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Whitewashing the Past in Russia
By	Nathan Eyre
Many foreigners visiting Moscow for the first time notice how gray and colorless it can be. However, a lot has changed since I first visited the city near the end of Boris Yeltsin's presidency in 1999. Newer, more modern buildings have sprung up. Older buildings have been renovated.
What's striking about Moscow are the contrasts created by the dizzying transition from socialist to capitalist economic system during perestroika. It was a difficult time for those living here. Some came out on top and flourished in the new system, but most didn't.
Several years ago in the Moscow neighborhood where I live, the small, drab municipal buildings and utility sheds were painted in an effort to make the area more lively.
Their sides are now covered by various images of beautiful landscapes, colorful fireworks and cartoon characters. The old structures have retained their functionality while gaining a certain aesthetic beauty.
One of the murals near my apartment depicts a large image of a Soviet soldier with the words "We Won!" to commemorate the end of World War II. At the bottom there were flags — British, Soviet and American.
I say "were" because upon returning to Moscow after the New Year's holiday, I was saddened to see that those flags had been erased. They are now covered by neat square patches of white indicating that it was no random act of graffiti, but the concerted effort of those who do not want such reminders of the past in the eyes of the public. I still pass by it every morning while taking my son to kindergarten.
There is a similar monument to the Allied forces here in Park Pobedy. Four large, bronze soldiers — French, British, Soviet and American — stand together, united by their victory. Is it only a matter of time before someone decides people no longer need to remember the times we worked together for the common good?
Recently I noticed several Russians around me on the metro reading about U.S. President Barack Obama's State of the Union address on their various devices. I believe Obama did Putin a huge favor by taking credit for, in his own words, "isolating Russia and leaving its economy in tatters."
Obama's announcement was essentially "We did this to you!" Does the U.S. government really expect the Russian people to thank them for the crashing currency rate and the dire situation many now find themselves in? I know firsthand how much harder life has become and how much more uncertain the future now looks.
It is much easier to destroy than to create. Just ask those who are struggling to create some kind of functioning government in Iraq, Libya and Ukraine, among other places.
It has been noted by some historians that the miraculous creation of the U.S. Constitution was, for the founding fathers, in many ways more difficult than defeating the British in our war for independence. Americans would do well to remember this.
There are deep-rooted problems that plague Russian society, such as corruption, lack of political reform and repression of free speech. These problems should be dealt with accordingly.
Sometimes a fresh coat of paint is preferable to tearing the building down. This is especially true when doing so ruins lives. No amount of paint, however, can help to improve our relations if that means whitewashing public memory.
Nathan Eyre is a Moscow-based teacher and translator.
The views expressed in opinion pieces do not necessarily reflect the position of The Moscow Times.
Michele A. Berdy
50 Ways to Leave Your Government
The resignation of the Russian government produced a great crop of humor.
Ilya Klishin
Russians Have Little Say in Their Future
Putin's revamp underlines the extent to which the status quo rules.
Alexey Eremenko
How Will Putin's Reforms Pan Out for Russian Business?
By addressing the "2024 problem" early Putin has given the investment community some breathing room.
Andrei Kolesnikov
Planning for a (Not So) Post-Putin Russia
The president has made it clear that no one is going anywhere.


The information presented here is based on hedgehogs in general.
There are always exceptions to guidelines in the animal world, but we have tried to provide tips and suggestions for a great start with your new pet. Please be advised that many books, websites, and even veterinary articles and manuals may contain outdated or inaccurate information.
We strongly encourage you to refer to our Resource and Reference Guide for more details on the topics addressed here.
Knowledgeable – The more you know about hedgehogs the better you will understand them and be able to meet their needs.
Patient – Hedgehogs are shy and nervous by nature and the bonding will depend on your patience as they learn to trust you.
Thick-skinned – Hedgehogs are prickly and you will get poked! This is something you can learn to tolerate, but if you are afraid of getting poked then hedgehogs are certainly not for you.
Gentle – You must be gentle with hedgehogs if you want them to trust you.
Physically responsible – Your hedgehog is going to depend on you completely for its needs. This includes its safety, food, water, and general health.
Observant – You will need to recognize your hedgehog's needs and subtle ways of communication. You will need to ensure that your hedgehog is eating well, has healthy stools, is at the right temperature, and is in good physical condition.
Financially responsible – Hedgehogs require quality food and care supplies as part of their daily maintenance. Hedgehogs will need veterinary care in the case of an injury or illness and it may be quite costly.
Accepting – You must be willing to accept what your hedgehog has to offer. It will most likely never follow commands or do tricks, but its quirky habits and the affection it may share can make it quite charming.


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"The Sacrament" é uma canção escrita por Ville Valo, gravada pela banda HIM.

É o terceiro single do quarto álbum de estúdio lançado a 14 de Abril de 2003, Love Metal.

Paradas

Ligações externas

Singles de 2003
Canções gravadas por HIM

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Viber for iPhone 5S is a version of the well-known messenger, designed to meet all the requirements of your iPhone 5S. The program is extremely easy to download and install: you will need a few moments to start using the application with all its convenient settings. No additional software of any special knowledge required: just enter your nickname and phone number to become one among 800 millions of Viber users. Download free Viber app for iPhone 5S to expand your communication and have fun!
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Merrymount Location!! Charming Bungalow In Great Neighborhood. Hardwood Floors, Stainless Appliances, Newer Efficient Gas Heating System And Water Heater, Replacement Windows. Kitchen With Dining Nook - Enjoy The Low Maintenance Yard And Proximity To Merrymount Association Beach. Great Condo Alternative.
This delightful colonial home sits proudly on a quiet street, ideally located in the Beechwood Knoll district just blocks to Wollaston Beach. In close proximity to Beechwood Knoll Elementary school and Merrymount Park, this home has a brand new roof, vinyl siding and gas heat. Additional features include spacious eat in kitchen with recessed lighting, charming living room with fireplace, sunny breakfast nook/dining area with bay window, plenty of natural light and beautiful hardwood floors. Full bath includes a jetted jacuzzi tub. The fenced in yard includes a sprawling meticulously crafted back patio area/yard, with grilling, plantings, lounging spots and working hotub. Large basement includes plenty of storage room, Bosch washer and dryer and a walk up to the back yard patio area. Ample off street parking. FIRST SHOWINGS TO BE AT OPEN HOUSE SCHEDULED SUNDAY APRIL 28TH FROM 1-3PM. Bring your highest and best offers while this lasts.
Built in 1988 and located in desirable Marina Bay this stunning condominium has a lot to offer. You enter the condos open living space complete with an upgraded kitchen, bamboo flooring and floor to ceiling windows. The kitchen is equipped with a breakfast bar, quartz counter tops & stainless steel appliances. There is a private balcony off the living space with water views. The study is off the living space as well which features bamboo flooring, floor to ceiling windows as well as a large closet. Down the hall is where you will find the renovated half bathroom, the in-unit washer and dryer as well some additional closets for storage. Around the corner you enter the spacious Master Suite which has his and her closets as well as a Master Bathroom with a vessel sink and rain shower. This beautiful high rise building comes complete, deeded garage parking for 2 cars, private storage, an on-site fitness center and other great amenities.
Blue Hills Beauty! Adorable and surprisingly spacious home located on a lightly-trafficked, non-through street. Bright and airy with many recent updates including a 2016 renovation of the main bathroom with a marble vanity. The living room has been freshly painted and features gorgeous red oak floors. The large eat-in kitchen features stainless steel appliances and connects the dining room, which opens to a jumbo-sized deck overlooking the private, verdant, level back yard. Overall it is an ideal layout for entertaining on warm weather nights. Also on the main level are two large bedrooms. The recently remodeled lower level features a family room with a wood burning stove, beautiful full bathroom, a third bedroom, laundry room and sliding glass doors that lead to a walk-out and the backyard. This home also features a newer roof and central AC. RT 93, Granite Links, Houghton's Pond, Wollaston Beach and Quincy Center are all close by. All this for under $500,000!
Incredibly desirable location on Wollaston Beach with views of the ocean and Boston Lighthouse. This is a large one bedroom condo unit in the Ocean Cove Condominiums with low condo fees. The unit consists of a spacious open floor plan with hardwood floors, an oversized bedroom with his and her closets, and in-unit laundry. Youll find granite countertops, newer appliances and handcrafted cabinetry in the recently remodeled kitchen. The remodeled bathroom consists of a glass enclosed tiled shower. Additionally, the well-kept complex provides an in-ground swimming pool for your enjoyment. The unit is conveniently located close to Route 3, I-93, Wollaston T station, as well as plenty of restaurants, shopping and Marina Bay. This unit has it all. Come enjoy your beautiful ocean views and breezes over the balcony in a great location.
Welcome to Quincy! Looking for the best bargain in town? You've found it at 47 Brooks Ave! This adorable raised ranch comes in at 1,665 square feet total and has many updates throughout. The main floor features a large living room which opens to the kitchen & dining area and the amazing sunroom which overlooks the backyard. Rounding out the main level are two spacious bedrooms and an updated full bath. The finished lower level is currently utilized as a large 3rd bedroom suite with a large entertainment area and a half bath. Walk out the main floor's sliders to your large deck and amazing fenced-in back yard with a beautiful large tree and mature plantings. Convenient to Boston, train, and all points South. Open houses begin 4/27.
This sunny 4 bed 2 bath home has a renovated kitchen with skylights and a tumbled granite and glass backsplash leads to a year round sun room, a fenced in yard with two decks and an above ground pool perfect for summer fun. All appliances have been replaced within the last 6 years. The first floor bedroom and bath is an added convenience. A quaint pellet stove in the living room brings warmth and economy to the entire home. Shopping centers, bus stops, restaurants and schools are all within walking distance. Minutes to beaches, Quincy Center, Adams National Historical Park and Hancock Adams Common making this a home worth seeing.
Desirable Marina Bay location! Come see this fabulous Chapman's Reach two bedroom two bath first floor end unit. Located just off the park and boardwalk with garage and deeded parking. Custom kitchen with granite counters and stainless steel appliances opens to beautiful living and dining rooms with hardwood floors and gas fireplace. Central Air for those hot summer nights! Excellent commuter location! Come see and live the Marina Bay lifestyle with fantastic restaurants, nightlife, shops, boating, area beaches and parks. MBTA North Quincy Station with complimentary shuttle and seasonal Commuter Boat offers easy and quick access into Boston. OPEN HOUSE SATURDAY 1-3 AND SUNDAY 12-2! WON'T LAST!
Beautiful brick ranch situated on a cul-de-sac in desirable Faxon Park Area. The moment you walk into the living room you will enjoy the bright and sunny floor plan with gleaming hardwood floor through out. The living room opens up the dining room, one of three bedrooms has a slider that leads to the flat, level and private backyard which is ideal for entertaining. Other features include new updated kitchen, spacious 3 bedrooms, 3 Full Bathrooms, 1 car garage, updated bathrooms, central air, a full basement, new roof, new furnace, very nice backyard. Short walk to Kam Man Foods, President Plaza, Pilgrim Plaza, Bus stop and area amenities.This will not last long. First showing is at open house 5:30pm -7:00pm on Thursday 04/25 and 11:00-1:00pm on Saturday.
NEW CONSTRUCTION - CLIVEDEN PLACE CONDOMINIUMS - PHASE II - Walk from the Quincy Center MBTA to this luxury Two Bedroom, Two Bath condominium. Beautiful corner unit. Exquisitely appointed with designer kitchens, high ceilings and huge windows. This unit is detailed with contemporary finishes but maintains a warm traditional feel. The stylish Kährs wood flooring grounds the unit in warmth while the wide open windows cast sunshine throughout the large open floor-plan. Live in the heart of Quincys Renaissance. The Historic Downtown is being reimagined to take full advantage of being a transit oriented neighborhood having everything you need just outside your front door! Open House Sunday 1:00-3:00pm.
Here's a rare opportunity to own an upgraded condo unit on the penthouse floor! Located in a super convenient/commuter friendly location within minutes walking distance to the North Quincy T Station, diverse shopping and restaurants only a few blocks away, right by I-93 and short distance to surrounding Metro Boston areas. Updates includes a contemporary style bathroom along with fresh new paint, south facing balcony with panoramic views. Enjoy waking up every morning to captivating scenic city views from the penthouse floor! Includes deeded parking space #201. Amenities also includes a well run, professionally managed building with on-site security. Laundry on first floor. Great as self-occupant or investment! Come by and see this soon! Tenant occupied currently, lease end on 8/31/2019 with $1900/mo rent. PS: Shown by appointment only.
Rarely available, desirable Presidents Hill studio condominium with superior walkability to Quincy T station and the New Quincy Center with its vibrant restaurant scene and new open-space park. Also close to area shopping and ideal commuter location with easy access to highway. Features of this well maintained studio include balcony, in-building laundry facilities and deeded parking space as well as visitor parking in rear of building. Don't miss out on this opportunity!
Own your piece of paradise. Amazing waterfront home with private mooring, abundant water views, sparkling hardwood floors, thermal pane windows, expansive decks, a bedroom and full bathroom on each floor and no need for yard work! First floor offers a ground level, walk-in living space with private entrance. This cozy set up perfect for in-law with a full bath, wet bar and area that can be used as bedroom. The second floor greets you with breathtaking views stretching the entire front of the home. Open floor plan with living room/dining-room provides expansive views from every angle. A sun filled, unique farmhouse style kitchen with 4 skylights overhead. Walk in laundry room. Top floor master bedroom has cathedral ceiling, hardwood floors, walk in closet, full bath and a huge deck to enjoy the magnificent sunsets over the ocean. This gem is on a very quiet street in the heart of the very highly desirable seaside Houghs Neck neighborhood.
Located on side street tucked away, yet easy access to everything (Crown Colony, Quincy Adams T station, highways) The interior of the 3 unit-building is completely gutted. Each condo is independent with their own new HVAC system, hot water heater and new appliances. All utilities have been separately metered.This one bedroom condo completely maximize usage of an open floor plan, high ceilings, spray foam/fiberglass mix insulation and plenty of windows for light. One deed parking space & one separate storage for this unit.
Located on side street tucked away, yet easy access to everything (Crown Colony, Quincy Adams T station, highways) The interior of the 3 unit-building is completely gutted. Each condo is independent with their own new HVAC system, hot water heater and new appliances. All utilities have been separately metered. This duplex 2 bedroom condo completely maximize usage of an open floor plan, high ceilings, spray foam/fiberglass mix insulation and plenty of windows for light. Very versatile style unit. Spacious laundry room and separate another hook up . Two deed parking space & separate storage for this unit.
Located on side street tucked away, yet easy access to everything (Crown Colony, Quincy Adams T station, highways) The interior of the 3 unit-building is completely gutted. Each condo is independent with their own new HVAC system, hot water heater and new appliances. All utilities have been separately metered. This duplex 3 bedroom condo completely maximize usage of an open floor plan, high ceilings, spray foam/fiberglass mix insulation and plenty of windows for light. A private master bedroom floor, an oversized extra closet that could be an office. Two deed parking space & separate storage for this unit.
MARINA BAY " Incredible opportunity to purchase into the Marina Point association for under $500K!! The open design makes the home spacious and highlights gorgeous finishes throughout. Renovations in both the kitchen and master bath set the stage for easy maintenance free living. Gleaming wood floors, stunning Kenmore Elite appliances, recessed lighting and an oversized patio for an extension of outdoor living are just some of the exceptional points. In addition to interior features, the home will also come with a garaged parking space and an additional storage unit! Enjoy the ease of living with the included services of a 24-hour concierge, professional management team, gym option and meeting/function room. There is a complimentary shuttle to the Red Line and ferry service into Boston! Walk to restaurants, marina and boating activities. Quick access to Rte 93 and Route 3.
Perfect starter home, in well sought after Merrymount neighborhood. Priced to Sell! Fireplace living room open to dining room with hardwood floors, modern kitchen with breakfast nook, leading to a new composite deck, two bedrooms and a full bath complete the first floor. Two additional bedrooms and a full bath on second floor. Plenty of storage and good sized 1 car garage under. New Well-Mclean furnace and Rudd water heater, newer roof. New Washer and Dryer and all air conditioners included. Lovely corner lot with mature plantings. No showings until Open House Wednesday 4/24 5:00-6:30 P.M.
Newly renovated sunny two bedroom 2nd floor condo situated In the heart of Quincy Center! Short walking distance to Red Line T (0.6 miles) and close proximity to daily amenities and schools. An open floor plan offers expansive living & dining area with large bedroom. Brand new white cabinet kitchen, new stainless steel appliances, beautiful newly sanded hardwood floor throughout, updated bath, freshly Painted. in-unit washer/dryer! 1 parking spot #50. 1 permit for visitor parking. good size storage room at the end of balcony. Just move in!
Courtesy: Atlantic Real Estate Brokers, Inc.


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filter your search Books & JournalsAll JournalsJournal of Medieval and Early Modern Studies
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Search Results for balaam
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Balaam to Bottom: Artifact and Theatrical Translation in the Sixteenth Century
Kurt Schreyer
Journal of Medieval and Early Modern Studies (2012) 42 (2): 421–459.
DOI: https://doi.org/10.1215/10829636-1571930
... 2012 by Duke University Press 2012 Balaam to Bottom: Artifact and Theatrical Translation in the Sixteenth Century Kurt Schreyer...
Volume 42 Index
... in Middle English 395 – 420 Peltonen, Markku Virtues in Elizabethan and Early Stuart Grammar Schools 157 – 179 Rosenfeld, Jessica Compassionate Conversions: Gower's Confessio Amantis and the Problem of Envy 83 – 105 Schreyer, Kurt Balaam to Bottom: Artifact and Theatrical Translation...
New Books across the Disciplines
Michael Cornett
DOI: https://doi.org/10.1215/10829636-10189071
.... Balaam's Ass: Vernacular Theology before the English Reformation, Volume 1: Frameworks, Arguments, English to 1250 . The Middle Ages Series. Philadelphia: University of Pennsylvania Press, 2022. 640 pp., 5 tables. Hardcover, ebook. Yoder, Peter James. Pietism and the Sacraments: The Life and Theology...
The Chester Cycle in Sixteenth-Century Religious Culture
Theresa Coletti
DOI: https://doi.org/10.1215/10829636-2007-012
... capacity to intervene purposefully in the human world, furnishes another arena for negotiation of these differ- ences. Noah's rainbow, Balaam's talking ass, the Magi's star, and Octavian's vision of the Virgin and Child constitute the most spectacular examples of such intervention; the healing...
Black Servant, Black Demon: Color Ideology in the Ashburnham Pentateuch
Dorothy Hoogland Verkerk
Journal of Medieval and Early Modern Studies (2001) 31 (1): 57–78.
DOI: https://doi.org/10.1215/10829636-31-1-57
.... Schubert, "Egyptian Bondage and Exodus in the Ashburnham Pentateuch," Journal of Jewish Art 5 (1978): 31, who identifies the three figures in the second row behind Pharaoh as the advisors Balaam, Job, and Jethro, referred to in the Babylonian Talmud...

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Comment: Rent or Buy? Let's do the sums
To rent or not to rent?
By Chris Brycki
"Rent money is dead money" or so the saying goes. It's a popular myth perpetuated by plenty of people in the real estate industry. But when we did the sums, the reality was quite different.
The Reserve Bank of Australia (RBA) recently had similar findings to us: that since 1955, there hasn't been much difference between renting or buying. Despite the constant news of property booms and million dollar sales in suburbs not known for being expensive, owners and renters over the last 60 years ended up in roughly the same place. That of course relied on renters being equally disciplined about saving, and investing those savings outside of cash deposits.
Like any financial decision, there are costs and benefits associated with buying and renting. We discuss some of the important pros and cons to consider when deciding whether to rent or buy, and work out which is likely to give the best results.
Pros of buying
1) The appreciation (rise) in house prices over time. It's hard to miss the stories that house prices have been rising, and fast over the past couple of years. The average Sydney property has risen 26% since the start of 2013 and other major cities haven't been far behind. That's great news for those that own. But while house prices have consistently risen over the long-term, they can also have periods of weak growth or even fall in value. During the financial crisis, house prices in the US fell by an average of 33.8%.
House owners also need to understand and be prepared to cope during periods of house price weakness.
2) Buying gives you the benefit of leverage. When you borrow money to buy a property, the bank lends a percentage of the purchase price to you. In Australia, banks often lend a high percentage of the total value which means the use of borrowed money to invest in the property, or the leverage, can be quite high.
For instance, it's typical to contribute a 20% deposit and the bank mortgage covers the remaining 80%, or an 80% Loan to Value Ratio (LVR). Let's say you buy a property for $500,000 with a deposit of $100,000 and borrow the remaining $400,000. If you sell the property a year later for $550,000, the property itself has risen 10% in value but your return on investment is 50% since you have made $50,000 profit on a $100,000 investment (i.e. the original deposit). That's 5x leverage because you earned a 5x 10% return. It should be noted that after transaction costs, interest and principal repayments, the actual return is likely to be lower. Also, the opposite would be true if the house price fell from $500,000 to $450,000. Your profit would be -50% or worse after repayments and costs are accounted for.
3) Buying also provides some intangible benefits, like the security of not being displaced when the landlord decides to kick you out, and the flexibility to renovate the property.
Cons of buying
1) Interest repayments. If rent money is dead money then interest repayments are dead money too. Average variable interest rates are currently about 4.50% which means that you would pay about $18,000 a year on a $400,000 loan to buy a $500,000 house. That's almost the same amount as the $19,500 you would pay to rent a similar value property for a year.
With interest rates at all time lows there's a good chance that the rates in 5 or 10 years time will be much higher than now which means mortgage repayments could increase in the future. The RBA estimates that long term variable mortgage rates have been about 6.20% over the long term.
2) Opportunity cost. This is a cost that is often ignored or at least not understood very well. It refers to the cost of having your money tied up in a property versus having it available to use elsewhere. In simple terms, opportunity cost refers to the returns you could get elsewhere instead of putting down a house deposit. That could be returns from cash deposits (currently about 4%), a diversified portfolio (historically 8%), or investing in your own business.
3) Ownership costs. The transaction costs of buying and selling a property are high. The RBA estimates that the costs of buying a house including stamp duty and other buying costs including conveyancing can be 4.3% on average. The cost of selling a house including real estate agent commissions and advertising costs add up to about 3.0%. Therefore the total costs of buying and selling a house are in the vicinity of 7.3%. And this ignores the ongoing running costs of owning a property which the RBA estimates to be at least 2.6% per year including council rates, repairs, depreciation, body corporate fees, water and insurance costs.
Pros of renting
1) Return on your savings. Renting frees up your savings to earn a return elsewhere and depending on where those savings are invested, they may be able to earn a higher return than would be possible in property. This is the flip side of the opportunity cost of buying. Returns available in term deposits and savings accounts have been falling recently as the RBA has cut interest rates. This has made other investments like shares and bonds more attractive since bank deposit rates are now under 4% compared to a diversified portfolio of shares and bonds which has historically returned closer to 8% over the long-term.
2) Flexibility. While owning a property provides more stability, renting gives more flexibility. This may be attractive especially for young singles and families who may need to move from place to place due to work, due to bad neighbours or to try out different neighbourhoods.
3) Diversification. When you buy your own home, most (if not all) of your eggs are in one basket. One property in one suburb in one city in one country. That's alot of your total wealth riding on a single investment that can be impacted by a whole list of factors outside your control. Renting allows you to spread that risk across a much broader range of investments.
Cons of renting
1) Rental costs. Renting costs have been steadily increasing in Australia. A typical rental yield (annual rent costs / house value) in Australia is now 3.9% but ranges from 2.5% to 5.0% depending on factors such as location, property value and whether it's an apartment or house. Rent is the equivalent to interest you pay on a mortgage. It's the cost of borrowing an asset – in the case of renting, the asset is a property whereas for a mortgage you're borrowing money. Over the long-term, average rental yields have been 4.2% compared to an average variable mortgage rate of 6.2%. The current lower mortgage rates of around 4.5% have encouraged many to look at buying, however buyers should be factoring in higher average rates for a 30 year mortgage.
2) No forced savings. Unlike buying where you are forced to contribute to a mortgage each month (which includes interest and principal repayments), renting doesn't encourage forced savings. This can make it tempting for renters to spend spare cash rather than setting it aside. However, technology has enabled services like Pocketbook and Stockspot to make it easy for consumers to budget, save and invest – so keeping up with homeowners is becoming easier for renters in Australia.
Buy vs Rent – the results
We have looked at whether someone would be better off buying, or renting and investing their savings in a diversified portfolio over the next 7 years. The results show the difference in overall financial position based on different possible return rates for property and investing.
A positive number shows where renting is better than buying and the percentage amount reflects the difference in returns over 7 years. Renting beats buying in 16 of the 25 scenarios and by 8.4% in our 'base case' of 5.5% property growth and 7.5% investment portfolio growth.
We have used a number of assumptions and different assumptions would impact these results. It should be noted that we have not considered the impact of 'negative gearing' which is a tax benefit that may be available if the property is held as an investment. Equally, franking credits on the share part of the portfolio have not been included in the investment returns. We also haven't put a dollar value on the emotional benefits of owning or renting like security (owning) or flexibility (renting).
The case for buying
Over the last 3 years buying in major cities like Sydney and Melbourne has been a profitable strategy. Sydney prices have increased about 30% since January 2012 so combined with 5x leverage (80% LVR), investors in property would have enjoyed a return of nearly 150% on their initial investment.
What are the risks? Buying with leverage magnifies both the good and bad. So if you buy a Sydney property today with a 20% deposit (80% LVR), the property value would only need to fall 20% in value (i.e. where prices were less than 2 years ago) to completely wipe out the value of your initial investment. This happened to many property owners in the US between 2007-2010 when property prices fell by 33.8% between April 2006 and December 2011.
US homeowners that ended up with zero or negative equity after the property collapse and couldn't keep up with interest repayments simply 'handed back' their house keys to their mortgage lender and their houses were sold to cover the loan. Where the funds recouped from sale were insufficient to cover the outstanding loan, the banks couldn't go after the borrower for the subsequent loss because US loans are "non-recourse". In Australia however, mortgage loans are "recourse loans" which means that the banks can chase you for any loss they incur when foreclosing your loan. This puts Australian borrowers at more personal risk in the situation of a property bust.
Australia was lucky to avoid a house price collapse during the financial crisis but that's not to say it can't happen here. Many academics and economists have been warning of the possibility of something similar in Australia. But provided it doesn't happen and prices continue to increase, leverage will benefit those who own. Over the long term, the value of leverage is roughly equal to (annual return – mortgage interest rate) x leverage.
If a property returns 7%, interest repayments are 5% and leverage is 5x (500k property / 100k deposit) then your return is about 10%. That's a solid return but relies on property continuing to rise more than mortgage interest rates. This will become more difficult as interest rates eventually rise from their 50-year lows.
The case for renting
Renting frees up your savings to invest elsewhere; either in term deposits, your business or a diversified investment portfolio. While rental yields are low (just 3.9% in Sydney compared to a long term average of 4.2%), it's an attractive time to be renting and investing your savings somewhere else that could earn a higher return. This is why rent money isn't really dead money – provided that savings are invested rather than spent.
Renting also enables you to avoid two big risks:
1) the risk of leverage which could mean your savings are overextended if property prices fall, and
2) the risk of poor diversification. When you buy, all of your eggs are in one basket so your wealth is almost completely reliant on the success of one asset. Renting allows you to spread those risks much more widely.
Our analysis agrees with the RBA that renters are likely to be better off than property owners over the next 7 years based on long-term assumptions. This is consistent with the RBA's assessment that Australian property is 19% overvalued compared to renting.
Prospective property buyers should think twice before jumping at the opportunity to sink their savings into a house. Leverage and poor diversification make home ownership much riskier than many people expect. The big benefit of a property mortgage has historically been the forced savings it encourages. But it's now easier and more affordable to save without a mortgage. Renters today have more options than in the past to stay ahead.
Chris Brycki is the CEO and founder of Stockspot.
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text:
X-Men Primer
UXN Forums
Weapon X (3rd series) #17
Story Title:
Sabretooth's in Charge, part 1
Greg Pak & Fred Van Lente (writers), Yildiray Cinar (artist), Frank D'armata (colorist), Virtual Calligraphy's Joe Caramagna (letterer), Rahzzah (cover artist), Jay Bowen & Anthony Gambino (graphic designers), Chris Robinson (editor), Jordan D White (X-Men group editor), C B Cebulski (editor-in-chief), Joe Quesada (chief creative officer), Dan Buckley (president), Alan Fine (executive producer)
Inside a corrective labor camp in Siberia, two mutants find themselves mysteriously freed from their cells. They plan to make their escape, but are captured by Omega Red. Old Man Logan informs his Weapon X team that Sabretooth is going to be the new field leader. Sabretooth is pleased to take on the role, while Warpath objects. He and Sabretooth argue, before Logan informs the team that their next assignment is to go to Siberia, where Omega Red has apparently taken mutants hostage. Logan gives the team some warnings about Sabretooth, and when Warpath questions Logan about putting Sabretooth in charge, Logan tells him that if Sabretooth steps over the line, not to hesitate in taking him out. Warpath, Deathstrike and Domino interrupt Sabretooth on a video conference with the mercenary Foreigner who has an enticing offer for Sabretooth, but Sabretooth refuses to go into detail with the others. The four leave their jet and drop down into the correctional facility grounds, where Deathstrike notes how interesting it is that Russia denies the existence of mutants, then rounds them all up in one place. They break into the facility, and find no guards or prisoners. They split up, with Warpath and Domino going in one direction, and Sabretooth and Deathstrike in another, where Deathstrike tells Sabretooth that whatever his plans are, she wants in. Warpath and Domino start to make out down another corridor, before Warpath pulls away, he realizes that this facility should be full of mutants and remembers that they are supposed to be hunting Omega Red. He starts to feel dizzy, then picks up a scent, following it to a warehouse, where dozens of mutants are hanging upside down by carbonadium coils. Omega Red attacks Warpath and Domino and starts to drain their energies, before Sabretooth arrives and starts to fight Omega Red. Warpath realizes that Sabretooth used he and Domino as bait, while Deathstrike goes about freeing the mutant prisoners. Omega Red captures Sabretooth and orders the mutants of Russia to kill the foreigners, then he will return their life force to them. Domino, Deathstrike and Warpath are then attacked by the mutant prisoners, while Omega Red escapes the facility, with Sabretooth as his prisoner, draining his energy, he trudges across the snow, as Omega Red tells Sabretooth that true leaders make sacrifices.
Inside the Stranniy Corrective Labor Camp, Siberia, Russia:
'Lev!' a female mutant whose face resembles a short-nosed dolphin calls out to a young man whose arms glow with energy as he approaches her in a corridor. The lights in the corridor flash red and an alarm sounds, as the cells that line the corridor are all open. Lev calls the other mutant Tamara, and in their native Russian, asks her if she is free, too. They both were prison-orange jumpsuits, and Tamara tells him that she thinks they all are, that the power suddenly cut out, and she was cleaning the kitchen. Lev explains that he was running an errand for the guards, before asking where they – and the other prisoners – are. Tamara points out that it doesn't matter – all that matters is they are free. She remarks that she is amphibious, and that Lev can generate heat, so if they can survive the temperatures out there, they can make it to the West and tell people what is going on here.
Lev tells Tamara that he doesn't like it, and that she knows what a bastard the warden can be – so it could be a trick. 'Maybe' Lev agrees, adding that she doesn't think so, and points down past the cells, where a light shines up ahead. 'This is our chance! Come on!' Tamara exclaims as they run down the corridor.
'Been so long since I've heard from you, brother' a voice cries. 'Yes. Yes. I understand what you're saying' the voice adds, before Lev and Tamara come to a stop, and Tamara asks Lev if he hears voices. 'We all have voices in our heads' someone above them utters, and as the mutants look up, they find Omega Red handing from the rafters. 'Only some of them ours. My voices are bad. Very bad. You'll never believe what they've asked me to do' Omega Red snarls, as his deadly coils whip downwards and wrap around Lev and Tamara, who scream.
Elsewhere, a sleek black jet flies through the air, containing five deadly individuals who are collectively known as Weapon X. Old Man Logan sits in a hoverchair, shirtless, with several bandages wrapped around his body. He tells the others to listen up, and introduces them to the new field leader of their merry pack of scrappers – Sabretooth.
'Hell yeah' Victor Creed smirks as he stands next to Old Man Logan, and tells him that he won't let him down – by which he means that he is going to spend every waking moment showing him up.
'Sabretooth?' James Proudstar a.k.a. Warpath asks, surprised. 'Interesting' Yuriko Oyama a.k.a. Lady Deathstrike adds. Neena Thurman a.k.a. Domino does not look happy and asks Logan if he has lost his mind. 'Follow up question: Have you lost your damn mind?' Domino asks, raising her voice. Logan tells her that he is going to need time to recover from the monster mash that he and Sabretooth went through in New Mexico. 'Oh, before I forget again: Happy birthday' Domino smiles. Logan tells her that there is nothing too much to celebrate, pointing out that the world is still lousy with threats – renegade mutants as well as the usual suspects of demagogues and racists trying to make their kind extinct. 'As the X-Men's resident team of hunters, it's our job to track 'em down. We can't stop just because I need a time out' Logan adds.
Logan continues: 'Victor's got the same basic powers as I do -', to which Sabretooth smirks and interrupts: 'And I use 'em better' as Logan points out that he has as much experience as he does as a tracker, 'And I've taken down bigger game' Sabretooth smirks. Logan concedes that Sabretooth is the natural choice.
'This is like hiring a fox for henhouse maintenance' Domino suggests. Warpath agrees, and tells Logan that if he thinks he is going to take orders from Sabretooth, then his brain has bounced off his adamantium skull one too many times. 'You think you could do better, Proudstar?' Sabretooth asks, pointing a finger at Warpath, who stands his ground and replies 'Absolutely. In literally every single way'. Sabretooth raises his voice and, as Warpath's new commanding officer, orders him to drop and give him twenty. 'Yeah. No. Also, I can bench press a semi. If you're handing out punishments it should be twenty thousand push-ups' Warpath boasts.
'Don't think I'll forget this challenge to my authority, maggot!' Sabretooth snarls, raising his voice again as he moves closer to Warpath, who screws his face up and mutters 'You could use a mint'.
Deathstrike folds her arms and tells Victor that he is already enjoying this way too much. 'I was born to sit on the throne, baby. Just never really realized it until my ass came into contact with one' Creed smiles.
Logan tells everyone to can the chatter, and remarks that Kitty Pryde didn't give him this nifty new Blackbird because she wanted them to fight each other. Logan then announces that their latest target just busted out of a facility run by SICKLE, the Russian equivalent to SHIELD. Domino asks what "SICKLE" stands for, to which Deathstrike supposes it must be something strained and contrived. 'No, that's not enough letters' Domino tells her. Logan reveals that SICKLE took custody of Omega Red after the X-Men's last dustup with him on Russian soil, and stashed him in their version of the Raft, a super-human prison in Siberia. Logan touches a holo-screen and tells the others that the state news service says Omega Red got loose and turned on the other prisoners. He points out that there is a pretty nasty snowstorm there right now, so the latest intel is that Omega Red hasn't actually left the facility yet.
'Omega Red? He's the guy with the tentacles who beats you up all the time, right?' Creed asks, adding that this shouldn't be much of a problem. Logan frowns at Creed and tells him not to get cocky, explaining that Omega Red was a serial killer before he got is carbonadium coils, and that he has a mutant death factor that lets him suck the life force out of anybody, including him. Logan suggests that if they are lucky, they can intercept him before he escapes the island and starts Dracula-ing the countryside. 'Luck? You don't need luck when you've got Sabretooth, grandpa' Creed boasts. 'No. Just a truckload of patience. And several forklifts of beer to recover from talking to you' Logan mutters.
Warpath turns to Old Man Logan and informs him that when he was in college he had a housemate who tried to keep a wolf-dog hybrid inside – but he didn't walk that animal enough and it went stir-crazy – it just started tearing up the furniture until it finally ate through the door and escaped. 'You're basically letting Sabretooth out to keep him from chewing the furniture, right? That's why you're doing this?' Warpath asks. Logan frowns and tells Warpath that he doesn't know what he is talking about, that he is just trying to play the hand he has been dealt to the best of his ability. 'Though, Jimmy... ever see Sabretooth losing it, or putting innocent lives in danger... or his teammates'... don't hesitate to do what I do best, you hear?' Logan adds, and Warpath looks at him, knowingly.
Soon, the Blackbird hovers above the Stranniy Corrective Labor Camp, which is surrounded by a high wire fence, contains only one obvious entry, and is a star-shaped building. Sabretooth is by himself in a room within the Blackbird, speaking to someone over video-camera on his phone. 'Victor. Have you considered my offer? Sick of wasting your time... "X-Menning" or whatever you call it? Are you ready to start accepting contracts?' a man asks. Creed responds by saying that he thinks he is going to have some good news on that front real soon, but he can't talk about it now, as they are about to do their GI-Mission-Joe-Possible nonsense, or whatever the hell this strike team is supposed to be. The man on the other end of the video conference informs Creed that the offer on the table will expire soon, and that he has twenty four hours to decide. 'You and me go way back, Foreigner. You know I'm worth the wait' Creed declares, quickly ending the video call as Warpath, Domino and Deathstrike enter the room.
'Who was that?' Warpath asks, to which Creed replies 'Your mom. Setting up our date for later'. Warpath frowns and remarks that, for the first time, he is glad his mother is dead.
A hatch opens and Creed tells the others that if they want to hang back and let him handle this second-rate Doctor Octopus himself, they can be his guests, adding that they are just going to get in his way. Creed leaps from the hatch, and Deathstrike follows, with Warpath flying after them, holding Domino. Creed tells thwem to go back, that he won't rat on them to Pappy Logan, and wil tell him that they were all vitally crucial components to the mission's success. 'So you know, lies...' 'Well, the "Sabretooth era of team Weapon X" is already off to a smashing start' Domino mutters. 'I demand a recount' Warpath tells her, as they land on the snow-covered terrain inside the compound. Deathstrike tells the others that this gulag should be brand-new – state of the art in x-gene contamination. She explains that the current regime recently declared that there are no mutants in Russia, then rounded up so many of them that they needed to build a whole prison just for them. 'I do so admire the human ability to contain two completely contradictory thoughts in one feeble brain at a time...' Deathstrike adds.
Shortly, Wapath tears open a set of doors, and the team enters the facility. Domino points out that they could have made a quieter entrance had he let her pick the lock, but Warpath sniffs the air and tells her that there is no need, as there is no one here. They walk into the red-lit area where the open cells line the corridor, and Sabretooth remarks that there are no guards or prisoners, that everyone has flown the coop, but as he checks one of the cells, he supposes that they haven't been gone long, a couple of hours myabe, but Sabretooth decides that Grandpa Logan was wrong about Omega Red still being here. 'What else is new?' he mutters, deciding that they had still better scour this dump and make sure. Creed puts the group into two teams, announcing that Deathstrike will come with him, and Warpath and Domino will paid up. 'Good guys and bad guys, huh?' Deathstrike smirks. 'Heh' Sabretooth smiles back.
Warpath and Domino aren't so happy, and Warpath declares that he isn't sure this is such a great idea. 'What's the matter, Warpath? Worried I'll go too far if you're not breathing down my neck?' Sabretooth frowns, before starting to walk off with Deathstrike, reminding the others that Logan sent them after a serial killer psychopath. 'Wouldn't have put me in charge of he wasn't okay with me putting him down by any means...and besides, I woulda thought you two would be happy to grab a little private time, if you know what I mean...' Sabretooth calls back. 'We're on a mission here, okay?' Warpath states. 'Is that what you kid are calling it these days?' Sabretooth asks, and Domino looks at Warpath and laughs.
Soon, as Sabretooth and Deathstirke walk down another red-light corridor, Deathstrike rakes her fingernails along the wall, creating a screeching noise as she informs Sabretooth that she knows he has been talking with someone. 'Yeah? I'm the dang leader. I talk with everyone. They don't like it, they can shove it' Sabretooth replies. 'Someone outside of the team' Deathstrike explains, reminding Sabretooth that she is a cyborg, and while she can't decode every radio or wireless signal, she can tell when calls are going out. Sabretooth turns to Deathstrike and and asks her why she is talking to him instead of ratting him out to the others. Deathstrike smirks and replies that the others are boring, and tells Sabretooth that the two of them have been sitting on their secret stash of Nuke pills way too long. 'Whatever you've got planned... I want in' she tells him.
Elsewhere, down another corridor, Warpath and Domino are lip-locked as they make out up against a wall, when suddenly, Warpath pulls away, telling Domino that this is a bad idea. 'I know. And I got some even worse ones' Domino smiles. Warpath walks away from her and explains that his head is getting fuzzy. 'I mean, what are we doing? We're not just hunting Omega Red. This prison's supposed to be full of other mutants we well...who could need our help – or be just as dangerous, or -' Warpath tells Domino, before clutching his head, he appears as if he is in pain. Domino asks him what is going on, and Warpath tells her that there is something in the air. 'You're not feeling that?' he asks. Domino starts to remind Warpath that she has luck powers, and suggests that she dodged whatever it is he is feeling, when suddenly, she clutches her head, too. Warpath starts running down the corridor, informing Domino that he smells something. He explains that there is some other odor, or perhaps an absence of odor, masking every other scent. Warpath is only recognizing it now, but it is in every inch of this place.
'... like death...' Warpath utters as he and Domino come to a large room, where dozens of mutants are hanging from the ceiling, bound by carbonadium coils. The odd-looking mutant called Tamara is still alive, and tells Warpath and Domino to watch out, as Omega Red could be anywhere. Domino understood the Russian language that Tamara was speaking. She is about to relay it to Warpath, but he assures Domino that he got the gist of it. They both pull out their weapons, just in time, as two carbonadium coils dart towards them, and a voice calls out 'Be quiet, just be quiet, for once!' Warpath is knocked backwards by one of the coils as the voice adds 'Not stalling', before the other coil knocks Domino's gun from her hand and slaps her back. 'Am not!' the voice exclaims, as Domino and Warpath find themselves tangled in several coils. Domino struggles to free herself and remarks that the coils are a lot stronger than Logan led them to believe. 'No...we're weaker' Warpath realizes. 'Shut up, I said!' the voice calls out, while Warpath explains that Omega Red's pheromones have infected this place, sapping their strength and making him stronger.
'X-Men. Always X-Men!' Omega Red snarls as he drops down next to Warpath, using his coils to lift Warpath into the air, Omega Red remarks that he is happy to see them, and explains that he is having an argument with a friend in his head, and needs their help – needs their life force to do what his friend wants. 'Sure... let us go and we'll back you up against any invisible people you want' Domino mutters, a coil wrapped around her neck, before the coils trapping the heroes are "super-charged" and glow bright with energy, zapping Domino and Warpath and causing them both to scream. 'Tasty' Omega Red grins, before telling them that they help just fine like this – when suddenly, Sabretooth appears, and slashes his claws across Omega Red's back. 'Ha ha! You're just as big a loser as I remember! I knew you'd show yourself eventually if I gave you the right targets!' Sabretooth declares as he rakes his claws across Omega Red's front.
Omega Red recovers, and wraps coils around Sabretooth, lifting him upwards, Omega Red declares that this makes him happy, as Sabretooth is so much stronger, tastier. 'You used us as bait!' Warpath calls out as he and Domino find themselves free. 'I prefer to think of you as land chum' Sabretooth replies, glancing at his teammates, while Deathstrike leaps into the air and slices her claws through the coils hanging from the roof that trap the Russian mutants. 'Concentrate your attacks! He can't hold us all off at once!' Deathstrike calls out, but Omega Red announces that he has energy now, and that it is time to go. Omega Red looks at the Russian mutants who climb to their feet once they release themselves from the coils and tells them to kill these foreigners, then he will return their life force to them. 'I told you fools to run' Tamara exclaims. 'She said -' Domino begins, preparing to translate Tamara's sentence, but as the Russian mutants rush towards her, Deathstrike and Warpath, Warpath shouts 'I get the gist!' and knocks back one of the mutants.
Nearby, an outer wall is blown apart, as Omega Red escapes the facility, dragging Sabretooth behind him across the snow-covered terrain. 'Yo, team! To me... my Weapon X-Men!' Sabretooth calls out, tangled in the coils still, but gets no response.
Omega Red flicks the coils into the air, suspending Sabretooth above him as he trudges through the snow. 'Come on, don't just let the bad guy run off with your leader!' Sabretooth pleads. 'That is where you wrong, brute... true leaders sacrifice' Omega Red remarks, as he drains more of Sabretooth's energy....
Characters Involved:
Domino, Lady Deathstrike, Old Man Logan, Sabretooth, Warpath (all Weapon X)
Omega Red
Lev, Tamara and other mutant prisoners
Story Notes:
The monster mash in Mexico that Old Man Logan refers to took place in Weapon X (3rd series) #15-16.
The X-Men tussled with Omega Red and captured him in X-Men: Gold #10-11.
Sabretooth has a history with the mercenary Foreigner as shown way back in Spectacular Spider-Man #116.
Daytripper.
Weapon X (3rd series) #18 »
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Nathan Summers (cable) was born in the X-Mansion kitchen. [X-men #200-201]
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Hey! How about a nice Hawiian Punch? SUre! BAM!!!!!!!!!!!
Say Mmm Grocery Lists - Its easy to make your grocery list online. Just type in any grocery item or click to add items from popular cateogries. Then just click Print for a printable version of your list, organized by area of the grocery store. You can save your list by signing up for a free account, and there are more smart grocery list features like clicking to add items you buy frequently and adding grocery items to groups and recipes so they are easy to add all at once.


Bacon and blue cheese on a burger is a great combo for the summer BBQ. In this week's Juicy Clouds space level you need to do a combo involving both a blue and a green flying pig. But first, you have to find them! If you have a link to a great bacon and blue cheese burger, post it in a comment below we have the craving for that. Have a great weekend!


text:
Three of the region's brightest rising tennis stars have shone at the under-14 NSW tennis teams event in Grafton. Anna Bishop, Isabelle Moore and Taya Powell helped guide the North West to a second-place finish against some of the state's best players. The team won four of its five pool matches on the way to a grand final play off. The team's strong pool form unfortunately did not get them across the line in the final, eventually falling to a metropolitan team, three matches to one. Read Also: Gunnedah tennis coach and North West team manager Dale Martin said he was proud of his team's efforts. "The girls proved to be a really strong formation throughout the tournament," Martin said. "All the girls put in 100 per cent effort and despite the loss in the final, it was a huge achievement, considering they were giving away up to a year and a half in age difference to some of the teams." On the way to the final, North West defeated two Sydney region teams for the right to play off for the Lesley Bowrey Cup. "Lesley is a two-time French Open winner and was on hand to present the trophy and the girls medallions," Martin said. "I'm sure it was a real thrill for all of the girls." Love sport? Subscribe today and receive a sports fan discount. The trio was selected for the team based on their Australian Rankings Points, results from junior tour tournaments and the local Junior Development Series tournaments. "All three girls are only 13 years old, which makes them eligible to play in the same event next year," Martin said. "We are hoping we can go one better. "I've been managing North West teams for a while and I dare say this is the first time one of our teams has made the final. "This has been a huge achievement for these three girls to get to a state final." Sign up to receive The Leader's breaking news and top stories straight to your inbox.
https://nnimgt-a.akamaihd.net/transform/v1/crop/frm/C4JUxUgBmizGtYQDYd7B2f/6579e429-a909-4098-b368-c250c817dc8c.JPG/r180_150_922_569_w1200_h678_fmax.jpg
May 15 2019 - 8:00PM
North West claims second place at the under-14 NSW teams tennis championships
TOP EFFORT: Isabelle Moore, Anna Bishop, Taya Powell and Dale Martin acknowledge the team's recent state success. Photo: Supplied
Three of the region's brightest rising tennis stars have shone at the under-14 NSW tennis teams event in Grafton.
Anna Bishop, Isabelle Moore and Taya Powell helped guide the North West to a second-place finish against some of the state's best players.
The team won four of its five pool matches on the way to a grand final play off.
The team's strong pool form unfortunately did not get them across the line in the final, eventually falling to a metropolitan team, three matches to one.
Quirindi cleans up at annual regional netball championships
Red Devils women firm their hold on top spot
Doggies hit the road to make it three wins on the trot
Gunnedah tennis coach and North West team manager Dale Martin said he was proud of his team's efforts.
"The girls proved to be a really strong formation throughout the tournament," Martin said.
"All the girls put in 100 per cent effort and despite the loss in the final, it was a huge achievement, considering they were giving away up to a year and a half in age difference to some of the teams."
On the way to the final, North West defeated two Sydney region teams for the right to play off for the Lesley Bowrey Cup.
"Lesley is a two-time French Open winner and was on hand to present the trophy and the girls medallions," Martin said.
"I'm sure it was a real thrill for all of the girls."
The trio was selected for the team based on their Australian Rankings Points, results from junior tour tournaments and the local Junior Development Series tournaments.
"All three girls are only 13 years old, which makes them eligible to play in the same event next year," Martin said.
"We are hoping we can go one better.
"I've been managing North West teams for a while and I dare say this is the first time one of our teams has made the final.
"This has been a huge achievement for these three girls to get to a state final."
Sign up to receive The Leader's breaking news and top stories straight to your inbox.
Discuss "North West girls star at state teams tennis championships"
City has no 'day zero' as level five restrictions loom


University of Nigeria, Nsukka, UNN First [1st], Second [2nd] Batch PG Admission List 2018/2019 - UNN Postgraduate Batch [A, B] Admission List for the 2018/2019 Academic Session.
This is to inform all Postgraduates Applicants of the University of Nigeria, NSUKKA that the First, Second Batch Postgraduate Admission List for the 2018/2019 academic session has been released.
Congratulations to all admitted Postgraduate Student!!!


In accordance with the Bylaws of BORCDA, the organization that the Bor Community -USA runs, has a mandate of carrying out the Annual Meeting. It is always held on the Memorial Weekend yearly; therefore, on behalf of the community, the leadership is hereby officially announcing the meeting of Bor County Development Association Inc. Annual Conference to be hosted on Saturday, May 26 to Sunday, May 27, 2018 in Dallas, Texas over the Memorial Weekend.
Under the leadership of Akol Aguek and Ajok Atong, as office, we are honored to invite all our members, sectional leaders, and representatives of our community in different states to attend the Community Annual Conference for 2018.
For this reason, it is crucially important for us to remind the community members to reserve their vacations and sick times to ease the burdens of individual's work constraints later when this moment comes so that most of us can make it to attend the occasion or event.
In addition, our office would like to thank the Chairman and Representative of our community in Dallas, Texas, Beny Malual Achiek Mayen and his entire leadership for willingly being acceptance to host the Bor County Development Association Inc. Annual Conference 2018. With this piece of information, more updates are still to come later this year on procedural details.
For Bor Community Administration (USA).


text:
Triangle Region
Zebulon Real Estate
Search Homes For Sale in Zebulon
Zebulon is a small town located near Raleigh in the Research Triangle metropolitan region. This friendly residential town provides a laid-back lifestyle just minutes from it all.
Zebulon is an affordable area to live, as the median home price is well below that of the state and nation. Housing options range from renovated historic homes with mature foliage to new construction properties in new developments. There are plenty of large estates in Zebulon situated on expansive lots, as the community enjoys a spacious country setting.
With a population of approximately 5,000, Zebulon is a small town located about 25 miles east of Raleigh. It is considered part of the Research Triangle metropolitan region, making it an ideal area for those who work in Research Triangle Park or surrounding cities, but wish to experience small-town living. The largest employer in town is GlaxoSmithKline, a pharmaceutical, vaccines and consumer healthcare company. In the more rural areas of Zebulon, agriculture is still part of the local economy. Common crops growing in this region include cotton, tobacco, wheat, corn, and soybeans.
The community center in Zebulon is a popular gathering place for community events. Market on the Lawn is an annual event with live performances and a market filled with work from local artists and vendors taking place in Zebulon each May. The Zebulon Parks and Recreation Department manages parks of all shapes and sizes, including the Zebulon Community Park, a 47-acre park with picnic shelters, a playground, walking trails, an 18-hole championship golf course, sports fields and courts, and more. The Carolina Mudcats are a minor league professional baseball team playing at the ultra-modern Five County Stadium in Zebulon.
Zebulon is served by the Wake County Public School System, the largest public school system in the state. In Zebulon, there are three public schools, including two elementary schools and one middle school. Additionally, there are 79 private schools in Wake County, including one in Zebulon, Heritage Christian Academy. Zebulon is situated near a number of colleges and universities, including Duke University, North Carolina State University, the University of North Carolina at Chapel Hill, and more.
In 1905, two local businessmen had the foresight to see the benefits of the upcoming installation of the Raleigh and Southern Pamlico Railroad, so they purchased 275 acres in the area now known as Zebulon. They then divided the acreage into lots and put the parcels up for sale. In 1907, the community that evolved along the railroad was named Zebulon, honoring popular Civil War North Carolina Governor, Zebulon Baird Vance.
The railroad and the many businesses in town, such as banks, tobacco warehouses, professional services, a cotton mill, and retail shops, made Zebulon a significant trade center. By the 1920s, Zebulon had reached a population of 1,000 people.
Over the decades, Zebulon remained quaint and quiet, until the development of the Research Triangle Park, which initiated population growth as people moved to the area to work.
Raleigh: 24.5 Miles
Durham: 46 Miles
Raleigh-Durham International Airport: 35.5 Miles
WakeMed Regional Hospital: 19 Miles
Duke Raleigh Hospital: 21.5 Miles
Rex Hospital: 27 Miles
US-64: 1.5 Miles
I-587: 1.5 Miles
heritage christian academy
calvary christian school
north raleigh christian academy
academy of hope
body of christ christian academy
all saints academy
thales academy
faith assembly christian academy
neuse christian academy
raleigh christian academy
41 Rockwater Way
1570 Mack Todd Road
1309 Shepard School Road
Dallas Pearce Realty
2008 Zebulon Road
RE/MAX United
9820 Debnam Road
Hodge & Kittrell Sotheby's International Realty
5629 Nc 231 Highway
The Douglas Realty Group
4109 Vineyard Ridge Drive
2132 Blue Iris Way
Dan Ryan Builders NC, LLC
3000 Bunnfield Drive
Tammie Harris Real Estate Firm
1817 Ferrell Meadows Drive
Fonville Morisey/Wake Forest Sales Office


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Bibliographic details for Formations
Page name: Formations
Author: Tibetan Buddhist Encyclopedia contributors
Publisher: Tibetan Buddhist Encyclopedia, .
Date of last revision: 30 August 2014 04:11 UTC
Permanent URL: http://www.tibetanbuddhistencyclopedia.com/en/index.php?title=Formations&oldid=178710
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Sporting Clube de Portugal - Leões are one of Portugal's Big Three soccer clubs. Commonly referred to as "Sporting", Sporting Clube de Portugal was founded in 1906 and play their home matches at Estádio José Alvalade in Lisbon. Get all of your Official Sporting Merchandise at WorldSoccerShop!


text:
Don't Order the Grouper
A submarine trip to the scariest thing off the coast of Florida.
By Dave Tompkins
Nov 10, 201510:21 AM
A submarine prepares to deploy to a sewage outflow in Florida.
Photo courtesy of Dave Tompkins
I've never piloted a submarine through human effluent. Sitting inside a glass sphere built for two, I receive my instructions on how to surface, in case the driver suffers an adverse medical event. At the helm, Robert Carmichael wants to make sure I don't freak out in the benthic zone—that I can manage rear buoyancy and have a basic Zaxxon-ian grasp of how to operate a joystick.
Our destination is the mouth of an active sewer pipe entrenched two miles from Hollywood Beach, Florida, south of Fort Lauderdale. Carmichael wants to film the toxic outfall for his Project Baseline initiative, a conservation nonprofit working with volunteer cave mappers, divers, marine biologists, hydro-geologists, and people who don't want their seafood marinating in medical bio-waste. The pipe is referred to as the "poop cannon." The sub's dispatcher, a 145-foot research vessel called the Baseline Explorer, is anchored nearby and has confirmed the bearings of the pipe's business end.
It's 98 degrees inside our tiny bubble. The extreme heat is a by-product of a scrubbing system that recycles our exhaled CO2 into a breathable mix of nitrogen and oxygen. (No helium, alas.) "It's an exothermic reaction but allows us to breathe and think clearly," says Carmichael, a cave diver who holds patents in re-breathers and recreational diving hookahs. I'm gripping the sub's emergency instructions, a placard laminated against sweat, which I'm contributing in volume. Until now, the most time I've spent underwater was when a hurricane bearing my father's name (Charley) stole my trunks while trying to drown me in its eye when I was 15. My experience in crisis management at depth is lacking.
"Do me a favor," says Carmichael. "Tell me if you see anything big and weird." We're cruising through what is essentially a coral ossuary. What's big and weird is the absence of visibility and color—rather than a thriving reef of hermaphroditic coral, we're navigating a lunar rubble dusted with dredge silt. Scuba divers from the Baseline Explorer appear vague in the grainy water outside our window. If—as Joy Williams once wrote—a diver "is what he sees," they may not even exist. Our mission isn't exotic. We're a plumber's Cousteau.
A sea turtle blows by with purpose. Carmichael turns a buoyancy valve, releasing pressure with a hydraulic hiss, as if a bus had knelt in my ear. Another sub dispatched from the Baseline Explorer gently alights on the seabed next to us, sitting on large cylindrical batteries. For some reason, I wave to them in slow motion like an astronaut, confusing 90 feet below sea level for deep space. Sense of abyss is relative.
Ten feet before us, a sewer pipe made out of limestone spews yellow-brownish insults into the reef ecosystem. The pipe's mouth is barely visible through the cluster of baitfish and foragers, a silver mass of twitch and glide binging on nutrients long processed and evacuated by Broward County taxpayers. A goliath grouper bullies its way through and enters the pipe to feed. I'm told to watch out for fishing lines—an entanglement hazard for the sub's thrusters. The Hollywood outfall pipe serves as a popular fishing spot, toilet to table.
The grouper emerges from the pipe and lies on its side on the ocean floor, as if for a post-gorge nap. Apparently, nature isn't easily grossed out. The algae are symbiotically thrilled. The overload of nitrogen and phosphorous from the outfall has resulted in an explosion of phytoplankton. Overfed from eutrophication, the blooms suffocate the corals, draining the reefs of oxygen and color. With a kudzu instinct for hyper-competitiveness, algae are outgrowing all other species. Todd Kincaid, a hydro-geologist working with Project Baseline, says it's like dumping loads of Miracle-Gro and used cat litter into the water—47.5 million gallons of partially treated sewage daily.
"There's a lot of other stuff in sewage, other than nitrogen and phosphorous," says Brian LaPointe, a research professor at Florida Atlantic University's Harbor Branch Oceanographic Institute. "There's viruses, heavy metals, bacteria, personal care products. Pharmaceuticals, hormones, plasticizers, house care products—thousands of chemicals that don't even get monitored."
Traces of high blood pressure medicines and Viagra have been especially prevalent in local effluent.* LaPointe says it's disrupting the reproductive cycles of marine life. It's also been shown that corals can be susceptible to disease transmitted by human pathogens found in sewage.
The submarines before launch off the coast of Florida.
In 2005, LaPointe published a study revealing a "wastewater fingerprint" in macroalgae, research that would contribute to the closing of sewage outfalls in Delray Beach in 2009. (LaPointe has also been waging war on septic tanks throughout the state of Florida.) In 2008, Florida's Department of Environmental Protection began legislation forcing Dade and Broward counties to shut down the pipes. Municipalities fought back, complaining about costs, and they received an extension until 2025. Meanwhile, the EPA's National Pollutant Discharge Elimination System permits have been in limbo amid arguments as to whether the outfalls are the responsibility of state or federal water managers. In 2007, Carl Hiaasen called attention the outfalls in the Miami Herald. "It's pretty appalling," he says, on the phone from his home in Florida. "Gives new meaning to 'It's the same ol' shit.' "
The new treatment system will involve injecting sewage 3,000 feet underground. Doug Yoder, deputy director of Miami's central plant at Virginia Key, believes the energy required for this project could ultimately cause more long-term environmental harm. "When the legislation was being considered, we pointed out that a much more significant threat to the reef systems are sea level rise and global warming—all of which are arguably going to be made worse as a result of all the extra energy and fossil fuels required for us to manage the wastewater flows."
In the meantime, South Florida's resident tourists could be swimming in dilute sewage. "The fish aren't there for the dissolved nitrogen," says Todd Kincaid. "There's other stuff coming out of that pipe and you can see it. It's brown—if you look close there's little particles." Yoder suggests the earth tones could be due to tannins in the groundwater from the canal systems. The fresh water effluent loses its disturbing color once it reaches the surface and becomes invisible when carried north along the currents, toward Spring Break.
Florida's economy is largely dependent on a thriving reef ecosystem that's now in danger of being mobbed by algae blooms. Project Baseline is currently raising money to inject florescein dye into the Hollywood pipe on St. Patrick's Day, for downstream color, and watch the beaches go green.
Going under right off the coast of Florida.
The Hollywood Beach pipe is just one of six sewer lines along Florida's coast. Virginia Key has been receiving the chud of the wealthy since another pipe was extended south from Miami Beach in 1971. Designated as a "black-only" beach in 1945, this small barrier island lies in Biscayne Bay, a half-mile southwest from Fisher Island and the noses of residents like Julia Roberts and Mel Brooks. In the mid-1980s, the Virginia Key treatment plant began dosing Fisher Island with a lemon-fresh Big D (or Sewer D), a countereactant dispersed from misting nozzles. In addition to the sewage plant, neighbors of the stinking rich include an oil depot, the Rosenstiel School of Marine and Atmospheric Science, the National Oceanic Atmospheric Administration, the beach where Notorious B.I.G. sweated, profusely, through his first Miami Bass party, Death Star dredge barges, and whatever else happens to be floating through the Port of Miami. It's quite an ecosystem.
In 1987, geologists in a submarine could hear the geyser roar of effluents while conducting a "quick and dirty" study of the Virginia Key pipe and shipwreck reefs. In addition to the rich biodiversity, they discovered that corals and other "community encrusters" were living on the pipe as a substratum. In Florida, corals have been known to make homes out of discarded German grenades, so a sewage pipe seems like a relatively low habitat risk assessment, at least until the algae started stealing all the sunlight.
"I knew they would be on that pipe," says Colin Foord, a marine biologist based in Miami. Foord runs Coral Morphologic, a coral cloning lab and video art studio he co-founded with childhood friend Jared McKay inside a Pentecostal church in Overtown. Foord has been diving in Biscayne sewage for the past eight years, documenting coral's adaptive properties in Miami's polluted urban watereways. He recently boated me out to an underwater meteor crater near Virginia Key.
It was Foord who first suggested I do a submarine dive, a conversation that was initiated by his wish to install a giant "pyramid blaster" subwoofer in the crater. Both ideas presented challenges. To name just one, keeping humans alive underwater is a cost-prohibitive venture. We'd originally approached a private submersible company in Miami, but they relocated their operations—and sub—to Seattle, where the rapper Macklemore was allowed to splashdown for free.
That's when we were able to tag along with Project Baseline, which is funded by Global Underwater Explorers, with headquarters in High Springs in Central Florida, a cave-diving haven that provided the crash set for Airport '77.* Foord joined me aboard the Baseline Explorer when I did the sub drop near the outfall pipe. "We're going to be exploring the asshole of Miami," Foord smiled. "What could be better?" As you may have gathered, Caddyshack sense of turd humor is needed to distract one from the possible eco-horror at hand, especially in a state where water-borne flesh-eating bacteria is a reality.
My late brother was a watercolorist named after a treatment plant in Rock Hill, South Carolina. He once joked about a desire to be reincarnated as sewage legislation—using transmigration to shut down his namesake. Maybe that's why I'm on the Baseline Explorer.
The author underwater.
When I first step on board, I skip the hyperbaric decompression chamber and go straight for the subs. "We have two submersibles," Carmichael tells me. "So we can rescue ourselves." I'm so excited I forget to be terrified. I want to do all kinds of rookie moves, like operate the robot manipulator arm while the sub's strobe light is flashing.
Carmichael tells me the sub cruises at "half the speed of you," drifting somewhere between Hydra and flotsam. Before our descent, he's in the cockpit, running through crosschecks. I carefully lower a tray of CO2 scrubber granules so we'll be able to breathe. Carmichael asks me to hand him a 55-pound lead bag. "That's to make sure we sink." A diver walks by, all nitro swagger. "This ain't Disneyland!" Another expert in mixing breathable gases.
It's finally spashdown time. We are in the sub, suspended from a giant hook above the ocean like a nerdy piece of leviathan bait. The sun has baked the bubble and my t-shirt is already soaked, leeching at my back. The crew takes pictures. The captain, who told me he was an escaped convict from Louisiana, waves.
We're now half submerged. Green water slaps at the glass, briefly magnifying and dispersing the figures on board. It feels like I'm looking out of a paperweight.
We're going under.
Don't panic.
Don't think about all the times you napped through the flight attendant's emergency instructions before take-off. Don't think, for a moment, that you're still on a plane dreaming about piloting a submarine. Don't think about the German U-boat that was sunk by its own "high pressure toilet" in April 1945. Don't forget the U-boatmen's collective nightmare of being buried alive. Don't choose this time to decide you are claustrophobic. Don't hyperventilate, for there's no room to breathe.
Continuing not panicking.
Don't order the grouper.
In memory of Ross Severan von Burg, who originally encouraged us to do the sub drop but passed while the story was being written.
Correction, Nov. 10, 2015: This article originally misspelled Viagra. (Return.) It also originally misstated that the headquarters of Global Underwater Explorers is in Wakulla Springs. It is High Springs, Florida. (Return.)


text:
I am a stone mason, carver and sculptor currently based in London who has worked both around the UK and abroad. I often work in restoration and conservation of historic buildings as well as creating original carving designs for private commissions and my own work. My work spans from architectural carvings, to lettering to sculptural pieces.
I have worked on many historic buildings including Elizabeth Tower and Southwark Cathedral in London, Robert Adam's Botanic Cottage in Edinburgh and Nikortsminda Church in Georgia. I also teach stone carving in classes often through the Prince's Foundation School of Traditional Arts, including teaching in their outreach schools such as the school in Al Ula, Saudi Arabia.
My training has included the Young Heritage Apprenticeship program with the Prince's Foundation,
Stone masonry Diploma at Bath College and The Historic Carving course at the City and Guilds of London Art School.
I have been a Yeoman of The Worshipful Company of Mason since 2018.
Prince's Foundation Award for Excellence 2014
First Prize, Public Prize and Peer Prize at the London Craft week CGLAS Carving Competition 2018
The Masons Company Prize for for Studentship and Commitment for a Continuing Student 2018
The Master Carvers Carving Prize for Final Year Student 2019
Clyde and Co 2019/2020 Art Awards
© 2020 by Miriam Johnson


Another great night of racing at the Forest City Velodrome in, London Ontario on Saturday night. A large field of cadets and women doing battle on the 138 metre velodrome, in addition to riders from Philadelphia, Milwaukee, Rosedale (NY) and New Jersey took part in the first Can-Am Challenge of the season.
The Elite sprint tournament was wide open, since the many regulars were unavailable to attend the meet. Five racers qualified under 9 seconds, including Brandon Throop and Chris Vlemmix (both from London) in the top two positions.
In the first round all of the top qualifiers moved on. In the second round several of the matchups had endurance riders taking advantage of inattention of the sprinters to knock them out early in the very spirited tournament.
The final of the "A" final was a battle of the three qualifiers. The results were rearranged as John Farley from Milwaukee, Wisconsin, came from behind with two laps to go to just edge Chris Vlemmix at the line. The top four finishers were awarded Trophies for their efforts.
The cadets and women continue to show improvement in the track skills that each rider is acquiring every time they come out to the Velodrome.
Cadets John Carden, Daniel McKenzie-Picot, Trevor Dickenson and Alex McCallum each won a round in the Chariot round robin. Carden came out the winner in the Chariot Final. Kyle Rupay, who was ill, won the Scratch Race and promptly packed up to head home (four hour drive) to recover.
The ladies had an equally exciting time of things in their events, with Amy "B" Biskaborn winning the Points Race, Scratch and Chariot races ahead of Stephanie Bester, Sarah McKenzie-Picot and Krista Ruby. In the final Scratch Race for the women, 13 year old Amberley Berman just edged out Emily McKenzie-Picot for her first win riding against the older ladies.
In the Feature Scratch race at the end of the racing program, Mike Renneboog attacked with 12 laps to go in the 10km race. Renneboog shattered the field and with five laps to go blew up and handed the lead to Junior Ryan Aitcheson (Kitchener), who attacked a little bit to soon as he also blew with 100 metres to go and got pipped at the line by the tactical riding of eventual winner Vince DeJong. Branden Throop was second and the 16 year old Aitcheson came across the line third.... all three riders could have finished under a single blanket, with less than a 1/2 bike length separating the riders.
There will be information on the Christmas Camp in the next few days.
Visit our website for program times and arrange your group for a very fun Track 1 session in the next few weeks.


You should get the best possible training available in the industry to start your career. Numerous reliable training institutes and IT companies are now interested in training the students and then hiring them for their work. So, one should choose a place which provides placement assistance along with the training. Or else it may become very difficult to get a good job. Due to the rising number of IT companies in the city, one can find many it job opportunities in Ahmedabad.
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Many people have started their career as an SEO by learning the basics only. However with years of experience while working in the field, they have become the experts of the SEO techniques. You may get amazed to know the salary of a search engine optimizer. One may not even imagine any other career providing this much salary for the easy and little work performed.
Another huge advantage of choosing a career as an SEO is that the syllabus is quite easy. You can start your very easily if you have interest in internet and search engines. All you need to do is to just choose the best training institute for learning SEO. Just learning the basic techniques and getting the certificate is not enough for you to become a good professional. Software Training Companies in Ahmedabad is working on various projects and internet. You can get the required training from an ideal training institute which provides practical training classes for your extra knowledge.
You need to work really hard to make a bright and promising future as an SEO. You have to learn the latest trends which are followed in the industry. Once you get enough experience in the field, it will be very easy for you to make a huge sum of money. Any other career option will not give you this much advantages as an employee.


Got a USB mini to micro adapter. Which doesn't sound like camping gear, but means I can power my droid on the road.
It takes blood and guts to be this cool but I'm still just a cliché.
OpenStreetMap UK & IRL Streetmap & Topo: ravenfamily.org/andyg/maps updates weekly.
My Rivendell Mountain Works "Mariposa" day pack arrived today. Not sure if it counts as camping gear, but the pack is just about big enough for an overnight trip if I pack carefully and use a summer-weight down sleeping bag. It also promises to be a good back for a day of rock climbing.
Cycling note: Grant Peterson chose the name "Rivendell Bicycle Works" as a tribute to the original "Rivendell Mountain Works", since he claimed to be influenced by their design philosophy.
Bought a new softshell jacket in the sales (for boat use mainly though).
I am beginning to wonder how anyone actually moves on a bike fully loaded for camping.
Bought some mess tins (not exactly military quality but they will do), an inflatable pillow, a set of waterproof over trousers I will never use, and an old fashioned widget for calculating distances from maps.
Wer sein Fahrrad liebt, der schiebt.
He who loves his bike, will push it.
Except when going down hill.
YMMV, but I find camping gear does more to wreck the aerodynamics than the weight makes up for on the descents. Probably my fault for having Altura panniers, though.
That works best if you can get your tent up in five minutes in the dark.
Bag liner (well its not exciting I know, but Rome wasn't built in a day) might buy a beginner tent tomorrow (like a kid in a sweet shop) nearly bought a MTB today a Trek hardtail bargain but SWMBO would have gone mad...... chuckle. Seriously wondering whether to get one of those Galaxies at SPA whilst they are going cheap having looked at renovation pricing.
I'm on the lookout for a new tent. We want a Hilleberg Nallo 3 GT. Not at all cheap, and there are some available for about £680. I'm hoping to find one at a discount or on Ebay.
Mrs. Wow and I already have the Vango Spirit 2, but we want just a little more space.
They don't come up on ebay very often, sadly. And when they do, they often go for a sum that makes little sense when you could get one from a shop with a guarantee for not much more.
That's what I thought. I won't need it until May, so I'll sit it out for a bit.
Crikey I would have to be very convinced of the merits of camping before that level of expenditure. If I take to it would be time to get something better e.g.Terra Nova Competition but light as they are they knock out around the £300 mark which is quite expensive thinks.
If you keep an eye out, and have the financial reserves for an unanticipated expenditure there are bargains to be had- eg F&T had some Laser Comps for £140 some time in the middle of last year.
The thing is to have decided beforehand what you would get at what price - these offers don't generally last very long.
You could also sign up to an outdoor forum or two and keep an eye on the for sale sections.
Field & Trek in Chelmsford had some tent bargains. I was in there on Saturday.
A replacement Snow Peak titanium spork for the one taken by the earwigs at Dunwich. I still love the simplicity and solidity of the thing. LMF are dire, some of the others too thin of stock, the others too fussy. Zen spork good.
Question is am I mad ?
That is, once we've ensured we can successfully improvise some poles.


LGT, the leading international private banking and asset management group owned by the Princely House of Liechtenstein and sponsor of German Formula E team, ABT Schaeffler Audi Sport announced today (14th March 2016) that it is to acquire a majority stake in London-based wealth management partnership, Vestra Wealth.
This partnership means LGT will gain a significant foothold in the British market having expanded into Singapore, Hong Kong, Dubai, Austria and Switzerland over the past 15 years; and Vestra increases its offerings to its clients.
According to the press release, Vestra Wealth will be renamed LGT Vestra and will remain a partnership between LGT and the original partners (after completion of the transaction and subject to FCA approval).


The ultimate friendship bracelet for men and women!
The chain on this beautiful Sterling Silver bracelet is handwoven with a polished finish, creating an unusual piece of jewellery with just enough flexibility to be comfortably worn every day. The ends of the bracelet are finished with neat, decorative finials and a tiny 24ct vermeil heart charm with our Joy tag and practical clasp. This modern charm bracelet makes a wonderful gift to confirm a friendship or romance, and looks great on people of any gender.
This unisex foxtail charm bracelet was designed in London and has been handcrafted using traditional lost wax casting, before being hallmarked by the London Assay Office. Please read our Jewellery Care guide to make sure your piece of handcrafted jewellery lasts for many years!


BANGKOK, Thailand — Thailand will hold a general election in November 2018, Prime Minister Prayuth Chan-ocha said on Tuesday, the most precise date he has given yet for the vote since taking power in a 2014 military coup.
Thaksin was ousted in 2006 and lives abroad in self-imposed exile. Yingluck followed suit in August, when she fledThailand ahead of the verdict in a criminal case.