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(9600) 株式会社アイネット
Bridge Report:(9600)I-NET the Second quarter of term March 2020
BRIDGE REPORT
President Mitsuru Sakai
I-NET CORP. (9600)
TSE 1st Section
Representative Director,
Executive President
Mitsuru Sakai
23F, Mitsubishi Juko Yokohama Bldg., 3-3-1 Minatomirai, Nishi-Ku, Yokohama
https://www.inet.co.jp/
ROE (Actual)
Trading Unit
16,242,424 shares
¥23,892 million
DPS (Estimate)
EPS (Estimate)
PER (Estimate)
BPS (Actual)
PBR (Actual)
14.4 times
1.6 times
*The share price is the closing price on November 27.
*The number of shares issued, DPS and EPS were taken from the latest brief financial report. ROE and BPS are the values of the pervious term.
Consolidated Earnings Trends
Ordinary Income
March 2016 (Actual)
March 2020 (Estimate)
* Unit: Million yen, yen.
*The estimated values were provided by the company. Net income is profit attributable to owners of the parent. Hereinafter the same applies.
This Bridge Report presents I-NET CORP.,'s overview of the financial results for the Second quarter of term ending March 2020
1. Company Overview
2. First Half of Fiscal Year ending March 2020 Earnings Results
3. Fiscal Year ending March 2020 Earnings Forecasts
4. Mid-term Management Plan
<Reference: Regarding Corporate Governance>
Based on its own data center with Japan's highest level of safety and management of system operations which has been nurtured for many years, I-NET CORP. offers optimal one-stop solutions to meet various needs from customers, including system planning, development, operation, and monitoring, as well as printing, enclosing and sealing, and advanced cloud computing. Its strengths are the great capability of operating business through vertical integration and horizontal expansion and the stable business model supported by a robust customer portfolio.
For the first half of the term ending March 2020, sales were 15.3 billion yen, up 18.5% year on year, and operating income was 1.2 billion yen, up 24.8% year on year. Sales and profits increased for all services in response to strong IT investment demand among corporations. Both sales and profits reached record highs in the first half.
It upwardly revised the full-year earnings estimates for the fiscal year ending March 2020. Sales are expected to be 31.0 billion yen, up 12.4% year on year, and operating income is expected to be 2.5 billion yen, up 6.6% year on year. IT investment among corporations is strong, and orders for information processing service and system development service are stronger than initially expected. Sales reached a record high for the 9th straight year, and profits are expected to increase for the 10th consecutive year and reach a record high following the previous year. There is no revision to the dividend forecast. The company is planning to increase the dividend by 3 yen/share from the previous year to 43 yen/share. It is scheduled to increase dividends for the 8th consecutive term. The expected payout ratio is 42.0%.
The company aims to operate a "data science business" in which it collects a huge amount of data generated from services such as drones, AI, and space development in a data center and generates significant added value to the data by analyzing, providing, and utilizing them.
It had not disclosed the sales of data center and cloud services, but it disclosed the sales of the past nine years at the recent financial results briefing. The data revealed that the compound annual growth rate (CAGR) of data center and cloud services for 9 years was 16.7%, significantly exceeding the overall net sales' CAGR of 3.9%. Their sales composition is still less than 20%, but if these services expand under the current strategy, profitability will increase further. We would like to keep our eyes on the future of data center service and cloud services from a medium-term perspective.
【1-1 Corporate history】
Although private automobiles were distributed rapidly and the number of gas stations were expected to increase, the gas station managers were suffering from the fact that it was difficult to manage accounts receivable, sale, customers, etc. surely and efficiently at that time.
Considering that introducing a system which could solve those problems would bring a big business chance, Mr. Noriyoshi Ikeda from a foreign-affiliated oil company (currently, chairman of the board of I-NET CORP.) established Fuji Consult Co., Ltd., the predecessor of I-NET CORP., in 1971, with the purpose of undertaking the counting at gas stations.
As Mr. Ikeda expected, the company was designated as a regional or nationwide calculation center first by Idemitsu Kosan and then by other oil wholesalers, including Showa Shell Sekiyu, Mobil, Kygnus Sekiyu, and Mitsui Oil, resulting in rapid business growth. In 1997, it was listed in the second section of Tokyo Stock Exchange.
Later, it expanded its business domains beyond the distribution of oil such as M&A, etc., and intensified its presence in its current main fields, including data centers, finance, manufacturing, retail, and distribution. In 2006, it was listed in the first section of Tokyo Stock Exchange.
The company is still cultivating new promising fields, including drones.
【1-2 Corporate philosophy】
As I-NET CORP. will commemorate the 50th anniversary of incorporation in 2021, it set "inet Way" as the corporate group's ethos, considering that it is necessary for executives and employees to share common values as their standards when taking any action all together in order to grow further and become an enterprise that can grow sustainably.
"inet Way" consists of 4 layers: "Corporate Philosophy," "Corporate Vision," "Management Policy," and "Mid-term Management Plan." It is based on "Charter of Corporate Code" corporations should follow and "Course of Action" which serves as the driving force for attaining "inet Way."
(Taken from the reference material of the company)
"inet Way" set a new management policy: "To become an excellent company that enables sustainable growth—keep growing while changing," in order to expand its business scale and develop a sturdy foundation for business growth.
It indicates the mindset: "The company and employees need to keep growing by changing themselves while seeing the changes of the times and trends."
To create new systems and values using information technology and contribute to the realization of a prosperous, happy society.
With "Create" "Challenge" "Trust" as our foundation, we aspire for the sustainable improvement of our corporate values and will grow as a company that contributes to society and our stakeholders.
A company that understands the value of knowledge and leads an IT society
A company that strives to create a network connecting technology-to-technology, heart-to-heart(person-to-person), and individual-to-society.
An energetic company that takes on creativity and innovation for the realization of a sustainable society.
A company that works towards the realization of a prosperous and happy society through information technology.
Becoming an excellent company that makes sustainable growth possible
~keep growing while changing~
The mid-term management plan will be described later.
【1-3 Market environment】
I-NET CORP. recognizes the industrial and business environments of its major domains and those the company will focus on as follows.
The market of data centers in which the company is competitive and the market of drones it focuses on are both expected to grow steadily.
Through the consolidation and reorganization of oil wholesalers, the number of them decreased from 15 in 1990 to 5. As a result, the number of domestic service stations has halved from the peak around 1990.
Amid this situation, the company acquired new customers and increased its market share based on its experiences and capabilities it has developed, and it cemented its No.1 position as competitors withdrew from their businesses.
There are many orders for the development of systems for interconnecting credit cards and sales data, etc., and it is unnecessary to conduct significant investment for increasing customers. This situation is favorable for the company.
Through the advent and spread of technologies and methods to increase business efficiency, such as cloud computing, AI, IoT, and RPA, the demand for investment in systems is growing in almost all fields in addition to petroleum-related ones, and the business environment surrounding the company is good.
【1-4 Business contents】
Based on its own data center with Japan's highest level of safety and management of system operations which has been nurtured for many years, I-NET CORP. offers optimal one-stop solutions to meet various needs from customers, including system planning, development, operation, and monitoring, as well as printing, enclosing and sealing, and advanced cloud computing.
Its core businesses are "information processing," "system development," and "system equipment sales."
(1) Information processing service
It is composed of the 5 services: "undertaking of accounting and information processing in the fields of oil sale, retail, distribution, finance, etc.," "management of credit data and delivery to card companies," "printing, processing, and dispatch of bills, direct mails for sales promotion, etc.," "IT management services," and "cloud services."
◎Commissioned counting settlement for service stations
As for the commissioned counting settlement services for service stations (gas stations), the company's initial business, it offers services related to credit cards and settlement of accounts receivable for payment at gas stations.
Credit-card transactions are handled by data centers of I-NET via networks.
On behalf of gas stations, the company processes data of accounts receivable and calculates quantities, unit prices, discounts, etc., and then it produces and dispatches bills at the end of each month.
The company has the largest market share, as about 33% of gas stations in Japan use the systems of I-NET.
By utilizing its know-how, experiences, and business base nurtured through the processing of credit cards and accounts receivable, I-NET handled settlement tasks in other fields, including finance and retail, and expanded its business scale.
◎Printing/Mailing
As the company has dealt with the task of dispatching bills at gas stations, it also prints, encloses, and seals credit-card statements, tax notices, election cards, direct mails, bills, etc.
It also undertakes the tasks of inputting data, receiving applications for credit cards, handling inquiries about status of card utilization, and operating call centers from credit card companies, which are major clients, through business process outsourcing (BPO).
◎Data center service
In the information processing service, the company is recently exerting their strengths and concentrating on "the data center service" and "the cloud service" the most. The company developed these services earlier than its competitors.
It has 7 data centers in 4 regions: Hokkaido (1 center), Yokohama (4 centers), Nagano (1 center) and Osaka (1 center), which back up one another and can cope with disasters.
◎Cloud service
In the cloud service, started by utilizing the business base nurtured through the data center business, the company not only offers its own services, but also cooperates with various competitive enterprises that offer useful applications to customers for mounting a platform.
By improving the customer satisfaction level, the company has established this service as a stable recurring-revenue business.
The data center and cloud services have grown more than four times as the market grew over the past decade.
They are considered as growth drivers.
(2) System development service
Based on the trusting relationship that has been fostered for many years, the company designs and develops systems for customers in a broad range of fields, including development of business applications, packaged software and general-purpose tools, embedding control, and space development.
There are customers from a wide array of business fields such as banks and financial institutions, gas stations, convenience stores, supermarkets, space development, construction, architecture, aviation, travel, public offices, municipalities, medicine, and manufacturing.
Software investment demand is expected to be strong over the medium to long term in order to enhance the competitiveness of companies, including improving operational efficiency and dealing with labor shortages.
(3) System equipment sales
The company procures and sells PCs, POS, supplies, and packaged software that are necessary to install systems in customers' facilities, and it also gives instructions for operating devices and software.
【1-5 Characteristics and strengths】
(1) Advanced capability of operating business based on vertical integration and horizontal expansion
I-NET's business started with the processing for gas stations, and then it vertically integrated the business operations for design and consultation for installing systems, development of systems, operation of its own data centers, printing, enclosing, and sealing of bills, call center operation, and BPO. Thus, it established and strengthened the base for business targeted at gas stations, and also it expanded its business domain.
In addition, based on the know-how and technologies nurtured through the above businesses, the company undertook system development in fields other than gas stations, such as distribution, manufacturing, and financial institutions, and it sold data centers to expand business horizontally and acquired customers in various fields.
The company's advanced capability of operating business, which realized the expansion of its business domain and customer base, cannot be ignored when evaluating the company.
(2) Stable business model supported by its robust customer portfolio
The number of client companies gained with the above-mentioned advanced capability of operating business exceeds 4,000. The customer portfolio is composed of various enterprises in a broad range of fields. Since I-NET offers a wide array of services centered around its cloud data center according to the business types of customers, its business model is stable and not affected by the ups and downs of customers and industries.
(3)Provision of one-stop services
One of its strengths is the capability to offer various IT-related services to customers in a broad range of industries and fields on a one-stop basis.
For example, ORIX Bank Corporation, one of the customers, entrusts I-NET with all processes for credit-card loans, excluding advertisement, lending, depositing, and collection. Thus, I-NET operates and manages the tasks at data centers.
There are few companies that can offer services with a high security level in all IT-related processes ranging from upstream to downstream ones, including system development, operation of data centers, construction and operation of systems, provision of various cloud services, and printing, enclosing, sealing, and dispatch of bills. On the other hand, I-NET gives high convenience and satisfaction to customers, which leads to a high barrier to entry and a significant competitive advantage.
【1-6 Target managerial indicators】
The company's important managerial indicators are "sales," "operating income," "operating income ratio," and "ROE" as they imply main business results to improve its corporate value sustainably through its continuous expansion on business scale.
【1-7 ROE analysis】
FY 3/15
ROE (%)
Net income margin [%]
Total asset turnover [times]
Leverage [times]
While leverage dropped, ROE increased continuously due to improved profitability and efficiency of assets.
Although the estimated net income margin for this term is 5.3%, lower than the previous term, it is highly likely that ROE will remain two-digit.
In the mid-term management plan, the company aims to achieve ROE of 11.1% in the term ending March 2022
【1-8 Dividend policy and the system for shareholder benefits】
The company's dividend policy is to continue paying stable dividends while securing some retained earnings for the future capital requirements.
The company has not set a target payout ratio. However, it has been over 40% in the past several years, and the estimated payout ratio for this term is 43.0%.
In addition, the company established a system for shareholder benefits.
The company presents Quo Cards once a year to shareholders who hold 1,000 or more shares as of September. 30 according to the number of shares they hold, and it also provides premium benefits worth 1,000 yen to shareholders who hold shares for 3 or more years.
Furthermore, the company donates 10% of the amounts of shareholder benefits to organizations for disabled people, etc. so that shareholders can contribute to the society.
(1) Earnings Results
1H of FY 3/19
Ratio to sales
SG&A expenses
*Unit: Million yen
Sales and profit grew. Both sales and profits reached record highs in the first half.
Sales increased 18.5% year on year to 15.3 billion yen, and operating income increased 24.8% year on year to 1.2 billion yen.
Sales and profits increased for all services.
Both sales and profit reached record highs in the first half.
(2) Trend by Segment
Information processing service
System development service
System products sales
*Unit: Million yen.
*Operating income was calculated with the company's original simplified method so the values are for reference. The composition ratio of operating income means operating income ratio.
(Information processing service)
Data center and cloud services with high profit margins were healthy, including large-scale projects acquired in the previous fiscal year and a steady increase in data center usage by existing customers.
(System development service)
In addition to the strong performance of system development for oil business and distribution service, Software Control Corporation, which became a subsidiary in October 2018, also contributed to good performance.
(System products sales)
The sales of POS equipment to gas stations and the sales of equipment accompanied with system development were healthy.
(3) Financial Conditions and Cash Flow
◎Major BS
End of Mar.
End of Sep.
End of Sep. 2019
Cash and deposits
Trade payables
Trade receivables
Short-term loans payable
Noncurrent assets
Noncurrent liabilities
Property, plant and
Long-term loans payable
Investments and
Total liabilities and net assets
Total borrowings
Total assets were 29.3 billion yen, up 700 million yen from the end of the previous term, due to the growth of property, plant and equipment (buildings and structures) along with the upgrade of equipment at data centers. Total liabilities augmented 200 million yen from the end of the previous term to 14.4 billion yen, due to the rise in borrowings to acquire the shares of consolidated subsidiaries and upgrading the above-mentioned equipment.
Net assets increased 400 million yen from the end of the previous term, due to the growth of retained earnings, etc.
Equity-to-asset ratio dropped by 0.4 points from the end of the previous term to 50.7%.
◎Cash flow
Operating CF
Investing CF
Free CF
Financing CF
The surplus of operating CF decreased due to the rise in trade receivables, etc.
The surplus of operating CF increased due to the rise in profit before income taxes, etc.
As the expenditure for acquiring property, plant and equipment augmented, the deficit of investing CF increased and free CF turned negative.
Financing CF turned positive, due to the rise in borrowings.
The cash position nearly decreased.
(4) Main Topics
The following efforts were made with a view to achieving the medium-term management plan and future growth.
① Verification test for bridges inspection utilizing drones
In May 2019, the company signed a memorandum of understanding (MoU) with Kimitsu City and D-ACADEMY Co., Ltd. (Kimitsu City, Chiba Prefecture) with the aim of building a maintenance cycle for extending the life of infrastructure using drones.
Kimitsu City aims to drastically reduce costs and improve operation efficiency by carrying out inspection of bridges utilizing drones. In order for full-scale operation of this system in FY 2020, the company will examine image shooting methods using drones, analyze videos, select bridges for which this method can be installed, examine the image data storage, and carry out a demonstration experiment to check the practicality of the system.
The bridge inspection method is currently uniform for all the bridges. The side and bottom surfaces of the bridge are inspected by a bridge inspection vehicle, as close-up visual inspection is fundamental. The traffic regulation to restrict the usage of bridges during inspection is also considered as an issue.
By implementing bridge inspections with drones in the future, it is expected that the inspection cost will be greatly reduced, and the life of the bridges will be extended by spending more money on the repair rather than inspection. The burden on the user will also be reduced by the relaxation of traffic restriction associated with inspections.
With the opening of Dream Drone Flying Field (DDFF) in Kimitsu City in 2017, I-NET has been conducting PR video shooting and ecological surveys of monkeys starting with the conclusion of a disaster cooperation agreement with Kimitsu City. Through this demonstration experiment, the company is expected to contribute to the promotion of the development of Kimitsu City using drones.
② Entrusted with the "Sightseeing Promotional Material Production Project" by Yokohama City.
In October 2019, as part of a drone video solution, the company undertook the "Sightseeing Material Production Project" by Yokohama City.
In this video production project, the company, which is participating in the "Drone Business Realizing Initiative Japan (DBRIJ)" aimed at accelerating the practical application of the drone business, and Tripod Works Co., Ltd. (Sendai City, Miyagi Prefecture) shot facilities in Yokohama and a 4K high-definition video was created to transmit the sightseeing information.
③ The University of Tokyo Hashida Laboratory and I-NET signed a joint research agreement.
The company signed a joint research agreement with Professor Koichi Hashida, Graduate School of Information Science and Technology, The University of Tokyo, to collaboratively conduct demonstration experiments on utilization of personal data that are shared between individuals and businesses and AI/data analysis utilizing PLR (*) advocated by Professor Hashida.
The results of the demonstration experiments will be used for safe and inexpensive directory management and file sharing services in the general business field and analysis of factors causing breast cancer and encouragement of breast cancer screening in the health care field.
The company will be working on the "development of apps that offer benefits to individuals through personal data analysis," "development of video apps such as breast self-check and body care analysis," and "building of data analysis infrastructure and video distribution service infrastructure."
The EU General Data Protection Regulation (GDPR) enforced in May 2018 stipulates data portability and deletion rights, and data portability is being examined in Japan.
The company is planning to develop a data utilization business by taking advantage of PLR's feature of safe and inexpensive management and operation of personal data by the data subject.
(※) Personal Life Repository (PLR)
PLR is a type of Personal Data Store (PDS) in which personal data are managed and operated only by the data subject in principle and are shared and used with others. PLR is much safer and cheaper to build and operate than traditional information systems where third parties manage data sharing.
④Active efforts in the space business
From the first meteorological satellite "Himawari" in 1977 to the asteroid explorer "Hayabusa" that returned in 2010, the company has been engaged in space satellite development for many years and is making various efforts.
◎ The company signed a capital and business alliance agreement with SPACE WALKER Inc., a space start-up company, for the development of a space plane business.
In August 2019, the company signed a business alliance agreement with SPACE WALKER Inc. (Minato-ku, Tokyo), which aims for the first manned space flight in Japan, to develop a reusable winged sub-orbital space plane business. It also invested in SPACE WALKER in response to their efforts to raise funds on September 30.
(Overview of SPACE WALKER Inc.)
SPACE WALKER was established in December 2017. It provides space plane design/development and transportation services using a space plane.
Utilizing the technology that the founder has cultivated in space plane research since the 1980s, SPACE WALKER is working with technology partners to carry out studies on and development of "access to space," which is indispensable for space utilization businesses.
It aims to provide a weightlessness experiment service around 2022, a small satellite launch service around 2024, and a manned space flight service around 2027.
(Business alliance details)
①Technical support for space plane development
②Operation support for space planes
③Support to construct information security management systems
I-NET CORP. supports the construction of SPACE WALKER's information security management system, taking advantage of the position as a data center operator and cloud service provider.
(Overview of Fundraising of SPACE WALKER)
Through the issuance of CE-type stock acquisition rights, SPACE WALKER procured a total of 370 million yen on October 15, 2018 and September 30, 2019.
Underwriters include I-NET CORP., ABBALab inc., Sanwa Supply Inc., Bascule Inc., Bliss Link Corporation, and Kenji Kasahara (Chairman and Executive Officer of Mixi Inc.).
I-NET CORP. will further strengthen the relationship through this investment and accelerate the development of the space plane.
◎ I-NET CORP. concluded a business alliance agreement for a satellite related business with a space start-up company "Amanogi, Corp.," which originated from Tokyo Institute of Technology
In September 2019, the company entered into a business alliance agreement with Amanogi, Corp., a start-up company that originated from Tokyo Institute of Technology (Ota-ku, Tokyo) for the development of a satellite related business.
(Overview of Amanogi, Corp.)
It was established in 2017. It is "a venture that originated from Tokyo Institute of Technology" established by Yu Kudo, who is a graduate of Tokyo Institute of Technology and has development experiences at a space start-up company. Amanogi is established for the development of satellite parts and AI systems for satellites. In particular, it aims to commercialize the research results of Tokyo Institute of Technology specializing in small satellites. As its advanced efforts are recognized, it was selected as a new space industry creation business by the Ministry of Education, Culture, Sports, Science and Technology. It was also selected for the "Research and Development Project for Space Industry Technology Information Infrastructure" by NEDO and a demonstration theme of the "Innovative satellite technology demonstration Unit 2" announced in December 2018.
Amanogi's businesses
①Satellite component business
There is no doubt that the launch of small satellites will increase rapidly in the future, but there is no star tracker (*) vendors in Japan. The star trackers made overseas are about 10 million yen. They are expensive and there is no support service for the products.
On the other hand, the star tracker "Amanogi Star Compass" manufactured by Amanogi achieves a price and development period that is less than half of the conventional ones, and is internationally competitive. It will be put on the market in 2020 and will be considered for sales not only in Japan, but also to overseas operators.
②AI space data business
Space data have issues in immediacy and communication/operation costs. By applying Edge Computing (to realize AI and data analysis on a small scale and with low power consumption by applying small computers and logic synthesis) to satellites, only necessary data will be transmitted to the ground, and the space data in need can be provided quickly and at low cost.
Amanogi has a business plan to start the AI satellite development project in 2020, carry out technical demonstration of the launch of an AI satellite in 2023, and start a satellite business based on the results of demonstration of the AI satellite in 2024.
(Overview of the business alliance agreement)
①Joint development of satellite components, ② joint development of satellites, ③ joint development of star sensor services using a data center and ④ joint development of the service of AI-based analysis of satellite data
They are aiming for early commercialization by combining the knowledge and research results of three parties including I-NET, Amanogi, and Tokyo Institute of Technology
(※)Star tracker
A device for satellites to understand their orientation in space based on the position of stars.
◎ I-NET CORP. invested in the Japan's first space start-up fund
I-NET CORP. invested in Space @Start No.1 Investment Limited Partnership specializing in space start-up companies, formed by @Start CO., Ltd. (Minato-ku, Tokyo), an independent venture investing in start-up companies.
One of the aims of this investment is to strengthen the relationship with leading space start-up companies.
(Overview of the Space @Start No.1 Investment Business Investment Limited Partnership)
It invests in space start-up companies with a focus on Japan's first technologies. The total fund is over 5 billion yen, and the operation period is 6 years.
(Overview of @START Co.,Ltd.)
@Start Co., Ltd. was established in 2015. It is an independent venture capital established by Kazumasa Watanabe, who led several companies to initial public offering (IPO) as CFOs, including Ride on Express Holdings, which operates a delivery sushi "Gin no Sara." It has a unique position of "entrepreneurial venture capital," and is characterized by close support for investing companies, especially for IPO systems and scenarios.
⑤ I-NET CORP. opened a representative office in Singapore.
In November 2019, it opened a representative office in Singapore.
As part of its overseas business strategy, the office is intending to conduct market research mainly in Southeast Asia, where IT-related markets are growing rapidly. It collects information, carries out market research and examines new business development opportunities in the region.
(1) Earnings Estimates
Ratio to
(Est.)
Correction rate
Progress rate
*Unit: Million yen. The estimates were announced by the company.
Earnings estimates were revised upwardly. Sales and profit are projected to grow for the 9th and 10th consecutive term, respectively. Sales are forecasted to hit a record high. Profit is expected to hit a record high continuously.
Earnings estimates were revised upwardly. It is estimated that sales will grow by 12.4% year on year to 31 billion yen and operating income will rise by 6.6% year on year to 2.5 billion yen.
Corporate IT investment demand is strong, and orders for information processing service and system development service are healthier than initially expected.
Sales are projected to increase for the 9th consecutive term, hitting a record high.
Profit is forecasted to rise for the 10th consecutive term, hitting a record high again, following the previous term.
There is no revision to the dividend forecast.
The dividend is to be 43 yen/share, up 3 yen/share from the previous term, increasing for the 8th consecutive term. The estimated payout ratio is 42.0%.
System equipment sales
*Operating income was calculated with the company's original simplified method so the values are for reference.
*The composition ratio of operating income means operating income ratio.
The data center business and cloud services are performing well. Sales and profit are estimated to grow this term as well, despite the costs for upfront investment, amortization of licenses, and R&D.
The demand for system development is expected to keep growing in 2019, causing increase in sales and profit.
(1) Positioning of the current mid-term management plan
As the first step for becoming "an excellent company that enables sustainable growth," which is set as a management policy, the company produced a mid-term management plan, started this term and expected to end three years later, in the term ending March 2022, and it is proceeding with this plan.
In order to improve its corporate value and expand its business scale, it is proceeding with the three plans: "the business strategy plan," "the investment strategy plan," and "the ESG plan." It aims to achieve sales of 33.2 billion yen in the current mid-term management plan and sales of 50 billion yen in the next mid-term management plan that will end in the term ending March 2025, and it will still continue pursuing further growth.
(2) Management strategy
The basic management strategy is to emphasize the balance between "defense" which cements the bond with customers and "offense" which cultivates new market fields and services.
The company will establish a firm customer-first philosophy, provide proposals with added value, develop promising products and services, and invest in human resources.
In particular, the company will hone its capabilities to the level of being able to give proposals with high added value exceeding the customer expectation.
Company-wide intensive measure (1): Partner strategy and sales channel strategy
Since it has become difficult to operate all businesses by itself, I-NET will deepen the cooperation with partners that excel at system development, cloud services, sale, and OEM as well as striving to raise the top line, enrich the lineup of services, increase sale, and expand its business domain.
Company-wide intensive measure (2): Building services of cloud platform (NGEC) + applications as a platform operator
I-NET will mount not only its services, but also a variety of excellent applications useful for customers on the cloud platform, which is an advantage of the company, in order to improve its strengths and value significantly as a platform operator.
Company-wide intensive measure (3): Further promotion of cross-selling in business covering from planning to BPO
As I-NET offers a wide array of services on a one-stop basis, it will conduct marketing activities, targeting a broad range of customers regardless of industries and businesses and promote cross-selling, for system planning and development, operation at data centers, cloud operation, enclosing and sealing of printed matter.
(3) Business strategy plan
① Information processing service
SS, commissioned counting settlement
*To raise the share in the number of processed SS (33% ⇒ over 50% in the mid/long term)
*To expand the non-oil business by utilizing the nationwide network of sales branches
*To promote sales of services targeting LPG distributors
*To expand the sale of the cloud service base (NGEC)
*To strengthen and expand sales channels (to increase the number of resellers and promote the OEM model)
Printing, mailing/BPO
*To revise and expand the scope of services
*To expand the BPO service business actively
DX solution
*To early monetize the BIM and CIM businesses utilizing drones
*To enrich the AI cloud service for small and medium-sized enterprises and expand sales
*To establish and operate an IoT business model
Although the number of domestic gas stations is decreasing, the company received orders from new service stations, expanding its market share and maintaining the top position. It will continue implementing new defensive and aggressive measures to further expand its market share.
It considers that it is necessary to expand sales channels and promote the OEM model in order to spread the cloud service.
② System development service
*To upgrade and revise financial packages to adapt to the changes in needs in the financial market
Distribution and services
*To differentiate its service from those of competitors by utilizing the know-how to manage sales in the distribution industry (operating the business of installing business templates)
*To utilize the know-how of modernization of AS400 legacy assets and expand the number of orders
*To increase transactions with new space corporations and venture firms for developing original satellites, to expand the business scope
New markets and services
*To enter new business markets, including "parking area" and "rental"-related ones
In the field of "space," I-NET has started transactions with several venture firms and will develop a new business model.
As for new service markets, it will cultivate new business fields which market reform will be demanded, such as sharing and rental businesses.
(4) Investment strategy plan
*To implement measures for recruiting the target number of new graduates and mid-career workers
*To strengthen the systems for educating and training personnel at each level and improve their contents
*To renew the equipment at the first and second data centers as planned
*To discuss the plans for increasing the areas of data centers and enlarging data centers
*To develop the next-generation cloud platform with evolved NGEC
*To operate data analysis and data science businesses
*To utilize the data of artificial satellites for business
*To discuss how to enter overseas markets (planning to establish overseas footholds in Southeast Asia). To aim to offer services based on the company's expertise and cutting-edge technologies
The company believes that investing in human resources is the most important investment in order to expand business scale and improve corporate value, which are set as the medium- to long-term goals.
It will continue to actively recruit new graduates who will lead the growth of the company in the future. For mid-career recruitment, it will proactively hire highly skilled IT people with strong technical expertise to respond to new technologies such as AI and big data as well as people with immediate fighting strengths in the space development field, which is a focus business of the company.
I-NET will strive to secure excellent personnel as well as developing personnel and their careers under the assumption that planned investment and meticulous PDCA would lead to the growth of both employees and the company.
Specifically, in addition to new employee training, young employee training, and management training, the company launched a "Management School," a special training program for future managers.
It will increase investment in R&D to differentiate its business and enhance its competitiveness. They will especially invest in the development of the next-generation cloud platform by evolving the current cloud base and the data science business, including the analysis of big data, which is expected to grow rapidly.
(5) ESG plan
<S:Social>
Focusing on society among ESG (environment, society, and governance), the company upheld the promotion of wellness management and diversity and declared the following stance.
"I-NET CORP., under a philosophy that employees are the greatest assets in management, actively promotes the wellness management, considering both physical and mental wellness of our employees as a source of continuous development of our corporate value. I-NET CORP. promotes the innovation of individual work style to make working environment where our employees can exert all their abilities in peace."
Our concrete activities were highly evaluated, and we received the following public certifications.
Date of certification
Outline and activities
The Outstanding Health and Productivity Management Organizations (White 500)
(The large-scale corporation section of "Certified Health and Productivity Management Organizations Recognition Program" by the Ministry of Economy, Trade and Industry)
*Declared wellness management
*To encourage all employees to undergo a health checkup regularly, and give follow-up care based on diagnosis results
*To employ industrial doctors and establish a health support division
*To encourage employees to take the certification test for mental health management
Eruboshi
(Certification mark given to enterprises that satisfy certain criteria specified by the certification system in accordance with the Act on Promotion of Women's Participation and Advancement in the Workplace and are excellent in empowering women)
*Ratio of female employees: 23.0%
*Ratio of new female graduates recruited: over 40%
*Establishment of a women's committee
*Establishment of a diversity promotion division
*Appointment of female directors (2 out of 11 directors)
*Woman act. Supporters for Kanagawa women empowerment
Kurumin
(Mark given to enterprises certified by the Minister of Health, Labour and Welfare as enterprises that support child rearing, if it is applied for after satisfying certain requirements)
*Enrichment of a system for shortening working hours for employees who have a child (until the child becomes a fourth grader)
*Setting of no overtime day
*Leave for spouse's childbirth
*Memorial leave
*Teleworking system
*Re-employment system
In I-NET DATA SERVICE CORP., a special subsidiary (approved by the Minister of Health, Labour and Welfare) established for the purpose of providing disabled people with job opportunities and helping them become independent and self-sufficient, disabled people conduct data inputting, scanning, chores and business card production.
In addition, we established "A cheering squad for working mothers," a website for supporting child care and women's empowerment, where users can find nursery facilities by utilizing the open data of the City of Yokohama, where its headquarters is located.
<G:Governance>
A commissioned executive officer system was established.
The company reduced the number of directors to 7 (12 in September 2017) to speed up the decision-making process and strengthen supervisory functions. It also appointed 11 executive officers (including 4 concurrently serving as directors), aiming to clarify the responsibilities pertaining to the execution of duties and improve efficiency and speed of business execution.
In addition, the restricted stock system was introduced.
The directors share the direction of the company with shareholders to achieve continuous improvement of corporate value and work on further sharing of values with shareholders.
(6) Numerical goals
The information processing service and the system development service are estimated to keep growing steadily, and sales and profit are projected to hit a record high continuously.
CAGR (compound annual growth rate) in 3 years is 6.4% for sales and 5.2% for operating income. Operating income ratio remains around 8%.
The target ROE for the term ending March 2022 is 11.1%. The company will concentrate on the enhancement of its earning capacity, with ROE being an important management indicator.
◎Organization type and the composition of directors
Company with an audit and supervisory board
7 directors, including 2 outside ones
4 auditors, including 4 outside ones.
◎Corporate Governance Report
Last update date: July 29, 2019
<Basic Idea>
We promote construction and maintenance of business management systems as priority items which can cope with a change of the management environment quickly, while we improve business transparency for the purpose of effectiveness and efficiency of business operations, reliability of the financial statements, and the compliance with the relevant laws and ordinances.
<Reasons for Non-compliance with the Principles of the Corporate Governance Code (Excerpts)>
Disclosure contents
Supplemental principle 1-2-4 (Exercise of rights at the general meeting of shareholders)
We have implemented the electronic exercise of voting rights, but we have not made an English version of the convocation notice. However, we have prepared English translations of the financial summary and annual report. In light of the growing rate of the number of foreign investors, we will consider issuing an English translation of the convocation notice.
Supplemental principle 4-10-1 (Establishment of advisory committee)
We have appointed two independent outside directors.
Although these independent outside directors have not reached a majority in the board of directors, each independent outside director makes use of their highly specialized knowledge and extensive experience to express their opinions and give advice when needed to the board of directors and to each individual director.
Additionally, active discussions which involve four outside auditors (including one independent outside auditor) are held at meetings of the board of directors, and a fair and transparent system has been established.
However, as a result of our examination of the ideal form which the advisory committee should take based on the intent of the revision to the supplemental principles, we have decided to launch a new advisory committee. A majority of the committee's members are to be independent outside officials, in order to introduce objective external opinions.
<Disclosure Based on the Principles of the Corporate Governance Code (Excerpts)>
Principle 1-4. The so-called strategically held shares
<Policy regarding strategically held shares>
Aiming for smooth business management and the maintenance and strengthening of business relationships, we will hold shares strategically only when deemed necessary after comprehensively examining medium and long-term economic rationality and the future outlook. Regarding the shares which we may hold, we will examine the purpose of holding, the risk associated with holding, the return on investment, and so forth for each individual stock based on changes in the business environment and other factors, and we will periodically review our holding policy in consideration of reducing the number of shares.
<Criteria for exercising voting rights pertaining to strategically held shares>
Regarding the exercise of voting rights for strategically held shares, we check the management policies and business strategies of the relevant companies and comprehensively discuss whether improvement of corporate value will be achieved, in addition to checking whether the respective case is in accordance with our holding policy. Then we judge the opinions in favor of and against each measure on an individual basis.
In addition, we will have dialogue with respective issuing companies regarding proposal contents, etc. as necessary.
Principle 5-1 Policy regarding constructive dialogue with shareholders
We have established an IR policy, and disclose basic policies, disclosure criteria, disclosure methods, silence periods, and so on. To a reasonable extent, we also engage in dialogue with shareholders and investors in order to contribute to sustainable growth and medium-to-long term improvement of corporate value.
We have put the planning and IR division in charge of IR, and have established an IR system in which the director and managing executive officers who manage the IR department are the staff in charge of IR. With regard to stakeholders including shareholders and investors, the IR staff fully cooperates with the divisions of management planning, general affairs, accounting, human resources, business divisions, and so on, and management and financial conditions, etc. are disclosed in a timely and appropriate manner.
Dialogues with shareholders take place in the form of business briefing sessions held after financial results announcements, as well as in the form of financial results briefings for analysts and institutional investors we hold twice every year, in which explanation and dialogue are carried out by the president and representative director. In addition, when appropriate, we hold private interviews with institutional investors and company briefings for individual investors, and to a reasonable extent, active IR activities are handled by management executives and IR staff, not to mention the president and representative director.
The relevant IR staff member makes an appropriate decision on the opinions, etc. of shareholders and investors grasped from dialogues, and seeks feedback by discussing with and reporting to the board of directors, etc. as necessary.
Regarding the management of insider information, we carry out dialogue in accordance with internal regulations.
This report is intended solely for information purposes, and is not intended as a solicitation to invest in the shares of this company. The information and opinions contained within this report are based on data made publicly available by the Company, and comes from sources that we judge to be reliable. However, we cannot guarantee the accuracy or completeness of the data. This report is not a guarantee of the accuracy, completeness or validity of said information and or opinions, nor do we bear any responsibility for the same. All rights pertaining to this report belong to Investment Bridge Co., Ltd., which may change the contents thereof at any time without prior notice. All investment decisions are the responsibility of the individual and should be made only after proper consideration.
Copyright (C) 2019 Investment Bridge Co., Ltd. All Rights Reserved.
To view back numbers of Bridge Reports on I-NET CORP. (9600) and other companies and to see IR related seminars of Bridge Salon, please go to our website at the following url: www.bridge-salon.jp/
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text:
Q: HTB qdisc child of another HTB qdisc drawbacks In the HTB documentation can be read:

Note: HTB as child of another HTB is NOT the same as class under
  another class within the same HTB. It is because when class in HTB can
  send it will send as soon as hardware equipment can. So that delay of
  underlimit class is limited only by equipment and not by ancestors. In
  HTB under HTB case the outer HTB simulates new hardware equipment with
  all consequences (larger delay)

EDIT:  My question is: the delay for having a qdisc children of another is large enough for not considering this approach over having only one qdisc?
The thing is that I must have enabled QoS because I want prioritize some traffic over other one, I'm just asking for the approach to do that.
Thanks in advance.

A: There are situations where you want delayed transmission - e.g. when simulating a slow link. In a simple case of prioritizing traffic, creating two or more HTB classes with different priorities and using filters to assign traffic to them would do. But nevertheless you should add the stochastic fair queuing qdisc as a child qdisc of your HTB classes to make sure that a single connection within a class does not starve the others. There are some examples at lartc.org on this topic - check them out.

redpajama_set_name: RedPajamaStackExchange


The design of a Mid power system (200W or 300W) is more advanced than the Low Power unit's design.
Not only does the standard configuration exist of a control unit and a laser source, but also a cooling unit. This cooling unit makes sure the source remains cool during operation.
Our unique industrial grade control system ensures fluent operation of both chiller and laser source, and provides the customer with all the information he needs!
Of course, multiple laser programs can also be created in Cleansweep©, which can be stored to the control unit later on.
P-Laser's Mid Power units can be delivered with a mobile or machine optic.
The mobile optic finds it application in constantly changing working areas. The laser can be operated by hand, so even the most difficult spots can be reached.
The machine optic can be installed on a assembly or production line, without the need for large modifications.
Both optics are delivered with 2D-scanners (patent pending), which ensures an extremely versatile package of operation modes.
P-Laser's Mid Power series come in a fixed cabinet or a rugged trolley.
When used as stand-alone unit or integrated in a production or assembly line, the P-Laser metal cabinet effectively protects your Mid Power laser cleaning system.
As the MTR-03 trolley fits into a small van, it can be transported and maneuvered very easily. The brakes on the caster wheels prevent the system from moving around unintentionally.
Both options ensure a long-lasting, optimal operation of your P-Laser cleaning equipment.


We've all heard the horror stories of overly trusting individuals being tricked into giving their money to less than savory characters. This guide section focuses on identifying scam artists and protecting yourself from them.
Make sure you and your family never fall prey to the schemes and cons that pervade all aspects of American life. Learn to recognize con artists and send them on their way before parting with any of your hard-earned money.
The successful con artist approaches victims with a nice guy approach. Behind this friendly exterior is a shrewd psychologist who can break down his victims' resistance to his proposals. The typical con artist has a good sense of timing and sincerely believes his victims deserve to be taken advantage of.
Being well-informed and skeptical are your best means of protection. This Financial Guide tells you how to spot a scam. It provides lists of "buzzwords" used by con artists, strategies for knowing which sales pitches are legitimate, and ways to fight back.
Anyone can fall victim to a con game, even someone who thinks they are too intelligent or sophisticated to be conned.
Many victims share certain characteristics. Often, but certainly not always, they are older, female, and live alone. They trust others and either need or want more income. Loneliness, willingness to help, and a sense of charity are characteristics a con artist will exploit to gain a victim's cooperation.
The con artist exploits his victim's life insurance benefits, pensions or annuities, retirement nest eggs, home equity, or other assets. And he will usually have the willing cooperation of his victim.
It's free! Few things are really free. If you are told it's a free vacation, free cellular phone, free gift, investigate it. What else do you have to do to get the "freebie?" Pay shipping and handling charges? A gift tax or redemption fee? Get yourself to some distant destination? Sign up for a month or two of service? Buy three and get the fourth free?
It's 50% off. Off of exactly what? The regular retail price? The manufacturer's suggested price? The bulk price? The sticker price? Ask for written verification of the original price.
It's a going-out-of-business sale. Stores along parts of Fifth Avenue in Manhattan have been going out of business for years...and are still in business. Be particularly cautious in the crowded tourist and shopping sections of any major city or resort. Even when a company is honorably closing its doors, they could be posting artificially high prices and then marking them down. Their incentive to unload merchandise is strong. If you find what you believe is a good deal, read the warranty carefully -- if something goes wrong with your CD player or refrigerator, you cannot take it back if the store is closed. But can you take the item to a service center or other designated repair place?
It's factory to you. We match lower prices. It's the lowest price in town. You have been specially chosen. These are more often than not just come-ons to get you into the store. Will you really shop around to make certain it is the lowest price in town? Will you really ask management to lower the price because another store has a better deal? You need time and assertiveness to make these deals really work.
You've just won! Sweepstakes and vacation prizes cram everyone's mailbox. Some are real, but many are not. If you are asked to pay a fee in advance in order to be a possible winner, don't grab the bait. This practice is known as an illegal lottery. And those low cost vacation trips generally come with extra charges or difficult-to-meet conditions; the Federal Trade Commission is constantly issuing warnings about them. You may be asked to join a travel club, be charged extra for in-season rates, or get air fare only one way. Be sure to inquire.
Work at home and make a fortune. Some of these offers are legitimate, but there are also hundreds that are pyramid schemes requiring you to make a high initial investment that you are unlikely to ever get back or requiring you to bring a number of other people into the business. A recent deal that swept the country involved sending $5 for information about stuffing envelopes at home. Once you did that, you were asked for $200 to $500 for supplies, and then another $25 or $50 for something else. . .the pyramid, made up of your money, simply grew higher and higher.
We'll get you money for your down payment. New home buyers are ripe for this one. The caller promises you money for a pre-paid fee, which is often an outrageous amount -- $1,000 or more. Later on he gets back to you with the surprising news that he just couldn't get you credit. Now you're out the $1,000 and no closer to buying the house.
These coins will put your child through college. One year the Pennsylvania Attorney General's office received over 300 complaints from people who had lost money on phony coin deals; the average loss per person was $10,000. The coins were never delivered. We do not wish to discourage you from buying legitimate coins; just make sure to use a reputable dealer.
We have an IRS-endorsed retirement plan. Phony telemarketers have promised people a retirement with an IRS-approved, IRS-endorsed plan. To set the record straight, the IRS does not endorse anything. Don't put your money anywhere but the bank, mutual fund or brokerage firm where you have an established IRA.
Cash only. Why is cash necessary for a proposed transaction? Why not a check?
Secret plans. Why are you being asked not to tell anyone?
Get rich quick. Any scheme should be carefully investigated.
Something for nothing. A "retired" swindler once said that any time you are promised something for nothing, you usually get nothing.
Contests. Make sure they are not "come-ons" to draw you into a money-losing scheme.
Haste. Be wary of any pressure that you must act immediately or lose out.
Today only. If something is worthwhile today, it is likely to be available tomorrow.
Too good to be true. Such a scheme is probably neither good nor true.
Last chance. If it is a chance worth taking, why is it offered on such short notice?
Left-over material. Left-over materials might also be stolen or defective.
In fact, any cold call trying to sell you a half-acre ranch in some faraway state, aluminum siding, a new chimney flue, or even tax shelters, cattle, or anything else you know nothing about, should set off alarms.
We can clean up your credit card debt. The latest version of this scam claims to give you a new credit report within 30 days for a flat fee. However, after paying for the service, the scam artists call back, informing you that they couldn't get the job done. Only you can repair your credit report. Also, watch out for those who tell you that by obtaining a new Taxpayer Identification Number or TIN, you get a new credit report. The TIN is your Social Security number.
Home improvement: Home repair or improvements you don't need that are recommended by a phony city inspector, or termites or pests you don't have.
Bank: A false bank examiner, or a pigeon drop (false bank employee who takes your deposit or "tests the honesty of bank employees" and thereby gets his or her hands on your cash).
Investment: Franchises, vending machines, land frauds, theft of inventions, securities investments, work-at-home.
Postal frauds: Chain letters, magazine subscriptions, unordered merchandise, correspondence courses.
Others: Bait and switch, charity rackets, computer dating, debt consolidation, contracts, dance lessons, freezer plans, psychic fraud, fortune tellers, health clubs, job placement, lonely hearts, medical quackery, missing heirs, referral sales, talent scouts, pyramid schemes, fake officials.
Most successful cons are modern versions of old schemes. For example, the old "salting the gold mine" scheme is still being practiced, but today's salting occurs in living rooms rather than abandoned mines.
In the old ruse, mine owners would place a few gold nuggets in used-up mines so they could sell them for inflated profits. In one recent scheme a con artist bought six color television sets at the regular price from a retail store, and then sold them, still in their cartons, to six prominent local persons for one-fifth of their original price. Later, he hired several high school students as telephone solicitors to sell carloads of TV sets purchased new from a bankrupt retail chain. When potential customers balked, the con artist used as references the original six customers who had been salted. Before the police were alerted, he collected almost $60,000.
The old "bank examiner" scheme still exists, and it is working well, particularly among older widows. In this scheme, the con artist, posing as a bank examiner, asks the victim to help him test the honesty of bank employees by withdrawing substantial funds. When the funds are handed over to the con artist for "examination," he issues the victim a worthless receipt and disappears.
The most insidious scam involves the perpetrator offering you false legal assistance after he has already swindled you. For instance, you have already lost money in an illegitimate deal and you get a call from someone posing as a federal official or lawyer who claims he can get your money back, for a fee or a percentage of the total amount.
Here are five simple questions that will expose even the most clever of con artists.
How did you get my name? If you fail to get a believable answer, you can assume it was from the phone book, which suggests a randomness in the selection of your name that should make you suspicious.
What risk is involved? You know that every investment carries some risk and a 100% fully guaranteed deal does not exist.
Can you send me written information? Scamsters would rather hang up and risk losing you than put something in writing. They often try to get around this question by saying there isn't time.
Will you explain your offering to my lawyer? You will either be told there isn't time, or the caller will ask for your lawyer's address and never send anything. You can, of course, check this out by asking your lawyer if he or she has been contacted by this person.
Can you give me references? Follow up on any you are given.
Tip: Write down the answers you receive; they may amaze you.
Tip: If by some miracle you are satisfied with the answer to all five questions, then make two phone calls, to: The National Financial Fraud Exchange (800-822-0416) and the North American Securities Administrators Association (202-737-0900). They will run the person's name through their systems to see if any complaints have been filed against him or if any SEC violations are on record. Details on both groups are given at the end of this article.
Don't let yourself be hurried. No matter what you are told, almost every good deal will remain a good deal for at least a week. The small percentage of good deals that will not be available tomorrow is not worth the risk needed to find out. There may be times when you will want to make a prompt decision, but not when it is an irrevocable financial commitment to buy a product or invest in something you are not familiar with from a caller you don't know. Purchase decisions should never be made under pressure.
Always ask for information by mail about the product, service, investment or charity and about the organization selling it. For legitimate firms, providing written information should not be a problem. But con artists will not want to give you time to consider the legitimacy of their offer, may not have written material available, or may not want to risk a run-in with legal or regulatory authorities by putting fraudulent statements in writing. Always insist on having enough time to study any information provided before being contacted again or agreeing to meet with anyone. Certain high-pressure telephone calls are solely for the purpose of convincing you to meet with an even higher-pressure sales person in your home.
Do not make any investment or purchase you don't fully understand. Unless you fully understand what you are buying or investing in, you can be burned. Swindlers seek out individuals who do not know what they are doing; often attempting to flatter them into thinking they are making an informed decision.
Ask what state or federal agencies the firm is regulated by and/or is required to be registered with. If you get an answer, ask for a phone number or address to verify it. If the firm says it is not subject to any regulation, increase your level of caution.
Check out the organization. Swindlers want you to assume the information they provide is accurate. They know most people never bother to follow check references. It is far better to contact the relevant agency and obtain the information while you still have your money.
If an investment or major purchase is involved, request that information also be sent to your accountant, financial advisor, banker, or attorney for evaluation. Swindlers do not want you to seek a second opinion. Their reluctance or evasiveness could be your tip-off.
Ask what recourse you would have if you make a purchase and are not satisfied. If there is a guarantee or refund provision, be sure to get it in writing, and be satisfied that the business will stand behind its guarantee before you make a final financial commitment.
Beware of testimonials that you may have no way of investigating. They may involve nothing more than someone being paid a fee to speak well of a product or service.
Don't provide personal financial information over the phone unless you are absolutely certain the caller has a bona fide need to know. That goes especially for your credit card number and bank account information. The only time you should give anyone your credit card number is when you have decided to make a purchase and want to charge it. If someone says they will send a bill later but they need your credit card number in the meantime, be cautious; first make certain you are dealing with a reputable company.
If necessary, hang up or walk away. If you are simply not interested, if you become subject to high-pressure sales tactics, if you cannot obtain the information you want or get evasive answers, or if you hear your own better judgment whispering that you may be making a serious mistake, just say good-bye.
Be wary of "great deals" and low-priced offers. Few legitimate businesses can afford to give away products of real value.
Don't be pressured into buying. A good offer today should be available tomorrow.
Get all the information in writing before you buy anything.
Don't give your credit card number over the phone unless you know the company.
The FTC has published a free brochure, Telemarketing Travel Fraud, to help you avoid these scams. For a copy, contact the agency at 1-877-FTC-HELP, or see its Website at http://www.ftc.gov, and click on "Consumer Protection."
Most telephone sales calls are from legitimate businesses. But wherever honest firms search for new customers, so do swindlers. Phone fraud is a multi-billion dollar business that involves selling everything from bad or non-existent investments to the peddling of misrepresented products and services. Everyone who has a phone is a prospect; whether you become a victim is largely up to you.
There is no way to determine whether a sales call is on the up and up simply by talking on the phone. No matter what questions you ask or how many you ask, skilled swindlers have ready answers. For this reason, sales calls from persons or organizations that are unknown to you should always be checked out before you actually buy or invest. Legitimate callers have nothing to hide.
Phone swindlers are likely to know more about you than you know about them. Depending on where they got your name in the first place, they may know your age and income, health and hobbies, occupation and marital status, education, the home you live in, what magazines you read, and whether you've bought by phone in the past.
Even if your name came from the phone book, telephone con men and women assume that you would be interested in having more income, that you are receptive to a bargain, that you are basically sympathetic to people in need, and that you are reluctant to be rude. As admirable as such characteristics may be, they help make the swindler's job easier. Swindlers also exploit less admirable characteristics, such as greed.
Fraudulent sales callers have one thing in common: They are skilled liars and experts at verbal camouflage, and their success depends on it. Many are coached to say whatever it takes by operators of the boiler rooms where they work at rows of phone desks, making hundreds of calls. Indeed, most victims of phone fraud think the caller sounded so believable.
Perpetrators of phone fraud are good at sounding as though they represent legitimate businesses. They offer investments, sell subscriptions, provide products for homes and offices, promote travel and vacation plans, describe employment opportunities, solicit donations, and the list goes on. Never assume you will know a phone scam when you hear one. Even if you have read lists of the kinds of schemes most commonly practiced, innovative swindlers constantly devise new ones.
Sadly, some families part with savings they worked years to accumulate on the basis of little more than a 15-minute phone conversation, less time than they would spend considering the purchase of a household appliance.
Be aware that the initiator of the phone call may be you. It is not uncommon for phone crooks to use mailings and advertise in reputable publications to encourage prospects to make the initial contact. So just because you may have written or phoned for additional information about an investment, product, or service does not mean you should be any less cautious about buying by phone from someone you do know.
Victims of phone fraud seldom get their money back or, at best, no more than a few cents on the dollar. Swindlers generally do the same thing other people do when they get money; they spend it.
Insistence on an immediate decision.
The offer sounds too good to be true.
A request for your credit card number for any purpose other than to make a purchase.
An offer to send someone to your home or office to pick up your payment, or some other way of getting your funds more quickly.
A statement that something is free, followed by a requirement that you pay for something.
An investment that is without risk. Except for obligations of the U.S. Government, all investments have some degree of risk.
Unwillingness to provide written information or references (such as a bank or name of satisfied customers in your area) that you can contact.
A suggestion that you should make a purchase or investment on the basis of trust.
The FTC has published a free brochure, Telemarketing Travel Fraud, to help you avoid these scams. For a copy, contact the agency at 1-877-FTC-HELP.
This agency has recall and safety information on new and used cars, child safety seats, tires, seat belts, bags, etc.
Sponsored by the National Consumers League.
Visit NASAA to find the phone number of your state's Securities Division; then, use it to check out any promoter or sales person trying to sell you an investment.
By knowing the many ways that charities are regulated, both by the states and the IRS, you can better protect yourself against fraudulent charities and know that your charitable contribution will be properly used for the intended purpose. And if you do fall prey, you should know how to complain most effectively.
If you aren't completely knowledgeable about your intended charities, you should review their operations and practices before giving. Even if the charity is a household name, its practices may be wasteful. For example, a major part of its receipts from contributors may be used not for charitable purposes but to pay an outside fundraiser.
Annual reporting is also a common state requirement and generally involves the filing of the charity's financial statements. In many cases, a copy of the charity's federal tax return (IRS Form 990) is accepted by the state as fulfilling its annual reporting requirements.
Some states have specific regulations for professional fund-raisers used by charities. They may require the fund-raiser to register with the state and put up a bond ranging from $2,500 to $50,000 to reimburse the state for any fines and/or penalties imposed on the fund raiser.
Tip: Contact the appropriate state government agency to verify a charity's registration and to obtain financial information on a soliciting charity.
To obtain tax-exempt status under Section 501(c)(3) of the Internal Revenue Code, an organization has to file certain documents with the IRS that prove it is organized and operated for specified charitable purposes. The IRS looks at these documents in terms of whether they meet the Code's requirements; it does not judge charities' worthiness.
Tip: IRS Publication 78, the "Cumulative List of Organizations," is an annual list of tax-exempt organization eligible to receive deductible contributions. Visit the IRS website for more information.
Form 990: the financial/income tax form filed with the IRS annually by the charity. (Charities with a gross income of less than $25,000 and churches are not required to file this form). Among other things, Form 990 includes information on the charity's income, expenses, assets, liabilities and net assets in the past fiscal year. Form 990 also identifies the salaries of the charity's five highest-paid employees. When contacting the IRS for copies, specify the fiscal year.
The charity registration office in your state (usually a division of the state attorney general's office) may also have a copy of the charity's latest Form 990, along with other publicly available information on charities soliciting in your state.
A charity's application for tax-exempt status and its annual Form 990 must be made available for public inspection during regular business hours at the principal office of the charity and at each of its regional or district offices containing three or more employees. Although the charity is not required to provide photocopies of the return, it must have a copy on hand for public inspection.
Complaints about charities are uncommon. However, if sweepstakes prizes, membership benefits, the charity's magazine, or ordered merchandise is not received, donors may need to file complaints. Donors may also be concerned about duplicate mailings from the same charity or may wish to remove their names from the charity's mailing list.
File your complaint with the Better Business Bureau online or by mail: BBB Wise Giving Alliance, 4200 Wilson Blvd., Suite 800, Arlington, VA 22203. Complaints can also be filed with government agencies, such as your state attorney general's office. Many states have consumer protection agencies and special offices to regulate charities.
If your complaint involves activities not in accordance with the organization's tax-exempt purposes (for example, misappropriation of funds) contact the IRS, as well as your state attorney general's office. In addition, the U.S. Postal Inspection Service investigates charges of false representation and violations of the mail fraud statutes.
Contact the appropriate state government agency to verify a charity's registration and to obtain financial information on a soliciting charity.


text:
Q: Angular watch the url when it changes to a different website Is it possible to watch when the url changes (not with $locationChangeStart or something like this).
What I want is when the url changes from let us say "google.com => githib.com".
Is this possible?

A: You can listen for beforeunload if you want - window.onbeforeunload = function(evt) {}; but you only know the user is leaving. You don't know where they're going, and you can't run any javascript on the place they land (same-source policy).


Melinda Sue Conn, 61, 555 4th St., Vero Beach; Arrest Location: 841 Old Dixie Hwy., Vero Beach; Arresting Agency: Indian River County Sheriff's Office; Status: Held on $11,000 bond; Charge(s): 2 counts Felony Controlled substance possession, Misdemeanor Drug paraphernalia possession.
Jennifer Anne Jensen, 37, Okeechobee; Arrest Location: 1200 Old Dixie Hwy., Vero Beach; Arresting Agency: Indian River County Sheriff's Office; Status: Held on $6,000 bond; Charge(s): Felony Controlled substance possession.
Carolyn Faith Romagnolo, 18, Port St. Lucie, Fla.; Arrest Location: 2000 16th Ave., Vero Beach; Arresting Agency: Indian River County Sheriff's Office; Status: Released on $10,000 bond; Charge(s): Federal Felony Obtain property by fraud, and Felony Criminal use of personal identification information.


Mounting weapon lights to rifles in a compact way can sometimes be tricky. Arisaka makes some legit solutions for keeping rifle lights out of the way and nice and streamlined.
This 45 degree mount is less than 0.165″ thick, 1.265″ long, and only weighs 0.4 oz.
When used on the side mounting surfaces of compatible handguards, the Offset Scout Mount places the light at a 45 degree angle and tucks it in closer to the rail system. Oriented upwards, the light is located at approximately the 1:30 or 10:30 clock positions. Oriented downwards, the light is located at approximately the 4:30 or 6:30 clock positions.
The Offset Scout Mount also provides four lateral mounting positions for the light body, which allows the user to position the light closer or farther away from the top rail, front sights, or other accessories. Four positions are provided, spanning approximately 0.320″.
Compatible with Surefire M300A, M300B, M300C, M600B, M600C, M600P, M600U, M600V, M600DF, Streamlight Protac Rail Mount 1, 2 and HL-X, and Arisaka 300 and 600 Series.
The mount is CNC machined from 6061-T6 aluminum and MIL-A-8625 Type III hard coat anodized. Includes necessary screws to attach light body to mount. Requires a 3/32″ Allen wrench for installation (not included). Made in the USA.
Why would I want this over just mounting the Surefire to a piece of pic rail with the default mount?
This mount keeps the light closer to the rail, and you can shift the light up and down along the Inline mount to get the fit exactly how you want it. So it clears lasers, your hand, front sights (if mounted in the 11/1 o'clock positions). Plus, this mount eliminates weight compared to the default mount + a piece of pic rail.
Will you assemble a Scout light with this for me?
Should I loctite the screws?
You can. We've been running ours without and just tightening them down a lot. They don't budge or come loose for us.
Mounted to a Midwest Industries extended handguard on this SCAR 17.


10 DUMBEST CRIMINALS in the World!
10 HIDDEN CODES Within Famous Paintings!
10 Video Games That Caused Real Life Deaths!
10 BIZARRE DISEASES Science Can't Explain!
10 Worst Environmental Disasters In History!
10 WEIRDEST Animal Mating Rituals!
10 Craziest Incidents on a Commercial Airplane!
10 Sci-Fi Gadgets That Science Fiction Predicted!
10 LAZIEST INVENTIONS Ever Created!


Vijay Rupani was sworn in for a second term as Gujarat Chief Minister today, at the new secretariat. Rupani and his deupty Nitin Patel were administered the oath of secrecy by Governor OP Kohli in Gandhinagar, after the BJP won the recent Assembly elections in the state. Prime Minister Narendra Modi, BJP president Amit Shah and chief ministers of various BJP-ruled states attended the ceremony. Prominent dignitaries who attended the oath-taking ceremony included BJP veteran L K Advani, Union Home Minister Rajnath Singh, Bihar Chief Minister Nitish Kumar, Uttar Pradesh Chief Minister Yogi Adityanath and Maharashtra Chief Minister Devendra Fadnavis.


I received an email from the City Manager's Office stating that TXDOT will be depositing funds in the amount of $745,514.31 electronically into the City of Weatherford Bank Account. This is reimbursement of some of the money we will be receiving in accordance with the Pass Through Toll Agreement for our roads.
This is great news for our City. The expeditious processing of this reimbursement would not have been possible had it not been for the hard work of your City Staff and City Council behind the scenes. The City Council and the City Staff will continue to ensure as our roads are completed that reimbursements from TxDOT in accordance with our agreement with TxDOT continue to be done in a timely manner until full reimbursement under the agreement has been received.
Keeping your taxes low and our city debt to a manageable level is our #1 priority for Weatherford.
Thanks for all your patience and support during this process.
Mr. Matthews I appreciate you sharing this with us and I appreciate your service to our City.
I am sorry about the results of the City Council Election this past Saturday. The voter apathy in our community is both sad and shameful. To see a person of your caliber not be re-elected after only serving a six month term because people are to lazy to get to the polls deeply saddens me.
I suppose when taxes and utility rates skyrocket maybe those who did not participate in the election process in May will be awakened. Losing the only two conservatives on our City Council certainly marks the beginning of the end for the future prosperity of our city.
Mr. Matthews I wish you well and hope you will stay involved in our Community.


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Dartmoor Prison confirms Covid-19 outbreak has contributed to cases spike
"We have seen absolutely no evidence to suggest outbreaks in prisons have driven a significant increase in cases in the wider community."
Paul Greaves
Dartmoor Prison has confirmed a number of positive Covid-19 cases - helping to explain a recent spike in official figures.
The coronavirus cluster map shows 42 cases in the Chagford, Princetown & Dartmoor area.
That is the highest number of total confirmed cases anywhere in Devon, based on the most recent seven-day period to December 17.
Dartmoor Prison has not confirmed what proportion of the 42 cases are within its walls, but has stressed there is no evidence its outbreak has spread to the wider community.
A Prison Service spokesperson said: "Robust safeguards are in place at Dartmoor following a number of positive cases and we have seen absolutely no evidence to suggest outbreaks in prisons have driven a significant increase in cases in the wider community."
Covid cluster map of Dartmoor
HMP Dartmoor says it will continue to monitor the situation and has taken all the necessary precautionary measures.
The COVID-19 cluster map uses data from Public Health England's second generation surveillance system (SGSS) to show the pockets of Devon where coronavirus cases are on the rise.
The map is divided into areas - officially known as Middle Super Output Areas (MSOA) - and each area is coloured a certain shade, depending on how many cases of COVID-19 have been confirmed in that area. It relies on data that is usually five days behind but gives an accurate picture of where cases are rising and falling.
You can stay up-to-date on the top news near you with DevonLive's FREE newsletters – find out more about our range of daily and weekly bulletins and sign up here or enter your email address at the top of the page
The MSOA for Chagford, Princetown and Dartmoor shows a rolling rate of 605 cases per 100,000 of population. The current average for England is 304. The total of 42 cases represents a rise of 32 in the seven day reporting period to December 17.
Some people living on the sparsely populated moor had expressed puzzlement that the figures for the area were so high as anecdotally community case rates seemed low.
The prison says the greatest risk of managing the Covid-19 spread in prisons comes from transmission from the community.
New arrivals are quarantined, the symptomatic isolated and vulnerable shielded.
It routinely tests prisoner-facing staff. Visitors must follow strict COVID-secure practices, including the wearing of face coverings.
Social distancing is maintained in prisons as far as possible and personal protective equipment such as facemasks are worn in high risk areas, with similar requirements for face coverings to be worn by prisoners and visitors in higher risk areas.

redpajama_set_name: RedPajamaCommonCrawl


text:
everiToken
everiPay
Year 2018 for everiToken: Key achievements
Last Updated: 2019-01-22 15:16:15 (GMT)
It's been a truly exciting year for everiToken, full of big accomplishments and lightning-fast development. everiToken co-founder and CEO Brady Luo looks back over the key events of 2018 and outlines plans for the company in the year ahead.
1. Your team wrote your first line of code in March 2018 and have managed to accomplish so much over the remaining 9 months of the year. What do you consider your top 5 achievements in 2018? What was the most significant achievement?
First and foremost, we gathered together a winning team of technology and business development professionals. Thanks to the tireless efforts of our amazing team, we successfully delivered our mainnet on July 31st and reached a mainnet TPS of 10,000 on Dec 12th. everiToken attracted about 95 potential applications, 8 have already launched while a further 90 are set to go live in early 2019 We raised millions of dollars from big-name cornerstone investors in a bear market. We hosted a global hackathon and brought many wonderful projects into our ecosystem. One of our main aims in 2019 will be to help these teams deliver live products based on everiToken. Most significant accomplishment: our successful mainnet launch!
2. How many countries and events did you visit for business this year? How many speaking engagements did you have?
This year, I felt like I was constantly flying. I personally visited about 30 countries within half a year. Sometimes I traveled just to learn about opportunities to enter the market and meet key players, but many of my trips were focused on signing deals and implementing everiToken technology on partner projects, such as my trip to Malaysia to set up the technology behind the $500 million HWG Cash stablecoin. On average, I organized at least one speaking opportunity per trip, which proved to be an efficient way to attract new partners and other types of cooperation.
3. Speaking of partners and cooperation, what were some of the key partnerships that everiToken secured during the year? How do you expect these partnerships to grow and develop?
We signed more than 10 strategic partnerships after our mainnet launch. Some of the biggest agreements include the $500 million HWG Cash stablecoin, which I mentioned earlier, a partnership with Coinchain Capital, and Choizen Technology, among some others which we will reveal soon. Some of these partnerships have already blossomed into mutually beneficial business ventures, while others are still developing. My aim in every one of these agreements is to implement the everiToken solution as quickly as possible to help our partners start generating new business with as little time or cost overhead. I can't share too many details now, but you should expect some big partnership announcements from our team in early 2019.
4. You mentioned that growing your team was one of your biggest accomplishments in 2018. How many people are involved with the project now? How did you go about recruiting top talent?
We started with 5 co-founders and have since grown to 9 full-time employees and about 30 part-time community contributors (ambassadors, advisors, etc) working from all over the world. It's always hard to find quality talent, especially in the blockchain industry, but we are very fortunate to have attracted some of the best minds to join the everiToken team. I'm very proud of what we've accomplished. Surprisingly, I found that the best way to recruit is not to distribute job postings all over the Internet or work with recruiting agencies, but to participate in offline meetups all over the world. I met many bright and talented people this way, and some of them that believed in our vision have become a valuable part of our team.
5. 2019 is right around the corner. What are your plans and goals for everiToken in the New Year?
As I mentioned earlier, everiToken signed some promising partnerships in 2018. We aim to deliver on our promises for all of those projects in the first few months of 2019. Our ultimate goal in 2019 is to attain 100 live applications on everiToken and 1 million real end-users!
6. Were there any goals that you didn't quite reach in 2018? Will you strive to make them happen in 2019?
Due to the current market situation, we didn't reach our first round private sale fundraising target by year-end. However, we're over half-way there now and are on track to reach our private sale target in Q1 of 2019.
Bitcoin Talk
CoinVoice
What is everiToken? Read our FAQ.
Browse our source code on GitHub.
Read the documentation.
Learn API.
See the latest data and network stats.
Download our logo assets.
Want to write about everiToken? Press inquiries.
© 2019 everiToken public chain(EVT), Zug Switzerland.


So it begins – Summer is officially over with and Autumn moves in. I promise to be a big girl and won't pout or think about my how I will miss putting on a cute cotton dress and flip flops while I roam the city. Though its not my favorite season, I definitely have a few high points of fall – pumpkin chocolate chip cookies, colorful leaves on the trees, haunted houses for Halloween and of course let's not forget THANKSGIVING!!! Turkey, yams, ham, mashed potatoes, buttered rolls …..yum yum yummy. So while it will be hard to let go of the sun glistening off the crystals of my shades I can't wait for the memories that will happen this fall. Tell me your favorite part of Autumn/Fall, whether its wearing a scarf or the cutesy special edition Starbucks cups with the limited fall edition beverages. Talk to me! I'm all ears.
my choice...DEFINITELY the starbucks seasonal cups! they just put a smile on my face!!! :) ESP LOOOOOVE their caramel brulee latte...i really hope they bring it back this year!!


text:
Q: Django Model with non-unique names I'm trying to create a simple kanban style board for my task manager app in Django 3.0.3. I've already written the code for projects and tasks, but I'm having trouble figuring out the best way to create the models for the kanban boards. I currently have two models, but can I do this in one for simplicity?
My basic requirement is that every project can have its own board, and each board will have multiple panels. Here is an example:
Board: Development

*

*Backlog

*Started

*Development

*etc...

Board: Operations

*

*Requested

*Working

*Pending

*etc...

With only one model, I'm not sure if this will have the flexibility I need to fully design it. But having multiple models may be too cumbersome to manage for the ultimate user. Here are my current models:
class Board(models.Model):
    """
    Defines Kanban boards
    """
    name = models.CharField(max_length=25)
    slug = models.SlugField(default="")
    project = models.ForeignKey(Project, on_delete=models.CASCADE)
    tags = TaggableManager(blank=True)

    def __str__(self):
        board_name = self.project.name + ":" + self.name
        return board_name

class BoardPanel(models.Model):
    """
    Defines panels in project board
    """
    title = models.CharField(max_length=30)
    slug = models.SlugField(default="")
    board = models.ForeignKey(Board, on_delete=models.CASCADE)
    tasks = models.ManyToManyField(Task)

    def __str__(self):
        panel_name = self.board.name + ":" + self.title
        return panel_name

A: Theoretically you can, but it's not a good approach for any use case. What you've done here is actually the better practice.
Also. in your comment you mention to make it easier to navigate. You can use Django Admin Inlines for that.
Something like this.
class BoardPanelInline(admin.TabularInline):
    model = BoardPanel
    extra = 0

@admin.register(Board)
class BoardAdmin(admin.ModelAdmin):
    list_display = ('name', 'id', 'project',)
    inlines = [BoardPanelInline, ]


text:
George O'Leary Gets Caught Trying To Fill Out USF's Schedule For Them
By Jamie DeVriend Apr 29, 2011, 11:37pm EDT
Share All sharing options for: George O'Leary Gets Caught Trying To Fill Out USF's Schedule For Them
UCF started asking USF for a football series almost as soon as the Florida Board of Regents decided USF could start a program in 1995. The Bulls, realizing that playing the Knights too soon would stunt their growth, waited until 2005 to oblige so that the two teams would be on more even footing. USF won all four meetings between 2005-08, and ever since then UCF has been pining for another series.
Enter Knights coach George O'Leary, who decided to tell a room full of UCF boosters on Thursday that the two teams will play again:
"We're on the docket to play a home-and-home series and we'll try to make that a yearly thing, hopefully every Thanksgiving," O'Leary told the Tampa Bay chapter of the UCF Alumni Association on Thursday.
"That's something that is a no-brainer. For the life of me I don't understand why people don't want to do that."
This was news to the USF athletic department, though. On Friday morning, associate athletic director and SID Jeremy Sharpe said "there are no contracts, proposed or signed, relating to future games" and that this had only been discussed between the two athletic directors, UCF's Keith Tribble and USF's Doug Woolard.
Fans may not like it, but in their current situation the Bulls have nothing to gain from playing the Knights, and it's very unlikely that they would have been the side to propose new games. It wouldn't surprise me if this was a case where Tribble called up and asked, and Woolard politely told them to forget about it, thus constituting a "discussion."
So that leaves O'Leary, who you might remember has a bit of a history with not telling the truth, looking pretty dumb. Then again, based on the staggering news from Pete Thamel in Saturday's New York Times, that's suddenly the least of UCF's problems.


Last Wednesday I completed only three small items on my to-do list. At noon, I suddenly felt like 100 pound weights were attached to each arm and I was exhausted. I lay on the sofa for the rest of the day, growing increasingly frustrated at my body for not cooperating. "What a wasted day!" I complained to myself repeatedly.
Realizing that something was wrong (duh), I called my doctor. She explained that what was happening was caused by a shortage of cortisol in my system. My my adrenal gland had having gone on vacation while I took prednisone to keep my airways open. Now we are trying to call my adrenal gland back from vacation so I can make my own cortisol again in the necessary quantities. What I was experiencing was to be expected. She explained how to keep my system stable and gave a roadmap for diagnosis and treatment.
Understanding why my body was misbehaving didn't reduce my frustration, however. Instead, it increased as reality settled in and I realized this exhaustion would happen every day for weeks.
I was not only frustrated at my body for not doing what I wanted it to do. Now I was frustrated and angry at myself for not being able to take my own advice and accept that my life had suddenly changed again. "Walk your talk, Barbara. Adapt to change." No matter how many times I said it, it didn't seem to help. Talk about doing a double whammy on myself!
I have the ability to decide how I will respond to whatever is happening.
I can choose to be angry and frustrated or I can lean into accepting a temporary loss of energy as part diagnosing and treating a new health issue.
I can rage against my new limitations or I can choose to be thoughtful and disciplined in how I use the hours each morning when I have energy.
I can creatively bring beauty, goodness and depth even to the hours I need to rest.
By nightfall I realized my day hadn't been wasted, after all. It gave my endocrinologist important data for ascertaining how well or poorly my adrenal gland is recovering from the prolonged prednisone use that had kept my airways open. That day's experience reminded me how dangerous adrenal insufficiency can be and that taking time to address this issue is important. It affirmed the wisdom of my seeking an endocrinologist's help, and the importance both of listening to my body and of being my own advocate. Oddly, that day gave me hope that with determination, creativity and grace I can choose to respond well to this new challenge.
My non-wasted day reminded me that sometimes the most important item on our to-do list is doing that which is necessary to care for our health.
***Background Note: Corticosteroids such as prednisone have become essential in treating a range of illnesses and conditions. They save lives. They also have to be managed carefully under medical supervision. In addition to healing and sustaining life, they can cause weight gain, skin discoloration, irritability, and dangerous mood swings. Long term use can also cause cataracts, bone density loss, and diabetes. Withdrawing from them too quickly can cause permanent tendon damage and life-threatening adrenal insufficiency. Do not consider them a panacea. Corticosteroids are both friend and foe.
This entry was posted in Coping, Happiness, Life in General on October 20, 2013 by Barbara Anderson.