text:
Inter-operability of payments systems touted as key to success of digitisation
Our Bureau New Delhi | Updated on January 12, 2018 Published on January 31, 2017
Prime Minister Narendra Modi unveiling the mobile app 'BHIM' to encourage e-transactions (file photo)
BHIM downloads at over 17 mn, a world record, says NITI Aayog CEO Kant
Banks to play an important role
The success of digitisation will depend a lot on the inter-operability of the payments system, the Survey said, stressing the key role that banks need to play.
"The Unified Payments Interface (UPI) created by the National Payments Corporation of India (NPCI) is the technology platform that will be the basis for ensuring inter-operability. But to ensure this, individual banks should facilitate, not thwart inter-operability," it said.
One way of quantifying the degree of inter-operability is to contrast the decline rate of transactions that involve the same issuing and remitting bank (on-US transactions), on the one hand, and transactions that involve different banks (off-US), it said.
Based on detailed data provided by NPCI, the decline rates have been calculated for Aadhaar-enabled payments. One plausible hypothesis for this differential is that the larger banks are declining transactions involving smaller remitting banks while ensuring that transactions involving themselves are honoured.
"There could be valid reasons for this. But, such problems will need to be addressed, since payments banks, telecommunications companies, and small banks are in the vanguard of financial inclusion," the Survey said. So their access to the UPI platform will be critical for advancing digitalisation, especially for the poor, it said.
Digitalisation can broadly impact three sections of society — the poor, who are largely outside the digital economy; the less affluent, who are becoming part of the digital economy having acquired Jan Dhan accounts and RuPay cards, and the affluent, who are fully digitally integrated via credit cards.
Mobile phone ownership
One simple measure that illustrates the size of these three categories is cellphone ownership. There are around 350 million people without cellphones (the digitally excluded); 350 million with regular 'feature' phones, and 250 million with smartphones, the Survey said.
In the wake of demonetisation, the government has taken a number of steps to facilitate and incentivise the move to a digital economy. These include the launch of the BHIM (Bharat Interface For Money) app for smartphones, which is based on the new Unified Payments Interface (UPI) which has created inter-operability of digital transactions.
"As of January 10, there had been 10 million downloads, and over one million transactions had been conducted. The 250 million digital-haves can use their smartphone to make simple and quick payments," the Survey said.
Payments app
The government said launch of BHIM USSD 2.0 has allowed the 350 million feature phone users to take advantage of the UPI and the launch of Aadhaar Merchant Pay, aimed at the 350 million who do not have phones.
This enables anyone with just an Aadhaar number and a bank account to make a merchant payment using his biometric identification. Aadhaar Merchant Pay will soon be integrated into BHIM and the necessary POS devices will soon be rolled out, it said.
"That said, the security features of these e-payment systems will need to inspire trust, to ensure this trend continues," the Survey said.
So far, facilities such as RuPay and payment wallets make up only a tiny proportion of digital transactions, much less the overall financial transaction.
For example, RBI survey data indicate that during December 2016 digital wallets accounted for just ₹9,500 crore in transactions and UPI only ₹700 crore, compared to ₹31,400 crore for debit (excluding RuPay and ATM transactions) and ₹27,000 crore for credit cards. Still, they are growing rapidly, the Economic Survey added.


In the heart of the Eastern Sierras, Mammoth Lakes, California, is a great destination for outdoor enthusiasts, families visiting Yosemite, and for those looking to get away from it all but still have access to a wide variety of lodging options and travel amenities. Nearby attractions like Mono Lake, June Lake, and Mammoth Ski Area lure visitors to the area throughout the year. If you are planning a trip and looking for lodging in Mammoth Lakes California, you've come to the right place. The Mammoth Lakes California Lodging Guide is the most comprehensive online lodging guide in the area. Discover Mammoth Mountain CA hotels, motels, vacation rentals, cabins, resorts, condos, lodges, guest ranches, bed and breakfasts, and more!
Connect with travelers planning a visit to Mammoth Lodging.


Long flights, technical tracks, and practicing all week in the sunshine only to end up racing in the rain. The best way to describe enduro other than flat-out demanding is to have a laugh at the ridiculousness of it all and call a spade a spade. It's janky. It's nearly impossible to find your flow between travel, practice, and race day, but when you do and it all starts to click into place, it becomes one of the most rewarding ways to ride a bike.
This is the second year for the Rocky Mountain Race Face Enduro Team, with Jesse Melamed, Rémi Gauvin, and Andréanne Lanthier Nadeau lining up to race a full EWS season. Gaining momentum from last year, they've become experts in navigating the jank and have officially hit their flow with a strong start to the 2019 season.
From deep ruts and jungle vines to backyard skateboard sessions and race pit DJ'ing, this is Episode 1 of The Jank Files.
Previous Feature An Argentina Adventure 5 part video series. This trip wasn't about finding big hucks, shredding scree slopes, heli-shuttles, or filming for a feature movie. It was about finding a true mountain bike adventure and sharing it with close friends.
Next Feature The Coastal Collaboration The Coastal Collaboration is a technical apparel line designed around function and high performance.
The "Coastal Collaboration" partnership with Squamish-based apparel company, 7mesh, first kicked off in 2017. We're excited to work with another local BC-brand, especially one whose technical apparel is designed around function and high performance. We're also proud to share our BC backyard for product testing and development.
When 7mesh first debuted their line in 2015, it took less than a year before we began discussions about an apparel collaboration. The "Coastal Collaboration" made its debut in spring 2017 with a couple of trail riding pieces and performance oriented XC gear, while being put to the test by our 7Mesh sponsored Factory XC team riders and office staff. The design elements on all pieces are inspired by the Coastal Mountains – both of our company's backyard. From there, we continued to work on our small offering while also using their outerwear for our staff apparel for when we're testing new bikes, out for a ride at lunch or getting riders set up at a demo event.
We wanted to make sure we developed our technical apparel line with a brand who shares similar values. The crew of avid mountain bikers and cyclists, passionate about what they are doing, eager to improve on the status quo. 7mesh likes to focus in on the details, refining the products until they are worth sharing with the world, making sure the products they're offering deliver the best possible ride experience. It's a process that's not unlike how we develop our bikes. Whether it's custom shock tunes or integrating the RIDE-9 adjustment system so riders can further tune their bike's ride characteristics, we work relentlessly to give riders the best possible experience when out on the trail.
We're excited about the new Coastal Collaboration pieces with 7mesh and we hope you are too!
Vancouver's North Shore is a magical place. Across our three famous mountains lie hundreds of trails and built features, making it the perfect place to tackle everything from long days in the saddle to gnarly tech sections, to committing rock rolls. We're proud to call this place our backyard.
The trails on Vancouver Island are known for pushing riders' limits. Filled with punchy moves, slippery rock sections, and long commutes to and from the network, they demand fitness and finesse. It's a cross-country rider's paradise.
Previous Feature The Jank Files - Episode 1 From deep ruts and jungle vines to backyard skateboard sessions and race pit DJ'ing, this is Episode 1 of The Jank Files.
Next Feature Je me souviens I realized that even though I have moved on from XC, Québec will always be my home, in my mind they were so tied together, until I brought my big bike and rode it!
I was lucky enough to discover riding at a very young age. I was so young, in fact, that my mom had to attend every training session for my first year on my development club. In Québec City at that time, if you mountain biked, you raced. As a kid, racing was much more than results, it was a means to live life rich with experiences. A means to learn about setting goals and to experience camping trips, friends, and travel. Plus, I truly loved racing, so pursuing it felt like a win-win scenario.
Four years ago I relocated to Vancouver Island in British Columbia to train with the cross-country National Team. Moving away from Québec and leaving behind my community was difficult, but it was becoming clear to me that I needed a change. Over the years my love for riding had gone adrift. My years of focusing on numbers and results had taken their toll and I was no longer having fun. Yet, I knew that biking and I were far from being done and I hoped that the West Coast would offer a new perspective.
My immersion in this new riding culture was a turning point for me. On the West Coast, I found a more adventure-focused, fun-driven approach to riding. It was a new experience to be in a community that rode for fun, where friends gathered on the weekends with their bikes, and people loved the sport without racing in it. The challenge of the new terrain was a catalyst that put me back into a beginner's mindset where I could start fresh with biking.
The move was a good one and it did not take long for me to fall back in love with riding in the Pacific Northwest forest. It was the best reminder of why I ride bikes; because I love it. It took me back to the days before racing, to the days of playing on bikes as a kid in Québec. We spent our time smashing through as many mud puddles as we could, riding our bikes backwards, singing out loud while bombing down the road, scaring each other during night rides, washing our hair in the campground's creek, and cooling off from the scorching summer heat one gulp of Slurpee at a time. This return to the fun side of mountain biking allowed me to put the pieces together to transform my passion into a career and to find myself racing as a professional mountain biker all around the globe.
While I was back home for a visit this fall, I met up with one of my best pals, Antoine Caron, a filmmaker and shredder of all types, to discuss shooting an edit about our stomping grounds. I wasn't sure how it would feel to return with my big bike, to experience the same trail networks that I had trained on as an XC racer. I came back to fresh new trails weaving through the old ones I used to hammer out intervals on. Coming back to fun, challenging new trails was a very refreshing contrast.
We arrived at a cold and snowy trailhead parking lot on one of our filming days, but we realized we did not really feel like shooting. After running into old friends, we decided to leave the camera in the car and head out for a ride. We saw people out there, smiling, enjoying being out on a ride, and getting stoked about new trail features. Seeing how the trails evolved and how the Québec mountain bike community is changing to incorporate what I foundon the West Coast was a truly heartwarming feeling. I realized that these are still my people, they watched me grow up, and I was surprised to find that they have followed my career. I realized that even though I have moved on from XC, Québec will always be my home, in my mind they were so tied together, until I brought my big bike and rode it!
Thank you to Mathieu Dupuis-Bourassa from La Vallée Bras-du-Nord for agreeing with all our bad ideas of quad follow-cam. Thank you to the unknown master builders of the jump spot by the train tracks. And finally, thank you to the whole crew at Les Sentiers du Moulin & LB-Cycle for building not only great trails, but an awesome mountain biking community in Québec.
Previous Feature The Coastal Collaboration The Coastal Collaboration is a technical apparel line designed around function and high performance.
Next Feature Journey through time When I was young my adventures started small – riding horses through the fields and woods near my childhood home near Lichtenfels, Germany – and grew to be grander over time. With each ride, I pushed myself to go a little further than before.
It's been an excruciating climb, one with as much hike-a-biking as pedalling, but at last, we've arrived. Standing atop the highest point of Cronin Pass above Smithers the wind is howling; the air is cold. It's been ten years since my first trip to Canada. Ten years since my first international mountain bike adventure. And as I stare out at the vast landscape of Northern British Columbia, I can see the long, flowing, epic trail I'm about to ride.
It's the middle of August and each piercing gust hints that autumn is just around the corner. Despite our early start, the sun is now low. Shadows along the cliff bands lengthen and the colors of our surroundings begin to saturate. Feelings of peace and solitude complete this blissful scene, but I can feel the growing anticipation to drop in. The combination creates a sense of freedom inside me that washes me with happiness. From my extensive travels around the world to mountain bike, British Columbia is still one of the only places that host all the elements I love about riding. Well-built trails, a supportive riding community, and general love and appreciation for spending time in the woods.
When I was young my adventures started small – riding horses through the fields and woods near my childhood home near Lichtenfels, Germany – and grew to be grander over time. With each ride, I pushed myself to go a little further than before. The first true piece of singletrack I rode a bike on was a nice piece of trail, not far away, near my grandparents' house. The special feeling of moving through the woods on two wheels was like nothing else I had experienced and chasing that feeling has continued to shape my life.
As an adult, I became so familiar with the forests around my home in Upper Franconia that I eventually began to look elsewhere for adventures. I started taking road trips to bike parks throughout Germany, then further on to Austria, Switzerland, Spain, and Italy. I'd read about British Columbia's North Shore and seen videos of the Whistler Bike Park, but it seemed unattainably far away. It was several years before I'd even considered the possibility of traveling to a riding destination beyond what I could drive to. But the idea of flying to another country was there – somewhere – in the back of my mind and finally, it worked it's way forward. Before I had thought about what I was committing to, I was standing at the airport ready to check in, heading to Canada.
I'll never forget the feeling of landing on another continent for the first time, building my bike, and putting the tires into the dirt. Canada will always be a special place in my heart for this reason. The country feels vast with endless forests and mighty mountains, and to top it off there's perfect singletrack that navigates the dramatic landscapes. The quality of trails is really what sets the riding here apart from the rest of the world. They are made specifically for riding rather than being repurposed old hiking routes. There's something for everyone and the purpose-built climbs can be as enjoyable as the amazing descents.
As the sun disappears below the horizon line of endless peaks and ridges, the oversaturated filter begins to fade. It's time to go as we're losing light, and we have a long descent ahead of us. At the bottom of the mountain, a cozy cabin waits for us where we will stay for the night before moving on to the next incredible location. I lower my seat, start rolling down, and am treated to another unbelievable Canadian descent.
As I continue to travel around the world with my bike, I realize how the famous adage, 'the more things change the more they remain the same', rings true in my heart. All these years later, standing on top of a mountain on another continent, and I am still chasing that same feeling I discovered riding my bike through the forests in Lichtenfels as a child.
Previous Feature Je me souviens I realized that even though I have moved on from XC, Québec will always be my home, in my mind they were so tied together, until I brought my big bike and rode it!
Next Feature Introducing the Instinct Powerplay The Instinct Powerplay will take you to the places you never thought possible. When it comes time to head out the door that epic ride into the alpine, you'll be riding further and faster than ever before on what is our most versatile e-MTB yet.
It's normal to get home from a trip and feel like you've left something on the table. Whether it's a trail you skipped out on or an area you didn't have time to see, the things you didn't do can be as motivating as the things you did. Thomas Vanderham and Remi Gauvin have both been to Norway before, but it's one of those places that keeps drawing them back.
Much like a lot of Remi's travel, his first two trips to Norway were for both for racing. Back in 2013 and 2014, Remi was racing downhill and competed at the World Championships in Hafjell. Thomas' freeride background has put him in Norway twice before, but never in the world famous Nordfjord region, and never on his trail bike. Travelling to compete is a rinse, wash, repeat cycle. The process broken down is: airport to hotel, hotel to event, and a few days later you're flying home. This trip was a chance to see Norway in a different light, and after landing in Ålesund and boarding what would be the first of many ferries, the small town of Stranda seemed like the perfect place to start.
The people along the way can be one of the most interesting parts of travelling. Located just up the road from our rooms in the Hjelle Hotel is the small town of Folven, home to Norwegian freeskier, Fred Syversen. Fred is a local legend who in 2008 unintentionally set the world record for skiing off a 107m tall cliff, but today he coaches skiing on the glacier, operates an adventure sports campground, and is building out the Hjelledalen valley mountain bike trail infrastructure.
Our Scandinavian photographer, Mattias Fredriksson, likes to joke around but with an underlying sense of sincerity. Early on in our trip he forewarned, "It's hard to go on a road trip in Norway and still make dinner deadlines. I tend to shoot a lot…cause the shooting is epic". It was a constant theme of the trip but the fjord views near Sandane had us especially late for dinner. The trails were above treeline which left us exposed to the harsh wind and rain, but the combination of fast riding corners, natural features, and stunning backdrop were just simply too good to cut the ride short.
With another trip under their belt and trails under their tires, Norway remains an incredibly interesting place for Thomas and Rémi. Newly built mountain bike trails with a strong historic culture of moving through mountains leaves plenty of room for endless adventures in the Nordfjord.
For this trip, Remi rode his team build Instinct BC Edition that he's been racing on all year, and Thomas rode his custom-built Altitude.
Check out the Altitude and Instinct.
Previous Feature Introducing the Instinct Powerplay The Instinct Powerplay will take you to the places you never thought possible. When it comes time to head out the door that epic ride into the alpine, you'll be riding further and faster than ever before on what is our most versatile e-MTB yet.
Next Feature Norway: The Characters Behind the Adventure Behind every trip is a cast of characters with varied backgrounds and interesting outlooks. Individually, they've been brought on because they come with their own unique stories and skills and are strung together by a common thread; a passion for mountain biking.
Behind every trip is a cast of characters with varied backgrounds and interesting outlooks. Individually, they've been brought on because they come with their own unique stories and skills and are strung together by a common thread; a passion for mountain biking.
I first met Mattias Fredriksson in 2010 while in Switzerland. He was shooting for Anthill Films' upcoming film, "Follow Me," and was incredibly friendly right from the get-go. His positive demeanor is contagious, and you can't help but have a great time around him. Scott Secco and I first worked together in 2014 on his film, "Builder," and between the planning, building, and riding, we became great friends and have collaborated on several projects since.
Working for Rocky Mountain, I've had the opportunity to get to know and ride with our talented athletes. Needless to say, heading out on a trip with Thomas Vanderham and Remi Gauvin was an exciting experience. Our trip to Norway also gave us the chance to link up with local Nordfjord rider, Veronica Vikestrand, a born and raised Norwegian and a true asset to the trip.
RM: What's it like coming to another country to film a video where neither you nor the riders have seen the trails before?
Typically, I do most of my work in British Columbia where either the rider or myself are familiar with the trails. Having prior knowledge of how a track rides and when certain locations will get the best light certainly helps the process. I normally rely heavily on rider input for which sections of trail to shoot: if the rider is having fun then I think it shows on camera.
It's always a fun challenge to visit somewhere new since I think it forces you to have a more open mind and look at everything with an eye to creativity as I don't have specific shots planned. Travelling gives me an opportunity to put myself in unique situations with people and cultures that are different than my daily life. I would say in general I travel more for the culture than the riding.
RM: What's your process for reviewing and editing footage on the trip?
I've heard that I'm fairly unique as a filmmaker since I can't sleep until I've gone through the day's footage and edited it as tightly as I can. Editing what I've shot each day means the footage is fresh in my mind and I know which shots are my favourite. Plus, by the end of the shoot I'll have a rough cut that's often quite close to the final cut. The final benefit of this is that the riders can see what we've shot each day. I think this helps with their trust in me since they can actually see the footage (I can be a little slow sometimes to setup shots). I also respect athlete's opinions on the video and Thomas and Remi had some great suggestions for this edit. Filmmaking is a team sport!
RM: You grew up in Sweden and have shot both skiing and biking in Scandinavia for many years. What's the most special thing about Norway to you?
First of all, it might be the most beautiful country in the world. Everywhere you look it's just insane! As a photographer I love this place because you just can't go wrong. I like to joke (except I'm completely serious), that it's hard to go on a road trip in Norway and still make dinner deadlines. I end up pulling over a lot to shoot the epic vistas.
I've been to Norway an uncountable amount of times in my life, both for personal and work trips, and I still haven't gotten bored.
RM: You've had a long and varied career as a photographer. How did you get started in bike photography?
I grew up in the south of Sweden, 4 or 5 hours south of Stockholm, and started riding bikes in the late 80's! Even before I had my first real mountain bike, I remember stripping off the kickstand, fenders, and chainguards to emulate the look of a proper mountain bike. My parents were choked because I came home muddy all the time, but I didn't care, I was totally hooked.
Around the same time, I had started my own punk rock magazine called "Heavy", was a drummer in a band, and I think that's where I first found my passion for journalism. I loved writing about what I cared about, so at 16 started working for the local newspaper.
I spent my early career working for a handful of different magazines in Sweden, but I decided that writing in Swedish was limited compared to shooting images that everyone can enjoy! I shot the 1996 Olympics in Atlanta, US and World Championships in 1999, but other than that I stayed far away from shooting events – ha ha. I focused on inspirational stories and trips because that's what was important to me. I started shooting mountain biking, because I absolutely love to mountain bike.
RM: What bike did you bring on this trip?
RM: Where did you grow up in Norway and how did you get into mountain biking?
Today I live in a small town just outside Ålesund and I've lived in this area my whole life. Living at the foot of the mountains and along rolling terrain separated by fjords, being in the woods and on the trails felt natural to me. I bought my first hardtail in the late 90's, shortly followed with the purchase of the Kranked film on VHS. I was so inspired by what was happening in BC, that I bought my first full suspension later that year.
I tried downhill racing in 2004 but it just wasn't for me. I'd get too stressed, lose my nerves, and just couldn't get along with being forced into a format of riding. I think that's why I first connected with Kranked so well, the idea of freeriding and using mountain bikes in whatever fashion you want was invigorating.
RM: As a born and raised Norwegian, how would you say the mountain biking scene in Norway changed over the past several years?
It's been growing like crazy. New bike trails and bike parks are being built all over the country, and the enduro race scene has exploded. We're also seeing a lot more "adventure-style" riders, taking inspiration from our backcountry ski and hiking culture. The riding here is very different than what you get in the Alps or North America, but mixed types of trail combined with Norway's beauty is incredibly unique.
RM: How did you get involved with Rocky Mountain?
I have been working in the bike industry since 2008 with different brands. Right now I'm working for 7 Blåner, who has been the distributor for Rocky Mountain since 2016. I've always admired the Rocky Mountain brand and have looked up to what they stand for since I started riding in the late 90's! The opportunity to now be helping show some of their legendary athletes around my home country has been incredibly exciting!
Same thing I've been on all year, my Instinct BC Edition!
RM: How did you first get involved with Rocky Mountain?
I got a call from (Thomas) Vanderham back in February 2014 while I was working on the oil rigs in northern Alberta. He said that Rocky Mountain was developing a new downhill bike called the "Maiden" and that the R&D team was looking for feedback from racers. I didn't have a sponsor lined up for the coming season, plus it seemed like a cool opportunity. After that first season riding the Maiden, I started racing enduro in 2016, and am now committed to a full EWS circuit as a rider on the Rocky Mountain Race Face Team. I really owe it to Thomas for giving me a chance to come on board.
RM: As an EWS racer, you spend so much of your season travelling around the world to race. What was the coolest thing about travelling to Norway to film and shoot, rather than be locked into a racing schedule?
When you go to these races that are all in amazing places, there usually isn't time to appreciate where you are and what's happening around you. At an EWS race, you're so focused on performing, that you miss out on seeing the local culture and beauty of these places. The pace of shooting photos and video is so much slower, so you actually have time to soak in where you are and learn about what's around you.
Tried and true, my Altitude.
RM: You've been travelling to ride mountain bikes for a long time. Do you still enjoy the process, seeing new places, and not knowing what kind of riding you're in for?
Absolutely! One of the things that makes filming mountain biking so great is the diversity of the environments we get to work in. We can shoot in jungles, deserts and everything in between which is one of the reasons that I think bike videos are so good. Mountain biking has facilitated a lot of my most memorable trips and I'm excited whenever I get a chance to go to ride in a new location.
RM: You were riding in Norway over 10 years ago. What was that all about?
I've travelled to Norway twice before. The first time was in 2003, I think. I was new to the Oakley bike team and we travelled quite far north to Narvik with Wade Simmons, Kyle Strait and Cedric Gracia. That was the first time that I worked with Mattias Fredriksson as well and experience the awesome energy that he brings to a shoot. The second time was in 2009 for an event called Anti Days of Thunder that was definitely ahead of its time. They had some huge jumps built that we got to session and also involved a team relay DH race (that team Canada won if I'm not mistaken!) Some of the guys involved went on to help start the FEST series.
See the full story, photoset, and video, "Nordvegr: The Way to the North".
Previous Feature Nordvegr: The Way to the North Whether it's a trail you skipped out on or an area you didn't have time to see, the things you didn't do can be as motivating as the things you did.


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}

redpajama_set_name: RedPajamaGithub


"And if I had titled this record the Da Vinci Code of jazz! "It's a bit of this quest: a journey for initiates in the history of jazz, this music that marked a part of my life or at least one side of my street.
Almost ten years that we have been waiting for Our Man in Polleur! Let's be clear about this: we haven't been waiting for nothing. "On the Jazzy Side of my Street" is a success.
And for once, the various facets of our favourite sunflower's musical personality all appear together: jazz, chanson and Wallonia. He also brought together three of his most loyal partners: Jacques Pirotton, Benoît Vanderstraeten and Bruno Castellucci.
Other guests are peppered through the tracks: Phil Abraham, Steve Houben, Michel Herr, Alexandre Cavalière and the Heliotrope string ensemble. Some class acts, therefore, for music that is played with a subtle blend of humour and emotion. Music that is crammed with allusions and nods in the direction of others. One way, perhaps, of reminding us that professor Cabay is in fact a jazz historian (…) But the essence is elsewhere, needless to say. It's in the brisk finesse of the writing and improvisations, in the vocal pirouettes and instrumental bursts and also in the successful blend of music and words – a modern marriage in which all hierarchies are forbidden.


We provide access to a broad range of commercial mortgage products for the acquisition and development of freehold commercial, retail and investment properties. We do not charge up front fees and provide a fully managed service to complete the process as efficiently as possible for you.
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Kelowna, British Columbia – October 6, 2015 – Northern Uranium Corp. (TSXV: UNO) (the "Company"). Further to its news release of September 21, 2015, the Company announces that it has amended the offering price of its proposed private placement. As amended (the "Amended Offering") the Company proposes to raise up to $500,000 through the issuance of up to 12,500,000 flow through units (the "FT Units") at a price of $0.04 per FT Unit (the "Offering"). Each FT Unit will be comprised of one flow through share of the Company and one-half of a non flow through warrant. Each whole warrant shall entitle the holder to acquire a common share of the Company at a price of $0.07 for a term of 2 years.


text:
Home NC Runaway Slave Advertisements NOTICE.
Taken up and committed to the Jail of Mechlenburg county, on the 8th day of September, 1860, a Negro boy about 18 or 20 years of age, (black,) about 5 feet 6 or 8 inches high.  He says his name is JIM, and that he belons to John Worthy of Gaston county: that his master moved to Texas early last Spring, at which time he ran away from him.  Jim appears very dull: can scarcely communicate anything about his master or home with any intelligence.  He has a scar of right forefinger, made by a cutting knife.  The owner is requested to come forward, prove property, pay expenses, and take said boy away, otherwise he will be disposed of according to law.<b></b>Oct. 9, 1860.     tf       E.C. Grier, Sheriff.
Headline NOTICE.
Publishing newspaper Charlotte, N.C. : Western Democrat
Person placing ad E. C. Grier, Sheriff
County of residence Gaston County (N.C.)
Slave name(s) Jim
Slaveholder John Worthy
Transcript Taken up and committed to the Jail of Mechlenburg county, on the 8th day of September, 1860, a Negro boy about 18 or 20 years of age, (black,) about 5 feet 6 or 8 inches high. He says his name is JIM, and that he belons to John Worthy of Gaston county: that his master moved to Texas early last Spring, at which time he ran away from him. Jim appears very dull: can scarcely communicate anything about his master or home with any intelligence. He has a scar of right forefinger, made by a cutting knife. The owner is requested to come forward, prove property, pay expenses, and take said boy away, otherwise he will be disposed of according to law.Oct. 9, 1860. tf E.C. Grier, Sheriff.
Object ID 02527-01-00-1860-01-29-1-1

redpajama_set_name: RedPajamaCommonCrawl


Yoshida, Hiroshi (1876-1950) "Arashiyama" - Woodblock - Chinese and Japanese woodblock prints for sale, silkscreen, scrolls, watercolor, lithographs.
Artwork Details for Yoshida, Hiroshi (1876-1950) "Arashiyama"
Condition: Fine. Embossing throughout. Strong unfaded colours. Pencil signed in bottom margin. Paper drying holes in left margin, and three pinholes in top margin near edge.
Notes: Rare. Very hard to find in this condition. jizuri (self printed) seal and pencil signature in margins, brushed signature with red artist seal in lower right. From the series "Eight Scenes of Cherry Blossoms." Arashiyama is an area on the west side of Kyoto. Illustrated in "The Complete Woodblock Prints of Yoshida Hiroshi," Abe Publications, color plate #195.


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Roses are red, violets are blue, Lego's are hell when you step on them without a shoe. Building blocks are fun. But they are very hard. Wood blocks hurt bad when your little's throw them and catch you off guard. But have no fear, be care free because today I am introducing to you Bristle blocks in 3D.
So maybe I am not the best at writing poems but one thing is for sure Bristle Shape 3D Farm Theme Building Blocks are one great toy. Bristle Shape 3D Farm Theme Building Blocks are the newest wave of building blocks for your household. Deemed for frustrating free building. These blocks will be sure to be a fun time for your little's.
Bristle Shape 3D Building Blocks are soft-rubbery blocks that interlock. They easily stick together no matter what angle your little one's holds them at. Each piece is safe for little ones ages 36 months and up. While playing with these pieces your little's develop endless learning skills like shapes, colors, architectural designs and so much more. With so many different shapes and sizes in the box this toy makes for an endless amount of educational fun.
My girls received the 120 piece Bristle Shape 3D Farm Theme Building Blocks set in the mail for review. "Wow! can we open it now mommy?!" Ivy said as soon as I pulled it out of the box. I set it up on the kitchen table and let them do their thang. Not only did the box come with building blocks but also tiny little farm animals and people. Ivy and Aria loved this. They spent a hour and half playing with it together before bed time. I even joined the fun and attempted to help them build a barn yard. My kids approve of this toy and I do too.
Looking for a super fun educational toy that doesn't hurt when you step on it? Do yourself and little's a favor and buy the Bristle Shape 3D Farm Theme Building Blocks set.
Thank you Picasso tiles for our Bristle Shape 3D Farm Theme Building Blocks set!
Oh how fun! My littles love their blocks too!
I need to check these out!! So cute and the girls look like they loved it.
Looks like they had a blast! This set looks so fun and I love how it has a theme as well!


Eliminate Shoulder Pain Before it Gets Worse!
...Meaning MORE freedom to start working out again, finish a round of golf, play with your kids, or simply put a shirt and seatbelt on again without wincing everytime.
When it comes to shoulder pain, it's very easy to think that it's "just something that comes with age" or that "it'll go away on its own".... But then 6 months later your still suffering from a stiff and painful shoulder.
Another scenario we see all the time is when people go to their Doctor office.
It's very confusing to know exactly what to do - and that's just to avoid making the shoulder pain worse!
Because of this confusion, it leads to procrastination. Worse yet, many people try some general advice stretches or exercises they found on YouTube that don't work and then they just end up accepting it as "part of life" unfortunately.
Painkillers and rest are NOT the only option if you're wanting to stop shoulder pain.
Surgery or injections DON'T have to be either.
Let me say this straight away – if you're reading this, you're obviously very serious about and protective of your health. And you ARE right to be objecting to the painkillers and GENERIC exercise advice. You won't need to me to tell you that painkillers don't get to the bottom of these types of problems and worse yet, all they ever do is mask the pain, often making it worse in the end.
If you're suffering with DAILY, ANNOYING and NAGGING Pain in your Shoulder area, the first thing I want you to know is that we are familiar with your problem. ALL of your concerns are real and you ARE looking in the right place for a solution.
3. Avoid sitting or laying down in awkward positions - Hands down easiest thing you can do. A lot of people add to the aggravation by how they sit or lay down. Stopping this will help you get active and healthy as quickly as possible.
4. Get real, "hands-on" Physio - We have an excellent track record at On Track of helping neck pain. Don't let neck or shoulder pain affect your job, keep you from being active, or threaten your independence. Get to the root of the problem TODAY!


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Nigerian Air Force Debunks Claim That Boko Haram Shot Down Missing Fighter Jet
The Nigerian Air Force (NAF) has dismissed a viral report that Boko Haram terrorist group shot down a fighter jet that went missing earlier this week.
The Alpha light attack jet was on a mission to support troops fighting Boko Haram militants in Borno State when it lost radar contact on Wednesday evening.
On Thursday, the air force said the jet may have crashed but the cause of the crash was yet to be ascertained. It also disclosed that the whereabouts of the two crew onboard were unknown.
Boko Haram released a video on Friday, showing a militant standing on what the group claims is the wreckage of the jet. It shows the Nigerian flag and number NAF 475 on its fuselage.
"Nigeria air force jet fighter… was sent to Sambisa to fight the Mujahideen," the militant said.
The terrorist group also showed fighters carrying RPG and artillery equipment, as well as a corpse of the pilot and the aircraft's debris.
READ: US Government Offers $15 Million Reward For Arrest Of Venezuela President, Nicolas Maduro
However, a statement by the NAF Director of Public Relations and Information, Air Commodore Edward Gabkwet, described the video released by the Boko Haram fighters as mere propaganda.
NAF said though the video is still being thoroughly analysed, it is evident that most parts of the video were deliberately doctored to give a false impression that the aircraft was shot down.
The air force further noted that Boko Haram is only seeking to claim credit for what was obviously an air accident that could have been caused by several other reasons.
"The attention of the Nigerian Air Force (NAF) has been drawn to some videos being circulated on Social Media, as well as media reports drawn therefrom, alleging that the NAF Alpha Jet aircraft, which was reported missing in Borno State on 31 March 2021 after losing radar contact, was shot down by terrorists.
READ: Those Around Buhari Should Ask Him To Resign, Enough Is Enough - Northern Elders
"One of such videos, in particular, began with sporadic shooting by several terrorists, including underaged children on motorcycles and vehicles. It later skipped abruptly to a scene depicting an aircraft exploding mid-air, supposedly as a result of enemy action. Another part of the video showed a terrorist, who, while standing by the wreckage, claimed that they had shot down the NAF aircraft.
"Although the video is still being thoroughly analysed, it is evident that most parts of the video were deliberately doctored to give the false impression that the aircraft was shot down. For instance, the video clip failed to show the correlation between the sporadic shooting, which even from casual observation was obviously aimed at ground targets, and the sudden mid-air aircraft explosion.
"In addition, it is almost impossible for an aircraft to have exploded mid-air, in the manner depicted in the video, and still have a good part of its fuselage, including its tail, intact. Indeed, an explosive impact of that nature would have scattered the debris of the aircraft across several miles.
READ: Buhari Accepts Onnoghen's Retirement, Gives Him N2.5 Billion In Retirement Package & More
"It is obvious that the Boko Haram Sect, in its characteristic manner of employing false propaganda, is seeking to claim credit for what was obviously an air accident that could have been caused by several other reasons; particularly at a time when the capability of the group to inflict mayhem has been significantly degraded by the Armed Forces of Nigeria.
"NAF on this note admonished Nigerians to pay a deaf ear to contents of the viral video until all investigations as to how the aircraft crashed are completed.
"The NAF, on its part, remains resolute and will continue to work assiduously, in synergy with sister Services and other security agencies, to rid the North East of all terrorist elements," the statement reads.
KanyiDaily recalls that Boko Haram also released new video and photos showing children undergoing religious and combat training in a camp.
READ: Nigerian Economy Was Stuck Like A Stranded Truck In Buhari's First Term – The Economist
Nigerian Air Force Helicopter Crash While Landing In Enugu [Video]
Nigerian Air Force Rain Bombs And Rockets On Boko Haram Terrorists In Sambisa Forest [Video]
Nigerian Air Force Accidentally Bombs And Kills 17 People In Borno Village
Tolulope Arotile: Nigeria's First Female Combat Helicopter Pilot Dies At 23 After Road Accident
Related Topics:Air ForceBoko HaramBorno stateNAFNewsNigeriaNigerian air force
Presidency Attacks Bishop Kukah Over Easter Message, Says He Didn't Speak Like Man Of God
Plateau Reps Member, Haruna Maitala, Son, Two Others Dies in Fatal Car Accident


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Home > Derby House Prices > Foremark Avenue
Sold House Prices in Foremark Avenue
This page displays sold house prices for Foremark Avenue in Derby.
Foremark Avenue in Derby DE23 consists predominantly of semi-detached houses. Properties on Foremark Avenue typically have values around £150,000 - £200,000, ranging upwards of £200,000 for larger semi-detached houses.
1 Foremark Avenue, Derby DE23 6JQ
4 Foremark Avenue, Derby DE23 6JR
£36,000 Semi-detached house, Freehold 9th June 1995
£53,000 Semi-detached house, Freehold 5th May 2000
£54,500 Semi-detached house, Freehold 6th July 2001
£40,000 Semi-detached house, Freehold 23rd October 1995
11 Foremark Avenue, Derby DE23 6JQ
£123,000 Semi-detached house, Freehold 2nd May 2003
£128,000 Semi-detached house, Freehold 27th November 2009
£41,000 Semi-detached house, Freehold 7th March 1997
£90,000 Semi-detached house, Freehold 18th August 2003
£145,000 Semi-detached house, Freehold 15th July 2014
£135,000 Semi-detached house, Freehold 21st November 2012
£140,000 Semi-detached house, Freehold 28th October 2013
£140,000 Semi-detached house, Freehold 7th October 2005
£64,000 Semi-detached house, Freehold 28th November 2000
£165,000 Semi-detached house, Freehold 29th June 2009
£45,000 Semi-detached house, Freehold 30th October 1998
56 Foremark Avenue, Derby DE23 6JR
£50,000 Detached house, Freehold 15th October 1997
£48,500 Semi-detached house, Freehold 3rd March 1995
£100,000 Semi-detached house, Freehold 21st August 2013
£170,000 Semi-detached house, Freehold 1st June 2012
£41,000 Semi-detached house, Freehold 18th December 1998
£70,000 Semi-detached house, Freehold 16th June 2000
£150,000 Semi-detached house, Freehold 31st March 2005
£137,110 Semi-detached house, Freehold 19th January 2010
£127,500 Semi-detached house, Freehold 14th September 2006
£137,500 Semi-detached house, Freehold 16th February 2015
Foremark Avenue
Map showing Foremark Avenue in Derby.


We're big on using every part of the chicken, so nothing goes to waste. These leftover bones are perfect for making your own broth. You won't have tasted anything richer.
We guarantee that your chicken will have 3 days before its expiry date, including the day you have it delivered. Suitable for home freezing, freeze on day of purchase.
Perfect for making chicken stock.


Most video games are about objects bumping into each other. Fisica automatically resolves the reactions (bouncing) when two FBody collide but it's crucial to detect when that happens in order to give the player some meaningful feedback.
Now I can manipulate body1 and body2 in the same way I manipulate all the FBody, changing parameters, destroying them etc.
Note: a body involved in a collision can arbitrarily be the first or the second. So you may need to do two checks.
The FContact method .contains can also be useful to verify certain conditions.
Is this a contact that involves a body named "hero" and a "star"? See naming below.
Often you need to discriminate collision between certain groups of bodies (e.g. bullets vs enemies) of which you don't have direct references (i.e. they are not declared as named object globally like "FCircle circle;").
Names come in very handy for this purpose. Also check accessing dynamically created bodies.
Full example here in which I want the stars but not the walls to disappear upon contact with the avatar.
You are now ready to create your first video game!
Start with Pong or Breakout.


Last Tuesday 9th of October, Casa Asia in collaboration with Fundació Institut Confuci of Barcelona held a conference in the framework of the 13th International Ontology Congress devoted to China, a space where a group of experts displayed the importance of the philosophical contribution of the country, as well as the main conclusions of the 24th Philosophy World Congress carried out in Beijing in August of this year.
Fundació Institut Confuci of Barcelona facilities was the scenario chosen for specialists to give importance to Chinese culture in world philosophy that at the same time has been undervalued by the Western culture.
This conference counted on the participation of the International Ontology Congress Coordinator, Dr. Víctor Gómez Pin, President of the International Federation of Philosophical Societies, Dr. Luca Scarantino, the Chinese researcher of David Lloyd-Dan David Research Fellow, Dr. Jenny Zhao and finally the German teacher and researcher of Lehman College and the Graduate Center, Joseph W. Dauben.
The International Ontology Congress Coordinator, Víctor Gómez Pin, was in charge of starting the encounter and highlighted the interest of this congress this year because he was surprised at the 9.000 registered philosophers who attended this event whose main core was "learning to be human".
During his presentation, Dr. Luca Scarantino drew the main conclusions of the Congress. For the Italian professor the most important was the consensus of "It isn't possible to study philosophy only from a Western vision" because in his opinion Western schools have left thousands of years of Asian history aside, which he considers essential to understand the current world and added "Philosophy as we understand it today wouldn't be possible without Chinese history and culture".
Scarantino affirmed that we are experiencing a time of changes and this transformation has brought as a consequence the need to reform philosophy's dynamis and he said that "We live in a globalised world and any change involves opening doors".
On the other hand, the researcher Jenny Zhao carried out a tour around classic Chinese philosophy, where she displayed her main precursors and coinciding with Scarantino's point of view, she mentioned that "Many schools in the world are beginning to introduce the study of Chinese culture, but it is a slow path that still has a long path".
The conference also counted on the participation of the German reseacher Joseph W. Dauben, who as well as valueing the mathematical and archaeological advances China had contributed to the world, pointed out the essential study of its culture, simply for the "need to understand its background". He also highlighted that the world is more and more multicultural where "if we would like to understand people around us it is necessary to know where they come from".
After the speeches, a debate among attendants took place. Other topics were approached and special emphasis was placed on the historical exchange of knowledge among both cultures.


If you're looking for an education-themed book to inspire you or someone on your shopping list, look no further! We asked ISTE members to tell us their favorite edu-reads, and we got a long list. Read on to find something for every educator.
As the world becomes increasingly connected, so should our schools. It's a matter of bringing global collaboration experiences to the classroom and getting comfortable with handing over the reins of learning to students.
When it comes to project-based learning, digital tools offer a turbo boost.


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Covering Climate Now
Covering the Pandemic
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The voice of journalism
Language Corner
The origin of the term 'intersectionality'
By Merrill Perlman
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An "intersection," we all know, is where two streets cross, or "intersect." We usually think of an "intersection" as a meeting of two roads, though the original Latin word "intersect" means "to cut asunder" or "divide into parts."
Add the suffix "al," and you have the adjective "intersectional," existing between sections or relating to an intersection. Make "intersectional" into a noun, and you have a sports tournament.
ICYMI: The clause freelance writers should fight to remove from their contracts
But add another suffix, "ity," and you have "intersectionality," a modern sociological term often heard but less-often understood.
"Intersectionality" was coined in 1989 by Kimberlé Crenshaw, a civil rights activist and legal scholar. In a paper for the University of Chicago Legal Forum, Crenshaw wrote that traditional feminist ideas and antiracist policies exclude black women because they face overlapping discrimination unique to them. "Because the intersectional experience is greater than the sum of racism and sexism, any analysis that does not take intersectionality into account cannot sufficiently address the particular manner in which Black women are subordinated," she wrote in the paper. (Emphasis added.)
"Intersectionality" quickly caught on and made it into the Oxford English Dictionary in 2015, which calls it a sociological term meaning "The interconnected nature of social categorizations such as race, class, and gender, regarded as creating overlapping and interdependent systems of discrimination or disadvantage; a theoretical approach based on such a premise." Merriam-Webster's definition is a little less academic: "the complex, cumulative way in which the effects of multiple forms of discrimination (such as racism, sexism, and classism) combine, overlap, or intersect especially in the experiences of marginalized individuals or groups."
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But as often happens with new jargon or buzzwords, "intersectionality" has been adopted by groups far outside the original targets. Where Crenshaw was discussing the "intersection" of race and gender, others took their own identities and discussed how their pieces overlapped, whether those pieces were physical ability, race, ethnicity, gender, nationality, politics, citizenship, or socioeconomic status. To be fair, Crenshaw herself acknowledges that the term ranges far beyond black and female.
As The Chronicle of Higher Education wrote in 2017, "The word has migrated from women's-studies journals and conference keynotes into everyday conversation, turning what was once highbrow discourse into hashtag chatter."
When that happens, everyone claims a piece of it, and fights break out. As the word maven Kory Stamper wrote in New York magazine earlier this year, "Even as the word 'intersectionality' is becoming more common, its meaning is becoming less clear." She added: "When words move from a specialized arena into the mainstream, they often get a little flabby: their sharply delineated corners blur a bit as the word is passed down a long line of speakers."
So "intersectionality" is called "Marxist culture theory" by a columnist arguing that it is not for Christians; a college's Pride Week activities include a "Queer Intersectionality Panel" with "students discussing their identities on campus and giving advice to attendees on a wide array from topics, from being comfortable with themselves to embodying allyship"; a college group called "Hillelin' with Melanin" offers Jewish people of color "a space where aspects of members' intersectional identities are supported at once"; and a panel sponsored by The New York Times discusses "The Effect of Intersectionality in the Workplace."
Oh, and lots of sports tournaments are still "intersectional."
The problem is that "intersectionality" becomes a label, like "liberal" or "alt-right," which can then be "weaponized" in the polarity wars. People don't understand what it means, only that they are "for it" or "against it." As Crenshaw said, "intersectionality can get used as a blanket term to mean, 'Well, it's complicated.' Sometimes, 'It's complicated' is an excuse not to do anything."
Each individual has things in common with some other individuals, a place where our interests "intersect" in the joining way. Any journalist tempted to use "intersectionality" without attempting to explain to an audience what those "intersections" are—and what the history of the term is—would be better served with another term, like the "overlap" of the issues at issue.
RELATED: The confusion over 'rebut' and 'refute'
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Merrill Perlman managed copy desks across the newsroom at the New York Times, where she worked for twenty-five years. Follow her on Twitter at @meperl.
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Witness: What one student reporter saw on 9/11
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text:
Art for Jewish Sake
An occasional view of art from the Jewish perspective, as just one more to appreciate art and our Jewish identity.
Select CategoryUncategorizedMyrna's MusingsPotpourriThe Art SceneAppraising Artists
Susan Schwalb: Art Emerges from Jewish Identity
The Art Scene
Robert Barkin
Though Susan Schwalb says she has never thought of herself as a religious person, she identifies with her Jewishness, even if her artwork doesn't carry specific Jewish themes.
But some of her work emerges from personal experience. Creation #6 (left) covers a theme that has fascinated artists for hundreds of years. Clear references to the tablets of Moses are central to the artwork. As her inspiration, she points to the illuminated medieval manuscript known as the Sarajevo Haggadah, which was composed in Barcelona and carried into exile by a Jewish family in 1492 until it reached its final home in the Bosnian capital.
On her website, she describes the Creation series: "In general, I have stayed close to the symbolic imagery of this manuscript. Unlike familiar Christian portrayals of the creation, the image of God is not represented. But sun, moon, and earth are clearly rendered by circular forms; I interpre t the arc that encloses the picture as a symbol of the universe. The drawing within the large circle, though abstract, was intended to suggest something of land, sea, and sky."
A series of works on paper and wood entitled Judean Desert is tied directly to her Jewish identity. First was a visit to Israel, when she drove extensively through the desert, in and out of sandstorms. A second influence was a visit to the Jewish Theological Seminary in New York, the training ground for rabbis of the Conservative denomination. While examining illuminated manuscripts, she says she realized that the spacing guidelines were done in silverpoint. These grids counterpointed with memories of the desert to become the basis for the series, including Sacred Land #3 (below).
Schwalb has continued to work with silverpoint, an ancient technique of drawing with silver on a prepared surface, which was commonly practiced during the Renaissance. She has been using the technique since 1974 and it has been undergoing something of a revival today. Her Strata #227,1998, 9x9in, silver/aluminum/copperpoint on clay coated paper, was just used as the cover for The Luminous Trace, a just-published book on the history of metalpoint drawing by Thea Burns.
In an interview, Schwalb said she sees herself as an "experimenting person." "Things change my work," she says. "Things that I experience as a person. Things I read, see in a museum. Something strikes me, a color, an image, and it creeps into my work. I don't always know where it comes from. Each work leads to another. Sometimes it involves a series and I make one from another."
Schwalb grew up in New York City and had two residencies in Israel in 1994 at Mishkenot Sha'ananim, Jerusalem, and the Tel Aviv Artists' Studios. "I am a spiritual person," she says, "and I do believe in God but I am not terribly "observant", although I do celebrate all the Jewish holidays and go to Sabbath services on an irregular basis."
However she practices her religion, her artwork stands for itself. She cannot point out specifically what is "Jewish" in her work, but doesn't hold back that her Jewishness is part of who she is. "I don't start out any work with Jewish subject matter," she says. "I identify myself as a Jewish person, as a woman, as an artist, as a feminist."
Schwalb's work is included in collections in museums around the world. Her Creation #6 was included in the JAE's The Art of the High Holidays DVD. For more information on Susan Schwalb, visit her website, www.susanschwalb.com.
Art Jewish art Jewish Jewish Culture
Kaleidoscopic Auschwitz Art
Passover, Monday 22 April 1940
Robert Barkin is Executive Director of Jewish Art Education and a specialist in nonprofit management.
Sunday, 19 May 2013 Kaleidoscopic Auschwitz Art
Sunday, 07 April 2013 Susan Schwalb: Art Emerges from Jewish Identity
Thursday, 18 October 2012 Wendy Rabinowitz: Shaker Connections
Wednesday, 16 May 2012 Where the Jewish Things Are
Suzan Shutan: Sculptor, Social Activist, and Hiddur Mitzvah
What Makes Jewish Art Jewish?
Ephraim Keyser , Sculptor and Teacher
Students Connect Jewish Art and Sacred Texts
Being an Artist of Life
Appraising Artists
Myrna's Musings


'While campaigning in Iowa over the weekend, 2020 presidential hopeful Robert "Beto" O'Rourke said it would be his "preference" to tap a women as his vice president if he were to become the Democrat nominee.
O'Rourke was asked by a supporter point-blank if he would "put a woman" as his vice president if he were to become the Democratic nominee. There was not a specific candidate's name mentioned, but a general request that whomever he chooses be female.
"It's hard for me to think of a reason that I would not do that," O'Rourke answered, noting that "talking about who I would pick as vice president feels really premature."
"I know it feels premature," the supporter acknowledged, "but you're half of a ticket, and you're becoming president. You represent the other half of this country, too. They need to see in a position of power in this country."
"Yes," said O'Rourke, nodding along.


I work more than 40 hours a week at an internship doing a lot of office duties, but I am never paid. Are internships covered under the FLSA?
Yes, the Fair Labor Standards Act has certain rules that govern unpaid internships. The Department of Labor has issued fact sheets on internships stating clearly that in order for an intern to be unpaid the employer must derive no immediate advantage from the intern.
Unfortunately, many employers take advantage of interns and have them doing actual work duties, even working over 40 hours a week, all the while without paying them a dime. Just because you are willing to gain experience for free does not mean that you should be taken advantage of.
Texas interns: Do you know if the FLSA applies to you?
I work as a phlebotomist at a local hospital, and am responsible for drawing blood for all patients in the children's wing. Since I make more than $455 per week, my employer said that I am not entitled to overtime as a healthcare employee in Texas, even though I usually work 45 hours per week. Is he correct?
While making $455 is one of the conditions that must be met for an employer to exempt you from overtime in the healthcare field, it sounds like you would probably not meet the other three criteria that we have previously discussed on this site. So the answer is: No, you should not be exempt from overtime.
The Texas overtime attorneys see cases like yours on a regular basis. We know that phlebotomists do not have an easy job, especially in the children's' wing of the hospital, where many patients are probably terrified of needles and getting their blood drawn. But since your job typically does not require you to consistently exercise judgment and discretion about those blood draws, or their results, you are not meeting one of the most important criteria for exemption.
This also means that you are missing out on quite a bit of money each paycheck. For example, if you are making $15 per hour, but are misclassified as exempt from overtime, you are missing out on $37.50 each week. That may not seem like much money to some people, but it adds up to nearly $2,000 per year.
Don't let your employer's misclassification be the reason why your paycheck suffers. Call Kennedy Hodges at today 888.449.2068. We will gladly answer any questions that you have – for free – and even give you a free copy of our book on overtime claims in Texas.
If you are a California computer technician or Illinois information technology worker, your employer may have told you that you are ineligible for overtime pay because of the Computer Professional Exemption.
Even a cursory examination of this list should be enough to show that most computer and IT professionals don't even come close to meriting the Computer Professional Exemption. In California and Illinois, computer technicians are generally low-level, non-management employees who are closely supervised. They must follow an established script or protocol when discharging their duties, and often perform intensely repetitive tasks (such as troubleshooting and updating software on individual users' computers, or maintaining computer systems and networks). If they are routinely denied overtime pay in California and Illinois, then their bosses are acting illegally.
If you are a computer or IT worker in Illinois who routinely works more than 40 hours per week and has been improperly classified as exempt, call the law firm of Kennedy Hodges LLP for a free consultation. Our employment and wage attorneys represent workers all across the United States. Call us toll-free at 888-449-2068 today, and we will send you a FREE copy of our book, The 10 Mistakes that Can Hurt Your Wage & Overtime Claim.
I am a commissioned employee, but my employer refuses to keep track of my hours and makes me count the tips that I receive as part of my commission. Is this allowed?
No. As a commissioned employee, you are not required to consider the tips that you receive as part of your commission. That money is strictly for you, and it also does not need to be shared with anyone else, according to the Fair Labor Standards Act.
As for keeping a record of the number of hours that you work, the Houston overtime lawyers in our office strongly encourage all employees - commissioned and non-commissioned - to keep track of their own hours. However, the FLSA requires employers to keep track of these hours, too.
Not keeping track of hours or counting tips towards commissions can cause your commission and overtime to be miscalculated, which can mean that you could be missing out on pay that you rightfully earned.
If you are a commissioned employee in Texas concerned about overtime pay, you should be looking at your rate of pay and whether or not it adds up correctly to ensure that you are making minimum wage. According to the FLSA, your regular rate of pay must be equal to or more than one and a half times the federal minimum wage of $7.25 for each hour worked over 40. If your employer does not keep track of your hours worked, then you may not be receiving the overtime that you deserve.
Still have more questions? Call 888.449.2068 today. The lawyers at Kennedy Hodges will provide you with a free copy of Ten Biggest Mistakes That Can Hurt Your Wage and Overtime Claim. You also can fill out this online form, and an attorney will contact you immediately to schedule a free consultation.
The Fair Labor Standards Act, or FLSA, is a federal law established to ensure minimum wage and labor requirements. The FLSA was enacted in order to create fair standards surrounding minimum wage, overtime pay, record-keeping and child labor. The FLSA helps protect the rights of employees in the U.S. working in the private sector, or for federal, state, and local governments, regardless of whether you are a full- or part-time employee. This federal regulation covers almost 90% of employees in the workforce.
Contact us for a free case review to determine if you have not been paid properly under the Fair Labor Standards Act. Many employers will tell workers they are exempt from overtime, and this is simply not true!
You cannot trust that your employer knows the labor laws. Contact us today for a free review of your pay stubs and job duties.
Read more about the FLSA and how it applies to your job.
Computer/IT, Service Technicians, Independent Contractors, Cable Installers, Sales Representatives, Tipped Employees, Nurses/Healthcare, Paralegal, Oil/Gas/Field, Call Center, Banking Industry, Retail Store Employees, Accountants/Auditors, Bookkeepers/Clerks, and more.
My boss requires me to answer my emails and phone calls at all times, even if it is after hours, but I do not get paid for time I spend doing so. How can I change this?
As a Houston paralegal, you are entitled to be paid for the time you spend working from home, especially if your boss requires to perform the work.
However, it can be challenging trying to convince your employer of this fact, particularly if you are scared that raising the question will cause you to lose your job. While your boss cannot legally fire you for insisting you be paid the overtime you are entitled to, it can still be hard to bring up the subject.
The best thing you can do is be honest, up-front, and arm yourself with information. Find out your rights under the Fair Labor Standards Act, let your boss know that you are aware of them, and what you are entitled to. If you present your case in a clear manner with evidence that you have been working after hours, your employer will have to comply.
If you are still unsure on how to proceed with your overtime claim, talk to us. The lawyers at Kennedy Hodges, LLP are practiced in Houston overtime claims, and we have even written a book on the subject. You can order your free copy by calling us at 888.449.2068, and we will even provide you with a complete (and free!) case evaluation.
I am a cashier and work more than 40 hours a week but I am not paid overtime. Is this legal?
If you are a cashier, you are considered an hourly, non-exempt employee, which means you should receive time-and-a-half for any hours over 40 in a workweek. If you do not receive overtime pay, this is a violation of the wage and hour laws and you may have a wage claim against your employer.
Whether you are a cashier, bagger, janitor or a produce employee you are usually eligible to be paid overtime.
Kennedy Hodges has represented workers in all industries and we have found that low-wage workers are frequently taken advantage of by employers who try to cheat them out of their federally mandated overtime pay. Most workers simply are unaware of the labor laws and miss out on their due wages.
If you are unsure if you are paid correctly, send us a contact form to tell us about your case or contact us toll-free at 1-888-449-2068 to start a free case review. Our employment lawyers can determine your overtime eligibility status with a quick review of your job duties and how you are paid.
Read more: The 15 most popular jobs in America: If you work in these industries, make sure you are paid correctly.


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3D Printing Features Manufacturing
How AM is being used by big brands to add new accessories and spare parts
Posted on July 6, 2021 at September 1, 2021 by Stephen Holmes
Spare parts produced by additive manufacturing open up a world of digital inventories and customer convenience. Stephen Holmes met with Replique, a start-up steering big brands through the potential pitfalls, and to discuss its recent work with Miele
AM allows Miele to test uptake for niche vacuum attachments, in this case to capture dust when drilling, with little risk
In May 2020 domestic appliance manufacturer Miele started its 3D4U project to provide customers with free designs of 3D printable accessories, a bold step for the brand renowned for its commitment to reliable products.
Starting with three accessories available through its online shop – a coffee bag clip, and two specialist vacuum cleaner attachments – Miele was taking the first steps toward flexibly expanding its product portfolio.
However the immediate success of the project led to the Miele looking to enable greater access the designs for customers with no 3D printer.
"We have a beautiful maker community in Europe, but the number of people who don't have a 3D printer is greater," says Max Siebert, CEO of digital inventory start-up Replique from its base on BASF's Chemovator incubator campus in Manneheim, Germany.
Immediately after the launch of the 3D4U project Siebert contacted Miele, to offer Replique's expertise in additive technologies and materials, to safely scale production globally.
"We are working for various industries – transportation, agriculture, gardening – you see that all of those have the same issues at times, which is getting hold of spare parts," says Siebert. The parts themselves might be simple components, but the volume requested is comparatively small scale, so additive manufacturing is very appealing.
Siebert adds: "It's a new manufacturing technology that has really matured in the last years to become a very controlled industrial process, and I think this is now a good example of how people will start using this technology for certain niche applications and also to expand it."
Miele 3D4U parts include a coffee bag clip and specialist vacuum cleaner attachments
In the case of the coffee clip, challenges include the need for food-safe materials
Yet for many companies, even with huge amounts of manufacturing expertise, 3D printing is still littered with unknowns, therefore partnering with a company that can make this process as smooth and pain free as possible offers huge benefits.
"They're very happy to have somebody who has a very proficient knowledge in materials and can judge which material and technology route you should take, so there's also a little consulting aspect here, because 3D Printing for end use parts is still very young – we're not talking about prototypes."
Siebert explains that while many services produce prototypes, where speed is the main driver, the key to end-use parts is purely quality. Take for instance the coffee clip – the part needs to be built with the expectancy it will come into contact with foodstuffs.
For Replique this meant researching a full food-safe production process, beginning with materials. "There are really only a few food-safe certified materials, not just saying that it is 'generally food-safe' but that it is certified," explains Siebert.
Foodsafe 3D printed parts being produced, in this case, using BCN3D desktop 3D printers
Replique does not produce the parts itself, instead it works with its vetted production partners that include BASF 3D Printing Solutions, making it technology, materials and process agnostic, as well as having a global reach.
Max Siebert, CEO of digital inventory start-up Replique
Siebert's team are already working across various industries – in transportation, agriculture, and even gardening products, which all have similar problems.
"You see that all of those have the same issues at times, which is getting hold of spare parts.
"The parts might be simple," he says, "but [the volume] requested is small scale, so they're very happy to have somebody who has a very proficient knowledge in materials and which technology route to take."
One client that produces powertools found that its long guarantees offered on products meant that requests for spare parts were still being received long after the original product had ceased production. In this case Replique was able to step in and help maintain supplies without the need for the long lost original tooling.
Having proficient 3D printed parts suppliers and a close partnership with the client means that Replique can also help offer design for AM advice, helping tweak or optimise parts to make them more robust or save material.
Siebert believes that more industries are further targeting this sort of process, either to produce spares on demand, or for assessing product demand for appliance accessories.
"In the past you only produced parts where you were sure that you [would have demand for] hundreds of thousands of those, but now you can produce way more parts because the complexity of managing those parts is not that high."
With a quality assured system, consumers will be able to rest easy knowing that the products – ordered online and shipped direct to them – will have the same characteristics as the original, while manufacturers won't be faced with a complex warehousing and supplier network.
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