text:
2016 Series • Fall 2016
Communities & Banking
The Create Jobs for USA Program
Lee Bodzioch/Federal Reserve Bank of Boston
By Sam Richardson
PDF of this article (pdf)
Starbucks and Opportunity Finance Network teamed up to stimulate job growth through small-business lending.
One of the most debilitating legacies of the Great Recession is the very slow job recovery that followed. The United States did not return to prerecession job levels until nearly five years after the recession ended. Even now there are a large number of discouraged workers who are not in the labor force because of lack of job opportunities. Low-wealth, low-income, minority, and otherwise marginalized communities bore the brunt of the recession and were least equipped to deal with it. In late 2009, when unemployment was cracking a record-high 9 percent for whites, unemployment was over 16 percent for blacks and nearly 13 percent for Hispanic and Latino Americans.1 The employment divide was (and still is) similarly stark across education, wealth, and income stratification.
Integral to the story of lagging job growth in the United States are struggling small businesses. Small businesses account for nearly 55 percent of current employment and 66 percent of net new jobs since the 1970s.2 Although they lead in job creation in boom times, they are vulnerable to recessions, when outside sources of financing may dry up. Even during the recovery, many small businesses reported difficulty in securing loans.
Tackling the Challenge
In 2011, Opportunity Finance Network (OFN) and Starbucks Coffee Company teamed up to launch Create Jobs for USA Fund to help alleviate the credit crunch facing community businesses. OFN is a nonprofit network of community development financial institutions (CDFIs)—private financial institutions that focus on community businesses and individuals in distressed and underserved markets. A team that combined OFN's track record of creating jobs through community business financing with the corporate leadership, resources, and branding of Starbucks joined hands to help realign the backbone of America's economy.
From 2011 to 2014, the Create Jobs for USA fund raised more than $15 million in donations from individual and corporate donors. Starbucks donated $5 million and encouraged individual donations through its "Indivisible" campaign, which rewarded customers who donated to the fund with a branded wristband. In addition, Starbucks launched an "Indivisible" line of products—wristbands, mugs, and other items—and made a donation for each item sold to customers.
Funds were distributed as capital grants to 120 CDFIs selected from OFN's lender network for their financial performance and track record of serving community businesses. CDFIs were then able to leverage the grants to provide over $105 million in loans to community businesses. The expectation was that additional jobs would be created as the CDFIs reinvested the repaid loans, resulting in a virtuous cycle of job growth in communities that need it most.
What Was Learned
The Create Jobs for USA Fund provided an excellent opportunity to learn whether and how CDFI lending helps with job creation.
Characteristics of Loans
OFN's network of CDFIs is sprawling, and those awarded grants through Create Jobs for USA made loans to many businesses over a wide range of industries and geographies. Initial reports from the 120 CDFIs who received OFN grants reveal that they made 34,915 loans overall, providing $2.3 billion in funding.3 CDFI loans tend to serve low-income, minority neighborhoods. CDFI loan recipients were located in ZIP-code regions with 70 percent minority population, on average (as opposed to 37 percent national average), and with median household incomes of $45,000 (as opposed to $52,800 national median).4 CDFIs disbursed loans to community businesses in every state and in all industry sectors represented by 20 two-digit North American Industry Classification System categories of the US Census Bureau, in addition to all five types of OFN-defined community businesses. (See "OFN's Five Types of Community Business.")
OFN's Five Types of Community Business
Microenterprises: Community businesses with five or fewer employees (including proprietor), and with a maximum loan/investment of $50,000.
Businesses: Community businesses with more than five employees or with CDFI financing in an amount greater than $50,000.
Commercial Real Estate: Construction, rehabilitation, acquisition, or expansion of nonresidential property used for office, retail, or industrial purposes.
Community Services: Community-service organizations such as human- and social-service agencies, advocacy organizations, cultural and religious organizations, health care providers, and child care or education providers, regardless of tax status.
Housing Development: Predevelopment, acquisition, construction, and renovation to support the creation of rental housing, service-enriched housing, transitional housing, and owner-occupied housing.
Reporting and Results
OFN set up a two-step reporting system on job creation. In addition to details about the loan, such as size and date closed, OFN required CDFIs to gather certain details about job creation from businesses in their portfolios. This initial report included existing full-time-equivalent (FTE) jobs, FTE jobs that would likely have been lost without the loan, projections for FTE jobs that would be created within a year of closing the loan, and FTE jobs that would be created more than a year after the loan. CDFIs were then asked to get a follow-up report of actual job creation from each business within a year of closing a loan.
Of the loans closed within a year of receiving a grant, 1,434 had a follow-up report.5 The report includes information on direct, indirect, and induced job creation and retention (DII jobs) associated with each loan. DII jobs are all jobs created and retained, including not only primary jobs at the recipient business but also secondary jobs created at other establishments as a result of increased activity in the local economy. The measure of DII jobs was generated using IMPLAN Impact software, which uses industry and geographic information to simulate local labor markets and assigns a multiplier to capture the secondary effects of creating jobs on the broader economy, giving a fuller measure of jobs impact.
Rachel Bissett/Federal Reserve Bank of Boston
Of loans with follow-up reports, community services received the largest volume of CDFI financing, followed closely by housing development, business, and commercial real estate. (See "Total Loaned.") Microenterprises received only a small fraction of the total value of loans disbursed, despite accounting for the second-largest number of loans (531). (See "Number of Loans.") The business category received the greatest number of loans (545), while housing development, community services, and commercial real estate received far fewer.
Over all community businesses for which there is a follow-up report, $440 million was lent and 28,100 DII jobs were created or retained, which comes out to $15,700 loaned per DII job. (See "Another Approach to Estimation" for an alternative, though still supportive, set of numbers.) The relationship was found to vary significantly by type of community business. Ratios ranged from $3,200 per DII job (microenterprise) to $32,200 per job (housing development), with higher ratios indicating that lending was less efficient in terms of DII jobs per dollar. (See "Average Loan Amount per DII Job.")
Another Approach to Estimation
Least-squares regression, a more sophisticated method for estimating dollars lent per additional job, gives an estimate of $25,600 over all projects. This technique gives estimates of $11,000, $28,000, $46,000, $9,600, and $128,000 for microenterprise, business, community services, commercial real estate, and housing development, respectively. This article displays descriptive statistics for the sake of simplicity and ease of interpretation.
The efficacy of microenterprise and business lending supports the notion that small-business and microenterprise financing through CDFIs is a potentially cost-effective lever for promoting job recovery in the United States. This result is consistent with the economic intuition that small businesses are labor intensive and therefore hire more workers per unit capital. More capital-intensive businesses, such as housing development and commercial real estate, create fewer jobs per dollar lent, as we might expect. Regardless of the type of community business receiving the loans, however, lending programs may still have positive value to the communities they are in.
There are a few important caveats with this analysis. Due to data constraints, I cannot make claims about the quality of jobs across types of community business. There are likely significant and systematic differences in wages, repayment, and other important variables across types of community business, which ideally should be controlled for when comparing the amount loaned per DII job. Notably, it is not possible to determine whether CDFI financing was only a portion of total funding for a project, because the only data available is on the amount of CDFI lending for each project. This influences estimates for some types of community business, like commercial real estate and housing development, which are more likely to have additional outside financing, compared with business and microenterprise. Furthermore, a ratio of dollars lent over jobs is a summary statistic and should not be interpreted as the total "loan cost" of creating or retaining additional jobs. Nevertheless, our evidence suggests that CDFIs are likely to be an effective tool for promoting jobs growth through community business lending. They provided an excellent channel for Create Jobs for USA's grants, which were put to use creating opportunity and changing lives for Americans that needed it most.
Articles may be reprinted if Communities & Banking and the author are credited and the following disclaimer is used: "The views expressed are not necessarily those of the Federal Reserve Bank of Boston or the Federal Reserve System. Information about organizations and upcoming events is strictly informational and not an endorsement."
Sam Richardson, Federal Reserve Bank of Boston
Email: Samuel.Richardson@bos.frb.org
Special thanks to the Boston Fed's Robert Triest for support and comments along the way and to OFN's Donna Fabiani, Lance Loethen, and Chris Bell for providing data and valuable insight into the Create Jobs for USA program.
Data from Haver Analytics/Bureau of Labor Statistics, http://www.bls.gov/cps/demographics.htm.
See "Small Business Trends" on the US Small Business Administration website, https://www.sba.gov/content/small-business-trends-impact.
These figures represent the CDFIs' total number of loans and funds disbursed, not only the loans and funds made possible by Create Jobs for America.
Author's calculations. ZIP-code incomes generated using a weighted average of census tract median incomes, from 2009–2013 American Community Survey five-year estimates obtained using the National Historical Geographic Information System, Version 2.0, at the Minnesota Population Center.
Ambiguity about the true meaning of zero jobs created led to the dropping of reports of zero. Multiple loans sharing CDFI, date, geography, and type of community business were assumed to be on the same project and hence grouped into a single project.
Boston Fed creates guide for small businesses seeking Paycheck Protection Program loans
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Cliff Effects and the Supplemental Nutrition Assistance Program
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Northern New England's Young Adults and the Social Security Disability Insurance Program


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Q: kivy-ios import ssl error when deploying to iOS I'm trying to import ssl in my kivy application and it crashes when I deploy to iOS.
It crashes on:
import ssl

This is the log from the device:
2013-07-31 20:13:06.215 mykivyapp[2568:907] [Springtomize]: Loading into sb-external process
2013-07-31 20:13:07.308 mykivyapp[2568:907] PythonHome is: /var/mobile/Applications/3742734C-18CB-49A5-B943-BABADBA9D26E/mykivyapp.app
2013-07-31 20:13:07.311 mykivyapp[2568:907] Initializing python
2013-07-31 20:13:07.719 mykivyapp[2568:907] Running main.pyo: /var/mobile/Applications/3742734C-18CB-49A5-B943-BABADBA9D26E/mykivyapp.app/YourApp/main.pyo
[INFO              ] Kivy v1.7.1
[INFO              ] [Factory     ] 144 symbols loaded
[DEBUG             ] [Cache       ] register <kv.lang> with limit=None, timeout=Nones
[DEBUG             ] [Cache       ] register <kv.image> with limit=None, timeout=60s
[DEBUG             ] [Cache       ] register <kv.atlas> with limit=None, timeout=Nones
[DEBUG             ] [Image       ] option <dds> ignored by config
[DEBUG             ] [Image       ] option <pygame> ignored by config
[DEBUG             ] [Image       ] option <pil> ignored by config
[DEBUG             ] [Image       ] option <gif> ignored by config
[INFO              ] [Image       ] Providers: img_imageio, img_tex (img_dds, img_pygame, img_pil, img_gif ignored)
[DEBUG             ] [Cache       ] register <kv.texture> with limit=1000, timeout=60s
[DEBUG             ] [Cache       ] register <kv.shader> with limit=1000, timeout=3600s
[DEBUG             ] [Text        ] Ignored <pygame> (import error)
[INFO              ] [Text        ] Provider: sdlttf(['text_pygame'] ignored)
 Traceback (most recent call last):
   File "/Users/0/Desktop/kivy-ios/app-mykivyapp/YourApp/main.py", line 30, in <module>
   File "/Users/0/Desktop/kivy-ios/build/python/lib/python2.7/ssl.py", line 60, in <module>
     import _ssl             # if we can't import it, let the error propagate
 ImportError: No module named _ssl
2013-07-31 20:13:08.967 mykivyapp[2568:907] Application quit abnormally!
2013-07-31 20:13:09.016 mykivyapp[2568:907] Leaving

A: As Mathieu Virbel  explained it here you need to find a way to import your ssl module in your project.

redpajama_set_name: RedPajamaStackExchange


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La Estación Ferroviaria de Paço de Arcos es una estación de la Línea de Cascaes de la red de convoyes suburbanos de Lisboa, situada en Paço de Arcos, en el ayuntamiento de Oeiras, en Portugal.

A partir de esta estación es también posible el transbordo al sistema de transporte sin tripulación SATU, a cuya estación "Navegantes" se encuentra asociada.

La estación dispone de un paso peatonal sobre la línea ferroviaria y de una paso subterráneo, que permiten a los usuarios circular entre la zona de espera del sentido de Lisboa y la zona de espera del sentido de Cascaes.

Tal como las demás estaciones de la línea, dispone de dos sistemas de ventas de billetes: atención humana y máquina automática.

Historia
En 2001, terminó la construcción del nuevo edificio de pasajeros de esta estación, obra esta que estaba integrada en el Proyecto Línea de Sintra, de la Red Ferroviaria Nacional.

Galería

Véase también
 Historia del transporte ferroviario en Portugal

Referencias

Enlaces externos

Página sobre la Estación de Paço de Arcos, en el sitio electrónico de la Red Ferroviaria Nacional

Paço de Arcos
Paço de Arcos
Oeiras

redpajama_set_name: RedPajamaWikipedia


GET INVOLVED in St. André Music Ministry!
Welcome to the Contemporary Worship Group page! Here at St. Andre Bessette Parish we currently have one Contemporary Music Mass (check info below!).
2) A resource for the use of the liturgical musicians (band members) at the Contemporary Mass.
All music & lyrics used in church are used with permission of CCLI through our Parish License.


You can make changes to the package and then build it and install it. once you are satisfied with your new package, you can submit the changes via flyspray.
Last edited by Greg Frost on Fri Jul 10, 2009 10:28 pm, edited 1 time in total.
If you need to make modifications before compiling do the following.
and follow with the pacman -U command.


"Look closely what do you see? I spy with my little eyes a: baby pomegranate, a pear, purple kale, wine grapes, figs, immature oranges, an eggplant, and 2 carrots among bright colored blooms. This wedding was inspired by the fall harvest at a pomegranate farm in the secluded hills of Temecula. Owl Creek Farms harvests blackberries, pomegranates, and lavender making the aroma of the air so sweet and vibrant.
There wasn't a detail that wasn't missed down to the gold speckled on the arils of the pomegranates on the cake. The unconventional details adorned near vintage rustic details was perfect for the untraditional classy bride. The attention to detail was as superb as how sweet the love was between Natosha and Zach. It was almost impossible to choose a favorite element of this organic, Fall Harvest, wedding inspiration shoot. At first, it was the unconventional bouquet that at every look you find another surprising touch. Then the gold speckled fruit onto of the dark chocolate naked cake with the pops of blue and deep reds. How can you miss the giant 1000-year-old Great Oak or the vintage blue truck? I guess you can say that there wasn't a detail that we don't love.
From the photographer: I wanted to show couples, that you can push the boundaries on the elements they incorporate into their wedding day. I wanted to show my couples that the unconventional and the traditional can intertwine and not be afraid to pull inspiration from the beauty around them."


Huion Drawing Tablet KAMVAS GT-191 features a 19.5 Inch IPS HD Wide Screen 8192 Levels of Pressure Sensitivity 233PPS Report Rate and 5081 LPI.
IPS Screen: KAMVAS GT-191 is an interactive display with 19.5-inch IPS LCD Widescreen in perfect 16:9 ratio and 1920 x 1080 full HD resolution.
Excellent Color: 72% NTSC color gamut plus 3000:1 contrast ratio which enables the display to present 16.7 million colors vividly and viewing angle (typical) is 89-degrees/89-degrees(H)/89-degrees/89-degrees(V) (Typ.) (CR>10), response time is 25ms.
Anti-Glare Eye-Protection Screen: The top-graded anti-glare screen protector can protect the panel from scratches and smudge.
Better Display Effect: The Huion Drawing Tablet GT-191 has a 233PPS report rate and 5081LPI resolution give faster recognition and better display effect during your work. Operation Temperature: 0 -+40 degrees Celsius.
Two New pens: A New Generation of Digital Pen that comes with the KAMVAS GT-191 has 8192 levels of pressure sensitivity and a comfortable ergonomic design.
Newest pen stand: The pen stand has a built-in nib extractor and 8 spare nibs inside.
Notice: 8% restocking fee will be borne by the buyer if refund without quality issue within 30 days from the purchase date.
Vertical/Horizontal: 178-degrees viewing angle uniform color from the edge.
Domestic Shipping: Currently, the item can be shipped only within the U.S. and to APO/FPO addresses. For APO/FPO shipments, please check with the manufacturer regarding warranty and support issues.


We take Christmas very seriously in my house! I have four Christmas trees.
This is the I-spy tree. We have so much fun playing I-spy, looking for certain ornaments with the children. This tree is located in the living room with a train that circles around its base.
The tree in the kitchen is for my grandchildren, but started with my darling little Shylah's suggestion. It was 2 feet tall when we started and it is 6 feet tall now! All of my grandchildren help to decorate this tree and it warms my heart to see it.
This is my beautiful peacock tree and I absolutely love it! I love peacocks and peacock colors. This is located downstairs in the rec room and it's the tree we put all the gifts under.
I have so many wonderful holiday memories, but the one that stands out and really makes me happy happened many years ago when my brothers and sisters and I were all children. My Mom was always very good at guessing what we got her each year, so one year my Dad, who was quite the prankster, put weights in her gift boxes, to weigh down the presents and made each box the same exact size to thwart her attempts to guess what they were by simply lifting them and shaking. That year we caught her late at night checking out the gift boxes when she thought we were all asleep. She got busted! Dad made all of us kids take turns guarding the gifts so Mom couldn't check out what she got ahead of time.
My Mom gave me my very first set of Christmas ornaments. They were a set of early Enesco ornaments and even after all of this time a few of them have survived numerous moves, children and grandchildren. I also love the ornaments that my readers send to me. I have received ornaments from all over the world and those are very special to me.
By far, my favorite holiday tradition is playing I-spy with my grandchildren. We gather around the I-spy tree looking for specific ornaments as part of our game.
Oh the trees are beautiful! I really like the peacock one but the one that the grandkids help with is so special and amazing looking!


Don't you want some joy of pearls in your life? Simply, buy pearl bracelet online and pair it with any outfit in order to get the flawless and elegant look!
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Whether it's Indian pearl bangles or pearl choker necklace, the charm of pearls has every possibility in making them the best pair for any woman clothing.
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5. Why Online Shopping is Better than going in those Crowded Street Markets?


1) The applying of science, math , engineering , artwork , and different fields of data to create tools and implementations deemed helpful by a society. These corporations took benefit of the web as a value efficient means to remotely oversee their prospects' on-premises options utilizing lights-out management This development quickly turned distant monitoring and administration into another component of IT options. However there's one other, extra exact which means of cloud computing: the virtualization and central administration of information center sources as software-outlined swimming pools.
The implementation and management of digital services can necessitate organizational restructuring, particularly as new roles are created and IT is given greater enter into strategic decisions. They use digital applied sciences to locate, entry, choose and evaluate information, work collaboratively, share and trade data, and communicate with quite a lot of audiences.
Know-how is human information which involves tools, materials and systems. The Hybrid Age is the period once we renew our thinking about expertise with a giant T" not just gadgets such as the iPhone or the Web and its myriad functions like Fb but fairly all of the scientific fields and their technological inventions. Obviously the establishment of such new fields of ethical reflection is a response to social and technological developments.
Solely lately a department of the philosophy of know-how has developed that's concerned with know-how itself and that goals to grasp each the follow of designing and creating artifacts (in a wide sense, together with synthetic processes and techniques) and the nature of the issues so created. In the end, any enterprise can provision its own public APIs to allow customers to consume data or entry utility functionality.
Key players in such industries as financial companies, healthcare, retail, life sciences, and manufacturing present PaaS clouds to allow clients to construct vertical applications that tap into industry-particular, API-accessible providers. There's a major difference between the historical improvement of recent technology as compared to trendy science which may no less than partly clarify this situation, which is that science emerged in the seventeenth century from philosophy itself.


text:
La vasca sismica, inventata da Giulio Grablovitz nei primi del Novecento, fu uno strumento sperimentale e rivoluzionario per l'epoca, capace di registrare degli eventi sismici avvenuti a notevole distanza dall'epicentro. Questo permetteva di studiare il comportamento e la propagazione delle onde sismiche su notevoli distanze, aprendo lo spazio alle moderne teorie sulla propagazione e gli effetti dei sismi.

L'impianto originario, costruito nell'Osservatorio della Gran Sentinella a Casamicciola Terme (Ischia), era costituito da una vasca di forma cilindrica, bitumata per prevenire le perdite, con profondità di 110 cm e diametro di 157, riempita con acqua fino ad una distanza di 10 cm dalla sommità. Galleggiava in questa, un piatto di zinco del diametro di un metro e mezzo per la registrazione delle onde sismiche; vi erano delle leve amplificatrici agganciate a dei pennini per la registrazione. All'estremità opposta vi era un piccolo peso. I supporti delle leve, di diversa altezza, erano posizionati al lato ovest ed al lato nord della vasca, così facendo le punte scriventi venivano a trovarsi sulla stessa verticale ma su due ordinate diverse. La registrazione avveniva su di un tamburo ad asse verticale, azionato a motore, che compiva un giro ogni 26 ore. Il rapporto tra le leve era di 1 a 100. Lo strumento veniva completamente chiuso da un coperchio di tavole, per prevenire sia l'evaporazione che interferenze.

Grablovitz successivamente costruì oltre a quella di Casamicciola, altre due vasche sismiche nella vicina città di Ischia, ed effettua grazie all'aiuto della sua invenzione importanti studi sugli effetti acustici delle esplosioni vesuviane. I suoi apparecchi per la registrazione sismica furono premiati con medaglia d'oro all'Esposizione di Milano del 1906.

Voci correlate
 Sismogramma
 Sismometro

Collegamenti esterni

 Vasca sismica Grablovitz - 1895
 Grablovitz Giulio

Strumenti di sismologia


The Occupational Therapy curriculum emphasizes the person, environment and occupation relationship and incorporates an experiential approach that focuses on students engaging as active learners. Foundation and upper level clinical courses promote an understanding of the dynamic relationship between health, well being and occupational engagement for a person's ability to participate in valued life activities and roles. Students are immersed in learning opportunities to both promote clinical reasoning skills and develop a systemic view of health and service delivery systems. The curriculum model is organized around three elements: Foundations and Professional Identity, Evaluation and Intervention in Practice Settings, and Professional Responsibility and Research. It is further supported by three major themes that are infused throughout coursework: Person-Environment-Occupation Relationship, Therapeutic Use of Self and Entry Level Practice.
Foundational courses provide students with a basis for understanding the distinct occupational perspective and how the profession contributes to health promotion and participation in society. The Occupational Therapy Practice Framework is introduced along with the major practice models and theoretical frameworks that define the language and philosophy of occupational therapy. Students explore the intersection of the areas of occupation, client factors, performance skills and patterns as well as context and environment.
Evaluation and intervention courses focus on a variety of service delivery models and provide a framework for developing client centered intervention. The application of practice models within this content guides the development of critical thinking. Students engage in case driven labs and fieldwork experiences to apply knowledge gained in the classroom to clinical settings, in order to hone clinical reasoning skills, and achieve entry level competence.
Students learn about the roles and associated responsibilities of the OT through coursework that addresses occupational therapy service delivery, advocacy, ethics and health policy administration. A multicourse research sequence prepares students for scholarly inquiry guiding them to become evidencebased practitioners. Working collaboratively with faculty, clinic and communitybased sites, student teams develop and implement research studies whose outcomes augment current literature and meet the information needs of research partners. The culminating requirement is a presentation at the annual Graduate Research Symposium. Through these experiences, students develop the broad perspective required for promoting and providing best practice.
Students explore how factors related to the person, environment and occupation impact health, wellbeing and participation in society. Throughout the curriculum students engage in scholarly inquiry, case based learning and field experiences with persons, groups and organizations. Together these learning activities assist students to analyze the elements that promote occupational performance.
Students develop skills in forming therapeutic relationships through experiences that foster self awareness, personal maturity and effective communication. Emphasis on client centered practice supports the student's ability to engage in a collaborative intervention process.
Entry level practice as an occupational therapist is facilitated through the development of critical thinking skills, therapeutic use of self and professionalism. The application of ethics, evidence based practice and clinical reasoning are woven throughout coursework and fieldwork experiences. Students develop the knowledge, skills and behaviors required for best practice.
For more information on the specific courses involved in the M.S. in Occupational Therapy visit the catalog page.
Demonstrate knowledge of the history of the profession, the scope and role of occupational therapy within the service delivery systems, and its contributions to health promotion, wellness and participation in society.
Establish and sustain client centered therapeutic relationships.
Function in the generalist role and assume a commitment to lifelong learning.
Develop professional behaviors, attitudes and actions reflective of ethical standards and values.
Demonstrate a strong command of the Occupational Therapy Practice Framework language when communicating effectively in writing or speaking to a variety of audiences.
Advocate for the profession and the people we serve through active participation and membership in community and professional organizations.
Value culture and other person-environment factors in developing meaningful interventions across clinical and community settings.
Apply knowledge of the relationship of theory to practice using theoretical models and frames of reference to guide clinical reasoning.
Distinguish and use appropriate screening and assessment methods to determine client goals and document the need to refer to other disciplines as indicated.
Develop and implement occupation-based intervention plans that support the client's ability to return to desired habits, routines, roles and rituals within their environment.
Document services to ensure accountability and to meet standards for reimbursement.
Work cooperatively with members of interprofessional teams and other stakeholders within the health delivery system.
Integrate knowledge of state, federal and professional standards and regulations that shape community and clinical practice.
Demonstrate skills in the management of occupational therapy services including supervision and an understanding of the health care team, budgeting and reimbursement and leadership.
Demonstrate an understanding of the occupational therapy scope of practice through legislative advocacy, consumer education and knowledge of trends and opportunities.
Critically analyze research literature to make evidence-based decisions and engage in scholarly activities that contribute to best practice.
Apply current research methods to design and execute a novel research study.
Demonstrates beginning use of professional OT language.


On this week's show (episode 160) hosts Andrew Eisen and E. Zachary Knight discuss what Andrew really thinks about Skylanders Superchargers (4:00 mark), Andrew's adventures in bidding on the superhero costumes worn in several adult film parodies (16:00), the latest GamePolitics poll results ("Have you ever borrowed a video game from a library?" – 29:06), a developer taking issue with Twitch's stance on streaming adult games (52:10), SAG/AFTRA proposals and a possible strike (1:05:27), and the RIAA saying that the DMCA is crappy as a tool to fight against piracy (1:28:30). If you missed Saturday's live broadcast of Super Podcast Action Committee (Episode 160), you can also watch the video replay on YouTube, watch the video to your left, or download it directly from this link.
To keep up with the latest news on the show you can also find us on Facebook, Twitter @SuperPACPodcast andGoogle +. You can, of course, always find the latest episode on kngi.org. You can send us feedback on the show by dropping a note to superpacpodcast@gmail.com.
Credits: The Super Podcast Action Committee is hosted by E. Zachary Knight and Andrew Eisen, and produced by James Fudge. The show is edited by Andrew Eisen. Music in the show includes "Albino" by Brian Boyko and "Barroom Ballet" by Kevin MacLeod. Both are in the public domain and free to use. ECA bumper created by Andrew Eisen.
Super Podcast Action Committee has a new home on KNGI Network! We're very thankful to KNGI for lending us some of its resources to host our humble show. If you missed Saturday's live broadcast of Super Podcast Action Committee (Episode 153), you can also watch the video replay on YouTube or to your left.
On this week's show (episode 153) hosts Andrew Eisen and E. Zachary Knight discuss Andrew's stripper pole for stuffed animals, the latest GamePolitics poll ("Should Twitch have suspended the account of a streamer who faked his own swatting as a joke?" – 18:13 mark), Time Magazine's article on Oculus Rift and its use of stereotypes about gamers (37:50), and Capcom's ongoing fascination with and the Resident Evil 2 fan remake (54:20).
Download: SuperPAC Episode 153 (146 MB).
To keep up with the latest news on the show you find us on Facebook, Twitter @SuperPACPodcastand Google +. You can, of course, always find the latest episode on kngi.org (along with some other great podcasts worth checking out). You can also send us feedback on the show by dropping a note to superpacpodcast@gmail.com. We should be back on iTunes very soon.
On this week's show hosts Andrew Eisen and E. Zachary Knight talked about suspended California Senator Leland Yee's case, all the changes over at Twitch, the father who took his young sons to a war zone because they wanted to play the new Call of Duty game, Verizon throttling unlimited data plan customers, and a whole lot more. You can watch the video to your left right now.
Super Podcast Action Committee records live every Saturday at 6p PST on GamePolitics.com.


YEREVAN, (Reuters) - U.S. reality TV star Kim Kardashian, visiting her ancestors' homeland of Armenia, placed flowers on Friday at a memorial to the 1915 mass killings of Armenians by Ottoman soldiers.
Wearing a flowing red outfit, Kardashian laid red tulips near the eternal flame of the Armenian Genocide Memorial Complex on the outskirts of the capital Yerevan.
She and her sister Khloe then stood in silence in honour of the victims and spent about 10 minutes near the eternal flame.
Kardashian arrived with her rapper husband Kanye West, their child North West and Khloe on Wednesday and were greeted by hundreds of fans.
Prime Minister Hovik Abrahamyan received Kardashian and her family in Yerevan on Thursday.
"It was an honor to meet the Prime Minister of Armenia, Hovik Abrahamyan who expressed how proud they are that we are proud Armenians and we have not forgotten our roots! #NeverForget," Kardashian wrote on her Instagram account.
The 100th anniversary of the mass killings in World War One will be commemorated by Armenia on April 24.
Armenia, some Western historians and some foreign parliaments refer to the mass killings as genocide. Muslim Turkey accepts many Christian Armenians died in partisan fighting beginning in 1915, but it denies that up to 1.5 million were killed and that it amounted to genocide.


text:
The 1999 South Lakeland District Council election took place on 6 May 1999 to elect members of South Lakeland District Council in Cumbria, England. The whole council was up for election with boundary changes since the last election in 1998. The council stayed under no overall control.

Election result

Ward results

References

1999
1999 English local elections
1990s in Cumbria


The story highlights a beautiful bond between the living and the dead; A zombie saves a girl's life and the incidence sets into motion development of their relationship in a way that might well change the entire dimension of the dead world. Warm Bodies is directed by Jonathan Levine and was released on Feb 1st, 2013.
Director Jonathan Levine's Horror & Comedy movie Warm Bodies is produced by Summit Entertainment & was released 2013-01-31.


There are still many married couples who do not know what ta'liq is and that it can protect wives from undesirable marital conditions that occur after the time of marriage.
Section 2 of the Islamic Family Law (Federal Territories) Act 1984 states that ta'liq is a promise given by the husband to the wife after solemnization of marriage in accordance with hukum syara' and the provisions of the Act.
2. Can other conditions be added to the standard ta'liq?
Section 22 of the Act allows for additions to be made to the standard ta'liq, or for altogether different ta'liq to be registered. It is worth noting that the conditions that may be set are undefined by the Act except that they may not contradict hukum syara'.
3. What conditions are said to not go against hukum syara'?
Some examples of ta'liq conditions that are in accord with hukum syara' include that a husband cannot force his wife to resign from her employment; a husband cannot inflict emotional distress upon his wife; a husband cannot practice polygamy without the expressed consent of his existing wife; and that a wife is granted the right to petition for divorce.
4. Does a breach in any of the ta'liq condition automatically result in a divorce?
No, a divorce does not take place automatically if conditions are breached. To affect a divorce, a wife must lodge a report with the Syariah Court. Once it has been shown that there is a legitimate ta'liq and that one party has acted in contravention to it, the court has the power to decide on the matter of the divorce.
5. Can a married couple add conditions to their existing ta'liq after the marriage is solemnized?
Yes. So long as both partners agree to the addition of conditions to the ta'liq, those conditions may be added at anytime after the marriage.
6. How are conditions added to an existing ta'liq?
A document that contains the conditions for ta'liq has to be brought to the nearest Religious Office to be registered with the Department of Registration of Marriage and Divorce. The husband then has to pronounce the additional ta'liq in front of the Registrar, his wife, and two witnesses. The husband, the wife and the witnesses then have to sign the additional ta'liq declaration letter to make the ta'liq valid and enforceable.


And so brothers and sisters, the first eight verses of 2Tim chapter 3 are speaking not of the world but of Christendom. And the final two names , Jannes and Jambres are noted as men who greatly resisted Moses and since the context of this chapter is perilous last days, then we can assume that men like Jannes and Jambres will greatly resist God's true people in these latter days. Now who were these men and what do they represent today? Well Jannes and Jambres are reckoned to be two of the occultist magicians in Pharoah's court who replicated the rod turning into a snake, then were able to replicate some of the plagues. It is reckoned that when Moses and the children of Israel left Egypt that they had become followers of Moses, perhaps for the same reasons as Simon the magician of Acts 8 , who was amazed at the power of the Apostles and who tried to buy this power.
And what about the cancer of the prosperity gospel? Worshippers of the gold and the treasures of this world.What does Paul say about such men ? He says that they are "men of corrupt minds, reprobate concerning the faith." ( 2 Tim 3:8) This word reprobate means " to be castaway, rejected." Yes indeed , these men are believers, and we can see them in every branch of Christianity today, whether it is the Word of Faith people, the Prosperity people or those who are obsessed with the power of God and would buy it with money if they could so as to dazzle the crowd. And they are joined by the liberal dead denominations and the dead fundamentalists. And can I tell you brothers and sisters, just like the Pharisees and the Sadducess and the Herodians, they are all part of the one system and they will come together at some point and will be the deadliest enemies of the true saint. You see, they worship the world and the things of the world , this is their heart. God will expose their hearts in the coming days as their loyalties to the world and all it offers will become more and more apparent. Today it is the homosexual issue and they will relent on that because they are ultimately friends of the world. Soon it will be the name of Jesus and the truth that He and He alone is the only way to heaven. This is and will become increasingly more unnaceptable to the world so when the world demands it, they will relent on that too.
Remember, the Pharisees and the Saducees and the Herodians were not allowed to just quietly hand Jesus over,no, their whole hearts were exposed when they cried out " We have no King but Caesar." You see Jesus was not their God, their God was the god of this world , just as in John 8 where Jesus tells the " believers" that their father is the devil. ( John 8:42) And so these groups in conjunction with the state will one day in the relatively near future, demand the blood of the saints who at no point will turn away from the Word of God and will continue to be led by His Spirit. God trains His children. He has been refining His own all the way along. He has led them through many trials and tribulations and deserts, He has been preparing His children to face such a day.
IF CHRISTIANITY WAS A CRIME, WOULD THERE BE ENOUGH EVIDENCE TO CONVICT YOU?
The true saint picks up his cross and dies daily to his flesh. He has encountered God in such a fashion that his life is a witness to the world, not his words, his life. The true saint's words and life are in harmony. He is not perfect, this he knows but his life is a witness to his God. He has learned to be content in every situation. He knows that Godliness with contentment is great gain. This is the kind of gain he rejoices in. When He suffers for His Lord he rejoices in that as well, for he has been counted worthy to enter into His sufferings. He counts all loss as rubbish but rather he rejoices to be found in Him, to know Him more deeply. He despairs as he sees preachers go to enormous lengths to assure " nominal Christians,' that their sinful lives are no great problem, they have the magicians potion , cheap grace. The kind of grace that does not require your whole heart nor does it require you to pick up your cross, it only requires your attendance and your money to enhance and further their own kingdoms.
This entry was posted on October 10, 2013 at 7:11 pm	and is filed under Christian, christian living, Christianity, church of scotland, end times, Jesus, pentecostal, revival, the remnant, the state of the church, theology. Tagged: Christendom, Jannes and Jambres. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.
"The true saint picks up his cross and dies daily to his flesh. He has encountered God in such a fashion that his life is a witness to the world, not his words, his life. The true saint's words and life are in harmony." Amen dear brother.


Received a call from that number that seemed just like a saving in a foreign language. I did not understand the language however it appeared such as for instance a middle eastern accent/language. Don't know what they were saying however it was really scary.
My fund corporation for my new-car.
The land line phones in United States are managed by Southwestern Bell Mobile Systems, L. An individual code consisting of the phone exchange code and area code is assigned for each constituent of a city in United States. Allentown, Pennsylvania has 610 assigned to it. You can use the exchange code and area code to find out crucial information about that particular area in the United States. For doing so, you can use the latitude and longitude which in turn correspond to the 40.6 and -75.46 to find out the particular area on the map.
Communication discovered caller while the IRS. Told me I am being charged by the government and may contact PA quantity, same Allentown.


The Snuneymuxw annual community Christmas party was a full house this year! It was held at Beban Park and over 350 members were in attendance.
The children had fun making crafts and taking family pictures in the photo booth. It was such a joy to see our members take home a Christmas picture that very evening. The food was great, thank you David White and family!
Our MC Bill Yoachim entertained our members with really tuff Trivia questions, jokes and great stories of our elders who played soccer, lacrosse or fastball.
The entertainment was Nanaimo's own David Gogo. It was an awesome night of listening to Christmas Blues. Kenny White tried to get our female members out on the floor but we were all too shy! Maybe next year Kenny.
The end the evening our children left with their goody bags which included gift cards. Some of our members were lucky to win one of the 12 draws we had. The lucky winner of the night was James Johnny Jr. who won an iPad mini!
We would like to wish all our members and students the best in 2014.
A huge thank you to the youth leaders, house of learning students, and all the volunteers who helped serve and set up!


text:
Політичний порядок і політичний занепад. Від промислової революції до глобалізації демократії ()  – книга американського філософа, політолога, економіста, письменника японського походження Френсіса Фукуями. Вперше опублікована 11 листопада 2014 року у вигляді звукозапису студії «Brilliance Audio» (дочірня компанія «Amazon Publishing»). Українською мовою книга перекладена та опублікована в 2019 році видавництвом «Наш формат» (перекладачі – Роман Корнута, Тарас Цимбал).

Огляд книги
«Велика книга одного із провідних громадських інтелектуалів нашого часу», - Майкл Лінд, «The New York Times»

Видатні постаті, події та конфлікти, великі рішення політиків – на всьому цьому вивчення прогресу людських суспільств точно не закінчується. Френсіс Фукуяма переконаний, що для повного розуміння передумов та процесів історії та політики зокрема, варто дослідити зміни політичних інститутів.

Книга є 2 томом фундаментальної праці Фукуями про побудову державності, у якій він аналізує розвиток демократії та права впродовж двох останніх століть. Автор чітко дає зрозуміти, чому в одних країнах рівність та сила народу стали основоположними канонами державної політики, а в інших – ні. А також вказує, якими можуть бути ознаки занепаду прогресуючих демократій.

Основний зміст
Предметом досліджень автора є історичний період від часів французької революції до так званої арабської весни та глибоких дисфункцій сучасної американської політики. Фукуяма розглядає вплив корупції на управління, а також як деякі суспільства успішно справляються з цим явищем. Автор досліджує різні колонії в Латинській Америці, Африці та Азії, на основі чого складає власний погляд на те, чому деякі регіони світу економічно та культурно розвивалися швидше, ніж інші. Френсіс твердо переконаний, що майбутнє демократії за постійно зростаючим глобальним середнім класом. Оглядаючи історію політичного розвитку, філософ спирається на ідеї свого наставника, політолога Самуеля Гантінгтона, який стверджував, що демократичне врядування, «здорова» ринкова економіка та соціальний розвиток залежать від трьох ключових компонентів політичного порядку: державних інститутів, демократичної підзвітності та верховенства права.

Найбільшу увагу Фукуяма приділяє Сполученим Штатам, які ще недавно були авангардом світових політичних відносин, та наразі знаходяться у стані «політичного занепаду». І залишаються вразливими до смертельних пороків корупції, неефективності та корисливого або капризного керівництва.

Розглядаючи проблему глобально, професор Стенфордського університету обговорює три основні шляхи до державності, з яких лише один є довгостроковим. А саме лібералізм, який насправді не є «смертоносним». Пропагуючи ідеї лібералізму, можна повести успішні реформи в державі відповідно до соціальних потреб.

Щодо слабких держав, автор налаштований більш песимістично. Ті економіки, які розвиваються та хочуть підзвітного уряду, фактично не мають жодних перспектив.

Переклад українською
 Френсіс Фукуяма. Політичний порядок і політичний занепад. Від промислової революції до глобалізації демократії / пер. Роман Корнута, Тарас Цимбал. — К.: Наш Формат, 2019. — ISBN 978-617-7682-66-9.

Примітки

Книги 2019
Книги, перекладені українською мовою
Книги видавництва «Наш Формат»
Книги США
Англомовні книги


Here is a nice snake chain style strap to dress up your Camera. This is one of the better ones you will find. It is 3.2mm around and fully Nickel plated. These straps were popular in the hey days of the Leica, Nikon S & S2, Canon, Canonet GIII QL,. Zeiss Ikon Contax, Olympus, Konica, Kodak Retina, Asahi Pentax, Yashica, Petri, and Voigtlander Rangefinder cameras. I am not sure who exactly made them but they are made in Germany. This is top quality craftsmanship, made nice and strong. There is no manufacturers name. The rings will attach directly to your cameras strap lugs. The strap is brand new. The total length is 33 3/4 inches.


As each of Aleda's investment strategies are named for bamboo varieties, we took inspiration from the humble plant and the sustainability and efficiency it represents, to create a logo which uses bamboo as a foundation of the design. Aleda offers managed accounts for investors so it was important to build a brand with a professional look to create trust with potential clients.
To help Aleda connect with the right investors, we launched a tailored digital marketing strategy; including Adwords and Social Media Management. With a consistent online presence, they are able to target and engage with customers who are the ideal fit for the service they offer.
Not just delivering this client a modern, functional and responsive website design, we also developed a functionality which allows their site to pull ASIC regulated data to easily update customers about their investment strategies available.


Melvin: Well, I've been thinking about that since you brought it up before.
Melvin: I'm afraid he might pull the stiff one eye on me.
Carol: I'm sorry..the "stiff one eye"?
Carol: Do you have any control over how creepy you allow yourself to get?
Melvin: Yes I do, as a matter of fact. And to prove it, I haven't gotten personal and you have.
Simon: You miss the tough guy? Well here I am, sweetheart! Happy to see me, you little pissant mop? How about another ride down the chute?
Melvin: I think of a man, and then I take away reason and accountability.
Melvin: Where did they teach you to talk like this? At some Panama City sailor-wanna-hump-hump bar, or is this getaway day and your last shot at his whiskey? Sell crazy someplace else...we're all stocked up here.
Carol's Mom: This isn't like stockings. This isn't a string of pearls. You don't send this one back.
Melvin: Ah, Carol the waitress, Simon the fag.


Tributes have been paid to a ctress Geraldine McEwan, known for playing Agatha Christie sleuth Miss Marple on television, after she died "peacefully" at 82.
McEwan starred as the spinster consultant detective Jane Marple in 12 TV films on ITV.
The Bafta award winner had a long and successful career in theatre, television and films which saw her work alongside the likes of Sir Laurence Olivier and Kenneth Williams.
Actor John Challis, known for playing Boycie in Only Fools And Horses, tweeted: "Dear Geraldine McEwan - a highlight of my career working with you at the NT (National Theatre) in The Rivals. Generous and kind to all of us. God bless you."
Charlie Lawson, who plays Jim McDonald in Coronation Street, said: "The sad death of another fine actress, Geraldine McEwan, today. Check out The Prime Of Miss Jean Brodie. Great performance."
And the official Olivier Awards account tweeted: "Sorry to hear that actress Geraldine McEwan had died, aged 82. Our thoughts are with her friends and family. RIP."
In 1953 McEwan married Hugh Cruttwell, a former principal of the Royal Academy of Dramatic Arts whom she first met while working at the Theatre Royal, Windsor. They had two children, G reg and Claudia, and she did not remarry after Cruttwell's death in 2002.
Her children said in a statement: "Following a stroke at the end of October and a period in hospital, Geraldine McEwan passed away peacefully on January 30.
Born Geraldine McKeown in Old Windsor, Berkshire, McEwan announced she was retiring from the role of Miss Marple in 2008.
She said at the time: "Of course, it is terribly disappointing to have to pass the baton on, but it has been a marvellous experience to inhabit this role for the last few years, and I am sure that my successor, whomever she may be, will thoroughly enjoy her time with the production team - and with the extraordinarily talented group of writers and actors that they come up with for each series.
"It's been an absolute pleasure to work on Miss Marple since 2003, and I leave with fond memories."
She inherited the role after it had previously been inhabited by Margaret Rutherford, Angela Lansbury and Joan Hickson.
McEwan won a Bafta TV Award for best actress in 1991 for her role in Oranges Are Not The Only Fruit a nd collected two Evening Standard Best Actress Awards for her theatre work - in 1983 for The Rivals and 1995 for The Way Of The World.
Her notable film roles included box office hit Robin Hood: Prince Of Thieves in 1991, which saw her play evil witch Mortianna alongside Kevin Costner.
The grandmother of seven also played Emmeline "Lucia" Lucas in cult television series Mapp And Lucia, based on three 1930s comedy of manners novels by EF Benson.
She was rumoured to have turned down both the OBE and a damehood, but never confirmed this.