text:
'Diabolical and wrong': Wells Fargo, other banks finance predatory lenders that can charge over 400% interest in minority communities
Banks say it's fully legal for them to finance this industry. But in America's moment of racial reckoning, critics ask, is it right?
Author: David Schechter, Jason Trahan, Chance Horner
Published: 3:24 PM CDT May 23, 2021
Updated: 10:24 PM CDT May 23, 2021
Payday lenders and other businesses that offer high-cost, small-dollar loans say they serve customers that big, traditional banks ignore.
But a WFAA investigation discovered the money that finances many predatory lenders comes from the very same big banks.
It's a part of a larger pattern of economic injustice for low-income communities of color south of Interstate 30, which is a dividing line in Dallas and the subject of the ongoing WFAA investigative series "Banking Below 30."
The series has explored how banks don't lend to, but continue to make money off of, people in southern Dallas, including buying and profiting from low-income apartments that perpetuate crime and blight.
Predatory Lending
The term predatory lending is defined by government regulators as businesses that, among other things, fail to fully disclose or explain the true costs and risk of loans; have "risky loan terms and structures" that "make it more difficult or impossible for borrowers to reduce their indebtedness," and that charge "customers unearned, concealed or unwarranted fees."
Texas' Office of Consumer Credit Commissioner regulates the payday, auto title, installment and pawn lending businesses to ensure each "provides compliant financial products," but those businesses under Texas law are still allowed to charge interest rates and fees far in excess of what a traditional banks would charge.
Leon Cox said he regrets going to a payday lender when he was short on cash.
"I was working from temp agency to temp agency, and there were a couple times I just couldn't make rent," he said. "With a payday loan, it's never worth it. You'll take out $500 and end up paying, maybe, $1,500 back."
High-cost lending is a popular business below I-30. Records show there are 88 storefront locations in southern Dallas.
According to the advocacy group Texas Appleseed, in 2019, payday and auto title lenders charged Texans more than $2 billion in fees. While Blacks and Latinos make up 45% of all Texas households, they make up 71% of auto title customers, and 74% of payday loan customers, according to an analysis of FDIC data by Texas Appleseed.
Cox said these types of lenders "keep you down."
"It's the old cliché – the rich get richer and poor get poorer," he explained.
Our review of public records filed with the U.S. Securities and Exchange Commission reveals that almost 20 banks are funding, or have recently funded, predatory lenders. Some are big banks, like Wells Fargo and Bank of America. Other are based in Texas, like Texas Capital, Bank of Texas, Veritex Bank, TBK Bank, Amegy Bank and Independent Bank.
We reached out to several industry groups representing high-cost, small-dollar lenders. They say their fees are reasonable, given the credit histories of their customers, and that they are helping people get loans that banks have abandoned.
"Nearly half of Americans cannot afford a $400 unanticipated expense," the Community Financial Services Association of America says on their website. "By providing loans to those who cannot otherwise access traditional forms of credit, small-dollar lenders help communities and small businesses thrive and allow money to be reinvested in local businesses and neighborhoods where it is needed most."
"It's for economic exploitation," said the Rev. Frederick Haynes III, pastor of Friendship-West Baptist Church in southern Dallas and vocal critic of high-cost lenders. In April, he testified against them in a U.S. Senate hearing.
"It's a horrific cycle," he told WFAA. "It's a system that is designed to ensure that some thrive at the expense of others."
Lenders to FirstCash
FirstCash, based in Fort Worth, operates 2,770 pawn stores. Under Texas law, a pawn dealer can charge up 240% interest on a loan. A review of records filed with the Securities and Exchange Commission shows Wells Fargo, Texas Capital Bank and Bank of Texas are all creditors to FirstCash.
Data that Wells Fargo shares with the federal government that was analyzed by the National Community Reinvestment Coalition show the bank makes relatively few loans to low- to moderate-income borrowers in Dallas County. Their analysis shows that Wells Fargo made 18% of its home purchase loans to low- to moderate- income borrowers, which is third from the bottom among banks in the county.
But, Wells Fargo shares in a $400 million line of credit to FirstCash, along with Bank of Texas, Texas Capital Bank, Amegy Bank, Prosperity Bank, First Tennessee Bank, Independent Bank, Southside and BBVA Bank, according to SEC filings in 2016 and 2020.
We asked these banks why they choose to finance a high-cost lender. Bank of Texas, Texas Capital, First Tennessee and BBVA had no comment. Prosperity, Independent and Southside didn't respond to questions.
Amegy sent us a response.
"With regard to why Amegy would provide a loan to FirstCash, we are active in making loans and providing banking services to businesses that operate within the law – including local, state, and federal – and who fit within our risk appetite," Amegy spokesperson Stefani Smith wrote. "We leave the decisions as to which businesses should be allowed to legally operate to elected officials, and the enforcement of such laws to the appropriate authorities."
So did Wells Fargo.
"Wells Fargo provides credit and services to companies in a variety of financial services industries," spokesperson Camille Brewer wrote. "We have relationships with companies that have demonstrated a strong, ongoing commitment and capability to comply with applicable laws and regulations to their business operations."
Ann Baddour with Texas Appleseed, a nonprofit advocating for fair lending practices for low-income and minority communities, said she's not surprised to see Wells Fargo leading credit agreements for these high-cost lenders.
"Wells Fargo has a long history of being a creditor for payday and auto title lenders," Baddour said. "It's objectionable to me personally, but it's legal. I can't tell them to not do it. But it's about values and building communities."
FirstCash also sent us a response. The company provides "quick and convenient locations to buy value-priced merchandise and obtain small, short-term, collateralized pawn loans which customers are not obligated to repay," Chief Financial Officer R. Douglas Orr said in a statement.
"Pawn loans do not involve credit checks, negative credit reporting or collections activities, even if the customer does not repay or redeem the loan," Orr added. "All of the company's pawn operations are fully licensed, regulated and operated in accordance with all federal, state and local laws."
Lenders to Enova
Another high-cost lender is Enova, which offers, among other products, payday loans online. In disclosures to the state of Texas, Enova documents annual loan rates of 409% to 664%.
And who helps finance Enova's operations? In part, Veritex Bank and TBK Bank – both based in Dallas. TBK has a $35 million credit agreement with Enova and Veritex $20 million, according to this SEC filing.
We asked these banks why they choose to finance a high-cost lender. Veritex Bank had no comment. TBK Bank responded that "…we follow well-known policies applicable to all banks to ensure that our customers' business activities comply with the law."
In a statement, Enova says its "…online services reach people and businesses all over the U.S., including places where banks no longer have branches…"
Lenders to World Finance
World Finance is another high-cost lender. At its 1,200 storefront offices, the company offers installment loans which, under Texas law, carry 80% to 113% interest, plus fees and charges.
According to this 2015 SEC filing, World Finance's operations are financed, in part, by Wells Fargo, with a commitment as high as $200 million, and Texas Capital, loaning up to $30 million.
This March 2020 filing with the SEC shows several other lenders to World Finance, including Bank of Montreal, First Tennessee Bank, BankUnited, Axos Bank and Pacific Western Bank.
Bank of Montreal, BankUnited, Axos and Pacific Western did not respond to questions. First Tennessee, as before, had no comment.
Lenders to Curo
Another company, Curo, based in Kansas, is the parent company of several high-cost, small-dollar lenders such as Speedy Cash, Rapid Cash, Cash Money, Verge Credit, LendDirect, Avío Credit, Opt+, and Revolve Finance.
In this SEC filing, Curo discloses a $50 million credit agreement with several institutions such as BayCoast Bank, Stride Bank, Hancock-Whitney Bank, Metropolitan Commercial Bank, and a $10 million agreement with Royal Bank of Canada.
We reached out to all these banks about why they lend money to Curo.
Hancock-Whitney and Royal Bank of Canada had no comment.
Stride and Metropolitan Commercial did not respond.
In a statement, BayCoast said it is the "lead bank on a revolving corporate credit facility" for Curo, which "accesses this credit facility periodically for liquidity purposes and does not use the credit facility to fund consumer loans."
"We evaluate all of our relationships regularly to ensure that our vendors maintain our high standards of operation," said James Wallace, BayCoast chief operating officer.
Long history
Baddour said the rise of high-cost, small-dollar lending targeting low-income people has a long history.
"In many ways, we wouldn't even be having these conversations about payday loans if financial institutions so long ago didn't abandon these communities," Baddour said.
She's saying predatory lending echoes back to an older problem called redlining, where banks refuse to lend in minority neighborhoods.
The Community Reinvestment Act is a law meant to repair that damage. It says banks are required to meet the credit needs of the minority community and reinvest in neighborhoods they've long ignored. But Pastor Haynes says when banks finance predatory lenders, they violate the spirit of the law.
"I think it's time for banking regulators to step up and say, 'We're serious about this issue, and we want to ensure that justice in banking is a norm,'" Pastor Haynes said. "It's not just time. It's past time."
One of those regulators is the federal Office of the Comptroller of the Currency, which oversees the biggest banks in the country.
"We do not comment on individual bank matters," said OCC spokesman Bryan Hubbard in response to WFAA's questions.
But he pointed out that banks extending credit or loaning money to high-cost lenders doesn't mean they are playing any role in those businesses' lending decisions.
"It is important to note that such nonbank lenders and companies are state-licensed and regulated," Hubbard added. "The OCC does not review and approve bank customers and generally does not determine what company or customer a bank may serve."
Change in Policy
Some banks have begun to change their policies on financing predatory lenders. Capital One says it will not finance payday and auto title lenders. Chase Bank has stopped lending to them, too. Key Bank in Ohio also stopped.
Bank of America had been a long-time lender to World Finance, with a line of credit up to $150 million. However, the bank says it terminated that relationship in 2020.
Bank of America now also offers a new product called Balance Assist. For a $5 fee, existing customers can borrow up to $500 for terms that are far better than a payday lender – an industry Bank of America now says runs "contrary to our values."
"It's encouraging to me to see such a large financial institution take to heart all the feedback that has been around for a long time about the financial services needs of communities and really start to do something about it," Baddour said. "I deeply believe that that is the pathway forward."
Banks that finance predatory lenders defend themselves by saying the practice is legal. But Pastor Haynes says, in America's moment of racial reckoning, these banks should be asking themselves, "Is this right?"
"It creates a permanent underclass – permanent ghettos," he said. "And it's being financed by banking institutions. There's something diabolical and wrong with that picture."
Got a story tip? Email dschechter@wfaa.com.
Lawmaker: Financial Services Committee to take up banking discrimination after WFAA 'Banking Below 30' story
'They underestimate what we can do': WFAA finds banks exclude Blacks, Hispanics in Southern Dallas from access to loans
Local governments deposit millions of tax dollars in banks. Some say it's time they demanded racial equity in return.
Shoppers using coupons more often with recent inflation


I have not tried whiskys with a maturation in Côte-Rôtie wine barrels and I am pleasantly surprised. I tend to be a bit skeptical about maturing (especially "finish"), because with such a finish, you can give something to a meaningless whisky and make it a "better" whisky. This mix is successful and the whisky remains in the foreground despite the participating red wine barrels.
Lychee and wine gum are my first thought. Then roasted flavors come to light: baked apple and a few almond pieces strewn over it. A sweet vanilla sauce wafts in the background quite discreetly. I discover many new flavors that I can not match. This is probably due to the Côte-Rôtie wine barrels. This could be described as very light tropical fruits. The original malt is still clearly present but blends flavors technically with the red wine notes. The longer he gets time, the more flavors come to light.
Hmm. A subtle sweetness and a very round mouthfeel with a hint of pepper. Wine gum and exotic fruits. That's it again, the baked apple.
In the finish a small kick comes from the red wine. A strong wine taste, which is quickly gone and still a little for eucalyptus with lemon releases the stage. Slight wood note mixed with leather.
A remarkable glass and well worth trying. The price alone will mean you take your time – which is essential. A classic slow whisky.
Extra-mature Glenmorangie is always interesting, as it shifts from the sunny, upfront fruits of its earlier life into something more richly concentrated and, in this case, more waxy. There's a ridiculous amount of semi-dried tropical fruits, baked orchard fruits, stewed apple, backed with tonka bean, vanilla pod and blood orange. It opens steadily, but slowly, into cherry syrup, quince, then sweet potato and membrillo. There's even a slight smokiness that's given lift by the sweetness of carrot cake and fruit jellies before it darkens again towards cassis and cacao. Really complex and layered. Water? A drop only to bring out a Cognac-like fatness to the delivery and a rich, deeper mystery. In time, there's sealing wax, cooking medlar, and this sweet earthiness, as well as the gloopy syrups. After two hours (!) in the glass it opens fully to to apricot and mint without losing any of the rich, fruity underpinnings.
A fruit bomb. The enormous initial impact seems to deliver all of the complexities on the nose instantly to the palate. Thankfully it mellows, with the slightly cedary, mature elements calming everything down. There's more spice here, which adds a tingling bite to the thick and syrupy feel. Initially it doesn't seem to achieve the same level of complexity as the nose, but give this plenty of time and out come light tropical fruits and green fig jam. The tannins start to surface and grip when water is added, so be careful. A drop will, eventually, reveal blackberry, summer pudding, then cinnamon and mint chocolate.
Now the mature and woodier elements begin to have their say alongside sloe berry.
Nose is floral with grape and deep red fruit. Palate is sweet and elegant with red fruit and honey. Medium finish that is soft, sweet, and floral. Great dram.


1997 Polaris XLT 600. Picked, New Wear bars on the skis. 121" track. Runs Very Well and strong. No cracks or breaks in the hood. Seat has been recovered and has no rips. 8500 miles but has had a top end rebuild. Comes with plastic and metal skis. $1,000 or BO.


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text:
Robyn Urback
Bite Me Bakery
Bite Me Bakery pegs itself as "Toronto's first cupcake shop with attitude."
"That's not to say we're like the Soup Nazi or anything," says Dayna Richardson, the woman behind the new St. Clair West bakery. "But there are some cupcake shops for kids — this is a shop for adults."
Not that kids wouldn't like Bite Me Bakery's banana caramel or vanilla bubblegum cupcakes, mind you. But they probably wouldn't need to know that the shop calls them its Bi-Curious George and Blow Me cupcakes. That's alongside its Tight Buns (vanilla cake and cinnamon bun buttercream), Pop My Cherry (chocolate cherry cake with vanilla buttercream), and Blue Balls (blueberry cake with cream cheese frosting) cupcakes. I'm guessing the latter isn't too popular among male customers.
The, uh, "unconventional" names for the shop's 40 or so cupcake flavours are definitely indicative of Dayna's personality. Within a few minutes of chatting, it's clear that Dayna has a mouth that could rival that of Debra Morgan's , coming off as a little eccentric but with a dedicated passion for baking.
"Up until recently, my parents still kept asking me when I was going to get a real job," she says, adding that Bite Me Bakery has been operating out of a catering facility for the last two years. "But my passion has always been food."
With a cupcake tattoo on her calf and "350Âş" on her wrist, Dayna tells me her baking has been mostly self-taught, though she has undergone a bit of formal training. She grew her catering business mostly though word of mouth and social media, and decided to seize this space when The Cupcakery went out of business.
"One of my big motivations for opening a retail space is education," says Dayna, who notes that she has also worked in the fitness industry. "Education in dessert moderation."
Bite Me Bakery only offers bite-sized cupcakes (AKA mini cupcakes), usually in about six different flavours per day. Cupcakes are priced at $1.50 each and kept wrapped up to preserve freshness (display cupcakes are pretty much just for show).
"What happens when you go into another cupcake shop, and you want to try the red velvet and the chocolate and the peanut butter cupcake?" Dayna says. "Well, you want to satisfy three different palettes, and you end up buying all of them and eating them all. But how many calories did you just consume? There goes your New Year's dress..."
The idea at Bite Me Bakery is to allow customers to indulge in a variety of different cakes, while removing the temptation of a massive cupcake (or three).
"People will ask me, 'Are these cupcakes good for you?' And I'll say, 'No, but dessert in moderation is OK.'"
I take "moderation" to mean I can try the peanut butter (Buttercup), coffee (La Vida Mocha), and chocolate (Flirty Girl) cupcakes, and definitely find the peanut butter to be my favourite. The cake part is gone in a bite or two (making the flavour somewhat tough to discern) but the super-smooth buttercream lingers with peanut butter goodness and just moderate (and thus, appropriate) sweetness. It's clear that buttercream is the stan-out element for these cupcakes.
Dayna says she hopes to expand her daily offerings to include up to a dozen flavours per day sometime in the new year. Which is to say, if you drop by with kids sometime in January, best to prepare an explanation ahead of time for the "Strawberry Striptease" and "Hot Mess Mango" you might find on the menu.
Photos by Hannah Jor
The Pursuit of Frosting
Petite Thuet
Castle & Coal
Gaucho Pie Co.
Hazukido Toronto
Gouter on Eglinton

redpajama_set_name: RedPajamaCommonCrawl


An indispensable resource for everyone who cares about the Jewish future.
Young people like to be included in the struggle for meaning, for the right questions to ask and the search for tentative answers. This is the book that has been missing from the ever-expanding bookshelf of Torah commentaries a collection of messages on each Torah portion, aimed specifically for teens. It shows them how each Torah portion contains worlds of meaning for them, for what they are going through in their lives, and how they can shape their Jewish identity as they enter adulthood.
This groundbreaking spiritual resource is truly transdenominational including the insights of Jews who identify as Reform, Conservative, Orthodox, Reconstructionist, Renewal, post-denominational and just Jewish. They are rabbis, cantors, educators, authors and cultural personalities.


When your thoughts go in another direction (and they will) bring yourself back to this calming peaceful place and continue the deep breathing. Find a place in your mind where everything is peaceful, whatever brings you peace. Inhale the serenity of that peaceful calm while breathing. Your head will slowly start to feel clearer, the tingling will disappear as you get the full breathes, oxygen filling breathes back in sync. The world will be waiting for you but right now this is your alone time. Your time to readjust. Peace and calm be with you.
Anther great way to calm down when you are overwhelmed with anxiety is to sit down and close your eyes and gently tap your forehead from one side to the other with just one finger. Do it for about 5 minutes. While you are doing it that is all you will feel the gentle taps all the other sensations that were bothering you will vanish as you are distracted and won't feel them. After 5 minutes stop and open your eyes and see how you feel. If you still feel a bit on edge do it for another short while. It is a great remedy that works wonders for me and a lot of people.
Good luck. You have nothing to lose but your anxiety so do give it a try.
This is a continual occurrence, I have thoughts every 5-10 minutes and my brain hurts.
Have u ever been prescribed tablets from doctors?
Ah! It's so good to know others feel the same. It's like a big dark hole that takes forever to crawl out of, then just as you see some light Bam! you're back in the dark hole.
They think that just because you look ok that everything is fine. When inside you're falling apart and going mad.
Or they say 'Look just do what I do, deal with the situation and move on'....Yeah right, if only it were that simple.
You are just like me.
I open windows, splash cold water on my face.
I've even put on a thick coat and gone and sat outside in the freezing cold, dark garden. Put my earphones on and listened to something on my iPhone.
I have started a journal, writing down worries and what has come of those worries. Plus, how I've felt that day. I no longer drink, it's not worth the feelings I suffer from the following day.
Your sane mind will tell you not to be silly and everything will be fine. But that insane mind (sat on your shoulder all the time) will tell you disaster is looming.
It's so bloody hard. But you will be fine. I've started trying to deep breath through it and and remember I've been here before. It doesn't always work, but sometimes it does. Try that! And remember you are a good mummy, you will come out the other side and you'll be fine.
Hi Whatnext, with extreme stress, even on blood pressure meds, my b/p goes into 3 digit readings both top and bottom numbers.
I have reduced my stress 50% just by loosening the tightness in scalp, neck mussles and face muscles (inner eye area, nose, jaws etc.). I take sesame oil because my body nature is ' Vata' (gaseous). With oil on finger, I work on each minute point. I make circular movement (clockwise and anti clock wise) by fingers and when I feel sensation or slight pain at a point, I work 30 seconds to 1 minute. Point message should create pressure slightly deep (not much deep but not so shallow that only skin is impacted). Neck muscles contain much stress which is not visible. See videos on youtube. For brain nutrition is very important. Magnesium, selenium, omega 3, vitamin B12, few amino acids, water etc.
Contact Doctor also. No need to worry if s/he gives anti depressans. Many safe tablets are there which have more benefit than the loss you are suffering from. Later on, slowly-slowly dose is reduced. Or if case is severe, no problem if medicine goes life long. Controlled medicine (less dose) with good diet, yoga, accupressure, message, positive thought and excercise are the best options to win over stress.
H Hun, I'm sorry you're having a bad day.
I've started trying to acknowledge my fear and anxiety is there, sometimes saying "yes thank you very much, I know you're there".
Just remember everything good in your life and tell yourself you CAN and WILL come out the other side. Sometimes you just have to ride the storm, even though it's bloody hard. When you're in it, it's hard to get out. It takes over everything and I wonder if the body is just so used to feeling like it that it automatically walks the same anxiety route. I know exactly how you're feeling, I've had an awful week, fighting constantly and feeling like I'm losing my mind.
Please help! What's going on with my body?!
In a constant cycle of convincing myself I'm dying going to the doctors and not trusting what they've told me- trapped in a cycle.
Ughh now this what else can go wrong..


Here are some ways that you can bond with your child, away from the screen, and you can be sure that no matter how messy the task, Vanish Gold Oxi Action Stain Remover Powder will help remove the day's stain.
It may also be worthwhile to consider arts and crafts as a more fun and creative to way to bond with your child. It might be one of the messiest forms of play but anything that's hands-on is bound to go down well, such as creating mini volcanos with soda vinegar or designing your own clothes. For the sake of any potential spills it may be useful to think about coverings for the floors, as well as clothes, but if there are any accidental spills then it's not the end of the world.
Children love to run around, play and have fun, sometimes getting messy, but in other instances they can also get hurt. Even at the park accidents happen, whether it's a fall or a bump, it's not uncommon for children to cut themselves. It's always best to be prepared with a first aid kit in the car or pram so any cut doesn't get infected, and any blood can be wiped up to avoid stains . No matter how messy or sweaty that you and your child may get, Vanish will remove the stains that come from a hard day's play.
There are so many things that you and your child can do together that you the worry of staining clothing impact how you spend your time bonding with your child – mess is fun! Vanish can help you remove the stains caused from a hard day of bonding.


The Garmin G5 Approach GPS unit is the larger brother of the Garmin G3 Approach and features a 3.0" Colour TFT screen with an impressive resolution of 240 x 400 pixels and is preloaded with over 3,500 European courses, but the great feature is that there are no subscriptions or annual fees to pay.
New courses are regularly added and available to download from the Garmin website free of charge. The unit is sturdy, well made and is fully waterproof and will have no problem dealing with the unpredicatble British weather.
The inbuilt maps give accurate distance information about the position of greens, hazards and fairways from any point on the course with the ability to position the flag on the green.
Assign a shot to a club so you can see how far you are hitting with each club.
Download your stats to your PC.
Display Type/Size: 3.0" colour touchscreen TFT.
Display Resolution: 240 x 400 pixels.


text:
"""
    plnt.utils
    ~~~~~~~~~~

    The planet utilities.

    :copyright: (c) 2009 by the Werkzeug Team, see AUTHORS for more details.
    :license: BSD.
"""
import re
from os import path
from jinja2 import Environment, FileSystemLoader
from werkzeug import Response, Local, LocalManager, url_encode, \
     url_quote, cached_property
from werkzeug.routing import Map, Rule

# context locals.  these two objects are use by the application to
# bind objects to the current context.  A context is defined as the
# current thread and the current greenlet if there is greenlet support.
# the `get_request` and `get_application` functions look up the request
# and application objects from this local manager.
local = Local()
local_manager = LocalManager([local])

# proxy objects
request = local('request')
application = local('application')
url_adapter = local('url_adapter')

# let's use jinja for templates this time
template_path = path.join(path.dirname(__file__), 'templates')
jinja_env = Environment(loader=FileSystemLoader(template_path))

# the collected url patterns
url_map = Map([Rule('/shared/<path:file>', endpoint='shared')])
endpoints = {}

_par_re = re.compile(r'\n{2,}')
_entity_re = re.compile(r'&([^;]+);')
_striptags_re = re.compile(r'(<!--.*-->|<[^>]*>)')

from htmlentitydefs import name2codepoint
html_entities = name2codepoint.copy()
html_entities['apos'] = 39
del name2codepoint

def expose(url_rule, endpoint=None, **kwargs):
    """Expose this function to the web layer."""
    def decorate(f):
        e = endpoint or f.__name__
        endpoints[e] = f
        url_map.add(Rule(url_rule, endpoint=e, **kwargs))
        return f
    return decorate

def render_template(template_name, **context):
    """Render a template into a response."""
    tmpl = jinja_env.get_template(template_name)
    context['url_for'] = url_for
    return Response(tmpl.render(context), mimetype='text/html')

def nl2p(s):
    """Add paragraphs to a text."""
    return u'\n'.join(u'<p>%s</p>' % p for p in _par_re.split(s))

def url_for(endpoint, **kw):
    """Simple function for URL generation."""
    return url_adapter.build(endpoint, kw)

def strip_tags(s):
    """Resolve HTML entities and remove tags from a string."""
    def handle_match(m):
        name = m.group(1)
        if name in html_entities:
            return unichr(html_entities[name])
        if name[:2] in ('#x', '#X'):
            try:
                return unichr(int(name[2:], 16))
            except ValueError:
                return u''
        elif name.startswith('#'):
            try:
                return unichr(int(name[1:]))
            except ValueError:
                return u''
        return u''
    return _entity_re.sub(handle_match, _striptags_re.sub('', s))

class Pagination(object):
    """
    Paginate a SQLAlchemy query object.
    """

    def __init__(self, query, per_page, page, endpoint):
        self.query = query
        self.per_page = per_page
        self.page = page
        self.endpoint = endpoint

    @cached_property
    def entries(self):
        return self.query.offset((self.page - 1) * self.per_page) \
                         .limit(self.per_page).all()

    @cached_property
    def count(self):
        return self.query.count()

    has_previous = property(lambda x: x.page > 1)
    has_next = property(lambda x: x.page < x.pages)
    previous = property(lambda x: url_for(x.endpoint, page=x.page - 1))
    next = property(lambda x: url_for(x.endpoint, page=x.page + 1))
    pages = property(lambda x: max(0, x.count - 1) // x.per_page + 1)

redpajama_set_name: RedPajamaGithub


text:
Q: Constructing images and loading I have a super class Sprite and a sub class character:
class Sprite(pygame.sprite.Sprite):
    def __init__self(self,Image,position):
        pygame.sprite.Sprite.__init__(self)
        self.image =pygame.image.load(Image)
        self.rect = self.image.get_rect()
        self.rect.topleft = pos

class Character(Sprite):
     character = pygame.sprite.Group()
     def __init__(self):
         self.finalimage = pygame.Surface([5, 5])
         self.image = self.finalimage
         self.rect = self.image.get_rect()

In the Character class I have methods setimage and collision.I use the sprite class to check if a character collides with another for example:
    sprite = Sprite(self.image,(self.x,self.y))
    self.character.add(sprite)
    pygame.sprite.spritecollide(sprite, Background.character, True)

So i need to call the sprite class for collisions. My problem is when I try and give a image to the sprite in the sprite class this is the image which stays when I Use this class, when I give the image object from the constructor I get the error :

pygame.error: Can't seek in this data source

from this line:  self.image =pygame.image.load(Image)
Is there a neat way of overriding/ providing your own images? Clearly my logic doesnt work.
Thanks in advance!

A: self.image has to be a filename (or file object) in sprite = Sprite(self.image,(self.x,self.y)) but it seems you have surface in self.image
# class Character
self.finalimage = pygame.Surface([5, 5]) # finalimage is Surface
self.image = self.finalimage # finalimage is Surface so image is Surface
# ...
sprite = Sprite(self.image,(self.x,self.y)) # image is Surface

# class Sprite
def __init__self(self,Image,position): # so Image is Surface
    # ...
    self.image =pygame.image.load(Image) # so Image is Surface

redpajama_set_name: RedPajamaStackExchange


text:
Yuma County Library District
Main Library - Yuma County Library District
The Resource Master and commander : the far side of the world, 20th Century Fox and Miramax Films, (VIDEORECORDING)
Master and commander : the far side of the world, 20th Century Fox and Miramax Films, (VIDEORECORDING)
The item Master and commander : the far side of the world, 20th Century Fox and Miramax Films, (VIDEORECORDING) represents a specific, individual, material embodiment of a distinct intellectual or artistic creation found in Yuma County Library District.
Boyd, Billy, 1968-
Henderson, Duncan
Ingleby, Lee
Bettany, Paul, 1971-
Benitz, Max, 1985-
Innes, George, 1938-
Jones, Mark Lewis
Universal Pictures (Firm)
Larkin, Chris, 1967-
McCabe, Richard
O'Brian, Patrick, 1914-2000
Pirkis, Max
Pugh, Robert, 1950-
Randall, Jack, 1988-
Smith, Lee, 1960-
Samuel Goldwyn Films (Firm)
Threlfall, David
Tognetti, Richard
Weir, Peter, 1944-
Woodall, Edward
Curtiss, Alan B.
Crowe, Russell, 1964-
D'Arcy, James, 1975-
Collee, John
Davies, Iva
Goldwyn, Samuel, Jr., 1926-2015
Boyd, Russell, 1944-
Gordon, Christopher, 1956-
During the Napoleonic Wars, a British frigate, the HMS Surprise, and the larger French warship, Acheron, stalk each other off of the coast of South America. Lucky Jack, as he is referred to by his crew, is well regarded by his men, who trust him implicitly, even after the first devastating battle and an apparent personal vendetta against the French captain. The ship's surgeon balances the violence of his chosen life with the quiet demeanor of the scientist. He is the captain's friend and confidant, the two frequently playing violin and cello duets together
Beverly Hills, CA, 20th Century Fox Home Entertainment, 2014
Widescreen version.
Master and commander : the far side of the world
Master and commander
the far side of the world
20th Century Fox and Miramax Films
Far side of the world
Great Britain -- Armed Forces -- Fiction
Aubrey, Jack (Fictitious character) -- Drama
Napoleonic Wars, 1800-1815 -- Drama
Navies -- Officers -- Drama
Great Britain -- History, Naval -- Fiction
O'Brian, Patrick, 1914-2000 -- Film adaptations
LyeJCs45jPw
9mCQf9h1hQQ
0aAuBcKJAPA
MPAA rating: PG-13; for intense battle sequences, related images, and brief language
Goldwyn, Samuel
Crowe, Russell
Bettany, Paul
Boyd, Billy
D'Arcy, James
Innes, George
Larkin, Chris
Pugh, Robert
Benitz, Max
Boyd, Russell
Gordon, Christopher
O'Brian, Patrick
Aubrey, Jack (Fictitious character)
Napoleonic Wars, 1800-1815
Main Library - Yuma County Library DistrictBorrow it
2951 S. 21st Dr, Yuma, AZ, 85364, US
Using Your Library

 Data from Master and commander : the far side of the world, 20th Century Fox and Miramax Films, (VIDEORECORDING) - Yuma County Library District

Data Citation of the Item Master and commander : the far side of the world, 20th Century Fox and Miramax Films, (VIDEORECORDING)
Structured data from the Bibframe namespace is licensed under the Creative Commons Attribution 4.0 International License by Yuma County Library District. Additional terms may apply to data associated with third party namespaces.


text:
Art & Design News Brief
my CalPoly login
Art and Design Department
Home : Alumni Features
Art & Design Newsletter
New Art and Design Faculty and Staff
The Renaissance Nude Getty Exhibition
Accreditation Renewed
University Art Gallery Upcoming Exhibitions
Alumni Features
From prestigious graduate schools to opening their own studios and design firms, shooting in Hollywood and designing for companies like Apple, alumni from the Cal Poly Art and Design Department do incredible things. Read what some of our alumni have been up to since graduation..
Barry Goyette
BS, Applied Art and Design: Photography, 1989
Photographer, Video Producer and Graphic Designer
What have you been doing since you graduated?
I started a studio within months of graduation and have been blessed with a successful career as a commercial photographer, graphic designer and video producer here in San Luis Obispo. I work for a mix of local, regional and national clients, in a variety of sectors, and I find time to pursue personal work on a regular basis.
Since graduating, what are your proudest accomplishments?
I'm lucky to get to work mostly on projects that I honestly feel proud of. I have a bit of a reputation for pushing my clients towards atypical or interesting solutions, and that has helped keep my work fresh. I also work with a lot of non-profits that focus on youth and the arts including a 15-year collaboration with the Civic Ballet of San Luis Obispo that has allowed me to follow a number of creative pathways.
What was your experience like in the Art and Design Department at Cal Poly?
After several years struggling in a typical liberal arts university setting, I found that I thrived at Cal Poly largely due to its Learn by Doing philosophy. The project-based learning that is so central to the Art and Design Department allowed me to dive into work that I enjoyed, and allowed me to learn in a way that a more traditional university setting didn't. The skills I developed during my time at Cal Poly gave me the confidence to start well out of the gate, and since then, I've never needed to look back.
You can see Barry's work at www.barrygoyette.com. You can also see a commercial Barry produced for the Civic Ballet's The Nutcracker, which utilized the talents of local musicians Damon Castillo and Emily Wryn, as well as a video for their production of Rodeo.
Kate Meissner
BFA, Art and Design: Studio Art Concentration, 2017
Artist and Yale MFA Candidate in Painting
After graduation, I got my first apartment in SLO and have been working at Art Central downtown, while making paintings on my days off. As I built up a body of work, I decided to apply to graduate school for my MFA in Painting. I was accepted into my first-choice program, and will begin my work as a graduate student this year.
I applied to several graduate programs and was given the opportunity to interview at each of the schools I was considering. I was excited to be offered a spot at every program I interviewed with, but ultimately decided to attend the Yale School of Art for my MFA in Painting and Printmaking and am so happy to have accepted. I will be moving to New Haven to begin classes in fall 2019.
The mentorships that developed with my professors during my time at Cal Poly were essential to evolving my identity as an artist and shaped my understanding of making meaningful work. I felt like my professors were really invested in what I was making, and having that kind of support and encouragement empowered me to make paintings that pushed the boundaries of what I thought possible. My experience at Cal Poly taught me that hard work and dedication are vital components in pursuing a career as an artist.
You can see Kate's work at www.katemeissner.com.
Artist and Founder of the Artist Residency A.I.R. Seven in Montana
Upon graduating, I moved back home to Southern California and chose to pursue activities that strongly influenced me at the time: art, organic food, and Taekwondo. I interned at Cherry and Martin Gallery (now called Phillip Martin Gallery), picked up a volunteer job selling farm-to-table produce in Santa Monica and Downtown LA, and earned my yellow belt by kicking a piece of wood so hard that it broke in half-alongside five-year-olds doing the same. All the while I continued to develop my artistic practice.
My boyfriend at the time, now husband, an Agriculture Major whom I met at Cal Poly, started apprenticing at a cattle ranch in CO. To join him, I created my own internship to help the ranch develop an artist residency program. After six months of pretending to be a ranch hand, painting and grant writing, I began the first stint of my "research year" to gather visual content for my art practice and traveled to the Middle East for three months followed by South America for six months. If you're wondering, those first two years after graduating were entirely funded by the occasional sale of artwork, being a sign artist for Trader Joe's, and painting heinous purple pandas and dolphins in bathrooms and bedrooms. Since then, I've been attending artist residencies, caring for a flock of sheep, and raising four border collies.
I have created an artist residency program called A.I.R. Seven at my husband's family ranch, Sieben Live Stock Company, a fifth generation cattle and sheep ranch in rural Montana. The mission of the program is not only to provide space and time for emerging artists to work on their projects, but also to create an opportunity for cross cultural pollination; connecting rural ranch families and urban artists through mutually beneficial exposure to contemporary art and land stewardship.
My undergraduate experience was unique in that nearly everyone in the studio concentration was eager to create. The energy was palpable. We challenged each other to think bigger and to work bigger. We would work late into the night, sometimes until 2 a.m. (or later), fueled by one another's motivation. Our experience and the caliber of our in-class critiques felt much more like grad school than undergrad, but we had that experience because we created it together. I feel so privileged to have been part of such a driven class with such incredible professors.
One of my biggest transitions in thinking caused by my time at Cal Poly has been to consider art history and culture in my practice. We as artists are cultural anthropologists creating contemporary artifacts, and I think that's pretty darn incredible. I learned that having an awareness of what is going on in the art world and what has come before us is important, but that staying true to your work and remaining authentic trumps everything else. Cal Poly taught me that group critiques and studio visits are essential. The incredible artist and Cal Poly professor Michael Barton Miller once told me to consider everything learned while a student at Cal Poly and then to forget everything any professor has ever said. Ten years after graduating, I still find it hard to let go of some of those voices, but maybe it's because I don't want to.
You can see Ashley's work at residencyseven.com and ashleywertheimer.com.
Tommy Garcia
BFA, Art and Design: Photography Concentration, 2007
I moved to Los Angeles and started assisting various photographers. I started as a lighting assistant and eventually became a Digital Tech. I worked for photographers like Art Streiber, Frank Ockenfels, Jill Greenberg, James White, Martin Schoeller and Matthew Rolston. Eventually, with all of that experience, I was able to build up enough contacts and clients and began shooting my own jobs.
I recently shot a couple campaigns for Beats by Dre. I worked with some of the most well-known athletes in the world on these projects. Also my most recent key art campaigns for Fox on shows like Gotham, LA to Vegas and The Orville.
I think "Learn by Doing" was everything for me. Having access to the photo labs and studios, sometimes way after hours, was the biggest motivator for me. I really tried to take advantage of that time and push myself in ways teachers sometimes can't be there to do.
You can see Tommy's work at www.iamtommyg.com
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© 2020 California Polytechnic State University San Luis Obispo, California 93407


Over the five years to 2018, the TV and Appliance Wholesaling industry in Canada was favourably affected by rising demand from the building and contractor market. As new homes, apartments and condominiums were built across Canada, contractors and developers relied on the expansive inventory and brand diversity of TV and appliance wholesalers, purchasing standard household appliances, including ovens and refrigerators, from industry operators. However, the rapidly declining price of most consumer electronics has pressured industry expansion prospects. As a result, industry revenue is projected to decrease over the five years to 2018. The diminishing price of industry products and rising external competition is projected to lead to a contraction in revenue over the five years to 2023...read more.
The TV and Appliance Wholesaling industry in Canada is characterized by moderate barriers to entry. Potential new industry entrants require moderately high levels of initial capital investment in buildings and other structures to establish a warehouse and distribution system. In addition, larger wholesale operators entrench themselves in the supply chain by establishing computer ordering systems that link mass merchandisers to wholesalers and other computerized inventory systems. Acquiring capital for such investments may be difficult, deterring new companies from entering the industry.While barriers to entry in this industry are moderate, barriers to attaining a large market share for new industry entrants are very high. Man...purchase to read more.
IBISWorld analysts also discuss how external factors such as Per capita disposable income and Demand from electronics and appliance stores in the TV & Appliance Wholesaling industry impact industry performance..
What is the TV & Appliance Wholesaling Industry?
This industry wholesales a range of electric household appliances, such as refrigerators and washing machines, and consumer electronics such as TVs, DVD players and stereo systems. Goods are purchased from domestic and international manufacturers and then sold to mass merchandisers, department stores, home improvement stores and other appliance retailers.
A semiconductor light source that uses ultraviolet and infrared wavelengths with high levels of brightness; recently used for TV displays.
IBISWorld's TV & Appliance Wholesaling market research report is a comprehensive guide to market size and growth prospects. Our industry reports offer strategic industry analysis of the factors influencing companies, including new product developments, economic, lifestyle and demographic influences, distribution and supply chain factors and pricing issues. Full analysis accompanies our data forecasts to illustrate how the market responds to emerging industry trends.
IBISWorld reports on thousands of industries around the world. Our clients rely on our information and data to stay up-to-date on industry trends across all industries. With this IBISWorld Industry Research Report on TV & Appliance Wholesaling, you can expect thoroughly researched, reliable and current information that will help you to make faster, better business decisions.


Herta Pfeifer merged in Sai on November 19th, 2013 at the age of 83.
Herta's life was an example of selfless service. Hailing from Chile, she was largely responsible for translating a number of books (over 120) on Baba into Spanish and making them available to the people of Latin America. Bhagawan said in one of His Divine Discourses that there is no greater service than to work for the Sai Organization. Herta dedicated most of her time into translating the books on Bhagawan. Thanks to her tireless work, thousands of people are able to read the Divine Messages in Spanish and their lives were touched by the Divine Love.
Once Herta asked Swami if her 'Seva' was His Will or merely out of her ego. Swami answered that she should translate for the Latin people because that was His Will. So we know Swami Willed all her translation work. Sai Thy Kingdom Come Spanish translation is blessed to be an outcome of that Divine Will.
When Herta passed, her grand children sent out a message to all well wishers which said "..for those who would like to bid farewell to Herta, to come with joy and filled with love, you may bring flowers or anything you would like to share, but please do not bring wreaths and do not wear dresses of mourning, because we are going to celebrate her union with God in happiness".
We at Sai Thy Kingdom Come too celebrate her life, her unparalleled Seva, her legacy and her union with God.


Elder law regulates the aspects of lives of older American citizens and their families by means of law, decisions and statutes. The areas it includes are Medicaid and asset protection planning; Medicare, health care payments, managed care, nursing home care and long-term care; retirement/disability planning and Social Security; housing options (assisted-living and retirement homes); financial and health care planning with the help of durable powers of attorney; advance directives and living wills; revocable living wills and trusts, probate and estates; etc.
80 million baby boomers growing old and the fact that every 7 seconds one person hits 50 make Elder law one of the fastest growing areas of law and call for more information. Moreover, social programs like Medicare and Medicaid, Social Security, and "health care reform," are handled at the federal level. The legislation changes so quickly that it's impossible to stay updated without the help of a qualified elder law attorney.


text:
Doc: The Life Of Roy Halladay
byTodd Zolecki
May 19, 2020|
Earn 190 plum® points
Nobody's baseball story is like Roy Halladay's.
He was born and raised to be a superstar. He was a first-round draft pick in 1995. He nearly threw a no-hitter in his second big-league start in 1998. But two years later, Halladay suffered arguably the worst season by any pitcher in baseball history. He was months away from being out of the game.
Hall of Fame pitchers do not struggle like that. But Halladay vowed to change. He altered his pitching mechanics and rewired his brain to become one of the greatest pitchers of all time. How did Doc do it? Doc: The Life of Roy Halladay tells the remarkable story; based on more than 100 interviews with Halladay's family, friends, managers, coaches, teammates, and competitors, including extensive interviews with his wife, Brandy; comprehensive archival research; and previously unpublished commentary from Halladay himself. Doc not only tells the story of Halladay's illustrious baseball career in Toronto and Philadelphia, but his hard-driven adolescence, his lifelong personal struggles, and his motivation to pay forward the knowledge and philosophies that helped him achieve baseball greatness before his tragic death in 2017.
This essential biography is a testimonial for baseball players and pitchers from high school to the big leagues still searching for their path to excellence, like Halladay. It's also a celebration and a profound exploration of a generational pitcher and a beloved teammate, friend, and family man.
Todd Zolecki is the Philadelphia Phillies beat reporter for MLB.com. He is the author of The Good, the Bad, and the Ugly: Philadelphia Phillies, and The Rotation: A Season with the Phillies and the Greatest Pitching Staff Ever Assembled.
Title:Doc: The Life Of Roy Halladay
Format:Hardcover
Product dimensions:352 pages, 9 X 6 X 1.3 in
Shipping dimensions:352 pages, 9 X 6 X 1.3 in
Published:May 19, 2020
Publisher:Triumph Books


text:
Malegaon Blast: A New Era of Terrorism?
India is shaken with recent bombing in Malegaon (Malegaon, is a Muslim majority town in the Nasik district. It has roughly a population of 700,000 of which nearly sixty percent is Muslim. These Muslims, most of them, had migrated from U.P and Bihar), 37 innocents lost their life and many more injured. Second biggest bombings in Maharashtra state with in three months of time.
Recently our Honorable PM has said that we are facing more threats from terrorist and can expect more attacks. I guess every official were sleeping when PM has made the speech. These latest bombing on Muslims festival, shows that our internal security agencies and polices are not up to task. Whether it's a work of any outside terrorist organization or internal terrorist organization, for me it seems like they have achieved the objective "Communal Division Completed".
India is facing more challenges than ever; one of the most serious challenges to internal security and democratic traditions has come from so-called communal disorders, or riots, based on ethnic cleavages. And also we know that there are forces outside India that are only too keen to exploit communal and caste divides in our society and body-politic.
Our internal security policies showing concern; to be blunt we have not done any things or learned from Mumbai blast to tightens our security network and open more communication between internal and external security agencies.
We haven't done anything which forced terrorists to spend more time worrying about how to defend themselves against death and capture. Our policies and communication gap between securities agencies giving these terrorist an easy ways to plot bomb.
Security agencies is not doing their home work at home to prevent infiltration by terrorists and their weapons; to protect our people and places if infiltration occurs; and to respond and recover if an attack is carried out.
One of the world's most stable political structures, but always in crisis. Every party will have their own say about these bombings, some will blame Muslims, some will blame Hindu, but no one will be ready to take proper action, due to vote bank.
What we need is clear and concise "Internal security" polices, as has happened in the US after the 9/11 attack and in UK after 7/7 bombing. Place all elements from intelligence gathering, surveillance, cordon and search, counter-terrorism, etc, under one roof.
We must marshal all our resources and all the moral strength of our free system in self-defense against the threat of these terrorist aggressions.
We need action not just words or false promises.
Categories: India, News and politics . . Author: ekawaaz
Comment by shashi on September 10, 2006 7:22 am
We need action…
That's true but what kind of action? Even our CM or HM can't answer this question…After Bombay blast our government wake up and ATS (anti terrorist squad) got into action. But does ATS get the freedom to interrogate the case? When ATS investigate in muslic communities in Bombay our beloved mantries objected it (Just to get vote bank of muslim?) and now it is attack on muslim community. What they say now?
I think till politics interfere in police, it goes on and no body can do nothing…
Palestine Militant Human Sheilds Indians Too Are Racist?


Prosthetic limbs are heavy, clunky and are becoming obsolete, thanks to companies like HACKberry. HACKberry was spawned from a Japanese company named exii. They have built one of the first bionic arms that not only looks cool and functions well, but offers the source code to their products absolutely free. Coming in at around $300 each, obtaining one of these hands is a reality for anyone.
After watching the arm in motion, you can quickly seem that there is no comparison to the prosthetic limbs people are used to seeing. These bionic arms are powered by a camera battery and run on smartphone processors, built from 3D printed parts, making them inexpensive and easy to replace. Thanks to groundbreaking advancements in 3D printing, these types of cyborg hands are available for the first time.
The look of the HACKberry limbs look like something out of a science fiction movie like iRobot but are anything but "fictional". Each finger and joint allow for movement that was not possible with previous prosthetic.
The hand can tell the difference between things like picking up small, fragile objects and things that need a more firm grip.


Our Grief Matters for Children campaign wants support to be available to all bereaved children and young people, wherever they live and however they have been bereaved.
adults who work with children and young people get training and support to understand how they might help someone who has been bereaved and where to find extra support.
opportunities to learn about death and bereavement as part of life.
To find out more, download our briefing.


Lens on Lambton is committed to showcasing the work of current and past students of Lambton College's Photography Program. In addition to promoting our talented photographers, Lens on Lambton will serve as a historical archive of the students, their work and the program.
Additionally, Lens on Lambton is a booking agency where you can request a photographer for all your photographic and digital imaging needs. Please click here for the request form.
Above all, Lens on Lambton's primary focus is to show off the successes of our students and Lambton College's Photography Program. While the profile of the program continues to grow, Lens on Lambton will strive to further increase its presence and ensure that as many people will see the creative and technical excellence of the photographic achievements of our students as possible.


In his latest Forbes.com guest commentary, Hudson Institute consultant Hank Cardello takes the U.S. restaurant industy to task. The industry's shortcoming? Failing to regard the nation's obesity epidemic seriously enough, as both a social problem and an economic opportunity.
The article ("Restaurants Should Be Doing More to Fight Obesity – for Their Own Good") ran on Dec. 22 in Forbes.com's Leadership section. You can read it here. We helped Cardello with the piece, as well as 15 other Forbes.com articles in the last two years.


text:
Captain Wren hails Johnson's killer instinct
kevin@tullamoretribune.ie
Tuesday 15 October 2019 16:25
"He is a natural born killer and that is what you want close to goals." A fairly up front and frank assessment of Cian Johnson from his Ferbane captain Stephen Wren.
Wren was at the heart of the defence and made a crucial goal line clearance in the second half while Johnson was pulling the trigger at the other end and breaking Rhode hearts.
Wren always believed in their forward ability and knew that given the type of players they had up front, that something was going to happen and it did with Cian Johnson striking for two superb goals.
"When you have killers in the full forward line like Cian Johnson and Oisin Kelly, you know that something special will come. In fairness to the them, when they got their chances, they took it.
"What a finish it was from Cian to take it past two players and put it in the net, fantastic. That's why he got man of the match."
Ferbane are a tight knit team. Stephen Wren along with the Flynn's and Nally's are all cousins while there are five sets of brothers on the panel. Ferbane were built on solid foundations.
However, when the topic of a goal line clearance comes up, it's every man for himself. Having mistakenly credited his second cousin Shane Nally with that goal line clearance in the second half, Wren was quick to set the record straight.
"That was myself that touched the ball. I will take credit for that", joked the corner back.
Ferbane were two points down at half time but their Captain insisted that there was no panic at half time as they were confident they would have the legs in the second half.
"Look, it could have been a lot worse and it could have been a lot better (at half time). We were happy enough. We knew we had legs on the bench in the second half.
"We didn't panic. It is testament to this team this year that we know we can get a lead back. We have fantastic players and I think we ended up winning six balls in a row from kick outs and breaks."
Brendan Flynn was the last Ferbane man to lift the Dowling Cup for Ferbane before Sunday 25 years ago when they beat Shannonbridge in the final and he is a first cousin of Stephen Wren's mother.
"It's a proud day for me. I am more a figurehead that anything because we have leaders all over the field. Leon Fox and Shane Nally have all led the way before me. Once that cup was coming back to Ferbane, I don't anybody cared who lifted it."
Wren has nothing only admiration for Rhode. They have fell defeated to them in finals in the past and he spoke highly of them not only after the game but in his speech after accepting the cup also.
"That Rhode team are fantastic. We knew they would throw everything at us and they did. They steadied into the game quicker but we didn't panic and we stayed doing what we have been doing all year."
"It was down to composure and we have shown it all year. We did what we came to do and pushed onto a new level."


text:
Sankt Peders Sogn er et sogn i Malt Provsti (Ribe Stift).

I 1928 blev Sankt Peders Kirke opført i Holsted Stationsby, og Sankt Peders blev et kirkedistrikt i Holsted Sogn, der hørte til Malt Herred i Ribe Amt. Holsted sognekommune blev ved kommunalreformen i 1970 kernen i Holsted Kommune, der ved strukturreformen i 2007 indgik i Vejen Kommune.

Da kirkedistrikterne blev afskaffet i 2010, blev  Sankt Peders Kirkedistrikt udskilt som det selvstændige Sankt Peders Sogn.

Stednavne, se Holsted Sogn.

Noter

Eksterne kilder/henvisninger

Sogne i Ribe Stift
Sogne i Malt Herred
Sogne i Vejen Kommune

redpajama_set_name: RedPajamaWikipedia


text:
Hip-Hop / Rap >
Nel Ust Wyclef Jean, known by his professional name Wyclef Jean, is a Haitian rapper, musician and actor who achieved fame as a member of the Fugees. Having won three Grammys for his musical work, Jean has worked with big artists such as Shakira, Ludacris, and will.i.am of The Black Eyed Peas. He also established "Yele Haiti", a charitable organization known legally as the Wyclef Jean Foundation following 2004's Hurricane Jeanne. The organization provided scholarships to 3,600 children in Gonaïves, Haiti, and in 2010 after the Haiti earthquake, raised major funds for disaster relief. In 2018, Jean will go on The Carnival Tour.
Keswick Theatre - Glenside, PA
St. George Theatre - Staten Island, NY
A Night of Symphonic Hip Hop: Wyclef Jean & Oregon Symphony
Arlene Schnitzer Concert Hall - Portland, OR
Wyclef Jean Featured Events
Glenside, PA - Keswick Theatre
Staten Island, NY - St. George Theatre


2015-06-20 (SATURDAY MORNING) BLAKE GAMMILL 5K/10.5K @ DOUGLASVILLE, GA.
2015-06-20 (Saturday morning) Blake Gammill 5K/10.5K @ Douglasville, GA. 2015 BLAKE GAMMILL 5K AND 10.5K (DOUGLASVILLE, GA.) results These events were on the Georgia Runner Grand Prix Series, the Clover Glove Race Series, and the Black Bag Race Series.
2015-06-27 (SATURDAY MORNING) WATERMELON 5K @ CORDELE, GA.
2015-06-27 (Saturday morning) Watermelon 5K @ Cordele, GA. 2015 WATERMELON 5K RUN (CORDELE, GA.) results This event was on the Georgia Runner Grand Prix Series. Timing and on site race results were provided by RANREB Timing Service of Cordele, GA.
2015-06-13 (SATURDAY A.M.) 3RD ANNUAL HOME RUN 5K @ AMERICUS, GA.
2015-05-30 (SATURDAY A.M.) LOOP THE LAKE 5K @ LAKE BLACKSHEAR, CORDELE, GA.
2015-05-25 (MONDAY A.M.) CORDELE KIWANIS MEMORIAL DAY RUNNING CELEBRATION 8K.5K.4K.3K.2K.ADDED VALUE 5K @ CORDELE, GA.


As a Growth-Driven Web Designer, my goal, as well as designing web pages that are user-friendly, is always to make a website perform at it's best.
However, this can be quite challenging at the best of times, and I'll explain why shortly.
Over the years, I've done my fair share of stressing out over my own website's page speed score.
Which is why when I decided to modify the design of Magnet4Blogging a few years back, I made 'improving page loading times' a top priority.
However, I soon realized that optimizing for page load and speed was always going to be a work in progress.
For guidance, I relied heavily on Google's PageSpeed Insights tool.
If you're not sure what this tool is all about or why you should care to use it, read this first.
Additionally, let me tell you why I think this tool is so important for you to use as a website owner.
Why is PageSpeed so important?
If you care about your website's performance in the search engines, you should definitely work towards improving your PageSpeed score. Google doesn't like slow websites.
If you care about providing your website users with the best possible experience when they visit your site, you should definitely work towards improving your PageSpeed score.
Any page on your site or post on your blog that takes a long time to load does one thing, it turns visitors away.
That's right, your new visitors especially, will leave and when that happens you've lost an opportunity to convert that visitor into a subscriber or a customer.
As I said, I've struggled with my website speed score over the years because I'm constantly adding and removing features from my website.
Before optimizing my site recently, the PageSpeed Insights Score for the homepage for Magnet4Blogging was 36. See image below.
Now at first, I thought this was ridiculously bad, but then I tested some other more popular sites and blogs similar to my own and found that it wasn't actually all that bad.
That being said, it still needed improving, a lot.
I'll say this again, working on improving your page speed score can be a continuous work-in-progress, especially if you're changing themes, plugins, installing scripts, building in new features, etc. regularly.
So here are some things I suggest you do if you're suffering from a low page speed score.
So, the first step to take is to optimize the images on your website, obviously.
You can do this by downloading all of the images for the page you want to improve the page speed for, then using a tool called Tiny PNG to compress the image files.
The new images outputted will have a much smaller file size that you can use for your site. See image below.
You can learn more about the benefits of compressing compressible resources on your WordPress website to help reduce the time these resources take to download here.
To enable compression of resources on your website you can install a plugin called WP Performance Score Booster, you can find it here. Though please don't depend on using this plugin alone to fix your slow site.
Another way to improve your PageSpeed Insights score is by reducing the size of your website's resources altogether.
Again, you can learn more about the benefits of doing this here in much greater detail, but generally speaking, minifying your resources helps to improve your page load time.
To help reduce the size of your website's resources, you can use a free plugin called Fast Velocity Minify, which you can find in the WP repository here.
This can be a little bit tricky to do, especially if you're not comfortable with hacking into your .htaccess file.
Unfortunately, I wasn't able to find a reliable enough plugin out there to help solve the browser caching issue.
What I was able to find, however, was a great article written by Thomas Griffin detailing the procedures of leveraging browser caching in WordPress via .htaccess.
Unfortunately, I can't give Thomas's blog any credit because it's no longer active.
Anyhow, I was able to apply the code provided in Thomas's original article to my .htaccess file and deal with most cacheable resources, but not all of them entirely, regardless it helped to increase my score ever so slightly.
Important Note: Please make sure you backup your .htaccess file before you modify it in any way.
Before you jump up and down with joy in thinking I've found a solution for this, I've not been able to completely resolve this issue for my website.
I've checked various forums, including the one over on WordPress.org and no one seems to know of a complete solution there.
There are some plugins available but upon testing a few of them, they ended up breaking my test site more than solving a problem, so be careful with any plugins you find.
The plugin is called Scripts-to-Footer and can be found here. It simply moves your website scripts to the footer of your site, away from above the fold.
Again this is a plug-and-play plugin, and you can turn on or off the plugin in specified posts or pages if you wish.
Well, there you have it. Some simple tips and tricks to follow to improve your Google PageSpeed score.
I will try and update this post again in the future, as and when I find better and smarter solutions and tools to continue improving the Site Speed Insights score, so check back soon.
My new improved speed score is?
Below is a screenshot of the final website speed test score which I managed to take to 61, but as I said earlier, I'm continuously trying to improve this each time I update my site with new features and content.
I hope you've been able to pick one or two useful tips from this post to apply to your WordPress website or blog and improve your Google PageSpeed Insights score.
Its not that I've visited your blog for the first time but this article turned out to be something very helpful, as I've just started my new blog and these tips will come to great use, thanks again.
Thanks mate, glad to be of help, do come back soon, have a great day.


Coast to Coast Imports is proud to present this One-Owner. Clean CARFAX. Polar White 2017 Mercedes-Benz GLE GLE 43 AMG® Coupe 4MATIC® 4MATIC® 9-Speed Automatic 3.0L Bi-Turbo V6 White glove detailed, All recommended maintenance done, 170 point inspected, Accessory Chrome Package, Blind Spot Assist, Driver Assistance Package, Lane Keeping Assist, Lane Tracking Package, Lane Tracking Package Code, Navigation System, Navigation system: COMAND APS.
Hello! I'm interested in the 2017 Mercedes-Benz AMG GLE 43 AMG GLE 43 for $59,890.00, Stock #HA054798. I would like to know more about this vehicle.


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Брезница-Мотру () насеље је у Румунији у округу Мехединци у општини Брезница-Мотру. Oпштина се налази на надморској висини од 160 -{m}-.

Становништво
Према подацима из 2002. године у насељу је живело 1798 становника, од којих су сви румунске националности.

Хронологија

Референце

Спољашње везе

Насељена места у Румунији
Википројект географија/Насеља у Румунији


Book your trade fair flight with ExpoBeds. Routes to and from any trade fair destination city around the dates of every major event are extremely busy. Securing your flight ticket on time is essential and can help you avoid unnecessary travel costs, excessive travel time and ultimately, a less productive event. Flight rates are part of our ETG Price Monitor, along with hotel accommodation availability and prices.
Everybody who has visited at least one major event in their industry branch, knows that traffic during major trade fairs is simply overwhelming. Running late for the start of your exhibition day is not fun. This can all be avoided with a little planning and making arrangements for an organised transport to the event and then back to your hotel.


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Sports | Macho Camacho
by dimelo December 5, 2012 September 14, 2014
Hector "Macho" Camacho was not just a boxer, he was an entertainer. With his flare for the grand entrance and over the top statements, he took boxing to a different level. Though some said he was all show, Camacho backed up his mouth and style with a strong jaw and lighting speed. With a professional record of 79-6-3 with 38 wins by knockouts and never losing a fight by knockout, he was no lightweight boxer, no puns intended.
Camacho was known for the flamboyant outfits that he wore to the fights: he dressed as a fire fighter, gladiator and wore caps with trunks that looked like skirts. He once stated "I'm to boxing what Michael Jackson is to music." Many loved that about him, while for others this just made them hate him more. They wanted to see him go down in the ring by way of a knocked out, but he never gave them the satisfaction. He backed up his sense for the flare with his great boxing skills.
Camacho's aggressive attacking style of boxing and lightning quick hands helped picked off his opponent blow by blow, but it was his hard jaw that made this style work effectively and brought many memorable knockouts. Even when Camacho was victorious he would look like he was the one who was hit the most.
Although his life outside of the ring was as over the top as his career inside the ring, let's remember Hector "Macho" Camacho for what he did for the sport. He fought some of the greatest boxers in his class division such as Julio Cesar Chavez, Felix "Tito" Trinidad, and Oscar "The Golden Boy" De La Hoya, and stood his ground, only getting knocked down, but never knocked out, by De La Hoya.
Tragically his aggressive life style left him vulnerable. He died in his hometown of Bayamon, Puerto Rico from a gun shot wound to the face. He was loved by many and countless fans attended or stood outside his childhood church at East Harlem Church to pay their last respects to the man who brought world class entertainment to boxing.
SportsShare0
Dress your Body Type: Pear Shape a la Jennifer Lopez
Fashion | Diamond Shape
dimelo
Food | Frijoles
dimelo December 15, 2012 September 14, 2014
dimelo December 15, 2012 March 23, 2016
Business | Latin Entertainment
dimelo November 27, 2012 September 14, 2014


The Alto Collection embraces minimalism with simple cabinet hardware designs. This classic aluminum knob has a flat round top and hour glass stem with round base. The slim and smooth bow shaped pulls contrast beautifully with the large, flat surface area of the knobs. They have a streamlined look for contemporary homes. Brushed Nickel, Matte Black, Polished Chrome, and Verona Bronze finishes.


Hi. I'm Lynsie Campbell and I'm the Founder of LaneSpotter. I'm also a mom who rides a bike with her three year old son almost every day.
Our mission: Make cycling safer, easier, and more fun for EVERYONE.
We want to make cities easier to navigate by bike. We want you to be able to explore your neighborhood on two wheels, confidently. We want you to be able to bike to the park with your kids, safely.
That said, technology like LaneSpotter is only one piece of the puzzle. Creating safer streets for cyclists requires help from other cyclists, bike advocacy groups, bike share companies, cities, universities. It's my hope that, together, we can make a difference.
Let's start building something great together today.


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Q: Git não reconhece alterações em arquivos que tenham a palavra "anexo" no nome Estou com um problema e não consegui achar uma logica por traz dele, tenho meu repositorio aqui antigo, varias pessoas atuam nele porem em alguns pc's os arquivos JS que tenham a palavra anexo no nome não reconhece modificações.
Esses arquivos são antigos, mais de 5 anos, a equipe trabalha neles normalmente, porem as vezes começa esse problema, faço uma alteração e não é reconhecida pelo git para fazer o commit e push. Ressaltando que acontece apenas com os arquivos js que possuem a palavra "anexo" no nome e não acontece com todos na equipe, atualmente apenas um computador esta acontecendo isso, ja chegamos ao ponto de formatar a maquina e baixar tudo novamente e o problema persistiu nesse pc.
Alguem consegue ver alguma logica nisso ou passou por algo parecido?

A: O git-check-ignore é útil para descobrir o exclude pattern de um arquivo específico.
> git check-ignore -v .projectile
/Users/viniciusbrasil/.gitignore:5:.projectile  .projectile

No exemplo acima, o arquivo .projectile estava sendo ignorado pelo .gitignore global na linha 5. Aí basta editar o arquivo de exclusão.


Casual and elegant restaurant hospitality interior design of Alegria Cocina Latina in Long Beach, California.
Located at 115 Pine Ave, Long Beach, Alegria Cocina Latina restaurant offer you a fascinating tour of Spanish and Latin American cuisine which created by Chef Walter Sotta. With only the purest ingredients with the highest quality of produce, fresh vegetables, choice meats and fresh seafood, delivered daily, the Alegria's foods of Spain and Latin America are rich in flavor, reminiscent of distinctive herbs and spices, which, when combined created many delightful dishes.
The restaurant interior design of Alegria Cocina Latina is designed casual, but with elegant atmosphere. The restaurant interior is also decorated with beautiful mural and some great art on the wall inside.


Is Hillary Rodham Clinton in trouble? You would think so from the coverage of recent polls showing that her unfavorable ratings have increased nationally and in key states.
None of these claims are supported by the data.


This fall, the Museum of Fine Arts, Boston (MFA) presents Goya: Order and Disorder, the largest retrospective of Francisco Goya (1746–1828) to take place in America in 25 years.
The exhibition features more than 160 paintings, prints and drawings, offering the rare opportunity to examine Goya's powers of observation and invention across the full range of his work. The MFA welcomes many loans from Spain and throughout Europe, including 21 works from the Museo Nacional del Prado in Madrid, as well as key pieces from Fundación Lázaro Galdiano and Museo de la Real Academia de Bellas Artes de San Fernando, along with loans from the Musée du Louvre, the Galleria degli Uffizi and private collections.
Goya: Order and Disorder includes some 60 works from the MFA's collection of Goya's works on paper, one of the most important in the world.
As 18th-century culture gave way to the modern world, little escaped Goya's penetrating gaze. Working with equal prowess in painting, drawing and printmaking, he was the portraitist of choice for the royal family as well as aristocrats, statesmen and intellectuals —counting many as acquaintances or friends. Living in a time of revolution and radical social and political transformations, Goya witnessed drastic shifts between "order" and "disorder," from relative prosperity to wartime chaos, famine, crime and retribution. Among the works he created —some 1,800 oil paintings, frescoes, miniatures, etchings, lithographs and drawings— many are not easy to look at, or even to understand. With a keen sensitivity to human nature, Goya could portray the childhood innocence of Manuel Osorio Manrique de Zuñiga (about 1788, The Metropolitan Museum of Art, New York) —his most famous portrait of a child— or the deviance of the Witches' Sabbath (1797–98, Fundación Lázaro Galdiano, Madrid).
The full arc of Goya's creativity is on display in the exhibition, from the elegant full-length portraits of Spanish aristocrats that first brought the artist fame, to caustic drawings of beggars and grotesque witches, to his series of satirical etchings targeting ignorance and superstition, known as the Caprichos. Rather than a chronological arrangement, exhibition curators Stephanie Loeb Stepanek, Curator of Prints and Drawings, and Frederick Ilchman, Chair, Art of Europe and Mrs. Russell W. Baker Curator of Paintings, grouped the works in Goya: Order and Disorder, and its accompanying publication, into eight categories highlighting the significant themes that captured Goya's attention and imagination. From tranquil to precarious, Goya's art made the diversity of life, and the conflicting emotions of the human mind, comprehensible to the viewer —and to himself.
The Cinematic Goya by Marvin D'Lugo.
On January 9 at 7 pm.
This talk will explore the evolving presence of Goya and his works on Spanish movie screens from the 1920s to the contemporary period.
Before and After Goya: Spain and its Empire (1746-1828) by Tamar Herzog.
On January 15 at 7 pm.
By the time of his death in 1828, Goya lived through a series of events that had his country loose most of its territory and undergo many social, economic, political, and legal mutations. How important were these changes and how they affected the lives of individuals would be the subject of this talk, in which both order and disorder would be examined, discussed and detailed.
Open seven days a week: Saturday through Tuesday, from 10 am to 4:45 pm; and Wednesday through Friday, from 10 am to 9:45 pm.
Admission (which includes one repeat visit within 10 days) is $25 for adults and $23 for seniors and students age 18 and older, and includes entry to all galleries and special exhibitions. Free for youths age 17 and younger.
With the support of the Highland Street Foundation, Thompson Family Foundation, and Samuel H. Kress Foundation. Supported by an indemnity from the Federal Council on the Arts and the Humanities. Organized by the MFA, Boston, with the special collaboration of the Museo Nacional del Prado.
Images: Seated Giant, 1818, Francisco Goya, © Museum of Fine Arts, Boston; Witches' Sabbath, 1797–98, Fundación Lázaro Galdiano, Madrid.


Founded over 60 years ago by Japanese pharmacist Yoshikiyo Nowatari, Yu-Be is the number-one-selling medicated, vitamin-enriched moisturiser in Japan. In a bid to find an alternative to greasy, petroleum-based skincare, Nowatari created a winning formula of glycerine-based cream enriched with vitamin E, vitamin B2 and camphor to sooth ultra-dry skin. Today, Yu-Be's products can be found across the globe and are used to treat a multitude of dry skin complaints, from rough patches on the feet and elbows to cold-exposed lips and even helping to minimise the scarring from burns.
This cure-all moisturiser is available in a body lotion, lip balm and skin polish, as well as the classic moisturising skin cream. Ideal for those on the move, the Yu-Be travel kit offers a miniature version of each of the brand's products. These smaller sizes are perfect for popping into a carry-on bag to keep your skin hydrated on a long-haul flight. Be sure to pick up the full-sized products alongside the travel kit, however, as once you've tried these celebrated Japanese beauty products, you'll certainly be back for more.