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Itzy (; estilizado como ITZY) é um girl group sul-coreano formado pela JYP Entertainment em 2019. O grupo é formado por cinco integrantes: Yeji, Lia, Ryujin, Chaeryeong e Yuna. O grupo estreou em 12 de fevereiro de 2019, com o lançamento de seu single álbum, It'z Different. Os prêmios do grupo incluem Revelação do Ano no 34º Golden Disc Awards, Novo Artista do Ano no 9º Gaon Chart Music Awards e Melon Music Awards 2019, Melhor Artista Feminina no Mnet Asian Music Awards 2019 e o Prêmio Nova Artista no 29º Seoul Music Awards; tornando-os o primeiro grupo feminino de K-pop a alcançar o "Rookie Grand Slam".

Nome
Itzy tem o significado de "Você tem tudo o que queremos, certo? É claro". Itzy (있지) também significa "ter" em coreano. Inclui o significado de letras em inglês, como 'para referir-se a um objeto específico, e o significado de 'ter' em coreano para enfatizar que é um grupo feminino com todos os encantos que os grupos femininos devem ter.

História

Pré-estreia
Depois de não passar nas audições realizadas pela Fantagio, Chaeryeong participou do programa de sobrevivência da JYP Entertainment, Sixteen em 2015. Apesar de não fazer a escalação final do grupo feminino vencedor, Twice, ela foi escalada pela empresa através da série de televisão K-pop Star 3, junto com sua irmã. Chaeryeong foi a primeira integrante do Itzy a se juntar à JYP e treinou por cinco anos. Ryujin foi descoberta em um show de Got7 e treinou na JYP por quatro anos antes da estreia com Itzy. Yuna e Yeji se juntaram à JYP em 2015 e treinaram por três anos, Yuna depois de ser descoberta pela equipe da empresa e Yeji ter feito o teste com sucesso. A última integrante, Lia, inicialmente fez o teste para a SM Entertainment e foi aprovada, mas foi forçada a desistir no último minuto devido a um desentendimento com seus pais. Vários anos depois, Lia passou nas audições do JYP e treinou por dois anos.

Em 2017, Yuna e Ryujin apareceram em "Love Yourself" Highlight Reel de BTS. No mesmo ano, todas as integrantes (com exceção de Lia) apareceram no reality show da Mnet, Stray Kids, como um grupo de projeto contra o boy group que viria a se chamar Stray Kids.

Em 2018, Ryujin foi uma concorrente do programa de sobrevivência da JTBC, Mix Nine. Ela ficou em primeiro lugar entre as meninas na competição, mas perdeu para os meninos no geral. Yeji foi uma concorrente no The Fan da SBS, mas foi eliminada no episódio 5.

2019: Estreia com It'z Different e It'z Icy

Em 21 de janeiro, a JYP Entertainment anunciou que estrearia um novo grupo feminino, sendo o primeiro grupo feminino da gravadora desde a estreia de Twice em 2015. O canal oficial da gravadora compartilhou um trailer de vídeo revelando as cinco membros.

Em 12 de fevereiro, o grupo lançou seu single álbum de estreia, It'z Different, com seu single "Dalla Dalla". A canção incorpora elementos de subgêneros EDM, como future house e bass house. Suas letras de empoderamento foram bem recebidas pelo público. O grupo registra uma das maiores estreias da Billboard por um novo ato de K-pop em anos, o single "Dalla Dalla" entrou em terceiro lugar e alcançou o segundo lugar na tabela World Digital Song Sales. O hino de confiança que muda de forma teve 2.000 downloads nos EUA para a semana que terminou em 14 de fevereiro, de acordo com a Nielsen Music, tornando-se a canção de K-pop mais vendida nos Estados Unidos naquela semana. "Want It?" que foi lançada ao lado do single "Dalla Dalla" estreou em 8º lugar, tendo 1.000 downloads. "Dalla Dalla" também estreou como a segunda canção mais popular no YouTube.

A Billboard confirmou que o videoclipe ultrapassou 17,1 milhões de visualizações em 24 horas de seu lançamento e quebrou o recorde de videoclipe de estreia de K-pop mais visto em 24 horas. Em 21 de fevereiro, nove dias após a sua estreia, Itzy recebeu seu primeiro prêmio em programa musical no M Countdown e se tornou o grupo feminino mais rápido a conseguir sua primeira vitória em programa musical. A canção recebeu nove vitórias em programas musicais e quebrou o recorde na época para o videoclipe de estreia de K-pop mais rápido a alcançar 100 milhões de visualizações no YouTube.

Itzy lançou o seu primeiro EP intitulado "It'z Icy" juntamente acompanhado com um videoclipe da faixa-título "Icy" em 29 de julho. Comercialmente, o EP foi um sucesso, chegando ao terceiro lugar na Gaon Album Chart. "Icy" continuou o sucesso do grupo em programas de música, ganhando 12 vitórias, incluindo uma coroa tripla no Show Champion. Em 22 de setembro, a JYP anunciou a turnê de Itzy intitulada "Itzy Premiere Showcase Tour "Itzy? Itzy!". Uma turnê de showcase começou em Jacarta em 2 de novembro e, em seguida, levou o show para diferentes cidades da Ásia até o final de 2019, antes de seguir para os Estados Unidos para cinco shows em janeiro de 2020.

Em novembro de 2019, "Dalla Dalla" ultrapassou 100 milhões de streams na Gaon Music Chart, conquistando a primeira certificação de platina do grupo. Foi a primeira canção de estreia de um grupo de K-pop a obter um certificado de platina da Korea Music Content Association (KMCA) desde que as certificações foram introduzidas em abril de 2018. O single também ficou em 8º lugar na lista das "As 20 melhores canções de K-pop de 2019" da Dazed, que afirmou que o grupo "mantém a mão firme no leme usando os toques divertidos, mesmo com o caos visual e sonoro acontecendo ao redor" e "aquelas que dão uma nova inicialização ao K-pop". Os videoclipes de "Dalla Dalla" e "Icy" entraram na lista dos videoclipes mais populares da Coreia do Sul no YouTube, nas posições 2 e 7, respectivamente. No final do ano, Itzy foi reconhecido com vários prêmios de Melhor Artista Revelação Feminino, incluindo o Melon Music Awards de 2019 e o Mnet Asian Music Awards de 2019.

2020: Turnê nos Estados Unidos e sucesso comercial contínuo
Itzy começou o ano com sua turnê nos Estados Unidos, começando em 17 de janeiro em Los Angeles.

Em 9 de março de 2020, Itzy lançou seu segundo EP, It'z Me, e seu single "Wannabe". Apresentando produtores como Sophie e Oliver Heldens, o EP viu o grupo experimentar sons EDM, mantendo seus temas líricos de liberdade e autodeterminação para o que vem em seu caminho. O EP estreou no número um na Gaon Album Chart da Coreia do Sul, tornando-se o primeiro álbum número um do grupo no país. Também estreou no número 5 na tabela World Albums da Billboard, sua posição mais alta na tabela. O grupo conseguiu 8 vitórias em programas musicais com "Wannabe", continuando seu sucesso na plataforma.

Em 17 de agosto de 2020, Itzy lançou seu terceiro EP Not Shy, bem como o videoclipe para o single de mesmo nome. Enquanto mantinha o som pop "teen crush" da assinatura de Itzy, o álbum refletia uma mudança lírica, enquanto o grupo fazia a transição de "temas de independência e amor próprio" para "pondo os pés nas águas de cantar sobre o amor". O EP estreou no número um na Gaon Album Chart com vendas de mais de 219.048 unidades. Foi o segundo lançamento delas no topo da tabela. "Not Shy" também foi promovido em programas de música, chegando a 5 vitórias.

2021–presente: Guess Who, estreia japonesa e Crazy in Love
Em 20 de março, Itzy lançou o single digital "Trust Me (Midzy)", uma canção dedicada a seus fãs, como parte de seu primeiro evento global de transmissão ao vivo.

Em 30 de abril, Itzy lançou seu quarto EP Guess Who e seu single "In the Morning". Em 11 de maio, o EP oficialmente estreou na Billboard 200 no número 148, tornando-se sua primeira aparição na lista. A versão em inglês de "In the Morning" foi lançada em 14 de maio.

Em 1 de setembro, foi anunciado que Itzy faria sua estreia japonesa sob a Warner Japan com o EP What'z Itzy.

Em 24 de setembro, Itzy lançou seu primeiro álbum de estúdio, Crazy in Love, e seu single "Loco". Em 5 de outubro, o álbum de estúdio estreou no número 11 na Billboard 200, um novo recorde de seu lançamento anterior.

Integrantes
 Yeji (), nascida Hwang Ye-ji () em  em Jeonju, Coreia do Sul. É a líder do grupo, dançarina, vocalista e rapper.

 Lia (), nascida Choi Ji-soo () em  em Incheon, Coreia do Sul. É vocalista e rapper.

 Ryujin (), nascida Shin Ryu-jin () em  em Seul, Coreia do Sul. É rapper, dançarina e vocalista.

 Chaeryeong (), nascida Lee Chae-ryeong () em  em Yongin, Coreia do Sul. É dançarina, vocalista e rapper.

 Yuna (), nascida Shin Yu-na () em  em Suwon, Coreia do Sul. É dançarina, rapper e vocalista.

Outros empreendimentos

Endosso
Apenas algumas semanas após a estreia, um dos maiores fabricantes de automóveis da Coreia do Sul, Kia Motors, havia assinado com o Itzy para uma colaboração em videoclipe para promover o Soul Booster. O grupo também endossou e colaborou com várias outras marcas, incluindo MAC Cosmetics, Andar, Oreo Korea, Calvin Klein e 8x4. Em 31 de março de 2021, a Maybelline New York anunciou Itzy como as novas porta vozes globais da marca de maquiagem.

Em julho de 2020, a Organização de Turismo da Coreia, uma organização governamental do Ministério da Cultura e Turismo, lançou sua mais nova campanha, com as integrantes do Itzy sendo suas novas embaixadoras honorárias para o ano de 2020.

Discografia

 Crazy in Love (2021)

Filmografia

Reality shows

Concertos e turnês

Concertos principais
 Itzy Premiere Showcase Tour 'ITZY? ITZY!' (2019–2020)

Prêmios e indicações
Itzy ganhou seu primeiro prêmio, o "Melhor Artista Revelação Feminino", em 1 de agosto de 2019 no M2 X Genie Music Awards. Nove dias após a estreia, em 21 de fevereiro de 2019, elas receberam sua primeira vitória no programa musical M Countdown da Mnet com "Dalla Dalla", se tornando o grupo feminino mais rápido a ganhar um prêmio em um programa musical. O grupo recebeu um total de oito prêmios revelação em várias cerimônias de premiação em seu ano de estreia.

Ligações externas

Artistas da JYP Entertainment
Quintetos musicais
Grupos de ídolos da Coreia do Sul
Bandas de K-pop
Girl groups da Coreia do Sul
Bandas formadas em 2019
Fundações na Coreia do Sul em 2019

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freelance journalism and editing
Life on the level
It's official: families are changing shape. The UK family tree is becoming taller and thinner, as people live and keep their health for longer and the younger generations are having children later and later in life.
While the traditional family home, designed for mum, dad and numerous children, may never go out of fashion, increasingly people are finding that it does not serve their needs as well as other types of property.
Barratt Maidenhead sales director Jill Armstrong says: "There has been a real shift in consumer attitudes over the last few years, which has resulted in purchasers actually choosing to live in apartments, rather than more traditional homes.
"This is mainly because of the location, but factors such as energy efficiency and the low maintenance they require in terms of the garden and building itself, also make apartments an extremely popular choice."
Barratt's new development in Wantage reflects this. The Letcombe Park development has a range of apartments, with prices starting at £178,000. However, there are only two left, so buyers will have to be quick. Both remaining apartments have two bedrooms, two bathrooms and a private balcony each. To find out more about the properties available, or to register an interest, call the sales office on 01235 770119.
Barratt has another development in Abingdon at St Nicolas Mews. This includes a selection of one and two-bedroom apartments, including the two-bedroom Eastleigh, priced at £143,000, and the two-bedroom Drayton, priced at £168,000.
The Manor Park development in Headington, built on the former Oxford United football ground, reflects the fact that many apartment-buyers refuse to compromise on location or quality. Manor Park, a Bellway Homes development, is just a short cycle or drive from the centre of Oxford, but comprises a wide choice of apartments. Prices start at £222,000 for a two-bedroom apartment and reach £475,000 for a third-floor penthouse with three bedrooms and a study. An audio/video entry system is provided for all apartments for extra security.
All kitchens will have a stainless steel integrated hob, double oven and cooker hood. All apartments will have electric under-floor heating and a mains pressure hot water system. A number of properties feature balconies. The apartments are for sale jointly through Knight Frank on 01865 790077 and the new homes department of FPDSavills, on 01865 269042.
In nearby North Oxford, Rectory Homes has recently launched a new apartment development. The Millford House site is on the apex of Davenant Road and Banbury Road, and comprises six apartments. Prices will start at £325,000. The development is in its early stages, and the apartments are not expected to be ready until autumn. However, it will be possible to buy off-plan, so there is no need to wait. For more information, visit www.rectoryhomes.co.uk or call 01844 295100.
Further north, there are two apartments available at Westbury Homes' Tadmarton Park development, just outside Banbury. Both apartments are priced at £154,995, although the designs vary slightly. One property has a kitchen/breakfast room with separate lounge, while the other has a lounge/dining room with separate kitchen. Both also have two bedrooms, one of which has an en-suite bathroom. For information on these apartments, visit www.westbury-homes.co.uk or call 01452 783000.
Apartment living appeals to a wide range of people - young professionals, the retired and even families. The one thing they all have in common is that they want a living space to adapt to them, not the other way around. The "one size fits all" approach to housing just does not suit everyone any more.
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Crate & Barrel is one of America's favorite places to get home furnishings. Here is how to cut your costs when shopping this retailer's stores or website.
Crate & Barrel is one of America's top home furnishings retailers, offering practically everything you need to outfit a new home, or update an existing one — both inside and out.
We're talking rugs, mattresses and box springs, as well as dining tables, sofas and desks. You'll even find small kitchen appliances and all manner of home decor.
If you love shopping this incredible store, we've got tips to cut your costs. Following are eight ways to save at Crate & Barrel.


Identity theft is on the rise, and fraudsters are coming up with more and more sophisticated ways to cheat individuals out of their hard-earned money – even dead people!
An email comes through advertising the perfect job – home working, no overhead and fantastic pay. You send off a detailed email listing all your personal information. An email comes back saying you've been successful, and asking for a photocopy of your passport to rubber-stamp your identity. You send it off – and you've successfully given your identity to someone else. Don't fall for this scam – if it sounds too good to be true, it probably is!
The last six weeks you've spent searching for affordable Timberland boots, which normally cost about £150. Then you find the perfect pair online for just £45. You use your credit card to smugly buy the coveted purchase, then wait for the boots to arrive. Problem is, they never do. Next time, only use a website you trust – such as John Lewis. Don't buy online if no UK contact number is provided, and be on alert if the grammar and use of English looks dodgy.
Facebook, Twitter and even LinkedIn are fantastic ways to make new friends and get new work contacts. Trouble is, it doesn't always work that way. Many people aren't cautious enough when it comes to social networking, posting all their personal details online without a worry. This leaves you open to identity theft thieves, who can harvest all your information to their own personal financial gain, and even infect your computer with malicious spyware. Be careful what you put online, and only "friend" people you know.
An email purporting to be from your electric company asks you to update your account, so you fill in personal information including your name, address and bank details. Next thing you know, £500 is missing from your bank account. Legitimate companies with whom you have accounts will not ask for that information – they already have it!
It sounds ghoulish –and it is! Identity theft of the deceased involves fraudsters getting detailed information from a letter or an obituary to access a bank account, or get personal credit from an online source. Ask the major credit agencies to put a "deceased" flag on the accounts of your departed loved ones, and avoid lengthy obits.
Identity theft is rife amongst fraudsters who pretend to represent a legitimate charity, then take the money for themselves. Sometimes they set up a charity that sounds eerily similar to the real thing, or they run a fake website pretending to be a non-existent one. Some small-scale scammers even go door-to-door asking for money. Ask to see the charity registration number, and check with the Council to see if door-to-door solicitors they are legit.
Not shredding or disposing of bills properly can lead to criminals raiding your bins, then using the information they find to raid your bank account. Invest in a shredder and use it to shred all potentially sensitive documents, especially those with your name, address, signature and bank details on them.
Fraudsters illegally copy information from the magnetic strip of either your credit or ATM card, then use the information to steal your money. How can this happen? Easily. A shop assistant takes your card out of sight, a device is attached to the ATM machine, they then swipe your card through several times. Be vigilant and report anything suspicious.
When someone nicks your wallet, you might think that cancelling all your credit cards is all you need to do. Wrong. Identity thieves now have the tools to wreak havoc with your accounts – and your credit rating. Request account changes for all credit cards (just cancelling them can affect your credit rating). Ask that a fraud alert be put on your account with the big three credit rating agencies, report a missing driving licence and file a police report.
A flat for rent is advertised that looks inviting, often at an absurdly low price. Before viewing, the "landlord" asks for proof of funds. The potential tenant is then asked to transfer the first month's rent to a friend before being allowed to view the property. The landlord asks to see the receipt, then uses it to access the funds at the money transfer agency. Remember, legitimate landlords will never ask for money transfers to be completed before the deal has been clinched; they will run a credit check on prospective tenants.
Identity theft tricks are on the rise, so don't become a victim yourself. Know how to protect yourself, your property and your possessions, before it's too late.
How about this one? You notice a job when job searching on a legit page like Monster or Totaljobs. The application process is the same as a genuine job and you go through a 'recruitment' agency (in reality, a member of the scam team). They then select you for the details to be sent to the Director of the position! Now, the reason you applied for the job is because its abroad and you liked that idea. Hell, the company will include the flights if you are successful! So, you are narrowed down to interview and you go to the interview with the manager. After a rather genuine interview, you are later offered the job via email (it must be a legit offer; they put it in writing). Of course, we're going to need to book the flights out for you. We'll arrange your accommodation there and per salary benefits though we need to get your flights done now. So please send us your passport details and your NI Number, now that you are our employee, and you will start work in Malta on Thursday 16th January. Congratulations. I look forward to working with you. Of course, you now send those details; you have a job offer in writing and are about to start work! (You have just been scammed).
My husband has just had alot of money taken out of his account by a ltd company who say they had his authorisation to take it - trouble is we had never even heard of them until this happened. What can we do to get our money back???


If you're concerned with your credit score and general financial healthy, you've probably heard of Experian, Equifax, and TransUnion. They collect information about how much available credit you have and how you use it. What you may not be aware of is that there's a similar group who monitors how you bank.
ChexSystems is a consumer reporting agency which compiles a report of everything that your banks have reported in your last 5 years of banking. But unlike credit reports, Chex reports only contain negative information.
When you're joining a new bank, you may be denied an account if your Chex report includes enough negative items (even 1 may do it). It's the bank's way of protecting themselves (and their other customers). Unfortunately, if you have a good history overall, a few mistakes may make banks consider you too much of a risk.
What's In a Chex Report?
A number of things may go into a Chex report. If you frequently overdraw your account (bouncing checks) or if you deposit a lot of bad checks, that may show up on your Chex report. If your bank thinks that you're trying to defraud them or defraud others through your account (using it to run a 419 scam would be a random example), they may report it to your Chex report.
One thing that'll definitely be on your Chex report: unpaid balances with the bank itself! Overdraft charges, fees, unpaid lines of credit, if you owe them and don't pay, it'll end up on your Chex report.
The good news is that ChexSystems doesn't automatically see your account activity, your bank has to choose to report it. So if you bounce a few checks but clear everything up right away, your bank may not report it at all. Often banks have guidelines about what does and doesn't get reported. But if you let your account remain delinquent for 3 months or if you commit fraud, it'll probably end up in your report.
Can I See My Chex Report?
And you can place an alert with Chex if your ID has been stolen, just as you do with the credit reporting agencies.
How Can I Improve My Chex Report?
First, the Chex report only contains information from the last 5 years. Anything before then doesn't count. So start by getting your financial life in order going forward. If nothing else, time will take care of it. Also, some banks will still let you open accounts as long as you don't have any issues from the last year and have paid everything, so a problem in a Chex report may not keep you from getting a bank account.
In getting your finances straight, talk to a bank representative about how you can fix the problems they've reported. Work with them to figure out you can pay and what the bank will accept. If you're somehow in too deep, the bank may be willing to settle for less than the amount owed. So don't give up if it seems too big, remember that the bank would rather have some money than nothing.
Once you've paid your bank, you can request that they ask Chex to remove the incident entirely. The bank is required to update the information by adding that you've paid or settled the account, but they're not required to ask that it be removed. Remember this when you're working with the bank representative. Politeness can pay off big.
If your Chex report includes errors, you may file a dispute just as you can with credit reports.
Can I Get a Bank Account Despite a Bad Chex Report?
Maybe. A lot of it depends on what's in your report and which banks you try. A good place to begin is getting your annual free copy. Of course, if you've just been denied because of ChexSystems you're also entitled to a free copy.
Talk to all the banks and credit unions in your area, different ones have different approaches and some don't even check with ChexSystems. If they've denied you, ask to meet with someone from the institution and find out if they offer you any other options or if they know of reputable banks which will offer you second chance bank accounts. For example, Wells Fargo has what they call "opportunity accounts" for people with poor banking or credit history.
If you have any bank accounts open, don't close them unless there's something very wrong with the bank. By "wrong" I mean that the bank is mishandling your payments, losing your money, or something dramatic. If you're having trouble opening a new bank account, then you may have to put up with monthly fees, low interest, etc for now. You can try opening other accounts, but don't close the old one until you have a new account established.
Never heard of Chex reports…I'll have to check that out!
Oh, and your post didn't show up in my reader until a few minutes ago. Probably just Google reader acting wonky.
Good thing to know! Just another reason to stay on top of your finances, real consequences…!
So many things I don't know about finances… it's scary, really.
I first heard of credit report this year, thanks to you, and I ordered mine for free by mail from Equifax. So far so good.
Because I live in a lower-income area, I often see advertisements for payday loans, bad credit stuff, etc. I recently saw something about ChexSystems and decided to look into it. But most people don't even hear about it until they've already been denied.
ChexSystems is pretty scary — very few people know of it, and it is easy to even inadvertently end up on the the ChexSystems bad list. For people who like to "game" bank sign-up bonuses, it is important to be aware that opening too many accounts in a short period will trigger a ChexSystems rejection, which is bad, as it will be pretty hard to open a normal bank account with any national bank with a ChexSystems flag.
On the bright side, my understanding is that really the only things that can hurt you on ChexSystems are (a) breaking the bank's rules (bouncing checks, failing to pay, fees, etc.) and (b) opening too many accounts in a short period of time. At least you don't have to worry about something like a FICO score for checking accounts.
Wow, I had never heard of this either. Good to know.
I did some research into this for a friend who had an account go up in flames when she had a bout of serious mental illness a couple of years back. In her case, there is nothing she can do but wait for these things to drop off her Chexsystems report, but there are ways to get an account if you are in the same situation as my friend.
In my friend's case, she was able to get an online checking account with Bank of America. If you apply at a branch, they will reject you. For some reason, they're not running Chexsystems reports for online banking.
I work at a bank, and you're right, we do check everyone against Chexsystems. (We also check everyone against OFAC too) I'm not sure what how strict our rules are though since I don't open accounts yet. I have seen people get turned down though so they are probably pretty strict.
I was turned down twice by the same bank and two years apart. There should be nothing to report. I've worked in banking for decades and maintained my DDA accounts in an exemplary manner. Before Chexsystems would tell me what they were reporting, I would have to provide a huge amount of personal information. I wouldn't give them the information so I never find out. Also Chexsystems is regional and if you move to another state they may not have your information and you can be turned down for lack information as well as negative information. It's possible we were turned down because our drivers licenses didn't match our state.
In the summer of '09 I opened up a checking account at my local bank. It was my first bank account and I did not look after my finances well. I went over on it, $862 (including fees) in October. The bank gave me a couple months to pay off the bill, but I didn't have the money. They closed down my account in December and said they would report me to CHEXSYSTEMS. A couple weeks ago I decided to open a online checking account with Bank of America. I was surprised when they approved me. I thought that they made an error and would find me on CHEXSYSTEMS a week or so later. Well, two weeks later and they still haven't closed the account. Soooo, I decided to go on the CHEXSYSTEMS webiste and order the free report to see what they have listed about me. I get the report four days later and every field that is suppose to list infractions just shows "NO ITEMS FOUND". EVERY SINGLE INQUIRY!!…I was shocked. The report does show my social security number…so I knew it wasn't an error in indentification. Am I just extremely lucky the bank didn't report me after what…150 days?!?
Unfortunately, consumers do not have similar protection against corrupt banks…JP Morgan Chase, for example, can gamble and lose 3 billion of its depositors savings and count on reimbursement from FDIC, i.e., our tax dollars.
Hey piece ! I was fascinated by the facts – Does anyone know if my company can acquire a blank passportmax Japan VISA App Form form to type on ?


Govt of Maharashtra, Zilla Parishad Kolhapur division has released latest recruitment 2015-16 for the below jobs in ZP Kolhapur to work in a reputed Government organization.
Applications are invited via online from eligible Indian citizens for appointment of various Health Sevak, Health Asst, Gram Sevak, Expansion Officer jobs in Zilla Parishad Kolhapur, Govt of Maharashtra. Candidates having relevant qualification only need to apply.
To know more detail on how to apply, qualification, experience, age - relaxation, pay scale, and application format, kindly find ZP Kolhapur official site ads/link at http://www.zpkolhapur.gov.in/uploaded/Bharati-2015%20_31.10.pdf.
Last Date to reach online application is on: 15th Nov 2015.
Zilla Parishad, Kolhapur is under Government of Maharashtra, India.
Siliguri Municipal Corporation has issued notification dated 30.10.2015 to fill the vacancy of Borough Officer in West Bengal. It is good chance to get job with SMC and secure your future. Learn eligibility criteria and appear for walk-in interview on 23.11.2015 at 12:00 noon.
National Institute of Mental Health and Neuro Sciences, Bangaluru has issued notification dated 30.10.2015 to fill the vacancies of Non PG Junior Resident in the Dept. of Neurophysiology in Karnataka. It is good chance to get job with NIMHANS and secure your future. Learn eligibility criteria and appear for walk-in interview on 09.11.2015 at 2:30 pm.


Mobile marketers have long been aware of the power of push notifications. Over the years, marketers have become increasingly sophisticated about their push notifications, personalizing the content, and triggering/targeting them based on users' in-app behaviors and usage patterns. The impact on conversions and loyalty from this method have been substantial. It's one of the main reasons marketers adopt mobile engagement platforms like Leanplum.
But not all users download an app. In industries where purchases are less frequent, including some parts of retail and travel, many users primarily interact via a mobile website. What if you could apply the tried and true techniques used for push notifications to reach these users, too?
Just as you can send a targeted push notification via your mobile app, browsers such as Chrome, Firefox, Opera, and others enable you to send push notifications to users via a browser. Like traditional push notifications, these notifications can contain rich content, such as images. When a browser is running on an Android device, in fact, the experience is almost indistinguishable from the push notifications with which users are already familiar.
Like traditional push notifications, to-date most usage has been transactional. Brands often send notifications asking a user to complete a task or check out a new message in Facebook or Gmail. That means marketers aren't using web push to its full potential.
That's why we're so pleased to announce that Leanplum will now support web push. Marketers can now integrate web push notifications into their integrated campaigns using the same sophisticated personalization, targeting, and reporting you've already come to trust from Leanplum. In fact, web push is fully integrated into Leanplum's existing push capabilities, so you can immediately extend your existing campaigns to your web-based users.
Shopping Cart Abandonment: Use web push to remind potential customers of unpurchased items. Coordinate these web push reminders with other channels including traditional push notifications (for users who also use your app) or email.
Targeted Promotions: Promote special offers or deals to users based on their previous actions or interests. Send a web push to users when specific items become available or go on sale.
Re-engagement: Haven't seen someone for a while? Stay top of mind with a web push and bring them back with a targeted message encouraging them to come back to your app or website.
App Promotion: App users are often more loyal than web users. If someone makes a purchase, try sending a web push with an app store link to encourage downloading your app. It will increase the odds they'll buy from you and not your competitors in the future.
Perhaps the most powerful aspect of Leanplum's web push capabilities is the way it empowers you to manage all your user interactions. For example, you can trigger a web push based on in-app behavior, a native app push based on web behavior, or an email or other message based on actions across both. By integrating web push into its mobile engagement platform, Leanplum puts you in the driver's seat.
Curious how you can do more with web push notifications? We'd love to talk. Schedule your personalized demo with us today.


Texting while driving. Many people do it, despite the fact that it is illegal in most of North America.
The Federal Motor Carrier Administration (FMCSA) defines "texting" as manually entering text into, or reading from an electronic device. Their definition of texting includes, but is not limited to: sending short messages, e-mailing, instant messaging, accessing the internet, pressing more than one button to initiate or terminate a call, or engaging in any other form of text retrieval or entry, for present or future communication.
Texting increases the chances of being involved in a vehicle-related accident by 23 times. Texting involves three separate physical and mental systems: manual, visual and cognitive. These systems are all utilized together while composing a text message. Utilizing all three of these cognitive systems for one task takes attention away from the road and potential driving hazards.
Distracted driving accounts for nine deaths and more than 1,000 injuries every day.
Reading a text message can keep a person's eyes off the road for 5 seconds (at 55 mph, this is long enough to cover a football field).
69 percent of drivers (aged 18-64) admitted to using their cell phone while driving during the previous month.
Despite these statistics, many people still have an incessant urge to text, as soon as they hear the ping on their cell phones. The brain releases dopamine when people perceive a text or notification as pleasant or enjoyable. Because of this gratifying feeling, people have a sudden impulse to check their phones as soon as a text or call comes in. Unfortunately, when people do this, their attention is brought elsewhere and the results can be deadly.
Changing this behavior at the source is what is going to help make our roads safer. There are three steps involved in changing a behavior at its source. These include: recognizing the problem or opportunity, understanding the actions that can be taken, and practicing the new behavior and evaluating results.
Texting while driving is not only hazardous, but costly too. The insurance industry has taken notice. Due to the effects that texting has on a driver's ability to make decisions, it is anticipated that insurance carriers may view distracted driving citations with similar severity as a DUI. This could result in company drivers with distracted driving citations on their record being disqualified as a driver and employers being unable to obtaining insurance coverage.
Any felony in which a vehicle is used including homicide resulting from the operation of any unreasonable risk or with high degree negligence.
(DWI/DUI) Driving under the influence of intoxicating liquor or illegal drug.
Failure to stop, report or comply with state statutes when involved in an accident.
Passing a stopped school bus with the stop arm extended and red lights flashing.
Three (3) or more moving violations not specifically listed above.
Two (2) or more at-fault accidents.
One (1) at fault accident and two (2) moving violations not specifically listed above.
In an effort to curb distracted and dangerous driving, carriers are beginning to leverage customer data through the use of telematics. Telematics is the technology of sending, receiving and storing information relating to remote objects like vehicles via telecommunication devices. Telematics and GPS fleet tracking systems provide information that helps fleet owners control costs and increase productivity and improve fleet safety.
Smart-phone base efforts to combat distracted driving behaviors have proven to reduce distracted driving by 20 percent. There are several distracted driving apps available now to combat texting and driving. Each app has its own unique features to encourage safe driving. Listed below are some of the most popular and recommended apps on the market.
Life Saver: Life Saver is a top choice safe driving app, especially for parents and their new drivers on the road.
AT&T DriveMode: AT&T DriveMode is a safe driving app, designed for both iOS and Android. This app disables text messages and blocks calls while driving, and can be automatically set to switch into drive mode when the vehicle exceeds 15 mph.
Mojo: Unlike LifeSaver and AT&T DriveMode, the Mojo app does not block text messages and calls. Instead, it challenges the driver to refrain from engaging in these behaviors and tracks safe miles driven by monitoring frequency of swiping, typing, and calls taken.
TrueMotion Family: True Motion Family is a safe driving app that utilizes GPS to give a "trip score," tracking times one may have been distracted on their drive. This app does not block text messages and calls. However, it sends notifications to the primary app operator when the driver has safely reached their destination, tracks safe miles driven, and allows for location sharing.
Texting while driving apps, as well as the tips and tricks discussed above are fun, easy ways to avoid texting while driving altogether. Consulting your app store to find the right safe driving app that is compatible with your cell phone and lifestyle is one of the first steps to take towards forming those safe driving habits.
The bottom line is that texting while driving is illegal. For those who text and drive, it's just a matter of time before it catches up with them. But, it's never too late to form new habits and stop texting and driving at the source.
Hands-free cell phone operation is permitted while driving as long as it is allowed by local motor vehicle laws and regulations, and if the driver has the ability to continue to operate the vehicle in a safe manner.
Hand-held use of a cell phone is strictly prohibited while driving. The use of phones is authorized only when the vehicle is parked. A properly parked motor vehicle is one that is completely stopped, and safety placed in park. Vehicles stopped to load/unload passengers are not considered parked; nor is stopped at a stop sign and /or light. Text messaging while driving is prohibited.
Other cell phone uses that distracts from driving (entering or manipulating a GPS, reaching for the device, searching the Internet, reading e-mails, social media, etc.) is also prohibited.
Marsh & McLennan Agency has expertise and tools to help companies in the auto/trucking industry deal with the risks and prepare for every possible challenge. For more information, please contact your local Marsh & McLennan representative.


text:
Swaziland king renames country 'the Kingdom of eSwatini'
The king of Swaziland, one of the world's few absolute monarchs, announced on Thursday that his country had changed its name to eSwatini to mark 50 years since independence from British rule.
Meaning "place of the Swazi", eSwatini is the Swazi language name for the tiny nation landlocked between South Africa and Mozambique.
Unlike some countries, Swaziland did not change its name when it gained independence in 1968 after being a British protectorate for more than 60 years.
King Mswati III has declared a name change at events celebrating independence and his 50th birthday, at a packed sports stadium in the second city of Manzini.
Below are some reactions on twitter;
His Majesty King Mswati III has spoken. We are no more Swaziland. We are now the Kingdom of Eswatini.!! 🙌🙌 Bayethe! #Swazitwitter #Eswatini
— HlengiweK🇸🇿 (@khushuHD) April 19, 2018
Swaziland or Eswatini, we're still hungry.
— Notsile Nkambule (@brownskinnono) April 19, 2018
We have a new name for a country, that is eSwatini. That's former Swaziland. The e- prefix is different from e- for electronic we love
— Robert Ngalu (@mobyah) April 19, 2018
From today I won't be confusing Swaziland and Switzerland courtesy of King Mswati III . Eswatini is simple
— BARRY NICHOLAS (@Barryipapo) April 19, 2018
Took him long enough! Swaziland was the name given to it by the colonizers. Just like Lesotho was Basotuland and Botswana was Bechuanaland. The Kingdom of Eswatini has a lovely ring to it.
— Kendrick Lamar (@UltimateGnasher) April 19, 2018
It makes sense. After all it's the Europeans who referred to eSwatini as Swaziland just as they did with Lesotho (Basotoland) and Botswana (Bechuanaland). This was supposed to have been done long time ago.
— Khalimeshe Ka Zulu (@ThobelaniNcapai) April 19, 2018
So what do you call a person from eSwatini ?
eSwatinian 😕
— Karabo Choshi ⭕ (@Meekwest97_) April 19, 2018


text:
Adam and Eve DID exist! Scientists discover all humans are descendants of ONE couple
Scientists have found that modern humans all came from a single pair of beings, so there may be some truth in Adam and Eve after all
Katherine Clementine
Scientists may have proven the myth that Adam and Eve were the first man and women on Earth (Image: UGC)
The myth that Adam and Eve were the first man and women on Earth may have been proved true - as all humans are descendants of a single couple, scientists say.
Scientists have said that we sprang from a solitary pair of adults - who lived 100,000 to 200,000 years ago - after a catastrophic event almost wiped out the entire human race.
The findings were made by scientists who surveyed the genetic 'bar codes' of five million animals - including humans - from 100,000 different species.
And it's not just humans who came from a single pair of beings - these bar codes, or snippets of DNA that reside outside the nuclei of living cells, suggest that nine out of every 10 animal species do, too.
Scientists surveyed the genetic 'bar codes' of five million animals - including humans (Image: Getty Images/Comstock Images)
'Time traveller' from year 3700 warns of terrible war between humans and robots
According to the Bible, Adam and Eve were chosen to be the first people to live on Earth and were the first parents.
The research was led by Senior Research Associate Mark Stoeckle and Research Associate David Thaler of the University of Basel, Switzerland, , Mail Online reports.
They concluded that 90% of all animal species alive today come from parents that all began giving birth at roughly the same time, less than 250 thousand years ago - throwing into doubt the patterns of human evolution.
"This conclusion is very surprising," Thaler admitted, "and I fought against it as hard as I could."
Dr Stoeckle said: "At a time when humans place so much emphasis on individual and group differences, maybe we should spend more time on the ways in which we resemble one another and the rest of the animal kingdom."
The new report from experts at the Rockefeller University along with from the University of Basel published the extraordinary findings in Human Evolution.
They mined 'big data' insights from the world's fast-growing genetic databases and reviewed a large literature in evolutionary theory, including Darwin.
The conclusions throw up considerable mystery as to why the need for human life to start again was needed such a relatively short time ago.
Adam and Eve were chosen to be the first people to live on Earth and were the first parents, the Bible says (Image: Unknown)
The Earth could be REDUCED to a tiny inhospitable sphere by the Large Hadron Collider cautions scientist
The last known extinction we know of was during the time of the dinosaurs 65 million years ago - opening up the possibility of an inbuilt human evolutionary process wherein we break down and die out, leaving the need to start from scratch.
Humans are also surprisingly similar to not just every other human, but every other species.
"If a Martian landed on Earth and met a flock of pigeons and a crowd of humans, one would not seem more diverse than the other according to the basic measure of mitochondrial DNA," said Jesse Ausubel, Director of the Program for the Human Environment at The Rockefeller University.
"Culture, life experience and other things can make people very different but in terms of basic biology, we're like the birds," Dr Stoeckle added.
90% of all animal species alive today come from parents that all began giving birth at roughly the same time, scientists claim (Image: Getty)
The 'mitochondrial DNA' examined in the research is that which mothers pass down from generation to generation and it showed the 'absence of human exceptionalism.'
"One might have thought that, due to their high population numbers and wide geographic distribution, humans might have led to greater genetic diversity than other animal species," added Stoeckle.
'At least for mitochondrial DNA, humans turn out to be low to average in genetic diversity.'
The study has been misunderstood by some religious parties who thought it meant that we all came into being in some seminal Big Bang-type event 100,000 ago, but this isn't what the findings actually suggest.
What Stoeckle and Thaler's findings point to is that our species has to revamp far more often than we thought, and we do so in unison with all animals.
EmergencyMadrid explosion: Three dead and 10 injured as huge blast destroys Catholic buildingThree people have been confirmed dead and a fourth is missing fter a massive blast tore through a religious building in Madrid's Toledo Street with many more injured and others feared trapped in the rubble
Joe BidenMeet Joe Biden's family - tragic death of two children, drug addiction and paternity rowJoe Biden, the 46th American President, has been in the public eye for decades thanks to his long political career - and his loving family, including wife Dr Jill Biden, children and granddchildren, have been there to support him every step of the way
Kamala Harris fist bumps Joe Biden after making history as new Vice President
Kamala HarrisKamala Harris has become the first woman and the first black and Asian American to hold the office of Vice President as Joe Biden hails 'a day of history and hope, of renewal and resolve' as he becomes the 46th US President
Joe Biden inaugurationPresident Joe Biden has replaced Donald Trump in the Oval Office in an inauguration ceremony outside the US Capitol - just two weeks after it was the target of a violent siege by Trump supporters
Dad converts cupboard under stairs into incredible Harry Potter room for daughter
ViralA dad has converted the cupboard under the staircase of his home into a Harry Potter hideaway for his eight-year-old daughter, complete with floating candles and room to relax with a book
Dancing on IceDancing On Ice slammed with Ofcom cleavage complaints over Holly Willoughby's dressDancing On Ice host Holly Willoughby sparked Ofcom complaints over her cleavage as some viewers found her plunging neckline gown too racy for their screens
Jennifer Lopez's passionate Spanish message as she sings at Biden inauguration
Jennifer LopezThe singer, 51, performed Woody Guthrie's This Land Is Your Land shortly after Lady Gaga sang the national anthem
Meet Joe Biden's family - tragic death of two children, drug addiction and paternity row
Joe BidenJoe Biden, the 46th American President, has been in the public eye for decades thanks to his long political career - and his loving family, including wife Dr Jill Biden, children and granddchildren, have been there to support him every step of the way
Lady Gaga's peace symbol as she belts out National Anthem at Joe Biden's inauguration
Joe Biden inaugurationLady Gaga stunned in a flowing scarlet ball gown, wearing a symbol of peace to belt out the American National Anthem as Joe Biden was inaugurated as President of the United States
Joe Biden slaps down Trump and calls for unity saying 'we must end this uncivil war'
Joe BidenWe'll be bringing you the very latest updates, pictures and video on this breaking news story
Melania Trump's outfit change mocked as people say she looks like a 70s kitchen
Melania TrumpMelania Trump dressed in black as she left the White House for the final time, but changed into a much more colourful dress on the plane ready to land in Florida
Family can't be together at seriously ill baby's bedside due to coronavirus rules
PregnancyReagan Lewis and Mitch Smith, from Mangotsfield, South Gloucestershire, have been unable to spend as much time with their daughter Alessi as they would like after she was born seriously ill
Young Joe Biden photos send internet into frenzy as people can't believe it's really him
Joe BidenAs Joe Biden is sworn into office on his inauguration day, many people are curious to take a look back at what the 78-year-old President was like when he was growing up
Jennifer LopezJennifer Lopez, 51, performed Woody Guthrie's This Land Is Your Land shortly after Lady Gaga sang the national anthem
Woman handmakes flashcard every time she sleeps with someone - writing date and synopsis
ViralA woman has revealed her incredibly organised system for keeping track of all the people she's ever 'hooked up with' and has gone viral as people are desperate to know more


Nike Air 1/2 (Half) Cent PennySometimes Nike throws us an unexpected gem and creates something we weren't even looking for. The Nike 1/2 cent is that sneaker. It successfully integrates elements from all five of Anfernee "Penny" Hardaway's Nike signature models. The models include the original Foamposite and Air Penny models I – IV. And surprisingly, the design comes together seamlessly. Nike is definitely showing the "Penny Love" and we get to benefit from it.


text:
layout: post
title: "Why Your IAM's Definition Of "User" Could Be Costing You Millions"
description: "Because paying "per user" doesn't factor in activity levels, you could be drastically overpaying"
date: 2017-12-15 8:30
category: Growth, Identity
banner:
  text: "Auth0 makes it easy to add authentication to your application."
author:
  name: Diego Poza
  url: https://twitter.com/diegopoza
  avatar: https://avatars3.githubusercontent.com/u/604869?v=3&s=200
  mail: diego.poza@auth0.com
is_non-tech: true
design:
  image: https://cdn.auth0.com/blog/iam/logo.png
  bg_color: "#0D346C"
tags:
- legacy
- modernization
- digital transformation
- identity-management
- identity
- pricing
- login
- multi-factor-authentication
- enterprise-federation
- enterprise
related:
- 2017-07-21-the-role-of-identity-in-application-modernization
- 2017-12-08-how-poor-identity-access-management-equals-security-breaches
- 2017-11-29-5-massive-benefits-of-identity-as-a-service-for-developers
---

Depending on your industry, the traditional identity and access management (IAM) provider's pricing structure could be costing you millions of dollars every year.

It comes down to how they define a "user." Most IAMs charge on a direct per-user rate: $2 a user per month, $4 per user per month, and up from there.

What they don't do is distinguish between registered user and **active user**, someone who actually uses your product once a month(or more).

The VC Fred Wilson has observed that for virtually all web and mobile companies, only 30% of those who register/download the product are active on a [monthly basis](http://avc.com/2011/07/301010/).

For companies in some specialized industries, that percentage can dip even lower. In fields like insurance or healthcare, most "users" active once or twice a year, if that.

Despite this, the majority of IAMs still charge them every single month for _every single user_ they have on the books:

![Charges](https://cdn.auth0.com/blog/iam/charges.png)

![Another pricing](https://cdn.auth0.com/blog/iam/another-charges.png)

![Centrify App Services](https://cdn.auth0.com/blog/iam/centrifyappservices.png)

This pricing system can cost businesses millions of dollars a year because while they may have a total of 5 million users signed up with their service, only a given 100,000 use the service with any regularity.

Or, because while hundreds of thousands may need to have accounts in order to protect sensitive information (like healthcare information or financial records), few need to sign in on a monthly basis. Or, some do, but they're mostly other healthcare providers using enterprise connections, not consumers.

For many types of businesses, paying "per user" as if all of these kinds of usage were the same simply doesn't make sense.

### What Gyms and IAMs Have In Common

For many types of businesses, the "per user" identity management pricing model is the worst of the classic seat-based pricing model combined with the psychology of the gym membership.

The business model of many gyms today relies on people [not showing up.](http://www.npr.org/sections/money/2014/12/30/373996649/why-we-sign-up-for-gym-memberships-but-don-t-go-to-the-gym) People sign up for yearly gym memberships, ambitiously. Then, they neglect to actually go. The fact that a majority of gym members do not regularly visit the gym drives prices down for everyone, and so the slackers subsidize everyone else.

While not exactly the same type of business, Americans only visit their doctors [4 times a year](https://www.forbes.com/sites/niallmccarthy/2014/09/04/americans-visit-their-doctor-4-times-a-year-people-in-japan-visit-13-times-a-year-infographic/#56a1f24ee347). Even if you assume that people will interact with their healthcare provider's online dashboard upon each occasion of them visiting, that's still only 4 logins per year. If you're paying your IAM a flat fee per "user" every month, but only a handful of those users use your product every year, you're paying for a lot of services you don't really need.

Avoiding the topic of consumption when talking about pricing is a [common problem](https://hbr.org/2002/09/pricing-and-the-psychology-of-consumption). Companies try to get you to pay upfront for services, knowing you probably won't use them to the fullest extent possible.

![Payments](https://cdn.auth0.com/blog/iam/payments.gif)

(Source: [HBR](https://hbr.org/2002/09/pricing-and-the-psychology-of-consumption)) _When you pay annually for a service, your usage drops off steadily throughout the year as the financial impact of payment becomes a distant memory._

However, businesses that mask how much you've spent on a service (vs. how much value you've gotten out of it) often wind up "trading off long-term customer retention for short-term increases in sales."

Sooner or later, in other words, we realize that we've been paying $50 a month for a gym membership we never use, we do the mental math, and we cancel.

### The Low-Active-User Enterprise

There are many industries out there affected by the kind of inefficient pricing model described above, with insurance and healthcare as two of the most prominent.

Americans file auto collision insurance claims about [once every 17.9 years](http://www.foxbusiness.com/features/2011/06/17/heres-how-many-car-accidents-youll-have.html). They file homeowners insurance claims every [9 to 10 years](http://finance.zacks.com/average-homeowner-file-insurance-claims-8387.html). During the 4 visits Americans make to the doctor annually, they don't log in to their [healthcare provider's online dashboard](https://auth0.com/blog/how-identity-can-empower-healthcare/)—they just hand their identifying information over. And yet in these industries, healthcare and insurance, having continuous, [HIPAA—certified](https://auth0.com/learn/why-hipaa-compliance-is-vital-your-business/), secure identity management is a must.

Let's say you're an insurance company and only about 5% of your overall users actually sign into your online portal each month.

We give away Auth0 support for up to 7,000 active users for [free](https://auth0.com/pricing). However, you could support 140,000 _registered _users on that plan if only 5% of your users log in every month.

When you're ready for multifactor authentication, compliance-ready reporting and enterprise connections, you can upgrade to a fuller plan and _still _pay per active user, just $1,025/mo with 7,000 active users and 100 enterprise customers.

![Auth0 Pricing](https://cdn.auth0.com/blog/auth0/pricing.png)

If you have 140,000 overall users, but only 5% log in every month, you're still going to pay $4 per _every _user every month. That's $560,000 every month.

That's a price point that just doesn't make sense if you're a business with a low overall active user count. When usage of a product varies so greatly across different industries, per seat pricing models should take that into account.

It's not just insurance and healthcare that face these kinds of problems. Government agencies experience them too, as we can see from a FEMA Request for Information drafted while the agency was in search of a new IAM solution:

**Note:** It is a desire of the Agency to obtain a pricing approach that supports the **variable nature of the size of the FEMA user community**. During periods after large disasters and other events, the Agency user-base may substantially increase in size for a period of time. The vendors should provide creative pricing structures, where possible **such that FEMA does not have to pay / pay less for accounts that are infrequently used**, but still active (e.g., FEMA's Disaster Reserve Workforce needs quick access when they are activated, but may not be active for long periods of time).

(Source: [FCW](https://fcw.com/articles/2009/01/27/fema-seeks-it.aspx))

FEMA doesn't want their IAM to charge them for hundreds of thousands of users when the total number in the Agency's userbase will be far lower the majority of the time. Nor do insurance providers, healthcare companies, or any business with these kinds of variable levels of activity. When they do, they're effectively subsidizing the price paid by B2C and B2B products with much higher activity-to-user ratios.

### Transparency In Pricing

[Value-based pricing](https://en.wikipedia.org/wiki/Value-based_pricing), as opposed to competitor or cost-based pricing, aims to track the price of a product or service to the perceived value that it delivers to its customers.

We believe transparency and [pay-for-what-you-use pricing](https://auth0.com/pricing) help us get our pricing in line with our value.

If you need [secure login](https://auth0.com/lock), [enterprise connections](https://auth0.com/docs/identityproviders#enterprise), and [multifactor authentication](https://auth0.com/multifactor-authentication), but the level of activity among your user base is unevenly distributed or highly variable, we believe you should pay a different amount than a product where 50% of all users are active on a monthly basis.

Not just because it can be a cost savings for you, but because it means that you're paying for the services you're receiving, and no more, not subsidizing all of the social apps and networks of the world.

redpajama_set_name: RedPajamaGithub


Manoj holds a Master's Degree in Science at the University of Cincinnati and BA in Engineering at the University of Bombay, India. He oversees acquisition and renovation of residential and commercial assets.
Donna started as a General Manager at Quality Inn in Oceanside, CA. Her stellar performance and dedication to her role naturally led to her current position as the Operations Manager for several properties.
Hind is a quick learner who is always ready to take on new assignments.
Jennifer first began as a front desk agent at Red Roof Inn in Palmdale, CA and quickly became the Assistant Manager at Red Roof. After a short period, she transitioned to Oceanic Corporate as an Accounts Payable and then Purchasing Manager, allowing her to find her niche in Human Resources and Payroll.
Kaylee's hard-working efforts are easily shown and appreciated at Oceanic. She exceeds all expectations and continues to keep up the great work.
Ludmilla began as a Front Desk agent at La Jolla Inn and was promoted to General Manager. Currently, she manages purchasing for all departments at Oceanic.
Min never falls short of her responsibilities and always manages to get the job done. Her diligent work ethics inspires everyone in the office.
Rubi initially joined Oceanic as an Administrative Assistant and over the years has went above and beyond in her role. She is currently the Operations Manager for several properties.
Swathi's cheerful attitude and unwavering efforts goes without notice at Oceanic. Swathi manages all accounting aspects in her department.
Tracy is always looking for creative opportunities to help Oceanic expand.


Well, it is technically not summer yet, but I wanted to share some summer items that I love!
1. Living Proof Styling Cream – This really comes in handy during the humid summer days — it really helps control the frizz!
2. Glaceau Fruit Water — I recently tried this zero calorie fruit flavored sparkling spring water! I am trying to drink more water and I thought that this was a great way to drink more water!
3. Bobbie Brown Lip Gloss — I love Bobbie Brown lip gloss, and I love some of the pastel color lip glosses!
4. Kinder Happy Hippo (coco) — I recently bought a package of the Kinder Happy Hippo creams and they are very yummy! They also come in hazelnut flavor as well.
5. Toms – I recently got a pair of Toms, and I love them for Mother's Day from Victory and I already want another pair! They are light-weight and very comfortable and they go well with capri pants, shorts, and skirts! They come in a variety of colors and patterns! The best part, is that with your purchase a free pair of shoes are sent to someone in need.
6. Essie Nail Polish — I do not wear a lot of nail polish, but I do like the Essie Nail Polish! It is nice to paint your toes during the warmer months!
Happy Friday and we hope that you have a nice Memorial Day weekend!


text:
Q: How to uninstall Windows from a Dual Boot system? I installed Ubuntu in the dual-boot configuration so that I can still boot up in Windows. But I just want to get Windows off of the machine.
Anyone know how to do this without having to go through another Ubuntu install?
Also are all of the Ubuntu updates safe to take? Does Ubuntu have restore points in case something goes haywire from the updates?

A: *

*Uninstalling an OS usually means deleting the entire partition. Use the Ubuntu live CD/USB to expand the Ubuntu partition afterward.

*All offered updates are tested and should be quite safe to install.

*No restore points.

A: Since your question is really several questions, I'll divide my answer into parts. Unfortunately I'm sitting on my windows laptop now, so I can't generate any screenshots or even test the programs and see where all the options are - if there's something you can't find, don't hesitate to ask.
1. How do you remove Windows from a dual-boot configuration without having to go through another Ubuntu installation?
When you installed Ubuntu alongside Windows, the installer created (at least) one new partition on your hard drive, on which Ubuntu was installed. Windows usually occupies two partitions (one for the boot loader and one for C:\), so that would mean you now have three.
If you, when you start Windows, have any files you want to save on C:\, you need to back them up before you continue. One way to do that would be to simply copy them to the Ubuntu partition, which can be done by following these steps:

*

*Boot your computer into Ubuntu

*Open Nautilus (the file browser, equivalent of Explorer in WinXP) and find your Windows partition in the device list on the left. Click the device.

*Find your files on that partition, and copy them to somewhere you can find them. If you put them in ~username/backup they won't be in anyones way.

Next, you want to remove the Windows partition entirely, in order to free the space so Ubuntu can use it. This most easily done with GParted.

*

*If you don't have GParted installed, install it by opening a terminal and entering
sudo apt-get install gparted

*Open GParted by typing gksu gparted &

*In GParted, locate the Windows partition, select it, delete it and click Apply. Warning! After you do this, the data on your Windows partition is lost forever!

*Mark the empty space, find "Create new partition" somewhere and choose an appropriate name ("Data", for example). If you intend to only use Ubuntu in the future, you can format the drive as ext4 - but if you may want to move back to Windows you should probably choose NTFS so Windows can use that partition. NTFS works almost as well as ext4 under Ubuntu, but there are a few quirks - for example, Google Chrome (and Chromium) cannot download files to an NTFS drive.

*Open "Storage Disk Manager" (for example by searching for it in the Unity search box). Click the partition you just created (you might have to look around for a while and click several of the /dev/sdaX options...) and configure it to mount on startup. Note the mount point that is shown - this is where on the Ubuntu file system you will access the files on the partition from now on.

Instead of creating a new partition and mounting it, you could also start from a Live CD/USB and expand the Ubuntu partition. However, I would strongly recommend having a separate partition for stuff you want to keep regardless of OS version. My reasons for this will become apparent in the next part of this answer...
2. Are the Ubuntu updates safe to take?
If, by "Ubuntu updates", you mean the updates provided by the package management system every now and then, then yes, they are safe and stable. However, the upgrade process between Ubuntu versions (for example from Ubuntu 11.04 to 11.10) is not always as stable, and it is usually recommended to install the new version from scratch instead of upgrading. (A fresh install is also usually a lot faster...)
Because this is so, it is often useful to have separate disk partitions for stuff you want to keep between upgrades. On my Ubuntu machine I have separate partitions for /home, /boot, and /data - and that has saved me many times when I screwed up some weird configuration file and had to reinstall Ubuntu to fix it.
3. Is there any such thing as a restore points in Ubuntu?
No, there is not. Therefore, it is extremely important that you take care and backup any sensitive data that you do not want to lose before you alter your system.

A: 1.Just delete the partition of windows...but while doing it be aware of where your grub is installed...
Coz when I had done it,I lost my grub..!!!
though it can be restored by booting live and using bootupmanager....But still it would be good if you find out the details of the grub problem and only then proceed... :)
2.All updates are tested.But the updates from 3rd party repositories you add may not be safe and cannonical/ubuntu does not take any responsibility of it.
3.No restore points availible.You can use Ubuntu Tweak to generate Desktop,Applications backup and also the default backup program Deja-dup :)
Also as I constantly suggest,use UBUNTU ONE or DROPBOX or any othe cloud service to back up...IT HAS SAVED ME RECENTLY..!! :)  UBUNTU ONE IS A BLISS..!! :D

A: You can use os-uninstaller. See details here.

redpajama_set_name: RedPajamaStackExchange


Jan. 30, 2019 — Internet2 has announced that Dr. Dana Brunson has joined the company as its new executive director for research engagement. The announcement is included below.
Dr. Brunson earned a doctorate in mathematics from the University of Texas at Austin and master's and bachelor's degrees in mathematics from OSU.


text:
SIMPLE HUSTLE COLLECTIVE
skimmmilk
jimmyD
JTProductionz
Q-Banga
Young Nino
MEET YOUNG NINO...
Nick Parker, AKA Young Nino, is a rapper hailing from Atlanta, GA. At 10 years old, he moved to another hip-hop/rap mecca: Chicago. There, he was heavily influenced by local artists such as Vic Mensa, Femdot, Rockie Fresh, and Chance the Rapper (who he interviewed on his high school radio show). Although he has had a passion for rap from the jump, Nino has just begun his rap career within the last year. At 22, he has already released two projects: Super Saiyan Nino and 22. The driven young rapper hopes to be in Los Angeles soon to continue refining his talents. He is currently located in Kansas City, where he has been performing with multiple artists including The Ying Yang Twins, Rory Fresco, Adam Killa, and more. Check out his Twitter here.


text:
A Publicist for Moses
Moses: "How are we going to get across the sea? The Egyptians are close behind us!" General of the army: "Normally, I'd recommend that we build our own bridge to carry us across. But there's not enough time for that." Admiral of the navy: "Normally, I'd recommend that we build barges to carry us across. But time is too short." Public relations officer: "I don't have a solution, but I can promise you this: If you can find a way out of here, I'll get you two or three pages in the Old Testament!" From "The Book of Church Jokes," published by Barbour Publishing, Inc., Uhrichsville, Ohio. Copyright 2009. Used by permission of Barbour Publishing, Inc.
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text:
Provider has adopted this Policy in accordance with Australian privacy law.
This Policy outlines how Provider deals with Personal Information, which it collects in conjunction with the Services.
Provider may also collect information about Individuals who do not use the Services.
Capitalised words in this Policy are defined terms. Defined terms are explained at the end of this Policy.
Organisations using the services
Provider provides the Services to Organisations, which use them to automate their workflow. Both Provider and the Organisations may collect Personal Information about Individuals, including when:
Individuals register for or access a website provided by the Organisation with the Services;
Organisations collect information directly from Individuals and store that data in the Services;
Organisations give Provider access to their files containing Personal Information; and
Organisations enter or process information (such as notes or files) about Individuals using the Services.
Types of Information that Provider collects and holds
Using processes described in this Policy, Provider collects the following categories of Personal Information about Individuals:
(Content) whatever Personal Information is included in content Organisations enter using Provider's Services;
(Identity Information) name, signature, date of birth, nationality, license & registration details, bank account details and other financial details, credit information, family details, employment details, educational qualifications, usernames;
(Contact Information) email address, social media profiles, telephone & fax number, third-party usernames, residential, Provider and postal addresses;
(Behaviour Information) habits, movements, trends, decisions, associations, memberships, finances, purchases, loans;
(Internet Data) webpage views, IP address, referring web site addresses, location, browser type, operating system, domain name, access times and other data typically collected by analytics services like Google Analytics.
How Provider stores Personal Information
Provider holds and stores Personal Information using:
(Storage Services) third party data storage services, including applications and software; and
(Provider Devices) devices operated by employees of Provider's business.
Provider will take reasonable precautions to protect Personal Information from unauthorised access. This includes measures to secure the Provider's physical facilities and electronic networks.
Provider secures Personal Information that Provider collects with Microsoft Dynamics security services, credentials, passwords, pins, encryption, session expiry, firewalls, SSL network encryption, and through the use of reputable vendors.
For more information on security, please contact Provider using the details in the "contacting us" below.
Deletion procedures
Provider deletes Personal Information when users close their account with us.
Why data is held, used and disclosed
Provider's handling of Personal Information includes holding, using and sometimes sharing the Personal Information so that Provider can:
provide functionality within the Services;
provide functionality to Organisations;
provide notifications and support;
offer marketing and promotions, competitions, surveys and questionnaires;
transact with Individuals and process payments;
assess and improve the Services;
provide secure access to the Services.
For more information on when Provider shares Personal Information, see below.
Handling of data
Some collection, holding, use and disclosure of information happens simply by virtue of Organisations using the Services.
The purpose of the Service is to allow Organisations enter, manage and communicate information, including the Personal Information of Individuals, relating to real estate loan tracking and financing.
The Service's purpose is also to allow Organisations to analyse data that accumulates through the use of the Service.
Provider shares Personal Information with others in the following ways:
storing details about Individuals in their pages on Provider's Service;
facilitating the sharing of information about sales, inquiries and payments; and
in the course of managing Organisations' workflow stream.
Service providers can access personal information
When Provider uses the services of companies that Provider works with to provide the Services, they may get access to the Provider's data, including Personal Information. Such third party services may include:
(Hosting) Cloud and web hosting service providers;
(SaaS) providers of software as a service;
(Support) providers of IT support services, web and software development;
(Data analytics) Google Analytics (see http://www.google.com/intl/en/policies/privacy/);
(Online payment) providers of online payment systems; and
(Apple device functionality providers) Apple location services, Siri dictation, Apple Maps, Apple Notifications (see http://www.apple.com/au/privacy/).
Provider will only share Personal Information with these third parties to the extent reasonably necessary to perform their functions.
These third parties may have their own privacy and security policies. For more information about this, please contact Provider using the details listed in the "contacting us" section below.
For information on disclosures to overseas recipients, see below.
Disclosing information overseas
The Provider may store or process some Personal Information overseas. Individuals may not have the same rights relating to their information when it is overseas as they would under Australian privacy law.
By providing Provider with Personal Information, Individuals consent to the transfer of their Personal Information to overseas recipients as contemplated by this privacy policy.
Individuals consent to such transfer, Provider will not be accountable for overseas recipients' handling of their Personal Information.
Organisations may edit content and account details within the Services.
Individuals can also contact the Provider using the details below if they want to access, correct or delete Personal Information or lodge a complaint.
privacy@brokerengine.com.au
Provider reserves the right to refuse access or correction where there are reasonable grounds for doing so, for example if providing access would be unlawful or would compromise the privacy of another person.
If Individuals have a complaint about privacy, they can contact Provider using the details listed above.
Provider will respond to complaints in writing within a reasonable period (usually 10 business days from the day Provider receives an email).
Provider will try to work with Individuals to resolve complaints entirely within 30 business days, although that period may be longer if it is reasonable to take longer given the nature of the complaint.
If Individuals are unsatisfied with our response, they may refer the complaint to the Office of the Australian Information Commissioner (http://www.oaic.gov.au/).
Provider may amend the Privacy Policy at its sole discretion. Individuals that continue to use the Services after receiving notice from Provider of such an amendment, agree to be bound by the Privacy Policy as amended.
Individual, Individuals
means a natural person.
Organisation, Organisations
means third party Organisations using the Services including mortgage broker(s) and brokerage firms.
means information about an Individual whose identity is apparent, or can reasonably be ascertained, from that information. This includes information like names, telephone numbers, email addresses and physical addresses.
Policy, Policies
means this document, drafted in accordance with the Privacy Act 1988 (Cth)
means Mortgage Brokers Software Pty Ltd.
Service, Services
means the mortgage broking software provided by Provider known as "BrokerEngine".


text:
Woodland Mills est une municipalité américaine située dans le comté d'Obion au Tennessee.

Selon le recensement de 2010, Woodland Mills compte . La municipalité s'étend sur .

Woodland Mills doit son nom à ses nombreux moulins à blé () et scieries (), dont les premiers sont construits par la famille McFettridge. Woodland Mills devient une municipalité en 1968.

Notes et références

Liens externes

Municipalité au Tennessee
Localité dans le comté d'Obion


text:
Joint Efforts Made to Care for Children Affected by the Pandemic
Vietnam strengthens measures to care for Covid-19-hit children.
Hannah Nguyen
ngminhphuong26@gmail.com January 04, 2022 | 08:32
Vietnam's Government, ministries, organisations and individuals have joined hands in caring for children, the most vulnerable group amid the Covid-19 pandemic.
Children in a quarantine facility. Photo: VNA
Deputy Prime Minister Vu Duc Dam has signed a Prime Minister's Directive on strengthening measures on care for and protection of children hit by Covid-19 pandemic reported VNA Sunday.
The Ministry of Labour, Invalids and Social Affairs (MoLISA) must work with other ministries and agencies to propose measures regarding care for and protection of orphans in general and orphans caused by the pandemic in line with the law, raise public awareness of the effort to uphold the role of the society and residential community in the process, thus ensuring comprehensive growth of children.
The MoLISA was also required to regularly report the implementation of the Directive to the PM.
The Ministry of Health will continue popularising pandemic prevention and control measures while stepping up vaccination for children as directed by the Government and PM.
The Ministry of Information and Communications was required to effectively carry out the program "Internet connection and computers for students" while the Vietnam Television and the Voice of Vietnam must continue airing school lessons as well as skills to help children improve their physical and mental health.
The People's Committees of centrally-run cities and provinces were assigned to ensure timely, safe, and effective vaccination and treatment for children in line with the Government and PM's directions and Health Ministry's guidelines.
They must partner with the Vietnam Fatherland Front and its chapters, socio-political organizations to promote the enforcement of policies related to children, particularly orphans and those hit by the pandemic, in line with the law.
Children are among the hardest-hit victims of the pandemic. Statistics showed that Covid-19 has made over 2,300 children orphans, mostly in Ho Chi Minh City and southern localities such as Binh Duong, Dong Nai, Long An, Dong Thap, Tien Giang, and An Giang.
Former Vice President Truong My Hoa, who serves as President of Vu A Dinh Scholarship Fund and head of the "For beloved Hoang Sa and Truong Sa" club, presents scholarships to children affected by Covid-19. Photo: VNA
130 scholarships recently have been presented to children affected by Covid-19 in southern Vietnam as part of a joint program by Vu A Dinh Scholarship Fund and the "For beloved Hoang Sa and Truong Sa" club.
The scholarships, worth VND 6 million (USD 263.1) each, were given to children who lost a parent to Covid-19 and whose families in difficult situations because of the pandemic during an event held in HCM City on the final week of 2021. 48 of them were handed to those from the hardest-hit HCM City.
Despite struggling with Covid-19 difficulties themselves, members of the ""For beloved Hoang Sa and Truong Sa" club have worked together with the Vu A Dinh Scholarship Fund to provide aids to affected students, former Vice President Truong My Hoa, who serves as president of Vu A Dinh Scholarship Fund and head of the "For beloved Hoang Sa and Truong Sa" club said.
They have delivered some 3,000 gift packages to pandemic-hit students and families; and provided free ingredients for 30 volunteer kitchens which gave away thousands of free meals to people and frontline workers during the time HCM City was placed under social distancing order, she added.
She expected the scholarships, though small, can become a source of encouragement for the children in life. She pledged the two charitable organizations will continue their fundraising mission to deliver more scholarships and carry out more projects to support needy children and vulnerable people affected by the pandemic.
In December 2021, the Italy – Vietnam Cultural Bridge Association in Italy and the Vietnamese community in Cyprus also have raised EUR 5,000 (USD 5.600) in support of Vietnamese children who lost their parents to the pandemic.
The sum was donated by Vietnamese philanthropists in Italy and sent to 34 orphans in HCM City's districts 7, 8 and Binh Chanh, including four scholarships worth VND 10 million each and 30 gifts.
Recently, the VinaCapital Foundation (VCF) in collaboration with the Youth Union of HCM City is implementing the "Care to Rise – Yêu thương Nâng bước" program, to provide for, protect and encourage the 2,000 orphans created by the Covid-19 pandemic.
The Vietnam Women's Union in collaboration with the Supreme People's Court also respond to the "Godmother" program, aiming to support and nurture orphaned children affected by Covid-19.
The program consists of 2 phases: Phase 1 from November 1, 2021, to December 31, 2022, supporting and sponsoring children under 18 years old orphaned by Covid-19 with difficult circumstances in Dong Nai, Binh Duong, HCM City. Phase 2, from April 1, 2022 to December 31, 2024, will support and sponsor children under 18 who have lost their parents due to the Covid-19 pandemic with difficult circumstances, in 63 provinces and cities nationwide.
Relief Aid Benefits Thousands of Flood-Affected Locals in Quang Binh
Save The Children's project has supported more than 4,901 direct beneficiaries, including more than 3,500 children.
Transforming Maternal and Newborn Care for Healthier Ethnic Minority Families
Save the Children, an international non-governmental organization (NGO), is trying to improve maternal and newborn health in ethnic minority communities in the central highlands' province ...
Christmas Good Deeds Amid the Pandemic
Good deeds are vital during a time when the Covid-19 pandemic and its effects are crippling families that are struggling to make ends meet.
COVID-19 in Vietnam children in the pandemic Vietnam Women Union Directives by PM Deputy Prime Minister Vu Duc Dam Ministry of Labour Ministry of Labour, Invalids and Social Affairs Ministry of Health Ministry of Information and Communications
Vietnam News Today (Jan. 19): Health Ministry Calls for No Firework Display During Lunar New Year
Vietnam News Today (Jan. 19): Vietnam records 16,763 new local Covid-19 cases; Vietnam, ASEAN + 3 seek to promote economic development cooperation; Health Ministry calls for no firework display during Lunar New Year; Vietnamese, German parties eye stronger cooperation.
Programmes Support Children Amid The Global Pandemic
Managing the supportive care needs of children, the group most affected by the impact of Covid-19


text:
Q: Magento Create api user and assign its role programmatically [SOAP] In magento I want to create soap api user by code .
Also assign its role programmatically .
Will create on event observer .

A: Create your role from admin .Check its ID after successful creation .
Add this code according to your requirements :
$userapi = Mage::getModel('api/user')
    ->setData(array(
    'username' => 'server@server.com',
    'firstname' => 'nikhil',
    'lastname' => 'ravindran',
    'email' => 'server@server.com',
    'api_key' => 'myp@ssw0rd',
    'api_key_confirmation' => 'myp@ssw0rd',
    'is_active' => 1,
    'user_roles' => '',
    'assigned_user_role' => '',
    'role_name' => '',
    'roles' => array(1) // your created custom role
    ));
$userapi->save();
$userapi->setRoleIds(array(1))  // your created custom role
    ->setRoleUserId($userapi->getUserId())
    ->saveRelations();

Hope it helps someone.


Juventus are set to be without striker David Trezeguet when they launch the defence of their Serie A title.
The Frenchman has a knee injury, his new national team coach Jacques Santini announced on Monday.
And Trezeguet is expected to take three weeks to recover from the knock according to Santini, meaning he is a major doubt for Juve's opener against Piacenza on August 31.
He was a Serie A ever-present last season, scoring a league-high 24 goals as Juve pipped Roma and Inter Milan to the title.
:irritate: Hate to do this; but I told you we didn't have enough strikers!
How much have we spent this offseason? Not very much, if anything. Mr. Agnelli, pry your cold hands off your checkbook, open it and sign Chiesa already. For Godsakes, he's free!! Give him a couple of mil a year for 3 or 4 years and it will be done with.
Is it official? Why I don't see any source of media tell about it?
Very true though, if ever the time were needed to buy a fourth striker, now is it.


Reds, Bengals and Sanded floors oh my!
Here's a bit of what we've been up to lately! 13 more days in our apartment, first year students arrive on campus tomorrow, teaching my first class, Lew's back in class. Shew.
Oh my goodness, the floors look AMAZING!! SO proud of you and Lew!
Definitely praying for running water, balanced schedules, and that you're able to savor every single itty bitty moment of this incredible journey. So grateful for you, my friend!
Your floors look wonderful! I can't believe they look that good after being as old as they are!
You have done a great job on them! Praying that you can get the water hooked up without too much of a problem.
I'm sure you guys enjoyed the Bengals game too! You both deserve a break from all of your busy schedules! Please take time to take a break once in awhile.
Love you guys, so much!!!


text:
package com.google.cloud.bigquery;

import com.google.cloud.ServiceFactory;

/**
 * An interface for BigQuery factories.
 */
public interface BigQueryFactory extends ServiceFactory<BigQuery, BigQueryOptions> {
}


With the global population getting older and an increasing number of over 50's in every country, the demand for anti-aging nutritional solutions has risen sharply in recent years. Our Ingredient of the Year category for healthy aging looks to celebrate the best the industry has to offer in tailored solutions to remain physically and mentally healthy as we age. From the latest ingredient for maintaining cognitive health to solutions aimed at reducing the risk of frailty, this award is open to ingredients specifically designed to meet the challenges of aging.
Commercial success and engagement from your core target market(s). Give numbers and examples of sales and applications that are available in the market.
The cost per entry is $199.
Once all entries have been received they will be reviewed by the NutraIngredients-USA Awards Judging Panel made up of independent judges from the industry.
The three finalists will be confirmed and notified in May 2019.
The winner will be announced at our awards ceremony on June 3rd, 2019 in New Orleans.
We are thrilled and honored that Swanson's Plant Based Omega-3 was among NutraIngredient-USA's inaugural award winners! From the smooth submission process to the awards dinner with industry friends, everything was fantastic.
It is a great honor for The Seipel Group and its institutional collaborators in Australia and AIBMR Life Sciences in the United States to receive the 2018 Award for Best Research Project. The Seipel Group persevered over a 20-year period to bring this category of product to the marketplace, recognizing the need, supported by two randomized-controlled trials, the most recent of which won NutraIngredients-USA's inaugural award.
Alexander G. Schauss, PhD, FACN, CFS Senior Director of Research and CEO, AIBMR Life Sciences, Inc.
UAS Labs is proud to have won the Weight Management Ingredient of the Year award with Lactobacillus gasseri BNR17™. The BNR17™ strain delivers in meeting a growing consumer need while also leading in terms of the latest probiotic clinical research in the area. This award is testament to our business model of putting science first while continuing to advance the probiotic industry with clinically proven, condition-specific solutions.
It is great to achieve this recognition for our research after 20 years of dedication to finding an effective natural solution for poor bladder control. We believe, by honoring research, NutraIngredients is playing a large part in helping bring vital health issues out into the open. We hope that our research, with this award, adds to the credibility of the natural sector and helps new information reach the consumers who need it most.
"It was a wonderful event that showcased the highlights of our industry. It was an honour to sponsor and attend the awards."
It's an honor to have won the Personalized Nutrition Initiative Award! The highly respected judging panel clearly recognized the role that technology can play in the global consumers' desire to find foods that best meet their individual needs.
Working closely with the writers and editors of NutraIngredients-USA as I do, I expected the Awards to be as thoughtful and substantive as their reporting. Experiencing the depth of information requested when submitting a nomination, and seeing how carefully the winners were selected, my high expectations were confirmed. The NutraIngredients-USA awards mean something, and when a company is honored with one, it carries weight.
Sabinsa was honored to receive the inaugural NutraIngredients-USA Editors Award for Industry Initiative of the Year for our 10-year reforestation program of Pterocarpus marsupium trees in India. The NutraIngredients-USA editors' insightful understanding of our industry is demonstrated by their identifying our forward-thinking reforestation initiative as worthy of this honor.


Marlon Miller Jr. is a Georgia sixth-grader on a mission, and he recently launched a nonprofit to take it to the next level.
An Arizona school district wants students to report bullying and safety issues, and it recently partnered with a mobile phone application to allow students to make anonymous complaints directly to administrators.
New data from the National Crime Victimization Survey shows reported incidents of bullying have dropped by more than a third since 2007.
As students across the country walked out of class on March 14 to protest school violence and advocate for gun control, others took a different approach that seemingly targeted the root issues fueling deadly school shootings.
Lawmakers in multiple states are pushing legislation to ensure students understand how government works and their responsibilities as citizens before they graduate from high school.
The suicide of a 12-year-old Mississippi boy who was relentlessly tormented by school bullies is sparking a movement to divert more money to anti-bullying programs.


Dentist Day is March 6, and practitioners should participate by increasing their marketing efforts. The day is an excellent opportunity for dentists to find new clients and reward loyal patients for their continued patronage. Doctors can use fun events like promotional giveaways to generate leads who can become regular customers.
Practices must find fun items to distribute on Dentist Day. Unique promotional products that help patients take care of their teeth between appointments foster lasting relationships between dentists and their clients. Additionally, custom gifts can help doctors expand their customer bases and increase business.
Holding an event on Dentist Day is the perfect way for practitioners to celebrate. Dentists can treat the day as if it were a grand opening ceremony to attract new patients and increase business. A special celebration is an excellent tool for generating interest.
For consumers, dentists should take the broad approach to marketing. Direct mail, print advertisements and cold calling are the best methods for reaching out to local leads. These resources can help doctors find potential clients who share demographic traits with their current patients. Highly targeted marketing prevents dental practices from wasting valuable resources on unlikely leads.
Once new patients come in, Dentist Day should be dedicated to maintaining excellent oral hygiene. Doctors should teach their clients how to take care of their pearly whites between appointments to ensure that minor problems do not become long-term medical issues. Promotional pens and note pads should be given to every patient so they can take diligent notes while they learn the basics of dental health like how to properly brush their teeth and floss. Every time people refer to their notes, they'll be exposed to their dentists' logos and develop brand recognition.
Marketing Zone writes that dentists should create referral programs to generate leads. Doctors should ask their loyal patients for recommendations because consumers trust the opinions of their friends and family members. Excellent service and good manners go a long way toward establishing a solid rapport and earning referrals, but personalized business gifts create additional motivation for people to recommend their dentists to loved ones.
Practitioners can scale the incentives based on how many leads a patient generates. For instance, someone who only has the contact information for one potential client can be given a promotional key ring or another small item. People who regularly recommend their dentists to other consumers should be given personalized gifts as rewards. Custom pens, water bottles, coffee mugs and planners are excellent prizes for clients who consistently find leads who become regular patients.
Dentists should advertise their incentive programs because patients are more likely to offer referrals if they know they can earn special prizes. Small presents keep clients motivated to participate in the program and earn larger gifts by offering more referrals.
Doctors should market their practices as soon as they have the contact information for leads. One of the best strategies for advertising to prospective clients is combining direct mail and promotional items. Dentists can mail gifts like tooth-shaped promotional magnets and wall calendars so their advertisements stand out from bills and personal letters. Phone numbers should be emblazoned on the branded items so potential patients can quickly call to make their first appointments.