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Media Globalization and Digital Journalism in Malaysia
Author : Amira Firdaus
Download and Read Media Globalization and Digital Journalism in Malaysia PDF by Amira Firdaus Full Book and published by Routledge. This book was released on 2019-12-12 with total page 194 pages. Available in PDF, EPUB and Kindle. Book excerpt: The media ecology within which conventional mainstream journalism currently operates has undergone major transformations since the advent of social media. These transformations arise from the disruption brought upon by the emergence of networked, interactive platforms and user-driven online applications including social media, blogs and alternative citizen news sites. This book analyses networked forms of journalistic production at traditional news organizations and their conventional news channels. Focusing on case studies from Malaysia, it examines current transformations to the norms, practices and values of conventional news production. Drawing upon a recent global-comparative turn in journalism studies and parallel efforts to de-Westernize communication theory, this book suggests an innovative 'glocal' comparative approach to analyse 'network newswork' among global, transnational, and local news organizations, including Al Jazeera and Bernama TV, located within the same geographical locality, Kuala Lumpur, Malaysia. This author uses an empirically-grounded conceptual framework for exploring and understanding recent transformations that user-driven networked resources bring to professional journalists' daily work of producing news. Discussing the implications of network newswork on the wider global journalistic sphere, the book elucidates a tiered model of networked sources and expounds upon journalism's deepening of the digital divide in its inadvertent muting of the voices of non-networked communities that are switched off from the global news sphere and its network society. A fresh perspective on the analysis of globalization in the media and a useful guide for gaining access into media organizations and securing cooperation of organizational members for research, this book will be of interest to researchers in the field of Asian Media and Communication Studies, Journalism Studies, Political Communication and Sociology of Journalism.
Download and Read Media Globalization and Digital Journalism in Malaysia PDF by Amira Firdaus Full Book and published by Routledge. This book was released on 2017-08-15 with total page 194 pages. Available in PDF, EPUB and Kindle. Book excerpt: The media ecology within which conventional mainstream journalism currently operates has undergone major transformations since the advent of social media. These transformations arise from the disruption brought upon by the emergence of networked, interactive platforms and user-driven online applications including social media, blogs and alternative citizen news sites. This book analyses networked forms of journalistic production at traditional news organizations and their conventional news channels. Focusing on case studies from Malaysia, it examines current transformations to the norms, practices and values of conventional news production. Drawing upon a recent global-comparative turn in journalism studies and parallel efforts to de-Westernize communication theory, this book suggests an innovative 'glocal' comparative approach to analyse 'network newswork' among global, transnational, and local news organizations, including Al Jazeera and Bernama TV, located within the same geographical locality, Kuala Lumpur, Malaysia. This author uses an empirically-grounded conceptual framework for exploring and understanding recent transformations that user-driven networked resources bring to professional journalists' daily work of producing news. Discussing the implications of network newswork on the wider global journalistic sphere, the book elucidates a tiered model of networked sources and expounds upon journalism's deepening of the digital divide in its inadvertent muting of the voices of non-networked communities that are switched off from the global news sphere and its network society. A fresh perspective on the analysis of globalization in the media and a useful guide for gaining access into media organizations and securing cooperation of organizational members for research, this book will be of interest to researchers in the field of Asian Media and Communication Studies, Journalism Studies, Political Communication and Sociology of Journalism.
Malaysian Media Studies: Integrating Perspectives (UM Press)
Author : Azizah Hamzah
Publisher : The University of Malaya Press
Download and Read Malaysian Media Studies: Integrating Perspectives (UM Press) PDF by Azizah Hamzah Full Book and published by The University of Malaya Press. This book was released on 2016 with total page 139 pages. Available in PDF, EPUB and Kindle. Book excerpt: This edited volume revisits developments in the field of media education and media studies at a time when society is experiencing a ubiquitous networked, digital media environment. Rapid advances in media and communication technologies and the accompanying developments in social, cultural, political, and economic realms pose unexpected challenges to the curricula of long-established media and communication schools. As opposed to rigidly structured nation-based mass media systems of the past century, the new global media sphere celebrates the breaking down of borders – whether spatial, cultural or social. Today, in the second half of the second decade of the 21st century, this problem translates into what, and how to teach students of media, who in all likelihood, are more adept media consumers and producers, than their teachers. In a region where educational institutions and educators don't transform as fast as media technologies do, there is a need to problematize, and to reflect upon the situation. This edited volume examines critical issues related to media studies at local institutions of higher learning, and includes a sampling of research charting new directions in local media scholarship. Contributions to this edited volume reflect the shared concerns of media educators and researchers in Malaysia and two neighboring countries, Indonesia and Thailand. Three main themes underscore this volume, reflecting their importance to the evolution of media education, and to a certain extent, research as well: • Historical development of media education and training • Current developments and future trajectories of media education in a globalized digital media environment • Analysis of media and society
Risk Journalism between Transnational Politics and Climate Change
Author : Ingrid Volkmer
Download and Read Risk Journalism between Transnational Politics and Climate Change PDF by Ingrid Volkmer Full Book and published by Springer. This book was released on 2018-04-06 with total page 292 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book introduces a new methodology to assess the way in which journalists today operate within a new sphere of communicative 'public' interdependence across global digital communities by focusing on climate change debates. The authors propose a framework of 'cosmopolitan loops,' which addresses three major transformations in journalistic practice: the availability of 'fluid' webs of data which situate journalistic practice in a transnational arena; the increased involvement of journalists from developing countries in a transnationally interdependent sphere; and the increased awareness of a larger interconnected globalized 'risk' dimension of even local issues which shapes a new sphere of news 'horizons.' The authors draw on interviews with journalists to demonstrate that the construction of climate change 'issues' is increasingly situated in an emerging dimension of journalistic interconnectivity with climate actors across local, global and digital arenas and through physical and digital spaces of flows.
The Routledge Companion to News and Journalism
Author : Stuart Allan
Download and Read The Routledge Companion to News and Journalism PDF by Stuart Allan Full Book and published by Taylor & Francis. This book was released on 2022-11-29 with total page 702 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Routledge Companion to News and Journalism brings together scholars committed to the conceptual and methodological development of news and journalism studies from around the world. Across 50 chapters, organized thematically over seven sections, contributions examine a range of pressing challenges for news reporting – including digital convergence, mobile platforms, web analytics and datafication, social media polarization, and the use of drones. Journalism's mediation of social issues is also explored, such as those pertaining to human rights, civic engagement, gender inequalities, the environmental crisis, and the Black Lives Matter movement. Each section raises important questions for academic research, generating fresh insights into journalistic forms, practices, and epistemologies. The Companion furthers our understanding of why we have ended up with the kind of news reporting we have today – its remarkable strengths, the difficulties it faces, and how we might improve upon it for tomorrow. Completely revised and updated for its second edition, this volume is ideal for advanced undergraduates, postgraduates, researchers, and academics in the fields of news, media, and journalism studies.
Rethinking Journalism
Author : Chris Peters
Download and Read Rethinking Journalism PDF by Chris Peters Full Book and published by Routledge. This book was released on 2013-05-07 with total page 264 pages. Available in PDF, EPUB and Kindle. Book excerpt: There is no doubt, journalism faces challenging times. Since the turn of the millennium, the financial health of the news industry is failing, mainstream audiences are on the decline, and professional authority, credibility and autonomy are eroding. The outlook is bleak and it's understandable that many are pessimistic. But this book argues that we have to rethink journalism fundamentally. Rather than just focus on the symptoms of the 'crisis of journalism', this collection tries to understand the structural transformation journalism is undergoing. It explores how the news media attempts to combat decreasing levels of trust, how emerging forms of news affect the established journalistic field, and how participatory culture creates new dialogues between journalists and audiences. Crucially, it does not treat these developments as distinct transformations. Instead, it considers how their interrelation accounts for both the tribulations of the news media and the need for contemporary journalism to redefine itself.
Digital Transformation in Journalism and News Media
Author : Mike Friedrichsen
Download and Read Digital Transformation in Journalism and News Media PDF by Mike Friedrichsen Full Book and published by Springer. This book was released on 2017-05-03 with total page 555 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book analyzes various digital transformation processes in journalism and news media. By investigating how these processes stimulate innovation, the authors identify new business and communication models, as well as digital strategies for a new environment of global information flows. The book will help journalists and practitioners working in news media to identify best practices and discover new types of information flows in a rapidly changing news media landscape.
Journalism Pedagogy in Transitional Countries
Author : Diana Garrisi
Download and Read Journalism Pedagogy in Transitional Countries PDF by Diana Garrisi Full Book and published by Springer Nature. This book was released on 2023-01-05 with total page 247 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book explains what it means to teach journalism in countries with limited media freedom in the post-pandemic era. It digs into the social and historical factors underpinning the development of journalism university degrees and courses in a selection of illustrative case studies taken from Africa, Asia, Europe, and Latin America. This work assesses both the limitations and creative opportunities arising from teaching journalism under constraints. Topics include but are not limited to: the application of Western theoretical frameworks in new transnational universities in China; the historical and political roots of the gap between industry and academia in Slovenia; ideological clashes and classism in higher education in the Arab region; scholar-activism in Turkey; decolonizing journalism curricula in South Asia; journalism students as research partners in the Philippines; and the repression of the student press in Mexico. Although this book focuses broadly on the Global South, the theoretical and practical implications of its findings and related discussion will inform the challenges facing journalism training today as a whole.
Digital Technology and Journalism
Author : Jingrong Tong
Download and Read Digital Technology and Journalism PDF by Jingrong Tong Full Book and published by Springer. This book was released on 2017-10-09 with total page 367 pages. Available in PDF, EPUB and Kindle. Book excerpt: This edited volume discusses the theoretical, practical and methodological issues surrounding changes in journalism in the digital era. The chapters explore how technological innovations have transformed journalism and how an international comparative perspective can contribute to our understanding of the topic. Journalism is examined within Anglo-American and European contexts as well as in Asia and Africa, and comparative approaches and methods for journalism studies in the digital age are evaluated. In so doing, the book offers a thorough investigation of changes in journalistic norms, practices and genres in addition to providing an international and comparative perspective for understanding these changes and what they mean to journalism. Written by both leading scholars and media practitioners in the field, the articles in this collection are based on theoretical frameworks and empirical data, drawn from content analysis of newspaper and online coverage, in-depth interviews with news practitioners, observation on the websites of news organisations and analysis of journalists on Twitter. The result is a cohesive compilation that offers the reader an up-to-date and comprehensive understanding of digital developments in journalism and comparative journalism studies.
Journalism and Ethics: Breakthroughs in Research and Practice
Author : Management Association, Information Resources
Publisher : IGI Global
Download and Read Journalism and Ethics: Breakthroughs in Research and Practice PDF by Management Association, Information Resources Full Book and published by IGI Global. This book was released on 2019-05-03 with total page 913 pages. Available in PDF, EPUB and Kindle. Book excerpt: In the modern hyperconnected society, consumers are able to access news from a variety of channels, including social media, television, mobile devices, the internet, and more. From sensationalist headlines designed to attract click-throughs to accusations of bias assigned to specific news sources, it is more important now than ever that the media industry maintains best practices and adheres to ethical reporting. By properly informing citizens of critical national concerns, the media can help to transform society and promote active participation. Journalism and Ethics: Breakthroughs in Research and Practice examines the impacts of journalism on society and the media's responsibility to accurately inform citizens of government and non-government activities in an ethical manner. It also provides emerging research on multimedia journalism across various platforms and formats using digital technologies. Highlighting a range of pertinent topics such as investigative journalism, freedom of expression, and media regulation, this publication is an ideal reference source for media professionals, public relations officers, reporters, news writers, scholars, academicians, researchers, and upper-level students interested in journalism and journalistic ethics.
Public Service Broadcasting in the Age of Globalization
Author : Indrajit Banerjee
Publisher : AMIC
Download and Read Public Service Broadcasting in the Age of Globalization PDF by Indrajit Banerjee Full Book and published by AMIC. This book was released on 2006 with total page 356 pages. Available in PDF, EPUB and Kindle. Book excerpt: Takes a scholarly perspective aimed at creating debate about the role and function of public service broadcasting at a time that it is facing a variety of threats, from governments, and from commercialization of broadcasting. This book gives a global perspective on the state of public service broadcasting in the age of globalization.
Women, Media, and Power in Indonesia
Author : Jane Ahlstrand
Download and Read Women, Media, and Power in Indonesia PDF by Jane Ahlstrand Full Book and published by Routledge. This book was released on 2021-12-21 with total page 192 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book demonstrates the crucial link between gender and structures of power in democratic Indonesia, and the role of the online news media in regulating this relationship of power. Using critical discourse analysis (CDA) as a theoretical framework, and social actor analysis as the methodological approach, this book examines the discursive representation of three prominent female Indonesian political figures in the mainstream Indonesian online news media in a period of social-political transition. It presents newfound linguistic evidence in the form of discourse strategies that reflect the women's dynamic relationship with power. More broadly, the critical analysis of the news discourse becomes a way of uncovering and evaluating implicit barriers and opportunities affecting women's political participation in Indonesia and other Asian political contexts, Indonesia's process of democratisation, and the influential role of the online news media in shaping and reflecting political discourse.
Handbook of Research on Combating Threats to Media Freedom and Journalist Safety
Author : Jamil, Sadia
Download and Read Handbook of Research on Combating Threats to Media Freedom and Journalist Safety PDF by Jamil, Sadia Full Book and published by IGI Global. This book was released on 2019-12-27 with total page 408 pages. Available in PDF, EPUB and Kindle. Book excerpt: The freedom of expression and the freedom of information are the indispensable components of free media. Without these two basic rights, an informed, active, and participatory citizenry is impossible. Members of the media require special protections to enable them to operate freely in order to advocate for human rights, public discourse, and the plurality of ideas. The Handbook of Research on Combating Threats to Media Freedom and Journalist Safety is an essential reference source that evaluates how diverse threats impact on journalists' wellbeing, their right to freedom of expression, and overall media freedoms in various contexts and assesses inadequacies in national security policies, planning, and coordination relating to the safety of journalists in different countries. Featuring research on topics such as freedom of the press, professional journalism, and media security, this book is ideally designed for journalists, news writers, editors, columnists, press, broadcasters, newscasters, government officials, lawmakers, diplomats, international relations officers, law enforcement, industry professionals, academicians, researchers, and students.
Media Asia
Download and Read Media Asia PDF by Full Book and published by . This book was released on 2005 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Misunderstanding the Internet
Author : James Curran
Download and Read Misunderstanding the Internet PDF by James Curran Full Book and published by Routledge. This book was released on 2016-02-05 with total page 224 pages. Available in PDF, EPUB and Kindle. Book excerpt: The growth of the internet has been spectacular. There are now more than 3 billion internet users across the globe, some 40 per cent of the world's population. The internet's meteoric rise is a phenomenon of enormous significance for the economic, political and social life of contemporary societies. However, much popular and academic writing about the internet continues to take a celebratory view, assuming that the internet's potential will be realised in essentially positive and transformative ways. This was especially true in the euphoric moment of the mid-1990s, when many commentators wrote about the internet with awe and wonderment. While this moment may be over, its underlying technocentrism – the belief that technology determines outcomes – lingers on and, with it, a failure to understand the internet in its social, economic and political contexts. Misunderstanding the Internet is a short introduction, encompassing the history, sociology, politics and economics of the internet and its impact on society. This expanded and updated second edition is a polemical, sociologically and historically informed guide to the key claims that have been made about the online world. It aims to challenge both popular myths and existing academic orthodoxies that surround the internet.
Handbook of Research on Media Literacy in the Digital Age
Author : Yildiz, Melda N.
Download and Read Handbook of Research on Media Literacy in the Digital Age PDF by Yildiz, Melda N. Full Book and published by IGI Global. This book was released on 2015-12-02 with total page 532 pages. Available in PDF, EPUB and Kindle. Book excerpt: With the current ubiquity of technological tools and digital media, having the skillset necessary to use and understand digital media is essential. Integrating media literacy into modern day education can cultivate a stronger relationship between technology, educators, as well as students. The Handbook of Research on Media Literacy in the Digital Age presents key research in the field of digital media literacy with a specific emphasis on the need for pre-service and in-service educators to become familiar and comfortable with the current digital tools and applications that are an essential part of youth culture. Presenting pedagogical strategies as well as practical research and applications of digital media in various aspects of culture, society, and education, this publication is an ideal reference source for researchers, educators, graduate-level students, and media specialists.
Author : Antonio L Rappa
Publisher : Flipside Digital Content Company Inc.
Download and Read Globalization PDF by Antonio L Rappa Full Book and published by Flipside Digital Content Company Inc.. This book was released on 2003-08-01 with total page 397 pages. Available in PDF, EPUB and Kindle. Book excerpt: In the first edition, the themes of hope, optimism, and progress of neoliberalism were examined in Asia and America. The second edition, Globalization: Power, Authority, and Legitimacy in Late Modernity, analyses the new pessimism that has descended on the globalized world. The America that was once the bastion of hope, optimism and progress is now showing clear signs of a superpower in decline. The first sign of the American decline since 1941 in Pearl Harbor was the destruction of the World Trade Center in New York City on 11 September 2001. The other signs are the Vietnamization of Iraq, a nuclear stand-off with North Korea, increasing trade imbalances with China and India, a stalemate with terrorists in Afghanistan, the challenge of European protectionism, a belligerent politics in the Middle East, overt American dependence on fossil fuels, and the mushrooming of various subprime crises into an escalating global recession. This second edition incorporates the latest developments in terms of culture, wealth and terrorism around the world and provides possible solutions to salvage the American Dream.
Bangkok 8 (Sonchai Jitpleecheep #1)
Aftertime (Aftertime, #1)
A Pair of Blue Eyes
The Adventures of Baby Jaimie (The Adventures of Baby Jaimie, #1)
The Revenge of Seven (Lorien Legacies, #5)
Progeny: The Unknown Nine
The River (Brian's Saga, #2)
To the Nines (Stephanie Plum, #9)
Pacific Edge (Three Californias Triptych, #3)
Undone: Odette, Elle & me
The Traitor's Wife: A Novel of the Reign of Edward II
Elon Musk: Tesla, SpaceX, and the Quest for a Fantastic Future
Sugar Girl


A view of Detroit from the window of a ruined building. The city has a $18bn debt.
On Friday, when President Obama finally addressed the Trayvon Martin verdict, his remarks were greeted with a chorus of amens, and rightly so. Still, I couldn't help thinking about the race speech he wasn't making. Detroit, America's largest majority-black city since the 1970s, had declared bankruptcy less than 24 hours earlier. It was apparently easier to address one tragic death than to honestly grapple with the misdeeds that had brought low one of the most important cities of the 20th century.
Those misdeeds indisputably include a history of abandonment, neglect, isolation and outright hostility born directly of the racial tensions that have historically divided Detroit from its predominantly white suburbs, and from the rest of the state of Michigan. Add to the list a failure of leadership on every level – from myopic, at times corrupt local politicians who punted on Detroit's long-term debt issues, to a bipartisan Washington policy establishment that has blundered along for years without anything resembling a cohesive urban policy or a strategy for shoring up US manufacturing.
And, of course, let's not forget the economic misdeeds of Detroit's Big Three car manufacturers (those pioneers of job outsourcing) and Wall Street (whose predatory lending and casino mentality resulted in the foreclosure epidemic that would devastate the tax base of cities across the US).The year after Chrysler and General Motors entered managed bankruptcies, Michigan elected a Republican governor, a helmet-haired certified public accountant (and venture capitalist), Rick Snyder, who bankrolled his own campaign to the tune of $6m, proudly billing himself as a technocrat capable of reviving the state's foundering economy. Snyder, after promptly cutting corporate taxes, saw the writing on the wall in Detroit. Nervous about the possibility of an unmanaged bankruptcy – which could have tanked the bond rating and borrowing ability of the entire state – Snyder appointed bankruptcy lawyer Kevyn Orr as Detroit's "emergency manager" in March. Democratically elected officials (the mayor, the city council) retained their job titles but no real power; Orr, meanwhile, would control the city's finances and negotiate with creditors. He was granted near dictatorial powers, including the ability to break union contracts with city workers and sell off municipal assets.
Previously, Orr had been one of the lead attorneys working on Chrysler's managed bankruptcy, and the hope was that he'd bring the same skills to fixing the city. But there was one huge difference: Obama extended $82bn in federal loans to Chrysler and GM. In the city of Detroit, federal loans were a pipe dream, and Orr's chief spokesperson has been reduced to floating the idea of selling off paintings from the city's art museum to pay the bills.
The pensioners, meanwhile, are protected by Michigan's state constitution. According to Orr, though, federal bankruptcy law would supersede that of the state, and he was threatening the pensions with "significant cuts" – so the pension fund lawyers decided to take him to court. This is what directly triggered the bankruptcy filing: now the city has entered bankruptcy, any pending lawsuits are automatically suspended.
What happens next? The truth is, no one knows. The US has never seen a municipal bankruptcy on this scale. It could take years to wend its way through the court system, with much depending on bankruptcy judge Steven Rhodes, appointed on Friday to oversee the case. Rhodes remains a largely unknown quantity, though a Google search revealed, auspiciously, that he plays rhythm guitar in the Indubitable Equivalents, the house classic rock band of the American Bankruptcy Institute, and that he loves the song (seriously) "Eve of Destruction". He's also co-written a book about Ponzi schemes, which should help when it comes to negotiating with Wall Street.
During the 2012 campaign, Obama hammered Mitt Romney for writing an op-ed titled "Let Detroit go bankrupt". The "Detroit" to which Romney referred was the car industry, not the city, and Obama's critique was spot-on – allowing the companies to fail would have been a human and economic catastrophe. But now that the other Detroit has gone bankrupt, perhaps it's time for Obama to write an op-ed of his own, explaining the disgraceful "jobless recovery" he's presided over, while corporate profits continue to soar. The day after the Detroit bankruptcy was announced, incidentally, the Dow Jones industrial average hit a record high.
• This piece was amended on 22 July 2013. The bankruptcy judge Steven Rhodes plays for a band called the Indubitable Equivalents, not the Interminable Equivalents as had been stated in the seventh paragraph.


It's been a challenging winter, and I'm very much looking forward to spring. Apologies for my lack of posting. Call it a combination of acclimating to a new job, family obligations, and a generally tough winter for fishing.
I made it out many times, but slow days and skunkings kept me from writing posts. I'll make it up by sharing my favorite fly to fish on the Swift!
Most of my winter outings have been spent on the Farmington and Swift. Most outings have been under four-fish days, and with one or two exceptions, all outings have yielded less than five fish to hand for the day.
The Farmington finally seems to be heating up. My last trip brought seven fish to hand, with the nicer specimens slipping the hook before hitting the net. My last trip there was a couple weeks ago, and nymphs were most productive for me despite a handful of Caddis coming off the water.
The Swift has provided for a few fun outings when I couldn't make the drive down to the Farmy, but Swift fishing since the waters rose has been challenging to say the least.
The Swift is a relatively featureless river, meaning that high water makes access very challenging. It basically becomes a ditch and any flows over 350 CFS makes wading and access pretty challenging. Add the usual Swift traffic, and I've found shared access to decent holes to be particularly challenging.
When the salmon in the river were the talk of the town, this was probably the most frustrating time to fish the Swift with such high-flow access challenges. Still, there were some great days on the water with beautiful fish to hand. Below are some of the salmon I was lucky enough to take on both streamers and nymphs.
I'd promised to unveil a fly that I love to fish on the Swift. This has produced well on other rivers as well. Try any color combinations that you like, I certainly have my favorites.
The principle is a simple scud without the scud backing that I personally find frustrating to work with. I call it the Burn Back Scud (real creative, I know)…. It's just a dubbing tail, a thick dubbing noodle body, burned with a lighter over the top to lay flat, and coated in resin to get a flat-back scud effect.
I then pick the legs out with a bodkin to give it a buggier look. The picture below is one of my earliest editions; it used beads and a thinner dubbing noodle. Funny enough, I looked through all my pictures and can't find a new version. Guess I still keep this pattern pretty secret. Think you'll get the idea…. If you have questions, reach out through Instagram and maybe you'll find me in a sharing mood!
Striper migration is well on its way. Trout, both stockies and holdovers, are starting to chew less selectively again as our water temps begin to rise. Hope all reading this find some time to get out and enjoy this changing weather soon!
Great photos and fly! Innovative way to avoid using the slippery scud back material, which I too detest.
Need to get to the Swift in my Watermasters. High water is kickboat time!
I would join for that Dan!
And I love a scud on the Swift, cool pattern!


When purchasing life insurance, there are several important decisions that need to be made. Certainly, the amount of insurance protection is one of the main criteria. Having enough money to ensure that your loved ones and survivors are financially able to carry on in the future is essential.
The type of life insurance that you purchase is also a primary decision. There are two main forms of coverage to choose from. These are term and permanent. Within those types, however, are a number of different niches through which policyholders can choose to pinpoint the purpose for their coverage.
For example, many individuals will purchase burial insurance. This type of life insurance, also often referred to as funeral insurance or final expense coverage, is typically obtained for the purpose of providing one's survivors with cash so that funeral and other related expenses can be paid.
Today, the cost of a funeral and other surrounding costs can easily exceed $10,000 in many areas. This is particularly the case when you factor in items such as a headstone, a burial plot, flowers, and the decedent's memorial service. Even less costly services such as cremation can also run into the several thousands of dollars.
Unfortunately, many families today do not have this type of money on hand to pay the service providers - although oftentimes, payment is due immediately. With this in mind, having burial insurance can relieve those whom you love from an additional financial burden, at an already difficult time in their lives.
Many burial insurance policies will provide benefits of between $5,000 and $25,000. However, there are some insurance carriers that offer policies with higher amounts of coverage. In many cases, burial insurance is offered as permanent life insurance coverage. This means that the policyholder has death benefit protection, along with a cash value component.
The cash that is inside of the policy is allowed to grow on a tax deferred basis. This means that there will be no income tax that is due on the growth of this cash until the time that it is withdrawn - which could essentially be many years down the road - allowing it to grow and compound exponentially.
This cash could be either withdrawn or borrowed by the burial insurance policyholder for any number of reasons, including to pay off debts, to pay for a child's or a grandchild's college tuition, or even to take a vacation.
The borrowed or withdrawn cash does not have to be repaid. It is, however, important to note that if there is an unpaid balance at the time of the insured's death, the amount that is not repaid will be charged against the death benefit proceeds that are paid out to the beneficiary (or beneficiaries). So, if beneficiaries are counting on a certain amount of death benefit proceeds, it may be essential to repay any cash value that is borrowed or withdrawn from the policy.
Just as with other types of life insurance coverage, you will need to choose a beneficiary when you purchase a burial insurance policy. A beneficiary is a person (or entity) that will receive the proceeds of the insurance policy upon the death of the insured.
When choosing a beneficiary, it will be important to keep in mind that this individual will likely be the one who is responsible for making the funeral arrangements - and for paying the expenses - of the insured. Therefore, when determining who the best beneficiary should be, it is likely that the person should be someone who is responsible, dependable, and close to the insured individual.
Often, an insured will choose a son or daughter, niece or nephew, or even a grandchild as their beneficiary of choice on their burial insurance policy. In other cases, an individual may choose a spouse or a significant other. Also like with other types of life insurance, more than one beneficiary may be named.
Should an unexpected event occur and the beneficiary predecease the insured, it will also be important to have a secondary beneficiary named. This person (or persons) will be able to receive the proceeds of the burial insurance policy and take on the duties of the initial beneficiary.
When naming beneficiaries in order as such, the first beneficiary is known as the primary beneficiary, and the beneficiary (or beneficiaries) that is next in line is known as the secondary beneficiary. You could even name a beneficiary that is third in line, should something happen to the secondary beneficiary. This person (or persons) would be known as the tertiary beneficiary.
When a beneficiary receives the proceeds of a burial insurance policy, these funds are received income tax-free. This means that the beneficiary can use 100 percent of the proceeds for paying expenses. This can be truly helpful - especially if the insured had a great deal of debt to be paid.
In many cases, an insured may have unexpected - and uninsured - medical expenses that are in addition to his or her funeral-related costs. The proceeds that come from a burial insurance policy can be an ideal way to pay off these debts.
In addition to the type of coverage, the amount of protection, and the named beneficiary, there are other important factors to consider when purchasing a burial insurance policy. One key criterion is the stability of the underlying insurance carrier through which the policy is being purchased.
There are many insurance carriers out in the marketplace - and some these carriers offer burial insurance. The one that you purchase your policy through should be strong and stable financially - and it should have a good reputation for paying out claims to its policyholders.
While past dealings are not a guarantee of future performance, it can still be a good indication that an insurer is a stable carrier. Therefore, it will be important to review the insurance company ratings that are provided by the rating agencies such as Standard & Poor's, Moody's, Fitch Ratings, A.M. Best, and TheStreet.com. Typically, information regarding an insurance company's financial ratings can be found directly on the insurance company's website, as well as on your state's Department of Insurance website.
You may also want to review an insurance company's information about any Better Business Bureau data. Many insurers are accredited with the BBB. Also, the BBB assigns ratings to companies from A+ to F, similar to a school report card. The BBB also provides information regarding complaints that have been filed with a company.
If you are looking for burial insurance policy premium quotes to ensure that your loved ones won't be left with any final expenses debt, it is usually best to work with an agency that has access to more than just one life insurance carrier. This is because when you do so, you can more directly compare, in an unbiased manner, multiple insurers' policies, benefits, and premium rates - and then you can decide from there which one will be the best for you and your specific needs.
When you are ready to start the burial insurance policy and premium comparison process, we can help. We work with many of the top rated life insurance carriers in the marketplace today, and we can help you to obtain all of the pertinent details that you need in order to make a more informed purchase decision. We can do this for you quickly, easily, and conveniently - all from your home computer - and without the need to meet in person with a life insurance agent. If you are ready to begin, just fill out the quote form on this page..
Should you discover more questions through the process regarding the best way of choosing a beneficiary for a burial insurance policy - or even if you have questions about life insurance in general - our experts are here to assist you. We can help you in narrowing down what type of coverage is best for you, as well as the amount of protection that will help in providing those whom you love with the proper financial supplement. Our experts can also help you in deciphering that of the many life insurance carriers may be the best for you and your life insurance coverage budget. We can be reached toll-free, by calling 877-235-9299.
We understand that the purchase of burial insurance may seem a bit confusing. There are many variables to be aware of - and you want to ensure that you have all of the essential information in place prior to moving forward with your purchase decision. That's why having an expert on your side can help to make the process go more smoothly. Please contact us today - we are here to assist you.


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Armed civilians asked to leave recruiting center after accidental discharge
Several armed volunteers were outside of the recruiting center when the incident occurred. (Photo: Jess Grimm/Eagle-Gazette)
God bless you, but you've got to go. That was the sentiment Thursday afternoon at a U.S. Army recruiting center in Lancaster, Ohio, after an armed civilian standing guard outside of the center accidentally fired a round from his AR-15.
Christopher Reed, 28, was one of several volunteers guarding the recruiting center when the incident occurred. Armed civilians have been standing guard at recruiting centers across the country after four Marines and a sailor were killed during a terrorist attack last week in Chattanooga, Tennessee. But those civilians are no longer welcome at the recruiting center in Lancaster.
Reed said he was outside of the strip mall when someone asked to look at his rifle. Reed agreed, but while clearing the weapon, he accidentally fired a shot into the pavement, the Eagle-Gazette reported. No one was injured and – other than leaving a small hole in the pavement – there was no damage.
Nonetheless, local law enforcement responded to the incident, which resulted in a citation for accidental discharge in city limits, a fourth-degree misdemeanor. Reed's gun was also confiscated – at least until he appears in court next week.
If convicted, Reed could face up to 30 days in jail. Ironically, according to court records, Reed was convicted of the same offense two years ago, resulting in a $50 fine.
Shortly after Thursday's incident occurred, U.S. Properties Group – the company that owns the strip mall where the recruiting center is located – issued a statement saying, "For the safety of tenants, customers and construction personnel working in the immediate vicinity of the Military Recruiting Center, it would be best to request the removal of the armed individuals."
The company asked the officers responding to the accidental shooting to escort all armed civilians from the property, and the officer telling them to leave reportedly said, "God bless you," as he escorted them away.
In a telephone interview with The Columbus Dispatch, Reed said he's nobody special and just trying to do his part for his country.
"I'm just a guy doing my job because my own government wouldn't do it," he said, referring to the fact that federal law prohibits military personnel from carrying firearms at the recruiting centers and other military facilities.
However, the day before the accidental shooting, following suit with at least half a dozen other governors, Ohio Governor John Kasich authorized the Ohio National Guard to carry firearms at recruiting centers.
Politics & 2nd Amendment

redpajama_set_name: RedPajamaCommonCrawl


Email from Client who purchased an aircraft he had never seen, until after he owned it.
I could never imagine myself buying an airplane in a foreign country, without ever seeing it, either the person who was selling it to me, but that ended up happening and the result is, that the airplane was exactly what was pictured on your website, photos and description.
For sure, I would buy another airplane from you under the same circumstances and also would recommend you to any friend of mine.
It was a pleasure dealing with you and I hope we can do some more business.
feel that the plane and myself are becoming friends.
Two very happy customers with 2 great aircraft!
I want to thank you for all your help with the recent purchase of our MU-2 Marquise. At your recommendation, we purchased our current aircraft after looking at several others. I now have over 125 hours of trouble free operation with the aircraft. It has been to IJC in Tulsa two separate times for required inspections. You told us this aircraft had an excellent maintenance history. The results of the inspections at IJC certainly agree with your representation. Thank you for not leading us astray!
As you are aware, I intended to sell my previous airplane without the help of a broker when I purchased the MU-2. I was so impressed with your integrity and honesty, that I listed and sold that plane with you. Your expertise benefited me when the buyer took us through the ringer on the pre-buy inspection. Thanks again for taking care of that tough situation and not letting the buyer take advantage of us. You earned your fee on that one!
Ron, please feel free to have any potential customers call me directly. I welcome the opportunity to discuss the wonderful experience that you created on these two transactions. As far as I am concerned, there is only one person I would contact in the MU-2 market- Ron Northern.
Once in while you meet someone in whom you think you can trust.
Rarely do you find someone who doesn't betray that trust. It is not a question of judgment, but one of culture. Today the business world is focused on profitability and performance not honesty and integrity. Spin is the name of the game.
I really am not the world's greatest cynic, just tired of having to take so many grains of salt with my business dealings. Not to say all used aircraft Dealers and Brokers are dishonest by default, but my experience has taught me to beware. Reality says that your average aircraft reseller expects to do continuing business with the sellers (banks and other dealers) not you the buyer. The words 'caveat emptor' perfectly described the aircraft purchase process.
Setting the above aside, I want to tell anyone who'll listen that Ron Northern, of Northern Aircraft Sales is truly a unique personality. He is truthful to a fault; fairly representing the aircraft and you as a potential buyer or seller. His honesty is very narrow wire to walk; he does it superbly! He is there at any time to help and advise about the process, the timing and the detail of a transaction that is anything but simple and intuitive.
I have sold an aircraft thru him, and I bought another through him; not my first sale or purchase of an airplane. In each case the detail that I as a principal had often ignored in the past was properly served. Complete professionalism is Ron's standard and he maintains it without apparent strain.
In the process of using his professional services I now realize that I had made a new friend. A very nice dividend to the business we did together.
To anyone in the market (buyer or seller) I recommend, without reservation, you contact Ron Northern. He will be a helpful resource and you will profit from the association whether you buy or sell through him (this time) or not.
Just wanted to let you know Derrich and I love the 210 and it was great doing business with you !!! We will surely give you a call when we are ready to move up.
If you wouldn't mind, I would love to know what the Guy's who washed the plane used on the spinner ? It really cleaned it up and I would like to keep it that way if possible.
We contacted Mr. Watts and are buying everything he had left and told him we would be happy to drop by and let him fly 62M when we are in the area.
I want to thank you for your help on my recent aircraft transactions.
It was quite a surprise when in only 45 days you had sold my Cessna 340. Caught un-prepared for such a quick sale, you provided another pleasant surprise when you found my current C90 King Air so quickly. I would have never known this aircraft was available since it was not officially "on the market" or being advertised.
Before retaining you as my acquisition agent I had spent hours on the internet and talking to brokers about King Airs. After getting the run around, being shown aircraft that weren't what they were represented to be, and being "snubbed" it was refreshing to work with you. You showed me aircraft that were not officially on the market, and "culled" all the ones that did not meet my standards, saving me many hours.
Thanks again for all that you have done to help me get that Duke.
If you every need a reference please use me, I would be honored to recommend you to handle the sale or purchase of anyone's aircraft.


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SPIDER-MAN: NO WAY HOME TEASER TRAILER BREAKS 24-HOUR ALL-TIME RECORD FOR MOST GLOBAL VIEWS
Photo Credits: Sony Pictures
The official Spider-Man: No Way Home teaser trailer broke the 24-hour all-time record for most global views with 355.5 million trailer views, eclipsing the previous record holder, Avengers: Endgame, which drove 289 million views.
For the first time in the cinematic history of Spider-Man, our friendly neighborhood hero is unmasked and no longer able to separate his normal life from the high-stakes of being a Super Hero. When he asks for help from Doctor Strange the stakes become even more dangerous, forcing him to discover what it truly means to be Spider-Man.
Directed by Jon Watts. Written by Chris McKenna & Erik Sommers. Based on the MARVEL Comic Book by Stan Lee and Steve Ditko. Produced by Kevin Feige and Amy Pascal. Executive Producers are Louis D'Esposito, Victoria Alonso, JoAnn Perritano, Rachel O'Connor, Avi Arad and Matt Tolmach. The film stars Tom Holland, Zendaya, Benedict Cumberbatch, Jon Favreau, Jacob Batalon, with Marisa Tomei.


In Cosmolex, you can now keep track of and complete pending tasks from the Calendar tab.
Go to Activities > Calendar > Calendar Tab > on the right-hand side you will see an icon. Click this arrow and your pending tasks will appear.
To edit a pending task, click the icon and the edit task window will show. Once changes have been made, Click Save.
To complete the task, click in the box to the left of the task, and a checkmark will show. The task will be removed from the list.


Popular burger chain Bread Meats Bread have officially revealed when their new west end restaurant will be ready for business.
It's the news Glasgow foodies have been waiting for.
Bread Meats Bread West, located on 701 Great Western Road, will open its doors to the public on Friday.


CHICAGO – After a long team meeting following Saturday night's loss to the Indiana Pacers, you know what's next after the Detroit Pistons' latest debacle.
Pistons coach Stan Van Gundy promised there will be lineup changes for the next game, Wednesday night against the Memphis Grizzlies.
After that? A trade, perhaps?
Whatever it is, the Pistons are clearly in a major funk that could get worse with home games against the Grizzlies, Golden State Warriors and Cleveland Cavaliers upcoming.
The Pistons' defense was non-existent Monday night as the Chicago Bulls rolled to a 35-point halftime lead and a 113-82 win.
Pistons coach Stan Van Gundy wasn't in the mood to hear about team meetings afterward.
The Pistons starting lineup, a sore point all season, struggled again in falling down by 19 points, 35-16, at the end of the first quarter.
Van Gundy said he is going to stop beating his head against that wall.
Marcus Morris wasn't ready to hit the panic button, but he admitted that the tough team that battled the Cleveland Cavaliers tooth and nail in the first round last season is a distant memory.
Seven Bulls were in double figures in sending the Pistons to their third straight embarrassing loss, where they've lost by an average of 20 points.
The Bulls scored 42 of 69 points in the paint in the first half in a complete defensive no-show.
The Bulls (14-13), who were in a complete free-for-all themselves, shot nearly 60% in snapping a three-game losing streak. Jimmy Butler led the way with 19 points and six assists and Rajon Rondo flirted with a triple-double with 10 points, 14 assists and eight rebounds.
Jon Leuer led the Pistons (14-16) with 16 points. The Pistons could only manage 41% shooting.
There is a feeling that Leuer will get the promotion to the starting lineup if Van Gundy follows through with his threat.
The Pistons fell to 3-6 since the return of Reggie Jackson, which is a fact that's become a topic of conversation for the fan base.
The players talked of coming to an understanding after Saturday night's loss when Van Gundy said the team was letting offensive struggles affect the defensive end.
The Bulls had five guys in double figures – by halftime. Drill cones would have been more effective stopping the Bulls in the first quarter.
The Bulls 17 of 21 shots and completely dominated every phase of the game over the completely lifeless Pistons in rolling to a 35-19 lead.
But the most amazing part of the first quarter was Jackson.
The point guard has become a lightning rod since the team was on a three-game winning streak just before he returned to the lineup after missing the first 21 games rehabbing his left knee.
The ball movement has stagnated as he has labored in trying to get up to speed.
His ball dominance was a topic of the team meeting with the players agreeing that they must accept Jackson's playing style after the success of last season – but with better ball movement.
But Jackson didn't even look at the basket in 12 minutes of action in the first quarter.
He would bring the ball up the floor and just pass to the wing and move over to the corner with an obvious emphasis on taking him off the ball.
Jackson didn't take his first shot until late in the second quarter – well after the game was decided.
Van Gundy appeared to emphasize play calls that didn't emphasize the Andre Drummond-Jackson pick-and-roll. Jackson finished with seven points and three assists in 24 minutes. He took five shots.


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Iconic Bel Air estate becomes most expensive listing in America
Rick Hilton, grandson of the home's former owner Conrad Hilton, shares the listing with Jeff Hyland of Hilton & Hyland
by Veronika Bondarenko
An historic mega-mansion in Los Angeles just hit the record books as the most expensive property currently listed in the United States.
The Casa Encantada, an eight-acre Bel Air estate that translates as "the Enchanted House," could well become the most expensive home ever sold in California if an interested buyer plunks down the current asking price of $225 million. As the Los Angeles Times reports, that perch is currently occupied by the Spelling Manor, which sold for $119.75 million in July.
Built in 1938, the Casa Encantada was designed to be the most opulent and extravagant mansion in Hollywood. Even during the Great Depression, building costs for the Bel Air estate ran up to $2 million (approximately $35 million in today's dollars). Hotel magnate Conrad Hilton purchased the home in 1950 for $225,000.
Architect James Dolena designed the 40,000-square-foot mansion with a whopping 60 bedrooms. The mansion's H-shape gives almost all of its rooms triple views of the city, the ocean and the park. T. H. Robsjohn-Gibbing, considered one of the most iconic decorators in the United States in the 1930s and 1940s, picked out the interior furniture and design. The listing is held by Jeff Hyland of Hilton & Hyland as well as Hilton's grandson Rick Hilton and Shawn Elliott of Elite Real Estate Marketing.
"A classic home of this magnitude is in its own world," Hyland told the Los Angles Times. "It's not affected by market gyrations, world issues in the economy and other comparable estates."
The home is designed in the Georgian style, with elements of the Art Deco and Moderne styles on the interior. Iron gates lead on to manicured rose gardens, a lighted tennis court, an architectural pool, koi fish ponds, a guest house and the columned main mansion. The mansion, which Hilton lived in for more than 20 years, has hosted numerous parties and banquets on its grounds — according to some reports, presidents and Hollywood celebrities alike were invited onto the property.
The current owner, financier Gary Winnick, bought the house from Dole Food owner David Murdock for $94 million back in 2000. The founder and chief executive of the investment firm Pacific Capital Group had fallen in love with the property and spent millions renovating it over the years. The original wood-paneled walls and moldings are offset by some of Winnick's own touches.
According to the Los Angeles Times, the inside walls inside are decorated with photographs of Winnick with world leaders as well as a portrait of George Washington, which he thought to be the same one as on the dollar bill, above the fireplace.
But despite Casa Encantada's magnificence and Hyland's confidence that it will sell fast, it is unclear what will happen now that the listing has been publicly announced. Many luxury homes have been languishing with an average of 506 days on the market while, according to the Los Angeles Times, sales of homes worth more than $20 million are down by 20 percent.
Extravagant homes don't necessarily sell as fast as their owners anticipate since those with the budget for such a large purchase often opt for a custom home. High asking price can also be a way of drawing attention to a home — last year, the estate of Univision CEO Jerry Perenchio was slashed by more than $100 million after being pocket listed for $350 million.
Hyland, however, is not swayed by market conditions and, as he told the Los Angeles Times, is confident that the sale of Casa Encantada will break local records.
"We don't expect it to be someone who just made their money in tech on an IPO and is 29 years old," Hyland said. "It's going to be someone who is sophisticated, someone who is a world traveler, who has homes in other places around the world."
Email Veronika Bondarenko
Is the luxury market taking a dive?
$11.8M Kansas mansion comes with a surprising aquatic perk
13 real estate fun facts to tickle your brain
'Listing Impossible' star Aaron Kirman on breaking into luxury
More in Listings
Tommy Hilfiger sells Connecticut estate for $45M, just as ex-wife lists hers
Hemsworth brothers sell Malibu home for $4.9M
Demand for Manhattan luxury real estate roars back to life
Coldwell Banker partners with JamesEdition on luxury listings


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Last Updated: Monday, 12 December 2005, 15:30 GMT
£1m to be cut from Lakes' budget
Millions of visitors flock to the Lake District every year
Almost £1m is to be slashed from the budget of the organisation responsible for the Lake District National Park.
Job losses, fewer information centres, and salary cuts are some of the proposals from the Lake District National Park Authority (LDNPA).
The plans are being put out to public consultation after a crisis meeting was held last week.
The organisation said "difficult decisions" lay ahead if it was to save 10% of its annual budget by 2007.
The authority said it has informed trade union leaders of the proposals and the organisation's "serious budget shortfall."
Staff affected by the proposal have been attending briefings to hear exactly how the cost-saving measures will affect them.
'Difficult decisions
Money-saving options include not filling vacant posts, cutting spending on information centres by £320,000, making salary savings of £25,000 from the communications team and saving £15,000 from information and technology budgets.
LDNPA chairman David Thornton said: "We have to face the fact that we are faced with a very serious shortfall with our budgets.
"By 2007/8 we will be looking at saving 10% of our budget - nearly £1m.
"We are not alone in making difficult decisions about jobs and the services we provide. Since last October we have said we would be disinvesting from information centre services, so this should not come as a surprise."
Cumbria has 33 tourist information centres, which are run by 13 different operators, such as district councils, town councils and the national park authority.
Previous research by Cumbria Tourist Board showed the centres bring in more than £42m to the county every year from holiday bookings and tours.
Figures from 2004 show the county's centres handled more than four million inquiries from visitors - 91% of those in person.
BBC Cumbria
Sport, travel, weather, things to do, features and much more
Lakes info centres axed in cuts
09 Feb 05 | Cumbria
'Middle-class' guided walks saved
Giving the countryside mass appeal
07 Feb 05 | UK
RELATED INTERNET LINKS:
Lake District National Park Authority
Cumbria Tourist Board
TOP CUMBRIA STORIES
Carlisle to host BBC music event
BBC presenter 'may be in Cumbria'
Traveller fair violence warning


text:
Ericaism
Faith Walking
GRIFF's Picks
GRIFF's Prayer
Healthy Ever After
Joy Living
Love Talking
Mr. Griffin
True Hollywood Bible Stories
In Honor Of Venus And Serena: Epic Pics Of The Sisters Slaying Tennis Over The Years
Parker Riley
Get Up Erica Featured Video
Serena and Venus Williams have begun their annual dominance of slaying it at the U.S. Open in New York City. Since they began playing the singles and doubles matches at the U.S. Open in 1999, Serena has won five titles (1999, 2002, 2008, 2012, 2013, 2014) and Venus has won two (1999, 2009). The sisters will undoubtedly go down in sports history as two of the greatest athletes of all time.
In honor of their years with the racket, check out their epic moments on the court.
In Honor Of Venus And Serena: Epic Pics Of The Sisters Slaying Tennis Over The Years was originally published on newsone.com
Kathy Taylor & Tony Grant Of 'The Temptations'…
Jennifer Hudson, H.E.R, And 'Insecure' Lead 2022 NAACP…
Pastor Mike Todd Apologizes and Agrees His Demonstrative…
Savannah James Is Eating The Girls Up On…
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The Bible is clear, God delights in giving. As Christians, who are being progressively formed into the image of Christ, we should also delight in giving. Biblical giving is selfless and sacrificial. It is that which overflows from a heart responding to the generosity of the gospel.
We ought not think of giving as an obligation, but an opportunity. The gospel motivates us to give, confronting our sinful inclinations toward greed, control, comfort and convenience.
The stewardship of our finances is a great—and often ignored—area of our lives where we can faithfully proclaim the gospel. Generous, sacrificial, and cheerful giving frees us to live open-handedly with the gifts God gives us. We trust in Him and His provision instead of our own self-sufficiency.


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GPS devices for dementia
Patsy Westcott / 20 May 2014
GPS devices and dementia – a sensible way to keep sufferers safe, or an assault on their liberty?
Is GPS monitoring a sensible precaution that provides freedom to those with dementia and reassurance to their carers?
patsy westcott
Satellite monitoring systems – aka 'personal safety locating devices' – are being touted as the way to track dementia patients who 'go missing'.
Ranging in price from £7.99 to more than £900, they use the same GPS – global positioning system – technology as satnavs and mobile phones, to keep tabs on people living with dementia in case they get lost.
They include watches, mobile phones and palm-sized gadgets that can be slipped into a pocket or clipped on a key ring, as well as more permanent gizmos that are implanted under the skin.
Do GPS locators help people with dementia and their relatives?
Sussex Police is one of a growing number of police forces, along with local councils and health authorities, to invest in GPS locators. The force bought six devices in 2012, an initiative that provoked a heated press debate about their rights and wrongs.
The results speak for themselves. Between September and November last year, the MindMe system they use was logged on to 4,050 times along the south coast, meaning 4,050 fewer calls to the police. The force has now bought 15 more locators for those at risk.
Sergeant Suzie Mitchell, who is one of the leading lights behind the initiative, says, 'The police are the first port of call if someone goes missing. Locators enabling people to check the whereabouts of loved ones without phoning us frees up our resources – and provides them with peace of mind.'
But is GPS monitoring a sensible precaution that provides freedom to those with dementia and reassurance to their carers? Or is it an infringement of personal liberty with shades of criminal tagging? There are no easy answers.
'Six out of ten people living with dementia wander – or "walk", a term preferred by many experts on the grounds that it's less stigmatising. It can help to relieve stress and boredom and provide exercise,' says Hannah Clack, of the Alzheimer's Society (www.alzheimers.org.uk).
The ethical dilemma of GPS locators for people with dementia
Where going for walks may be more problematic is for the four out of ten people who get lost and turn up frightened and confused, miles away.
In 1968, my 85-year-old grandfather, who had Alzheimer's and lived with us, took to tramping the leafy suburbs around our home. Usually he didn't stray far. But on one heart-stopping occasion he was missing for several hours.
After increasingly frantic calls to neighbours, shopkeepers and the police, he was eventually found safe and sound several streets away. Tracking devices are intended to put an end to what was, for us, a nerve-wracking time.
'Walking technology can provide more independence and control for the person with dementia and less anxiety for their carer,' says Hannah. 'But it's vital the person with dementia has their say. And it shouldn't be a substitute for good care.'
Caroline Abrahams, charity director at Age UK (ageuk.org.uk), agrees. 'It's important to ensure technology is used only where it delivers real benefits and, as far as possible, with the consent of those involved,' she says.
Steve Milton is a director at Innovations in Dementia (www.innovationsindementia.org.uk), which works to enhance the lives of those with dementia. 'Most people we've talked to don't object to monitoring if it helps them stay independent for longer.'
He agrees the technology does have the potential to be misused, but points out that earlier diagnosis enables people to decide whether they want to use such systems now, or some time in the future.
Studies suggest that people who get lost are likely to go into residential care sooner – a move neither the person with dementia nor their carers may want.
Dementia and the right to walk
Desmond O'Neill, professor of medical gerontology at Trinity College, Dublin, worries that locators may become overused and could result in a false sense of security. Writing last year in the British Medical Journal, he observes that 'walking', far from being aimless, can be an attempt to communicate.
'If you can discover why they do it and find a way to meet their need, it will often decrease,' adds Hannah Clack.
Perhaps the last word should go to someone living with dementia. Norman McNamara, 56, from Torquay, who has Lewy body dementia, has campaigned for people with dementia to have locators.
'I have one and it is invaluable.' Norman admits he has no sense of direction. 'You can argue all you like about ethics, but at the end of the day it saves lives. It's as simple as that.'
For more information about assistive technology (AT) for people with dementia, visit www.atdementia.org.uk
This article was published in the June 2014 issue of Saga Magazine. Subscribe to the print edition or the digital edition, for more great articles like this delivered direct to you every month.
6 surprising symptoms of dementia
What's my risk of dementia?
Spot the subtle signs of dementia
dementia|cancer|arthritis|menopause|cardiovascular|bones and joints|blood pressure
Saga Health Insurance
Saga HealthPlans are available for the over-50s and all include the 24/7 Saga GP Telephone Consultation Service.
Patsy Westcott is a health and wellbeing correspondent for Saga Magazine. Read their latest articles.


102/102(*) Open Trails on the Multi-Purpose, Super-Cool, Snowy Slopes at #Tremblant .
Because Conditions Are Exceptionally Fine!
also an excellent example of Multi-Skill Level/Style use.
conditions are this accommodating within the same space.
5 to 8C lower than forecast.
and packing before they depart at 5:30 A.M.
to carve like a Surgeon with a sharp scalpel.
with a side-order of trees to weave lines through!
The Name Of The Tremblant Game Is "Versatility"!
is how long it's retained without thermal exposure.
winter quality that is such a major asset for Tremblant planners.


This article about hiring an SEO is an excerpt from Brian McDowell's white paper Building a Web Presence Team from the Ground Up. Get the full resource for free on the Conductor Learning Center.
Expanding and protecting your web presence is not just the smart thing to do, it's an absolute necessity. What sets you apart from your competition is having an agile, cross-functional SEO team that can respond to your constantly changing customer with the content they want to consume.
There are a few considerations you should keep in mind as you build up, or start hiring SEOs for your team. For one, you'll want to assess and have a deep understanding for how long it takes for your new SEO hires to ramp up.But further you'll need to weed out the strong performers from the not-a-great-fits in the interview process. We'll take you through a few considerations you should have when building an SEO team.
SEO, social media, and content marketing are all juvenile marketplaces. Since 2006, there's been over a 1900% increase in the amount of companies looking for people with SEO experience. That means that most likely companies are hiring beginners or professionals with little exposure for their web presence team.
With that in mind, make sure whomever you have executing the training on your team has the bandwidth to accommodate a large ongoing project. Bringing somebody up to speed who might come fresh out of college or with very little experience is a large investment. The opportunity cost of not checking their work or guiding them through impact could cost your companies millions of dollars (we have seen this happen).
Make sure whomever you have executing the training on your team has the bandwidth to accommodate a large ongoing project. Bringing somebody up to speed with very little experience is a large investment.
Budget both their salary and the initial reduction of your training time when building out your proposal for additional resources. That person will literally take 25% to 40% of that person's time to train them, especially for the first month to two months. So you have to understand that your production will actually initially decrease when you bring somebody on board. Of course, that will eventually pay off many times over, but you have to be prepared for the initial hurdles.
Now, this purely my opinion: Unless you have the time to dedicate to train and look over work on a regular basis, hiring somebody fresh out of college for an SEO position is dangerous. Other roles on the web presence team, like content optimization, would be better fit for junior staff. In my experience fresh young professionals do not get much buy-in within the organization when compared to professionals with years of experience.
One tactic that I've found works very well is to bring somebody with paid search experience over to your web presence team. Bringing them onboard as a natural search specialist pays great dividends.
If you think about it, there are a lot of similarities between organic and paid search. With paid search, you're doing keyword research to identify competitors and bidding opportunities, much like what you do in natural search. Optimizing landing pages in paid search will increase your quality score and yield a lower cost to click. Many of the same optimizations points in these exercises have a positive impact on natural search as well. Paid search professionals will ramp up much faster than other candidates.
Interviewing for positions on the SEO side of a web presence team is difficult. You have to make sure that the candidates who claim to know SEO really do. Even if they have prior SEO experience, it may not map to your particular site.
With that in mind, I'd strongly advise people not to ask candidates to analyze their own site during the interview process. You may think, "Well, if somebody's coming in, I want them to look at my site and tell me what they see." Sure, let's get that free consulting.
You have to make sure that the candidates who claim to know SEO really do. Even if they have prior SEO experience, it may not map to your particular site.
If somebody comes into an interview for an SEO position, I will assume that they've already looked at my site. They have likely already looked at my portfolio and done their research. Maybe the candidate has been preparing for some time or perhaps they worked with a buddy in the industry to put something together for the interview.
What you're doing is you're throwing them a curve ball. They claim they know SEO but they're ready to talk about your site. Now you're having them look at an ecommerce platform which will likely have duplicate content and highly technical ranking issues. You're also looking at a publisher site from a technical point of view where there's a wide variety of content that's released on a very frequent basis (shorter shelf lives and good evergreen content). How do you manage SEO for each of those individual types of sites?
From there I want them to use their computer. If this is a remote interview, I'm going to let them know in advance that I might ask to see their screen. Either way, give them control so you can see what tools and processes they use, how they go to source code, what they look at, and how comfortable are they moving through their sites. Do they use any third-party tools? What third-party tools? Do they use any plug-ins?
What plug-ins are they using? This is where you really get to know how somebody works. Any time you're interviewing for an SEO position, it has to be more than Q&A. It has to be interactive. You need to see them work. That would be my biggest advice to somebody who's looking for an SEO specialist on a web presence team.
This article is an excerpt from Brian McDowell's white paper Building a Web Presence Team from the Ground Up. Get the full resource for free on the Conductor learning center.