When Kelvin Cruickshank began communicating with those who had died at a young age, he thought it was normal.
"Maori warriors were outside my windows," he said.
"Of course it scares you.
Cruickshank was in Oamaru on Saturday, with his Soul Food show.
The bottom floor of the Oamaru Opera House was sold out and Cruickshank said Oamaru's show was full of beautiful moments.
"There was a young girl at the start of the show that was murdered," she said.
Cruickshank has been touring for about nine years now.
"It's really hard to stand up in front of an audience without a script," he said.
He said through his shows, he is able to help with people's pain.
"There were a few tears which is a good thing and a few laughs which is good too," he said.


In Episode 3, Post discusses elections and social media as well as long-term reporting on candidates. Media outlets featured include This American Life, 60 Minutes, ProPublica and Raycom stations, including WAVE and WFIE.
The 21st century has been rough on journalists, where almost half of all newspaper newsroom jobs have disappeared since 2008. That shrinking workforce has also been met with rising expectations for producing digital content across multiple platforms.
Top 5 tools to make professional looking infographics.
At the Fort Collins Coloradoan, we've been a Trusting News partner for three years, where we've focused on several strategies — from labeling our stories, to showing our personality, to explaining how we are different from "the media" as an overall entity.
Learn more about the AR tool that Kat Duncan, Futures Lab video editor, says is easy to learn, affordable for any budget and fun to use.


As many as 42,000 answer sheets of Class X exams of Bihar Board, which went missing from SS Inter College, have been recovered from a scrap vendor.
The answer sheets were reportedly sold to a scrap vendor named Pappu Kumar Gupta.
"They regularly buy books and other scraps from the college. It is fine if they bought it with the same purpose, but we are investigating if they had any other intention" said Gopalganj SP Rashid Zaman.
The scrap vendor and an auto driver, who transported the copies, have been arrested by the police.
It may be mentioned here that the bundles of answer scripts had gone missing a day before the board results.
The news surfaced when the Bihar School Examination Board wanted to examine the answer sheets of some students.


Solid sterling silver earrings with genuine diamonds and 18K gold-plated accents. Engraved with last line of poem. Gift box with keepsake card.
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Crispr Therapeutics (NASDAQ:CRSP) Lowered to Hold at BidaskClub
Comments Off on Crispr Therapeutics (NASDAQ:CRSP) Lowered to Hold at BidaskClub
Crispr Therapeutics (NASDAQ:CRSP) was downgraded by BidaskClub from a "buy" rating to a "hold" rating in a report released on Wednesday, January 1st, BidAskClub reports.
A number of other research firms have also weighed in on CRSP. Roth Capital boosted their target price on Crispr Therapeutics from $65.00 to $100.00 in a report on Tuesday, November 19th. Needham & Company LLC reissued a "buy" rating and set a $84.00 target price on shares of Crispr Therapeutics in a report on Monday, December 23rd. Chardan Capital reaffirmed a "buy" rating and issued a $72.50 price objective on shares of Crispr Therapeutics in a report on Monday, November 18th. TheStreet raised Crispr Therapeutics from a "d" rating to a "c" rating in a report on Monday, October 28th. Finally, Oppenheimer upped their price objective on Crispr Therapeutics from $65.00 to $80.00 and gave the company an "outperform" rating in a report on Monday, November 25th. Three analysts have rated the stock with a sell rating, two have issued a hold rating and twelve have issued a buy rating to the company. The stock presently has an average rating of "Buy" and a consensus price target of $71.38.
NASDAQ CRSP opened at $60.35 on Wednesday. Crispr Therapeutics has a 52 week low of $29.34 and a 52 week high of $74.00. The stock has a market capitalization of $3.31 billion, a price-to-earnings ratio of -17.54 and a beta of 3.20. The company has a debt-to-equity ratio of 0.06, a quick ratio of 8.32 and a current ratio of 8.32. The stock's 50 day moving average price is $66.17 and its two-hundred day moving average price is $51.41.
Crispr Therapeutics (NASDAQ:CRSP) last announced its quarterly earnings data on Monday, October 28th. The company reported $2.40 earnings per share (EPS) for the quarter, topping analysts' consensus estimates of ($0.95) by $3.35. Crispr Therapeutics had a negative return on equity of 2.60% and a negative net margin of 5.30%. The company had revenue of $211.93 million for the quarter, compared to analysts' expectations of $6.32 million. On average, equities research analysts forecast that Crispr Therapeutics will post 0.65 EPS for the current year.
In other news, President Rodger Novak sold 33,618 shares of the firm's stock in a transaction that occurred on Tuesday, November 19th. The stock was sold at an average price of $70.00, for a total value of $2,353,260.00. Following the transaction, the president now owns 33,618 shares in the company, valued at $2,353,260. The transaction was disclosed in a filing with the Securities & Exchange Commission, which can be accessed through the SEC website. Also, Director Pablo J. Cagnoni sold 7,500 shares of Crispr Therapeutics stock in a transaction on Tuesday, November 12th. The stock was sold at an average price of $55.00, for a total value of $412,500.00. Following the sale, the director now owns 7,500 shares in the company, valued at $412,500. The disclosure for this sale can be found here. In the last three months, insiders sold 56,118 shares of company stock valued at $3,620,760. Insiders own 21.40% of the company's stock.
A number of institutional investors have recently modified their holdings of the stock. Nikko Asset Management Americas Inc. lifted its holdings in Crispr Therapeutics by 48.4% during the third quarter. Nikko Asset Management Americas Inc. now owns 2,777,414 shares of the company's stock worth $113,846,000 after acquiring an additional 906,006 shares during the period. Price T Rowe Associates Inc. MD increased its position in Crispr Therapeutics by 19.6% in the second quarter. Price T Rowe Associates Inc. MD now owns 738,869 shares of the company's stock worth $34,801,000 after buying an additional 121,176 shares during the last quarter. Wells Fargo & Company MN increased its position in Crispr Therapeutics by 23.9% in the second quarter. Wells Fargo & Company MN now owns 603,905 shares of the company's stock worth $28,443,000 after buying an additional 116,540 shares during the last quarter. Orbimed Advisors LLC purchased a new stake in Crispr Therapeutics in the third quarter worth $21,167,000. Finally, Morgan Stanley increased its position in Crispr Therapeutics by 6.1% in the second quarter. Morgan Stanley now owns 284,984 shares of the company's stock worth $13,423,000 after buying an additional 16,361 shares during the last quarter. Institutional investors and hedge funds own 49.82% of the company's stock.
Crispr Therapeutics Company Profile
CRISPR Therapeutics AG, a gene editing company, focuses on developing transformative gene-based medicines for the treatment of serious human diseases using its regularly interspaced short palindromic repeats associated protein-9 (CRISPR/Cas9) gene-editing platform in Switzerland. Its lead product candidate is CTX001, an ex vivo CRISPR gene-edited therapy for treating patients suffering from dependent beta thalassemia or severe sickle cell disease in which a patient's hematopoietic stem cells are engineered to produce high levels of fetal hemoglobin in red blood cells.
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Due external factors like aging, dehydration, the pearl becomes rough and fragile. High heat causes the fading of the cultured pearls and also causes splitting and cracking. Pearls are also vulnerable to several chemicals and acids. They are also affected by hair spray, perfumes, cosmetics and even perspiration.


How to Make Money While Travelling Australia - Earn Money on the Road!
Earn money on the road! Welcome to week four of our 'Hit the Road Plan' – we hope you've been enjoying all our hints and tips. If you've just arrived you can read catch up on how much we spend each week, how we decided on what vehicle to buy for our trip and our inspiration for getting out to travel.
This week we are sharing our best tips for making money while you travel. We worked and saved up before leaving so we didn't have to rely on getting jobs too soon. But when opportunities come up to make some extra dollars we jump at the chance, even if it's just to treat ourselves to a meal out or a special tour. Here are the jobs we've had so far in our 9 months on the road.
This is a great one that can be done all around Australia – we registered with Creative Activation and basically get paid to shop! We have visited and given our opinions on fast food restaurants, electrical shops, chemists and food stores. When you accept a job you just need to read the brief, complete a visit to their specifications (they will give you certain products to buy or questions to ask) then submit a report. Jobs pay between $15 and $30 plus any money used for product. It's a great way to earn some extra money on the road and once you've done a few it becomes really easy. You don't need any previous skills or experience to apply – and what is great is that you can search jobs Australia wide and accept them at a time that suits you. You can apply on this link.
Another way to mystery shop on your mobile is with the Field Agent app. Similar to Creative Activation but no application is required – you just download the app and away you go. The app will give you alerts to mystery jobs available near where you are and you just follow the easy instructions to earn. We recently earned $20 for buying our regular beer at the bottle shop – winning!
While we've been in Sydney for a few months we've been delivering marketing materials. We've been posting catalogues and flyers around the neighbourhood we're staying in. It's great exercise, and gets us out into the fresh air. We often walk the dog anyway – so it made sense for us to do a delivery at the same time and get paid for it. The money isn't great – but there are often bonuses paid out and it's an easy job. The weekly pay doesn't seem a lot – but so far over 2 months we've earned an extra $200 to add to the travel fund. They deliver our brochures to where we are staying and we track the delivery with an app – really simple. If you'd like to apply click here.
We've spotted loads of jobs being posted on Facebook – just get in the right groups and you can find regional or traveller work. You could start with the Jobs for Families Travelling Australia Group who post stuff regularly. We've also noticed Outback Jobs and Tourism Australia share a lot of great positions too.
You can also find a lot of temporary and casual jobs on Gumtree – it's a great way to find places to earn money on the road as well as being great to sell all your stuff before you set off.
Paul is a chef and he's picked up a few weeks cooking work along the way. I've run backpacker hostels for years and found some part time work on a hostel reception. We're using the skills that we've worked in for years but we've both stepped down a few levels – and it's so much fun! Getting away from a high level or stressful job may have been one of the motivating reasons for you to hit the road so don't fall back into the trap as you travel. But don't let your skills go to waste – look for casual or contractor positions that will be fun and easy for you. You'll be taking a drop in wages but a huge hike in enjoyment. Don't forget if you're a casual you'll be reaping the rewards of weekend and public holiday rates too.
We met a lady near Coffs Harbour who does meditation classes as she travels. She advertises at caravan parks and charges $10 a head to run a guided meditation. We've also met people who do the same for sports and yoga classes. Is there something you could teach? A passion you could turn into an income? People on the road don't have the same access to services they would at home. So if you can offer something different and useful people will definitely pay for it.
If you've got a trade bring some tools along with you. If you're a tradie you can pick up some handyman jobs along the way. If you're a hairdresser you can offer hair cuts as you travel. Mechanics will never be short of extra work on a road trip!
Even though we downsized massively before heading off, we soon realised we still had too much stuff. Also with the boys being so young they have outgrown a lot of things while we've been travelling. We've donated a lot to op-shops, but we've also sold some of the bigger items like bikes and baby carriers.
8. Tell People What You Think!
There are a lot of online opinion polls that claim to make you money – but I've used one for a while that does just that. Pure Profile lets you share your opinion and earn real cash. Rewards for surveys can be from $1 – $15 – I've earned about $50 so far from completing simple questionnaires while we're driving! It has also led to better paid market research projects too. It's literally making money on the road – I always fill in the surveys as we are driving!
If you've been following our hit the road plan you'll know that we take budgeting seriously. One great way to make money on the road is not to spend as much. Before you buy something repeat the mantra – 'do I have it, do I really need it, can I live without it?' It will stop you getting carried away when you find a Kmart after not seeing one for a few months!
Are you travelling? Do you work earn money on the road? We'd love to hear some more tips – comment below.
Next week we'll be talking about where to stay on your travels – and how some weeks we spend $0 on accommodation!


Global stocks staged a big rally Friday after European leaders cajoled Germany into participating in a bailout plan that could see money injected directly into European banks.
For the week, the S&P 500 climbed 2% and the Dow jumped 1.9%. The NASDAQ lagged with a 1.5% gain, while the MSCI Emerging Markets Index led them all with a rise of 3.57%. All three major U.S averages regained their 50-day moving averages.
Your Bull Market Alert portfolio also had a big week, with your position in Pharmacyclics Inc. (PCYC) soaring 14.25% and 3D Systems Corp. (DDD) jumping 7.80% to hit yet another record high. Your options in DDD are now up 90%, and on the verge of clocking triple-digit percentage gains. Novo Nordisk A/S (NVO) also shot up 4.44%, crossing its 50-day moving average and moving back to a BUY.
This week's Bull Market Alert recommendation, Standard Pacific Corp (SPF), is a bet on a much-hated sector that has showed surprising strength in the United States in 2012 — real estate.
One of the nation's largest home builders, SPF builds single family homes, condominiums and townhouses across the United States, including California, Florida, Arizona, North Carolina, South Carolina, Texas and Colorado.
Negative headlines notwithstanding, the big-picture case for investing in real estate in the United States is improving. Sales of new homes have increased nationwide in six out of the last nine months. In May, sales hit an adjusted annual rate of 369,000 homes, the fastest pace in more than two years. The National Association of Realtors said last week that its index of sales agreements increased to 101.1 last month from 95.5 in April, with a reading of 100 considered healthy. That level also matches March's reading, itself the highest since April 2010, when a home-buying tax credit boosted sales. The latest pending home sales data suggest sales of previously occupied homes will be up by nearly 4% in June.
No wonder home builders like SPF are gaining confidence in the market and starting to build more homes.
In many ways, SPF is a contrarian bet even within the housing sector. After all, it is concentrated in the absolute worst states for housing — California, Florida, Nevada, and Arizona. Yet it has also been among the first of the big home builders to turn around, and has been profitable for two quarters running.
So what is SPF's secret?
First, over the past couple of years, SPF purchased land for a fraction of its earlier selling price. That makes its sale of homes more profitable than they would have been otherwise. SPF's gross housing margin now sits at 20.3%, making it one of the few home builders with a gross housing margin north of 20%.
Second, low interest rates are making it cheaper to buy than to rent. This has been translating well into SPF's bottom line. In Q1, new orders rose 43%. Earnings are growing at an even more impressive rate. Last quarter, earnings grew by 150%. This quarter, the company is expected to grow by an eye-popping 300%.
So buy Standard Pacific (SPF) at market today, and place your stop at $4.60. The stock just broke out to the upside last week, so I am going to hold off on recommending options until the stock settles, and the options get cheaper.
Bank of Ireland (IRE) rose 4.13% over the past five trading days. Euro-zone leaders reached a landmark decision last week as they opted to allow the European Stability Mechanism to recapitalize Irish banks directly. This effort is an attempt to minimize the impact of the debt on Irish taxpayers, improve Ireland's credit rating, and allow for the use of credit that is critical to an economic recovery. IRE is a BUY.
National Bank of Greece SA (NBG) fell 4.47%. National Bank of Greece experienced some major personnel changes last week as a new Greek coalition government was sworn in. NBG appointed Alexandros Tourkolias as chief executive officer, and interim Finance Minister George Zannias will replace the resigning chairman. NBG is a HOLD.
Monster Beverage Corp. (MNST) lost 3.27%. UBS issued a statement to investors last Tuesday advising them to buy shares on the recent dip in Monster's stock price. UBS also reiterated that MNST's fundamentals still reflect strong prospects for growth. MNST is a BUY.
Novo Nordisk A/S (NVO) rose 4.44% last week. To put NVO's stake in the global diabetes treatment market into perspective — Novo sold nearly $10 billion in diabetes drugs last year and currently holds 27% of the overall market. There are 280 million diabetes patients globally, with nearly 10% of the U. S. population affected. Charging above the 50-day moving average, NVO is a BUY.
3D Systems Corp. (DDD) gained 7.80%. DDD completed a "hat trick" this week, finishing its third, 50-day moving average to 52-week high round trip. DDD also announced its "Smarter 3D Printing" program last week that conducts live interactive seminars for entrepreneurs, allowing them to experience this budding technology first-hand. DDD is a BUY.
Pharmacyclics Inc. (PCYC) had another fantastic week, jumping 14.25% over the past five trading days. PCYC is also experiencing the strongest volume it has seen since it started trading. PCYC is a BUY.
Mellanox Technologies, Ltd. (MLNX) gained 2.15%. Two weeks ago, analyst firm Wunderlich Securities reaffirmed its "Buy" rating on MLNX and raised its price target to $85. Barclays followed suit last week maintaining an "Overweight" rating and raising its price target to $80. Although MLNX moved sideways last week, this analyst's positive views may be the catalyst to push this stock higher. MLNX is scheduled to report earnings on July 18 and is a BUY.


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Claims Center
Proposals Center
Benefits of Marine Cargo Insurance
Why is the Marine Cargo Insurance useful?
Our Marine cargo policy covers risks of loss or damage from accidental causes such as sinking, stranding, fire, collision, sea water, heavy weather, contact, explosion, damage during discharge or loading and special charges incurred at the point of distress and a wide range of other perils.
It provides Loss of or damage to property of the client (including legal liabilities for general average and salvage where applicable) whilst in transit by means of the conveyances specified within the geographical limits and conditions specified in the policy.
We will provide Marine Cargo Insurance policy provides cover against loss or damage for goods being transported by either sea or air and incidental land transportation. Our Marine policies can either be single voyage policies or annual policies.
–Period of cover.
–Nature of goods.
–Sum insured-value of goods.
–Mode of packaging of the goods.
–Mode of transportation Sea/Air.
– Whether Warehouse to Warehouse to be arranged.
– The voyage-route.
– Port of loading.
– Port of discharge.
– Transshipment allowed?
Our marine policy is ideal for; Importers, manufacturers, traders, motor vehicle importers and all other individuals and businesses that occasionally import raw materials or stocks of finished products for resale.
The policy is mandatory for importers who seek Guarantees in form of LC'S from banks.
Download Proposal Form
What is Transit insurance?
Transit insurance covers goods and/or merchandise while in ordinary transit from one location to another.
If my transit carrier provides Insurance, why do I need to buy separate insurance?
Your own insurance policy can be designed to meet your specific needs. It can be tailored to ensure sufficient limits of liability, relevant types of coverage and also provides consolidated claims handling. It may also be a less expensive alternative to insurance provided by the transit carrier.
What does warehouse to warehouse mean?
Coverage for Transit Insurance is often referred to as Warehouse to Warehouse. It is important to note however that coverage is actually determined by the terms of sale used in each transaction (F.O.B., etc.). Coverage is warehouse to warehouse only when the Insured is responsible to provide such coverage based on the sales terms. This coverage attaches at the point at which transit commences, and terminates when the cargo is delivered to the final destination. Both the attachment and termination points may be far inland, many miles from the ports of loading and discharge.
What is an "Open" marine cargo policy?
An "Open" marine cargo policy is designed for clients who have a regular turnover of Goods in Transit. The contract will cover all transits that come within the scope of the insurance. Premiums are debited monthly, quarterly or annually. The chief advantage of this type of policy is that the client does not need to report each shipment individually to ensure cover is in place. Instead, they declare shipments as required, or in bulk for a set period, on a set date. The policy is generally written on a wide basis to cover all goods and merchandise usual to the operation of the Insured. The Insured must present the Insurer with all the specific details of their business, including the type of goods involved, limits, and destinations. Shipments outside of the norm, or in excess of limits or geographic allowances, etc. must be reported in advance.
Why are Certificates of Insurance for Cargo shipments different from an "Accord Form" certificate of insurance?
Ocean Marine Cargo Insurance Certificates which often accompany shipment documentation to third parties, are negotiable documents which entitle the bearer to collect claim settlement. Banks frequently request them in letter of credit transactions. An Accord Form Certificate of Insurance simply provides evidence of coverage in place.
Why do I need War Risks Insurance?
Marine cargo policies always contain a FC&S (Free of Capture & Seizure) clause, which excludes war risks, strikes, riots and civil commotions and similar risks. A specific agreement must be made for an additional premium to be paid if these perils are to be insured. There are three Institute War Clauses covering cargo, air cargo, and postal shipments. The political and social climates of a given country determine the rates.
What is a General Average?
A loss arising through a voluntary sacrifice of any part of the ship or cargo, or an expenditure to safeguard the ship and the rest of the cargo. When the vessel owner declares a general average, the vessel owner and all the cargo interests will share the expenses associated with the general average on a pro-rata basis. These expenses are covered under your Marine Cargo Policy.
What is a bill of lading?
A bill of lading is the most common form of affreightment which serves three purposes: it is the contract of carriage between the ship-owner and shipper, outlining the liability of carrier, the ship owner's receipt for the goods; and the document of title to them (as a negotiable document, interest can be assigned to a third party through the bill of lading).
What are the "Incoterms"?
Incoterms precisely define the responsibilities of the buyer and the seller and are recognized as the international standard by custom authorities and courts in all the main trading nations. They are standard trade definitions and are issued by the International Chamber of Commerce. Incoterms reduce the risk of misunderstandings and legal disputes. Incoterms also specify the loading and unloading responsibilities of the buyer and seller. There are 13 Incoterms, each denoted by a 3-letter code. The terms are grouped in four categories based on the first letter in the three-letter abbreviation.
Under the "E"-term (EXW), the seller only makes the goods available to the buyer at the seller's own premises. It is the only one of that category.
Under the "F"-terms (FCA, FAS and FOB), the seller is called upon to deliver the goods to a carrier appointed by the buyer.
Under the "C"-terms (CFR, CIF, CPT and CIP), the seller has to contract for carriage, but without assuming the risk of loss or damage to the goods or additional costs due to events occurring after shipment or dispatch.
Under the "D"-terms (DAF, DES, DEQ, DDU and DDP), the seller has to bear all costs and risks needed to bring the goods to the place of destination.
What information does the underwriter need to provide a fair and accurate quote?
An underwriter with few facts is a pessimist. The more information one is able to provide about one's insurance needs, the more optimistic an underwriter is likely to be. To enable an underwriter to assess the risk and give a competitive set of rates, the following information is essential:
A history of the Insured's business operations.
Destinations, Ports.
Information pertaining to any Inland Transit before loading and after discharge, particularly if of long duration and transport facilities are poor.
Questions that the underwriter will assess are the susceptibility of the goods to:
Damage through breakage, leakage, sweating, spontaneous combustion, rapid deterioration due to wetting, climate conditions, etc.
Theft and pilferage.
Also, if one is an importer/exporter arranging his own insurance the following points will apply:
Age, tonnage and ownership of the vessel. In recent years, one of the main concerns has been in respect to sub-standard vessels, bad management and flag of convenience vessels.
Packing and method of transit, i.e., Full Container Loads.
Length of voyage and time of year.
Moral hazard of buyer and seller.
What does "uberias fides"(utmost good faith) mean?
Mutual trust in negotiating an insurance contract. The Insured must fully disclose all aspects of their request for coverage completely and truthfully. A breach of good faith by one party entitles the other to avoid the contract.
What happens if I under-value a shipment for insurance purposes?
The value of the shipment declared for insurance must reflect the true value of a shipment. If a loss occurs and the amount declared is found to be less than the true value, the claim settlement may be pro-rated to a lesser amount. It is as if the insured is acting as a co-insurer of the shipment.
What do I do when I discover a loss or damage to a shipment?
Follow the instructions outlined on your Certificate of Insurance. Report the loss to the carrier in writing and notify them that you intend to claim for the loss. Contact the surveyor at the destination that is usually shown on the Certificate of Insurance who will attend and establish the cause and extent of the loss. Advice your insurance agent/broker, who will assist with managing the claims process.
How should an insured act in the event of a claim for loss or damage?
The assured must at all times act in the same manner as they would if they were uninsured. They must act as a "prudent uninsured". This is the basis on which all insurance is governed.
Do you have any questions about Intra Africa's Marine cargo Insurance?
info@intraafrica.co.ke
P.O. Box 43241-00100,
Laxcon Plaza, 9th Floor,
Swaminarayan Road, Off Parklands Road.
© 2021. Intra Africa Assurance All rights reserved.
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The Electrical Services Allentown residents choose and recommend the most send their teams of professionals out immediately to get your power back on as soon as possible. They work very quickly to find solutions to any job you need, with the goal of finishing it the same day. If you have an in-house problem, the company will get you back in service as soon as possible. You can also call them 24/7 when you have an electrical emergency. So many things can go wrong with the electricity in your home or business. Circuit breakers kick out and fuses need changed which can cause a power outage needing repaired immediately.
If you are building a home and need wiring, you can be certain that the wiring you hire the company to do will have no code violations. You may need wiring extending to your hot tub or pool that can be installed in a very short time by the Electrical Services Allentown residents rely on the most. If you need a ceiling or attic fan installed to draw out humid air, that can also be arranged with just a phone call. Never put off calling for help when you smell a burning smell in the attic or basement. It could be your furnace of attic fan getting too hot and you certainly don't want to have a dangerous fire or a family member shocked.


The AIRV translation agency was founded in Kaunas on 28 October 1996.
In 2001, the company opened a branch in Vilnius and in 2003 in Klaipėda.
The AIRV translation agency collaborates with more than 300 translators and linguistic service vendors from around the world.
During its 20 years of operation, the number of companies in Lithuania and other countries of the world serviced by the AIRV translation agency has reached 20,000.
The AIRV translation agency maintains close contacts with companies from South Africa, India, China, the United States, Scandinavia, the Baltic States, Slovenia, Germany, Poland and other European countries.
Our first Project manager has been working with our company since its establishment in 1996.
The AIRV translation agency staff translates about 45,000 pages of text per year.
In its 20 years of operation, the company has translated more than 1,000,000 pages of text, as much as 250, 000,000 words!
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During the company's 20 years of operation, it has handled more than 170,000 different personal documents!
The AIRV translation agency handles and organises more than 1,000 different orders every month.


With all the expenses involved in wedding planning, gratuity might fall under the radar, but it's an important thing to keep in mind, especially as you create your wedding budget.
If you find yourself scratching your head as you flip through contracts and talk with all kinds of wedding vendors about costs, you're not alone. Although most of the fees are laid out, there is still that question of gratuity/tipping. Is it expected? How much is appropriate?
Most professionals in the wedding industry do not expect tips, but it's always a nice gesture, especially if the service was above and beyond.
And as far as gratuity charges go, always check your contracts before shelling out more cash. If there is a gratuity fee, don't worry about tipping extra, unless there is an individual you really want to give a little extra to. If there is no gratuity fee in the contract, it is up to you whether or not extra money gets handed out to vendors and individuals.
Now let's get into the wedding tipping details. Here is a quick guide to help clear up any confusion you may still have.
Tipping is optional and most planners don't expect anything on top of their contracted fees, but if yours did an exceptional job and you feel inclined, consider tipping 10-20%.
If you're a salon-goer then you know it's customary to tip your stylist/nail artist/makeup artist. The same goes for your wedding hair and makeup team. 15-25% is acceptable.
It's common for a gratuity fee to be added to the overall catering fee, so double check before you give anything extra. If there's not a gratuity added or the service was exceptional and you want to tip extra, consider giving 15-20% of the total bill or $50 to each chef.
For those who are delivering or setting up items like tents, chairs, lighting, etc., a tip is expected. $5-10 per person is adequate.
Tips to the individual aren't expected, but a donation to the church or synagogue the officiant is affiliated with is suggested. A $100 donation to the church, plus a $50 tip to the officiant are good baseline amounts. You may consider donating/tipping more if you're a member of the church or synagogue.
Whether it's a string quartet or the church's pianist, tipping the talent is a kind gesture. $15-20 per musician is appreciated.
Tipping your cover band or DJ is optional, but preferred. If they delivered a great experience and you would like to give each musician a little extra, $25-50 is the norm.
A solo photographer who owns his or her own business will not expect anything on top of the normal fees, but a photographer who works for a company (does not own business) will greatly appreciate a few extra dollars. $50-100 per photographer/videographer is a good place to start.
Gratuity for reception attendants like bartenders, waitstaff, parking attendants and the like are usually dictated by your contract, so tipping extra is optional. If it's not already included or you find the service to be exceptional, budget for 10-20% of the food and drink bill to be split among the bartenders and waiters. If you're employing a parking attendant, you can tip $1 per car.
Your limo/taxi/shuttle drivers will usually expect a tip. Check your contract to see if the gratuity is included. If not, consider giving between 15% and 20% of the total bill.
Tipping is optional, but if yours did an outstanding job and you want to show your gratitude, consider giving a 10-15% gratuity after services are rendered.
Keep in mind that not all of these may apply to you and your contracts may state something different. Don't sign on the dotted line until you're clear on everything! And when in doubt, just ask.
You can also consider tipping in ways that don't include cash. Whether it's a thank-you note, a glowing review, or items for their portfolio, any kind of "tip" is a nice surprise.
Have more questions related to tipping your wedding vendors? Or are you looking for Austin based vendors? I have some great contacts!


Located at Trenton Mercer Airport in Trenton, New Jersey, FlightServ brings a refreshingly independent flair to the KTTN field. The team members at FlightServ uniquely understand the needs and desires of flight crews and their passengers with invaluable insight from years of traveling around the country as pilots and schedulers: they simply know what makes an FBO experience exceptional, which drives their sole initiative to make your visit the most enjoyable part of your trip. Whether Trenton is your final destination or a stop along the way, FlightServ looks forward to exceeding your expectations.


text:
all: clean libwrapper.so # test_libwrapper
	cp ./libwrapper.so ../

CFLAGS += -g -std=gnu99 -Wall -nostartfiles -nodefaultlibs -nostdlib -fno-builtin -fvisibility=hidden -fPIC \
	-DIN_INJECTOR $(RELAX_SIGNAL) $(FORK_CKPT) -I../  -I. -I../checkpoint

libwrapper.so: entry.o wrapper.o signal.o libprintf.os libcheckpoint.os
	ld -shared -e show_help_entry $^ -o $@
	@if ! readelf -r $@  | grep "no relocations" > /dev/null ; then echo "*** Warning *** $@ needs relocation" ; fi

entry.o: entry.S
	gcc -c $^ -o $@

wrapper.o: wrapper.c injector.h
signal.o: signal.c injector.h

#test_libwrapper: entry.o wrapper.o libprintf.os test_libwrapper.o
#	gcc -g -Wl,-rpath,. $^ -o $@
#test_libwrapper.o: test_libwrapper.c
#	gcc -g -c $^ -o $@

vsprintf.os: vsprintf.c
string_32.os: string_32.c
__ctype.os: __ctype.c
injector_utils.os: injector_utils.c injector_utils.h
injector_debug.os: injector_debug.c injector_debug.h

%.os : %.c
	gcc -fno-builtin $(CFLAGS) -c $< -o $@

libprintf.os: vsprintf.os string_32.os __ctype.os injector_utils.os injector_debug.os
	ld -r $^ -o $@

libcheckpoint.os:
	make -C ./checkpoint
	cp checkpoint/libcheckpoint.os .

.PHONY: clean pre-req

clean:
	rm -f *.o *.os *.so test_libwrapper
	make -C checkpoint clean

# vim:filetype=make

redpajama_set_name: RedPajamaGithub


text:
Gahr shows its heart in a tough loss
By Robert Morales | rmorales@scng.com | Press Telegram
PUBLISHED: February 21, 2012 at 12:00 a.m. | UPDATED: September 1, 2017 at 4:55 a.m.
CERRITOS – Gahr High won the CIF Southern Section Division II-A championship in boys basketball last season. Its reward was a move up to Division I-AA.
Since that is the toughest division in the section, it was going to be pretty darn tough for the Gladiators to become CIF champions again this season. That doesn't mean they couldn't scare the heck out of someone.
That's exactly what Gahr did Tuesday in the second round. Trailing third-seeded Etiwanda by 20 points late in the third quarter, the Gladiators appeared dead in the water. But they made an incredible run and whittled the deficit to five on three free throws by Brian Nebo with 54 seconds to play.
Unfortunately for Gahr, those were the last points the Gladiators would score as the visiting Eagles held on for a 60-52 victory.
Etiwanda (28-1) advanced to Friday's quarterfinals against either sixth-seeded Santa Monica or 11th-seeded Silverado. The Gladiators finished 17-12.
As he walked off the court, Gahr coach Ricky Roper talked in prideful tones about the way his team never gave up the ship.
"I mean, we haven't given up all year," said Roper, whose team won a first-round overtime thriller on the road last Friday. "We (started) 1-3 in league and pretty much everybody said our season was dead. We never gave up on each other and put ourselves in position for this opportunity.
"All year, we've been kind of up and down and were never able to put together a full game, but we never quit. We came back."
The Gladiators were tied 13-13 after one quarter, but were behind 34-19 at halftime. When Jordan McLaughlin made a 10-footer with 1:10 to play in the third quarter, the Eagles held a 50-30 lead. They still led by 18 (50-32) entering the fourth.
But Gahr opened the final period with a 7-0 run, setting the tone for what would be nervous time for Etiwanda.
Nebo led the Gladiators with 16 points. He praised his team's character.
"Oh, yeah, we came out and played hard and didn't give up; I'm proud of my team," the 6-foot-4 junior guard said.
Anthony Martinez contributed 15 points for Gahr, 14 of them in the second half – 10 in the fourth quarter. Kyle Benton scored 11 points.
But Etiwanda left with the win because of the way it handled things in the first three quarters.
The Eagles got 16 points from Sheldon Blackwell, 13 from Dominique Walker and 11 from McLaughlin. Afterward, their coach, Dave Kleckner, talked about what got his team to that 20-point lead.
"I just thought we were playing really good on the defensive end," he said. "We were taking care of the basketball and getting good shots."
Kleckner was then asked how impressed he was by the way Gahr hung in there.
"Oh, no doubt," he said. "Those kids were playing so hard, flying all over the court."
robert.morales@presstelegram.com
Robert Morales | reporter
Robert Morales covers and coordinates local sports for the Press-Telegram
rmorales@scng.com
Follow Robert Morales	@RMoralesPT


Martin Garrix: "As my last song is playing they kick me out of the club."
The youngest ever DJ MAG number one DJ in the world, Martin Garrix, reveals how he plays his residency at Omnia in Las Vegas while underage.
This means Garrix can't even hang around in the club after his set to meet fans. But he turns 21 in May so there won't be these kind of problems anymore.
Martin Garrix is also set to return to the island of Ibiza after earning himself a residency at the HI Ibiza, a new nightclub launched on the former site of the legendary club Space.
Check out his new collaboraton with Dua Lipa below.


text:
Continuous Music's Best Albums of 2019.
As we come to the years close, it's a great time to go back have a look at some truly (in our opinion), stand out albums. It's been a year of outstanding debuts, as well as albums released by some of the greats of the recording industry.
To list two outstanding debuts:
Brittany Howard's album 'Jaime' sees Alabama Shakes frontwoman step out and hits us straight between the eyes with a mix of country, gospel, soul and rock – all with a kind of psychedelic soundscape.
Originally from Zambia, Sampa Tempo, aka Sampa The Great, released 'The Return' to much acclaim. This girl is quickly becoming the next big Australian export. Picking up an ARIA award for 'Best Hip-Hop Release', she is the first woman of colour to do so.
Big mentions to:
Amyl & The Sniffers self-titled debut. All I can say is – PLAY IT LOUD! This band is killing it overseas.
Also releasing her second album is Julia Jacklin with 'Crushing', proving that she is really one of Australia's best songwriters. It's an album of pop hooks and alt-country. As The Independent said, its a "masterclass in narrative songwriting". Five stars.
The fourth album from Weyes Blood titled 'Titanic Rising' is impossible to categorise. This album is topping most of the critic's polls this year and for good reason. It's intriguing and changes on you before you know it. Pitchfork said, "Titanic Rising is vintage sounding music for people who don't want to live in the past". Great news: Weyes Blood will be at the Farmer & The Owl Festival in Wollongong in February 2020.
But really, Nick Cave and The Bad Seeds released an album, unlike anything Nick Cave has ever made in his nearly 40 years of making music. 'Ghosteen' is about loss – the loss of his teenage boy and how he will now deal with eternal loss. This is essential not just for Nick Cave fans, but for any record collection.
Special shout outs to:
Bruce Springsteen and his fabulous 19th album "Western Stars'
Sharon Van Etten's 'Remind Me Tomorrow'
The National's 'I Am Easy To Find'
Angel Olsen's "All Mirrors.
Purple Mountain's 'Purple Mountains'
It was a great year for music indeed!
Album Review – Tame Impala – 'The Slow Rush'.
What Is The Music Business?


Stephens Glassware Square Beverage/Cooler Glass 16 oz.
Home > Host & Hostess Gifts > Tabletop > Glassware > Stephen's Glassware Corporation > Square Beverage/Cooler Glass 16oz.
Style: Square Beverage/Cooler-#5560 16 oz. Monogram: Font Style: Please Choose OneNoneMono #1Mono #2Mono #3Mono #4DMono #5Mono #6Mono #8 Who is this item for?
The glass stands 6 1/8" tall. 16 oz. capacity. Measurements and capacities are approximate.


The absence of Nigerian Singer, Bankole Wellington, popularly hailed as Banky W at the House of Representatives' debate for candidates in Lagos' Eti-Osa Federal Constituency was to the consternation of waiting audience who had hoped the artiste turned politician would turn up at the debate to use the platform to lay out in clear terms, his manifesto to would-be voters asides the street paparazzi.
Wellington, who only declared his intention to run for the office in November 2018 is vying on the platform of Modern Democratic Party, formed in 2017.
Also, candidates of the Peoples Democratic Party, Tony Bakare; and Alliance For New Nigeria, Ferdinand Adeimefe, all absented themselves from the the debate organized by AIG MEDIA PRO in conjunction with Ibile Foundation Lagos at Oriental Hotel, VI Lagos.
However, candidate of the Alliance for Democracy, Barrister Dotun Hassan, while marshaling his points at the debate said his key focus on the national stage if elected will be to drive the creation of a Restructuring Affairs Commission as one of the first steps to get the country restructured, as well as reduce the galloping rate of unemployment in the country. "How do we really harmonize different policy documents for instance: the SDGs, the Confab report and 1963 Constitution to have an indisoluble people's constitution? I believe that's the best way to start and I will drive that.
"We know that our youths today are basically lagging behind in terms of any clear developmental plan and agenda. My plan is to sponsor a bill that will enact the national developmental right law which will enable every Nigerian youth to be adequately empowered not as a privilege, but as a right," Hassan said.
House of Representatives' Candidates in Eti-Osa with moderators after the debate organized by AIG MEDIA PRO in partnership with Ibile Foundation Lagos, Friday.
Other candidates at the debate include: Olukayode Awokoya of ANRP; Babajide Obanikoro, APC and Moshood Adejimi of the YES Party.
Speaking with the The New Diplomat, Hassan registered his displeasure over the shunning of the debate by three of his fellow contestants saying, "I'm sure the people have seen the faces of the people who are really ready to serve them. You can see the PDP's candidate was no where to be found. Sending someone to come and represent you shows that you're not feeling the pulse of the people.
"Look at how Banky W also avoided the debate. This is not the issue of being a poster boy. It doesn't depict the real core service and that's what really stands me out from every other candidate. I have over 21 solid bills to sponsor when I get to the House and I'm working on those bills daily, perfecting them.
"Bills that run on setting up a Resructuring Affairs Commission to ensure that we have a solid democracy, whereby a plebiscite and referendum commission will be established under an Act of Federal government," he said.
Hassan who has led several people-centered advocacies to halt the spate of illegal demolitions and forceful evictions of residents in Eti-Osa said he will bring a stop to the phenomenon in the area through the Act of public lawmaking, working with the State and Federal governments if elected.
He further stated that he "will set up the Eti-Osa Development Endowment Trust Fund for the people in Eti-Osa Federal Constituency, where we can be able to harness resources from corporate multinationals and the have-individuals with constitutuency offices located in all the ten wards.
"Each voter has one vote and I will urge them to cast that vote for me.
"I believe strongly that their votes will go a long way in transforming not just the present generation, but the future generation will be the most beneficial for it. I'm critical about my decision which is centered on service and I want to assure the people that I have the capacity and what it takes to take them out of this mess." He said.


text:
Paolo Bossoni (San Secondo Parmense, provincia de Parma, Italia, 2 de julio de 1976) es un ciclista italiano. Fue profesional desde 1999 y corría para la formación Lampre-Fondital hasta que le suspendieron debido a un control antidopaje en los campeonatos de Italia.

Biografía
El 31 de julio de 2008, en un control antidopaje en los campeonatos de Italia en junio, dio positivo por EPO.

Palmarés
1997
 Milán-Busseto

1998
 Gran Premio Palio del Recioto

2000
 1 etapa de la Vuelta a España

2001
 1 etapa del Brixia Tour

2002
 Gran Premio Industria y Commercio Artigianato Carnaghese

2003
 Coppa Sabatini

2006
 Trofeo Ciudad de Castelfidardo

Resultados en Grandes Vueltas

—: no participaAb.: abandonoF. c.: fuera de control

Notas y referencias

Enlaces externos
 Ficha de Paolo Bossoni

Ciclistas de Italia
Ganadores de etapa en la Vuelta a España
Nacidos en San Secondo Parmense

redpajama_set_name: RedPajamaWikipedia


text:
Bellair
Closing Check List
St. Petersburg panel approves tiny-house community
Posted in News on July 11, 2018 by John William Barger III
Tampa Bay's first tiny-house community won unanimous approval Wednesday from St. Petersburg's Development Review Commission.
Pedro Medina, manager of the project, said he hopes to start construction this fall on six houses in the city's Midtown area. Initially, they wouldn't be for sale but instead would be rentals, possibly through Airbnb.
"This tiny-house movement has been very popular,'' Medina told the commissioners. "I was very passionate about it and this is a good time to get started.''
Each house would have 722 square feet of living space, including two bedrooms, and a porch with an additional 94 square feet. Although each would have the same floor plan, the houses would be painted in different colors with different trim.
The only opposition came from Jalessa Blackshear, who said she owns property near the houses proposed for two lots at 1253 22nd Avenue S.
Blackshear questioned whether the homes would truly be "tiny houses,'' which she said are generally defined as those of 350 square feet or less. She also asked Medina to explain his previously published statements that he thought the project would appeal to millennials.
"Is it just for millennials and outsiders?'' she asked, expressing concern that the houses, if sold, would go for relatively high prices and raise property taxes for people already in the area "who are just hanging on.''
Medina responded that the neighbors he had spoken to were "all very happy'' that the houses would replace a 1920s-era apartment building that has been condemned and is slated for demolition.
The city's planning and zoning development staff recommended approval of the project, which is in a blighted area targeted for new construction and affordable housing.
The six-unit building, owned by real estate investor Ashok Shah, is in a neighborhood of single-family homes but was grandfathered in. Technically, the review commission approved reconstruction of the six units but as detached houses rather than as multi-family units. Since the commission voted yes and no appeal to the City Council is expected, Medina and Shah will only have to deal with city staffers from now on.
In response to a question by Commissioner Chuck Flynt, Medina said the houses, if ever sold, would probably be marketed as condominiums. Buyers would own the houses but share responsibility for maintaining the parking lot and other common areas.
"In the spirit of the tiny-house movement, I think that should be divided among all neighbors,'' Medina said.
Commissioner John Barie, an architect, also had some suggestions that he said would make the houses look more attractive than the renderings.
But, he added, "I'm all in favor of tiny houses. I think the plan is generally right.''
Tags: baybeachbeachescityconstructiondowntownfloridahomehomeshousehousesmarketmillennialspetepetersburgpricepricesreal estatesalesst. petersburgtampatampa baytiny
John William Barger III
John William is a cum laude graduate of the University of Miami, and has spent his lifetime in sales and marketing. The fourth generation to join his family business, John William manages all luxury residential sales and transactions within the Tampa Bay and South Florida markets. A keen industry insider with a finger on the pulse of the area, He is an expert identifying high-return acquisition and development opportunities for hungry investors both large and small while simultaneously working with homeowners and homebuyers to buy and sell the home of their dreams… often times without the need of the MLS or a For Sale sign. He also oversees all digital and print marketing for the company, and handles all sales training for new and established agents alike. He is a member of the Board of Directors of Brookwood Florida, the oldest charity in Florida, and works to raise millions of dollars annually for local charities and museums.
Email: jwbarger3@bargerrealestate.com
© 2020 Barger Real Estate. All Rights Reserved.


text:
Our researchers have made a breakthrough! »
Salt-loving wheat could help ease food crisis
Author Topic: Salt-loving wheat could help ease food crisis (Read 669 times)
Plant scientists on Sunday said they had bred a strain of wheat that thrives in saline soils, boosting the quest to feed Earth's growing population at a time of water stress and climate change.
Durum wheat with a salt-loving gene had yields which were up to 25 percent greater than ordinary counterparts, according to trials carried out in highly saline fields.
The gene, called TmHKT1;5-A, helps remove sodium from water that is transported from the plant's roots to the leaves, said a research team led by Matthew Gilliham of the University of Adelaide, southern Australia.
Spotted in a scan of ancestral wheat strains, TmHKT1;5-A was inserted into a commercial strain by traditional cross-breeding, not through genetic engineering, which is contested in many countries.
Durum wheat -- Latin name Triticum turgidum -- is used for making pasta, bulgur and couscous. It is more salt-sensitive than bread wheat (Triticum aestivum).
By some estimates, world food requirements will soar by 70 percent by 2050 as the planet's population rises from seven billion today to nine billion.
The challenge will be made even tougher by the impact of climate change on rainfall patterns.
Salinity is already a bad problem in arid and semi-arid developing countries where soils are naturally salty or irrigation water has a high level of salt.
Publication of the study in the journal Nature Biotechnology coincided with the eve of the World Water Forum, in Marseille, France, where water scarcity and agricultural needs for water will be major issues.
In January, scientists in Britain and Japan unveiled a fast-track way to spot promising genes and splice them, using classical methods, into rice plants to make them salt-tolerant.
The first beneficiaries of this could be Japanese farmers whose fields were submerged by last year's tsunami.
Around 20,000 hectares (50,000 acres) of paddy fields in northeastern Japan were flooded by seawater, wrecking their ability to produce crops with conventional rice cultivars.
http://news.yahoo.com/salt-loving-wheat-could-help-ease-food-crisis-183056351.html
The Warrior's bland acronym, MMI, obscures the true horror of this monstrosity. Its inventors promise a new era of genius, but meanwhile unscrupulous power brokers use its forcible installation to violate the sanctity of unwilling human minds. They are creating their own private army of demons.
~Commissioner Pravin Lal 'Report on Human Rights'


text:
Disability Apps
Accessible Twitter Changes Name to Easy Chirp
Published: 2011-06-01 - Updated: 2018-04-19
Author: Web Overhauls | Contact: weboverhauls.com
Synopsis: Easy Chirp accessible application empowers users with disabilities and low end technology to access Twitter online.
Main Digest
The web-accessible application empowers users with disabilities and low-end technology to access Twitter, the popular social micro-blogging web service.
WebMD Allergy App for iPhone
Siri and Disability: Taking Accessibility to a New Level
ViBe: Caller ID App with Different Caller Vibration Patterns
FULL LIST of Related Disability Apps Publications
The name change is due to several reasons, the foremost is that the Twitter rules of use for third-party applications does not allow the word "Twitter" in the name of the application. Also, the word "easy" is simpler to understand than "accessible", especially to those not in the accessibility or disability communities. And, the new name is considerably shorter, especially important with the 140-character limit in Twitter statuses, better known as tweets.
Easy Chirp
Disabled users typically have significant problems accessing many websites and web services, including Twitter. Easy Chirp greatly helps the issue through many development techniques including:
Ensuring that all links are keyboard accessible
Providing consistent navigation and page structure; providing proper headings
Easy Chirp works with or without JavaScript and is compatible with all major Internet browsers, including the outdated Internet Explorer 6.
Easy Chirp is used by those with and without disabilities.
Mr. Dennis E. Lembree, owner of the web development company WebOverhauls.com, is the creator of Easy Chirp, and is dedicated to expanding the accessibility of the web.
"Web accessibility is finally becoming much more mainstream, as it needs to be. I think the name change reflects this by not specifically calling out accessibility, and helps expose the web app to a wider base of users." - Dennis Lembree of WebOverhauls
The website logo and design remain consistent after the name change.
The old domain name AccessibleTwitter.com will continue to be functional.
In addition to reading and posting tweets in Easy Chirp, features include direct messaging, URL-shortening, running and saving searches, viewing popular links, and providing full support for lists.
Mr. Jennison Asuncion works in the IT Accessibility space in Canada, and is himself a screen reader user. He chooses Easy Chirp for his Twitter application. "I'm an active Twitter user who prefers an accessible web-based client. Easy Chirp fits the bill perfectly!"
Easy Chirp/Accessible Twitter has been mentioned in numerous articles and books, and received the American Foundation for the Blind 2011 Access Award.
Web Overhauls
Web Overhauls is a web development company specializing in web standards, usability, and accessibility. Web Overhauls develops websites for small to medium-sized businesses with a focus on improving existing websites for a better user experience. The company is a member of GAWDS and Refresh Detroit. Mr. Dennis E. Lembree, the President of Web Overhauls, is an established expert in the field; he is an author and speaker, the creator of Easy Chirp, and the author of Web Axe, a podcast and blog about web accessibility.
Web Overhauls - For more information, visit www.weboverhauls.com
Easy Chirp - For more information, visit www.easychirp.com
You're reading Disabled World. See our homepage for informative disability news, reviews, sports, stories and how-tos. You can also connect with us on social media such as Twitter and Facebook or learn more about Disabled World on our about us page.
Cite This Page (APA): Web Overhauls. (2011, June 1). Accessible Twitter Changes Name to Easy Chirp. Disabled World. Retrieved January 19, 2022 from www.disabled-world.com/assistivedevices/apps/easy-chirp.php


Whilst the wealth management industry has been struggling with market volatility, low returns and increasingly risk averse clients, another phenomenon has been gradually gathering momentum. The incredible rise in ownership of smartphones such as Apple iPhone and Samsung Galaxy, plus plunging data tariffs and increasing broadband and Wi-Fi penetration has changed the way that people expect to be able to access and receive information.
Many wealth managers have the view that the more a person is worth, the more face to face time they require.
However, many of their clients priorities are different. They ask for more and better data, 24 x 7 access to portfolio positions, execution only trading with expert advice delivered not necessarily face to face, but at the clients desired time and place.
The role of the Relationship Manager is under pressure, they are a costly resource but their role is no longer absolutely clear. Many clients are increasingly mobile and time poor. Therefore, they have become unwilling or unable to conduct all of their business face to face with a Relationship Manager.
These evolving needs have resulted in an increased use of telephone and e-mail, neither of which however can deliver the richness of a person to person advice session. Some organisations have attempted to replace the face to face with video conferencing, but for anyone who has spent any time on Skype, the results can be very patchy. It may be fine for talking to relations, but not satisfactory for delivering complex investment advice!
One solution to this dilemma is starting to get traction, the use of co-browsing technology.
The concept is simple: a regular telephone call is made but both parties are also online looking at an internet browser. The advisor can "push" information to the clients' browser, so that the client can see what the advisor is speaking about. All the client needs is a telephone, a laptop, tablet or PC and an internet connection.
Suddenly complex investment products can be illustrated and explained with diagrams, illustration or even video.
Documents can be securely and instantly delivered and agreement to compliance questions and statements can be remotely recorded.
On the client side, these sessions can be conducted at a time and place to suit their needs but, at the same time, they get a much richer discussion than a simple telephone call or e-mail could deliver.
This is certainly not a complete substitute for face to face, but where an existing relationship exists, or where time or geography are challenging, this type of meeting can have many advantages over a simple call or a complex video meeting.
So far, where this technology has been deployed the advisors have experienced significant uplift in conversion rates on product sales, shorter sales cycles and reported higher levels of customer satisfaction.
Because the entire conversation plus supporting documentation can be recorded in a visual audit, the numbers of complaints and miss-selling allegations has plummeted. In addition the advisors are able to deliver these sessions from their office and so save considerable time and cost on travel.
There is no doubt that in the longer term, video conferencing will replace much of the need for travel and face to face meeting, however in the short term, and in particular in parts of the world where local infrastructure and internet access is limited, co-browsing technology can deliver a cost effective and rich alternative to a face to face meeting.


Stunning vintage porcelain figurine of two Borzoi dogs on a plinth. The interaction between the two dogs is outstanding, as is the detail and decoration. This is a large figurine, measuring 10 1/4" long by 7" tall by 4 1/2 deep. It is of heavy, quality porcelain, and underglaze decorated in rich dark charcoal gray/black.
The figurine is in mint condition. The hallmark on this figurine dates production to between 1935 and 1972. This is a figurine of top quality, which can be seen in the photos.
We will double box this figurine to ensure a safe arrival. Please see our other auctions for more quality Borzoi dog figurines.
The item "VINTAGE PORCELAIN FIGURINE OF A PAIR OF BORZOI DOGS ON A PLINTH, GERMANY, LOVELY" is in sale since Monday, March 25, 2019. This item is in the category "Collectibles\Animals\Dogs\Borzoi/Russian Wolfhound". The seller is "patreasures1" and is located in Lancaster, Pennsylvania.


When someone you care about is arrested, it's important to understand the bail bond process and all the different types of bonds. Below are the different types of bonds. This may help you get familiar with the lingo when you speak to a bondsman.
A cash bond is for someone who can pay the entire bail amount by using cash. While these might be the easiest bonds to get, they will also hold up money for bail until the court date. This could pose a problem for the defendant who needs to hire counsel or otherwise needs liquidity. There is no bail bond agency for cash bond.
These are typically high risk bonds which sometimes are very expensive and hard to get. This is not a criminal case bond, but often is imposed alongside a bail bond for those who are charged with foreign national crimes.
This is a type of bond that is issued by a bail agent. This is one to use when a loved one or friend has been arrested and a bail bonds company is called to get them released. Only licensed agents can provide this type of bond. You purchase this type by paying a percentage of the total bail amount, typically 10%.
A federal bond is different than the standard type of bail bond. Federal bail is set by a judge in a courtroom and must be requested by the defendant or the attorney in the case. These are considered a higher risk bond due to the kind of federal crime, and most often come at a higher price than standard bonds.
Rather than using a bondsman, a property bond is secured through real property, generally a house. These are complicated bonds due to the fact that the equity of property needs to be in 150% of the bail amount needed to get released from jail. This bond is using property as a form of collateral.
For additional information on any California bail bond, please call Tonya Page Bail Bonds 24×7 at toll-free 1-877-861-3761.


The Chinese scientist who sparked an international outcry after alleging to have helped create the world's first genetically edited babies, has raised the possibility of a third child being born, after announcing that a separate woman was pregnant at an early stage with a modified embryo.
Speaking in front of a packed hall of around 700 people at the Second International Summit on Human Genome Editing on Wednesday [November 28], He Jiankui publicly defended his work, saying he felt "proud" of his achievement.
He, an associate professor at the Southern University of Science and Technology in Shenzhen, sent shock waves through the scientific community on Monday when he announced in a video posted online that two ostensibly healthy twin girls had been born this month from embryos altered to make them resistant to HIV.


Recently on the SGU podcast we have discussed the martial arts masters who claim they can use chi, the mysterious undetectable life force of Eastern mysticism, to make themselves invulnerable to blows or to knock out opponents without even touching them. It's all very impressive – in that it is an amazing demonstration of the power of suggestion and self-deception.
Belief in chi is also telling us something about human psychology. That there is a psychological motivation to believe in the magic of chi does not mean that chi is a fiction, but since we can say scientifically from independent lines of evidence that there is no credible evidence for the existence of anything like chi or any life energy, that does lead to the question of why people believe in it.
I understand how people fall for a lot of the junk that's out there, as I said I've tried some of it, and gone into more depth with things like the herbal concoctions. The only real way of advancing in martial arts though, is hard work. It's like dieting in many ways, those who I've ever seen that become very good do so by make lifestyle changes such as going to the gym regularly, practicing drills and fighting moves constantly, keeping up on the cardiovascular training, etc. This becomes tedious to many people though, and the magic becomes very alluring, much like fad diets.
I think Matt is exactly correct, and his analogy is very apt. Belief in magic in many forms is about wanting an easy solution to life's problems. Numerous industries exist solely to peddle easy or magical answers to complex problems. Easy answers sell well.
We see this clearly with weight loss. Changing one's habits to limit caloric intake and increase exercise is hard work. What people want is to lose weight without diet or exercise, and so almost weekly we are promised a new miracle solution, a secret to accomplish just that.
And speaking of secrets, the recent self-help book, The Secret, is another manifestation of the exact same thing – the desire for easy answers. The Secret is, in a way, a perfectly marketed example of this phenomenon. It promises that all of life's problems can be fixed just by wishing it so. Believe and your belief will become manifest, the universe will listen. It's an all purpose easy answer. It also includes another component – that you have to take some specific action to cause the desired result to come about. This is slick – wish for an outcome, then do something to create the outcome, and the outcome will manifest. Of course, you could skip the whole wishing part, but that's the marketing genius of the book. They are selling the wishing, the magic, the illusion of an easy answer.
Self-help and pop psychology books in general fall into the wish-fulfillment and easy answer genre. By and large such books claim to distill all of human psychological complexity down to one easy system. The simple system can then be applied to you to create simple steps to achieve whatever your goals happen to be.
With regard to martial arts (and in other examples) I think there are two phenomena at work. Certainly there is the desire for the easier or simpler path to prowess, denying the more unforgiving reality that there is no substitution for sustained hard work. But many martial artists who believe in the magic of chi also put in the hours of hard physical work. In these cases I think the draw is more for personal empowerment – the typical male power fantasy.
Belief in chi creates the possibility of going beyond martial arts skills to actual super powers. There is definitely something very seductive about the possibility of making an opponent collapse just by gesturing at them. It's why Jedi are so cool, and it's a major driver of the video-game industry.
What I am discussing are the psychological motivations that drive belief in chi and other magical nonsense. How people deceive themselves into believing chi is real is a separate question, perhaps for another post (although I have certainly discussed components of self deception in many previous posts).
Watching a chi master, after felling all his own students with the wave of a hand, getting the crap beat out of him by a martial artist free from such delusions, and watching a chi master cut his own arm with a sword, slicing himself down to the bone, should certainly serve as a cautionary experience. The lessons we should derive from their folly is to be knowledgeable of the mechanisms and power of self deception, be wary of reaching conclusions you really want to be true, be distrustful of easy answers to complex problems, and be aware of your own desires for super powers and therefore any claims that you can actually possess them.
Reality may be harsh but it has the distinct advantage of being real.


Combine fruit juice, lemon juice, and gelatin powder in a medium-sized saucepan and mix until the gelatin blooms.
Place the saucepan over low heat and allow the gelatin to melt completely.
Remove from the heat and stir in the corn and glucose syrups.
Pour the gummy syrup into a silicone mold and let it cool. You can place it in the refrigerator to cool faster.
When chilled, remove the gummies from the mold and serve.


text:
Christer Jonsson, född 23 juni 1959 i Emmaboda, är en svensk centerpartistisk politiker.

Christer Jonsson är regionstyrelsens andre vice ordförande och ordförande i beredningen för hälso- och sjukvård i region Kalmar län sedan valet 2018. Mellan 2006 och 2018 var han landstingsstyrelsen förste vice ordförande.

Innan han blev landstingsråd var han förste vice ordförande i kommunstyrelsen i Emmaboda 1994-2006 vilket han behöll fram till 31 december 2006. Han sitter dock ännu kvar i Emmabodas kommunfullmäktige och är vice ordförande i Möjligheternas Hus AB.

Källor

Noter

Webbkällor
http://ltkalmar.se/politik/politisk-organisation/landstingsrad/
https://web.archive.org/web/20150628185510/http://diarium.ltkalmar.se/ePolowebbv2e/start.htm
https://www.emmaboda.se/kommun--politik/politik-och-demokrati/vara-politiker.html?url=-105408272%2FviewPerson.jsf%3Fid%3D7&sv.url=12.25bacea615514e5c4ea88

Födda 1959
Svenska centerpartister
Män
Levande personer
Personer från Emmaboda


Forecasts for global GDP growth are up this year, because fiscal policy has been relaxed. But if the advanced economies achieve more robust growth, it will be because large fiscal stimulus is facilitated by ultra-loose monetary policy.
LONDON – Until early last autumn, the global economy seemed stuck in a deflationary trap. For five years in a row, the International Monetary Fund had downgraded its medium-term growth forecast. In February 2016, The Economist's front cover depicted central bankers "Out of Ammunition." In October, the IMF's World Economic Outlook was entitled "Subdued Demand: Symptoms and Remedies," though there seemed to be more of the former than the latter. The overhang of private debt left behind by excessive credit creation before 2008 remained unresolved.
Only six months later, prospects seem transformed, with widespread upgrades to growth and inflation forecasts. True, disappointing first-quarter growth in the United States casts doubt on the recovery's true strength. But at least we seem to have escaped from years of serial disappointment.
Growth forecasts are up because fiscal policy has been relaxed. Advanced economies eased their fiscal stance in 2016 by 0.2% of GDP, on average, ending five years of gradual consolidation. More significantly, China's fiscal deficit increased from 0.9% of GDP in 2014 to 2.8% in 2015 and 3.6% in 2016. Upgraded US growth forecasts assume a 2018 deficit of 4.5% of GDP, versus the 3.5% that was previously projected. As the IMF notes, this reflects "a reassessment of fiscal policy", and a rejection of the belief that monetary policy alone can drive recovery.
Had China not thrown out the kitchen sink in debt creation over the past 2 years, the world would be now enduring a severe recession.
US / Europe / Japan Central Banks are now totally dependent on China credit creation. And it is going negative as of today. The best case scenario is Chinese officials panicking and launching a renewed wave of credit creation. Until one day credit becomes no longer expandable. By then better reach out to the nearest life saving boat.
Asset prices and the elite.
The elite owns the lion's share of world's assets. To achieve higher asset prices, Central Banks coordinately launch QE, offsetting any price discovery mechanism on any asset class.
That must be reverted and pain must be endured by the elite. And asset prices should inevitably go south. Until then, we will muddle through, sinking in outlandish unserviceable debt, increasing aggregate supply while we need increasing aggregate demand.
No degree of fiscal stimulus can revert the current imbalances without destroying a given currency, be it by devaluation, be it by inflationary depression (helicopter money).
In the coming years "new" policies will be given to the public, from perpetual bonds with no coupon (ouch), to mutualizing of countries debt, to debt writtendown on a lotto basis.
Central banks are independent as much as Federal Reserve is Federal.
So, Turner believes we need large government deficits that do not produce any real increase in government debt. Has any government ever managed that trick without episodes of hyper-inflation?
An easier, and more rational approach, would simply fund fiscal expenditures with wealth taxes. The expenditures would boost income flows; the wealth taxes would suppress the real value of the debt, as well as all other assets, and recapture some of the funds pumped into asset markets by ill-considered central bank policies.
In 2008-9, the Chinese government had a stimulus plan of about 15% of GDP. It did not result in hyperinflation. It just cut the developing economic crisis in the bud as far as China was concerned. It's all about timing. If China had done that with the economy at full throttle, sure it would have caused hyperinflation. but because it was done as factories were laying off workers and exports were falling through the floor, it just meant that China, almost alone, escaped the worst of the 2008 crisis.
Central Bankers are not independent...full stop. See how they are appointed, if you call the process of appointment independent and unbiased you must be living in a different Galaxy. If Central Bankers have been truly independent, they would have forced the right policies on their paymasters, but they are not independent, they are just rubber stampers.
"If, instead, there is a strong official message, as there is in the eurozone, that current deficits imply future austerity, the stimulative impact can be stymied." Well what in God's name is the point of implementing a form of stimulus and then announcing that in the long run that stimulus won't be effective? The incompetents at the top of the economics profession dream up these idiotic complexities ("Ricardian equivalence" in the above case) with a view to keeping themselves occupied, far as I can see.
Or as Joseph Stiglitz put it, "Ricardian equivalence is taught in every graduate school in the ... is taught in every grad school in the country. is also sheer nonsense."


hanging outdoor fabrics, lighting and accessories.
Gorgeous stuff. Great ideas and inspiration!
Now all I need is a yard.
I need to get a yard as well, or patio, or balcony, or any kind of outdoor space. Great looks and ideas.


Specifications touch digitizer for Acer V5-473 V5-473P 2.Size: 15.6inch 3, Condition: A+ New 4, MOQ: 1pc Size: 15.6inch Part number: LP156WHU Resolution:1366*768 Aspect Ratio: Widescreen Surface: Glossy Backlight Type: LED Burey Reading Size 15.6 Backlight LED Aspect Ratio Widescreen Resolution 1366*768 Features 40pins Payment terms T/T,paypal,WU etc Delivery Detail 2-5 days after we got the payment Warranty 3-days returned purchase;90-days warranty, doesn't include shipping Compatibility New Original CLAA156WA01A B156XW02 LP156WH2 LTN156AT02 D01 U01 N156B3 L01 L02 L04 L0B Model: CLAA156WA01A B156XW02 LP156WH2 LTN156AT02 D01 U01 N156B3 L01 L02 L04 L0B New Original We still have other models and more : Item Description Model No. 1 10.1 LED 1024*600 NEW MATTE LTN101NT06 2 10.1 SLIM LED NEW GLOSSY N101L6 L0D 3 8.9 LED 1024*600 NEW MATTE HSD089IFW1 4 11.6 LED 1366*768 NEW GLOSSY N116B6 L02 6 12.1 LCD 1280*800 80-90% in new glossy B121EW03 7 13.4 LED 1366*768 NEW GLOSSY N134B6 L02 8 13.3 LED 1366*768 NEW GLOSSY LP133WH1 TL A3 9 13.3 SLIM LED 1366*768 NEW GLOSSY LP133WH2 TL N1 10 14.0 LED 1366*768 NEW GLOSSY LP140WH1 TL A1 11 14.0 SLIM LED 1366*768 NEW GLOSSY LP140WH2 TL N1 12 15.6 LCD 1366*768 NEW GLOSSY LP156WH1 TL C1 14 15.6 LED 1366*768 NEW GLOSSY LP156WH2 15 14.1 LCD 1280*800 NEW GLOSSY HT141WXB 16 15.4 LCD 1280*800 80-90% in new glossy & matte CLAA154WB01 17 14.1 LED 1280*800 NEW GLOSSY B141EW05 V. 0 18 15.4 LED 1280*800 NEW MATTE LP154X7 TL P2 19 16.0 LED 1366*768 NEW GLOSSY LTN160AT06 20 17.0 LCD 1440*900 NEW GLOSSY B170PW06 Sizes: 7.0, 8.9", 9.7", 10.0", 10.1", 10.2", 10.4", 11.1",11.6", 12.1", 12.5",13.1", 13.3", 14.0", 14.1", 14.5",15.0" 15.4", 15.6", 16.0", 16.4", 17.0", 17.1", 17.3" ,18.4" Resolutions: XGA, WXGA, WXGA HD, , WXGA+, WXGA++, WSVGA, WUXGA, WUXGA+, WUXGA++, Full-HD Backlight technologies: LED, SLIM LED,1 CCFL, 2 CCFL Our HK warehouse : Payment and delivery terms: Our service: About US: Our Skype:xupe12345 Welcome to visit us or send us inquiry, we will provide our proffesional advice on your business.thanks.
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Alibaba.com offers 5,398 laptop digitizer touch screen products. About 60% of these are lcd monitors, 14% are touch screen monitors, and 10% are lcd modules.
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text:
from devsim import *
from devsim.python_packages.simple_physics import *
#####
# dio1
#
# Make doping a step function
# print dat to text file for viewing in grace
# verify currents analytically
# in dio2 add recombination
#

def CreateMesh(device, region):
    '''
      Meshing
    '''
    create_1d_mesh(mesh="dio")
    add_1d_mesh_line(mesh="dio", pos=0, ps=1e-7, tag="top")
    add_1d_mesh_line(mesh="dio", pos=0.5e-5, ps=1e-9, tag="mid")
    add_1d_mesh_line(mesh="dio", pos=1e-5, ps=1e-7, tag="bot")
    add_1d_contact  (mesh="dio", name="top", tag="top", material="metal")
    add_1d_contact  (mesh="dio", name="bot", tag="bot", material="metal")
    add_1d_region   (mesh="dio", material="Si", region=region, tag1="top", tag2="bot")
    finalize_mesh(mesh="dio")
    create_device(mesh="dio", device=device)

# this is the mesh for the ssac device
# TODO: use CreateMesh and update regressions
def CreateMesh2(device, region):
    create_1d_mesh(mesh="dio")
    add_1d_mesh_line(mesh="dio", pos=0, ps=1e-7, tag="top")
    add_1d_mesh_line(mesh="dio", pos=0.5e-5, ps=1e-8, tag="mid")
    add_1d_mesh_line(mesh="dio", pos=1e-5, ps=1e-7, tag="bot")
    add_1d_contact(mesh="dio", name="top", tag="top", material="metal")
    add_1d_contact(mesh="dio", name="bot", tag="bot", material="metal")
    add_1d_region(mesh="dio", material="Si", region=region, tag1="top", tag2="bot")
    finalize_mesh(mesh="dio")
    create_device(mesh="dio", device=device)

def Create2DMesh(device, region):
    create_2d_mesh(mesh="dio")
    add_2d_mesh_line(mesh="dio", dir="x", pos=0,      ps=1e-6)
    add_2d_mesh_line(mesh="dio", dir="x", pos=0.5e-5, ps=1e-8)
    add_2d_mesh_line(mesh="dio", dir="x", pos=1e-5,   ps=1e-6)
    add_2d_mesh_line(mesh="dio", dir="y", pos=0,      ps=1e-6)
    add_2d_mesh_line(mesh="dio", dir="y", pos=1e-5,   ps=1e-6)

    add_2d_mesh_line(mesh="dio", dir="x", pos=-1e-8,    ps=1e-8)
    add_2d_mesh_line(mesh="dio", dir="x", pos=1.001e-5, ps=1e-8)

    add_2d_region(mesh="dio", material="Si", region=region)
    add_2d_region(mesh="dio", material="Si", region="air1", xl=-1e-8,  xh=0)
    add_2d_region(mesh="dio", material="Si", region="air2", xl=1.0e-5, xh=1.001e-5)

    add_2d_contact(mesh="dio", name="top", material="metal", region=region, yl=0.8e-5, yh=1e-5, xl=0, xh=0, bloat=1e-10)
    add_2d_contact(mesh="dio", name="bot", material="metal", region=region, xl=1e-5,   xh=1e-5, bloat=1e-10)

    finalize_mesh(mesh="dio")
    create_device(mesh="dio", device=device)

def Create2DGmshMesh(device, region):
    #this reads in the gmsh format
    create_gmsh_mesh (mesh="diode2d", file="gmsh_diode2d.msh")
    add_gmsh_region  (mesh="diode2d", gmsh_name="Bulk",    region=region, material="Silicon")
    add_gmsh_contact (mesh="diode2d", gmsh_name="Base",    region=region, material="metal", name="top")
    add_gmsh_contact (mesh="diode2d", gmsh_name="Emitter", region=region, material="metal", name="bot")
    finalize_mesh    (mesh="diode2d")
    create_device    (mesh="diode2d", device=device)

def Create3DGmshMesh(device, region):
    #this reads in the gmsh format
    create_gmsh_mesh (mesh="diode3d", file="gmsh_diode3d.msh")
    add_gmsh_region  (mesh="diode3d", gmsh_name="Bulk",    region=region, material="Silicon")
    add_gmsh_contact (mesh="diode3d", gmsh_name="Base",    region=region, material="metal", name="top")
    add_gmsh_contact (mesh="diode3d", gmsh_name="Emitter", region=region, material="metal", name="bot")
    finalize_mesh    (mesh="diode3d")
    create_device    (mesh="diode3d", device=device)

def SetParameters(device, region):
    '''
      Set parameters for 300 K
    '''
    SetSiliconParameters(device, region, 300)

def SetNetDoping(device, region):
    '''
      NetDoping
    '''
    CreateNodeModel(device, region, "Acceptors", "1.0e18*step(0.5e-5-x)")
    CreateNodeModel(device, region, "Donors",    "1.0e18*step(x-0.5e-5)")
    CreateNodeModel(device, region, "NetDoping", "Donors-Acceptors")

def InitialSolution(device, region, circuit_contacts=None):
    # Create Potential, Potential@n0, Potential@n1
    CreateSolution(device, region, "Potential")

    # Create potential only physical models
    CreateSiliconPotentialOnly(device, region)

    # Set up the contacts applying a bias
    for i in get_contact_list(device=device):
        if circuit_contacts and i in circuit_contacts:
            CreateSiliconPotentialOnlyContact(device, region, i, True)
        else:
            ###print "FIX THIS"
            ### it is more correct for the bias to be 0, and it looks like there is side effects
            set_parameter(device=device, name=GetContactBiasName(i), value=0.0)
            CreateSiliconPotentialOnlyContact(device, region, i)

def DriftDiffusionInitialSolution(device, region, circuit_contacts=None):
    ####
    #### drift diffusion solution variables
    ####
    CreateSolution(device, region, "Electrons")
    CreateSolution(device, region, "Holes")

    ####
    #### create initial guess from dc only solution
    ####
    set_node_values(device=device, region=region, name="Electrons", init_from="IntrinsicElectrons")
    set_node_values(device=device, region=region, name="Holes",     init_from="IntrinsicHoles")

    ###
    ### Set up equations
    ###
    CreateSiliconDriftDiffusion(device, region)
    for i in get_contact_list(device=device):
        if circuit_contacts and i in circuit_contacts:
            CreateSiliconDriftDiffusionAtContact(device, region, i, True)
        else:
            CreateSiliconDriftDiffusionAtContact(device, region, i)

#####
##### Ramp the bias to 0.5 Volts
#####
#v = 0.0
#while v < 0.51:
#  set_parameter(device=device, name=GetContactBiasName("top"), value=v)
#  solve(type="dc", absolute_error=1e10, relative_error=1e-10, maximum_iterations=30)
#  PrintCurrents(device, "top")
#  PrintCurrents(device, "bot")
#  v += 0.1
#
#write_devices(file="diode_1d.dat", type="tecplot")
##import matplotlib
##import matplotlib.pyplot
##x=get_node_model_values(device=device, region=region, name="x")
##ymax = 10
##ymin = 10
##fields = ("Electrons", "Holes", "Donors", "Acceptors")
##for i in fields:
##    y=get_node_model_values(device=device, region=region, name=i)
##    if (max(y) > ymax):
##      ymax = max(y)
##    matplotlib.pyplot.semilogy(x, y)
##matplotlib.pyplot.xlabel('x (cm)')
##matplotlib.pyplot.ylabel('Density (#/cm^3)')
##matplotlib.pyplot.legend(fields)
##ymax *= 10
##matplotlib.pyplot.axis([min(x), max(x), ymin, ymax])
##matplotlib.pyplot.savefig("diode_1d_density.eps")
##
##matplotlib.pyplot.clf()
##edge_average_model(device=device, region=region, node_model="x", edge_model="xmid")
##xmid=get_edge_model_values(device=device, region=region, name="xmid")
##efields = ("ElectronCurrent", "HoleCurrent", )
##y=get_edge_model_values(device=device, region=region, name="ElectronCurrent")
##ymin=min(y)
##ymax=max(y)
##for i in efields:
##  y=get_edge_model_values(device=device, region=region, name=i)
##  if min(y) < ymin:
##    ymin = min(y)
##  elif max(y) > ymax:
##    ymax = max(y)
##  matplotlib.pyplot.plot(xmid, y)
##matplotlib.pyplot.xlabel('x (cm)')
##matplotlib.pyplot.ylabel('J (A/cm^2)')
##matplotlib.pyplot.legend(efields)
##matplotlib.pyplot.axis([min(x), max(x), 0.5*ymin, 2*ymax])
##matplotlib.pyplot.savefig("diode_1d_current.eps")
##print ymin
##print ymax


text:
Don't be the gorilla
Nathan Kontny / posted on May 19, 2016
Photo from Stu pendousmat
Many of us starting or running businesses often have a problem — no one cares
It's the same problem high school seniors have competing to get into a good college. It's hard. The ivy league? Yale's acceptance rate is 6.3%. Stanford? Fogettaboutit. 4.7%
About a month ago news broke that a high school senior, Brittany Stinson, wrote an incredibly original essay that helped get her accepted not just into the university of her choice, but into 5 ivy league schools including Stanford. And oddly enough, it was about Costco.
But, something I feel that has gone overlooked is that this essay didn't just help her with college applications; it's brought her national fame.
She's been covered by dozens of major publications. Business Insider wrote the first piece on it. Then NBC News, MTV, Cosmopolitan, Inc Magazine, Quartz, and I've given up counting at this point, have all chimed in or interviewed Brittany. Now how do we tap into that?
And here's the thing, her essay is original. It's unique. But I think there's another component that if missed in our original work, we'd also miss the effect Brittany created.
Are original advertisements effective?
Most of us have seen an ad where on the next day we can't even remember what it was for. That seems like a failure. Effective ads get attention but they also stick the ad's brand into the memory of consumers.
Rik Pieters is a professor at the Tilburg School of Economics and Management where he specializes in marketing and consumer behavior. He realized that a great deal of money is spent making original advertising, but there's not much research to see if it actually works. So he set out to measure it.
His hypothesis, was that, intuitively, original ads would perform better. So he took 119 participants and used infrared corneal reflection eye tracking to measure what folks look at when they scan through magazines. After the eye tracking study, he also gave them a test on what they remembered. A separate group of judges rated ads in those magazines on how "original" they were.
His hypothesis was confirmed. Folks do pay more attention and have more brand memory of original ads.
But Pieters also wanted to study the effect of "familiarity" of an ad. For example, an ad for a minivan might feel familiar no matter how original it is because we've all seen minivans and ads for them. Or an incredibly original ad like Dos Equis' "most interesting man in the world" becomes familiar because we've seen it a hundred times.
The problem for advertisers is that we tend to pay less attention to things that even seem "familiar". Pieters wanted to know: does originality get people to pay more attention and remember familiar ads? So he also had judges rate ads in magazines as familiar or not familiar.
Again, Pieters hypothesis was confirmed. Original ads did help people pay more attention and remember familiar ads.
But, you might figure original + unfamiliar ads get the most attention and are remembered the most.
Here's the surprise. Original and familiar ads did better than all other types of ads (original + unfamiliar, unoriginal + familiar, unoriginal + unfamiliar).
It wasn't just that original and familiar ads were more effective; they were the MOST effective.
Going back to Brittany's essay, you'll see already in the first couple lines it's original. Brittany was asked to share a story about her background, identity, interest or talent. She starts with:
Managing to break free from my mother's grasp, I charged. With arms flailing and chubby legs fluttering beneath me, I was the ferocious two year old rampaging through Costco on a Saturday morning.
That's original. It doesn't read like a college essay. It reads like humorous fiction. But it's not just original, it's familiar.
She made a bet that folks reading this would know what Costco was. Costco has 81 million customers who are extremely loyal. And they tend to be college educated and make over $100k. Odds are the folks reading her essay know exactly what she's talking about when she writes:
I contemplated the philosophical: If there exists a thirtythree ounce jar of Nutella, do we really have free will?
Same familiar thought has probably crossed your mind. What's up with giant tubs of Nutella? 🙂
Imagine how much success her essay would have had if it was written in this same original style, but about her experience with something unfamiliar to you, like an african thumb piano.
It's Brittany's ability to be original and familiar that gets our attention, and helps folks remember her when they have thousands of essays to go through.
So why did she also elevate to the point of national stardom? Well that's another interesting benefit of surprise.
Research also shows that surprising events greatly improve the Word of Mouth of those events. By creating an original and familiar story, she not only elicits the most surprise from her readers, but readers want to pass it on. And they did. In droves.
As I look at what I've been the most successful at spreading, I can confirm Brittany's technique is a useful one. I took a writing class at Gotham Writer's Workshop. One of the instructor's key tenets was to be original, but hook into a familiar topic. Use the news. What is everyone talking about?
So now my news reader is filled with pop-culture magazines like People and Vanity Fair. The essay I wrote for that class, Why are some people so much luckier than others, went viral. It has some original elements, but its success is also from the familiar story at the time of James Garner's passing.
Since then, I've written a number of original pieces that have spread successfully, again I think due to a big effort to make them familiar. They're about Ramen noodles, stolen cars, and even Ben Affleck — I bet no one else has compared Ben Affleck to an open source module, but you know who Ben Affleck is.
Here's one last thing you might already be familiar with: The famous invisible gorilla experiment. Researchers had participants count how many passes a "white shirted" team made with a basketball, and participants completely missed the gorilla who took 9 seconds to cross the court.
Analysis of the experiment spends a lot of time talking about how it represents our selective blindness to the world. We only see what's important to us. But I think there's another incredibly interesting perspective to the experiment.
We're often the ones in the gorilla suit. We try and get folks attention but they don't see us; they're engrossed in something else — the familiar. What would have happened instead if the basketballs changed colors or one of the players in white shirts disappeared from the game? I bet you would have noticed them. Those would have been surprising events, but would have also fit inside the familiarity of the task you were working on.
Don't be the gorilla.
P.S. If you enjoyed this article, you should follow my YouTube channel, where I share more about how history, psychology, and science can help us make better decisions. And if you find yourself needing to better organize your small business, check out how Highrise can help!


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