text:
Indoor Residual Spraying
Insecticide-Treated Nets
ACTs & Other Drugs
Insecticide Research
Drug Research
Malarial Countries
Taxes & Tariffs
Ministries of Health
Ministries of Finance
Global Fund to Fight AIDS, TB & Malaria
Roll Back Malaria Partnership
UN Children's Fund
Companies, Foundations & PPPs
Commodities Manufacturers
Public Health Insecticides
Home » News » Ghana cannot achieve Roll Back Malaria targets
Ghana cannot achieve Roll Back Malaria targets
Peacefmonline.com Ghana would be unable to achieve the Roll Back Malaria (RBM) target of reducing the disease morbidity and mortality by 50 per cent in 2010.
Mr Emmanuel Fiagbey, Country Director of the Voices for Malaria Free Future, Ghana, a non-governmental organisation (NGO) made this known at Apam, in the Gomoa West District of the Central Region on Thursday.
He said although the country had made some progress to reach the target, malaria still accounted for 19 per cent of deaths of all ages with 22 per cent of the mortality rate among children under five.
Ghana adopted the World Health Organisation's RBM strategy in 2000, and was expected to have reduced malaria deaths to at least 7.5 per cent in all ages and 11 per cent in children under five.
Mr Fiagbey said this at a forum organised by the NGO for stakeholders in the fight against malaria.
According to the RBM Country Needs Assessment report in 2008, Ghana's malaria morbidity ratio stood at 120 per 1,000 cases for all ages instead of meeting the target of 86 per 1,000.
Malaria was also responsible for 35 per cent of morbidity in children under five, which fell short of the RBM target of 23 per cent.
Mr Fiagbey noted that the country had however made some significant progress in the management of severe malaria, preventive treatment of expectant mothers and the use of insecticide treated nets by pregnant women and children under five.
He therefore called for more government and public commitment for the adoption of interventions that would help to scale up the country's progress in meeting the RBM goals.
He indicated that the heavy rains experienced in the Sub-Saharan Region this year, would likely increase malaria cases, adding that, this calls on all African government to commit more resources to fight the pandemic instead of solely relying on the Global Fund.
Mr Fiagbey appealed to government to consider allocating a percentage of the country's oil revenue to interventions that would help reduce malaria cases.
He also urged the district assemblies to ensure that they commit the mandatory 0.5 per cent of their share of the District Assemblies' Common Fund to fight the disease.
Mr Theophilus Aidoo-Mensah, District Chief Executive, expressed worry about malaria deaths and its impact on the national economy and entreated all stakeholders to do more to eliminate the disease.
He noted that malaria accounted for more than 40 per cent of all Out Patient Department cases in the district hospital and appealed to opinion leaders at Apam to facilitate the fight against the pandemic.
http://news.peacefmonline.com/health/200909/26482.php
Comments, Questions, or Suggestions? Contact Us | Our Privacy Policy
Copyright © 2002-2007. All rights reserved. Africa Fighting Malaria.
home | who we are | what we do | malaria | initiatives | advocate | support AFM | faq | contact


text:
Home Headlines Romney Names Paul Ryan as Presidential Running Mate
Romney Names Paul Ryan as Presidential Running Mate
Mitt Romney and his VP pick Paul Ryan
Republican presidential candidate Mitt Romney introduced Rep. Paul Ryan of Wisconsin as his vice presidential running mate on Saturday, turning to the architect of a deeply conservative and intensely controversial long-term budget plan to remake Medicare and cut trillions in federal spending.
In the campaign to come, Republicans will present economic solutions "that are bold, specific and achievable," Romney said as he presented his political partner to cheering supporters. "We offer our commitment to create 12 million new jobs and bring better take home pay to middle class families."
The two men basked in the cheers of supporters in the ticket's made-for-television debut. "I did not make a mistake with this guy," Romney exulted.
"I am deeply excited and honored to join you as your running mate," Ryan said in his first words at the podium." He said that together, "we will restore the greatness of this country."
"Regrettably, President Obama has become part of the problem, and Mitt Romney is the solution" to an economy that has yet to make a strong recovery from the worst recession in decades, he said.
The ticket made its debut at a naval museum in Norfolk, Va., the initial stop of a bus tour through four battleground states in as many days. The USS Wisconsin, berthed at the museum, was their bunting-draped backdrop.
While word of Ryan's selection leaked late Friday night, and was posted by the campaign to its phone app before the speeches, Obama's campaign withheld its reaction until the Republicans had spoken.
"The architect of the radical Republican House budget, Ryan, like Romney, proposed an additional $250,000 tax cut for millionaires, and deep cuts in education from Head Start to college aid," Jim Messina, the president's campaign manager, said in a written statement.
"His plan would also end Medicare as we know it by turning it into a voucher system, shifting thousands of dollars in health care costs to seniors," he said.
Ryan's selection — as well as Romney's own nomination — will be ratified by delegates to the Republican National Convention that begins on Aug. 27 in Tampa, Fla.
Obama and Vice President Joseph Biden will be nominated for a second term at the Democratic convention the following week.
One campaign official said Romney had settled on Ryan as his pick on Aug. 1, more than a week ago, and informed Beth Myers, the longtime aide who had shepherded the secretive process that led to the selection. The official spoke on condition of anonymity to provide details.
It was not known when Romney informed Ryan he wanted him on the ticket.
In making his pick, Romney bypassed other potential running mates, including Ohio Sen. Rob Portman, Florida Sen. Marco Rubio, former Minnesota Gov. Tim Pawlenty and Virginia Gov. Bob McDonnell.
Officials said he had called all four to notify them of his decision. At 42, Ryan is a generation younger than the 65-year-old Romney.
His conservative credentials are highly regarded by fellow Republican House members, while numerous polls found that Romney's own were suspect among the party's core supporters during the primaries of winter and spring.
A seven-term congressman, Ryan is chairman of the House Budget Committee, and primary author of conservative tax and spending blueprints that the tea party-infused Republican majority approved over vociferous Democratic opposition in 2011 and again in 2012.
It envisions transforming Medicare into a program in which future seniors would receive government checks that they could use to purchase health insurance. Under the current program, the government directly pays doctors, hospitals and other health care providers.
Ryan and other supporters say the change is needed to prevent the program from financial calamity. Critics argue it would impose ever-increasing costs on seniors.
Other elements of the budget plan would cut projected spending for Medicaid, which provides health care for the poor, as well as food stamps, student loans and other social programs that Obama and Democrats have pledged to defend.
In all, it projected spending cuts of $5.3 trillion over a decade, and cut future projected deficits substantially.
It also envisions a far reaching overhaul of the tax code of the sort Romney has promised.
Romney and Ryan appeared unusually comfortable with each other when they campaigned together earlier in the year. The former governor eagerly shared the microphone with the younger man and they shared hamburgers at a fast food restaurant.
In making an endorsement before his state's primary last spring, Ryan said, "I picked who I think is going to be the next president of the United States — I picked Mitt Romney. … The moment is here. The country can be saved. It is not too late to get America back on the right track. … It is not too late to save the American idea."
Romney was the subject of an April Fools prank in which Ryan played a role. Romney showed up at a supposed campaign event where he heard Ryan calling him "the next president of the United States" — only to find the room nearly empty.
In recent days, conservative pundits have been urging Romney to choose Ryan in large part because of his authorship of a House-backed budget plan that seeks to curb overall spending on benefit programs such as Medicare, Medicaid and food stamps.
Republican National Committee finance chairman Ron Weiser of Michigan, said Friday night that Ryan's selection would help Romney win Wisconsin and its 10 electoral votes in the fall. The state typically supports Democrats in presidential contests, and Obama won it handily four years ago.
Ryan has worked in Washington for much of his adult life, a contrast to Romney, who frequently emphasizes his experience in business.
The congressman worked as an aide in Congress, and also was a speechwriter for Jack Kemp, who years earlier had been one of the driving forces behind across-the-board tax cuts that were at the heart of Ronald Reagan's winning presidential campaign in 1980.
Ryan is also well-known for his fiendish physical fitness workouts.
His congressional district in southeast Wisconsin has something of a bipartisan voting record. Obama took 54 percent of the vote there in 2008, while the congressman received 64 percent in winning re-election.
Outside Ryan's home in Janesville, Wis., on Friday night, there was nothing to suggest that the residence belonged to a vice presidential candidate.
Earlier this week, a Ryan adviser said the congressman, his wife and their three children were preparing for a weeklong Colorado vacation.
Most of Romney's staff learned of the planned announcement during a 10 p.m. EDT conference call Friday about an hour before the campaign issued a statement. The identity of Romney's pick was not disclosed during the call. The campaign had promised that first news of the selection would be delivered via a phone app.
Earlier in the day, Romney's campaign briefed reporters on the bus tour without mention of the impending vice presidential announcement.
The tour will take Romney through North Carolina, Virginia, Florida and Ohio. All are battlegrounds where Obama won in 2008. They hold 75 electoral votes combined, of the 270 needed to win the election.
Presidential Running Mate
vice presidential running mate
Previous articleWhat Might a Post-Meles Zenawi Era Bring to Ethiopia?
Next articleGeorge Zimmerman's Parents Soliciting Money on the Death of Trayvon Martin
'Frickin Black Guy': Charges For Cop Who Almost Killed Teen Delivering Newspapers
Sudan's President Bashir – the Belligerent Eye of a Perfect Storm
Why Black Americans Are Dying In The Company Of White Race...
"America Has Lost" In The Philippines

redpajama_set_name: RedPajamaCommonCrawl


Looking for photography classes in Goshen OH? No matter if you are a beginner, hobbyist, or professional, the best way to improve your photography technique is through hands-on classes with skilled instructors.
Ohio offers numerous accredited and recognized photography schools. Photography classes teach subjects like digital capture, lighting techniques, exposure, composition, outdoor photography, and many other basic and advanced camera techniques. Growing into an expert photographer can lead to a lifelong hobby or a prosperous professional career.


The subject of the research in this paper is empirical testing of the possibility of applying the technical analysis of investments in securities on the example of Ripple company. Ripple XRP is the currency used in the payment network for all transactions, reducing the time needed, as well as the money for cross-border payments. The aim of this research is to find an optimal method that will improve the efficiency of the tested concrete examples of the possibilities of improving the effective portfolio management made of Ripple XRP digital currency, with a special focus on the optimal choice of methods of technical analysis. Technical analysis studies historical and actual data on both prices and the extent of trading with the intention of predicting activities in the financial market in the future. Historical data on price movements are the basis of this analysis and the most frequently used data of technical analysis. The methodology used in the research includes methods of analysis, synthesis, research and inductive-deductive techniques, as well as econometric statistical methods. Due to the large number of information that can be obtained using all these methods and techniques, the paper will present the most optimal combination of various graphic interpretations of historical technical analysis courses that will be in the function of efficient management of this digital currency. The analysis period is one year, from April 2017 to March 2018 with a special focus on the last six months, from October 2017 to March 2018. The results of the research will be useful to the academic community for further research in the field of technical analysis of digital currencies, as well as institutional and individual investors in the function of creating certain instruments that are focused on effective trading with this currency.


text:
Mercer Capital › Insights › Articles › Financial Institutions Articles › Using Employee Stock Ownership Plans: Helping Community Banks with Strategic Issues
Using Employee Stock Ownership Plans: Helping Community Banks with Strategic Issues
In our view, Employee Stock Ownership Plans (ESOPs) are an important omission in the current financial environment as a number of companies and banks lack a broader, strategic understanding of the possible roles of ESOPs as a tool to manage a variety of strategic issues facing community banks. Given the strategic challenges facing community banks, we strive to help our clients, as well as the broader industry, fill this gap, and discuss some common questions related to ESOPs in the following article.
We will be glad to discuss your bank's current situation as well as the role an ESOP can play in detail. If you are interested in learning more about ESOPs, read our book, The ESOP Handbook for Banks: Exploring an Alternative for Liquidity and Capital While Maintaining Independence. In addition, if you would like to speak to a Mercer Capital professional, contact Jay Wilson at 901.685.2120 or wilsonj@mercercapital.com.
For those less familiar with ESOPs, we answer a few basic questions related to ESOPs. For those more familiar with ESOPs, skip to the question entitled "How can an ESOP help the bank deal with strategic issues?".
What Is an ESOP and How Does It Work?
ESOPs are a written, defined contribution retirement plan, designed to qualify for some tax-favored treatments under IRC Section 401(a). While similar to a more typical profit-sharing plan, the fundamental difference is that the ESOP must be primarily invested in the stock of the sponsoring company (only S or C corporations). ESOPs can acquire shares through employer contributions (either in cash or existing/newly issued shares) or by borrowing money to purchase stock (existing or newly issued) of the sponsoring company. Once holding shares, the ESOP obtains cash via sponsor contributions, borrowing money, or dividends/distributions on shares held by the ESOP. When an employee exits the plan, the sponsoring company must facilitate the repurchase of the shares, and the ESOP may use cash to purchase shares from the participant. Following repurchase, those shares are then reallocated among the remaining participants.
What Are Some Tax Benefits Related to ESOPs?
Similar to other profit-sharing plans, contributions (subject to certain limitations) to the ESOP are tax-deductible to the sponsoring company. The ESOP is treated as a single tax-exempt shareholder. This can be of particular benefit to S corporations, as the earnings attributable to the ESOP's interest in the sponsoring company are untaxed. The tax liability related to ESOP planholder's accounts is at the participant level and generally deferred similar to a 401(k) until employees take distributions from the plan.
Who Can Sponsor an ESOP?
Both publicly traded and private banks/holding companies (C or S-Corps.) can sponsor ESOPs, but the benefits are often more profound for private institutions that are not as actively traded, as the ESOP can promote a more active market and enhance liquidity more for the privately-held shares.
How Can an ESOP Help The Bank Deal With Strategic Issues?
While not suitable in all circumstances, an Employee Stock Ownership Plan may provide assistance in resolving a number of strategic issues facing community banks and can offer benefits to plan participants, existing shareholders, and the sponsor company, including:
Augmenting capital, particularly for profitable institutions facing limited access to external capital. Though an ESOP strategy generally builds capital more slowly than a private placement alternative or a public offering, it provides certain tax advantages and may result in less dilution to existing shareholders. For additional perspective, consider the following example. Let us assume that the holding company has $5 million of debt or preferred stock (this example could also include TARP or SBLF funding) with a five year term and an interest rate of 5%. Assuming that the subsidiary bank is the holding company's primary source of cash (which is often the case for most community banks), the typical option to service this holding company obligation would be dividends from the bank to the holding company. However, an ESOP is another option that might be worth considering as ESOP contributions are tax-deductible expenses and this allows the bank's capital position to benefit.
In the ESOP strategy, cash contributions received by the ESOP are used to purchase newly issued shares of the sponsor's common stock (in this case, the holding company), providing liquidity that the bank holding company then uses to service holding company's debt. As detailed in the table below, the ESOP strategy provides the necessary cash flow to the holding company for its obligations but results in approximately $2 million of added bank capital (approximately 35% of the cash needed to service the holding company obligation) at the end of the five-year period. This higher capital could be used in a variety of ways by the underlying bank, either to fund future earning asset growth organically or through acquisitions, pay additional distributions to the holding company for shareholder dividends, or as a cushion against adverse events such as credit losses. However, there is a trade-off to augmenting the bank's capital using the ESOP strategy, as the holding company's shares outstanding will increase thereby causing dilution to existing shareholders.
Facilitating stock purchases and providing liquidity absent a sale of the bank to outsiders by creating an "internal" stock market whose transaction activity can promote confidence in stock pricing. The ESOP offers the further advantage of providing a vehicle to own shares that is "friendly" to the existing board of directors. For example, the ESOP can offer an alternative exit strategy beyond selling the bank to outside investors through an IPO or acquisition by providing a liquidity avenue that allows for ownership transition while maintaining independence. For C-corporations, the shareholder may even have the ability to sell his or her shares in a tax-free manner subject to certain limitations related to a Section 1042 rollover, including the ESOP owning 30% or more of each class of outstanding stock after the transaction and the seller reinvesting the proceeds into qualified replacement property from 3 to 12 months after the sale; and,
Providing employee benefits and increasing long-term shareholder value. ESOPs provide a beneficial tool in rewarding employees at no direct cost to themselves by providing common stock and tying their reward to the long-term stock performance of the bank/company, which can serve to increase employee morale and shareholder value over time. For example, a recent study by Ernst & Young1 found that the total return for S Corporation ESOPs from 2002 to 2012 was a compound annual growth rate of 11.5% compared to the total return of the S&P 500 over the same period of 7.1%. The measure of S ESOP returns considers cumulative distributions as well as growth in value of net assets, net of those distributions (i.e., growth in underlying value per share).
What Is the First Step for Those Considering an ESOP?
For those considering implementing ESOPs, the first step is generally a feasibility study of what the ESOP would actually look like once implemented at your bank. Parts of the study would include determining the value of the company's shares, the pro-forma implications from the potential transaction/installation, as well as what after-tax proceeds the seller might expect. This will help determine whether the bank should proceed, wait a few years to implement, or move to another strategic option. There are typically a number of parties involved in implementations including among others an appraiser/valuation provider, trustee, attorney or plan designer, and administrative committee.
What Are Some Potential Drawbacks to ESOPs?
ESOPs are subject to both tax and benefit law provisions (such as the ERISA act of 1974). Certain negatives associated with them can include:
The costs of setting up and maintaining the plans
The repurchase obligation for the sponsoring company as employees retire or exit the plan
Regulatory issues with the Deportment of Labor serving as primary regulator and the IRS being able to review plan activities
Fiduciary roles associated with ESOP trustees
Potential complexities related to shareholder dilution from issuing new shares
Are There Any New Developments for ESOP Trustees to Consider?
For existing ESOPs, two recent legal and regulatory developments have brought up important issues for trustees to consider as well.
Dudenhoeffer
In 2014, the Supreme Court ruled on the case of Fifth Third Bancorp v. Dudenhoeffer, which involved a public company that matched employee contributions to a 401(k) plan by contributing employer stock to an ESOP that was part of the plan. The ruling states that the standard of prudence applicable to all ERISA fiduciaries also applies to ESOPs, though ESOP fiduciaries are not required to diversify the ESOP's holdings. The Court ruling was focused on public company ESOPs, but its implications for private company ESOPs are unclear. However, trustees should consider ensuring an investment policy statement is in place for the ESOP, stating that the policy is to invest primarily in employer stock in accordance with the purpose of the Plan; and, if applicable, the policy statement could potentially clarify that employees have diversification options through other benefit plans such as a 401(k) plan.
GreatBanc Trust
Scrutiny related to ESOPs, particularly as it relates to certain valuation issues, has increased in recent years, with the DOL bringing a number of cases against trustees and other parties. In the case of Perez, Secretary of the DOL v. GreatBanc Trust Company, there is a process agreement that we encourage ESOP companies and their trustees to review. While the process requirements are only specific to GreatBanc, the case has received a lot of attention in the ESOP community.
In October 2012, The U.S. Department of Labor filed a lawsuit against GreatBanc Trust Co. and Sierra Aluminum Co. in the U.S. District Court for the Central District of California. Among other issues identified in the suit, the DOL alleged that GreatBanc violated the Employee Retirement Income Security Act by breaching its fiduciary duties to the Sierra Aluminum Employee Stock Ownership Plan when it allowed the plan to pay more than fair market value for employer stock in June 2006. The suit also named the ESOP's sponsor, Sierra Aluminum, as a defendant. The sponsor's indemnification agreement with GreatBanc allegedly violated ERISA regulations. The suit focuses on the quality of the appraisal on which the trustee relied, particularly on the supportability of the assumptions used in the cash flow projection.
As part of the settlement negotiations, the DOL and GreatBanc have agreed upon a specific set of policies and procedures as trustee of an ESOP. While specific to GreatBanc, the transaction procedures are presumed to be applicable to all Trustees and related appraiser relationships. The process requirements cover the following areas:
Selection and Use of Valuation Advisor
Oversight of Valuation Advisor
Fiduciary Review Process
Preservation of Documents
Consideration of Claw-Back
In general, the process agreement makes clear that trustees must ensure that ESOP valuations are well documented with thoroughly supported assumptions.
How Can Mercer Capital Help?
Mercer Capital has been providing ESOP appraisal services for over 25 years and has extensive ESOP experience through providing annual valuations, installation advisory, feasibility studies, financial expert services related to legal disputes, and fairness opinions. Our appraisals are prepared in accordance with the Employee Retirement Income Security Act ("ERISA"), the Department of Labor, and the Internal Revenue Service guidelines, as well as Uniform Standards of Professional Appraisal Practice ("USPAP"). We are active members of The ESOP Association and the National Center for Employee Ownership (NCEO). Our professionals have been frequent speakers on topics related to ESOP valuation throughout our 32-year history. Mercer Capital professionals also co-authored the publication, The ESOP Handbook for Banks (2011), which provides insight into key ESOP-related issues affecting banking organizations.
For additional ESOP resources, view our whitepapers Insights on ESOPs and Choosing a New ESOP Appraiser.
1 Contribution of S ESOPs to participants' retirement security: Prepared for Employee-Owned S Corporations of America March 2015) Report can be accessed at: http://www.efesonline.org/LIBRARY/2015/EY_ESCA_S_ESOP_retirement_ security_analysis_2015.pdf.
Jay D. Wilson, Jr.
Jay Wilson, CFA, ASA, CBA, senior vice president, is a senior member of Mercer Capital's Depository Institutions practice. Jay also leads Mercer Capital's Financial Technology industry team and publishes research related to the FinTech industry.
Andrew K. Gibbs, CFA, CPA/ABV
gibbsa@mercercapital.com
Jeff K. Davis, CFA
jeffdavis@mercercapital.com
Jay D. Wilson, Jr., CFA, ASA, CBA
wilsonj@mercercapital.com


TEL AVIV — Sixteen jihadists from the Gaza Strip have been killed in recent days in Syria, where they were fighting in the ranks of the Islamic State, senior jihadist Abu Abdel Rahman al-Maqdesi told Breitbart Jerusalem.
Abu Jazar moved up the ranks of IS and became one of the organization's most senior members in the region of Aleppo. According to al-Maqdesi, Abu Jazar's family and the families of the other jihadists killed recently were informed of their loved ones' deaths partly through Palestinian jihadists who continue to fight with IS in Syria.
Another prominent figure killed recently was Abdullah Kulab from Rafah, the jihadist said. Kulab was a brother of Mustafa Kulab, who blew himself up last August along with a Hamas patrol that tried to prevent him and another jihadist from crossing into Sinai. A Hamas police officer was killed in the blast.
Those killed also included Imad al-Nahass, Muhamad Abu Shbeika and Muhamad Abdelal. Abu Shbeika and al-Nahass spent some time as operatives for Hamas' "military wing" before leaving the group and joining IS in Syria and Iraq.


text:
Facebook iconLinkedIn iconTwitter iconYouTube icon
What To Expect For Your Personal Finances In 2018
No one wants to be caught off-guard when it comes to their finances. So The Associated Press asked several experts to share their opinion on what will happen with some key issues in 2018 that will directly impact your personal financial well-being.
No one wants to be caught off-guard when it comes to their finances. So The Associated Press asked several experts to share their opinion on what will happen with some key issues in 2018 that will directly impact your personal financial well-being. Here's a look at their forecasts:
Q. What should I expect from gas prices?
A. Gas prices are still quite low, historically speaking, and were fairly steady in 2017. But 2018 may be a bit more rocky, according to Tom Kloza, global head of energy analysis at the Oil Price Information Service.
Kloza estimates the average price for regular gasoline will end 2017 around $2.39 a gallon. A typical family might consume 90 gallons of regular gas each month, so their cost in 2017 has been around $215 per month.
Overall, Kloza expects the average price nationwide to rise to around $2.45 for 2018. That's still well below the more than $3 a gallon that Americans faced from 2011 to 2014. Like every year, prices will vary greatly by region and season.
A word of warning though — hurricanes or recessions could disrupt even the best estimates.
Q. What will the job market look like in 2018?
A. The current strength in the job market should carry into 2018. This is particularly true if you are in a high-demand field like health care, technology or e-commerce, said Andrew Chamberlain, chief economist at jobsite Glassdoor.
"Today's labor market is probably the tightest in a generation so that puts workers in a strong bargaining position with employers," said Chamberlain.
Companies in high-demand fields should offer pay raises and other incentives to help attract and retain workers. Those not in high-demand fields may see some improvements in workplace conditions too.
Experts like Chamberlain are warning job-holders not to get lulled into complacency by the unusually long U.S. economic expansion. As economists say: times are good until they aren't. Chamberlain said this is a good time to prepare for an inevitable downturn by socking away money in savings, polishing your resume and keeping your list of work accomplishments handy.
Q. What about tax changes?
A. This is the big question mark for many. The tax overhaul bill, which passed Congress Wednesday and is awaiting the signature of President Donald Trump, would take effect in 2018.
You may see changes almost immediately in your withholdings from your paycheck. The IRS said earlier this month that it is closely monitoring the bill and expects to issue initial withholding guidance in January, which would allow taxpayers to begin seeing the benefits of the change as early as February.
However, other big changes from the overhaul — such as a lower tax rate or elimination of some deductions — won't be fully evident until you complete your taxes in the spring of 2019.
Generally speaking, the legislation reduces levies on the wealthiest Americans, while making more modest tax reductions for most others. The tax cuts for individuals are temporary, expiring in 2026. And while it doubles the standard deduction used by most Americans, that will also end in eight years.
Q. Will wages go up next year?
A. In short: most likely.
Ian Shepherdson, chief economist at Pantheon Macroeconomics, said that the tight labor market is expected to remain tight. That means companies will be hard pressed to find and retain workers, and in turn, will likely raise pay.
Unemployment in the U.S. is already at a 17-year low of 4.1 percent and the economy is growing at a good clip, over 3 percent at last measure. But Shepherdson and other economists think this growth period is near its end, which is typically when the best gains come for workers.
He describes next year as the "sweet spot" for individuals to get raises that leave them feeling better off.
The only thing that could throw off this lower unemployment trend — which drives the wage growth — is if significant numbers of workers who've been on the sidelines try to rejoin the workforce.
"That is possible, but it's very low (risk)," he said. "If we were going to see a big surge we would have seen it by now."
Q. How is the housing market shaping up for 2018?
A. This year's turbulent politics, natural disasters and more should play out in the housing market in 2018, said Ralph McLaughlin, chief economist for housing website Trulia.
There will be less enthusiasm for home buying and more enthusiasm for selling, he said. That will help ease two major headwinds in the current market: low inventory and high prices.
However, there will be lower demand for homes prone to natural disasters, following this year's string of hurricanes, wildfires and floods.
There will also be a geographic reaction to the tax plan. The shrunken deduction for home interest and property taxes could dampen enthusiasm for homes in expensive and high-tax areas such as parts of the Northeast and much of the West. However, a major increase in the standard deduction should help boost demand in the Midwest and South, where few mortgages and property tax bills are large enough to warrant itemized deductions.
Trulia expects prices to rise across the county at a slower rate as the market starts to come into more balance. And for renters, the rate of rent will increase further but at a more modest pace thanks to new construction.
Latest in Economy
Dec. US Housing Construction Jumps 16.9%
More in Economy
Nov. Mfg Technology Orders Fall Further
The Association for Manufacturing Technology noted that November's numbers reflects an aggressive move by sellers to reduce inventory before the end of the year.
Association for Manufacturing Technology
World Bank Sees Small Global 2020 Rebound
In an updated economic outlook released Wednesday, the World Bank forecast the global economy will grow 2.5% this year.
Dec. Fastener Distrib. Index at All-Time Low
December's reading was the lowest since the FDI was incepted in January 2012.
China's Economy Czar to Sign Trade Deal
Vice Premier Liu He, Beijing's chief envoy in talks with Washington over their tariff war, will lead a delegation to Washington from Monday through Wednesday.
MSC's Q1 Shows Stubborn Market Slowdown
MSC — No. 8 on ID's 2019 Big 50 List — reported its 2020 Q1 fiscals Wednesday, with the figures showing that the industrial slowdown that plagued distributors and suppliers for much of 2019 is still very much in effect.
US Trade Deficit Falls 8.2% in Nov.
Shrinking to $43.1 billion, November showed the smallest deficit since October 2016.
US Construction Spending Up 0.6% in Nov.
It was the fifth consecutive monthly gain and a sharp improvement from a tiny 0.1 percent October advance.
US Mfg. Activity Hits Decade-Low
ISM's December Manufacturing Index December reading was its lowest since June 2009, when the US economy was at the tail end of the Great Recession.
Trump to Sign 1st-Step China Deal Jan. 15
The so-called "Phase One" agreement is smaller than the comprehensive deal Trump had hoped for and leaves many of the thorniest issues between the two countries for future talks.
Christopher Rugaber
Nov. Durable Goods Orders Slip 2%
It was the largest decline for durable goods since May, and orders have fallen in two of the past three months.
Matt Ott
Economic Growth Shows Resilience
The US economy is finishing the year in strong shape, thanks to a resilient consumer, a healthy job market and interest rate cuts by the Federal Reserve.
China Announces Tariff Cuts, More Competition
The Finance Ministry said the new tariff cuts would mainly apply to products in short supply and to foreign products for daily use.
US Economy Grew at 2.1% Rate in Q3
Consumer spending, which accounts for 70 percent of economic activity, grew at a stronger 3.2 percent pace.


WAM Active Limited is an Australia-based investment company. The Company is engaged in investing activities, including cash, term deposits and equity investments. The Company is engaged in investing in equities listed on the Australian Securities Exchange (ASX). The Company's investment objectives are to deliver a regular income stream of fully franked dividends; to provide a positive return with low volatility, and preserve capital. The Company manages the market for various opportunities, including initial public offerings, capital raisings, take overs, listed investment companies (LICs) trading at a discount to their net tangible assets (NTA) and short selling. The Company invests in various sectors, including financials, consumer discretionary, industrials, healthcare, telecommunication services, consumer staples, materials and information technology. The Company's investment manager is MAM Pty Limited.
WAM Capital Limited is an Australia-based investment company, which is primarily an investor in equities listed on the Australian Securities Exchange. The Company's investment objectives are to deliver a rising stream of fully franked dividends; to provide capital growth, and to preserve capital of the Company. It invests in various sectors, such as financials, consumer discretionary, industrials, healthcare, information technology, telecommunication services, consumer staples, utilities and materials. The Company's trading opportunities are derived from initial public offerings, placements, block trades, rights issues, corporate transactions (such as takeovers, mergers, schemes of arrangements, corporate spin-offs and restructures), arbitrage opportunities, life insurance corporation (LIC) discount arbitrages, short-selling and trading market themes and trends. Wilson Asset Management (International) Pty Ltd is the Company's investment manager.
WAM Research Limited is an Australia-based investment company. The Company makes investments in listed companies. The Company's investment objectives are to provide investors a rising stream of fully franked dividends, and achieve a high real rate of return, comprising both income and capital growth, within the risk parameters acceptable to the Directors. The Company engages in investing activities, including cash, term deposits and equity investments. The Company invests in equities listed on the Australian Securities Exchange. The Company provides investors with exposure to a diversified portfolio of undervalued growth companies, which are small-to-medium sized industrial companies listed on the Australian Securities Exchange. The Company provides investors with access to Wilson Asset Management's research-driven process, which focuses on identifying undervalued growth companies. MAM Pty Limited is the investment manager of the Company.


text:
Parliament 40, Session 1
Bill 97, Ontario Justices of the Peace Modernization Act, 2012
Orazietti, David
Acts affected
[40] Bill 97 Original (PDF)
Bill 97 2012
An Act to amend the Justices of the Peace Act with respect to categories and qualifications of justices of the peace
Note: This Act amends the Justices of the Peace Act. For the legislative history of the Act, see the Table of Consolidated Public Statutes – Detailed Legislative History at www.e-Laws.gov.on.ca.
Her Majesty, by and with the advice and consent of the Legislative Assembly of the Province of Ontario, enacts as follows:
1. Section 1 of the Justices of the Peace Act is amended by adding the following definitions:
"administrative justice of the peace" means a person designated as an administrative justice of the peace under section 4; ("juge de paix administratif")
"presiding justice of the peace" means a person designated as a presiding justice of the peace under section 4; ("juge de paix président")
2. (1) Subsection 2.1 (2) of the Act is amended by striking out "justices of the peace" and substituting "presiding justices of the peace, to classify candidates for appointment as administrative justices of the peace".
(2) Paragraphs 1, 2, 7 and 8 of subsection 2.1 (12) of the Act are repealed and the following substituted:
1. It shall develop candidate application forms that specify what supporting material is required, and it shall make the forms available to the public.
2. It shall develop application procedures and general selection criteria and make information about them available to the public.
7. It shall determine the skills, abilities and personal characteristics that are desired in a presiding justice of the peace and in an administrative justice of the peace and make information about them available to the public.
8. It shall classify candidates for appointment as presiding justices of the peace as "Not Qualified", "Qualified" or "Highly Qualified" and report the classifications to the Attorney General.
9. It shall classify candidates for appointment as administrative justices of the peace as "Not Qualified", "Qualified" or "Highly Qualified" and report the classifications to the Attorney General.
(3) Section 2.1 of the Act is amended by adding the following subsection:
Qualification, presiding justices
(14.1) A candidate shall not be considered by the Advisory Committee for appointment as a presiding justice of the peace unless he or she has practised as a lawyer for the equivalent of at least five years of full-time experience and,
(a) if he or she is a member of the Law Society of Upper Canada, or a body in another jurisdiction responsible for the regulation of the practice of law, he or she is a member in good standing; or
(b) if he or she is not a member of the Law Society of Upper Canada, or a body in another jurisdiction responsible for the regulation of the practice of law, he or she was in good standing with that body at the time he or she ceased being a member.
(4) Subsection 2.1 (15) of the Act is amended by adding "for appointment as an administrative justice of the peace" after "Committee" in the portion before clause (a).
3. Section 4 of the Act is repealed and the following substituted:
Presiding or administrative
4. (1) The Lieutenant Governor in Council, on the recommendation of the Attorney General, shall designate every justice of the peace as a presiding justice of the peace or an administrative justice of the peace.
(2) A justice of the peace who was appointed before this section was re-enacted by the Ontario Justices of the Peace Modernization Act, 2012 shall be,
(a) a presiding justice of the peace if he or she was a presiding justice of the peace immediately before this section was re-enacted; or
(b) an administrative justice of the peace if he or she was a non-presiding justice of the peace immediately before this section was re-enacted.
Powers of presiding justices
(3) A presiding justice of the peace may exercise any power that a justice of the peace is authorized to exercise under an Act or regulation, including but not limited to,
(a) conducting bail hearings under the Criminal Code (Canada);
(b) determining whether to issue search warrants or warrants to enter dwellings under the Criminal Code (Canada) or other legislation;
(c) receiving criminal informations and considering whether to lay criminal charges or issue a summons or warrant for the arrest of the accused, including conducting pre-hearings pursuant to section 507.1 of the Criminal Code (Canada);
(d) hearing and considering applications for publication bans;
(e) issuing warrants for the arrest of an offender for the purpose of complying with Christopher's Law (Sex Offender Registry), 2000;
(f) issuing warrants to apprehend a child under the Child and Family Services Act;
(g) making orders under the Mental Health Act for the examination of a person by a physician;
(h) presiding over criminal matters involving adjournments and remands and dealing with matters made without notice under the Provincial Offences Act, including pleas of guilty with an explanation, failures to respond to offence notices and extensions of time to pay fines; and
(i) presiding over trials prosecuted under the Provincial Offences Act with respect to offences under the Occupational Health and Safety Act, the Environmental Protection Act, the Highway Traffic Act and other provincial statutes, which may include adjudicating pre-trial motions, determining the admissibility of evidence, hearing and determining constitutional issues and granting remedies pursuant to section 24 of the Canadian Charter of Rights and Freedoms, determining guilt or innocence and imposing fines or incarceration.
Powers of administrative justices
(4) An administrative justice of the peace may only exercise a power that a justice of the peace is authorized to exercise under an Act or regulation if,
(a) the Act or regulation specifies that the power may be exercised by an administrative justice of the peace; or
(b) the power is set out in subsection (5).
(5) The powers referred to in clause (4) (b) are,
(a) exercising powers under section 9 of the Provincial Offences Act;
(b) processing judicial interim release orders;
(c) issuing subpoenas;
(d) issuing summons;
(e) taking affidavits;
(f) administering oaths or affirmations;
(g) ordering the disposition of seized property;
(h) issuing orders for discharge;
(i) dealing with first appearances;
(j) performing civil marriages;
(k) receiving informations, undertakings and recognisances;
(l) endorsing arrest warrants and search warrants;
(m) exercising any power prescribed by the regulations;
(n) exercising any power that he or she is authorized to exercise in writing by the Chief Justice of the Ontario Court of Justice; and
(o) exercising any power that is ancillary to the exercise of a power set out above.
(6) Despite subsections (4) and (5), administrative justices of the peace may not,
(a) hear applications for orders pursuant to the Canadian Charter of Rights and Freedoms;
(b) order the imprisonment of any person; or
(c) order the seizure of any property.
(7) For greater certainty, a presiding justice of the peace has the power to do whatever an administrative justice of the peace is authorized to do.
4. Section 5 of the Act is amended by striking out "a justice of the peace" and substituting "a presiding justice of the peace".
5. (1) Subsection 21 (1) of the Act is amended by adding the following clause:
(b) prescribing powers that may be exercised by administrative justices of the peace pursuant to clause 4 (5) (m);
(2) Section 21 of the Act is amended by adding the following subsection:
Presiding and administrative
(3) For greater certainty, a regulation made under subsection (1) may provide for different salaries, remuneration and benefits for presiding justices of the peace and for administrative justices of the peace.
6. This Act comes into force on a day to be named by proclamation of the Lieutenant Governor.
7. The short title of this Act is the Ontario Justices of the Peace Modernization Act, 2012.
The Justices of the Peace Act currently provides that every justice of the peace is a presiding justice of the peace. The Bill amends the Act to provide for two categories of justices of the peace, presiding and administrative, and sets out the powers that may be exercised by each.
The Bill also provides that a person shall not be considered for appointment as a presiding justice of the peace unless he or she has at least five years experience practising as a lawyer.


John has always gravitated towards working with steel. Unfortunately providing for his family came first and his passion for steel art came second. Being a blue-collar worker has enhanced his view of the arts and helped his creativity grow. He began his artistic journey making industrial style tables, lamps, light fixtures, stools, and other household furniture during his spare time. Shortly after, his passion switched to artistic sculptures. When creating sculptures, he often reflects upon what is going on in not only his own life, but also the world around him. From making sculptures that represent social injustices or making something for a friend in need of a smile, he is a truly philanthropic man and enjoys using his art to help others in need. John has donated pieces of his art collection to various individuals to auction off for causes he feels passionately about. He hopes to be able to reach as many people as possible with his art, all the while making a positive difference in the world.


text:
Home » Trump News » White House blocks new FDA coronavirus guidelines that may have delayed vaccine: report
White House blocks new FDA coronavirus guidelines that may have delayed vaccine: report
0 Trump News,
The White House has blocked the Food and Drug Administration (FDA) from enacting stricter federal guidelines on the emergency release of a potential coronavirus vaccine, The New York Times reported on Monday.
The FDA first submitted the proposal for new guidelines in late September, but they were immediately rebuffed by President TrumpDonald John TrumpState Department revokes visa of Giuliani-linked Ukrainian ally: report White House Gift Shop selling 'Trump Defeats COVID' commemorative coin Biden says he should not have called Trump a clown in first debate MORE and top officials who worried it would delay the release of a vaccine as Trump's "Operation Warp Speed" has sought to quickly move one through the approval process.
According to the Times, the new guidance included the recommendation that volunteers in the vaccine clinical trials be followed for around two months after receiving their final dose before an official vaccine authorization is granted. The recommendation is part of an effort to make sure an approved vaccine is safe.
The Times reports that specific part of the proposed guidelines was the sticking point for White House officials.
The report comes as the FDA is looking to reassure the public that it is following the science and will make sure any vaccine is safe and effective before authorizing it amid fears of political pressure from Trump.
Trump had signaled he may not approve the guidelines after they were proposed.
"We're looking at that. That has to be approved by the White House. We may or may not approve it. That sounds like a political move," Trump told reporters at a White House briefing when asked if he agreed with the FDA's plan.
"Why would [companies] have to be adding great length to the process? We want to have people not get sick. The vaccine is very important," Trump said, adding, "I think that was a political move more than anything else."
It marks another instance of Trump and the White House breaking with top health officials on public health guidelines and his assessments about the threat posed by the virus.
Meanwhile, some have raised questions about the safety of a vaccine
Last month nine pharmaceutical companies signed a joint pledge not to approve any vaccine without confidence in its safety and efficacy.
Trump's new 5G plan is opening the flood gates…
Trump's 5G plan is opening the flood gates to 3 million new jobs…


text:
<?xml version="1.0" encoding="UTF-8"?>
<blueprint xmlns="http://www.osgi.org/xmlns/blueprint/v1.0.0"
           xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
           xsi:schemaLocation="http://www.osgi.org/xmlns/blueprint/v1.0.0 http://www.osgi.org/xmlns/blueprint/v1.0.0/blueprint.xsd">

    <service id="cacheProvidingService" interface="org.pentaho.caching.api.PentahoCacheProvidingService">
        <service-properties>
            <entry key="pentaho.cache.provider" value="org.pentaho.caching.ri.HeapCacheProvidingService"/>
        </service-properties>
        <bean class="org.pentaho.caching.ri.HeapCacheProvidingService">
        </bean>
    </service>
</blueprint>

redpajama_set_name: RedPajamaGithub


text:
Q: I can not insert and get data to firebase real-time database when I am trying to write and read data to firebase database. Error showing like this This code I wrote for post method:
storeRecipes() {
  const recipes = this.recipeService.getRecipes();
  this.http
    .put( 'ng-course-recipe-book-a84eb-default-rtdb.europe-west1.firebased…', recipes )
    .subscribe(response => { console.log(response); });
}

Refused to apply style from 'https://fonts.googleapis.com/css?family=' because its MIME type ('text/html') is not a supported stylesheet MIME type, and strict MIME checking is enabled.
Access to XMLHttpRequest at 'https://ng-course-recipe-book-a84eb-default-rtdb.europe-west1.firebasedatabase.app/?auth= '' from origin 'http://localhost:4200' has been blocked by CORS policy: Response to preflight request doesn't pass access control check: It does not have HTTP ok status.
core.js:4002 ERROR
HttpErrorResponse {headers: HttpHeaders, status: 0, statusText: 'Unknown Error', url: 'https://ng-course-recipe-book-a84eb-default-rtdb.europe-west1.firebasedatabase.app/', ok: false, …}
error: ProgressEvent {isTrusted: true, lengthComputable: false, loaded: 0, total: 0, type: 'error', …}
headers: HttpHeaders {normalizedNames: Map(0), lazyUpdate: null, headers: Map(0)}
message: "Http failure response for https://ng-course-recipe-book-a84eb-default-rtdb.europe-west1.firebasedatabase.app/: 0 Unknown Error"
name: "HttpErrorResponse"
ok: false
status: 0
statusText: "Unknown Error"
url: "https://ng-course-recipe-book-a84eb-default-rtdb.europe-west1.firebasedatabase.app/"
[[Prototype]]: HttpResponseBase

redpajama_set_name: RedPajamaStackExchange


The 2007 Individual Long Track/Grasstrack World Championship was the 37th edition of the FIM speedway Individual Long Track World Championship.
The world title was won by Gerd Riss of Germany for the sixth time.
^ "SPEEDWAY and LONGTRACK". Speedway.org.
^ "World Longtrack World Champions". Grasstrack GB.
^ "Long Track Racing". Speedway Champions.
This page was last edited on 7 November 2018, at 04:03 (UTC).