text:
NY SAFE Resolutions
Documenting County and Town resolutions on the NY SAFE act
County Seal / Logo / Name resolutions
New York Association of Psychiatric Rehabilitation Services on SAFE act concerns
Posted on June 26, 2013 by Evan (admin) | Leave a comment
NYAPRS Note: Concerns continue to be raised with the NY SAFE Act's mental health reporting requirements. Here are North Country pieces that include concerns raised by Clinton County Community Services Director Sherrie Gillette, BHSN's Peter Trout, who also serves on NYAPRS' Executive Committee and by staff from NYAPRS and the Mental Health Empowerment Project.
Mental-Health Agencies Eye New Gun Law
By Felicia Krieg Plattsburth Press-Republican<http://pressrepublican.com/> June 18, 2013
PLATTSBURGH – While local mental-health providers comply with the dictates of New York's new gun law, some feel serious concern about it.
The NY SAFE Act added section 9.46 to the state's Mental Hygiene Law, which, as of March 16, made it mandatory that physicians, psychologists, registered nurses and licensed clinical social workers report patients who are "likely to engage in conduct that would result in serious harm to self or others."
"I'm really concerned that people will become fearful about coming to services or maybe won't access services … or they may be less forthcoming with clinician," said Sherrie Gillette, director of community services at Clinton County Mental Heath and Addiction Services.
Posted in News, News opposing
Tagged ClintonCounty
Town of Massena resolution opposing the NY SAFE act
Posted on June 19, 2013 by Evan (admin) | 3 comments
Resolution #_____ to call for the Discussion, Amendment and Repair of the flaws in the so-called SAFE ACT (Secure Ammunition and Firearms Enforcement ACT) of the State of New York.
WHEREAS, New York Governor Andrew Cuomo and the majority of the New York State Legislature hastily passed legislation know as the SAFE Act in a stated attempt to combat violent behavior of individuals, and,
WHEREAS, said legislation was passed without allowing for public review or comment with the intent to avoid such review and comment for the stated reason that New York would be the first state to pass such legislation, and,
WHEREAS, some portions of the SAFE Act are positive and sensible while others are dramatically flawed, defy common sense and only serve to inconvenience and punish law-abiding gun owners, and,
WHEREAS, many of these flaws in the SAFE Act could have been corrected by the Governor and the Legislature had they only taken the time to allow for public comment and review of, and,
WHEREAS, said legislation can easily be changed or amended going forward so as to enact truly meaningful legislation that would be sensible, useful and practical, now therefore be it,
RESOLVED, that the Massena Town Board strongly encourages Gov. Cuomo and the Legislature to immediately convene public hearings to discuss, amend, replace and repair the flaws in the SAFE Act to protect the Second Amendment rights of New York State gun owners. Be it further,
RESOLVED, that copies of this resolution be sent to Governor Andrew Cuomo, Senator Patty Ritchie, Senator Joseph Griffo, Senator Elizabeth Little, Assemblyman Kenneth Blankenbush, Assemblyman Marc Butler, Assemblywoman Addie Russell, Assemblywoman Janet Duprey, St Lawrence County Legislature and any other Townships deemed necessary.
Posted in Resolutions, Resolutions opposing
Tagged Passed, TownOfMassena
Town of Hopkinton resolution opposing the NY SAFE act
Posted on June 17, 2013 by Evan (admin) | 1 comment
TOWN OF HOPKINTON
RESOLUTION #_1__ OF 2013
OPPOSING A NUMBER OF PROVISIONS ENACTED UNDER THE NEW YORK SAFE ACT AND THE MANNER IN WHICH IT WAS ENACTED
WHEREAS, the Bill of Rights of the Constitution of the United States, specifically the Second Amendment to the Constitution, guarantees the right of the people to keep and bear arms and states further that that right "'shall not be infringed," and
WHEREAS, all individuals, elected or appointed to an office of honor or profit in the civil or uniform services, than an oath to support and defend the Constitution of the United States, and
WHEREAS, many of the residents of the Town of Hopkinton have expressed their displeasure not only with the provisions of the NY SAFE ACT itself, but also the manner and method used to bring it to the floor and vote it into law, and
WHEREAS, using a message of necessity to bring forth and enact a law that has dozens of sections and changes in current laws, but only three of which take effect immediately, negates the argument that the speed with which this bill was brought forward was necessary, and
WHEREAS, the sheer size of the bill, the extent of the many changes it brings and the very short time that the bill was made available to New York State Senate and Assembly for review, effectively precluded discussion and debate on the provisions set forth in the bill, preventing the mature development of arguments, both for and against, and
WHEREAS, in an attempt to bring forth meaningful solutions for dealing with or preventing gun violence, this legislation and the majority of its provisions affect law abiding gun owners in a negative and unnecessary ways and they were not given the opportunity to express their views or otherwise comment on the bill, and
WHEREAS, while there are provisions of the bill that have merit; for example, increased penalty for killing emergency responders, NICS checks for private sales of firearms, safe storage provisions, mental health record review, and increased penalties for the illegal use of a weapon, other provisions of the law, which run roughshod over second amendment rights, must be reconsidered and a new law should be introduced in a transparent manner, and it must be given the time necessary to review its provisions, engage in meaningful and constructive debate and allow public review, comment and input relative to
the content of the bill, and
WHEREAS, the New York Save Act, as passed, will require County Clerks to carry out several provisions of the law but fails to address the responsibility for funding those additional duties, thus inflicting another unfunded mandate on already cash strapped counties.
NOW, THEREFORE, BE IT RESOLVED, that the Town Board of Hopkinton joins with other municipalities in opposing those portions of the NY SAFE ACT which infringe upon the rights of lawful gun owners and does little to address the underlying issues that confront our society as a whole, and
BE IT FURTHER RESOLVED that the Hopkinton Town Board strongly encourages the members of the New York State Legislature to bring forth a bill that addresses the real problems confronted by today's society and not jeopardize the rights of law abiding citizens, and allow time for public comment, and
BE IT FURTHER RESOLVED that copies of this resolution be sent to Governor Andrew Cuomo, Senator Patty Ritchie, Senator Joseph Griffo, Senator Elizabeth O'C Little, Assemblyman Kenneth Blankenbush, Assemblywoman Addie Russell, Assemblyman Marc Butler, Assemblywoman Janet Duprey, and the Board of each County of the State of New York.
Dated: June 17, 2013
Vickie French, Town Clerk
Tagged Passed, TownOfHopkinton
Hamburg opposes state gun legislation
Hamburg Town Board members Monday night weighed in on two issues over which they have little control but their bully pulpit: New York State's SAFE Act gun-control legislation and the proposal to build 128 apartment units off Roundtree Village.
Board members told a standing- room-only audience that spilled into hallways that they are watching developments in the proposal for the apartments and sympathize with Roundtree Village residents. But the parcel is zoned properly, and the Planning Board has the authority to approve or deny the plan.
On gun control, the Town Board called for the suspension of the state law until all aspects of gun control can be examined. The governor signed the controversial gun legislation into law in January after the Sandy Hook Elementary School shootings in Connecticut last December.
Sheriff Timothy Howard spoke out against the gun-control legislation. He said he opposes the law on the grounds it violates the Second Amendment, and he said there was no input from upstate interests or law enforcement.
Tagged TownOfHamburg
Town of Gallatin resolution opposing frivolous use of messages of necessity
Posted on June 13, 2013 by Nathan | Leave a comment
RESOLUTION OPPOSING FRIVOLOUS USE OF MESSAGES OF NECESSITY AND CALLING FOR DUE PROCESS IN NEW YORK LEGISLATIVE PROCESS FOR THE PROTECTION ON CIVIL LIBERTIES AND RIGHTS
WHEREAS, the Town board of Gallatin has long advocated for due process and careful and deliberate consideration of all legislative acts, in particular those which are controversial or have far reaching consequences; and
WHEREAS, the bedrock of the United States of America and its Constitutional form of government is its formation as a nation of law with due process and deliberation; and
WHEREAS, the New York State Constitution recognizes the need of due process, careful deliberation, and transparency in government by declaring that except in times of emergency, "no bill shall be passed or become a law unless it shall have been printed and upon the desks of the members, in its final form, at least three calendar legislative days prior to its final passage"; and
WHEREAS, the New York State Constitutional Conventions of 1915 and 1938 foresaw the danger of Indiscriminate use of messages of necessity, the 1915 convention proposing an outright ban on messages of necessity, and the 1938 convention amending the constitution to require the Governor to certify the facts of the emergency and noting, " it is the hope of the members of the committee that if the Governor is required to certify facts which in his opinion constitute an emergency, it will not fall into a pro forma signing of a printed message…" and
WHEREAS, the use of messages of necessity has sadly indeed become a pro forma convention used to cut short debate and pass controversial legislation in direct contravention to the spirit of the New York State Constitution; and
WHEREAS, messages of necessity have been used over 1,200 times since 1995, including 29 times by Governor Cuomo in 2011, 23 times by Governor Spitzer in 2007, and 34 times by Governor Pataki in 2005; and
WHEREAS, messages of necessity have been used to pass controversial legislation such as the Redistricting Statute, the Tier VI Pensions, DNA Database, Teacher Evaluations, and Same Sex Marriage; and
WHEREAS, the Teacher Evaluation act has become a burden and unfunded mandate on local schools, and it seem to many that the end result will be more paperwork and less time for teaching; and
WHEREAS, the Same Sex Marriage act has been recognized to infringe on religious liberties and individual's consciences, and causes a reduction in needed services when religious organizations are forced by law to stop providing a service or violate their conscience.
RESOLVED, The Town Board of Gallatin, declares that the messages of necessity are in the majority of cases not used in times of true emergency, and are therefore used frivolously and in contravention to the spirit of the New York State Constitution; and
RESOLVED, That this legislative body calls upon Governor Cuomo and his successors to only issue messages of necessity in times of true emergency; and calls upon the New York State Senate and Assembly to reject messages of necessity unless there is truly an emergency, and in such cases place a brief sunset provision on the bill in question so that a full debate can be held when the emergency is past; and
RESOLVED, That the Clerk of this Legislative Body is hereby directed to transmit certified copies of this resolution to U.S Senator Charles Schumer, U. S. Senator Kirsten Gillibrand, U. S. Representative Chris Gibson, Governor Andrew Cuomo, State Senator Kathy Marchione, and Assemblywoman Didi Barrett.
Tagged Passed, TownOfGallatin
Town of Gallatin resolution opposing process of enactment enabling the SAFE Act
Posted on June 13, 2013 by Nathan | 1 comment
RESOLUTION OPPOSING THE PROCESS OF ENACTMENT OF PROVISIONS CONTAINED WITHIN THE NEW YORK SAFE ACT
WHEREAS, The Town Board of Gallatin has long advocated for protection of the rights afforded to citizens under the Constitution, which has for generations guided our NATION AND SERVED AS A FRAMEWOKK TO OUR DEMOCRACY AND SOCIETY; AND
WHEREAS, The Second Amendment of the UNITED States provides for the "right of the people to keep and bear arms" and further states that this right "shall not be infringed"' and that this right has been a bedrock of our nation for over two centuries; and
Whereas, The New York State Legislation has recently adopted legislation, the NY Safe Act, proposed by Governor Cuomo to curtail these rights though the enactment of various anti-gun measures that will significantly impact legal gun owners and various businesses and suppliers of guns and related supplies
and equipment; and
WHEREAS, This legislation was approved with scant public notice, very little public debate or review by State Lawmakers, and in the days since the legislation was introduced and enacted, concerns have arisen regarding various matters of law and potential defects in the legislation; and
WHEREAS, The Gallatin Town Board believes that an issue of this seriousness and effect should have been granted a respectful and appropriate period of debate, review and consideration: and
WHEREAS, As New York State already has some of the toughest gun legislation in the Country, including the Sullivan Act, and concerns have been voiced that this legislation will not improve public safety in the state, including concerns by Legislators who initially supported the legislation: and
WHEREAS, Additionally, Federal Lawmakers and the President are also considering legislation or executive orders that would further infringe on the Second Amendment; and
WHEREAS, This legislation will unfairly affect the rights of the many law-abiding gun owners in the Town of Gallatin and New York State who are granted the right to keep and bear arms under the Constitution; and
WHEREAS, This legislation also does not adequately address the many acts of violence committed by criminals who are likely to ignore this legislation, and does not address the concerns of many residents, particularly those in rural communities, to possess firearms for the purpose of home or self defense, in
accordance with the provisions of the Second Amendment: and
WHEREAS, This Legislation imposes a number of unfunded mandates on County government and taxpayers; and
WHEREAS, As written, The Act increases the stigma on the mentally ill; and
WHEREAS, 52 Counties, over 180 towns, and numerous law enforcement and other organizations have enacted resolutions opposing both the process of enactment of the Act as well as certain provisions contained therein; and
WHEREAS, The Gallatin Town Board does hereby affirm support for the Second Amendment of the U.S. Constitution and the rights afforded to residents under the Constitution, and opposes attempts to infringe on those rights; now, therefore, be it
RESOLVED, That the Gallatin Town Board affirms support for the Second Amendment, and states opposition to the legislation NY Safe Act adopted by the State Legislature restricting the rights of gun owners, and opposes attempts on the Federal level to implement new restrictions on these rights; and be it further
RESOLVED, That this Legislative Body further requests that the NY Safe Act be repealed during the current state legislative session; and be it further
RESOLVED, That the Clerk of this Legislative Body is hereby directed to transmit certified copies of this resolution to U.S Senator Charles Schumer, U. S. Senator Kirsten Gillibrand, U. S. Representative Chris, Gibson, Governor Andrew Cuomo, State Senator Kathy Marchione, and Assemblywoman Didi Barrett.
Town of Nassau resolution opposing the NY SAFE act
At the Regular Meeting of the Town Board of the Town of Nassau, held on June 13, 2013, the following resolution was presented to the Town Board:
Resolution of the Town Board of the Town of Nassau
New York State Ammunition and Firearms Enforcement Act (SAFE Act) of 2013
Resolution No. 48
WHEREAS, the Town Board of the Town of Nassau supports the protection of the rights afforded citizens under the United State Constitution and wishes to affirm support for the Second Amendment that protects the "right to keep and bear arms"; and
WHEREAS, the Town Board of the Town of Nassau recognizes that citizens across Rensselaer County are concerned about the escalation of gun violence in our country; and
WHEREAS, on January 15, 2013, the New York State Legislature passed a gun regulation law known as the New York Secure Ammunition and Firearms Enforcement Act of 2013, also known as the SAFE Act; and
WHEREAS, this law was passed on a "Message of Necessity", bypassing the three-day waiting period for consideration of State legislation and preventing public debate on its content and provisions; and
WHEREAS, the public continues to learn of problems and concerns that are being brought to light subsequent to the passage of the law, including but not limited to issues relating to the safe forms of firearms for recreation, hunting and shooting, failure to appropriately exempt law enforcement officials and lack of enforcement of existing laws; and
WHEREAS, Rensselaer County's Clerk, Frank Merola has sealed all gun permit holders information because this law also includes unfunded State mandates that cause increased paperwork, personnel time and services for county governments;
NOW THEREFORE BE IT RESOLVED, that the Town Board of the Town of Nassau calls upon the Governor and the State Legislature to perform an immediate comprehensive review and reconsideration of the provisions of the SAFE Act, to include in this review opportunities for public input and debate and to make the necessary changes to ensure that this Act protects the people of the State of New York while ensuring the legitimate rights of gun owners; and
BE IT FURTHER RESOLVED, that the Town Board hereby commends Rensselaer County Clerk Frank Merola for his opposition to unfunded mandates; and
BE IT FURTHER RESOLVED, that the Town Board directs the Town Clerk to transmit duly certified copies of this resolution to Governor Andrew Cuomo, State Senator Kathy Marchione, Assemblyman Steve McLaughlin, Rensselaer County Clerk Frank Merola and the Rensselaer County Legislature.
Upon motion made by Supervisor Fleming, and seconded by Councilperson Goebel, the foregoing resolution was duly adopted by a majority of the members of the Town Board of the Town of Nassau at its Regular Meeting held on June 13, 2013, by roll call vote as follows:
Ronald Sears, Councilmember No_______ Yes________ Absent/Abstain X
Lani Rafferty, Councilmember No_______ Yes X Absent/Abstain________
Jonathan Goebel, Councilmember No_______ Yes X Absent/Abstain________
Donald Carpentier, Councilmember No_______ Yes X Absent/Abstain________
David Fleming, Supervisor No_______ Yes X Absent/Abstain________
Date of Adoption June 13, 2013
Certification of Clerk:
Signature _________________________________ Printed Name: Sandra L. Rings
Title: Town Clerk
Passed unanimously
Tagged Passed, TownOfNassau
Town of Persia resolution calling for suspension of the NY SAFE Act
Councilperson John Walgus: I would like to bring forth the following to be passed by resolution:
WHEREAS, The Persia Town Board has reviewed a resolution bought forth by the Cattaraugus County Legislature requesting the repealing and amending of the "NY SAFE ACT" gun control law, and
WHEREAS, The Town Board agrees that the Cattaraugus County Legislature represents the voice of the people of Cattaraugus County.
NOW BE IT RESOLVED, The Town Board agrees that the Cattaraugus County Legislature who represents the voice of the people, is made up of 31 Towns, 10 Villages, and 2 Cities that represent the County of Cattaraugus, in the State of New York with a population of approximately 84,000 people, and
WHEREAS, On Monday, January 14th 2013 the rights under the second Amendment of our Constitution was infringed on without due process, and
WHEREAS, The Gun Control Bill (S.2230) known as NY SAFE ACT was rushed through the Senate & Assembly without a single public hearing or input from the various law enforcement agencies located around our State, and
WHEREAS, Even the State lawmakers did not have time to review the bill as presented leaving questions about implementation and regulation of this new law, and
WHEREAS, This law should focus on increasing penalties for criminals who use firearms to harm and threaten law abiding citizens and address the issues of mental illness related to violence, and
WHEREAS, The Town of Persia realizes that the NY SAFE ACT, gun control law must be repealed and replace the restrictive parts of the enacted law.
NOW THEREFORE BE IT RESOLVED, that the Town of Persia urgently asks Governor Andrew M. Cuomo & the Legislature leaders to suspend this law as soon as possible and to look at all of the aspects of gun control using the proper legal procedure to bring about a law that will address gun control in a more logical manner, focusing on the real issues related to gun control – a law that will strengthen the effect on public safety and not infringe upon our constitutional rights.
RESOLVED, that a copy of this resolution be forwarded to: Honorable Governor Andrew M. Cuomo, NYS Association of Towns, NYS Association of Counties, County Legislatures Richard Klancer and Patrick Murphy, NYS Senator Catherine Young and NYS Assemblyman Joseph Giglio.
RESOLUTION #35 to repeal the NY SAFE ACT.
On a motion of Councilperson Walgus
Seconded by Councilperson Boats
The following was
ADOPTED AYES – 4 Walgus, Boats, Tomaszewski, Schueler
NAYS – 0
RESOLVED to repeal the NY SAFE ACT.
Tagged Passed, TownOfPersia
Town of Russell resolution calling for repeal of the NY SAFE act
Tagged Passed, TownOfRussell
Rensselaer County resolution supporting actions of elected officials with regard to NY SAFE act
Rensselaer County resolution supporting actions of elected officials with regard to NY SAFE act by Evan Hempel
Tagged Passed, RensselaerCounty
Want to throw Cuomo out? The grassroots are doing a moneybomb!
State officials won't be able to use Ulster County seal for SAFE Act
State officially denied use of Chenango county seal in SAFE Act
Governor Cuomo's office responds to our 2014 FOIL request
Town of Clarkson resolution opposing the NY SAFE act
County Seal (51)
News favoring (9)
News opposing (168)
Resolutions (319)
Resolutions favoring (1)
Resolutions opposing (316)
khal spencer on County Seal / Logo / Name resolutions
Jim Trunk on Town of Pleasant Valley resolution calling for repeal of NY SAFE act.
Limiting Liberty: How Governments Capitalize on Tragedy | PirateTimes on Resolutions
What impact have SAFE Act gun laws had in Dutchess County? – Poughkeepsie Journal | Harvard Review on Dutchess County Deputy Sheriffs PBA statement on NY SAFE act
Astorino campaign representative speaks with Vestal, NY residents | VASS political blog on Resolutions

redpajama_set_name: RedPajamaCommonCrawl


I was part of one of the pioneer credit card fraud detection projects. It was at Visa and, together with all the similar projects taking advantage of early-stage data mining that were going on about the same time throughout the financial industry, drove credit card fraud down dramatically to all-time lows. In recent years, as the technology changes, fraud has increased once again. The financial industry has the online problem to deal with in addition to the ramifications from identity theft and the card skimming that was once falling. Employees are compromising the data they come into contact with as well.
Mass compromises occur routinely since thieves can divide and conquer - some can focus on getting the card numbers and others commit the fraud. There is a robust, efficient black market for card numbers. Consider the huge breach at Heartland Payment Systems in 2009. Committing fraud is done with the detection systems in mind. They often occur in "blitz" mode to overwhelm the system before it has a chance to react and stop transactions.
A recent study by Ovum studied 120 banks and found that counterfeit card fraud is the top issue, with wire fraud second. Card readers can be purchased much more easily (i.e., on the iPhone) and the number of cards has proliferated, increasing potential for fraud. While the UK has adopted "chip and pin" technology on the card, the US has not. This may one day make it more difficult for criminals to cash in on credit card fraud in the US.
Personally, I just count on having to change my credit card numbers at least yearly either on account of outright fraud, the bank (I'll use "bank", but am referring to all financial companies in this article) being compromised or me making legitimate charges where the bank panics and decides to cancel the card. All that good fraud detection comes with a price to the card holder.
I've worked on the fraud issue since then. Other than the fact that it's working on the prevention of a negative to the company, these actually are fun, detective-work projects. For those who have not had the opportunity, today I decided to share some of the architecture behind fraud prevention utilizing the approach of one of the leading international providers of payment systems, ACI Worldwide (Nasdaq: ACIW) and their product, ACI Proactive Risk Managerâ"¢ 8.0 (PRM).
As the last step in the authorization process, PRM shares a score with the bank and, based on the tolerance the bank has set for the customer (balancing potential fraud with false positives), the bank's system decides whether to authorize or not.
Although the bank may have a data warehouse, all customer transaction sources feed PRM. Some customers extend PRM's capabilities to make it their data warehouse. One year's worth of backlogged transactions is recommended to start with - even though most are legally required to store seven years of data.
1. Customer profile - i.e., customers with a $200/day average try to charge $500; customers are also lumped into "peer groups" and charges are expected to conform to the pattern of the group - or else!
As a learning system, PRM learns when it has been wrong and tunes accordingly. Patterns start with the known fraudulent patterns such as small charges at a gas pump followed by a Best Buy shopping spree, and go from there into areas I won't be writing about here. Some are quite nuanced, reflecting the growing sophistication of both the criminal network and the network detecting the crime.
One of the benefits is sharing learned fraud patterns across the ACI network. And although ACI brings in third-party, syndicated data, to enhance customer data it does not aggregate customer transactions across the network.
So the cat and mouse game continues into 2011 and, as with many important initiatives, we find information management critical to the solution.
I wish you all the best as we embark on a new year. It is exciting, as always, to look forward to a new year. 2009 may require more resolve than other years, but I hope you find it to be the best year ever and not allow anything to dissuade you from entering the year with that outlook and making that your reality.
2008 was a challenging year for nearly everyone, especially those caught up in the economic downturn. My teams and I still helped over 25 companies improve their business and their use of information and thousands improve their skills and contributions. My goal for 2009 is to double the impact.
Finally, I must say Thank You, Thank You, Thank You! Without clients, friends, business partners and people who read and engage like YOU, there would be no practice. I am eternally grateful for your support and referrals. Happy New Year.
I was walking around the office the other day and I came across this, the Enron Code of Ethics. It's the real thing, from the glory days of Enron, and it actually reads very, very well. You would definitely come away from reading this thinking ethics were of utmost importance to this company.
"Data is like garbage. You had better know what you are going to do with it before you collect it."
Wouldn't it be helpful if, when dealing with your consultants, vendors, support groups and employees, one of the following paragraphs magically appeared above their head in a quote bubble?
1. I am acting as an advocate. I am exercising my passion and persuasion on behalf of my firm, my department or a cause in which I do not privately believe is the best solution aligned with your objectives.
2. I really believe what I am saying here. It is the best I can do and it makes sense for my understanding of your objectives.
Where are the Encryption projects?


text:
Statement by Allan Rock
Allan Rock on Hepatitis C
In the House of Commons on April 20th, 1998. See this statement in context.
Hepatitis COral Question Period
April 20th, 1998 / 2:15 p.m.
Etobicoke Centre Ontario
Allan Rock LiberalMinister of Health
Mr. Speaker, I have already made clear to the hon. member and to the House how difficult this decision was.
I can assure the hon. member that there is no less sympathy on this side of the House than on that side of the House for those who are suffering from the illness, no matter when they became ill.
The health ministers of Canada, when they dealt with this difficult decision, did so in light of the implications of the decision on the health system in general. Indeed, we confronted the question as to whether governments should pay cash compensation to all of those harmed by the health system. We concluded that it would not be possible to sustain Canada's public system of health care if we took the—


text:
The Shelby-South Point football rivalry has been one of the best western North Carolina can offer through the decades.
In the 1960s through the '80s, it was filled with all-star players, coaches, high-stakes contests and unlimited other memories. Now that traditional battle — which resumed in 2013 — is going to be shared with the rest of the state.
The two programs are matched up Thursday night at Pearlie Allen Field at Blanton Memorial Stadium in Shelby. The 7:30 p.m. contest will be televised by Time Warner. Each week, the well-known media company offers a statewide high school matchup — it's already had the Concord-Kannapolis game this season — to fans from Manteo to Murphy.
"Time Warner called earlier this year about what the possibilities would be for them to carry the South Point game," Shelby football coach and athletic director Lance Ware said. "I contacted coach (Mickey) Lineberger (at South Point), and he was on board."
Besides the fact it offers a three-time defending 2A division state champion in Shelby (2-0) against the Red Raiders (1-1), a 3A finalist last year, the success of the programs plus the well-known contrasting offensive styles the teams offer is a drawing card. Shelby runs a spread passing set, and South Point operates its double-wing option (Red Bone) attack.
"Being on TV offers a little more to the contest," Ware said. "It will be the only game going on (Thursday), so besides the statewide TV audience, it might bring more of a regional crowd into the stadium.
"I think it's a great idea. We hope we can do it again in the years to come."
There's another aspect to being a Time Warner Game of the Week.
"They'll have a 30-minute pregame show they'll use to highlight both schools," Ware said, "and it's not just about football. I feel it's a great way to show Shelby High School and what our young people are doing."
To adjust for a shortened practice week, Shelby brought in its players to do its film work Saturday.


text:
Q: In Python, how can I put a thread to sleep until a specific time? I know that I can cause a thread to sleep for a specific amount of time with:
time.sleep(NUM)

How can I make a thread sleep until 2AM?  Do I have to do math to determine the number of seconds until 2AM?  Or is there some library function?
( Yes, I know about cron and equivalent systems in Windows, but I want to sleep my thread in python proper and not rely on external stimulus or process signals.)

A: Slightly more generalized solution (based off of Ross Rogers') in case you'd like to add minutes as well.
def sleepUntil(self, hour, minute):
    t = datetime.datetime.today()
    future = datetime.datetime(t.year, t.month, t.day, hour, minute)
    if t.timestamp() > future.timestamp():
        future += datetime.timedelta(days=1)
    time.sleep((future-t).total_seconds())

A: Another approach, using sleep, decreasing the timeout logarithmically.
def wait_until(end_datetime):
    while True:
        diff = (end_datetime - datetime.now()).total_seconds()
        if diff < 0: return       # In case end_datetime was in past to begin with
        time.sleep(diff/2)
        if diff <= 0.1: return

Building on the answer of @MZA and the comment of @Mads Y

A: One possible approach is to sleep for an hour. Every hour, check if the time is in the middle of the night. If so, proceed with your operation. If not, sleep for another hour and continue.
If the user were to change their clock in the middle of the day, this approach would reflect that change. While it requires slightly more resources, it should be negligible.

A: Here's a half-ass solution that doesn't account for clock jitter or adjustment of the clock.  See comments for ways to get rid of that.
import time
import datetime

# if for some reason this script is still running
# after a year, we'll stop after 365 days
for i in xrange(0,365):
    # sleep until 2AM
    t = datetime.datetime.today()
    future = datetime.datetime(t.year,t.month,t.day,2,0)
    if t.hour >= 2:
        future += datetime.timedelta(days=1)
    time.sleep((future-t).total_seconds())

    # do 2AM stuff

A: You can use the pause package, and specifically the pause.until function, for this:
import pause
from datetime import datetime

pause.until(datetime(2015, 8, 12, 2))

A: I tried the "pause" pacakage. It does not work for Python 3.x. From the pause package I extracted the code required to wait until a specific datetime and made the following def.
def wait_until(execute_it_now):
    while True:
        diff = (execute_it_now - datetime.now()).total_seconds()
        if diff <= 0:
            return
        elif diff <= 0.1:
            time.sleep(0.001)
        elif diff <= 0.5:
            time.sleep(0.01)
        elif diff <= 1.5:
            time.sleep(0.1)
        else:
            time.sleep(1)

A: adapt this:
from datetime import datetime, timedelta
from time import sleep

now = datetime.utcnow
to = (now() + timedelta(days = 1)).replace(hour=1, minute=0, second=0)
sleep((to-now()).seconds)

A: Slightly beside the point of the original question:
Even if you don't want to muck around with crontabs, if you can schedule python scripts to those hosts, you might be interested to schedule anacron tasks? anacron's major differentiator to cron is that it does not rely the computer to run continuously. Depending on system configuration you may need admin rights even for such user-scheduled tasks.
A similar, more modern tool is upstart provided by the Ubuntu folks: http://upstart.ubuntu.com/
This does not yet even have the required features. But scheduling jobs and replacing anacron is a planned feature. It has quite some traction due to its usage as Ubuntu default initd replacement. (I am not affiliated with the project)
Of course, with the already provided answer, you can code the same functionality into your python script and it might suit you better in your case.
Still, for others, anacron or similar existing systems might be a better solution. anacron is preinstalled on many current linux distributions (there are portability issues for windows users).
Wikipedia provides a pointer page: https://en.wikipedia.org/wiki/Anacron
If you do go for a python version I'd look at the asynchronous aspect, and ensure the script works even if the time is changed (daylight savings, etc) as others have commented already. Instead of waiting til a pre-calculated future, I'd always at maximum wait one hour, then re-check the time. The compute cycles invested should be negligible even on mobile, embedded systems.

A: Asynchronous version of Omrii's solution
import datetime
import asyncio

async def sleep_until(hour: int, minute: int, second: int):
    """Asynchronous wait until specific hour, minute and second

    Args:
        hour (int): Hour
        minute (int): Minute
        second (int): Second

    """
    t = datetime.datetime.today()
    future = datetime.datetime(t.year, t.month, t.day, hour, minute, second)
    if t.timestamp() > future.timestamp():
        future += datetime.timedelta(days=1)
    await asyncio.sleep((future - t).total_seconds())

A: I know is way late for this, but I wanted to post an answer (inspired on the marked answer) considering systems that might have - incorrect - desired timezone + include how to do this threaded for people wondering how.
It looks big because I'm commenting every step to explain the logic.
import pytz #timezone lib
import datetime
import time
from threading import Thread

# using this as I am, check list of timezone strings at:
## https://en.wikipedia.org/wiki/List_of_tz_database_time_zones
TIMEZONE = pytz.timezone("America/Sao_Paulo")

# function to return desired seconds, even if it's the next day
## check the bkp_time variable (I use this for a bkp thread)
## to edit what time you want to execute your thread
def get_waiting_time_till_two(TIMEZONE):
    # get current time and date as our timezone
    ## later we remove the timezone info just to be sure no errors
    now = datetime.datetime.now(tz=TIMEZONE).replace(tzinfo=None)
    curr_time = now.time()
    curr_date = now.date()

    # Make 23h30 string into datetime, adding the same date as current time above
    bkp_time = datetime.datetime.strptime("02:00:00","%H:%M:%S").time()
    bkp_datetime = datetime.datetime.combine(curr_date, bkp_time)

    # extract the difference from both dates and a day in seconds
    bkp_minus_curr_seconds = (bkp_datetime - now).total_seconds()
    a_day_in_seconds = 60 * 60 * 24

    # if the difference is a negative value, we will subtract (- with + = -)
    # it from a day in seconds, otherwise it's just the difference
    # this means that if the time is the next day, it will adjust accordingly
    wait_time = a_day_in_seconds + bkp_minus_curr_seconds if bkp_minus_curr_seconds < 0 else bkp_minus_curr_seconds

    return wait_time

# Here will be the function we will call at threading
def function_we_will_thread():
    # this will make it infinite during the threading
    while True:
        seconds = get_waiting_time_till_two(TIMEZONE)
        time.sleep(seconds)
        # Do your routine

# Now this is the part where it will be threading
thread_auto_update = Thread(target=function_we_will_thread)
thread_auto_update.start()

A: It takes only one of the very basic libraries.
import time

sleep_until = 'Mon Dec 25 06:00:00 2020' # String format might be locale dependent.
print("Sleeping until {}...".format(sleep_until))
time.sleep(time.mktime(time.strptime(sleep_until)) - time.time())

*

*time.strptime() parses the time from string -> struct_time tuple. The string can be in different format, if you give strptime() parse-format string as a second argument. E.g.
time.strptime("12/25/2020 02:00AM", "%m/%d/%Y %I:%M%p")

*time.mktime() turns the struct_time -> epoch time in seconds.

*time.time() gives current epoch time in seconds.

*Substract the latter from the former and you get the wanted sleep time in seconds.

*sleep() the amount.

If you just want to sleep until whatever happens to be the next 2AM, (might be today or tomorrow), you need an if-statement to check if the time has already passed today. And if it has, set the wake up for the next day instead.
import time

sleep_until = "02:00AM" # Sets the time to sleep until.

sleep_until = time.strftime("%m/%d/%Y " + sleep_until, time.localtime()) # Adds todays date to the string sleep_until.
now_epoch = time.time() #Current time in seconds from the epoch time.
alarm_epoch = time.mktime(time.strptime(sleep_until, "%m/%d/%Y %I:%M%p")) # Sleep_until time in seconds from the epoch time.

if now_epoch > alarm_epoch: #If we are already past the alarm time today.
    alarm_epoch = alarm_epoch + 86400 # Adds a day worth of seconds to the alarm_epoch, hence setting it to next day instead.

time.sleep(alarm_epoch - now_epoch) # Sleeps until the next time the time is the set time, whether it's today or tomorrow.

A: What about this handy and simple solution?
from datetime import datetime
import time

pause_until = datetime.fromisoformat('2023-02-11T00:02:00') # or whatever timestamp you gonna need
time.sleep((pause_until - datetime.now()).total_seconds())

A: Instead of using the wait() function, you can use a while-loop checking if the specified date has been reached yet:

if datetime.datetime.utcnow() > next_friday_10am:
    # run thread or whatever action
    next_friday_10am = next_friday_10am()
    time.sleep(30)

def next_friday_10am():
    for i in range(7):
        for j in range(24):
            for k in range(60):
                if (datetime.datetime.utcnow() + datetime.timedelta(days=i)).weekday() == 4:
                    if (datetime.datetime.utcnow() + datetime.timedelta(days=i, hours=j)).hour == 8:
                        if (datetime.datetime.utcnow() + datetime.timedelta(days=i, hours=j, minutes=k)).minute == 0:
                            return datetime.datetime.utcnow() + datetime.timedelta(days=i, hours=j, minutes=k)

Still has the time-checking thread check the condition every after 30 seconds so there is more computing required than in waiting, but it's a way to make it work.

A: from datetime import datetime
import time, operator
time.sleep([i[0]*3600 + i[1]*60 for i in [[H, M]]][0] - [i[0]*3600 + i[1]*60 for i in [map(int, datetime.now().strftime("%H:%M").split(':'))]][0])

redpajama_set_name: RedPajamaStackExchange


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text:
Security Token Insight: Expert Interview with Crowdfund Insider's Andrew Dix + Preview of October's Security Token Industry Launch Week
An expert interview with Andrew Dix, founder & CEO of Crowded Media Group. The media company is behind websites like Crowdfund Insider. Hear his thoughts on current regulations for the industry and what he would change if it were up to him.
Security token investing news, including what the Tokeny platform is doing to help promote security token trading compliance. The company is a Gold Corporate Member of the Security Token Academy
Learn about the state of the security token industry in Malta from Anna Cox, chief compliance officer at Blackmoon Financial Group
Carlos Domingo, founder and CEO of Securitize, gives an update on the company's growth and their future plans. The company is a Gold Corporate Member of the Security Token Academy
Preview of our next Security Token LA Meetup on January 31, 2019
Expert Interview:
James Glasscock
& Sen. Ogden Driskill
Stephen Gatti & Jesse Overall
STO Spotlight: OpenFinance Network
Andrew Dix
An experienced digital media professional, Andrew Dix is CEO and Co-Founder of the Crowded Media Group, publisher of Crowdfund Insider, the leading news and information site for the global Fintech industry.
Crowdfund Insider was recognized by Onalytica as a Digital Transformation Top 100 Influencer under the publication category for 2018.
Crowdfund Insider was founded in 2012, soon after the signing of the JOBS Act by President Obama. The digital publication has been a leading voice, and independent advocate, for the disruptive innovation of Fintech and access to capital for small and emerging companies.
LinkedIn | Company
About Us - Security Token Insight: Expert Interview with Crowdfund Insider's Andrew Dix
The security token industry is here, and you can get involved. Coming up the episode of Security Token Insight, Crowdfund Insider's Andrew Dix sounds off on security token regulations.
Plus, big news from an overseas stock exchange. That and much more is coming up on this episode of Security Token Insight.
Hey, everybody. I'm Adam Chapnick.
And I'm Amy Wan. Welcome to Security Token Insight, brought to you by the Security Token Academy. The security token industry is here and will provide a key foundation for the evolving financial internet.
The Security Token Academy provides insights about this new era for security token enthusiasts, investors, and issuers.
Now, coming up on today's episode of Security Token Insight, in your security token investing news, the Singapore Stock Exchange makes a big investment in an STO platform. We've got an expert interview with Andrew Dix, founder and CEO of Crowded Media Group, the company behind Crowdfund Insider, plus how you can watch all the videos from Security Token Industry Launch Week, and we'll let you know the date of our next security token meetup in LA. That and more is straight ahead.
Now it's time for your security token investing news. Luxembourg-based platform Tokeny has partnered with Blocktrade to promote security token trading compliance. The CEO of Tokeny said the company is developing an infrastructure of partners to ensure every STO the company issues is fully compliant and regulated. In other news, the Malta-based crypto exchange LXDX has announced a security token offering of its own. The tokens will represent a 10% stake in the company, as well as dividend rights. LXDX tokens will be offered to accredited investors in accordance with laws in Malta. Finally, the Singapore Stock Exchange has invested in security token platform, iSTOX. The company's hoping to be the first to offer issuance and trading of STOs, and is working to obtain a license for the Monetary Authority of Singapore. To follow the latest regulations from around the world, visit our website, securitytokenacademy.com, and click on the learn tab, and select regulatory review.
The Security Token Academy is on the leading edge of the security token industry. We've interviewed the top experts, lawyers and business leaders from around the world.
The Security Token Academy attended Crypto Invest Summit in Downtown Los Angeles. Thousands of people from around the world attended the event at the LA Convention Center. Security Token Academy was there conducting interviews with some of the biggest names in the security token industry. That's where we met Anna Cox. Anna is chief compliance officer at Blackmoon Financial Group. Find out what she says the security token industry is lacking. Plus, she shares some unique insight about the state of STOs in Malta. Take a look.
You have a very impressive background that is sort of a perfect introduction into this world. Can you tell us sort of why you think security tokens in particular are interesting right now, and why you guys are including that as part of what you're doing?
Anna Cox:
Sure. Well, as you've mentioned, my background is very traditional in the world of finance. I come from investment banking background, and I started off in the world of IPOs. I've watched the roadshows, and I've watched the very complex process of an initial public offering of an equity. Now, this brought me to mind that there are a lot of inefficiencies in this process. So, STOs are fantastic in a way that they're allowing smaller companies to gain access to raising capital in a very structured, transparent and efficient way.
Now, what we are trying to do is we're trying to solve the problem of liquidity for such issuers, because very often, despite the fact that blockchain is an efficient tool for raising capital, the investors are left neglected without any access to liquidity unless the issuer steps into the process. Basically, even if you have a listing on an exchange, it doesn't matter how many liquidity providers or market makers you have stepping into the process. Unless the issuer himself takes responsibility for providing liquidity to investors, not much is going to happen.
Can I stop you? Tell me more about that. So, that's something we never hear. What would it look like if an issuer didn't take part, but there were all these liquidity options, and then conversely, how would it look the other way?
Equity, unfortunately, has this market phenomenon that's called perception valuation. So, you can have one investor, one market maker, who with a single trade can wipe out most of your ICO or STO valuation. So, you have one trader who basically thinks that your token sucks, and makes a trade for probably not a very significant amount, but at a much lower price. Then all of a sudden, investors panic, and you see your entire equity offering wiped out, up to 50% of its valuation.
This is not something that you want to see. This is not something that you want to have. So, what we're trying to do is we're trying to sidestep this single-equity risk by packaging equities into tradable and valuable products, such as ETXs, exchange-traded indices. This is where our partnerships with indices and with issuers comes into play.
By creating a packaged product, we're removing the individual risk of an equity while creating additional liquidity in such an instrument, and also providing arbitrage opportunities for both traders and speculators.
Wow. Okay. So, for people who might be new to this idea, an ETX, is that the same as an ETF, what people know, or is it similar?
We try to avoid the term ETF, mainly because of regulatory implications, and because there are no crypto-based ETFs just yet, but functionally-
Same idea.
... it is essentially the same idea. Yes. It's a packaged product based on a multiple amount of underwires that is traded on an exchange. What we're offering to the exchange is it's a branded product, so it would be branded with a particular exchange that would be operated on our platform, it would be sold through our platform.
Got it. So, if I'm an investor, and I were looking for your platform and your ETXs, what might I see? Would they be vertically grouped, or would they be in solar things, or would it be all supply chain, blockchain companies, or what would they be, or would it be currencies?
At the moment, they are currencies. Okay? So, again, we're being very, very careful in terms of regulation.
Good, yeah.
We're trying to ensure that before we step into a new area, we investigate what we can offer specifically. We are offering full scope of services in Europe, whereas in the US we're primarily focusing on currencies, but we are definitely taking the STOs the next step further in the very near future.
Got it. Now, you guys are based ... You have dual bases, right, Malta and Cyprus? Is that correct?
Correct. Correct.
So, can you tell us why those two jurisdictions are interesting compared to the US?
Well, Cyprus is more of an operational hub. We have the provision of several services coming from Cyprus, but Malta is the basis of our two entities. We have a broker-dealer entity there, and we also have an entity that is soon to be licensed in virtual financial assets. Ironically, small islands in Europe are taking the lead in terms of cryptocurrency regulation. You probably have heard a lot about Gibraltar, and definitely Malta.
There's a lot of support from the government in Malta for blockchain industry, and I personally, as a compliance officer, am a firm believer that in order for an industry to function efficiently and to last, it needs to be regulated. The regulator in Malta is very proactive in terms of approaching the companies and enabling them to function in a structured and regulated way without letting them do whatever they want.
Yeah, that's fantastic. Okay. So, how is it different? What's the regulatory regime in Malta or even Europe, and how are those different, either from each other, and then from the US?
Well, the one similar thing is that a lot of the security token offerings, they are considered securities, so they do fall into the broker-dealer license, and this is one thing that Malta has very similar with the US regulator. However, in terms of cryptocurrencies, the regulator is not letting companies run loose and create wallets and exchanges and aggregators of coin issuers just without having a license. There's basically a legislation that is a replica of a broker-dealer legislation that's focused on virtually financial assets. So, the rules all the same for all market participants. They are based on traditional security laws, but now they're applicable to cryptocurrencies as well.
Interesting. That's exciting.
It's a very transparent and understandable legislation because we're used to it from the traditional securities world, but it's applicable to cryptocurrencies.
You can watch the full interview with Anna on our website, securitytokenacademy.com. Click on the interviews tab. Also, at Crypto Invest Summit, we caught up with Carlos Domingo, the founder and CEO of Securitize, for an update on what the company has recently accomplished. Take a look.
Carlos Domingo:
I think a lot of things have been happening, but perhaps one of the most interesting things is that we recently moved one of the early security tokens that was issued outside our platform before we existed, actually, which was the BCAP token from Blockchain Capital. This is a project that I know very well because it was a source of inspiration for me to create SPiCE VC, and subsequently Securitize, so I'll always look up at them as the pioneers of the industry. So, the fact that eventually we kind of convinced them to move their token from their original platform into our platform to make sure they can provide compliance and all the token holder management services is a great achievement.
That's a huge bragging right. So, for those of the viewers who don't know sort of the history of this, there have only been a handful of funds that tokenized, or that actually themselves their own tokens. We had Blockchain Capital, you had SPiCE, and then you also had Science, I think was another one.
Yeah. So, Science was ... They came out after Blockchain Capital, so the order was Blockchain Capital then Science-
And then SPiCE.
... and then SPiCE.
Oh, okay. Right. Yes.
So, today actually, it was kind of leaked in one of the panels that Science is also moving to our platform.
Our dear friend, Lou Kerner, kind of leaked it out in the middle of the panel, but anyway-
The Crypto Oracle himself, also friend of the show.
The Crypto Oracle himself.
So, this is, for us, something that we're very proud of because it actually validates that our platform and our technology is kind of what people need. Greg from Science was on the stage this morning saying very nice words about why they chose Securitize to basically reissue their new token, so that's exciting.
How terrific. Yeah. So, that says a lot if ... What's it now? I guess three of the OG four are all migrating onto your platform.
Well, hopefully the fourth one will come as well.
It's inevitable now, probably.
It's inevitable, yeah.
Yes. So, giving you free rein to brag, why do you think those guys decided to shift into the Securitize platform?
I think one of the main reasons is we actually have a working product, which is very important.
Yes, that is important.
So, I think that the fact that we started before other people and we actually managed to build technology because we were trying to solve our own problem, which was easily tokenize SPiCE VC and issue our own token, allowed us to basically come early into the market, and this is a virtuous cycle. So, the more tokens come to our platform, the more the partners, like exchanges or custodian services, want to integrate with that securities protocol, and the more integrated we are in the ecosystem, the more tokens we can bring onboard, so ...
Amazing. So, now that you guys are sort of into ... You're around first base, so to speak. What are you seeing as the most promising signs in terms of adoption from either side, if it's the issuance, the issuers, if it's platforms that you're partnering with? Where are you seeing some signal that things are positive and that are growing?
I think what we're seeing is that when we started getting the first batch of these additional investors and these additional projects that are moving into security tokens, and that's the important thing, because I actually don't like the concept of security tokens are a way to fix ICOs or to make ICO legal. That's a very shortsighted thing. Security tokens are a bigger thing. It's about digitizing securities on the blockchain to provide a lot of the efficiencies that come with real time settlement, traceability… and automation of digitized securities.
I think that the sign that we're moving towards that direction and away from, oh, we're going to make ICOS legal is a very good sign.
Right, and having the institutions give that in perimeter, it's a big step. So, what about on the other hand? Are you seeing some sort of friction points or challenging element that are making it harder for people to kind of come en masse?
I think there are still friction points, obviously. The number one friction point I will say is the liquidity, because that's a big promise around security tokens, and those changes haven't launched. We work very closely with OpenFinance, which is going to launch very soon, we hope, and then the companies like SharesPost, AirSwap.
tZERO.
tZERO has a loan team, which is great. So, I think that that's kind of one of the ... It's not really a friction point, but it's an unfulfilled promise that is holding people from moving strongly towards security tokens. Then the other area, which has been getting fixed, but it still is an area of friction is custodian services, obviously.
Right. So, what about that? What are we seeing happening there?
So, I think that the fact that companies like Kingdom Trust or Coinbase, they're moving into this space is great. We have some announcements coming soon on that respect, because for us, it's very important that the investors see the projects that our issuers to do and get corporate custody. So, at the moment, what we intend to do in many projects is we give the investors the option to just take the security without the token, or take the security with the token-
... to avoid the problem of what do with the private keys and if I lose them, blah, blah, blah, but I think when that gets fixed, then you will also see a lot more influx of investors.
It's funny because the word custodian or custody didn't even come up in our conversations-
Really? Wow.
... for maybe the first nine months that we did this-
Well, I'm sure now it comes all the time.
... and now it's all anybody's talking about, is custodianship.
Oh, yeah, yeah. Of course. Of course.
It's like the big thing.
So, it's, I think, a natural evolution that is ... People are realizing, "Oh, yeah. Wait a minute. We need someone to hold onto these things."
Securitize is a gold corporate member of the Security Token Academy. You can find more information about Securitize on our website, securitytokenacademy.com. Just click on the directory.
I recently sat down with Andrew Dix at the Start Engine Summit in Santa Monica. Andrew is founder and CEO of Crowded Media Group, the company behind Crowdfund Insider. He's also a founding special advisor to the Association of Online Platforms, and advisory board member to the National Coalition for Community Capital. Hear his thoughts on regulations and what he would change if it were up to him. Take a look.
Crowdfund Insider, the name of your online publication, reports to cover crowdfunding, but you actually cover fintech more broadly, and you now cover blockchain, security tokens, all that kind of stuff. What made you make that shift?
Andrew Dix:
So, in my opinion, crowdfunding was really the catalyst for fintech to kind of get the ball rolling. Once people started to think, "Well, wait a minute. I can do online capital formation? Then I can do this. I can do that," and so really, that was one of the flames that kind of lit the fire of the fintech movement. Now with the advent of blockchain and digital securities and digital assets, I personally believe that that's going to meld well with online capital formation. Crowdfunding is a term, it's used differently around the world, but in the end it's internet finance or online capital formation, and it's all part of fintech. It's a very important part of fintech.
You know, you follow all these security regulations quite closely, how people are trying to evolve them or amend them or propose new ones. What do you think about the state of security token regulation today?
Well, it's evolving, and I think that you're watching that process take place. Clearly, the SEC has been slow to be vocal into how they want to regulate these securities. Now, everybody kind of understands now that everything is a security. Then the question is how they're going to regulate them, and you're finally getting some clarity there. In the eyes of the SEC today, everything is a Reg D, Reg A+, Reg CF. You have to abide by existing securities laws. Now, there is a possibility that could change at some time down the road, but you don't have any clarity with that right now, and that will really have to come from Congress.
If you had one wish on something that you could change in the regulatory framework, what would that be?
That's an excellent question. The definition of an accredited investor is wrong. It is so antiquated and out of date, it's ridiculous, because what it does is it judges people based on the size of their bank account, not their sophistication, not their business acumen. Anybody that has the capacity and the knowledge to invest their own money should be able to invest in any security they want. I get it, that it's an easy path to stop people from investing in highly risky securities, but if you look at somebody who's a professor at graduate school, he wouldn't qualify as an accredited investor. Most members of Congress wouldn't qualify. A lot of people that work at the Securities Exchange Commission, they wouldn't qualify, yet these are the people that have the knowledge that make them best qualified to make these decisions. The rules makes absolutely no sense. It just cuts out the vast majority of the people gaining access to investment opportunity.
You've often been a proponent of the idea of a regulatory sandbox for fintech. Can you quickly explain what a regulatory sandbox is, and do you think we should have one for the security token industry?
Yeah. So, that's an excellent question. The UK, the Financial Conduct Authority, they were the first to do this, and the idea was you would bring these innovative financial firms into the regulatory fold and let them experiment in a safe environment. That totally makes sense. At the same time, I think that the FCA was compelled to do this, because they didn't know how to manage these fintech firms. The best way to manage that is to have them come in and operate in your same house, and that way you better understand, see and learn, so really, its multifaceted. You have mutual information sharing from both sides. Everybody gains. Makes sense. The United States should be doing that. The CFTC is doing it, and I give them kudos. I give the chairman kudos. The SEC should be doing it now as well.
Be sure to go to our website, securitytokenacademy.com, to check out Andrew's full interview. Just click on the interviews tabs. The security token LA meetup was the official kickoff to Security Token Industry Launch Week.
The week was marked with events from coast to coast. We traveled from Los Angeles to New York for the next meetup that was held inside the New York Marriott Downtown. Next day, we boarded Spirit of New York yacht from Chelsea Harbor for an evening cruise along the Hudson River, which was fantastic. There was dancing and gourmet food and a lot of networking for people that weren't me, because I was on top doing all the interviews.
The week ended in a big way with the security token industry launch event inside the Conrad New York. Hundreds of people were in attendance as industry leaders rang the opening bell to signal the official kickoff to the security token industry. To view all of the videos from Security Token Industry Launch Week, go to our website, securitytokenacademy.com, and click on the events tab and select launch event video library. The best part, it's free and contains a wealth of information.
Mark your calendars for our next security token meetup. It takes place Thursday, January 31st inside Maggiano's at The Grove in Los Angeles. Free food, drinks, networking and more. You can find all the details on our website. Just click on the events page. You can also visit us on our meetup page at the address on your screen. We had a great turnout last time, so be sure to RSVP to secure your spot to this free event. We hope to see you there.
All right. That's it for today's episode. Be sure to follow us on Twitter, Facebook, Telegram and Medium, and do not forget to subscribe to our YouTube page so you don't miss out on any of our videos and expert interviews. I'm Amy Wan.
And I'm Adam Chapnick. Before we go, a big thank you to our platinum corporate members, Merrill Lynch and Securrency, and for everyone here at Security Token Academy, thank you so much for watching.
The Security Token Academy is dedicated to covering and facilitating the evolution of the emerging security token industry. From interviews with leading experts to highlights from security token events around the world, be sure to visit our website, securitytokenacademy.com, today to learn more.


text:
For Local Businesses
Michelin Starred
Bar & Bakeries
Trattorias
Rooftop & Terrace
High-Tech & Mobility
Daniela Delli
From the same editor
Libreria del Mondo Offeso
Moleskine Café
Drink Restaurants Rooftop & Terrace
Terrazza 12
A magnetic allure, which naturally embraces anyone who decides to be a part of it
Via Durini 28,
On the top floor of the very central Brian&Barry Building, in the heart of Milan's drinking scene, is one of the coolest locations inaugurated in Milan over the last few months. It's Terrazza 12, a lounge restaurant whose most captivating feature is the breathtaking view of the Milanese historical center. I don't know about you guys, but I find sipping a good wine with the view of the majestic beauty of the Duomo rooftops in front of me incredibly relaxing. From up there it seems as if the Madonnina maliciously winks at you inviting you to stay for another drink. And what a drink it is!
At Terrazza 12 you're welcomed by a relaxed but dynamic atmosphere. The furnishings, with a modern and refined design, bring to mind the 1950's New York bars. After all, the concept for Terrazza 12 derives its inspiration from no other than the locales of the Big Apple itself: therefore coolness and skyline are the order. The art direction was entrusted to Eliana Citterio, who wanted to propose a sophisticated and trendy atmosphere, with refined furniture, materials with geometric shapes, comfortable pouffes and little sofas. Once you get to the top floor of the B&B Building you need to go up another flight of stairs. Once you've hit the last step you can decide whether you want to remain inside or head out to the terrace. Whatever you choose, it won't be difficult to enjoy Milan's thousands of lights thanks to the large windows that cover three sides of the locale.
Terrazza 12 is the perfect place for an aperitif with company after a long day at work but also ideal for a (almost) solitary lunch: you, a perfect club sandwich and the fascinating city. What is really surprising about this place, other than the exclusive location, is the preparation of the staff especially when it comes to spirits. The wine list offers Champagne and quality Franciacorta, but what make it boss are the cocktails, prepared by expert mixologists. The drink list has an international trend, but new cocktails have also included, which were created exclusively for the club and are also meant to compliment the dishes served by the "Asola" restaurant located on the lower floor.
With Terrazza 12 now open, Milan has embraced the concept of "food pairing" combining it with mixology in a new and contagious foodie fashion which combines a cocktail with a taste of high quality gourmet and sought-after flavors. Terrazza 12 has a magnetic allure, which naturally embraces anyone who decides to be a part of it. An almost enchanted place, where time seems to have stopped, but definitely not the desire to have fun!
We can't. That's why every week we share the best experiences
Milan has to offer.
aperitivo cocktails nightlife ristoranti rooftop vista
Monday 12:00 1:00
Tuesday 12:00 1:00
Wednesday 12:00 1:00
Thursday 12:00 1:00
Friday 12:00 1:00
Saturday 12:00 1:00
Sunday 12:00 1:00
€ € € €
Heated outdoor smoking area
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text:
What are arches?
This park contains more than 2, 000 natural arches—the greatest concentration in the country. But numbers have no significance beside the grandeur of the landscape—the arches, the giant balanced rocks, spires, pinnacles, and slickrock domes against the enormous sky.
Perched high above the Colorado River, the park is part of southern Utah's extended canyon country, carved and shaped by eons of weathering and erosion. Some 300 million years ago, inland seas covered the large basin that formed this region. The seas refilled and evaporated—29 times in all—leaving behind salt beds thousands of feet thick. Later, sand and boulders carried down by streams from the uplands eventually buried the salt beds beneath thick layers of stone. Because the salt layer is less dense than the overlying blanket of rock, it rises up through it, forming it into domes and ridges, with valleys in between.
Most of the formations at Arches are made of soft red sandstone deposited 150 million years ago. Much later, groundwater began to dissolve the underlying salt deposits. The sandstone domes collapsed and weathered into a maze of vertical rock slabs called "fins." Sections of these slender walls eventually wore through, creating the spectacular rock sculptures that visitors to Arches see today.
The land has a timeless, indestructible look that is misleading. More than 700, 000 visitors each year threaten the fragile high desert ecosystem. One concern is a dark scale called biological soil crust composed of cyanobacteria, algae, fungi, and lichens that grow in sandy areas in the park. Footprints tracked across this living community may remain visible for years. In fact, the aridity helps preserve traces of past activity for centuries. Visitors are asked to walk only on designated trails or stay on slickrock or wash bottoms.
There are more than 2, 000 arches in the park; to be classified as an arch, the opening must measure at least three feet across. The largest arch in the park, Landscape Arch, spans 306 feet (longer than a football field) base to base. New arches are constantly forming, while old ones occasionally collapse—most recently Wall Arch, which fell in 2008.
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text:
IW News Brief: Burqa Ban Victory, Islamic Pants, and More
https://www.meforum.org/islamist-watch/43795/iw-news-brief-burqa-ban-victory-islamic-pants
Islamist Watch (IW) maintains an extensive archive of news items on nonviolent Islamism in the Western world. The complete collection can be found here; lists organized by topic are accessible on the right side of the IW homepage.
The following are some of the recent developments covered in the IW database:
French burqa ban gets seal of approval from European court
In a decision that will refocus the debate over burqas and niqabs, the European Court of Human Rights (ECHR) has backed the French statute that proscribes concealing one's face in public. Judges rejected a woman's claims that she has suffered discrimination and that the limits on personal freedoms are incompatible with European law. Interestingly, the ECHR downplayed valid concerns about public safety and emphasized social cohesion instead. An official statement explains that the court was "able to understand the view" that these coverings "call into question the possibility of open interpersonal relationships, which, by virtue of an established consensus, formed an indispensable element of community life within the society in question." Because the law is not targeted solely at religious dress and does not generally restrict freedom of movement, it "could therefore be regarded as proportionate to the aim pursued, namely the preservation of the conditions of 'living together.'" Objections rang out, but there is no place to appeal.
Beyond affirming the status quo in France and Belgium, which has a similar law and was a party to the defense, the ECHR has reinvigorated opponents of such garb elsewhere. The government of Spain's Catalonia region quickly pledged to advance a bill as the Catalan city of Reus passed a measure of its own. Rumblings about legislation have also been heard in Austria, Britain, Denmark, and Norway. Is this the beginning of the end for Europe's burqas and niqabs?
Left: The culture clash as seen in a photo from a London subway. Right: John Walker Lindh's prison duds have put him in a litigious mood.
Much ado about Islamic pants
While controversies involving apparel are dominated by women's veils, men's attire also triggers disputes. "A Muslim inmate filed a class action against the Federal Bureau of Prisons, claiming that Islam prohibits Muslim men from wearing pants below their ankles, but his prison prohibits him from hemming pants above the ankles," Courthouse News Service reports. That inmate is none other than "American Taliban" John Walker Lindh. The suit contends that current policy "imposes a substantial, and unjustified, burden on the religious exercise of Mr. Lindh and all Muslim prisoners." Do not underestimate Lindh; he previously won the right to group prayers.
Furthermore, St. Louis cabbie Raja Naeem is battling the taxi commission over the dress code. Naeem has been regularly ticketed for donning a kurta (billowy upper garment) and shalwar (loose trousers) rather than the standard black slacks and white shirt. Though the commission offered a compromise, color remains a sticking point as Naeem prefers white bottoms in the style of Islam's prophet. The case has not yet been resolved. "No one cares about the color of a cab driver's pants," the judge asserted at an earlier hearing, but the taxi body countered that uniforms make cabbies recognizable. And that is not the only reason to care. These seemingly trivial matters touch on a key issue: whether there is one set of rules for all or a separate set for some.
Osmakac case highlights demands for courtroom accommodations
The trial of Sami Osmakac, a naturalized U.S. citizen accused of plotting a wave of bombings in the Tampa area, caught IW's eye because it featured multiple requests for concessions of the type often sought by Islamists in Western courts. One was granted: permission not to rise for the judge or jury as this gesture of respect would purportedly violate his Muslim faith. Others did not fare as well. Osmakac's attorney asked for a ban on the words "terrorist" and "terrorism," which he insisted would be inflammatory, but U.S. District Judge Mary S. Scriven denied the motion, observing that Osmakac had been recorded using such terms to describe his plans for a "second 9/11." He then petitioned the court to supply Arab clothing for Osmakac because his family would not purchase it. No luck here either; Osmakac had to make do with a white linen suit.
Finally, there was the biggest defeat of all: the jury's failure to accept the entrapment defense, a common response to successful FBI sting operations and one that the Council on American-Islamic Relations (CAIR) had deployed following his 2012 arrest. Osmakac was convicted and awaits sentencing in October. We hope that the prison pants are to his liking.
Left: Sami Osmakac told a confidential informant, "We all have to die, so why not die the Islamic way?" Right: Should the Muslim Brotherhood be classified as a terrorist group?
Congressmen want U.S. to slap Brotherhood with terrorist label
Several House Republicans are behind a new bill (text here) that urges the Obama administration to "designate the Muslim Brotherhood as a foreign terrorist organization." It outlines the Brotherhood's role in terrorism and calls for sanctions to be imposed on persons who materially aid "the Muslim Brotherhood or its affiliates, associated groups, or agents." Some familiar names should take note. Federal prosecutors once stated that "from its founding by Muslim Brotherhood leaders, CAIR conspired with other affiliates of the Muslim Brotherhood to support terrorists." They further pointed out that the Muslim American Society (MAS) "was founded as the overt arm of the Muslim Brotherhood in America." The government also listed top U.S. Muslim groups as Brotherhood entities in the trial of a charity that financed Hamas.
Although Washington's bipartisan blindness means that the bill is unlikely to get far, the effort deserves plaudits for bucking conventional wisdom, reframing the issue, and setting the stage for future policy adjustments. With the Brotherhood continuing to push its agenda both at home and abroad, the groundwork for a reality-based approach to combating it cannot be laid soon enough.
For additional news and analysis, please visit the IW website.
Related Topics: Censorship, Free Speech, Government, Head Coverings / Dress, Legal, Lobby Groups, Multiculturalism, Police / FBI, Prayers, Prisons, Workplace | David J. Rusin receive the latest by email: subscribe to the free mef mailing list


ramaponews students can sell Classroom Management (ISBN# 0132693232) written by M. Lee T. Manning, M Lee Manning, Lee Manning, M. Lee Manning, Katherine T. Bucher and receive a $14.12 check, along with a free pre-paid shipping label. Once you have sent in Classroom Management (ISBN# 0132693232), your Ramapo College textbook will be processed and your $14.12 check will be sent out to you within a matter days. You can also sell other ramaponews textbooks, published by Pearson and written by M. Lee T. Manning, M Lee Manning, Lee Manning, M. Lee Manning, Katherine T. Bucher and receive checks.


text:
Seasonal Climate Outlook Message for May to August 2015
Commentary on rainfall probabilities based on 'phases' of the SOI
The monthly value of the Southern Oscillation Index (SOI) was -10.7 in March and -3.1 in April. According to the SOI Phase system, this places the SOI in a 'Consistently Negative' phase.
Based on previous years when the SOI has been in a 'Consistently Negative' phase at the end of April, the probability of above-median rainfall for the next three-month period (May to July) is 40 to 60 per cent for most of Queensland.
Previous years with a 'Consistently Negative' SOI phase at the end of April include 1900, 1905, 1915, 1926, 1940, 1941, 1966, 1977, 1980, 1981, 1983, 1987, 1991, 1992 and 1998. The rainfall probabilities stated above are based on the 1900 to 1998 period.
When using a climate outlook it should be remembered that the probability, or per cent chance, of something occurring is just that – a probability. For example, if there is a 70 per cent probability of above-median rainfall, then there is also a 30 per cent chance of below-median rainfall. It does not mean that rainfall will be 70 per cent more than the median.
Users should note that SOI values in autumn are least reliable as indicators of rainfall for the coming season. Furthermore, while climate outlook schemes cannot provide outlooks with absolute certainty, users who follow a skilful scheme should benefit from doing so in the long-term. Thus, users should consider the historical track record of any scheme, and such information is becoming increasingly available.
Further seasonal climate outlook information for Queensland is available in the monthly climate statement produced by the Department of Science, Information Technology and Innovation and at www.bom.gov.au.


text:
Q: Ruby: function/method positions I have this factorial app that's supposed to go infinite if answer is always "y".
def continue?
  answer = gets
  if answer.downcase == "y"
    main
  elsif answer.downcase == "n"
    exit
  else
    "This means n to me. Follow the rules next time. Bye."
  end
end

def main
  p "Enter any Integer"

  out = gets

  num = out.to_i
  def factorial(num)
    sum = num
    (num-1).times {sum = sum * (num - 1); num = num-1}
    sum
  end

  p factorial(num)
  p "Do you want another number"
  continue?
end

main

At first, #continue? was at the end of the app, but then when I called continue in #main I'd get an error for non-existing Method. So, I moved #continue? to the top but now I can't call #main because of the same method error again. I can put #continue? inside #main method but I don't think it will do a lot. Is there a better way for handling this kind of situation?
If my code is off or my practice is not the best please let me know. And I'd use #inject for factorial but I was working with ruby 1.8.5 so I had to do what I could.

A: First of all, calling main from another function is weird because main should only be called once when the program starts.
Second, if you do it this way you're going to run out of memory because your callstack is going to keep growing (main, continue, main continue, ...)
Why don't you make continue? return a true or false value. Then in main you can write
begin
    p "Enter any Integer"

    out = gets

    num = out.to_i
    def factorial(num)
      sum = num
      (num-1).times {sum = sum * (num - 1); num = num-1}
      sum
    end

    p factorial(num)
    p "Do you want another number"
  end while continue?

A: You could put the condition in a while loop instead of calling the function every time. Also, take care with gets method, you should strip the input.
def continue?
  answer = gets.strip
  if answer.downcase == "y"
    true
  elsif answer.downcase == "n"
    false
  else
    p "This means n to me. Follow the rules next time. Bye."
    false
  end
end

def main
  begin
    p "Enter any Integer"

    out = gets

    num = out.to_i
    def factorial(num)
      sum = num
      (num-1).times {sum = sum * (num - 1); num = num-1}
      sum
    end

    p factorial(num)
    p "Do you want another number"
  end while continue?
end

main

A: You've got a couple of problems. First, when you do answer = gets what you're getting isn't just a letter, it's a letter followed by a linefeed, e.g. 'y\n'. The solution is to use str#chomp. Also, you're not actually showing anything when a letter other than 'y' or 'n' is entered. Here's the fixed method:
def continue?
  answer = gets.chomp
  if answer.downcase == "y"
    main
  elsif answer.downcase == "n"
    exit
  else
    puts "This means n to me. Follow the rules next time. Bye."
  end
end


text:
Q: How to send mails with .NET non-reverse-engineerably? Here's this snippet:
var client = new SmtpClient("smtp.gmail.com", 587)
{
    Credentials = new NetworkCredential("mymail@gmail.com", "mypassword"),
    EnableSsl = true,
};

var msg = new MailMessage()
{
    From = new MailAddress("mymail@gmail.com"),
    Subject = subject,
    Body = body
};
msg.To.Add("xyz@gmail.com");

client.Send(msg);

The problem with this is that "mypassword" is easily reverse-engineerable from the application, isn't it?
If I'm right, then how can I prevent this?

A: You can store it in a server and deliver it to your app through an API. That way you don't give the user access to your password and if your server is a secure server it's a lot less likely that they can get to it.
EDIT: When I say deliver it I'm refering to deliver the object, or in this case you can have the whole method on the API, which you just call from your app and just return a boolean or something to get feedback on wether it sent the e-mail successfully or not.

A: You can't. If the application is running on a machine that you can't secure, your password cannot be fully protected.
Even if you encrypt the password, store it in a secure store, or retrieve it from a secure service, that password will still live in the local computer's memory, which a malicious user can dump and parse to find it. Or they could hook up Wireshark or Fiddler and sniff the password off of the wire (yes, even if you are using EnableSsl = true).
The best way to deal with this situation is either
(1) Give each user an account and password just for them
(2) Move the functionality off the client and onto a server that is secure

A: Simple solution is to put the credential in the appSettings of web.config or app.config, the then your program get the credential from the config.
You can also encrypt the appSettings like this