EAST RUTHERFORD, N.J. (AP) — The bravado was back, even if just for one happy postgame press conference.
Rex Ryan was downright giddy after the New York Jets ended an eight-game losing streak with a stunning 20-13 victory over the Pittsburgh Steelers on Sunday.
"For people that count this football team out, you do so at your own risk," Ryan said. "This team is tough. I've said it the whole time."
The Jets (2-8) got two touchdown passes from Michael Vick and avoided setting a dubious franchise record for consecutive losses. It also made Ryan and his bunch feel a lot better before they head into their bye-week break.
"Not that this win will catapult us in to the playoffs, but it's a big win for us because we've been working extremely hard," Ryan said. "Quite honestly, this was the best week of practice we've had since I've been here — and it finally meant something."
New York's locker room was pretty thrilled, too. Just ask linebacker Calvin Pace.
"It's like we won the Super Bowl," he said. "It took us so long to get win No. 2."
Ben Roethlisberger came into a Terrible Towel-filled MetLife Stadium having thrown six touchdowns in each of his last two games, and he was going against a Jets secondary that has been shaky all season. The stage seemed set for another big day for Big Ben.
The Jets were having none of it.
Roethlisberger finished 30 of 43 for 343 yards, but was intercepted twice by Jaiquawn Jarrett. The Jets also recovered two fumbles, both by Antonio Brown, after coming in with three takeaways all season.
"There's nothing mystical about the outcome of that football game," Steelers coach Mike Tomlin said. "We talked all week about why that team struggled: because they were minus in the turnover ratio. ... Well, they weren't today. They were plus-4.
"You're going to lose football games when you're minus-4 in the turnover ratio, and we did today."
Roethlisberger connected with Martavis Bryant for an 80-yard TD with 1:16 left for his only scoring pass of the game. New York kept Pittsburgh's offense out of rhythm almost all afternoon.
"You can't turn the ball over, and we did it too much," Roethlisberger said. "This stings."
STEPPING UP: Jarrett started over struggling rookie first-rounder Calvin Pryor, and the move turned out to be huge.
Jarrett, in his third NFL season, had the first two interceptions of his career Sunday. He also had 10 tackles, a sack and a fumble recovery.
"We were trying to line up guys that we think deserve it, whether it's in the classroom, on the practice field, or in meetings, being on time for meetings," Ryan said. "The guy does a great job. He's dependable and has been playing well."
THEY LIKE MIKE: Vick played his second straight game without a turnover, and Ryan announced he will start at Buffalo after the bye-week break.
He became the first quarterback in NFL history to run for 6,000 career yards, threw touchdown passes to T.J. Graham and Jace Amaro, and was 10 of 18 for 132 yards passing and ran eight times for 39 yards.
Ryan wasn't happy about a few non-calls in which Vick was hit a bit late, in his opinion, including one that knocked off the quarterback's helmet. The coach, who was assessed an unsportsmanlike conduct penalty after a play by Vick, was also caught on TV using an expletive as he walked toward midfield after the game ended.
"In this league, there is a huge emphasis on protecting the quarterback, protecting all players, as they should," Ryan said. "I'm not so sure our quarterback was protected as well as the other quarterback today. I think I got a little upset with that."
SHUT DOWN: Roethlisberger wasn't the only Steelers offensive player who didn't have his usual big day.
Brown had eight catches, but was "held" to 74 yards receiving, the first time this season he failed to get 80 or more. He was looking to become the first player in NFL history to reach five catches and 80 yards in each of the first 10 games of a season.
VICTORY FORMATION: With the Jets kneeling on the ball to close out their victory, Steelers safety Mike Mitchell came flying over center Nick Mangold, who tossed him over his shoulder and to the ground.
The Jets players weren't happy, and they got into it briefly with Steelers players before things were broken up. But New York was still steaming after the game.
"It's a dirty play," Mangold said. "And that's what it is."
NON-BELIEBERS?: Blame it on Justin Bieber.
At least that's what a lot of Steelers fans on Twitter were doing during the game after the pop star visited his favorite team Saturday night. Bieber, a Steelers fan, met with several players during the team's Bible study session at the Steelers hotel. A handful of players tweeted about meeting him, and even posted pictures with him.
Sure enough, as the Steelers fell behind 17-0 in the first quarter, the hashtag #BlameBieber was trending on Twitter.


American Nurse Today, the official journal of the American Nurses Association (ANA), today announced that its June 2009 cover, Autism Today, has been named "Best Cover" by the American Society of Healthcare Publication Editors (ASHPE).
In addition to the Gold Award for Best Cover (Photo), the February 2009 issue of American Nurse Today received a Silver Award for Best Overall Use of Graphics.
ASHPE recognizes outstanding editorial and design excellence and achievement in healthcare publications. The annual competition provides an opportunity for editors to measure their efforts and publications against the best the healthcare sector has to offer.
keeping nurses abreast of ANA's advocacy for the profession, American Nurse Today provides valuable, peer-reviewed, evidence based clinical, practical and career information that nurses can assimilate into their busy practices immediately.
HealthCom Media is a specialty publishing company located in Doylestown, PA. The company also publishes other specialty journals including Menopause Management.
economic and general welfare of nurses in the workplace, projecting a positive and realistic view of nursing, and by lobbying Congress and the regulatory agencies on healthcare issues affecting nurses and the public.
For more information, please contact Tyra London, Associate Publisher, HealthCom Media at (215) 489-7000, ext.117, e-mail: tlondon@healthcommedia.com or Greg Osborne, Group Publisher at ext. 101, e-mail: gosborne@healthcommedia.com.
Not at all surprised! We enjoy reading all content in the journal and online!


text:
Recent LeBow News
BRIDGE Students Get Face Time with Finance Leaders
BY DAVID ALLEN
Site visits to corporate employers are a regular activity offered to students in the BRIDGE learning community, but last month's trip to Macquarie, an investment management firm headquartered in Sydney with offices in Center City, stood out from the norm.
Jim Hinkley, a LeBow MBA graduate and head of global product development at Macquarie, arranged a diverse series of speakers to highlight different departments and functions within the company, and his lineup started with the man at the top: Shawn Lytle, Global Head of Macquarie Investment Management and President of Delaware Funds by Macquarie.
Lytle related both the story of his roots – from growing up in Boston and becoming the first in his family to attend college – and the shape his career has taken, including many years working in London for UBS and JPMorgan and travelling internationally for work.
"You don't have to move around a lot," Lytle says. "Work with people you like and in an environment that fits your personality."
The remainder of the speakers – Saniah M. Johnson, head of U.S. corporate development; Stuart George, senior vice president and head of global trading; and Samantha Pollard, junior human resources business partner – each shared his or her career path, including Johnson's work in mergers and acquisitions and George's circuitous route to completing his degree, and all complemented Lytle in going beyond the allotted time answering questions.
Bianca Mitchell, a pre-junior majoring in business analytics and finance, previously worked as an intern at Macquarie during high school, and she was surprised at the commonalities between Lytle, Johnson and George. "They all said that rather than going after the idea of success, you should search for meaning and purpose and align your career with your personality and success will come with that," she says. "I thought it was interesting all three who came from three different walks of life had the same message."
Kavya Naraparaju, a sophomore majoring in business analytics and finance, is interested in pursuing a career in investment management, and she found Johnson's remarks on her career and the course it's taken to be the most compelling. "It wasn't just inspiring – it was very levelling," Naraparaju says. "She started out with a really big job; it shows you don't have to just sit there for years."
For Shatiana Wackens, a pre-junior majoring in marketing and organizational management, a career in finance isn't currently in her sights, but she said a lot of what she heard at Macquarie resonated. "I liked how Stu emphasized learning outside the classroom," she said, adding that, from Johnson's presentation, "You could tell from her energy that she enjoyed sharing her journey with people."
LeBow BRIDGE
A learning community created to support underrepresented students and their success at Drexel and as professionals.

redpajama_set_name: RedPajamaCommonCrawl


text:
Filed under: Israel and Palestine - Outside Jerusalem,Locations — Tags: Bethlehem, Byzantine, church, concentric, Greek Orthodox, Kathisma, martyrium, Mary, Mary rested, mosque, mossaic, Nazareth., octagon, pilgrimage, pregnant, rock, spring — 1:39 pm
Weeds surround the low rock on which Mary is believed to have rested (Seetheholyland.net)
Midway between Jerusalem and Bethlehem lie the largely ignored remains of one of the Holy Land's biggest churches — and probably the first of them dedicated to the Virgin Mary.
The Kathisma church was built around a rock where early Christian tradition says that Mary rested while on her way with Joseph from Nazareth to Bethlehem.
The church was built by a wealthy widow named Ikelia in AD 456 on what was already a major pilgrimage site. It was enlarged in the 6th century, but destroyed around the 11th century.
Its existence was known from Byzantine literature, but the location was a mystery until 1992 when a bulldozer dug into a mosaic floor buried in an olive grove during widening of the Jerusalem-Hebron highway.
Highway traffic passing ruins of Kathisma church (Seetheholyland.net)
The site is about 6 kilometres from Jerusalem, on the left side of the highway — just before the route 398 turnoff to the Har Homa settlement and Herodium, and 600 metres before the Mar Elias monastery.
Passing traffic glimpses scattered stonework and weeds between the multi-lane highway and the olive trees, but on the site the octagonal outline of the church is evident. At its centre protrudes the limestone rock on which the pregnant Mary is believed to have rested.
This was more than just a church
Kathisma (the name is Greek for seat) was more than just a church. Archaeologists describe it as a martyrium — a structure intended to bear witness to the Christian faith by commemorating an event in the life of Christ, a martyr or other holy person.
The importance of the structure is shown by its width of 43 metres — only 10 metres less than the octagonal Dome of the Rock, built more than 230 years later and also enclosing a holy rock.
Mosaic floor uncovered at Kathisma (Gabrielw.tour / Wikimedia)
Three concentric walls surrounded the Kathisma rock. The first two formed a walkway leading to a large apse at the eastern end. The third wall encompassed four chapels and adjacent rooms.
Most of the floors were paved with colourful mosaics, in geometric and floral designs. These are well preserved, but covered with sand to protect them.
Excavators found a clay waterpipe near the rock. An early tradition says a miraculous spring appeared there to quench Mary's thirst, and a 6th-century account tells of pilgrims drinking sweet water at the site.
Building may have been shared with Muslims
Broken column from Kathisma church (Seetheholyland.net)
The Kathisma church escaped destruction during the Persian and Islamic conquests of the 7th century. But evidence of a prayer niche facing Mecca indicates that part or all of the building was used as a mosque in the 8th century.
Bearing in mind the respect shown by the Koran for Mary, experts speculate that this may have been one of a few churches that were shared by Christians and Muslims during the Arab period.
Such harmony did not exist in the middle of the 20th century when the site was in no man's land during hostilities between Jordan and Israel. The 1949 armistice agreement line ("green line") runs across the property.
In the 1990s the Greek Orthodox Patriarchate, which owns the site, had plans to develop a major pilgrimage centre but these have not eventuated.
Remains of concentric church at Kathisma (Seetheholyland.net)
Aerial view of Kathisma church (© Israel Antiquities Authority)
Foundations of Kathisma church (Seetheholyland.net)
North-eastern chapel of Kathisma church (Seetheholyland.net)
Foundation of northern wall of Kathisma church (Seetheholyland.net)
Base of column at Kathisma church (Seetheholyland.net)
Row of column bases from Kathisma church (Seetheholyland.net)
Floor mosaic uncovered at Kathisma (Seetheholyland.net)
Fragment of floor mosaic uncovered at Kathisma (Seetheholyland.net)
Section of mosaic floor uncovered at Kathisma (© 2011 Shmuel Browns)
Entrance to well at Kathisma (Seetheholyland.net)
Kathisma church site, looking to the north-east (Seetheholyland.net)
Manns, Frédéric: "Stones of Memory", Holy Land Review, winter 2017
Prag, Kay: Jerusalem: Blue Guide (A. & C. Black, 1989)
Shanks, Hershel: "Where Mary Rested — Rediscovering the Kathisma", Biblical Archaeological Review, November/December, 2006
Vamosh, Miriam Feinberg: "The Kathisma: The most important ancient church you never heard of", Haaretz, February 24, 2014
Kathisma — Place of Rest on the Way to Bethlehem (Travelujah)
Kathisma (BibleWalks)
The Church of the Seat of Mary (Israel Ministry of Foreign Affairs)
Filed under: Jordan,Locations — Tags: Al-Deir, al-Khazneh, Aretas, Blue Chapel, Edom, frankincense, gold, Johann Ludwig Burckhardt, John William Burgon, Jordan, Mar Sauma, mosaic, myrrh, Nabatea, Petra, Petra Church, Ridge Church, rock, rose-red city, the Treasury, Theodorus, Three Wise Men, Urn Tomb — 2:21 pm
Pilgrims holding a service in Petra Church (Seetheholyland.net)
The "rose-red city" of Petra in southern Jordan, famous for its rock-cut monumental buildings, was once the setting for a thriving Christian community with several significant churches.
An early account tells of Christians in Petra being martyred during the persecution of emperor Diocletian at the beginning of the 4th century, for refusing to offer sacrifice to Roman gods.
Nevertheless, a Christian presence persisted. Bishops from Petra attended Church synods and councils from AD 343, indicating that the city had become a significant Christian centre.
Crosses chiselled into sandstone walls show which large tombs were converted into churches. Then a succession of new churches was built.
Multicoloured sandstone at Petra (Seetheholyland.net)
The Roman historian Epiphanius mentions that the conversion of Petra's residents was a slow process throughout the late 4th and 5th centuries.
Then a monk called Mar Sauma arrived with 40 brother monks in AD 423. They found the gates locked against them, but a rainstorm struck with such intensity that part of the city wall was broken, allowing them in. Since the storm had broken a four-year drought, the water-dependent Nabateans saw the event as miraculous and even pagan priests converted to Christianity.
Exotic animals in mosaics
Three churches from the Byzantine era — called the Petra Church, the Blue Chapel and the Ridge Church — have been discovered. They are clustered on the ridge to the north-east of the Colonnaded Street that runs through Petra's main city area, past the Temple of the Winged Lions.
Aisle of mosaics in Petra Church (Seetheholyland.net)
The large triple-aisled Petra Church, a basilica dedicated to St Mary, was probably the ancient city's cathedral.
Little of the interior remains except for well-preserved mosaics carpeting the 70-square-metre floors of each of the side aisles. These depict local, exotic and mythological animals, as well as personifications of the Seasons, Ocean, Earth and Wisdom.
The secular nature of these mosaics is probably explained by a reluctance to tread on sacred images.
Just west of the church proper is a stone-paved atrium, with a cistern sunk into the centre to catch water. Further west is a baptistery, with a cross-shaped baptismal font.
The basilica was destroyed by a fire, probably in the early 7th century.
Scrolls revealed business deals
Petra Church atrium and water cistern (Bernard Gagnon)
The fire that destroyed the Petra Church also carbonised an invaluable hoard of papyrus scrolls cached in a church storeroom. The 152 scrolls — the largest collection of written material from antiquity found in Jordan — lay undiscovered until 1993.
Written mainly in cursive Greek, they have been painstakingly deciphered to reveal details of births, prenuptial arrangements, marriages, business deals, wills, properties disputes and tax responsibilities of about 350 members of the community.
One of the main figures identified in the scrolls is Theodorus, who married his cousin Stephanous in 537, when he was aged about 24. Later ordained a deacon in the Petra diocese, Theodorus was also a successful landowner with extensive business interests.
Baptistery of Petra Church (Seetheholyland.net)
A son of Theodorus is recorded as being responsible for paying local taxes on a vineyard — at the rate of 47.5 per cent! This affluent family apparently owned much property in the Petra region.
Church overlooked the city
The Ridge Church had a commanding position, with a 360-degree view of the central city, atop the northern slope of the valley in which Petra sits.
The oldest church in the city, dating from the 4th century, it had two side aisles separated from the nave by five columns on each side.
Behind it, city walls across the valley would have protected Petra against invasion from the north.
Granite columns at Blue Church (David Loong)
Between the Petra Church and the Ridge Church is the Blue Chapel, so named after its four blue Egyptian granite columns, topped with Nabataean horned capitals, that collapsed in an 8th-century earthquake but have been re-erected.
The chapel also had blue sandstone flooring and blue marble furnishings — including a blue marble pulpit.
This building is believed to have been converted into a residence and chapel for Petra's bishop.
Tombs and temples were converted
Other buildings converted to Christian churches include the Urn Tomb and al-Deir (Arabic for "the Monastery").
Urn Tomb at Petra (Chris Yunker)
The Urn Tomb, the first of the four Royal Tombs just north of the amphitheatre, still bears an inscription to "Christ the Saviour" on one of its inside walls.
Al-Deir, the biggest and most grandiose monument in Petra, is in the hills overlooking the city from the north-west. A visit involves a walk of about an hour from the city centre, up 800 rock-cut steps.
At 50 metres wide and 45 metres high, it is much bigger than al-Khazneh ("the Treasury") — the famous monument that appears to visitors arriving through the gorge called the Siq (and in which the climax of the 1989 film Indiana Jones and the Last Crusade was set).
Originally cut out of the rock to serve as a mortuary temple, al-Deir was apparently later adapted to Christian use. It seems to have acquired its name of the Monastery from the crosses painted and inscribed on its inner walls.
Two Greek monks were recorded as living in the building in 1217.
Petra was in biblical Edom
Al-Deir, Petra's biggest monument (Dennis Jarvis)
In biblical times Petra was a city of the Edomites, whose ancestor Esau settled there after he was tricked out of his rightful inheritance by his twin brother Jacob. Scholars believe Petra was then called Sela.
By the middle of the second century BC, the Edomites had been displaced by the Nabataeans. These former nomad herdsmen made Petra their multicoloured sandstone capital city, transforming it into a desert oasis by using ingenious aqueducts and cisterns to conserve water from flash floods.
The Nabataeans also controlled trade routes from Arabia to Mesopotamia and Syria, exacting high tolls from caravans which passed their way.
Overview of some of Petra's monuments (Chris Yunker)
One tradition has the Three Wise Men buying their gold, myrrh and frankincense at Petra on their way to Bethlehem.
The greatest Nabataean king was Aretas IV (9 BC to AD 40), whose rule extended as far north as Damascus. His daughter Phasaelis was married to Herod Antipas, who divorced her to marry Herodias, his brother's wife. Aretas IV then marched on Herod's army, defeated it and captured territories along the West Bank of the Jordan River.
In AD 106 Petra was annexed by the Roman empire. Rome's diversion of the caravan trade and some devastating earthquakes in subsequent centuries put the city into decline.
Poet recanted his rosy view
From the 13th century Petra was abandoned. It remained forgotten by the Western world until 1812 when a young Swiss explorer, Johann Ludwig Burckhardt, disguised as an Arab pilgrim, persuaded a local guide to take him there.
Pink sandstone cave at Petra (Seetheholyland.net)
Burckhardt's published account inspired the English clergyman John William Burgon to write his prize-winning poem Petra, with its line "A rose-red city — half as old as Time!"
The poem, published in 1845, ran to 366 lines — much longer than the extract generally offered in anthologies.
Burgon, who later became dean of Chichester Cathedral, had never visited Petra when he composed his poem. He did so in 1862, describing it in a letter to his sister as "the most astonishing and interesting place I ever visited". However, perhaps reflecting his ill health at the time, he added: "But there is nothing rosy in Petra by any means."
Administered by: Petra Development and Tourism Regional Authority
Tel.: +962 (0)3 215-6020 (Visitors' Centre)
Open: 6am-6pm (4pm in winter)
Floor mosaics in Petra Church (Seetheholyland.net)
Covered remains of Petra Church (Seetheholyland.net)
Marble chancel screen at Petra Church (Dennis Jarvis)
Stone vessel at Petra Church (Seetheholyland.net)
Screen over cistern at Petra Church (Seetheholyland.net)
Fragments of columns at Petra Church (Seetheholyland.net)
Notice at Petra's Ridge Church (Seetheholyland.net)
Toppled column drums near Petra's churches (Seetheholyland.net)
Colonnaded Street at Petra (Seetheholyland.net)
Colonnaded Street at Petra (Ana Paula Hirama)
Remains of columns at Petra Church (Seetheholyland.net)
Mosaic personifying Summer in Petra Church (Gustavo Jeronimo)
Mosaic personifying Spring in Petra Church (Bernard Gagnon)
Blue Church at Petra (Dennis Jarvis)
Path to al-Deir (Steve Peterson)
Carved capitals at Petra Church (Seetheholyland.net)
Mosaic of wild boar in Petra Church (Bernard Gagnon)
Mosaic of deer in Petra Church (Luigi Guarino)
Basile, Joseph J. "When People Lived at Petra", Biblical Archaeology Review, July/August 2000
Bikai, Patricia Maynor: "The Churches of Byzantine Petra", Near Eastern Archaeology, December 2002
Bourbon, Fabio, and Lavagno, Enrico: The Holy Land Archaeological Guide to Israel, Sinai and Jordan (White Star, 2009)
Burckhardt, Johann Ludwig: Travels in Syria and the Holy Land (John Murray, 1822)
Burgon, John William: Petra, a prize poem (Oxford, 1845)
Dyer, Charles H., and Hatteberg, Gregory A.: The New Christian Traveler's Guide to the Holy Land (Moody, 2006)
Freeman-Grenville, G. S. P.: The Holy Land: A Pilgrim's Guide to Israel, Jordan and the Sinai (Continuum Publishing, 1996)
Gochis, Djinna, and Michaels, Christine: "Mysterious Petra Rediscovered", Catholic Near East Magazine, fall 1978
Goulburn, Edward Meyrick: John William Burgon, late Dean of Chichester : a biography, volume 1 (J. Murray, 1892)
Milne, Mary K.: "Rose-Red City, Half as Old as Time", CNEWA World, September/October 2002
Rose-Red City, Half as Old as Time (CNEWA)
Petra: The Churches (Nabataea.net)
Filed under: Israel and Palestine - Outside Jerusalem,Locations — Tags: 23, baskets, bread, breakfast, Capernaum, fish, fishing, Heptapegon, Jesus, Mount of Beatitudes, Multiplication of the Loaves and Fishes, multitude, Primacy of St Peter, rock, Sea of Galilee, Tabgha — 2:23 pm
Church of the Multiplication of the Loaves and Fishes
Church of the Primacy of St Peter
Church of the Primacy of St Peter at Tabgha (Seetheholyland.net)
Tranquil Tabgha, on the north-western shore of the Sea of Galilee, is best known for Christ's miraculous multiplication of loaves and fish to feed a multitude.
But it is also remembered for Jesus' third appearance to his disciples after his Resurrection, when he tested and commissioned St Peter as leader of his Church.
Two churches commemorate these events, and pilgrims find the place a serene location for meditation, prayer and study.
Tabgha is at the foot of the Mount of Beatitudes, about 3km south-west of Capernaum. The name is an Arab mispronunciation of the Greek Heptapegon (meaning "seven springs"). Several warm sulphurous springs enter the lake here, attracting fish especially in winter.
This was a favourite spot for fishermen from nearby Capernaum, and its beach was familiar to Jesus and his disciples. It is easy to imagine Jesus speaking from a boat in one of the little bays, with crowds sitting around on the shore.
Feeding followed beheading
According to chapter 14 of Matthew's Gospel, the miraculous feeding came after Jesus learnt that Herod Antipas had beheaded his cousin, John the Baptist.
Jesus "withdrew in a boat . . . to a deserted place by himself". Crowds followed and he had compassion on them, curing their sick.
In the evening he told the multitude — 5000 men, plus women and children — to sit on the grass. Then he took five loaves and two fish, "looked up to heaven, and blessed and broke the loaves . . . and the disciples gave them to the crowds". After they had eaten, the leftovers filled 12 baskets.
Elegant mosaics from 4th century
Loaves and fishes mosaic in Church of the Multiplication (James Emery)
The modern Church of the Multiplication of the Loaves and Fishes at Tabgha stands on the site of a 4th-century church, displaying Byzantine mosaic decorations that are among the most elegantly executed in the Holy Land.
The whole floor depicts flora and fauna of the area in vibrant colours — peacocks, cranes, cormorants, herons, doves, geese, ducks, a flamingo and a swan, as well as snakes, lotus flowers and oleanders.
But the best-known mosaic, on the floor near the altar, refers to the miracle the church commemorates. It shows a basket of loaves flanked by two Galilee mullet.
Beneath the altar is the rock on which it is believed Jesus placed the loaves and fish when he blessed them.
In June 2015 fire destroyed much of the Benedictine monastery attached to the church. Two youths from Jewish settler outposts were charged with arson.
Jesus cooked breakfast
Nearby, on the Tabgha beach, stands the Church of the Primacy of St Peter. This squat building of black basalt, built in 1934, is where Jesus is believed to have made his third appearance to his disciples after his Resurrection.
As the event is described in the 21st chapter of St John, Peter and six other disciples had been fishing all night without catching anything. Just after daybreak Jesus stood on the beach, though they did not recognise him.
Jesus told the disciples to cast their net on the right side of the boat and the net filled with 153 fish. When the disciples dragged the net ashore, they found that Jesus had cooked them breakfast on a charcoal fire.
The rock incorporated in the church floor is traditionally believed to be the place where Jesus prepared breakfast. It was known to medieval pilgrims as Mensa Christ (the table of Christ).
Peter was challenged three times
"Feed my sheep" statue at Tabgha (Seetheholyland.net)
After breakfast, Jesus challenged Peter three times with the question: "Do you love me?" Peter's positive response to this three-fold challenge cancelled out his three-fold denial of Jesus the night before his crucifixion.
Then Jesus gave Peter a three-fold commission: "Feed my lambs . . . . Tend my sheep . . . Feed my sheep." And he also indicated that Peter would die by martyrdom.
After this event Peter's primacy as head of the apostles was recognised.
Beside the church, in a garden setting, is an area designed for group worship. Between this and the lake stands a modern bronze statue of Jesus symbolically commissioning Peter with his shepherd's crook.
In Scripture
Miraculous feeding of 5000: Matthew 14: 13-21; Mark 6:30-44; Luke 9:10-17; John 6:1-14
Jesus commissions Peter: John 21: 1-19
Church of the Multiplication: Benedictine monks (972-4-6678100); open Mon-Fri 8am-5pm, Sat 8am-3pm, Sun closed
Church of the Primacy of Peter: Franciscan Custody of the Holy Land (972-4-6724767); open 8am-5pm
Birds in mosaic floor at Church of the Multiplication, Tabgha (Seetheholyland.net)
Entrance to Tabgha churches (Seetheholyland.net)
Loaves and fishes mosaic in front of altar in Church of the Multiplication, Tabgha (Seetheholyland.net)
Heron feeding hyrax in mosaic floor in Church of the Multiplication, Tabgha (Seetheholyland.net)
Historical description at Church of the Multiplication, Tabgha (Seetheholyland.net)
Interior of Church of the Multiplication, Tabgha (Lior Filshteiner / iStock)
Window in Church of the Multiplication of the Loaves and Fishes (Seetheholyland.net)
Altar in Church of the Multiplication of the Loaves and Fishes (Seetheholyland.net)
Spring entering the Sea of Galilee near Tabgha (Seetheholyland.net)
Planned construction at Tabgha (Seetheholyland.net)
Visitors at Church of the Multiplication (Seetheholyland.net)
Altar in Church of the Primacy of St Peter (Seetheholyland.net)
Lakeside rest at Tabgha (© Israel Ministry of Tourism)
Sign at Church of the Primacy of St Peter (Seetheholyland.net)
Church of the Multiplication of the Loaves and Fishes at Tabgha, the place of seven springs (© Israel Ministry of Tourism)
Tabgha from the Sea of Galilee (Seetheholyland.net)
Statue of St Peter at Tabgha (Picturesfree.org)
Arch at Tabgha (Seetheholyland.net)
Eucharist by the Sea of Galilee at Tabgha (Seetheholyland.net)
Brownrigg, Ronald: Come, See the Place: A Pilgrim Guide to the Holy Land (Hodder and Stoughton, 1985)
Gonen, Rivka: Biblical Holy Places: An illustrated guide (Collier Macmillan, 1987)
Doyle, Stephen: The Pilgrim's New Guide to the Holy Land (Liturgical Press, 1990)
Kilgallen, John J.: A New Testament Guide to the Holy Land (Loyola Press, 1998)
Shpigel, Noa: "Israel Must Compensate Historic Galilee Church for Arson, Attorney General Says", Haaretz, September 22, 2015
Wareham, Norman, and Gill, Jill: Every Pilgrim's Guide to the Holy Land (Canterbury Press, 1996)
Tabgha and Magdala (Custodia Terrae Sanctae)
Tabgha Priory, Lake of Gennesaret (Benedictines)
Tabgha (BiblePlaces)
Tabgha — Church of the Multiplication of the Loaves and Fishes (Israel Ministry of Foreign Affairs)
Filed under: Israel and Palestine - In Jerusalem,Locations — Tags: Agony in the Garden, alabaster windows, Antonio Barluzzi, Basilica of the Agony, Church of All Nations, Garden of Gethsemane, Jerusalem, Judas, Last Supper, Mount of Olives, olive branches, olive trees, rock, Rock of Agony — 3:31 pm
Facade of Church of All Nations (Seetheholyland.net)
The Church of All Nations, standing near the foot of the Mount of Olives in Jerusalem, is built over the rock on which Jesus is believed to have prayed in agony the night before he was crucified.
The church and the adjacent Garden of Gethsemane, with its eight ancient olive trees, provide an evocative place for meditation, especially when visited at night.
The church is also known as the Basilica of the Agony. Completed in 1924, it is the third church on the site.
Its design blends the façade of a typically Roman basilica with a roof of 12 small domes that suggest an Eastern character. The richly-coloured triangular mosaic at the top of the façade makes it a Jerusalem landmark.
Jesus prayed in anguish
Rock of Agony in the Church of All Nations (Seetheholyland.net)
The Gospels of Matthew, Mark and Luke tell that Jesus and his disciples went to the Mount of Olives after the Last Supper.
He left eight of the disciples together in one place and withdrew further with Peter, James and John. He asked them — the three who had witnessed his Transfiguration — to stay awake with him while he prayed.
Jesus "threw himself on the ground" (Matthew 26:39) and in his anguish "his sweat became like great drops of blood falling down on the ground" (Luke 22:44). But the three disciples, all of them fishermen who were used to working through the night, could not stay awake "because of grief" (Luke 22:45).
Then a group from the chief priests and elders arrived to arrest Jesus. They were led by Judas, who betrayed his Master with a kiss.
Sombre atmosphere in church
Main altar in Church of All Nations (Seetheholyland.net)
An atmosphere of sorrowful reverence pervades the Church of All Nations. The architect, Antonio Barluzzi, evoked the night-time of the Agony by leaving the interior in semi-darkness, relieved only by subdued natural light filtered through violet-blue alabaster windows.
The sombre blue of a star-studded night sky is recreated in the ceiling domes, the stars being surrounded by olive branches reminiscent of the Gethsemane garden.
In front of the high altar is a flat outcrop of rock, which a long Christian tradition identifies as the Rock of Agony where Jesus prayed.
There is a large mosaic in each of the three apses. From left to right, they represent The Kiss of Judas, Christ in Agony being Consoled by an Angel, and The Arrest of Jesus.
Many nations contributed
The basilica is called the Church of All Nations because many countries contributed to the cost of construction.
National symbols of 12 donors — Argentina, Belgium, Brazil, Canada, Chile, England, France, Germany, Italy, Mexico, Spain and the United States of America — are inside the ceiling domes.
The mosaics in the apses were donated by Hungary, Ireland and Poland. The wrought-iron wreath around the Rock of Agony was given by Australia.
The wreath is in the form of a crown of thorns with olive branches. A pair of thorn birds in front of a Communion chalice symbolise souls who wish to share the cup of Christ's Passion. Two silver doves are depicted as sacrificial victims caught in agony in the thorns.
Original mosaic floor discovered
During construction, parts of the mosaic floor of the original Byzantine church were discovered. These were preserved under glass and may be seen in the floor of the south aisle.
The architect then decided to copy this 4th-century mosaic design in the floor of the modern church, to suggest a spiritual continuity throughout the ages of faith.
Triangular mosaic on facade of Church of All Nations (Seetheholyland.net)
On the façade of the Church of All Nations, the triangular area over the great portal displays a much-photographed mosaic.
Christ is depicted as the mediator between God and mankind, on whose behalf he gives his very heart which an angel is shown receiving into his hands.
On Christ's left, a throng of lowly people, in tears, look to him with confidence. On his right, a group of the powerful and wise acknowledge the shortcomings of their might and learning.
On the summit of the façade stand two stags on either side of a cross. Below the mosaic, statues of the four Evangelists are separated by three arches.
In Scripture:
Jesus prays in Gethsemane: Matthew 26:36-46; Mark 14:32-42; Luke 22:39-46; Mark 32-42
Jesus is arrested: Matthew 26:47-56; Mark 14:43-50; Luke 22:47-53; John 18:1-12
Administered by: Franciscan Custody of the Holy Land
Tel.: 972-2-6266444
Open: 8am-noon, 2-6pm (5pm Oct-Mar)
"I am he" mosaic of Jesus before his arrest (Seetheholyland.net)
Corner of Rock of Agony in Church of All Nations (© Custodia Terrae Sanctae)
Franciscan Monastery at Church of All Nations (© Israel Ministry of Tourism)
Interior of Church of All Nations (Chris Yunker)
Christ in agony mosaic in Church of All Nations (Seetheholyland.net)
Kiss of Judas mosaic in Church of All Nations (Seetheholyland.net)
Church of All Nations on the Mount of Olives (© Israel Ministry of Tourism)
Ceiling of Church of All Nations (Caleb Zahnd)
Bar-Am, Aviva: Beyond the Walls: Churches of Jerusalem (Ahva Press, 1998)
Maier, Paul L. (trans.): Josephus: The Essential Writings (Kregel Publications, 1988)
Murphy-O'Connor, Jerome: The Holy Land: An Oxford Archaeological Guide from Earliest Times to 1700 (Oxford University Press, 2005)
Dillon, Edward: "The Sanctuaries at Gethsemane", Holy Land, spring 1998
Storme, Albert: Gethsemane (Franciscan Printing Press, 1970)
Gethsemane (Custodia Terrae Sanctae)
The Church of All Nations panorama (Jesus in Jerusalem)


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text:
Metro weighs anti-climate-change efforts against Clackamas County complaints
Posted by Michael Andersen (Contributor) on November 13th, 2014 at 12:10 pm
Clackamas County Commissioner
John Ludlow.
(Photos: Clackamas County)
As Chinese and U.S. leaders have been negotiating the first-ever bilateral deal to cut carbon pollution in both countries, some local government leaders have been calling for Americans to give up on carbon-reduction efforts.
Their argument: because they think China and other countries are unlikely to reduce their carbon emissions, Americans shouldn't try to reduce theirs.
The fight matters to transportation because it's playing out in the Metro regional government's Climate Smart Communities Scenarios Project, which will influence the amount of money available to spend on new roads, freeways, transit lines and off-street paths over the next 25 years.
John Ludlow, chair of the Clackamas County Commissioners, has been one of the loudest voices for more roadway spending.
"When they continue to pour in money to bike paths they take it away from roadways," he told the Portland Tribune for an article this week. "Freight can't use a bike path."
The Tribune piece goes on to quote other Clackamas commissioners:
"I am a big-time skeptic of human-caused climate change," Ludlow says, adding that even if Climate Smart is successful, countries like China will quickly counteract it. "It's great to do this if one believes in it, but it is just a drop in the bucket on the world scale."
Commissioner Martha Schrader says there are other benefits to be realized by improving transportation solutions, such as air quality and economic inequity.
"I do think the climate's changing, I don't know if we're causing it or not, but oh well," Schrader said during an Oct. 21 board meeting.
"I think that's the issue," replied Commissioner Tootie Smith. "Whether it's manmade or not or would it happen anyway, despite our efforts?"
Clackamas County Commissioner Tootie Smith.
Metro spokesman Craig Beebe is quoted talking about the downsides of widening roads that are free to use:
"In the long-run, congestion actually ends up being really bad anyway because that lane fills up with more cars," Beebe says. "On its own, it wouldn't get us to the goal that we need to get to."
"So?" responds Ludlow. "For 20 years we'll be able to move more people, we'll be able to move more freight. It's pretty lame, I think, to say: well, why do it at all, it'll just fail eventually."
Two weeks ago, as we reported, the same commissioners were arguing that wider streets and highways actually reduce carbon emissions.
Metro's Regional Transportation Plan already allocates 58 percent of the funding on its "constrained" project list to streets and highways. About 36 percent would go to transit projects and 6 percent to dedicated biking and walking projects. (Many street and transit projects also include sidewalk and bike lane upgrades, however.)
Even as Ludlow and his peers are lobbying Metro for more money to widen their roads, they've launched a slickly designed website documenting Clackamas County's $17 million road maintenance shortfall, part of an effort to build political support for a local tax or fee.
Clackamas County's commissioners testify on this website to their chronic shortage of money to maintain their existing road network.
Metro grants for new transportation projects, which flow from the federal gas tax, do not come with additional maintenance or operation commitments.
Metro is facing a Dec. 31 deadline from the state legislature to pass its Climate Smart Communities Strategy, which is intended to cut tailpipe pollution 20 percent by 2035. The Metro Council is planning to vote on the strategy next month but is first hoping for the consensus their major initiatives usually enjoy among all local elected officials.
After a climate strategy is approved, the debate over road funding ratios is likely to continue as the region spends the next four years negotiating a new 25-year Regional Transportation Plan, its multibillion-dollar project list of future infrastructure spending.
Bicycle Transportation Alliance Advocacy Director Gerik Kransky, sitting in at a joint Metro meeting last week to resolve these issues, used strong language to describe what he saw going on.
"I'm shocked by the apparent disdain some of these people have for our legitimate effort to reduce carbon emissions from transportation," he tweeted, saying that a minority of local politicians "appear desperate to resist a comprehensive approach to addressing climate change. … I hope sane minds can prevail on this question."
In related news, Metro is soliciting applications for citizen members of its influential Transportation Policy Alternatives Committee.
The ultimate Gorge cycling experience is coming July 20th.
Sign up today at GorgePedal.com.
clackamas county, metro
A bridge instead of the Canby Ferry? Clackamas County wants your opinion April 20, 2018
TRB dispatch: Climate change urgency, Jarrett Walker on justice, and a visit to the Bicycle… January 15, 2019
City weighs parking rule for NW that could block a fifth of new homes July 5, 2016
Unpaved road fans raise red flag over Clackamas County forest project April 11, 2019
KEnji November 13, 2014 at 12:28 pm
Sounds like Ludlow really hasn't studied transportation issues.
jeffb November 13, 2014 at 1:29 pm
Or science.
9watts November 13, 2014 at 12:45 pm
""I am a big-time skeptic of human-caused climate change," Ludlow says, adding that even if Climate Smart is successful, countries like China will quickly counteract it."
If—as Ludlow seems to believe—we are not able to change the climate, then how is China able to counteract our local efforts? I don't think Ludlow is fit for the office he holds if he can't make any more sense than he does in the passages quoted in this article.
Dave November 13, 2014 at 12:49 pm
Makes me realize that our Clark Co. commissioners aren't the dumbest local politicians. My miniature poodle has more brain cells firing at any given moment than Ludlow and Smith combined.
bikey November 13, 2014 at 1:00 pm
As Atrios says:
With gas prices falling, now would be a good time for states to stick in a 5 cents/gallon gas tax increase.
Not that it's going to happen.
Paul H November 13, 2014 at 1:08 pm
I'd venture to guess that Ludlow et al. see transportation spending not primarily as an issue on its own but as a front in some culture war. Bike lanes only encourage the "wrong" sort of people to relocate to Clackamas Co. (where "wrong" means "people who don't vote as he does").
More subtly, I suspect that he interprets money spent on bike infrastructure as evidence of Metro's growth in policy power vis-a-vis county and city government. (This was at the heart of his work to undermine the MAX expansion to Milwaukie.)
Given that Metro actually does limit the sort of loosely regulated suburban growth I suspect Ludlow sees as conducive to his sort of lifestyle, he's not entirely irrational on this point. It's just that he fights silly proxy wars rather than having the courage to argue for (and defend) Atlanta-style sprawl.
spare_wheel November 13, 2014 at 3:42 pm
John Ludlow only hates us because we run stop signs, blow lights, bike on sidewalks, ride in the middle of the lane, and block gas stations. And every time someone irritates a driver or associates cycling with climate change the John Ludlows of the world only get angrier. We will only see broad-based support for cycling emerge if we try harder to make John and others like him like us.
Remember everyone:
*Be polite.
*Always smile.
*Share the lane!
*Don't dress funny.
*Remember that physics always wins!
*And have empathy for the inconvenience we cause. (They could just be having a bad day and…then they see…a *CYCLIST*.)
Kirk November 13, 2014 at 1:10 pm
"What if it's a big hoax and we create a better world for nothing?"
That's from one of my favorite comics: http://verticalrising.com/wp-content/uploads/2014/02/Climate-Cartoon.jpg
Dave November 13, 2014 at 7:45 pm
That's funny. Once upon a time I counted myself as a skeptic of anthropogenic climate change. It was (and is) obvious that the climate is changing, but the argument that there were natural explanations like solar variability or normal cyclical factors still made more sense to me. But even then I was a big proponent of reducing fossil fuel use. Because why wouldn't you want clean air? Why wouldn't you want clean water? Why wouldn't you want cheap renewable energy and energy independence? These days I'm sold on the scientific case for human carbon emissions driving climate change, but it doesn't change the fact that this stuff was a good idea all along.
Paul H
Ludlow is, I believe, a contractor, so he's ethically unfit to hold any public office that deals with land use.
Pete November 13, 2014 at 6:56 pm
I couldn't stop wondering what this guy drives. This starts to paint the picture…
(and I wouldn't be surprised if it's tricked out to roll coal).
wsbob November 13, 2014 at 11:25 pm
"Ludlow is, I believe, a contractor, so he's ethically unfit to hold any public office that deals with land use." Dave
Unless you're just joking, I wish you'd explained why you think so.
Ludlow's ethics may be well fit for public office dealing with land use, even though his ethics may be not be universally politically correct. People voted the guy in to hold a position on the board, meaning plenty of people in Clackamas County may agree with his ethics regarding land use.
There's lots of different types of contractors. All of them are business, which is money, and part of the economy, which many people rely on to be healthy and growing.
People that disagree with him about his views, and that hope to persuade others that there's a better way to do things, are going to have to do better than assume he's not too bright, or isn't sufficiently educated relative to land use issues. Underestimating the appeal of Ludlow's values and ethics to the people he's been appointed to serve, is a big mistake.
wsbob November 13, 2014 at 1:55 pm
Use of the road to move freight isn't what's jamming the roads up. Far too much use of the road with personal cars is what's jamming the roads up. For firsthand proof of this, view traffic during rush hours, looking down from overpasses above any major highway in the Metro area. Also, see different types of examples indicating this problem on secondary roads between communities.
It's a vain, futile hope, that widening roads will be able to meet growth needs that under current community design strategies, results in ever increasing numbers of motor vehicles used for travel on the road.
For the short term, road construction of any type can produce positive results such as jobs and other income to people. Ultimately, it gets down to what kind of community people want built, to live in.
If people want to live in communities that puts them directly in or next to motor vehicle traffic levels that for many hours of the day are incessant, noisy and dirty, then fine…just go on widening roads as has mostly been the procedure for meeting growth travel needs in the Metro area for decades. I think people increasingly are disillusioned by the road widening to meet growth needs strategy. The strategy no longer really works in our area.
matt picio November 13, 2014 at 2:39 pm
Well, it's mostly true. What's also true is that most freight shouldn't be on the roads – it should be on rails and ships. Regional deliveries could and should be done with much smaller trucks, and local deliveries either with something that looks like a Smart Car on steroids (think Euro delivery trucks) or with cargo bikes and trailers like those used by b-line, soupcycle, and Portland Pedal Power. It's only because the USA has large, wide, flat and straight roads that we can have giant trucks – efficiency and economics basically mandate them over time. But we already have efficiency vehicles for long-haul travel – rail, ships, and pipelines. It's time to use some regulatory powers to start putting back some of the safeties we've removed through de-regulation over the last 50 years. De-regulation didn't work. It increased wealth disparity dramatically, it removed safeguards which prevented the abuse of corporations – especially in industries which have monopolies or reduced competition (tri-opolies? I'm looking at you, auto industry – which in the US is now a duopoly).
Clackamas County seems to be moving farther and faster backwards each year, and as a former resident, I think that's a very disturbing trend.
"…What's also true is that most freight shouldn't be on the roads – it should be on rails and ships. …" picio
Maybe, if there were plans and initiative to build a freight system that could supply freight with limited use of the roads. The Portland Metro area has no such rail network. Union Station's rail yard is but a small percent of the size and handling capacity it once was.
And fundamentally, as I wrote earlier, the source of congestion on the roads is primarily due to excessive car use, rather than long haul trucks. Design communities to require less personal travel. Possibly consider reasonable ways to encourage people to reduce the number of daily commutes by motor vehicle per week between communities and cities. Then, possibly consider starting to introduce expanded rail networks that could deliver freight between communities without use of the road.
was carless November 14, 2014 at 8:03 am
Union Station? Seriously? What freight companies even operate in downtown Portland?
Have you not seen Brooklyn or Swan Island? Those are very large freight rail operations. There is also one in NW Industrial, not to mention the actual ports with their multimodal rail access.
wsbob November 14, 2014 at 11:05 am
In referring to Union Station and its rail yard, I'm thinking of that rail centers' long ago service as part of a major means of freight transport across through Oregon.
I think an extensive rail network on that order, or even more extensive, is what may be required to meet freight transport needs, if as Matt Picio suggests, the road were to be used far less than they are today for the transport of freight.
Trying to remember how many years back it was that what seems to be about seventy five percent of Union Station's rail yards were pulled out to create land for the condos that are there now. Twenty years or so, I suppose.
Fourknees November 13, 2014 at 5:33 pm
I think I read it on this site once – there is an upside to the gridlock. Congestion Saves Lives.
Lenny Anderson November 13, 2014 at 5:33 pm
Help two people out of their cars and onto bikes, transit or vanpools, and you just created lane space for a fully loaded semi!
I would support funding a multimodal bridge from Oak Grove to Lake Oswego with connections east and west, paid for in part with tolls.
Jim McLaren November 14, 2014 at 6:01 am
When I walk my dog each morning I pass a Frito-Lay delivery truck making its stop at a Clackamas County Safeway. It's an electric truck and good sized.
Perhaps what the commissioners should be recommending is a serious of railroad-centered sites at which goods could be transferred to fleets of electric trucks for delivery to stores and businesses.
This might create more jobs and reduce tailpipe pollution.
Thom Batty November 14, 2014 at 6:12 am
I am a Clackamas county resident and small business owner, and I will be working hard to ensure that Ludlow and Smith are neither one re-elected.
Dave November 14, 2014 at 8:04 am
wsbob
If he wants to hold public office he should run for Congress–at least there some of the votes he takes will be less directly connected to land use. What do local officials have authority over that are not connected to land use?
"…What do local officials have authority over that are not connected to land use?" Dave
Someone else reading here may be able to answer the question better. Because I couldn't come up with a ready answer, I did a web search for 'what do county commissioners do'. That brought up a page of links whose summaries suggest fairly consistent explanations. Better for you to check them out than for me to try detail them here.
Basically though, what I understand, is that the county commission is local government whose range of decision making extends only to issues occurring within county boundaries, rather than across the state, the nation, or further. Commissioner are voted in to represent the people in the county, their constituents, hopefully make good decisions that will beneficial to area livability. Issues relative to land use is naturally one of the things they have to study and make decisions on.
jeff bernards November 14, 2014 at 9:35 am
Like the Sellwood Bridge, they want to use it or roads they want built, but for some reason always seem to leave their wallets at home.
Rick November 18, 2014 at 12:43 pm
Their slick sign needs a counter: Fight climate change today $20 trillion. Dealing with in the future $2,000,000,000,000,000,000,000,000,000….
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So instead of sticking to the same old, I'm on a mission to help couples have fun while working on their relationships.
Relationships don't have to be in trouble to worked on and improved. Seriously for something so important why do we wait for huge, gaping holes to appear when the cracks have been there for ages?
I'm all about playfulness, flirting and having a good laugh while at the same time sharing tools that will take your relationship to the next level of awesome.
Ready for a happier and more playful realationship?
Whether it's really rocky and you're not sure if it's going to stay afloat.
It's good already but you know that every good thing needs a little work to become great.
You've already tried relationship counseling but it just didn't work.
One of you isn't willing to go to marriage counseling.
If you are currently seeing a psychologist, psychiatrist or other mental health professional I would encourage you to continue your work with them as they know you best and are able to provide you with information that is appropriate for your specific situation and needs.
Each week you will be emailed the access details for that week's live call.
At the beginning of the course you will also receive an email detailing how to access the Facebook group and password for downloading the worksheets.
What if I can't attend the live calls?
That's OK. Within 48 hours the calls will be available on the website for you to view.
The tools, information and techniques included in this program have helped myself and many of my clients create amazing, healthy relationships.
If you take the time to work through each module, do the accompanying work sheet and practice what you learn then there is no limit on where you can take your relationship.
Your relationship becomes more loving and open.
The communication between you and your partner improves.
You and your partner begin to work together more effectively.
You are happier and don't get as angry or frustrated.
You will feel more confident and secure within yourself.
If you're undecided whether to stay or go, you will have a clearer picture by the end.
How quickly will I see changes?
If you are serious about this course and put it into practice you'll start to see changes within a few short weeks.
Of course! If both of you are willing to do the work together then all the better! Working through the course together will see your relationship become happier and healthier so much faster.
I'm not really comfortable talking about my relationship issues with others.
If you'd prefer not to join the Facebook group that's absolutely ok, however you will find that you will gain so much more by participating.
Get ideas from seeing how others handle their situations, learn more by having access to tips and suggestions, and have your questions answered during question time.
If you need technique help with something then contact us via the Facebook group.
If you feel you need more help with your relationship or shifting your life to a new level of awesome then you can book an appointment with me here.
If you have any further questions about the program than you can get in touch with me here.


SANHUA Automotive is a leading supplier of advanced automotive systems and components for major OEMs, specializing in thermal management systems.
As experts in thermal management systems, SANHUA Automotive generates peace of mind for OEMs by being a quality provider, system solution integrator and new-technology innovator.
SANHUA Automotive has been awarded the 2017 Auto News PACE Award for its Electronic Expansion Valve.
The award is often referred to as the "Academy Award for Innovation" in the automotive industry.


With the fluctuations in the stock market over the past decade and the breakdown of consumer confidence in corporate America, there has been an explosion in the demand for alternative investments and greater choice within retirement accounts. A growing number of investors are starting to realize they can invest in real estate and other non-traditional assets using their retirement accounts.
A 401k or defined contribution plan can be a productive way to save for retirement. The 401k plan allows companies to offer additional benefits to their employees by offering them a way to save additional money in a tax-advantaged account. In some 401k plans, the company will even match contributions for their employees, essentially giving them "free money" as an incentive to contribute to the company plan. In 2012, there were an estimated 52 million workers who were active 401k plan participants. In 2013, 401k plans held a total of $4 Trillion in plan assets, compared to $23 Trillion in total retirement account assets. This is a large amount of money being saved for an eventual retirement, however, it only amounts to an average of $77 per person currently saved in 401k plan accounts. This is hardly enough to buy a dinner out with the family. Clearly, people are not saving enough.
One common concern we at Innovative Advisory Group have with many 401k plans is the lack of quality choices available in that plan for its participants (employees). Many 401k plans are stuck in the dark ages of 401k plan history. Mutual funds have long been the asset of choice for most 401k plans. Mutual funds allow investors to get a "diversified" portfolio of the assets in hopes that they will get an expected performance over many years. However, mutual funds are only one possible choice for their company's 401k plan options. 401k plans have come a long way in just the past 10 years. They can offer their employees many choices such as: stocks, bonds, mutual funds, Closed-End funds(CEFs), Exchange Traded Funds (ETFs), stock options, real estate, tax liens, private mortgages, physical gold and silver, private company stock and more. The 401k plan options are primarily limited by the company who offers the plan. While a 401k plan is capable of offering all of these options and more, it is up to the company's plan trustees (a person with fiduciary responsibility at the company who is responsible for the 401k plan: typically someone in HR, owner or principal, CFO, or other finance related person) to decide what investment options it would like to offer to its employees. Since the person in charge of a company's 401k plan investment choices is not typically someone with an investment background, rarely do these 401k plans offer a wide selection of investment options outside a selective group of mutual funds. Frequently brokers or financial advisors are the people proposing an investment selection to the plan trustees. While there is nothing wrong with offering mutual funds as a choice in the 401k plan, it is only a small sliver of the investment universe.
What is a self-directed 401k plan?
A self-directed 401k plan is a plan which is capable of having virtually an unlimited number of investment choices within the plan. The self-directed 401k plan allows the plan participant (employee) to choose what to invest in with their retirement money. This is a significant benefit for people who want to invest in assets which they are most familiar. For example, if a real estate investor has a 401k plan invested in mutual funds, and he wants to invest in real estate, which he most likely would be an expert in, then he could use money from his 401k plan to invest in real estate on a tax-advantaged basis. Peter Lynch was famous for saying , " Invest in what you know." Well, if a real estate investor knows real estate, then why should he try to invest in technology companies which he is not as familiar with. A self-directed 401k plan provides a freedom of choice to the employees.
Why are mutual funds the most commonly used investment choice within 401k plans?
Mutual funds are generally a suitable choice for many 401k plans, however, there are a few reasons many financial advisors and plan trustees chose mutual funds over the many other investment choices.
They just don't know- most financial advisors and 401k plan trustees are not aware that they can offer investments other then mutual funds. There is a growing need for the investing public to be educated on the additional investing options available to them within 401k plans. The lack of understanding of all the potential choices which could be offered in the 401k plan is a large factor of why mutual funds are most commonly offered in a 401k plan.
Easy to manage and easy to understand- Mutual funds are the most widely understood investment type, so it is easier to offer a mutual fund than another type of investment, which not all employees may fully understand. Additionally, there are suitability requirements which make mutual funds an easy choice.
Herding Behavior– If everyone is doing it, then it must be ok. The human psychology is such that people feel safe in herds. I'm sure it goes back to the days of cavemen when you tried not to be eaten by a tiger by traveling in herds or groups. People feel safer acting like others, so they don't stand out. Since most 401k plans offer mutual funds as the primary investment choice, it is easy to follow the crowd.
Easy to hide fees and costs- Many mutual fund share classes are set up specifically for 401k plans. These share classes have a fee structure which allows flexible choices for the plan trustees. It allows the plan trustees to either pay for the 401k plan costs out of the company's cash flow, or pass some or all of the plan costs onto the employees. Until recently, employees were mostly unaware of this cost which was passed along to them. Since 2012, when the Department of Labor published a new regulation requiring fee transparency, it has been required that plan fees are disclosed to the plan participants as well as what the fees are used for.
Lack of knowledge- Most people are not savvy with their investments. Anecdotal evidence has suggested this for years, but now a 2014 Dalbar study proves it. The company plan trustees do have a fiduciary responsibility to their employees, so they need to find a simple solution. Mutual funds have been around long enough to make them feel comfortable, even if the funds themselves happen to be expensive, poor performers, and/or not actually suitable for the employees. This is a serious problem for plan trustees who do not have a strong investment background or knowledgeable financial advisor to assist them.
Self-interest – Let's face it, while brokers or financial advisors may be professionals, they have to earn a living. It is much easier for a broker to earn money from hidden fees than to fully disclose the fees to the plan trustees or plan participants. In the past, there was nothing wrong with this behavior (other than ethically) since the fees were not required to be disclosed. Therefore it was easy to wrap the costs into a bundled plan and present it as a package. Since 2012 this changed where 401k plans are required to disclose fees and what they are used for to the plan participants. "Bundled 401k plans" are a very common way for brokers or financial advisors to solicit a new 401k plan or changes to an existing one.
Do you have mutual funds in your 401k plan, but want more personal investment choices. What should you do?
The first question is what options do you want? If you don't know what options are available to you, we have provided a few which you might want to consider ( If you want a more detailed list of options to choose from Contact Us).
Different investment choices- Your current 401k plan may have a poor selection of mutual funds with high fees, poor performance, and poor diversification. The answer may just be to request that the company choose a better selection of fund choices. Many plan trustees want feedback from their employees, so asking is the best first step to take.
More investment choices- Your current 401k plan may only offer 10-25 mutual fund choices. This is very common. However, you may want to broaden your choices to include thousands of mutual funds. This option is frequently available, but the company may require that you sign a release of liability. The company may also have to make changes to the plan itself to accommodate this option.
Different investment types- Mutual funds are not the only investment available in 401k plans. There is a growing trend to add investment types which are similar to mutual funds without the high fees associated with owning the fund. One investment type is what is called an Exchange Traded Fund or ETF. ETFs act just like mutual funds in that they are a basket of stocks or bonds, except that they can be bought or sold throughout the day and typically have lower fees associated with them. Many fee-conscious investors prefer ETFs to mutual funds. Separately managed accounts, or SMAs are another similar type of investment to mutual funds. The one major difference is that a SMA owns the actual stocks which you should be able to see in your account. The fees can have a wide range and may be higher or lower than mutual funds.
Self-directed 401k account- Self-directed 401k accounts are a very flexible option for employees. This allows the employee to invest in any asset which the custodian is capable of providing access to as long as it is approved by the company plan. This can include stocks, bonds mutual funds, ETFs, Closed-end funds(CEFs), options, or other investments. This is a favorite option for many savvy investors.
Alternative investments- Alternative Investments are typically referred to as investments which are not securities. Examples of alternative investments are: real estate, tax liens, private mortgages, equipment leasing, physical gold and silver, stock in a private company or franchise, horses, livestock, farmland, private equity and more. Employees who want to maximize their investment selection with choices that they feel most comfortable with might want to consider offering alternative investments in their 401k plan. This choice is typically not well suited for fortune 500 companies, but rather professional service groups such as attorneys, accountants, doctors, dentists, real estate agents or brokers, consultants, or financial advisors. Anyone can offer this choice to their employees, but it would require a specialist who fully understands how the investments fit into the plan to do it properly. If you want to learn more, please feel free to Contact Us.
If you are a plan participant, (employee who is participating in the 401k plan) then you should speak to your 401k plan trustee who works at your company. If you don't know who this is, then it would be best to call someone in the HR department who is your point of contact for the 401k plan. When you speak to this person, ask if they are considering making a change to the 401k plan. Most companies want to hear from their employees about the 401k plan. Remember, the 401k plan is an employee benefit. It is there to benefit you as the employee, so ask if they are willing to make a change to the plan to add more choices. Many companies are looking for employee feedback and are willing to make changes to make the employees happy.
If you are a plan trustee, (the person responsible for the 401k plan in a fiduciary capacity) then the choice is mostly up to you. You can make the decision as to what investment choices are available to the employees. While this choice is not an easy one to make as the plan trustee, it is worth exploring your options as to what is available to you. You can contact us if you want to explore what your options are to enhance your 401k plan. We can also work with you directly or with your existing pension consultant, or investment advisor to implement changes to your current 401k plan.
What investment options are available if you want to self-direct your 401k plan?
Your creativity is virtually your only limitation.
Do you have to use the investments that your company offers in your 401k plan?
Yes. You do have to use the company's investment options. If you are not the plan trustee, then you have very little control over these options. A 401k plan is set up to provide a level of control over 401k plan participant accounts. While the participant can invest any way they want within the allowed investments, they are restricted to those options. It is worthwhile having a conversation with the plan trustee about what you would like as a plan option. Many trustees are interested in making their employees happy and will consider adding more options is requested.
How can you self-direct your 401k?
The first step is to find out if you can self-direct your 401k plan. If you are an employee, then you need to speak with your plan trustee to find out if you have the option of self-directing your 401k plan account. If it is not allowed in the 401k plan documents, then you should request that the option should be offered in the plan. This choice is up to the plan trustee, and you may not have any control over this. If you are self-employed you can set up a solo 401k (soloK) and chose what investments you want in your plan. If you are a plan trustee then you have the choice as to whether you want to offer additional self-directed options or alternative assets in your plan. This will require that you work with a specialist since most plan providers don't have a comprehensive understanding of all the self-directed options especially alternative investments.
How can your company offer additional choices to your employees?
If you are a plan trustee for the company 401k plan, then you have a lot of control over what you choose to offer to the plan participants. There are some suitability requirements which you must follow, but overall there is a lot of flexibility in the plan choices which can provide the employees a high-quality self-directed 401k option.
How can you use your 401k or IRA to start a business?
A 401k plan can potentially be used to invest in a new business, although the method of doing this is complicated. It also requires that the person works with a professional who fully understands the details of making this investment properly in order to prevent creating a prohibited transaction. Contact Us to find out more.
What is a bundled vs. unbundled 401k plan?
It is important to understand how a 401k plan works and what components are involved. There are multiple pieces of the 401k plan which most people are not aware of. There is the Custodian, which holds or provides custody for the investments. The investments are held at this firm. Next, is the Third-party administrator or TPA. The TPA is the firm that helps prepare the 401k plan tax returns and accounts for the plan account balances. Then there is the Recordkeeper. The recordkeeper provides the platform which allows the plan participants to manage their investments. They also maintain the participant records, trades, loans, and distributions. Frequently, the recordkeeper and the custodian are one and the same, but not always. Lastly, there is the Financial advisor. The financial advisor's job is to help select the investment choices available within the plan and monitor those choices for any changes that need to be made. Some advisors are even capable of transferring most of the fiduciary liability from the plan trustee over to the financial advisor. This can be a significant benefit for plan trustees who are uncomfortable with taking on personal liability for the plan. It is possible to have other components or professionals involved in the plan, but these are the most common ones.
A Bundled 401k plan is a plan which attempts to bundle most or all of these services in one package for one price. This is one of the more common methods of constructing a 401k plan. However, it is not necessarily the best or most appropriate way. Bundled 401k plans are common because they are easier to understand for plan trustees and it is easier to bundle the plan fees as well. However, the plan trustee may not get exactly what they want from a plan by bundling it.
An unbundled 401k plan is a plan which separates out each of these pieces into separate decisions which need to be made. While this may require more work on the plan trustee's part, it is easier to get exactly what they want in a plan and potentially lower plan expenses as well. Contact Us if you want to know which option works best for your company.
How can Innovative Advisory Group help you with your self-directed 401k plan?
IAG has a unique and extensive understanding of the legal and financial considerations involved in a Self-Directed 401k. We work with our clients to give them as much or as little help as they need, from proper Self-Directed 401k setup to helping them evaluate one or more investment choices to fit their specific needs and avoid common pitfalls. As long as the IRS, DoL and ERISA rules and regulations are adhered to, the imagination becomes the only limitation to an investment portfolio. If you want to learn more about how we can help you with your self-directed IRA, Contact us.
Whether you personally have a 401k plan, or you are a plan trustee, plan provider, or plan sponsor, we may be able to help you expand your investment options. Our 401k retirement plan group can help companies add additional benefits to their plan. We offer a unique solution for 401k or group retirement plans. In light of recent economic conditions, more participants and plan sponsors are looking to add alternative investments to their plan choices. We can offer a solution to those requests. Please Contact us to get additional information about this service.