TIP! If you're juicing leafy greens for health benefits, adding a cucumber is a great idea. Leafy greens tend to be quite strong and not taste all that great.
Juicing provides a lot of fantastic health benefits. You can use many different techniques and create your juicing be as creative as you are.Read the following article below for more information and advice.
TIP! To make the very best, most delicious apple juice, pick apples that are fully ripened and bursting with sweetness. If your apple is bruised, cut the bruise off.
If your primary reason for juicing is to become healthier, start with dark green veggies as the base for your juice. You will want your juice to be in the range of 50-75 percent chard, chard, chard or something similar and make it at least half of what your juice is composed of.The remainder of the elixr can be made up of fruits you like.
You should think of your juice as a meal replacement. Once you are more experienced and know how much produce you'll need for a glass of juice, you will quickly realize how this can make sense to you.
TIP! If you don't want any pulp in the juice you create, you can use a coffee filter on the extrusion spout. With some of the juices you make, you might not really like the pulp.
You can avoid getting pulp by using a coffee filter. You may not like the consistent pulp some juices will create.
If you're diabetic or hypoglycemic, stick to juicing only vegetables until you have spoken with your physician. Fruit juice could cause a fast increase when it comes to your sugar level rise rapidly. You need to be careful about the amount of fruit you include in your personal medical needs. Vegetables are a great alternative for getting required nutrients without causing undue risk.
In order to reap the optimum benefits from juicing, it is very important to note that nutrients from the juice are lost once the juice is made. If you allow the juice to sit for a few days, you will not get as much nutrition from it. Therefore, to ensure that you receive the most nutrients, you will receive the most benefit from it.
Juicing can be a wonderful way to provide your body the nutrients to help you stay healthy. The juice from the fruits and vegetables gives you energy, and can help to bulk up your muscles. If you find that you have done an excessive amount of exercise and you need your electrolytes replenished, you can find vegetables and fruits for replenishing your electrolytes after your workout; mix in whey protein powder for rebuilding your muscle fibers.
Don't let your juice sit around long before serving it. It is best to immediately after juicing.
You should note that some juices can have an affect on your teeth. This is important because certain varieties of juices will stain your teeth.
TIP! In juicing, you need to be aware of the differences between the various types of fruit. Citrus fruits, like oranges, tangerines and mandarins, may need a special machine to extract their juice.
Don't add too many foods to your juices.You do not need to throw every vegetable juice. Use two or maybe three vegetables selected for their nutrients and then throw in some apple to sweeten it up. You should also combine two or three of your favorite fruits into a juice.
Drink your juice first before eating a meal. You get great health benefits if you drink the juice upon an empty stomach.The juice will help to control your appetite at mealtimes and you'll eat less during the meal.
TIP! It is best to drink juice a half hour before a meal rather than during a meal. To ensure that you get the most benefits from juicing, it's best to drink fresh juice while the stomach is empty.
The quantity will depend on the kinds of vegetables or fruit you juiced. You can put it back into later batches of juice in order to boost their fiber the next time you juice.
TIP! If you are making juice out of vegetables, begin with the kind that you enjoy to eat regularly. The juice should be something that you enjoy drinking, not dread.
TIP! Some people prefer to consume the pulp that is created in the juicing process. Pulp has significant amount of fiber, which is good for digestion and overall health.
Juicing is a fun activity that provides many benefits. As you have now seen, juicing can be very beneficial to your health. Try using these tips. Afterwards, you will be amazed at how good the juice has made your body feel.
TIP! Masticating juicers are becoming increasingly popular. These types of juices extract the juice in a gentle manner.
Add cucumber to dark leafy greens for improved flavor.Many leafy greens have a distinct and slight unpleasant flavor. Cucumber will assist in masking the leafy green flavor and also add a refreshing element to your juice.
When you make apple juice, pick the sweetest and ripest ones you can find. If the apples you use are bruised, cut out the bad parts.
TIP! Always keep your juicer in plain view on your counter. That way, you will use it regularly.
When you drink juice for health, try using leafy greens like chard, broccoli, broccoli, parsley, chard and the like. The ratio you're going for is something around 50-70% when it comes to greens for your juices, with other elements added for flavor. Juices made exclusively from fruit often have more sugar and fewer nutrients than those with leafy greens.
TIP! Listen to your body if it reacts negatively to any of the juice that you drink. Your body may not tolerate some of the juices that you drink.
Use some cranberries in your juicing routine if you are having any bladder condition or urinary tract infection. Start adding them the moment you feel symptoms of a problem.
If you suffer with diabetes but still wish to reap the benefits from juicing, stick to juicing only vegetables until you have spoken with your physician. Fruit juice can cause a rapid rise in your blood sugar. It is important to monitor how much fruit you are taking for your medical needs. Vegetables can supply you with the nutrients you need without the risk.
Ginger root has long been known to be an incredible food which can help soothe gastrointestinal aid. Ginger has anti-inflammatory properties that helps with stomach ulcers and acid reflux.
TIP! If you want a juice that has great benefits for your hair and skin, cucumber juice is fantastic. There is a lot of silica in cucumbers.
In order to get the best juice, drink immediately after making. The longer you put off drinking it, the less nutrients you'll benefit from. Therefore, by drinking the juice as soon as it is made, drink it immediately after making it.
TIP! Aim to include tons of negative calorie foods into your juicing in order to receive a very nutritious, healthy juice without having to burn off the fat that juicing can create. The most popular negative-calorie foods are broccoli, cabbage, kale and herbs.
Masticating juicers are great juicers for juicing. These juicers have supplemental features which other juicers may not have like puree, grinding, milling, and even create frozen deserts. Such options greatly increase the number of juice concoctions you can make.
TIP! Getting the entire family involved can make juicing fun. Children can rinse off the fruit while an adult starts chopping it.
Juicing is great for increasing your intake of nutrients that can boost your body strong and healthy. Juicing provides you with the energy you need to exercise, and it can even provide protein for building your muscles. If you do have a heavy exercise regimen, you could make a fresh fruit or vegetable juice and add a little whey protein powder.
Don't let your juice too far ahead of when you drink it. It should be served after making it.
Keep in mind how different juices might affect the way your teeth when you're juicing. This is extremely important because certain varieties of juices may stain them.
TIP! When you begin juicing, stick to only using vegetables that you'd like eating whole. Your aim is to make juice that you actually want to drink, not something you want to avoid.
Don't add too many different ingredients to your juices! A great juice does not require five different vegetables. Use about two or maybe three to along with an apple to sweeten it up. You should also combine two or three ingredients when making a fruit juice.
TIP! Center your entire diet around your juicing plan. If you plan on using juicing as the foundation of your diet, then you should plan your menu around the juices you plan on drinking.
You can easily become a pro at juicing now that you have learned what it takes. The advice provided here is what you need to achieve what you are looking for out of juicing. Stick to this advice and you are going to see great results.
Juicing can help get vitamins and convenient method to give your body needs. This article will contain some tips on how to make the healthful habit of juicing.
TIP! Plan your juices by color. As well as giving brilliant colors, the many varied vegetables, as well as fruits, are stocked with tons of vitamins and nutrients.
If you're creating juice for any health reasons, try using dark green vegetables as the main ingredient for your juice. You should choose spinach, broccoli, spinach or any type of similar vegetable in order to achieve ultimate health benefits. The rest of the elixr can be made of fruits you like.
TIP! If your children turn up their noses at vegetables, try juicing them. A lot of kids do not like vegetables.
If the assembly, make your juice and then clean up, you will be far less likely to use it. Clean the juicer right after using it since moist pulp is easier to get rid of.
Pay attention to signals from your body's signals when it comes to the juices that you consume. You might drink a juice that doesn't jive with your system. If a specific juice makes you queasy or you find your stomach churning, think about new fruits or vegetables you used to find the culprit. You can then use smaller amounts to let your body adjust to them.
TIP! They may be a bit bitter, so try mixing them with sweeter veggies and fruits, like carrots, berries, and citrus. You might enjoy drinking a blend of different berries as much as I do.
If you are feeling tired or achy due to the aging process, you can get a bit of that youthful vigor back with some juice! Juicing can provide great health benefits such as relieving joint pain, ease painful joints and slow down the aging process.
To get the most health benefits from juices, you should understand that the longer juice sits there, as nutrients are lost if the juice is allowed to sit around. The longer you wait to drink it, the less nutrients you'll benefit from. Therefore, by drinking the juice as soon as it is made, drink it immediately after making it.
TIP! You should try produce that you would normally not consume, as you can always hide their flavors by using more popular tastes. This is a good way to get nutrients and vitamins from healthy aliments you might not like.
TIP! Juice cucumbers and dark leafy greens together. Most leafy greens will have a strong and somewhat unpleasant flavor.
Many people refuse to eat vegetables altogether because they don't like the taste. You can get all the great nutrients from fresh vegetables by simply juicing them. The following tips will help you about the basics of juicing and some things to think about when juicing.
You can get rid of the pulp in juice by using a coffee filter. You might not like the consistent pulp consistency that some juices will create.
TIP! Many vegetables and fruits contain phytochemicals that can eliminate carcinogens from your system. Use as many of these phytochemical-rich foods as you can.
If you suffer from diabetes or hypoglycemia, you should make juice from veggies until you ask your doctor how to go about it. Drinking juice with a large fruit can drastically increase your blood glucose rapidly. It is a good idea to keep a close eye on how much fruit you are taking for your medical reasons. Vegetables are a great alternative for getting required nutrients without the risk.
TIP! If getting older is taking its toll on your energy and stamina, consider the nutritional boost of adding home made juice to your diet. Juicing veggies and fruits rewards you with nutrient-dense juice that can enhance your memory, ease painful joints and slow down the aging process.
Pay close attention to your reactions after drinking a new juice. You might drink a juice that doesn't jive with your system. If you have any negative reactions to a new juice, study the various ingredients to see if you have incorporated something that you don't normally eat. You could use small amounts and condition your body to them.
If you are getting older and starting to feel the negative effects of your age, consider juicing as a great add-on to your life for a nice boost of energy! Juicing can provide great health benefits such as relieving joint pain, ease painful joints and slow down the aging process.
TIP! One way you can improve your diet is to take advantage of the benefits that juicing produce can deliver. Nutrients in juicing can increase energy levels, encourage fitness, and provide protein.
In order to get the best juice, drink immediately after making. The longer amount of time that you wait to consume the juice, the less nutrition your body will receive. Therefore, by drinking the juice as soon as it is made, drink it immediately after making it.
TIP! Get your family to participate in juicing activities in order to make juicing even more fun. Invite the kids to clean the vegetables or fruit while an grown up chops them.
Cucumber juice is great for hair and skin. There is a lot of silica found in cucumbers. Silica not only helps with your skin but it is also great for bones, tendons, ligaments and tendons.
Don't make your juice too far ahead of when you drink it. It is best served shortly after making it.
Some fruits, such as tangerines and oranges, require special equipment to efficiently extract the juice. Also, be careful when you use melon, as it usually tastes pretty awful when combined with other fruits.
TIP! To quickly make juicing a habit, be sure to place your juicing machine where you can see it and reach it at all times. In addition to this making it easier to use your juicer, it also reminds you about what you are missing when you don't make those fresh juices.
Do not use too extreme with your juicing! You don't need multiple types of vegetables in order to create a nutritious vegetable juice. Use two or maybe three to along with an apple to sweeten it up. You should also combine two or three ingredients when making a juice.
Use the tips from the article you just read to help you get started in the nutritious world of juicing. Turning to juicing to supplement your diet is a good way to get the vitamins and nutrients you need. If you want to receive an abundance of nutrients in an incredibly healthy way, try juicing!
TIP! Get more from your fruit and vegetables with a masticating juicer. These juicers have a more gentle method of extracting juice, which helps the liquid maintain more of its nutrients.
Juicing has long been known to be beneficial to a person's diet. Drinking these juices regularly has been associated with higher energy levels and improved heart health. Take advantage of these tips so that you can use your own juicing regimen.
TIP! When you're making a juice from dark, leafy greens, try adding in a little cucumber. A lot of leafy greens have a strong flavor.
When you make apple juice, pick the sweetest and ripest ones you can find. If you are going to use bruised apples, cut off the bruised area prior to juicing with them.
TIP! In terms of health benefits, the best types of juice come from green vegetables including parsley, chard, spinach, kale and broccoli. The most healthful juicing creations consist of at least half dark, leafy greens, such as these.
A well rounded juice can be a nutritious meal. Once you have made a few juices and know how much foods you have to have for just a single glass of juice, it will be easier to do.
TIP! If you don't want pulp in your drink, use a coffee filter. Only use a filter, of course, if you find the pulp unpleasant and would prefer it not be in your juice.
You should have your juicer more if it stays out in sight. You will be more likely to remember to use out of your juicer if you keep it in this location.
TIP! When trying to find a juicer, look for one that is easy to clean. If you need twenty minutes or more to assemble your juicer, make your juice and then clean up, you will quickly tire of the process.
Use cranberries as part of your juicing routine if you are suffering from a bladder problems. Start adding them the moment you start to feel there may be a problem.
If you are a diabetic or have high blood sugar, stick to juicing vegetables until you consult with your physician. Fruit juices can cause a rapid rise in your blood sugar. It is important to monitor how much fruit you are taking for medical needs. Vegetables can supplement your juices to provide your body with nutrients without the risk.
TIP! Many vegetables and fruits contain phytochemicals that can eliminate carcinogens from your system. Cranberries, carrots and broccoli are some of the pyhtochemical-rich foods you can add to your diet.
To get the most health benefits from juices, you should understand that the longer juice sits there, the less nutrients are present. The longer you let your juice sit, the fewer nutrients you will get. Therefore, by drinking the juice as soon as it is made, drink it immediately after making it.
TIP! Use them in a juice with sweet ingredients, such as citrus, berries, or carrots. A popular berry blend is cranberries, cherries, strawberries, and blueberries.
You have surely heard that juicing fruits and vegetables helps improve your overall health. Now that you've read the advice in this article, you probably have a better understanding of why juicing has become so popular, and how it can positively effect your life. Get that juicer out, and use it to change your nutrition and health.
TIP! Try juicing with a masticating juicer. A masticating juicer is a lot gentler than ordinary juicers.
Juicing is a terrific way to add more vitamins and nutrients that you need. This article is packed with informative guidelines that will help you important information about getting started with juicing.
Add cucumber to dark leafy greens for improved flavor.Many leafy greens have a distinct and slight unpleasant flavor. Cucumber can mask the taste and add a refreshing twist to your juice.
If you are juicing due to a health concern, try using dark green vegetables as the main ingredient for your juice. You will want your juice to be in the range of 50-75 percent chard, broccoli, broccoli or another similar vegetable for ultimate health benefits. The rest of the elixr can be made up of fruit for additional flavor.
TIP! If your bladder is upset, or you're suffering from a urinary infection, you should add cranberries into your juicing. Start to drink these as soon as the feeling that something is wrong with your bladder comes on.
The healthiest vegetables for juicing are greens such as: chard, so add things like spinach, parsley, broccoli, and chard in order to provide your body healthy nutrients. Try to make most of your juices 50-70% greens, making up the rest with fruits and vegetables that add better flavors. Juices made from fruits tend to contain more sugar than greens-based juices.
A well rounded juice blend can be a meal replacement. Once you see the amount of food that goes into a glass of juice, this will make more sense to you.
TIP! You want to try to add sweets to your juice, like berries, carrots or citrus. One of the tastiest cranberry blends is a mixture of cherries, blueberries and strawberries.
TIP! When juicing, consider using vegetables or fruits that would not normally appeal to you and use other components to mask their flavor. This is helps you get all the nutrients you need.
Pay close attention to signals from your body will provide you regarding what you drink. You might drink a particular juice that your system. If you have any negative reactions to a new juice, check the ingredients list and see if there's something you don't drink often. You could use small amounts and condition your body adjust to them.
A really good juicer to own that makes great fruit juices are masticating juicers. Masticating juicers come with extra features you won't find on most other juices, such as the ability to mill, mill, and puree. These added features can make juicing more fun.
TIP! Constipation can be battled easily by juicing, so pick up some beetroot, Brussels sprouts, cabbage, fennel, figs, grapes, lettuce, papaya or parsnips to clear out your system. Regular consumption of juices can even overcome chronic constipation.
Cucumber juice is helpful for both your hair and skin. There is a significant amount of the mineral silica found in cucumbers. Silica is also known to bolster connective tissue, thus enhancing bones, overall strength and muscle tone.
Drink your juice right away after you make it as possible.It is best served immediately drink or serve it.
Keep in mind that some juices might affect the way your teeth when you're juicing. This is vital as some juices will stain your teeth.
TIP! If you love fresh juice but cannot stand pulp or uneven texture, you have a few options. For the cleanest and clearest juicing results, use cheesecloth or a coffee filter to strain out pulp.
With juicing, you can have proper nutrition even while you are on the go. You can make healthy, great tasting juices in lieu of eating whole vegetables and fruits. Take advantage of the knowledge you've learned from this article, and start enjoying the benefits of juicing.
TIP! Try using a masticating type of juicer. These machines extract juice in a slower way that retains nutrients.
Many people avoid vegetables because they don't like the taste. You can get all the great nutrients from fresh vegetables by simply juicing them. The following tips will help inform you get started on your juicing and some things to think about when juicing.
If you are juicing your own apples, find the sweetest, sweetest ones you can find. If you come across a bruised apple, cut out the bad parts.
Consider you juice an entire meal. Once you know exactly how much food goes into a single glass of juice, it will be easier to do.
If you suffer with diabetes but still wish to reap the benefits from juicing, use only vegetables in your juices. Fruit juice can cause a fast increase when it comes to your blood sugar. You must watch how much fruit you juice in order to avoid complicating your illness. Vegetables can supply you with the nutrients without causing undue risk.
TIP! While all fresh juices will sometimes contain pulp, you can decrease the amount of pulp in your fresh juice by using a coffee filter. Some juices create a pulp consistency that you might not like.
Pay attention to signals from your reactions after drinking a new juice. You might drink a particular juice that your system. If a certain juice causes you to feel queasy or have any stomach churning, take note of the ingredients and determine whether the things you've eaten are things you are not used to. You can then use small amounts and condition your body adjust to them.
TIP! When you select a juicer to purchase, make sure you choose one that is easy for maintenance. If your juicer is time consuming to assemble and clean, you are less likely to use it on a regular basis.
If your age is catching up to you and making you feel tired or achy, consider the nutritional boost of adding home made juice to your diet. Juicing can provide great health benefits such as relieving joint pain, memory loss and slow down the degradation of your cells.
TIP! If your bladder is upset, or if you've got a urinary tract infection, try juicing cranberries. This works best if started soon after the initial signs of discomfort.
Masticating juice machines are the most effective for making fruit to make the best tasting juices. Masticating juicers come with extra features you won't find on most other juices, such as the ability to mill, grind, and puree your juice. Such features add an extra element to the number of juice concoctions you can have in your repertoire.
TIP! Note your body's reaction to drinking certain juices. You could drink a particular juice that upsets your body.
Cucumber juice is beneficial for maintaining healthy hair and skin. There is quite a high volume of silica in cucumbers. Silica is also beneficial to your bones, tendons, ligaments and tendons.
TIP! Consuming ginger is one way to make gastrointestinal problems better. It adds some kick to the flavor of your juice as well as promotes health.
Include a large amount of negative calorie food in order to create a nutritious juice that doesn't need for fat-burning. These would be things such as kale, such as herbs, cabbage, or herbs.
TIP! There are things called "phytochemicals" in certain fruit and vegetables juices that can get rid of cancer-causing chemicals! When you're planning your juices, always try to work with foods that contain phytochemicals!
Juicing can be a great method to give your body the nutrients and vitamins it needs to maintain good health. The improved nutrition you will enjoy thanks to juicing will make you feel better, and provides certain proteins that you need to efficiently build up muscles. If you're exercising heavily, try getting veggies and fruits that can replenish electrolytes, and whey protein powder can be added to help rebuild muscle fibers.
Don't let your juice too far ahead of when you drink it. It is best served shortly after making it.
TIP! You should know that some juices can have an affect on your teeth. Quite a few different fruit and vegetable juices stain the surface of your teeth.
Citrus fruits, such as mandarins, tangerines and mandarins, and oranges require a special juice extraction machine. Also, be careful when you use melon, as it usually tastes pretty awful when combined with other fruits.
TIP! When you are juicing, it may be beneficial to add the pulp back into your juice. You'll get an extra nutritional kick from the fiber in the pulp.
Consider returning some of the pulp into your juice. Pulp is full of fiber and other nutrients that will give your juice more nutrition.You may add more or less pulp depending on your own personal taste, but the more fiber, the better.
TIP! If you don't like pieces of fruit or pulp in your juice, there are a few ways to keep them out. One method to achieve clear juice is to filter it through some cheesecloth or even a coffee filter.
There are several tactics for clearing your juice with no pulp or leftover fruit bits. Cheesecloth or even a coffee filters work well if you prefer your juices to be clear. This also remove foam that forms during juicing.
Juicing is a healthy and beneficial addition to any diet. Keep your juicer on your counter and it will help make juicing a daily reality.
TIP! When juicing, include the skins and peels of some fruits. Massive amounts of nutrients, fiber and valuable antioxidants can be found in the peels and skins of various fruits.
Now that you have learned something new about juicing, you should be prepared to experience it for yourself. It's up to you to use your juicer to improve your daily diet and by extension your overall health. If you've been looking for a tasty way to get all of the nutrients your body needs, you now have the answer – so start juicing today!
TIP! Make your juice with a masticating juicer. This kind of juicer extracts juice gently, protecting the fragile nutritional value.
Juicing is an excellent way to get in all the daily amount of fruits and vegetables your body needs. The information below will give you some great juicing combinations to try.
When preparing a healthy juice, you should use dark leafy green vegetables as your juice's base.You should choose spinach, broccoli, broccoli or another similar vegetable for ultimate health benefits. The remainder of the elixr can be made up of fruits you like.
The healthiest vegetables for juicing are greens such as: chard, spinach, kale, broccoli, and chard in order to provide your body healthy nutrients. The goal is to have your juices consist of roughly 50-70% green produce, you want to then add some fruit or tastier vegetables for some flavor. Juices made entirely of fruits tend to contain more unhealthy sugar than greens-based juices.
TIP! You can get ride of pulp that might come out at times by using a coffee filter to strain out the pulp. With some of the juices you make, you might not really like the pulp.
A well rounded juice can be a meal replacement. After you have tried juicing a couple of times, you will begin to understand what you need to include in the juice to make it substantial and nutritious.
You should have your juicer more if it stays out in sight. This will ensure that you to use it more often.
TIP! Pay attention to the cues your body will provide you regarding what you drink. Certain ingredients in the juice may not agree with you.
If you have hypoglycemia or diabetes, stick to juicing only vegetables until you have spoken with your physician. Drinking juice with a large fruit can drastically increase your blood sugar. You need to keep tabs on the amount of fruit is being juiced for your illness. Vegetables are a great alternative for getting required nutrients without throwing your blood sugar content and can be used freely.
Ginger is an all-natural remedy for soothing the gastrointestinal distress. Ginger has many anti-inflammatory properties that can help with stomach ulcers and acid reflux disease or peptic ulcer disease.
If you are getting older and starting to feel the negative effects of your age, consider the nutritional boost of adding home made juice to your diet. Juicing is a good way to get the nutrients you need to get rid of joint pains, boosting memory and even preventing free radical damage to cells.
TIP! Include a large amount of negative calorie fruits and vegetables in order to create a nutritious juice that doesn't need to be burned off. Negative calorie foods include choices like herbs, cabbage and dark greens such as broccoli and kale.
TIP! Your whole family can help you with juicing. Children can wash the produce before the adults slice and dice it.
Cucumber juice has excellent health benefits for hair and skin health. There is a high volume of the mineral silica found in cucumbers. Silica also make connective tissue much stronger, it is also good for bones, tendons, and bones.
TIP! If you use juicing, be aware of the effects it can have on your teeth. There are some juices that will stain your teeth, so bear this in mind.
Juicing is great for increasing your intake of nutrients your body's health. The improved nutrition you will enjoy thanks to juicing will make you feel better, and can help to bulk up your muscles. If your exercise routine is on the harder side, try getting veggies and fruits that can replenish electrolytes, and whey protein powder can be added to help rebuild muscle fibers.
Keep in mind that some juices can affect the look of your teeth look. This is crucial since certain juices will stain your teeth.
TIP! If you're like most people, you'll need to keep your juicer available and ready for almost instant action if you want to truly establish juicing momentum. In addition to this making it easier to use your juicer, it also reminds you about what you are missing when you don't make those fresh juices.
Green juices are very nutritious and great for building your body; however, but they do not taste good. This could not always the truth. There are a variety of ingredients that will allow you can use to customize the taste of juice.
TIP! Are you bored with your smoothie routine? Go to your nearest local bookstore and look through their cookbooks for excellent recipes, or do a quick search on the internet. You want to mix things up so you don't get bored; you should always be on the lookout for new recipes to make for yourself.
The amount of pulp you create depends on the type of vegetables or fruit you are using. You can put this into later batches of juice to add more fiber.
TIP! Keep fruit and vegetable juices separate. Both are good for you, but they use different enzymes when they break down in your body.
Juicing should be used as the basis for making healthy lifestyle due to the many health benefits of juice. It should be the primary foundation for everything that you make.
There are a few methods for creating juice can be enjoyed pulp-free. Cheesecloth or even a coffee filters work well if you prefer your juice.This will also get rid of some of the foam that happens when you juice.
TIP! A well-made juicer that works well at lower speeds is the ideal type to look for. The reason for this is that juicers that operate at high speeds tend to overheat.
The peels and skins of fruit include many healthy ingredients such as nutrients, including fiber and antioxidants. In actual truth, for instance, the most beneficial flavonoids are found in the skin. The peels from grapefruits and oranges , however, which can not be used in juice.These peels contain toxic substances and may have had pesticides used on them.
Ginger adds a unique flavor and can even be used to mask the overly strong vegetable tastes. Ginger has great benefits, reduce the development of atherosclerosis and benefit your heart in a few other ways.
As previously stated, juicing may be a great way to increase the fruits and vegetables in your daily diet. You can mix fruits together to form delicious homemade drinks. The information in this article should have provided you with a variety of creative ways to make fresh and delicious juice to make you healthy and happy.


text:
Ha passato 165 ore nello spazio, 12 delle quali in EVA (attività extra veicolare). Inoltre ha accumulato 3.500 ore di volo in 25 diversi aerei militari e civili; oltre 1.500 di queste ore sono state spese in aerei a reazione.

Biografia
Spring è stato selezionato come astronauta nel maggio 1980. Ha preso parte alla missione dello Space Shuttle STS-61-B in cui ha svolto l'EVA (attività extra veicolare). Dopo il suo ritiro dalla NASA nell'agosto del 1988 Spring ha trascorso i successivi cinque anni dirigendo lo Space Program Office dell'esercito a Washington, DC. Si ritirò dall'esercito nel luglio 1994 e ha lavorato come imprenditore ai programmi di difesa e di intelligence nella zona di Washington, DC.

Vita privata
Spring è sposato con due figli di cui uno è l'olimpionico statunitense Justin Spring.

Altri progetti

Collegamenti esterni
NASA, https://web.archive.org/web/20110418144209/http://www.jsc.nasa.gov/Bios/htmlbios/spring-sc.html

NASA Astronaut Group 9

redpajama_set_name: RedPajamaWikipedia


text:
Q: Seating Plan Using Gdrive and Gsheets I am trying to build a seating chart for teachers that will accept the student name (from a drop down box) match it with their student number and then insert the image file (stored in a GDrive folder under "studentnumber".jpg) into a cell above the name.
The answers I have been able to find are ones where the sharing of all the images are set to public and findable...obviously, I cannot do this with student pictures due to privacy concerns. Any ideas or workarounds?
I have already used the script from "http://webapps.stackexchange.com/questions/86081/insert-image-from-google-drive-into-google-sheets" so I have the "google" filenames/links but it will not display the image. Once I have the images displaying, I can program the rest.

redpajama_set_name: RedPajamaStackExchange


If there's one thing that's made it possible for me to learn as much as I have, and create as much as I have, it's that my default attitude about things, especially technical things, is that I'm probably wrong about them.
When I first took up CSS and it didn't do what I expected from reading the spec, I started creating simple, focused tests of each property and its values, to figure out what I was getting wrong. Because I wanted to be sure, I built tests for all the properties, even the ones I was confident about understanding—and, in places, found out my confidence was misplaced. Eventually, those tests became the CSS1 Test Suite. Since I had discovered that, in a lot of cases, the browsers were actually wrong, I decided to document CSS support in browsers. That became the CSS Mastergrid (long since gone). On the strength of that resource, I started writing articles to explain how things worked, or didn't, which led to writing my first book. And so on.
But it all started because I assumed I was wrong about how CSS should work, not that the browsers were fundamentally broken. Simple test cases seemed like the best way to find out. One thing led to another. In a lot of ways, you could say that my career was made possible by me assuming I was wrong, and setting out to determine exactly how wrong I was.
How am I wrong? Because I'm probably wrong.
This article was originally published at The Pastry Box Project on 2 November 2015.


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redpajama_set_name: RedPajamaGithub


Are you going to be taking a trip to your favorite getaway destination? Perhaps you may have a business meeting to tend to across the country, or you're headed out to visit your grandma who's celebrating her 90th birthday. Whatever the situation may be, travel takes a lot out of you – but you don't have to sacrifice your cute hairstyle just because you're traveling. Today, Lionesse would like to talk about a few of the top travel-friendly hairstyles that are not only practical, but fashionable as well.
What style can top a ponytail for traveling, style, and comfort? None, which is why we chose this as the number one style you can wear while traveling. It's practical, you won't need to readjust your hair every 5 minutes, and you can't mess it up. Ponytails are a foolproof way to get a cute style and keep things classy while traveling – no matter the length of your flight. Throw your hair into a mid-length pony to be on trend, or put it into a low pony for added comfort. You can do extras to incorporate more style, such as add hair accessories like headbands, ponytail wraps, bobby pins, or wrap a small bit of your hair around the pony to give added style, pinning it underneath to hide the ends. For a low pony, to add extra style and holdability, create a cool and classic style by separating the hair at the top of the pony, and feeding the remainder of the ponytail through – giving you a classy look that will hold itself in place all day long.
With so many braided styles to choose from, why wouldn't you want to add a braid into your travel style? It's a super cute way to look totally fashionable, while staying casual and comfy at the same time. Plus, once your hair is all tucked into a neat or even a messy braid, there's no reason to struggle with fixing it – as pieces may fall, it will give your braid character. You can't go wrong with a braided style. To keep the hair out of your face, opt for a crown or milkmaid braid which will keep the hair pinned to your head all day. To do more of a traditional braid, opt for a fishtail braid which always looks stylish. Try out a waterfall braid if you'd rather go for something a bit different. If you're more of a traditional braid kind of girl and you haven't quite gotten your braiding skills where they need to be, try a regular French braid – or opt for braided pigtails to showcase your playful side.
Waves are a great style to wear when traveling – they look amazing, allow you to wear your hair down and it's hard to mess them up. If you want natural looking waves, braid your hair while damp the night before you're set to travel. In the morning, remove the braids to reveal perfectly waved hair. Or, if you'd rather have a more glam look, add some waves in the morning before getting ready to leave by making use of your curling iron or flat iron to give yourself a waved style. Waves created with a heat styling tool may need to be hair sprayed to keep them in place for the day, whereas waves created through means of creating braids the night before will generally stay put all day long.
Last but not least, buns are a great way to swoop your hair into a quick updo, getting it off your neck and shoulders and out of your face, and allowing you to go on about your day. There's nothing fancy-schmancy about them, but there are many different bun styles to choose from to get a customized look that suits you and your personality. They also go with any outfit, and work well for any style. Be sure to use some extra bobby pins to really hold your bun in place all day when you're traveling, and make use of hairspray to avoid needing to fix your bun or touch it up.


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How Billboard's New Chart Rules Affect YOU
Trigger Causes 68 Comments
When Billboard announced new rules on how the songs on their "Hot 100" country chart would be tabulated, it caused a tizzy amongst folks who pay attention to these sorts of things. But the average Joe fans out there may have a little trouble understanding why the issue is something they should care about, and how it could negatively affect the music they enjoy. Make no mistake about it, I and many other folks who keep an eye on music charts as part of our jobs believe that these new rules could cause the largest wholesale power shift to superstars that music has ever seen, while sending the already existing trend of genres coagulating into on big mono-genre into hyperspeed.
There are many losers in the new Billboard format, and what I have been struggling with since they were announced is to name the winners. On the surface, they are the superstar names like Taylor Swift and Mumford & Sons, but at the same time the new rules take away the power of these artists to control the amount of attention their music receives over time. The new rules render the the music "single" virtually irrelevant since they include digital download data for songs that haven't been released in single form.
Below are detailed explanations of how the new Billboard chart rules could affect you as a music fan.
As Fans of Major Country Music Stars with No Crossover Appeal
Not just small, up-and-coming artists will be affected by the new rules. Huge, major country music mega-franchises are feeling the effects already. Taylor Swift songs rocketed up the charts to #1, #2, and #10 when the rules were implemented, while Miranda Lambert's latest single "Fastest Girl In Town" for example went for #9 to #16, Jason Aldean's "Take A Little Ride" went from #1 to #5, and Toby Keith got knocked out of the Top 25 all together.
If the new rules hold, you can almost guarantee labels and artists will begin to produce more "crossover" songs to take advantage of the revised format, meaning more pop-oriented country songs, more pop songs that call themselves country, and more non-country artists "going country" to take advantage of the new rules.
Meanwhile artists as far ranging as George Strait and Alan Jackson, to Justin Moore and Brantley Gilbert will have trouble getting their singles to attain chart success. Only artists with crossover appeal, or top tier superstar artists who can really drive digital sales will get any advantage from the new format, and will likely completely monopolize the chart with most or all of the songs off a new album once it is released, just like Mumford & Sons is doing in rock right now (see below), and Taylor Swift will do in a couple of weeks when she releases her new album Red.
It is a very real possibility that upon Red's release, Taylor Swift will own every single top spot on Billboard's country chart. Literally she could have #1 thru #16 sewed up because of the amount of downloads the songs and album will receive upon release.
Mainstream artists still in the developmental phase of their career can pretty much kiss goodbye any chance of having a breakout single rocket up the charts. The top of the charts will be so locked down with crossover artists, and the middle of the charts filled with names that used to be at the top, it will be nearly impossible to break through. The one exception seen on the charts so far is Florida Georgia Line's song "Cruise". Florida Georgia Line, like Taylor Swift, is signed to Big Machine Records, clearly one big winner under the new rules, at least on the surface.
As Fans Of Independent/ Underground Music
I bristle at the idea that none of this matters to folks who don't listen to the radio or mainstream music, that this is a bunch of hubbub not worth caring about because their favorite bands don't have a shot on the charts anyway. That's like saying you don't care that 20% of the country doesn't have jobs because you do. If you are a fan of music, and music being better than worse, then these rules will effect you. Sure, not everybody needs to get exercised over the issue or get involved if that's not their thing, but to get annoyed that other people are or to act like the issue is irrelevant is an exercise in musical elitism.
Everyone has a right to good music, and every artist with true artistic talent has a right to make a living off that music. Fair, equitable charts are one tool to help make that possible. Charts that pander to incumbent superstars and crossover material get in the way of talent development and discovery by both fans and industry.
And the truth is, Billboard's charts do matter to many of independent/underground fans' favorite artists. When Hank Williams III's Damn Right, Rebel Proud debuted at #2 on Billboard, upstaging albums from Taylor Swift and Darius Rucker, this was a huge victory for underground country. Red Dirt albums from folks like Cody Canada and Jason Eady have recently received chart play, and the elevated name recognition from both fans and industry the accolade conveys. Maybe one of the best feel good stories in country music in 2012 is Will Hoge's song "Even If It Breaks You Heart" that became a #1 hit for Eli Young Band. This song and many others written by honest, hard working, and relatively obscure songwriters will likely never get the recognition they did before under the new format.
The royalties a small-time songwriter can receive even off of one song can set them up for life. It can take a struggling artist from being poor and having to work part-time jobs, to being able to make moderate living off of music. It can also take a musician already making a moderate living off of music to the point where they can afford to raise a family, pay for health health insurance, own instead of rent their home, etc. And I don't want to hear anyone say they want their favorite artists to stay poor so they continue to write good songs. Being poor should be a choice for an artist to make if they decide that is where they draw their inspiration from, not some benevolent state-of-being foisted upon them by the industry.
The fight might not be yours and that's fine. But that doesn't mean the fight is not worth waging to make the overall music world a better place.
As Fans of Rock, R&B/Hip-Hop, Latin, & Other Genres
That's right, the counting of crossover radio plays isn't just affecting country, but other genres as well. You thought Taylor Swift benefited from a chart boost under the new rules? Rihanna's song "Diamonds" went from #66 on the R&B/Hip-Hop chart before the changes, all the way to #1. Why? Because it is being played on pop radio too.
And the same monopolizing of charts that we see in country with Taylor Swift is happening in the rock charts, only worse. Mumford & Sons have the #5, #10, #11, #12, #13, #14, #15, #19, #20, #21, #22, #23 songs on the rock chart right now. Literally every song on their new album Babel is charting. This is based on the strength of digital downloads, but only one of the songs, "I Will Wait" has actually been released as a single.
As Fans of Taylor Swift
Oh, so you think that Taylor Swift is the big winner under this new system? In some respects she is, but in others this brings the country pop princess under renewed scrutiny.
First off, Taylor Swift doesn't need the additional attention having multiple songs at the top of the country charts brings her. She's already in the public eye, enjoying the utmost exposure any artist will ever get from media. Her new album Red will be the best-selling debut in 2012, trust me, and probably by 200,000-400,000 copies.
So what does Taylor Swift's chart success bring her? Additional scrutiny. What are the two big knocks on Taylor Swift? That she can't sing and she's not country; the latter already at the top of public debate because she released a succinctly pop song and another "dub-step-inspired" tune off her new album. Taylor Swift doesn't have to worry about creating exposure for herself, she has to worry about managing the exposure she's already getting, lest that exposure turns into overexposure, backlash, and burnout of her brand. The new system doesn't allow her to do that because it takes away the power of the radio single.
Numerous times in the past, Taylor Swift's career has been diagnosed with overexposure. This happened with Taylor shortly after the 2010 Grammy Awards; the whole off-pitch singing situation with Stevie Nicks that led to her panning by critics across the country and her writing the song "Mean". Afterwards, even the "Country Music Anti-Christ," Taylor's label owner Scott Borchetta admitted she was over-exposed, and was happy she was headed to Australia for a tour, and then on a hiatus from the public eye.
The Australian dates had been planned all along, but it actually worked out great…as far as the talking head of Taylor Swift, that one's gone into hiding for a little bit, at least on this continent.
Another overexposure moment happened in September of 2009 when Kanye West accosted Swift at the MTV Awards. Just in August, Spencer Cain of StyleCaster asked if Taylor Swift has become overexposed from her previous episodes and her recent headlines for dating an 18-year-old Kennedy son.
When Taylor Swift's new album Red is released and every single song charts under the new Billboard protocols, it could cause massive negative exposure to Taylor Swift's career. Meanwhile the benefits Taylor Swift receives from her chart success are only parliamentary, etching her name as the best-selling songstress of this moment in time, but not effecting her sales, or her success overall.
Sign the petition to stop Billboards Multi-Format Airplay Rule
Alan Jackson, Babel, Big Machine Records, Billboard, Brantley Gilbert, Charts, Country Charts, Eli Young Band, George Strait, Jason Aldean, Justin Moore, Kanye West, Mumford and Sons, new rules, Red, Rihanna, Scott Borchetta, Taylor Swift, Toby Keith, Will Hoge
Bill werde wants it to be a popularity contest..You see that with pop: Madonna, Katy Perry, Gaga, Nicki Minaj…
But country music fan bases are supportive of each other.
The Big 3 Men: Waylon, Willie and Cash..Could you imagine if they lived under these rules. Instead of Being friends and making legendary music, it would been a civil war between fan bases.
The Big 3 women: Dolly, Loretta, and Tammy…Friends, but the war would of been awful too amongst fan bases.
The Triggerman
Good point. The fan bases of Taylor Swift and Carrie Underwood are already in a battle royale. This could happen to other artists too, especially if albums are released close to each other or on the same day. Instead of Billboard's chart taking the broad perspective, it will become a battlefield of competing projects.
How did Bill Werde become chief of billboard..
I watched him on youtube speak and he is such an idiot…
His claims:
Vinyl albums and cassetes are the worst things ever invented.
Napster ruined album sales in 2000. Though he doesn't seem to remember how country albums sales were huge during the 2000's.
The cd sales reached it's height with nsync and backstreet boys era…Wrong AGAIN…
Country Artists can somehow give up it's tradition and change to pop music easilly.
THANK YOU for posting another article about this and including the petition. I've noticed more and more radio stations addressing this issue. I hope more and more fans, artists come forward.
Also I think this took many stations, labels, and fans by surprised.
I think more and more artists and country head labels will help and speak out against this mess.
This chart should of been #2….Airplay will always be #1.
I agree. That's why there hasn't been a ton of press on this yet. It just sorta…happened with no lead up to it.
The public will always lead towards the chart that they feel gives the most accurate perspective of public sentiment. The Airplay chart is mostly an industry tool. I believe saying "oh we'll just pay attention to the Airplay chart" is giving Billboard the easy way out. They should get the "Hot Country" chart right too. There are issues with the Airplay chart as well, namely the way radio consolidation has made the perspective of this chart narrow. Billboard got some things right with the new rules that would have opened up the charts to a broader perspective on music. It's the Multi-Format Airplay rule and the way songs that are not singles are being represented in the charts that are affecting the new format negatively.
Exactly. I have no problem with the digital downloads and streaming being included. But multi-format airplay on a genre-specific chart should have far less weight than genre-radio airplay. Plus, even the downloads and streaming aspects should have far less weight on the genre charts.
Miranda Lambert has no Platiuninum songs, George Strait Has none, Toby Keith his biggest is "Red Solo Cup"….
How is downloading songs going to help artists..
Plus a lot of taylor downloads are probaly pop teeny boppers.
Downloads should be 5% at the most
Tony- agree with you. Most country artists are not big digital sellers– with the exception being Jason Aldean, Luke Bryan (lately), Carrie, and Lady A.
Even Brad Paisley is not a big Digital download seller. His duet Remind Me with Carrie Underwood is almost 2x platinum, but that is because it was a big hit and had the help of Carrie's fanbase to buy the song too. Normally, he is not a real big seller, and I do not see Brad EVER pandering to pop radio or remixing his songs. He is too classy for that and has too much integrity, so he will lose out on this chart too.
Can you see Toby Keith remixing his songs for Pop Airplay? Hell to the no. lol
Would King George ever remix his songs to pander to Pop radio so he can compete with Taylor Swift? God no, and it makes me wonder if this was part of the reason he has had enough and is partially retiring. Don't blame him. His #1 Streak is over due to this Tayor Swift rule.
Now that is terrible: Strait worked 30 years for his number 1 streak, and it is now over as he cannot compete under this new chart. Thanks, Taylor swift.
Calm down. This is not a Taylor Swift rule and, as is pointed out in the article, the change will negatively impact her.
How the crap will it negatively impact her? She has three songs in the top ten and is going to chart her entire album, probably from number 1-16. It revived her dead flop single and it is going to stay there until pop stops playing it, which isn't going to happen soon – it hasn't peaked there yet. This rule basically only benefits HER.
Well, that's it exactly. She has a number one hit with a song country music fans didn't like, which has led to a backlash.
Carrie Underwood fans are the maddest right now (I can't blame them, this stole a number-one hit for them), but that is pretty common between the Carrie and Taylor stanbases – however, I predict full uproar when her dubstep song tops the chart and her album drops. Country music is rather against heavy electronic influences in their music (I would argue that is why Brad Paisley's "Welcome to the Future" broke his string of number-one hits) and this song is based pretty much around them. I predict, in the event of that, full chaos on Twitter with a temporary alliance with R&B fans in opposition of this rule change (who are equally outraged because their core acts are just as hurt as country acts are) causing Billboard to think twice. It may be wishful thinking, but it very well could happen.
As for right now, Billboard has a few key arguments. For one, "Blown Away" is a mixed-bag to begin with because the instrumentals are not country at all but the lyrical and vocal style are decidedly country. Right now Billboard can use the 'crazy stanbase' and genre arguments to their advantage. However, when acts like Brad Paisley (who had a running string of ten consecutive number-one singles as recently as a few years ago), Miranda Lambert, Eric Church, Rascal Flatts, and Blake Shelton, all of whom have sizeable fanbases INEVITABLY get screwed over by this and miss out on the top ten or top five entirely, those arguments will collapse. This hurts them the most, and they will certainly try and stop it, be it publicly through Twitter or personally through their label.
As for Florida Georgia Line, that only helps them in the short term – it will have a hard time topping the chart in the future. While "Cruise" is climbing the airplay chart very fast and selling a lot of copies, it will either top the airplay chart or come very close. However, since the song noticeably utilizes country instruments in its arrangement (albeit covered up by guitars and drums, but they are still there and easy to hear) it will have no shot at topping the chart unless a pop-neutered remix removing the guitars and country instruments is released.
Finally, I have a solid case that all people should make to Billboard – recently, an employee on Twitter said a crossover artist releasing a country mix would ONLY have country play and sales counted for the country chart. Now, the case can irrefutably be made with mainstream sources that WANEGBT is in fact a pure pop song (no media outlet besides Billboard has defined it as such, actually), and thus should only count sales of the 'country' mix of WANEGBT (zero, since it hasn't and won't be released) and country airplay (next-to-none). Accordingly, the proper result would be for the song to drop off the chart entirely. Billboard has thus far ignored this idea (their argument is based entirely on the flawed assumption that WANEGBT is country), but they can't ignore it forever.
Eric C- well said. Once Miranda's fans and Brad's fans, Jason's fans, etc- all see how this rule is negativley impacting them– they will be mad too. I don't think people understand the rule and it hasn't impacted them yet. But it will. Just wait.
Also– CMT Is misleading the Fans and readers in their recent article on Taylor's 3 Top 10 hits. They told the fans that only Streaming and Digital sales count, but conveniently left out the controversial element– POP AIRPLAY. So the fans think this is a good thing and have no clue. Wow.
Billboard is picking on Carrie's fans and Brandy's fans (for R&B chart mess) because he wants to lash out at anyone he can to deflect blame from his own guilt.
But the truth is– this is the one time Carrie's fans have a right to be pissed, and they are not acting crazy. They are acting exactly as a fanbase should act that just got screwed out of Carrie's #13th number one, for no justifiable reason.
Also– the Timing of this rule change is highly suspect. Why do it the VERY WEEK Carrie's song was to hit #1? Seems like a cheap shot to Carrie and her fans, and also to help Taylor even more since her album drops in 2 weeks…so she will use all this buzz to help her sell more albums. Unreal.
Imporant to note that CMT Is misleading the Fans and readers in their recent article on Taylor's 3 Top 10 hits. They told the fans that only Streaming and Digital sales count, but conveniently left out the controversial element– POP AIRPLAY. So the fans think this is a good thing and have no clue. Wow.
CMT needs to tell FAns the truth! Everyone deserves to know the whole truth about this rule and how it affects their favorite artists.
Misleading the public is the worst thing you can do.
Thanks to this site for being honest and sharing info.
half of all those cmt taylor fans are one person.
CMT's head blogger Alison Bonaguro is the biggest Taylor Swift cheerleader you will find.
I agree the timing is suspect. There's no intuitive reason to change the formula now, except that Taylor Swift is about to release an album, the CMA's are in 2 weeks, and the voting is going on right now. I have no idea if this was a factor but it's hard to not think otherwise. At the same time, we have no proof of a Taylor Swift conspiracy, we can only assume, but Billboard made it easy for us to do that with the timing.
I think folks need an explanation from Billboard of why now, and who came up with the decision. Was the industry queried for their input, and who?
I think it's reaching a bit to call this a Taylor Swift/ Big Machine conspiracy – not just the country chart rules were changed. WANEGBT is one of her biggest ever hits without this change (just not on the country chart). Her label were instead pushing Begin Again on country radio and it was getting good updates.
Reading Alison Bonaguro for me is much like reading Farce The Music's "Reviews By Brittney" even though Britney is a 14 yr old fictional character.Just saying!
Taylor's promo singles weren't officially sent to any radio stations in any format. Their success is almost entirely down to digital downloads. The problem is that Billboard are independently determining songs' genres.
Timing is very suspect – they did it AFTER Jason Aldean (also a UMG act under Capitol) had topped the chart, but before Carrie (a Sony act under Arista) had topped it. Needless to say this REEKS of Scott Borchetta, the country music Anti-Christ in the literal sense of the word now. He's admitted it is a pop record but doesn't care since 'country' means nothing to him.
I don't think Billboard thought it through pretty well, since Carrie has a very vehement base. But UMG must have wanted it to chart high for a long period of time. Taylor is their cash cow, and they realize how quickly Faith Hill went downhill when "Cry" failed to enter the top-ten – the album flopped and only did good on AC. They do not want to repeat that classic Nashville mistake and probably pushed for a system like this so EVERYTHING Taylor releases tops the charts, be it a promotional single or a pop-centric single.
Billboard's fatal flaw here is that they pissed off two formats at once – R&B and Country. True R&B fans/acts don't appreciate having Rihanna top their chart, and even 'country' fans/acts don't appreciate a pop single topping their chart. When it screws over
acts like Paisley or Aldean, there will be outrage. Paisley will probably be first – his single (which I really like) is going to miss the top spot because of it. Why? Paisley is far too country to chart on pop or HAC. There will be blood, I am sure.
Matt Bjorke
Jason Aldean is NOT a "Capitol act under UMG." He's on Broken Bow Records which is a wholly independent label with SonyRED distribution (the same company that distributes Thirty Tigers releases).
Alright, my bad – shouldn't have looked to Wikipedia for that
selfreliable
If I understand the changeover correct, couldnt us fans of independent country music be able to manipulate the charts in the same way that pop music is? I remember a few Christmas' ago, they had a "chart takeover" in the UK when they were pushing to make some X Factor song the number one song during the holiday and someone created an alternative idea of getting enough people to download a Rage Against The Machine track to be number one (the song escapes me but it was off the first album) and the Rage song actually ended up being the number 1 song for that week on the charts. Couldnt we take to spotify, itunes, amazon, etc and download, or more importantly (and free) stream said songs by American Aquarium, Dwight Yoakam, Justin Townes Earle, the new Waylon album, etc etc and take back the charts? It will give the artists a boost in the ratings they wouldnt get before by not being on Clear Channel stations, and may even get thrown in a rotation here or there on the few stations not owned by CC that look at the charts as stuff to play. Why stand here and complain about how it sucks when we can get our hands dirty and help some artists with this new way.
Great point, and this is one of the benefits of the new system, and why we shouldn't throw out the baby with the bathwater when it comes to Billboard's new rules. Taking into consideration downloads, plays on Spotify, etc. not only evens the playing field for independent artist, but makes the chart a more accurate reflection of public sentiment. The problem is with the Multi-format rule, and rating songs not released as "singles" by the artist.
Perhaps this will lead to more artists writing albums opposed to songs. Some artists you can tell write three songs made for the radio and the rest are just filler tracks, now they may be more inclined to write a full album of good material as more tracks are to chart? However, I think that this could really be used to help the independent artists out if they know how to work the system. One can expect that Swift will dominate the chart when her new album drops, but some songs will dip off now and again as others are pushed. Having a semi organized group of people (you, XXX, No Depression etc etc) all agreeing to push a certain artist or song and have readers download, stream etc can really skyrocket some artists that deserve it. The great part about spotify is that you can just mute it and have the song play on a loop and just let it rack up hits. Cheating yes, but hell the majors have been cheating since day one.
A solution good points selfreliable.
The fact that nobody can make it to #1 without Pop airplay is just not correct. 2 months ago before Taylor Swift released her current new music Carrie Underwood was the only Artist that was receiving cross-over airplay with her song Good Girl which would have been #1 on this new chart at that time. Eric Church's "Springsteen" and Luke Bryans "Drunk On You" would have made it to #1 on this new chart without Pop Airplay. Taylor Swift isn't always going to be having a single out. This chart measures Popularity and NOT the #1 airplay only. There are still 2 charts available, the same two charts the industry has always used to measure airplay only and award #1 songs. This is just another chart that is more forward thinking that measures Popularity of hits regardless of airplay only. If the Dixie Chicks released a song right now, they would finally have another hit despite Radio banning them. I see this as a good thing to those like Colt Ford, Jamey Johnson etc who can sell music but can't get airplay.
Steve– I disagree with you completely! Jamey Johnson is not a big digital download seller and he gets ZERO POP AIRPLAY. So how on earth will this rule help him? He will be eaten alive in digital download sales by Taylor, and he will never get pop airplay, so it is a lose lose situation for him.
At least country radio plays him sometimes, thank God.
But under this rule, Jamey Johnson, Colt Ford, Josh Turner, Brad Paisley, etc- will never be able to score a #1 hit or even a top 10 hit.
Taylor will be dominating these charts for YEARS, and not just the #1 position. She already has 3 songs on the chart in the first week, and only 1 of those songs is a radio hit. So just wait until her album drops– all 16 of her songs will chart and occupy the 1-16 slots on country radio.
How, exactly, is Jamey Johnson and Colt Ford supposed to get Pop Airplay and Massive digital sales to help them out on this chart?
They robbed Peter to give to Paul (Pop radio) so now country radio has no power– and Pop radio does.
Either way– Jamey Johnson, Josh Turner, George Strait, Brad, Eric Church, etc- all lose.
Even Carrie Underwood loses out as she has Zero Pop Airplay for most of her songs as she won't pop remix, nor will Miranda Lambert.
Miranda and Carrie were already both screwed on the chart in its first week, by Taylor, as neither Carrie nor Miranda has pop airplay.
This rule hurts everyone except Taylor. I feel sorry for Jamey Johnson, Scotty McMCreery, Jana Kramer, Colt Ford, and all the newbies trying to break in on the charts now. Good luck with that. lol
Theresa, you are out of touch thinking that Taylor Swift is the only one benefitting. Heck, Hunter Hayes is about to have a song getting Pop airplay, Carrie Underwood is currently at #46 on the HAC chart. Just because Taylor has brand new music out now doesn't mean it will always be this way. Lady A, The Band Perry, Rascal Flatts, etc all have had crossover airplay throughout their chart histories.
Pop Airplay will only matter when someone in the top 40 is getting crossover play. Go back and take a look at the past charts BEFORE Taylor released her lead single, Carrie Underwood was the ONLY Artist on the charts getting crossover airplay at that time with Good Girl. Had this chart been in place then, SHE would have been the sole beneficiary.
As far as Colt & Scotty and Jamey etc, Scotty's song would have peaked higher on this chart due to sales being incorporated. Colt Ford actually has his first charting single on THIS chart thanks to digital sales because he is receiving little or no airplay. He certainly would never have a top 40 hit on the other two charts. So yes this chart has benefitted him. Facts are facts. Alan Jackson hasn't had a #1 hit on the other two charts in years, why act like all of the sudden he's irrelevant now because of this chart. He was getting less airplay with each single release and not doing well on the other charts long before this one came into play.
You're not taking account the future. No, Taylor Swift will not always have a single out… But when its time to add new talent to your label, are they gonna sign a Chris Young or Sunny Sweeney who will do fine on country but nowhere else, or are they gonna cash in and sign a pop princess or pretty boy band? Sure, maybe right now, this very moment there are enough "country" country stars to compete… But Taylor and Flatts clones will be the bees knees to sign now and will take over the charts. I don't think Hank done it this way.
The same people dominating this new chart are the same ones dominating the 2 airplay charts. If Taylor doesn't have new music out then Carrie, Lady A, Jason, Luke, Eric , Blake etc will all still be at the top of this new chart. Take away the new Taylor songs and the chart is pretty much right on with the songs that are the most popular right now. However, some people that have songs that are selling well that radio isn't playing are going to have an opportunity to chart based on the songs popularity like the Colt Ford song or maybe a future Dixie Chicks release that radio has banned.
When signing a new act, labels are concerned with potential sales, not chart positions. So this shouldn't have an impact.
Thank you SOOO much for this great article and for being on top of this! It feels good to be on the same side as most of you all here on this blog, as a Carrie fan. ha ha
I am so upset for so many reasons, but mostly because this rule made my Grammy cry today. She is a big George Strait fan, and is 93 years old. When she read the Billboard rule, and realized King George's #1 streak is over on Billboard due to this new "Taylor Made" Swift rule, she literally cried.
In that moment– I wanted to punch Bill Erde and Scott Borchetta for making my Grandmother cry. 🙁
RIP Country music charts.
One thing that seems to be getting lost in the discussion is that while Billboard is the most well-known chart, Mediabase is more widely used within the radio business. Countdown shows like Bob Kingsley, Kix Brooks, Lon Helton, Crook & Chase, et al use Mediabase, not Billboard. And the station I work for – along with many others – rely on Mediabase to determine how often to play currents.
I totally understand that MediaBase has their charts and that the Billboard Airplay chart is still around, but as you pointed out, these are industry tools for a narrow portion of the population, while Billboard is supposed to be for everyone, to follow their favorite artists and see how they're doing and to discover new music that is on the rise.
I think the Billboard Airplay chart will no longer be just an industry tool. Over time, country music fans will increasingly use the airplay chart as a substitute for the main country chart.
TexasVet
Latest Billboard Update: http://www.billboard.biz/bbbiz/photo…pdate_1015.pdf
No mention of the new chart, guess that's mid-week only.
There are serious problems with the new chart rules. However, blaming Scott Borchetta or Taylor Swift is slightly hysterical. Swift will need country radio again some day but, right now, she is breaking through internationally, not chasing a country number one. If she were chasing a country number one, she certainly wouldn't have released WANEGBT as her lead single.
The never-ending Carrie v Taylor discussion is ridiculous – they are both talented and each have something worthwhile to offer. So much pettiness and vitriol in comment sections about them.
They tried to force it on country radio with the hourly plays on the first day and it flopped after a massive debut. For a major 'country' act, having your lead single flop on your 'core' format is NOT a good sign, so there is reasonable speculation that UMG/Big Machine/Scott Borchetta pushed for a rule change to help their artists.
As for Taylor, I don't think she is talented at all. Carrie doesn't write her own songs that often, but at least she doesn't have to lip-sync or correct her pitch with machines while performing. But nobody here is saying SHE pushed for it – some of us are saying HER LABEL did.
"but at least she doesn"™t have to lip-sync or correct her pitch with machines while performing"
Are you accusing Taylor of lip-syncing or pitch-correcting with machines while performing? If that is the case, then why do you think her performances are imperfect? If she really were lip-syncing or pitch-correcting during performances, then you would never know about her vocal imperfections.
Point I've made 100 times. Either you use Auto-tune and lip-sync and your vocals are perfect, or you don't and they're not. There's no middle ground, or doing both at the same time.
She clearly lipsynced at the VMA's this year and there was speculation she did so at the 2008 ACMAs (due to her microphone making no noise while completely submerged in water) and the 2008 AMAs (when she sang "White Horse" but her lips didn't fully match up to the words). So she has done that at least once, at award shows – not that it other artists don't do it (remember Scotty McCreary lipsyncing at an awards show or the parade)? She has auto-tuned at award shows in the past, and when that has failed at one point (the infamous Grammy performance) it has since been used as evidence that she uses pitch correction at least some of the time. I can't judge on concerts since I don't go to her shows and don't watch them on YouTube.
Basically, my guess is she sometimes uses correction/lipsyncing at award shows but not at her live shows (my mother and aunt can attest to that – she opened for Brad Paisley once and she was horrible, according to them). It isn't really inconsistent as it is a rather common practice for pop singers to lip sync.
She CLEARLY lip-synced at the VMAs? Apparently, it's only "clear" to you. Regarding the 2008 AMA's, that performance of "White Horse" was riddled with imperfect vocals. Do you have any evidence of these assertions or are you trying to pass of your speculations as fact? Do you have any idea how damaging it would be to her career if she is ever caught lip-syncing? Bad vocals in the Grammys did not even dent her popularity. On the other hand, you can bet that getting caught lip-syncing would destroy her career, as it would demolish the main thing that her fans value about her: her authenticity. Given this tradeoff, do you think that Taylor would be stupid enough to lip-sync at award shows (or at any show)?
And if she does Auto-tune at award shows, then why do you see vocal imperfections in almost every award show that she performs in?
This is not a tay vs carrie discussion. It is a genre discussion. If tay releases a pop album she will still be on the country charts. Why?
I signed the petition, This is a such a crock of shit.
@Eric – Look it up; I said there was SPECULATION, I never said there was definitive proof of that one. Google "2008 amas taylor swift lip sync" (no quotes in the actual search) and you will see commentary on Yahoo, the 9510, and Reuters. I never said anything was clear and since I have no intention of listening to her music I can't personally confirm it… But the speculation WAS there. As for her fans, they wouldn't care if she lipsyncs – as long as they feel she is 'one of them' and is making music they can relate to, they will listen to her. They didn't care about the Grammy performance, which was blamed on a 'technical issue'.
As for auto-tuning or pitch correction, it can't correct everything. It has its limitations – it can cover up vocal limitations, but not make someone sound like some amazing, perfect singer.
They didn't care about her Grammy performance because although the performance was bad, it was HONEST. Taylor's fans love her because of her HONESTY and AUTHENTICITY. Being caught lip-syncing would completely destroy that image.
As for auto-tuning: if you look at videos of her performing, you will find that her award show performances are generally her worst, and her performances to small audiences (without any microphone) are her best. This seems to destroy your auto-tune theory.
Authenticity and honesty have nothing to do with it; they like her because her music appeals to them. They are mostly pop fans who love the type of bubblegum pop she releases, and many of them are also 'Beliebers' or fans of other pop acts.
As for Taylor, if she was such as authentic and honest artist she wouldn't be pushing her pop music as country music and she wouldn't be promoting herself as a country act in the first place. She is certainly more blunt in songwriting than usual but she simply is not country.
"They are mostly pop fans who love the type of bubblegum pop she releases, and many of them are also "˜Beliebers"™ or fans of other pop acts."
Ugh, this is so patronizing. She has a much broader fanbase than that.
Well, it's her base, and it is a pretty strong one. Considering teenage girls are one of, if not the biggest album buyers, which is why boybands like One Direction or people like Justin Bieber sell craploads of albums. That's why every single she releases tops iTunes, or why every album she has made has sold over 4 million copies in an era where you are lucky if you go platinum – she has unified that base behind her, just like Britney Spears (who had a million-selling debut week) Backstreet Boys (who had two million-selling debut weeks out of only 16 in history) and N'Sync (who holds the record with 2.4 million albums sold in their first week, and holds the second-highest mark as well with 1.9 million albums sold) did in the 90s. Teen, bubblegum pop sells, and Taylor Swift has managed to appeal to that base in the same way that led to massive teen pop smashes in the 90s.
I don't think you have any idea about her fan base if you think that her fans view her like they view Justin Bieber or Britney Spears. The teenage girls you are referring to may think of Justin Bieber as "hot" and "fun", but they consider Taylor Swift as the real deal. To them, Taylor is "one of them". Her authenticity is her key selling point.
Her music appeals to her fans BECAUSE they know that it's coming from her authentic life experiences that they can relate to. They consider her an honest storyteller who has maintained an emotional connection with the fans despite having become tremendously famous and wealthy.
And who does it appeal to? Teenage girls, for the most part, or pop fans. Look at this review of her first album:
http://www.popmatters.com/pm/review/taylor-swift-taylor-swift/
It clearly identifies what her base was early on. They are who got her popular, and they will keep her popular until she stops making music they can relate to. To be frank, it is a brilliant marketing strategy on the part of Big Machine, and it has worked like a charm, but it doesn't change what her base is and who she emotionally connects with – girls, mostly teenagers or 20-somethings. There are certainly plenty of exceptions, but that is her base.
The problem I see with this is the fact that they are imposing distinctions that just are not there. Internet radio, for the most part, doesn't try to sell formats, and in some case, such as pandora, exposes just how arbitrary they are. But billboard is taking those raw numbers, and funneling them into somewhere they weren't at in the first place.
And as for the idea of an organized push to get a certian artist to the top of the boards, I think it's a great idea, but choosing a artist would be a problem. My vote would go to Hellbound Glory, but I feel like there would be some anger from artists about that kind of favoritism. The other thing would be, as cornball as it sounds, to get somebody to do a "South Gonna Do It Again" type of song. But if these rules stay the same, I would take part in a drive like that if somebody puts in together.
Trig said: "Being poor should be a choice for an artist to make if they decide that is where they draw their inspiration from, not some benevolent state-of-being foisted upon them by the industry."
Gosh, that sounds exactly like Obamanomics to me! Maybe a question about these Billboard Chart changes will come up in tonight's Presidentail debate…(lol)
Trust me, I don't subscribe to Obamanomics, or any political creed for that matter.
Ice Cream Eater Tiddy Bits
[…] I just like that the Carrie vs Taylor war continues with the fans.  […]
carrie left mike fisher for me
i wouldn't mind seeing taylor and carrie settle this in a wrestling match clothing optional.
i just signed the petition.(such a bullsh** concept)
"We need a country music Jesus to come and save us all" – Eric Church
As Eric Church has said, that line was written in sarcasm.
Anybody thought of the fact that Spotify streaming is now included could really be used to manipulate the charts. Ever think of the idea that these record companies can come up with a way to set spotify on a constant loop on a song on many different accounts…
Jon, since there are ways to know if a 'record label manipulated the charts through streaming' (the IP of the streaming devices), It'd be easier than ever to prove manipulation.
Not that I couldn't see it happening. I just think that a hell of a lot of the under 25 aged fans who fall in the Swift demographic stream their music rather than buy it. Many who even BUY it probably still stream through spotify/pandora/youtube than any radio dial.
Zachary Tomlinson
I like that you talked about the importance of finding a billboard chart that is exclusively that genre. I really like latin music, and I'm trying to find a latin billboard chart somewhere. I think that I will try to ask my friends to see if they know.

redpajama_set_name: RedPajamaCommonCrawl


text:
Calculated Risk is a finance and economics blog.  It was started in early 2005 by former technology executive Bill McBride (pseudonym Calculated Risk), with frequent posts by Doris Dungey (under the pseudonym Tanta) until her death on November 30, 2008 from ovarian cancer. As an early predictor of the United States housing bubble, Calculated Risk developed a "cult following" and influence over US fiscal policy. In January 2009, it received approximately 75,000 page views a day and was the top economics blog by traffic statistics.

References

External links
Calculated Risk blog

Finance websites
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text:
HomeNewsRenault Trucks broadens all-electric range
Renault Trucks broadens all-electric range
By Eoin Cuttle News 0 Comments
Renault Trucks is broadening its all-electric Z.E. range to help its customers speed up their transition to clean transport. Offering a wider choice of batteries for medium duty electric vehicles, the Renault Trucks D and D Wide Z.E can now be specified with 66 kWh battery packs giving a claimed operating range of up to 400km.
Furthermore, the Renault Trucks Master Z.E. light commercial vehicle has just been released in a 3.5 tonne model.
Building on the 200 kWh and 300 kWh installations available at launch, a range of new battery configurations is now available on the Renault Trucks Range D and D Wide ZE models. Based on a new 66 kWh battery pack, the vehicles can now be specified in one of five configurations, from 200 kWh to 400 kWh, offering operators the opportunity to transport more goods further than before. A Range D ZE with six 66 kWh batteries – 400 kWh total – will now offer operators a range of up to 400 km on a single charge.
Renault says the new battery options give operators great flexibility in selecting the most efficient combination of batteries for a wide range of applications.
Renault Trucks is also expanding its Master Z.E. offering which can now be ordered with a 3.5 tonne GVW in addition to the 3.1 tonne GVW previously available. Adding a further 400 kg to the Master Z.E. 3.1t model's already excellent payload of up to 1 tonne, the Renault Trucks Master Z.E. still offers a real-world operating range of 120 km and can be fully charged in just six hours, according to the manufacturer.
The 3.1-tonne range consists of two models (van and platform cab) available in three different lengths (L1, L2, L3) and two heights (H1, H2). The 3.5-tonne van version is already on the market in the same six combinations.
The 3.5-tonne Renault Trucks Master Z.E. all-electric LCV will shortly be available with a platform cab and chassis cab opening up a wider range of utility applications by enabling the fitting of a wide range of equipment such as a tipping trailer or a high-volume body with lifting tailgate.
From 3.1t to 26 tonnes GVW, all vehicles in the Renault Trucks Z.E. range, with zero tailpipe emissions and quiet electric engine, allow access to inner city areas even with strict traffic restrictions.


Lambing is over, and now you are wondering what all the fuss was about. You may think that sheep farming is easy after all, with long lazy summer days to look forward to. Then people start talking about worms, coccidiosis, foot rot, scald, fly strike, liver fluke, vaccinations and as if that isn't enough, shearing, which is afterall one of the reasons you keep Cotswolds.
Rule 1 – Sheep don't like to get sick.
Rule 3 – Let it go wrong and they will make you pay dearly with high vet bills and low growth rates, leading to poor returns for your breeding stock as well. But don't panic, a little planning can avert most problems and minimise the effects of anything that slips past you.
Let's take each problem in turn.
Every sheep has them, they have wondrous sounding names that many people, including me, can't pronounce, yet they are relatively easy to control. If you keep sheep on the same pasture year after year the worm problem will build up and prevention becomes vital. There is a lot of talk about worm counts, which is when you collect fresh dung from your sheep and send it off to your vet for an egg count – this is simple to do but best talk to your vet first to find out when and how they like to receive the samples – before heading off to the field armed with an appropriate number of bags (sandwich bags are perfect). This will tell you how many worms your sheep are carrying and if you need to worm or not. Personally I prefer my sheep not to carry too many worms so I worm them regularly to keep the numbers low.
Again all sheep carry it and it is something that needs to be managed rather than eliminated. It is easily spotted in your lambs by the sudden onset of scour. This can be mistaken for worms, but if you have a good worm control policy you will not make this common mistake. The simple treatment is a dose of Vaccocine, it is expensive but very effective. You do get some ewes that seem more susceptible to Coccidiosis than others; it is a good idea to cull them as they will continually infect the rest of the flock. If you continually get a problem with this it will be worth talking to your vet to get a prevention policy in place.
not to build up resistance in the flukes.
I have put these two together even though they are not the same thing. Foot rot generally affects the ewes. If you are getting foot rot in your lambs you have serious problem and you need to talk to a vet to sort it out. More common in lambs is scald; this is best described as a very sore blister that forms between the toes and is extremely painful. It should be treated as it is painful for the lamb and it will often develop into full blown foot rot. However, if you run them through a foot bath with a foot care treatment in it this will quickly put things right. If, like me, you don't have a foot bath, then spraying between the toes on each affected foot with the purple foot rot spray you can obtain from your vet will also clear the problem up very quickly. It will spread through the flock if left untreated, and the lambs will fail to thrive.
I have always found this the most time wasting thing to treat that has ever been invented. It is caused by flies laying their eggs in the dirty wool around the back end of the sheep. As we all know Cotswold's can get very dirty around their back ends. Keeping your sheep clean firstly by ensuring they are healthy and wormed, and then by dagging them in April as their wool gets longer is vital; they become more susceptible to soiling as the spring grass flushes them.
Getting them shorn soon enough is also vital; the flies will attack the sheep on their shoulders as well if they get hot and sweaty during the early summer. It is very important to treat any ewes with fly strike immediately as the longer it is allowed to develop the more damage the maggots will do, and the greater the risk of secondary infection in the wounds. Once the sheep have been shorn the problem goes away for a few weeks until the wool gets long enough to harbor a fly's eggs again; this is usually 6 to 7 weeks.
Remember that lambs can, and will, get struck as well, so do watch them as they grow. There are several spray on treatments to help prevent fly strike; it is worth buying one in early so you can treat the sheep as soon as you think there may be a problem – Crovect is one that both prevents, and treats, fly strike. This is one problem you really do want to try and prevent. If you are unfortunate enough to find a sheep that is scratching and rubbing herself, and is generally distressed on a nice, lazy summer day, you have almost certainly got a sheep with fly strike. Welcome to the club; it is not exclusive and counts practically every sheep farmer in the country as a member. It really is that common, so don't feel guilty, just catch the sheep, clip the wool away from the infected area, give it a good washing and apply some fly repellent to help the wound heal before it gets attacked again.
There are many diseases that can affect sheep and lambs and there are several vaccines which can be used to protect your flock – it is a good idea to discuss these with your vet. One such vaccine is Heptavac P + and this covers a wide spectrum of diseases. After the initial two injections, a month to six weeks apart, only an annual booster is required which is usually given four weeks before a ewe lambs, so that the protection will be passed, temporarily, on to her lambs.
This receives more than its fair share of publicity, it is very nasty. The bottom line is quite simple with this disease. One year's infection will cost more that 20 years vaccination. It is a no brainer as you have absolutely no control over the likelihood of getting this disease. It is down to the level of infection in the country and the weather, the number of sheep and stocking density play little if any part when calculating the risk to your flock. Many experts claim the Blue Tongue vaccine is a victim of its own success and it will take a major breakdown in this country before many shepherds take the disease seriously. The question is do you want to on the loosing side when the midges attack your sheep.
The Society is developing a network of Flock Advisors; it is worth getting in touch with the secretary to find your nearest one. This will be a good place to start seeking advice and you could also join the web based Society Forum were you can ask the members any question about your sheep. Try it. It costs nothing to ask.


text:
Life Assurance Manual
8 January 2020 , see all updates
LAM05000
Apportionment rules: Allocation of BLAGAB income and gains: with-profits funds: FA12/S98
A with-profits fund is a pool of assets backing a defined block of long-term business. The shareholder is entitled to a defined revenue flow from the with-profits fund made up of the shareholder profit each year from the fund less any expenses of administering policies in the fund that are not otherwise charged to the fund. All remaining value in the fund is for the benefit of policies comprising the defined block of long-term business. The fund may contain other business, for example unit-linked or non-profit business. The with-profits policyholders will share the profit on that business. The unit-linked and non-profit policyholders will only get what they are entitled to under their policies.
Solvency II regulations include with-profits funds within the definition of 'ring fenced funds'.
The assessment of trade profits arising from a with-profits fund is considered separately in section LAM05110.
The commercial allocation of income and gains arising in a with-profits fund for actuarial purposes, rather than tax purposes, derive from the requirements set out in the relevant Principles and Practices of Financial Management (PPFM) which are a regulatory requirement for a with-profits fund.
The PPFM will describe the derivation of the asset share for each policy. This represents the amount within the with-profits fund that notionally backs the future benefit payment due to the policyholder under each policy. Entitlements may also be governed by other documentation, such as Part VII schemes or other legal reconstruction documentation.
Generally, the asset share represents an accumulation since inception of premiums less expenses and payments to policyholders allowing for investment returns earned on the assets backing the asset share (and allowing for policyholder tax where relevant) and perhaps other items. With-profits funds may also have accumulated 'estates'. The estate is the excess of the total with-profits fund over the sum of all asset shares (or guarantees if these exceed asset shares). An example giving rise to an estate is where investment returns have been good and insurers have been prudent in deciding how much of the return to hold back for future smoothing of benefits.
Hence the allocation of income and gains to asset shares, or via another suitable approach, provides the basis for the apportionment of income and gains each year.
Apportionment based on asset shares
There is no single correct approach for apportionment. Where income or gains arising from an asset (or category of asset) has/have the effect of increasing the asset share of with-profits policyholders it would be reasonable to base a commercial allocation on the asset share split of the various types of policy to whose asset share the income contributes.
For example, if income arose within a with-profits fund whose asset share split between BLAGAB and other long-term business in the proportion 25:75 it may be reasonable to regard 25% of the income as relating to BLAGAB (since it is anticipated that ultimately 25% will be paid out to BLAGAB policyholders).
Other apportionments
Not all income from assets held by a with-profits fund contribute to policyholders' asset shares. Where this is the case any allocation of income should have regard to the purpose for which the asset is held.
For example, a with-profits fund may hold assets to back non-profit (NP) business where the profits of that NP business belong to the with-profits fund. For the I-E allocation you look at the underlying policies the assets back. So the income from assets would be apportioned between BLAGAB and other long-term business based on the business mix within the NP business being supported – for example by reference to mean policyholder liabilities. But when it comes to profit after all the offsets, it would be reasonable for the profits to be allocated according to the with-profits policyholder split. Other methods may be appropriate depending on the particular circumstances.


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Was that really you Dakar? Did you really leave a comment or was that just a friend dicking around with me?
I almost stopped blogging because my loyal reader in Dakar wouldn't say hi, leave a comment, nothing.
If that was really you I am so happy.
yes, this is your friend in darkar....when are you going to come visit me?
Well now it appears I must. What does one do in Dakar?