We may have dollars to spare. We may have expertise, talent, experience, or time.
We may be able to leave a part of our worldly goods to support our parish as we leave this world.
All these ways of giving and more help Saint Anselm's to carry on and deepen its mission. Here we will outline some of the ways we might consider to offer our own unique support.
Our tradition is that we commit ourselves once each year to give all year. Lifelong Episcopalians, and many of our sisters and brothers in other churches, are accustomed to hearing a lot about giving and pledging during the fall season, leading up to a season of pledging. The purpose is to raise our awareness and to move us to the generosity that is within us.
In truth, the aim of pledging is to provide for the church's mission year-round. We pledge so that planning is possible. So those in church leadership can use resources wisely to assist those in need, to hire responsibly, to divide what we give in a manner that reflects the values Jesus annunciates in the Gospel. And yes, planning also helps in the mundane work of making sure that the resources of buliding and grounds and 'stuff' that we have is cared for well and ready always for service.
Nowadays, new technologies in the palm of our hands are making it possible for us to respond at a moment's notice to an impulse to give. Here on this page we will offer and update resources and inspiration as old as Scripture and as new as this morning's news.
Please know always that your generous giving allows Saint Anselm's not only to survive but to thrive, and to be a sign in our midst of the living love of Christ. Thank you!
It is possible to automate your giving online. At church on Sunday you can drop into the plate one of our cards testifying that the gift has been given! You can change the frequency and amount of gift as needed or desired. Online giving really helps maintain church financial support through fallow seasons of the year.
To learn more and get set up to give online, call Director of Parish Administration Barbara Dougherty at 631.744.7730 or email to parishoffice@stanselmsofshoreham.org. And thank you!


text:
– miasto w Japonii, w prefekturze Ibaraki, we wschodniej części wyspy Honsiu. Ma powierzchnię 215,53 km2 . W 2020 r. mieszkało w nim 73 160 osób, w 28 246 gospodarstwach domowych (w 2010 r. 79 713 osób, w 27 086 gospodarstwach domowych).

Położenie
Miasto leży w środkowej części prefektury nad jeziorem Kasumigaura. Leży w odległości około 90 km od Tokio. Graniczy z miastami:
 Tsuchiura
 Kasumigaura
 Tsukuba
 Kasama
 Sakuragawa
 Omitama

Historia
1 kwietnia 1889 roku, wraz z wdrożeniem przepisów miejskich, powstała miejscowość Ishioka. 11 lutego 1954 roku Ishioka zdobyła prawa miasta (jako piąte w prefekturze). 1 października 2005 roku teren miasta powiększył się o sąsiadujące z nim miasteczko Yasato.

Populacja
Zmiany w populacji terenu miasta w latach 1920–2020:

Przypisy

Bibliografia

Linki zewnętrzne
 Oficjalna strona miasta

Miasta w prefekturze Ibaraki

redpajama_set_name: RedPajamaWikipedia


BREAKING: US Senate Intelligence Committee calls editor @JulianAssange to testify. Letter delivered via US embassy in London. WikiLeaks' legal team say they are "considering the offer but testimony must conform to a high ethical standard".
Assange has repeatedly denied that Russians agents provided emails hacked from the Clinton campaign and her private servers.
CNN's Andrew Kaczynski and Christopher Massie reported in April that Stone believed it was Russian operatives that Assange got the emails from. Since then he has adamantly denied believing any such thing.
Once a hero of the progressive left, Assange is now hated by those who once praised him. Much of the mainstream media has painted him as the head of a beleaguered organization that supported a Trump presidency in order to achieve his own socio-political goals. He has also been accused of misogyny and anti-Semitism.
(Russia) runs an independent foreign policy and its arms sales are the only thing that keep a semblance of independence for smaller states. Russia is absolutely terrified … Meanwhile, the US hacks the hell out of it, and attempts to foment an orange revolution in an explicitly states policy of regime change. Consequently the Kremlin is deeply paranoid of everyone, including foreign-funded NGO's and invading 'western' cultural practices, like gays and the internet… US next generation weapons are serious advancements. Its play in Ukraine was in Russia's sister country and so the Russian ruling class… are terrified the same thing could happen to them.
Many have asked why does Assange hate Hillary Clinton so much and why not Trump. It can't be a left/right reason because WikiLeaks main cause is far more left than right wing. Assange's public and personal ideology is radical transparency fostered by a deep belief that modern politics is undemocratic with world-changing decisions made behind closed doors by bureaucrats and elitist.
Another consistent theme is WikiLeaks distrust of the right-wing military complex. What he hates, even more, is a secretive politician championing left-wing causes while carrying out a hawkish right-wing military interventionist policy that suits her own goals. Translation Assange trusts Trump far more than Clinton.
During the election of 2016, the UK's ITV asked Assange if he'd prefer Trump as president. He implied in his reply that Clinton's record made her far more dangerous than Trump. In the interview, he painted Clinton as an authoritarian imperialist who would have no problem threatening his person. Seems like Assange knows her pretty well.
For many Americans, October 21st can't come soon enough.


A Toasty Snack, Ink, 2018.
King of Foxes, Ink, 2016.
Hare and There, Ink, 2016.
Cosmic Power of the Heart, Ink, 2014.
Follow the Buffalo, Ink, 2013.
The Heartest Part, Ink, 2013.
Tidal Moon Magic, Ink, 2013.
King of Bears, Ink, 2013.
What is Your Weight, Ink, 2011.
What Are You All Distracted By, Ink, 2011.
Beast of Resurrection, Ink, 2011.
We All Go Home Together(Descent of Darkness), Ink, 2010.
Scheme(Descent of Darkness), Ink, 2010.
Plant the Seed(Descent of Darkness), Ink, 2010.
Divine Union(Descent of Darkness), Ink, 2010.
Consumer Culture(Descent of Darkness), Ink, 2010.
Attune(Descent of Darkness), Ink, 2010.
Intermediary Antenna(Descent of Darkness), Ink, 2010.
Feed the Need(Descent of Darkness), Ink, 2010.
Witnesses to Waste(Descent of Darkness), Ink, 2010.
Off Grid Research(Descent of Darkness), Ink, 2010.


text:
Tel Bet Yerah
Raphael Greenberg
During June 2003 a season of cleaning, surveying, and excavation was conducted in the 'Circles Building' at Tel Bet Yerah (G-18/03; map ref. NIG 2539/7360; OIG 2039/2360). The excavation, on behalf of the Institute of Archaeology at Tel Aviv University and aided by the Nature and National Parks Authority, was directed by R. Greenberg, with the assistance of S. Paz, Y. Paz and M. Isserlis (field supervison), D. Porotzky (surveying). J. Amsalem (ecofact retrieval), and workmen from the nearby National Parks. Additional partners in the research include A.M. Rosen (sediment analysis), L.K. Horwitz (archaeozoology), N. Liphschitz (archaeobotany), and R. Shimmelmitz (lithics). The study of the 'Circles Building' is undertaken with the assistance of an Israel Science Fund grant; fieldwork was made possible by an additional grant from the TAU internal fund.
The Early Bronze III 'Circles Building', also known as the Tel Bet Yerah Granary, was first excavated in 1946 by M. Stekelis. The only report on these excavations included a blank plan, lacking elevations and architectural or stratigraphic sections. After 1948, the building was incorporated in the Tel Bet Yerah National Park, and basic preservation and maintenance were carried out through the 1980s. In recent decades the building was covered with a thick mantle of vegetation––grass, bushes, and trees––that threatened it with imminent disintegration. To complete the plan of the structure and subject it to closer scrutiny, extensive clearing of the vegetation was carried out in 2002, and completed in 2003. This was followed by the excavation of a number of soundings intended to verify its function and date its construction. These soundings (Fig. 1) were located at the southern end of the internal pillared hall (1); under the floor that covered the northeast corner of the structure (2), and in the alleyway bordering the building on the west (3). All sediments from sealed contexts were dry-sieved, and a further systematic sample was wet-sieved.
In Sounding 1 we attempted to ascertain whether additional floor levels could be identified beneath the surface reached by the original excavators. Such a possibility was suggested by descriptions left by Stekelis of a section excavated in the northwest corner of the hall, in which a floor 'with olives' and a further surface were reached. As it turned out, undisturbed remains could be identified only in the southwest corner of the sounding, the remaining portions having been subject to disturbance, both by the original excavators and by subsequent maintenance activities. The surviving deposits cast no new light on the function of the hall. Beneath the packed-earth surfaces and the later disturbance were patches of pavement that appear to antedate the construction of the 'Circles Building'. This pavement was apparently cut by the deep foundations of the building, here standing nine courses high. Finds were dated to EB IB. Near Sounding 1, on the far side of the east wall of the pillared hall, a section of the fine cobblestone courtyard was revealed. A probe beneath this pavement yielded a few EB II sherds, but no floor of that date was identified above the EB I remains.
The most significant finds of the season were found in Sounding 2. The probe beneath the bathhouse floor was focused on Circle VII, which had been partly revealed by Stekelis outside the bathhouse. With the removal of the mortar bedding of the bath's marble-slab floor, which should probably be dated to the Early Islamic period, the brick walls and earth fill of the 'Circles Building' began to emerge, showing little evidence of late disturbance. The brickwork––both at the circle's circumference and on the interior walls––was preserved c. 0.2 m high above the stone foundations. The segment revealed in Circle VII included the internal east–west and part of the north–south brick cross-walls. There was evidence for several building phases: In the latest phase the east–west brick cross-wall ran across the entire diameter of the circle, dividing it into two spaces, each consisting of two rooms. This phase was furnished with a coarse stone pavement, in which three depressions were found, one in each excavated quadrant of the circle (the fourth quadrant remains unexcavated). These depressions might have served as pillar bases. This stone floor was preceded by an earlier, more carefully laid, stone pavement. The relation of this earlier pavement to the cross-walls is unclear. The ceramic material on both floors was of EB III date, including Khirbet Kerak Ware, but there was a noticeable difference between the northern space, which yielded a fair amount of pottery, and the southwest quadrant, where the principal finds belonged to an ad-hoc flint tool industry. Evidence for small-scale industrial use of the 'Circles Building' had been observed by the Stekelis expedition, particularly with the discovery of a potter's kiln built on the paved courtyard. Thus it emerges that this public structure, which covered an area of some 1200 sq m, was parceled out to various artisans during EB III––clearly not the original purpose for which the structure was built.
In Sounding 3, the fine stone-slab pavement of the street bordering the 'Circles Building' on the west was re-exposed. Upon cleaning, it became evident that the original orientation of the pavement was slightly different from that of the structure. Furthermore, the west side of the street was bordered by a wall built on top of the pavement slabs. In the section excavated beneath the street, a bedding composed of material brought from the shore of Lake Kinneret––a combination of coarse gravel, sand and mollusc shells––contained EB II pottery. This bedding might represent an earlier phase of the street. The wall of the 'Circles Building', here preserved five courses high, was set in a foundation trench that cut the paved street. Beneath the trench and the gravel bedding were remains of brick walls built to a different orientation from that of the building. A floor segment that abutted these brick-wall remains carried EB IB pottery. Sounding 3 therefore shows that the 'Circles Building' was introduced into an extant urban layout, comprising orthagonal paved streets that originated in EB II. The 'Circles Building' itself was probably built in EB III, but its construction may well have involved the removal or remodeling of an earlier structure, for which we have yet to find clear evidence.
The 2003 excavations in the 'Circles Building' have furthered our understanding of this unique structure. First, they showed that there are undisturbed portions of the building that could provide important evidence for the function of the structure. Second, they confirmed the original excavators' contention that there was secondary use of the structure, probably by small-scale industries. Third, they provided new evidence of the potency of the urban fabric, hinting at a complex process of urban renewal involved in the construction of the 'Circles Building'. The pilot season thus offers a starting point for a renewed investigation of the 'Circles Building' at Bet Yerah, and for the study of the various issues regarding its plan, its construction, and its function.
1. Plan of the 'Circles Building' and the location of the soundings.

redpajama_set_name: RedPajamaCommonCrawl


text:
Home/Tag:cash
Firearms, Drugs and Cash Seized In Second Search Warrant On Johnson Street
Date: Thursday, January 18, 2023 Files: 23-1070, 22-48078, [...]
Search Warrant Results in Seizure of Firearms, Drugs and Over $50,000 Cash
Date: Friday, January 6, 2023 File: 22-48078 Victoria, BC – [...]


Ilishop Cotton Linen Tablecloth Living Room Table Cover Rural Style Multicolour 55 Inch x 70 Inch - Suitable for dinner table, coffee table, book desk, storage table etc, indoor or picnic outdoor. Care instructions machine wash cold delicate, hand wash best lay flat to dry do not soak in the water too long time. Vitage and elegant, great idea to decorate your table. Material cotton and linen. Multi-size for choosing.
Skyflying Pure Color Polyester Round Rectangle Tablecloth Hotel Restaurant Council Table Cover Fabric Wedding Dining Meeting Living Room (Round, Dark Green) - Approx dimensiondiameter 7087"5118×7087"6299×9449". This tablecloth is perfect for everyday use,and will bring elegance to your dining tableperfect tablecloth for casual dining or even messy dinners. Product typetablecloth. Materialchemical fiber. All liquids,even wine,bead up can be quickly wiped clean with a sponge or napkinand this luxurious tablecloth is perfect for any occasion.
Rectangle Table Cover Cotton Linen Tablecloth Living Room Table Cover Table Linen , 2 , 140200cm - Indoor and outdoor use of the large tablecloth tablecloth with a seamless one-piece design. High quality cotton tablecloth with dark blue, blue, yellow. Material polyester + linen + cotton. Size 120 120cm, 140 140cm, 130 180cm, 140 180cm, 140 200cm, 140 220cm. Suitable for daily use, holidays, catering, special occasions, dinner, brunch, and so on.
Alphabet Letter Pattern Cotton Linen Tablecloth Living Room Table Cover for Dining Kitchen Living - Easy to care machine wash cold delicate, hand wash best lay flat to dry. This tablecloth is suitable for patio, gardens, kitchen room, dining room, family room, etc. Price for the tablecloth table cloths only, other decorations in the pictures are not included. This tablecloth features simple/garden/elegant/adorable pattern in super soft cotton linen fabric, which will add a touch of charming to your whole decor. Material 100% cotton linen measures 55″ width x 86″ length (140 x 220 cm), size deviation is between 1 to 2 inch.
Ilishop Cotton Linen Tablecloth Living Room Table Cover Vintage Flat Grain 55 Inch x 78 Inch - Suitable for dinner table, coffee table, book desk, storage table etc, indoor or picnic outdoor. Multi-size for choosing. Vitage and elegant, great idea to decorate your table. Care instructions machine wash cold delicate, hand wash best lay flat to dry do not soak in the water too long time. Material cotton and linen.
SiYANG" Cloth Cotton Linen Tablecloth Living Room Table Cover Table Linen Alphabet (Shads,35.4×35.4In) - Provide in same pillow search siyang pillow for our entire catalog listing. For tea table tablecloth length = table length + 12″~16″(30~40cm), tablecloth width = table width + 12″~16″(30~40cm), each end flaps down approximately 6″~8″(15~20cm). For dining tabletablecloth length = table length + 20″~24″(50 ~ 60 cm), tablecloth width = table width + 20″~24″(50 ~ 60 cm), each end flaps down approximately 10″ ~ 12″ (25 ~30cm). Materialcotton and hempsoftly hand wash, soak in cold or warm water for a short time.
Vintage Tablecloth, YISILIC Rectangle Cotton Linen Stylish Tablecloth Dining Living Room Table Cover (60 x 104inch, Vintage Map) - ♥ Material 80% cotton & 20% hemp natural fabric, healthy, anti-static and environmental protection. ♥ Skin friendly cotton and linen have a strong moisture absorption properties, help to prevent skin allergies, breathable and comfortable. ♥ Suitable for home, party, hotel, restaurant or outdoor camping use easy care machine washable or hand washing. ♥ Size 60 x 104inch (145 x 264cm) various size options, meet your different demanding. ♥ ideal photo background vintage and elegant, with unique hemp texture, add a touch of charming to your home decor.
yazi Rectangle Table Cover Cotton Linen Tablecloth Living Room Table Cover Table Linen 55inch by 86inch - Not only is this an elegant addition to your dining table but is also a great gift for a cherished someone for house warming up , mother's day, birthday gift. Perfect for everyday use, party, holidays, catering, cafes, special occasions, dinners, brunches, potlucks, bbq's, buffets, baby showers and more. Featuring elegance solid pattern on cotton linen fabric with beautiful patchwork attractive unique stripes design. Mediterranean blue style will make a great addition to any room, especially the kitchen or home. Cotton linen tablecloth size 140x220cm/55inch by 86inch (wxl).
Rainbow square tablecloth,Linen Rectangle Washable Dinner Picnic Table Cloth,Linen Tablecloth Living Room Table Cover Table Linen - It will not stick your skin when having dinner,not hot and humid,breathable. Vitage and elegant,great idea to decorate your table. Both hand washing and machine washing are avaible. This is natural linen texture fabric,soft,stain-resistant and wear-resistant. 55″ x 86″. Suitable for dinner table,coffee table,book desk,storage table etc,indoor,or picnic outdoor.
Ilishop Cotton Linen Tablecloth Living Room Table Cover Table Linen Alphabet Beige 55 Inch x 86 Inch - Please note our measurement includes lace macrame length. Care instructions machine wash cold delicate, hand wash best lay flat to dry do not soak in the water too long time. Features an elegant pattern of words. Tablecloth is great for dinners wedding picnics bbq's potlucks parties restaurants everyday. Material cotton and linen.
yazi Rectangle Table Cover Cotton Linen Tablecloth Living Room Table Cover Table Linen 55inch by 70inch - Featuring elegance solid pattern on cotton linen fabric with beautiful patchwork attractive unique stripes design. Not only is this an elegant addition to your dining table but is also a great gift for a cherished someone for house warming up , mother's day, birthday gift. Mediterranean blue style will make a great addition to any room, especially the kitchen or home. Cotton linen tablecloth size 140x180cm/55inch by 70inch (wxl). Perfect for everyday use, party, holidays, catering, cafes, special occasions, dinners, brunches, potlucks, bbq's, buffets, baby showers and more.
USTARAIL Cloth Cotton Linen Tablecloth Living Room Table Cover Table Linen Alphabet - Machine wash cold delicate, hand wash best lay flat to dry. Price for vintage tablecloth table cloths only, other decorations are not included. Suitable for dinner table,coffee table,book desk,storage table etc,indoor,or picnic outdoor. Vitage and elegant,great idea to decorate your table. This is stain-resistant and wear-resistant in super soft material.
Magicboxes European Style Canvas Tablecloth Living Room Table Cover Table Rectangle Table Cover 140x200cm - Materialcontton&dacron. Suitable for dinner table,coffee table,book desk,storage table etc,indoor,or picnic outdoor. Both hand washing and machine washing are avaible. Protect your table and work surfaces from accidental food and drinks spills. This price includes only one piece of tablecloth.
Moldiy Beige Cotton Blend Linen European Letters Tablecloth Table Cloth with Postmark and Lace Edge for Living Room Table Cover Table Linen Alphabet,55×86 inch - This is natural cotton texture fabric,soft,stain-resistant and wear-resistant. It will not stick your skin when having dinner,not hot and humid,breathable. Vitage and elegant,great idea to decorate your table. Both hand washing and machine washing are avaible. Suitable for dinner table,coffee table,book desk,storage table etc,indoor,or picnic outdoor.
LAZAMYASA Cotton Linen Canvas Tablecloth Leaf Embroidered Table Cover for Dinner Kitchen Living Room Table Cover Table,55.1×86.6 in(140x220CM) - High-end fabrics cotton printed canvas, high density, active printing and dyeing, do not fadethis elegantly embroidered designed tablecloth will increase the charm of your table. This lazamyasa damask tablecloth features elegant floral printed in premitive linen fabric, which will add a touch of splash to any existing home decor. Easy care, fade resistant 100% polyester construction is machine washable and tumble dry and requires little or no ironing. Excellent workmanship, process processing, high-density car line, exquisite lock edgeone-piece seamless design, folded over hemmed edges for an elegant looking table clothes. Perfect for everyday use, party, holidays, catering, cafes, special occasions, dinners, brunches, potlucks, bbq's, buffets, baby showers and more.
yazi Rectangle Table Cover Cotton Linen Tablecloth Living Room Table Cover Table Linen 55inch by 55inch - Perfect for everyday use, party, holidays, catering, cafes, special occasions, dinners, brunches, potlucks, bbq's, buffets, baby showers and more. Cotton linen tablecloth size 140x140cm/55inch by 55inch (wxl). Featuring elegance solid pattern on cotton linen fabric with beautiful patchwork attractive unique stripes design. Mediterranean blue style will make a great addition to any room, especially the kitchen or home. Not only is this an elegant addition to your dining table but is also a great gift for a cherished someone for house warming up , mother's day, birthday gift.
HuXang Cloth Cotton Linen Tablecloth Living Room Table Cover Table Linen Alphabet - Use neutral detergent, hand washing with cold water, avoid prolonged soaking, natural cool dry,ironing low. Huxang team are willing to work with you to offer you the utmost comfortable home decorations and deliver an exciting shopping experience for you. About us huxang is an international online fashion and beauty retailer, we always strives to provide home with something stylish and charming in decoration. This tablecloths is suitable for all seasons,it is easy to match any kind of table washing way most of our items are made of cotton linen fabric, which is nature plant fabric, suitable for the allergic skin too.


text:
Military Suicide: Help for Families Worried About Their Service Member
By Alexandra Sifferlin @acsifferlinJuly 12, 2012
Amanda Tipton Photography / Getty Images
In this week's TIME cover story, "One a Day" (available to subscribers here), journalists Mark Thompson and Nancy Gibbs explore why suicides among the U.S. military have reached crisis levels. Every day, one active-duty service member dies by his own hand, the authors note: "The U.S. military seldom meets an enemy it cannot target, cannot crush, cannot put a fence around or drive a tank across. But it has not been ale to defeat or contain the epidemic of suicides among its troops."
The specific triggers for suicide are unique to each soldier. Each person deals differently with the stresses of war, frequent deployments, separation from family, death of comrades. Many contend with depression and post-traumatic stress upon returning home. There are several programs and support lines for these soldiers, but it also helps for their immediate families to remain vigilant and to monitor their behavior. Even still, many service members fall through the cracks.
Below is what we hope is helpful advice for military spouses, who want to know what warning signs to look for in their service member and how best to handle severe situations. One immediate sign, say experts, is a pervasive sense of uselessness, a feeling that they no longer belong. "What we learn from our families [who lost service family members to suicide] and what they saw in their loved ones, is behavior [in which they] pulled back and felt they were not able to be a useful part of unit that relied on them," says Bonnie Carroll, founder and chairman of the Tragedy Assistance Program for Survivors, or TAPS, a non-profit that supports those who have lost a loved one in the military. "These men and women need to know they are still a part of a unit at home and overseas."
(MORE: Military Suicides: The Stigma of Seeking Help)
Here, experts offer more answers to common questions that military families face when a loved one shows signs of trouble:
What are the signs of suicide risk to look out for?
There are many signs of suicide, says Kim Ruocco, director of the suicide prevention programs at TAPS. Some key warning signs to look out for:
Hopelessness and saying things like "This will never get better"
Helplessness and saying things like "I can't do anything about this"
No longer finding joy in things they once enjoyed
Angry outbursts and increased agitation
Sleeplessness or oversleeping
Lack of appetite or increased appetite
Withdrawal from friends and family, or suggestions that family would be better off without them
History of suicide attempt and history of depression
Post-traumatic injury
Warning signs of suicide that call for immediate attention:
Talking about or making plans to take his or her own life
Putting personal affairs in order
Giving away personal possessions
Obsessing about death
Abusing drugs or alcohol
Acquiring or obtaining access to lethal means (prescription drugs, weapons, etc.)
Engaging in out-of-the-ordinary or risky behaviors
"You should always ask someone if they are thinking of killing themselves and if they are, do not leave them alone, escort them to help, take them to a doctor at primary care, behavioral health or the emergency room," says Ruocco. "Sometimes a person will deny thinking of suicide despite warning signs. These people should also be considered high risk and be taken for immediate evaluation."
(MORE: Captains Courageous)
Whom should I contact if I'm concerned about my loved one?
The first person to speak with is your loved one. Ask your he or she is feeling, says Eileen M. Lainez, a spokeswoman for the U.S. Department of Defense. For example: Do you feel as if you could harm yourself? How often are you having those kinds of thoughts? Do you have a plan to harm yourself?
"Keep track of all conversations with a service member who expresses any indication that he or she could harm him or herself, or is experiencing unique or intense stressors," says Lainez.
There are several 24/7 service lines open to family members who have immediate concerns:
Military Crisis Line: Dial 800-273-8255 (press 1 for military) or visit the crisis line online, which provides a chat and text service for veterans (see below) and active duty members
Veterans Crisis Line: Visit Veterans Live Chat or call 800-273-TALK to talk with a crisis counselor
DCoE Outreach Center: Visit Real Warriors Live Chat or call 866-966-1020 to talk with a health resource consultant
Military OneSource: Call 800-342-9647 for one-on-one counseling or visit online
Do not hesitate to call 911 in an emergency
Should I alert the military if my loved one is showing signs of suicide at home?
Anyone concerned about a service member for any reason should not hesitate to contact that service member's supervisor, commander, any health-care provider or a chaplain. "If the family member is looking for behavioral health support, information or resources, they should contact [these individuals]. The earlier an adjustment or behavioral health issue is identified and addressed, the more likely a positive outcome will result," says Lainez.
Is there anything I shouldn't do?
Don't be afraid to be proactive: Ask your loved one questions about suicidal thoughts or plans, and do not hesitate to get help. "Suicidal thoughts can be a medical emergency. Someone who has been thinking about suicide over time can lose the ability to control the impulse. Put aside fears of betraying your loved one or ruining his [or her] career and chose to save his [or her] life," says Ruocco.
(VIDEO: How Dogs Help Veterans Cope With PTSD)
Should I be more concerned if my loved one has been overseas for several tours, or less concerned if he or she hasn't?
There are many factors associated with suicide, which make it difficult to point to any one factor as a root cause. Currently, there is no evidence directly linking the number of deployments to an increased risk of suicide. Any warning signs of suicide should be taken seriously, regardless of the number of times the service member has been deployed overseas.
"Combat exposure can increase risk for suicide, especially if the service member was exposed to trauma or suffered a concussive injury," says Ruocco. "However, about half of our service members who die by suicide have never deployed, so the fact that they have not deployed should not be a reason to not seek treatment." The 2010 Department of Defense Suicide Event Report found that indeed half of all service members who died by suicide during 2010 had never been deployed to Iraq or Afghanistan.
What can I do to support my soldier and help prevent suicide risk?
Real Warriors, a campaign started by the Defense Centers of Excellence for Psychological Health and Traumatic Brain Injury (DCoE) to promote recovery and resilience among returning service members, suggests that you encourage and help your loved one do the following:
Cut back on obligations when possible and set reasonable schedules for goals
Consider keeping a journal to express pain, anger, fear or other emotions
Avoid isolation — get together with buddies, commanding officers, family, friends or other members of the community regularly
Stay physically fit by eating healthy foods and getting enough sleep
Stay motivated by keeping personal and career goals in mind
Use relaxation techniques to help manage stress
Stay organized by keeping a daily schedule of tasks and activities
(PHOTOS: Suicide in the Recruiters' Ranks)
There are plenty of mental-health resources out there, but here are a few we highly recommended for service members and their families:
U.S. National Suicide & Crisis Hotlines: http://suicidehotlines.com/national.html
U.S. Army Suicide Prevention: http://www.armyg1.army.mil/hr/suicide/
Real Warriors suicide prevention: http://www.realwarriors.net/family/support/preventsuicide.php
U.S. Department of Veterans Affairs suicide prevention: http://www.mentalhealth.va.gov/suicide_prevention/
Tragedy Assistance Program for Survivors, for families who have lost a loved one in uniform to suicide: http://www.taps.org/survivors/survivor.aspx?id=6320
Read the full TIME cover story, available to subscribers here.


I have the blue nuit /Blue marine Kelly touch in k28 shw. The handle so far seems fine on my bag and I use it often. I really love this bag.
ODEDIHAIMS, dharma and Serva1 like this.
It's a special bag, I vote yes, get it.
Just got mine today from my local store and I think I've reached Nirvana.
obsessedwhermes, Possum and GLX like this.
Dear all hermes expertise, I've been offered by my local store SA, a birkin touch. I never seen a Birkin Touch Before and I need all the information about this beauty before I decided to take it or (sadly) pass it.
Here's the spec: Birkin touch size 30 Black. Flap, handle and the two strap ahead is in croc and the body is in mysore leather. The hardware is Rosegold hardware.
Thank you for your information and if possible a photo will be so much helpful.
+1 on YES, go for it!
I am so envious of your bag...it is my dream next K!
HGT, nikkisharif, westcoastgal and 2 others like this.


If a do-it-yourselfer is only going to have one power saw, it's going to be a circular saw. However, circular saws are limited, intended only for cutting straight lines (although how straight the lines are depends a lot on the skill of the user). They really aren't intended for use in cutting curves or circles because one were to try to, the blade would bind up in the wood being cut, causing a lot of splintering and not much accurate cutting.
To cut curves, circles and inside openings into plywood, other sheet goods and hardwood boards, a jigsaw is the preferred tool. Jigsaws, sometimes referred to as saber saws, are designed specifically for these types of cuts. The ¼" to ½" blade width along with the narrow blade thickness make these saws ideal for cutting curves.
With the right sorts of blades, jigsaws can also be used for cutting metal sheeting and straps as well. While they aren't the most efficient way of cutting through metal, they'll suffice for those who only have to cut metal occasionally.
There are a wide range of options that you can find on jigsaws, some of which are mere niceties, while others are extremely important to make sure the saw will give you the cut you need. Be sure to check out our jigsaw buyer's guide below, before making your selection.
Jigsaws, or saber saws have come a long way in the last 20 years. Whereas they used to be very inaccurate tools used only for rough cutting curves, modern jigsaws can be held to a much greater accuracy, providing a smoother, splinter-free finish. This difference comes from a combination of small steps made to improve both the saws and the blades used in them.
The cutting blade has always been a weak point for jigsaws. Traditional blades are about 1/4" deep by 1/32" thick, not a very strong piece of steel especially when you're pushing sideways on it trying to cut a curve. Adding to this inherent weakness is the fact jigsaws only hold the blade on one end with the other being free-floating. The friction of the blade against the wood creates enough heat to soften the blade making it more susceptible to bending and breakage.
Modern blades come in a variety of sizes and shapes and many are hollow ground to reduce friction. Additionally, all these saws are designed to use the T-shaped blade mounting which adds strength while blades are backed up with roller guides. For the inevitable breaks which still happen, the Allen set screws have been replaced with a quick-release blade clamp.
To reduce splintering, most jigsaws have an oscillating motion rather than a straight up and down motion. This pulls the blade's teeth into the wood on the cut part of the stroke and pulls them away from the wood on the return stroke (Which is when splintering happens.) Depending upon the manufacturer and model, a saw may have as many as five different oscillation settings with some even having vibration dampeners built-in to reduce operator fatigue.
Another difference we find on modern jigsaws and their older cousins is you now have a choice between the standard D handle or a low-profile barrel grip where you're actually holding onto the motor case itself. While not everyone likes the barrel grip, those who are sold on it say they have much better control of the saw. Just looking at the mechanics of it, I can see how this would be true. Currently most major manufacturers sell the same saws in both a barrel grip and the traditional D handle design.
Which jigsaw works best for you will depend upon your own preferences and cutting style.
While circular saws are the number one choice for a power saw, hand-held jigsaws (Also known as saber saws) are a close second. These saws are specifically designed for cutting curves, inside corners, and other places where a small blade needs to be inserted. Between a hand-held jigsaw and a circular saw, you can cut just about anything you need for whatever project you're working on.
A jigsaw's blade is 1/4" to 3/8" wide and about 3 to 4 inches long and installed in the saw with the teeth pointing forward. The saw then moves the blade up and down, cutting the material. Some jigsaws move the blade in an orbital pattern, pulling the blade back from the line of cut on the down stroke which reduces splintering caused by friction.
More expensive jigsaws have a variety of cutting patterns for use when cutting different materials. Scrolling jigsaws have a blade which can be turned through a 180 degree arc, controlled by a knob at the top of the saw directly above the blade. However, we're looking at budget units, so we're not going to consider these options.
We're also not looking at cordless jigsaws on this list. Unless you use a jigsaw fairly regularly, spending the extra money on a cordless model is probably a waste of money. The biggest problem with cordless tools (Many of which are only used once in a while) is keeping the battery charged. Of course, if a cordless jigsaw comes as part of a set with other cordless tools, grab it. Besides operator comfort, what makes one jigsaw better than another?
Motor size – The bigger the motor, the more power the saw has to get through hard woods and knotholes. These units are typically rated by the motor amperage, which gives a relative comparison, without telling us how much power they have in horsepower.
Stroke length – The longer the stroke, the faster the saw will cut. That's handy if you've got to cut a lot of material. A 5/8" stroke is really good.
Orbital action – I've already mentioned this above but this cutting option is well worth having.
The foot – Most of these have a foot of stamped sheet steel which works fine, but it isn't as flat or as good as a cast foot would be.
Variable speed – Not all jigsaws are variable speed, but most are. While most cutting is done at the high speed, having the ability to slow down for extra-careful cutting is a nice option.
LED "Headlight" – No matter how good your shop lighting is, it always seems the cutting line is in shadow. Having a LED light built-in helps make sure you can see your reference line.
Since this is supposed to be a list of "budget" jigsaws, I'm sticking to units which can be bought for under $100.00.
Cordless jigsaws were a little slower getting off the starting block compared other cordless tools. This may be due to the fact they're typically for a prolonged period of time which can cause problems for most rechargeable batteries, especially the older units. Today's Lithium-ion (LI-ion) batteries are better at handling prolonged cordless operation and tool manufacturers are developing new jigsaws to take advantage.
Some people don't like the LI-ion batteries as they don't give you any warning they're about to die, like the Nickel Cadmium (Ni-cad) batteries. Instead of gradually losing speed, LI-ion batteries maintain full performance up until the point they can no longer power the tool. LI-ion batteries also recharge quicker so with two batteries and a charger, you can cut all day long with a cordless jigsaw, only stopping to change workpieces and batteries. By the time one battery is discharged, the other will be ready to go again. Li-ion batteries have no memory, so you can even use a partially recharged battery, without damaging it in any way.
These tools tend to be a little bit heavier than their corded counterparts but the convenience of not having to worry about a cord more than makes up for it. Cordless jigsaws can be used in places where a corded saw just can't reach. Eliminating the cord also cancels out the problems caused when the cord hangs up somewhere causing the saw to go off the cut line.
Like the newer corded jigsaws, these saws include several different cutting options, including orbital cutting which greatly reduces splintering, a classic problem with jigsaws. You can select the orbital pattern that best matches the material you are cutting and the type of cutting you are doing.
The biggest problem with most jigsaws is keeping the saw right on the cut line. Lack of visibility adds to this problem. Manufacturers deal with this in different ways, such as adding LED headlights and blowers or even having vacuum ports built in so you can attach a shop-vac or dust collection system directly to the saw, keeping the cut line free of debris.
Older jigsaws used a clamping system which tightened the cutting blade by use of a couple of Allen set screws. These newer saws have done away with this system thus making the task of changing blades much easier. Some saws add backup for the blades, helping to keep them aligned straighter, so that they will make a straighter cut.
The jigsaw is a handheld power tool, designed specifically to allow cutting of curves. While it's not limited to cutting curves, it's the only handheld power saw specifically designed for that purpose. Other saws, like circular saws, are designed for cutting straight. As a saw for cutting curves, the jigsaw is the handheld equivalent to the scroll saw or some uses of the band saw.
A jigsaw works by an oscillating up and down movement, cutting on the upstroke. Modern jigsaws, especially better quality modern jigsaws, offer a variety of oscillation patterns, intended to reduce chipping and splintering in a variety of materials, especially when cutting across the surface grain of plywood. An additional strategy that can be used to avoid this splitting is to cut through the surface veneer, on the cut line, with a utility knife, before cutting with the jigsaw. This is especially useful for Lauan plywood, which has a very thin surface veneer.
Some jigsaws offer "plunge cutting" capability. This means the saw will cut through wooden sheet goods without a starter hole. For plunge cutting to work, one not only needs a saw which can accomplish it, but a blade that can as well.
Jigsaw blades are not rugged, carbide tipped disks, like circular saw blades so they don't last anywhere near as long. It is always a good idea to have several spare blades when beginning a project, so that they can be replaced as needed.
If you can afford it, the better quality jigsaws are worth buying. The amount of adjustable blade speeds, stroke lengths, and oscillation styles, more than make up for the cost of the saw. The payback will come in increased efficiency, both in faster cuts and in less damage caused by the saw.
While all jigsaws are similar in their operation, they vary considerably in their form, size and power supply. They also cover a considerable range in price, with low-dollar units providing only the most basic operations up to the high dollar units which load on considerable options including the different oscillation patterns I already mentioned.
Just because a jigsaw is low-cost, doesn't mean it's a piece of junk. If you're not concerned about having the ability to adjust the oscillating pattern, you may very well be able to get by with a low-dollar unit. I used an inexpensive jigsaw for something like 20 years before it finally wore out.
These are the higher quality units that need to be connected to house current for use. Specifically, we're referring to the ones with adjustable oscillation patterns. The cord can be an inconvenience at times, but it allows continual cutting, without having to change batteries. If you are going to be doing a lot of cutting with a jigsaw or you are rarely going to use it, a corded model may be your best choice.
These are the basic units, without a lot of options. They provide basic cutting, but with only one oscillating pattern so they're more likely to splinter the workpiece. If you are working in plywood or other situations where you don't have to worry about splintering so much, these will be ideal.
Contractors and others individuals who use their jigsaw regularly would probably be better off with a cordless saw, simply for convenience sake. While the cordless units are more expensive, they can be used without the need to run an extension cord or worrying about that cord getting in the way of your cut. Today's cordless jigsaws are almost exclusively made with Lithium-Ion batteries for greater capacity and quicker recharge time.
There are two basic styles of jigsaws; barrel and D handle. Many manufacturers build the same saw models in both styles. This provides the user with their choice. While the D handle is the more traditional style, users of barrel style jigsaws rave that they are easier to control. Since good control over the blade and the cut is a major consideration when using a jigsaw, these models are well worth your consideration.
There are a few models on the market, like the Craftsman corded model which was chosen as number one for our budget corded jigsaw list, which can be used in either configuration. Simply remove the D handle and grasp the barrel. Power switches for both configurations are included on the saw.
The biggest consideration in these saws is how well they cut; specifically, how well they cut without splintering. That's why the option of having different stroke patterns is so important. Pretty much all of the more expensive units have this option, as well as most cordless units.
Take a good look at the shoe construction on the saw. Inexpensive saws will often have a stamped sheet-metal shoe. There is no way that a stamped shoe is going to be flat, so if you need accuracy, I'd avoid them. The better ones have cast and then machined shoes. Cast shoes stay much flatter, as well as resisting bending and other damage. Some of you may overlay this with a molded plastic pad for reduced friction.
Power is not as important in a jigsaw as it is in other saws. However, if it comes down to a choice between two saws, and the only difference is power, go for the more powerful one. There may be a time when you have to cut through thicker wood where that extra power will be useful. That more powerful saw will probably also have a longer stroke, which helps the saw to be more efficient.
Some saws offer plunge cutting capability. This means that you can start cutting in the middle of a sheet of plywood, without drilling a starter hole. This is not a common option, but it can be handy. However, when using it, you need to be very careful. Plunge cutting is very likely to mess up the surface of your board if you are not careful.
Variable speed is very handy, especially when you need to do fine cuts in thin or soft material. If you're cutting with the blade moving at high speed, it is extremely easy to overshoot a cut or go off the line. Slowing down the cut provides greater control.
The thing that makes the blade go off line the most isn't speed, but pressure. As you press on the handle of the tool trying to turn it, you could actually push the tool sideways as well thus causing the blade to cut at an angle. The jigsaw blade is only held on one end making this a very real risk. Some of the better saws offer supports for the blade to prevent it from being able to tilt like this and to prevent the blade from ending up bent. This is very useful, especially for the novice user.
Most of the higher end saws will add other options, such as on-board blade storage and blowers to clean off the line of cut. Some come pre-equipped for connection to a dust-collection system. These conveniences make the saw easier to work with, although they are not necessary. Some of these units come with LED "headlights" or laser guides. These are great options to have, making it easier to cut straight and follow the line you've laid out. While I'm strongly in favor of these features, I wouldn't make them the top priority when choosing a jig saw. However, if it comes down to a choice between two, this could be the deciding factor.


text:
Taxes before the 16th amendment
Farmers' Loan & Trust Co. HOW SOME STATES DID NOT LEGALLY RATIFY THE 16TH AMENDMENT. The Sixteenth Amendment (Amendment XVI) to the United States Constitution allows Congress to levy an income tax without apportioning it among the states on the basis of population. Explore key historical documents that inspired the Framers of the Constitution and each amendment during the drafting process, the early drafts and major proposals behind each provision, and discover how the drafters deliberated, agreed and disagreed, on the path to compromise and the final text. It was passed by Congress in 1909 in response to the 1895 Supreme Court case of Pollock v. The Sixteenth Amendment was ratified by the requisite number of states on February 3, 1913, and First Amendment. What it means: The First Amendment protects Americans Dec 18, 2018 · The Declaration of Independence expresses the ideals on which the United States was founded and the reasons for separation from Great Britain. S. Some protesters argue that imposition of income taxes violates the First Amendment freedom of speech because . This spectacular book written by Alice Kamps, Curator at the National Archives, showcases the National Archives' renovated Rotunda, the …The Lee District supervisor has "mixed emotions" over whether Fauquier should join a growing number of Virginia counties that have designated themselves "Second Amendment sanctuaries There are currently 27 ratified amendments (of which the first ten are known as the Bill of Rights) to the Constitution since its enactment. Amendment XVI. The Congress shall have power to lay and collect taxes on incomes, from whatever source derived, without apportionment among the several states, and …The Drafting Table. "Read the full amendment at constitutioncenter. Constitution details the …. it requires the subject of the tax to write information on a tax return; this argument can be rejected as specious because what the First Amendment protects is the right to communicate, and does not in any manner provide any right not to say anything. The fifth article of the U. Bill Benson's findings, published in "The Law That Never Was," make a convincing case that the 16th amendment was not legally ratified and that Secretary of State Philander Knox was not merely in error, but committed fraud when he declared it ratified in February 1913. org. What it says: "Congress shall make no law respecting an establishment of religion, or prohibiting the free exercise thereof; or abridging the freedom of speech, or of the press; or the right of the people peaceably to assemble, and to petition the Government for a redress of grievances
htLZ | wX9Y | FnPE | HFO0 | WmsZ | 9j9H | zcfG | va2b | TkSk | OnB5 | C4GO | hbD0 | PwaT | 8Nxu | OvUG | IT46 | jV2s | GaRn | 1UNV | 2A52 |


South Derbyshire are seeking a supplier of voice and data calls enable a flexible deployment of mobile devices.
South Derbyshire are seeking a supplier of voice and data calls enable a flexible deployment of mobile devices in accordance with strategic goals in digital transformation and customer services.
The Council are seeking a supplier for voice and data tariffs, including the supply of a range of mobile handsets. South Derbyshire Council will be looking for an initial 2 year contract with an option to extend this by an additional twelve months after the initial contract period.


What exactly happened on server? is document deleted ? or conflict?
Deletions are not as destructive as you might think, they are simply revisions that are marked in a special way. So, you would have created a conflict. There would be one deleted revision and one non-deleted at the same level. By default, the non deleted revision wins and that is the revision that people will see if they don't look at the conflicting revisions property.
At the time of updation from many clients , we have to write logic for removal of conflict or Server will automatic takes the winner revision no. for updation?
No matter what you will have only one revision as the current revision. A delete will win over a non-delete, a higher revision number will win over a lower one and at the same level an arbitrary revision ID comparison will decide the winner. If you delete the current winner than the next eligible winner becomes the current revision. If there is no other eligible winner then the document is fully deleted. You don't necessarily have to write logic to get rid of conflicts if you understand and accept that they will be there and might cause some unexpected behaviour when deleting a document.
thank u so much @borrrden…got the whole concept !!!


text:
Islamic Finance Resource
Introduction to Islamic Finance
Shariah scholars
Reserve Your Free Copy of Ethica's 700 Page E-Book
"Ethica's Handbook of Islamic Finance (2013 Edition)"…700 Pages of Practical, Usable Knowledge!
"Ethica's Handbook of Islamic Finance (2013 Edition)" is the industry's first practical, user's guide for implementing change. It may also be the only e-book in Islamic finance with a detailed and expansive subject index for your convenience. An indispensable desktop reference for practitioners and students alike, this book puts everything you need in one place.
* We Believe: Ethica's manifesto.
* Speech: Use this speech or the accompanying video at your conference, training session, bank or university.
* Petitions: Use these sample petitions to bring standardized Islamic finance into your community.
* Articles: Use these articles to inform yourself and others about the basics of Islamic finance.
* Meezan Bank's Guide to Islamic Banking by Dr. Imran Usmani: Use this section for a more detailed understanding of the industry's core products from one of its leading scholars.
* Islamic Finance Contracts: Use these sample contracts to educate yourself and your bank about various Islamic finance instruments.
* CIFE™ Study Notes: Use these study notes to help you prepare for Ethica's Certified Islamic Finance Executive™ (CIFE™) program.
* Recommended Reading for Practitioners: Use this reading list to help develop your worldview on finance.
* Recommended Reading for Entrepreneurs: Use this reading list to help you jump start your Islamic finance idea.
* Islamic Finance Q&As: Use this database of 1,000+ scholar-approved answers to guide your commercial dealings.
* Glossary of Commonly Used Terminology: Use this section to understand the industry's most commonly used terminology.
* About Ethica Institute of Islamic Finance
* About the Certified Islamic Finance Executive™ (CIFE™)
* Press Releases
* Contact Ethica
* Subject Index: Use this detailed index to quickly search the entire e-book.
About Ethica Institute of Islamic Finance (www.EthicaInstitute.com)
Winner of "Best Islamic Finance Qualification" at the Global Islamic Finance Awards, Ethica is chosen by more professionals and students for Islamic finance certification than any other organization in the world. With over 20,000 paying users in 44 countries, the Dubai-based institute serves banks, universities, and professionals across over 100 organizations with its 4-month Certified Islamic Finance Executive™ (CIFE™) program delivered 100% online. The CIFE™ is the only globally recognized certificate accredited by scholars to fully comply with AAOIFI, the world's leading Islamic finance standard. To watch an Ethica training video click here.
Posted in Introductory material, Q&A, Reports and publications, Training and education
MasterCard for Muslims points way to Mecca
Source: http://bottomline.nbcnews.com/_news/2012/10/12/14372544-mastercard-for-muslims-points-way-to-mecca?lite
A Gulf state-owned bank has rolled out a new MasterCard that not only complies with Islamic laws banning loans with interest but also includes an embedded compass pointing the way to Mecca.
The new card from Al Hillal bank in United Arab Emirates is the latest in a growing array of banking products aimed at the world's 1.6 billion Muslims that comply with Shariah, or Islamic law.
"We continue to see a growing demand, especially in the Middle East, for Islamic banking in general, and more specifically in our case, for cards that are Shariah-compliant in accordance with the tenets of the Islamic faith," MasterCard spokesman James Issokson said.
Shariah forbids "riba" or the charging of interest on loans because it could enable the rich to exploit the poor, encourages risk, and creates social and economic disharmony, according to Abed Awad, an expert on Islamic law who teaches at Rutgers and Pace universities.
Scholars say Muslims can pay interest when there are no other options to get the funds they need. Credit card operators get around the prohibition by charging users fees instead of interest rates.
In addition to the electronic compass that helps users orient themselves toward for prayers five times day, the new MasterCard offers other benefits. Card users are eligible for travel vouchers that can be used to pay for the Haj pilgrimage to Mecca, which Muslims are required to do at least once in their lifetime if they can afford it.
A percentage of the money spent using the card is donated to local charities, said Issokson.
Islamic banking is a huge industry with more than 500 Shariah-compliant funds around the world holding $1.5 trillion in assets, a third of which were launched in the past seven years, according to the Gulf Daily News, a publication based in Bahrain. Some of the products are available in the United States, where there are about 2.5 million Muslims.
Michigan-based University Bank offers Shariah compliant home financing, deposit products and commercial financing through its University Islamic Financial Corp business. Guidance Residential, which is based in Reston, Va., offers residential mortgages in more than a dozen states, according to its website.
Posted in Innovations and developments, Islamic Banks, Islamic products, United Arab Emirates
Tagged Islamic Banking, Islamic finance
Ethica publishes CIFE Study Notes
Ethica's award-winning Certified Islamic Finance Executive™ (CIFE™) program now comes with the "CIFE™ Study Notes," an indispensable 100+ page guide exclusively available to CIFE™ students…now available for a limited time to EVERYONE.
Get your sneak peek into Ethica's CIFE™ program, winner of the "Best Islamic Finance Qualification" at the Global Islamic Finance Awards. Get your copy of the CIFE™ Study Notes here: http://bit.ly/EthicaCIFEStudyNotes
With over 20,000 paying users in 44 countries and more than 100 banks and corporates, the Dubai-based institute is the most heavily enrolled Islamic finance certification institute in the world. Ethica's 4-month Certified Islamic Finance Executive™(CIFE™) program is delivered 100% online.
Posted in Current trends and news
Guest Post: Are Commodity Investments Shariah-Compliant?
Posted on June 2, 2012 | 3 comments
Investors looking for new opportunities in today's economic environment hear a lot about the idea of investing in tangible commodities, such as precious metals like gold and silver. This is certainly an interesting sort of alternative investment, and essentially has a whole different set of pros and cons from other types of investment. For the most part, people who invest in these sorts of commodities tend to do so more in the hopes of achieving financial stability, as opposed to monetary gain. The values and prices of precious metals do not often shift dramatically, and are not tied to any particular company or economy, so putting your money behind them can help you to avoid drops in the value of your money if it is kept in currency form. But, is investing in these sorts of commodities Shariah-compliant? Let's see if it passes the three main requirements for a Shariah-compliant investment.
The first requirement is that Shariah prohibits the earning of interest via investment opportunity. This is not to say that people following Shariah are not allowed to profit, but that profit must be the result of production in the actual investment, as opposed to simple interest earned through lending. Tangible commodities like precious metals would seem to be fine under this rule, as the only gains that can be earned would be due to slight increases in the prices of such commodities between the time at which you purchase bullion and the time when you withdraw your investment.
The second requirement is that Shariah prevents investments in unethical industries (such as alcohol, pornography, tobacco, etc.). Most tangible commodities will certainly be permissible under Shariah as far as ethics go, and the specific idea of investing in precious metals is completely fine.
Finally, Shariah demands that a strict and all-inclusive contract be drawn up for any long-term investment. This is so that all of the details are down on paper in a single place, which can help prevent future disputes and complications. In fact, the actual clarity of this contract is also subject to the potential of being prevented by Shariah, if there is found to be any possibility of ambiguity or future disputes. So, in order to be certain that your commodity investment is Shariah-compliant, be sure to have a thorough and all-inclusive contract drawn up.
While these are indeed strict guidelines that prohibit many types of investments, most commodities seem to be fair game. And, fortunately, there are quick and convenient ways to invest in such things. For example, a quick visit to Bullion Vault will allow you the opportunity to place your money behind gold bullion, which is a fairly common commodity investment, particularly in times of economic uncertainty. Be sure to structure a careful contract, and you should be all set!
James Allen is a programmer and writer for numerous investment sites online. He has written on the subjects of commodity investment and new financial opportunities.
Unity in diversity? Shariah scholars and Islamic finance
Posted on March 3, 2012 | 2 comments
Source: http://www.themalaysianinsider.com/business/article/rock-star-scholars-a-risk-for-islamic-finance/
Decades of parsing turgid legal documents have not dampened the enthusiasm of octogenarian Islamic scholar Sheikh Hussein Hamed Hassan. He gets agitated as he searches for a paper among piles of documents strewn across his posh Dubai office.
Wearing a dark grey suit with no tie, the Egyptian-born academic talks to a visitor for almost two hours about Islamic banking, which he has been instrumental in developing over half a century of writing and lecturing.
"Listen to me. You have to understand the basics of sharia, what's allowed and not allowed in Islam. If you get it, then you'll write it. And the whole world will understand," he says.
Sheikh Hussein is one of the world's most sought-after scholars in applying sharia or Islamic law to finance, chairing no fewer than 22 of the boards which rule on whether products and practices in the industry obey religious principles.
One position in particular stands out. As chairman of the sharia advisory board of London- and Dubai-based consultants Dar Al Istithmar, he is having to answer some searching questions on behalf of one of its most high-profile clients, US investment bank Goldman Sachs.
Last October Goldman announced it would issue as much as US$2 billion (RM6 billion) in sukuk or Islamic bonds, making it one of the first top Western banks to raise money in that way. But the plan has run into controversy among potential investors over whether it follows Islamic principles, as Dar Al Istithmar insists it does. There is also controversy over the fact that Goldman publicly named at least three Islamic scholars as potential advisers on the sukuk even though they had not even seen the prospectus.
"A copy of the Goldman Sachs sukuk prospectus was sent to these scholars for consultation but they never responded back," Sheikh Hussein told Reuters. "They could be busy or did not approve the structure, but we didn't hear from them. Their approval is not necessary anyway."
The controversy over the Goldman sukuk illustrates some of the weaknesses of the Islamic finance industry. These are leading to growing pressure for reform of the scholar system, though the power of entrenched interests, and the difficulty of coordinating policy in an industry where authority is spread across the Middle East and Southeast Asia, may slow any change.
Scholars such as Sheikh Hussein command great influence but their opinions, lacking definitive legal sanction, are often challenged, creating an uncertain regulatory environment. And some scholars sit on scores of boards, leaving them open to charges of conflict of interest and making it hard for them to keep up with all areas of their work.
"The big problem is that there just aren't enough of them," said one Dubai-based banker in the industry, who declined to be named because of the sensitivity of the issue. "It's a bit like being a rock star. They are disproportionately recognised, with people saying: 'I want that name in Malaysia, I want that name in Bahrain.'"
Islamic finance, based on principles such as bans on interest and pure monetary speculation, has grown rapidly over the last several years because it draws on pools of investment money in the oil-rich Gulf and Asia that have been relatively untouched by the global financial crisis.
The industry's global assets are expected to rise 33 per cent from 2010 levels to US$1.1 trillion by the end of 2012, according to consultants Ernst & Young. Islamic finance will remain far smaller than conventional finance, with its tens of trillions of dollars, but the gap may continue narrowing; Ernst & Young expects Islamic banking in the Middle East and North Africa to expand over the next five years at a compound annual rate of 20 per cent, versus less than nine per cent for conventional banks.
Sharia scholars, with expertise in both religious and conventional law, are key to this growth. Investors will not buy instruments without believing they are religiously acceptable, so most wholly Islamic financial firms have their own board of sharia scholars which certifies products and monitors the firm's business. "Independent" sharia boards also exist, offering their services to financial firms for a price.
There are over 400 sharia scholars worldwide but only around 15 to 20 prominent and experienced ones, which creates demand for scholars to sit on multiple boards. The top 20 scholars hold 14 to 85 positions each, occupying a total of around 620 board positions or 55 per cent of the industry, data compiled by investment research firm Funds@Work show.
The shortage of scholars is a capacity constraint for the industry, said Sheikh Muddassir Siddiqui, a sharia scholar and Harvard-trained attorney at law firm SNR Denton. He is a member of the sharia standards committee of the Accounting and Auditing Organisation for Islamic Financial Institutions (AAOIFI), a Bahrain-based body setting standards for the industry.
"If you engage a lawyer or a doctor you would naturally want someone with a big name and reputable," said Siddiqui.
"But unlike a rock star who can entertain thousands of people at once, a sharia scholar's role should be viewed more like a doctor's — it is natural to ask how many surgeries a doctor can perform in one day. It is a question of capacity."
The capacity problem is worsened by the fact there is no single, universally accepted interpretation of religious principles. So firms seek out the scholars who they think will carry the most weight with investors; in effect, a scholar's reputation becomes a currency used in completing a deal.
"The reason the Islamic finance industry is still emerging is that governance standards are not as well established as in other industries," said Murat Ünal, CEO of Funds@Work.
"It's like a social network. People and their relationships play a very important role. If you have a prominent scholar on board, this increases trust and makes up for the lack of governance standards. Institutions sell their products via the reputation of the scholars, so you better make sure you have accepted scholars on board."
And this leads to sky-high fees paid to the top scholars. A senior banker at an Islamic lender said some scholars could be paid US$1,000 to US$1,500 per hour of consultation — in addition to an annual bonus of between US$10,000 and US$20,000 per board seat.
Sheikh Hussein and other scholars strongly reject the idea that there is anything improper in the fee system.
"What's wrong with getting paid for issuing a fatwa or reviewing the sharia compliancy of a financial instrument?" Sheikh Hussein said. "We're just like auditors, lawyers. Each one of us has years and years of experience in sharia law. We do our job and get paid for it. Nobody is allowed to question our honour, integrity and truthfulness."
Nevertheless, the system is open to accusations of conflict of interest because scholars head or sit on the boards of the industry's standard-setting bodies, such as AAOIFI, at the same time as they are being paid handsomely by the firms which are being regulated.
In some ways the situation is similar to that of credit rating agencies in conventional financial markets. The agencies are paid by the companies they rate, which may have made them slow to downgrade debt before the global financial crisis, allowing imbalances to build up that triggered the crisis.
"Certainly there is a need for improvement in the way sharia supervisory boards play their role," said Sheikh Siddiqui.
"There needs to be some sort of enforcement body that stipulates who is qualified, how to protect against the conflict of interest, and other reasonable conditions for the conduct of a sharia board."
Sheikh Siddiqui also advocates separating some of the duties of sharia boards so that scholars, who may now effectively act simultaneously as lawyers, product developers and auditors for instruments, do not end up "judging their own work."
The impact of individual scholars on the Islamic finance industry can be huge. In late 2007 and early 2008, sukuk issuance slowed after Sheikh Muhammad Taqi Usmani, chairman of the board of scholars at AAOIFI, suggested that about 85 per cent of sukuk might not comply with Islamic law.
Haissam Arabi, chief executive of Gulfmena Investments, a Dubai-based asset management firm, says he has personally experienced the pitfalls of the scholar system: products have been approved for investment by his firm's sharia board, only for their sale to be delayed by the boards of other firms.
"Here is a crack in the system which needs to be remedied," he said. "When you can't sell or distribute because your board is different from my board, you end up not being able to achieve scale and you're left with a very expensive product. That's what's hindered the development of sharia asset management."
Another area of frustration in the industry is the lack of transparency in the way that sharia boards reach their findings and communicate them, industry participants say.
"Sharia scholars' opinions are not published and in some cases not even circulated," said Oliver Agha, partner of Agha & Co, a sharia-compliant law firm in Dubai.
Mohammed Akram Laldin, executive director of Malaysia's International Sharia Research Academy for Islamic Finance, said few boards disclosed their methodology. This is dangerous, he said, since as the industry grows and products become complex, investors need to be sure scholars understand the markets.
"Scholars are no doubt well-versed in Islamic law," he said. "But sometimes they might not be as well-versed on the market side." In other cases, he added, scholars may not even be fully informed of the ultimate purpose of a product — an important issue for them to consider when forming a judgment.
"They only see a half-cooked structure… Something is not being disclosed to the scholar, and some who have more disclosure might ask more questions."
There are signs that the industry is moving towards reform of the scholar system. The Goldman case is one impetus for reform, because it underlines the large amounts of new business that could be generated in the industry if Western financial institutions become heavily involved; they are likely to demand a more transparent and predictable environment.
The shortage of experienced scholars is unlikely to be remedied quickly, but proposals within the industry include setting minimum quotas for the number of young scholars on sharia boards, and introducing apprenticeships to give young scholars more experience. Some companies may begin adopting these measures even if the industry's standards-setting bodies do not decide to recommend them universally.
"We do need more trained sharia scholars, but it's beginning to happen because of demand pressures," said Jasseem Ahmed, secretary-general of the Malaysia-based Islamic Financial Services Board (IFSB), another industry body.
Scholars are likely to face stricter guidelines for their behaviour from bodies such as AAOIFI. The organisation's assistant secretary-general Khairul Nizam said it was discussing internally proposed new standards for scholars; they are expected to be issued by the end of this year as part of a strategic review of AAOIFI standards, he said. A draft is likely to be distributed to the industry at mid-year for consultation.
The new standards will try to give more guidance on scholars' responsibilities, their relationship with banks, the issue of confidentiality, and the terms of reference of sharia boards, which should be similar to those that govern bank boards in conventional finance, Nizam said.
Regulations imposed by Malaysia's central bank could provide one model for the AAOIFI reforms. Among other rules, scholars in Malaysia cannot sit on the board of more than one bank; sharia board members must attend at least three-quarters of the board's meetings each year, and two-thirds of a board's members must be present for the board to meet.
Pressure is also growing for action to reduce the differences of opinion and conflicting judgments between the sharia boards at individual companies.
The central bank governor of the United Arab Emirates, Sultan Nasser al-Suweidi, is among those who have suggested the creation of a global body that would provide legal guidance to boards around the world.
"The solution here may lie in the establishment of a supervisory or a control body that would issue fatwas or rulings on the general policy of Islamic banking," he told Reuters.
Once again, Malaysia could be a model; a Shariah Advisory Council (SAC) established by that country's central bank acts as "the apex authority for the determination of Islamic law," helping to resolve differences of interpretation between scholars or companies.
Globally, however, the Islamic finance industry is unlikely to achieve the strictness and consistency of regulation seen in Malaysia any time soon.
A source familiar with AAOIFI's review of standards, who declined to be named, told Reuters that the review would probably not look at restricting the number of board positions that scholars could hold, or at setting up a global version of Malaysia's SAC to iron out legal disputes.
"Such steps are years away," the source said.
The industry is so diverse that without the intervention of central banks and governments, it may be unable to agree on strict regulation of itself. And outside Malaysia, most central banks and governments have hesitated to take on the responsibility of setting standards for the industry.
Many in the industry are wary of inviting official intervention, arguing that it could curb their freedom to innovate and slow the market's growth.
"If you have a central sharia board the government will be more involved, and as we know bureaucracy kills growth," said Mohamed Elgari, a prominent scholar. "Centralised government entities should be concerned about risks but should refrain from sharia issues."
Others believe that an industry based on the interpretation of religious principles is never going to achieve the same consistency and predictability as conventional finance.
"On the whole there is some convergence that has taken place, but we can never aim at 100 per cent. It is just the nature of Islam — people have different approaches," said the IFSB's Ahmed.
Posted in Challenges and criticisms, Dr. Hussein Hamid Hassan, Mufti Taqi Usmani, Scholars, Shariah standards and regulation
Pakistan's Meezan Bank launches 'Laptop Financing'
Meezan Bank has launched a new consumer financing product that will allow customers to purchase laptops on easy installments. The new product called Laptop Ease is being offered for repayment periods ranging from 3 months to 24 months. The bank will not charge any profit or return for customers who opt for the 3 month or 6 month installment plan. The product has been launched in collaboration with M/s. New Horizon and is available for only HP laptops. M/s. New Horizon will provide two years warranty with parts along with nationwide after sales services at the customers' doorsteps.
"Meezan Laptop Ease" through which customers can purchase Hewlett-Packard (HP) laptops, equipped with the latest features under a Halal financing scheme, is another step towards achieving Meezan Bank's Vision of making Islamic banking the banking of first choice. Through this Riba-free facility, customers will be able to acquire laptops at easy installments for periods ranging from 3 to 24 months.
Laptop Finance is based on the concept of Musawamah which is a general and regular kind of sale in which price of the commodity to be traded is bargained between seller and the buyer without any reference to the price paid or cost incurred by the former. Thus, it is different from Murabaha in respect of pricing formula. Unlike Murabaha, seller in Musawamah is not obliged to reveal his cost. Both the parties negotiate on the price. All other conditions relevant to Murabaha are valid for Musawamah as well.
An MoU for this arrangement was signed between Meezan Bank and New Horizon at Meezan Bank's Head Office. Mr. Mohammad Raza, Head of Consumer Banking of Meezan Bank and Mr. Rahim Eqbal, COO of New Horizon signed the MoU.
Speaking at the occasion, Mr. Raza said that Meezan Bank has an active focus on developing customer-friendly, Islamic alternatives to conventional banking products, in line with its Mission to offer a one-stop shop for innovative value-added products and services to the customers within the bounds of Shariah.
Posted in Innovations and developments, Islamic Banks, Islamic products, Pakistan
Tagged Islamic Banking, Islamic finance, Meezan Bank
Ethica Trains 100 American Imams in Islamic Finance
Two Months of Rigorous, First Ever Islamic Finance Training Successfully Completed
What does it take to bring 7 million American Muslims Islamic finance? Maybe training only 100 prominent religious leaders as a small first step. That is what the founding members of the American Islamic Finance (AIF) Project have now successfully accomplished. Jointly founded by Ethica Institute of Islamic Finance, Guidance Financial, and the Islamic Society of North America, the AIF Project seeks to promote standards-based Islamic finance among Muslim communities in North America.
The training program began with an inaugural address by Mufti Taqi Usmani, chairman of AAOIFI (Accounting and Auditing Organization for Islamic Financial Institutions), the world's leading standard-setting body. Ethica's spokesperson said, "Muslims in America rely on their imams for all kinds of information. By giving these community leaders direct training in the practical application of Islamic finance, Ethica now equips them with an understanding of global standards."
Ethica's two-month imam training program looks to become an annual event. The program was successfully completed this month after Ethica delivered a rigorous blend of e-learning, including case studies, exercises, and exams, in addition to intensive classroom instruction. With fewer banks and universities opting for face-to-face training, and more institutions adopting the increasingly popular e-learning option, Islamic finance is set to become more accessible to countries outside of the Gulf.
Ethica Institute of Islamic Finance
With over 20,000 paid users in more than 40 countries in 2011, Ethica (http://www.EthicaInstitute.com) is the world's leading accredited Islamic finance training and certification institute, with more learners than any other Islamic finance organization in the world. Ethica remains the only institute in the world to deliver standardized certification based entirely on the Accounting and Auditing Organization for Islamic Financial Institutions (AAOIFI), the leading standard-setting body in the industry.
Guidance Residential
Guidance is the leading US provider of Sharia-compliant home financing with over $2 billion in home financings. It is a subsidiary of Guidance Financial Group, an international company dedicated to serving the market for Sharia-compliant financial products and services. Guidance Financial Group offers unique investment products to institutional investors and financial intermediaries worldwide, and provides financial services to its retail customer base in the United States.
ISNA is an association of Muslim organizations and individuals that provides a common platform for presenting Islam, supporting Muslim communities, developing educational, social and outreach programs and fostering good relations with other religious communities, and civic and service organizations.
For more information about this article, or to schedule an interview with Ethica Institute of Islamic Finance, please e-mailcontact@EthicaInstitute.com.
Posted in Mufti Taqi Usmani, Scholars, Training and education
Tagged Ethica, Islamic Banking, Islamic finance, Taqi Usmani
Haris Zuberi is a Chartered Accountant based in Saudi Arabia with a deep interest in Islamic Finance.If you would like to get in touch, follow the link below:
@HARISKZ
ISLAMIC FINANCE HANDBOOK
Challenges and criticisms
Current trends and news
Events held and planned
Financial crisis of 2008
Innovations and developments
Islamic Banks
Musharakah and mortgages
Tawarruq
Mutual funds and Islamic investments
Dr. Daud Bakar
Dr. Hussein Hamid Hassan
Mufti Taqi Usmani
Sheikh Abdul Sattar Abu Ghudda
Sheikh Nizam Yaquby
Sheikh Taha Abdul-Basser
Sheikh Yusuf Talal DeLorenzo
Shariah standards and regulation
Archives Select Month March 2013 November 2012 October 2012 July 2012 June 2012 March 2012 July 2011 February 2011 January 2011 December 2010 November 2010 October 2010 September 2010 August 2010 July 2010 June 2010 April 2010 January 2010 October 2009 September 2009 August 2009 July 2009 June 2009 May 2009 April 2009 March 2009 June 2008 May 2008 February 2008 January 2008 December 2007 November 2007 October 2007
Islamic finance in the US: Interview with Devon Bank executive
How Sukuk works: Introduction, structuring and application of Sukuk bonds
China sets sights on Islamic finance
Dinar Standard Blog
Global Islamic Finance Centre
Invest Halal
Islamic Banking and Finance Training
Islamic Finance Affairs
Islamic Finance Professional
Islamic Finance Spot
The Shariah Finance Portal
Stock & finance blog directory
StraightWay Ethical Advisory
Seekers Guidance
SunniPath: The Online Islamic Academy
Around the world Challenges and criticisms Current trends and news Events held and planned Financial crisis of 2008 Growth Innovations and developments Islamic Banks Mutual funds and Islamic investments Pakistan Scholars Sukuk Training and education United Arab Emirates United Kingdom


It's no secret that BMW is working on a more powerful, and more advanced version of its litre-class performance motorcycle, the S1000RR. The design registration images of the 2019 BMW S1000RR filed in China, were revealed and first seen on Motorcycle.com. We try to analyse six updates that the next generation BMW S1000RR will receive.
The new 2019 BMW S1000RR will drop the asymmetrical fascia. However, the fairing design will be identical to the current generation model.
The biggest change on the 2019 BMW S1000RR will be the revised fascia. The German performance motorcycle will drop its renowned asymmetrical headlight for a sleeker setup. The next generation model will most likely feature LED projector headlight with LED DRLs. While the motorcycle will drop its original headlight design, it will retain its asymmetrical fairing recesses. The bike, similar to the current generation model, will feature a gill-like pattern on the right side and a single opening on the left.
Litre-class motorcycles are getting compact, and the next-generation S1000RR is likely to be no different. The motorcycle is expect to get leaner in its latest form. It is also expected to shed some weight that will result in power-to-weight ratio.
Speaking of power-to-weight ratio, the new 2019 BMW S1000RR is expected to receive an updated engine. Motorcycle.com reports that the leaked design patents show a different-looking engine. While the motorcycle will continue to use an inline four-cylinder engine, it is expected to produce more power. The current generation motorcycle draws 199 HP of power at 13,500 rpm and 113 Nm of peak torque at 10,500 rpm from its 999cc in-line four-cylinder, DOHC, water/oil-cooled engine. The next generation model could get a marginal bump in the performance number.
The motor is also expected to be Euro 5 ready, as the new norms will come in effect in 2020.
Along with new styling, will come an updated instrument console. Although the details are scarce at the moment, the next generation model is expected to receive a full-digital, colour TFT screen with Bluetooth connectivity. The Bluetooth connectivity will enable smartphone integration to control calls, music and get crucial ride related data – for example, top speed, average speed, lean angle and lap record.
Motorcycle safety electronics are always evolving and getting better by the day. While the current BMW S1000RR already packs loads of electronics, the next generation model is likely to get even better.
The motorcycle features a revised chassis and will come equipped with a new swingarm and sub-frame.
Another big update on the new model is the chassis. The chassis, as seen in the design illustrations, rises towards the rear engine mounting plates. Moreover, the subframe will feature a new trellis design. The swingarm and the rear shock absorber, too, appear to be new.
While there is no official timeline mentioned about the expected arrival of the new 2019 BMW S1000RR, we may see the motorcycle at the 2018 EICMA motorcycle show. The motoring event in Milan is scheduled between November 6 – 11, 2018.


text:
Disclosure: We would like to hear from you, but cannot represent you unless we know that doing so would not create a conflict of interest, or would require us to practice law in states or courts where we are not licensed to practice or give advice. Accordingly, please do not send us information about any specific matter that may involve you unless you are a client and have received a written statement from us that we represent you (an "engagement letter").
Please click the "I Accept" if you understand and accept the terms of the foregoing statement and wish to proceed.
Balch Business Boost
Cavender C. "Chris" Kimble Quoted by the Birmingham Business Journal Regarding Affordable Care Act's Effects on Birmingham
June 11, 2015 | News
Cavender C. "Chris" Kimble, partner in the firm's Birmingham, Ala., office and member of Healthcare Litigation Practice Group, was quoted in the Birmingham Business Journal's June 5, 2015, issue regarding how the Affordable Care Act (ACA) is affecting Birmingham businesses. Mr. Kimble discussed the numerous employers who have delayed compliance with the ACA with hopes that the Supreme Court's King v. Burwell ruling expected this month will strike down subsidies in Alabama, a federally run exchange state, and remove the employer mandate to provide coverage to employees.
Cavender C. "Chris" Kimble
ckimble@balch.com
Related Practices and Industries
At Balch & Bingham, we go beyond building a case to building a relationship - one that's grounded in trust with a team of exceptional professionals dedicated to discovering creative and practical options that help you advance your business.
© 2023 Balch & Bingham LLP


It is with deep sadness that I have to announce that Jock Ruddock, the principle founder of The Equine Touch and VHT, left this life at 11.30 p.m. on Sunday November 6th 2011 at his New Zealand home, having lost his war against cancer.
An instinctive and innovative bodyworker, Jock evolved techniques that, linked in to the ethos and mission statement of The Equine Touch Foundation, changed the lives of every person they touched, as students and recipients.
Our teacher, mentor and friend will be sorely missed and all our love and support should now be directed toward Ivana and Jock's family.
Equine Touch Foundation will go from strength to strength through the ongoing commitment of joint founder, Ivana, and the international instructor team.


text:
Air Libya ist eine libysche Fluggesellschaft mit Sitz in Bengasi und Basis auf dem Flughafen Bengasi.

Geschichte
Air Libya wurde 1996 unter dem Namen Tibesti Air Libya gegründet und hatte ihren Sitz anfangs in Tripolis.

Die Fluggesellschaft unterliegt einem Betriebsverbot in der Europäischen Union.

Flugziele
Das Unternehmen führt hauptsächlich Charter- und Versorgungsflüge für Ölfelder durch. Zudem werden Linienflüge angeboten.

Flotte
Mit Stand April 2021 besteht die Flotte der Air Libya aus fünf Flugzeugen mit einem Durchschnittsalter von 24,3 Jahren:

Air Libya betrieb früher auch Flugzeuge der Typen Boeing 737-200, Boeing 737-400 und Fokker 100.

Siehe auch
 Liste von Fluggesellschaften
 Liste von Fluggesellschaften mit Betriebsverbot in der Europäischen Union

Weblinks

 Webpräsenz der Air Libya (englisch, libysch)
 Fotos der Air Libya auf airliners.net

Einzelnachweise

Fluggesellschaft (Libyen)
Bengasi
Gegründet 1996
Fluggesellschaft mit Betriebsverbot in der Europäischen Union


If you are a keen hiker, you have to come to Slovenia! You surely won't get bored here!
Slovenia's diverse terrain offers endless possibilities for mountain biking. All the way from Adriatic Sea to the Alps and Pannonian plains you can find a wide variety of lonely roads and trails for unforgettable biking holidays.
Slovenia has 100 rock climbing crags with almost 5000 routes of all difficulties. They are spread all over Slovenia and no wonder rock climbing has become an increasingly popular activity among Slovenians.


text:
FILE - This undated photo provided by the Alabama Department of Corrections shows Tommy Arthur at the Holman Correctional Facility in Atmore, Ala. The Alabama inmate who has had seven executions postponed is scheduled to be put to death by lethal injection Thursday, May 25, 2017. Arthur, now 75, was convicted in the 1982 murder-for-hire of Troy Wicker. (Alabama Department of Corrections via AP, File)
Man who had lethal injection delayed 7 times to be executed
MONTGOMERY, Ala. (AP) — Alabama inmate Tommy Arthur — called the "Houdini" of death row by some after he got seven prior execution dates postponed — is scheduled to be put to death Thursday evening. Arthur, 75, was convicted in the 1982 murder-for-hire slaying of Troy Wicker. The twisting legal...
This undated photo provided by the Austin Police Department shows Jennifer Lampkin. Lampkin, a 35-year-old Austin, Texas native, has spent over a year in county jail, waiting for treatment in a mental hospital after she was accused of slapping a young girl in a Dollar General store but deemed both mentally ill and intellectually disabled by a judge. She is one of hundreds of Texans jailed rather than placed in a mental hospitals despite being deemed incompetent for trial and in need of psychological treatment. (Austin Police Department via AP)
Mentally ill languish in Texas jails despite funding hike
AUSTIN, Texas (AP) — Though a judge deemed her mentally unfit to stand trial fourteen months ago, Jennifer Lampkin is still sitting in an Austin jail cell because there are no free spots for her at the state's psychiatric hospitals. Lampkin, 35, has both intellectual disabilities and a mental...
AUSTIN, Texas (AP) — Hundreds of mentally ill inmates are languishing for months in Texas jails because of a lack of space at the state's psychiatric hospitals. Though such problems aren't unique to Texas, its inmates face among the nation's longest waits to receive psychiatric treatment and the...
A Kane County police officer monitors the scene at Northwestern Medicine Delnor Hospital in Geneva, Ill., during a lockdown after a jail inmate being treated there managed to take a correctional officer's gun in the facility and hold an employee hostage, Saturday, May 13, 2017. (Chris Sweda/Chicago Tribune via AP)
Armed inmate killed, hostage rescued at Illinois hospital
GENEVA, Ill. (AP) — Officers fatally shot an armed jail inmate who took two nurses hostage at a hospital in northern Illinois on Saturday, several hours after the inmate stole a gun from the correction's officer guarding him, authorities said. A SWAT team quickly moved in to Northwestern Medicine...
Former Los Angeles County Sheriff Lee Baca, center, talks to the media surrounded by his attorneys, David Hochman, left, and Nathan Hochman, right, outside federal court in Los Angeles Friday, May, 12, 2017. Baca was sentenced Friday to three years in prison for obstructing an FBI investigation into abuses at the jails he ran. The 74-year-old Baca, who is in the early stages of Alzheimer's disease, was sentenced by a judge who has shown little leniency when it comes to Baca's role atop a department rife with corruption. (AP Photo/Damian Dovarganes)
Judge: Corrupt ex-LA sheriff's crimes an 'embarrassment'
LOS ANGELES (AP) — The effort by former Los Angeles Sheriff Lee Baca and his underlings to derail an FBI investigation into beatings in the jails he ran was dubbed Operation Pandora's Box. Like the Greek myth the name was based on, it contained troubles the conspirators never anticipated when...
FILE - In this April 28, 2017 file photo, Attorney General Jeff Sessions speaks in Central Islip, N.Y. Sessions has directed the nation's federal prosecutors to pursue the most serious charges possible against the vast majority of suspects, a reversal of Obama-era policies that is sure to send more people to prison and for far longer terms. The move, announced in a policy memo sent to U.S. attorneys late on May 10, has been expected from Sessions. (AP Photo/Frank Franklin II, File)
The Latest: Defense attorneys decry Sessions' directive
WASHINGTON (AP) — The Latest on Attorney General Jeff Sessions' directive to seek toughest charges possible (all times local): 9:20 a.m. The head of a defense attorneys organization says Attorney General Jeff Sessions' directive that prosecutors pursue tougher charges against suspects has stripped...
FILE - In this undated file photo, Mississippi County Sheriff Cory Hutcheson sits behind his desk at the Mississippi County Detention Center in Charleston, Mo. Hutcheson, a Missouri sheriff who continued to work despite having his sheriff's license suspended after his arrest last month on assault and other charges, was involved in a jail altercation last week in which an inmate died, Missouri's top prosecutor said in calling for his firing on Tuesday, May 9, 2017. (Leonna Heuring/Sikeston Standard Democrat via AP, File)
Missouri sheriff involved in inmate death removed from job
KANSAS CITY, Mo. (AP) — A Missouri sheriff who was arrested last month on assault and other charges has been suspended from office after he was involved in a jail altercation last week in which an inmate died, the state's top prosecutor said. Attorney General Josh Hawley said in a news release...
FILE - In this April 28, 2017 file photo, Attorney General Jeff Sessions speaks in Central Islip, N.Y. Justice Department officials have been weighing new guidance that would encourage prosecutors to charge suspects with the most serious offenses they can prove, a departure from Obama-era policies that aimed to reduce the federal prison population and reshape the criminal justice system. (AP Photo/Frank Franklin II, File)
Harsher sentences could result from guidance weighed by US
WASHINGTON (AP) — Justice Department officials have been weighing new guidance that would encourage prosecutors to charge suspects with the most serious offenses they can prove, a reversal of Obama-era policies that aimed to reduce the federal prison population and show more leniency to lower-level...


text:
package foundation.omni.tx;

/**
 * Constants for Omni Class B Transaction encoding
 *
 * @author msgilligan
 * @author dexX7
 */
public class EncodingClassB {
    static final int chunkDataSize = 30;            // Data bytes per chunk
    static final int chunkSize = chunkDataSize + 1; // Chunk size data + seq byte
    static final int pubKeySize = 32;
    static final int prefixPubKeySize = pubKeySize + 1;
}

redpajama_set_name: RedPajamaGithub


Blue Ridge Community College is committed to protecting the health, safety, and welfare of the citizens it serves by assuring that a drug-free workplace is maintained and that College employees and students perform their duties unimpaired by the effects of drugs or alcohol.
The unlawful possession, use, or distribution of controlled substances and alcohol on College premises or as a part of any of the College's activities, by students and employees, is prohibited. College employees and students are to perform their assigned duties unimpaired by the effects of drugs or alcohol. Employees of the College are covered by the Virginia Department of Human Resources/Alcohol and Other Drugs Policy (No. 1.05), updated March 2004, which is pursuant to the authority provided in the Alcohol Beverage Control Act sec.4.1 and the Drug Control Act, chapter 34, title 54.1. of the Code of Virginia. The objective of this statewide policy is to establish and maintain a work environment free from the adverse effects of alcohol and other drugs.
The failure to report to their supervisors that they have been convicted of any offense (as defined in #2. above) within five calendar days of the conviction.
The workplace consists of any state owned or leased property or any site where official duties are being performed by state employees.