text:
Letter from P.Uthaya (in English)
Double Jeopardy and no political or Judical Justice. Minority and human rights lawyer in the dock even after 14 months of ISA imprisonment without trial and continuing indefinitely thereafter - P. Uthayakumar, Kemta Prison, Kemunting @ Malaysia 's Guantanamo Bay (3/2/2009).
Intoduction
A law school in England from 1984 onwards, I was taught that Article 8 of the Federal Constitution in tandem with fundamental and Universal Human Rights Principles, guarantees equality and equal opportunities before the law and especially so prohibiting institutional racial and religious discrimination. I genuinely believed in these ideals. But what I did not realise was that under the UMNO controlled Malaysian government, Article 8 was meant to be more for decoration or puppet shadow play "wayang kulit". UMNO never seriously intended Article 8 to be put into practice especially so when it concerned the approximately 99% of the poor and underprivileged third, fourth, fifth and even sixth generation Malaysian born Indians.
Long walk for justice
Having developed these ideals of justice during my student days I began the long walk for Justice from about the time I had started reading in chambers some eighteen years ago, mostly under the Police watch NGO banner and with just a handful of volunteers . For the first ten years or so of my legal practice and legal and especially Indian minority rights activism the UMNO controlled Malaysian authorities generally left us alone because they may have deemed our struggle. 'a cry in the wilderness'. After the first ten years of "pioneer status" from 2003 onwards was arrested, detained and charged for criminal intimidation of a police Chief Inspector during court proceedings and the last being for two sedition charges and a few more in the pipeline. This my final arrest under the ISA was the tenth arrest effected on me.
UMNO "put me to sleep"
But when the banks unexpectedly and unprecedentedly burst with the about 100,000 People Power Makkal sakthi Hindraf Rally on the 25th day of November 2007, UMNO to teach me and the Indians a lesson never ever again to question the UMNO master (tuan) opted for "Summary Justice" and "put me to sleep" with effect from the 13th day of December 2007. By imprisoning me and the three other Hindraf lawyers without trial for two years and continuing indefinitely thereafter under the draconian Internal Security Act (ISA) at the Kemta maximum Security Prison, Kemunting @ Malaysia 's Guantanamo Bay .
ISA originally meant to fight organised violence
The drafter of the ISA the late Professor R.H.Hickling in an interview in the New Sunday Times of 30/7/2006 had said that "the (ISA) Act was only intended against communist insurgents and those bent on your armed struggle Heckling further said that the ISA was being used against people for whom it was not intended" "it was designed to be more limited in it's scope than it is at the moment". Organised violence is the key to this preamble, but a lot of people who had nothing to do with organized violence at all were arrested" (and detained under ISA). " I would want judicial review at all times". "But the Malaysian Courts almost always" has had the interest of the government alone above everything else" and does not follow the law. ( Internal Security Act ) In short we had been arrested and detained without trial under the ISA in just because I had led/ organised a successful peaceful 100,000 people Hindraf Rally which right is given to me by virtue of Article 10 of the Federal constitution which guarantees the Right to Assemble Peacefully without arms and having championed equality and equal opportunities .
But UMNO follows neither the law nor has any respect for in particular Article 5 ( Liberty of the person ) Articles 8 and 10 of the Federal Constitution. But to justify this our ISA arrest and detention UMNO without any basis at all whatsoever and in a vacuum linked us to the LTTE terrorist organisation. But our hundreds of letters, memorandums etc running into thousands of pages and addressed to the Malaysian authorities proves our peaceful, lawful, constitutional, legitimate and non violent struggle. (A simple Google search would reveal all these assertions).Terrorists use the butt of their guns and not the nip of their pens. When I filed an RM 100 million civil suit against Attorney General, Inspector General and the UMNO controlled Malaysian government for this LTTE link, allegation, without even having the guts to file in their Statement of Defence and outliving their evidence of our alleged LTTE links, have applied to strike out my civil suit. Based on many almost similar cases these authorities usually succeed before the Malaysian Courts. How else then do I clear my name with having links with the LTTE ?
Having picked up more and more courage gradually over the years, in the year 2001 I had taken up my struggle to a higher level by championing the cause of Kampong Medan "ethnic cleansing" case where the Indians were specifically targeted, slashed and killed for fifteen days in a row with effect from the 8th day of March 2001 to the 23rd day of March 2001 Five Indians were mercilessly killed and about 100 others were inflicted with grievous bodily injuries. This is the worst case of Human Rights violations in the history of Malaysia but like almost all other injustices concerning the Indians in this country this tragedy received the least attention even by the Malaysian opposition parties, almost all NGOs', civil society and the print and electronic media and not in accordance with it's gravity and seriousness. This "ethnic cleansing" exposure to the British Prime Minister Gordon Brown and the Commonwealth Heads of Government Meeting in Harare on the 24th day of November 2007 and the other of UMNO'S atrocities especially against the Indians found anger in UMNO and thus this malicious and vindictive criminal prosecution for sedition before the Kuala Lumpur Sessions Court today. This sedition prosecution is politically motivated and UMNO has no shame about it.
Death in Police Custody – Approximately 90% Indians
In 2003, the incidences of death / killings in police custody shot up to about one in every two weeks. The instances of police shooting dead mere suspects shot up to about 1.3 persons every week. Based on the latest count it is estimated that up to about 90% (60% in 2003 as per our Memorandum to the Police Royal Commission dated 4/3/04) of the Malaysian victims there to are the Indians with the latest killing in their police custody being that of A.Kugan (22).The Attorney General after the Indians public pressure has unprecedentedly acknowledged and classified as a murder case. The record otherwise stands that there has been zero prosecution of even a single police man for murder in a killing in a police lock up case pursuant to section 302 of the Penal Code. But the criminal police in Kugan's case are still on the loose on desk jobs. They have not been detained and locked up like any other murder suspect? Why? Is Malaysia a Police State or are the police above the law mindset allowed to Prevail.
The new PKR Selangor State Government revealed at the Selangor state Assembly on 29/10/08 that from 2004 to 2007, 96 Hindu temples had been demolished in the state of Selangor alone (Tamil Nesan 30/10/08 page 2). From this we estimate that an average one Hindu temple is being demolished in Malaysia every week. The segregation of the Indians from the national mainstream development of Malaysia and the denial of equal opportunities thereto on a day to day basis right from the Development Programmes for the hardcore poor to kindergardens, Tamil schools, skills training institutions, fully residential secondary schools, fully residential science colleges institutions of Higher Learning, Universities, scholarships, job opportunities in the public and private sectors, banks and government agency business loan, business opportunities, licenses, permits, and right up to the multimillion and billion Ringgit Malaysia worth of government projects and mega projects and contracts. All the above collectively if not the Kampong Medan tragedy on it's own alone amounts to "ethnic cleansing"
But having already punished me with fourteen months of imprisonment also for the aforesaid "ethnic cleansing" allegations as per the charges laid out in my ISA charge sheet , I am now being subject to double jeopardy by this continued criminal prosecution before this court today. I am in the dock today for having championed the aforesaid Indian minority and human rights concerns which in UMNOs' Malaysia conveniently and politically motivated and for their continued political survival has been classified as a crime, a threat to National Security and public order warranting our imprisonment under the ISA without trial and without the due process of the law.
"Boot Camp" for judges
What justice can I expect from the Malaysian Courts when the most senior of the 48 High Court Judges were sent to the "boot camp" with selected judges and judicial officers "to indoctrinate" those attending to hold the view that the governments' interest was " more important than all else when we are considering our judgments (NST 11-6-08 at Page 6). This said High Court Judge has since resigned shortly thereafter. Be that as it may I would expect this sessions court to allow me to tender and to refer without obstruction also from the Deputy Public Prosecutor the hundreds of the aforesaid letters, memorandums, gory photographs of the "ethnic cleansing" etc running into thousands of pages.. Justice must not only be done but must manifestly and undoubtedly be seen to be done.
Only Seven Political Detainees under Pak Lah's Regime
Throughout Abdullah Badawi's five year term as Prime Minister the only political detainees imprisoned under the ISA has been Sin Chew Daily's Tan, DAP Member of Parliament Teresa Kok and blogger Raja Petra Kamaruddin besides the four HINDRAF lawyers of up to seventeen years standing as legal practitioners. However because of the socio political and public pressure on UMNO and the courts, Tan was released within eighteen hours, Teresa Kok within five days both by UMNOs' Home Minister. Raja Petra Kamaruddin was set free by the Shah Alam High Court within fifty-five days. But when comes to the Indian HINDRAF lawyers cum ISA political prisoners, a different set of rule applies. These HINDRAF lawyers have been detained for about fourteen (14) months now but neither the Home Minister nor the courts have set us free as was done to Tan, Teresa Kok and Raja Petra.
The political reality is because of the strong Chinese and Malay public and political pressure, UMNO and the Malaysian Courts may have set free Tan, Teresa Kok and Raja Petra because they belong to majority and economically powerful community who would have some bearing on their communities vis a vis, the political landscape of Malaysia and UMNOs' continued political survival. But when it concerned the Indian HINDRAF lawyers the very same public and political pressure on UMNO or the courts have no or very little bearing because the Indians in Malaysia are a politically and economically weak and insignificant community. Even the only Chinese non political ISA detainee was "abruptly" and "prematurely" released early last month just before the Kuala Terengganu by elections to fish Chinese votes and to do damage control after ex ISA detainees Teresa Kok, Raja Petra and Hishamuddin Rais' Campaign in Kula Terengganu. On my part I have made three (3) Habeas Corpus applications before three High Court Judges and one appeal to the Supreme Court but to no avail. When justice is not seen to be done to even lawyers, what justice can the common man expect?
Silent heart attack and deteriorating health
Throughout these fourteen (14) months of my imprisonment under the ISA my health condition has deteriorated. Sometime on or about January 2008 I believe I had suffered a silent heart attack at a time when I was denied my diabetic medication. The Specialist Consultant Physician and all the other doctors who had attended to me when I was admitted to the Taiping General Hospital in January 2008 had not disclosed to me my heart condition that was hypo kinetic after an ECG examination was conducted. My blood test had also revealed an excessive level of keystones which could have triggered a heart attack. It was only during my second admission at the Taiping General Hospital in April 2008 that this hypo kinetic condition was "leaked" to me by another sympathetic hospital personnel.
I urgently need specialist Cardiac care and attention from a reputable Hospital but the UMNO Government deliberately deny me despite an emotional plea by my mother to the Prime Minister at his offices in Putrajaya. In prison I have contracted two kinds of skin diseases namely allergy and idiopathic gutted hypomelanosis. My pre existing diabetes and after having been a diabetic patient for about fourteen years and which had got worse with sugar being added to my food from time to time and diabetic diet not served to me right up to this day despite having lodged numerous formal, verbal and written complaints to the Kemta Prison Directors, Home Minister and even the ISA Advisory Board.
I have also been diagnosed as a high blood pressure patient. Having been forced to sleep on a one inch thin foam mattress on a cement floor, I have developed arthritis in both my knees and lumbar spondalysis to my backbone. This lumber spondalysis condition was also never disclosed to me by the Orthopedic Surgeon and I had only learnt of the same when I was perusing an Affidavit of the Consultant Physician. I believe my eye sight may also have been affected because of my worsening diabetic condition. My request to be examined by an eye specialist was denied. When this matter attracted media attention, the Malaysian Human Rights Commission (Suhakam) conducted a so called "Inquiry" at Kemta Prison. The relevant government hospital Specialist, Director, doctors, prison personnel, police special branch and just about everyone else was interviewed except myself.
An Indian Suhakam Commissioner was hurriedly dispatched by UMNO to call for a press conference and cleared the Taiping General Hospital , prison and police special branch of any wrongdoings. This is how Justice and Human Rights is upheld in Malaysia – without giving me a hearing!. In the last two months (the latest is) corn having developed on both my leg toes. The tip of my right leg toe has lost it's sense of touch. Which I suspect may be the beginning of a possible diabetic gangrene which can lead to a leg amputation. My gums are also infected and swollen, being consistent with worsening diabetes.
Independence of government hospital compromised
The aforesaid difficulties with the Taiping government general hospital Specialists and doctors is I believe because of the police special branch and the prison authorities' interference and having caused the independence of these medical doctors and specialists to be compromised. I have applied for my medical reports, medical notes, and medical test results from the Taiping General Hospital the Prison authorities and the Home Minister. They all have refused to furnish me the same and neither was the same exhibited in the High Court proceedings that.
I had filed and despite me specially challenging for the same to be exhibited. This government hospital and police collusion experiences I have seen happening to my clients in my eighteen years of legal practice especially so in the scores of death/ killing in police custody cases, shooting, dead by police and other police beating up and torture cases that I have attended to. But little did I realise that I myself would become a victim one day! The latest example is that of A. Kugan (22) whose post mortem report did a Taiping general hospital style cover up for the police by stating the cause of Kugan's death as lung congestion when even the Attorney General subsequently under public pressure had reclassified the case as murder based on the very badly bruised body of Kugan which was exposed by the people power Hindraf Makkal Sakthi forces to the media and on the internet. They had succeed in beating the police before they could do a full scale police cover up. Thus the Inspector General of police and the UMNO Home Minister's anger.
Prison protest – refusing medical treatment
As a mark of protest and in furthertherance also of my struggle against the interference with and compromising the government hospital doctors and specialist in my case and scores of previous cases like Kugen, I had with effect from July 2008 to date refused to be treated by any of these government hospital doctors and specialist whose professionalism I would have no reason to doubt had I been treated by them in a non prisoner to doctor capacity. I am prepared for the worst and as matter of principle. I was mentally prepared when I started this struggle and remain as strong as ever because I believe in justice. When these doctors and specialist had refused to exhibit their medical and specialist reports, medical notes, and tests thereto I had created a doubt. But even the learned High Court Judge did not give me the benefit of at least this doubt and had refused to set me free on medical grounds at least if not judicial grounds which would have enabled me to receive independent medical treatment overseas. Independent Judiciary!
No regrets – and the struggle continues.
But I have no regrets in this my struggle for equality, equal opportunities, equal justice and towards a non racial and religious discriminatory Malaysia especially so for the ethnic minority Malaysian Indian community who are suffering from the worst forms of atrocities under the UMNO controlled Malaysian government regime. I am aware that UMNO can imprison me as long as they like, in fact technically for the whole of my natural life if they want to. But irrespective of my imprisonment the HINDRAF people power Makkal Sakthi struggle for justice, peace and equality and equal opportunities and prosperity mutual respect, co-existence and dignity will go on under the leadership of HINDRAF chairman P. Waytha Moorthy. I am delighted to note that the Hindraf people power Makkal Sakthi forces are no longer frightened of UMNO, their police force, army, Attorney General UMNO abusing the Malaysian Judiciary for their continued political survival. The latest case in point is the struggle for justice for A.Kugan which is Res Ipsa loquteor (the facts speak for itself). I have no regrets in this my HINDRAF people power Makkal Sakthi struggle. As a lawyer in particular, I stand for justice, fair play and equity.
Appeal to Court
Wherefore in the circumstances, I hereby pray that: -
1) The sedition charges against me be dismissed on the grounds of the same being groundless
further to section 173 (g) of the Criminal Procedure Code.
2) I, Uthayakumar S/O Ponnusamy hereby be set free by virtue of the courts inherent jurisdiction.
3) Such other reliefs deemed fit by this Honorable Court.
Uthayakumar Ponnusamy – 3/2/2009
Posted by Kannan Ramasamy at 8:02 PM
Letter from Uthaya ( Tamil version)
Letter from Amer Hamzah Arshad on Perak issue.
THE NEO DEMOCRATISATION REVOLUTION BEGINS
http://www.themalaysianinsider.com/index.php/opinion/breaking-views/136-breaking-views/17835-the-real-question-on-perak--amer-hamzah-arshad
The real question on Perak — Amer Hamzah Arshad FEB 7 — Historically, before the existence of Malaysia, the Malay states fell into the hands of the imperialists due to greed and power. It was about the power struggle amongst the royalty which eventually led to the colonisation of the states.Pre-Merdeka, with the emergence of the insurgencies by the left, a "deal" was struck among the capitalists, the royalty, the royalists and the imperialists with the sole purpose of maintaining and guarding "their" positions and influence in Malaya.
The collateral outcome of the "deal" was the independence of Malaya. It was a decision motivated by the need to protect and safeguard the vested interests of these actors. It was not about the rakyat. It has never been!
Fast forward 52 years after independence, we see how the same actors have again colluded to stage a modern day "coup" in the state of Perak. Again, this was not done in the interests of the rakyat. Those who have heard about the true colours and the personality/ies of the various decision-maker(s) will not be surprised by the recent decision(s).Ultimately, one important question that needs to be answered is "what's in it for me?". That was the question that Pakatan Rakyat could not answer.No doubt there are several legal and moral issues that have arisen from the Perak fiasco. But the real issue that irks the rakyat is the fact that the capitalists and the royalty have robbed the state government from the rakyat.
Regarding the legality of the Sultan's decision to call for the resignation of the menteri besar, I am prepared to say that the decision is wrong in law. Based on the Perak Constitution, the MB does not hold office at the pleasure of the Sultan.The only way the MB goes is by way of a no-confidence motion in the State Legislative Assembly.
The Sultan cannot just ask MB to vacate his office.
Article 16(6) of the Perak Constitution states that:If the Menteri Besar ceases to command the confidence of the majority of the members of the Legislative Assembly, then, unless at his request His Royal Highness dissolves the Legislative Assembly, he shall tender the resignation of the Executive Council.The question then is: who decides whether the MB ceases to command the confidence of the majority of the members of the State Legislative Assembly? Should it be the Sultan or the State Legislative Assembly?
How and where should such issues be decided?The answers to these questions are obvious. Matters of grave importance that affect the interests of the state should be decided in the hall of the State Legislative Assembly, NOT along the corridors or halls of the palace.The next question then is: who holds the majority at the State Legislative Assembly?To answer this question, one must first ascertain the status of the three so-called "independent" members who have tendered their resignations.
There is a dispute in relation to their status as members of the State Legislative Assembly. Their views therefore should not be taken into account until their status have been definitely resolved.Against this background, how can anyone say that the Barisan Nasional commands the majority?Some have replied saying that since the Election Commission did not recognise the resignation letters of the three "independent" members, therefore they are still members of the State Legislative Assembly.
This throws up the further question whether the EC has the power and jurisdiction to adjudicate on the status of the resignations.From the legal perspective, the EC has exceeded its jurisdiction. There is nothing under the Election Commission Act 1957 and the Elections Act 1958 that confers power to the EC to adjudicate on such matters. Consequently, the EC's decision on this matter is ultra vires and is of no effect. Unless the decision by the speaker to declare the seats vacant is set aside or overturned by a court of law, the EC must accept the decision of the speaker.
However, we have witnessed how the EC has facilitated the "coup" by disregarding the speaker's decision.Leaving aside the legal questions — on desirability — in view that the current political scenario in Perak is fragile and uncertain, coupled with the fact that there is no guarantee there will not be any further and sudden defections that may affect the composition of the State Legislative Assembly, the best decision to make is to have dissolved the State Legislative Assembly.Unfortunately, wisdom may not be the virtue of some.Who will benefit from this episode? The "decision-makers"?
Those who "orchestrated" the situation?Unless the question of "what's in it for me?" is fully answered, then no one will receive the truth.The state of Perak was robbed by the capitalists and the monarchy.The fate of the state should not lie in the hands of allegedly corrupted politicians and a Sultan. It should be in the hands of the rakyat!
Let the people of Perak decide the fate of their state through fresh elections.For the record, I am not a monarchist or a royalist. I have little admiration for slogans such as "Daulat Tuanku" and the related "mumbo-jumbo".
Some may say that this article and the fact that I am doubting the wisdom of the Sultan of Perak may be construed as an act of "derhaka" (disloyalty). As far as I am concerned the issue of "menderhaka" does not arise.And my reply is "derhaka terhadap siapa?" Can I "derhaka" towards an institution that I don't believe in?
Can I "derhaka" towards an institution that ignores the will of the rakyat?
It is apt for us to be reminded of what Hang Jebat once said:"Jangan! Jangan sembah aku. Aku bukan gila disembah. Aku bukan sebagai Sultan Melaka yang mengagung-agungkan pangkat dan kebesarannya. Aku Jebat, rakyat biasa. Pangkat aku untuk kepentingan rakyat. Bergerak aku untuk membuat jasa kepada rakyat, dan aku rela mati untuk rakyat.. kerana aku mahu keadilan, keadilan. Keadilan!"
The time is ripe for a revolution.
So are you game?
Salam revolusi! — Malaysianbar.org
AFP- Malaysia should face grilling at UN Human Right Review
M'sia should face grilling at UN review: HRW
Malaysia should face a grilling over the abuse of migrants and the jailing of political opponents when its seat on the UN Human Rights Council is reviewed this week, a watchdog said today.
"A long, hard look at Malaysia's performance on fundamental human rights, including its detention practices, is in order," said Elaine Pearson, deputy Asia director at New York-based Human Rights Watch.
"Countries should call Malaysia to account for failing to address abuses against migrants and refugees, and for its continuing use of preventative detention," she said in a statement.
Civil society groups have seized on Wednesday's review in Geneva, which is mandatory every four years, to highlight Malaysia's alleged abuses and its draconian colonial-era internal security laws.
The Internal Security Act (ISA) provides for detention without trial for renewable two-year periods, and has been used against suspected terrorists as well as government critics.
"Malaysia uses the pretext of national security to invoke the ISA and lock up critics and political opponents indefinitely," Pearson said.
"UN member states should challenge Malaysia to repeal the ISA, and either to charge or to free all those currently detained under its provisions."
Human Rights Watch said it noted that last year the nation's top blogger, a newspaper journalist and an opposition politician were all detained under the law and later released.
And in 2007 five leaders of an ethnic Indian rights group were arrested after organising unprecedented anti-government protests. They remain in detention in a camp in Kamun ting.
Malaysia is also accused of mistreating the millions of foreign workers who live here, as well as asylum seekers, including thousands from military-run Burma.
Human Rights Watch singled out an infamous government-backed volunteer force known as Rela which it accused of beating, threatening and extorting money from migrants and asylum-seekers.
-AFP
AFP- Malaysia should face grilling at UN Human Rig...


If your home in San Pablo, CA has water lines with soft copper tubing underneath the concrete slab foundation, you may have under slab leaks. These water leaks can be serviced by searching out the water leak and slicing into the slab to access and repair the leak. The drawback using this kind of maintenance is that an additional impending leak is likely in some other places in the under slab system. The permanent solution is to repipe, bypassing all of the under slab water pipes.
Water meter indicates your water is running even if your water is turned off.
Neighbors in San Pablo already have had a leaking slab.
The lowered water pressure you're feeling can be caused by a low level of water. As galvanized water pipes become older, the corrosion and rust force the internal diameter of the water pipe to close off, restraining the steady flow of water. All together the lower volume of water inside the system is not suitable to supply a number of fixtures at the same time. The rust from the water lines is also found in your water that you are taking a bath in or even more serious, drinking. Over time the oxidation will cause a leak in the steel water pipe and you will definitely be subjected to water leaks or complete failure.
Why not have the hometown plumbing professional in San Pablo, CA repipe the house?
Even though it may seem like a good idea to refer to your nearby plumbing technician or plumbing tradesman, the fact is that a PEX or Copper Repipe is a procedure that involves not only the Repipe procedure, but the care and expertise in the complete repair service, including patching the exposed walls and shielding the furniture in the home.
So what is the best organization for Repipes in San Pablo, CA?
Unquestionably, Repipe Specialists is the finest contractor in California to pick when you have to have the procedure done correctly. With greater than 2 decades of experience explicitly centered on PEX and Copper Repipes in San Pablo, Repipe Specialists are the leaders in customer service, top quality and value.


A combination of economic conditions and banking regulations have created both supply of and demand for distressed credits in the global capital markets.
The price of distressed credits is generally not the same as their value, and banks must be careful to estimate fair market value.
Distressed credit experts often have incentives to bias valuation estimates downwards.
A combination of certainty-equivalent valuation and econometric methods are usually necessary for estimating fair market value of distressed credits.
Distressed credit sale negotiations depend critically on value estimate accuracy, reliability, and supporting evidence.
Auditors tend to object to valuations based on non-standard estimation methods, but the methods are usually necessary in the case of distressed credits.
Bankers I speak with say many commercial banks are sitting on large distressed credit portfolios–much of which have been charged-off for financial and regulatory reporting purposes–and this is starting to cause problems with Basel III risk-weighted capital and other banking regulatory compliance. This causes problems for some and, of course, opportunities for others. It turns out that understanding the problems and opportunities is quite important for understanding how to determine the value of distressed credit portfolios, so I'll explore these in some detail before turning to more technical valuation issues.
Combine this divergence between economic reality and financial/regulatory reporting with Basel III (or similar) capital constraint regulations and the recent Brazilian economic downturn and several unpleasant things happen in sequence: increased credit defaults; increased credit loss provisions and allowances; increased credit charge-offs; decreased regulatory capital; and, finally, decreased regulatory compliance.
At this point, there really is only one thing a bank can do to mitigate (though not solve) the problem: sell distressed credits. Hence the regulatory compliance-induced supply of distressed credit portfolios to the capital markets.
While I might have overlooked a few factors influencing this supply, what I hear from banking industry professionals suggests that this about covers it. So, let's move on to the demand for distressed credits.
Distressed credit portfolio demand. I would guess the reader, having read thus far without being dissuade by the technical jargon, is quite familiar with the recent phenomenon called the "search for yield" resulting from the zero interest-rate policy monetary environment beginning in 2008. So, rather than waste time by explaining it here, I will simply point out that the demand for distressed credits has increased rapidly.
… and note the breadth of the large hedge fund (e.g., KKR, Blackstone) and alternative asset management firms involved in the market.
In short, this means that in the current capital market environment banks with distressed credit portfolios now have opportunities to sell into very large pools of investment funds; primarily because there is substantial demand for distressed credits because higher potential investment yields than are available elsewhere in the capital markets. As we will see, however, capturing the opportunities does require some care if one intends to maximize recovery from distressed credit portfolios.
To fully understand how and why to "value" a distressed credit portfolio, it's important to be clear about the distinction between value and price. Most basically, in financial economics value is a buyer's or seller's subjective, unobservable perception while price is an objective, observable fact resulting from market interactions between buyers and sellers.
Understanding the relationship shown here is critical to understanding how negotiations of sales and purchases of distressed credit portfolios progress towards where the buyer's and seller's subjective valuations converge to the objective selling price through what economists call a tâtonnement process (cf. the notion of a Walrasian auction). In essence, the buyer's and seller's subjective valuations are revealed during the negotiation process; resulting (or not) in agreement on value and becoming observable in price.
Noting the seller would reasonably accept only the highest bid price for the portfolio (duh) and that it generally takes time to identify, inform, and negotiate with, a number of potential buyers, it can be seen that estimated likely selling price depends critically on the length of time and breadth of potential buyers to which the portfolio is exposed.
Market value — the estimated value for which an asset or liability should exchange on the valuation date between a willing buyer and a willing seller in an arm's length transaction, after proper marketing and where the parties had each acted knowledgeably, prudently, and without compulsion.
Note that the definition implicitly captures the basic notion of reasonable exposure to potential buyers over a sufficient length of time, as well as of adequate negotiation, resulting in adequate information revelation and agreement on value … leading, of course, to price. The definition above is consistent with what is referred to as fair market value in the USA and elsewhere because it presents conditions under which a reasonable person would conclude an observed market price was set under fair conditions.
Having settled the matter of what we should estimate and developed a basic idea of why we need to do this (more on this later), we can now turn to how.
For simplicity, I will refer to this estimation objective for distressed credit portfolios as fair market value (FMV) to emphasize the relevant market conditions. To conform to standard professional terminology, I will use the verb value to mean estimate likely selling price in what follows.
There is a seemingly common sense–but naive–view of estimating FMV of distressed credit portfolios. According to this view, estimating FMV is easy: Call some external distressed credit professionals or potential buyers; bring in a few to look at credit documentation, etc.; and, ask them for their professional, unbiased opinions about what they would pay for the portfolio.
What could go wrong, you ask? Well, a lot actually: Most distressed credit professionals and buyers are generally experts only on what the portfolios sell for under forced sale conditions; usually forced by regulators requiring a bank to improve capital ratios and liquidity. This is a problem from several perspectives. First, it's not exactly easy value a distressed credit portfolio under fair market conditions, so many banks generally do not know the extent to which such forced sale valuations approximate FMV. Second, and it should be obvious, forced sale selling price is almost always lower than FMV and if the only valuation estimate is on a forced sale basis, then a bank's executives tend to agree to sell near this price because they usually have no other reliable information. Finally, and most importantly, it can be shown (i.e., trust me) that such external distressed credit professionals have very strong reputational and financial incentives to under-value distressed credit portfolios: they benefit in a number of unobservable ways by "being conservative", which is actually true of valuation professionals in general; a good topic for future articles.
So, in short, holding the naive view leading to hiring a distressed credit expert to give an independent professional opinion is a Bad Idea unless the assignment requires the professional to estimate FMV and provide evidence supporting the FMV estimate. Unfortunately, most distressed credit experts are not particularly familiar with FMV estimation methods or how to support the estimates with evidence.
The risk-adjusted expected rate of return R(x), and so FMV, depends on (i) the financial asset's risk exposures, x, influencing expected future cash flows CF(x) and (ii) the sensitivity of the cash flows to the risks. Specifically, R(x) is an estimate of a fair market's expected rate of return conditional on the specific risk exposures and sensitivities of the financial asset, based on risk-return characteristics of alternative investments available in (fair) capital markets. So, it represents the opportunity cost of capital with respect to the financial asset because the asset's risk-return characteristics can be replicated by investing in a combination of alternatively available assets (cf. Ross, 1976, "The arbitrage theory of capital asset pricing," Journal of Economic Theory 13, pp. 341-360).
Identifying and estimating risk exposures and sensitivities tends to be the main problem when valuing distressed credit portfolios; particularly because there is usually a lot of statistical noise surrounding observable risk factors influencing distressed credit recovery cash flows. Why this is so is a topic for another time but, basically, such noise makes it difficult to reliably measure risk factor sensitivities. Statistical noise tends to bias risk sensitivity estimates towards zero.
So, because accurate, reliable FMV estimates depend on accurate reliable estimates of R(x) and, hence, risk factor sensitivities, distressed credit portfolio valuation using the standard discounted cash flow approach tends to result in unreliable estimates because–among other problems–it generally fails to account for what economists refer to as model risk. The greater the model risk, the lower the reliability, and, so, the lower the estimated FMV. I could expand on this idea, but hopefully this is sufficient for our purposes here.
Because the certainty-equivalent approach does not require both forecasting cash flows conditional on risk factors and estimating the related (fair market) risk-adjusted expected rate of return, substantially more time and attention can be devoted toward understanding, investigating, and estimating the effect of risk factors influencing the distressed credit portfolio recovery cash flows. With such understanding and estimates, one can simply (roughly speaking) focus on deriving accurate, reliable certainty-equivalent cash flow forecasts as I discuss next.
Expected credit recovery cash flows can be obtained using expected risk factor realization levels as shown, however what is needed is the certainty-equivalent levels of cash flows and–therefore–of the risk factors as well.
Perhaps the most important aspect of the certainty-equivalent valuation model is that it makes (quite) explicit the relationships between risks, cash flows, and discount rates. This has important implications as I discuss next.
Accurate, reliable FMV information actually has a number of related benefits to sellers of distressed credits, but for purposes of the discussion here this is the main benefit: it maximizes selling price of the distressed credit portfolio. Why this is so is perhaps the topic for another article, but I will leave it here for now.
Any banker that has had both the interest and stamina to follow the article this far perhaps has one final, all-important question: Is the certainty-equivalent valuation method acceptable to auditors (and banking regulators)? Although auditors and, to some extent, banking regulators prefer standard valuation methods simply because they are easier to understand and audit/examine, experience suggests that any clear, well-documented valuation report supported by well-accepted theory and statistical evidence is acceptable to them.
As evidence, I can state that I've successfully defended many valuation reports based on certainty-equivalent valuation methods including those for distressed credit portfolios against aggressive challenges from auditors from three of the Big 4 audit firms; and that makes for a 100% successful defense rate.
Based on the theory and evidence I've outlined above, I think it's quite safe to conclude certainty-equivalent valuation in combination with econometric methods are generally necessary for estimating FMV of distressed credit portfolios. Moreover, the methods have a number of benefits that make them optimal in many or most cases where banks need to clearly understand and support with statistical evidence the value of their distressed credit portfolios.


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This is the salon you have been waiting for.
It is located not far from the city in white bread suburb full of people waiting and wanting to be beautified. A shop like this can be your springboard to wealth and independence if you are up to putting in the effort.
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Just put in your offer, you may be surprised.


text:
RFID: Near error-free wireless detection made possible
The accuracy and range of radio frequency identification (RFID) systems, which are used in everything from passports to luggage tracking, could be vastly improved thanks to a new system developed by researchers at the University of Cambridge.
The increased range and accuracy of the system opens up a wide range of potential monitoring applications, including support for the sick and elderly, real-time environmental monitoring in areas prone to natural disasters, or paying for goods without the need for conventional checkouts.
Conventional passive UHF RFID systems typically offer a lower useful read range than this new solution, as well as lower detection reliability.
Dr Sithamparanathan Sabesan
The new system improves the accuracy of passive (battery-less) RFID tag detection from roughly 50 per cent to near 100 per cent, and increases the reliable detection range from two to three metres to approximately 20 metres. The results are outlined in the journal IEEE Transactions on Antennas and Propagation.
RFID is a widely-used wireless sensing technology which uses radio waves to identify an object in the form of a serial number. The technology is used for applications such as baggage handling in airports, access badges, inventory control and document tracking.
RFID systems are comprised of a reader and a tag, and unlike conventional bar codes, the reader does not need to be in line of sight with the tag in order to detect it, meaning that tags can be embedded inside an object, and that many tags can be detected at once. Additionally, the tags require no internal energy source or maintenance, as they get their power from the radio waves interrogating them.
"Conventional passive UHF RFID systems typically offer a lower useful read range than this new solution, as well as lower detection reliability," said Dr Sithamparanathan Sabesan of the Centre for Photonic Systems in the Department of Engineering. "Tag detection accuracy usually degrades at a distance of about two to three metres, and interrogating signals can be cancelled due to reflections, leading to dead spots within the radio environment."
Several other methods of improving passive RFID coverage have been developed, but they do not address the issues of dead spots.
However, by using a distributed antenna system (DAS) of the type commonly used to improve wireless communications within a building, Dr Sabesan and Dr Michael Crisp, along with Professors Richard Penty and Ian White, were able achieve a massive increase in RFID range and accuracy.
By multicasting the RFID signals over a number of transmitting antennas, the researchers were able to dynamically move the dead spots to achieve an effectively error-free system. Using four transmitting and receiving antenna pairs, the team were able to reduce the number of dead spots in the system from nearly 50 per cent to zero per cent over a 20 by 15 metre area.
In addition, the new system requires fewer antennas than current technologies. In most of the RFID systems currently in use, the best way to ensure an accurate reading of the tags is to shorten the distance between the antennas and the tags, meaning that many antennas are required to achieve an acceptable accuracy rate. Even so, it is impossible to achieve completely accurate detection. But by using a DAS RFID system to move the location of dead spots away from the tag, an accurate read becomes possible without the need for additional antennas.
The team is currently working to add location functionality to the RFID DAS system which would allow users to see not only which zone a tagged item was located in, but also approximately where it was within that space.
The system, recognised by the award of the 2011 UK RAEng/ERA Innovation Prize, is being commercialised by the Cambridge team. This will allow organisations to inexpensively and effectively monitor RFID tagged items over large areas.
The research was funded by the Engineering and Physical Sciences Research Council (EPSRC) and Boeing.
Photo credit: Warehouse, by Erik Söderström via Flickr
Tags: DAS RFID system, engineering, ian white, michael crisp, radio, radio frequency identification, richard penty, sithamparanathan sabesan
Spin-out PervasID secures £1.6m Series A funding and £240k Innovate UK grant 26th September, 2018
'Yes we have that size in stock' – PervasID RFID system designed to increase sales 8th November, 2016
PervasID secures £720k investment 3rd October, 2016
ilumink, leader in printable laser technology, acquired by Tracerco 5th March, 2015

redpajama_set_name: RedPajamaCommonCrawl


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text:
Home>Music> Kendrick Lamar's Nod To "The Color Purple" On "Alright" Praised By The Author
Kendrick Lamar's Nod To "The Color Purple" On "Alright" Praised By The Author
By Devin Ch
Alice Walker praises K Dot for understanding the truth behind her words.
The contents of Kendrick Lamar's critically-acclaimed To Pimp a Butterfly include a quotation from Alice Walker's The Color Purple, which in turn has become a banner song for the Black Lives Matter movement. The acclaimed author, appearing on MSNBC's The Beat with Ari Melber, spoke about the sense of pride she has developed through her association with K Dot and vice versa.
The quote at the center of the discussion is the opening line from "Alright" of: "Alls my life I has to fight." The 1982 book would go onto win the coveted-Pulitzer prize for Literature before it was adapted into an Oscar-nominated film starring Whoopi Goldberg, Danny Glover, Oprah Winfrey, and Margaret Avery.
Alice Walker admitted to the MSNBC host that although she had never heard "Alright," and hence her words spoken in Kendrick's voice, she was nonetheless proud of all accomplishments, which include a Pulitzer prize of his own.
"I'm happy for him," she told the host. "I think he's understanding that is the truth of it. Especially for poor people and people of color in this country. We've had to fight all of our lives. And it's a good thing that we can talk to each other across generations."
Music News alice walker pulitzer prize k. dot Kendrick Lamar to pimp a butterfly spielberg movie adaptation Alright alls my life i has to fight quote book Black Lives Matter
Recreational Marijuana Is Legal In Canada Today: Here Are The Rules
Dana White Calls "Bullshit" On Khabib vs McGregor Rematch Rumors
MUSIC Kendrick Lamar's Nod To "The Color Purple" On "Alright" Praised By The Author


Brother EmirZaad, check out the size of the aircraft in comparison to the runway at 04:49. Tell me its not an RC plane.
A screenshot from the previous video.
I have already written that its an X % scaled down model that flew ... and that has been officially told as well , in case u understand farsi ... one reporter clearly says that today "a smaller version has flown" ... parwaz azmayeshe nemoone koochak ... meaning Small scale model test flight ..
SUPARCO.....if you listen to the commentator just before 0449 he uses the words modelay. I presume it means model as immediately they switch to showing the model on the runway. This however oesn mean that no full scale tetbed exist and could have been flown.
I think yes ! at least I could have questioned its performance given the expertise of PAC on such a platform but with the involvement and technical support of the chinese they can do so. The question here is that did they designed it own their own or with the Russian help. But still If it would have been advertised as 4th gen aircraft instead of all stealth internal bomb bay it would have been more digestible.
The radar could be elsewhere, not a hard and fast rule that the radar has to be on the nose; Migs, F-7, Saber F-86 are a few among the nose-less ones.
Congrats to the Iranians. Great achievement indeed. Neat looking aircraft. It's never easy to produce a domestic fighter even with the help of outsiders. Iranians have the ability to achieve even greater things.
Mig-21 and F-7 has the radar in the nose, saber is a second gen fighter with, if I am not mistaking, a range only radar and I am not sure where it is located. The nose is the optimal place for an AI Radar.
Added later: F-86 also had it in the nose.
It seems like Iranians have somehow mastered a technology not known to mankind which allows them to bypass the laws of physics.
How on earth is that airplane 48 ft long? Why do Iranians think the whole world is blind? How can that plane have a max takeoff weight more than an F-16 when its the size of a trainer and only carries weapons in internal bays????
track paid off. Persistance on the right track pays of not history worship-obsession feeding old rivalries, secterian, ultranationalist motives.
used by them as pawns until to be disposed of.
Since airbases are static targets and very visible from above they are the first targets of an enemy assault.
use conventional runways with 40 km range archaic patriot coverage.
also some configurations are I think somewhat possible with some modifications.
In ww2 germans came up with some unconventional solutions as their air bases are bombed over and over again.
for landing on unprepared terrain. Arado 234 or Me 163 komet to name few and in cold war for example Sud-Est SE5003 Baroudeur.
another unconventional landing version of this plane, landing shock can be further minimized since we are in the age of digital nonlinear control. I pray the vtol solution will mature as well.
Another thing is I think these kinds of achievements should be made public after a certain threshold of security is reached. Currently there seems to be some stability but vtol variants at least should not be shown of publicly in my opinion and kept as secret as possible. fear and paranoia is their driving power as we have seen the preemptive strikes in the last decade. That would result in two gains.
1- Enemies wont be fully aware of the dispersion and limit of use of such technology by Iran.
2- These technologies are threats to their hegemony we know them from the bush era they can preemptively strike by any means that includes wmds. Yes Iran like Pakistan has good relationships with our allies but in order to prevent some us criminal action certain items should be at place.
- chemical and biological assets should be kept under control and underground very below.
- second strike capability by ships. Ships should be able to launch bms and if possible submarines.
- bm silos should be nuclear resistant to some degree. bm through mountain launch maybe.
- unpredictablity. I also wrote this in bush era since Irans current capabilities are unknown and if israel or us preemptively nuclear strikes Iran any submarine Chinese, Russian or Pakistani or anyone launching a bm including a nuclear warhead would not be identifiable it would be as if Iran retaliated especially if the target would be israel. Iran does not need to develop nuclear arms this way but be unpredictable having a productive relationship with our allies. This unpredictability will somewhat deter a preemptive nuclear strike even in the abscence of nukes.
how can u be so sure that the mockup was 1:1 of what the real aircraft would be ? ... while the flight was of a scaled down version ( 20-40 % i dont know correctly) ... i mean have u seen the real aircraft yet ? ... i would wait for the real test flight before judging anything ... even those figures would change alot during prototype phase ... btw only length is given as 48 ft ( i mentioned official )along with 6 hard points ... rest figures r reported by a media agency ... atleast i m waiting for official release or some aja article ..
all in all ... project will take time ... only good thing is that we know IRIAF's future is secure ... because very sincere ppl are at work .
why make mock up and announce to public?? why not make prototype and make that as test bed and improve on that. Only think I hear is model and model. Well if its not the real thing than perhaps build that and show off. Its like somebody making and RC plane with all the fancy stuff and say hey this is 1/5 of the real thing. But question is where is the real thing?
EmirZaad bro I dont think it will take just another two years for Iran to do the real thing as you have mention few times. It will take many years before it will reach production state. That is the honest truth.
Israeli experts say the "indigenous fighter jet" Iran presented on 2 February is nothing more than a "very sleek plastic model".
Still images and video footage released by Iranian state media reveal the Qaher 313 as having design features, including distinctive faceted edges and angles, resembling those on US stealth aircraft such as Lockheed Martin's F-22 and F-35. The new type also has large, but seemingly fixed, canards behind its cockpit, and short wings.
However, Israeli sources note the aircraft's canopy appears to be constructed of "basic plastic", and its engine air intakes are unusually small. "The whole impression is of some plastic parts pasted to an old flying platform," one says.
One Israeli expert says the Qaher 313 is also too small to be a capable fighter: "The only parts that look real are the cockpit and the ejection seat, but that is easy to show."
Video footage showing the Iranian design airborne "could easily be a radio-controlled model aircraft", the source claims. Poor-quality footage posted on the internet provides no sense of scale for the platform being flown, and also fails to show its take-off or landing.
Other design factors show "many details that are against any stealth capability", Israeli experts say, including the Qaher 313 having no visible weapons carrying capability, either internally or externally.
Iran has a history of presenting new weapon systems which are, in fact, adapted versions of older equipment. These include its Saeqeh (Thunderbolt) fighter unveiled in 2006, which was clearly a Northrop F-5 with a few new features, including a twin tail and leading-edge strakes. Tehran has also shown footage it says shows indigenous helicopters derived from its armed forces' legacy Bell AH-1 and UH-1 rotorcraft.
to be fair, from what i read, initially i expected it to be a real plane too, but again that may be just down to how it was reported in the media.
InshaAllah soon we'll see the real thing too.
Notice the winding power source coming from the picture in the top left towards the aircraft.
Promising concept. I will withhold comment till I see the actual a/c fly.
Making a mockup is all well and good....but actual integration of the numerous components on a working platform takes a lot of funding, engineering and man hours.
To be honest, I don't know much about the radar. hence if you say the nose is the most optimal place, I take your word for it.
However, when I see the images of the jets, all I see is intakes where the nose cone usually is. That tells me that the radar does not have to be in the nose for more effectiveness as long as it serves the purpose of the equipment.
The Iranian radar, is surely larger than the nose less ones even if small. One can't give a statement that too small to be workable/good.
Japaani supposedly stealth aircraft model.
I am from China. First of all I admire Iran's ambition to enhance its aviation capability. But frankly, I don't think it's a smart and reasonable approach to start with a stealth aircraft. It will be too challenge to Iran's aviation industry since it lacks many critical technology, equipement, experience and know-how. And the whole industry base of Iran can hardly support the development of this kind of aircraft. China has been developping its aviation capability of many decades. But we still have many difficulities now a days in this area. I think it will be more feasible to start with a more traditional design aircraft to accumlate the required capability, develop talents and more important is to learn the know-how.


text:
import os
import json
import sbml2json
import cgi, cgitb

cgitb.enable()

form = cgi.FieldStorage()
fileitem = form["sbml_file"]

# Test if the file was uploaded
if fileitem.filename:
    # strip leading path from file name
    # to avoid directory traversal attacks
    fn = os.path.basename(fileitem.filename)
    open("files/" + fn, "wb").write(fileitem.file.read())
    message = 'The file "' + fn + '" was uploaded successfully'
    sbml2json.add_sbml_objects("files/" + fn)
    string_json = json.dumps(sbml2json.sbml_json)
    message = string_json

else:
    message = "No file was uploaded"

print(
    """\
Content-Type: text/javascript\n\n

%s
"""
    % (message,)
)

redpajama_set_name: RedPajamaGithub


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For more information about these Shops, Businesses and Services, please visit their respective websites.
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text:
Moore's Law bitchfest
People often say that the world gets better as technology progresses; they preach about Moore's Law, how things keep getting smaller and better and faster and more complex and cheaper, as if the fact that my current computer has something like 200 Gigabytes of disk space within it and my computer ten years ago had a single 40 Megabyte drive means anything. Because everything that becomes exponentially better means something else becomes exponentially worse, and even though people throw out purposely ironic and therefore cliche examples like "why don't I have a jetpack yet?", I think that people don't understand this, and simply think if we throw enough money and enough computers at any problem, that it will be solved. And if there is one thing I learned working at Juno, is that it takes so much money and momentum to put a good solution in place, EVEN if it is cheap and EVEN if it is easy and EVEN if it will make money, that most of the time, it won't happen.
Case in point: Domino's does not deliver in 30 minutes anymore. It's ingrained in our culture that they do, and horrible hacks that were once comedians that many people consider comedians even though they are nothing but shills that make corporations money (i.e. Jay Leno) still do jokes about Domino's delivering in 30 minutes or less, they haven't done this in years, maybe in over a decade (although I can't find a good source on when they stopped doing this, since google searches on "Dominos"+"30 minutes" brings up more search results than putting in "amateur sluts".) Anyway, it seems like Domino's could do pizzas faster; they could move to vans, or use computer-controlled mobile ovens, or robotic pizza construction machines, or high-end GPS-based roadmap solutions or something to keep the system going. But really, when they got a few bad lawsuits due to driver accidents, they threw the whole thing away, while keeping the price the same. We still pay for the image of a quickly distributed pizza, although it now takes me anywhere from 45 to 768 minutes to get a fucking pie from the place just down the road.
My friend Ray is the master of not understanding the basic fundamentals of how business works and why someone would cease to offer a service to the public, which is ironic because he technically owns a business and as the only employee, should be a master at this stuff. One in six phone conversations I have with Ray involves him saying something like "I don't see why somebody doesn't release that Venom live concert on DVD. It would be so cheap for them to just press like 5,000 of them for like $4,000 and they would totally sell them for $15 apiece and make like $75,000." (Replace the Venom live concert with whatever arcane metal concert or obscure movie you want.) This is, of course, completely asinine, and the reason they don't do it is because companies see better things to do with their cash then light two or three piles big enough to buy new cars on fire. I'll break it down for you based on the stuff I vaguely know about working for big companies.
First, someone would have to get together and decide to do it. That team is going to consist of a project manager, a writer, an artist, a marketing manager, and anywhere from two to twenty other people. (I don't know the exact numbers for marketing a DVD – I only deal with software people, and I'm just guessing.) Anyway, all of these people make semi-okay money – maybe thirty grand a year for peons, maybe a hundred grand for a hot-shit VP of marketing or whatever. This isnt' their only project of the year, but you're going to add up all of those salaries and divide by the number of projects they do a year, and that's a number bigger than zero. In fact, if a half-dozen people work on this project, and they do a dozen releases a year, and they make about fifty grand a year, that's $25K.
Next, they have to get the rights to sell the thing. I don't know how much that will cost, and maybe you can get the guys in Venom to settle for a percentage of the profits with a chunk up front. Or maybe Venom signed some deal in 1988 when they were totally high and gave some division of Time-Warner exclusive rights to every video they ever did, and TW, even though they don't even remember who Venom is, won't break out the masters unless you put six figures on the table. All of this will once again cost you some amount of money, and even to be conservative and everything else, if you press 5,000 of these things and sell them for $15 each, it's fair to say the band might want something like a buck a DVD up front.
Then you actually make the DVD. There comes that $4,000, which better also cover the packaging, and probably doesn't cover shipping or a bar code or DVD authoring or remastering. Then you have to get the thing out to every Venom fan with $15 to spend. I don't think they have chips implanted to tell them to come to your house with the cash, so you're going to have to get a distributor, and they're going to have to deal with product returns if you want this thing to go to any record store, and that plus the distributor's cut is going to take away at least half of each $15. Some kind of ad campaign is going to have to be done, and you'll have to pay a publicist to send out copies to zines and write up press releases and crap. Ray likes to conveniently overlook all of this by saying something like, "well, they could just put it on their web site and say it's an internet-only thing and send out an email." But that involves having a web site, and paying someone to set up the pages for you, and having a fulfillment system so it can take credit cards and so someone can staff the mailroom and send out orders when they come in. Plus, those internet-only releases suck, and all of the zines (like Ray) will be bitching that the band is too cheap to give them a copy. And are there even enough people out there that give a fuck about Venom to buy this? I mean, Google Directory shows only six Venom fan sites, and the official Venom fan club site is on geocities, which is pretty much the mark of shit. I'm guessing you'd end up paying warehousing costs on 3,476 copies of the DVD until you finally dumped them in a landfill and cut your losses.
On top of all of that, add shipping, taxes, the cost of keeping a roof over your head, workman's comp, parking, janitorial services, phone lines, and whatever overhead, and I don't even see how you could break even on something like this, let alone handle it while trying to keep a bunch of other projects afloat. And no matter how much I explain this, I will probably have a conversation with Ray a week from now about why nobody hasn't released some obscure Japanese robot cartoon on DVD.
I was going to make some greater point about all of this aside from just making fun of Ray. And I'm not making fun of Ray as much as I am wishing that he would see all of this and think of scams that take all of this into consideration so he can legitimately make some money. Anyway, this was all precipitated by an order to Domino's, and the bastards actually showed up in less than thirty minutes, so now I must go eat.


text:
Founders Holding Co.
Paul Snyder IV
An Inc. 5000 President
With over 10 years of experience in executive leadership roles, Paul brings a wealth of knowledge and innovation to Founders Software as its President. His career has spanned multiple fields, including real estate, technology, hospitality, transportation, and healthcare. Most recently, Paul served as CFO and General Counsel of The Cedar Bus Company, leading it through a period of unprecedented growth and profitability.
Paul is now channeling this experience and success into Founders Software with a particular focus on acquisitions and scale growth. By education, Paul is a licensed attorney, having received his Juris Doctor from the University at Buffalos School of Law. He is also an alumnus of the University's School of Management, having earned his Bachelor of Science and Master of Business Administration. Paul is a past recipient of Buffalo Business First's 30 under 30 distinctions and is a past board president of People, Inc.'s Southeast Foundation.
Copyright © 2020 Founders Holding Co. - All Rights Reserved
info@foundersholdingco.com
401 E Amherst St., Buffalo, NY 14215


text:
Freefly Systems Store
Freefly Forum
Forums > Drone > Flight Regulations >
FAA Sued In Federal Court Over Drone Registration Rules
Discussion in 'Flight Regulations' started by Howard Dapp, Jan 4, 2016.
Andy Johnson-Laird Administrator
Dave King said: ↑
Does your computer at least have a sexy voice like Jeff's germany girlfriend?
Unfortunately no. I speaks with the ghostly voice of Steve Jobs.
Andy.
#21 Andy Johnson-Laird, Jan 7, 2016
The FAA's primary interest is the airspace not the groundspace:
Our Mission
The mission of the FAA is to provide the safest, most efficient aerospace system in the world.
The role of the FAA Airports organization in meeting this goal is to provide leadership in planning and developing a safe and efficient national airport system to satisfy the needs of aviation interests of the United States. The FAA Airports organization accomplishes this task with due consideration for economics, environmental compatibility, local proprietary rights and the safeguarding of the public investment."
See http://www.faa.gov/airports/central/about_airports/CE_mission/
Nothing in there about keeping people on the ground safe -- just the National Airspace System.
That said, the FAR's do include language like:
Except when necessary for takeoff or landing, no person may operate an aircraft below the following altitudes:
(a) Anywhere. An altitude allowing, if a power unit fails, an emergency landing without undue hazard to persons or property on the surface.
(b) Over congested areas. Over any congested area of a city, town, or settlement, or over any open air assembly of persons, an altitude of 1,000 feet above the highest obstacle within a horizontal radius of 2,000 feet of the aircraft.
(c) Over other than congested areas. An altitude of 500 feet above the surface, except over open water or sparsely populated areas. In those cases, the aircraft may not be operated closer than 500 feet to any person, vessel, vehicle, or structure.
[ (d) Helicopters, powered parachutes, and weight-shift-control aircraft. If the operation is conducted without hazard to persons or property on the surface--
(1) A helicopter may be operated at less than the minimums prescribed in paragraph (b) or (c) of this section, provided each person operating the helicopter complies with any routes or altitudes specifically prescribed for helicopters by the FAA; and
(2) A powered parachute or weight-shift-control aircraft may be operated at less than the minimums prescribed in paragraph (c) of this section.]
EDIT: See http://rgl.faa.gov/regulatory_and_g...91693c93525de33e862576c100763e31!OpenDocument
Shaun Stanton likes this.
Dave King Well-Known Member
Andy Johnson-Laird said: ↑
#23 Dave King, Jan 7, 2016
Well keeping the airspace safe is keeping the ground safe. What goes up most come down. The FAA will change their approach when a drone takes down a helicopter in a populated area. In my opinion its only a matter of time unfortunately.
Speaking of drone police
http://www.nbcnews.com/tech/tech-ne...net-carrying-drone-catch-rogue-drones-n478596
I still think a T-shirt cannon would be more effective. They could use "Know Before You Fly" T-shirts too.
Or perhaps T-shirts that just say "Gomen'nasai" on them ("Sorreee...")
Steve Maller UAV Grief Counselor
Why waste a perfectly good t-shirt? You could load some al dente spaghetti and get the same effect. Or spare hairpieces from The Donald.
#27 Steve Maller, Jan 7, 2016
I'm sorry but the FAA does not regulate the hairspace.
Shaun Stanton Active Member
Gary Haynes said: ↑
So there you are on the Nat Geo shoot in the boonies of Africa and your DJI times out or whatever it does that makes it think it needs a mandatory update. Two more flights and you are grounded from getting any more flights since you don't have a satellite phone or hookup and you are days away from civilization.... Great 'professional' solution, not
There is a way around that. If you keep your ipad off the internet and make sure the app cannot auto update, it will not require a firmware update. The only way it knows it needs a firmware update is if the ipad app "DJI GO" does an auto update or you update the app. Then it wants to sync the app to the latest firmware on the bird. This question was brought up to the DJI folks.
Also DJI is working on releasing restrictions on people who have 333's in the US or equivalent authorizations in other countries.
#30 Shaun Stanton, Jan 15, 2016
Actually, they can -- and they do. If you fail to update the firmware on the Inspire 1 or the Phantom 3, the application you use on the iPhone/iPad will not allow you to fly until you do the upgrade. AMHIK.
The app checks in with the mother ship to see if there is new firmware and it gives you a grace period of about two weeks, I think.
According to DJi if your app does not update then the firmware will not need one. That is why I only use the 2 ipad airs only for the Inspire, and nothing else. I keep the things off the internet so I have control over firmware updates. So far it has worked.
Instead of drone registration for hobbyists. Limit recreational users to 100 feet AGL and 200 feet in distance. There's no reason why any hobbyist needs to go higher or farther. Make it come home if it exceeds 200 feet. Make all manufacturers sell new RC aircraft to limit their aircraft to these proposed rules. The manufacturer can design it so that you can unlock Distance and altitude restrictions once you get certifications and tailor make it to each countries regulations. The more certifications and training you acquire, the more you can unlock the height and distance limits. Make DJI, do a mandatory update to existing aircraft that have already been purchased.
I like your approach. I would go one step further. I would lock the firmware on the system. Then I would make it so a new drone owner has to go to the manufactures website read through all of the rules and pass a simple test on the rules. Once you pass, you plug in your FC into the firmware assistant and the firmware gets an unlock instruction through the internet. After that you fly. Any subsequent purchases would already go and look up your account info and unlock it for you.
Of course this would only work for new owners to the major systems. It would not work for any legacy system or anyone using FC's like Multiwii, Ardupilot or Naze, since it is hard to control the firmware on those.
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Thank you for your continued support of Iridium! We look forward to welcoming you back, and providing a safe venue to experience live music, remarkable service, and outstanding food.
Per the City of New York, guests 12-years old, or older, must show proof of at least one dose of a COVID-19 vaccine [include hyperlink to below] in order to be provided entrance to indoor music venues, effective August 17, 2021. In addition, guests 18-years old, or older, must show proof of identification [include hyperlink to below].
Upon arrival, please check in at the Box Office or with the venue Manager. Please allow for additional time to check in. We greatly appreciate your cooperation as we navigate this time.
Iridium Management
"Proof of vaccination" means proof of receipt of at least one dose of a COVID-19 vaccine authorized for emergency use or licensed for use by the U.S. Food and Drug Administration (FDA) or by the World Health Organization (WHO). Proof of vaccination may be shown by displaying any of the below:
A CDC COVID-19 Vaccination Record Card
Photo or hard copy of a CDC Vaccination Card
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New York State Excelsior App
Photo or hard copy of an official vaccination record of a vaccine administered outside the US
U.S. authorized vaccines*, as of 9/2/21, include the following:
Proof of vaccination administered outside the U.S.* must include the below information:
Vaccine name (ex: AstraZeneca/SK Bioscience)
Date(s) administered
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Proof of identification (for guests 18-years old, or older):
Proof of identification must be an official document and must match proof of vaccination and contain EITHER A OR B
Name and photo; OR
Name and date of birth
Acceptable forms of ID include, but are not limited to:
Non-driver government ID card
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*For the most recent list of approved vaccines, please visit:
FDA (U.S.): https://www.fda.gov/emergency-preparedness-and-response/coronavirus-disease-2019-covid-19/covid-19-vaccines
WHO (International): https://www.who.int/emergencies/diseases/novel-coronavirus-2019/covid-19-vaccines


The rod circuit in the rabbit retina.
Vaney DI1, Young HM, Gynther IC.
Department of Physiology and Pharmacology, University of Queensland, Australia.
Mammalian retinae have a well-defined neuronal pathway that serves rod vision. In rabbit retina, the different populations of interneurons in the rod pathway can be selectively labeled, either separately or in combination. The rod bipolar cells show protein kinase C immunoreactivity; the rod (AII) amacrine cells can be distinguished in nuclear-yellow labeled retina; the rod reciprocal (S1 & S2) amacrine cells accumulate serotonin; and the dopaminergic amacrine cells show tyrosine-hydroxylase immunoreactivity. Furthermore, intracellular dye injection of the microscopically identified interneurons enables whole-population and single-cell studies to be combined in the same tissue. Using this approach, we have been able to analyze systematically the neuronal architecture of the rod circuit across the rabbit retina and compare its organization with that of the rod circuit in central cat retina. In rabbit retina, the rod interneurons are not organized in a uniform neuronal module that is simply scaled up from central to peripheral retina. Moreover, peripheral fields in superior and inferior retina that have equivalent densities of each neuronal type show markedly different rod bipolar to AII amacrine convergence ratios, with the result that many more rod photoreceptors converge on an AII amacrine cell in superior retina. In rabbit retina, much of the convergence in the rod circuit occurs in the outer retina whereas, in central cat retina, it is more evenly distributed between the inner and outer retina.


One of our pre-procedure nurses will attempt to call you the evening before your procedure. The call usually takes approximately 10 - 15 minutes. If you are not available, we will leave a message for you with our contact information and/or brief instructions. If we are unavailable when you call, please leave your name and number where we can reach you. Due to time constraints and staff availability, we may not be able to contact everyone.
The pre-admission screening nurse will ask you to verify your name and date of birth. You will be asked about your medications, and will be instructed on which medications you should take the morning of your procedure. Please bring a list of your medications and the last time/date you took them, including the day of procedure.
It is important for you to know that you have patient rights, which include the right to ask questions, the right to participate in your care, the right to refuse treatment, and the right to comfort, privacy, and safety.
Please discuss all of your allergies with your doctor, especially those listed below.
Discuss your medications with your physician—he or she may want to stop or adjust the doses several days prior to or on the day of the procedure, especially those listed below.
Ask your physician if all of the required pre-procedure tests have been completed or are scheduled before your cardiac catheterization procedure.
You will be instructed to arrive 2-4 hours prior to your scheduled procedure time. For instance, if you are scheduled for 2 p.m., you should arrive at 12 p.m. Occasionally we may ask you to arrive earlier, especially if you have a history of kidney problems.
As you get ready for your procedure, there are a number of things you must know. This tool will help you to be better prepared.
Blood sugar range should be between 120 and 160 mg/ dL before meals, and less than 180 mg/dL two hours after starting a meal. The better your blood sugar is controlled in the days and weeks before and after your procedure, the better you will heal and the less likely you will experience any complications.
The longer you remain smoke-free before procedure, the better you will heal. Quitting smoking before your procedure is an important step for a successful recovery. Smoking increases your chance of complications such as infection, pneumonia, and heart attacks, both during and after your procedure. Most doctors recommend quitting smoking as soon as you decide to have a procedure. Consult the FMH Smoking Cessation program if you need help to quit. Call 240-566-3622 or email kickbutts@fmh.org.
Know the names of your medications, the dose, and how often you take it. Ask your doctor if you should take any of your medications before your procedure, even if you are told not to eat or drink anything.
Do not use lotion or conditioner on your skin or hair.
Bring your CPAP if you use one at home.
Make arrangements for someone to drive you home and stay with you the night after your procedure.
Do not eat or drink anything after midnight before your procedure unless otherwise instructed by your physician. This includes gum or candy. The only exception would be a sip of water if you are instructed to take your medications. Intake of solid foods or liquids could cause your procedure to be postponed.
If you are taking any medications, ask your physician in advance if you should take them the morning of your procedure.
Stop smoking or limit your smoking for a few days before your procedure, and do not smoke after midnight.
Do not drink alcoholic beverages 24 hours before the procedure.
FMH is not responsible for money or valuables you bring with you. We strongly recommend that you leave all money at home, unless you have a copay. If it is necessary to bring valuables with you, the Cashier's office can store smaller items in the safe. When you arrive for admission, notify your nurse and arrangements will be made.
If you have any questions, call your doctor's office or the Cardiac Catheterization Lab at 240-566-3510.


I'm reading the fourth book of the Harry Potter series. (Yes, I haven't read it yet after all my years of being a Harry Potter fan since the first movie released). What are your feelings about Ludo Bagmen at the Quidditch World Cup? I feel like his personality is off I can't seem to connect with him.
posted on 03/28/2019 11:34 p.m.


We are a professional, chauffeured, limousine company, focused on customer service, safety and satisfaction.
We take the extra effort necessary to ensure that we provide the finest experience in limousine transportation.
Reliability - Our limousines are always on time and in immaculate condition for your event. All our vehicles are expertly serviced and maintained by ASE Certified Mechanics. Each driver is equipped with GPS Tracking systems for your convenience.
Quality - Each of our chauffeurs is professionally trained and experienced. Our drivers are courteous and committed to getting you to your destination safely and on time.
Outstanding Service - Whether you have to travel a few miles or a few hundred miles, we are committed to you, whatever the occasion.
Affordable - Wright Executive Limousines has a reputation of being a luxurious yet affordable solution for your transportation needs.
In addition to our Executive Transportation Services, our luxury limos are available for all kinds of special occasions. We provide services for Bachelor and Bachelorette Parties, Proms and Graduations, Birthdays, Sweet 16 and Quinceanera celebrations, Anniversaries, Weddings, Concerts, Sporting Events, Corporate Events, Wine Tasting Tours, or just having a night out on the town. We promise to make you feel totally pampered and special while you are in our care.
Avoid the hassles of getting to the airport. Just sit back and let us drive you there in style and comfort, so you can think about your trip and not the traffic.
Wright Executive Limousines will help ensure that your experience will be a memorable one that will be cherished for years to come.
The Lincoln stretched Limousine is the gold standard in the industry. With stylish interiors and elegant presence, these limousines are custom built to entertain the affairs of business and pleasure. Standard with each is leather seating, CD/DVD player and stereo systems, LCD TVs, mood lighting, bar area for glassware and ice, overhead console, accent lights, and a chauffeur partition. Roomy and spacious, our 6 and 8 passenger stretch limos will mark every event with distinction and class.
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http://www.simpsonfuneralmuseum.com/wp-content/themes/smartbox-installable/
http://www.simpsonfuneralmuseum.com/
info@simpsonfuneralmuseum.com
16 South Main Street, Chatham, VA 24531
1876 Horse-Drawn Hearse
1941 Packard Hearse
Coffins and Caskets
The History of Funeral Practices
Ancient Egyptian and Arlington Murals
Come experience our 16-foot-wide murals that take you on a journey through the history of funeral practices throughout the ages.
Our Ancient Egyptian mural depicts funeral rituals as they were 5,000 years ago.
The Arlington mural illustrates how funeral services have evolved over the course of our nation's history.
Each of our two murals measures 16 feet wide and 8 feet tall and are breathtaking to view in-person.
1876 Antique Horse-Drawn Hearse
One of the favorite exhibits among our visitors is our fully-restored 1876 horse-drawn hearse. Kenneth P. Scott, Sr. used this hearse in many ceremonies and parades.
Over 1100 man hours spanning two years of work went into the full restoration of the hearse, from the original silk interior to the sterling silver lamps.
1941 Antique Packard Hearse
Another favorite among our visitors is a mint condition 1941 Packard Hearse.
Acquired from its original owner, this hearse was in service for 66 years at a funeral home in Syracuse, NY.
This Packard hearse has won numerous national car show awards.
The museums's coffin and casket exhibits feature numerous items from the Bob Rouse collection (1906).
– 1852 Solid Walnut Ice Chest, also known as a cooling board. Before the practice of embalming, the body would be placed into one of these for viewing and preserved until burial.
– 1906 Solid Rosewood Coffin and Solid Pine Outside Shipping Case
– Celebrity Replica Caskets
President John F. Kennedy
President Franklin D. Roosevelt
The museum's embalming exhibit features a replica of a 19th century embalming room with all the equipment and surgical supplies needed for embalming in the family's home, which was customary during that era.
Open Friday 10am to 2pm.
Open Saturday 9am to 12 noon.
Any time by appointment.
© 2014-17 Simpson Funeral Museum | All rights reserved.
bd321c


France workers have taken a potentially very powerful move to escalate their action against attacks on pensions.
Next Tuesday (12 October) millions of workers will take part in the fourth mass strike of the campaign. But very significantly two powerful groups are discussing continuous strikes afterwards. Rail workers and energy workers could stay out for weeks if necessary.
'Everybody looks to us. Other workers say that if railroad workers don't act then nobody will. It would be a heavy responsibility if we did not start renewed strikes because all of France is watching,' said Bruno Duchemin, a spokesman for the CFDT-Fgaac union, one of the main unions at the SNCF state rail company along with the CGT.
Strikes at the electricity companies EDF and GDF-Suez would lead to power cuts.
Continuous strikes sunk the Juppé plan in 1995. This was an earlier assault on pension rights. General strikes showed the mass mood against the government, but it was the addition of action by rail workers for several weeks that kept up the pressure and forced a humiliating climbdown.
If the rail and energy strikes now go ahead they could equally derail President Sarkozy's plans. Sarkozy has announced a rise in the minimum retirement age to 62. And to get a full state pension workers will have to stay in employment until they are 67.
Workers' contributions are also rising.
However, the latest move relies on local strength and initiative. The rolling strikes are organised by serving notice of 24-hour stoppages and are renewed each day before they expire.
Members of the union would need to be balloted at the end of the strike day on Tuesday.
It's unclear just how much support will come from union leaders to encourage and sustain indefinite strikes.
They need to throw the full weight of the unions behind these strikes.
Victory would energise the fightback across Europe.
British workers, also facing assaults on pensions, should learn the lessons from France. We need action, and strikes can be very popular.
Over 70 percent of French people interviewed in the latest polls backed the strikes and protests.


text:
Teodor Currentzis
Sanatçının En çok dinlenenleri
Symphony No. 6 in B Minor, Op. 74 "Pathétique" : II. Allegro con grazia Teodor Currentzis 07:42
Dido & Aeneas, Z. 626: Ouverture MusicAeterna, Teodor Currentzis 02:08
Requiem in D Minor, K. 626: I. Introitus "Requiem" MusicAeterna, The New Siberian Singers, Teodor Currentzis, Simone Kermes 04:36
Les Indes galantes, RCT 44, Nouvelle entrée, Les sauvages, Scène VI: Rondeau - Duo et choeur "Forêts paisibles" Teodor Currentzis 03:40
La Traviata, Act III - Preludio, scena e aria : Annina? Teodor Currentzis 02:05
La Traviata, Act III - Preludio, scena e aria : Prelude Teodor Currentzis 03:50
Symphony No. 5 in C Minor, Op. 67 : III. Allegro Teodor Currentzis 04:40
Piano Concerto No. 2 Op. 102 in F Major : II. Andante Alexander Melnikov, Alexander Melnikov, Mahler Chamber Orchestra and Teodor Currentzis, Mahler Chamber Orchestra, Teodor Currentzis 07:42
Le nozze di Figaro, K. 492 : Sinfonia Teodor Currentzis 03:59
Symphony No. 7 in A Major, Op. 92 : II. Allegretto Teodor Currentzis 08:14
En popüler prodüksiyon
Mozart: Così fan tutte
- Teodor Currentzis
Così fan tutte ossia La scuola degli amanti, K. 588 : Ouvertura
Così fan tutte ossia La scuola degli amanti, K. 588 : Atto Primo: La mia Dorabella capace non è (No. 1, Terzetto: Ferrando, Don Alfonso, Guglielmo)
Così fan tutte ossia La scuola degli amanti, K. 588 : Atto Primo: Fuor la spada (Recitativo: Guglielmo, Don Alfonso, Ferrando)
Così fan tutte ossia La scuola degli amanti, K. 588 : Atto Primo: È la fede delle femmine (No. 2, Terzetto: Ferrando, Don Alfonso, Guglielmo)
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- MusicAeterna, The New Siberian Singers, Teodor Currentzis
Mahler: Symphony No. 6
Purcell: Dido & Aeneas
Tchaikovsky: Symphony No. 6 in B Minor, Op. 74 "Pathétique"
Mozart: Le nozze di Figaro, K. 492
Shostakovich: Symphony No. 14, Op. 135
- MusicAeterna, Teodor Currentzis, Julia Korpacheva, Petr Migunov
Beethoven: Symphony No. 7 in A Major, Op. 92
Tchaikovsky: Violin Concerto, Op. 35, TH 59 - Stravinsky: Les noces
Beethoven: Symphony No. 5 in C Minor, Op. 67
Rameau - The Sound of Light
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A rebellious contemporary composer who is intent on dragging classical music into a new age, Treodor Currentzis' volcanic personality and intense, unbridled devotion to his art make him one of Russia's most unconventional and charismatic modern maestros. Born in Athens, Greece on February 24, 1972, he was a child prodigy who picked the piano and the violin and started studying at the National Conservatory at the age of 12. Treodor Currentzis moved to Russia in 1994 to learn conducting at St. Petersburg State Conservatory under Ilya Musin. He took over as the principal conductor of the Novosibirsk State Opera and Ballet Theatre in 2004. He also founded the Orchestra MusicAeterna, which began by tackling early period pieces and specializing in authentic, passionate performances. Currentzis came to prominence when he led an extraordinary performance of Henry Purcell's Dido & Aeneas, which was released as an album in 2008. Moving to the provincial Siberian city of Perm in 2011 to take over as the director of their state opera, he took some of the loyal members of the MusicAeterna with him. In the foothills of the Ural Mountains during freezing winters, the ensemble became one of the country's most dynamic orchestras under Currentzis' intense leadership. Their 2011 recording of Mozart's Requiem in D Minor was admired as a fireball of raging energy. Currentzis went on to win five Golden Mask Awards as the country's top conductor. His high energy approach to Mozart was seen as revolutionary by some critics and captured on albums such as Le Nozze di Figaro (2014), Cosi Fan Tutte (2014) and Don Giovanni (2016) for Sony Classical. He also toured Europe with the orchestra, leading performances of works by Prokofiev, Stravinsky, Tchaikovsky and Verdi. appointed to take charge of the SWR Symphonieorchester in Stuttgart in 2018. In 2018, he and his orchestra released Mahler: Symphony No. 6, followed by Beethoven: Symphony No. 5 in C Minor, Op. 67 in 2020.