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Four Important Environmental Law Changes Since You've Been Home
Stites & Harbison Client Alert, May 5, 2020
by William T. Gorton III, W. Blaine Early III, Jennifer J. Cave, Robert C. Moore, Mary Lucille Noah (Mary Lu), and W. Patrick Stallard
Over the past several weeks while most Americans have been sequestered in their homes and national attention has been focused on the COVID 19 pandemic, several nationally important issues of environmental concern have dramatically surfaced. Two issues resulted from decisions of the U.S. Supreme Court, one relating to the discharge of pollution to ground water that eventually finds its way into navigable waters, the other regarding the viability of state law claims against federal superfund Potentially Responsible Parties following a federally approved cleanup. Another major issue that has ripened relates to the Trump Administration's release of the controversial "Navigable Waters Protection Rule" further defining and re-defining what are Waters of the United States. Adding to the list of startling developments with national ramifications is a federal district court decision enjoining the U.S. Army Corps of Engineers from using Nationwide Permit #12 in applications by linear project proponents (e.g., utilities, oil and gas pipelines) for stream crossings under Section 404 of the Clean Water Act. Each of these topics is addressed in the following discussions prepared by the attorneys in Stites & Harbison's Environmental, Natural Resources and Energy Service Group.
Waters of the United States: Cycle Continues
Like the natural hydrologic cycle involving the continuous circulation of water, swirling and flowing from evaporation, condensation, transportation, precipitation, surface flow and groundwater recharge, the current administration's attempt to legally define what are "Waters of the United States" ("WOTUS") continues the cycle of the U.S. EPA and U.S. Army Corps of Engineers "never say die" efforts to define which hydrologic features and water bodies are protected under the Clean Water Act (CWA).
On April 21, 2020, the U.S. EPA and U.S. Army Corps of Engineers, under their joint jurisdiction regulating WOTUS under the CWA, essentially regulating activities in WOTUS, published the "Navigable Waters Protection Rule" (2020 Rule) which was the final step in the process by the Trump administration to roll back the broader definitions promulgated by the Obama and prior administrations and interpretations along the way by the U.S. Supreme Court.
The cycle of defining and redefining WOTUS has its origins in the definition of "Navigable Waters" in the CWA itself as "Waters of the United States." Similar to the numerous stages in the hydrologic cycle, the determination of what waters warrant regulatory protection has for over 35 years been subject to conflict and litigation at administrative levels, in Circuit and District Courts across the nation, and has been to the Supreme Court three times regarding the definition of WOTUS and once on a procedural issue (Which lower court has jurisdiction to hear challenges to the WOTUS rules?).
After each administration revises the regulations, either on its own initiative or following the latest Supreme Court decision, it is subjected to challenge from both the environmental and the private landowner/business communities. The environmental community criticizes the agencies for not adequately protecting aquatic features and ecosystems, including wetlands in all of their manifestations. Private landowners, extractive industries, agricultural interests and others see an expansive definition of protected WOTUS as a limitation on their private interests and an unwarranted intrusion on economic development. Very few areas of environmental law have been so controversial.
The 2020 Rule is intended, as the President announced at the beginning of the process, to implement the bright-line rule described in Justice Scalia's opinion in the Rapanos case regarding the often disputed issue of what is a protected wetland. Rather than the more scientific analysis, the " Significant Nexus Test" written by Justice Kennedy and agreed to by four other Justices, that WOTUS should be determined on a "case by case analysis of effects on the chemical, physical and biologic integrity of the covered waters." Scalia called for a simpler standard, "relatively permanent standing or continuous flowing bodies of water and wetlands with continuous surface conditions."
The 2020 Rule includes non-controversial obvious features such as territorial seas and traditional navigable waters; tributaries that flow into jurisdictional waters; wetlands that are directly adjacent to jurisdictional waters; and lakes, ponds and impoundments of jurisdictional waters. However, the 2020 Rule eliminates many of the types of features meeting the Rapanos Substantial Nexus test including, for example, ephemeral streams and pools, previously farmed land and other features.
So the cycle continues. The new WOTUS rule is finalized and within two weeks it is the subject of numerous federal court challenges across the country including, most recently a challenge by 17 states in a California federal court (California and New York are joined by Connecticut, Illinois, Maine, Maryland, Michigan, New Jersey, New Mexico, North Carolina, Oregon, Rhode Island, Vermont, Washington, Wisconsin, Massachusetts and Virginia, along with the District of Columbia and New York City). Numerous other cases have been filed by various environmental organizations around the nation arguing, among other things, that the Trump administration has exceeded the boundaries allowed under the Rapanos opinion.
U.S. Supreme Court Allows State Law Claims for Restoration Damages at Superfund Sites
On April 20, 2020, the Supreme Court determined that a group of 98 private landowners at a federal Superfund site in Montana cannot use state law claims to require additional remediation without advance EPA approval, based on a limitation in the Comprehensive Environmental Response, Compensation, and Liability Act (CERCLA). Atlantic Richfield Co. v. Christian, --- S.Ct. ----, 2020 WL 1906542 (April 20, 2020). In 2008, landowners within the 300-acre Superfund site filed claims alleging nuisance, negligence, and trespassing in Montana state court contending the smelter had contaminated their properties with lead and arsenic. Montana law allows landowners in some circumstances to recover "restoration damages" to pay for the restoration of damaged property. In this case, the landowners sought these damages to fund the remediation of their properties above and beyond the requirements of the EPA-approved remedial plan. The smelter challenged the "restoration damages" claims as seeking supplemental remediation that is barred by CERCLA Section 122.
The Supreme Court first held that CERCLA § 113(b), which grants federal courts exclusive jurisdiction over cases "arising under" CERCLA, does not deprive state courts of jurisdiction to hear state law claims for restoration damages because those claims do not "arise under" CERCLA. 42 U.S.C. § 9613(b). However, the Supreme Court accepted the smelter's argument that the plaintiffs—as owners of land where hazardous substances had come to be located—were potentially responsible parties (PRPs) under CERCLA, and thus were prohibited from implementing their restoration plan without EPA approval. Thus, the Supreme Court ruled that CERCLA does not bar state courts from hearing claims for restoration damages arising from federal Superfund sites, but that plaintiffs who seek such damages must secure federal EPA approval of any additional site investigation or cleanup if the plaintiffs themselves are PRPs.
In making these determinations, the Court concluded that landowners are PRPs because "pollutants have 'come to be located'" on their properties and explained that "[i]nterpreting 'potentially responsible parties' to include owners of polluted property reflects the Act's objective to develop, as its name suggests, a 'Comprehensive Environmental Response.'" The Court rejected the landowners' argument that the breadth of the term PRP should depend on the enforcement status for each landowner, such as whether a landowner has received a notice letter from EPA. The decision opens the door to state court actions to fund additional remedial actions at federal Superfund sites, beyond what is required by EPA. The result of this decision is an increased potential for: (i) uncertainty about cleanup requirements; (ii) additional response costs; and (iii) litigation to resolve the questions left open by the Supreme Court. To date, Atlantic Richfield has spent more than $470 million to remediate the site.
Polluted Groundwater Found in Surface Waters? You May Need a Permit.
The Supreme Court's decision on wastewater pollution in Hawaii expands obligations to obtain and comply with Clean Water Act (CWA) Section 402 permits (National Pollutant Discharge Elimination System or NPDES permits). County of Maui, Hawaii v. Hawaii Wildlife Fund, Case No. 18-260 (U.S. April 23, 2020). Requirements of the CWA are deceptively simple: one must have an NPDES permit if there is a discharge of a pollutant from a point source into navigable waters. The essential question in this case is whether the discharge was a point source. For those responsible for the release of pollutants that may eventually find their way into "navigable waters" or "waters of the United States" this decision may surprise with obligations to obtain and comply with an NPDES permit.
The County of Maui injects treated wastewater into four underground injection wells authorized by Hawaii and located about one-half mile from the Pacific Ocean. The effluent and the pollutants it carries eventually reach the ocean via groundwater. Studies by the United States Geological Survey and others showed that pollutants from the injection wells increased the acidity and nitrogen levels of the ocean water and that those changes harmed the corals found in the coastal park. (For a description of the circumstances, see https://www.usgs.gov/center-news/polluted-groundwater-threatens-hawaiian-coral-reefs?qt-news_science_products=4#qt-news_science_products).
The County had used this method for many years but had not sought an NPDES permit. Although the obligations imposed by the CWA do not expressly apply to groundwater, the Court found in this case that the discharge of pollutants required a permit because the discharge of pollutants was the "functional equivalent of a direct discharge." The Court rejected the more expansive analysis of the Ninth Circuit that held an NPDES permit was needed because the pollutants could be "fairly traceable" to the injection of wastewater into the wells. (Compare this "fairly traceable" aspect to the "connectivity" principles of the now-withdrawn Clean Water Rule.)
As in many other cases involving the CWA, the Court avoided giving clear demarcations for when a permit is required. Instead, the majority opinion (6-3) listed several "potentially relevant factors" to be examined that include time, distance, the material through which the pollutant travels, dilution, relative amount of the pollutant that reaches navigable waters, how the pollutant enters the navigable waters, and whether the pollutant remains the same or is changed in the process. The decision is an important step as litigants and courts continue to interpret (and some say expand) the requirements of the CWA. It is a decision that should keep environmental managers awake at night.
Sudden Loss of Nationwide Permit 12 Threatens Future of Development Projects; Will Overwhelm the Corps of Engineers
A recent federal court ruling on the use of Nationwide Permit 12 (NWP 12), in connection with the Keystone XL pipeline project in Montana, threatens the feasibility of current and future development projects nationwide as the U.S. Corps of Engineers (Corps) braces for an increase in individual Clean Water Act (CWA) permit review. The Montana court vacated NWP 12 and two days later, the Corps issued guidance to each of its regional regulatory offices to suspend all NWP 12 verifications until further notice.
The ruling, issued in Northern Plains Resource Council v. U.S. Army Corps of Engineers, No. 4:19-cv-00044-BMM (D. Mont.), held the Corps failed to consult with the U.S. Fish and Wildlife Service and the National Marine Fisheries Service (the Services) when it reissued a new set of Nationwide Permits in 2017. Section 7(a)(2) of the Endangered Species Act (ESA) requires agencies to consult with the Services when federal action "may affect" an endangered or threatened species. 50 C.F.R. § 402.14. In the past, the Corps regularly consulted with the Services before reissuing NWP 12, but 2017 marked a departure from this practice when the Corps determined that General Condition 18 for project-specific consultation in the NWP would satisfy Section 7 on its own. The court found this to be a) arbitrary and capricious and b) an impermissible delegation of Agency duty to individual permittees.
This decision has left industry reeling as it reassesses permitting options for current and future projects and developments. In particular, NWP 12 is used to authorize "the construction, maintenance, repair and removal of utility lines and associated facilities in waters of the United States, provided the activity does not result in the loss of greater than 1/2-acre of waters of the United States for each single and complete project." When NWP 12 was reissued in 2017, the Corps estimated that it would be used for "11,500 projects per year." Now, without the use of NWP 12, developers may be required to obtain individual CWA Section 404 permits from the Corps, (a process involving burdensome federal review taking up to a year to complete), for something as minor as a utility cable crossing a stream.
On April 27, the U.S. Department of Justice (DOJ) filed a motion, on behalf of the Corps, requesting the court stay the portions of the order that vacated NWP 12 so that it did not apply to projects outside of the Keystone XL pipeline. The main argument for doing so is that the plaintiff did not seek "to have NWP 12 broadly enjoined; rather, they seek narrowly tailored relief to ensure adequate environmental review of oil pipelines, especially Keystone XL." The following day, the court denied any temporary stay on its order until it ruled on the motion itself, but it did grant an expedited briefing. DOJ has indicated that if the court does not rule on the motion by May 11, 2020, it will file a notice of appeal to the Ninth Circuit the next day.
Currently, the ruling does not affect other Nationwide Permits or State Programmatic General Permits, but this new precedent could put them at risk of similar litigation. The Corps estimates that there are approximately 5,500 preconstruction notices (PCN) awaiting verification. If those PCNs were to be processed as individual 404 permits, the Corps believes it would take its regulatory offices one and a half years to complete those permits alone. This threatens to tie up construction in an industry already facing the challenges of the COVID-19 pandemic. As the full impact of this decision is yet to be determined, developers with projects involving NWPs should keep a close eye on this litigation as it progresses and seek out creative solutions to permitting, such as applying for other NWP authorizations as we await updates.
William T. Gorton III
W. Blaine Early III
Jennifer J. Cave
Robert C. Moore
Mary Lucille Noah (Mary Lu)
W. Patrick Stallard
Environmental Litigation Environmental Surety Law Health Care - Environmental Environmental Transactions & Due Diligence Regulatory Counseling, Permitting and Compliance Environmental, Natural Resources, & Energy Natural Resources & Energy Sustainability & Emerging Technology


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Achloorhydrie en hypochloorhydrie verwijzen respectievelijk naar een toestand waarbij de productie van maagzuur in de maag afwezig is, dan wel verlaagd is. Deze toestanden zijn geassocieerd met vele andere medische problemen.

Symptomen
Het verminderde niveau van het maagzuur kan de symptomen veroorzaken van gastro-oesofageale refluxziekte, en belemmert de eiwitvertering door het remmen van de activatie van het enzym pepsine, waarvan de activering een lage pH van de maag vereist. Bovendien is een hoge pH in de maag geassocieerd met bacteriegroei in de dunne darm (als de maag niet de microben kan doden die normaal aanwezig zijn in levensmiddelen), wat kan zich manifesteren als diarree of malabsorptie van voedingsstoffen zoals proteïnen, vitamines, en mineralen. De risico's van bepaalde infecties, zoals Vibrio vulnificus (meestal afkomstig van zeevruchten) is verhoogd. Zelfs zonder bacteriegroei kan een te lage maagzuur leiden tot voedingstekorten door malabsorptie van elementaire elektrolyten (magnesium, zink, etc) en vitaminen (met inbegrip van vitamine C, vitamine K, en het B-complex van vitamines). Deze tekortkomingen zijn geassocieerd met het ontstaan van een breed scala aan ziekten, van vrij goedaardig neuromusculaire problemen tot levensbedreigende ziekten. Een persoon met achloorhydrie kan door de vertering van voedsel dat niet goed is afgebroken door maagzuur, last hebben van maagpijn en andere symdromen van indigestie. Ook kan achloorhydrie auto-immuunziekten als gevolg hebben.

Oorzaken
 Auto-immuunziektes waar sprake is van de productie van antilichamen tegen pariëtale cellen die normaal het maagzuur produceren.
 Het gebruik van antacida (die het maagzuur neutraliseren) of medicijnen die de productie van maagzuur remmen (zoals H2-receptor antagonisten) of het transport van maagzuur (zoals protonpompremmers).
 Een symptoom van zeldzame ziektes, zoals mucolipidosis (type IV).
 Een symptoom van Helicobacter pylori besmetting die de secretie van maagzuur neutraliseert en vermindert, om zijn eigen voortbestaan in de maag te ondersteunen.
 Een symptoom van pernicieuze anemie, atrofische gastritis, VIPoma's of van maagkanker.
 Radiotherapie van de maag.
 Gastric Bypass procedures zoals een Duodenal Switch en RNY, waar de grootste zuur producerende delen van de maag worden ofwel verwijderd.
 VIPoma (vasoactieve intestinale peptide), een neuro-endocriene tumor van de alvleesklier.

Diagnose
90% van alle patiënten met achloorhydrie heeft detecteerbare antistoffen tegen de H+/K+ ATP-ase protonpomp. De diagnose wordt gesteld als de pH in de maag hoog blijft (> 4,0), ondanks maximale stimulatie van pentagastrine. Hoge gastrineniveaus worden vaak gedetecteerd in het bloed.

Behandeling
De behandeling richt zich op het aanpakken van de onderliggende oorzaak van de symptomen. Veel gezondheidsspecialisten raden maaltijdsupplemmenten aan, zoals betaïne hydrochloride (ook bekend als betaïne HCL) om maagzuur te verhogen en te zorgen voor een goede spijsvertering. Betaïne HCL moet niet worden verward met betaïne in de vorm van DMG (Dimethylglycine) of TMG (trimethylglycine), die zoet zijn en niet zuur. In tegenstelling tot TMG / DMG, bevat betaïne zoutzuur dat uiteenvalt in de maag, wat leidt tot een lagere pH en een verbetering van de vertering van voedsel, in het bijzonder proteïnen. Betaïne HCL wordt meestal verkocht als een preparaat in combinatie met pepsine, een verteringsenzymen.

Naast het nemen van stappen om de pH van de maag te verlagen, wordt suppletie met mineralen en vitaminen, zoals vitamine B12 (die slecht wordt geabsorbeerd bij achloorhydrie / hypochlorhydria door het ontbreken van intrinsieke factor) gewoonlijk aanbevolen om te compenseren voor de malabsorptie van voedingsstoffen. Omdat de zuurgraad van de maag de primaire afweer tegen infecties van het maag-darmkanaal, kunnen antimycotica, probiotica en antibiotica nodig zijn om terugkerende infecties te behandelen.

Prognose
Er is weinig bekend over de prognose voor de achloorhydrie, al zijn er onderzoeken waaruit een verhoogd risico op maagkanker blijkt.

Bronnen

Maagaandoening

redpajama_set_name: RedPajamaWikipedia


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UbiPark's Top 5 Transport Apps
Whether exploring a city for the first time, running late for work and in need of the quickest route available, or looking to find a way around Friday night traffic, there are many apps available to support your travel missions across Australia.
But given that there are so many travel apps available at our fingertips, how do we know which ones we should use?
Below are our five top suggestions:
arevo
Google Play Store download
First up is Arevo – an app produced by RACV. Arevo provides personalised transport solutions to commuters in Victoria.
This app is based on your own personal travel preferences. It pulls together both public and private transport parking, ridesharing, and car and bike-sharing options and is the first mobility app to provide users with the ability to access and pay for parking via the UbiPark functionality. Victorians can make better and more sustainable transport decisions based on all transport options.
This solution is a step ahead of many apps currently on the market due to the fact it can merge all alternative transport options (including parking) together. Long term, it'll help support future transportation models, such as autonomous vehicles, due to its versatile transport options.
TripView
TripView is the perfect option for Sydney and Melbourne residents looking for the quickest ways to get around. It shows a public transport timetable summary on your phone that is updated in real-time. One of the app's standout features is that it can be used offline since the data is stored on your phone.
Other features include real-time delay and service interruption information, interactive maps, and alerts for arrival and departure times. Given this app's many capabilities, it's the perfect option for those exploring cities for the first time.
Transit is the ultimate travel companion for commuters making their way through Australia's urban cities. Users are provided with real-time travel updates, the ability to search for directions and track transport schedules.
It also provides service alerts and wheelchair accessibility information. It's simple, easy to use and accurate. And the good news is that if users don't feel like taking public transport, they can order an Uber, which is now integrated with the app.
NextThere
Next up is NextThere. This app is simple, fast and real-time. It provides updates across train, bus, tram and ferry services. Similarly to TripView, it also provides alerts for delays to transport services and any major disruptions.
The good news is that it's available in cities across Australia, as well as regional towns in Queensland, Tasmania and Western Australia.
Abil.io
Abil.io was created to support those people with limited mobility. With this app, users can choose what accessibility features are important to them. They can then tailor their journey depending on their own needs – for example, how far they want to walk, whether they want to use the stairs or need lift access. Ultimately, this app empowers everyone in their transport choices.
The future for transport apps is undoubtedly exciting. As technology advances, we are seeing many avenues open up when it comes to planning for our journeys – irrespective of distance, location or personal preference. As these apps continue to evolve, they will support a new era of transformational journey planning.
UbiPark Secures $2m in Funding to Fast-track Growth and Expansion
UbiPark has secured $2m funding within the challenging conditions of the pandemic. With payment transactions on track to reach $12m in 2022, 2021 revenue has grown 7 times compared to what it was in 2020. This consistent growth ensured UbiPark...
UbiPark Bringing Life Back to Melbourne CBD
We are super excited to launch this initiative together with the City Of Melbourne. UbiPark is the technology partner enabling online booking at participating car parks in the CBD. We have been missing the buzz of our CDB, and with...
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If you have been referred for a PET-CT scan, we will post you an appointment letter, patient information leaflet and directions to the PET Centre. These should provide all the necessary information regarding where and when to attend, what preparation is required and answer many other questions you may have. However, should you have any further queries regarding your PET-CT scan, please call the department on 0141 301 7800 and staff will be happy to help.
The West of Scotland PET Centre is in Gartnavel Hospital, 1053 Great Western Road, Glasgow, G12 0YN.
When arriving in Gartnavel Hopsital, please follow signs for the Tom Wheldon Building. Please report to the Tom Wheldon building reception where staff will direct you to the PET centre.


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Q: changing list of character to list int in C++ i try to change from string to list of char, than list of char change to list int. here is my code
int main() {
    std::string int1 = "1122334455";
    std::list<char> listChars(int1.begin(), int1.end());
    std::list<int> intList(listChars.begin(), listChars.end());
    for(const auto& elem: intList){
        std::cout << elem << " ";
    }
}

The result of this is
49 49 50 50 51 51 52 52 53 53

not
1 1 2 2 3 3 4 4 5 5

the second method i try to use is
void printListInt(std::list<int>& listInt){
    for(int i:listInt){
        std::cout << i;
    }

    std::cout << std::endl;
}

int main() {
// make string "Hello World" and string "1122334455"
std::string str1 = "Hello World";
std::string int1 = "1122334455";

std::list<char> listChars(str1.begin(), str1.end());
std::list<char> listCharInt(int1.begin(), int1.end());

std::list<int> listInt(listCharInt.begin(), listCharInt.end());
printListInt(listInt);
}

I understand that it has to -48 to show the expected result, but is there possibility that i don't use for to recalculate list int?

A: You can use for example the standard algorithm std::transform.
Here is a demonstration program.
#include <iostream>
#include <string>
#include <list>
#include <iterator>
#include <algorithm>

int main()
{
    std::string int1 = "1122334455";

    std::list<char> listChars( std::begin( int1 ), std::end( int1 ) );

    std::list<int> intList;

    std::transform( std::begin( listChars ), std::end( listChars ),
                    std::back_inserter( intList ),
                    [ ]( const auto &c ) { return c - '0'; } );

    for(const auto& elem: intList)
    {
        std::cout << elem << " ";
    }

    return 0;
}

The program output is
1 1 2 2 3 3 4 4 5 5

A: change from this  for(const auto& elem: intList) to for(const char& elem: intList), it  will work fine.
because the auto is replaced by int and you are printing the character ASCII value.

A: Yes, the output is correct because you had declared a string i.e, std::string int1 = "1122334455"; and then you are trying to print it as integer then the compiler will automatically typecast it according to the ASCII value of all characters of the string.
ASCII value of "0" is 48
ASCII value of "1" is 49
ASCII value of "2" is 50
ASCII value of "3" is 51
.
.
ASCII value of "9" is 57
So you are getting the first output as
49 49 50 50 51 51 52 52 53 53
Because it's being printed after typecasting from char/string to int.
If you want to print
1 1 2 2 3 3 4 4 5 5
then there are different approach to achieve that, here is one of them
#include <bits/stdc++.h>
using namespace std;

int main()
{
    std::string int1 = "1122334455";
    // std::list<char> listChars(int1.begin(), int1.end());
    std::list<char> intList;
    for (char c: int1) {
        intList.push_back(c);
    }
    for(const auto& elem: intList){
        std::cout << elem << " ";
    }

    return 0;
}

OR, if you print or store the entire string into Integer List then simply subtract with the ascii value of 0 (i.e, 48)
#include <bits/stdc++.h>

int main() {
    std::string int1 = "1122334455";
    std::list<char> listChars(int1.begin(), int1.end());
    std::list<int> intList(listChars.begin(), listChars.end());
    for(const auto& elem: intList){
        std::cout << elem-48 << " ";
    }
}

redpajama_set_name: RedPajamaStackExchange


Originally designed for the 1996 Summer Olympics in Atlanta, the air-powered tube man has went on to become a ubiquitous presence, having been used by many businesses to draw attention and by various events as festive decoration. Suffice to say, a giant anthropomorphic inflatable tube that's flapping around is quite the sight to behold. The Wacky Waving Inflatable Tube Guy brings that same goofy attraction to your desk.
That's right, it's a miniature version of everyone's favorite goofy marketing prop, allowing you to have a waving, flailing character dancing on your desk while you to do productive things in the office. Whether you're holding a difficult group meeting with your co-workers over Slack, debugging a piece of code that's left you stuck for days, or poring through hundreds of research files to write a project proposal, this thing should provide the comic relief you crave with a single glance its way during terribly stressful times at the office.
The Wacky Waving Inflatable Tube Guy shrinks the familiar marketing prop into a desktop-sized toy that does, pretty much, everything its full-sized version does, from flailing around in all directions and dancing in unpredictable fashion to serving as an amusing attraction and making you crack a smile at the goofiness of it all. Like its bigger counterpart, it's an inflatable fabric tube with holes at the top of the head and the end of the arms, causing it to move in all sorts of ways once air is allowed to enter it from the bottom.
It comes with a base that holds a small electric fan, which can be powered either by a 9-volt battery, in case you want to have the darn thing dancing on the road, or a 9-volt DC adapter, for those times you want it to keep dancing non-stop until you decide to yank it from the power outlet. The actual tube man measures 18 inches, by the way, so it's big enough to really make for a can't-miss sight on your desk, but not that big that it will attract much attention from afar (hey, maybe your boss won't even notice).
Aside from the toy, the Wacky Waving Inflatable Tube Guy comes with a 32-page mini-booklet that explores the origins and history of the original tube man, which has become a recognizable fixture in nearly every country. That way, you've got yourself some instant conversational material when people inevitably hover over your desk, ogling the sight of that goofy smiling puppet dancing next to your monitor and asking all about it.
While this will be perfect as a desktop toy for the office, the miniature prop should also make for a functional addition to your tabletop dioramas. Put one next to your LEGO Downtown Diner to make it look like you're trying to attract customers to come in and eat some grub. You can also put one next to your LEGO Ferris Wheel to really complete that festive amusement park feeling.
The Wacky Waving Inflatable Tube Guy is available now.


The main purpose of the Illinois Chamber of Commerce Foundation is to raise and expend funds for the purposes of financing and sponsoring, publishing, promoting and distributing research on issues important to businesses or issues and analyses of the Illinois economy and business climate; provide educational forums that facilitate the discussion and debate of policy or operational matters that impact businesses generally, business segments of the Illinois economy, or the Illinois business climate; and with other organizations, sponsor activities and research projects that are consistent with the stated purposes above.
Structure: The Illinois Chamber of Commerce Foundation is a 501(c) (3) corporation with a board of directors established according to the Foundation's bylaws. The Foundation has no employees. The Illinois Chamber currently provides staff support for general administration, financial accounting services and fundraising to the Foundation at no cost to the Foundation.
Rick Newfield, National Bank Holdings Corp.


If you or a family member experienced a dental emergency, would you know how to handle it? Right away, please contact Dr. Bita Kamali, your emergency dentist at Parkway Vista Dental in Plano. The doctor will advise you on the right course of action and provide treatment the very same day if needed. She and her team give the right advice to stabilize your condition, relieve your discomfort and preserve your oral health.
If you sustain a blow to the mouth, lose a tooth or have a throbbing toothache, call Parkway Vista Dental immediately. Your dentist in Plano or a dedicated staff member will assist you in controlling pain, preventing more damage and getting you treated as soon as possible. Nothing means more to them than your health and well-being. That's why they accommodate pressing dental problems with same-day appointments when required.
In addition to phoning your dentist, your can employ first aid measures to stabilize issue until Dr. Kamali sees you. Here are some examples of emergencies and what you can do.
A blow to the face You think your jaw is broken, or you cannot stop bleeding with direct pressure within 10 to 15 minutes. This is a medical emergency. Go to the nearest hospital ER immediately.
Avulsed (knocked out) tooth Grasp the tooth by the crown, and wash off any debris, leaving attached soft tissue in place. Try placing the roots back into the socket, and hold the tooth in place while traveling to the dental office. If this is not possible, put the tooth between your cheek and gum or in a sealed bag with milk or water. The American Association of Endodontists says most avulsed teeth can be replanted if you act within one hour of injury. If you lose a filling or chip a tooth, save the pieces, and bring them to the office.
Abscessed (infected) tooth Take over the counter ibuprofen to reduce swelling and pain. Ice your jaw if necessary–20 minutes on and 20 minutes off. Many dental abscesses respond well to root canal therapy, which removes diseased inner pulp and crowns the tooth. Be sure to call Dr. Kamali at the first signs of infection (drainage, pain, fever).
Be proactive to avoid dental emergencies. Wear a customized acrylic mouthguard during sports to protect your teeth and gums. Don't bite into hard items such as ice cubes. Call the office at the first sign of a problem.
Also, practice good dental hygiene at home. Brush twice a day, and floss daily. Visit Parkview Vista Dental semi-annually for an exam, cleaning, and X-rays. Dr. Kamali wants to prevent dental problems or uncover them while they are small and easy to treat.
Contact Parkway Vista Dental immediately with your pressing dental issues. Count on being helped the very same day. Dr. Kamali and her staff are devoted to their patients and to the Plano community. They will make you comfortable and restore your oral health.


Kids and adults can pack exciting and games for any trip with Cinco Linko by Large Potato Games, Cardinal Games, and Spin Master.
The game is basic in nature, but challenging to win. Just decide on 1 of the four stacks of vibrantly colored tiles, and commence the game on any flat surface.
Players will use their method expertise as they take turns putting tiles a single at a time, in an attempt to get five of their colored tiles in a horizontal, vertical, or diagonal row. They can up the stakes by increasing the quantity of players from two to four.
During gameplay, players will have to have a powerful offense and defense as they not only try to make their own rows, but also need to have to block their competitors' from producing ones of their personal. The 1st to hyperlink five of their tiles in a row is the Cinco Linko Champion.
The compact and sturdy carrying hub, along with the handy carabiner clip, make it simple for players to bring the game with them on the go.
Cinco Linko is excellent for parties, family members game nights, or 5-minute duels amongst classes. Parents will also enjoy it as a way to preoccupy children throughout family members vacations or although running errands.
Although the suggested age is 8 years and up, I'd say children as young as 5 years old can quickly get the gist, and older players will get pleasure from the challenge they bring to the game.
With Cinco Linko, players will achieve some important capabilities, such as difficulty solving and developing social-emotional intelligence, while also boosting their competitive spirit.
A cozy evening in or a getaway away from the blustery cold is not full with out a few rounds of Cinco Linko.


What is the meaning of Hoshyar?
What is the meaning of Hushang?
What is the meaning of Hooshang?
What is the meaning of Saaya?
What is the meaning of Saania?
What is the meaning of Sania?
What is the meaning of Saanya?
What is the meaning of Saana?
What is the meaning of Faryaa?
What is the meaning of Farrukh?
What is the meaning of Myna?
What is the meaning of Meena?
What is the meaning of Mahiaa?
What is the meaning of Mahya?
What is the meaning of Hamtaa?
What is the meaning of Humaa?
What is the meaning of Huma?
What is the meaning of Setareh?
What is the meaning of Sitareh?


text:
Q: Handle Deserialization Exception in Formatter of Delegating Handler I'm using web API and implementing delegating handler.
I have a customization of Json serializer / deserializer which is registered as a formatter in the API configuration.
    var globalFormatters = GlobalConfiguration.Configuration.Formatters;
    var jsonFormatter = globalFormatters.JsonFormatter;
    jsonFormatter.SerializerSettings.Formatting = Newtonsoft.Json.Formatting.Indented;
    jsonFormatter.SerializerSettings.Converters.Add(...)

As for exception handling, I've added an ExceptionFilterAttribute, and also added it as a filter in the configuration.
public class MethodAttributeExceptionHandling : ExceptionFilterAttribute
{
    public override void OnException(HttpActionExecutedContext actionExecutedContext)
    {
        var errorHandler = new ErrorHandler();

        var response = errorHandler.ProcessError(actionExecutedContext);

        actionExecutedContext.Response = response;
    }
}

This seemed to be working well, until I encountered a deserialization exception,
which did not get caught in my filter.
I've read the exception handling documentation Here which mentions serialization exception are not caught by the filter (It does not mention serialization however), and I couldn't find any solution to catch it and handle it properly.

A: In case it will help someone else,
In order to deal with this issue I implemented an ActionFilterAttribute, where in my implementation of the OnActionExecuting I'm checking if the model state is invalid, and do error handling stuff if so.
That's the spot just before the action execution and after the object deserialization.
public class ValidateModelAttribute : ActionFilterAttribute
{
    public override void OnActionExecuting(HttpActionContext actionContext)
    {
        if (actionContext.ModelState.IsValid)
        {
            return;
        }

        //Do error handling Stuff...
    }
}


text:
2 killed, 1 injured in shooting on Detroit's east side
Detroit police are investigating after two people were killed and one person was injured in a shooting that happened around 2:30 a.m. on the city's east side.
The shooting took place on Rohn's Street just northwest of Gratiot.
Police say three men, all in their 20s, were shot at as they were sitting inside a car. We're told two of them have died from their injuries. One of the men is in serious condition at a nearby hospital.
Officers are still trying to figure out what led up to the shooting. We're told two different weapons were used, one was an AK-47.
STAY WITH WXYZ.COM FOR UPDATES ON THIS DEVELOPING STORY.


text:
Tuesday Ten: 243: Tracks of the Month (September 2015)
Posted on October 6, 2015 August 20, 2016 By adam
Back to normal-ish after fun times in Chicago (full write-up yesterday), it's another month…
So here are the best songs of the past month. Just one more round-up like this to go in four weeks time, before I start thinking more about the best of the year, already!
Track of the Month
Bright Like Stars
A Line That Connects
Lycia build on their brilliant return (Quiet Moments) a few years back with an extraordinary follow-up that sees them expand beyond their sonambulent trademark sound. Not that this is obvious from the outset, with the first half of the album being much as before, before a striking, unexpected changeup mid-album that sweeps into a number of glorious, goth-rock-esque tracks that suit Mike VanPortfleet's voice even better and leave your jaw on the floor. This track is the best of them all, though – a rumbling bass drives a shoegazy, woozy song forward with a beautiful female vocal drifting through the sound like wisps of fog. The sound of dark, bleak despair never sounded so alluring.
Randolph & Mortimer
Enjoy More
Enjoy More [single]
Finally getting a proper single release, this was actually released much earlier in the year as a contribution to a compilation. It's well worth a proper release, too, as their high-profile remix work for various artists (3TEETH and Cyanotic for starters) has really widened their fanbase and increased interest – thundering EBM-industrial beats with sampled vocal snippets encouraging the Gordon Gecko adage of "Greed is Good", and proving that sadly some concepts from the eighties, in this case materialism, are not going away anytime soon. Their live appearance in London this coming weekend – supporting 3TEETH, no less, will not hurt either. (See my review of the first ever R&M gig here, from back in February)
Teeth of the Sea
Animal Manservant
Highly Deadly Back Tarantula
I was rather a fan of their last album MASTER in 2013 (#2 album, #3 gig), and if this track is anything to go by, imminent new album Highly Deadly Back Tarantula is going to be as good. TotS don't really fit in any pigeonhole, and I'm sure they're happy with that – swaying from psychedlic rock to post-rock to post-metal to electro to metal, sometimes in the same song. This track has an ominous synth line repeating through it, howled, wordless vocals, horns, Jarre-esque synths, drum solos, and I'm sure I heard the kitchen sink in there too. Either way, it's an enthralling listen and I'm going to try and catch them live again in November too.
Synapscape
Rhythm Age
The peak of Ant-Zen's releases was probably a long time ago now – it's amazing to think that the boom in popularity of their noisy industrial catalogue was now well over a decade ago (I Die:You Die's take on Converter recently on their We Have a Technical podcast is well worth listening to) – but this year has perhaps seen renewed interest again as two of their most prolific and interesting artists reach their twentieth anniversaries. Klangstabil marked theirs with an expansive, two-CD compilation that was enthralling for it's variety as much as the quality of the tracks within, while Synapscape have simply continued moving forward, with their new release Rhythm Age. As the name suggests, it sees Synapscape very much exploring rhythm in industrial, with complex, pounding beats dominating many songs but never becoming boring. The single, Loop, is actually one of the more restrained tracks – a slower pace, distorted effects and near-unintelligable vocals might sound like a difficult concept to enjoy, but it really is quite brilliant. Not to mention a great video to accompany it, too.
Tenek
What Kind of Friend?
A warm welcome back to one of the UK's best synthpop acts, in the form of Essex band Tenek. They stole the show at Infest a few years back, have a whole back catalogue of fantastic pop songs, and their new single adds another to the canon. It isn't reinventing the wheel, sure, but why fix it… Geoff Pinckney's vocals have an edge to them here, one of anger and revenge, and the electronics seem to have a sharper edge underneath the pop sheen, too. See you all at the album launch show in November, right?
TSTI
Things I Would Do
With grateful thanks to I Die: You Die for highlighting this one – as they noted, this is probably the closest anyone has got to the *feel*, not just the sound of classic Depeche Mode. A driving beat, all kinds of synths and samples firing off in the background, and a stellar chorus that hints at all kinds of darkness and lust (The titular line "the things I would do…" being the key line in the chorus). The fact that it is also catchy as hell doesn't hurt, either.
Soulsavers feat. Dave Gahan
All This And Nothing
Angels & Ghosts
Talking of Depeche Mode, actually, Dave Gahan has returned to work with Soulsavers for a second time after that great first album a few years back. As was the case then, this is vastly better than the DM album released since, and it's relaxed, tinged-with-sadness style seems to fit Gahan's elder-statesman croon so much more than it does with Martin Gore's compositions nowadays. This song is organ-drenched, a subtle drumbeat is pushed to the background, to give maximum space to Gahan's instantly recognisable voice, and later in the song gains a quasi-gospel backing, and the result is impressive. This is twenty-first century blues and it is fucking great.
Hours in Chaos
Razed To The Ground
The return of VoD a few years back was better than almost anything they'd put out before (and allowed me to scratch a long-standing itch by finally seeing them at the Underworld), and this song has me pretty stoked for the new album, too. Clearly revitalised by the reformation and the reception to that last album, this track seems even heavier, with beatdowns galore, gang vocals and some ripping riffage. And that chugging breakdown for the bridge…man, I love it when hardcore is this good.
Last album-but-one Union Black – and particularly the roof-raising single Warning – seemed to finally have pushed Benji and Skindred into the big time at last, after years of them being a band on the cusp of success. So it's not really surprising to find that the first single from upcoming album Volume doesn't especially deviate from the path set by that album and Kill The Power. At least on the face of it, it is still the same radio-friendly, ragga/hip-hop-influenced groovy-as-hell (as opposed to groove) metal, but it does seem here that some fairly stark political comment is seeping in, too, which is no bad thing. Either way, seeing Skindred live is always a pleasure, so that'll be on my calendar in time I'm sure too.
We Are Dreamers!
As we shuffle into the shorter nights of autumn, and the rain sets in, what better artist to release a new single than Tindersticks. Stuart Staples and his bandmates are not a band for summer days, instead much more suited to those dark times when there is too much to contemplate, and not enough light to brighten the corners. This is absolutely one of those songs. Featuring Jehnny Beth from Savages, apparently, but Staples' gravelly, teetering-on-the-edge-of-despair voice owns this song, given even more chance for centre stage by the almost whispered instrumentation behind him. More glories await, I'm sure, when the album arrives.
Posted in /Tuesday TenTagged Dave Gahan, Lycia, Randolph & Mortimer, Skindred, Soulsavers, Synapscape, Teeth of the Sea, Tenek, Tindersticks, TSTI, tuesday ten, Vision of Disorder
Memory of a Festival: 025: Cold Waves IV
DJ: Guest: 083: MetalChrome – 09-October 2015


I was impressed with an early Mondrian of a windmill and had been looking for a subject to use the style. My son was born at 6.05, this was the sun rising that morning. My hope is to return to this sketch to do the Mondrian justice.


text:
.. _supported-versions:

Supported versions
==================

``django-guardian`` supports Python 2.7+/3.3+ and Django 1.7+.

Rules
-----

* We would support Python 2.7. We also support Python 3.3+.
* Support for Python 3.3 may get dropped in the future.
* We support Django 1.7+. This is due to many simplifications in code we could
  do.

redpajama_set_name: RedPajamaGithub


text:
How to Install Sentience: The Android's Tale Without Errors (Windows 7/8 or 10)
If you are facing problems while installing Sentience: The Android's Tale on your PC, follow this tutorial about how to install Sentience: The Android's Tale without errors.
On this page, there are many Sentience: The Android's Tale common installation issues discussed. We will also discuss how to install Sentience: The Android's Tale game on Windows 7/8/8.1/10 without any problems whatsoever.
Sentience: The Android's Tale Gameplay Photos
Common Sentience: The Android's Tale Game Installation Problems
Not everyone is an advanced computer user, that is why we wrote this guide to help you solve Sentience: The Android's Tale errors & problems. We are passionate PC gamers ourselves, so we know the frustrations of a PC gamer when he is stuck with Sentience: The Android's Tale won't start after installation error, or The program can't start because a [certain] .dll file is missing from your computer error in Sentience: The Android's Tale game. We understand your pain, because today's software is sometimes is so complicated and interacts with one another that there is always an error after another.
To help you with Sentience: The Android's Tale game issues and install the game properly without any errors during the installation of Sentience: The Android's Tale game, this guide has been written.
The web is full of helpful guides, tutorials and installation guides for Sentience: The Android's Tale game, but there is always a gap here and there. After you follow this Sentience: The Android's Tale guide, you will not face any Sentience: The Android's Tale game errors and issues.
Even if you are facing "The program can't start because msvcr110.dll is missing from your computer" in Sentience: The Android's Tale game, it can be fixed with our tutorial. Or if you are facing runtime error in Sentience: The Android's Tale game, or "No Disc Inserted" error message when launching Sentience: The Android's Tale, or any dll file regarding Microsoft® C Runtime Library is missing is also fixed when you follow this tutorial.
There are a number of different .dll errors that can arise. They come in all shapes and sizes, however, they are caused when a .dll file is deleted or corrupted from your computer. Sometimes, "msvcp100.dll not found" comes when Windows is starting up, or while Sentience: The Android's Tale game is being installed. Some of these .dll errors in Sentience: The Android's Tale game are given below. Sometimes, msvcp100.dll is fixed when you reinstall Microsoft Visual C++ Redistribution.
Other type of Sentience: The Android's Tale game errors:
How to Install Sentience: The Android's Tale Without Errors
If you are still following this guide, your search for fixing Sentience: The Android's Tale errors is over. To install Sentience: The Android's Tale without any errors and problems, you need to first install following softwares to fix .dll and runtime issues.
Once you have all these above pre-requisites, just download the Sentience: The Android's Tale Game and install it. It should work effortlessly.
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The government today said 10 new cities are being built under its Smart Cities project, which envisages to develop 100 cities across the country.
"About 90 of them are brown field projects. In other words, the existing cities where there are already vast urban structures, they are being retro-fitted and retro-developed, but. But 10 per cent of them are greenfield projects, for instance Naya Raipur," he informed the Rajya Sabha. Replying to supplementaries, he said, these 100 Smart Cities were selected in four instalments, starting in January 2016, and the 100th city was selected in June this year. Around 2.5 million citizens participated in selecting them.
The scheme envisages that the Centre contributes Rs 500 crores in respect of each of these cities, he said. There will be a matching contribution from each of the state governments and the urban local bodies and the remaining resources would be raised through convergence, through private-public partnerships, from loans and other sources, he said. Puri said the amount of expenditure that had been incurred as a result of the contracting was about Rs 8,000 crores when he joined the ministry.
"Presently, it is about Rs 30,000 crores and by December 2018, it will be about Rs 50,000 crores. So, this is a process which is ongoing. I think, in respect of the cities which were in the first category, that is, the cities which were allocated in January, 2016, 37 per cent of the expenditure would have been incurred," he said. Puri said the Smart Cities Project envisages a total expenditure outlay of Rs 2,05,800 crores, and this expenditure will be met in stages within five years, in respect of each city from the date of allocation. The minister assured the House that the rate of implementation of the schemes, going by projects anywhere in the world, considering that it has been allocated funds, is extremely fast. "I have absolute confidence that all the hundred smart cities will be completed within five years from the date of commencement in respect of each of them," he said.


text:
//
//  YSRealmWriteTransaction.m
//  YSRealmStoreExample
//
//  Created by Yu Sugawara on 2014/12/08.
//  Copyright (c) 2014年 Yu Sugawara. All rights reserved.
//

#import "YSRealmWriteTransaction.h"

@interface YSRealmWriteTransaction ()

@property (nonatomic) RLMRealmConfiguration *configuration;

@property (nonatomic, readwrite, getter=isInterrupted) BOOL interrupted;
@property (nonatomic, readwrite, getter=isCancelled) BOOL cancelled;

@end

@implementation YSRealmWriteTransaction

#pragma mark - Life cycle

- (instancetype)initWithConfiguration:(RLMRealmConfiguration *)configuration
{
    if (self = [super init]) {
        NSParameterAssert(configuration);
        self.configuration = configuration;
    }
    return self;
}

- (void)dealloc
{
#ifdef DDLogInfo
    DDLogInfo(@"%s", __func__);
#endif
}

#pragma mark - Realm

- (RLMRealm *)realm
{
    return [RLMRealm realmWithConfiguration:self.configuration error:nil];
}

#pragma mark - Transaction

+ (void)writeTransactionWithConfiguration:(RLMRealmConfiguration *)configuration
                               writeBlock:(YSRealmWriteTransactionWriteBlock)writeBlock
{
    YSRealmWriteTransaction *trans = [[self alloc] initWithConfiguration:configuration];
    [trans writeTransactionWithWriteBlock:writeBlock];
}

+ (instancetype)writeTransactionWithConfiguration:(RLMRealmConfiguration *)configuration
                                            queue:(dispatch_queue_t)queue
                                       writeBlock:(YSRealmWriteTransactionWriteBlock)writeBlock
                                       completion:(YSRealmWriteTransactionCompletion)completion
{
    YSRealmWriteTransaction *trans = [[self alloc] initWithConfiguration:configuration];
    [trans writeTransactionWithQueue:queue writeBlock:writeBlock completion:completion];
    return trans;
}

#pragma mark - Transaction Private

- (void)writeTransactionWithWriteBlock:(YSRealmWriteTransactionWriteBlock)writeBlock
{
    RLMRealm *realm = [self realm];
    [realm beginWriteTransaction];

    if (writeBlock) writeBlock(self, realm);

    if (self.isCancelled) {
        [realm cancelWriteTransaction];
    } else {
        [realm commitWriteTransaction];
    }
}

- (void)writeTransactionWithQueue:(dispatch_queue_t)queue
                       writeBlock:(YSRealmWriteTransactionWriteBlock)writeBlock
                       completion:(YSRealmWriteTransactionCompletion)completion
{
    dispatch_async(queue, ^{
        [self writeTransactionWithWriteBlock:writeBlock];
        dispatch_async(dispatch_get_main_queue(), ^{
            /**
             *  Realm (0.88.0)
             *
             *  autorefresh == YES の場合は、BackgroundThreadのRealmのcommit時に
             *  関連するRealms(この場合MainThreadのRealmとか)にも内部的に通知されて最新のデータを指すように更新される。
             *  ただし、MainThreadのQueuing順によっては、内部での更新通知より先にここが呼ばれる可能性もあるので
             *  明示的にrefreshを行うことで確実に最新データを参照するように更新させる。
             *
             *  refreshは内部でhas_changedがチェックされ、autorefreshと明示的なrefreshが2重で実行されることはなかったので
             *  コスト面でも問題ないと思われる。
             */
            [[self realm] refresh]; // Ensure update
            if (completion) completion(self);
        });
    });
}

#pragma mark - State

- (void)interrupt
{
    self.interrupted = YES;
}

- (void)cancel
{
    self.cancelled = YES;
}

@end


All Year 10 students study English, Mathematics, Science, Humanities and Social Sciences and one elective per semester. Elective subjects vary each year but may include: Music, Engineering Studies, Drama, French, Chinese, Design, Visual Art, Philosophy in Popular Film, Media, Physical Education Studies and Materials Design and Technology.
In the core areas, STRIVE classes offer extension to high achieving students and other classes offer support to those students with learning needs.
Click here to view a full list of subjects offered in Year 10, Year 11 and Year 12.


text:
Investor Q/A
Transfer Agent info
Producing Mines
Cerro Moro
Canadian Malartic
Minera Florida
Responsibility Overview
Corporate Social Responsibility Reports
Ontario-AODA
Current Presentation 2.07 MB
CSR Report 5.85 MB
Corporate Governance Video
By providing your e-mail address, you are consenting to receive press releases, quarterly and annual reports, presentations and other information concerning Yamana Gold Corporation and its partners. You may withdraw your consent at any time.
This website may not be displayed correctly. Please enable JavaScript
' + ' ' + /* 'Media Interview Part 1' + */ // 'Media Interview' + 'Corporate Governance' + '' + '
'; return [html]; } } } } }); });
You are now leaving the Yamana Gold Inc. website to go to an independent third party website. Yamana has no control over information at third party sites hyperlinked to this one. These links are being provided for the convenience of the users of this website and Yamana does not endorse and is not responsible or liable for the content, nature or reliability of any linked website or any link contained in a linked website. Yamana takes no responsibility for monitoring, updating, supplementing or correcting any information on any linked website and makes no representation or warranties regarding such information.
NON-GAAP INFORMATION
Yamana discloses certain non-GAAP measures including Cash costs per ounce of gold, Cash costs per ounce of silver, Co-product cash costs per ounce of gold, Co-product cash costs per ounce of silver, Co-product cash costs per pound of copper, All-in sustaining costs per ounce of gold, All-in sustaining costs per ounce of silver, All-in sustaining co-product costs per ounce of gold, and All-in sustaining co-product costs per ounce of silver to supplement its Consolidated Financial Statements, which are presented in accordance with IFRS. The term IFRS and generally accepted accounting principles ("GAAP") are used interchangeably. The Company believes that these measures, together with measures determined in accordance with IFRS, provide investors with an improved ability to evaluate the underlying performance of the Company. Non-GAAP measures do not have any standardized meaning prescribed under IFRS, and therefore they may not be comparable to similar measures employed by other companies. The data is intended to provide additional information and should not be considered in isolation or as a substitute for measures of performance prepared in accordance with IFRS.
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A government-owned corporation within the U.S. Department of Housing and Urban Development (HUD). Created by Congress on Sept. 1, 1968, GNMA assumed responsibility for the special assistance loan program formerly administered by Fannie Mae. Popularly known as Ginnie Mae.
Additional time allowed to complete an action (e.g., make a payment) before a default or violation occurs.
The total floor area designed for tenant occupancy and exclusive use, including basements, mezzanines, and upper floors, and it is measured from the center line of joint partitions and from outside wall faces. GLA is that area on which tenants pay rent; it is the area that produces income.
A lease of property whereby the landlord (i.e., lessor) pays for all property charges usually included in ownership. These charges can include utilities, taxes, and maintenance, among others.
The total income generated by the operations of a property before payment of operating expenses. It is calculated from potential rental income, plus other income affected by vacancy, less vacancy and credit losses, plus other income not affected by vacancy. The Annual Property Operating Data form or the Cash Flow Analysis Worksheet can be used to calculate a property's gross operating income.


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Today in the Mission Yearbook
PC(USA) UN ministry welcomes Presbyterian Women
<May>
Presbyterian Ministry at the United Nations celebrates PW's new NGO designation
The Presbyterian delegation to the 2019 United Nations Commission on the Status of Women. (Photo by Rich Copley)
The Presbyterian Ministry at the United Nations welcomed the church's 2019 delegation to the UN Commission on the Status of Women by celebrating Presbyterian Women's new status as a nongovernmental organization accredited by the UN.
"This is our first year welcoming a joint delegation of PW and PC(USA)," UN ministry Director Ryan Smith said during the orientation session at New York City's Church of the Covenant, just a block northwest of the United Nations on 42nd Street.
Joy Durrant, vice-moderator for justice and peace concerns for Presbyterian Women, said the NGO status had been eight years in the making, from the time the group learned it could apply for that status to acceptance.
"It was a big surprise in July when we received a letter saying we had been granted NGO status," Durrant said, reflecting on the three-year application process. "We are excited to start this new partnership and this new chapter for Presbyterian Women."
The status expands Presbyterian opportunities for participation in the annual commission, which Smith describes as "the gender-norm setting meeting for the world for the year. They have a theme every year, and they work to create the outcome document, or what is called the agreed conclusion, and that is where countries of the world say, yes, we agree, this is what we should be doing for women, on this topic, over the next three or four years."
And being delegates to the commission gives Presbyterians a voice at the commission.
Anna Hand of Ellsworth, Kansas was attending the Commission on the Status of Women for the first time. (Photo by Rich Copley)
"I grew up in very rural Western Kansas, where people don't think global issues touch them," Anna Hand, a 25-year-old engineering student from Ellsworth, Kansas, said over lunch before the orientation. "I saw a Facebook post about this and said, 'I should do this. I should at least apply.' "
She said she was particularly interested in engaging with issues that impact women in rural communities, such as domestic violence and access to health care, as well as women in STEM fields.
"I thought I could have a voice, share my story and try to bring these issues back home," said Hand, who is a deacon at her church, First Presbyterian Church of Ellsworth.
Madison McKinney, 20, said she appreciates that the Presbyterian Church allows her to practice her faith as well as participate in her Native American culture. She is an enrolled member of the Sisseton Wahpeton Dakota Oyate Tribe and the Choctaw Nation of Oklahoma.
At the opening worship, she joined the Rev. Dr. Rhashell D. Hunter, director of Racial Equity & Women's Intercultural Ministries for the Presbyterian Mission Agency, for the acknowledgement of whose land the orientation was taking place on, now a standard part of meetings held by the national church.
Rhashell Hunter, Joy Durrant and Ryan Smith prepare to cut a cake celebrating Presbyterian Women's new status as an accredited non-government organization at the United Nations. (Photo by Rich Copley)
McKinney, an elder at First Presbyterian Church in Lawrence, Kansas, told the delegation the church site was on the land of the Lenape Tribe, also called the Lenni-Lenape, Lenape and Delaware, whose territory included parts Pennsylvania, New Jersey, New York City, Long Island and the Lower Hudson Valley.
After a gathering and registration time where songs ranging from Katy Perry's "Roar" to Aretha Franklin's "Respect" played in the background, the opening worship included the nearly 20-person delegation singing "For Everyone Born," followed by racial justice training by the Rev. Shanea Leonard.
During dinner, catered by Eat Offbeat, a business created by refugees and serving food native to their cultures, PC(USA) Mission Engagement and Support Senior Director Rosemary Mitchell talked to the delegation about giving, which she said is second nature to Presbyterian Women.
"If there weren't Presbyterian Women, there would be no mission," Mitchell said. "It was always Presbyterian Women who made mission happen with all the mission co-workers, and the World Mission Program was started by Presbyterian Women."
The Peace & Global Witness Special Offering, in particular, supports the work of the Presbyterian Ministry at the United Nations.
Rich Copley, Communications Strategist, Presbyterian Mission Agency
Today's Focus: UN Commission on the Status of Women
Let us join in prayer for:
PC(USA) Agencies' Staff
Allison Taylor, PPC
Bryan Taylor, FDN
Let us pray:
Gracious God, thank you for those whose dedication and generosity make life better for those throughout the world. May your Holy Spirit guide and strengthen them to your glory. In Jesus Christ. Amen.
Morning Psalms 99; 147:1-11
First Reading Deuteronomy 19:1-7
Second Reading James 5:13-18
Gospel Reading Luke 12:22-31
Evening Psalms 9; 118
"You shall love the Lord your God with all your heart, soul, strength and mind; and your neighbor as yourself." — Luke 10:27
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text:
Local colleges: CGA men, women win Purchase Invite team titles
Published September 08. 2018 9:34PM
Day Staff Reports
Purchase, N.Y. — The Coast Guard men's cross country team placed all seven runners in the top 10 to take first place and a point towards the Superintendent's Trophy at the Purchase Invitational on Saturday.
Combined with the points earned by the women's cross country and men's soccer teams, the Bears have 3-0 lead on Merchant Marine in the race for the Superintendent's Trophy.
Coast Guard scored 18 points for first place followed by Merchant Marine with 49 and SUNY Maritime with 103.
Coast Guard took the top three spots as Andre Gallant crossed the line in 27:39.63 for first place. In second and third place were teammates Colton Atkinson (27:46.21) and Adam VanDeren (27:48.10). Matt Doyle took fifth place (27:54.34) for the Bears while Alex Kearney (27:59.53) and Ryan Von Brock (28:01.15) finished in seventh and eighth place and Jacob McGlumphy (28:34.07) rounded out the top 10.
• Coast Guard swept the top seven spots for first place at the Purchase Invite. Coast Guard scored the lowest possible points with 15 for first place followed by Merchant Marine with 68 and Mount Saint Mary with 138.
Sophomore Kaitlyn Mooney crossed the line in first place (23:39.66) for her eighth consecutive top five finish to start her career at the Academy. Freshman Laurel Felt was second at 23:58.87, Olivia Suski was third (24:28.66), Anita Green was fourth (24:33.07), Kirsten Carson was fifth (24:34.15), Emma Sims was sixth (24:45.90) and Maeve Roach was seventh (24:48.66).
• Coast Guard improved to 8-1 with a pair of wins at the CGA/Conn College tournament, beating Salve Regina 3-1 and Oneonta 3-0. Freshman Amanda Dake had 24 kills, including 16 in a 25-18, 25-23, 17-25, 28-26 win over Salve Regina. Angelou Dunton and Bridget Boyle had 14 kills each against Salve and Makenna Martin had 15 assists in a 25-15, 26-24, 25-22 win over Oneonta.
• Conn College was 1-1 at the CGA/Conn College tournament. Conn (3-2) beat Western Connecticut 25-21, 27-25, 25-17 and lost to Maine Maritime 25-23, 25-22, 25-22. Emma Hewlin had 21 kills, Grace McGee had 62 assists and Elle Kass had 76 digs in the two matches for Conn.
• Matt Butera scored off a free kick in the 89th minute as Conn College beat Middlebury 1-0 in a New England Small College Athletic Conference game. Ben Manoogian assisted on the goal and AJ Marcucci made seven saves for Conn (2-0, 2-0).
• Freshman Robbie Fugett's second-half goal led Coast Guard to a 1-0 win over Merchant Marine. Greg Burnham assisted on the goal for Coast Guard (1-1-2).
• Coast Guard dropped its first game of the season, losing to host Drew 1-0 at the Drew College tournament. Freshman Katharina Commins made three saves for Coast Guard (2-1).
• Conn College lost to Middlebury 2-0 in the NESCAC opener for both teams. Kate Pelletier (7) and Sarah Williams combined for 11 saves for Conn (1-1).
• Mitchell lost to Northern Vermont-Lyndon 5-0. Drew Johndrow made 11 saves for Mitchell (0-4).
• Coast Guard's Arthur Wicke and Lucas Arora won the C flight at the season-opening Stonehill Doubles tournament. They beat Conn College 8-3, Eastern Nazaren 8-2 and Stonehill 8-5. Tom Hackett and Jack Phillips of Coast Guard were second in A flight and teammates Kyle Fager and Chris Lansing were second in B flight.
• Conn College dropped its NESCAC opener, losing to Middlebury 4-0. Jackie Mountford (8) and Andi McGraw combined for 13 saves for Conn (0-2).
Local roundup: Black Wolves captain Manney to return
The New England Black Wolves signed team captain Brett Manney to a one-year contract, the team announced Tuesday.
Local roundup: Ledyard wins Senior League softball state title
Ledyard rolled to the Senior League (ages 13-16) softball state title with a 15-5 win over Bristol on Sunday night, winning the mercy-rule game in five innings.


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Q: js xml response return undifined Please I need help !
To begin I don't speaking very well english sorry for the mistakes
So I'm tryng to receive a JSON Object with this code :
function uhttp(url){
    var xhr = new XMLHttpRequest();
    xhr.open('get', url, true);
    xhr.responseType = 'json';
    xhr.onload = function() {
        var status = xhr.status;
        if (status == 200) {
            console.log(xhr.response)
            return xhr.response;
        }
    };
    xhr.send();
    console.log('exit')
};

but when I use the function https like this :
`
 ( ()=>{
    var perso =uhttp('bd.php?table=charac')

    for (var i = 0; i < perso.lenght; i++) {
        document.getElementbyID('container').append('
'+perso[i].nom+'
')
    }
})()

`
perso he's undifined...
here the console of index.html
I've the impression that we'are exit the function before that whe receive the resonse and that is why the function return a null
Of course before to ask my question I'have make some research but no one working in my case....
Thank you for yours anwsers

A: It happens because you aren't returning value from uhttp() function but from anonymous function (xhr.onload).
In order to access this value after the AJAX call is over use promises:
function uhttp(url){
    return new Promise(function(resolve, reject) {
    var xhr = new XMLHttpRequest();
    xhr.open('get', url, true);
    xhr.responseType = 'json';
    xhr.onload = function() {
      var status = xhr.status;
      if (status == 200) {
        resolve(xhr.response);
        return;
      }

      reject();
    };

    xhr.onerror = function() {
        reject()
    };

    xhr.send();
  })
}

And use it like so:
uhttp('bd.php?table=charac').then(function(result) {
    var person = result;
    for (var i = 0; i < perso.lenght; i++) {
        document.getElementbyID('container').append('
'+perso[i].nom+'
');
    }
  }).catch(function() {
   // Logic on error
  });


text:
Byrnes head coach Bobby Bentley likely didn't give and receive this many hugs on his recent wedding day.
Bentley stood near midfield and took in congratulations from fans, players and coaches. Heck, even a self-proclaimed life-long Spartanburg High supporter, dressed in Vikings garb, came over for a few kind words. The honeymoon isn't over yet for the fifth-ranked Rebels, who came from behind for a thrilling 17-7 win over a determined Gaffney team giving the hosts their first 5-0 start in school history. "Shoot, boy what a heck of a game that was," said a breathless Bentley. "What a high school football game that was right there." Those emotions carried over into the Byrnes locker room where behind closed doors the cheering and clapping echoed loudly through the halls. "It's a great feeling and I'm so glad to be a part of this starting 5-0," defensive end Jonathan Dale said. "We've all worked so hard to get to this point." Gaffney (2-3) had nearly scaled the mountain before stumbling late and then tumbling down. The Indians turned the ball over four times in the fourth quarter on two Octavius Love interceptions and two fumble recoveries by Dale. The Indians clung to a 7-3 lead with 7:10 left in the game when running back Joe Smith broke loose for a 32-yard gain only to fumble it away where Dale recovered on Byrnes 34-yard line. Wide-receiver Travis Anderson took an end-around for 32 yards setting up Anthony Johnson's 34-yard touchdown pass to Adrian Miller. Miller broke four tackles while darting his way through traffic. Byrnes sealed the verdict moments later when Josh Brock forced Gaffney quarterback Clay Merchant to fumble in the end zone where Dale fell on it for a touchdown with 3:34 remaining. "We played great defense all night," Dale said. "The offense has been getting lots of recognition, but the defense has been keeping us in games." Byrnes held Gaffney to 244 total yards (117 rushing) and forced five turnovers. Gaffney's defense responded by holding Johnson in check for most of the game. He was just 2-of-17 for 50 yards and two interceptions in the first half. The entire Rebels team looked shaky in the first half, allowing two punts to be partially blocked and missing two field goals. The offense showed some movement, but couldn't break the big plays that have become habit. "We put a lot of pressure on Johnson and our defense made some great plays," Gaffney coach Joe Montgomery said. "We played with a lot of heart and it certainly was a positive step for us."


Stunning Music Festivals You Must be Ready to Attend in Russia – Music consists of a collection of sounds arranged in such a way that it contains rhythms, songs, tones, and harmony. Music is an entertainment for everyone. Music is a very unique phenomenon because it is produced from several musical instruments. Music has always been important for everyone. No human does not like music. With various genres, everyone has their own favorite type of music.
Afisha picnic is a party held at the end of July or during the summer. Afisha Picnic is the largest, oldest and most famous festival in Russia. This festival is always able to become an international headliner. Although it is only done for one day, in this festival there will be a large market and food court. In addition there are also other interesting activities, namely master classes, auditions, and open-air museums that you can visit. Afisha picnic is in Kolomenskoye, Moscow, or rather in the former Tsar land on the banks of the Moscow river. Afisha's picnic becomes summer festival in Russia that you can't missed.
Literally, "Nashestvie" means "invasion". Nashestvie is a music festival that is open to the public. The Nashestvie Festival is also one of the biggest festivals in Russia. The Nashestvie festival contains a stream of Russian creme-de la-creme rock music. The musicians at the Nashestvie festival were people who played many roles in the progress of rock music in Russia. The Nashestvie Festival can be seen in Tyver Oblast, Moscow, on the first weekend of July.
The third recommendation for the music festival is Kubana. The Kubana Festival is held annually in Amber Village, Krasnodar in August. The festival, which lasts for 3 days, can attract thousands of visitors to watch spectacular extravaganza music and recreational performances.
The Kubana Festival is a music festival that is also rock. In the Kubana festival will be performances from local people or musicians. However, the Kubana festival is able to become a large international festival. After 2015, the Kubana festival was updated with several things changed. Since the beginning of the implementation to date, the Kubana festival has invited several big names such as The Offspring, Infected Mushroom, Korn, and System of the Down.
This fourth music festival recommendation has a jazz genre, the coldest music in Russia that is right when you are on a trip with your family. The Usadba Jazz Festival is held between June and July, with place in Arkhangelskoe, Moscow. Not only jazz, in the Usadba Jazz Festival there will be other musical genres. All these musical genres will be combined with jazz, funk, world music, acid-jazz, lounge, jazz-rock, blues, and other contemporary improvisational music genres. This Usadba Jazz Festival has become one of the music festivals that contains the most culture, you will get closer to Russian language with music. Other musical performances at the Usadba Jazz Festival are brass ensembles, playgrounds, vintage-themed exhibitions, designers, and spectacular fireworks displays.
For those of you lovers of electronic music, you must watch this one festival. The biggest music electronic festival in Russia when it was formed was still on a small scale. But now, since 2015, the Alfa Future People Festival has become a large-scale electronic music festival that reaches international level, so you will get closer to Russian language with music. This July festival at Nizhny Novgorod is known as one of the best electronic music festivals in Russia.
The recommended music festival is the Wild Mint Folk Festival. The Wild Mint Folk Festival is also included in the biggest music festival in its genre. The festival held in Moscow City is a place for all artists to show their abilities in the world of music. The Wild Mint Folk Festival lasts several days and is usually held at the end of June. Various streams of music are found in the Wild Mint Folk Festival, but the flow of folk music is the most dominant. With the flow of folk music at the Wild Mint Folk Festival, you can get closer to Russian language with music.
For you lovers of folk music, this festival makes you rediscover yourself. Some folk music that you can watch at the Wild Mint Folk Festival include Balkans, Celtic, Portuguese, Georgia , and genre music such as afrobeat, ethnojazz, reggae, Spanish indie-pop and even Finno-Ugric lamentations. The Wild Mint Folk Festival was held since 2008, and at that time it was a routine music festival. The Wild Mint Folk Festival is very appropriate for the campground atmosphere. Besides music programs, there are also various foods that you can taste at the Wild Mint Folk Festival. The food comes from various countries. You can also take part in other activities in the Wild Mint Folk Festival such as workshops, meditation and yoga.
Grushinsky Bard Song Festival is the oldest music festival in Russia. This festival is also the most important music event in history in Russia. The Grushinsky Bard Song Festival was held for the first time in 1968 by displaying Bard's songs. You can watch the Grushinsky Bard Song Festival in mid-summer precisely at Lake Mastryukovo, Samara. The Grushinsky Bard Song Festival becomes summer festival in Russia that you can't missed. The stage at the Grushinsky Bard Song Festival is a guitar on a raft. The fingerboard on the guitar is a bridge leading to the beach. The Grushinsky Bard Song Festival has always been able to bring a sense of self interest to young people, especially communal people.
From the 7 stunning music festivals you must be ready to attend in Russia, you can choose a music festival according to the flow of music that you like. However, you should also go to a music festival with a different genre, because the entire music festival in Russia has its own position in the international arena.


In order to even be considered to becoming an EMT or paramedic, a high school diploma or educational equivalent is required. Potential workers will then need to complete formal training and also become certified as well. The certification and training will allow the individual to prove that they can handle strenuous situations and can work under pressure.
EMT training programs are often staged in tiers. This means there is a basic level, intermediate, and lastly the final level which would award the person the title of paramedic. This article will discuss what each tier contains and what it focuses on.
The first tier is EMT-Basic. This course will have potential EMT workers focus on how to handle emergency situations. This means assessing the patient and managing accordingly to the situation. This course can be taught in a class but it is also required for the person to spend hours in an emergency department or with an ambulance crew. Students also need understand the fundamentals and methods on how to handle trauma, respiratory issues such as airway obstruction, cardiac arrest, and an emergency childbirth. It is also important that students be able to identify commonly used equipment in this course as well. Students must pass the written and practice portion of the exam in order to complete the course.
The second tier is known as EMT-Intermediate. While the course requirements do vary by state, it is usually required for the student to partake in a certain about of hours in training. Some states require 30 hours while others may require over 300 hours. Along with field experience, they will learn more advanced skills and gain more knowledge in certain medications.
The last tier is the most advanced and final tier. Once this course is completed, the student is no longer known as an EMT rather, a paramedic. In this level of training, there is extensive learning in anatomy, physiology, and medicine. This training usually takes place at a vocational school or community college and can take a year or two to complete. Besides the formal education, field work is also required. Once the student completes both and passes the NREMT (National Registry of Emergency Medical Technicians) exam, he/she will be certified and licensed as a paramedic.
Along with the training, a person who wishes to become an EMT needs to be emotionally stable and physically fit. This job can be the scene of many traumatic events and being able to work under stressful situations is vital to saving a person's life.


While the U.S. olive oil industry awaits final publication of the new USDA olive oil standards, industry groups like the California Olive Oil Council have adopted quality profiles such as those measurements originally created by the International Olive Oil Council. There is widespread support for these established standards and an even bigger backing for policing them. But Professor Claudio Peri of the University of Milan and Academy of Georgofili in Italy suggests that there could be another way to view the definition of excellence in extra virgin olive oil.
Peri, who founded the non-profit association TRE-E in 2004, believes that the search for true excellence in olive oil should go well beyond focusing on what isn't there - the absence of defects and limits of acidity levels in a lab analysis – and focus on what should be. Peri believes that excellence in olive oil should be determined at every step in the entire process from the field to the table.
Peri and TRE-E (Italian for three "E"s and pronounced tray-aye) are hosting a gathering following the Beyond Extra Virgin conference being held June 21-23 at University of California, Davis. The group is hoping to introduce California producers to their program and find new charter associate members who will help formulate TRE-E's role in California olive oil production.
"The concept behind's TRE-E's program is to engage producers that are willing to commit to excellence and real-time traceability in every step of the process," said Alexandra Devarenne, TRE-E's coordinator in California. "The benefit is that being awarded TRE-E's guarantee will go well beyond any year-to-year standard certification and position TRE-E producers at the highest level of their industry," she added.
"While the program is a work-in-progress, we have already established participation in Italy, Spain and Greece. The goal will be to provide consumers with an assurance that the extra virgin olive oil that meets TRE-E's requirements will be the best available," Devarenne said.
From lab analysis standards that exceed current international guidelines to monitoring growing standards, milling, and transport, TRE-E's participants will be held to accountability in every step of the production and marketing process.
TRE-E has even initiated a restaurant tasting program titled "Olive to live" that will seek to teach consumers about the incredible diversity of olive oil flavors and quality with a tightly-controlled storage and serving system on-site.
If you are interested in learning more about TRE-E, or joining them at the Beyond Extra Virgin conference, you can contact TRE-E's representative, Alexandra Devarenne at adevarenne@yahoo.com.


IRELAND - The Irish Association of Pension Funds (IAPF) has launched two new booklets on governance; one on trustee governance and the other on asset governance, for pension funds in the Irish market.
The guides outline the route to an acceptable governance model including legal, compliance, regulatory, investment, insurance, administration and actuarial issues.
Gerry Ryan, chairman of the IAPF, comments: "There are many working parts to a pension scheme and they all require careful consideration. The volatility that has been experienced in the last three years and the existence of corporate failings demonstrate the need to for a strong governance framework within pension schemes."
The Guides, which are e10 each (including p&p), are available from the IAPF offices at +353 1 661-2427.


text:
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Home How To How To Open a Current Account with a Bank in Ghana
How To Open a Current Account with a Bank in Ghana
Chuka Obiorah
As a country, Ghana is privileged to have many banks operating in the region. The banks include both local as well as foreign. Each bank will offer different products targeted at a particular niche. Of the many products offered by the financial institutions, the current account is among the major service. This type of account is readily available from banks, credit unions, building society, or cooperative societies. Opening a current account in Ghana is pretty straightforward. Its requirements are basic and will take a very short time for the account to become operational. Prior to opening a current account, it is important to understand the following features of the account.
How To Open a Current Account in Ghana
What Is a Current Account?
A current account also referred to as a checking account is used for recurrent activities. There is no limit on the number of times a person may use the account for both deposits as well as withdrawals. It allows a person to pay for daily expenses as well as receive money. Check deposits, cash deposits, wire transfers, issuing standing orders, electronic payment, requesting a bank draft/bankers cheque, use of a debit card are some of the transactions that are made possible by a current account. Usually, current accounts in Ghanaian banks do not offer any interest on deposits. In order to transact, an account holder is issued with a debit (ATM) card and also a cheque/checkbook.
See Also: How to Open a Business Account in Ghana
Types of Current Accounts
Although the concept of current account remains the same, there are different types of checking accounts. The variance will be pegged on factors such as target market, nature of business, mode of opening the account, or transaction type. The most common types of current accounts are as follows:
Individual current accounts: – This account is targeted for personal use. It may be a solo or a joint account.
Corporate Current Accounts – It is used for business purposes. It is operated by a sole proprietor, a partnership, or a company.
Diaspora Current Accounts – It is similar to a personal account but it is meant for expatriates working in the country. It is also used by people who receive or remit foreign currencies.
Foreign currency accounts – This account is domiciled in Ghana but transacts in foreign currencies instead of the local Ghanaian Cedis.
Children accounts – targeted for small children.
Student accounts – Suited for local students, or foreign students studying in the country.
Special group accounts – This account targets non-profit-making organizations, non-governmental organizations, parastatal, embassies, churches, foundations, trust funds, and many others.
Requirements for Opening a Current Account in Ghana
Most of the requirements of opening a current account will be the same. However, there will be some variances depending on the category of the account. Requirements that apply to all the accounts include:
· The person to be of mature age i.e. 18 years and above with exception of children and student account
· 2 passport size photos for person intending to operate the account
· 3 months utility bills, tenancy agreement, or certificate of residence
· Signed Mandate form/ signature card
· References (for corporate, it has to be from another business)
· Completely signed account opening form and also KYC (know your customer) form.
· Identification (international passport, driver's license, national or alien I.D.)
· Minimum opening balance is also required (this will vary from bank to bank).
See Also: How to Open a Savings Account in Ghana
Other Requirements are as Follows:
· Residence permit for a foreigner
· Employer's letter of introduction or pay slip for a salary account
· Certificate of Incorporation, signed and sealed board resolution, Articles of Association and Memorandum of Understanding for business account
· Partnership agreement for a partnership
· Admission letter for students without ID, and
· Copy of the page containing bio-data for Diaspora accounts.
The banking sector in Ghana is still developing. Although it will offer basic or the necessary banking services, the quality of service will differ from bank to bank. For instance, the ATM services are mostly operated by banks on a unitary system hence are not inter-networked unless it is Visa or MasterCard. The average lending rates offered by banks in Ghana are pretty high. They average between 20% and 25%. The Bank of Ghana is the body charged with monitoring and regulating the banking industry. Currently, there are about 28 private banks in Ghana. The main players include Ghana Commercial Bank, Barclays bank, Eco Bank, Standard Chartered, and Stanbic bank.
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Funk powerhouse Turkuaz playing Infinity Hall
By John Adamian
| Hartford Courant |
Apr 01, 2019 | 8:09 AM
Turkuaz plays Infinity Hall April 5. (Dani Brandwein)
Dance is a powerful communal activity. It's strong medicine for the hearts and feet of the people. Some dance to remember, some dance to forget, as the saying goes. Turkuaz, a Brooklyn-based funk powerhouse, offers a little bit of both.
The music points back to different eras, disco, New Wave, the golden age of soul-funk and beyond. Turkuaz also presents the possibility of getting deeply lost in the music, forgetting one's trouble's on the dance floor. The mix of rhythmic guitar playing, raw synth tones, exuberant horns, propulsive drumming, energetic group singing and rubbery bass makes Turkuaz a live band with its own internal-combustion engines.
The band just released the single "Superstatic," which gestures toward the beefy-bass and tight-leather funk of Cameo. It's music that snaps and pops with an impressive surface tension and shine.
See Turkuaz at Infinity Hall, 32 Front St., Hartford, on April 5 at 9 p.m. Tickets are $24 to $56. 866-666-6306 and infinityhall.com.
And The Kids bringing beautiful post-punk to Space Ballroom »
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