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We have compiled and organized a few portfolios for you to use as examples and or benchmarks with the PAS tools. Below are categories and portfolios that are included for each.
COMMON PORTFOLIO ALLOCATIONS
Bill Bernstein No Brainer
William Bernstein is a retired doctor based in Oregon and is well-known for his writing on asset allocation with at least 10 books as well as a blog and investment advisory. It has an allocation of 75% in stocks, the portfolio returns are very similar to the broad stock market.
iShares Enhanced International Large-Cap ETF (IEIL)
iShares 10+ Year Credit Bond (CLY)
SPDR S&P 500 ETF (SPY)
SPDR S&P 600 Small Cap ETF (SLY)
Bill Schultheis Coffee House
Bogleheads Three Funds
Bogleheads Four Funds
David Swensen Lazy Portfolio
David Swensen Yale Endowment
FundAdvice Ultimate Buy & Hold Portfolio
Harry Browne Permanent Portfolio
Larry Swedroe Simple Portfolio
Larry Swedroe's insight was to mix a little of very risky (but intelligently risky) stock portfolio with a lot of very safe bonds. Say, 30% small value stocks and 70% bonds. That would give plenty of exposure to beta (because small value stocks are still stocks, and correlate with the wider stock market), and also maximum exposure to the small and value premiums. It's also reasonably well-diversified, because there are thousands of stocks that fit the profile. Also the portfolio will have lower risk, because its mostly bonds.
Mebane Faber Ivy Portfolio
Rick Ferri Core Four
Scott Burns Couch Portfolio
Stocks/Bonds (60/40)
Maximum Growth Portfolio Lite
National Bank Financial analysts created this portfolio of exchange-traded funds for investors who are willing to live with high levels of risk in order to increase long-term returns, and who are more interested in growth than generating income. It's a streamlined version of the full Maximum Growth Portfolio. It is designed for young investors who have decades to go before they need their money, who are comfortable with stock market risk and who are more interested in growing the value of their portfolio than generating investment income.
Goldman Sachs US Focused Growth Equity Portfolio
The fund is designed for investors seeking exposure to a US equity fund which may typically have a smaller number of holdings than a more diversified US equity fund. Potentially higher returns may be generated but also increased levels of risk than a more diversified US equity portfolio.The investor objective is capital appreciation with a need for income.
Fidelity Fund Portfolios
These portfolios emphasize interest and dividend income as a component of total return for a given level of investment risk. While the primary focus of the portfolios is to provide income, the underlying mutual funds continue to seek growth of capital over the long term. This asset mix is appropriate for investors with a significant tolerance for fluctuations in market value, and seek to emphasize dividend and interest income (vs. capital appreciation) as a component of total return.
RBC Balanced Growth and Income Fund
The objective of this investment is to provide a combination of capital growth and modest income. The fund invests primarily in a diversified portfolio of income-producing equity and fixed-income securities from anywhere around the world either directly or indirectly through investment in other mutual funds managed by RBC GAM or an affiliate.
Fidelity Fund Portfolios (income focused)
These portfolios emphasize interest and dividend income as a component of total return for a given level of investment risk. While the primary focus of the portfolios is to provide income, the underlying mutual funds continue to seek growth of capital over the long term.This asset mix may be appropriate for investors with a moderate tolerance for fluctuations in market value, and who seek to emphasize dividend and interest income (vs. capital appreciation) as a component of total return.
CIBC Wood Gundy
The objective of the Capital Preservation strategy is to provide a steady income stream and to preserve capital while achieving modest growth. As the manager of this strategy, Jay will invest primarily in Canadian bonds, Canadian convertible debentures, Canadian preferred shares, as well as high-yielding Canadian common shares. This portfolio is managed using a multi-disciplined active investment process that leverages the strengths of Fundamental, Quantitative and Technical analysis.It is suitable for investors seeking diversified Canadian equity and fixed Income exposure and primarily interested in capital preservation and current income. It has a mid-term investment horizon and low to moderate risk tolerance
All equity focused Portfolio with JP Morgan Funds
This portfolio includes International value funds, equity income funds, Value as well as Growth funds,Large Cap as well as Medium Cap including Emerging Market Funds. Therefore it is a highly diversified only in the field of equity .This potfolio has medium expenses and low dividend yield.
Black-Litterman
The Black-Litterman model is a model used to estimate inputs for portfolio optimization. It mixes different types of estimates, some based on historical data, others based on equilibrium conditions to arrive at updated estimates. It can blend a variety of views specified in different ways, absolute or relative, with a given prior estimate to generate a new and updated posterior estimate which includes all the views. One of the first steps in using the Black-Litterman model, or any asset allocation process, is to identify the universe of potential investments. 1)The assets used should be diversifying,homogenous,mutually exclusive, and should have the capacity to absorb a significant fraction of the investor's wealth. 2)The assets used should be unique investments and as per investor needs classified as small cap or large cap. Each investor should select the appropriate universe of investments for their own situation, and what is appropriate for one investor may not be appropriate for another investor. Investments can be made in domestic equity,international fixed income,domestic fixed income,,real estate,commodities,private equity or cash. We do not include hedge funds or absolute-return funds. Portfolio choice is the final piece of an asset allocation activity,where the risk and return estimates are used by a model to generate asset weights. We create a portfolio under this for an investor with average risk tolerance.
7Twelve
7Twelve is a multi-asset balanced portfolio. Unlike a traditional two-asset 60/40 balanced fund, the 7Twelve balanced strategy utilizes multiple asset classes to enhance performance and reduce risk. The 7 of 7Twelve represents the suggested number of asset classes to include in your portfolio. The Twelve represents the 12 separate mutual funds or exchange traded products to fully represent the 7 asset classes in your 7Twelve portfolio. approximately 65% of the portfolio is invested in equity and diversifying assets and about 35% invested in bonds and cash. 7Twelve can represent the "core" of any portfolio.
Permanent Portfolio
Permanent Portfolio should contain four asset classes that have sufficiently low correlation. This will ensure that the portfolio will earn modest gains each year under just about any circumstance imaginable. This portfolio will perform well in prosperity (stocks), deflation (long treasuries), inflation (gold), and "tight money or recession" (cash).
Core Four Portfolio
Core Four portfolio suggests that we only need a few asset classes in your portfolio, and after that there are diminishing returns. The mutual funds you choose to represent those asset classes should be the lowest cost funds you can buy.
The Tobias Portfolio
He proposes a basic Lazy Portfolio with only three holdings, which is also reminiscent of Bill Shultheis and Scott Burns's three-fund portfolios.  the three-fund portfolio strategy has preached to investors the merits of equal exposure to three broad asset classes – domestic stocks, international stocks and bonds.
Sometimes less can be more – while most professional money managers can't beat the market using a collection of exotic funds1, this trio of asset classes seeks to provide a low-cost passive investment strategy with broad exposure across sectors in the market, that aims to perform well in varying market conditions without the need for regular rebalancings.
Three Fund
A three-fund portfolio is a portfolio which does not slice and dice, but uses only basic asset classes — usually a domestic stock "total market" index fund, an international stock "total market" index fund and a bond "total market" index fund. It is broadly diversified and low-cost, although is heavily weighted in large cap stocks, just like the overall US market.
Three Fund Plus REIT
REIT is added to the three fund portfolio to provide additional diversification
White Coat Investor Portfolio
It is a broadly diversified, low-cost, mostly or completely passively managed, regularly rebalanced, and consistent with its owner's need, ability, and desire to take risk. One principle of allocating investments into accounts that many people don't recognize is that for easy rebalancing, each account needs to share one asset class with another account. It can be noticed that each of the accounts does that, with the exception of the Bridgeway Roth IRA.  But for simplicity and to get access to lower cost admiral funds, one doesn't want too many funds in each account.The implementation cost of this portfolio has been kept quite low.
The Ulitmate Buy and Hold Portfolio
This portfolio aims at holding 10 equity asset classes and one fixed-income asset class. The only trouble with this portfolio is that the investor will need to stay on top of it to rebalance and allocate across all accounts.
FAMILY OFFICE PORTFOLIOS
Aronson Family Portfolio
Ted Aronson and his AJO Partners manage about $25 billion of institutional assets. Aronson puts his family's taxable money in this well-diversified portfolio of no-load index funds. The Aronson Family Taxable Portfolio consists of 11 funds. These funds cover 4 major assets: US Equity, Foreign Equity, Emerging Market Equity, Fixed Income.
Intl Stock Market (VGTSX)
Total Bond (VBMFX)
US Stock Market (VTSMX)
TIPS (VIPSX)
Rockefeller Investments
Family offices are broadly classified as either single-family offices or multi-family offices. A single-family office is an organization that is created to support the financial needs of a specific family group. In general, a single-family office becomes affordable for clients with at least $100 million or more of investable assets. Some of the billionaires who created single-family offices to manage their wealth include John D. Rockefeller (the first American billionaire), George Soros. By acting as a central financial management solution, a family office meets all wealth management needs of the family, and serves as a central source of information and advice on all of the family financial affairs. The portfoloio of Rockefeller are social focussed and there is a variety of funds by the family, however we are taking the top investments made by the Rockefeller Investments in 10top picks based on their holdings.
Frank Armstrong Ideal Index Portfolio
This is a pure alpha portfolio as it attempts to produce return over and above the benchmark each time. The portfolio uses index funds because index funds eliminate manager risk. It overweights small-cap stocks because of the reason that historically small-cap stocks have outperformed large caps stocks. The portfolio has a strong value tilt, because academic theory predicts that, over very long periods, the style of investing that stresses beaten-down stocks will do better than the high-flying growth approach.Index funds offer compelling advantages to investors in all markets where they are available. Index funds are the lowest cost, lowest risk, and lowest tax cost investment style available to investors. Importantly, these benefits translate into strong performance. Investors should confidently anticipate consistent top quartile performance over any reasonable time frame against the appropriate peer group of actively managed funds.
ENDOWMENT PORTFOLIOS
Georgetown University Endowment Fund
A top 25-ranked school, Georgetown has a modest endowment fund compared to schools with which it competes academically. It's payout covered 5.6% of the university's operating revenues in 2015 with a modest spending rate of 4.5%. Donations made to the university benefit from:
-Governance: The Investment Office employs seven full-time professional staff dedicated solely to the management of endowment assets. In addition, it benefits from the fiduciary oversight and expertise of the Subcommittee on Investments of the university Board of Directors, the members of which are all experienced and active financial industry professionals.
-Manager selection: Georgetown has access to and hires a broad array of the most skilled and highest quality investment managers in the market.
-Tax free returns: A tax exempt organization, Georgetown can reinvest its portfolio returns without losing large portions to the IRS.
The target investors include risk averse investors with long time horizon.
Northwestern University Endowment
The Investment Office is responsible for managing the University's financial assets of approximately $9.9 billion, in accordance with policies established by the Investment Committee of the Board of Trustees.The Board of Trustees has a Sub-Committee on Proxies which provides oversight with regard to the University's investment policy with respect to (1) social issues and (2) contested shareholder proxy resolutions. Its membership is drawn from the Investment Committee. When a gift is designated to the Endowment, Northwestern accepts responsibility for ensuring that these contributions fulfill and sustain their intended purposes in perpetuity.
Ivy League Portfolio
Several Ivy League endowment managers have consistently beaten the market by a large margin, with billions of dollars at stake. This is made possible partly because many investing instruments are available to larger institutional investors that retail investors cannot access. However, the trick for individual investors isn't active trading: it's better asset allocation. individual investors won't be able to replicate the alpha that endowment managers achieve, simply because they won't have access to the same opportunities (e.g., hedge funds). Instead they should take a cue from the allocation formula traditionally utilized by by endowment fund managers and allocate less to equities, reduce their beta–volatility–and thus achieve higher returns in the long run. Note that by going light on equities, but having significant bond and real estate holdings, investor can get strong returns with less overall risk than you can with a stock-heavy allocation. Ivy League portfolio's goal is to mimic some of the success of Harvard and Yale endowments.
Marquette University Endowment
The Marquette endowment is the permanent capital of the university. The single purpose of the endowment is to enhance fiscal stability and strengthen the mission of the university by supporting student scholarships, academic programs, and salaries for faculty and staff.
The main objective of spending policy is to provide cash flow stream as well as protect the purchasing power of the endowment Fund's principal. Gifts to the fund can increase the market value. Endowment distribution can decrease the market value.
The IPS for Marquette University's Endowment is established by the Board of Directors. The Investment committee is responsible by approval from Board for implementing investment objectives.
It has long-term investment horizon with less liquidity requirements. It can bear short and intermediate term volatility. They take advantage of less liquid assets- private funds, hedge funds, etc.
The fund allocates in several different assets with more bias towards equity as they tend to outperform fixed income securities and are an inflation hedge.
• Domestic equity allocation provides long-term growth and offers high expected real return and liquidity.
• International equity allocation is essential to reduce dependence on domestic market.
• Private Equity provides higher return by focusing on opportunities in less efficient markets.
• Fixed income provides protection during fall in markets.
• Real estate is a strong hedge against inflation as well as a string yield component.
• Cash provides short-term liquidity and emergency needs.
A diversified portfolio is essential and provides an assurance that no simple security will have adverse impact on the portfolio.
A Fund's asset allocation should stay in line with the target asset allocation. To take advantage of favorable market conditions tactical allocation - under or overweighing of securities can be done.
However the portfolio allocation is restricted to certain securities that need prior approval like commodities, uncovered options, use of derivatives and leverage.
Berkeley University Endowment
It is a non-profit subsidiary.It provides professional stewardship of endowment gifts given to the UC Berkeley Foundation in support of Berkeley's mission of teaching, research, and public service.
Management- The board of directors is responsible for setting spending policy, annual payout and investment policy.They are knowledgeable about the capital markets and committed to the mission and values of UC Berkeley. The exercise of corporate governance rights, including the voting of proxies, is an essential part of managing any investment.
Diversification comes from the differing behavior of assets under different market conditions.  They seek diversification by strategy, asset type, and geography.
Harvard University Endowment
Vanguard Wellesley
This 40 year-old, income-oriented balanced fund offers exposure to stocks and investment-grade bonds. Balanced funds typically offer a higher allocation to stocks; however, this fund is unique in allocating about one-third to stocks and two-thirds to bonds. The fund's stock holdings are focused on companies that have historically paid a larger-than-average dividend or that have expectations of increasing dividends. This focus may provide a higher quarterly income distribution than non-income focused balanced funds. Investors with a medium- or long-term time horizon who have a goal of steady income and who are willing to accept modest movement in share price may wish to consider this fund as a core holding in their portfolio.
Yale University Endowment
Yale Endowment contains  funds with various purposes and restrictions. Approximately 84% of funds constitute true endowment, gifts restricted by donors to provide long-term funding for designated purposes.Yale's portfolio is structured using a combination of academic theory and informed market judgment.The heavy allocation to nontraditional asset classes stems from
their return potential and diversifying power.
FAITH BASED PORTFOLIOS
Christian investment Forum
The Christian Investment Forum exists to raise awareness and promote the knowledge and understanding of Biblically responsible investing (BRI). It is dedicated to making the investing public and the Christian community aware of the fact that faith based investing is widely available and provides similar performance as other investment options that do not incorporate faith values into the decision making process.It serves Christian investors by helping them understand the opportunity that exists to align their investments with their faith and agree to achieve an average market return.It has investors of all types – from high net worth to someone just starting out with a small investment account.
Islamic Portfolio
The Fund invests in a portfolio of U.S. stocks. The portfolio consists of seven sub-portfolios in various equity styles. Each sub-portfolio is chosen using objective, quantitative selection rules, developed by Lightstone Capital Management, that are consistent with Islamic investment principles. Objective screens are used to eliminate stocks that are not allowed under Islamic Law from the selection universe. The screens follow generally accepted interpretations of Islamic Law, such as the Dow Jones Islamic Market Index Rulebook. Examples of companies not allowed under Islamic Law are those involved in gaming, pornography or alcohol, as well as companies that are significantly involved in paying or receiving interest, including banks. The Fund also uses best practice financial ratios to eliminate companies whose products or services are inconsistent with Islamic Law. The Strategy uses a core group of seven sub-portfolios, with a 70% / 30% weighting between large capitalization and small capitalization stocks on each monthly re-balancing.  This achieves diversification across market size and equity styles, consistent with a moderate risk-return equity profile.
Hindu Investing
Hindu practices are based on faith and action. They Hinduism has developed numerous practices meant to help one think of divinity in the midst of everyday life.They are based on certain rules.
1) Trust Ishwar ... but not his 'enemies'
Invest ethically following ethical principles relevant to the context of Dharma and crucial to Ahimsa/Karuna or non-violence and Loka-samgraha/Metta or the concept of stewardship.
2)Pay off your debts.
3) Making money is the result of trading your time for money
4) Be patient.
5)Getting rich means trusting in you.Determine your goals plan it and move towards it.
""Getting rich through faith"" goes deeper, you're in a very personal ""deal"" between you and God and also seeking blessings from Devas.
It implies sin investing however profitable and reliable it may be it is considered unethical as it implies investing in stocks of companies involved with tobacco,alcohol etc.
Buddhist Portfolio
A lot of the characteristics that showed up in successful investors also showed up in Buddhist philosophy. The four common themes of Buddhism that is also common to successful investing. -Rationality -Empiricism -Pragmatism -Skepticism It has been seen that Mr.Warren Buffett Philosophy is very similar to that of Buddhism. Don't believe in anything simply because you heard. Do not believe in traditions because they have been handed down for many generations. Do not believe in anything because it is spoken and rumored by many. Do not believe in anything simply because it is found written in your religious books. Do not believe in anything merely on the authority of your teachers and elders. But after observation and analysis, when you find that anything agrees with reason and is conducive to the good and benefit of one and all then accept it and live up to it.
Jewish/ The Talmud Portfolio
"Let every man divide his money into three parts, and invest a third in land, a third in business and a third let him keep by him in reserve." -Talmud
Protestants Growth
Hard work and thriftiness tend to go hand in hand with the Protestant work ethic, so working and saving are often closely associated activities. Protestant denominations include a range of beliefs from liberal to conservative, and tend to encourage individuals to make investments based on broad Christian values such as social consciousness. In some instances, such as with the Church of England, investment policies are detailed and easy to find.
They actively engage corporations on a variety of issues and discourage investments in "sin stocks," such as those affiliated with "tobacco, gambling, alcoholic drinks, high interest lending or human embryonic cloning."
Whether the  mission is to find a particular investment style, strive to meet personal or organizational goals, this fund adopts socially responsible investing principles, or supports the mission of the Presbyterian Church . New Covenant Funds offers a diversity of investment approaches and charitable giving options. New Covenant Funds makes "investment decisions consistent with the social-witness principles adopted by the General Assembly of the Presbyterian Church." New Covenant Funds "may also limit investments in companies involved in gambling, alcohol and firearm related issues."
SOCIAL PORTFOLIOS
Socially responsible investing targets corporations who are advocates of the environment, consumer protection, human rights, and diversity while avoiding businesses involved in alcohol, tobacco, gambling, pornography, and weapons. It's an idea that has certainly taken hold: total dollars under socially responsible professional management grew to $3.74 trillion in 2012 from $639 billion in 19951, outpacing the growth of overall market assets by 110%. Inspired by ideas from the book Low Fee Socially Responsible Investing2 by Tom Nowak, the stocks in this motif were assembled using a combination of national indices that score companies on measures of social responsibility and political spending disclosures
Cleantech Everywhere
Going green isn't just a nice idea. It's a phenomenon that is driving big investments in clean technology. Worldwide, governments have adopted renewable portfolio standards and committed $89.6 billion to promote clean energy development.1 In the US, California has mandated that renewable sources generate one-third of its electricity by 2020. Of course, the private sector wants in on the action, too. It invests in Renewable sources of energy.
Green Portfolio
Green investments are traditional investment vehicles (such as stocks, exchange-traded funds and mutual funds) in which the underlying business(es) are somehow involved in operations aimed at improving the environment. -It involves investing in new start-ups that developing creative methods for using bio-fuel,solar energy etc and also traditional market cap heavyweights that are expanding their product lines to include environmentally friendly products -Green investing can also be achieved through exchange-traded funds (ETFs), which mimic the stock indexes made up of green companies. -Mutual funds can be another alternative, in which case a professional portfolio manager makes the green asset allocation decisions based on the fund's prospectus Prospective green investors should research their investments (by checking out a green fund's prospectus or a stock's annual filings) to see if an investment includes the types of companies that fit their personal definition of "green".
Proggressive Investor
Progressive Investor is a monthly, online green investing newsletter that guides people toward investments in companies leading the way to a green economy.It helps in identifying the top green companies.
All green sectors including renewable energy, energy efficiency, smart grid, energy storage, green building, the recycling industry, water, organic foods and healthy lifestyles is covered by them.
The combination of small green pure plays and large, leading corporations can easily form the basis of a strong green portfolio, along with mutual funds and/or ETFs.
By investing in companies with top environmental records, you can produce superior financial returns and support companies that enhance life on earth.
reports are produced on solar,water,wind,recycling and energy storage.An eg being : SB20 - the Sustainable Business 20 -  to showcase the most innovative, model companies that have the potential to greatly impact our ultimate goal of reaching a sustainable economy.
To be on the list, companies must be strong on both the green and financial sides.
It was the first green investment newsletter produced in the United States
The Vegan Growth Portfolio
Brad Pappas was the first investment professional in the U.S. to create the concept of "Cruelty Free Investing" by avoiding investments associated with animal cruelty
Rocky Mountain Humane Investing, Corp. was founded by Brad Pappas in 1995 as the  first and only investment adviser in the US that focuses exclusively on the needs of the humane/environmentally and Vegan oriented investor, also commonly referred to as socially responsible, eco-friendly, sustainable or green investors.
Investments in following industries is prohibited :
-Animal Testing (including Biotechnology and Pharmaceuticals)
-Animals as Entertainment
-Companies with significant environmental issues
-Factory Farming
-Weapons
-Extractive Industries (mining)
A primary motivation in developing a low fee approach to vegan investing is that vegans are prime candidates for appreciating and utilizing the benefits of sustainable and responsible (SR) investing. Eating a plant-based diet, at least historically, has required a personal investment of time and commitment.
A movement to a plant-based diet significantly reduces an individual's environmental footprint (less energy use, less water use, less disease). Vegan investing can be a tool for vegans and non-vegans to further contribute to a more sustainable world.
Financial Tailor/Ethical Investing
Investing and saving may seem completely unrelated to veganism and animal rights, but our investments may be held in companies that are related to meat and animal products.
By supporting and investing in such industries we boycott our morals and vegan lifestyle.
By refusing to support companies that directly engage in animal cruelty and the meat industry, one can have a direct impact on the value of these companies.
famous Index like S&P 500 index mutual fund invests in  - Tyson Foods,Mc donald's, ConAgra Foods and more.opening investing in broad market index is investing in companies that arent ethical.
There are a plenty of companies that can a provide a well diversified portfoilio with returns as good as these companies, this however needs due diligence.Individual stocks can be purchased online through brokerage accounts.
Financial Tailor helps you create an investment portfolio tailored to your exact specifications.
As a vegetarian, you're used to going the extra mile to make sure that your consumer purchases don't support businesses or industries that harm animals.
. Most purely vegan companies are small and privately held, requiring venture capital investments that are typically high-risk. Nearly all publicly held companies that make vegetarian goods also market products made from animals, so giving them money promotes practices that most vegetarians would consider unethical.
Trillium Asset Management believes that companies that adhere to strong positive ESG policies have the potential to increase profitability and develop a competitive edge.They seek lower portfolio risk.
New Alternatives Fund is a Socially Responsible Mutual Fund Emphasizing Alternative Energy and the Environment. We seek investments in listed companies that have a positive impact on the environment.
Sentiments & Bubbles
Investing in sin stocks is the act of investing in companies that engage in the business of products that are considered to be vices.
It implies invsting in stocks with unethical products.This is related to business in alcohol,tobacco,gambling and arms.Alcohol and tobacco companies are almost recession proof and therby turn to be sound investments for the long-term.
Demand for these products remain uniform and may also increase during bad economic conditions.
Investing in sin industries is beneficial-
1)Smoking is on a rise in domestic countries due to both population expansion and high disposable income.
2)From investment point of view its highly profitable.
3)High dividend payout and good corporate governance makes it more lucrative.
The only drawback of investing in this is that it is highly regulated by the government.
Historically it has been seen that CNX FMCG has outperformed CNX NIFTY.Sin stocks can also be prone to sharp downswings.
Sin Portfolio
Sin Portfolios include companies that deal in tobacco, alcohol and other products deemed inappropriate or "harmful" to the social well-being of society. Companies that conduct business in these areas tend to be relatively recession-proof and often offer market-beating dividends.
Regardless of the economic situation there always seems to be sufficient demand for gambling establishments. Given the underlying traits of fear and greed, there is never a shortage of individuals looking to strike it rich. Companies focused on gambling activities have performed quite well over the past few years, and this trend is unlikely to reverse any time soon. It is recommended to place stop-loss orders below the support of the 200-day moving average.
There has always seems to be ample demand for alcohol as well. From an investment perspective, this provides a built-in hedge and is one of the reasons to look at investing in companies within the sector.
Despite judicial decisions, healthy living campaigns and a decrease in supply, the tobacco industry continues to prosper. On the flipside, tobacco companies continue to pay market-beating dividends and trade at reasonable valuations.
Sin Portfolio II
Many don't look at sin stocks as legitimate investments. Some want nothing to do with these companies for ethical reasons. Because so many people won't buy them, sin stocks are generally cheaper than other income-producing multinationals on the market. They still pay a hefty yield and are as safe as any large-cap stock.
While tobacco, alcohol and gaming all fall under the vice heading, each sector has its own characteristics. There's a hierarchy of sin when it comes to these stocks, the more damaging the vice is to the body, the better it is for the portfolio.
Tobacco is the least admired because it kills people. Alcohol is the second-most-attractive sector. While it shares many of the same characteristics as tobacco—people drink as much, if not more, during bad economic times. Gaming is a riskier sector than the other two, says Sullivan. It's more susceptible to economic ups and downs—people have less money to gamble with during a recession—and the firms also have a lot of exposure to real estate.
Sin Portfolio III
This portfolio and its weights are based on motif investing and the 7 stocks represent 7 sins.
From cigarettes to sex, burgers to Botox—consumer indulgences require products and services from a wide range of publicly traded companies. This one is based on habits.
Democratic Donors
In 2016, Democrats are looking to take the reins from President Obama and regain control of the U.S. Congress. The Democrats have some momentum with the U.S. Supreme Court's upholding of the federal health-care legislation known as "ObamaCare," but the party's to-do list remains extensive. For the White House to break through the partisan gridlock that marked both terms of the Obama Administration, this party may have to make concessions to help bridge the divided Congress and get the results expected from a "smart government."
As Democrats commit to carrying on Obama's legacy such as a continuing recovery of the U.S. economy, some big Democratic supporters could expect continuing benefits to come their way. This portfolio is comprised of US-listed stocks and ADRs of companies that actively donate money to the Democratic Party via Political Action Committees (PACs), individual contributions and other channels. It does not include companies that donated less than 50% of their total donations to the Democratic Party.
Republic Donors
While the Republican party lost its bid for the White House four years ago, it is setting its sights for a win in 2016. Republicans, however, now control both branches of Congress, which has given the party a leg up as it seeks to rein in Democratic spending and block efforts for tax reform against the wealthy. Top corporate donors to the Republican party include defense contractors, transport companies and large banks.
This portfolio is comprised of US-listed stocks and ADRs of companies that actively donate money to the Republican Party via Political Action Committees (PACs), individual contributions and other channels. This portfolio excludes companies that donated less than 50% of their total donations to the Republican Party.
Income inequality has grown over the past several years. According to the Federal Reserve, the top 1% of US households control 34.6% of the country's wealth, while the bottom 90% only control 26.9%. In 2012, incomes of the top 1% increased 19.6%, the highest increase since 1927, while the income of the bottom 99% grew by only 1%.2 The rich continue to get richer as the poor have become poorer, and the middle class is practically a nominee for the endangered species list. It's a trend that may bode well for retailers that serve the extreme ends of the economic spectrum.
Fossil Free
Almost two centuries of burning of fossil fuels has contributed to the rise of carbon dioxide in the environment, which the scientific consensus believes is the leading cause of global warming. In 2013, The Obama administration announced the first-ever regulation to set limits on CO2 emissions from new fossil fuel-fired power plants in the US. Should the planet continue to heat up even further, it could bring enormous implications for future generations, including rising sea levels, decreased ice and snow cover, and a huge impact on the world's food supply. While many of the world's largest corporations contribute to the problem, many growing businesses have succeeded without a large carbon footprint. Inspired by ideas presented by low fee socially responsible investing stocks in this stocks were assembled using the Environmental Protection Agency's Green Power Partnership List while excluding those involved in extracting or transporting fossil fuels.
With the world population expected to grow to 8.1 billion by 2025, the global demand for fresh water was already set to be a huge challenge. But when you factor in climate change, aging infrastructure and contamination issues, projections for a 40% rise in water demand by 2030 seem increasingly likely. Given that 71% of all water withdrawal is for agricultural use, the potential shortage could have a huge effect on food production and trade.This could create an attractive opportunity for companies that own the rights to water resources and developers of waste-reducing irrigation systems, as well as creators of more potable water through sea-water desalination technologies.
HIGH PROFILE PORTFOLIOS
Three Portfolio Strategy
Global Bond ETF
Emerging and Developed Market ETF
This is a portfolio which is hedged against political risk as it has securities covering emerging market as well as developed market. Therefore the portfolio is geographically diversified and reduces the risk of the portfolio. This portfolio is suitable for investors with moderate risk tolerance.
Abu Dhabi Investment Authority
Abu Dhabi Investment Authority is a sovereign wealth fund of The Emirate of Abu Dhabi. The firm invests in the public equity, fixed income, private equity, real estate, infrastructure, and alternative investments markets across the globe. For its equity investments, it seeks to invest in stocks of small cap companies. The firm's alternative investments include managed futures, commodities, and hedge funds diversified across long/short, macro, relative-value, event-driven and market-neutral equity strategies. For the fixed income investments, it invests in a combination of global government bonds, global inflation-linked bonds, emerging market bonds, and global investment-grade credit. For private equity investments, the firm seeks to invest in primary funds, secondary funds, and direct co-investments in private companies, typically alongside external partners. It invests in primary funds across North America, Europe, and emerging markets and globally in secondary funds and co-investments. While venture capital, private credit and distressed credit divisions invest with a global mandate. For real estate investments, the firm invests in real estate assets, both through direct investments and the use of external funds. For infrastructure investments, it invests in utilities, such as water, gas, and electricity distribution and transmission companies, as well as transport infrastructure, such as toll roads, ports, airports, and freight railroads.
China's National Social Security Fund
When it comes to sovereign wealth funds it refers state-owned investment vehicles in those countries that can afford to squirrel away surplus revenues do.National Social Security Fund is a sovereign wealth fund of the Government Of People's Republic Of China. The firm manages capital and equity assets derived from reduction of state-owned shares, fiscal allocation of the central government, and other investment proceeds. It invests in bank deposits, treasury bonds, and other financial instruments including marketable security investment funds, stocks, and securities such as corporate bonds and financial bonds. The firm also invests in private equity through external fund managers. It invests domestically and in emerging market economies and Europe. National Social Security Fund was founded in August 2000 and is based in Beijing, China.
Qatar Investment Authority
The Qatar Investment Authority was founded in 2005 as a vehicle to invest revenue from budget surpluses. Qatar is one of the largest exporters of liquefied natural gas, which gives the Gulf state a significant budget surplus and revenues that don't look likely to dry up soon.It is a sovereign wealth fund of the Government of Qatar specializing in public equity, fixed income, private equity, startups, real estate, and alternative assets. The firm also makes fund of funds investments across the globe. It does not invest in the Qatar energy sector. The firm invests in companies operating across diversified sectors. It seeks to invest in startups in France.
Warren Buffet investing gospel has always been – invest in what you know and what you understand.Warren Buffett is the most respected and successful investor in history. Buffett has been called "The Oracle of Omaha" for his impressive investing prowess. As of September 2007, he was the third richest person in the world. Buffett studied under the legendary Benjamin Graham at Columbia University. Graham had a major impact on Buffett's life and investment strategies. Buffett is Chairman of the miraculous Berkshire Hathaway, which he built from a textile company into a major corporation with a market cap in excess of $200 billion. Under Buffett's leadership,
Eighty-year-old George Soros is a Hungarian-American hedge fund manager who became known as "the Man Who Broke the Bank of England" after he made $1 billion in 1992.He is known for the unmatched success of his Quantum Fund. A hedge fund guru, he is recognized for having the best performance record of any investment fund in the world over its 26-year history. A mere $1000 invested in 1969 when Soros established the Quantum Fund would have been worth $4 million by the year 2000. During that time he achieved a cumulative 32% annual return.According to Forbes, George Soros is ranked 35th on the list of the world's richest people, with an estimated net worth of $14.2 billion.
Carl Incahn
Carl Icahn is an iconic and controversial figure in finance. With a net worth of over $21 billion, Icahn is one of the wealthiest people on the planet. Icahn is an activist investor. He takes positions in companies that are underperforming and wages very public investor campaigns to demand changes in their businesses. He is not afraid to criticize the directors and leadership of the companies during these campaigns. Many of these campaigns have focused on well-known companies. Icahn holds companies in a wide array of sectors in his portfolio.
T. Boon Pickens
Thomas Boone Pickens, Jr is an American Financier. He currently chairs the BP Capital Management hedge fund which he funded in 1997. He was a well-known takeover operator and corporate raider during the 1980s. Pickens has focused on managing Dallas-based hedge funds and pushing his Pickens Plan to boost adoption of wind, solar and especially natural gas.
Pabrai is a classic  value investor. Pabrai invests primarily in smaller companies, those with a market cap in the half billion dollar range, that are out of favor. He tends to run concentrated portfolio with 10-20 names.
Mohnish Pabrai is Managing Partner of Pabrai Investment Funds, a group of focused value funds. Since inception in 1999 with $1 million, Pabrai Funds has grown to over $400 million in assets under management.
As of Dec. 31, 2015, funds with Mohnish Pabrai were valued at $379 million.During the quarter Mohnish Pabrai had 8 total positions.
There is just one way to invest - buy assets for less than they are worth and sell them at full price.
John Alfred Paulson (born December 14, 1955) is an American hedge fund manager and billionaire[4] who heads Paulson & Co., a New York-based investment management firm-a man who made one of the biggest fortunes in Wall Street history.
Paulson provides services to investment vehicle pools and manages accounts for banking institutions, corporations and pension and profit sharing plans.The area of expertise include- merger arbitrage,event arbitrage and distressed securities with goals of - capital preseravtion,low volatility,above average returns and low correlation to broader markets.
In 2006, with the housing market one strong gust of wind away from implosion and the world on the brink of a total financial collapse, Paulson made a bet against the millions of financially vulnerable Americans who had taken out risky mortgages in order to buy a home of their own. He bought tons of credit-default swaps, investments that insured these risky mortgages, so that when homeowners defaulted and lost everything, Paulson would end up a king.
Kenneth Lawrence Fisher is an American investment analyst and the founder, chairman, and CEO of Fisher Investments, a money management firm.
He is credited with establishing the price-to-sales ratio as a hugely influential indicator in the valuation of stocks.
The investment formula proposed in Super Stocks is a value-based approach that aims to invest in good quality companies (Super Companies) at an attractive price.
His initial screening of the market involves looking for companies that are suffering from "glitches", which according to him occur in younger companies.
Fisher wanted stocks with low PSRs, and he used different standards for different types of companies. He also wanted to see strong earnings growth, high profit margins, and low debt. In addition, for technology and medical companies, Fisher viewed research as a commodity. When analyzing these firms, he used the ""price/research"" ratio (PRR), which divides a firm's market cap by the amount it is spending on research. Fisher has changed his strategy today, but his PSR-focused approach has continued to produce strong results for us.
Prince Al-Waleed Bin
Prince Al-Waleed Bin Talal is a member of the Saudi Royal Family known for his international investments and multi-billion dollar business transactions.
Regardless of location, KHC has earned a reputation for both creative and strategic investment, uniquely focusing on its commitment to supporting "best of the best" enterprises around the world
The real strength of the overall KHC portfolio lies in sector diversity. It interests in investment categories ranging from luxury hotels and real estate to media and publishing, entertainment, finance and investment services, social media and technology, consumer and retail, petrochemicals, education, private equities, health care, aviation, – even agriculture. KHC is among the world's largest and most diverse investors, with regional and international holdings in many key industries.
KHC's strategic priority is to identify optimal opportunities in which to invest and realize value from undervalued or underperforming assets nationally and internationally.
KHC's investment strategy is guided by a number of fundamental investment principles:
To focus on core growth and to identify value-added industry sectors
To invest in high performance companies that own leading brands
To maintain a longer-term approach to investments
To extract value from undervalued or under performing assets
To maximize Prince Alwaleed's unique expertise in global investment as well as his international network of high-value contacts
Carlos Slim Helu
Carlos Slim Helú is a Mexican business magnate, investor, and philanthropist. One of the markers of Carlos Slim Helu's success has been his ability to buy and sell at the correct times. His investments in the downturn of the 1980's were the foundation of his wealth, and throughout the 1990's he continued to sell businesses which were successful then use the return to invest in others which were up and coming. Slim Helu has bought and sold interests in tobacco and cigar manufacturers, retail operations such as Saks and tile companies. In the late Eighties Carlos Slim added other companies that traded in copper, aluminum and chemicals, after which he sold shares in his conglomerate, Grupo Carso, as a public company. He also bought Telmex, the telecommunications company. In the Nineties, after buying the Mexican division of Sears Roebuck, Carlos began expanding his business empire out of Latin America by setting up Telmex USA and by joining Microsoft to begin a portal called ProdigyMSN. Carlos Slim is the largest private employer in Mexico and the world's richest man. Carlos Slim Helu has certain business ideologies: 1)Building a business is all about competence 2)Understand your line of business and its numbers 3)Becoming a successful entrepreneur is all about responsibility 4)Be driven by passion; not money 5)Concentrate; be focused 6)Get in when others are getting out 7)Always be prepared to make your big move 8)Give back to the society 9)Watch your expenses 10)Reinvest, reinvest, reinvest 11)See opportunities; not problems
Daniel Loeb
Daniel Seth Loeb, known as Dan Loeb, is an American hedge fund manager. He is the founder and chief executive of Third Point LLC, a New York-based hedge fund focused on event-driven, value-oriented investing.
SPECIALIZED PORTFOLIOS
AQR Risk Parity Fund
Risk parity is all about diversification. Whereas traditional portfolios focus on dollar-based allocation, risk parity portfolios focus on risk-based allocation..AQR's Risk Parity Fund invests globally across stocks, bonds, currencies and commodities, allocating smaller amounts of capital to assets that are risky and larger amounts to assets that are less risky.In building the portfolio, we seek assets that we believe are liquid and provide either a positive expected return or some portfolio diversification benefit over the long term.We target balanced risk allocation across the four asset classes, but we have the ability to exploit tactical opportunities by making modest adjustments, or "tilts," toward assets that we believe are relatively attractive and away from ones we believe are less attractive.We believe that by spreading risks in a more balanced manner, and adapting to market conditions, the Fund can generate more stable returns over time than traditional approaches.
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iShares MSCI India (inda)
iShares Core US Treasury Bond (govt)
Vanguard Short-Term Infl-Prot Secs ETF (vtip)
Coffehouse Portfolio
The Coffeehouse portfolio is an indexed seven-fund portfolio with 60% equity and 40% fixed income allocation and a 10% slice to each of six equity investments. It tilts the US stock allocation towards value stocks by devoting an equal allocation to large cap and small cap. The portfolio uses a total international index fund for the international stock allocation, and a US intermediate-term bond index fund for bond allocations.
Contrarian & Income
Invests half of its assets in cash and bond ETFs (core sleeve) and the other half in the same ETFs that comprise the Contrarian portfolio (explore sleeve). The core sleeve's holdings, widely-diversified bond ETFs, are largely static and predictable. The explore sleeve is simply a rescaled version of the Contrarian portfolio and, thus, is dynamic.
Contrarian & Income II
This portfolio is identical to the Contrarian & Income portfolio, except it invests its core sleeve in widely-diversified stock ETFs.
Contratrian ETF
The Contrarian ETF portfolios seek to buy what performance-chasers are selling. The portfolios do so by investing in areas that have been most unloved by investors in recent years, as evidenced by mutual fund asset outflows. These portfolios invests in ETFs representing areas that have experienced heavy recent outflows. The portfolio is dynamic, and its holdings and weightings can fluctuate widely from year to year based on the pattern of recent outflows.
JPMorgan Smart Retirement 2050 A
The investment seeks high total return with a shift to current income and some capital appreciation over time as the fund approaches and passes the target retirement date. The fund is a "fund of funds" that invests in other J.P. Morgan Funds (underlying funds), and is generally intended for investors expecting to retire around the year 2050 (target retirement date).
In this age of quantitative easing, investors may seek an asset class that can provide a hedge against inflation and ongoing currency devaluation. Precious metals, especially gold, have long been considered a valuable asset for this reason
Smart Beta Portfolio
The smart beta mutual funds offer potential but face competition from exchange-traded funds (ETFs) with similar strategies. Smart beta mutual funds and ETFs attempt to capture enhanced returns with reduced risk via diversification. This isn't traditional form of diversification. Instead of being weighted by size, most smart beta funds are weighted on a specific factor, such as value, growth, dividend growth, momentum, low volatility or high quality based on key metrics.
Smart Beta Portfolio II
Smart-beta has emerged as one of the most exciting and hotly debated investment trends of the past 10 years. Going by many different names (strategic beta, fundamental indexing, factor investing and more), smart beta is a catchall term for rules-based strategies that aim to deliver better risk-adjusted returns than traditional market-cap-weighted indexes.
It is a diversified Equity portfolio a sit contains Value as well as Growth stocks including dividend growth ,momentum,low volatility stocks etc.
Twitter, Facebook, LinkedIn and a host of other companies that have generated explosive growth and that dominate social interactions online. It is now estimated that 1 out of every 4 minutes on the web is on a social site.1 And usage figures continue to grow as social becomes more mobile, spreads internationally and gets deployed within the enterprise. Online advertising, the predominant business model of social, still accounts for only 22% of the total $503 billion advertising industry.2
The Unconventional Success Portfolio
This is a simple investment portfolio. The portfolio is well diversified and equity oriented, ideal for any investor. It's main criticism is that it is heavily invested in REIT
Vanguard Target Retirement 2035 Inv
The investment seeks to provide capital appreciation and current income consistent with its current asset allocation. The fund invests in other Vanguard mutual funds according to an asset allocation strategy designed for investors planning to retire and leave the workforce in or within a few years of 2035 (the target year)
Wall Street Courier
The WSC All Weather Portfolio is designed to perform reasonable well during all predominant market conditions and should be regarded as a core investment. The portfolio is balancing the risk of its underlying asset classes to minimize the overall portfolio volatility and to maximize its underlying diversification potential. The WSC All Weather Portfolio is focused on absolute return by investing in a highly diversified balanced portfolio. The main target of the portfolio is to generate stable returns and to minimize potential losses.                                                                                As the portfolio allocation will change on a monthly basis and is therefore perfect suitable for lazy investors who are searching for a core-investment.


Prime Minister and Defense Minster Binyamin Netanyahu decided Tuesday to hold back Qatar's $15m remittance to the Gaza Strip for January in view of continuing Palestinian terrorist violence. Two shooting attacks were staged during the day – one at an IDF patrol, which returned the fire, and the second by a sniper whose bullet hit the helmet of an Israeli officer. In both cases, an IDF tank shelled Hamas positions, killing one Palestinian and injuring two. Part of the Gaza-Israeli border was shut down.


Find out one of the most powerful principle, that will aid you in your personal walk with God and in your relationhips. Experience abundant Grace poured on your life as you tap into this secret.This book will catapult into deeper level of obedience and enhance your personal walk with God. It as a must read for all those seeking to experience abundant grace.


Turkish outlet Turkiye Gazetesi (h/t Liverpool Echo) claims that Loris Karius has asked Liverpool to cancel his two-year loan deal with Besiktas.
The German has struggled at the Turkish giants in recent weeks and was criticised by the manager. The Liverpool Echo adds that Karius is also at loggerheads regarding unpaid wages by the club.
The keeper joined the Turkish club at the start of the season after seeing Alisson take over the first-team goalkeeper's role at Anfield.
The Reds paid a then world record fee for the Brazilian and the former AS Roma keeper has been excellent throughout the season, barring a mistake here and there.
Karius returning to the Bundesliga?
The report claims that Besiktas are looking at Fabri of Fulham as a replacement for the 25-year-old.
Karius could see a return to the Bundesliga with the report suggesting that Fortuna Dusseldorf and Eintracht Frankfurt interested in the Liverpool keeper.
A return to Germany could be the best solution for the 25-year-old. Karius was one of the best young keepers during his time at Mainz but has failed to continue his development since his move to Anfield.
Unfortunately, the German is remembered for his mistakes in the Champions League final against Real Madrid, but he had some quality saves and performances last season too.
The former Mainz star still has years left in his career and hopefully, his next move works out better for him than the Besiktas deal.


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HomeCricket Analysis5 Indian T20I cricketers who were overlooked by Indian selectors
5 Indian T20I cricketers who were overlooked by Indian selectors
Back in those days, there was hardly any competition in the Indian cricket team. Even the worst-performing players used to get many chances to express themselves. But now, Indian cricket has evolved to a whole new level. There are a plethora of talented cricketers for every department.
With more players, there is a lot of competition. Even if a player fails to perform even in one or two games, he gets replaced by the other player. It is sad to see a talented crop of cricketers who are warming the bench. However, BCCI is using the rotational policy properly in the best way possible.
The Indian team management doesn't want players to risk themselves by playing non-stop cricket. We have seen players like Virat Kohli, Rohit Sharma, Hardik Pandya and others getting rest to manage their workload. On the contrary, when the player is out of form, he gets replaced very quickly. With two World Cups slated to be held this year and next year, the team management is experimenting with different players and combinations.
Meanwhile, there are notable players who have been overlooked by the selectors now. The neglected players might have to prove their worth once again in order to draw the attention of the selectors. Let's take a glimpse at 5 Indian T20I cricketers who went off the selectors' radar.
5. Krunal Pandya
Indian all-rounder Krunal Pandya hogged the limelight recently when he made a comeback to the ODI set-up. However, he has been out of the T20 set-up for quite a long time. In fact, he has been dropped from the shortest format of the game.
He was last seen donning the Indian outfit in the T20I game against Bangladesh in 2019. Overall, the batting all-rounder played 18 games where he aggregated 121 runs at a mediocre average of 24.2 at a strike-rate of 134.52.
The 30-year-old took 14 wickets at an economy rate of 8.11. Considering the tough competition in the Indian team, it will be a bit too tough for him to make a comeback since the likes of Rishabh Pant, Ishan Kishan and Suryakumar Yadav are playing really well.

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text:
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redpajama_set_name: RedPajamaWikipedia


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How F/A-22 Raptors Work
by Gary Wollenhaupt
Flying Video Game: In the Cockpit
F-22 cockpit
Photo courtesy U.S. Air Force/Tech. Sgt. Kevin J. Gruenwald
In the F/A-22 computer screens display all information -- it's the first so-called "all-glass cockpit" in a tactical fighter. These digital displays have been common in commercial aircraft for years.
The cockpit is fitted with a hands-on throttle and stick control (HOTAS). This system allows the pilot to fly the plane without removing his or her hands from the flight controls. The F/A-22 also has the first cockpit system compatible with night vision goggles (NVG). A heads-up display (HUD) projects information in front of the pilot's view, showing target status, weapon status and cues that indicate if the weapons are locked on the target. The pilot inputs information for communications, autopilot and navigation in the integrated control panel (ICP) in the center top of the instrument panel.
Four F/A-22 Raptors fly over the Mojave Desert during a landmark test mission.
Photo courtesy U.S. Air Force/Kevin Robertson
The cockpit has six liquid crystal displays (LCDs). The primary display is an 8-inch by 8-inch (20.3x20.3-cm) LCD that provides a plan view of the air and ground tactical situation. This includes threat identity, threat priority and tracking information. Two smaller displays show communication, navigation, identification and flight information. Three secondary displays show air-threat, ground-threat and stores-management data.
The goal is to make it simple for the pilot to process all the information being displayed. The pilot can tell at a glance what the situation is: Enemy aircraft show up as red triangles; friendly aircraft are green circles; unknown aircraft are yellow squares; surface-to-air missiles are pentagons. To show that a pilot has a lock on the target, the red triangle becomes solid. The system is 98 percent accurate in determining the type of aircraft flying in range. If the system can't make identification, then the aircraft is shown as an unknown.
With all that technology onboard, the F/A-22s can create a wireless data link to share tactical information without talking about it on the radio. A pilot can know how much fuel and how many weapons a wingman is carrying while maintaining radio silence. Multiple flights of planes can link up to coordinate attacks because each plane can see which targets others have identified. The F/A-22 can also communicate with Airborne Warning & Control System (AWACS) aircraft and receive downloads from reconnaissance planes.


One of the things I like about SQL Server Management Studio (SSMS) is being able to customise some of the short cut keys - but it's one of those things that when someone sees it, and asks how you set it up, it's a pain to remember!
So for those of you who have a new installation and have forgotten how to set up a short cut for your favourite proc, or those new to this keyboard shortcut feature, here is how you do it.
With that selected, a new window titled "Options" will open.
In here expand "Environment" and then "Keyboard" and you should see the right side of the window display "Query shortcuts".
Now you can enter procs against the available Ctrl+x shortcuts - note that a few are fixed (like Alt+F1 as sp_help), but there are 7 or 8 that you can assign a proc against.
Note that these run in the context of the database you are connected to - so unless the proc you create or assign is an "sp_" prefixed proc that exists in the master database, it must be in the database you are connected to.
Once this is done, click OK, and open a new query window (won't work for windows already open as far as I remember). Now depending on whether the proc you assigned needs parameters or not, you can simply press your shortcut key (e.g. Ctrl+3) to run it instantly, or highlight the relevant parameters (e.g. a table name) and hit the shortcut key.


So, you came up with this brilliant idea for a business, right?
And you know you can make good money off of it and have a good idea of one way to start rolling in that dough.
However, are you sure you want to only have all of your money-making eggs in one basket?
In fact, why not make it two or more baskets and come up with all the possible ideas you plan on expanding into, even if it will be in the future? It will help you make better decisions as a business owner on where you're headed next.
This post is for you if you are just setting up your business, or even if business is already set up, and you're ready to start making money. This post will show you ways to monetize and make money from your online business that you may not have thought of yet!
After reading this post, you will be able to weigh your options and decide if you want to add any other new income methods. You'll even leave with a bulls-eye to focus on as you grow your business!
Ready to learn more ways you can add flexible income methods to your online business? Let's do it!
To start, you should analyze where you are right now. Take out a piece of paper or your handy notebook that I know is probably sitting next to you and write down the methods that you plan on using for your business. Or, write down the ones you're already using.
Do you like those methods right now?
Are you getting the results you wanted or hoped for?
Do you have clear and concise goals?
Are you working hard enough to reach them do you think?
Would there be an easier way to accomplish what you want to do?
Outlining and assessing your current strategies will help you decide if you should keep pursuing your current methods or stretch out to try a new method! Next, we'll talk about the 10 different ways you can make money online – guaranteed!
One way to make money online Is through collaborating with other companies.
Whether that means gathering leads to make sales, reaching out to other companies to sell their products, or reaching out to other influencers online to collaborate with guest posts or challenges, it's guaranteed that your business will grow if you do this right.
In other words, connecting with people and collaborating will grow your business because you're growing your connections.
What are all the ways you can collaborate and where do you start?
Contact companies who you love, use and support, that your audience would also love. Collaborate by setting up a deal with them could mean you start gaining affiliate income for advertising their products, or have other agreements that could lead to even bigger business growth.
Get paid to blog on other big websites that accept guest posts like Entrepreneur or other big companies in your niche.
Even if you sell products, don't discount doing blog posts! You can talk about your niche or products – after all, you're the expert in your area! You can write a post and help others solve a common problem.
Since all businesses are based on connections and how you establish yourself as a company within your industry – it's very important to collaborate and network with other business owners and companies. That's why I put this one at the top!
If you don't do any other methods, the one most important method on this list would be to connect with other people.
Remember, you're only one connection away from changing your life.
Today, make a list of influencers you could reach out to.
Then make a list of 'dream connections' or some other not cheesy name, to reach out to once you gain some influence.
These dream connections are people that you would LOVE to meet or connect with one day, but you will likely need to work up to it.
Then, work backwards and see how you can take one step today to get closer! Do they have a Facebook group you can join? Can you email them just saying thank you and asking a question? Simple little actions like this may seem nerve wracking, but it will be easier than you think, and you never know what may come of it!
Perhaps the easiest way to make passive income in your business is to include ads on your website.
You need to get on that. Like, yesterday!
Even if you sell products on another platform, you should at least have a website for a customer to find you and learn more.
The first thing we do when we find a product we love is to Google it, right? So how can they find you? What happens when they Google you? Let's give them a little something more and not rely on other platforms to uphold our businesses – that can be dangerous!
Ad networks usually work off of page views. As you gain more traffic to your website, your cost per thousand visitors can go up. When someone clicks on an ad, you get paid a small amount for them clicking on it.
First, you register with the ad company, on their website.
Once approved, then you will get an HTML code to add to your website. Often the company will show you how to do it, or do it for you in some cases.
It's that simple! Just apply, set it up, and test it over time to see which ad networks perform best!
You will choose an ad network based off of your current page views. The most common networks are Google Adsense, Media.net, Ad Maven, Mediavine, Ad Blade and AdThrive. There are a ton of ad networks, and they all have their own requirements.
There are lower page view ad networks such as Google AdSense, Ad Maven, and Media.net. With Google AdSense, you don't need a particular number of page views to be approved.
There are also higher tier ad networks such as AdBlade, Adbuff, AdCash, Ads Optimal, AdThrive and MediaVine. These require page views that are higher. For example, MediaVine requires between 25,000-30,000 page views per month.
Don't overwhelm your customers by adding so many ads that you've got a slow website, videos popping up and playing, and an ad on the top, on the bottom, in the middle, on the side, etc. It's too overwhelming and can cause people to not come back to your website.
Keep in mind that ads are usually only paid when you click through. The downside to ads is that to make any significant income, you need to apply to the higher tier ad networks, which again, require higher page views.
This means that usually by the time you're getting that amount of page views on your website, you likely can be making better money and have a higher ROI with another type of income stream.
But this is why we are expanding to multiple streams! You're leaving money on the table if you aren't utilizing ad networks!
A very cool way to make money.
You can do this without having a blog, and you can do it as a brand, as an influencer on social media, or growing an audience on Youtube or something. Affiliate income is quite flexible!
Affiliate income is where you are being the middle person between the customer and the brand you're promoting.
First, you will find a brand that you love and want to promote to your audience that has an affiliate program. You can do this by Googling " _____ Affiliate Program".
Then, you apply for the program. It typically takes a few days to hear back from the company on your approval.
After you're approved, the brand will give you information on how to promote their products and what they allow and don't allow in their program.
You want to be very wary about what affiliate products you choose to promote. You want it to be beneficial for your audience, but you also want to have used the product yourself before you promote it. It's important to be wary of whether your audience wants or needs this product as well.
Make sure you're aware of what you can and can't do with the program. For example, you can't put Amazon affiliate links in your emails or in PDFs. Little rules like that are easy to miss and forget, but very important!
You can be creative with affiliate income by writing high quality, long pieces of content around that product, filming videos or holding challenges for your audience. And if you promote it just as much as you would promote your own products, you can make a fantastic income doing this.
Go seasonal and take advantage of your niche and the seasons or time of year to promote those products. Use Google Trends to look at the popularity.
Another way to be creative with affiliate income is to write that great piece of content I just mentioned, and then create and sell ads on Facebook or another platform to get the word out. Be smart and use your higher affiliate products to get the most bang for your buck, to pay for your Facebook ads.
Be sure to calculate the cost of ads in your return on your investment or profit margins to make sure it's effective and worthwhile.
With affiliate income, the sky is the limit. You can create unlimited websites, and there's almost an unlimited amount of products or services you can use. Of course you want to be wary about using too many and make sure it's right for your audience, but it's not unheard of for people to make their living (a nice one at that) using strictly affiliate income.
It's no surprise that it's one of the more popular ways to make money online. No products, no customer service to worry about, no up front costs or capital needed – it's kind of a dream, really! So get on out there, find some of your favorite products to promote!
Everyone has their own skills and talents what they are skilled enough to create an online course for. Even If you are like me, jack of all trades and master of none, I still have enough skills that I feel confident enough to teach others how to effectively do that thing.
You can even start growing an audience around this, and grow your business even larger, but here's a simple road map to get started with selling online courses.
Outline your course and start writing the course.
Create the online course with a course platform such as Teachable. Add videos, photos, etc.
Network with your audience and start helping them and then simultaneously your business will grow!
Finally, start collaborating with other influencers on webinars to utilize their audience with webinars to get the word out about your launch. Make sure to help them in return so that you both benefit from the relationship.
You could even create an affiliate program for them so that they could benefit from promoting your course. I don't recommend doing this right away – maybe once you have a few courses under your belt!
Get a lot of sleep because launches can be crazy stressful sometimes!
Now I think a lot of people get tripped up when they hear about creating physical products. Things that come to mind are China, shipping, taxes, manufacturing, scams, etc.
But the truth is, although you can buy products from China, that's not the only way you can create a product. In fact, there's multiple ways to create physical products!
And pssst….physical products, packaging and branding is one of my favorite things about eCommerce and online business!
You can utilize print on demand companies to create your products for you. You simply design your product, upload it to their platform and your online web store.
Then when a product sells, you can drop ship it directly to your customer!
Most print on demand companies are located in the US, so you can rest assured knowing your product will be there for your customer on time.
Private labelling a product is where you find a blank generic product, such as a garlic press, and you put your label on it.
This is an inside joke in the Amazon world – if you search for garlic press, you'll see the same product, hundreds of times, with different brand names. This is an example of over-saturation, so choose your product wisely!
The best part about private labelling is that you can do this in the good ol' US of A and you can do it with almost anything. You can find companies who will package your product for you, and all you do is place your order and get it shipped to you. Sometimes they can help you design packaging with a designer as well!
Dog treats, books, journals, jewelry, clothing, home decor, health products, vitamins and supplements, food mixes – it's limitless! Whatever you can dream up, you can do it!
It's easier to start selling something when the product is already created and all you need to do is brand it to your own company exactly for your audience. It's as simple as typing in "your product private label" into Google and looking at your options. Talk with the manufacturers, get pricing, order sample, adjust anything you don't like, and voila you have your own product! It's literally as simple as that.
If you order from China, the story is a bit different. This requires worrying about tariffs, shipping via boat, communication barriers, and more. I personally only concern myself with private labelling within the United States.
Now I did mention creating online courses, which is already a digital product of course.
But when I say digital products, I think of things such as templates, stock photos, maybe audio or stock video that you can sell, printables, digital crafting designs or selling print on demand products or your art.
Really, the options are endless with digital products as well!
And then start creating your own brand around it!
You can also check out my post over here on How to Sell Digital Products Online to help you get started with this.
Another fantastic way to start making money online is to create a membership site, or a mastermind group that you can start building an audience and community around.
Start thinking and noticing ways that your communities that you're currently involved in are lacking. Is there a lack of leadership or communication in the group? Do you see things lacking that you wish were offered in your current groups?
You can start your own community by determining what you want to charge – make it reasonable but also effective for your audience to be involved – and start getting the word out there.
Now, don't run into your current groups and be like, "I see this group not doing what I would like so I made my own, come join!" Because that's awful and you never want to do that to your groups or your peers.
Instead, maybe start placing Facebook ads or create a landing page with information about your group or membership.
Start creating content around your idea and try to get people involved.
If you start charging for a membership site, make sure you are active, of course, and have themed days or events that your users can participate in. Make sure you are providing more value than you have seen in free Facebook groups.
And here's a hint: if your audience is paying a fee to get in – you bet they're going to be active because they're invested in the idea. You will have to be a good leader!
Another way to make money from your online business is to host an event or conference.
Take your existing audience or your community of your current online business, where you hang out, and see if you can start creating meetups with your people.
See who would be willing to sponsor your event with either their products or services which helps them get the word out about their own business. Start making arrangements and connections to benefit each other in order to provide value to your audience.
You can also reach out to advertisers and brands to see if they're willing to sponsor your ideas well. Just don't pull a Tanacon – please! Do your research and prepare way in advanced haha.
This method of making money for your online business can be quite fun actually. It can also be a large boost in income all at once, but it takes a long time to build up.
This one doesn't involve talking with people as much, so if you're really introverted and you really want to avoid talking to people, you can almost get away with it until you start looking into selling the website.
Now, it's important to say that you will need to be tracking your metrics on Google Analytics and all costs associated with your website before you sell it. The buyer will want to know this information as they move forward.
Niche Pursuits ran by Spencer Haws talks all about niche sites, how to get started, how to do keyword research, how to set up your website, and anything else you need to know! I love his website, it's always full of information!
Now, keep in mind that your business doesn't just have to be for example, blogging, or just selling products on one platform. And you don't have to create a whole new company name to create a new brand. You can do it all under the same company name.
You can expand that to include other areas of income but it can still fall under the umbrella of your one business if you want. You can also create separate lines or different company or brand names within that same business registration name. Although your accountant might recommend differently – and please verify with them before moving forward – I wanted to mention this because it seems a lot of people don't realize how easy it is to go ahead and create a new brand!
When I first started my business I had no idea it was so simple to create your own products, create a new brand and have multiple different business ventures under the same name. After learning that, I thought it would be an important lesson to teach others as well!
Say, for example, that you're running an Etsy store or a store on Amazon FBA, or a blog.
You can expand your same company or brand to other platforms. In fact, you could create a whole new brand, under your same company name if you wanted! It's one of the fantastic parts of being an entrepreneur – dreaming up new names, new products, new companies, anything!
Did you know that successful entrepreneurs have, on average 6-7 streams of income?
So if one idea doesn't work – just move onto the next. Lick your wounds and keep going!
Entrepreneurs will try many projects before they find ones that work for them, or get the results that they expect.
Luckily, that's what we just covered, the 10 guaranteed ways to make money in your online business!
When it comes to making money from your online business, you have many different options. There's so many ways to make money online out there that I haven't listed on this post, but these are some of the most common methods that you can add to your business!
I hope I gave you some ideas to start moving forward with your next exciting stream of income!
Earlier in the post you wrote down what your current monetization strategies were for your online business and then possible future strategies that you wanted to look into.
Now that you've learned about a few more ways that you can make money online such as creating your own products, placing ads on your site, selling affiliate products or flipping websites, which ones of these would you want to look into?
Write those down, and come up with a long-term plan or goal so that you can determine if these would be right for your business.
Remember to not take on too many projects at once, but to do one project, master at, and then move on to the next.
So are you going to venture onto one of these strategies to see if you can make money from them?
Comment below and let me know! I want to know what my readers are working on, so we can grow our passive income businesses together!
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Q: intellij - java: Cannot find JDK '1.7' for module I've just installed IntelliJ on Windows 8 (and 7). I then use the 'Java Hello World' Sample as my project.
I then selected the JDK that was installed (C:\Program Files\Java\jdk1.7.0_10). Project creates successfully and I can see all the classes associated with the project etc.  When I "make the project" I get the following error:
Compilation completed with 1 error and 0 warnings in 2 sec
1 error
0 warnings
java: Cannot find JDK '1.7' for module 'TEST'

No matter what I do I cannot compile any Java code under Windows8/IntelliJ
I have tried the following:

*

*Invalidating cache.

*Switching to 32bit JDK instead of 64bit

*Idea64.exe instead of idea.exe

*Installing 1.6 incase it was a 1.7 issue??

*Changed the JAVA_HOME to point to different versions (ie currently C:\Program Files\Java\jdk1.7.0_10)

I'm lost as to why this is happening.

A: project structure > project > choose correct jdk

or ctrl+alt+shift+s > project> choose correct jdk
also platform settings > SDK's >and make sure 1.7 is there.

A: In case you want to still share the documents & desktop, the solution is to modify the idea.properties file (for instance, under C:\Program Files (x86)\JetBrains\IntelliJ IDEA 12.1\bin\idea.properties ), and change the following properties to point to different a location that is specific to the OS in which you are working:
idea.config.path=
idea.system.path=
idea.plugins.path=
idea.log.path=

I also copied the previous folder (on my computer it was under
\\psf\Home\.IntelliJIdea12

) to the new location to preserve all settings.
Update: I had the same problem after I installed IntelliJ Idea 13. I moved the .IntelliJIdea13 folder to c:\Users\costa from \\psf\Home, then I modified the C:\Program Files (x86)\JetBrains\IntelliJ IDEA 13.0\bin\idea.properties file:
idea.config.path=C:/Users/costa/.IntelliJIdea13/config
idea.system.path=C:/Users/costa/.IntelliJIdea13/system
idea.plugins.path=C:/Users/costa/.IntelliJIdea13/config/plugins
idea.log.path=C:/Users/costa/.IntelliJIdea13/system/log

A: Found the root of the problem. Turns out Windows 8 under parallels shares the same Desktop as OSX. This confused IntelliJ somehow and as a result it couldn't compile properly.
In parallels by removing the "Desktop" shared under Configure this then resolves the issue.

A: I made the error while editing idea.properties to leave a whitespace at the end of my personally added idea.config.path=../.IdeaIC/config line.
This resulted exactly in the Cannot find JDK '...' for module error message.
I needed to "trim" the line manually, just deleted the whitespace, restarted IntelliJ and everything worked fine again.
I found this while scanning the idea.log file where I found java.io.FileNotFoundException: C:\Software\IntelliJ IDEA Community Edition 14.1.3\.IdeaIC\config \tasks\root.contexts.zip

A: In my case, Idea said "Failed to save settings" (probably due to a lot of projects being open. After that, it could not run tests with "Cannot find JDK '1.8' for module XXX" message. Idea restart solved the issue for me.

A: I believe this is an IntelliJ bug.
This isn't a fix, but you can work around this by going to Settings > Compiler, and disabling 'Use External Build'.

A: It seems that sometimes Intellij (or the user:-)) is getting confused when importing settings, especially if you change the paths where the jdk resides (for me it happened during a migration to a new Linux environment).
The only way I could correct this was to delete the user's settings folder.
In Linux :
I removed the folder (and subfolders): ~/.IntelliJIdea12/
Of course this would remove the saved settings, licenses e.t.c.

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