness they have embodied throughout their government careers," Barr said in a statement.
Lawmakers from both political parties have called for a formal investigation into the circumstances surrounding Epstein's death.
Epstein was arrested July 6 at an airport in Teterboro, New Jersey, as he returned from Paris on his private jet. He was charged with one count of sex trafficking conspiracy and one count of sex trafficking. He faced up to 45 years in prison if found guilty. He pleaded not guilty and was denied bail.
Tags: Attorney General William Barr Bureau of Prisons child sex crimes FBI Jeffrey Epstein
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- Mile 106: The bridge across the Lackawaxen River is closed to vehicle traffic, but you can dismount and walk your bike past the construction sign.
The start/finish is at the Weisel Hostel. There is a parking lot at the hostel, halfway down a long driveway between the house and the road on the right. Don't park in the few spots right next to the house -- these are reserved for the house parents and event personnel. Your RBA will be there Friday night for the start. As usual, breakfast items, including hot oatmeal will be available one hour before the start.
indicate male/female usage). When you are ready to leave, strip the sheets off your bed and place them in the hamper on the second floor landing.
While 90% of the roads are in good enough shape, 9% are in pretty rough condition, and the remaining 1% are in appalling shape. After two pretty rough winters in a row, the untreated cracks from last year have now become gaping potholes and craters this year -- if you hit one of these at speed, it will most certainly ruin your day. Unfortunately, this is especially true for just about all the roads in Bucks County, where you will be riding in the dark at the start and as you later return to the overnight controle. Some of the bigger hazards have been highlighted on the cuesheet, but you should be on the look-out for potholes at all times, and keep a safe distance while riding in a group so you can safely maneuver around these hazards. Day 1 is a ~400k loop through the Delaware Water Gap and points north that returns you back to the hostel for the overnight controle, where volunteers Bill O. and Guy H. will be taking care of you. Food will be available when you arrive and depart along with dormitory bunks for you to rest. Day 2 is a 200k out-and-back segment through French Creek and into the Lancaster valley. There is a 200k brevet starting on Sunday that runs concurrently with the 600k's day two 200k The 200k brevet mileage is indicated in parentheses in the notes below.
- Mile 59 and 187 Controle 2 and 6: You will be passing through Water Gap twice on day one. The controles listed are the Bakery and Diner, respectively, but you may use either one you like. There are also two nearby mini-marts and a pizzeria you may use as well for a controle stop. Those of you passing through later in the evening may find the diner closed in which case the pizzeria is your best bet.
- Mile 137: One of the high-lights on day one is Hawk's Nest; as noted on the cuesheet, there are scenic vistas you can stop at to take a good look.
- Mile 143 Controle 5: The Port Jervis Diner is the listed controle but you may instead use the mini-mart on the opposite corner.
You will be facing on-coming traffic as you go across the bridge walkway.
- Mile 230: As previously mentioned, the roads in Bucks county are in terrible shape, and as noted on the cuesheet, Gallows Hill Rd is pretty rough with many big potholes. Most of you will be passing through here in the dark and you should be extra careful on the many little rollers you will encounter.
- Mile 235: As noted on the cuesheet, you will encounter a wooden bridge with uneven surface. And as indicated on the cuesheet, you should dismount and walk across this bridge to avoid a mishap.
- Mile 270 (26) Controle 9 (2): You will be stopping at a 24-hr mini-mart but this is an untimed information controle. This will allow any 600k riders who get a late start after the overnight controle a bit more time to catch up on the time limit.
- Mile 296/316 (52/71) Morgantown: You will be passing through Morgantown twice. There are many restaurants, fast food and mini-marts available for you to replenish your supplies. There are limited services available in the next 20 miles as you head out into the Lancaster valley.
- Mile 306 (62) Blue Ball Controle: This is another information controle located at a restaurant that will probably be closed for most of you. There is a mini-mart across the street if you need to replenish your supplies, but as noted above, you have many more options in Morgantown for food.


text:
Operating in the 2.4GHz unlicensed industrial, scientific, and medical (ISM) frequency band, Bluetooth technology supports multiple radio options that enable developers to build products meeting the unique connectivity requirements of their market.
Whether a product streams high-quality audio between a smartphone and speaker, transfers data between a tablet and medical device, or sends messages between thousands of nodes in a building automation solution, the Bluetooth Low Energy (LE) and Basic Rate/Enhanced Data Rate (BR/EDR) radios are designed to meet the unique needs of developers worldwide.
Bluetooth Low Energy (LE)
The Bluetooth Low Energy (LE) radio is designed for very low power operation. To enable reliable operation in the 2.4 GHz frequency band, it leverages a robust frequency-hopping spread spectrum approach that transmits data over 40 channels. The Bluetooth LE radio provides developers a tremendous amount of flexibility, including multiple PHY options that support data rates from 125 Kb/s to 2 Mb/s, multiple power levels, from 1mW to 100 mW, as well as multiple security options up to government grade.
Bluetooth LE also supports multiple network topologies, including point-to-point, broadcast and mesh networking.
Bluetooth Classic
The Bluetooth Classic radio, also referred to as Bluetooth Basic Rate/Enhanced Data Rate (BR/EDR), is designed for low power operation and also leverages a robust Adaptive Frequency Hopping approach, transmitting data over 79 channels. The Bluetooth BR/EDR radio includes multiple PHY options that support data rates from 1 Mb/s to 3 Mb/s, and supports multiple power levels, from 1mW to 100 mW, multiple security options, and a point-to-point network topology.
Bluetooth Basic Rate/
Enhanced Data Rate (BR/EDR)
Frequency Band 2.4GHz ISM Band (2.402 – 2.480 GHz Utilized) 2.4GHz ISM Band (2.402 – 2.480 GHz Utilized)
Channels 40 channels with 2 MHz spacing
(3 advertising channels/37 data channels) 79 channels with 1 MHz spacing
Channel Usage Frequency-Hopping Spread Spectrum (FHSS) Frequency-Hopping Spread Spectrum (FHSS)
Modulation GFSK GFSK, π/4 DQPSK, 8DPSK
Power Consumption ~0.01x to 0.5x of reference
(depending on use case) 1 (reference value)
Data Rate LE 2M PHY: 2 Mb/s
LE 1M PHY: 1 Mb/s
LE Coded PHY (S=2): 500 Kb/s
LE Coded PHY (S=8): 125 Kb/s EDR PHY (8DPSK): 3 Mb/s
EDR PHY (π/4 DQPSK): 2 Mb/s
BR PHY (GFSK): 1 Mb/s
Max Tx Power* Class 1: 100 mW (+20 dBm)
Class 1.5: 10 mW (+10 dbm)
Class 2: 2.5 mW (+4 dBm)
Class 3: 1 mW (0 dBm) Class 1: 100 mW (+20 dBm)
Class 3: 1 mW (0 dBm)
Network Topologies Point-to-Point (including piconet)
Mesh Point-to-Point (including piconet)
* Devices shall not exceed the maximum allowed transmit power levels set by the regulatory bodies that have jurisdiction over the locales in which the device is to be sold or intended to operate. Implementers should be aware that the maximum transmit power level permitted under a given set of regulations might not be the same for all modulation modes.
Select Type...Blog PostsBluetooth NewsCase StudiesInfographicsPapersReportsStudy GuidesVideos
LE Audio's Most Game- Changing New Feature Is Broadcast Audio
Walking up to the massive curved OLED screens that cover the entrance to LG's…
ITON Technology Uses Bluetooth Mesh to Build a Large-Scale Device Network for Automated Control Applications
In recent years, the Bluetooth® mesh network has rapidly become the wireless connectivity platform…
SIG Member
Bluetooth Audio Gets a Big Upgrade at CES 2020
Wireless audio has been a reality for many years, but over the last few…
CES 2020 Top Picks Awards: The Very Best Products at CES
A new Bluetooth codec may not sound like the most exciting announcement, but there's…
CES 2020 Top Picks Awards: The Best Audio Products at CES
The Bluetooth SIG turned our attention away from tangible products and toward abstract audio…
New 'LE Audio' Standard Will Be a Game Changer for Hearing Aids
The Bluetooth Special Interest Group (SIG) has a new wireless audio standard, LE Audio,…
Bluetooth Headphones Are About To Get a Lot More Exciting
Soon your whole family might be able to watch the same movie on a…
New Bluetooth LE Audio Standard Details Support for Universal Audio Sharing, Hearing Aids, More
At CES 2020 today, the Bluetooth Special Interest Group has announced a new Bluetooth…
LE Audio Will Usher In a Better Bluetooth Audio Experience in 2020
There's a new Bluetooth audio platform in town, what the Bluetooth Special Interest Group…
Disrupting the Restoration Industry with Bluetooth
When Steven Kramer became aware of how antiquated water restoration operations had become in…
How to Automate Asset Tracking, Management, and Inventory in Healthcare and Pharma
Asset tracking is particularly important in healthcare as well as in pharma. Sometimes minutes…
Comparing RTLS infrastructure: Weighing Bluetooth and Competitors
Real-Time Location Solutions are adding more value for operators at a lower price point.…
Introducing Bluetooth Audio Sharing
See how Bluetooth Audio Sharing is poised to once again change the way we…
SIG Member Only
Member Positioning Guide
Building on 20 years of innovation, the next generation of Bluetooth audio will enhance…
A First Look at the Next Generation of Bluetooth Audio
Bluetooth Special Interest Group (SIG) VP of Marketing Ken Kolderup hosts this on-demand member…
The Bluetooth LE Security Study Guide
Learn about fundamental security concepts, the security features of Bluetooth Low Energy, and gain some hands-on experience using those features in device code.
A Conversation About Smart Buildings
From energy and urbanization to demographics and health, major forces transforming our society are…
Long Range High-Quality Bluetooth Audio at L'Oreal Office
L'Oreal was looking for a new solution and wanted to test wireless Bluetooth headsets…
Bluetooth Location Services
See 8 use cases for enhancing building efficiencies and creating a better visitor experience, discover new data that supports the latest trends and forecasts, and find out what's driving the rapid adoption of location services solutions.
How to Make Wearables Bluetooth Mesh Provisioners
Learn how to create applications for smartwatches and other platforms that can monitor and control nodes in a Bluetooth mesh network.
An Introduction to Web Bluetooth
Provides foundation-level information and hands-on labs that walk you through using Web Bluetooth APIs.
Overview – Bluetooth Technology
See how the global standard for simple, secure connection has expanded to meet the…


text:
Q: reset non-root user password without using root previleges Is it feasible to reset a normal user's mysql password without using root privileges?
I can login using old password but being a non-root user, can't use mysql table.

A: I think it is only possible if the normal user has privileges to update mysql.user table.

A: You can't reset other user's password without root privs.
But if you have root access to system running MySQL server, you can start mysql with --skip-grant-tables, which would allow you to log in without password as root and so change any password. See here: http://www.cyberciti.biz/tips/recover-mysql-root-password.html

A: you can try mysqladmin, but if you just have common table privileges it probably won't let you do it...
mysqladmin -u <USERNAME> -p password <YOUR NEW PASSWORD>

It will then ask you for your current password.


Aware of the dangers zika virus Nicaragua that attacks the pregnant mother and fetus in the womb results in disability and lead to birth the baby's head size smaller or called microcephaly.
Zika virus Nicaragua is caused by a mosquito bite and lead to birth defects and abnormalities of the baby's head size. Signs zika symptoms of the virus include fever, rash, joint pain and red eyes (conjunctivitis), dizziness.
Zika virus Nicaragua infection occurs through intermediary Aedes, particularly Aedes aegypti species. Disease it causes named as Zika, Zika disease (Zika disease) or fever Zika (Zika fever).
Zika virus Nicaragua that has infected humans can cause several symptoms, such as fever, joint pain, conjunctivitis (red eyes), and rash. Zika disease symptoms can resemble the symptoms of dengue and chikungunya disease, and can last a few days to a week.
Zika virus Nicaragua first found in rhesus monkey in the jungle Zika, Uganda, in 1947. Zika virus then rediscovered in the mosquito species Aedes Africanus in the same forest in 1948 and in humans in Nigeria in 1954. Zika virus becoming endemic diseases and began to spread beyond Africa and Asia in 2007 in the South Pacific region. In May 2015, this virus is widespread in Brazil. The spread of this virus continues to occur in January 2016 in North America, South America, the Caribbean, Africa, and Samoa (Oceania). In Indonesia alone, Zika virus have been found in Edinburgh in 2015.
The cause of the disease Zika (Zika disease) or fever Zika (Zika fever) is the Zika virus Nicaragua. Zika virus Nicaragua included in the line flavivirus virus that still comes from the same family as the virus that causes the disease dengue / dengue.
Zika virus Nicaragua is spread to humans by infected Aedes mosquitoes. Mosquitoes become … Read More . . .
The Zika Virus Nicaragua , in contrast to different mosquito-borne viruses corresponding to dengue, is comparatively unknown and unstudied. Just lately, a crew of researchers working with lab-grown human stem cells suspect they've found how the Zika virus most likely causes microcephaly in fetuses. The yellow fever mosquito, Aedes aegypti, takes several bites for every blood meal and prefers biting people; it accounts for many Zika infections. That is notably related because dengue is carried by the same Aedes mosquito that carries Zika. Most people who turn into contaminated with the Zika virus is not going to have any signs and won't require any remedy.
The WHO emphasised the need to fast-track analysis on Zika infections so as to higher understand the hyperlink between Zika and pregnancy complications, together with microcephaly. He added, nonetheless, that the chance that the virus continues to circulate silently within the neighbourhood is low, given heightened public consciousness and the NEA's prompt motion. Zika virus RT-PCR can be carried out on amniotic fluid, although it isn't at the moment known how delicate or particular this test is for congenital infection.
However, in October, individuals in the normal space the place the mosquitoes were released began to experience diseases related to the Zika virus at alarmingly quick charges. People dwelling in or visiting countries which might be affected by Zika virus are at increased threat of Zika virus infection. The accessible tests may require four weeks following the last potential publicity to provide a end result There is no such thing as a specific remedy for Zika if a positive check is returned. The Bubonic Plague is a pandemic brought on by the bacterium Yersinia pestis whereas the H1N1 2009 pandemic was caused by the RNA influenza virus.
It's … Read More . . .


Jim Carr, Canadian minister of natural resources responsible for National Energy Board. Photo: JimCarrMP.ca.
Dennis McConaghy is a former Canadian oil and gas executive, a veteran of the Alberta oil patch, and a convert to the "progressive view" of the energy industry. By progressive, I mean that he accepts climate science, understands that the global consensus around climate change could make Canadian oil noncompetitive, and publicly supports carbon pricing (he even wrote a book about it). While he may embrace change, McConaghy isn't crazy about Justin Trudeau's plans to transform the National Energy Board and the ways in which pipelines are assessed in Canada.
McConaghy and Kvisle had a number of complaints, but the chief one was that Carr's department had ignored a recommendation by the expert panel on NEB modernization – which the minister had himself appointed – to create a two track process for reviewing pipeline project proposals.
If the answer was deemed to be in the national interest, then a two-year technical review – the kind of assessment at which the NEB has always excelled – would follow.
I had argued for this approach in a column last year. McConaghy and Kvisle lobbied hard for it in their presentation to the expert panel.
Two tracks would incorporate the concerns and objections of project opponents, but still shorten the process and give industry some assurance that spending hundreds of millions on an application wouldn't be wasted by a "no" decision based upon politics rather than technical merits.
For some reason, the two track strategy was ignored in the discussion paper. The idea appears to be dead.
That's unfortunate because it was the most sensible recommendation in the expert panel report.
That's the background for the very first Markham On Energy podcast. Enjoy.
Dennis McConaghy is a Canadian energy executive with nearly forty years of industry experience in infrastructure development. He has engaged in the evolution of Canadian energy and climate policy over thirty years, from the National Energy Program of 1980 to the Paris Climate Conference of 2015. As one of the senior executives of TransCanada Pipelines, he was directly involved in conceiving and executing the Keystone XL pipeline project.
McConaghy is the author of Dysfunction — Canada after Keystone XL. You can read my interview with him about his book here.
NEB 'modernization' turning into muddled mess. Will someone please restore order?


text:
NYPD cop released from hospital hours after being shot in struggle with teen gunman in the Bronx
Ohio cops who dragged paraplegic man out of car cleared by internal investigation
By Joseph Wilkinson
An internal investigation found that two Ohio police officers who dragged a paraplegic man out of his car and held him on the ground did nothing wrong during the September encounter.
The only repercussion for officers Vincent Carter and Wayne Hammock of the Dayton Police Department was a training memo, according to the report released Wednesday.
Carter and Hammock pulled over Clifford Owensby, a 39-year-old Black man, on Sept. 30. They suspected him of transporting drugs, claiming that his car had been outside a "drug complaint residence" for a "long period of time." No drugs were ever found in the vehicle.
The traffic stop went smoothly until the cops asked Owensby to get out of the car.
Body camera footage shows Ohio police grab paraplegic man and pull him from car during traffic stop. (Dayton Police Dept.)
"I can't step out the car sir. I'm a paraplegic," Owensby told the officers. Hammock offered to help Owensby out of the car. The officers wanted Owensby to exit the car so a police dog could sniff for drugs.
Hammock offered to help Owensby out of the car, but Owensby turned down the offer. "You're not gonna touch me. You definitely not about to touch me," he said.
But Hammock and Carter insisted, grabbing Owensby by his dreadlocks and his arm and hauling him out of the car and onto the pavement.
"I was at fear of my life and I held on to the steering wheel with the tightest grip that I could because I know that being pulled out of a vehicle while being paraplegic could cause injuries," Owensby said in a written statement to the internal investigators, Dayton police's Professional Standards Bureau.
But the investigators turned that statement against Owensby, saying that it proved he was resisting the officers' efforts to remove him from the car and therefore justified their use of force. "The force used was in direct response to this resistance," reads the report.
The investigation cleared Hammock and Carter of all serious accusations. The training memo was a consequence of an offhand comment from Hammock ("Carter, why'd you beat that poor man up?") and the officers' decision to mute their body-cameras after the comment.
Owensby has filed a federal lawsuit against Hammock, Carter and the city of Dayton, according to the Dayton Daily News. It accuses the officers of excessive force, unlawful arrest and failing to make proper accommodations for his disability.
"Justice will prevail in this case," Dayton NAACP President Derrick Foward said, according to the Dayton newspaper.
On the day of the incident, Owensby was taken to jail but not booked. He was cited for tinted windows and for having a 3-year-old child in the vehicle without a car seat. Investigators said that during the trip to jail, authorities helped Owensby in and out of vehicles with no issue, "a significant difference" from the initial confrontation.


Through a competitive application process, Leonine Fellows are chosen from the emerging generation of promising leaders in the public and private sectors. During a year-long program of intellectual and spiritual seriousness, the Leonine Forum educates these men and women in the core tenets of the Social Teaching of the Church and its practical application. Fellows join a larger community of Leonine Alumni and leaders committed to integrating those teachings within their professional and civic lives.
Through a competitive application process, Leonine Fellows are chosen from the emerging generation of promising leaders in the public and private sectors. During a year-long program of intellectual and spiritual seriousness, the Leonine Forum educates these men and women in the core tenets of the Social Teaching of the Church and its practical application, and invites them into a larger community of Leonine Alumni and leaders committed to integrating those teachings within their professional and civic lives.
In monthly sessions led by Catholic thought leaders from around the country, Leonine Fellows grapple with some of the most important questions at the intersection of faith and public life.
Living a fully-integrated Catholic life is an activity not only of the mind, but also of the body and spirit. Accordingly, Leonine Fellows will have the chance to supplement these intellectual endeavors with opportunities for Mass, Eucharistic Adoration, confession, and spiritual direction.
Leonine Fellows have opportunities to engage with the broader culture as informed and articulate advocates through civic engagement, service work, and employment and networking opportunities.
Understanding that we are called to love our brothers and sisters, Leonine Fellows and Alumni have the opportunity to participate in service work as a group on a regular basis.


I first wrote about Wp-bootstrap in a post a few weeks ago and now it's time for an update.
Version 0.2.2 that was released today is actually quite a release. In this version, Wp-bootstrap is now feature complete to the extent that everything I described in my book, WordPress DevOps is now possible to do using Wp-bootstrap. This means that a bunch of Grunt scripts that quite honestly grew to be fairly complex can be replaced with a well formed, easy to read json file instead. I can't tell you how nice that feels.
I've got a separate repository on Github with the test cases for Wp-bootstrap. For the 0.2.2 release I spent a lot of time making sure to get code coverage up to an acceptable level. The overall coverage is now at 83%, a number I'm quite happy with at the moment. The missing 17% are in a part of the package that I'm considering scrapping and it's not presented in the documentation, so no one should stumble on the untested code by mistake.
The big thing in this release is reference management. When you import options into WordPress using Wp-bootstrap, you might sometimes include a value that is actually a reference to a post ID. The most obvious example is the WordPress option "page_on_front" that stores the page ID for the page that works as the front page of your site. If you are using Wp-bootstrap to import the front page itself, chances are that the ID of that front page will be different between your development and production installations. So if you import the "page_on_front" setting, the integer value in the database will almost certainly be wrong.
Wp-bootstrap can overcome this problem by managing these references for you. Just tell Wp-bootstrap which settings that contains references to a page/post/term. If that item was included in the imported data, Wp-bootstrap will update the database accordingly. This is a very powerful feature and it works across both posts (pages, posts, attachments custom post types) and taxonomy terms (categories, tags etc).
As posts and menus are added, include them in appsettings.json.
Create up your localsettings.json file with the relevant passwords and paths.
Once the target environment has been setup, new changes from the development environment can be pushed by checking out the new changes using Git and rerunning wp-setup and wp-import.
Now it's over to you. If you're interested in a more structured workflow around WordPress, give Wp-bootstrap a try and let me know what you think in the comments section. Or better, get in touch to let me know how you can contribute to Wp-bootstrap. I'm eager to hear from you.
I've created a PHP Composer package to provide an easier way to automate WordPress installations using wp-cli. If you are unfamiliar with wp-cli and composer. I suggest you read up on composer here, wp-cli here and the rationale of automation in my book or in my blog series on the subject.
Another great resources for learning more about using WordPress, git and Composer together is to check out the roots.io post on the subject as well as their Bedrock project.
appsettings.json that contains settings, themes and plugins that your WordPress site needs to use. It also has a way to manage some of the content of your application. This file is meant to be a part of your application and managed in a source code control system.
localsettings.json that contains settings that are specific to each environment. This includes database name, password, WordPress installation path and more. This file is meant to be unique to each environment that your site runs in (development, staging, production etc) and is not supposed to be managed by source code control.
By combining these two files wp-bootstrap is able to setup a WordPress installation from scratch, let's see how.
By running the command "vendor/bin/wpbootstrap wp-init-composer" to add the wp-bootstrap commands to composer so that you can call wp-bootstrap easier, this step is not strictly needed.
wpuser, wppass are the credentials for the default WordPress admin user.
wppath is the path where WordPress will be installed.
Title is the only mandatory field in this file, but it's far from the only one.
This section consists of two sub arrays "standard" and "local". Each array contains plugin names that should be installed and activated on the target WordPress site.
Similar to the plugins section but for themes.
active A string specifying what theme to activate.
After running this command, you should have a fully working WordPress installation, accessible via the url specified in your localsettings.json file. The title of the site should match whatever you specified as the title attribute in the appsettings.json file.
# Install plugins, themes etc.
We also install and activate a local plugin that will be symlinked from [project root]/wp-content/plugins into the WordPress installation. This is so that we can include our own plugins developed specifically for this project.
The themes section works very similar, the theme agama is added to the installation from the WordPress theme repository and it's also set as the active theme.
And finally, the settings "blogname" and "blogdescription" are overwritten with the values specified. These names corresponds to what the settings are called in the wp_options database table.
If you're curious enough to try this, I suggest you head on over to the github page for this project. It got some additional settings that you should read up on, especially if you're keen to manage pages, menus and images in a similar fashion.
I'm also very curious to hear what you think about this, don't hesitate to let me know in the comments. You can also reach out to me on Twitter with comments or questions.
I've written an ebook on this subject. Released in September this year on Leanpub.com. Expect a 100+ tightly written pages where we walk through the creation of the skeleton of a WordPress based Saas application, connected to Stripe and Paypal with a working deployment process that takes content into account. Just add your billion dollar idea. Jump on over to Leanpub to get your copy.


Here at Home Selling 101 Our Real Estate Glossary is here to be helpful with Real Estate terms in the home buying and selling process.
ARM: Adjustable rate mortgage where the interest rate periodically is adjusted either up or down depending on current rates. The amounts and time of adjustments are stated in the original loan terms and documents.
AMORTIZATION: Repayment of a loan in equal installments of principal and interest over a stated period of time.
APR: Annual percentage rate, the total finance charge (interest, loan fees, points) expressed as a percentage of the loan amount. The A.P.R. is a disclosure requirement of the federal Truth in Lending.
ASSUMPTION: An agreement of a buyer to assume the liability under an existing note that is secured by a mortgage or deed of trust. Most notes require the lender approval an assumption of a loan.
BUY-DOWN: A payment (up-front) to the lender from the seller, buyer, third party or any combination of these, causing the lender to reduce the interest rate during the early years of a loan. The buy-down is usually for the first 1-5 years of a loan.
Cash for Cooperation: Similar to cash for keys (above) yet this is between the lender/new owner who acquired property through a foreclosure and the former owner as an incentive to move immediately after the foreclosure has taken place. Amounts vary depending on each lender and the occupants.
CAP: The limit of how much an interest rate or monthly payment can change, either at each adjustment or over the life of a loan.
CC&R'S: Covenants, Conditions and Restrictions are documents which control the use, requirements and restrictions of a property. CC&R'S are recorded/levied against the property. Typical of a Homeowner's Association.
CLOSING COSTS: Expenses and fees incurred in the sale or purchase of real estate. Examples could include, loan fees, title fees, appraisal, credit report, document recording fees, etc.
CLOSING STATEMENT-SETTLEMENT STATEMENT: The financial disclosure statement that accounts for all the money received and expected at the closing. The form used for the closing is the HUD-1.
CONTINGENCY CLAUSE (S): The dependence upon a stated event which must occur before a contract is binding. Examples could include an appraisal contingency, loan contingency, inspection contingency, a sale of another property……and on and on.
CURB APPEAL: A term used by Realtors to identify a buyers first impression of a home from the exterior.
DEED: A written document which delivers (changes) title from one person to another.
DEED-In-Lieu: A deed executed by a property owner returning the property back to the lender of record normally to avoid (hence in-lieu) of a foreclosure.
DUE-ON-SALE CLAUSE: The acceleration (or speed up) clause that requires full payment of a mortgage or loan when the secured property changes ownership.
EARNEST MONEY: The deposit or a portion of the down-payment delivered to the seller or escrow agent from the buyer with a written offer. An evidence of a buyers good faith.
ESCROW: A neutral third party who takes instructions from both buyers and sellers. A procedure for handling paperwork and distribution of funds. Escrow holders do NOT make the buyer/seller decisions.
FAIR MARKET VALUE: The price negotiated between willing buyers and willing sellers. The value usually arrived at by using comparable market data of comparable homes in the same area.
FNMA: Federal National Mortgage Association, commonly known as Fannie Mae. A privately held corporation created by Congress to support the mortgage market. Fannie Mae buys and sells mortgages in the secondary market. A loan can be sold several times after the origination. The terms of the loan remain the same as with the original lender.
FHA LOAN: A loan that is insured (buyer's pay the insurance cost, added to monthly payment)by HUD (a government agency) which in-turn guarantees repayment to the lender in case of a default by the owner. FHA loans originally began in the late 1920's to help buyers with a minimal down payment.
FLOOD INSURANCE: Insurance indemnifying against a loss by flood damage. An insurance policy required by lenders in areas identified (federally) as designated areas of potential flooding.
FORBEARANCE: A forbearance agreement is typically an agreement to postpone, reduce, or suspend payment due on a loan for a limited and specific time period. Interest that accrues during the forbearance remains the debtor's responsibility. When the forbearance expires the unpaid interest is added (capitalized) to the principal balance of the loan. A forbearance request must be approved by the lender.
GRANT DEED: One of several (the most commonly used) types of deeds used to transfer title to real property. "Granting from one entity to another".
GRANTEE: One who receives the grant, usually the buyer.
GRANTOR: One who grants property or in some cases property rights.
HAMP: Home Affordable Modification program (HAMP) as part of the Making Home Affordable Program. HAMP is a loan modification program designed to reduce delinquent and at-risk borrowers' monthly mortgage payments. HAMP is effective for mortgages originated on or prior to January 1, 2009, expires on December 31, 2012.
HAZARD INSURANCE: Real estate insurance which protects against loss caused by and event, most commonly caused by fire.
HOME INSPECTION REPORT: Usually a written report by a qualified inspector to identify the overall condition of a property. An evaluation of the structure, mechanical components and systems. NOT to be confused with the appraisal inspection/report.
HOMEOWNER'S ASSOCIATION: An association of people who own homes in a given area. An organization formed for maintaining and/or improving the quality of an area. Typical in a condo association or a planned development. (See CC&R'S in this same glossary for more info).
HOME WARRANTY or HOME PROTECTION POLICY: A contract for protection against the failure of mechanical components within a property. Commonly includes plumbing, electrical, heating/cooling systems. Buyers usually pay a service call fee when using this policy. Contracts are customarily for a period of 12 months. Some companies allow for a renewal provision after 1 year.
HOMESTEAD: Some states grant an exemption protecting a home against the rights of most (however not all) creditors. Most states have a per-set amount of exempted protection for homeowners. Check with an attorney in your state. The amounts of exemptions can also vary depending on individuals V. a married couple.
IMPOUNT ACCOUNT-ESCROW ACCOUNT: An account held by a lender for payment potentially for taxes, insurance and possibly other items. Most commonly used with loans with a minimum down payment. Lenders require that these funds be collected monthly with the loan payment.
INDEX: A measure of interest rate changes used to determine the changes in an ARM (see glossary for explanation of ARM) interest rate over the term of a loan.
JOINT TENANCY: An undivided ownership of a property by two or more people. Commonly known as the "right of survivor-ship". Upon a death of any owner, the survivors acquire the decedent's interest in the property. *Note: This may also require filing other document (s) to verify/confirm the death of a joint tenant.
LIEN: A legal hold of claim of interest on a property. Examples can be a loan, a mortgage and/or a deed of trust, those that are "voluntary", meaning a promise-commitment by the owner. Other examples include "in-voluntary" liens which are unplanned and attached to a property based on an event…i.e. IRS liens, a mechanics lien (possibly construction work on a property, an over-due collection. Most are usually confirmed by a court.
LOAN COMMITMENT: The lenders written promise to make a loan for a specified amount on specific terms.
LOAN TO VALUE RATIO: The relationship between the amount value (usually the appraised value) of the property and the amount of the loan expressed as a percentage.
LOCK-IN OR RATE LOCK: A lender's guarantee of a specific interest rate for a set period of time.
MARGIN: The number of percentage points the lender will add to the index rate to calculate the ARM (adjustable) interest rate at each adjustment on the loan.
NEGATIVE AMORTIZATION: Negative amortization happens when the monthly payment fails to cover the interest charged. The interest that isn't covered (the shortage) is added to the unpaid principal balance of the loan. This means the loan balance will increase equal to the amount of the shortage.
ORIGINATION FEE: A fee or charge for establishing a new loan. Usually figured as a percentage of the loan balance.
OWNER'S POLICY: Title insurance for the home owner, rather than the lender/lien-holder.
P. & I.: Principal and interest paid on a loan.
P.I.T.I.: Principal, interest, taxes and insurance paid on a loan.
POINT: An amount equal to 1% of the principal amount of the loan. One point equals 1% of the loan balance. Points can also be referred to as the loan origination fee. Origination fee of 1% is equal to saying a loan fee of 1 point.
PRELIMINARY TITLE REPORT: A written report showing the condition of the title before a sale or a loan transaction. At the closing a title insurance policy is issued.
PRE-PAYMENT PENALTY: A fee charged to a borrower for the early payment of a loan before the due date. Some loans have pre-payment fees which vary depending how early a loan is repaid. If you are in-doubt, check with your lender.
PMI-PRIVATE MORTGAGE INSURANCE: Insurance written to protect the lender against loss (default) of the buyer.
PURCHASE AGREEMENT: A written document (contract) where the purchaser agrees to buy real estate and the seller agrees to sell on the stated terms. Can also be called a deposit receipt.
REALTOR: A real estate licensee affiliated with a local association of REALTORS that is also affiliated with the National Association of REALTORS. Remember, not all agents are REALTORS. Agents are normally licensed by the state and become REALTORS by membership.
Re-Default: A second notice of default/floreclosure filing on a loan which has been previously modified by an existing lender. The rate of re-default is debatable and figures vary, especially from the earlier mods taking place around 2008/2009. The numbers of re-defaults appear to be decreasing based on the more recent statistics from the Dept. of the Treasury and the HAMP program.
REO: Stands for Real Estate Owned, a term used by REALTORS and lender alike, for lender owned properties.
REG-Z: Regulation Z Federal Reserve regulation required as a result of the Truth in Lending Law. This requires the lender advise the borrower in writing of all costs connected with the credit portion of the purchase.
STATEMENT OF INFORMATION: A conditional form completed by the buyer and seller to help the title company ascertain if any liens are recorded against either individual. Also referred to as the S.I. meaning the Statement of Identity.
TDS: Transfer Disclosure Statement, a written disclosure from the home seller to a buyer. This usually identifies defects of the property or disclosure requirements in the area, things which are known to the seller. Most states now require disclosure statement of some type. In some states disclosure provisions have the added importance of a rescission period, allowing the buyer a time period to withdraw from an accepted contract.
TENANCY IN COMMON: A type of joint ownership of a property by two or more persons without the right of survivor-ship. An ownership of this type may be left in a will.
TITLE INSURANCE POLICY: An insurance policy which protects the purchaser and lender (or other party) against specific losses as stated in the document.
VA Loan: A loan guaranteed by the the Department of Veteran's Affairs. A loan typically offering 100% financing to the veteran borrower.
If you do not find a Real Estate term that you think should be in our Real Estate Glossary let us know.


Saw this article on Realtor.org and was remineded on what good advice it is. For those having a hard time selling their homes don't forget the rent option…read below.
If a house doesn't sell, owners should consider renting – and hiring a real estate professional to manage the property, experts say.
Some are afraid they'll lose a tax-free sale. But sellers only have to live in a home for two of the last five years to claim the capital-gains exclusion, so even if that is an issue, sellers have three years to rent, Landau adds.
Once a home is rented, any fix-up costs are tax deductible, points out Rob Massey of Rentals.com.
An empty house is hard to insure and it's a target for vandals. "A vacant house goes downhill fast," says Karen Rhodes, an associate with Happy Home Realty in Chattanooga, Tenn.


With all the force of a stunt motorcycle rider, this tee takes you back to the county fair. Loud, fast motorcycle daredevils roared across the countryside, thrilling audiences. This t-shirt feels soft and lightweight, with the right amount of stretch. It's comfortable and flattering for both men and women.