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World Tour in USA, 2017 Spring
with Spiritual Mentor Cheon Gong
Schedule: April 27 - May 5, 2017
Chicago / Washington D.C. / New York / Canada
April 24, 2017. In the large crowd at Incheon Airport, the Supreme Master "Cheon Gong" stands out. He is going to Chicago with a flight today for "Worl Tour in USA, 2017 Spring". Many people also come to greet him for his departure, making warm and friendly from the beginning of the journey. With knowing we will meet again after the trip, the Supreme Master 'Cheon Gong' rides on the plane.
Across the Pacific Ocean, watching the Master look down at the city over Chicago, next to Lake Michigan in the central U.S., I am more hopeful of the coming Chicago for the first time, preparing to get off the plane.
#Official Lecture
On the morning of the 26th, we were busy from the morning. Today is the day of Chicago's official lecture. Many people attended and asked a variety of questions in the Chicago public lecture.
Question and summary of Chicago's official lecture
1. Who is Spiritual Mentor Cheon Gong?
Question: Who is Spiritual Mentor Cheon Gong?
Answer Summary:
Maybe because some part of urban engineering skill, the straight roadway like a game 'go' plate made me feel beauty of regularity and neat, and the city's vivid lights, which extended to the night horizon, were shining with a sense of perspective as big as it was, strongly overwhelming me but humbly shining at the same time.
Why? Didn't I die?
I realized how not enough I was, and couldn't die because of the awakening. I fell on my knees apologized and picked up the garbage. After 17 years of studying nature, I came out of the mountain because I was asked to look around the world by nature. This is a man who has studied all of the special studies, namely, the work of mankind from "the creation of heaven and earth" to "the primitive return". That's why I said, "Ask me anything under this heaven."
The one who knows the world can deliver the truth, not one who doesn't. This person came out with being known. So it is easy to give an answer. It's just hard to explain the truth with the eye-level that each single of people is different. That's why I am teaching.
If a person with knowledge is frustrated, they are looking for better-knowledge and enlightenment. The one who awakened is not one who discusses common sense, but one who discusses truth. The rain of truth melts one's common sense, which is bound to bloom again.
We have to study new things in the future. You have more common knowledge than this person. What thing could make me equip knowledge in the mountains? A shoe-shower, a newspaper-body, I went into the mountains to die, and now I was out. This man has no common knowledge. You have so much knowledge. I will give you a new and next study now. Do you understand?
▶ [Hongik Human Personality Education] Who is Spiritual Mentor Cheon Gong? – Lecture 6243 (1_2)
2. Life with being at ease
Question: I've heard a lot of good things. How can we make ourselves comfortable, even though we have to earn money to live on right away?
It depends on how we live, whether we live comfortably or without them.
Change your mind. If you work and are paid by an organization, you're not asking for money to live on, nature is giving you an environment to study. So don't try to save money, but pay it for your study. Save 30 percent, but spend 70 percent of it on you, your household wives, and your own family. It is the intellectual who is righteous.
The intellectuals were not given a penny of property. Why? You're good at what you're capable of, and when you're good at it, the economy of society moves so much when you're ready to use it. In other words, your wealth is in society already, and if you become a good manager and you are the one who society needs, you can make a plan that can control and use the full economy of this society. This is the property of the intellectuals.
▶ [Hong-ik Human Personality Education] Life with being at ease – Lecture 6258
After the lecture of the truth, we gave our Master a thunderous round of applause of gratitude with unbearable emotion and pride.
#Lincoln Memorial Center
It is the day to wrap up all schedule in Chicago and move to Washington, D.C. It didn't take very long from Chicago O'hare Airport to Washington's Ronald Reagan Airport. From the preparing landing plane, looking over Washington DC Monument and Lincoln Memorial, I felt as if I had met an old friend. I unpacked my baggage as I moved from the airport to the hotel.
#Gaylord Convention Center
Next, he visited the Gaylord Convention Center in Maryland. The Gaylord Convention is a coexist structure of hotel and convention center that there are inside houses(restaurant, cafe, souvenir store etc.) in the whole building as like another hidden village.
And the river seen through windows also added more dignity of here because the building is right next to the Potomac River. We ended our day here by meeting VIPs over dinner and returning to our hotel.
#Offical Lecture
On April 29, 2017, it was the first day of the official Washington DC lecture. The event was held at the Hilton Hotel in Rockville, Maryland. More than 500 people attended, from Washington, D.C, including Virginia, Maryland, Seattle, Hawaii, and New York. About 20 federal senators, state senators and congressmen also attended the lecture.
Question and summary of Washington D.C.'s official lecture
1. How to shake off the inner fear
Master often says the term "Hongik" human. I have passion and longing for other people and for humanity. But I've always had a lot of freezing experiences where I can't move because of fear. I'd like to hear your words about how I can overcome this fear and move on.
The fear itself is my lack of energy. Energy means the energy of the soul. Humans have bodies and souls, but we live for the soul, not for the body. To have knowledge is to increase the energy of the soul. We have to enhance the energy that society demands and share. When your soul is lacking in energy, you become nervous, scared, or insecure in society. So we have to fill our souls with knowledge. But modern society is so advanced that existing knowledge and history are not enough. Spiritual leaders should have studied new knowledge, but they didn't. From now on, I will lead the way in how to manage society. You can make a team with people who are matched well to each other and study together as a team.
▶ [Hongik Human Personality Education] How to shake off the inner fear – Lecture 6222
2. Master's Command Bar, Ghost World
Question: I was very depressed and fat. But I improved a lot by listening to the lecture. There are sometimes lectures about the ghost world. So what I was curious about was that you were holding a brown stick. It's very interesting and curious to me.
I brought a folding fan today and sometimes the stick. It's a baton made of 'Taxus cuspidata' tree. This is a tree that lives for a thousand years and stayed for a thousand years more after died. It lives on a large mountain in Korea, including Mt. Baekdu and Mt. Taebaek. It is a baton carved with a 'Chun-bu-Kyung'. The pole is so strong that I use this when I receive the energy of heaven. The pole is not from the other dimension, it is engraved with the 'Chun-bu-Kyung', so the energy is on it.
▶ [Hongik Human Personality Education] Master's Command Bar, Ghost World – Lecture 6233
3. Message of Grand Nature
Let me ask you about 'being targetted' and 'discrimination'. I drive a lot because of my job. I've had two car accidents in the past year. I've seen a lot of car accidents in recent months, and I've been passing through the scene of the accidents, and I've been seeing people in wheelchairs and people who lost a leg. Unfortunately, there is someone sitting in a wheelchair in front of me right now, and it doesn't look very normal to me. I've been studying "Jungbub" for four years, and I haven't actually done anything.
So please check if it's true that Grand Nature try to make me understand by saying, "You've studied, so go to do something for others."
Answer Summary: Studying the Jungbub does not mean all karma is gone. If you study Jungbub and try hard, mother nature will protect you for three years. Three years is basically a protection against any mistakes. If you don't correct yourself even though you've been listening to the lecture on the jungbub and continuing to do what you did wrong to the other person, you'll lose what was protecting you from now. If you let the protection goes, the accidents will continue and you will see it. If you insist in your way despite the fact that you've been seeing these sight, you'll be hit by nature. The difficulty in life is that each person comes in a variety of ways. For example, there are people who will be swindled, people who will be in an accident, and people who will be insulted. Businesses can go down and close friends can hurt you. Grand Nature can give you but take it away sometimes. The reaseon why your feel that way when you see a person in a wheelchair, because it is related with you and could be happened to you soon. You feel that what is going to happen to you. Our whole body is a sensor of nature. You have to be humble in order to make this study righteously.
▶ [Hongik Human Personality Education] Message of Grand Nature – Lecture 6252
4. Test paper and way how to discern our own relations
As I was studying, I was confused about two things: one was the test paper comes to me to judge me whether I am doing well or not, and one thing was that nature sent me relations as a chance to solve your difficulties. One day I couldn't make a decision just because one person came to me and say he make me earn money a lot. I'd like to know how it's wise to discern.
What I want to explain before I answer is like the dilemma you may feel after studying the Jungbub. It's good to study the truth, but it's inconvenient to find out many of what you have done wrong. But before you study Jungbub, think about the your state. At that time, you might think you were doing well and living your life rightly, but you felt like you wanted to die. But now the disease that I want to die is recovered.
When we study truth well, we can have a chance. The test paper comes to people who are scared. Don't think about the test papers and be right about whatever comes to you. To treat people correctly is to see and hear without rejecting them. But you can't do it right after you hear it from the Jungbub. Take the time to discern, and if you're not sure, don't take the action. If you're sure, then join in and if you're not sure, you don't have to.
▶ [Hongik Human Personality Education] Test paper and way how to discern our own relations – Lecture 6253
#US Capitol
May 1, 2017. We visited the National Assembly building. Under the blue sky, the White House and the Fluttering Stars and Stripes made us feel again that this is the center and capital of the United States. Watching the interior of the National Assembly building, we could see the symbolic sculpture and structure. Inside the National Assembly building, it was connected to the National Assembly Library, so we could see the view from the above together. We could not go inside the National Assembly library and touch the bookshelf and books, but could see the entire structure inside at a glance on the terrace on the second floor.
#Lincoln Memorial, Monument, and Jefferson Memorial
May 3, 2017. Some of us, particularly media team, visited the Lincoln Memorial, Monument, and Jefferson Memorial early to see the sunrise from dawn. Even though it was early in the morning, I was surprised to see many people there. The sight of the sun rising above the lake was more dazzling than ever. The day dawned in DC, and a woken up DC and I felt the city alive with rush hour. Climbing the stairs of the Lincoln Memorial and looking at Monument, we could see a rectangular artificial lake located through the steps of the Lincoln Memorial to the Monument. Maybe because the distance is pretty long, even though it is a rectangular pond in fact, but it looks like a trapezoid to the perspective. At the end of it, the monument stood up seems like poking up the sky. Dropping by the Korean War memorial next to it, statues of soldiers who participated in the Korean War were well-directed at that time. We turned to the Jefferson Memorial.
On the stairs, Jefferson Memorial stands. It is supported by many of large pillars around a circle on a circumference of the circular building. Inside it, a full-body statue of Thomas Jefferson is displayed. As the sun lay low, sitting on the Jefferson steps with feeling the warmth of the sunray and a cool breeze touch the cheek, listening to the Jungbub from the Master 'Cheon Gong' is enough to make me feel sense gratitude and appreciation for everything. Because it was just perfect.
> Leader with a similar competence as Lincoln
Today we are visiting the Lincoln Memorial and the Jefferson Memorial. President Lincoln has been respected all over the world so far, and there is no leader in the world that can be compared. President Trump, or any other leaders, will be able to compare himself to President Lincoln? And how they should play their role in becoming that kind of leader. discern.
If you want to be President like the Lincoln, you can go back more than 100 years to the past and put any ordinary man in the presidency, he becomes a hero. Today's world is built with everything without lacks, and the point is whether there is a leader who can lead this today's world. In the past, there were not many people with knowledge and most of them were ignorant. There were only a few people with ideas and faiths. Now we're all well-informed, and there's no current leader to lead these full-knowledged people. Because we all have the same level of knowledge. So let's not say there's no leader, but need to think when the person who has a new paradigm comes out to lead the future. The United States is the new city of mankind and has done well in construction so far. It's important who will use the U.S. well in the future, what kind of people will use it, and what classes will use it. The United States has created the best stage for human society. The United States still has no owner. We call the U.S. a new city because we're the owner. If someone is able to demonstrate their skills in the U.S. and is well received, they will shine in the human world. Korea is a country that raises you, not a place to spread. If you are equipped enough, you should come to the United States and fulfill it. Let's make America shine together.
▶ [Hongik Human Personality Education] Leader with a similar competence as Lincoln – Lecture 6208
> Jews who were chosen by God
I know that Jews are people who are chosen from heaven. I'd appreciate it if you could explain this. discern.
No one has been chosen from heaven. If you didn't have a choice, you wouldn't have come to this earth in this era. If you grow well in this land and benefit others widely, that's when you're chosen. Everyone was chosen when they were born. In some times, people who had power at certain times thought they had been chosen. In that context, the Republic of Korea has never been chosen. But today, Korea has become a nation that can confidently enter the international community after decades. Depending on what this nation does in the future, it will be indicated whether it is a chosen one or not. Jews have never solved a humanity problem. God doesn't throw away any of us. The people who save people who are incredibly hard to live on are the one God's chosen.
# Empire State Building
May 6, 2017. There were a lot of tourists waiting in line, but it was not boring because we saw plenty of pictures that explained the history and construction of the building. The sight of New York city, looking down from the rooftop, was vast enough to let go of private thoughts, and thinking this complex yet cool global economic city was the fruit of many people's efforts and concentration, it was enough for us to once again sound back at our work as a public figure. The scenary was beautiful that I naturally determined to do a work as a Hongik person who benefits the people. I wished that I'd be the Hongik person. Now, we are heading to Times Square.
Worl Tour in USA, 2017 Spring
Writer: Hyunoo Lee
Photographer: Jungmin Lee, Jeongwoon Woo, Eunhui Ko, Sihyun Park
Translator: Hyunoo Lee
Editor: Eunhui Ko, Hyunoo Lee
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Thursday, 9, Apr
World Tour in LA, 2020
Saturday, 21, Sep
World Tour in Italy, 2019 Autumn
Sunday, 5, May
World Tour in USA, 2019 Spring #2. The Launch Ceremony of the WHF
Saturday, 4, May
World Tour in USA, 2019 Spring #1. Washington D.C.
Friday, 24, Aug
World Tour in Singapore, 2018
World Tour in the U.S., Canada, 2017


text:
Hospital > News & media > News
More electrical fatalities at home than at work in Ontario
Electrical fatalities in the general public have now outnumbered fatalities in workers, according to the Electrical Safety Authority's (ESA) Ontario Electrical Safety Report, the only report of its kind in Canada that presents the state of electrical safety.
Of the nearly 1,000 electrical injuries that occur in Ontario, nearly half are in the general public (48 per cent) and 52 per cent occur at work. The total number of emergency department visits for electrical injuries have decreased by 44 per cent in the past 10 years; however, more than 80 per cent have been classified as critical injuries.
"We see a steady stream of patients with electrical injuries every year, and those injuries can often be life changing," says Dr. Marc Jeschke, medical director of the Ross Tilley Burn Centre at Sunnybrook Health Sciences Centre.
"The more awareness people have about preventing dangerous situations that lead to serious injuries, the better."
Read the full release on the Electrical Safety Authority's website.
Handheld 3-D skin printer accelerates healing process for burns, research shows
Burn size increases risk
Burn Centre director develops burn injury resource tool for Nature science journal

redpajama_set_name: RedPajamaCommonCrawl


text:
Q: Android: MySQL database cursor causes IllegalStateException (Failed to read row *, column * from a CursorWindow...) I am trying to get a string from a spinner which gets its information from a database. When using
spinner.getSelectedItem().toString();

I get strings like "android.database.sqlite.SQLiteCursor@412f3ff8". To get the resolved string, I tried to query the database using a cursor but it causes an IllegalStatException while a message in LogCat appears saying "Failed to read row 1, column 2 from a CursorWindow which has 3 rows, 2 columns.".
The numbers for the row and column are correct as the cell which should be found there contains the value I want to query.
Here's the code I used:
int selection = (int) spinner.getSelectedItemId(); //I get the selected item id.
        Cursor selectioncursor = db.getAllSubjects(); //This is a query getting all the contents from the table
        selectioncursor.moveToPosition(selection); //The id I got earlier equals the number of the row, the data is stored in, so I move the cursor to the correct row.
        String subject = selectioncursor.getString(2); //Now the cursor should get the string from column 2 which is the one containing all the values (first column is "_id" of course)

Thank you, for your help.

A:  static void llenaMiSpinner(Cursor cursor, String dato, Spinner spinner, Context context) {
        cursorsimpleAdapter = new SimpleCursorAdapter(context,
                android.R.layout.simple_spinner_item,
                cursor,
                new String[]{dato},
                new int[]{android.R.id.text1},
                SimpleCursorAdapter.FLAG_REGISTER_CONTENT_OBSERVER
        );
        spinner.setAdapter(cursorsimpleAdapter);
    }

// aqui puedes obtener tu informacion :)
  @Override
    public void onItemSelected(AdapterView<?> adapterView, View view, int position, long l) {
        int vista = adapterView.getId();
        switch (vista) {
            case R.id.spinner:
                c3 = (Cursor) adapterView.getItemAtPosition(position);
                objetoid = c3.getString(c3.getColumnIndex(recursoBD.Objeto.OBJ_ID));
                break;
            case R.id.spinner2:
                Cursor c4 = (Cursor) adapterView.getItemAtPosition(position);
                marcaId = c4.getString(c4.getColumnIndex(recursoBD.Marca.MAR_ID));
                break;

            case R.id.spinner3:
                //obteiendo ID del Eje que fue Selecionado
                Cursor c1 = (Cursor) adapterView.getItemAtPosition(position);
                ejeSelection = c1.getString(
                        c1.getColumnIndex(recursoBD.Eje.EJE_ID));
                activeTramoSpinner(ejeSelection);

                break;
            case R.id.spinner4:
                Cursor c2 = (Cursor) adapterView.getItemAtPosition(position);
                tramoSelection = c2.getString(c2.getColumnIndex(recursoBD.Tramo.TRAMO_ID));

                break;
            case R.id.spinner5:
                Cursor c5 = (Cursor) adapterView.getItemAtPosition(position);
                id_usuario = c5.getString(c5.getColumnIndex(recursoBD.Usuario.USU_ID));
                break;
        }
    }

llenaMiSpinner(cursorDispo, DISPO_NAME, objetos, this);

redpajama_set_name: RedPajamaStackExchange


text:
Абаз, або абас () — грузинська срібна монета. Походить від перських (іранських) срібників аббасі, запроваджених шахом Аббаса І (1587—1628).

Абаз і його фракції були поширені в Східній Грузії (частково в Західній) у період її залежності від Ірану. Поряд з ними в обігу знаходилися аналогічні монети власного карбування (монетний двір — Тбілісі): півмарчілі (1½ абаза), абаз, узал-тун (½ абаза) і шаур ('/4 абаза). Тогочасна основна грошова одиниця Східної Грузії абаз важив спочатку 8,5 г, згодом його вага значно зменшилася.

У приєднаній до Росії Грузії, в Тбілісі, карбувалася серія монет, національних за формою, але згідно з чинною на той час у Російській імперії грошовою системою. Срібні монети карбувалися від 1804 до 1833 рр:. подвійний А. (= 40 коп.), А. (= 20 коп.) і півабаз або узалтун (= 10 коп.); мідні монети випускалися від 1804—1810 pp. вартістю 20, 10 і 5 пулів, які дорівнювали відповідно 2, 1 ½ копійки. Номінал на цих монетах зазначався грузинськими буквами. Для срібних монет застосовувався метал 880 проби. Монети карбувалися за такою монетною стопою: з фунта срібла виготовлялось монет на 26 крб. (130 А.), а з пуда міді — на 21 крб. У зв'язку з цим вага А. дорівнювала близько 3,15 г срібла, а 10 пудів — бл. 7,80 г міді.

Срібна й мідна монети були тотожні за зображеннями:
 на лицьовому боці під малюнком міської зубчатої корони містився напис: «Тбілісі», нижче — пальмова і оливкова гілки;
 на зворотному боці — в першому рядку вказувався номінал монети, у другому й третьому був напис: «грузинське срібло» (на срібних монетах) або «грузинська монета» (на мідних монетах), знизу ставилась грузинськими літерами дата за європейським літочисленням.

Усі написи на монетах передані тогочасним грузинським шрифтом, і лише на срібних монетах під датою викарбувані російські ініціальні букви монетних майстрів: П. 3. — Петро Зайцев, А. Т. — Олександр Трифонов, А. К. — Олексій Карпинський та В. К. — Василь Клейменов.

Література

 Д. Г. Капанадзе. Грузинская нумизматика. М., Изд-во АН СССР, 1955.
 Schrötter F. Wörterbuch der Münzkunde, Berlin-Leipzig, 1930.

Історія грошей
Гроші Грузії

redpajama_set_name: RedPajamaWikipedia


At Orca we like to keep you, our users, informed with the latest news in the market. We also like to give you a deeper insight into a peer-to-peer lending platform's inner workings. What better way to get under the hood of these platforms than with an interview. Here's an interview we recently conducted with Crowdstacker's CEO, Karteek Patel.
Crowdstacker is a manual selection, business lender, where loans are secured on assets and returns are up to 7% per annum.
Crowdstacker was founded in 2015 by Karteek Patel and Mark Bristow having sold their fixed-income trading operation in the City. Along with Julian Turnbull (co-founder), their combined skill-sets lent themselves to creating a manual loan selection, asset-backed SME lender, namely Crowdstacker.
The range of expertise between us includes fund management, corporate law and investment product development and so we decided to get together and do something that brought those skill-sets together.
It was the founders' ambitions to provide a range of investment products, which were of good quality and tailored for everyday people, so the complexities and often inaccessibility of investments, reserved for an elite group, were removed.
Our ambition has always been to provide high caliber investments to everyday people and engage them transparently providing opportunities that have been through a good vetting process. We provide people with the benefits and the risks, and products that are structured more akin to traditional finance but with the accessibility of crowdfunding.
On the topic of the name, and the interesting term representing the borrowers on Crowdstacker – their "stack" – Karteek delved into the symbolic value of the name and also who it is investors lend to across the Crowdstacker platform.
Our stack is not something you'd expect out of an investment platform, but our name symbolises our goal, and our goal is to search through the crowd, to filter, to scrutinise and present a curated stack of investments. We try and cut out some of the work (for investors) by presenting them with a filtered selection, where we present the benefits and importantly the risks.
Crowdstacker facilitates loans to SME business borrowers in the U.K, typically looking to raise £500k – £1million+ for expansion and operational purposes. The businesses must be established, with demonstrable accounts, experienced management and securable assets providing underwriting of the loan. This has resulted in only a few opportunities being included in the platform's "stack", aiming to ensure only the best businesses are presented to investors.
We're looking at companies that can provide decent returns, run by good management teams and are established. To-date, we've looked at many businesses, but only a few have cleared the hurdle rate. Our pipeline is growing as is the overall quality of the applicants, however.
If these default statistics were presented by a large, mainstream platform with thousands of borrowers, like a Zopa, they would look very impressive. They are, however, fairly representative of a tailored, manual loan selection platform that only accepts a few loan opportunities onto the platform. The curation of well-vetted loans onto the Crowdstacker platform is critical to the platform's success.
I think it's important to talk about our model, because despite these being the type of stats provided by our competitors, I don't believe they're relevant to all peer-to-peer (P2P) models. For us, we believe we're truer to the definition of "peer-to-peer" in that we directly connect businesses and investors together, so maybe more like a Hargreaves Lansdown type of platform. We think these stats are more relevant to platforms running an investment strategy underneath, like a RateSetter.
Q: What if a borrower does default, and a significant proportion of the loan book needs recovered?
Firstly, we keep our entry bar really high. Historically we have probably seen many companies for every one company we accept onto the stack.We do have procedures in place in the event of a default; 1: All loans to-date have been secured and we don't expect to change that in the future and move into unsecured lending. 2: We act as a Security Trustee and have the authority to take action and instruct a collection agency or receiver depending on the company. 3: We value transparency and so we monitor companies closely and inform lenders periodically on performance.
By offering more transparency on the businesses we think it may potentially be better for someone to diversify, because if they have high exposure to property one of the loans may not suit them, so in theory if an investor selects the right loan for their portfolio then their portfolio is likely to be better diversified. I think what we do better than anybody else out there. We are very upfront about the risks, to the point where it's in people's faces. But actually, customers like that. We've even turned away people based on the questions they ask us and the things they're saying which suggest they're not aware of the risks.
Q: Has Crowdstacker faced any objections from borrowers seeking to quickly raise money?
To be honest, those sorts of businesses disappear at our pre-screening. For example, if they're (the borrower) looking to develop a property they either need the cash or don't need the cash, so our model isn't suitable for them, because there is no definite.The Crowdstacker model suits an established business looking to diversify its funding sources. Also, I think most borrowers are fed up of Banks in general and so it hasn't been difficult (getting co-operative borrowers), what has been difficult has been finding the right ones. It takes a lot of time. This is due to the more traditional due diligence processes we use and the documentation we produce and structuring of the loans, really. Our model works on quality whereas some mainstream platforms might work on scale. On the Crowdstacker website, investors will see that the loans presented have a minimum target raise, which must be reached.
Q: What happens if the business borrowing doesn't meet its funding target?
The rationale behind that (min. target raise) is that the amount needs to be reached so it doesn't affect the security package. If we don't reach the minimum we return the funds to investors. But generally most of our companies are looking for investment over the longer term, as part of a funding strategy. Some companies just do monthly tranches with the goal of reaching their target. So the minimum is the key target we need to reach in the first closing and beyond that we can increase that amount monthly if necessary so they can meet their ultimate target. These companies are happy to raise as an ongoing process.
A manual loan selection platform like Crowdstacker affords finance professionals, like IFAs, the capability of selecting highly vetted loans to include in a client's multi-asset portfolio, perhaps.
Q: Is Crowdstacker receiving much attention from the IFA market and is it a potential avenue?
We are actually. We're talking to a number of IFA firms, but I think right now they're a bit hesitant to enter this space. I think it's a question of educating them and overcoming the challenge of being associated with the stereotypical view of "peer-to-peer", which is mostly represented by big mainstream platforms like Funding Circle, Zopa and RateSetter. This is a challenge we're faced with, but I think the education process will just take a bit of time and we should definitely see better traction in time.
I think that's a really good idea. It's important to give IFAs a solution which allows them to benchmark products against one another, this is why we think Crowdstacker would work well as the model is more digestible for an IFA just now.
One of few platforms in the UK capable of offering the Innovative Finance ISA (IF ISA), Crowdstacker succeeded in receiving permissions before almost all P2P platforms in the market. This means investors can invest in loans via the Crowdstacker IF ISA and gain tax-efficiency on interest earned.
Q: How did Crowdstacker beat everyone to market with the IFISA?
To be honest, we didn't start on an interim (FCA interim permissions) basis, we applied for direct authorisation from the start. There were pros and cons: during the process we couldn't trade and we had to build all the technology and have all processes in place, so it was hard, but ultimately we feel it has paid dividends.
Q: How popular has the IF ISA been with customers?
Almost 50% of the funds lent have come from ISAs and this continues to grow. Obviously this has had a big influence (on investors), but also the types of businesses and amount of information we offer, potentially is more suitable for someone looking (to invest) through their ISA.We feel our IF ISA is more like a Stocks & Shares ISA in the respect that you can pick and choose what (investments) you want in there.
Despite being a reasonably new entrant onto the UK peer-to-peer lending market, Crowdstacker has done well to position itself amongst major P2P platforms who have loan books approaching £1billion (Zopa, RateSetter and Funding Circle primarily). Being able to offer the Innovative Finance ISA may provide retail investors seeking attractive, risk-adjusted returns with the added incentive required to get them investing.


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Is the man in the flashbacks really the Man in Black?
In Season 6 E15 it is shown that Jacob and the Man in Black are really twin brothers and are raised by the mysterious woman that lives on the Island who grants Jacob the powers of the protector.
However, when Jacob discovers his brother murders their 'mother', he is filled with rage and tosses his brother into the Source of the Island.
What happens here is the question at hand, the Smoke Monster comes out of the Source and begins to take the shape of his brother, implying that they are one in the same, however, his brother's body is still present, and is buried with their 'mother'.
So did this man become the Smoke Monster, or did Jacob simply awaken the smoke monster, with his rage?
analysis lost
TablemakerTablemaker
I'm under the impression that MIB and the Smoke Monster are one and the same.
In the episode Across the Sea (S6 Ep15) we learn that the "Mother"
made it so they can never hurt each other
Why would the Smoke Monster adhere to this (and look for a loophole) if it wasn't Jacob's brother?
In that same episode we see that MIB is desperate to leave the Island.
The Smoke Monster has the same wish.
There is a humorous video where MIB and Jacob have a frank talk about some of that Island stuff.
I think a little of both. From the early seasons of Lost we see that the smoke monster can take the forms of dead people. It also learns their memories. So when it was first released, the first person it did this on was the Man in Black. We don't know what the smoke monster was like previous to that, but starting there, he had the full memories and form of the Man in Black. It's possible that since that was its first human form, it became its favorite.
user209user209
The LOST encyclopedia clearly states that the smoke monster was the result of the fusion of MiB's "soul" or "spirit" with a dark force of evil that was within the cave of light in the heart of the island. Thus, the smoke monster was created when Jacob threw his brother in the cave and did not exist before that. The motivations and personality of the smoke monster were carried over from MiB, however with added powers and perhaps an increased level of "malevolence". It's only natural that MiB as the smoke monster would take his own form from when he was still human.
Not the answer you're looking for? Browse other questions tagged analysis lost .
What was really behind the mysterious number sequence in Lost?
Did the Man in Black know he would lose his powers?
How did the DHARMA Initiative fit into Lost's story?
Please explain the black monster's interaction with Mr. Eko?
Significance of Charlie's tattoo in the Lost series
What was the mechanic noise behind the Black Smoke Monster in Lost?
Why couldn't the black smoke fly away from the island?
Why is everyone so focused on the black box in LOST?


text:
PROMOTION PACKAGES
JIAHUI INTERNATIONAL HOSPITAL
JIAHUI HEALTH (JING'AN)
JIAHUI HEALTH (YANGPU)
JIAHUI HEALTH (HK)
Shanghai — Jiahui Health Network today launched a 500-bed flagship hospital and an international multidisciplinary treatment (MDT) platform as the first of its kind in Shanghai where demand for world-class medical services is on the rise.
Local patients no longer need to resort to medical tourism for top-notch treatments as Jiahui is bringing in resources from prestigious institutions like Boston-based Massachusetts General Hospital (Mass General), the largest teaching hospital of Harvard Medical School.
Starting with oncology, Jiahui's MDT platform will provide medical services at the same standards as Mass General in process, quality and patient care. Top-notch US and Chinese oncologists will work together on diagnosis, treatment plans, making the best medical solutions available to patients from Shanghai and beyond.
On October 18th, as a prelude to the launch of Jiahui's MDT platform, the 2017 Cancer Patients and Families Conference was hosted by two leading oncology experts from Jiahui International Hospital and Massachusetts General Hospital, with the support of an international professional team specialized in gastroenteric tumor, advising on patient care, mental health, and nutrition.
Together, they helped more than one hundred patients and their families cope with the emotional and social challenges of cancer, introducing to them the idea of living with cancer and holistic care while encouraging them to fight illness.
Jiahui International Hospital, which opened today as Shanghai's first tertiary general international hospital after eight years in the making, has a long-term strategic collaboration with Mass General. This partnership includes consultation from Mass General regarding overall planning for Jiahui International Hospital, operations management, medical training, and clinical research.
The launch of Jiahui's new facility and platform was applauded for helping Shanghai upgrade its healthcare by the Shanghai Municipal Government, which was represented by Weng Tiehui, Shanghai Vice-Mayor in charge of healthcare, and Wu Jinglei, General of the Shanghai Municipal Health and Family Planning Committee at the launching ceremony.
Improving public health is part of Shanghai's big picture of establishing itself as an Asian medical hub and becoming a global city of excellence, both on top of its agenda for 2030.
"The city encourages the development of social-invested medical facilities. It is also the request of public health reform, which can improve local health capability and service through cooperation with world-leading professionals and facilities like Massachusetts General Hospital to help build Shanghai into an Asian medical hub," said Wu Jinglei, director of Shanghai Health and Family Planning Commission.
David Cook, President of Shanghai Jiahui International Hospital, and Greg Pauly, Chief Operating Officer and Senior Vice President of Massachusetts General Hospital, were also present at the launching ceremony, bearing witness to the latest accomplishments of a long-term cooperation between the two organizations.
Build Flagship Hospital with Local Partners, and Global Standards, Talents
A project Chicago initiated at the Sino-US Economic and Trade Forum in 2011, Jiahui International Hospital is at the forefront of China's healthcare reform, driving forward its diversification beyond public hospitals while combining international standards with local resources to deliver the best practice.
Under a partnership with top-tier Shanghai Renji Hospital, Jiahui establishes a platform for industry-leading education, clinical practice, and residency training. Through teaming up with Xinhua Hospital, Jiahui International Hospital becomes the first foreign hospital to join a local medical treatment partnership in Yangpu District, enabling multi-site licensed practices of doctors, which encourages doctors to practice at multiple sites, as well as medical referrals and consultant across different medical facility.
Located in Caohejing High-Tech Park in Xuhui District, the hospital is now open for outpatient services. It will initially focus on family medicine, pediatrics, internal medicine, oncology, gynecology, dermatology, dentistry, and surgery before broadening its services to care for inpatients, perform operations, and other specialties.
The hospital is now headed by David Cook from Mayo Clinic. John Hsiang, Chief Medical Officer of Jiahui, was Director of Neurosurgery at the Swedish Medical Center; Dr. CS Chen, Executive Director of the Cancer Center at Jiahui, used to lead the Division of Medical Oncology and Hematology at Loma Linda University Medical Center in California.
In the past 3 years, tens of new hires have been picked out of hundreds of foreign applicants globally. Under its partnership with Mass General, Jiahui has provided over 600 medical and management training trips to the U.S.
Set Benchmarks in Healthcare Services with Life-Long and Holistic Care
As a good healthcare complement to the public healthcare system, Jiahui aims to build Shanghai's first integrated system consisting of international general hospital as well as ambulatory centers and wellness centers.
Its first wellness center targeting stressed-out white-collars will open next year in Jing'an district to offer nutrition management of diet, physical and mental health, and fitness health, all considered critical factors in one's life-long precautions against illness.
Jiahui's holistic care philosophy is embodied everywhere in its hospital, where a sense of healing is enhanced by the mellow curves in design as well as the lush green and warm sunshine in a courtyard surrounded by floor-to-ceiling glass windows. The designer NBBJ have also done design work for world-leading healthcare institutes such as Mass General and Cleveland Clinic, with its very own "healing" innovative design, implying a concept of "care for the body and mind" and "comprehensive care", releasing patients from pressure, to shorten the patient's hospital stay.
The hospital is the first in China to adopt a variable air volume (VAV) box filtration and pneumatic control system, whose optimal temperature and humidity control ensures the comfort of patients. And its vehicle- and cargo-free ground logistics management is upheld to the standards of the customer-centric Disneyland in Shanghai.
Drawing on inputs from world-class institutions like Mass General, Jiahui commits to make hospital visits as hassle-free as possible from day one by putting patients at the center of everything it does.
All patient interviews, pre-treatments, routine tests, diagnoses, prescriptions, and patient education will be coordinated and conducted in a single room, with no need for a patient to do the legwork. This all-new kind of service model is what Jiahui in its initial preparation stages studied and established with the guidance and consultation of Mass General and other leading overseas healthcare institutes.
Next: Jiahui Health Announced New Strategic Cooperation
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Mortgages and Furlough: Expert advice on how to get a mortgage after being on furlough. Read more
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Finding The Right Help to Buy Mortgage Lender
Which Help to Buy mortgage lender is right for you?
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Help To Buy Mortgages
By Pete Mugleston | Mortgage Advisor
Pete has been a mortgage advisor for over 10 years, and is regularly cited in both trade and national press.
Updated: 4th December 2020*
Unsurprisingly, we get lots of enquiries from people asking about Help to Buy equity loan mortgage lenders. We say 'unsurprisingly' because a Help to Buy equity loan can give you a massive leg up on the property ladder, whether you're a first time buyer or just somebody who wants to make their step up the housing ladder a little bigger, or a little more affordable.
Having a bigger deposit thanks to your Help to Buy equity loan can also help you to qualify for better mortgage rates than you might be offered with only a 5% deposit.
Naturally, the last thing you'd ever want to do is apply to help to buy mortgage lender who is likely to say no, as that not only takes up time you may not be able to afford, but can also leave an unwanted and unhelpful footprint on your credit history.
So in this article, we'll be outlining what you should look for in Help to Buy mortgage providers list, covering topics such as:
Which Help to Buy lender is right for me?
Is there a Help to Buy Mortgage lenders list?
Who offers Help to Buy mortgages?
Who else offers Help to Buy mortgages?
How to find the best Help to Buy lenders
Are there Help to Buy lenders in Wales?
Are there Help to Buy lenders in Scotland?
Speak to an expert broker about H2B lenders
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It's the government who offers Help to Buy equity loans, so the overall terms and conditions of Help to Buy equity loans are set in stone. However, the mortgage element of your new home's purchase price is still subject to the terms, conditions, attitudes and lending criteria of the various Help to Buy equity loan mortgage lenders.
How are Help to Buy equity loan mortgage lenders different to other providers?
Some Help to Buy mortgage providers look more kindly on older buyers than others, for instance; while some are more helpful to those applying for a self-employed mortgage than others, and different Help to Buy mortgage providers have different approaches to everything from income multiples to credit histories.
That's why, while we hope you'll find the Help to Buy Mortgage lenders list below to be helpful, it really is worth talking to one of the Help to Buy mortgage experts we work with before making a mortgage application to a particular Help to Buy mortgage provider.
After all, they work with the whole of the market, and so have a pretty good feel for where your application is more likely to be successful.
There's no official record of which banks offer Help to Buy mortgages; so to help you with your research, here is a potted list of the best Help to Buy mortgage providers in England, Scotland and Wales, together with a few useful facts about their generosity, or otherwise.
The following products are popular among H2B mortgage applicants…
Halifax Help to Buy mortgage
Halifax currently applies an income multiple cap of 4.5x salary on all Help to Buy mortgages, and requires that the term of the mortgage is shorter or equal to the term of the Help to Buy Equity loan. They also require that the minimum 5% deposit comes exclusively from an acceptable source such as savings or equity from a previous property, though builder deposit contributions may be added to this. There is also a Halifax Help to Buy remortgage option available.
Nationwide Help to Buy Mortgage
Nationwide won't accept Builder Cashback as a deposit, even where it's being used in addition to acceptable deposit sources. In fact, if a deposit is found to have come from an unacceptable source after a mortgage offer has been issued, it can be withdrawn.
However, they will allow builder incentives such as payments for legal fees, stamp duty and white goods, as long as you are providing a minimum of 5% deposit from your own resources, such as personal savings or equity from a previous property.
The terms of a Nationwide Help to Buy mortgage also specify that properties subject to a Section 106 or 75 Agreement – making them subject to agreements between the developer and the local planning authority about measures to reduce their impact on the community – are not eligible for Nationwide Help to Buy criteria.
Barclays Help to Buy Mortgage
Barclays puts a 40-year maximum term on all Help to Buy mortgages, which are available in England, Scotland and Wales. As with all Help to Buy mortgages, they expect you to have a 5% deposit from your own resources, and that any additional builder incentives such as deposit contributions or cashback don't exceed 5% of the overall purchase price.
As with the Nationwide H2B mortgage, a Barclays Help to Buy mortgage isn't available where a Section 106 agreement is in place, and they also specify that any non-financial incentives – including things like white goods, kitchen and bathroom upgrades, solar panels and landscaping – are declared to the valuer on the 'Disclosure of Incentives' form.
Natwest Help to Buy Mortgage
NatWest doesn't publish full details of its terms and conditions for Help to Buy mortgages, but many of the basics such as the requirement for a minimum 5% deposit contribution to come from your own resources are the same as with other Help to Buy mortgage lenders.
This mortgage provider, however, only offers Help to Buy for properties in England.
Santander Help to Buy Mortgage
Santander accepts mortgage applications under the Help to Buy equity loan scheme in England only. However, Santander will also accept remortgage applications to redeem a shared equity loan in full, including those from Help to Buy schemes in England, Scotland and Wales.
Builder cash incentives are not permitted by Santander.
Lloyds Help to Buy Mortgage
Lloyds Bank participates in the government's Help to Buy equity loan scheme, but doesn't publish any details of specific lending criteria, other than the fact that the 5% deposit needs to come from your own resources. However, many of the experts we work with are able to help you decide whether Lloyds would be a suitable choice for you.
Virgin Money Help to Buy Mortgage
Virgin Money requires you to have a 5% deposit from your own resources, and also that any incentives from the builder – whether in the form of cash incentives such as stamp duty help, or non-cash incentives like white goods and landscaping – comprise no more than 5% of the total purchase price.
In order to ensure that your Help to Buy Equity Loan is affordable in the long run, Virgin Money also assumes an annual fee of 3% of the Equity Loan spread over a year as a monthly financial commitment.
If one of the lenders mentioned above sounds like a good fit for you, it's still worth seeking specialist advice before proceeding as the brokers we work with often have access to exclusive deals with certain lenders, and they can cross-check any deals you're offered to make sure the rates are the most favourable around.
Who else does Help to Buy mortgages?
In addition to the Help to Buy lenders we have already discussed above, the experts we work with have also successfully arranged Help to Buy mortgages with the following lenders, some of who are more niche than the providers we discussed earlier in this article…
List of additional banks and other lenders offering Help to Buy
Aldermore Mortgages
Together Mortgages
Platform Help to Buy
Pepper Mortgages
Can I get a HSBC Help to Buy Mortgage?
Unfortunately, HSBC doesn't participate in the government's Help to Buy equity loan scheme in England, Wales or Scotland.
Which banks offer the best rates on Help to Buy mortgages?
Firstly, it isn't just banks who offer H2B mortgages – others types of lender will provide them to, as long as you meet their eligibility requirements.
In terms of which lender offers the best rates to H2B customers, there's no definitive answer to this. The rates you end up with will come down to your profile as a borrower and how closely it meets the eligibility criteria at the mortgage provider you approach.
One lender which usually offers favourable deals might offer you a higher interest rate because of factors such as bad credit, your age or your employment status.
This is why it's so important to seek specialist advice before you apply. Using a whole-of-market mortgage broker, like the ones we work with, will ensure that you're introduced to the lender who is best positioned to offer a table-topping H2B deal to a customer with your circumstances.
So, who do I find the best Help to Buy mortgage providers?
As we're already touched on, using a whole-of-market broker is the right way to go about this. Approaching lenders directly means you will only have access to their products and could potentially miss out on a better deal available elsewhere.
Furthermore, approaching multiple lenders in search of the best rates could mean you end up negatively affecting your credit file, putting future finance applications in jeopardy.
But if you make an enquiry here, the advisors we work with will ensure that you're introduced to the best H2B mortgage provider for your needs and circumstances, the first time around.
Are there Help to Buy mortgage providers in Wales?
Yes! Many of the same lenders who offer Help to Buy mortgages in England also provide them in Wales with minimal postcode restrictions. See our guide to H2B Wales for more information.
Are there Help to Buy mortgage providers in Scotland?
Yes, but you'll find that there are fewer of them compared to England. The lenders which do offer the Scottish equivalent of Help to Buy mortgages usually have postcode restrictions in place, do you might struggle to find a provider if you're buying in an area like the Highlands.
With this in mind, it's doubly important to use a whole-of-market broker as fewer approachable lenders means the most favourable rates are more difficult to come by.
You can find out more in our guide to Help to Buy Scotland here.
Ask an expert for advice about the best Help to Buy mortgage providers
Help to Buy equity loans really are a massive help for home buyers, whether you're just starting out or looking for your next step up on the property ladder.
If you're considering a Help to Buy mortgage for the new build home of your dreams, it's a good idea to get some expert advice first; especially when it comes with no fee or obligations. Feel free to give us a call on 0808 189 2301 or send us a message by clicking here, and we'll help to find the most suitable broker for your needs.
You can also rest assured that we only ever work with accredited brokers who have a whole-of-market view and a consistent track record of successfully arranging Help to Buy mortgages for our customers. Perhaps that's why our customers consistently award us 5 stars on Feefo for service and quality of advice.
Updated: 4th December 2020
OnlineMortgageAdvisor 2021 ©
FCA disclaimer
*Based on our research, the content contained in this article is accurate as of most recent time of writing. Lender criteria and policies change regularly so speak to one of the advisors we work with to confirm the most accurate up to date information. The information on the site is not tailored advice to each individual reader, and as such does not constitute financial advice. All advisors working with us are fully qualified to provide mortgage advice and work only for firms who are authorised and regulated by the Financial Conduct Authority. They will offer any advice specific to you and your needs. Some types of buy to let mortgages are not regulated by the FCA. Think carefully before securing other debts against your home. As a mortgage is secured against your home, it may be repossessed if you do not keep up with repayments on your mortgage. Equity released from your home will also be secured against it.
Pete Mugleston
Pete, an expert in all things mortgages, cut his teeth right in the middle of the credit crunch. With plenty of people needing help and few mortgage providers lending, Pete found great success in going the extra mile to find mortgages for people whom many others considered lost causes. The experience he gained, coupled with his love of helping people reach their goals, led him to establish Online Mortgage Advisor, with one clear vision – to help as many customers as possible get the right advice, regardless of need or background. Pete's presence in the industry as the 'go-to' for specialist finance continues to grow, and he is regularly cited in and writes for both local and national press, as well as trade publications, with a regular column in Mortgage Introducer and being the exclusive mortgage expert for LOVEMoney. Pete also writes for OMA of course! Read more about Pete here...
Find out more about Help To Buy Mortgages
Help to Buy Guide
Using Help to Buy more than once
What is the Help to Buy guarantee?
Help to Buy mortgages with bad credit
Help to Buy mortgage calculator
Best Help to Buy rates
Help to Buy Affordability
Help To Buy Mortgage Lenders
Help to Buy Mortgage Comparison
We are an information only website and aim to provide the best guides and tips but can't guarantee to be perfect, so do note you use the information at your own risk and we can't accept liability if things go wrong. Please email us on [email protected] if you see anything that needs updating and we will do so ASAP.
The information on the site is not tailored advice to each individual reader, and as such does not constitute financial advice. All the advisors we work with are fully qualified to provide mortgage advice and work only for firms who are authorised and regulated by the Financial Conduct Authority. They will offer any advice specific to you and your needs. By making an enquiry you accept that your information will be passed to one of the specialists.
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Onlinemortgageadvisor.co.uk is an information website – all of our content is written by qualified advisors from the front line, for the sole purpose of offering great, relevant, and up to date information on all things mortgages.
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CHEESE WILLEM ELSSCHOT PDF
CHEESE. Willem Elsschot, Author, Paul Vincent, Translator, trans. from the Dutch by Paul Vincent. Granta $ (p) ISBN X. A review, and links to other information about and reviews of Cheese by Willem Elsschot. Cheese. Willem Elsschot. Since its publication in English in , 'Cheese' has conquered the world with translations in almost 30 languages. The novella deals .
Author: Doshura Dusho
Country: Guyana
Uploader: Daira
The Bedroom Secrets of the Master Chefs. Among the Lost by Emiliano Monge tr. There are only a couple of snags: He finds it when an influential friend of his brother arranges for him to take delivery of and sell 20 tonnes of full-cream edam.
Book – Cheese – Letterenfonds
They were now facing away from the window instead of the other way around. Laarmans has decided to leave his position at the General Marine and Shipping Company as a clerk, a job in which "there's nothing really sacred about. Frans Laarmans is the main character of this bookhe starts as a clerk in the novel in Antwerp.
FictionHumour Tags: By continuing to use this website, you agree to their use.
A elszchot comic satire, its dry humor should be cherished and kept within easy reach on anyone's bookshelf. You are commenting using your Facebook account. These are for the most part judgeslawyersmerchants or retired businessmen. His brother decides that "neurosis" will enable him to take three months off and still have the ability to return to his old job should the cheese business venture fail.
FROM SUFFERING TO PEACE IGNACIO LARRANAGA PDF
Cheese – Alma Books
And into their midst had strayed Frans Laarmans who knew as much about cheese as about chemistry. Show 25 25 50 All. Discover what to read next. He stores the cheese in his cellar, sets up an office and waits. Suddenly my chair slid backward, as though flsschot its own accord. Cheese is amusingly related, and Laarmans a good narrator, slightly overwhelmed by everything he faces and pretty consistently making if not the wrong, so at least very poor choices. In early s Amsterdam, a friend of a friend offers year-old Frans Laarmans a position as an Edam cheese distributor.
The book deals with an episode in the life of Frans Laarmans, a clerk who is suddenly made chief representative in Belgium and Luxembourg of a Dutch cheese company. This site uses cookies.
Then he tries to get it sold but with no hopehis cheesse and children suffer as he starts to fall apart in a way.
This is where the problems begin with this new job where in a chance to impress his bosses and prove that a simple clerk like him is worth the job. Frans Laarmans is the clerk that narrates Cheese.
Although I only have a rough idea of how old exactly.
Email required Address never made public. Suddenly his "unapproachable" hours were explained. His co-workers, or possibly ex-co-workers, paint a vivid picture of the excitement he is missing. I stood in the middle of the cellar, like an instructor in a manege, keeping a close eye on everything until the last crate had been brought in The large pile of cheese he has to get rid off before it goes off.
DYNAMIK DER KRAFTFAHRZEUGE MITSCHKE PDF
He will sell cheese, tons of it, even though he has no sales experience. Laarmans' neurotic panic will be familiar to anyone who's ever felt surrounded by people who know their jobs better than you do: This is not going well.
Upon his wife's advice, Laarmans asks his brother, a doctor, to give him a certificate for a leave of absence due to medical reasons. Playing it safe, Laarmans doesn't quit his old job, getting a medical certificate that lets him stay away from work for a couple of months. It can be read in two days, perhaps less.
He died in Willem Elsschot Flanders, is a major and popular twentieth-century Flemish novelist whose novels are considered classics in both Flanders and the Netherlands.
This is ably illustrated in when Laarmans tries to make his first sale: Cheese opens ostensibly as a letter from Frans Laarmans to an unnamed correspondent.
Cheese: A Novel by Willem Elsschot review – self-improvement through edam
Notify me of new comments via email. I am reading another book translated from the Dutch right now, Evenings. Post was not sent – check your email addresses! The result was the delightful novel Kaas.
JONAS BILIUNAS VAGIS PDF
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A.D.NEW ORLEANS AFTER THE DELUGE PDF
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DOD HFACS PDF


text:
The Lede | Left Behind: Bin Laden's Wife and Daughter
Left Behind: Bin Laden's Wife and Daughter
By Robert Mackey
May 6, 2011 6:25 pm May 6, 2011 6:25 pm
The NewsOn Wednesday, The News, a Pakistani newspaper, published a photograph of what it said was the passport of one of the survivors of the raid on Osama bin Laden's compound: his Yemeni wife, Amal.
As my colleague Carlotta Gall reported on Wednesday, after American commandos killed Osama bin Laden in Pakistan on Monday and flew away with his body, they left behind at least two surviving family members of Al Qaeda's leader: a wife and a daughter.
Pakistani security officials detained and are still holding both the wife, Amal Ahmed Abdulfattah (who is also known as Amal Ahmed al-Sadah), a 29-year-old from Yemen, and the daughter, Safiya, who is about 12. All week, members of Pakistan's military and intelligence communities have been providing reporters with what they said were details of the raid based on the eyewitness testimony of the two family members now in detention.
On Thursday, for instance, unnamed Pakistani security officials told The Guardian that they had discovered the daughter cradling the head of her wounded mother in the room where Al Qaeda's leader had just been killed when they arrived at the compound before dawn on Monday.
The officials said that the girl told them, "I am Saudi … Osama bin Laden is my father." The officials also supplied these details of the scene:
The 12-year-old had herself been injured by a piece of flying debris in her foot or ankle during the night-time raid on Bin Laden's compound in Abbottabad, northern Pakistan, but she was comforting her father's fifth wife, Amal Ahmed al-Sadah, 29, who was shot in the calf by commandos as they closed in on Bin Laden.
The woman lay quietly, her head in the girl's lap, though she seemed conscious, the officials told The Guardian. Across the room stood another woman, hands tied behind her back and mouth taped, aged around 30 and initially identified as a Yemeni doctor for Bin Laden's wife and children.
As if to prove that they did indeed have Bin Laden's wife, officials leaked a photograph of her passport to the Pakistani press, which published it on Wednesday.
While little is known about Bin Laden's daughter, his wife, Amal, "was a kind of mail-order teenage bride from Yemen, whom he married while living in Afghanistan during the 1990s, according to the account of bin Laden's former Yemeni bodyguard," according to Steve Coll, the author of "Ghost Wars: The Secret History of the C.I.A., Afghanistan and Bin Laden, from the Soviet Invasion to September 10, 2001."
On Monday, Mr. Coll, who also wrote "The Bin Ladens: An Arabian Family in the American Century," recalled on The New Yorker's Web site: "When I visited Yemen in 2007, to conduct research on the Bin Laden family, Yemeni journalists told me that his youngest wife had returned home and was living in the region either of Taiz or of Ibb, significant cities to the south of Sana, the capital. It seems that she may have found her way to Pakistan to live with her husband."
Mr. Coll added: "My own guess had been that Bin Laden would have accepted informal divorce from his older wives on the ground of involuntary separation, and would have remarried a local woman or two while in hiding in Pakistan, perhaps a daughter presented by one of his Pathan hosts. That is at least conceivable as well."
Indeed, Pakistani officials have suggested this week that two other women discovered at the compound may also have been wives of Bin Laden. That could mean, too, that the Qaeda leader might have fathered at least some of the other eight children who survived the raid on the compound and are now also in Pakistani custody.
Although it is far from clear what will happen to Bin Laden's surviving family members in Pakistan, or if we will ever hear directly from them about what they saw when the American commandos shot Osama bin Laden, his wife, Amal, did speak to the media at least once. In March 2002, she granted an interview to Al Majalla, a Saudi magazine in London, which was reprinted by The Guardian.
In the interview, she explained that, following the Sept. 11, 2001, attacks on the United States, her husband had arranged for her to be transported from Afghanistan with her children and handed over to Pakistani authorities. On that occasion, she was, reportedly, allowed to return to Yemen.
Al-Jazeera TV/ReutersA boy identified as Hamza bin Laden, a son of Al Qaeda's leader, seen on Al Jazeera in November 2001.
Pakistani officials also said that they found four bodies at the compound on Monday morning. While it remains uncertain exactly who the four other people killed by the American commandos were, journalists have noted that one of the dead men, seen in an extremely graphic, bloody photograph sold to Reuters on Thursday by a Pakistani official who arrived at the compound soon after the raid, does bear a resemblance to Osama bin Laden.
There is speculation that the photograph might show the remains of one of Bin Laden's sons, Hamza. When Hamza bin Laden was last seen in the international media, in November 2001, he was in Afghanistan, proudly displaying a piece of what the Taliban claimed was the wreckage of an American helicopter.
Video of Syria's 'Friday of Defiance'
Briefing on Bin Laden Documents
The Lede is a blog that remixes national and international news stories -- adding information gleaned from the Web or gathered through original reporting -- to supplement articles in The New York Times and draw readers in to the global conversation about the news taking place online.
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Family of Detained Egyptian Journalist Says Leaked Images of Him Were Staged
The family of an Egyptian journalist detained for nine months without charge expressed outrage that images of him were leaked to a Facebook page run by Interior Ministry sympathizers.Read more…
Iranians Detained for 'Happy' Video Are Released on Bail
One of the stars of "Happy in Tehran," an exuberant music video that offended the sensibilities of Iran's conservative judiciary, reported on Instagram Wednesday that she was free.Read more…
Young Iranians Arrested for Being Too 'Happy in Tehran'
Six young Iranians were arrested and forced to repent on state television Tuesday for the grievous offense of proclaiming themselves to be "Happy in Tehran," in a homemade music video they posted on YouTube. Read more…
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Security-camera footage obtained by a rights group appears to show the fatal shooting of two young Palestinians during a demonstration in Beitunia, in the Israeli-occupied West Bank.Read more…
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text:
Bougbuendé is een plaats in de Centraal-Afrikaanse prefectuur Lobaye.

Plaats in de Centraal-Afrikaanse Republiek


From the makers of the best-selling Roxio Toast, Toast DVD is the easiest and fastest way to create DVDs on your Mac. Toast DVD is the perfect companion for iMovie, making it easy to share your movies with friends and family.
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text:
WMU and AHHIC sealed their cooperation in marine insurance
October 15, 2019 /in Frontpage Article, Images, Media Presence, News, News Feed, Press Release, Publication /by Marketing
The World Maritime University (WMU), founded by the International Maritime Organization (IMO), has widened its focus to include the marine hull and machinery insurance sector for the first time, thanks to a new cooperation with American Hellenic Hull Insurance Company (AHHIC).
On the occasion of Maritime Cyprus 2019, hosted by the Deputy Ministry of Shipping and the Government of Cyprus, the World Maritime University and American Hellenic Hull Insurance Company signed a Memorandum of Understanding on cooperation in the field of marine insurance. The WMU and AHHIC recognize their mutual interest in the field of maritime and oceans, development and expertise and protection of the marine environment. A marine insurance postgraduate diploma, professional development courses, and marine insurance related events were among the areas of agreement between the WMU and AHHIC.
Dr. Cleopatra Doumbia-Henry, WMU President, hailed the signing of the MoU: "It is an honor for me being here to sign the first MoU of its kind in the field of marine insurance with American Hellenic Hull, subsidiary of the American P&I Club. I am very delighted that we will support each other in terms of education. The WMU is founded by the IMO, with the mandate as an education, research and capacity-building institution for the Maritime and Oceans community. It is very important for us to cooperate with American Hellenic Hull supporting our students to enhance their knowledge in the field of marine insurance. By supporting WMU, AHHIC also supports the IMO in the effective implementation of regulations and compliance in areas of importance. International conventions must not only be signed and ratified, they must also be effectively implemented in law and in practice. This will ensure that the maritime industry will continue to be the engine to secure and drive the world economy, with 80% of world trade being carried by sea".
Ms. Natasa Pilides, Shipping Deputy Minister of the Republic of Cyprus underlined: "It is great honour to have you all here special thanks to your participation at the Maritime Cyprus 2019 Conference and Exhibition. We appreciate that American Hellenic Hull is a really important company within the Cyprus maritime cluster. We wish to thank AHHIC for its support of Maritime Cyprus 2019 as a gold sponsor, and its initiative to sign this MoU, within its framework. The Shipping Deputy Ministry places great focus on education and wishes to create an environment in which young executives are nurtured and developed professionally in such a way as to expand the expertise available within our maritime cluster. The MoU signed today will contribute in this direction and we are looking forward to its implementation".
Mr. Philippos Philis, President of the Cyprus Shipping Chamber, addressed the Signing Ceremony stating at the same time the important role of education and expertise to the young talent who lead the future of shipping.
Mr. Ilias Tsakiris, CEO of American Hellenic Hull Insurance Company, stated: "AHHIC is striving to promote Cyprus as a world center not only for shipping, but also for education and excellence. In cooperation with the American P&I Club, American Hellenic Hull, would like to extend that this cooperation with the World Maritime University will provide a curriculum to young executives that will be the next decision makers in our industry. We wish to facilitate their education as part of the Cypriot Maritime Cluster. Furthermore, we would like to invite WMU to increase its presence in Cyprus, bearing in mind Cyprus' tradition as a maritime nation. The Minister and the Government are trying to enhance education within the maritime cluster and we wish that the WMU will endorse their efforts for a better global maritime community".
The MOU shall have a duration of five (5) years
MARITIME 2019
Tags: American Hellenic Hull, Cleopatra Doumbia-Henry, Cyprus, Greece, Hull & Machinery, Ilias Tsakiris, International Maritime Organization, marine insurance, maritime cluster, maritime industry, World Maritime University
https://hma.com.cy/wp-content/uploads/2019/10/WEDs3.jpg 2000 2213 Marketing https://hma.com.cy/wp-content/uploads/2016/10/logo-1-300x108.png Marketing2019-10-15 17:06:122019-10-16 11:05:18WMU and AHHIC sealed their cooperation in marine insurance
Lloyd's list reports on American Hellenic Hull's growth progress
Circular #5 American Hellenic Hull Insurance updates and business progress
'In Business': From Cyprus we cover a world of ships
The first Cypriot marine Hull & Machinery underwriter is already a global player
Launch of cooperation with the World Maritime University
'From Cyprus we cover a world of ships', says American Hellenic Hull at Maritime Cyprus 2017
AHHIC: Ambassador of the UN Agenda at the Maritime Cyprus 2019 Global challenges in the maritime industry


Next week! Collected #artstudent #exhibition ,Wed, from 6:30-7:30pm, at our new gallery in the Chiquola building, downtown Anderson. All the cool kids will be there- you should too!
Rijksmuseum | Amsterdam If paintings could talk. Harry Potter Portrait style. What are they thinking/saying?


text:
Anna Iljuštšenková (* 12. října 1985, Sillamäe) je estonská atletka, jejíž specializací je skok do výšky.

Kariéra
Mezinárodní kariéru započala v roce 2004 na juniorském mistrovství světa v italském Grossetu, kde se ji nepodařilo postoupit přes kvalifikaci. O dva roky později splnila limit na evropský šampionát, který hostil švédský Göteborg. V kvalifikaci překonala napotřetí 187 cm, což k postupu do finále nestačilo. Sítem kvalifikace neprošla rovněž na Letních olympijských hrách v Pekingu v roce 2008, na halovém ME 2009 v Turíně, na světovém šampionátu v Berlíně, na halovém MS 2010 v katarském Dauhá i na halovém ME 2011 v Paříži.

První finálovou účast si připsala v roce 2010 na ME v atletice v Barceloně, kde skočila kvalifikační limit 192 cm a probojovala se do dvanáctičlenného finále. V něm se však již nezlepšila a výkonem 185 cm obsadila 11. místo. Prozatím největší úspěchy na mezinárodní scéně zaznamenala na světových letních univerziádách. V roce 2009 v Bělehradě skončila ve finále na 5. místě a o dva roky později v čínském Šen-čenu vybojovala výkonem 194 cm bronzovou medaili. Do finále postoupila také na MS v atletice 2011 v jihokorejském Tegu, kde skončila na posledním, 12. místě (189 cm). V roce 2012 se zúčastnila všech atletických vrcholů halové i letní sezóny. Na halovém MS v Istanbulu, evropském šampionátu v Helsinkách i na Letních olympijských hrách v Londýně se však nedokázala probojovat do finálových soubojů o medaile.

Společně s Italkou Alessiou Trostovou skončila na halovém ME v atletice 2013 v Göteborgu těsně pod stupni vítězů, na 4. místě. Na letní univerziádě v Kazani vybojovala výkonem 194 cm bronzovou medaili.

Osobní rekordy
 hala – 194 cm – 2. února 2013, Arnstadt (NR)
 venku – 196 cm – 9. srpna 2011, Viljandi (NR)

Odkazy

Reference

Externí odkazy

 Profil na www.spordiinfo.ee
 Profil na Tilastopaja.org

Estonští výškaři
Estonští olympionici
Narození v roce 1985
Žijící lidé
Ženy
Narození 12. října


Automation. In the subsequent years that followed the dawn of the industrial revolution up to and including the modern age of manufacturing, entire professions have sprung forth in response to the unquenchable need to improve the processes through which goods are produced. To be blunt, the success of entire economies is tied directly to the automation of manufacturing; automation (and by extension, mass-production), after all is inextricably linked to the diminishing costs associated with producing goods, making them affordable by larger segments of the population. Simply put, automation allows products to be made at a cheaper cost, in volumes that cannot be matched by the hands of the human worker – and that means higher profits.
The continued, insatiable need for process refinement has ensured that those seeking a career in PLC programming or robotics can undoubtedly expect a certain measure of job security for the foreseeable future – as sophisticated technology continues to emerge, it will allow more complex processes to be automated, creating more opportunities for those who would seek to develop and service that technology.
Coffee, as a product, has remained relatively unchanged for centuries and yet, the methods by which it is cultivated, roasted, brewed, and delivered to the end user have evolved dramatically – and continues to do so.
For a worldwide company like Starbucks, selling brewed beverages to millions of customers each and every day is not enough to maintain a dominant position in their highly competitive market; expanding their product line to offer soluble, individually wrapped coffee packs to coffee drinkers on the go has undeniably been integral to their continued success. The challenge: to not simply develop a product that appeals to the instant coffee demographic, but rather to produce a product that is virtually indistinguishable in terms of flavour from its trademark brewed coffee.
Starbuck's new plant, located in Augusta, Georgia, is a marvel of engineering and an example of the efficacy of automation. Once entered the manufacturing process the coffee beans are never again touched by human hands. From start to finish, the status of the beans is monitored by a facility-wide network, which allows for minimal human intervention. The facility was designed with process flexibility in mind, allowing the coffee company to adjust their process to reflect changes in the market, make adjustments based on the desired final product, and increase volume should the need arise.
Having the flexibility to add and remove product lines under the roof of a single facility is one thing, but the true ingenuity of the plant is the virtually endless possibilities it offers in terms of packaging.
There is growing demand by consumers for smaller package sizes. Having the flexibility to adjust package size without interrupting the production of traditional products (the plant is capable of continuous production and does not rely on batch runs to produce their goods) ensures the Starbucks brand can be offered to their customers in many different configurations.
Looking back to a simpler time in manufacturing, a company was limited in what they could produce. Something that is considered to be so simple these days like alternating package sizing to meet a custom order could, in the manufacturing days of yore, halt production for an undetermined amount of time – something that in today's global marketplace is completely unacceptable. That's why plants like the one operated by Starbucks is a model for future endeavours.
As automated as they may be, these factories do not run themselves, requiring a highly-skilled workforce to keep the process running smoothly and uninterrupted.
The shift in the means of production also means that with it, there is a shift in the skills demanded of the workforce. For many workers, these fast-paced changes can be sobering – particularly for those within the workforce who feel they may be too old to return to school in an effort to learn the required skills.
To that end, many educational institutions, offer a number of certificate programs with a focus on adult education. Many of them are tailored to meet the needs of the mature student, offering the flexibility unique to online courses to bolster a worker's skill set.
As an example, the Automation Technician program offered by GBC provides students with an introduction to the world of automated manufacturing systems as well as process control and programming of PLCs and robotics systems. This knowledge not only provides you with the basic knowledge of a quickly expanding industry, it also provides you with the skills you will need to have an impact in the modern era of product manufacturing.


Multiple vulnerabilities have been discovered in Juniper Junos OS, the most severe of which could allow for remote code execution. Junos OS is a FreeBSD-based operating system used in Juniper Networks routers. Successful exploitation of the most severe of these vulnerabilities could result in the attacker gaining control of the affected system. Depending on the privileges associated with the vulnerable network service, an attacker may be able to install programs; view, change, or delete data; or create new accounts with full user rights.
Successful exploitation of the most severe of these vulnerabilities could result in the attacker gaining control of the affected system. Depending on the privileges associated with the vulnerable network service, an attacker may be able to install programs; view, change, or delete data; or create new accounts with full user rights.
Apply appropriate patches provided by Juniper after appropriate testing.
Verify that no unauthorized system modifications have occurred on the system.


text:
Electricity & Magnetism
SKU: TKS-620417
Vendor: Thames & Kosmos
62 Experiments
64-Page Manual
Parents' Choice Gold Award Winner
Conduct more than 60 electrifying experiments with circuits and magnetic contraptions to learn about electricity and magnetism, and how these two fundamental properties are closely related. Children eight and up can safely and easily experiment with electric current and magnetic fields using the colorful snap-together blocks and components in this hands-on kit.
Build series and parallel circuits to light up a light bulb. Experiment with push buttons and on-off switches. Assemble circuits that include a spinning motor, two switches, and up to three light bulbs.
Conduct tests to see which materials are magnetic. Learn about the force of magnetism and magnetic poles. Magnetize a metal. Use iron fillings to make invisible magnetic fields visible. Investigate magnetic force and direction with a magnetic pendulum device. Learn how a compass works and about Earth's magnetic fields. Conduct a series of experiments with a sturdy electromagnet.
Finally, put everything you have learned to good use by constructing a loudspeaker, an electromagnetic relay switch, and a morse code telegraph key.
The components are specially designed to make learning fun and accessible. The electrical blocks fit together with simple plugand- socket connectors. Because the blocks are brightly colored and have unique shapes, it is easy to follow the assembly diagrams to construct functional devices.
The 64-page, full-color experiment manual guides you through experiments with easy-tofollow diagrams.


Can my child still contact me is all SMS and call time has been used?
Yes, parents and emergency services can always be called. The restrictions only pertain to non-parent / caretaker contacts.
Do I need a SIM card for the monqi phone?


text:
Q: android invalid key hash. The key hash does not match any stored key hashes I am new one in android I applied Facebook login in my app i generated app Key from Facebook and put package and ActivityName in Facebook app generated also put Key Hash but when deployed to play store and download and run than showing erro

"Invalid key hash. The key hash does not match any stored key hashes."

A: Add following code in your MainActivity
try {
    PackageInfo info = getActivity().getPackageManager().getPackageInfo(
            "your package name here",
            PackageManager.GET_SIGNATURES);
    for (Signature signature : info.signatures) {
        MessageDigest md = MessageDigest.getInstance("SHA");
        md.update(signature.toByteArray());
        Log.d("KeyHash:", Base64.encodeToString(md.digest(), Base64.DEFAULT));
    }
} catch (PackageManager.NameNotFoundException e) {
    e.printStackTrace();
} catch (NoSuchAlgorithmException e) {
    e.printStackTrace();
}

In logcat you will get KeyHash printed. copy that and paste in you facebook developer account's application's keyhash list.
and let me know if it works.


text:
Der Kanton Laroque-Timbaut war bis 2015 ein französischer Wahlkreis im Arrondissement Agen, im Département Lot-et-Garonne und in der Region Aquitanien; sein Hauptort war Laroque-Timbaut, Vertreter im Generalrat des Départements war zuletzt von 1998 bis 2015, wiedergewählt 2004, François Jalet.

Der Kanton war 95,24 km² groß und hatte  3809 Einwohner (Stand 1999). Er lag im Mittel auf 189 Meter über dem Meeresspiegel, zwischen 64 m in La Sauvetat-de-Savères und 236 m in La Croix-Blanche.

Gemeinden

Bevölkerungsentwicklung

Laroquetimbaut
Aufgelöst 2015


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By KATY DAIGLE and TODD PITMAN,MAJUWA, Nepal, May 2 (AP) — With help still not reaching some isolated villages a week after Nepal's devastating earthquake, a top international aid official said Saturday that more helicopters were needed to get assistance to the farthest reaches of this Himalayan nation.
"We definitely need more helicopters," Ertharin Cousin, executive director of the U.N.'s World Food Program, told The Associated Press in the village of Majuwa, in the quake-devastated Gorkha district. Aid agencies have been using Majuwa as a staging area to get supplies deeper into mountainous areas. "Even seven days in this is still very much considered the early days, because there are people we still haven't reached. So we need helicopters to reach them."
"This is one of the poorest places on Earth. If the global community walks away, the people of this country will not receive the assistance that is required for them to rebuild their lives," she said.
She said shelter was a more urgent priority at this point than food.
The magnitude-7.8 earthquake killed more than 6,600 people, with the death toll continuing to rise as reports filter in from isolated areas. The U.N. has estimated the quake affected 8.1 million people — more than a fourth of Nepal's population of 27.8 million.
On Friday, Nepal's government renewed its appeal to international donors to send tents, tarpaulins and basic food supplies, saying some of the items being sent are of little use.
The government also asked donors to send money to help with relief efforts if they cannot send things that are immediately necessary.
Information Minister Minendra Rijal said Nepal would immediately need 400,000 tents and so far has been able to provide only 29,000 to the people who need them.
"What about us?" screamed villagers, as the trucks sped on. Of the 85 homes in Pauwathok, all but a handful were destroyed.
"Nobody has come here to help us. No government, no police, no aid," Badri Giri, 71.
"No one has come to help us yet," said Shrestha, as the sun beat down. "I don't know if they ever will."


The Marketing Manager who must be a FEMALE will be reporting to the Executive Director, the ideal candidate must have a good B.Sc or HND in Estate Management, Marketing or any other Social Sciences from a recognized institution with a recognized professional qualifications in Estate Management, Marketing and minimum working experience of 3-5 years in similar/related position.
Possession of MBA will be added advantage.
Proficiency with Microsoft Office suite, Adobe, Adobe Photoshop etc.
Management of internal and external resources to produce quality materials within tight timeframes.
Application Deadline 1st October, 2018.