We pick seven companies that regularly boost their payouts.
After many dark months, investors' appetite for risk is back, prompting a buying binge that is driving up the value of some pretty speculative stocks and asset classes. You can play the momentum game, hoping to enter and exit a hot stock at just the right juncture. Or you can ignore the siren song of quick but highly uncertain gains and instead invest for the long term, using the tried-and-true technique of identifying companies that regularly raise their dividends.
History is on the side of the dividend strategy. Howard Silverblatt, of Standard & Poor's, calculates that from 1926 through March 2009, reinvested dividends accounted for 44% of the 9.5% annualized return of the S&P 500-stock index. From 1972 through April 2009, dividend growers returned 8.7% annualized, according to Ned Davis Research, compared with 6.2% for the S&P 500 and just 0.7% for stocks that paid no dividends.
Why has a dividend-growth strategy stood the test of time? First, to commit to boosting its payout, a company must be financially strong and confident that its business plan will generate a stream of profit and cash flow. A growing payout, says Judy Saryan, manager of Eaton Vance Dividend Builder fund, is the "best, most tangible signal that a company's board of directors and management have confidence in future cash flows."
Saryan notes some subtle effects of managers' commitment to boost the distribution annually. Shareholders' anticipation of that dividend check forces a company's leaders to be more disciplined with their cash and more careful in selecting capital projects. Paying dividends discourages dubious accounting: The company must have the real money to make the payments.
The trick is to identify companies that have the stamina to keep increasing dividends for many years -- and to acquire their stocks when they are selling at reasonable prices. A sustainable business model is crucial. You want a company with a strong balance sheet, robust free cash flow (the money left over after capital expenditures needed to maintain the business) and a high return on equity, which enables the business to both pay out a handsome dividend and retain enough earnings to reinvest in its growth.
One way to analyze the expected return on a dividend-growth stock is to compare it with a U.S. Treasury bond. Let's take the example of Coca-Cola (symbol KO). Over the next four quarters, Coke should pay a dividend of close to $1.70 a share; based on its recent share price, that's a yield of 3.4%, slightly less than the 3.9% yield of a ten-year Treasury.
But compare the potential of the two investments over the next ten years. Let's say that both Coke's earnings and its dividend grow by 8% per year. Over the next decade, that 3.4% yield will swell to 7.3% based on today's share price (and, for the truly patient investor, to 15.9% after 20 years), while the fixed-income Treasury will still return a bit less than 4% for someone who buys the bond today. Moreover, assuming the price-earnings ratio remains the same, you'll earn an annualized total return of 11.4% (3.4% annual yield plus 8% annual capital appreciation), compared with roughly 4% for the Treasury. If the P/E rises, you will earn more than 11.4%; if it declines, your return will be less.
Coke, which has raised its dividend for 47 consecutive years, certainly passes the endurance test. Its iconic brands, unparalleled global distribution network and steady growth in beverage volumes generate high returns on capital and copious free cash. Goldman Sachs's Judy Hong calculates that Coke's cost of capital is less than 8%, compared with its return on invested capital of 18%. No wonder Warren Buffett's Berkshire Hathaway is Coke's largest shareholder.
We know many of you are averse to investing in tobacco companies. But if you're not, you'll appreciate the striking financials of Philip Morris International (PM), the world's largest publicly traded tobacco firm. Based in New York City, Philip Morris books 100% of its sales outside the U.S. The maker of Marlboro generates an eye-popping 60% return on equity, partly because its stable, predictable cash flows allow it to carry more leverage on its balance sheet. Capital-investment needs are nominal, which helps it produce $7 billion of free cash flow a year. At the current dividend rate of $2.16 per share, the stock yields a sturdy 4.9%.
Philip Morris's outlook is bright. Consumption of cigarettes is shrinking in Western Europe and Japan but growing briskly in emerging markets, where Philip Morris earns the bulk of its profits. Overall, the number of cigarettes sold is growing just 1% to 2% a year, but the company has an unusual ability to raise prices -- one of the things about selling an addictive product. Philip Morris thinks it can boost earnings per share 10% to 12% a year over the long term and has committed to paying out at least 65% of its earnings in dividends. Big, ugly tobacco companies like this one tend to treat loyal shareholders well.
Let's move to a predominantly domestic company, Sysco Corp. (SYY). The leader in its field, Sysco distributes food to hospitals, hotels, campuses, restaurants and company cafeterias across the U.S. It has a peerless distribution system, with the most warehouses and delivery trucks through which to push growing volumes of food and related supplies (annual revenues are $37 billion).
Earnings may be flat this year because Americans aren't eating out as much. But as Cliff Remily, associate manager of Thornburg Investment Income Builder fund, says, Sysco's history suggests that it will emerge stronger after the recession because it's a serial consolidator (more than 100 acquisitions in 40 years) and by far the largest and strongest player in a fragmented industry full of mom-and-pop outfits.
Sysco has a sterling dividend record (the payout has compounded by 18% per year over the past decade) and, at a 4% yield, the shares are as cheap as they've ever been. Companies such as Sysco and Philip Morris International are in the dividend sweet spot, offering a combination of relatively high yield (4% to 5%) and the prospect of being able to boost their dividends by 10% or more annually.
The medical sector has historically yielded many dividend-growth champions. Leaders tend to be mature, financially solid companies that generate relatively dependable cash flows in economies both buoyant and sour. Health care now faces more regulation, litigation, and pricing and patent issues than in the past, so the search is a bit trickier -- witness Pfizer's stunning dividend cut earlier this year.
Two standouts in health care are Abbott Laboratories (ABT) and Becton, Dickinson (BDX). Both are well diversified and should be able to boost earnings by at least 10% even this year, during the worst recession in decades.
Abbott has a handsome growth profile with products such as Humira, the leading rheumatoid arthritis medication (protected by patent until 2016); Lasik eye-surgery devices; the vascular industry's top drug-delivering stent, used to unblock coronary arteries; and hand-held glucose monitors for diabetics. The Abbott Park, Ill., company is a model of consistency, having raised its dividend for 37 straight years. It plows 9% of its sales ($30 billion) into research and development each year.
Like Abbott Labs, Becton, Dickinson makes more than half of its sales abroad. This venerable company (founded in 1897 and based in Franklin Lakes, N.J.) made its name in needles and syringes, and is also a big supplier of surgical scalpels and blades. A sticky business, to be sure, but as Larry Coats, of Oak Value fund, says, safety is paramount, so hospitals and doctors offices are unlikely to fool around with other, unknown suppliers of such skin-piercing devices. BD also has good businesses in catheters, insulin-delivery products and infectious-disease diagnostic systems.
BD is resistant to recessions. This year the firm raised its dividend by 16% -- not many companies can match that increase -- and distributions have grown an annualized 21% over the past five years. The stock yields just 2%, but the company, which pays out only 25% of its earnings, has plenty of resources to keep those dividend increases flowing.
Indeed, a successful dividend-growth strategy involves identifying low-yielding stocks with very promising growth prospects, as well as higher-yielding, more-mature companies with less-exciting growth profiles. Fast-growing companies typically retain a high portion of their earnings, which they plow back into attractive reinvestment opportunities.
Don Kilbride, manager of Vanguard Dividend Growth fund, employs a "barbell" approach in his portfolio. At one end are dividend bluebloods, such as Johnson & Johnson. At the other end of the barbell is a new generation of dividend payers with plenty of room to grow. One Kilbride favorite is Accenture (ACN), formerly Andersen Consulting, which went public in 2001 and paid its first dividend in 2005.
When you look at the financial statements of this management-and-technology consulting firm (which competes with the likes of IBM), it's clear that this is a phenomenal business. Headquartered in Bermuda, Accenture employs 181,000 workers around the globe in 200 cities and 52 countries. It has $3 billion in cash and no debt, and it generates $3 billion of free cash flow per year on revenues of $26 billion.
Because the company spends only about 10% of its cash flow each year on capital investment (the business doesn't have much to invest in except its people), it returns the bulk of its cash to investors in the form of share buybacks and dividends, which have mounted by 19% a year since their initiation. The business has held up well through the recession because clients seek Accenture's advice for improving efficiency in areas such as inventory management.
We'll leave you with a major energy company, France's Total (TOT). Big domestic oil companies such as ExxonMobil and Chevron have outstanding records of boosting dividends over the long haul, and we expect the same from Total.
Total's stock serves up a generous 5.4% yield, and the company has boosted dividends at an annualized rate of 14% (in euros) over the past four years. Kilbride compares Total to ExxonMobil in terms of financial discipline, skilled allocation of capital and execution of large projects. Total is also particularly well placed in important production-growth areas, such as west Africa. Socially conscious investors, take note: Total deals with regimes in countries (such as Venezuela and Myanmar) where U.S. energy firms dare not tread.


I Am SO Buying One of These.
Q: (Courtesy ABC News) My only problem with you and why I haven't thrown all my support behind you is that I don't know if you have the desire to be President. If I caucus for you next week, are you still going to be there two months from now?
That is a very good question, not because its difficult to answer, but I'm gonna answer it in a little different way than what you might expect.
In the first place, I got into the race about the time people normally get into... get into it. The fact of the matter is people get into it a lot earlier than they used to. For some of them, they were juniors in high school.
The first place, I wouldn't be here if I didn't. I wouldn't be doing this. I grew up in very modest circumstances. I left government and I and my family have made sacrifices to be sitting here today. I haven't had any income for a long time because I figured to be clean, you've got to cut everything off. I was doing speaking engagements and I had a contract to do a TV show. I had a contract with ABC radio...and so forth. A man would have to be a total fool to do all those things and to be leaving his family which is not a joyful thing if he didn't want to do it.
I am not consumed by personal ambition. I will not be devastated if I don't do it. I want the people to have the best president they can have.
When this talk first originated from people around the country both directly and through polls, liked the idea of me stepping up and of course, you always look better from a distance.
But most of those people are still there. I approached it from the standpoint of a deal. A kind of a marriage. If one side of a marriage really has to be talked into the marriage, it probably ain't going to be a good deal. But if you mutually decide it's going to be a good thing. In this case, if you think this is a good thing for the country, then we have an opportunity to do some wonderful things together.
I'm offering myself up. I'm saying that I have the background, the capability and concern to do this and do it for the right reasons. I'm not particularly interested in running for president, but I think I'd make a good president.
When I did it, I did it. Wasn't just a lark. Anything that's worth doing is worth doing well. But I've always been a little more laid back than most. I'm only consumed by very, very few things. Politics is not one of them. The welfare of our country and our kids and grandkids is one of them.
If people really want in their president super type-A personality, someone who has gotten up every morning and gone to bed every night and been thinking about for years how they win the presidency of the United States, someone who can look you straight in the eye and say they enjoy every minute of campaigning, I ain't that guy. So I hope I've discussed that and didn't talk you out of anything. I honestly want – I can't imagine a worse set of circumstances [than] achieving the Presidency of the United States under false pretenses. I go out of my way to be myself.
No wonder the media powers-that-be fear him.
Barring some unforeseen urge to post, I'm taking the rest of the year off. Posting to resume on or about Jan. 1, 2008. I may still be commenting from time to time, though.
Thanks for visiting! The archives remain open for those who are jonesin' for a fix.
UPDATE: Welcome, visitors from Instapundit. If you liked that, I think you'll love this.
A Day in the Life of An Ambulance Driver turns ONE today. Go congratulate the little whipper-snapper AD.
Van der Leun has some up at American Digest.
UPDATE: Fodder has a few additions to the list.
Movie Review: I Am Legend.
My wife and I just got back from seeing I Am Legend. I haven't read the classic novel, but I have seen The Ωmega Man once or twice, which was the second film version of it.
Let me say up front, I am a fan of Will Smith - I'll go see pretty much anything he's in because I think he's a good actor, and I like him. I'll also go see anything SciFi that doesn't look cheesy. This one was a no-brainer. Besides, from the previews it's a zombie flick, with lots of guns. What's not to like?
Don't get me wrong, it's not bad. I can't point to anything in particular I didn't like about it, but it just didn't affect me. I never became involved in the story. Yes, it startled me a couple of times (it's sort of a horror film, so it's supposed to), but that's it. Even at the supreme emotional point of the film... meh. Nada. About 2/3rds of the way through it, my wife was about to nod off (she had other reasons). I asked her if she wanted to go home, but she declined. I asked her, because at about that point I realized I really didn't care how it ended.
We stayed to the end, and I was right.
Your mileage may vary, but I'm willing to bet this flick drops off the box office radar in two weeks or less. Sorry, Will.
My wife went out shopping this evening, looking for something specific for her father - a quilt-lined flannel shirt in red or blue plaid without a hood, extra large.
She shopped for about two and a half hours. No joy. Everything she found had a hood. She was, suffice it to say, not happy.
"Honey," I said, "I can find that for you pretty easily, I bet."
"Online? Can you get it in time for Christmas?"
"Probably not now, but if you'd asked yesterday..."
"I didn't know that's what he wanted yesterday."
"Oh. Well, we can give him a picture of what he'll be receiving a day or two after Christmas."
Funny thing was, I wasn't finding much. Oh, they were out there, but the winter fashion season is over, so everything's in closeout. Wrong sizes, wrong colors, etc.
So then I went to Yahoo! and tried their search engine. Third hit on the page, Yahoo!Shopping. Not what I'm looking for on that page, but there's a search function, so plug in "quilt lined flannel shirts" again, and bingo! Sixth down the page is a JC Penny St. John's Bay quilt lined flannel shirt. I check, and it's not only available in the right size and color, it's shown to be in stock at the local mall. And it's on sale, 50% off!
We just got back. They had exactly two of the right size and color still in stock. Original price: $50.00. Sale price: $19.99. According to my math, that's more than 50% off.
This engendered a few thoughts.
First, it's far, far easier to do your shopping online. If someone makes it, it's probably advertised somewhere on the web. Ten minutes surfing beats two and a half hours driving, parking, walking, shopping, walking, driving, and waiting for idiots to get the hell out of the way.
Second, if there's a lot of whatever it is you want out there, you can bargain hunt with the best of them. I've found that through judicious searching I can usually get what I want, delivered, for a little less than I can buy it locally. As long as I don't need it right now, that's by far the better deal. And if it costs just a little more? The convenience is worth it.
Third, on high-end stuff you can also comparison shop and you can get generally reliable feedback from consumers who have purchased the items you're looking at. When I had to replace my audio receiver earlier this year, I settled on a new Onkyo home theater unit based on general recommendations from audiophiles at AR15.com, and on customer reviews at enthusiast web sites and sites that sell the hardware. As a result, I bought a decent system at a reasonable price point, and since time was of the essence I placed the order online with Circuit City (best price locally), and simply drove down and picked it up. In and out in less than ten minutes. They had it waiting for me when I walked in the door.
Fourth, it isn't just high end stuff. My wife is hell on our non-stick cooking pans. Recently our 12" square griddle gave up, and I had to find a new one. Glenn Reynolds has run several mini-carnivals of cookware, so I did some research there, and then went shopping. I ended up buying a griddle through Amazon.com, paying for it partially with a gift certificate. I had it delivered to me at work. No hassle, and it probably took less time than driving to a store, selecting one, and checking out with it, without doing the research first.
Fifth, I don't think Christmas is going to be all that great for the brick-and-mortar retailers this year, for all of the abovementioned reasons. If it was, they wouldn't be having 50% Off Sales before Christmas. And since the internet heavily leverages the purchasing power of the consumer, I'm also willing to bet that the overall profit picture isn't going to be all that pretty for the virtual retailers, either. Someone's always willing to undercut you.
So what do I think? I think if you're a brick-and-mortar only retailer, your business model better be really, really good. If you're a virtual retailer, you'd better have a damned good user interface, and you'd better be connected to the top search engines. I'll pay extra if I don't have to screw with a web site that makes it nearly impossible to find what I'm looking for, but I will deal with a little difficulty if it'll save me a bunch of dough.
And I think I ought to invest in FedEx, UPS, and DHL. Those boys are going to do nothing but grow.
Congress passes a gun bill, HR 2640. Nobody much hears about it except us gunnies. It's a compete oddity - supported by the Brady Campaign and the NRA. So, of course the (only gun) Violence (counts) Policy Center opines in opposition, as does the Gun Owners of America, and the Brady Center for the Prevention of Gun Ownership claims that the law does a lot of things it doesn't. Who do you hear about this from? Not the legacy media. You hear about it from gunbloggers - people who, you know, actually understand the topic on which they write. Sebastian at Snowflakes in Hell disassembles the GOA argument, and Say Uncle counters both the VPC and Paul Helmke.
If you want to know this stuff, the New York Times isn't going to tell you.
Third one: While Dennis Kucinich has about as good a shot at the Oval Office as I do, he is still a sitting Congressman. It's good to know what our elected officials really think and do.
It would seem that someone doesn't want us to know some interesting things about Mr. Kucinich, according to David Drake, and he's got the screenshots to prove it.
The old saying is true: the internet treats censorship as damage and simply routes around it. And, as Tam recently said, "The internet, much like Soylent Green, is people." People with voices we never had before.
No wonder governments fear the Internet.
I know what I want for Christmas! Instapundit links to a story about a new Toshiba MicroNuclear power plant, and backs up the news release with several versions of a story about Toshiba offering to provide a mini-nuke to Galena, Alaska. What he doesn't seem to realize is that they're talking about two entirely different units. The Galena unit is described as a 10MW liquid-sodium cooled reactor, about 50-60 feet tall and eight feet in diameter. This doesn't include the heat exchanger, steam turbine and other ancillary equipment. This would appear to be similar technology to that being used on nuclear submarines. There are no moving parts in the reactor itself except for the coolant flowing in the piping.
The story initially linked by Glenn refers to a 200kW reactor, about 20 feet by six feet (again, sans heat exchanger, turbine and ancillary equipment, I'd imagine) that uses liquid lithium as its coolant. Ten megawatts is about 13,400Hp. Two hundred kilowatts is about 270Hp. A 200kW generator can produce about 800 amps at 240VAC, enough to power about 6-8 large homes. This thing is tiny. A 10MW plant would run a nuke sub well. A 200kW plant would run a fairly small pleasure boat, except the plant would be bigger than the boat.
The only problem I've got with either is the extreme reactivity of the coolants. Both sodium and lithium are extremely reactive, and burn violently when exposed to water. They're also solids at "room temperature," so I wonder about the warm-up process. The story says that the micro-reactor should be good for 40 years before needing refueling, and it should produce power at about 5¢/kWH - I'd assume that's the operating cost, not the amortized capital cost. No mention of a price tag is given, and there is nothing about the unit on Toshiba's Nuclear Power business unit web page.
Still, I think it'd be cool to have one. Just the thing to power up the backyard synchrotron!
If this topic piques your interest, it's well worth your time. I've got to get a copy of her book.
NEWSFLASH: GLOBAL WARMING AFFECTS EARTH'S ORBIT!
If an actor tells us, it must be true!
The project that brings (Watanabe) back from hibernation is the BBC nature series "Planet Earth" (titled "Earth" in Japan) by documentary maker Alastair Fothergill, the creative force behind the huge worldwide hit "Deep Blue." A filmic plea to rescue the planet from environmental destruction, "Earth" opens with a haunting shot of that polar bear coming out of hibernation and searching for footing on melting ice.
Watanabe, who narrates the movie's Japanese version, recalls what he saw when he spent a month in the Arctic filming on a different project, before he got the call from the producers of "Earth."
"The first dawn after winter up there is supposed to be mid-February, but the sun appeared to rise two weeks earlier. When I asked the locals about it, they said there have been huge changes here in the last few years.
Yes, the orbit of Earth has been SHIFTED BY GLOBAL WARMING!
A terrific "Perspective" story in three parts by Lawdog, AD, and Babs.
Bring a hankie. You'll need it.
Those three ought to become screenwriters. They wrote a better story than 99.99% of the stuff you see on TV today.
Buttercup: We'll never succeed. We may as well die here.
Westley: No, no. We have already succeeded. I mean, what are the three terrors of the Fire Swamp? One, the flame spurt - no problem. There's a popping sound preceding each; we can avoid that. Two, the lightning sand, which you were clever enough to discover what that looks like, so in the future we can avoid that too.
Ah, well. I thought it was amusing. What caliber do you think would be best against R.O.U.S.'s?
UPDATE: Original JSKit/Echo comment thread courtesy of reader Jim Hardin is available here.
The requirements of Christmas, minor emergencies, family commitments, and assorted and sundry other influences prevented me from writing a damned thing over the weekend.
I guess we'll see what this week brings.
And sometimes the law just isn't enough.
Read the story of juvenile serial murderer Craig Price.
Price's current scheduled release date is December 2020. He will be 46.
He'll still be crazy. He'll still be homicidal.
UPDATE: Restored JSKit/Echo comment thread (courtesy of reader John Hardin) is here.
Sorry About the Lack of Content.
I've been somewhat under the weather for a few days. Still working on the next überpost, though. May have it up this weekend. Lots more research and editing than I had planned on. Seven thousand words and I'm far from done.
About the Recent Rampage Shootings.
in Nebraska and Colorado: While the Brady Bunch will, of course, blame the weapons (I understand a semi-automatic military-style rifle was used in each of the shootings, so the sunset of the "Assault Weapons Ban" that wasn't must be at fault here), these shootings prove one thing conclusively: One thing and one thing only stops a rampage shooter before he has finished - another person with a gun and the willingness to use it in defense of themselves and others.
If what I heard on the radio this afternoon is correct, there were three armed security people at the church in Colorado Springs. Only one willingly engaged the shooter, calmly walking towards him, firing the entire time. Jeanne Assam fired approximately twelve rounds, and took down someone armed with rifle, shotgun, and pistol and who was reportedly wearing body armor. He killed two and wounded two or three more, but he was stopped by someone with a gun.
It's not enough just to have a gun, the defender must be willing and able to use it.
The mantra of the opposition is that there are "too many guns" in the U.S. They also reassure us that they don't really want to ban anything, they just want "common-sense gun controls."
Sorry. Follow the logic. The only thing that can stop rampage shootings is a complete lack of firearms. That means bans. That means confiscation. And, regardless of the Constitutional question, it means disarming the victims first.
I like the odds more when good people are armed.
Still Working on the Long Post.
About 4,800 words so far. It's about half done. Another couple of days required.
Working on a LONG Post.
Which just got eaten by a Firefox crash. And I was depending on Blogger's autobackup to save me. Guess not. Dammit.
Y'all will just have to wait a bit longer.
You would think after five years I'd learn to BACK UP MY WORK. But noooooooo!
South Park on the Mormon Religion.
I know you're out of town right now, but I wanted to let you know that the folks over at Comedy Central's Indecision 2008 blog thought that, in light of today's big speech, they'd resurrect the classic episode.
Feel free to share with your readers, and let me know what you think!
Sure enough, there are three short clips, so if anyone's interested, please enjoy.
But bear in mind Gary's admonition.
For the next couple of days. Blogging will be light. Again.
The Mormon Church is shrouded in a certain amount of mystery, and, and secrecy - if you're not a Mormon you can't go into the temples - If he doesn't address the Mormon aspect in this speech then he might as well not give it. We've, we've got a poll that shows about one-fifth of prospective voters that say they would be less likely to vote for a candidate who is a Mormon than they would for a candidate who isn't. It's the Mormon in Mitt Romney that matters to America's voters, and if he's not going to lift some of the veil and explain away some of the mystery that surrounds his religion, which as Gloria points out is a very small percentage of the population of this country - it's not like he's a Catholic or a Protestant or a Lutheran or a Methodist or a Baptist - there aren't that many Mormons and there's a lot of questions surrounding that church. He needs to address that or this speech is a waste of time.
But in point of fact, the Mormon religion is not shrouded in mystery, nor is it all that secret. You see, everything you need to know about Mormonism has been (rather accurately, from what I've been able to determine) explained in a single half-hour television show - South Park. In fact, you can still download the 2003 episode and watch it on your computer if you'd like!
The episode spends about 90% of its airtime reciting and ridiculing the history and beliefs of the Church of Latter Day Saints, with quite good effect I must add.
Look, maybe us Mormons do believe in crazy stories that make absolutely no sense, and maybe Joseph Smith did make it all up, but I have a great life. and a great family, and I have the Book of Mormon to thank for that. The truth is, I don't care if Joseph Smith made it all up, because what the church teaches now is loving your family, being nice and helping people. And even though people in this town might think that's stupid, I still choose to believe in it. All I ever did was try to be your friend, Stan, but you're so high and mighty you couldn't look past my religion and just be my friend back. You've got a lot of growing up to do, buddy.
Now I am an atheist, as I've made plain on more than a couple of occasions. To some extent this whole thing is, to me, an argument over who has the better imaginary friend. But I do recognize that I am a member of a very small group as well. I won't be voting for Mitt, but not because he's a Mormon. I won't be voting for Huckabee, but not because he's a Baptist minister. (Actually, I can't vote for either of them since I'm registered as a Democrat in Arizona.) The fact that these men believe in an invisible friend - however devoutly - is not really germane to me, though.
But Jack Cafferty? He's got a lot of growing up to do, too.


text:
How persistent, that tropical blue sky eboek
A fascinating insight into everyday life in an African village in poetic verses
Poetic verses
'Images that touch us make words redundant.' -- Anne Wil Petterson
This collection of poetic verses provides a fascinating insight into everyday life in an African village.
By establishing a homestead, we not only enjoy the view from the veranda, but live with the people in the village as they creatively secure a livelihood, consult their spirits, healers and prophets and fear the power of the witches. We experience the remnants of the colonial period and the governance of the village, chieftaincy and irrigation scheme.
The verses transcend the village boundaries as they reveal the nature of daily life that revolves around giving and taking space, harmony and conflict, symbolised by rain and drought.
'It is not only coherent sociology of the village and its irrigation scheme, but also a compelling narrative that captures the emotional and psychological texture of people's lives.' -- Ann Long
'It is a real art to study daily life, and if we practice this art thoroughly, the answers will emerge.' -- Norman Long
Dr Ir Carin Vijfhuizen is a rural development sociologist and an international expert in capacity building and institutional strengthening. Her recent books are: 'Worthwhile' and 'We want to be great' (www.carinvijfhuizen.com).
Howpersistentthattropicalbluesky_Inkijk.pdf
Formaat e-boek
Levertijd nvt
Auteur Carin Vijfhuizen
Dr Ir Carin Vijfhuizen is a rural development sociologist. She works as an expert in capacity building and institutional development in Africa, the Middle East and Europe in the sectors of education, agriculture and water (see www.carinvijfhuizen.com). In addition to her work, she writes books in the areas of her expertise. Her recent publications are: 'Jouw Schatkamer' (Novumpublishing, 2019), 'We want to be great' (Austin Macauley, 2022) and 'Worthwhile' (Novumpublishing, end 2022). She writes poems, sings, hikes in nature and takes photographs. She is the mother of two children.
Carin Vijfhuizen

redpajama_set_name: RedPajamaCommonCrawl


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The DeRosa Chiropractic Center opened in the summer of 1986. Dr. Michael DeRosa attended Lawrence HS and SUNY Albany before graduating from Life Chiropractic College in Marietta, GA. Having his office in the same building he was raised in, allows Dr. DeRosa to stay close to his roots and the people he grew up with. The emphasis on chiropractic care is to utilize the body's innate recuperative powers before relying on sometimes unnecessary drugs or surgery. Being able to successfully treat thousands of patients over the past 25 years has been a very rewarding experience for him. Dr. DeRosa utilizes a combination of hands-on and computerized adjustments along with a variety of soft tissue techniques. He is also a Certified Health Fitness Specialist with the American College of Sports Medicine and was the 2010 recipient of the Inwood Civic Association "Citizen of the Year" award for his volunteer work in our community.
TD Group is a company focused solely on delivering the best computer services.
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CLEVELAND, Ohio—Athersys, Inc. has published interim results from its exploratory Phase 2 clinical study of the intravenous administration of MultiStem® cell therapy to treat patients who have suffered an ischemic stroke. The study results demonstrate favorable safety and tolerability for MultiStem, consistent with prior studies. With respect to the primary and secondary endpoints, the cell therapy did not show a difference at 90 days compared to placebo. However, MultiStem treatment was associated with lower rates of mortality and life threatening adverse events (AEs), infections and pulmonary events. Furthermore, post-hoc analysis shows that patients who received MultiStem treatment earlier in the treatment window had more robust recovery rates in comparison to placebo and relative to patients who received later MultiStem treatment.
Dr. David Hess, lead clinical investigator in the study, stroke specialist and chairman of the Department of Neurology at the Medical College of Georgia at Georgia Regents University, was scheduled to present the summary results at the European Stroke Organization conference on April 19 in Glasgow, Scotland.
Data highlights from the 90-day interim analysis showed that MultiStem cell therapy demonstrated favorable tolerability and safety profile through the evaluation date, which was at least 90 days for all patients. Patients who received intravenous administration of MultiStem did not show a significant difference from placebo-treated patients for the primary endpoint (Global Stroke Recovery Assessment) and the related secondary endpoints—which were defined as the proportion of patients achieving a modified Rankin Scale (mRS) value of 0-2, improvement in the NIH Stroke Scale (NIHSS) by greater than or equal to 75 percent and achieving Barthel Index (BI) greater than or equal to 95 at day 90, however, among all subjects who received MultiStem treatment, 15.4 percent of patients achieved an Excellent Outcome, defined clinically as attaining mRS 0-1, NIHSS 0-1 and BI greater than or equal to 95, compared to 6.6 percent of patients that received placebo, (p=0.10).
Importantly, patients who received MultiStem treatment earlier in the treatment window (24-36 hours post-stroke) exhibited more favorable recovery on the primary and key secondary endpoints than patients who received placebo or patients who received MultiStem treatment later (e.g., Excellent Outcome, p = 0.03), and this treatment effect was even more pronounced the earlier the MultiStem administration within the 24-36 hour timeframe. A higher proportion of patients who received treatment with MultiStem achieved a good clinical outcome by day 7 after treatment, defined as achieving mRS 0-2, which was 12.9 percent for patients receiving MultiStem, compared to 5.2 percent of patients who received placebo, and a similar pattern was seen for improvement in NIHSS greater than or equal to 75 percent, which was achieved by 10.2 percent of MultiStem treated patients vs. 3.9 percent of patients who were treated with placebo. Mortality was lower among patients who received treatment with MultiStem in comparison with placebo. There were 9 subject deaths (14.8 percent) among those receiving treatment with placebo, and only 4 patient deaths (6.2 percent) among patients receiving treatment with MultiStem.
The MultiStem treatment group had a lower rate of life threatening adverse events and death (p=0.04), and also exhibited lower rates of pulmonary events (p=0.08) and infections. The MultiStem treated group also had a significantly lower level of circulating CD-3+ T-cells at two days following dosing (p<0.01), suggesting a reduction in the inflammatory response post-stroke, consistent with the therapeutic hypothesis.
"This exploratory Phase 2 trial represents our first clinical study in stroke and was designed to evaluate the safety and efficacy of a single dose of MultiStem 24-48 hours following the occurrence of the stroke. This treatment window extends well beyond the limits of current standard of care, treatment with tPA, which may only be administered within the first several hours after a stroke," commented Dr. Gil Van Bokkelen, chairman and CEO at Athersys. "Going into this trial, based on extensive preclinical work we have conducted internally and with independent labs, we anticipated that administration of MultiStem could provide several mechanisms of benefit, including down regulation of key inflammatory pathways, up regulation of multiple reparative mechanisms, and could also extend the treatment window in a meaningful way."
"While the trial did not achieve the primary or component secondary endpoints, we believe the evidence indicating that patients who received MultiStem treatment early appeared to exhibit meaningfully better recovery is very important and promising," continued Van Bokkelen. "The results appear to confirm that our window of intervention with MultiStem therapy may extend well beyond the limits of current care. Additional key observations from the trial also appear consistent with key elements of our initial hypothesis. In particular, we are encouraged by the reduced mortality and lower incidence of infections, pulmonary events and life threatening adverse events among MultiStem-treated patients, as well as the limited biomarker data we have seen so far. We anticipate additional data and information from the study and will conduct further analyses to generate more insight about the potential for MultiStem treatment in this area."
"We also continue to advance other clinical programs in acute myocardial infarction (AMI) and acute respiratory distress syndrome (ARDS). In AMI, we have previously published promising data from our Phase 1 study, testing localized delivery of MultiStem shortly following a heart attack, and look forward to completing this Phase 2 study as soon as possible. With respect to ARDS, we are encouraged by the apparent impact in this study on mortality, life threatening adverse events, infection and pulmonary events, which together with our non-clinical study results in pulmonary injury models, suggests the potential for benefit in this patient population. We have a good balance sheet to support this ongoing work and remain confident that our MultiStem therapy and other technologies will have an important impact," concluded Van Bokkelen.
Ischemic stroke is caused by a blockage of blood flow to the brain. A leading cause of death and disability globally, each year more than 15 million people are estimated to suffer a stroke, including more than two million people in the United States, Japan and European Union, combined. According to the American Heart Association, ischemic strokes comprise more than 85 percent of all strokes. Current standard of care for ischemic stroke involves the administration of a thrombolytic (clot dissolving) agent within three to four hours after a stroke has occurred, a narrow window that results in only a small percentage of patients receiving such treatment.
MultiStem cell therapy is a patented regenerative medicine product that has shown the ability to promote tissue repair and healing in a variety of ways, such as through the production of therapeutic factors produced in response to signals of inflammation and tissue damage. MultiStem therapy's potential for multidimensional therapeutic impact distinguishes it from traditional biopharmaceutical therapies focused on a single mechanism of benefit. The product represents a unique "off-the-shelf" stem cell product that can be manufactured in a scalable manner, may be stored for years in frozen form, and is administered without tissue matching or the need for immune suppression. Based upon its efficacy profile, its novel mechanisms of action, and a favorable and consistent safety profile demonstrated in both preclinical and clinical settings, MultiStem therapy could provide a meaningful benefit to patients, including those suffering from serious diseases and conditions with unmet medical need.
Athersys is an international biotechnology company engaged in the discovery and development of therapeutic product candidates designed to extend and enhance the quality of human life. The company is developing its MultiStem cell therapy product, a patented, adult-derived "off-the-shelf" stem cell product, initially for disease indications in the cardiovascular, neurological, inflammatory and immune disease areas, and has several ongoing clinical trials evaluating this potential regenerative medicine product. Athersys has forged strategic partnerships and collaborations with leading pharmaceutical and biotechnology companies, as well as world-renowned research institutions to further develop its platform and products.


Anna Fekete, police officer, is investigating a man found dead in the road. Her colleague, Esko Niemi has a separate investigation into gang violence involving drugs and illegal immigrants. The two investigations come together unexpectedly when a bloodied knife is found in the woods.
Anna Fekete lives and works in Finland but hails from the Hungarian part of Serbia, and she is lost.She has no clue as to where she belongs or what she should call home. Home as she knew it, Yugoslavia, doesn't even exist anymore. So for all she feels she doesn't really belong in Finland, she has no idea if she would belong in Serbia either. When her grandmother becomes ill, it brings her loneliness and isolation into sharp focus.
Esko, her colleague, is definitely a rough diamond. The author does such a brilliant job with him. Showing us a man who is not easy to like, but at the same time being able to show us that he is struggling under the weight of his life and his failures, every bit as much as Anna.
Sammy, a young Pakistani Christian, has fled his home under threat of death and is living in Finland as an illegal immigrant. His application for asylum has been rejected and he is to be returned home. In the meantime he finds himself caught up in drugs and gang warfare. His story would have a heart of stone weeping.
The setting of Finland is vividly brought to life, and is as much a part of the book as the plot. The cold and snow seeps into everything and adds to the tension.
The novel is translated to English by David Hackston who has done an excellent job; at no point did I feel I was reading a book in translation.
The plotting of this book is complex and tight with myriad, seemingly disparate, strands being juggled effortlessly and with complete plausibility. This is a taut thriller with intelligent writing which reminded me of Ian Rankin. I would hugely recommend.


The Spanish National Research Council (CSIC) is the largest public institution dedicated to research in Spain and the third largest in Europe. Its main objective is to develop and promote research that will help bring about scientific and technological progress, and it is prepared to collaborate with Spanish and foreign entities in order to achieve this aim.
The University of Barcelona (UB) is Spain's leading research university with 106 departments and more than 5,000 full-time researchers, technicians and research assistants in the 243 research groups of UB's research centres and institutes, which collaborate with the leading research institutions and networks in Spain and abroad.
The Universitat Autònoma de Barcelona (UAB) has in recent years seen recognition for its efforts in promoting quality in teaching, in attracting international talent and in obtaining a growing impact in research, together with a progressive improvement in its classifications in the most prestigious and influential international rankings.
The BSC-CNS (Barcelona Supercomputing Center – Centro Nacional de Supercomputación) is the national supercomputing facility in Spain since 2005. BSC-CNS coordinates the Spanish Supercomputing Network and manages one of the most powerful supercomputers in Europe, spectacularly housed in a chapel building in Barcelona.
The University of Girona is a public institution devoted to excellence in teaching and research and to participating in the progress and development of society through the creation, transmission, dissemination and criticism of knowledge related to the sciences, technology, the humanities, the social sciences and the arts.
The Universitat Pompeu Fabra is a public university founded in 1990 with a commitment to offering a high-quality teaching model and outstanding research with international projection. The University has begun to figure prominently in some prestigious international rankings, and has been recognised for its excellent urban campuses in Barcelona.
The University of Burgos finds its origins in the cathedral schools of the Middle Ages and the Faculty of Medicine during the 18th and 19th centuries in a historic city in Spain. Established in 1994 in its present legal form, this state university enjoys full academic freedom and inclusive management with its own separate campus in the ancient city of Burgos.


Pad Thai is a food item purchased from the Traveling Merchant for 20  . When consumed, it provides the Well Fed buff for 10 minutes.
Pad Thai is a Thai dish made of noodles and various ingredients, cooked without soup.
Desktop 1.3.0.1: Buff duration increased from 4 to 10 minutes.


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Q: Webcodecamjs demo not working for book ISBN number WebCodeCamJS:
https://github.com/andrastoth/WebCodeCamJS
There is no releases there, which one should I download? The latest is stable?
I downloaded the latest and extracted it under Apache, and access demo in my computer using HTTPS. The camera drop down: camera 1 (facing unknown). The camera name will be shown if using the online demo
https://atandrastoth.co.uk/main/pages/plugins/webcodecamjs/

anything wrong? But the scanning QR Code is working anyway.
For scanning barcode, it is not working for book ISBN number. Not working for the barcode on the plastic water bottle.

A: A lot of people get confused about this. Just to clarify, when you are scanning an ISBN barcode, it is usual that no information will appear. The reason is because the only way to access the database of ISBNs is to have an expensive subscription to Bowker's books in print, which runs $1,000 per year. Bowker owns the ISBN database and they don't make the info public. So it's not like you're doing a Google Search. In fact, you can't do a Google Search for ISBN data for the same reason, ie. Bowker owns the ISBN database and they charge for access.

redpajama_set_name: RedPajamaStackExchange


Who Made You The Boss?
One mother said of the 2017 competition, "Thank you for having such an engaging competition - it can be challenging to develop opportunities for young people to have a voice and engage in thought provoking writing."
The prize: in both age categories, to win a laptop to continue their writing as well as 6 months subscription to The Week Junior for them and a year's subscription for their school.
The challenge: to write a column of up to 500 words on a subject that matters to them, and could make a difference in their community. Use your powers of persuasion, observation and research and think like a journalist. It could be things that inspire them, that make them afraid, that make them look at the world in a different way.
It can be any topic. We want to get them thinking critically for themselves, so that they can start to identify misinformation, develop a reasoned argument and give voice to their own unique thoughts and opinions.
The winner: will be announced on the UN International Day for Tolerance, 16th November 2017. Entries are due by October 16th 2017, to info@learn2think.org.uk.
Choose a subject you feel strongly about, and then work on communicating that passion to your readers.
You will probably write a stronger piece if you have some expertise in or experience of your subject.
Examples could include: What can children do to make real change in their own community? What are you most afraid of and why? What do you think you can learn from the older generations? What does your family do that all families should do? What is tolerance to you, and why is it important?
Remember that while a strong argument is important, so are facts - the WHO? WHAT? WHEN? WHERE? HOW? and WHY? Your task is to persuade others, so you need to make the strongest possible case for your opinion – strong enough to persuade your opponents. The best pieces consider the opposite position's best argument, then knock it down with an even better argument. That takes work.
Some of what you write will be your opinion. The internet is awash with rumours, gossip and inaccuracies, which makes credibility all the more important to readers. If you are claiming something as fact or quoting someone else, show us how you found it out. Writing about a government report? Link to it. Quoting the prime minister? Link to the source. Referring to old news stories? Find the link. The more you can show the workings of your research, the better.
We look forward to welcoming your entry by e-mailing info@learn2think.org.uk, no later than 16th October 2017.
We want get them thinking critically, for themselves, so that they can start to identify misinformation, develop a reasoned argument, and give voice to their own unique thoughts and opinions.
Entries must be received no later than 5pm on 16th October 2017.


text:
C9 Nisqy: "I want to play TSM in playoffs. I think Bjergsen is the best Mid Laner in NA."
Nick Geracie
While Cloud9 Academy took Clutch Gaming to the cleaners in the final day of the 2019 LCS Spring Split, C9 Mid Laner Yasin "Nisqy" Dincer sat in the crowd in street clothes. Nisqy, sitting with Jungler Dennis "Svenskeren" Johnsen and Top Laner Eric "Licorice" Ritchie, supported C9A with a cheeky smile on his face and a sign that read, "Challenger Mid Laner formerly LCS LFT".
Last time Nisqy was subbed out of the Cloud9 lineup, it was for more serious reasons. The Mid Laner had been sick all week and splitting scrim time with Greyson "Goldenglue" Gilmer, and was too ill to even sleep the night before the match. C9 made the decision to start Goldenglue, but dropped the match against Echo Fox.
Nisqy returned to the starting lineup the next day, facing off against the likes of Lee "Crown" Min-ho and OpTic Gaming. Nisqy, while not 100%, was well enough to put together a solid performance on Taliyah as a part of a global pick composition drafted by Cloud9.
Despite not yet fully recovered, Nisqy sat down with Inven Global after his victory on week 8, day 2 of the LCS to discuss his health, mid laners in North America, and Cloud9's focus for playoffs.
▲ Image Source: Riot Games
It's good to see you back in the lineup, Nisqy. How are you feeling?
I think I'm kind of still recovering. I'm not dying or anything; I don't feel any pain. It's mostly that my focus and my awareness when I play the game was really low during the week due to being sick. Friday, it felt like things were really going downhill. I couldn't even sleep, I just sneezed all through the night.
I think the team played great yesterday. Goldenglue actually did a good job of playing the game on Saturday, and he deserved the start because we split scrims that week. I'm happy that we both play, and I hope I did what the team needed from me today.
The game went well for you guys today. You had a fun global composition with Taliyah mid against a pure teamfight composition. Can you break down your win conditions and how you executed upon them?
It's focused on making picks, usually. We had more global and semi-global ultimates, so we could always get a man advantage in place. Also, our team should get an advantage early game, which we didn't really do that well outside of the kill on top side.
Our composition wants to play fast, and then at level 6, dive whatever side is most diveable and take objectives like Rift Herald and Dragon. They actually got Rift Herald this game, which was kind of awkward.
You and Svenskeren did a good job spreading your presence to the side lanes in the form of kills, but the towers didn't start falling right away. What was the cause of this?
Taking towers is quite hard against their type of team comp. They had Ezreal, who was just chilling mid and taking waves with Q 24/7, so we had to make plays around the map. Playing towards our side lanes was not easy this game either, since they had Lissandra and Aatrox.
I think we had to try to get more vision, which we did later on in the game and everything went fine. We could do Baron, and while hitting the nash, we could either zone them off with Taliyah's ultimate, or trap them and kill them.
It's a higher difficulty of execution than the conventional scaling team fighting compositions that most teams are drafting as we head towards playoffs. In choosing different compositions, is Cloud9 looking to diversify the styles in which the team is comfortable playing?
Yeah, and also, having a deeper champion pool is really important. Going into playoffs, you need to be able to play two, three, or even four playstyles. You can't just stick to only team fighting or only 1-3-1. I don't think any team is going to playoffs and planning on only playing team fight compositions and win all of their games that way. That's not going to happen that way, so we're trying other stuff, for sure.
Since Cloud9 has already qualified for playoffs, was this a recent switch of focus?
We want to secure 2nd place, but we will probably focus on other things like new play styles after we get a win to do that.
Last time we talked, it was the first week of LCS. Now that you've been here a full split, what's your opinion on North America's Mid Lane talent pool?
It's really interesting, a lot of players are playing different stuff. The only thing I think NA Mid Laners lack is playing really aggressively. The only exceptions are Bjergsen and Jensen; they are the only ones who will fight back and look for kill angles. That's really something I'm trying to implement as well, because that's not something I was implementing earlier on in the split. When I was playing Aatrox and stuff, that's one thing, because I need to win lane to make that work.
Today, I tried to overextend a lot and got punished, but I think playing to the limits of a champion or yourself is really good. NA mids are lacking in that they either play too safe or way too aggro and just die.
Crown also came to NA from another region before this split. What did you think of his play today?
I think he played well, but I wouldn't say I felt his pressure too much. He didn't make a huge impact outside of killing Licorice once, but that's not too hard, because Licorice is going to die if you just gank him. However, Crown played well and didn't give me that many angles. He's for sure a top half Mid Laner in the region.
I'm going to keep this short since you're still not feeling well, so one more question: Are there any teams you're looking forward to playing in playoffs, and why?
I want to play TSM in playoffs. I think Bjergsen is the best Mid Laner in NA. Also, last time we played, he kind of smacked me around. I want to get my revenge and beat him in lane, or at least be really useful to my team.
EDITORS-PICK
PC ONLINE
C9 NISQY
C9GG
C9WIN
CLOUD9GG
CLOUD9WIN
LEAGUE OF LEGENDS ESPORTS
LOL ESPORT
NA LCS
NISQY
nickgeracie@invenglobal.com


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Home Indiana Jonesboro
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Todd Glickfield
Marion, IN Lawyer
(765) 664-6251	605 S Washington St
Free ConsultationCriminal Defense, DUI & DWI, Family and Personal Injury
Over 25+ Years experience. Lots of trial experience
Joshua D Byanski
Free ConsultationCollections, Divorce, Family and Landlord Tenant
Jeffrey K. Graham
Elwood, IN Lawyer with 14 years experience
(765) 552-9878	1601 S Anderson St
Elwood, IN 46036
Business, Construction, Criminal Defense and IP
Indiana University School of Law
Micha R. Buffington
Elwood, IN Attorney with 7 years experience
Appeals, Elder, Estate Planning and Probate
Michael E. Farrer
Bankruptcy, Business, Civil Rights and Consumer
Ashley C. Hopper
Elwood, IN Attorney
Administrative, Appeals and Municipal
University of Arkansas - Fayetteville and Ohio Northern University College of Law
Todd C. Barsumian
Fishers, IN Attorney with 21 years experience
(844) 268-7775	14074 Trade Center Dr.
Free ConsultationArbitration & Mediation, Nursing Home, Personal Injury and Products Liability
Todd C. Barsumian was selected by Indiana Super Lawyers as a Rising Star in 2009, 2011, 2012 and 2013 and a Super Lawyer in 2018 and 2019. Todd has been selected to The National Trial Lawyers Association: Top 40 under 40 for the State of Indiana and to the Top 100 Civil Plaintiff Trial Lawyers in Indiana. He is a recipient of the Top 100 Attorneys Lifetime Achievement Award in Indiana and has been selected to the National Association of Distinguished Counsel Nation's Top 1 Percent.
After spending 12 years at the Evansville law firm of Kahn,...
Gregg Stark
Fishers, IN Lawyer with 28 years experience
(317) 579-3900	13257 Britton Park Rd.
Free ConsultationCriminal Defense and DUI & DWI
For over 25 years, Stark DUI Lawyers have become the name to know for effective criminal and DUI defense representation anywhere in Indiana.
We take great pride in being recognized by many attorneys in other fields of law as the Indiana Legal Defense Authority and have been consulted on criminal defense cases within every one of Indiana's ninety two county court jurisdictions.
We have been privileged to have been requested to represent good people in many career endeavors including other lawyers, police officers & professional athletes who have faced legal challenges throughout the state.
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Merry Fountain
Indianapolis, IN Lawyer with 22 years experience
(888) 242-4878	3815 River Crossing Pkwy
Suite #100 Room #139
Free ConsultationInsurance Claims and Personal Injury
Indiana University Maurer School of Law
Merry Fountain's own experience as a victim in an auto collision motivated her to became a personal injury lawyer. Before she was an attorney she was injured when a large truck ran into the side of her car. The insurance company didn't want to help her and she eventually had to retain a lawyer. Then she attended law school at night to obtain her law degree so that she could help others.
Merry is dedicated to helping other personal injury victims and their families protect their legal rights against insurance companies and big corporations.
She only practices in personal...
Adam Lutzke
Indianapolis, IN Lawyer with 9 years experience
(317) 577-3888	6525 E. 82nd Street
Free ConsultationCollections, Divorce, Estate Planning and Family
Adam Lutzke has vast experience in the area of family law. Since he was admitted to practice law in 2010, he has focused his career primarily in the areas of divorce, legal separation, child custody, child support, and guardianships. Adam received a Lead Counsel Rating in the areas of divorce and family law in 2015 by the Lead Counsel Review Board, and was recently selected as one of the Top 40 Lawyers Under 40 for family lawyers in the state of Indiana for 2016 by the American Society of Legal Advocates. Along with having handled...
Andrea Ciobanu
(317) 495-1090	8910 Purdue Road
Suite 240, One College Park
Appeals, Arbitration & Mediation, Business and Civil Rights
Indiana University Robert H. McKinney School of Law and University of Notre Dame
Bradley Banks
Indianapolis, IN Attorney with 19 years experience
(317) 870-0019	8770 Purdue Rd.
Free ConsultationAppeals, Criminal Defense, DUI & DWI and Personal Injury
Prior to starting my own practice, I served as a deputy prosecutor in Indianapolis in Noblesville. I spent time as a Homicide Prosecutor and a Division Chief. I have tried numerous jury trials with a very high success rate. I practice on behalf of clients in the areas of criminal defense and personal injury as well as other areas of litigation. I am a experienced and well polished trial lawyer. I enjoy helping my clients through their legal issues and help them reach a positive outcome.
Matthew D. Barrett
Kokomo, IN Lawyer with 17 years experience
(574) 753-3300	Kokomo, IN 46901
Free ConsultationCriminal Defense, DUI & DWI, Personal Injury and White Collar Crime
I have a state-wide practice representing people (not government or insurance companies) throughout Indiana. I practice in the areas of personal injury accidents, wrongful death, DUI/Drunk Driving, and criminal defense. I offer a FREE initial consultation. All personal injury and wrongful death cases are handled on a contingency fee basis (no fee unless you win; percentage taken from the recovery) and reasonable fees for all DUI/criminal cases including payment plans. For more information, please call our office at (574) 753-3300, visit our website at www.barrettlaw-office.com, or send us an e-mail at matt.barrett@barrettlaw-office.com. I look forward to...
Jason M Massaro
(317) 669-2994	2050 East 96th Street
Jason M. Massaro is the owner of The Massaro Legal Group in Indianapolis, Indiana, where he focuses his practice primarily in complex business, commercial, contract, and real estate litigation. His experience ranges from counseling individuals as well as businesses of all sizes ranging from small to Fortune 500 companies in a variety of matters including litigation, contract issues, real estate matters, closely-held and minority shareholder disputes, Limited Liability Company (LLC) and partnership disputes, negotiations, corporate and partnership structuring, and corporate compliance. These litigations vary but often involve claims pertaining to trade secret violations, fraud, securities act violations, and...
(317) 580-9007	9333 N. Meridian St.
Free ConsultationBusiness, Divorce, Family and Tax
Indiana University Robert H. McKinney School of Law and Ball State University
Matt is an experienced family law attorney, representing clients in divorce, custody, parenting time, paternity and child support matters. He has litigated disputes throughout Indiana, with a primary focus in Indianapolis and Hamilton County. In 2017, 2018, and 2019, Matt was named a "Rising Star" by Indiana Super Lawyers magazine. This designation is limited to 2.5% of Indiana attorneys 40 years old or younger or in practice 10 years or less.
Matt is also an experienced tax attorney, counseling and advising individuals and business owners in Federal and state tax matters, including tax disputes before the IRS...
David M Seiter
Carmel, IN, IN Attorney with 21 years experience
(317) 564-0016	301 E. Carmel Drive
Carmel, IN, IN 46032
Free ConsultationCriminal Defense, DUI & DWI, Juvenile and Personal Injury
Indiana University - Indiana University/Purdue University at Indianapolis
I was admitted to practice law throughout the state of Indiana in 1998. As a general practice lawyer, I have experience in both criminal and civil law. I practiced law for over 14 years and built a successful private practice before serving as a judicial officer in Marion County, Indiana for 3.5 years. As a judicial officer, I was assigned to the Arrestee Processing Center (APC) and major felony drug court where I focused my efforts on problem solving and reducing recidivism through offender education efforts. Returning to private practice in October, 2016, I...
Jason Reese
Carmel, IN Lawyer with 22 years experience
(888) 204-8440	11939 North Meridian St.
Free ConsultationLegal Malpractice, Medical Malpractice, Nursing Home and Personal Injury
Indiana University - Indiana University-Bloomington
Jason Reese represents victims of personal injury, medical malpractice and wrongful death. Growing up in Northwest Indiana, he attended the University of Arizona on academic scholarship and graduated at the top of his class. Jason obtained his law degree from Indiana University in 1997 then founded Wagner Reese in 2000. Over the past two decades, the firm has established a track record of unparalleled success and a reputation as the preeminent personal injury firm in Indiana. Jason is involved in several pro bono and community activities, including serving as Past President of the Board of Directors for Centerpoint Counseling,...
Mark Cannon
(317) 222-3834	450 E. 96th Street
Business, Elder, Estate Planning and Probate
Mark focuses his law practice in the areas of estate planning, probate and trust administration, business formation and succession planning, business transactions, contracts and real estate law. Before beginning his legal career, Mark worked at Northwestern Mutual Life, where he implemented life and disability insurance plans for clients. After leaving Northwestern Mutual, Mark attended law school, where he earned Dean's List recognition five times. Mark started his legal career at the Indiana Department of Revenue as an Inheritance Tax Attorney, where he audited inheritance tax returns and fielded telephone calls from attorney, CPA's and trust officers on complex...
Brian Adam Clay
(317) 580-9007	9333 N Meridian St
Free ConsultationCriminal Defense, DUI & DWI, Divorce and Family
Adam was born in Zionsville, Indiana, and is a proud graduate of Zionsville High School. Adam attended Purdue University on a full academic merit scholarship, graduating in 2006 with a Bachelor of Science degree in Interdisciplinary Engineering. While at Purdue, Adam was president of the Beta Phi chapter of Pi Kappa Alpha fraternity, and was named to the dean's list seven times. In 2009, Adam graduated cum laude from the Indiana University Maurer School of Law, where he served as managing editor of the Federal Communications Law Journal. His note concerning network neutrality was published in the 2008 edition of...
Lisa Adler
(317) 639-4511	760 S Rangeline Rd
Free ConsultationEstate Planning and Probate
Indiana University School of Law·Bloomington
Lisa practices in the areas of estate planning, trust and estate administrations, and probate disputes. Lisa is a problem solver. She strives to provide peace of mind for clients. Whether a client is setting up an estate plan, administering the estate or trust of a loved one, or seeking resolution of a probate dispute or litigation, Lisa enjoys helping clients find solutions.
Lisa is the Managing Partner of the Indianapolis and Carmel based, full service law firm, Harrison & Moberly, LLP, one of Indianapolis's oldest firms. She is happy to meet with clients at either the...
K. Aaron Heifner
Anderson, IN Lawyer with 2 years experience
(765) 200-6328	3737 S Scatterfield Rd
Attorney K. Aaron Heifner is a skilled criminal defense, family law, and personal injury attorney. He is the founder of Heifner Law Inc., where he assists clients with a broad range of legal issues, including DUI/OWI defense, probation violations, domestic violence charges, divorce, child custody and support, car accidents, and more. Attorney Heifner has developed a reputation as an aggressive advocate for parents and defendants, as well as those injured due to the negligence of another person, company, or entity. With every case he takes on, Attorney Heifner strives to provide his clients with personalized, one-on-one attention and open communication....
Colin Edward Flora
Indianapolis, IN Attorney with 8 years experience
(317) 251-1100	6507 Ferguson St.
Free ConsultationAppeals, Business, Consumer and Employment
I was born and raised on a small family farm as the son of two high school math teachers. I had the great fortune of growing up next door to my grandparents. My grandfather taught me the meaning and rewards of a hard day's work. I used those lessons to excel both academically and personally resulting in the great honor of being named in the inaugural class of Indiana University's Herbert Presidential Scholars. While in undergrad, I was fortunate enough to be granted the opportunity to work as a research assistant for Professor David C.W. Parker which gave me the...
Felicia Locke
Indianapolis, IN Lawyer
(317) 638-3468	2805 E. 96th Street, Ste A
Free ConsultationElder, Estate Planning, Family and Probate
Clients need an attorney who understands their needs and who can be an advocate for them, while providing competent legal services. That is where I come in. My name is Felicia Locke, an attorney in central Indiana focusing on the legal needs of everyday people.
At Locke Law Firm, we focus in the areas of elder law, probate and estate administration, family law and real estate law.
We believe that everyone deserves fair and affordable legal representation. We are committed to helping our clients get through the tough moments in life. We are committed to advocating your best interests.
Paul Overhauser
Greenfield, IN Attorney with 37 years experience
(317) 467-9100	740 W Green Meadows Dr
Business, IP, Patents and Trademarks
Tracy Troyer
Fort Wayne, IN Attorney with 25 years experience
(260) 440-3241	6303 Constitution Drive
Tracy is a 1994 graduate of the Indiana University School of Law - Bloomington. She also received her undergraduate degree in Business-Marketing from Indiana University - Bloomington. Tracy has been admitted by the Supreme Court of Indiana to the Indiana Bar and to the U.S. Southern District Court. She participates as a member of the Indiana State Bar Association and the Allen County Bar Association. She is a former President of the Fort Wayne Estate Planning Council, Co-Chair of the Probate, Tax and Trust section of the Allen County Bar Association, and Board Member of Early Childhood Alliance. She is...
Jonathan Armiger
Fishers, IN Lawyer with 8 years experience
(844) 268-7775	14074 Trade Center Dr #202
Free ConsultationHealth Care, Insurance Claims, Medical Malpractice and Personal Injury
Jonathan Armiger of Barsumian Law LLC is an Indiana personal injury and medical malpractice lawyer. He represents individuals who have been injured and those who have experienced the wrongful death of a spouse, parent or child. He handles claims arising from car, truck and motorcycle accidents, premises liability, medical malpractice, and nursing home neglect.
Jonathan has worked on behalf of victims of personal injury and medical malpractice for more than ten years. He received his undergraduate degree from the Indiana University Kelley School of Business in 2007. He graduated cum laude from the Indiana University Maurer School of Law in...
Stephanie Jane Hahn
Stephanie Jane Hahn Attorney at Law is an Indiana employment law firm. Ms. Hahn's practice provides compassionate representation of employees who are victims of discrimination based on gender, race, disability, age and religious affiliation. She also represents clients with other employment matters including sexual harassment, pregnancy discrimination, hostile work environment, violations of the Family and Medical Leave Act (FMLA), wrongful termination, retaliation, claims under the Americans with Disabilities Act (ADA) and Age Discrimination in Employment Act (ADEA), in addition to wage and hour violations under the Fair Labor Standards Act (FLSA).
Ms. Hahn has over 20 years of employment law experience...
Randal Klezmer
(800) 809-3776	8520 Center Run Drive
Free ConsultationPersonal Injury and Workers' Comp
Randy Klezmer is co-author of the Indiana Practice Guide to Workers' Compensation, inductee into the College of Workers' Compensation Lawyers, and Sustaining Member of the Indiana Trial Lawyers' Association. For 26 years, Randy has represented injured Indiana workers in both injury and workers' compensation matters. Randy has devoted his entire legal career to helping people who have been injured in the workplace and elsewhere achieve the compensation they deserve.
A native Hoosier, Randy created the firm after receiving his J.D. from McKinney School of Law, in 1992. From the beginning, he has focused his practice largely on workers' compensation cases, but...
Bryan Lee Ciyou
Indianapolis City (Balance), IN Attorney with 26 years experience
(317) 449-8522	50 E. 91st St.
Indianapolis City (Balance), IN 46240
Appeals, Criminal Defense, Divorce and Family
Attorney Bryan L. Ciyou, an Eagle Scout, lives each day on the bedrock principle of the Boy Scout Motto, "Be Prepared." This way of life – his mantra – was then forged on the anvil of hardships endured during his significant humanitarian aid work in places like Haiti and Central America. In these countries, making a plan and executing it, and always being prepared, was not a choice but a necessity in order to survive daily life.A few years later, Mr. Ciyou attended Indiana University, Indianapolis, completing the honors program and graduating with a bachelor of arts, with distinction, in...
JR Emerson
Carmel, IN Attorney
(317) 434-3136	600 E Carmel Dr
Free ConsultationCriminal Defense, DUI & DWI, Divorce and Personal Injury
Erik Carter
Noblesville, IN Lawyer with 26 years experience
(317) 900-6692	23 S. 8th Street
Free ConsultationAppeals, Divorce, Domestic Violence and Family
You have standards for your Indiana family law lawyer. It may be cost or efficiency or aggression or experience. I can't put cost here, but on those other things: with my background in systems analysis (UNIX) and a Master Six Sigma Black Belt certification, my focus is on the efficient and cost-effective realization of your vision of family life after litigation. I've been licensed in Indiana state and Federal courts for over 23 years, and also had licenses in Illinois (voluntarily inactive) and Pennsylvania (voluntarily inactive). My areas of focus are family law, mediation and appeals. Let's...
Steven Taylor
(800) 966-8447	3130 S LaFountain Ste 1B
Free ConsultationBankruptcy
Capital Law University
Bachelor of Science Degree in Finance with Honors from Indiana University in 1987, his Masters of Business Administration from Indiana University in 1988 and Doctor of Jurisprudence from Capital Law University in 1995. Admitted to the practice of law in 1995 in the State of Indiana and began practice in April of 1996 and have limited practice to consumer and small business bankruptcies since inception. The practice primarily focuses on debtor representation in the United States Bankruptcy Courts in the Southern and Northern Districts of Indiana. I frequently given seminars on the topic of consumer bankruptcy...
(888) 211-3888	12805 E. New Market St.
For the past 10 years, Kimberly has devoted her career to providing compassionate and aggressive legal representation for her clients in family law related matters such as divorce and legal separation, custody, parenting time, child support, paternity, prenuptial and post-nuptial agreements, post-decree modifications and enforcement, guardianships, relocations, protective orders, and military divorces.
Kimberly understands the importance of building strong, trusting relationships with her clients, founded on open and frequent communication, compassion, and sound legal strategy. Recognizing that every family law case is as unique as the individual involved, Kimberly listens carefully to her clients' concerns and goals for the future in...
Dana L. Oglesby
Muncie, IN Lawyer with 11 years experience
(877) 489-0908	225 N. High St., Suite 2C
Muncie, IN 47305
I am a consumer bankruptcy attorney who represents clients in filing Chapter 7 and Chapter 13 bankruptcy cases. I have focused my career in bankruptcy since 2008, and have successfully represented hundreds of individuals in need. Our firm solely represents bankruptcy clients in order to provide the best possible representation. At our firm you will receive professional representation, exceptional client service, and will always have direct access to your attorney. We strive make the process easy, quick and affordable because we understand the bankruptcy process can be overwhelming. We want to provide our clients with...
Linda H Havel
(317) 525-7754	11650 N. Lantern Road, Ste. 230
Linda has 25 plus years of experience in civil litigation and trial work. Her experience includes representing individuals who have suffered serious injuries caused by car, truck, motorcycle, and bicycle collisions, gas and fire explosions, and many other dangerous conditions caused by the negligence of others. She has represented adults and children suffering from serious brain injuries, neck and spinal injuries, burn injuries, and shoulder, wrist and leg injuries. Linda fights to obtain damages for clients including repayment of past and future medical bills, past lost wages, future vocational loss caused by a diminished capacity to earn, pain...
Ted Smith
Anderson, IN Lawyer with 43 years experience
Free ConsultationAppeals, Personal Injury and Social Security Disability
Notre Dame Law School and University of Notre Dame
Adam Brower
Adam Brower, a named Indiana Super Lawyer, is an experienced litigator having worked as a deputy prosecutor for Marion County, Indiana. He has tried over 150 criminal cases to completion ranging from simple misdemeanors to complex felonies. During his tenure, Adam spent time prosecuting misdemeanors, concentrating in a specialized litigation unit focused on OVWI/DUI prosecution, and prosecuting felonies. As a criminal defense attorney Adam represents clients with all levels of crimes, including minor crimes, to sex crimes, to drug crimes, to murder. Areas of practice: Professional Credentials: Indiana School of Law...
Lanae M. Harden
Carmel, IN Lawyer
(317) 569-0770	631 N Rangeline Rd
Arbitration & Mediation, Divorce and Family
Lanae Harden is a founding member of HARDEN JACKSON, LLC where she practices family law litigation with more than 14 years of experience. She chairs the firm's Family Law Practice Group. Ms. Harden received her Juris Doctor magna cum laude from Indiana University School of Law, finishing in the top 5% of her class. She completed her undergraduate degree at the University of Texas at Austin, where she graduated magna cum laude and was a member of the university's tennis team. Ms. Harden is also a four-time Indiana State Tennis Champion. Ms. Harden is a skilled litigator and extremely adept at managing...
Ary Avnet
Noblesville, IN Attorney with 10 years experience
(877) 772-8638	34 S. 9th St
After graduating from law school with honors, Mr. Avnet began practicing insurance defense litigation in Hamilton County, Indiana for several years. Next, Mr. Avnet practiced transportation law at the largest transportation law firm in the country, defending trucking companies in large loss negligence and wrongful death suits around the country. Prior to forming Avnet Law, Mr. Avnet returned to Hamilton County to practice personal injury law, family law, and criminal law.
Currently, Mr. Avnet regularly practices trial court litigation in state and federal courts. His practice is devoted to serving clients on a wide variety of legal issues, but concentrates his...
Bridget O'Ryan
(855) 778-5055	1901 Broad Ripple Ave
Free ConsultationInsurance Claims
Immediately out of law school, Bridget worked for a consumer protection agency for the State of Florida. After moving back to the Midwest, she then began working for a large insurance company. After opening her own firm, she started receiving insurance claim denials that were mostly governed by ERISA (because most people get their insurance coverage through their employer). It was apparent at that time that this area of law was heavily slanted in favor of the insurance companies.
Bridget enjoys helping individuals who are in very vulnerable circumstances, especially if they have become disabled and are seeking short term or...
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Blackford County
The OneCLE Lawyer Directory contains lawyers who have claimed their profiles and are actively seeking clients. Find more Jonesboro, Indiana Lawyers in the Justia Legal Services and Lawyers Directory which includes profiles of more than one million lawyers licensed to practice in the United States, in addition to profiles of legal aid, pro bono and legal service organizations.


In the summer and autumn 1897 Hermione Hitchcock Canfield, Julia Frances Hawley, and Wilhelmina Douglas Hawley discussed forming the Manchester Historical Society. By October officers were appointed, a meeting was held, and a constitution decided upon.
The first officers were President E. J. Hawley, First Vice-President Julia F. Hawley, Second Vice-President Anna J. Purdy, Corresponding Secretary Hermione H. Canfield, Recording Secretary Wilhelmina D. Hawley, and Treasurer Theodore Swift.


Want to be a famous teen photographer? Submit your best photos to the Teen Photography Contest 2019.
Submit to TeenTechSolano@gmail.com or on Instagram use #TeenTechSolano2019. Contest runs January 1-February 15, 2019.
During Teen Tech Week, March 3-9, 10 winning photos will be featured on the Solano County Library homepage and elsewhere in the community. Entries will be posted to the library's Facebook and Instagram account.
Only local participants are eligible to win prizes.
Include your name, city, and photo category. Include a description of your photo.
One winning photo will be chosen per category.
Landscapes – a bigger view of our world.
Macro/Close-ups – Taking an extremely close look at the world around you.
Nature – Plants, scenery, natural settings.
People/Portraits – Individuals or groups of people.
Special Effects – Photoshop, VSCO, or any other enhanced or edited photos, memes, or images.
Your Choice – Any photo you're proud of that doesn't fit in the other categories.
You must submit your own original artwork and submit it in .jpg format.
Winning photos should best represent the library and its values of exploration, inspiration, growth, and discovery.
2 grand prize to spend one session learning from a local photographer.
An adult chaperone is required to collect the grand prize.
All 10 winning photos will be featured on solanolibrary.com and the library's social media accounts on Flickr, Instagram, and Facebook.
Only local participants are eligible for prizes.
Congratulations to our 2019 Photo Contest Winners whose work will be displayed in all of our branches.


I am a research scientist in the Computational Social Science group at Facebook. My interests are in causal inference, experimentation and understanding the impact of the internet and social networks on economic mobility. Prior to Facebook I was at Pandora where I worked on advertising, experimentation and station recommendations. I received a PhD in Economics from Stanford University where I focused on higher education and consumer finance.


Description: Today princesses Aurora and Cinderella have met a new guy at the college. They both fell in love at the moment and most famous princesses have become love-rivals! ? Choose on which size you are and help your favorite princess to attract Charming's attention with a perfect stylish outlook! Have fun!


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BlogMore
2015More
SeptemberMore
Blog Posts for September 2015
Spokane takes a big step toward ending veteran homelessness
2:30 p.m. - Watch 24:26 - The City and its partners have met and surpassed a key goal in housing homeless veterans.
Shaping the Lincoln Heights Commercial District
11:43 a.m. - Watch 1:26 - The City asks for feedback as planning for the busy area continues
Spokane River "Barge" Cleanup Harvests Heaps of Trash
10:56 a.m. - Watch 1:50 - A project using a boat and divers to remove trash from the Spokane River yielded tons of trash.
2:36 p.m. - Watch 32:55 - Members of the Spokane Tribe help unveil the plaza's official naming stone
Calling All Kids: Enter the Recycling Poster Contest
11:15 a.m. - Students in K-8 grades invited to send in their recycling poster concepts
Are YOU Ready for any Emergency?
4:34 p.m. - We often neglect to adequately prepare for a major disaster.
The Spirit of Nature
3:18 p.m. - Experience Manito, Spokane's urban oasis
Get Your Game on Before the Snow!
12:20 p.m. - The Fall Brawl is taking place at Dwight Merkel and Franklin Park sports complexes on October 16th, 17th, and 18th.
2015 Fall Volleyball League
3:41 p.m. - The City of Spokane Parks and Recreation Fall Volleyball League is "set" to start on October 5th. The registration deadline is 9/28.
Are you opening a restaurant in Spokane?
4:11 p.m. - Check out the City's guide to opening your own business
11:57 a.m. - The City is making changes to the utility bills it sends to improve communications and service to our customers.
Work to revitalize East Sprague District continues
2:11 p.m. - Workshops this week focus on Smart Growth policies to spur development
Illuminating Courage will pay tribute to Washington's fallen heroes
3:39 p.m. - Work on the massive memorial has begun outside the Spokane Arena
The party continues on the South Hill
4:59 p.m. - More great events are on tap this month all over town
Sept. 9
37th Avenue Rehabilitation
5:20 p.m. - Share your thoughts on the proposed project
Step into the sky
12:14 p.m. - Explore tree canopies and soar like an eagle with New Zipline Tours
Spokane prepares for its first ever Chinese Lantern Festival
4:17 p.m. - Watch 25:44 - Set-up for the huge event continues at Riverfront Park
Learn about updates to Spokane's Pedestrian Master Plan
1:30 p.m. - Drop by City Hall Sept. 16 or send in your thoughts about the update
Citizens Helping Citizens, Citizens Helping Heroes
10:36 a.m. - The City of Spokane is accepting donations for wildfire victims and firefighters
Celebrate the River with us!
5:23 p.m. - In September, a number of activities are focused on celebrating our greatest natural asset—the Spokane River!
Second annual Fiesta Spokane kicks off
3:37 p.m. - Watch 8:38 - Spokane celebrates Hispanic Heritage month throughout September


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Home ⁄ Science ⁄ Another universe existed before the Big Bang, says Nobel winner
Another universe existed before the Big Bang, says Nobel winner
The Big Bang was the start of our universe, but there may have been one before it (Credits: Getty Images/iStockphoto)
Sir Roger Penrose has claimed there was another universe that existed before the Big Bang, and black holes could provide the proof.
The 89-year-old scientist has been awarded the Nobel Prize for Physics for a paper explaining how black holes form. He used Einstein's Theory of Relativity to prove that black holes exist and now he says they hold the key to evidence of a prior universe.
Sir Roger claims there are 'unexplained spots' of electromagnetic radiation dotted across the sky. He calls these 'Hawking Points' and says they are remnants of the universe that existed before the Big Bang.
Penrose says these points are proof of the 'conformal cyclic cosmology' theory of the universe that suggests the Big Bang merely marks the end of one universe and the start of another universe – also known as an 'aeon'.
While he admits the theory is controversial, Sir Roger also points out that the idea of black holes was once controversial but is now an accepted part of science.
British mathematical physicist, mathematician and philosopher of science Sir Roger Penrose (Credits: EPA)
Under Penrose's theory, Hawking Points are the final expulsion of energy – known as Hawking radiation – that is transferred by black holes from the previous universe.
The theory effectively states that universes develop, expand and die in sequence, with black holes in each one leaving a mark on the universe to follow.
It is unknown exactly how long these black holes would take to fully evaporate – and under this theory stop leaking radiation from the older universe – but it is thought to be considerably longer than the 13.8 billion years our universe has been around.
'I claim that there is observation of Hawking Radiation. The Big Bang was not the beginning. There was something before the Big Bang and that something is what we will have in our future,' Penrose told The Telegraph.
'We have a universe that expands and expands, and all mass decays away, and in this crazy theory of mine, that remote future becomes the Big Bang of another aeon.'
The theory says that universes develop and die in sequences (Credits: University of Oxford)
Earlier this week, the Royal Swedish Academy of Sciences made the announcement that Sir Roger, along with two others, would receive the Nobel Prize for Physics. He will take home half of the 10 million Swedish kronor (£864,000) prize, with the other two winners splitting the other half.
Sir Roger, who was born in Colchester in 1931, used 'ingenious mathematical methods" in his proof that black holes are a direct consequence of Albert Einstein's general theory of relativity, the committee said.
It added that Einstein did not himself believe that black holes – super-heavyweight monsters that capture everything that enters them – really exist.
Sir Roger won a Nobel Prize this week (Credits: AP)
In January 1965, 10 years after Einstein's death, Sir Roger, Emeritus Professor at the Mathematical Institute of the University of Oxford, proved that black holes really can form and described them in detail – at their heart, black holes hide a singularity in which all the known laws of nature cease.
The panel said: 'His groundbreaking article is still regarded as the most important contribution to the general theory of relativity since Einstein.'
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